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HomeMy WebLinkAbout23 Res Nos. 2021-20 and 2021-21 - University Park CFDSTAFF REPORT CITY OF PALM DESERT FINANCE DEPARTMENT MEETING DATE: May 13, 2021 PREPARED BY: Veronica Tapia, Senior Management Analyst REQUEST: Adopt Resolutions No. 2021-20 and 2021-21, 1) approving a Deposit and Reimbursement Agreement and the engagement of certain financing professionals for a Tender Bonds Alternative in the refunding program for the outstanding Series 2006A City of Palm Desert Community Facilities District No. 2005-1 ”University Park CFD”, and 2) acting as the Legislative Body of University Park CFD, approving a Tender Bonds Alternative Component of the refunding program and a Notice and Participation Form as well as taking certain other actions in connection therewith. ________________________________________________________________________ Recommendation That the City Council, 1) Waive further reading and adopt Resolution No. 2021-20 approving and authorizing a Deposit and Reimbursement Agreement and approving and affirming the employment of certain financing professionals in connection with a Tender Bonds Alternative in connection with the refunding program for outstanding special tax bonds, Series 2006A, of City of Palm Desert Community Facilities District No. 2005-1 (University Park); and 2) Waive further reading and adopt Resolution No. 2021-21 acting as Legislative Body of City of Palm Desert Community Facilities District No. 2005-1 (University Park), approving and authorizing a Tender Bonds Alternative Component of the refunding program for outstanding special tax bonds, Series 2006A, of the District, and approving a Notice and Participation Form and taking certain other actions in connection therewith. Strategic Plan Approval of the request supports the Land Use, Housing and Open Space Priority 2 by providing a funding mechanism to assist in financing further development of University Park. Executive Summary The City’s Goals and Policies for Community Facilities Districts (the “CFD Policy”) requires a developer to advance and deposit funds with the City to compensate the City for its non-contingent costs incurred in connection with formation of, and issuance of special tax bonds, by a community facilities district (“CFD”) under the Mello-Roos Community Facilities Act of 1982. Since September 10, 2020, the City Council has taken steps to implement a refunding program to refinance outstanding Series 2006A special tax bonds of City of Palm Desert Community Facilities District No. 2005-1 (University Park) (“CFD 2005-1”) for cost savings, including the formation of a new Community Facilities District (“CFD 2021-1”) at the request of University Park Investor, LLC, and authorizing the work for the issuance of refunding bonds by CFD 2021-1 and CFD 2005-1. May 13, 2021 - Staff Report Adopt Reso 2021-20 Approving the Deposit and Reimbursement Agreement with Lennar Adopt Reso 2021-21 Approving Tender Bonds Alternative Component-Refunding Program Page 2 of 3 W:\Staff Reports - Shared 2\Staff Reports 05-13-2021\4 -City Clerk - 05-13-2021\23 - 1 - Resolutions Lennar Deposit and Tender Component\01 Staff Report - Adopt Resolution to Approve Deposit and Reimb Agmt w Lennar and Tender 5.13.21 rev jm5-3-21.docx Recently, Lennar Homes of California, Inc.(“Lennar”), the developer of approximately 21.36 acres within CFD 2005-1 (the “Lennar Parcel”), has expressed their desire for the City to implement a Tender Bonds Alternative Component of the refunding program in order to extinguish their portion of CFD 2005-1 lien and has posted with the City a deposit to cover the City’s related costs. Approval of the resolutions is necessary to provide that option, which will facilitate the further development of property within CFD 2005-1. Background CFD 2005-1 issued two series of debt in 2006 and 2007 with a combined par amount of $67.915 million. The repayment of that debt is a burden that is carried by the property owners within the boundaries of CFD 2005-1. In early 2016, the City authorized a bond call of all of the outstanding 2007 series and part of the outstanding 2006 series using unspent bond proceeds. After the bond call, there was $31,130,000 remaining of the 2006 series, of which $26,250,000 currently remains outstanding. At the time of issuance, it was anticipated that the properties would be developed with a mix of residential, commercial, office, and open space. Due to timing, market conditions and subsequent market downturn, the property within CFD 2005-1 has been slow to develop following formation of CFD 2005-1, with significantly more property currently remaining undeveloped in CFD 2005-1 than having completed development. Among the undeveloped property owners is AG Essential Housing CA 4, L.P., a property holding company for Lennar. Government Code Section 53344.1 and Resolution No. 05-87 (Resolution of Intention), adopted by the City Council on October 13, 2005 as part of the formation proceedings for CFD 2005-1, authorize the City to implement the Tender Bonds Alternative. The Tender Bonds Alternative will allow owners of parcels (like the Lennar Parcel) under the rate and method of apportionment of special taxes for CFD 2005-1 (the “Rate and Method”) to, at their option, purchase and tender certain Refunding Bonds to the CFD Treasurer in full payment of the CFD 2005-1 special tax obligation secured by their property and extinguish the CFD 2005-1 special tax lien on their parcels. In order to update the preliminary work required for the issuance of the Refunding Bonds, members the City’s finance team must be asked to modify their associated duties, as previously approved on September 10, 2020. Pursuant to the CFD Policy, Lennar has posted a deposit based on the additional non-contingent costs as proposed by the members of the finance team. If adopted by the City Council, the Resolution approving the Tender Bonds Alternative Component will also approve a Notice and Participation Form to be mailed to the owners of parcels currently classified as “Undeveloped Property” under Rate and Method at their respective mailing addresses. Undeveloped Property owners may opt to participate in the Tender Bonds Alternative by returning the form to the designated address by June 4, 2021. Staff recommends approval of the Tender Bonds Alternative Component, as well as the Deposit May 13, 2021 - Staff Report Adopt Reso 2021-20 Approving the Deposit and Reimbursement Agreement with Lennar Adopt Reso 2021-21 Approving Tender Bonds Alternative Component-Refunding Program Page 3 of 3 and Reimbursement Agreement with Lennar, in order to continue to facilitate the financing needs of the developers within CFD 2005-1 and their development plans. Fiscal Analvsis All of the non-contingent costs of the Tender Bonds Alternative component of the refunding program will be covered or reimbursed to the City pursuant to the deposit and reimbursement. The Tender Bonds Alternative will simplify the credit of the Refunding Bonds, and savings generated by the refunding will benefit the current and future property owners within the University Park CFD. LEGAL REVIEW Approved as to Form WLS DEPT. REVIEW FINANCIAL REVIEW ASSISTANT CITY MANAGER �R., � rn. riao,z fa..