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HomeMy WebLinkAbout2002-06-26 IFC Regular Meeting Agenda Packet � Finance Department MEMORANDUM To: Rachelle Klassen, City Clerk From: Diana Leal,Administrative Secret Subject: Investment and Finance Commi t. �ttee Date: June 9, 2004 Attached is a copy ofthe April 28,2004 minutes ofthe Investment and Finance Committee approved by the Committee on May 26, 2004. Please place on the next City Council agenda for approval thereof. Thank you for your assistance. Attachments (1) GAFinance\Diana Leal\Wpdocs\Investment Committee\2002 Memos\City Clerk\2003\4-28-04 minutes.wpd CITY OF PALM DESERT INVESTMENT & FINANCE COMMITTEE Minutes April 28, 2004, 10:30 a.m. North Wing Conference Room 1. CALL TO ORDER A regular meeting was called to order by Chairman Gibson on Wednesday, April 28, 2004 at 10:31 a.m. IL ROLL CALL Present: - Absent: Paul S. Gibson, Finance Director Buford Crites, Mayor Pro-Temp Bob Spiegel, Mayor Carlos Ortega, City Manager Thomas Jeffrey, Deputy City Treasurer Russ Campbell Everett Wood Bill Veazie Thomas Wormley Dave Erwin, City Attorney Also Present: Justin McCarthy, ACM/Director of Redevelopment Dennis Coleman, RDA Finance Manager Diana Leal, Recording Secretary Guests: Joseph Crowley, Vice President, Citigroup Carmen Vargas, Associate Municipal Securities, Citigroup Bradford Thiel, Director Municipal Securities, Citigroup 111. ORAL COMMUNICATIONS Mr. Gibson introduced Mr. Thomas Wormley, the newly appointed Investment and Finance Committee member. Mr. Wormley provided the committee with his work experience and background. The Committee welcomed Mr. Wormley. Mr. Coleman introduced Mr. Joseph Crowley, Ms. Carmen Vargas and Mr. Bradford Thiel representatives of Citigroup and said that they attended this meeting to provide a bond proposal. 1 a2HM wPd INVESTMENT & FINANCE COMMITTEE MINUTES April 28, 2004 IV. COMMITTEE MEMBER REPORTS None. i V. CONSENT CALENDAR A. Approval of Minutes Motion was made by Mr. Campbell and seconded by Mr. Erwin to approve the Minutes of the March 24, 2004 meeting as submitted with Mr. Wormley abstaining. VI. CONSENT ITEMS HELD OVER None. VII. NEW BUSINESS A. City and Redevelopment Agency Investment Schedules and Summary of Cash Reports for March 2004 Mr. Jeffrey provided the Committee with a copy of the City's ICMA and Nationwide Deferred Comp statements for the quarter ended March 31, 2004. For the month ended March 31, 2004, Mr. Jeffrey reported that the book value of the City Portfolio was approximately $126,691,000. The City earned approximately $161,000 in interest during that month. Portfolio yield-to- maturity was approximately 1.56%. For the month ended March 31, 2004, Mr. Jeffrey reported that the book value of the RDA Portfolio was approximately $163,515,000. The RDA earned approximately $174,000 in interest during that month. Portfolio yield-to- maturity was approximately 1.20%. Mr. Jeffrey said that he recently attended the California Municipal Treasurer's Association Annual Conference. Wells Fargo's Chief Economist had predicted that the Federal Open Market Committee would raise the Federal Funds Rate by 400-to-500 basis points over the next three-to-four years. Most of the speakers recommended maintaining a short portfolio duration so that investors could take advantage of interest rates as they rise. Mr. Jeffrey said that in the first quarter of 2004, the Ford Motor Company had more than doubled its profit over the same period prior year. This may signal the beginning of a recovery for Ford. 2 42804.wpd MVESTMENT & FINANCE COMMITTEE MINUTES April 28, 2004 B. State of California Local Agency Investment Fund Balance for the month of March 2004 There being no business issues to report, discussion ensued to the next agenda item. C. California Asset Management Program (CAMP) March 2004 Statements There being no business issues to report, discussion ensued to the next agenda item. D. City and Redevelopment Agency Monthly Financial Report for City Council for March 2004 Mr. Gibson said that sales tax continues to thrive. His last estimate was $14 million, however, after the quarter numbers, his estimate will be higher than $14 million. Everything is going well with the City with the exception of the