HomeMy WebLinkAbout2000-05-10 HC Regular Meeting Agenda Packet POSTED AGENDA HOUSING COMMISSION
•., MAY 10, 2000
3:30 P.M.
NORTH WING CONFERENCE ROOM
DECLARATION OF POSTING
I,Diana Leal,Senior Office Assistant ofthe Palm Desert Redevelopment Agency,do hereby declare
that the foregoing agenda for the Housing Commission Meeting of Wednesday, May 10,2000 was
posted on the bulletin board by the outside entry to the Council Chambers, 73-510 Fred Waring
Drive, Palm Desert, on May 3, 2000.
Dated: ay 3, 0
D ana eal, S ni r Of ice Assistant
Palm Desert Redevelopment Agency
PALM DESERT REDEVELOPMENT AGENCY
MEMORANDUM
DATE: MAY 3, 2000
TO: HOUSING COMMISSION MEMBERS
FROM: DIANA LEAL, SENIOR OFFICE ASSISTAN
SUBJECT: NOTICE OF HOUSING COMMISSION MEETING
A meeting of the Housing Commission will be held on Wednesday,May 10, 2000 at
3:30 p.m. in the North Wing Conference Room. Enclosed is the agenda.
Please call me at 776-6349 to let me know if you will be able to attend the meeting
because a quorum is necessary in order to conduct business.
Thank you for your cooperation in this matter.
•
•
PALM DESERT REDEVELOPMENT AGENCY
MEMORANDUM
DATE: MAY 3, 2000
TO: JIM FOLEY,VICE PRESIDENT -RPM COMPANY
TERRY PARKER,REGIONAL SUPERVISOR-RPM COMPANY
FROM: DIANA LEAL, SENIOR OFFICE ASSISTAN
SUBJECT: NOTICE OF HOUSING COMMISSION MEETING
You are invited to attend a meeting of the Housing Commission which will be held on Wednesday,
May 10, 2000 at 3:30 p.m. in the North Wing Conference Room at the City of Palm Desert.
Please be prepared to present a report regarding the Housing Authority properties. Attached is an
agenda packet.
Your attendance is greatly appreciated.
O
POSTED AGENDA
1 galk,
HOUSING COMMISSION MEETING
2°� ' ." �''" • 3:30 P.M.
• O p •
•
• ••••. Wednesday, May 10, 2000
North Wing Conference Room
******************************************************************
I. CALL TO ORDER
II. ORAL COMMUNICATIONS
A. Any person wishing to discuss any item not otherwise on the Agenda may address
the Commission at this point by giving his/her name and address for the record.
Remarks shall be limited to maximum of five minutes unless additional time is
authorized by the Commission.
B. This is the time and place for any person who wishes to comment on nonhearing
Agenda items. It should be noted that at Commission discretion, these comments
may be deferred until such time on the Agenda as the item is discussed. Remarks
shall be limited to a maximum of five minutes unless additional time is authorized
by the Commission.
•
III. APPROVAL OF MINUTES
SO A. MINUTES of the Housing Commission meeting of April 12, 2000
IV. INFORMATIONAL ITEMS
6 A. Tax Increment Survey
B. Housing Authority Properties - Tenant Survey
V. NEW BUSINESS
A. Home Improvement Program Proposed Expansion
Rec: By Minute Motion:
Forward to the Council and Redeveloment Agency recommendation to
approve the expansion of the Home Improvement Program
41-1)
Action:
1
B. CVWD Surplus Property Acquisition
VI. CONTINUED BUSINESS
C. A. 40 Acre Site Development
VII. REPORTS
A. Mobile Home Park Issues -
Portola Palms Mobile Home Park Sale of Lots
B. 73-610 Santa Rosa—Palm Village Apartments-Update(Charlene)
C. Acquisition/Rehab/Resale Program Update(Charlene)
- Rebecca Road Properties
D. Home Improvement Program Update(Bryce)
E. Housing Authority Properties (Terre)
1. Improvements
6 - Landscaping
- Repair/Restriping Parking Lot
2. Smoke Detectors
3. Miscellaneous Correspondence
F. Projects Update (Charlene)
H G. Desert Rose Resales Update (Terre)
VIII. NEXT MEETING DATE -JUNE 14,2000
IX. ADJOURNMENT
2
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ef h ' Minutes
***::):._it
** n� , HOUSING C0 MM SS 0 N
aag3�;..
CONVENE 3:33 p.m., Wednesday, May 10, 2000
ROLL CALL Members Present: Carrie McLeod. Roger Dash,
Leo Sullivan, Larry Saindon, Jim Thorness, Linda Ward
Members Absent: Ben Kurtz
Others Present: Carlos Ortega, Teresa La Rocca, Dennis Coleman,
Bryce White, Diana Leal
Guest(s): Terry Parker, Regional Supervisor RPM Company
Janet Moore, Finance Department
ORAL
COMMUNICATIONS None.
MINUTES It was moved by L. Sullivan and seconded by L. Saindon to
approve the minutes of April 12, 2000. Motion carried to approve
the minutes.
INFORMATIONAL A. TAX INCREMENT SUMMARY
ITEMS
D. Coleman explained the Projected Tax Increment Receipt Summary
Report. Discussion followed on funds allocated toward debt service vs.
projects.
B. HOUSING AUTHORITY PROPERTIES
TENANT SURVEY
A copy of the preliminary results of the Residents Survey was provided
to the Commission. Terre said that the survey was sent out in
anticipation of the RPM annual performance review. Also distributed
as part of the supplemental package was a calculation of the
responses received to date. A due date to return the surveys was set
for May 12. Staff will ask the commission to make a recommendation
with respect to the RPM contract at their June meeting.
1
Minutes
May 1_0 , 2000 ROUSING COMMISSION
NEW BUSINESS A. HOME IMPROVEMENT PROGRAM PROPOSED EXPANSION
Rec: By Minute Motion:
The expansion of the Home Improvement Program will be
forwarded to the Council and Redevelopment Agency for review
and action after the budget hearings.
Action: It was moved by L. Sullivan and seconded by L. Ward
to forward to the Council and Redevelopment Agency
recommendation to:
1. Approve the expansion of the Home Improvement
Program and that all 0% loans.
2. Have all 0% loans concurred by two Agency staff
members.
Motion carried.
B. CVWD SURPLUS PROPERTY ACQUISITION
The property is located on the east corner of Portola and Cortez
Way which was formerly the Palm Desert Water Services
Agency office building. The Coachella Valley Water District sent
the City of Palm Desert a letter asking if the City was interested
in purchasing the surplus property. The property consists of two
parcels. A portion of one of the parcels is being used by CVWD
for a pump. Charlene checked with the Building Department and
they advised that a duplex or a home can be placed on the
property. The asking price for the property is reasonable. The
purchase of the property will be taken to the CVWD Board for
consideration.
V
Minutes
May i0 , 2000 EMITSING COMMISSION'
AGENDA ADDENDUM A. RPM FISCAL YEAR 2000-2001 BUDGET CORRECTION
Finance submitted a correction to the proposed Desert Pointe budget
which, in turn, would change the Housing Authority properties' budget
slightly.
Rec: By Minute Motion:
Forward to the Housing Authority recommendation to approve
the RPM FY 2000-2001 Budget correction.
Action: It was moved by L. Sullivan and seconded by L. Saindon
to forward to the Housing Authority recommendation to
Approve the RPM FY 2000-2001 Budget correction.
Motion carried.
am CONTINUED A. 40 ACRE SITE DEVELOPMENT
BUSINESS
The Housing Commission Subcommittee and the two members of
the City Council met on the redesign of the 40-acre site. A plan was
presented to the Commission which showed the 40-acre site plan
with the multi-family located along the easterly 20 acres of the site.
After review of the plans, staff received direction from the
subcommittee to take a look at moving the multi-family to the
westerly portion of the 40 acres. The proposed child care center was
eliminated to expand the soccer parking lot. The civil engineer is
preparing another site plan which will be presented to the
Commission after the subcommittee has reviewed the plan.
The subcommittee asked that a combination of lot sizes be
incorporated for possible senior single-family homes. The engineer
will incorporate it into the new plan.
REPORTS A. MOBILE HOME PARK ISSUES
PORTOLA PALMS MOBILE HOME PARK SALE OF LOTS
One sale is in escrow.
Minutes
May 10, 2000 NOVSING COMMISSIQNr
REPORTS B. 73-610 SANTA ROSA-PALM VILLAGE APARTMENTS
(CONTD) UPDATE (CHARLENE)
Charlene said that negotiations are still on-going with the
adjacent property owner. In order to make the project a 24-30
unit property, the two adjacent vacant lots will need to be
purchased. The Agency has authorized staff to enter into
negotiations with the property owner for the two lots. The
County of Riverside is processing all the necessary paper work
to get the $600,000 appropriated for the acquisition and
construction of the new two lots. Availability of funds is expected
in July, 2000.
R. Dash asked if the appliances were removed. Charlene said
that many companies were contacted to dispose of the
appliances. The company who has shown interest in picking up
the appliances indicated that it would charge a fee for the pick
up. Terre said that they expect the disposal of the appliances to
be handled this week.
C. ACQUISITION/REHAB/RESALE PROGRAM UPDATE
(CHARLENE)
REBECCA ROAD PROPERTIES
Two offers have been received on the homes. Unfortunately,
one of the offers has fallen out and the other looks as if it may
fall through as well. Terre is working with Lauri Aylaian and
Bryce White on providing information on available resale units to
relocation tenants and residents along Fred Waring Drive.
Perhaps some of the tenants would be interested in owning
their own home. Families are also being informed of the resales
available through Desert Rose.
D. HOME IMPROVEMENT PROGRAM UPDATE (BRYCE)
A Home Improvement Program Update report was provided to
the Commission.
4
Minutes
May 10 , 2000 EQV$rNG CCIMIVEISSIO,N7
REPORTS E. HOUSING AUTHORITY PROPERTIES (TERRE)
(CONTD)
1. IMPROVEMENTS
LANDSCAPING
Charlene presented photographs of the landscaping at
One Quail Place to the Commission. She said that
retrofitting of landscaping should occur every 12-15
years; this property has never been retrofitted.
Consequently, there is a problem with the landscaping of
the trees and the streams. The contract for landscape
architecture was awarded to Ron Gregory. There are a
lot of trees on the property. The roots from the trees are
causing the sidewalks to buckle and causing a safety
hazard. Staff is looking at the elimination of some of the
trees because they are losing 50% of their growth due to
the loss of nutrients from the soil and the sun which is
being robbed by the overabundance of trees. Ron
Gregory and Associates has suggested tree removal in
phases. Charlene met with Spencer the City's Arborist
who walked the property and agreed that some of the
trees along with some of the streambeds should be
removed.
The streambeds are in a state of disrepair and the
bedliners are leaking and cracking. The soil has been
eroded from the site and the cement is cracking.
Problems also exists with the plumbing. At this time,
there is no filtration system in the streams which is
causing a problem with algae and mosquitos. A chemical
has been added to the water to rid the streams of the
algae. Staff is proposing to get rid of some of the
streambeds by making them dry beds and keeping the
larger ponds. This item will be scheduled for action at the
next meeting.
— REPAIR/RESTRIPING PARKING LOT
Staff is preparing requests for proposals for the restriping
and repairs of the parking lot. Proposals are being
requested from local civil engineers. A civil engineering
firm will be hired to do the redesign of the parking lots of
Neighbors, Taos One Quail and Las Serenas. Proposals
5
Minutes
May L 0 , 2000 HOUSING CO MMISSIO N
REPORTS will be presented at a future Housing Commission
(CONTD) meeting for review and action.
— SMOKE DETECTORS
Desert Fire is finishing up One Quail. RPM was holding
off on One Quail because of the litigation of the Omega
sprinklers. Desert Fire will be preparing a report which
will be brought to the commission at its next meeting.
— MISCELLANEOUS CORRESPONDENCE
None.
F. PROJECTS UPDATE (CHARLENE)
Terre asked that this item be removed from the agenda as the
projects are covered under their own heading.
G. DESERT ROSE RESALES UPDATE (TERRE)
A list of the available properties at Desert Rose was provided to
the Commission. Terre said that two of the properties are now
in escrow and one more has come on line, therefore five are
available at this time. There is a property which has gone past
the 60 day period where the Agency has to either acquire the
property or find a buyer. The second trust deeds which are
included in the price of the property are silent seconds which the
Agency can roll over to another qualified family.