�rn. �r�aau William L. Strausz Janet M. Moore Janet M. Moore Bond Counsel Director of Finance Director of Finance L. Todd Hileman, City Manager. L. Todd I-Fi,I,Cw�av� .i�RC�IJ fIYPSCIiIE' Andy Firestine Assistant Ciry Manaqer ATTACHMENTS: Resolution No. 2021-20 CFD Deposit Agreement Resolution No. 2021-21 Notice of Tender Bonds Alternative and Participation Form NIEETING DATE �� � I -, �, I AYES: �� 1 � �s '� ir�l&nill�i�KP�l�I NOES• �-'�� - A13SENT: ��n� ABSTAIN: ��'n - VERIFIED BY ��� � Original on File with City Clcrk'a O1'fice CITY COUNCILACTION APPROVED ✓ DENiEi'� Ii E1VED OTHER �bP�d- Kes. t�lc5 . , n'j.l -�(` �r ,'�h,'� I -,�I wlStan Repons � Sharetl 2l5tan Repons OS-t}2o2fl4 Ciry Cierk � o5-t92o2fl23 - 1- Resoluvons Lennar peposit ana Tenaer Componenp0l StaH Repon -Aaopt ResoiWion to Approve Deposit antl Reim� Agmt w Lennar antl Tentlar 5.13 21 rev �m5-3d1 docx [This page has intentionally been left blank.] -1- W:\Staff Reports - Shared 2\Staff Reports 05-13-2021\4 -City Clerk - 05-13-2021\23 - 1 - Resolutions Lennar Deposit and Tender Component\02 Resolution Approving Lennar Deposit Agreement (Palm Desert CFD 2005-1 Univ Park) 5.13.21.DOCX RESOLUTION NO. 2021-20 A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF PALM DESERT, CALIFORNIA, APPROVING AND AUTHORIZING A DEPOSIT AND REIMBURSEMENT AGREEMENT AND APPROVING AND AFFIRMING THE EMPLOYMENT OF CERTAIN FINANCING PROFESSIONALS IN CONNECTION WITH A TENDER BONDS ALTERNATIVE IN CONNECTION WITH THE REFUNDING PROGRAM FOR OUTSTANDING SPECIAL TAX BONDS, SERIES 2006A, OF CITY OF PALM DESERT COMMUNITY FACILITIES DISTRICT NO. 2005-1 (UNIVERSITY PARK) RECITALS: WHEREAS, pursuant to Section 53312.7 of the Mello-Roos Community Facilities Act of 1982 (California Government Code Section 53311 et seq.), as amended (the “Act”), the City Council (the “City Council”) of the City of Palm Desert (the “City”) on October 13, 2005, by Resolution No. 05-86, adopted the City’s Goals and Policies for Community Facilities Districts (the “CFD Policy”); and WHEREAS, pursuant to the Act, the City Council previously conducted proceedings in 2005 and 2006 to establish the City of Palm Desert Community Facilities District No. 2005-1 (University Park) (“CFD 2005-1”) and to authorize the levy of special taxes by CFD 2005-1 and the issuance of special tax bonds by CFD 2005-1 to finance certain public improvements and development fees used for public improvements, which proceedings included an election held on January 12, 2006, pursuant to which the qualified electors within CFD 2005-1 unanimously approved the levy of such special taxes and issuance of such special tax bonds by CFD 2005-1; and WHEREAS, the City Council of the City, pursuant to Resolution No. 06-33 adopted on March 23, 2006, approved the issuance by CFD 2005-1 of its Special Tax Bonds, Series 2006A (the “Prior CFD 2005-1 Bonds”), and on May 9, 2006, CFD 2005-1 issued the Prior CFD 2005-1 Bonds in the original aggregate principal amount of $50,000,000, of which $26,250,000 in aggregate principal amount presently remains outstanding; and WHEREAS, the boundaries of CFD 2005-1 are depicted on the boundary map for CFD 2005-1 recorded in Book 64 of the County of Riverside Maps of Assessment and Community Facilities Districts, at page 78, in the County Recorder’s Office as Instrument No. 2005-0904136, on November 1, 2005, which map is hereby incorporated by reference; and WHEREAS, on September 10, 2020, the City Council of the City authorized the reinstatement of the City’s financing team, consisting of certain financing professionals, for the purpose of refunding the Prior CFD 2005-1 Bonds for cost savings (the “Refunding Program”), and the benefits of the Refunding Program will benefit the property owners within CFD 2005-1; and RESOLUTION NO. 2021-20 -2- W:\Staff Reports - Shared 2\Staff Reports 05-13-2021\4 -City Clerk - 05-13-2021\23 - 1 - Resolutions Lennar Deposit and Tender Component\02 Resolution Approving Lennar Deposit Agreement (Palm Desert CFD 2005-1 Univ Park) 5.13.21.DOCX WHEREAS, as part of the Refunding Program and at the request of University Park Investor, LLC (“UPI”) in connection with its proposed development of certain real property located within CFD 2005-1 and following a deposit of monies made by UPI pursuant to the CFD Policy to cover and reimburse the City for its costs in connection with UPI’s request, the City Council has commenced proceedings, including the adoption of resolutions in March 2021 and April 2021, to form “City of Palm Desert Community Facilities District No. 2021-1 (University Park)” (“CFD 2021-1”), authorize the levy of special taxes therein, and authorize the issuance of special tax bonds by CFD 2021-1 to pay and defease a portion of Prior CFD 2005-1 bonds allocable to the UPI Property and finance additional public facilities required for the development of the UPI Property without affecting the special taxes for the other properties within CFD 2005-1; and WHEREAS, due to the Great Recession relating to real estate mortgage crisis beginning in 2007-08 and the recent severe recession relating to the global COVID- 19 pandemic, the property within CFD 2005-1 has been slow to develop following formation of CFD 2005-1, with significantly more property currently remaining undeveloped in CFD 2005-1 than having completed development; and WHEREAS, Lennar Homes of California, Inc. (the “Developer”) is the developer of approximately 21.36 acres known as Assessor’s Parcel Number 694-190- 046 (the “Project”) of the approximately 260 total acres of land located within the City and CFD 2005-1; and WHEREAS, in connection with the Developer’s proposed development of the Project and the Refunding Program, the Developer has requested the City to include in the Refunding Program a tender bonds alternative (the “Tender Bonds Alternative”), pursuant to the authority conferred by California Government Code Section 53344.1 and Resolution No. 05-87, adopted by the City Council on October 13, 2005 in connection with the formation proceedings for CFD 2005-1, to allow the purchase and tender of certain refunding bonds by owners of undeveloped property within the District to the District Treasurer in full payment of the CFD 2005-1 special taxes secured by such property, on such terms and conditions as the City may establish; and WHEREAS, the Tender Bonds Alternative will allow owners of parcels currently classified as “Undeveloped Property” under the rate and method of apportionment of special taxes for CFD 2005-1 (the “Rate and Method”) to, in connection with the refunding of the Prior CFD 2005-1 Bonds and at the option of such property owners, extinguish the CFD 2005-1 special tax lien on their parcels in exchange for an amount paid to the District equal to their respective shares of the portion of Prior CFD 2005-1 Bonds allocable to their properties, which may be beneficial to development plans for Undeveloped Property which otherwise is precluded from prepaying special taxes under the Rate and Method; and WHEREAS, owners of parcels currently classified as “Developed Property” under the Rate and Method are permitted to prepay their CFD 2005-1 special tax obligation at any time and will benefit from the Refunding Program, regardless of inclusion RESOLUTION NO. 2021-20 -3- W:\Staff Reports - Shared 2\Staff Reports 05-13-2021\4 -City Clerk - 05-13-2021\23 - 1 - Resolutions Lennar Deposit and Tender Component\02 Resolution Approving Lennar Deposit Agreement (Palm Desert CFD 2005-1 Univ Park) 5.13.21.DOCX of the Tender Bonds Alternative on the terms and conditions proposed to be established by the City in consultation with the City’s special tax administrator, Willdan Financial Services; and WHEREAS, the