State subvention where $700,000 of Department of Motor Vehicle fees were taken. Mr. Campbell said that he read in the local newspaper that the mayor of the City of Rancho Mirage made a comment that their city had a shortfall and has run out of land. He asked how the City of Palm Desert was doing in relation to land and if there was a plan in case there were no land available. Mr...Gibson said that the City of Palm Desert is currently looking at increasing building permit fees as the City of Palm Desert charges the lowest rates in the valley. A staff report regarding the increase to the fees will go before the Council in May. The north sphere is all that the City has left to develop. It is projected that the available land can potentially be built out within 5 years. The interest rates will determine how many homes will be built, etc. Mr. Spiegel said that the City has a lot of commercial land left. The biggest land is the Gateway Project which is across from the Costco. This will bring in additional revenue for the general fund. Lowe's is planning to open a store on Monterey and Sears will open at the Westfield Shoppingtown in October 2004. The area near the freeway is designated commercial office professional. Mr. Spiegel said that the owner of the property just north of Country Club drive would like to build a grocery store there. The problem that they are having is that there is a tremendous amount of work that has to go into the old Albertson's building before anyone can occupy the space. The City of Palm Desert has a Business Support Manager whose primary task is to ensure that the City business buildings have no vacancies. 3 428N.» d INVESTMENT & FINANCE COMMITTEE MINUTES April 28, 2004 Mr. Spiegel asked about the City of Palm Desert's transient occupancy tax. Mr. Gibson said that they were doing okay, however, he did not expect much growth revenue wise. He said that it is very difficult to project what revenues will be received as not many conventions are being booked for the future. The Marriott will have to rely on people coming from Los Angeles and Orange County. E. Parkview Professional Office Buildings - Financial Report for March 2004 Mr. Gibson said that the City of Palm Desert operates the Parkview Professional Office Building. The office complex is occupied with State tenants: Water Resources Board, Assemblyman Battin, Assemblyman Benoit, CVAG, and other quasi-governmental agencies. There are a couple of private businesses that occupy space at the complex. The funds derived from the complex are used to fund the park maintenance. Mr. Gibson said that he was contacted by Supervisor Wilson advising him that they intend to occupy a space. They are taking measurements of the space to determine what changes are necessary. The earliest they can move in will be July or August. Mr. Spiegel asked why there were more expenditures indicated for March. Mr. Gibson said that he is aware that some of the offices are being refurbished. He will ask the Senior Financial Analyst why there is a change in the amount expended and will provide the information at the next regularly scheduled meeting. F. Palm Desert Golf Course Facilities Corporation Financial Information for March 2004 Mr. Gibson said that Mr. Young is out of town this week to attend to personal business. Mr. Gibson said that Kemper Management, a third party management company, operates Desert Willow (DW) for the City of Palm Desert. They provide the City with monthly reports. Mr. Wormley asked how long DW has been in operation. Mr. Gibson said that it has been in operation since 1997. One of the goals for DW is to locate a hotel at the site. Mr. Spiegel said that the restaurant is doing a fabulous job. He said that he thinks that more and more locals are going to the restaurant. Mr. Gibson reported that the televisions approved by the Council have been installed at DW. 4 428N,.pd INVESTMENT & FINANCE COMMITTEE MINUTES April 28, 2004 Vill. CONTINUED BUSINESS - None. IX. OLD BUSINESS A. Status of Public and Private Partnershios Background Checks There being no business issues to report, discussion ensued to the next agenda item. B. Bond Issuance by Palm Desert Financing Authority Hiring Citigroup Global Markets, Inc. to Refund the 1995 