ADJOURNMENT Motion was made by L. Saindon and seconded by
L. Sullivan to adjourn the meeting. Meeting was adjourned
at 4:56 p.m.
4".1
Carlos L. Ortega, cretary
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1
RESIDENTS' SURVEY
The Palm Desert Housing Authority is requesting your assistance in assisting us to evaluate the
past year's performance (7/99 to current) of its property management company, RPM Company.
Please take a few moments to review and complete this survey and return in the self-addressed
stamped envelope by May 12, 2000. Please do not include your name or apartment number, as
this is a confidential survey. The goal of the Palm Desert Housing Authority is to own and
operate premier properties within our City and to work with the tenants to enhance your quality
of life by making the property in which you live an enjoyable place to be. Given this, your
timely response to this survey will be most appreciated.
Please read each of the following items and circle the response which best suits your
personal opinion:
1. Availability of on-site management team.
Outstanding Good Fair Poor
2. Number of times you had personal contact with on-site management in the last year.
1 - 5 6 - 10 11 - (+)
vairo
3. Responsiveness to tenant inquiries by on-site management team.
Outstanding Good Fair Poor
4. Friendliness and courteousness of on-site management team.
Outstanding Good Fair Poor
5. Timely response to maintenance requests (within 24 hours).
Outstanding Good Fair Poor
6. Quality of maintenance work performed.
Outstanding Good Fair Poor
7. General appearance of property, including common areas.
Outstanding Good Fair Poor
8. Appearance, quality, and cleanliness of amenities (pool, weight rooms, laundry
facilities, common area).
Outstanding Good Fair Poor
1
9. Contract service quality (laundry, pool service, etc.)
Outstanding Good Fair Poor
10. Appearance of Landscape maintenance.
Outstanding Good Fair Poor
11. Enforcement of property/tenant rules.
Outstanding Good Fair Poor
12. Condition of the property since July, 1999
Outstanding Good Fair Poor
13. Responsiveness to tenant inquiries from District office (Rancho Cucamonga).
Yes No
14. Is the newsletter informative?
Outstanding Good Fair Poor
i
15. Have you had personal contact with the District office?
i If you answered yes to No. 15, with whom did you speak and were your needs addressed in a
timely and professional manner? Please explain briefly.
I
What changes would you make if you were the management on the property?
i
Thank you for your cooperation and assistance with this survey.
Sincerely,
PALM DESERT HOUSING AUTHORITY
...Id
Residents'Survey i Apnl 25.2000
2
OUESTIONAMO PARR RESIDENTES
El Palm Desert Housing Authority le pide su ayuda para asistirnos con la evaluacion del trabajo que ha llevado
acabo la compania del manejamiento de la propiedad, RPM Company durante 7/99 hasta el presente. Por favor
tome unos cuantos minutos para revisar y completar este cuestionario y regreselo en el sobre con estampilla para
el Dia 12 de Mayo, 2000. Por favor no incluya su nombre o numero de apartamento,porque este cuestionario
es confidencial. La meta del Palm Desert Housing Authority es de ser dueno y operador de propiedades de primera
calidad dentro de nuestra ciudad y de trabajar con inquilinos para aumentar la calidad de sus vidas en haciendo la
propiedad donde vive un lagar que pueda disfrutar. Por esta razon su respuesta es muy agradecida.
Por favor lea cada uno de los temas y marque un circulo para la respuesta que mas refleje su opinion
personal:
1. Disponibilidad del equipo de manejadores de la propiedad.
Excepcional Bueno Justo Mal
2. Numero de veces que usted a tenidp contacto personal con los manejadores de la propiedad en el ultimo alio.
1 - 5 6 - 10 11 - (+)
Como cree que los manej adores responden a sus preguntas.
Excepcional Bueno Justo Mal
4. Simpatia de los manejadores.
Excepcional Bueno Justo Mal
5. Responden a tiempo los manej adores cuando se trata del mantenimiento de la propiedad.
Excepcional Bueno Justo Mal
6. Que es la calidad de trabajo de mantenimiento.
Excepcional Bueno Justo Mal
7. Que es la aparencia general de la propiedad, incluyendo las areas en comun.
Excepcional Bueno Justo Mal
8. Aparencia,calidad,y limpieza de las comodidades(alberca,cuartos de levanta-pesas,lavanderia,facilidades,
area en comun).
Excepcional Bueno Justo Mal
1
9. La calidad de servicio por Contrato (lavanderia, servicio para la alberca, etc.) .
Excepcional Bueno Justo Mal
10. Apariencia del mantenimiento del paisaje.
yid
Excepcional Bueno Justo Mal
11. Cumplen con las reglas de los inquilinos y la propiedad
Excepcional Bueno J'usto Mal
12. Condicion de la propiedad desde Julio, 1999
Excepcional Bueno Justo Mal
13. Como responden los manejadores localizados en la oficina del distrito (Rancho Cucamonga) a preguntas
de los inquilinos.
Excepcional Bueno Justo Mal
14. Es informativo el boletin?
Si ' No
15. Ha tenido contacto personal con los manejadores localizados en la oficina del distrito o Corporativa?
s.sod
Si usted le a contestado si a la pregunta No. 15, con quien hablo y fueron sus preguntas contestadas en una manera
profesional y rapida? Por favor explique brevamente.
Si usted fuera parte del equipo de manejadores de la propiedad, cuales cambios haria?
Gracias por su cooperacion y asistencia con este cuestionario.
Sinceramente,
PALM DESERT HOUSING AUTHORITY
Cuesnonario Para Residentes!April 25.2000
2
•
PALM DESERT REDEVELOPMENT AGENCY
MEMORANDUM
SATE: TO BE SUBMITTED AFTER BUDGET STUDY SESSION
TO: CITY MANAGER,HONORABLE MAYOR AND MEMBERS OF THE
CITY COUNCIL
EXECUTIVE DIRECTOR,HONORABLE CHAIRMAN AND MEMBERS
OF THE REDEVELOPMENT AGENCY BOARD
FROM: BRYCE LYNN WHITE, REHAB. CONST. SPECIALIST
SUBJECT: HOME IMPROVEMENT PROGRAM -REVISION AND EXPANSION OF GUIDELINES
RECOMMENDATION:
1. That the City Council,by minute motion, approve the"Revised and Expanded Guidelines"for the"Make
a Difference"Home Improvement Program(HIP) as attached.
2. That the Redevelopment Agency Board,by minute motion:
1. Approve the"Revised and Expanded Guidelines"for the"Make a Difference"Home Improvement
(HIP) as attached.
• 2. Appropriate $300,000 from the 20% Unobligated Housing Set-Aside funds to the Home
Improvement Program components 1-4C and 6.
BACKGROUND
The Home Improvement Program allows for improvements to single family owner occupied homes which primarily
improve the appearance of the dwelling and property from a public street. In addition,improvements are allowed
for making corrections to health,safety,and code violations thereby making a home decent,safe,and sanitary.The
HIP guidelines were approved by the Palm Desert City Council and the Redevelopment Agency,by minute motion,
on December 11, 1997.
The original program guidelines made funds available only to very low and low income households (0-80% of
median income)as the funding source was Community Development Block Grant(CDBG)funds. The expanded
program will use 20%Unobligated Housing Set-Aside funds in addition to CDBG funds to provide grants and loans.
The proposed changes to the guidelines include:
1. Increasing the maximum grant and loan amounts from $7,500 to $12,500 and$20,000 respectively;
2. Providing loans to median income households (81-100% of median income) which generally consist of
working families that cannot otherwise afford to make necessary improvements to their homes. The loans
are proposed at a 5% interest rate, while the existing 3% interest rate will continue for the low income
•
households(51-80% of median income);
•
3. Adding a deferred loan "silent second" component which will assist with the mitigation measures
established with the Western Center on Law and Poverty by recording 30-year affordability covenants for
very low,low,and median income families(0-100%of median income). The deferred loans will be at a 3%
interest rate with a maximum loan amount of$25,000 forgiven after 30 years;however,if the home is sold
or transferred to a household that is above the income limits, then the loan will be repaid to the Agency.
The proposed expanded guidelines will allow for more complex and complete rehabilitation work that many older
homes require thereby improving neighborhoods and the City's existing housing stock. This is the basis for staff's
recommendation to expand the program. In order to expand the program it is necessary to increase the funding
allocation. Staff recommends the appropriation of$300,000 from the 20%Unobligated Housing Set-Aside funds
for this purpose.
For informational purposes,attached is the"Redlined Copy"of the existing guidelines with the proposed deletions
stricken and the additions italicized, as well as the "Revised and Expanded Guidelines"
The Housing Commission will review and discuss this request at their meeting of May 10, 2000.
REVIEWED AND CONCUR
4J4--
E LYNN ITE T SA L. LA ROCCA
tii„ehab. Const. ecialist Housing Manager
Executive Director
City Manager
e
2
Redlines Co'H
PALM DESERT REDEVELOPMENT
O "MAKE A DIFFERENCE"HOME IMPROVEMENT PROGRAM (HIP)
The intent of this document is to describe all components of the Home Improvement Program(HIP)
I. PURPOSE -WHY DO WE HAVE THIS PROGRAM?
A. To specifically identify and address the housing needs of our community pursuant
to California Redevelopment Law(Health and Safety Code Section 33000, et sea.)
and policy 5.2 of the Redevelopment City's Housing Compliance Program for very
low and low income families within our community.
B. To improve and stabilize the quality of life for neighborhoods and residents.
C. To instill a sense of community among the residents.
II. FUNDING SOURCES-WHERE DOES THE MONEY COME FROM?
A. County of Riverside County-wide Community Development Block Grant(CDBG);
B. 20%Tax Increment Housing Set-aside Funds;
C. Housing Mitigation Funds.
III. ELEMENTS -WHAT IS THE PROGRAM?
A. The MAKE A DIFFERENCE program is a home improvement program designed for
• Palm Desert residents based on the needs of individual homes and neighborhoods.
B. The MAKE A DIFFERENCE program consists of the following components
1. COMPONENT NO. 1 -EMERGENCY GRANT COMPONENT(EGC)
a. Covers emergency occurrences, as determined by staff, up to
maximum grant amount of$3,000.00.
b. For very low and low income households whose income does not
exceed 39=80% 80% of the County of Riverside Median Income as
established by the Department of Housing and Urban Development
(HUD). (See Chart)
Tli.,household 1i1ust also meet all IIIP icquin,mciits.
c. Application and supporting documentation must be submitted. Staff
at their discretion, may streamline verifications and proceed with
only one construction proposal.
d. Available citywide. as accessary
2. COMPONENT NO. 2 -REHABILITATION GRANT COMPONENT
(RCG)($60,000 P,ogi an Budget)
a. Up to Maximum grant amount of 00 $12,500 pei eligibles
household for approv.,d idhabilitati011 i Wail 0.
b. For very low income households whose income does not exceed
• 30-50% 50% of the County of Riverside Median Income as
established by the Department of Housing and Urban Development
(HUD). (See Chart)
c. Covenant and lien recorded that proportionally forgives lien over ten
years. (For example, with a grant of$5,000 then $500 is forgiven
annually) No repayment is required unless property is sold or
transferred to a household that exceeds 80%of the median income.
d. Available citywide.
e. All health and safety and code violations(if any)must be addressed
first.
S
2
e. Funds are in tl1c foiin of a grant,but should the home be sold within
Niow 3 yL,aib fulluwnig grant, a pruputti-unatc-shan, of-grant-balance-shall
be reimbursed City based on a sliding-scale-
f. Autloiized work-uuld includt-cxteiior impiuvLiiiwnts that ciilianLL
thc appearance of thc dwelling and property from thc p bticL.t to
driveways, fiont yard landscaping impiov.nctnts; roof
electrical wiring repairs to con cct safety problems,heating and/or air
conditioning or cvapoi ati v c cooler installation,repair or eplaceniLnt,
inter for repairs ncLde,d to provide safe and sanitary li v ing Luntlitiuns,
st1 actual repairs,site improvLmcnts and-Lon eution of code violations;
installation and/or repair of ornamental iron,block and-wuud fLii.,iiig
(no chain link-ffncing shall be installed-as a result of this program).
Tlc City shall establish the wurk and expenditure priority.
f. Available once per household in a three-year period.