CFD Policy requires the Developer to advance and deposit funds with the City to compensate the City for its non-contingent costs incurred in connection with the Tender Bonds Alternative; and WHEREAS, pursuant to Section 53314.9 of the Act and the CFD Policy, the City and the Developer desire to enter into a Deposit and Reimbursement Agreement (the “Deposit Agreement”) in order to provide for the advance of funds by the Developer for the City to pay or reimburse the City’s costs incurred in connection with the establishment and implementation of the Tender Bonds Alternative as part of the Refunding Program, and to provide for the return of any unexpended or uncommitted portion of such funds advanced to the Developer; and WHEREAS, the form of the proposed Deposit Agreement is on file with the City Clerk of the City (the “City Clerk”); and WHEREAS, to facilitate the establishment and implementation of the Tender Bonds Alternative as part of the Refunding Program, the City Council desires to approve and affirm the appointment and employment of a team of financing professionals; NOW, THEREFORE, THE CITY COUNCIL OF THE CITY OF PALM DESERT DOES HEREBY RESOLVE, FIND, DECLARE AND ORDER AS FOLLOWS: Section 1. Recitals. The above recitals, and each of them, are true and correct. Section 2. Deposit Agreement. The Deposit Agreement, proposed to be entered into by and between the City and the Developer, in the form presented at this meeting and on file with the City Clerk, is hereby approved. Each of the Mayor, the Mayor Pro Tem (in the Mayor’s absence), the City Manager, the Assistant City Manager (in the City Manager’s absence), and any deputy of such officers (each, an “Authorized Officer”), acting singly, is hereby authorized and directed, for and in the name and on behalf of the City, to execute and deliver the Deposit Agreement in substantially said form, with such additions or changes as the Authorized Officer executing the same may approve in consultation with the City Attorney and Bond Counsel (such approval to be conclusively evidenced by such Authorized Officer’s execution and delivery thereof). Section 3. Appointment of Financing Team. The appointments of Del Rio Advisors, LLC, as municipal advisor; Richards, Watson & Gershon, A Professional Corporation, as bond counsel; Willdan Financial Services, as Special Tax Consultant; and Piper Sandler & Co., as placement agent, in connection with proposed establishment and implementation of the Tender Bonds Alternative as part of the Refunding Program are hereby approved and affirmed. RESOLUTION NO. 2021-20 -4- W:\Staff Reports - Shared 2\Staff Reports 05-13-2021\4 -City Clerk - 05-13-2021\23 - 1 - Resolutions Lennar Deposit and Tender Component\02 Resolution Approving Lennar Deposit Agreement (Palm Desert CFD 2005-1 Univ Park) 5.13.21.DOCX Section 4. Other Acts. The Authorized Officers, the Director of Finance, and the other officers of the City are hereby authorized and directed, jointly and severally, to do any and all things and to execute and deliver any and all documents which they may deem necessary or advisable in order to effectuate the purposes of this Resolution and the Deposit Agreement, and any such actions previously taken by such officers are hereby ratified and confirmed. Section 5. Effective Date. This Resolution shall take effect immediately upon adoption. PASSED, APPROVED and ADOPTED by the City Council of the City of Palm Desert, California, on this 13th day of May, 2021, by the following vote, to wit: AYES: NOES: ABSENT: ABSTAIN: ________________________________ Kathleen Kelly, Mayor ATTEST: ________________________________ M. Gloria Sanchez, Acting City Clerk City of Palm Desert, California -1- P6401-1052\2525071 DEPOSIT AND REIMBURSEMENT AGREEMENT City of Palm Desert Community Facilities District No. 2005-1 (University Park) THIS DEPOSIT AND REIMBURSEMENT AGREEMENT (this “Agreement”), dated as of May 13, 2021, is by and between the CITY OF PALM DESERT, a California municipal corporation (the “City”), and LENNAR HOMES OF CALIFORNIA, INC., a California corporation (the “Developer”). RECITALS WHEREAS, the City of Palm Desert Community Facilities District No. 2005-1 (University Park) (the “District”) is a community facilities district established by the City pursuant to proceedings undertaken by the City Council in late 2005 and early 2006 pursuant to the Mello- Roos Community Facilities Act of 1982 (California Government Code Section 53311 et seq.), as amended (the “Act”); and WHEREAS, the Developer entered into an option agreement (the “Option Agreement”) with AG Essential Housing CA 4, L.P., a Delaware limited partnership (the “Property Owner”) with respect to certain real property comprised of a parcel located within the City and the District known as Assessor’s Parcel Number 694-190-046 (the “Property”), whereby the Developer has the option to acquire the Property from the Property Owner pursuant to a takedown schedule and to develop the property pursuant to a Construction Agreement (the “Construction Agreement” and together with the Option Agreement, the “Landbank Agreements”); and WHEREAS, pursuant to, and during the term of, the Landbank Agreements, all costs associated with the development of the Property are the responsibility of the Developer, including any costs associated with the District; and WHEREAS, in connection with (i) the Developer’s proposed development of the Property and (ii) the City’s current refunding program to issue bonds (the “Refunding Bonds”) to refund all of the outstanding Series 2006A Bonds of the District for savings (the “CFD 2005-1 Refunding Program”), the Developer has requested the City to include in the CFD 2005-1 Refunding Program a tender bonds alternative (the “Tender Bonds Alternative”), pursuant to the authority conferred by California Government Code Section 53344.1 and Resolution No. 05-87, adopted by the City Council on October 13, 2005, to allow the purchase and tender of Refunding Bonds by owners of undeveloped property within the District to the District Treasurer in full payment of the special taxes secured by such property, on such terms and conditions as the City may establish; and WHEREAS, the City’s Goals and Policies for Community Facilities Districts (the “CFD Policy”), approved by the City Council on October 13, 2005 by its Resolution No. 05-86, requires the Developer to compensate the City for its costs incurred in connection with the Tender Bonds Alternative; and WHEREAS, the City is willing to evaluate and pursue the establishment and implementation of the Tender Bonds Alternative as part of the CFD 2005-1 Refunding Program, -2- P6401-1052\2525071 provided that the Developer provides an advance and deposit of funds with the City pursuant to the CFD Policy and the Act, including Section 53314.9 therein, to compensate the City for its costs relating to the establishment and implementation of the Tender Bonds Alternative as part of the CFD 2005-1 Refunding Program; and WHEREAS, the City and the Developer desire to enter into this Agreement pursuant to Section 53314.9 of the Act and the CFD Policy in order to provide for the advance of funds by the Developer for the City to pay or reimburse the City’s costs incurred in connection with the establishment and implementation of the Tender Bonds Alternative as part of the CFD 2005-1 Refunding Program, and to provide for the return of any unexpended or uncommitted portion of such funds advanced to the Developer. AGREEMENT: NOW, THEREFORE, for and in consideration of the foregoing and the mutual promises and covenants herein contained, and for other consideration the receipt and sufficiency of which is hereby acknowledged, the parties hereto agree as follows: Section 1. Recitals. Each of the above recitals is incorporated herein and is true and correct. Section 2. The Deposit; Additional Advances. (a) The Developer has advanced and deposited, or caused to be advanced and deposited, with the City the amount of $34,000.00, which shall be used by the City to pay the City’s Initial Costs (as defined in Section 3(a) below) in connection with the establishment and implementation of the Tender Bonds Alternative as part of the CFD 2005-1 Refunding Program. (b) The Developer hereby agrees to advance any additional amounts (each, an “Additional Deposit”) necessary to pay any Initial Costs incurred by t he City, in excess of the amounts of the advance and deposit described in Section 2(a) above (the “Initial Deposit”), promptly upon written demand by the City Manager or the Director of Finance of the City. The Initial Deposit and any Additional Deposit shall be referred to as the “Deposits” and may be commingled with other funds of the City for purposes of investment and safekeeping, but the City shall at all times maintain records as to the expenditures of the Deposits. Notwithstanding the foregoing, the City Manager may direct City staff and consultants to cease all work related to t he establishment and implementation of the Tender Bonds Alternative as part of the CFD 2005-1 Refunding Program until the Additional Deposit so demanded has been received by the City. Section 3. Use of Funds; Return of Deposits; Reimbursement. The Deposits shall be administered as follows: (a) Payment or Reimbursement of Initial Costs. The City may draw upon the Deposits from time to time to pay for, or reimburse itself for the payment from City monies of, the actual costs incurred for any authorized purpose in connection with the establishment and implementation of the Tender Bonds Alternative as part of the CFD 2005-1 Refunding Program, including, without limitation, (i) the fees and expenses of any consultants to the City engaged in connection with the establishment and implementation of the Tender Bonds Alternative as part of -3- P6401-1052\2525071 the CFD 2005-1 Refunding Program, including an engineer, special tax consultant, financial advisor, bond counsel, placement agent, and any other consultant reasonably deemed necessary or advisable by the City, (ii) the costs of feasibility studies and other reports reasonably deemed necessary or advisable by the City in connection with the establishment and implementation of the Tender Bonds Alternative as part of the CFD 2005-1 Refunding Program, (iii) the costs of preparation, mailing, and publication of notices and other costs related to any action or proceeding undertaken in connection with the establishment and implementation of the Tender Bonds Alternative as part of the CFD 2005-1 Refunding Program, (iv) reasonable charges for City staff time incurred in connection with the establishment and implementation of the Tender Bonds Alternative as part of the CFD 2005-1 Refunding Program, including a reasonable allocation of City overhead expense related thereto, and (v) any and all other actual costs and expenses incurred by the City in connection with the establishment and implementation of the Tender Bonds Alternative as part of the CFD 2005-1 Refunding Program (collectively, the “Initial Costs”). (b) Termination of Proceedings for Tender Bonds Alternative or to Issue Refunding Bonds; Handling of Deposits. If the Refunding Bonds are not issued or the City determines not to establish or implement the Tender Bonds Alternative, the City shall, within ten (10) business days after the abandonment or termination of proceedings under the Act with respect to the issuance of the Refunding Bonds or the Tender Bonds Alternative, as applicable, return the then unexpended portion of the Deposits to the Developer, without interest, less an amount equal to any Initial Costs incurred by the City that are subject to payment, or reimbursement to the City under Section 3(a) above, but have not yet been so paid or reimbursed. Section 4. Agreement Not Debt or Liability of City. This Agreement shall not constitute a debt or liability of the City. The City shall not be obligated to advance any of its own funds to pay Initial Costs or any other costs incurred in connection with the establishment and implementation of the Tender Bonds Alternative as part of the CFD 2005-1 Refunding Program. No member of the City Council of the City and no officer, employee or agent of the City shall to any extent be personally liable hereunder. Section 5. No Obligation to Establish Tender Bonds Alternative or Issue Refunding Bonds. The Developer acknowledges and agrees that the establishment and implementation of the Tender Bonds Alternative as part of the CFD 2005-1 Refunding Program or to issue Refunding Bonds shall be in the sole discretion of the City. No provision of this Agreement shall be construed as an agreement, promise or warranty of the City to establish or implement the Tender Bonds Alternative as part of the CFD 2005-1 Refunding Program or to issue Refunding Bonds. Section 6. Accounting. The Director of Finance of the City shall provide the Developer with a written accounting of moneys expended under this Agreement, within ten (10) business days of the receipt by the Director of Finance of the City of a written request therefor submitted by an authorized officer of the Developer. No more than one accounting will be provided in any calendar month, and the cost of providing the accounting shall be charged to, or reimbursed to the City from, the Deposits. Section 7. Indemnification. The Developer hereby agrees to indemnify, defend (with counsel acceptable to the City), protect and hold harmless the City and the CFD and -4- P6401-1052\2525071 their respective elective or appointive boards, council members, officers, employees, and agents (the “Indemnified Parties”) from any and all claims, rights, grievances, demands, debts, liabilities, obligations, costs, expenses, causes of action, actions, suits, proceedings, losses, expenses, or damages of any kind or nature, including attorneys’ fees, whether known or unknown, existing or potential, anticipated or unanticipated, or which may hereafter be sustained, arising out of or in any way related to any breach by the Developer of this Agreement. This hold harmless agreement shall apply to all liability regardless of whether any insurance policies are applicable or insurance proceeds are available to the Developer. Any such policy limits do not act as a limitation upon the amount of indemnification to be provided by the Developer. Section 8. Attorney’s Fees. Anything else in this Agreement notwithstanding, if any party brings an action to enforce the terms hereof or declare its rights hereunder, the prevailing party in any such action shall be entitled to its reasonable attorneys’ fees to be paid by the losing party as fixed by the court. Section 9. Other Agreements. The obligations of the Developer hereunder shall be that of a party hereto. Nothing herein shall be construed as affecting the City’s, the Developer’s, or the Property Owner’s rights, or duties to perform their respective obligations, under other agreements, use regulations or subdivision requirements