Project Areas No. 1 and 2 Bond Issues Mr. Coleman said that his department deals with the municipal bonds., He said that a refunding candidate was identified by Citigroup. Citigroup representatives met Mr. Coleman at a conference and said that one of the City's issues were due for a refund. They contacted Mr. Coleman with some figures and submitted a proposal for consideration. Mr. Coleman said that staff was impressed with the proposal as they have good retail capabilities, a long time business aggressiveness on spreading of pricing. Citigroup Global, Inc. was formerly known as Salomon, Smith, Barney. Mr. Coleman said that the report he provided to the committee recommends that the Palm Desert Financing Authority to hire Citigroup to refund 1995 Project Area 1 and Project Area 2 bonds. The savings have changed since they first came to the City as the market has changed. At one point, staff was looking at about $2.4 million in savings, however now, they are looking at about a $1.2 million in Project Area No. 1 and about $200,006 in Project Area No. 2 that includes about $68,000 in new project money and $130,000 in debt service. He asked that representatives of Citigroup be present to introduce themselves and provide background information to the Committee. In attendance were: Vice President Joseph Crowley, Bradford Thiel, Director and Underwriter and Carmen Vargas, Associate. ' Mr. Crowley said that in addition to Mr. Coleman's analysis, they distributed a presentation booklet that provides a general overview of the firm's qualifications and capabilities. He said that they have at their disposal, nationwide, and here in California, distribution capabilities along with all market spectrums. He said that he wanted to highlight the retail credentials indicated on the retail segment. Their retail works under the name Smith and Barney. They have nearly 1,700 retail brokers focusing on the individual investor. They have a strong retail investment base at the disposal of the investor when pricing bond issues. The retail goes to the investor. It depends on the underlying strong credit quality of the Agency, the project areas and ultimately the bond insurance. The retail investors are less tri-sensitive in retail of 5 42804.wpd INVESTMENT & FINANCE COMMITTEE MINUTES April 28, 2004 institutional investors. This enhances the pricing advantage. They are staffed as a local firm. They have investment bankers in Los Angeles. They are able to focus on all clients. Their plan is to provide a customized service to clients regardless of size. Ms. Carmen Vargas, Associate said that since 1997 Citigroup has made an effort to focus on California cities transactions. Most recently, they worked with the City of Santa Ana Redevelopment Agency, City of Oceanside, and the City of Palo Alto. She said that the booklet that was provided to the Committee included both negotiated and competitive transactions since 1999. They are currently working with the City of Desert Hot Springs. Mr. Bradford Thiel, Director and Underwriter said that the key to providing lowest rates on any bond transaction is distribution. This creates competition for bonds in a primary and secondary markets. He said that if they only invest for two or three major institutional customers, those customers will turn around and sell bonds at a higher price to the end user of the bonds. Citigroup acts as an end user and they cut the institutions out of the transaction. In many cases, with the market being such as it is, there are a lot players in the market place that are simply renting bonds for a short period of time. They are looking to buy a bond that they feel is key versus any type of an index, the government bonds, government futures, etc., and make it turn around and narrow that spread, then put the bonds back out into the street. What Citigroup tries to do is eliminate this practice and pass the savings along to their public finance clients. Over the years, this is what has made them number one. They continue to be number one, not based on the new clients, but rather for a tremendous amount of repeat business. A deal of this sort, where there are good customers that they are selling bonds, there is a secondary market provided. Their clients know that