3. COMPONENT NO.NO.3-MATCHING FUND COMPONENT-(MFC)
a. Matches expenditures of an eligible household up to a maximum
grant of$2,500.
b. For very low, low, and median income households whose income
does not exceed 51-80% 100% of the County of Riverside Median
,,,or Income as established by the Department of Housing and Urban
Development (HUD). The City will match funds as follows dollar
for dollar with the homeowner(For example, the homeowner has a
City approved project done that costs $3,000.00. The homeowner
pays $1,500.00 and the City will pay $1,500.00).
c. Covenant and Lien recorded that proportionally forgives lien over
three years. No repayment is required unless property is sold or
transferred to a household that exceeds 100%of median income.
d. Available citywide.
d. Availabk once per household in a three-yLal pciiod.
e. All health and safety and code violations (if any) must be addressed
first.
f. Available once per household in a three-year period.
4. COMPONENT NO. 4 - REHABILITATION LOAN COMPONENT
(RLC) ($60,000 PI op am Budget)
COMPONENT NO 4A-REHABILITATION LOAN FOR LOW INCOME
HOUSEHOLDS
a. Maximum loan amount of 00 $20,000.
b. For very low and low income households whose income does not
tir.
3
exceed 5+-80% of the County of Riverside Median Income as
established by the Department of Housing and Urban Development
(HUD). (See Chart)
c. Deed of Trust with ten (10) year occupancy restriction recorded
securing note at 3%*simple interest rate fully amortized over(a)ten
(10)years if less than$10,000;or(b)fifteen (15)years if$10,000 or
more. Note and Deed of Trust may be assumed if property is sold or
transferred to a household that does not exceed 80% of the median
income.
d. Available citywide.
e. Small All health and safety and
Code violations (if any) must be addressed first.
f. Available onceper household in a threeyearperiodt,vciytluwy
* For very low income households (0-50%of median) interest
will be set at 0% or, if staff determines that a
disproportionatefinancial hardship will occur for low income
households (51-80%of median), interest can be set at 0%.
•
•
4
W g. TM,ei- is one type of loan:
1. Monthly repayment loan($60,000 Iiogram Budget)
(a) Pot l,w income households whose inconi., dots nut
ex.ccd 51-80%of the County Median hrcomc.
(b) 15 year tuiiii
(c) Monthly payments to be calculalLd ba6Ld uii ability ter
pay.
(d) Dac upon salmi or transfct of title.or upon the%Lath of
COMPONENT NO. 4B - REHABILITATION LOAN FOR MEDIAN
INCOME HOUSEHOLDS
a. Maximum loan amount of$20,000.
b. For median income households whose income is between 81-100%
of the County of Riverside Median income as established by the
Department ofHousing and Urban Development(HUD). (See Chart)
c. Deed of Trust with ten (10) year occupancy restriction recorded
securing note at 5%*simple interest fully amortized over(a)ten (10
years if less than $10,000; or (b)fifteen (15) years if$10,000 or
more. Note and Deed of Trust may be assumed if property is sold or
transferred to a household that does not exceed 100%of the median
income.
,,. d. Available citywide.
e. All health and safety and code violations (if any) must be addressed
first.
f. Available once per household in a three year period.
* If staff determines that a disproportionate financial hardship
will occur, interest can be set at 3%.
COMPONENT NO. 4C - DEFERRED LOAN WITH 30 YEAR
AFFORDABILITY COVENANT
a. Maximum loan amount of$25,000.
b. For very low and low income households whose income does not
exceed 80%of the County ofRiverside Median income as established
by the Department of Housing and Urban Development(HUD). (See
Chart)
c. Deed of Trust recorded securing note at 3%simple interest requiring
no payments. Note and Deed of Trust may be assumed if property is
sold or transferred to a household that does not exceed 80%of the
median income. Deferred loan forgiven after 30 years if property
remains in compliance ("Silent Second").
d. Recordation of 30 Year Affordability Covenant as part of Deed of
Trust in conformity with mitigation measures established by the
5
• pertinent stipulation(s)with the Western Center on Law and Poverty.
e. Available citywide.
f. All health and safety and code violations (if any) must be addressed
first.
g. Available once per household or residence while loan is outstanding.
5. COMPONENT NO. 5 - COUNTY OF RIVERSIDE ECONOMIC
DEVELOPMENT AGENCY LOAN PROGRAM - HOME
IMPROVEMENT PROGRAM(COUNTY FUNDS)
a. The County of Riverside EDA administers a county-wide Home
Improvement Loan Program available to Palm Desert residents.
Funding is provided from Community Development Block Grant
Funds.
b. Loan amount up to $30,000.00.
c. 5%2%simple interest rate.
d. For owner-occupied single family households whose income does not
exceed 80% of the County of Riverside Median Income as
established by the Department of Housing and Urban Development
(HUD). (See Chart).
e. 30 year term.
6. COMPONENT NO. 6 - MAKE A DIFFERENCE VOLUNTEER
COMPONENT ,
The Make a Difference Volunteer Component is of almost importance very
important. This component was is designed to elicit the involvement of
volunteers to assist with special neighborhood clean-up events yualturly
within Focus Areas. In addition, staff will solicit donations of material to
defray the cost of LviiAi uctioii improvements.
HOW WILL IT WORK:
Housing Staff and Code Enforcement and will identify properties in the
Focus Area in need of repairs and clean-up and whose owner is of very luw
iucoim,and wl is willing to participate in a special event clean-up program.
Staff will prepare a clean-up/repair work program. An event date will be
selected and solicitation of both volunteers and donations will begin.
•
6
• With the help ofthe N�i6lib0rl1ool Watch Piogramn community organizations
and Code Enforcement,the Volunteer Program will be echoing the purpose,
goals and objectives of the Make a Difference Home Improvement Program.
7. COMPONENT NO. 7 - ACQUISITION/REHABILITATION/RESALE
COMPONENT (ARRC) ($500,000 PROGRAM BUDGET)
a. For very low and low income households whose income 3 0% does not
exceed 80%of the County of Riverside Median Income as established by the
Department of Housing and Urban Development(HUD). (See Chart)
b. First-time Home Buyer Program.
c. Anticipated cost per home $75,000-$85,000.
d. Anticipated rehabilitation cost$10,000/home.
e. Second TD will be made available as required from 20%Housing Set-aside
Funds.
PROPERTY ACQUISITION PROCEDURES
1. Staff,working through local realtors,will identify homes that are for sale both inside
and outside the Focus Areas.
(It is Staff's intent to purchase selected properties at the lowest possible purchase
price to provide affordable housing to lower income families.)
2. Make offers through local broker.
3. Enter purchase escrow.
4. Staff will accomplish due diligence and define renovation costs via the preparation
of a Scope of Work analysis to include costs of rehabilitation.
5. Staff will prepare work write-up.
6. Identify and contract with local general contractor for rehabilitation and commence
work.
7. Staff will monitor and inspect project throughout rehab phase.
8. Staff will identify and work with conventional lending institutions to qualify and
finance prospective buyers and establish a waiting list of qualified very low and low
income families.
9. Enter sales escrow and work with a local broker for the sale of properties.
10. The Agency will provide, as necessary, a silent second TD mortgage to reduce the
mortgage amount and make a grant to cover closing costs.
•
7
BUYER PROGRAM CONCEPT
(HYPOTHETICAL EXERCISE)
Purchase Price $75,000
Rehabilitation Cost 10,000
$85,000
Sales Commission @ 6% 5,100
Sales Price to First-Time Buyer $90,100
Annual Low Income Buyer (family of 4 @ 50% of median) $22,000- 12=$1,866.67/mo.
Using the HUD maximum 30% of income for total housing cost (the allowable housing cost
including principal, interest, taxes and insurance), the Buyer's monthly payment cannot exceed
$560.00 ($1,866.67 x .30% ='$560.00)
Assuming property taxes per month $ 75.00
Assuming Hazard Insurance per month 35.00
Monthly Cost $110.00
Allowable 30%housing cost $560.00
Taxes and insurance -110.00
Maximum Allowable First,Mortgage Monthly Payment $450.00
New
Original sales price $90,100
5% Buyer down payment 4,500
Mortgage to be Financed $85,600
Low Income Buyer can afford to pay only$450 per month on a first trust deed. Assuming a 30-year
loan x 7.25% interest per month the Buyer can afford a first mortgage amount of$66,000.
Amount to be financed by first and second $85,600
Less amount of affordable first mortgage 66,000
Amount of Agency: Second TD mortgage required $19,600
+Closing costs (Agency grant) 2,500
Total Agency subsidy $22,100
8
IV. PRIORITIES -WHAT ARE THE GUIDELINES?
A. The MAKE A DIFFERENCE program shall be for owner-occupied single-family
residential properties including planned unit developments.
B. Home Improvement assistance shall be made available to eligible properties within
the territorial jurisdiction. The City may, from time to time, designate certain
neighborhoods as priority focus areas.
C. The MAKE A DIFFERENCE program guidelines shall provide a basis for reviewing,
analyzing and prioritizing certain rehabilitation projects. Emphasis will be placed
on achieving improvements that will address health and safety issues,eliminate blight
conditions and make a positive dramatic impact upon the appearance and economic
viability of the neighborhood.
D. The City of Palm Desert will not pay for improvements that have been completed or
started prior to the date of the release of the " of Eligibility and
"Authorization to Proceed". The City reserves the right to establish the type,nature
and scope of improvements that it will finance.
V. ELIGIBILITY- WHO AND WHAT QUALIFIES?
A. The program is available for owner-occupants of single family residential units that
demonstrate that the household income does not exceed the very low, and low, or
median income percentage standards of the current County of Riverside Median
Family Income fvi Riverside County. (See Chart) as appropriate for whichever
program component is used.
B. Home in need of repair must be owner occupied and applicants sole and primary
residence.
C. Authorized improvements that improve the appearance of the dwelling and property
from the public right-of-way and interior repairs needed to provide safe and sanitary
living conditions which include but are not limited to the following:
Exteriorimprovements-that impiovz
fiom the public strect to include,but not limited to. painting;installation of colic'cte
d�iveways, front yard landscaping improvements, i vvf i e�aii�, G1Leti iea�w u ui�
repairs to collect safety plobleins, heating and/or aii Gvuditiviiiiig vi eVapviati'ie
cooler installation,repair or replacement;interior repairs needed to provides safe and
sanitary living conditions,structural rcpaiis,site impiovennnts and con ectioii of evde
viulatiorts;installation and/ol rcpaii of oinamcntal iruii,blvelt and wood-fencing(iiU
chain link fencing shall be installed as a result of this program). The City shall
cstablisli the work and expenditure priority.
a. Any items to correct Health and Safety and Code violations have first
priority.
b. Landscaping
(1) Removal of rock, vegetation, walls, etc.
(2) Trimming of vegetation
(3) Repair and installation of sprinkler systems
9
• (4) Installation of landscaping including grass, shrubs, trees, rocks, etc.
c. Walls and Fences
(1) Repair of existing walls and fences
(2) Installation of new concrete block walls, wooden fences, and
"ornamental iron"fences (No chainlink fencing)
d. Walks and Driveways
(1) Repair of existing asphalt and concrete walks and driveways
(2) Installation of public right-of-way concrete sidewalks
(3) Installation of on-site concrete walks, driveways etc. including
removal of existing asphalt driveways
e. Sewer and Septic
(1) Repair of existing septic and sewer lines
(2) Installation of new on-site sewer lines and sewer lateral lines
including "sanitation capacity charge" and other fees required by
Coachella Valley Water District(CVWD)
f. Roofs
(1) Repair of leaks if balance of roof acceptable
(2) Elastomeric coating of applicable roofs
(3) Rigid insulation to roofs without attics
(4) Replacement of defective sheathing
(5) Build up flat roofs to provide drainage
(6) Replacement of roofs complete
g. Heating, Cooling, and Fixtures
(1) Repair or replacement of wall furnaces
(2) Repair or replacement of furnaces, air conditioners, and forced air
units
(3) Repair, replacement, or addition of evaporative coolers
(4) Repair or replacement of water heaters
(5) Repair or replacement (if functionally obsolete) built-in stoves and
ovens
(6) Electrical, gas,plumbing, etc. required for above
h. Exterior Painting and Patching Complete
i. Defective Structural Elements Repaired or Replaced
j. Door, Window, and Insulation
(1) Repair broken windows
(2) Repair or replace screens
. (3) Replace deteriorated exterior doors and required hardware
10
(4) Replace broken interior doors and required hardware
(5) Installation of insulation and other energy conservation measures if
staff determines it is cost effective
k. Garages and Carports
(1) Replace garage doors and install automatic openers
(2) Convert carports to garages
(3) Build carports and garages
1. Stucco and Exterior Siding
(1) Repair of existing stucco and siding
(2) Lathe,plaster and stucco complete
m. Interior Repairs Needed to Provide Safe and Sanitary Living Conditions
n. Bedroom and/or Bathroom Additions
(1) Bedroom addition to mitigate crowded or unsatisfactory living
arrangements
(2) Bathroom addition to mitigate functional obsolescence or
unsatisfactory living arrangements
D. Staff shall establish the work and expenditure priority of all improvements.
I/
VI. GOALS - WHAT DO WE WANT TO ACHIEVE?
The results we want are primarily related to the residents having a positive experience from
their neighborhoods and community. We want the residents of Palm Desert to take pride in
their neighborhoods and express that pride by improving and maintaining their own
properties and by helping others so that everyone can live safely and securely in clean,well-
kept neighborhoods.