relating to the Property. This Agreement shall not confer any additional rights, or waive any rights given, by either party hereto under any development or other agreement to which they are a party. Section 10. Titles and Captions. Titles and captions are for convenience of reference only and do not define, describe or limit the scope or the intent of this Agreement or of any of its terms. References to section numbers are to sections in this Agreement, unless expressly stated otherwise. Section 11. Interpretation. As used in this Agreement, masculine, feminine or neuter gender and the singular or plural number shall each be deemed to include the others where and when the context so dictates. The word “including” shall be construed as if followed by the words “without limitation.” This Agreement shall be interpreted as though prepared jointly by both parties. Section 12. No Waiver. A waiver by either party of a breach of any of the covenants, conditions or agreements under this Agreement to be performed by the other party shall not be construed as a waiver of any succeeding breach of the same or other covenants, agreements, restrictions or conditions of this Agreement. Section 13. Modifications. Any alteration, change or modification of or to this Agreement, in order to become effective, shall be made in writing and in each instance signed on behalf of each party. Section 14. Legal Advice. Each party represents and warrants to the other the following: they have carefully read this Agreement, and in signing this Agreement, they do so with full knowledge of any right which they may have; they have recei ved independent legal advice from their respective legal counsel as to the matters set forth in this Agreement, or have knowingly chosen not to consult legal counsel as to the matters set forth in this Agreement; and, they have -5- P6401-1052\2525071 freely signed this Agreement without any reliance upon any agreement, promise, statement or representation by or on behalf of the other party, or their respective agents, employees, or attorneys, except as specifically set forth in this Agreement, and without duress or coercion, whether economic or otherwise. Section 15. Cooperation. Each party agrees to cooperate with the other in this transaction and, in that regard, to sign any and all documents which may be reasonably necessary, helpful, or appropriate to carry out the purposes and intent of this Agreement including, but not limited to, releases or additional agreements. Section 16. Notices. Any notice, payment or instrument required or permitted by this Agreement, or in connection with the establishment and implementation of the Tender Bonds Alternative as part of the CFD 2005-1 Refunding Program, to be given or delivered to either party shall be given by first class mail or personal delivery to the party entitled thereto at its address set forth below, by overnight mail, or by facsimile or other form of telecommunication, confirmed by telephone at its number set forth below. Notice shall be effective either (i) upon transmission by facsimile or other form of telecommunication (provided that receipt is confirmed), (ii) seventy- two (72) hours after deposit in the United States first class mail, postage prepaid, (iii) in the case of overnight mail, upon delivery to the addressed destination, or (iv) in the case of personal delivery to any person, upon actual receipt. City or District: City of Palm Desert 73-510 Fred Waring Drive Palm Desert, CA 92260 Facsimile: (760) 776-6306 Telephone: (760) 346-0611 Attention: City Manager Developer: Lennar Homes of California, Inc. 980 Montecito Drive, Suite 300 Corona, CA 92879 Attention: Geoff Smith Telephone: (951) 817-3517 Email: Geoffrey.Smith@Lennar.com With a copy to: Property Owner: AG Essential Housing CA 4, L.P. c/o AGWIP Asset Management LLC 8585 E. Hartford Drive, Suite 118 Scottsdale, AZ 85255 Attention: Mike Bakta Telephone: (617) 650-9908 Email: mike.batka@agwipam.com Each party may change its address or addresses for delivery of notice by delivering seven (7) calendar days’ prior written notice of such change of address to the other party. -6- P6401-1052\2525071 Section 17. California Law. This Agreement shall be governed and construed in accordance with the laws of the State of California. The parties shall be entitled to seek any remedy available at law and in equity. Section 18. Severability. If any term, provision, condition or covenant of this Agreement or its application to any party or circumstances shall be held, to any extent, invalid or unenforceable, the remainder of this Agreement, or the application of the term, provision, condition or covenant to persons or circumstances other than those as to whom or which it is held invalid or unenforceable, shall not be affected, and shall be valid and enforceable to the fullest extent permitted by law. Section 19. Successors and Assigns. This Agreement shall be binding upon and inure to the benefit of the successors and assigns of the parties hereto. Section 20. Counterparts. This Agreement may be executed in counterparts, each of which shall be deemed an original and all of which shall constitute but one and the same instrument. [Signatures on following page] IN WITNESS WHEREOF, the parties have caused this Agreement to be executed as of the date frst written above. CITY: DEVELOPER: CITY OF PALM DESERT, a California LENNAR HOMES OF CALIFORNIA, municipal corporation INC., a California corporation BY' By: -�� Kathleen Kel1y, Mayor Name: Geoffrey Srnith Attest: Title: Vice President M. Gloria Sanchez, Acting City Clerk -7- P6401-1052�252507] [This page has intentionally been left blank.] -1- W:\Staff Reports - Shared 2\Staff Reports 05-13-2021\4 -City Clerk - 05-13-2021\23 - 1 - Resolutions Lennar Deposit and Tender Component\04 Resolution Authorizing Tender Bonds Alternative (Palm Desert CFD 2001-1 Ref STBs 2021) 5.13.21.DOCX RESOLUTION NO. 2021-21 A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF PALM DESERT, CALIFORNIA, FOR ITSELF AND ACTING AS LEGISLATIVE BODY OF CITY OF PALM DESERT COMMUNITY FACILITIES DISTRICT NO. 2005-1 (UNIVERSITY PARK), APPROVING AND AUTHORIZING A TENDER BONDS ALTERNATIVE COMPONENT OF THE REFUNDING PROGRAM FOR OUTSTANDING SPECIAL TAX BONDS, SERIES 2006A, OF THE DISTRICT, AND APPROVING A NOTICE AND PARTICIPATION FORM AND TAKING CERTAIN OTHER ACTIONS IN CONNECTION THEREWITH RECITALS: WHEREAS, pursuant to the Mello-Roos Community Facilities Act of 1982 (California Government Code Section 53311 et seq.), as amended (the “Act”), the City Council of the City of Palm Desert (the “City”) previously conducted proceedings in 2005 and 2006 to establish the City of Palm Desert Community Facilities District No. 2005-1 (University Park) (“CFD 2005-1”) and to authorize the levy of special taxes by CFD 2005- 1 and the issuance of special tax bonds by CFD 2005-1 to finance certain public improvements and development fees used for public improvements, which proceedings included an election held on January 12, 2006, pursuant to which the qualified electors within CFD 2005-1 unanimously approved the levy of such special taxes and issuance of such special tax bonds by CFD 2005-1; and WHEREAS, the City Council of the City, pursuant to Resolution No. 06-33 adopted on March 23, 2006, approved the issuance by CFD 2005-1 of its Special Tax Bonds, Series 2006A (the “Prior CFD 2005-1 Bonds”), and on May 9, 2006, CFD 2005-1 issued the Prior CFD 2005-1 Bonds in the original aggregate