Citigroup runs a big operation and will always be there in case they need to sell their bonds for any reasons. Mr. Thiel said that Peter Bartlett, his supervisor, handles all national sales trading and underwriting operations out of Los Angeles. Peter Bartlett reports to the head of their department'who is in New York. All other traders, underwriters and sales people report to Peter Bartlett. This affords the ability to get a lot accomplished. Mr. Crowley said that the California based funds are covered by 20 institutional sales people that cover over 300 accounts across the country. There are over 111 sales specialist that cover over 9,500 middle market type accounts. Mr. Coleman said that one of the reasons he would like to see Citigroup hired is the distribution base they offer and the other reason is for the compensation requested. He said that when staff saw this opportunity, they knew it was one that they would like to bring forward to the Committee to try out because Citigroup is a national firm. The Agency has never been targeted by a national 6 426N w d INVESTMENT & FINANCE COMMITTEE MINUTES April 28, 2004 firm. In taking a look at Citigroup's transactions within the last five years, one can note that it has done bonds as small as $1.7 million. Citigroup provided the Agency with an aggressive proposal which includes a retail distribution, an institutional distribution and it is accompanied by their solid reputation. Mr. Gibson said that one of the problems they have had in the past with the bonds is local distribution. Mr. Coleman said that in the past the bonds have only been offered to institutions with retail book. It has gone to these institutions because the money market funds need paper for performance. They are constantly turning over. Mr. McCarthy said that as the Redevelopment Agency (RDA) has matured, they have to acknowledge that this is the 6`" largest Redevelopment Agency in the state of California. RDA is very active in the market. RDA warrants a more competitive position in the marketplace with respect to underwriting than it has in the past. This particular financing is opportunistic in nature, and not planned financing. RDA looked at both proposals received and gave them fair consideration. Staff is trying to institutionalize a practice of some sort of competitive process (i.e. RFQ, etc.)where a number of firms can be contacted to identify those firms that are appropriate for a long term relationship as opposed to competitively bidding each bond. A part of this will be to look at the future issuance strategy. Mr. Gibson said that an issuance strategy proposal will be presented to the committee at a future meeting. Mr. Veazie said that he did not believe that the Agency could find a finer group than Citigroup, Smith Barney and Solomon Brothers. He said that the' difference between the two proposals was approximately $100,000. Mr. Coleman said that Citigroup has also offered to pay the underwriter's counsel to prepare the official statement, the bond purchase agreement and the continuing disclosure which is an additional $20,000-25,000. Mr. Wood said that he believes that the City is attractive to investors because there is value, need and the City of Palm Desert's reputation. Mr. McCarthy said that they will try to create a competitive environment where differentials get compressed as the market realizes that there are other competitors vying for underwriting opportunities. Mr. McCarthy said that given the aggressive proposal tendered by Citigroup, staff is recommending that the Committee consider hiring Citigroup. Motion made by Mr. Erwin and seconded by Mr. Veazie to forward the recommendation to hire Citigroup to Refund the 1995 Project Areas No. 1 and 2 Bond Issues to the City Council for approval. Motion carried. 