VII. OBJECTIVES -WHAT'S IN IT FOR YOU?
By providing both financial and volunteer assistance to homeowners to improve their
properties, the MAKE A DIFFERENCE program hopes to provide Palm Desert residents
with:
A. An increased quality of life-a robust and enriching quality of life is almost always
tied to a richly fulfilling network of neighborhood relationships.
B. A stronger sense of community-when present,it is so interwoven into one's daily
11
patterns of living that it is normally thought of as a general contentment with where
one lives.
The four characteristics of a sense of community are:
1. A sense of belonging to the neighborhood
2. • A sense of mattering to other neighbors
3. A shared faith that all neighbors' needs will be met
4. A commitment to be together
C. A measure of success for residents through their participation in neighborhood home
improvement programs
D. A program to address health and safety issues
E. Assistance through volunteer programs
VIII. PROGRAM APPROACH
The City of Palm Desert may provide financial assistance for the rehabilitation of specified
property improvements in the manner provided below. The City will make payments
directly to the applicant designated contractor. In certain cases,the City may provide a two-
party check,made payable to the applicant and the designated contractor. All payments will
be made upon completion and verification of the approved home improvements.
A. General Requirements
1. All eligible owners of property located in the territorial jurisdiction of Palm
Desert may file an application for assistance.
The City will assign a priority number to each application based on the date
and time that it is received. The application for assistance will be reviewed
on "First Come First Served" basis or as otherwise described herein.
Approval of applications shall be based on the final action by the City staff.
The priority of the work to be completed shall be determined by the City
Housing and Building and Safety,and Code Enforccm1it Compliance staffs.
• 12
2. Applicants may combine County and City programs. If the subject property
• is eligible for more than one type of assistance,separate application must be
filed with both City and County.
3. In the public interest,employees,officials,or consultants of the City of Palm
Desert who exercise decision-making functions or responsibilities in
connection with the administration of the Home Improvement Program shall
not be eligible for assistance.
Eligible City officials or employees not directly involved in the operational
responsibility of the Home Improvement Program may be granted assistance
in accordance with the procedures and regulations of this program.
4. Home improvement assistance will only be provided once, within a three-
year period, to each authorized household or owner occupied residence
pareef of . Requests for additional
assistance fo1 Dames pa1.A.,1 of land, de,;g,iaLd building v1 Jwal;11g, unit
may be submitted to the City only after three (3) years have elapsed as
measured from the date of final "Certification of Satisfactory Completion of
Work" lnepaialiuu of the Nutic of Cu111p1d;o11 for the previous Home
Improvement assisted project, except for Emergency Grants.
B. Participant Application Process: (City Programs)
1. Eligible individuals seeking assistance from the City of Palm Desert must
submit an application(Staff will assist with completion and submittal). The
application will be processed in the order received.
Eligible individuals seeking assistance from the County of Riverside EDA
must file separate County application to be processed by the County.
2. Applicant will be required to submit income verification and any additional
pertinent documentation as required by staff In the event of an emergency
situation staff may streamline verifications and documents.
3. The City's housing-reincaculativl Staff will meet with the prospective
participant(s)to explain the program and impuL l ty and determine
eligibility.
4. rep'c,cutativc jointly with IIuubiug Staff will visit the
subject property and will prepare a"Work Write-Up"which enumerates the
home improvement work inclusive of health and safety corrections to be
completed through the City's Ilousing Home Improvement Program.
Photographs shall be taken of the existing conditions.
5. The "Work Write-up", including Code issues, will be reviewed with the
applicant.
6. The application and project will then-in.. -Fh uSi„g
Advisory Connnitlw fin.
a. review of tl1v"Work Write-up", including Code issues,
b. rcviov of applicant f11k.,
c. ncommendat;on on funding lilnitb.
13
III7. Upon approval of the project by the City's Ilousing Advibvly Cviiniiittee-a
Purchase older will bc picpaiV l for submittal to tL City Council for project
appluval and authorization to eiiujniber funds.
8. Aftvr signing the aglcL1ne11t with t11v City,
6. Staff will assist applicant with seeking competitive bids from licensed
contractors for the designated construction activity. In the event that the
applicant cannot obtain construction proposals from at least three
independent contractors,t11c City staffmay authorize the applicant to proceed
if adequate documentation has been supplied to indicate that there has been
sufficient effort has ln.eli expended by the applicant, to obtain construction
bids and that the required number of qualified contractors have not
responded. In any event, the City staff must determine that the anticipated
construction costs are reasonable. In the event of an emergency situation,
staff may authorize the applicant to proceed with one proposal if it is
reasonable.
a. Contractor eligibility criteria:
(1) Contractor must have a state license
(2) Contract must have a City business license
(3) Contractor must have public general liability insurance;
personal injury insurance; and property damage insurance
(4) Contractor must have Workers' Compensation insurance as
• required by the State of California
b. Applicant may begin the home improvement work after:
(1) cetiLdwith thv City,Eligibility has
been determined by staff and required documents executed by
applicant.
(2) A valid construction contract has been executed by the
applicant(s)and the selected contractor and approved by staff
(3) The required building and development permits have been
obtained from the City if any required.
NOTE: THE CITY OF PALM DESERT IS NOT A PARTY TO THE
CONSTRUCTION CONTRACT.
C. Payment Process
1. When all the work is completed,the applicant must submit the contractor's
itemized invoice to the City for payment. Suff1Lh nt'uppolt docunientatiuli
d material should be attached to the
iuvvilAd along with any additional documentation required by staff Applicant
must sign the submitted inooi.,�s "Certification of Satisfactory Completion
of Work" stating that the itG1111GG1r work has been completed to his/her
satisfaction. If the work is governed by a building permit,then the building
inspvdv1 will bc required to supply documvntatiuii that tilt., wu1k has-been
• 14
• plans the work must be finaled by the City's Building and Safety
Department.
2. Upon completion of the construction work, City staff will verify:
a. That all permits have been property processed;
b. All program documents have been submitted and properly filed;
c. All labor and/or material lien releases have been obtained;
d. Post-work photographs have been taken.
3. Upon the completion of the specified work items, City staff, at its discretion,
may make disbursements directly to the applicant, the contractor, or the
applicant and the contractor.
4. Payment will be made after the City staff verifies that the designated work
has been completed in accordance with the approved plans, notice of
completion has been filed(if necessary), all conditional waivers ofmechanic
liens released, and homeowner certification of Jali,fa.,livil satisfactory
completion of work have has been signed. Payment will be made within 21
days in a timely manner following submission of a completed request for
payment.
IX. PROMOTION
A. Staff is currently working with the Director of Community Affairs fur the new
i.,lcas.‘, about the City's fist eget "Make A Difference" to publicize the Home
Improvement Program. Staff will wuik clostly with the Dircctor to a.,lu..v.. tl�.
aii .�hi�lrwill
iu.,ludv d.,or hange's,posters,yard signs,mot.,.with the intent of continued growth in
the number of participants.
B. Some additional promotional ideas will include:
► Television spots to run public service informational items on HIP
► Radio spots to run public service informational items on HIP
► Human interest stories in the local newspaper as well as other papers such
as Palm Desert Post and Que Nuevas
► Door-to-door approaches by vuluiile.,i,staff
► Fliers included in utility bills
► Community meetings in Focus Areas
► Neighborhood Watch and other organizations solicited for volunteers
► Code Enforcement given flyers and applications for HIP
► Kick-off clean-up events - each Focus Area
► Will have an event to start and celebrate their status as a"Make A Difference
Neighborhood"
• Contact Visitors Center, Chamber of Commerce, Library, YMCA to leave
• flyers for public distribution
15
• Contact Joslyn Cove Communities Senior Center and Board of Realtors to:
• Leave flyers for public distribution
• Seek to make presentation at meetings
• Contact churches and other charitable organization to disseminate
information
• Attach boxes for HIP flyers to "Make a Difference" signs posted on
participant's property
• Discuss with City's marketing firm suggestions for Marketing Plan
• Seek approval from Desert Sands Unified School District to distribute "take
home"flyers to students at Palm Desert schools
• Seek approval from nursery schools to distribute flyers to client households 1
• Consideration of paid advertisement if insufficient response to above efforts
X. ROLES AND RESPONSIBILITIES .
A. City Staff
The Palm Desert Redevelopment Agency and appropriate city staff are responsible for
ensuring that the home improvement activity meets state guidelines and the City's adopted
guidelines. The City Council or its designee shall:
1. Establish regulations and policies necessary to implement the rehabilitation of
eligible properties.
2. Approve funding limits and payment of warrants necessary to fund the rehabilitation
of eligible properties.
3. Approve a process whereby an applicant may appeal a decision that he/she feels is
contrary to the intent of the program.
The HIP will be implemented by PALM DESERT REDEVELOPMENT AGENCY Staff as
follows:
► Housing Piograui Coonlunat.,1 Manager shall oversee and monitor all administrative
and promotional activities of all program components.
► Housing Rehabilitation Construction Specialist shall implement all program
components including processing application;prepare work write-up;assist applicant
with bid process and selection of contractor;monitor all phases of construction and
assist Code Enforcement with inspections; authorize partial payments through the
course of construction.
► Housing Rehabilitation Assistant Construction Specialist shall also distribute
program information; contact prospective homeowners and explain Program and
eligibility criteria;assist applicant with preparation of application;verify applicant's
information; and maintain program files; assist Rd1abilitatio1i Cuust.aLtzon
Specialist-witIrworlmrilc-up,bid prmubb
•
16
• B. Housing Commission
1. The Redevelopment City's Palm Desert Housing Advisory Committee Commission
shall be comprised of the following members:
a. A free seven-member committee appointed by the City Council to serve as
an advisory committee on housing.
2. The responsibilities of the Housing . Commission
with regard to the Home Improvement Program include the following:
a. Review applications for ITome Improver' nt assistain%ttr rrmu
agencies, thc applicant(s) and the contractor. The maximum funding lawl
shall IA.,L.onsisteiit with thc suopc of the proposed homc improvement project.
City Council.
a. Act on matters relating to the Home Improvement Program that do not
require City Council action.
RL. 'iew agrck„ments between thc applicant and-uontractoi(s),if regticsted by
the applicant.
b. Review and make recommendations to the City Council relative to applicant
mattcrs that arc within thc-City's jurisdiction:the Home
Improvement Program.
e. Review programmatic and financial status of the program and provide
periodic reports to the City Council and Executive Director.
f. Monitor and evaluate Home Improvement Program on a continuing basis.
XI. APPEAL PROCEDURES
If an applicant is denied program par iL.ipaiitb participation or is not satisfied with the
assistance provided to accomplish the home improvement project, an appeal may be filed
with the Housing Advisorreommittee Commission in accordance with the following
procedures:
A. The applicant may file a written notification within ten days of receiving written
notification of application denial or within ten days of notifying staff of the problem.
The applicants' notification shall identify the problem and/or requesting an appeal.
B. The applicant shall be allowed to present all pertinent facts to the Housing Advisory
Committee Commission that may have a bearing on the particular issue to be
resolved.
C. The decision of the Housing Advisory ConnnittcL, Commission shall be final unless
appealed to the City Council within ten(10)days after a decision has been rendered
by the Housing ATIvisorreommittec Commission.
17
Mtn ,.k�� ���« � t>
(,
PALM DESERT REDEVELOPMENT
"MAKE A DIFFERENCE"HOME IMPROVEMENT PROGRAM(HIP)
The intent of this document is to describe all components of the Home Improvement Program(HIP)
I. PURPOSE -WHY DO WE HAVE THIS PROGRAM?
A. To specifically identify and address the housing needs of our community pursuant
to California Redevelopment Law(Health and Safety Code Section 33000, et seq.)
and policy 5.2 of the Redevelopment City's Housing Compliance Program for very
low and low income families within our community.
B. To improve and stabilize the quality of life for neighborhoods and residents.
C. To instill a sense of community among the residents.
II. FUNDING SOURCES -WHERE DOES THE MONEY COME FROM?
A. county of Riverside County-wide Community Development Block Grant(CDBG);
B. 20%Tax Increment Housing Set-aside Funds;
C. Housing Mitigation Funds.
III. ELEMENTS-WHAT IS THE PROGRAM?
A. The MAKE A DIFFERENCE program is a home improvement program designed for
•
Palm Desert residents based on the needs of individual homes and neighborhoods.
B. The MAKE A DIFFERENCE program consists of the following components
1. COMPONENT NO.1-EMERGENCY GRANT COMPONENT(EGC)
a. Covers emergency occurrences, as determined by staff, up to
maximum grant amount of$3,000.00.
b. For very low and low income households whose income does not
exceed 80% of the County of Riverside Median Income as
established by the Department of Housing and Urban Development
(HUD). (See Chart)
c. Application and supporting documentation must be submitted. Staff
at their discretion,may streamline verifications and proceed with only
one construction proposal.
d. Available citywide.
2. COMPONENT NO. 2 -REHABILITATION GRANT COMPONENT
(RCG)
a. Maximum grant amount of$12,500.
b. For very low income households whose income does not exceed 50%
. of the County of Riverside Median Income as established by the
Department of Housing and Urban Development(HUD).(See Chart)
c. Covenant and lien recorded that proportionally forgives lien over ten
years. (For example, with a grant of$5,000 then $500 is forgiven
annually) No repayment is required unless property is sold or
transferred to a household that exceeds 80% of the median income.
Sd. Available citywide.
e. All health and safety and code violations (if any)must be addressed
first.
f. Available once per household in a three-year period.
3. COMPONENT NO.NO.3-MATCHING FUND COMPONENT(MFC)
a. Matches expenditures of an eligible household up to a maximum
grant of$2,500.
b. For very low, low, and median income households whose income
does not exceed 100%of the County of Riverside Median Income as
established by the Department of Housing and Urban Development
(HUD). The City will match funds dollar for dollar with the
homeowner (For example, the homeowner has a City approved
project done that costs $3,000.00. The homeowner pays $1,500.00
and the City will pay$1,500.00).
c. Covenant and Lien recorded that proportionally forgives lien over
three years. No repayment is required unless property is sold or
transferred to a household that exceeds 100% of median income.
d. Available citywide.
e. All health and safety and code violations(if any)must be addressed
first.
f. Available once per household in a three-year period.
4. COMPONENT NO.4-REHABILITATION LOAN COMPONENT
(RLC)
COMPONENT NO 4A - REHABILITATION LOAN FOR LOW
INCOME HOUSEHOLDS
a. Maximum loan amount of$20,000.
b. For very low and low income households whose income does not
exceed 80% of the County of Riverside Median Income as
established by the Department of Housing and Urban Development
(HUD). (See Chart)
c. Deed of Trust with ten (10) year occupancy restriction recorded
securing note at 3%* simple interest rate fully amortized over(a)ten
(10)years if less than$10,000;or(b)fifteen(15)years if$10,000 or
more. Note and Deed of Trust may be assumed if property is sold or
transferred to a household that does not exceed 80% of the median
income.
d. Available citywide.
e. All health and safety and Code violations(if any)must be addressed
first.
•
2
f. Available once per household in a three-year period
• * For very low income households(0-50%of median)interest
will be set at 0%or,if staff determines that a disproportionate
financial hardship will occur for low income households(51-
80%of median), interest can be set at 0%.
COMPONENT NO. 4B - REHABILITATION LOAN FOR MEDIAN
INCOME HOUSEHOLDS
a. Maximum loan amount of$20,000.
b. For median income households whose income is between 81-100%
of the County of Riverside Median income as established by the
Department of Housing and Urban Development(HUD).(See Chart)
c. Deed of Trust with ten (10) year occupancy restriction recorded
securing note at 5%* simple interest fully amortized over(a)ten(10
years if less than$10,000;or(b)fifteen(15)years if$10,000 or more.
Note and Deed of Trust may be assumed if property is sold or
transferred to a household that does not exceed 100%of the median
income.
d. Available citywide.
e. All health and safety and code violations(if any)must be addressed
• f. first.
Available once per household in a three year period.
* If staff determines that a disproportionate financial hardship
will occur, interest can be set at 3%.
COMPONENT NO. 4C - DEFERRED LOAN WITH 30 YEAR
AFFORDABILITY COVENANT
a. Maximum loan amount of$25,000.
b. For very low and low income households whose income does not
exceed 80%of the County ofRiverside Median income as established
by the Department of Housing and Urban Development(HUD).(See
Chart)
c. Deed of Trust recorded securing note at 3%simple interest requiring
no payments. Note and Deed of Trust may be assumed if property is
sold or transferred to a household that does not exceed 80% of the
median income. Deferred loan forgiven after 30 years if property
remains in compliance("Silent Second").
d. Recordation of 30 Year Affordability Covenant as part of Deed of
Trust in conformity with mitigation measures established by the
pertinent stipulation(s)with the Western Center on Law and Poverty.
• e. Available citywide.
f. All health and safety and code violations(if any)must be addressed
first.
3
g. Available once per household or residence while loan is outstanding.
5. COMPONENT NO. 5 - COUNTY OF RIVERSIDE ECONOMIC
DEVELOPMENT AGENCY LOAN PROGRAM - HOME
IMPROVEMENT PROGRAM(COUNTY FUNDS)
a. The County of Riverside EDA administers a county-wide Home
Improvement Loan Program available to Palm Desert residents.
Funding is provided from Community Development Block Grant
Funds.
b. Loan amount up to $30,000.00.
c. 2% simple interest rate.
d. For owner-occupied single family households whose income does not
exceed 80% of the County of Riverside Median Income as
established by the Department of Housing and Urban Development
(HUD). (See Chart).
e. 30 year term.
6. COMPONENT NO. 6 - MAKE A DIFFERENCE VOLUNTEER
COMPONENT
• The Make a Difference Volunteer Component is very important. This
component is designed to elicit the involvement of volunteers to assist with
special neighborhood clean-up events within Focus Areas. In addition,staff
will solicit donations of material to defray the cost of improvements.
HOW WILL IT WORK:
Housing Staff and Code Enforcement will identify properties in the Focus
Area in need of repairs and clean-up and whose owner is willing to
participate in a special event clean-up program. Staff will prepare a clean-
up/repair work program. An event date will be selected and solicitation of
both volunteers and donations will begin.
With the help of community organizations and Code Enforcement, the
Volunteer Program will be echoing the purpose, goals and objectives of the
Make a Difference Home Improvement Program.
7. COMPONENT NO.7-ACQUISITION/REHABILITATION/RESALE
COMPONENT (ARRC) ($500,000 PROGRAM BUDGET)
a. For very low and low income households whose income does not
exceed 80% of the County of Riverside Median Income as
established by the Department of Housing and Urban Development
(HUD). (See Chart)
b. First-time Home Buyer Program.
c. Anticipated cost per home $75,000-$85,000.
4
d. Anticipated rehabilitation cost $10,000/home.
e. Second TD will be made available as required from 20% Housing
Set-aside Funds.
PROPERTY ACQUISITION PROCEDURES
1. Staff,working through local realtors,will identify homes that are for sale both inside
and outside the Focus Areas.
(It is Staffs intent to purchase selected properties at the lowest possible purchase
price to provide affordable housing to lower income families.)
2. Make offers through local broker.
3. Enter purchase escrow.
4. Staff will accomplish due diligence and define renovation costs via the preparation
of a Scope of Work analysis to include costs of rehabilitation.
5. Staff will prepare work write-up.
6. Identify and contract with local general contractor for rehabilitation and commence
work.
7. Staff will monitor and inspect project throughout rehab phase.
8. Staff will identify and work with conventional lending institutions to qualify and
finance prospective buyers and establish a waiting list of qualified very low and low
income families.
9. Enter sales escrow and work with a local broker for the sale of properties.
10. The Agency will provide, as necessary, a silent second TD mortgage to reduce the
mortgage amount and make a grant to cover closing costs.
IV. PRIORITIES -WHAT ARE THE GUIDELINES?
A. The MAKE A DIFFERENCE program shall be for owner-occupied single-family
residential properties including planned unit developments.
B. Home Improvement assistance shall be made available to eligible properties within
the territorial jurisdiction. The City may, from time to time, designate certain
neighborhoods as priority focus areas.
C. The MAKE A DIFFERENCE program guidelines shall provide a basis for reviewing,
analyzing and prioritizing certain rehabilitation projects. Emphasis will be placed
on achieving improvements that will address health and safety issues,eliminate blight
conditions and make a positive dramatic impact upon the appearance and economic
viability of the neighborhood.
D. The City of Palm Desert will not pay for improvements that have been completed or
started prior to the date of the release of the"Authorization to Proceed". The City
reserves the right to establish the type,nature and scope of improvements that it will
finance.
V. ELIGIBILITY-WHO AND WHAT QUALIFIES?
• A. The program is available for owner-occupants of single family residential units that
demonstrate that the household income does not exceed the very low,low,or median
income percentage standards of the current County of Riverside Median Income(See
Chart) as appropriate for whichever program component is used.
5
B. Home in need of repair must be owner occupied and applicants sole and primary
residence.
C. Authorized improvements that improve the appearance of the dwelling and property
from the public right-of-way and interior repairs needed to provide safe and sanitary
living conditions which include but are not limited to the following:
a. Any items to correct Health and Safety and Code violations have first
priority.
b. Landscaping
(1) Removal of rock, vegetation,walls, etc.
(2) Trimming of vegetation
(3) Repair and installation of sprinkler systems
(4) Installation of landscaping including grass, shrubs, trees,rocks, etc.
c. Walls and Fences
(1) Repair of existing walls and fences
(2) Installation of new concrete block walls, wooden fences, and
"ornamental iron" fences (No chainlink fencing)
d. Walks and Driveways
(1) Repair of existing asphalt and concrete walks and driveways
(2) Installation of public right-of-way concrete sidewalks
• (3) Installation of on-site concrete walks, driveways etc. including
removal of existing asphalt driveways
e. Sewer and Septic
(1) Repair of existing septic and sewer lines
(2) Installation of new on-site sewer lines and sewer lateral lines
including "sanitation capacity charge" and other fees required by
Coachella Valley Water District(CVWD)
f. Roofs
(1) Repair of leaks if balance of roof acceptable
(2) Elastomeric coating of applicable roofs
(3) Rigid insulation to roofs without attics
(4) Replacement of defective sheathing
(5) Build up flat roofs to provide drainage
(6) Replacement of roofs complete
g. Heating, Cooling, and Fixtures
(1) Repair or replacement of wall furnaces
(2) Repair or replacement of furnaces, air conditioners, and forced air
units
(3) Repair,replacement, or addition of evaporative coolers
(4) Repair or replacement of water heaters
(5) Repair or replacement (if functionally obsolete) built-in stoves and
ovens
(6) Electrical, gas,plumbing, etc. required for above
6
• h. Exterior Painting and Patching Complete
i. Defective Structural Elements Repaired or Replaced
j. Door, Window, and Insulation
(1) Repair broken windows
(2) Repair or replace screens
(3) Replace deteriorated exterior doors and required hardware
(4) Replace broken interior doors and required hardware
(5) Installation of insulation and other energy conservation measures if
staff determines it is cost effective
k. Garages and Carports
(1) Replace garage doors and install automatic openers
(2) Convert carports to garages
(3) Build carports and garages
1. Stucco and Exterior Siding
(1) Repair of existing stucco and siding
(2) Lathe,plaster and stucco complete
m. Interior Repairs Needed to Provide Safe and Sanitary Living Conditions
• n. Bedroom and/or Bathroom Additions
(1) Bedroom addition to mitigate crowded or unsatisfactory living
arrangements
(2) Bathroom addition to mitigate functional obsolescence or
unsatisfactory living arrangements
D. Staff shall establish the work and expenditure priority of all improvements.
VI. GOALS -WHAT DO WE WANT TO ACHIEVE?
The results we want are primarily related to the residents having a positive experience from
their neighborhoods and community. We want the residents of Palm Desert to take pride in
their neighborhoods and express that pride by improving and maintaining their own
properties and by helping others so that everyone can live safely and securely in clean,well-
kept neighborhoods.
VII. OBJECTIVES -WHAT'S IN IT FOR YOU?
By providing both financial and volunteer assistance to homeowners to improve their
4111
properties, the MAKE A DIFFERENCE program hopes to provide Palm Desert residents
with:
A. An increased quality of life-a robust and enriching quality of life is almost always
tied to a richly fulfilling network of neighborhood relationships.
7
• B. A stronger sense of community-when present,it is so interwoven into one's daily
patterns of living that it is normally thought of as a general contentment with where
one lives.
The four characteristics of a sense of community are:
1. A sense of belonging to the neighborhood
2. A sense of mattering to other neighbors
3. A shared faith that all neighbors' needs will be met
4. A commitment to be together
C. A measure of success for residents through their participation in neighborhood home
improvement programs
D. A program to address health and safety issues
E. Assistance through volunteer programs
VIII. PROGRAM APPROACH
The City of Palm Desert may provide financial assistance for the rehabilitation of specified
property improvements in the manner provided below. The City will make payments
directly to the designated contractor. In certain cases, the City may provide a two-party
check, made payable to the applicant and the designated contractor. All payments will be
made upon completion and verification of the approved home improvements.
• A. General Requirements
1. All eligible owners of property located in the territorial jurisdiction of Palm
Desert may file an application for assistance.
The City will assign a priority number to each application based on the date
and time that it is received. The application for assistance will be reviewed
on "First Come First Served" basis or as otherwise
se described herein.
Approval of applications shall be based on the final action by staff. The
priority of the work to be completed shall be determined by the City Housing,
Building and Safety, and Code Compliance staffs.
2. Applicants may combine County and City programs. If the subject property
is eligible for more than one type of assistance,separate application must be
filed with both City and County.
3. In the public interest,employees,officials,or consultants of the City of Palm
Desert who exercise decision-making functions or responsibilities in
connection with the administration of the Home Improvement Program shall
not be eligible for assistance.
Eligible City officials or employees not directly involved in the operational
responsibility of the Home Improvement Program may be granted assistance
in accordance with the procedures and regulations of this program.
4. Home improvement assistance will only be provided once, within a three-
year period, to each authorized household or owner occupied residence.
Requests for additional assistance may be submitted to the City only after
• three(3)years have elapsed as measured from the date of final"Certification
of Satisfactory Completion of Work" for the previous Home Improvement
assisted project, except for Emergency Grants.
8
• B. Participant Application Process: (City Programs)
1. Eligible individuals seeking assistance from the City of Palm Desert must
submit an application(Staff will assist with completion and submittal). The
application will be processed in the order received.
Eligible individuals seeking assistance from the County of Riverside EDA
must file separate County application to be processed by the County.
2. Applicant will be required to submit income verification and any additional
pertinent documentation as required by staff. In the event of an emergency
situation staff may streamline verifications and documents.
3. Staff will meet with the prospective participant(s) to explain the program
and determine eligibility.
4. Staff will visit the subject property and will prepare a "Work Write-Up"
which enumerates the home improvement work inclusive of health and safety
corrections to be completed through the City's Home Improvement Program.
Photographs shall be taken of the existing conditions.
5. The "Work Write-up", including Code issues, will be reviewed with the
applicant.
6. Staff will assist applicant with seeking competitive bids from licensed
contractors for the designated construction activity. In the event that the
applicant cannot obtain construction proposals from at least three
independent contractors, staff may authorize the applicant to proceed if
adequate documentation has been supplied to indicate that there has been
• sufficient effort expended to obtain construction bids and that the required
number of qualified contractors have not responded. In any event,staff must
determine that the anticipated construction costs are reasonable. In the event
of an emergency situation, staff may authorize the applicant to proceed with
one proposal if it is reasonable.
a. Contractor eligibility criteria:
(1) Contractor must have a state license
(2) Contract must have a City business license
(3) Contractor must have general liability insurance; personal
injury insurance; and property damage insurance
(4) Contractor must have Workers' Compensation insurance as
required by the State of California
b. Applicant may begin the home improvement work after:
(1) Eligibility has been determined by staff and required
documents executed by applicant.
(2) A valid construction contract has been executed by the
applicant(s)and the selected contractor and approved by staff
(3) The required building and development permits have been
obtained from the City if any required.
•
9
• NOTE: THE CITY OF PALM DESERT IS NOT A PARTY TO THE
CONSTRUCTION CONTRACT.
C. Payment Process
1. When all the work is completed,the applicant must submit the contractor's
itemized invoice to the City for payment along with any additional
documentation required by staff. Applicant must sign the "Certification of
Satisfactory Completion of Work"stating that the work has been completed
to his/her satisfaction. If the work is governed by a building permit,then the
work must be finaled by the City's Building and Safety Department.
2. Upon completion of the construction work, City staff will verify:
a. That all permits have been property processed;
b. All program documents have been submitted and properly filed;
c. All labor and/or material lien releases have been obtained;
d. Post-work photographs have been taken.
3. Upon the completion of the specified work items, City staff, at its discretion,
may make disbursements directly to the applicant, the contractor, or the
applicant and the contractor.
4. Payment will be made after the City staff verifies that the designated work
has been completed in accordance with the approved plans, notice of
completion has been filed(if necessary), all conditional waivers of mechanic
liens released, and homeowner certification of satisfactory completion of
• work has been signed. Payment will be made in a timely manner following
submission of a completed request for payment.
IX. PROMOTION
A. Staff is currently working with the Director of Community Affairs to publicize the
Home Improvement Program with the intent of continued growth in the number of
participants.
B. Some additional promotional ideas will include:
► Television spots to run public service informational items on HIP
► Radio spots to run public service informational items on HIP
► Human interest stories in the local newspaper as well as other papers such as
Palm Desert Post and Que Nuevas
► Door-to-door approaches by staff
► Fliers included in utility bills
► Community meetings in Focus Areas
► Neighborhood Watch and other organizations solicited for volunteers
► Code Enforcement given flyers and applications for HIP
► Kick-off clean-up events - each Focus Area
► Will have an event to start and celebrate their status as a"Make A Difference
• Neighborhood"
► Contact Visitors Center, Chamber of Commerce, Library, YMCA to leave
flyers for public distribution
10
S ► Contact Joslyn Cove Communities Senior Center and Board of Realtors to:
► Leave flyers for public distribution
► Seek to make presentation at meetings
► Contact churches and other charitable organization to disseminate
information
► Attach boxes for HIP flyers to "Make a Difference" signs posted on
participant's property
► Discuss with City's marketing firm suggestions for Marketing Plan
► Seek approval from Desert Sands Unified School District to distribute"take
home" flyers to students at Palm Desert schools
► Seek approval from nursery schools to distribute flyers to client households
► Consideration of paid advertisement if insufficient response to above efforts
X. ROLES AND RESPONSIBILITIES
A. City Staff
The Palm Desert Redevelopment Agency and appropriate city staff are responsible for
ensuring that the home improvement activity meets state guidelines and the City's adopted
guidelines. The City Council or its designee shall:
• 1. Establish regulations and policies necessary to implement the rehabilitation of
eligible properties.
2. Approve funding limits and payment of warrants necessary to fund the rehabilitation
of eligible properties.
3. Approve a process whereby an applicant may appeal a decision that he/she feels is
contrary to the intent of the program.
The HIP will be implemented by PALM DESERT REDEVELOPMENT AGENCY Staffas
follows:
► Housing Manager shall oversee and monitor all administrative and promotional
activities of all program components.
► Housing Rehabilitation Construction Specialist shall implement all program
components including processing application;prepare work write-up;assist applicant
with bid process and selection of contractor;monitor all phases of construction and
assist Code Enforcement with inspections; authorize partial payments through the
course of construction. Housing Rehabilitation Construction Specialist shall also
distribute program information; contact prospective homeowners and explain
Program and eligibility criteria; assist applicant with preparation of application;
verify applicant's information; and maintain program files.
B. Housing Commission
• 1. The Palm Desert Housing Commission shall be comprised of the following
members:
a. A seven-member committee appointed by the City Council to serve as an
advisory committee on housing.
11
2. The responsibilities of the Housing Commission with regard to the Home
Improvement Program include the following:
a. Act on matters relating to the Home Improvement Program that do not
require City Council action.
b. Review and make recommendations to the City Council relative to the Home
Improvement Program.
e. Review programmatic and financial status of the program and provide
periodic reports to the City Council and Executive Director.
f. Monitor and evaluate Home Improvement Program on a continuing basis.
XI. APPEAL PROCEDURES
If an applicant is deniedprogram participation or is not satisfied with the assistance provided
to accomplish the home improvement project, an appeal may be filed with the Housing
Commission in accordance with the following procedures:
A. The applicant may file a written notification within ten days of receiving written
notification of application denial or within ten days of notifying staff of the problem.
The applicants' notification shall identify the problem and/or request an appeal.
B. The applicant shall be allowed to present all pertinent facts to the Commission that
• may have a bearing on the particular issue to be resolved.
C. The decision of the Housing Commission shall be final unless appealed to the City
Council within ten (10) days after a decision has been rendered by the Housing
Commission.
•
12
PALM DESERT REDEVELOPMENT AGENCY
MEMORANDUM
DATE: APRIL 21, 2000
TO: 40 ACRE SUBCOMMITTEE
FROM: TERESA L. LAROCCA, HOUSING MANAGE
After receiving input and comment on the development of the 40 acre site, the following
potential site plans were suggested:
Plan 1 Original site plan developed by David Smith.
Plan 2 Development of the 144 multi-family units on the westerly most 20 acre site with
single-story units abutting the mobile home park and two-story units in the
interior of the project. Single-family, possibly self-help along the southern
portion of the westerly 20 acre site. Light industrial along the easterly 20 acres.
Plan 3 Multi-family located in the interior corridor of the 40 acres with single-family
surrounding to the north, south, east and west.
Plan 4 Multi-family spread out along the northern perimeter of the 40 acre site and the
eastern perimeter of the 40 acre site with single-family on the balance of the 40
acre site adjacent to the mobile home park and the single-family to the south.
Further details and descriptions will be provided at the April 25, 10 a.m. meeting. See you there.
mh
cc: Carlos L. Ortega
Manny Sanchez
L
G.\RDA\Maria Hunt\WPDATA\LAROCCA\40ACRE\subcom.iom.wpd
HOME IMPROVEMENT PROGRAM PROJECTS
Since June 30, 1999
Prepared by Bryce Lynn White
April 30, 2000
ADDRESS SCOPE OF WORK STATUS
74-530 Leslie Avenue Landscaping Complete 7-30-99
76-822 New York Ave. Install new wooden fence Complete 10-15-99
74-166 Parosella St. Repair drywall & Roof Complete 10-29-99
74-300 Goleta Ave. Remove existing and install Complete 7-30-99
new furnace, condenser,
compressor and duct work
Remove existing roof and Complete 7-23-99
replace with new
77-818 Calypso Rd. Repair stucco next to eaves Complete 9-03-99
77-050 Michigan Dr. Remove existing and install new Complete 7-30-99
furnace, condenser, compressor
and additional duct work
Wooden fence rear yard Complete 2-04-00
73-527 Silvermoon Trail Install rigid roof insulation Complete 7-26-99
Remove existing roof and Complete 9-10-99
replace with new
77-045 Michigan Dr. Build 6' slump-stone block wall Complete 7-30-99
frontage of corner lot
74-036 De Anza Way Remove deteriorated asphalt Complete 9-17-99
driveway and replace with
concrete
Build carport Complete 10-08-99
73-220 Catalina Way Install evaporative cooler and Complete 9-10-99
repair window opening
73-100 San Gorgonio Way Build block wall Complete 10-22-99
Repair fences Complete 10-22-99
New lawn landscaping Complete 11-05-99
1
ADDRESS SCOPE OF WORK STATUS
New 72-760 Davis Rd. Replace garage door Complete 11-20-99
Replace section of fascia Complete 11-20-99
Replace garage window Complete 12-03-99
Repair electric lines Complete 12-03-99
44-810 San Clemente Cr. Close opening between sun Complete 2-11-00
room and house
Security gates and decorative Complete 3-24-00
archways on both sides of
house
Replace garage and front door Complete 1-07-00
Paint house Complete 1-07-00
77-200 Indiana Ave. Front yard landscaping Complete 10-22-99
Repair double gate Complete 10-15-99
74-761 Leslie Ave. Correct code compliance Complete 10-29-00
violations
Paint house Complete 11-05-99
Landscape Complete 12-10-00
Install new septic system Complete 10-29-99
47-845 Sun Corral trail Abandoned gas lines under slab Complete 11-19-99
and through house.
Install new evaporative cooler Complete 12-23-99
42-696 Rebecca Rd. Remove deteriorated asphalt Complete 1-28-00
driveway and replace with
concrete
Build carport Complete 2-11-00
72-638 Pitahaya St. Build up plat areas of roof Complete 1-15-00
Move and repair A.C/Furnace Complete 3-30-00
system
Replace roof Complete 2-04-00
2
ADDRESS SCOPE OF WORK STATUS
74-082 Catalina Way Replace NC system Complete 11-19-99
Replace kitchen faucet and Complete 11-19-99
repair toilet
77-060 Michigan Dr. Rehabilitate bathroom and Complete 2-25-00
shower
Build carport Complete 1-21-00
Concrete patio and trim palm Complete 1-21-00
trees
44-755 San Benito Circle Abandon septic system and Complete 1-07-00
connect to sewer
Build decorative block and Soliciting proposals
wrought iron wall
43-505 Warner Trail Paint house Complete 3-17-00
Install new garage door Complete 2-24-00
Install new roof Complete 1-23-00
42-675 Kansas Street Replace AC system Complete 3-30-00
Paint house Complete 4-10-00
43-865 Carmel Ave. Block wall; new roof Processing application
42-584 Rebecca Rd. County EDA- remodel kitchen Soliciting proposals
45-685 Verba Santa Dr. Install concrete driveway Processing application
Block wall
44-106 San Luis Dr. New roof Soliciting Proposals
New concrete drive Soliciting Proposals
44-670 San Clemente Circle Stucco entire house Soliciting Proposals
Replace garage door Soliciting Proposals
Concrete driveway Soliciting Proposals
44-600 Santa Margarita Avenue Paint house Soliciting Proposals
Replace garage door Complete 5-2-00
Replace water heater Complete 4-24-00
Wooden Fence Soliciting Proposals
Now Low maintenance landscaping Soliciting Proposals
3
77-350 Missouri Drive Bedroom addition Processing application
Replace fence
43-845 Marigold Drive Replace FAU Furnace and Air Processing application
``'`' Conditioner
Replace patio roof
Replace wooden fence
•
vrr
4
HOME IMPROVEMENT PROGRAM
Totals to Date
Completed: 26 Grants
2 Matching Fund Grants
14 Loans
2 County EDA Loans
In Progress: 1 Grant
1 Loan
1 County EDA Loan
Processing: 3 Grants
3 Loans
1 County EDA Loan
TOTAL HOME IMPROVEMENT PROGRAM: 54
MAKE A DIFFERENCE DAYS: 44
TOTAL IN PROGRAMS: 98
G:\RDA\Diana Leal\WPDOCS\TL\H-I-P\WHITE\PROJSTA2.apr.wpd
5
R(J
LANDSCAPE ARCHITECTS
& SITE PLANNING
ONE QUAIL PLACE INITIAL FINDINGS SUMMARY
Upon completion of our initial site review, the following are our findings:
Planting
Overplanting and maturation of trees has resulted in significant damage to
hardscape, waterfeatures and buildings. The dense shade the trees create
severely limits the growth potential of turf and shrubs. We recommend thus the
removal of 405 trees.
We found that several species, primarily pines, are exhibiting serious decline,
and while they may not be causing damage to the property, they are still in need
of replacement. The removal of these trees will significantly increase ground
level light and will make it possible to maintain viable plantings of shrubs and turf.
We are proposing that planting be reconfigured to include the introduction of turf
areas in lieu of shrub beds, where appropriate, and replacement of aging shrubs
adjacent to buildings with new water efficient plantings. In planter areas too
narrow for both shrubs and turf, we suggest the addition of small shrubs, accent
plants and cobble. All remaining shrub beds will be covered with a combination
of decomposed granite fines and gravel.
II. Waterfeatures
As directed by the City Staff, our initial review includes projected costs to
reconstruct the waterfeatures. Presently, the waterfeatures necessitate
excessive maintenance, due to falling leaves (which will be lessened with tree
removal), but also due to poor initial design and construction. We found areas of
severe erosion around basins, resulting in exposed liners; missing, damaged or
improperly constructed shoreline, causing flooding and water loss; and electrical
components which are not per code. Additionally, we are concerned that existing
sludge buildup on the bottom of the waterfeatures may have a high level of
copper sulfate, and might necessitate a hazardous material disposal approach.
4110 Page 1 of 2
74020 Alessandro, Suite E • Palm Desert. CA 92260 • 760 • 568 • 3624 • FAX • 760 • 773 • 5615
964 Fifth Avenue. Suite 509 • San Diego. CA 92101 • 619 • 699 • 5906 • FAX • 619 • 699 • 5913
CA Jrl. #'532•AZ Sic #13754•NV Lac #94 .
The waterfeatures can be reconstructed, but at a significant cost. As an
alternate, we propose retaining the entry waterfalls adjacent to the guest parking,
but replacing some or all of the remaining features with dry streambeds. Further
discussion of the waterfeatures with City Staff will be necessary to determine
which waterfeatures might be considered for repair or replacement with a dry
creek approach. Replacement of some waterfeatures with dry stream will
necessitate reconstruction of the remaining waterfeatures at an as yet
undetermined cost.
III. Lighting
Our primary concern is for the safety of the residents. Our initial cost estimate
includes costs for fixture replacement only. We would recommend further study
with City Staff to determine if additional fixture locations would be beneficial for
improved safety.
IV. Irrigation
Existing spray irrigation is inadequate to service the needs of new plantings, and
it has also contributed to some of the erosion problems we noted. We are
recommending installation of a new drip irrigation system for all shrub beds, and
replacement and/or new installation for all turf areas. All new systems will
conform to current water district standards.
Page 2 of 2
I
0
•
•
ONE QUAIL PLACE
DESCRIPTION OF PRESENTATION BOARDS
T-1 Tree Removal Plan
T-2 Tree Removal Plan
T-3 Tree Removal Plan
T-4 Tree Removal Plan
T-5 Existing Planting Condition Photos
L-1 Existing Lake and Streams
L-2 Existing Lake and Streams
L-3 Existing Lake and Streams
L-4 Existing Lake and Streams
L-5 Existing Lake and Stream Condition Photos
L-6 Existing Lake and Stream Condition Photos
PP-1 Proposed New Plantings
PP-2 Proposed New Plantings
PP-3 Proposed New Plantings
J •1
3
1
3
PRELIMINARY ESTIMATE OF PROBABLE
LANDSCAPE CONSTRUCTION COST
PROJECT NAME: ONE QUAIL PLACE
PROJECT NUMBER: 0008
PREPARED BY: ROB PARKER
DATE: APRIL 25, 2000
DESCRIPTION QTY UNIT UNIT PRICE TOTAL
Demolition of Existing Landscape:
Includes Removal of 405 Trees, Shrubs and Irrigation Lump Sum $ 130,000
Irrigation: Lump Sum $ 150,000
Landscape:
Soil Prep & Fine Grading Lump Sum 25,000
5 Gallon Shrubs 4,200 ea 20.00 84,000
Lawn Sod 62,000 sq.ft. 0.55 34,100
Groundcover- 1 Gallon 750 ea 10.00 7,500
Trex Headerboard 9,400 I.f. 3.50 32,900
elders 600 ea 110.00 66,000
Gold Fines 1,400 ton 55.00 77,000
PS Gold Gravel 700 c.y. 120.00 84,000
Arizona Sun Pebbles 450 ton 120.00 54,000
Landscape Subtotal: 464,500
Lighting:
Fixture Replacement Only Lump Sum 20,000_
Lake Electrical Repair (if streams are retained) Lump Sum 150,000
Lighting Subtotal: 170,000
Hardscape:
Concrete - Broom Finish Sidewalk Replacement 500 sq.ft. 3.00 1,500
Water Feature Reconstruction * Lump Sum 324,230
Hardscape Subtotal: 325,730
Subtotal: 1,240,230
10% Contingency 124,023
Total: $1,364,253
Alternate: Create dry creek bed in lieu of waterfeature reconstruction Lump Sum 50,000
* Does not include debris disposal (see attached bid). Copper sulfate contaminated sludge requires toxic waste
disposal. If a portion of waterfeatures are to remain, some reconstruction and electrical modifications will be necessary
rs` 9n as yet undetermined cost.
fvOTE: This estimate of probable cost represents the industry's prevailing unit prices. This Estimate is not a bid and
shall not be used in lieu of a bid. Actual construction bids may vary, depending upon market conditions and the current
costs of labor, materials and equipment at the time of bidding.
04/25/00 1 of 1 CE
0
0
0
FROM : MARGARET BERLINER FAX NO. : 7603450745 May. 02 2000 05:38PM P1
4111,
TO: Teresa La Rocca
FROM: Margaret Berliner
RE:Sales Status
5/2/00
Desert Rose:
Lot# 5
Owner:PDRA
Status: Available
Price: $91,500
Lot#44
Owner: Atchley
Status: Available
Price: $96,000 2°`'TD: $15,000
Lot#67
Owner: Aubin
aPP Status: Available
Price: $93,000 2nd TD: $10,688
Lot#77
Owner:Lanterman Buyer: Baker
Status: in escrow/paperwork to PDRA by 5/5/00/ closing May 31.
Price: $97,500 2ndTD 19,422
Lot # 108
Owner: Glenn/Wisner
Status: Available (just listed)
Price: $96,000 2nd TD: $16,169
Lot# 147
Owner:Rose
Status: in escrow/paperwork to PDRA by 5/5/00/closing May 15
Price: $ 93,000 2nn ID: $14,000
Rebecca Street:
42-740 Buyer : Caceras and 42-662 Buyer: Perez
Contracts just written 5/2/00 and will be submitted by 5/5 with paperwork
Full price of$115,000 on each with 2n`' TDs of$22,000 for both.
or
111) PALM DESERT REDEVELOPMENT AGENCY
MEMORANDUM
DATE: MAY 4, 2000
TO: HOUSING COMMISSION MEMBERS
FROM: DIANA LEAL, SENIOR OFFICE ASSISTANT I(/
SUBJECT: HOUSING COMMISSION AGENDA
Attached are:
1. Addendum for the Housing Commission Meeting scheduled for May 10, 2000.
2. Home Improvement Program-Proposed Expansion corrected sheets. Please replace
the attached corrected sheets (pages 1, 2 and 3) and discard previously mailed sheets.
Thank you for your cooperation in this matter.
•
cc: Jim Foley,RPM Company
Terry Parker,RPM Company
Janet Moore,Finance Department
Housing Staff
•
AGENDA ADDENDUM
HOUSING COMMISSION
May 10, 2000, 3:30 P.M.
North Wing Conference Room
******************************************************************************
V. NEW BUSINESS
C. RPM Fiscal Year 2000-2001 Budget Correction
Rec: By Minute Motion:
Forward to the Housing Authority recommendation to approve the
RPM Fiscal Year 2000-2001 Budget Correction
Action:
POSTED: Thursday, May 4, 2000, at 3:15 p.m.
/
i�- L '.e,ior Office Assistant
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PALM DESERT REDEVELOPMENT
• "MAKE A DIFFERENCE"HOME IMPROVEMENT PROGRAM (HIP)
The intent of this document is to describe all components of the Home Improvement Program(HIP)
I. PURPOSE -WHY DO WE HAVE THIS PROGRAM?
A. To specifically identify and address the housing needs of our community pursuant
to California Redevelopment Law(Health and Safety Code Section 33000, et seq.)
and policy 5.2 of the Redevelopment City's Housing Compliance Program for very
low and low income families within our community.
B. To improve and stabilize the quality of life for neighborhoods and residents.
C. To instill a sense of community among the residents.
II. FUNDING SOURCES-WHERE DOES THE MONEY COME FROM?
A. County of Riverside County-wide Community Development Block Grant(CDBG);
B. 20%Tax Increment Housing Set-aside Funds;
C. Housing Mitigation Funds.
III. ELEMENTS -WHAT IS THE PROGRAM?
A. The MAKE A DIFFERENCE program is a home improvement program designed for
• Palm Desert residents based on the needs of individual homes and neighborhoods.
B. The MAKE A DIFFERENCE program consists of the following components
1. COMPONENT NO.1-EMERGENCY GRANT COMPONENT(EGC)
a. Covers emergency occurrences, as determined by staff, up to
maximum grant amount of$3,000.00.
b. For very low and low income households whose income does not
exceed 80% of the County of Riverside Median Income as
established by the Department of Housing and Urban Development
(HUD). (See Chart)
c. Application and supporting documentation must be submitted. Staff
at their discretion,may streamline verifications and proceed with only
one construction proposal.
d. Available citywide.
2. COMPONENT NO. 2 -REHABILITATION GRANT COMPONENT
(RCG)
a. Maximum grant amount of$12,500.
b. For very low income households whose income does not exceed 50%
• of the County of Riverside Median Income as established by the
Department of Housing and Urban Development(HUD).(See Chart)
c. Covenant and Lien recorded that proportionally forgives lien over ten
years. (For example, with a grant of$5,000 then $500 is forgiven
annually) No repayment is required unless property is sold or
transferred to a household that exceeds 80%of the median income.
• d. Available citywide.
e. All health and safety and code violations(if any)must be addressed
first.
f. Available once per household in a three-year period.
3. COMPONENT NO.NO.3-MATCHING FUND COMPONENT(MFC)
a. Matches expenditures of an eligible household up to a maximum
grant of$2,500.
b. For very low, low, and median income households whose income
does not exceed 100%of the County of Riverside Median Income as
established by the Department of Housing and Urban Development
(HUD). (See Chart) The City will match funds dollar for dollar with
the homeowner(For example, the homeowner has a City approved
project done that costs $3,000.00. The homeowner pays $1,500.00
and the City will pay1 500.00$ , .)
c. Covenant and Lien recorded that proportionally forgives lien over
three years. No repayment is required unless property is sold or
transferred to a household that exceeds 100%of median income.
d. Available citywide.
e. All health and safety and code violations (if any)must be addressed
first.
• f. Available once per household in a three-year period.
4. COMPONENT NO. 4 - REHABILITATION LOAN COMPONENT
(RLC)
COMPONENT NO 4A - REHABILITATION LOAN FOR LOW
INCOME HOUSEHOLDS
a. Maximum loan amount of$20,000.
b. For very low and low income households whose income does not
exceed 80% of the County of Riverside Median Income as
established by the Department of Housing and Urban Development
(HUD). (See Chart)
c. Deed of Trust with ten (10) year occupancy restriction recorded
securing note at 3%* simple interest rate fully amortized over(a)ten
(10)years if less than$10,000; or(b)fifteen(15)years if$10,000 or
more. Note and Deed of Trust may be assumed if property is sold or
transferred to a household that does not exceed 80%.of the median
income.
d. Available citywide.
e. All health and safety and Code violations(if any)must be addressed
first.
•
2
Sf. Available once per household in a three-year period
* For very low income households(0-50%of median) interest
will be set at 0%or,if staff determines that a disproportionate
financial hardship will occur for low income households(51-
80%of median), interest can be set at 0%.
COMPONENT NO. 4B - REHABILITATION LOAN FOR MEDIAN
INCOME HOUSEHOLDS
a. Maximum loan amount of$20,000.
b. For median income households whose income is between 81-100%
of the County of Riverside Median income as established by the
Department of Housing and Urban Development(HUD).(See Chart)
c. Deed of Trust with ten (10) year occupancy restriction recorded
securing note at 5%* simple interest fully amortized over(a)ten(10
years if less than$10,000;or(b)fifteen(15)years if$10,000 or more.
Note and Deed of Trust may be assumed if property is sold or
transferred to a household that does not exceed 100%of the median
income.
d. Available citywide.
e. All health and safety and code violations(if any)must be addressed
S first.
f. Available once per household in a three year period.
* If staff determines that a disproportionate financial hardship
will occur, interest can be set at 3%.
COMPONENT NO. 4C - DEFERRED LOAN WITH 30 YEAR
AFFORDABILITY COVENANT
a. Maximum loan amount of$25,000.
b. For very low, low, and median income households whose income
does not exceed 100%of the County of Riverside Median income as
established by the Department of Housing and Urban Development
(HUD). (See Chart)
c. Deed of Trust recorded securing note at 3%simple interest requiring
no payments. Note and Deed of Trust may be assumed if property is
sold or transferred to a household that does not exceed 100%of the
median income. Deferred loan forgiven after 30 years if property
remains in compliance("Silent Second").
d. Recordation of 30 Year Affordability Covenant as part of Deed of
Trust in conformity with mitigation measures established by the
pertinent stipulation(s)with the Western Center on Law and Poverty.
• e. Available citywide.
f. All health and safety and code violations(if any)must be addressed
first.
3
INCOME ELIGIBILITY LIMITS FOR VARIOUS CATEGORIES OF AFFORDABLE HOUSING IN RIVERSIDE COUNTY
NOTE 1: This chart is based on HUD income figures operative as of March, 2000.
iv NOTE 2: HUD income eligibilty limits are slightly different because of rounding in their calculations.
INCOME %OF INCOME ELIGIBILITY LIMITS BASED ON THE FOLLOWING NUMBER OF PERSONS IN THE FAMILY HOUSEHOLD
CATEGORY MEDIAN 1 2 3 4 5 6 7 8
Very low 25% $8,300 $9,475 $10,663 $11,850 $12,800 $13,750 $14,700 $15,638
Very low 30% $9,960 $11,370 $12,795 $14,220 $15,360 $16,500 $17,640 $18,765
Very low 35% $11,620 $13,265 $14,927 $16,590 $17,920 $19,250 $20,580 $21,893
Very low 40% $13,280 $15,160 $17,060 $18,960 $20,480 $22,000 $23,520 $25,020
Very low 45% $14,940 $17,055 $19,192 $21,330 $23,040 $24,750 $26,460 $28.147
Very low: HUD 50% $16.600 $18,950 $21,325 $23,700 $25.600 $27,500 $29.400 $31.275
Lower 55% $18,260 $20,845 $23,457 $26,070 $28,160 $30,250 $32.340 $34,402
Lower 60% $19,920 $22,740 $25,590 $28,440 $30,720 $33,000 $35,280 $37,530
Lower 65% $21,580 $24,635 $27,723 $30,810 $33.280 $35,750 $38,220 $40,658
Lower 70% $23,240 $26,530 $29,855 $33,180 $35.840 $38,500 $41,160 $43,785
Lower 75% $24,900 $28,425 $31,988 $35,550 $38,400 $41,250 $44,100 $46.913
Lower: HUD 80% $26,560 $30,320 $34,120 $37,920 $40,960 $44,000 $47,040 $50,040
Medium 85% $28,220 $32,215 $36,253 $40,290 $43,520 $46,750 $49,980 $53,168
Medium 90% $29,880 $34,110 $38,385 $42,660 $46,080 $49,500 $52,920 $56,295
Medium 95% $31,540 $36,005 $40,518 $45,030 $48,640 $52.250 $55.860 $59.423
Median: HUD 100% $33,200 $37,900 $42,650 $47,400 $51,200 $55,000 $58,800 $62,550
Moderate 105% $34,860 $39,795 $44,783 $49,770 $53,760 $57,750 $61,740 $65,678
Moderate 110% $36,520 $41,690 $46,915 $52,140 $56,320 $60,500 $64,680 $68,805
Moderate 115% $38,180 $43,585 $49,048 $54,510 $58,880 $63,250 $67,620 $71.933
'erate: HUD .r 120% $39,840 $45,480 $51,180 $56,880 $61,440 $66.000 $70.560 $75.060
INCOME ELIGIBILITY LIMITS FOR A FAMILY OF FOUR IN RIVERSIDE COUNTY
$70.000 - - ---- $70.000
$60.000 $60.000
co
co
2 $50.000 Median income
me =$47,400 ' $50.000 2
.71
v $40.000 J
$40.000
73 CD
J
w ° $30.000 $30.000 0
w E. w
g $20.000 $20.000 t w
O
Z $10.000 U
i $10.000 Z
$0.000 25% 35% , 45% 55% ' 65% 75% , 85% I I $0.000
95% 105% 115%
30% 40% 50% 60% 70% 80% 90% 100% 110% 120%
PERCENT OF ALLOWABLE MEDIAN INCOME •PDAH1-
•FA PDA1'/HUDINCOME 24-Mar-2000 03:50 PM
24-Mar-2000 ..."FA PDA1"... Prepared by REASCO - P.O. Box 2809, Palm Desert, CA 92261; (760) 340-1429.
• 30-50% 50% of the County of Riverside Median Income as
established by the Department of Housing and Urban Development
(HUD). (See Chart)
c. Covenant and Lien recorded that proportionally forgives lien over
ten years. (For example, with a grant of$5,000 then$500 is forgiven
annually) No repayment is required unless property is sold or
transferred to a household that exceeds 80%of the median income.
d. Available citywide.
e. All health and safety and code violations(if any)must be addressed
first.
•
2
`'.' 3 years following grant, a proportionate share of grant balance shall
be reimbursed City based on a sliding scale.
f. AuthoiiZed-work-would includ.,cxtcriorimprov%,ments that c iliam..
the appearance ofthe dwelling and property from the public buret tv
include but not be limitad to. painting, installation of con.,n.,t.,
driveways, fiont-yard landscaping improvements; iwf repaint,
electrical-wiling repairs to collect safety plot/funs,heating and/pi all
conditioning or caaporativ.,cooler installation,repair on eplaccment;
inteiioi repairs need d to provide safe and-sanitary living conditions,
structural rcpaiis,site impruvements and-t,oire.,tion ofco&violations,
installation and/or repair of ornamental iron,Muck and-wood fcii�ing
(no chain link fencing shall be iirstall.,d as a result of this program).
The City shall establish the work and expenditure priority.
f. Available once per household in a three-year period.
3. COMPONENT NO.NO.3-MATCHING FUND COMPONENT-(MFC)
a. Matches expenditures of an eligible household up to a maximum
grant of$2,500.
b. For very low, low, and median income households whose income
does not exceed 51-80% 100% of the County of Riverside Median
'o.. Income as established by the Department of Housing and Urban
Development (HUD). (See Chart) The City will match funds as
fullows dollar for dollar with the homeowner (For example, the
homeowner has a City approved project done that costs $3,000.00.
The homeowner pays $1,500.00 and the City will pay $1,500.00).
c. Covenant and Lien recorded that proportionally forgives lien over
three years. No repayment is required unless property is sold or
transferred to a household that exceeds 100% of median income.
d. Available citywide.
d. Available once per household in a three-y.,ar period.
e. All health and safety and code violations (if any)must be addressed
first.
f Available once per household in a three-year period.
4. COMPONENT NO. 4 - REHABILITATION LOAN COMPONENT
(RLC) ($60,000 Progi am Budget)
COMPONENT NO 4A-REHABILITATION LOAN FOR LOW INCOME
HOUSEHOLDS
a. Maximum loan amount of$7,500.00$20,000.
b. For very low and low income households whose income does not
3
1111 g. There is one type of loan.
1. Monthly repayment loan ($60,000 Progiam Budget)
(a) For low income households who dui,S Hut
exceed 51-80% of the County Median Income.
(U) 15 yL,ar tcrin
(c) Monthly payments to be calculated based on ability to
Pay.
(d) Due upon sale or transfer of title or upon the d�atl,�f
bon owci-
COMPONENT NO. 4B - REHABILITATION LOAN FOR MEDIAN
INCOME HOUSEHOLDS
a. Maximum loan amount of$20,000.
b. For median income households whose income is between 81-100%
of the County of Riverside Median income as established by the
Department of Housing and Urban Development(HUD). (See Chart)
c. Deed of Trust with ten (10) year occupancy restriction recorded
securing note at 5%*simple interest fully amortized over(a)ten(10
years if less than $10,000; or (b)fifteen (15) years if$10,000 or
more. Note and Deed of Trust may be assumed if property is sold or
transferred to a household that does not exceed 100%of the median
• d. income.
Available citywide.
e. All health and safety and code violations (if any) must be addressed
first.
f. Available once per household in a three year period.
* If staff determines that a disproportionate financial hardship
will occur, interest can be set at 3%.
COMPONENT NO. 4C - DEFERRED LOAN WITH 30 YEAR
AFFORDABILITY COVENANT
a. Maximum loan amount of$25,000.
b. For very low, low, and median income households whose income
does not exceed 100%of the County of Riverside Median income as
established by the Department of Housing and Urban Development
(HUD). (See Chart)
c. Deed of Trust recorded securing note at 3%simple interest requiring
no payments. Note and Deed of Trust may be assumed if property is
sold or transferred to a household that does not exceed 100%of the
median income. Deferred loan forgiven after 30 years if property
remains in compliance ("Silent Second").
d. Recordation of 30 Year Affordability Covenant as part of Deed of
• Trust in conformity with mitigation measures established by the
5
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