principal amount of $50,000,000, of which $26,250,000 in aggregate principal amount presently remains outstanding; and WHEREAS, the boundaries of CFD 2005-1 are depicted on the boundary map for CFD 2005-1 recorded in Book 64 of the County of Riverside Maps of Assessment and Community Facilities Districts, at page 78, in the County Recorder’s Office as Instrument No. 2005-0904136, on November 1, 2005, which map is hereby incorporated by reference; and WHEREAS, on September 10, 2020, the City Council of the City authorized the reinstatement of the City’s financing team, consisting of certain financing professionals, for the purpose of refunding the Prior CFD 2005-1 Bonds for cost savings (the “Refunding Program”), and the benefits of the Refunding Program will benefit the property owners within CFD 2005-1; and WHEREAS, as part of the Refunding Program, the City Council has commenced proceedings, including the adoption of resolutions in March 2021 and April 2021, to form “City of Palm Desert Community Facilities District No. 2021-1 (University RESOLUTION NO. 2021-21 -2- W:\Staff Reports - Shared 2\Staff Reports 05-13-2021\4 -City Clerk - 05-13-2021\23 - 1 - Resolutions Lennar Deposit and Tender Component\04 Resolution Authorizing Tender Bonds Alternative (Palm Desert CFD 2001-1 Ref STBs 2021) 5.13.21.DOCX Park)” (“CFD 2021-1”) to encompass a portion of the property within CFD 2005-1 consisting of approximately 174 acres, authorize the levy of special taxes therein, and authorize the issuance of special tax bonds by CFD 2021-1 to pay and defease a portion of Prior CFD 2005-1 bonds allocable to the property within CFD 2021-1 and finance additional public facilities required for the development of the property within CFD 2021- 1 without affecting the special taxes for the other properties within CFD 2005-1; and WHEREAS, due to the Great Recession relating to real estate mortgage crisis beginning in 2007-08 and the recent severe recession relating to the global COVID- 19 pandemic, the property within CFD 2005-1 has been slow to develop following formation of CFD 2005-1, with significantly more property currently remaining undeveloped in CFD 2005-1 than having completed development; and WHEREAS, to facilitate development of other property remaining undeveloped within CFD 2005-1, the City Council desires to add to the Refunding Program a tender bonds alternative (the “Tender Bonds Alternative”), pursuant to the authority conferred by California Government Code Section 53344.1 and Resolution No. 05-87, adopted by the City Council on October 13, 2005 in connection with the formation proceedings for CFD 2005-1, to allow the purchase and tender of certain refunding bonds by owners of undeveloped property within CFD 2005-1 to the CFD 2005-1 Treasurer in full payment of the CFD 2005-1 special tax obligation secured by such property, on such terms and conditions as the City may establish; and WHEREAS, the Tender Bonds Alternative will allow owners of parcels currently classified as “Undeveloped Property” under the rate and method of apportionment of special taxes for CFD 2005-1 (the “Rate and Method”) to, in connection with the refunding of the Prior CFD 2005-1 Bonds and at the option of such property owners, extinguish the CFD 2005-1 special tax lien on their parcels in exchange for an amount paid to CFD 2005-1 equal to their respective shares of the portion of Prior CFD 2005-1 Bonds allocable to their properties, which may be beneficial to development plans for Undeveloped Property which otherwise is precluded from prepaying special taxes under the Rate and Method; and WHEREAS, owners of parcels currently classified as “Developed Property” under the Rate and Method are permitted to prepay their CFD 2005-1 special tax obligation at any time and will benefit from the Refunding Program, regardless of inclusion of the Tender Bonds Alternative on the terms and conditions proposed to be established by the City in consultation with the City’s special tax administrator, Willdan Financial Services; and WHEREAS, the City Council desires to approve and authorize the Tender Bonds Alternative as part of the Refunding Program and approve a Notice of Tender Bonds Alternative and Undeveloped Property Owner Participation Form (the “Notice and Participation Form”), the form of which is on file with the City Clerk of the City, in connection therewith; RESOLUTION NO. 2021-21 -3- W:\Staff Reports - Shared 2\Staff Reports 05-13-2021\4 -City Clerk - 05-13-2021\23 - 1 - Resolutions Lennar Deposit and Tender Component\04 Resolution Authorizing Tender Bonds Alternative (Palm Desert CFD 2001-1 Ref STBs 2021) 5.13.21.DOCX NOW, THEREFORE, THE CITY COUNCIL OF THE CITY OF PALM DESERT, FOR ITSELF AND ACTING AS THE LEGISLATIVE BODY OF CITY OF PALM DESERT COMMUNITY FACILITIES DISTRICT NO. 2005-1 (UNIVERSITY PARK), DOES HEREBY RESOLVE, FIND, DECLARE AND ORDER AS FOLLOWS: Section 1. Recitals. The above recitals, and each of them, are true and correct. Section 2. Tender Bonds Alternative Authorized. The Tender Bonds Alternative is hereby approved and authorized to be established as a component of the Refunding Program for the Prior CFD 2005-1 Bonds. Section 3. Notice and Participation Form. The Notice and Participation Form, proposed to be provided to the owners of Undeveloped Property within CFD 2005- 1, in the form presented at this meeting and on file with the City Clerk, is hereby approved. Piper Sandler & Co., as Placement Agent for the Tender Bonds Alternative component of the Refunding Program, is hereby authorized and directed to mail the Notice and Participation Form to the owners of parcels currently classified as “Undeveloped Property” under Rate and Method at their respective mailing addresses as shown on the County Assessor’s tax roll, or such other more current address known to the City, in substantially said form, with such additions or changes as may be required or deemed advisable by Bond Counsel. Section 4. Bond Purchase Contract. The City Manager of the City, the Assistant City Manager of the City, and the Director of Finance of the City are hereby directed to develop, with the assistance of Bond Counsel, a form of Bond Purchase Contract for the Tender Bonds Alternative component of the Refunding Program. The form of Bond Purchase Contract shall be presented to the City Council of the City, acting as legislative body of CFD 2005-1, for approval in connection with consideration of approval of the issuance of the refunding bonds by CFD 2005-1 and the related bond and disclosure documents. Section 5. Other Acts. The City Manager of the City, the Assistant City Manager of the City, the Director of Finance, and the other officers of the City are hereby authorized and directed, jointly and severally, to do any and all things and to execute and deliver any and all documents which they may deem necessary or advisable in order to effectuate the purposes of this Resolution, the establishment and implementation of Tender Bonds Alternative as a component of the Refunding Program for the Prior CFD 2005-1 Bonds, and the Notice and Participation Form, and any such actions previously taken by such officers are hereby ratified and confirmed. Section 6. Effective Date. This Resolution shall take effect immediately upon adoption. RESOLUTION NO. 2021-21 -4- W:\Staff Reports - Shared 2\Staff Reports 05-13-2021\4 -City Clerk - 05-13-2021\23 - 1 - Resolutions Lennar Deposit and Tender Component\04 Resolution Authorizing Tender Bonds Alternative (Palm Desert CFD 2001-1 Ref STBs 2021) 5.13.21.DOCX PASSED, APPROVED and ADOPTED by the City Council of the City of Palm Desert, California, on this 13th day of May, 2021, by the following vote, to wit: AYES: NOES: ABSENT: ABSTAIN: ________________________________ Kathleen Kelly, Mayor ATTEST: ________________________________ M. Gloria Sanchez, Acting City Clerk City of Palm Desert, California P6401-1052\2528899v2.doc City of Palm Desert Community Facilities District No. 2005-1 (University Park) Notice of Refunding Program and Tender Bonds Alternative Undeveloped Property Owner Participation Form [NAME OF UNDEVELOPED PROPERTY OWNER] [MAILING ADDRESS 1] [MAILING ADDRESS 2] [CITY], [STATE] [ZIP CODE] Re: Riverside County Assessor’s Parcel No(s). ____________ Dear Property Owner: In 2006, the City Council of the City of Palm Desert (the “City”) formed the City of Palm Desert Community Facilities District No. 2005-1 (University Park) (the “District”). The District issued Special Tax Bonds, Series 2006A (the “2006A Bonds”) to finance public improvements to serve the property within the District and levied special taxes against properties in the District, including your property, to pay for administrative costs of the District and interest and principal on the 2006A Bonds. On September 10, 2020, the City Council of the City authorized the City’s financing team, consisting of certain financing professionals, to commence work for the purpose of refunding the 2006A Bonds with the issuance of refunding bonds (collectively, the “Refunding Bonds”) for cost savings (the “Refunding Program”). If the Refunding Bonds are successfully issued, the cost savings will benefit properties within the District, including your property. On May 13, 2021, the City Council of the City adopted its Resolution No. 2021-__, authorizing as part of the Refunding Program a tender bonds alternative (the “Tender Bonds Alternative”), pursuant to the authority conferred by California Government Code Section 53344.1 and Resolution No. 05-87, adopted by the City Council on October 13, 2005 in connection with the formation proceedings for the District. If the Refunding Bonds are successfully issued, the Tender Bonds Alternative will allow owners of undeveloped property within the District to purchase and tender certain Refunding Bonds to the District Treasurer in full payment of the District special tax obligation secured by such property, on terms and conditions established by the City and described in this Notice and Participation Form. The special tax obligation on your property is disclosed pursuant to a Notice of Special Tax Lien, recorded by the District on January 24, 2006, as Document No. 2006-0053744 in the Office of the County Recorder, Riverside County, California, pursuant to applicable law and a rate and method of apportionment of special taxes for CFD 2005-1 (the “Rate and Method”) set forth as Exhibit “B” to the Notice of Special Tax Lien. Under the Rate and Method, parcels within the District for which a building permit has been issued may prepay their special tax obligation at any time in accordance with the provisions of Page 2 of 6 City of Palm Desert CFD 2005-1 (University Park) Notice of Refunding Program and Tender Bonds Alternative Undeveloped Property Owner Participation Form the Rate and Method, and by prepaying the special tax obligation, cancel and extinguish the District’s special tax lien on their property. You have been provided with this Notice and Participation Form, because no building permit has been issued as of March 1, 2021 for your property within the District. If you elect to participate in the Tender Bonds Alternative and purchase Refunding Bonds from the District for tender to the District in full payment of the District special taxes secured by your property, the District’s special tax lien will be cancelled and extinguished from your property upon the successful closing for the issuance of the Refunding Bonds and concurrent tender to the District Treasurer of the purchased Refunding Bonds, projected for the end of July 2021. This opportunity to participate in the Tender Bonds Alternative and extinguish the special tax obligation from your property, prior to issuance of any building permits, is only available at this time, as part of the Refunding Program and in connection with the issuance of Refunding Bonds. Participation in the Tender Bonds Alternative will require the following:  Timely submittal of this Participation Form by the deadline of Friday, June 4, 2021.  A good faith deposit in the amount of $___________________, representing your property’s allocable share of the redemption price of the outstanding 2006A Bonds to be refunded and redeemed on the next available redemption date of September 1, 2021 pursuant to the Refunding Program. The good faith deposit must be deposited with the City by wire transfer or cashier’s check no later than Monday, July 12, 2021.  A Bond Purchase Contract with the District, executed by the property owner on or about Wednesday, July 14, 2021, pursuant to which the property owner agrees to purchase Refunding Bonds in the principal amount of the good faith deposit and tender the Refunding Bonds purchased by the property owner to the District Treasurer on the issuance and delivery date of the Refunding Bonds (estimated at the end of July 2021) in full payment of the Special Taxes secured by such property, pursuant to California Government Code Section 53344.1 and the bond indenture pursuant to which the Refunding Bonds are issued; and  A Purchaser Letter, in substantially the form attached to this Notice as Exhibit A, executed by the property owner in connection with the closing for the Tender Bonds Alternative.  The execution and delivery of certain receipts and closing instructions in form and substance satisfactory to Bond Counsel to the District to facilitate the implementation of the Tender Bonds Alternative. If you have elected to participate in the Tender Bonds Alternative and Refunding Bonds are not issued for any reason whatsoever, the Tender Bonds Alternative shall become null and void, the good faith deposit shall be returned to you by the City, and the District will continue to levy special taxes on your property in accordance with the Rate and Method. Page 3 of 6 City of Palm Desert CFD 2005-1 (University Park) Notice of Refunding Program and Tender Bonds Alternative Undeveloped Property Owner Participation Form You may elect to participate in the Tender Bonds Alternative component of the Refunding Program by checking the box below, completing this form, and submitting the completed, executed form electronically to the District’s placement agent for the Refunding Bonds in the Tender Bonds Alternative, Piper Sandler & Co., Attn: Renee Vancho, Renee.Vancho@psc.com, no later than Friday, June 4, 2021. Participation Forms received after such date will be invalid. □ The undersigned property owner hereby confirms that no building permits have been issued for the property identified hereinbelow and elects to participate in the Tender Bonds Alternative component of the Refunding Program. Riverside County Assessor’s Parcel No(s).: Name of Property Owner: Contact Person/Title: Signature: Mailing Address: Telephone No.: Email Address: Dated: All Participation Forms and participating property owners are subject to verification as to eligibility. If you have any questions, please contact the following representatives of the District’s placement