7 428N.wPd JNVESTMENT & FINANCE COMMITTEE MINUTES April 28, 2004 X. NEXT MEETING - Wednesday, May 26, 2004 at 10:30 a.m. XI. ADJOURNMENT There being no further business, the meeting was adjourned by Mr. Erwin at 11:20 a.m. Respec Ily su tted D i a eal, c din Secretary 8 42800.wpd Finance Department MEMORANDUM To: Records Technician From: Diana Leal, Administrative Secretary\ Subject: Investment and Finance Committee Meeting Date: June 9, 2004 Attached, for your records, is a copy of the May 26, 2004 Investment and Finance Committee meeting attendance register. Thank you for your assistance. Attachments (1) r GAFinance\Diana LeaMpdoes\Investment Committee\2002 Memos\City Clerk\2003\2-24-04attend.wpd k�- \ % k $ f � k } } b § ¥ ) \ \ ® $ \ \ q § § § ) ` / \ \ \ \ } � ! � \ / $ 2 i COMMITTEE MEETING WORKSHEET Meeting Description Investment Committee Meeting Date 6/26/02 Time 2:00 p.m. Location North Wing Conference Room Mailed Agenda 6/20/02 Posted Agenda 6/20/02 Time Convene Adjournment 2- C) on. Staff Members Attending Yes o Others Attending Yes 'No 1 n 10 Dennis Coleman 2 Council Member 11 Justin McCarthy 3 Council Member (/ 12 Recording Secretary 4 Dave Erwin, City Attorney 5 r os rteg ity Mgr. 6 Thomas Jeffrey Public Members Attending Guests Attending 7 Russ Campbell 17- 12 8 Murray Magloff ✓ 13 9 Bill Veazie 14 10 Everett Wood 15 16 17 €ojlow-Ups/Tasks Assigned Person Responsible Due Date 1 2 3 4 Z ` K 5 6 8 .. - ®m • Iffle,NO ml 'tan All :,y11J1.� Jill ff VIA wpm Jill m) ___MIL 1111 m •i 0 .I /. Spoke Mtn (1) Mtn (2)_. MEETING NOTES_ AA Q-4 J //ww VG f l M itz V 6//�0 ] / C � r� .. - ®M • FA,�»�� till' M��D • �, // I/ /./ • Li ��I VOW NO ' / / /. po.OWN ___ff • - =_Mm : it mll �m MA 0 1 6.,A/� i_i SEEM i�iMOM. - a ', M i�ii41,' l�1! • _, � , .� i�iIFi[I ` u Wwl NAMN YVA Spoke -Mtn (1) Mtn (2) MEET NG NOTESfj Ip ,. 20 17 C �2 a0 i 1, e i rt 0 . otJ - c a Gt S C r �C 13 Spoke Mtn(1) Mtn (2) MEETING NOTES Y J • Spoke Mtn (1) _Mtn (2) MEETING NOTES CITY OF PALM DESERT INVESTMENT & FINANCE COMMITTEE AGENDA June 26, 2002, 2:00 p.m. North Wing Conference Room I. CALL TO ORDER II. ROLL CALL III. ORAL COMMUNICATIONS A. Any person wishing to discuss any item not on the agenda may address the Investment and Finance Committee at this point by giving his/her name and address for the record. Remarks shall be limited to a maximum of five minutes, unless the Investment and Finance Committee authorizes additional time. B. This is the time and place for any person who wishes to comment on agenda items. It should be noted that at the Investment and Finance Committee's discretion, these comments may be deferred until such time on the agenda as the item is discussed. Remarks shall be limited to a maximum of five minutes, unless the Investment and Finance Committee authorizes additional time. IV. COMMITTEE MEMBER REPORTS V. CONSENT CALENDAR ALL MATTERS LISTED ON THE CONSENT CALENDAR ARE CONSIDERED TO BE ROUTINE AND WILL BE ENACTED BY ONE ROLL CALL VOTE. THERE WILL BE NO SEPARATE DISCUSSION OF THESE ITEMS UNLESS MEMBERS OF THE INVESTMENT & FINANCE COMMITTEE OR AUDIENCE REQUEST ITEMS BE REMOVED FROM THE CONSENT CALENDAR FOR SEPARATE DISCUSSION AND ACTION UNDER SECTION V. CONSENT ITEMS HELD OVER, OF THE AGENDA. A. Approval of Minutes Rec: Approve minutes of the regular meeting of May 22, 2002, as submitted. Action: 1 oszeaz.woe INVESTMENT & FINANCE COMMITTEE AGENDA June 26, 2002 VI. CONSENT ITEMS HELD OVER None. VII. NEW BUSINESS A. City and Redevelopment Agency Investment Schedules and Summary of Cash Reports for May 2002 Rec: Review and submit for the next City Council agenda. Review the presentation on the investment graphs. Review the investment activity for May 2002. Review status of capital projects and cash-flow projections. Action: B. State of California Local Agency Investment Fund Balance for the month of May 2002 Rec: Informational item for the Committee to review. No action required C. California Asset Management Program (CAMP) Rec: Informational item for the Committee to review. No action required D. City and Redevelopment Agency Monthly Financial Reports for City Council for May 2002 Rec: Report and submit to City Council Action: E. Parkview Professional Office Buildings - Financial Report for May 2002 Rec: Review and file report: Action: 2 062602.wptl INVESTMENT & FINANCE COMMITTEE AGENDA June 26, 2002 F. Palm Desert Golf Course Facilities Corporation Financial Information for May 002 Rec: Review and file report Action: I Vill. CONTINUED BUSINESS None. IX. OLD BUSINESS A. Status of Public and Private Partnerships Background Checks Rec: Status report on background checks Action: B. Bond Issuance by Palm Desert Financing Authority Rec: Status report on issuing new bonds Action: X. NEXT MEETING -Wednesday, July 24, 2002 at 2:00 p.m. XI. ADJOURNMENT I hereby certify under penalty of perjury under the laws of the State of California, that the foregoing agenda for the Investment and Finance Committee was posted on the City Hall bulletin board not less than 72 hours prior to the meeting. Dated this 20" day of June, 2002. Dana LeWchntary 3 062602.w d Finance Department MEMORANDUM To: Rachelle Klassen, Deputy City Clerk / From: Diana Leal, Administrative Secretary- Subject: Investment and Finance Committee 1 Date: August 20, 2002 Attached is a copy of the June 26,2002 minutes of the Investment and Finance Committee approved by the Committee on July 24, 2002. Please place on the.next City Council agenda for approval thereof. The Investment and Finance Committee for August has been cancelled. Thank you for your assistance. I Attachments (1) G:\Ftnance\Diana LeaMpdocs\Investment Committee\2002 Memos\City Clerk\6-26-02.wpd CITY OF PALM DESERT INVESTMENT & FINANCE COMMITTEE Minutes June 26, 2002, 2:00 p.m. North Wing Conference Room I. CALL TO ORDER A regular meeting was called to order by Jose Luis Espinoza, Finance Operations Manager/Acting Chairman on Wednesday, June 26, 2002 at 2:03 p.m. II. ROLL CALL Present: Absent: Jose Luis Espinoza, Acting Chairman None Thomas Jeffrey, Investment Manager Dick Kelly, Mayor ; Jean Benson, Mayor Pro-Tempore Steve Aryan, Asst. to the City Manager David Erwin, City Attorney Murray Magloff Bill Veazie Russ Campbell Everett Wood Also Present: Justin McCarthy, ACM Redevelopment Dennis Coleman, Redevelopment Finance Manager Rick Zessna, Head Professional - Desert Willow Diana Leal, Recording Secretary Guests: None III. ORAL COMMUNICATIONS - None IV. COMMITTEE MEMBER REPORTS Mr. Espinoza said that Mr. Gibson inquired if the Investment and Finance Committee would like to not hold a meeting in August. The committee members agreed not to hold a meeting in August. 1 62602.wpd + INVESTMENT & FINANCE COMMITTEE MINUTES June 26, 2002 Ms. Benson said that she, Mr. Kelly and Mr. Spiegel will be attending a League of California Cities meeting and will not be available to attend.the July 24, 2002 meeting. Mr. Espinoza asked if the other committee members would be available to attend on July 24 as a quorum, six members in attendance, is necessary to transact business. The members stated that they would be available to attend. V. CONSENT CALENDAR A. Approval of Minutes Motion was made by Mr. Campbell and seconded by Ms. Benson to approve the Minutes of the May 22, 2002 meeting as submitted. Motion carried. VI. CONSENT ITEMS HELD OVER None, VII. NEW BUSINESS A. City and Redevelopment Agency Investment Schedules and Summary of Cash Reports for May 2002 Mr. Jeffrey gave a brief overview of the May 2002 Investment Reports. For the month ended May 31, 2002, the book value of the City Portfolio was approximately $189,103,000. This represented a $25 million increase from prior month due to receipt of property taxes. The City earned approximately $440,000 in interest in May. The portfolio yield-to-maturity was 2.92%. For the month ended May 31, 2002, the book value of the RDA Portfolio was approximately $103,648,000, The RDA earned approximately $214,000 in interest in May. The portfolio yield-to-maturity was 2.38% , Mr. Jeffrey purchased $19.6 million of securities in May. B. State of California Local Agency Investment Fund Balance for the Month of May 2002 Mr. Espinoza said that as of May, 2002 the City has $37 million and in the Redevelopment Agency account there is $40 million. Both accounts will decrease by $3.5 million each to be transferred from LAIF to CAMP. 2 62602.wp0 f INVESTMENT 8, FINANCE COMMITTEE MINUTES June 26, 2002 C. California Asset Management Program (CAMP) Mr. Jeffrey stated that, henceforth, the Finance Committee would be receiving a monthly account statement from CAMP, so long as the City maintained balances there. The bulk of the City money currently invested with CAMP would be withdrawn and reinvested in higher-yielding assets once the California State budget crisis is over. Ms. Benson asked why only $23 million had been transferred from LAIF to CAMP when the Finance Committee had originally authorized $30 million. