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HomeMy WebLinkAboutRes 2025-019Docusign Envelope ID: 5F5BCOBC-A6BE-424A-96A4-DEFC05DB841B RESOLUTION NO. 2025-019 A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF PALM DESERT MAKING FINDINGS PURSUANT TO THE HEALTH AND SAFETY CODE SECTION IN CONNECTION WITH A PROPOSED AMENDMENT TO DISPOSITION, DEVELOPMENT AND LOAN AGREEMENT BETWEEN THE PALM DESERT HOUSING AUTHORITY AND CHELSEA INVESTMENT CORPORATION, (OR ITS DESIGNEE) is:x iir_i�J A. Pursuant to Health and Safety Code Section 34175(b) and the California Supreme Court's decision in California Redevelopment Association, et al. v. Ana Matosantos, et al. (53 Cal. 4th 231 (2011), on February 1, 2012, all assets, properties, contracts, leases, books and records, buildings, and equipment of the former Palm Desert Redevelopment Agency ("Former Agency") transferred to the control of the Successor Agency to the Former Agency (the "Successor Agency"). B. By its Resolution No. 2012-07 the City Council of the City of Palm Desert elected that all assets, rights, powers, liabilities, duties, and obligations associated with housing activities of the Former Agency be transferred from the Successor Agency to the Palm Desert Housing Authority (the "Authority"). C. By its Resolution No. HA -47, the Authority accepted the housing functions and assets of the Former Agency. D. The Authority owns an approximately 1.84 acre lot located off Country Club Drive in the City of Palm Desert, California described as APN No. 622-370-014 (the "Property"). The Authority proposes to convey the Property to Chelsea Investment Corporation (or its designee) ("Chelsea") for the purpose of Chelsea constructing forty (40) units of housing, thirty-nine (39) of which will be made available for rental to qualified households of low- income, very -low income and extremely low-income, (10) of which shall be designated for use by individuals with developmental disabilities and one (1) of which shall be used for on -site management pursuant to a Disposition and Development and Loan Agreement, dated June 13, 2024, between the Authority and Chelsea (the "Agreement"). E. The Authority and Chelsea desire to amend the Agreement in accordance with the Amendment to Disposition, Development, and Loan Agreement, attached hereto and incorporated herein and on file in the office of the Agency Secretary and City Clerk (the "Amendment"). F. Following notice duly given, the City Council and Authority have held a full and fair joint public hearing on the conveyance by the Authority of the Property to Chelsea pursuant to Health and Safety Code Section 33433. The Authority has made available to the public through the offices of the Authority Secretary and City Clerk a copy of the Agreement and the Amendment, and a Summary Report (the "Report") describing, among other matters, the cost of the Agreement, as amended by the Amendment, to the Authority, prior to the joint public hearing as required by Health and Safety Code Section 33433. G. Health and Safety Code Section 33433(a) and (b) generally provide that before any property of the Former Agency, acquired in whole or in part, directly or indirectly, with tax increment moneys is sold for development pursuant to the redevelopment plan, the sale Docusign Envelope ID: 5F5BC0BC-A6BE-424A-96A4-DEFC05DB841B Resolution No. 2025-019 Page 2 must first be approved by the legislative body by resolution after a public hearing and the resolution must contain certain findings. Pursuant to its Resolution No. 2013-11, the City Council authorized the Authority, as housing successor to the Former Agency, to convey property for the development of housing projects pursuant to Health and Safety Code Section 33433. NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Palm Desert, California, as follows: SECTION 1. On the basis of the Report and other information received by the City, the City Council hereby finds and determines (i) that the consideration received by the Authority pursuant to the Agreement, as amended by the Amendment, for the conveyance of the Property is not less than the fair market value of the Property at its highest and best use in accordance with the redevelopment plan as described in the Agreement, as amended by the Amendment, and (ii) that the conveyance of the Property pursuant to the Agreement, as amended by the Amendment, will provide housing for low- income persons consistent with the implementation plan adopted by the Former Agency pursuant to California Health and Safety Code Section 33490. The City Council further finds that use of moneys in the Authority's Low and Moderate Income Housing Asset Fund in accordance with the Agreement, as amended by the Amendment, is of benefit to the project areas of the Former Agency. SECTION 2. The officers of the City are hereby authorized and directed, jointly and severally, to do all things which they may deem necessary or proper in order to effectuate the purposes of this Resolution and the transactions contemplated hereby; and any such actions previously taken by such officers are hereby ratified, confirmed and approved. ADOPTED ON MARCH 27, 2025. Signed by: ��JJ ncs7nmmnr 44n4 JAN C. HARNIK MAYOR ATTEST: Signed by: ANTHONY J. MEJIA CITY CLERK Docusign Envelope ID: 5F5BCOBC-A6BE-424A-96A4-DEFC05DB841B Resolution No. 2025-019 Page 3 I, Anthony J. Mejia, Secretary of the Palm Desert Housing Authority, hereby certify that Resolution No. 2025-019 is a full, true, and correct copy, and was duly adopted at a regular meeting of the City Council of the City of Palm Desert on March 27, 2025, by the following vote: AYES: NESTANDE, PRADETTO, QUINTANILLA, TRUBEE, AND HARNIK NOES: NONE ABSENT: NONE ABSTAIN: NONE RECUSED: NONE IN WITNESS WHEREOF, I have hereunto set my hand and affixed the official seal of the City of Palm Desert, California, on 3/28/2025 Signed by: �aa ANTHONY J. MEJIA SECRETARY Docusign Envelope ID: 5F5BCOBC-A6BE-424A-96A4-DEFC05DB841B Resolution No. 2025-019 Page 4 EXHIBIT A AMENDMENT TO DISPOSITION, DEVELOPMENT, AND LOAN AGREEMENT THIS AMENDMENT TO DISPOSITION, DEVELOPMENT, AND LOAN AGREEMENT (this "Amendment") is dated as of March 27, 2025, and is entered into by and between the PALM DESERT HOUSING AUTHORITY ("Authority") and CHELSEA INVESTMENT CORPORATION, a California corporation ("Developer"). RECITALS: A. Authority and Developer entered into a Disposition, Development, and Loan Agreement dated June 13, 2024 ("DDLA"). B. Authority and Developer desire to amend the DDLA as hereinafter set forth. NOW, THEREFORE, in consideration of the foregoing, and for other consideration, the sufficiency of which is hereby acknowledged, the parties hereby agree as follows: 1. Purchase Price. The purchase price for the Property shall be $1,680,000 (which is the fair market value of the Property as determined by a recent appraisal). 2. New Purchase Money Loan; Increase in Authority Loan Amount; Interest Rate. The purchase price shall be loaned by Authority to Developer as a purchase money loan on the terms of the Authority Loan and pursuant to the Authority Loan documents; consequently, the Authority Loan amount is hereby increased from $3,000,000 to $4,680,000. For the $3,000,000 loan for city fees and construction costs, the interest rate shall be 3% simple interest; for the remainder of the Authority Loan (the $1,680,000 purchase money loan), the interest rate shall be the long-term annual adjusted applicable federal rate (AFR) published for April 2025 with unpaid, accrued interest being added annually to principal (i.e., interest compounding annually). 3. No Density Bonus; No Density Bonus Agreement. Section 2.18 of the DDLA is hereby deleted. All references to a density bonus agreement in the DDLA are hereby deleted. 4. Definition of Residual Receipts. The definition of "Residual Receipts" in Section 1 of the DDLA is hereby deleted and the following is substituted in lieu thereof: "Residual Receipts" in a particular calendar year for a Phase shall mean the cash (without regard to the source) derived from the operation of the Project minus the following determined on a cash basis: (i) all real estate and personal property taxes and Docusign Envelope ID: 5F5BCOBC-A6BE-424A-96A4-DEFC05DB841B Resolution No. 2025-019 Page 5 assessments, insurance premiums and reasonable costs of maintenance, operation and management incurred by the Developer in connection with the operation and maintenance, (ii) property management fees not to exceed four and one-half percent (4.5%) of the gross revenue of the Project, (iii) the costs of servicing the senior construction loan/financing ( and any approved refinancing thereof) and other sources of permitted financing; (iv) amounts necessary to maintain a guaranty or other form of security or bond for an operation reserve account, (v) amounts deposited into a replacement initially capitalized reserve account in the minimum sum of Two Hundred Fifty Dollars ($250.00) per unit per annum, increasing by three percent (3%) annually, (vi) the repayment of any amounts loaned by the Developer for material development costs, operating deficits or tax credit adjusters or other payments to the investor which costs were not reasonably anticipated, (vii) deferred developer fees, (viii) a limited partner monitoring fee in the annual amount of Five Thousand Dollars ($5,000.00), increasing by ten percent (10%) every five years, unless fully paid on a permanent loan conversion; (ix) a managing general partner fee in the annual amount of Five Thousand Dollars ($5,000.00), increasing three percent (3%) annually; (xi) an administrative general partner fee in the annual amount of Five Thousand Dollars ($5,000.00), increasing three percent (3%) annually; and (xii) a monitoring fee of Five Thousand Dollars ($5,000.00), increasing three percent (3%) annually and payable annually in advance to the Authority. In no event shall depreciation/amortization be deducted from cash revenues. Residual Receipts shall be determined by the Developer and the Authority on a cash basis without regard to any carry-over profit or loss from any prior calendar year, and shall be determined annually, on or before June 1st for the preceding calendar year. Any deferred developer fee, limited partner monitoring fee, managing general partner fee, and administrative general partner fee may not accrue interest. 5. Additional Permitted Transfer. Section 7.4 of the DDLA is hereby amended by adding the following subparagraph (g) as an additional permitted transfer: "(g) The removal and replacement of the general partner of Developer by the tax credit investor in accordance with the terms of the amended and restated agreement of limited partnership of the Developer." 6. One Month Extension of Completion Deadline. Item 9 of Exhibit G to the DDLA is hereby amended by extending the September 1, 2026, completion date to October 1, 2026. 7. Scope of Development. The scope of development attached as Exhibit F to the DDLA is hereby deleted and the updated scope of development attached hereto (designated Exhibit F) is hereby substituted in lieu thereof. 8. Financing Plan. The financing plan/proposal attached as Exhibit H to the DDLA is hereby deleted and the updated financing plan attached hereto (designated Exhibit H) is hereby substituted in lieu thereof. 9. Affordability Mix; Manager's Unit. With respect to the 59% AMI income category, there will be seven (7) 59% AMI one -bedroom units, four (4) 59% AMI two- Docusign Envelope ID: 5F5BC0BC-A6BE-424A-96A4-DEFC05DB841B Resolution No. 2025-019 Page 6 bedroom units, and four (4) 59% AMI three -bedroom units. The manager's unit will be a one -bedroom unit. 10. No Other Changes. Except as otherwise modified herein, the terms and provisions of the DDLA shall remain unchanged and are hereby ratified and confirmed. 11. Counterparts. This Amendment may be executed in counterparts, each of which shall be deemed an original, but all of which, together, shall constitute one and the same instrument. 12. Electronic/Email Delivery. Executed originals of this Amendment may be delivered by email/PDF. [SIGNATURES ON FOLLOWING PAGE] Docusign Envelope ID: 5F5BCOBC-A6BE-424A-96A4-DEFC05DB841B Resolution No. 2025-019 Page 7 IN WITNESS WHEREOF, the parties have executed this Amendment as of the date first written above. DEVELOPER: CHELSEA INVESTMENT CORPORATION, a California corporation By: Cheri Hoffman President AUTHORITY: J_1I&191261121:4 aImM1ll6y1►[e1_T1�I:Is]VIVA By: Chris Escobedo Interim City Manager APPROVED AS TO FORM: Bruce Galloway Richards Watson Gershon Special Counsel to Authority Docusign Envelope ID: 5F5BCOBC-A6BE-424A-96A4-DEFC05DB841B Resolution No. 2025-019 Page 8 EXHIBIT "F" UPDATED SCOPE OF DEVELOPMENT A 40 -unit apartment complex, with 20 one -bedroom apartments, 10 two -bedroom apartments, and 10 three -bedroom apartments (including one (1) one -bedroom manager unit). 50 total off-street parking spaces, of which 40 will be carport covered spaces. The Developer shall develop a 40 multi -family rental housing development, with 20 one -bedroom apartments, 10 two -bedroom apartments, and 10 three -bedroom apartments (including 1 one -bedroom manager unit). All capitalized terms not defined herein shall have the meaning ascribed to such terms in the Agreement, The Project shall conform to plans approved by the City, including all conditions and mitigation measures imposed by the City in connection with the entitlement/development approval process of the City. The Project shall be constructed on the Property (such property consisting of approximately 1.84 acres of vacant land located off of Country Club Drive in the City of Palm Desert). The Project, which will be called "Arc Village", will be built as a single phase. The quality of construction shall be of a high level. HOUSING TYPE Arc Village will construct forty (40) multi -family rental units, thirty-nine (39) of which shall be made available to and occupied by households with incomes less than 60% AMI, and ten (10) of which shall be designated for use by individuals with developmental and/or intellectual disabilities and/or Desert Arc participants. Units will consist of a mix of one, two and three -bedroom units, and be restricted by a recorded Housing Agreement. One of the units shall be used for on -site management. SITE AMENITIES 1. Attached 1,543 square -foot community lounge with: a. On -site office area b. Communal Kitchen c. Lounge d. Restrooms 2. BBQ Gathering Space 3. Laundry Facilities 4. Enclosed Tot -Lot with Play Structure, Shade Structure and Benches 5. On -Site Property Management 6. 49 off-street parking spaces, 40 of which will be carport covered spaces. Docusign Envelope ID: 5F5BCOBC-A6BE-424A-96A4-DEFC05DB841B Resolution No. 2025-019 Page 9 CONSTRUCTION TYPE & ARCHITECTURAL GOALS The Construction Type will be Type VB Construction with NFPA 13 fire sprinklers (1 -hour walls between occupancy separations). This project to be construction of a two- story multi -family apartment building consisting of (40) residential dwelling units. The Architectural goal is to blend into the existing development using neutral tones as well as provide articulation of the exterior with recesses and different materials. SUSTAINABLE BUILDING / GREEN BUILDING PRACTICES This project will comply with all applicable `Green Building Standards' and `Minimum Sustainable Building Specifications' required by the State of California and the City of Palm Desert. The project will meet the State of California Title 24 Requirements and provide both solar power and EV charging. UNIT AMENITIES 1. Energy Star Appliances a. Stove/Oven b. Refrigerator c. Dishwasher d. Garbage Disposal 2. Solid Surface Countertops 3. Upgraded Cabinets 4. Central Air Conditioning/Heating 5. Window Blinds 6. Carpet, Vinyl or Tile 7. Patio or Balcony 8. Storage Closet, to be located on patio/balcony. SOCIAL SERVICE PROGRAMS 1. Social Service Programs will be conducted on site and available for all residents free of charge. A program coordinator will be hired, or a contract will be executed with a local nonprofit, to provide family appropriate classes for the residents, as well as collaborate with outside nonprofits and agencies to expand program options. Residents will have input as to which classes and programs are offered at the center. Typically, the classes and programs will include adult educational and skill building classes to include computer literacy, ESL and art classes, job counseling, financial literacy, health and wellness workshops and a food distribution program. The Developer shall commence and complete the Project in accordance with the Schedule of Performance. The Project shall conform to and shall complete and satisfy any and all conditions from the City's entitlement approval of Project. I. DEVELOPMENT STANDARDS The improvements shall conform to all applicable Governmental Requirements, including without limitation, local subdivision, zoning, building code and other applicable Docusign Envelope ID: 5F5BCOBC-A6BE-424A-96A4-DEFC05DB841B Resolution No. 2025-019 Page 10 ordinances, resolutions, policies, applicable general and Specific Plans, and regulations of the City of Palm Desert ("City Ordinances") and the following development standards: A. General Requirements: 1. Vehicular Access. The placement of vehicular driveways shall be coordinated with the needs of proper street traffic flow as approved by the City in accordance with City Ordinances. In the interest of minimizing traffic congestion, the City of Palm Desert will control the number and location of curb breaks for access to the Project for off street parking and truck loading. All access driveways shall require written approval of the City. Any gated access shall comply with the requirements of the City and will be subject to review. 2. Building Signs. Signs shall be limited in size, subdued and otherwise designed to contribute positively to the environment. Signs identifying the building use will be permitted, but their height, size, location, color, lighting and design will be subject to City approval, and signs must conform to the City Ordinances. 3. Screening. All outdoor storage of materials or equipment shall be enclosed or screened to the extent and in the manner required by the City. 4. Landscaping. The developer shall provide and maintain landscaping within the project area and within setback area along all street frontages and internal property boundaries and conforming to the plans as hereafter approved by the City. Landscaping shall consist of trees, shrubs and installation of an automatic irrigation system adequate to maintain such plant material. The type and size of trees to be planted, together with a landscaping plan are to be determined by the Developer and in accordance with applicable ordinances and requirements. 5. Utilities. All utilities on the Property provided to service the units constructed by the Developer shall be underground at the Developer's expense. 6. Building Design. Buildings shall be constructed such that the improvements shall be of high architectural quality and shall be effectively and aesthetically designed and in conformance with City approvals. 7. Energy Considerations. The design of the improvements shall include, where feasible, energy conservation construction techniques and design, including co -generation facilities and active and passive solar energy design. The Developer shall be required to demonstrate consideration of such energy features during the design review process and to consistency with energy conservation provisions of the building code. 8. Site Preparation. The City of Palm Desert, at its cost and expense, shall prepare the Property for development. Such preparations shall consist of the complete demolition and removal of all existing improvements, if any. Docusign Envelope ID: 5F5BCOBC-A6BE-424A-96A4-DEFC05DB841B Resolution No. 2025-019 Page 11 9. Environmental Impact Mitigation Measures. To the extent required under the terms of the DDLA, the Developer shall implement any and all mitigation measures and/or mitigation monitoring requirements as identified in any certified environmental document, certified or mitigated negative declaration adopted in connection with the project. 10. Construction Fence. The Developer shall install a temporary construction chain link fence with opaque screening. The construction fence shall be maintained free of litter and in good repair for the duration of its installation. 11. Development Identification Signs. Prior to commencement of construction on the Property, the Developer shall prepare and install, at its cost and expense, one sign on the barricade around the Property which identifies the Development. The sign shall be at least four (4) feet by six (6) feet and be visible to passing pedestrians and vehicular traffic. The design of the sign, as well as the proposed location, shall be submitted to the City and the Authority for review and approval prior to installation. The sign shall, at a minimum, include: - Illustration of development - Development name - Logo of the City of Palm Desert - List of City Council Members - Information number - Completion Date B. Design Features: The following design features are considered essential components to the improvements: Accessible Units — An agreed upon number of units are to be fully handicap accessible in compliance with State Housing Code — Title 24 requirements. Overall Design Quality, Materials, Colors, Design Features — Quality of design is important, materials and colors are to be approved by the City. All southern -facing windows, located on the second floor of the southernmost elevation of the building shall be privacy windows. Said privacy windows shall be designed to obscure views through the glass by window treatments including, but not limited to, frosted glass, patterned glass, or other acceptable methods which visually obstruct views through the glass. The use of external window treatments, such as an applied film or self-adhesive material to alter light transmission through the window shall not be used. Final construction plans shall provide sufficient information to demonstrate compliance with this condition of approval and shall be subject to approval by the Development Services Department. II. SPECIAL AMENITIES Docusign Envelope ID: 5F5BC0BC-A6BE-424A-96A4-DEFC05DB841B Resolution No. 2025-019 Page 12 The Developer shall undertake all improvements required by the City as a condition of development of the Property, as more particularly provided in the City approvals given for the Property. Docusign Envelope ID: 5F5BC0BC-A6BE-424A-96A4-DEFC05DB841B Resolution No. 2025-019 Page 13 EXHIBIT "H" UPDATED FINANCING PROPOSAL/PLAN (Attached.) Docusign Envelope ID: 5F5BC0BC-A6BE-424A-96A4-DEFC05DB841B Resolution No. 2025-019 Page 14 Affordable Development Financing Plan Arc Village CIC, LP ("AVC LP") will be the owner of Arc Village Apartments. AVC LP will acquire the property, finance and operate the apartments. Arc Village Apartments is the proposed 40 -unit development, to be located directly south of Desert Arc, primarily using 9% Low Income Housing Tax Credits ("LIHTC") equity, a permanent loan from U.S. Bank, a land donation from the Palm Desert Housing Authority, loans from the Palm Desert Housing Authority, and CROP DDS funding from the Inland Regional Center. The total development cost is estimated at $23,528,579. Chelsea received a 9% tax credit award from TCAC for $1,532,725 in federal tax credits annually over 10 years. Our investor, U.S. Bank, is expected to pay $0.89 per credit for a total investment of $13,639,888. Funding is expected to be as follows: LIHTC Equity $13,639,888 GP Equity $100 Perm Loan TrancheA $3,130,000 Priority Deferred Developer Fee $352,771 Acquisition Loan $1,680,000 Palm Desert Housing Authority Loan $3,000,000 DDS - CRDP $1,500,000 TCAC Deposit Refund / Monitoring Fee $45,819 Total Development Cost $23,528,579 The Perm Loan is underwritten at a 7.64% interest rate with a 35 -year amortization and 17 -year term. Soft debt is underwritten at 3.0% interest rate and will receive a pro rate share of half of the cash flow after the deferred developer fee is repaid. A construction loan of approximately $14,028,660 will be used to bridge the tax credit equity and finance the construction of Arc Village. The loan is underwritten at a 7.11 % interest rate. Construction is expected to take 13 months. The loan will be for 24 months to allow for lease up and stabilization after construction completion. Docusign Envelope ID: 5F5BC0BC-A6BE-424A-96A4-DEFC05DB841B Resolution No. 2025-019 Page 15 PROJECT SUMMARY an1rz625 Arc Village Apsarlrnel+e 13395 Cncny c4e Gr+e, P4m 005d CA 9]280 R.rerz.e Courvry CM.b: D.(ml.d Landlixlutling a.ieting'mlprpvam.Mei $0,000/601 1,760.000 DIr04 Ccrrclrucli10000loldlc GarR0190n5(i $360,901MT 60 14,432.4 D. eIepmeri Impactt Fee. $20,99000 1,159.603 F8E $16445414 65].660 Flrnncln. Fool .rnl I4areel 546,241/11/4 1,601.256 Developer Fee $62500041 2,500,000 Other 501 Gals 329,19204 1,161.672 044 fleo.900.41 0044 %00,21400 23,520.379 Fauea. Federal LIHTC Eerily 5340,99700 10.606.000IOU $311.111 000 PerOP/Tooaft nlCO*0164UUI Permanem L08re $62,780Ark 3.310.000 Privily Dekned Developer F.. 5881900 352.771 e40JIeltlen Lean $42 00000 1,450,000 Sub.rdlnele Defend Dewl.Pm Fee Private P1.Oemek Juder Rend Soo Local Soo Sake TCAC Dp.alf ReMdiMOnh1001ng Fee Other 50/tall $010111 5112,500Ae01 $01111 $1,14504 $01003 %88,21400 0 0 4,500.000 0 45.819 0 22,528,579 LIHTG Ten GTedn Rate 9.00% 10 Yr Federal Tao Cretl/e 15,327,250 SIk. T. Credn Toll 0 Federal P.O CredO Price $ 0.0900 Stale TO Cred9 Pdce § Solar Ton CrednPrice $ DDMOCT60041 Y Opr. Eop.AJriVYeer 5,913 Rekacemem Resenrc/iroWear 250 Vac.nry Rite 5.0056 OCT 1.15 P610 Loon Am0d 35 Inlereel Rke. P.mlerenl Lr.n 7.64% INansl Role. Cerelnssllen Lem, 7.11% TIERREAXER 64,37% TN.1 C.nknl.n.n Lem 141126.660 Tao. Exempt Eends. C.nsfsurnon 0 Tao Exempt Rends- Cen.hlYdenlPeml 0 50947.04 Na Prevailln 1010 0: None Clj CHELSEA PROJECT UNITS INCOME MIX 8M1 8h19i4 18@ 798 788 998 7gf99E xw sF s5o ne n3 9s6 1,zsa 0057854 .259 i 0 0 0 0 0 0 pk 0 0 0 0 0 0 74% 0 0 0 0 0 0 e4% 0 1 4 4 0 15 50% 0 6 3 3 0 12 4% 0 4 2 2 0 0 $e% 0 2 1 1 0 4 M. 0 1 0 0 0 1 TeUlt I 49 ii IT I 44 Tao Credit 411ocklon 00/06.1.2. CemlruHlon Cmslrg April -25 Censtruc110n Eegln May.25 Cerlslructlon Cemp4le J1ne26 Lear. Up Complete Seplember.26 CerlverslervSlablll10ion Daeemberv26 6609 400.27 P.14011.1 Isl Year Credll 011111 y 744,245 Eslinal.d 2nd Year Cr.9d 0.10/cry 1.532,572 Eelinaled 4010 Year Credit De11ve 1 532,572 Docusign Envelope ID: 5F5BC0BC-A6BE-424A-96A4-DEFC05DB841B Resolution No. 2025-019 Page 16 PROJECTED SOURCES AND USES OF FUNDS 034 d LI01c13TC E¢av 151 1)0479 Conewsun 2337 7 11301(Loan33] m 71111 41)461 2 el 1) 413f)de�()eveloper Fee 17105Nm Lam 531.11 04110354L90. ToeNF4m6. 72571005 Tlgnsoei27,0. Ao51xnng Fee TW/ 8o4rwsa(Fvi6ls L 4OF FINES ACOUI91109 LOS) 0101 dNer Laid 89409152153,04110501 Pave 72171001553719 Tees Le15]/110165410n 91 022 (L12210411106 10327 2)1mw 717 1792)14) 22111 91,02301 1011 Patting Garage Wce 0445,21214287/ Gerelel Re53Ym1ems 1emrecwr 0722 urizn savicee Cb14 h 72.9325 C22tinp170 mcy 55[71715 Tola'6Mw O4r1T154rew1 SAC 471)071RNY3/47VF1O50 NSERING 0451.7471340414 241177/5301331134 Cmar. Tcts hrchlbdvll 200251 Cnni14149 ScftOp55Cm1Igercy Tktl Owdnan, I 51031 fl5xp5 ]15181 257 619 1.771 4.77 0071 9]43,649345 S 21.12 420417 - - - 11819® 1.167050 11.1479910 150.101+ 17498,659 00 W 100 - 090?17 36038]1 3889,190 3,136,191 1558401 15442.404 550236 140]8,680 17357001 1130790 67) 740186635 - - - - - - - 9310.71 331172 1560,030 - - - - £.100000 - 352.711 352,771 1.350.0]0 1011/07 - - 17(2001 - - - - .w2?W - - - 1.7297 - ' "019 i,mo:m4 16.519 815Ats 5,141579 yES,tT 3A1>t,®1 7A(71,tee 0450.721 1782091 36532372 580502 1935350 58,501 58532.673 98177 1A&,WO - 3014601 1.680.6)0 07204 10190 - - - - - 43 5Rma 1 1196 - - - 1,3@01100 - 1.T60A00 138503 341,459 814547 615023 10741 121/0013 211911 217911 42223 505,504 35;505 - 495895 814610 819,815 619,810 123,9]4 2,417073 4073,414 0 - 1.57304 1,917455 1501,955 1,967955 391$91 7,961,990 7461,1 14,259 56.112 1045 27815 20,915 69107 504671 500.111 30,103 155,119 1925219 112849 112299 39$90 5766465 226581 246550816481 18618 113191 147.171 141,141 147.171 29)94 816]11 616.311 195135 611,}35 5644.797 0,370541 4430311 7,210¢11 616,191 11359]% . 13,153,329 33,43] - 3,988 4,995 4985 4895 998 53490 53450 155853 82602 112.703 112,103 112.173 22.121 014461 609,361 189,116 93,6]9 117,097 897,387 117097 58413 357,90! - - 667,9(71 0 22,7(7 41739 103,271 5536 101,121117,147 3127 5707 111.140 10029 32799 25643 318550 1 624.248 10 904 T0W0 714.53 17,673 135,106 111175 64159 281779 Docusign Envelope ID: 5F5BC0BC-A6BE-424A-96A4-DEFC05DB841B Resolution No. 2025-019 Page 17 PROJECTED SOURCES AND USES OF PUN DS 01 4 1104, 4 005 C01.Smu[TIW1 l*mpp Ex7E115EE 75 2125 72 5 74 2 12115621 754451elWmertl Lam I CtiVn20m1A5cfc7ipn F w Pe 91mr31na[1? Det r9io anln Fee 152Eelflap6100410505057415 79009. 013175750 05 Cu2de70m 04]054]72 5442* 94] atl 70017070 417005- 60111 CN9_ Sew7M1v TYY CoIn nctlon P1Yotl 0505115 F0M474J31 FlNWJC * EWENSES 497 4421 7.24 7007057037500077 con hI 17C45lFA lass 1212 22tam Teel PeananmEliw'an9 E6PL 1 4915004 *2110155471 Tots' LqY Few VPITPiIZmprsmVEs CAaa0RF1240 714ns7m Rwerce TEES R.nnn PE9053056 5710505 04047525 6154104111101 Rv[wel0Nm 5144157 Caha. TRYR.p*n.0&Ww 67002 515501'47 Fags 20 Dee Ee0(4]111111051h Foes 3n5702754975260 701411115) 197015 70275497502600504115450) 0070 PreyRa4ew(5A) r,757nen1(451145 antl CM I SAI 2054 File Fl. C-0 Ssi<e Fe1 Metla9q 9 Lwse Rwsii5v 055371 LBS] orcandience FFeE CaheF POP 75605 OS 1l00xm Tplr *207OFFR700915 4900Far Fee *21 T.ZM WOSOPEI COO. To1Y W w.1 Fun05 000 30— H32M11 *1578811 0 - 5,218 32002 101415 157056 70445 381,156 a-19,632 905,262 110258 110255 110246 0 510257 110103 - 145263 0 45506 3 45 4,625 -0.615 125 44510 - 6530 1,000 490]0 11 500 62 815 815 815 125 63,54 7 1404]0 1505100 55749 0 - 6004] - - - 60,000 049 60,04] 0 O 00451 19.335 18215 10338 105,515 00 ,506 ID5,825 5a60.491,050 255.@5 414,653 10.505 65442 114,113 161491 506.604 4.112,683 414936 . 1.257,439 :.... 5,40 0 - - _3; w.i 34.,567 125118 - 125 710 26118 11.1 - 114,141 .,.4]o 14a� 0 4597 6504 11,010 1 024 152311 175 17540 12,604 201,338 - - - - 29,04] 17.0.12 235.000 - - - - - - 13-70:.2, 135,49 475 sax 0710 8920 - - - 0010 740 3180 20710 - - - 74,54] 7449 95396 492551 428150 622,160 0 151,176 417177 &+1,405 631,43 1100 1514] 4.1164,127 4.171 025 3554] 2154] 5449 50.000 50000 100000 45040 121,202 9],912 15520 21,125 21,125 21,125 4225 240502 219,500 0 25000 15000 96,40 150 24002 25,701 54,2723 9349 0 2102 vcm 22540 I,UI. 01,755. 1.11.91 250170 - - - - 700,04 1650000 19].05 26110.00 12011'] 00004] 1.51,_]0 141[ 2 Docusign Envelope ID: 5F5BC0BC-A6BE-424A-96A4-DEFC05DB841B Resolution No. 2025-019 Page 18 Arc Village Apartments Estimate of LIHTC Basis Calculation 0% 100% ACTUAL OR EST. ACQ NCIREHAB DESCRIPTION OF COSTS OF COSTS ELIGIBLE BASIS ELIGIBLE BASIS ACQUISITION Land Cost $ 1,680,000 Building Cost $ $ Broker Fees $ Site Improvement Purchase $ $ Offiste Improvement Purchase $ $ Other Land Related Expenses / Option Pmnt $ 80,000 Other Closing Costs $ TOTAL LAND/AQUISITION COSTS $ 1,760,000 $ $ RELOCATION Relocation Admin And Temp Relocation $ - Permanent Relocation Expense $ TOTAL RELOCATION COSTS $ NEW CONSTRUCTION Demolition $ Design Assistance $ 510,346 $ 510,346 Off -site Improvements $ 852,053 $ 852,053 Site Work $ 2,478,472 $ 2,478,472 Solar $ $ Parking Garage $ - $ - Vertical $ 7,951,820 $ 7,951,820 Commercial incl. fees $ $ GC Contingency $ 294,817 $ 294,817 General Requirements $ 805,454 $ 805,454 Contractor Preconstruction Services $ 245,525 $ 245,525 Contractor Fees $ 615,311 $ 615,311 Design Contingency $ $ Escalation $ $ TOTAL CONSTRUCTION $ 13,753,798 $ $ 13,753,798 ARCHITECTURAL FEES Other Architectural $ 53,450 $ 53,450 Survey/Engineering $ 604,354 $ 604,354 Other: $ - $ - TOTAL ARCHITECTURAL COSTS $ 657,804 $ $ 657,804 CONTINGENCY COSTS Hard Cost Contingency $ 678,246 $ 678,246 Soft Cost Contingency $ 102,934 $ 102,934 TOTAL CONTINGENCY COSTS $ 781,179 $ $ 781,179 CONSTRUCTION PERIOD EXPENSES Construction Loan Interest $ 855,992 $ 381,156 Private Placement Junior Bond Interest $ $ Soft Loan Interest $ $ Predevelopment Loan Interest $ 110,256 $ 110,256 Origination/Application Fee $ 140,287 $ 105,215 Subordinate/Soft Debt Origination Fee $ - $ - Lender Reports and Inspections $ 44,500 $ 44,500 Title/Recording/Taxes $ 52,500 $ 39,375 Insurance During Construction $ 150,000 $ 150,000 Construction Mgmt and Monitoring $ 40,000 $ 40,000 Other - Solar $ 205,625 $ 205,625 Other - Security $ 98,338 $ 98,338 Docusign Envelope ID: 5F5BC0BC-A6BE-424A-96A4-DEFC05DB841B Resolution No. 2025-019 Page 19 Arc Village Apartments Estimate of LIHTC Basis Calculation TOTAL CONSTRUCTION PERIOD EXPENSE $ 1,697,498 $ $ 1,174,465 PERMANENT FINANCING EXPENSES Loan Origination Fees $ Title/Recording/Taxes $ 5,000 Insurance $ 23,640 Other: Bondrlssuer/FA fees $ Other: LIHTC fees $ 125,118 TOTAL PERMANENT FINANCING COSTS $ 153,758 $ $ LEGAL FEES Lender Legal $ 60,000 $ 33,750 Sponsor Legal $ 175,000 $ 57,750 TOTAL LEGAL $ 235,000 $ $ 91,500 CAPITALIZED RESERVES Operating Reserve $ 135,830 Transition Reserve $ Other Reserve $ TOTAL RESERVE COSTS $ 135,830 REPORTS & STUDIES Market Study $ 4,750 $ 4,750 Appraisal $ 4,750 $ 4,750 Environmental $ 8,420 $ 8,420 Preconstruction Studies $ 24,500 $ 24,500 Other: $ $ TOTAL REPORTS & STUDIES $ 42,420 $ $ 42,420 OTHER EXPENSES Local Permit Fees $ 528,150 $ 528,150 Local Development Impact Fees $ 631,453 $ 631,453 Accounting/Reimbursable/Cost Certification $ 62,500 $ 62,500 Financial Consulting/App Prep/Review (SA) $ 100,000 $ 100,000 Entitlement Services and CM (SA) $ 249,500 $ 249,500 Tenant File Review $ $ GP Service Fee $ 25,000 Marketing & Lease Up $ 80,000 Prevailing Wage / Labor Compliance $ $ FF&E $ 27,500 $ 27,500 Other: P&P Bond $ 107,188 $ 107,188 TOTAL OTHER COSTS $ 1,811,291 $ $ 1,706,291 DEVELOPER COSTS Developer Fee S 2,500,000 S S 2,500,000 TOTAL DEVELOPER FEE $ 2,500,000 $ $ 2,500,000 TOTAL RESIDENTIAL COSTS $ 23,528,579 $ $ 20,707,458 REDUCE BY TOTAL COMMERCIAL COSTS $ $ TOTAL RESIDENTIAL PROJECT $ 23,528,579 $ $ 20,707,458 Docusign Envelope ID: 5F5BC0BC-A6BE-424A-96A4-DEFC05DB841B Resolution No. 2025-019 Page 20 Arc Village Apartments Estimate of LIHTC Basis Calculation Adjustment for Excess Basis $ 2,843,325 Additional Amount Voluntarily Excluded From Basis $ $ 4,763,919 Requested Undadjusted Eligible Basis $ $ 13,100,214 130% FACTOR? Tract #: 451.24 Y $ 17,030,278 Total Adjusted Qualified Basis $ $ 17,030,278 TX CREDITS @ % LI Eligible@ Tx Credit RI 100.00% 4.00% 9.00% TX CREDITS @ % LI Eligible hard code award $ $ 1,532,725 TX CREDITS OVER TEN YEARS $ - $ 15,327,250 TX CREDIT EQUITY INVESTMENT $ 0.8900 99.99% $ 13,639,888 State Tax Credits 30.00% $ - $ - State Tax Credit Equity $ 100.00% $ Solar Credits 30.00% $ Solar Equity $ 99.99% $ Docusign Envelope ID: 5F5BC0BC-A6BE-424A-96A4-DEFC05DB841B Resolution No. 2025-019 Page 21 Arc Village Apartments Revision Date: 311112025 Detailed Operating Budget and Income Analysis Sear 2024 Expenses Source TCAC Min 2022 MSA Riverside County UA source RivCo HA OA 711/24 4 Person 50% AMI $51,250 Other per 612024 commitment letter Square Total Gross Utility Monthly Annual Rent: Restriction %AMI Units FeetlUnit S . Ft. Rents Allowance Net Rent Rent 1BR11 BA City HCD 59% 7 578 4,046 $ 1150 $ 8400 $ 1,056 $ 89544 1BRII BA LIFIrC 50% 6 578 3468 A 951 $ 8400 A 877 $ 63,144 1BR11 BA LIHfC 40% 4 578 2,312 $ 769 $ 8400 $ 685 $ 32,880 1BR11 BA LIFRC 30% 2 578 1,156 A 575 $ 8400 A 492 $ 11,808 1BR118A MGR M r_ 1 578 578 A $ 8400 $ $ 2BR118A CityHCD 59% 4 733 2,932 A 1,294 $ 11800 A 1,176 $ 56,448 2861166 City HCD 50% 3 733 2,199 $ 1,097 $ 11800 $ 979 $ 35,244 2861166 L11 -RC 40% 2 733 1,466 $ 922 $ 11800 $ 804 $ 19,296 2BR/1BA Ci HCD 30% 1 733 733 $ 658 $ 11800 $ 540 $ 6,480 3BRI2BA City HCD 59% 4 954 3,816 $ 1,438 $ 15300 $ 1,285 $ 61,680 3BRI2BA City HCD 50% 3 954 2,862 $ 1,219 $ 15300 $ 1,066 $ 38,376 3BRI2BA LIHTC 40% 2 954 1908 $ 1,066 $ 15300 $ 913 $ 21912 3BRI2BA City HCD 30% 1 954 954 $ 731 $ 15300 $ 578 $ 6,936 Total Rents 40 28,430 443,748 Community Room/Office 2500 %Loss to Effic 15% 4,640 Construction Square Feet 30,930 Income from Operations PUPM Total Rents 443,748 Laundry $ 10.00 4,800 Otherincome lApp. Fees, Late. eto.l $ 10.00 4,800 Sub -Total $ 20.00 453348 Rental Assistance 162,180 Less: Vacancies 5% 30,776 Commercial Income $ PSF RENT Commercial SF 0 Less: Seocr,oies@ 50% 0 Total Income 584752 Operating Expenses PUPA Notes Admin $ 663 26503 Mana ement Fee $ 600 24 000 Utilities $ 1,189 47541 Pa roll $ 2174 86967 Repels 6 Meieteoetroe $ 622 24878 nH $ 591 23,649 Those OA, CFD $ 75 3,000 Additional ex en $ - 0 Total Eopenses $ 5,913 4700 min for TCAC IELF no elev co/out taxes 236,529 Commercial ExpensesEopenses $ pet 0 Net Operating Income 348223 Peserves $250 00/unit 10.009 Services $500/unit 20 000 Other Annual Cost 0 Sloe Mooit000q Fees 0.000% 0 erioir000r per unit moni[orin qfee 5,000 Soft Loan Payments 0.420% 0 Net Income Available for Debt Service 313,223 Loan Sizing Loan Type: Private Tranche A Loan Amount 3,310.000 Interest 7.64% Term 17 Amortization 35 Debt Service Coverage 1.15 Monthly Payment 22549 Annual Payment 271,791 Cash Flow After D/S 41.432 Max Loan Amount 0 RA Contract Annual Rent Units Overhan $ 1,865 2.00 $ 28,320 $ 1865 2.00 $ 32,952 $ 2395 1.00 $ 19,092 $ 2 395 1.00 $ 22260 $ 3 227 1.00 $ 27,768 $ 3227 1.00 $ 31,788 RA Total 8 162,180 Docusign Envelope ID: 5F5BC0BC-A6BE-424A-96A4-DEFC05DB841B Resolution No. 2025-019 Page 22 Cash Flow