agent for the Refunding Bonds in the Tender Bonds Alternative, Piper Sandler & Co.: Renee Vancho (Renee.Vancho@psc.com), or Dennis McGuire (Dennis.McGuire@psc.com) Under no circumstances shall this Notice and Participation Form constitute an offer to sell or a solicitation of an offer to buy nor shall there be any sale of the Refunding Bonds in any jurisdiction in which such offer, solicitation or sale would be unlawful. Page 4 of 6 City of Palm Desert CFD 2005-1 (University Park) Notice of Refunding Program and Tender Bonds Alternative Undeveloped Property Owner Participation Form EXHIBIT A FORM OF PURCHASER LETTER City of Palm Desert Community Facilities District No. 2005-1 (University Park) Palm Desert, California Piper Sandler & Co. Sacramento, California U.S. Bank National Association Los Angeles, California Re: $_________________ aggregate initial principal amount City of Palm Desert Community Facilities District No. 2005-1 (University Park) Special Tax Refunding Bonds, Subordinate Series 2021B (Taxable) Ladies and Gentlemen: The undersigned, [Name of Undeveloped Property Owner] (the “Purchaser”), is the purchaser of $_________________ in initial principal amount of the above-referenced bonds (the “Bonds”) of the City of Palm Desert Community Facilities District No. 2005-1 (University Park) (the “District”). The Bonds are issued under and pursuant to Mello-Roos Community Facilities Act of 1982 (California Government Code Section 53311 et seq.), as amended (the “Act”) and a Bond Indenture, dated as of July 1, 2021 (the “Indenture”) by and between the District and U.S. Bank National Association (the “Trustee”). All capitalized terms used but not defined herein shall have the meanings ascribed to them in the Indenture. The undersigned acknowledges that the Bonds were issued for the purpose of refunding outstanding special tax bonds of the District upon the security of special taxes as more particularly described in the Indenture. In connection with the purchase by the Purchaser from the District of the Bonds, the Purchaser makes the following representations, warranties, and certifications upon which you may rely: (a) The Purchaser agrees to the terms and provisions set forth in the Bonds and in the Indenture, has the authority to purchase the Bonds, and to execute this letter and any other instruments and documents required to be executed by the Purchaser in connection with the purchase of the Bonds. (b) The Purchaser has fully sufficient knowledge and experience in financial and business matters, including purchase and ownership of municipal obligations, as to be Page 5 of 6 City of Palm Desert CFD 2005-1 (University Park) Notice of Refunding Program and Tender Bonds Alternative Undeveloped Property Owner Participation Form capable of evaluating the merits and risks of the investment represented by the Bonds on the basis of the information and review described in paragraphs (f), (g), and (h) below. (c) The Purchaser is purchasing the Bonds for its own account and is not purchasing the Bonds for the purpose of resale or distribution. The Purchaser understands that its rights under the Bonds may not be transferred, assigned or sold to any person or entity except in accordance with this Purchaser Letter and the Indenture, and (except for any tender of the Bonds by the Purchaser to the District pursuant to the Indenture) unless it first obtains from the transferee and delivers to the District a Purchaser Letter substantially in the form of this Purchaser Letter, with no material revisions except as may be approved in writing by the District. (d) The Purchaser understands that (i) the Bonds are a limited obligati on of the District secured by a subordinate lien upon, and payable solely from, Net Taxes and other amounts in the Special Tax Fund (exclusive of the Administrative Expenses Account) as provided in the Indenture, (ii) no other fund or property of the District or the City of Palm Desert (the “City”) is liable for the payment of the Bonds, (iii) none of the payment obligations with respect to the Bonds are secured by a pledge of any money received or to be received from taxation by the City or any political subdivision thereof, other than the Net Taxes of the District, and (iv) there is no reserve fund for the Bonds. (e) The Purchaser understands that (i) neither the Indenture nor the Bonds have been registered with any federal or state securities agency or commission or otherwise qualified for sale under the “Blue Sky” laws or regulations of any state, and such registration is not legally required as of the date hereof; (ii) the Bonds will not be listed on any stock or other securities exchange; (iii) the Bonds do not and will not carry a rating from any rating service; (iv) the Bonds will be delivered in a form which may not be readily marketable; and (v) the Bonds are not subject to any continuing disclosure undertaking pursuant to SEC Rule 15c-12, as amended. The Purchaser agrees that it will comply with any applicable state and federal securities laws then in effect with respect to any disposition of the Bonds by it, and further acknowledges that any current exemption from registration of the Bonds does not affect or diminish such requirements. (f) The Purchaser, as a sophisticated investor, has made its own credit inquiry and analyses with respect to the Bonds and the security therefor. The Purchaser has assumed the responsibility for obtaining and making such review as the Purchaser has deemed necessary or desirable in connection with the decision to purchase the Bonds. The Purchaser is aware that the District involves certain economic variables and risks that could adversely affect the security for the Bonds. (g) The Purchaser acknowledges and understands that no official statement or private placement memorandum of any kind has been or will be prepared or provided to the Purchaser, and to the extent the Purchaser has required or desired any information related to the Bonds, the Purchaser has requested and received such information. (h) The Purchaser has been provided an opportunity to ask questions of, and the Purchaser has received answers from, representatives of the District regarding the terms and conditions of the Indenture, and the Purchaser has obtained all additional information requested Page 6 of 6 City of Palm Desert CFD 2005-1 (University Park) Notice of Refunding Program and Tender Bonds Alternative Undeveloped Property Owner Participation Form by it in connection with the Indenture and the Bonds. Any additional information specifically requested by the Purchaser from the District or the City, on behalf of the District, and provided to the Purchaser prior to the Delivery Date constitutes all the information, review and investigation that the Purchaser has deemed necessary or desirable prior to and in connection with its decision to purchase the Bonds. (i) This Purchaser Letter is expressly for your benefit and may not be relied upon by any other party. (j) The person signing this letter on behalf of the Purchaser is a duly appointed, qualified and acting representative of the Investor and authorized to make the certifications, representations and warranties contained herein. IN WITNESS WHEREOF, on behalf of the undersigned Purchaser, I have hereunto set my hand as of the date first written above. [NAME OF UNDEVELOPED PROPERTY OWNER] By_______EXHIBIT____________________ Name ____________________________________ Title _____________________________________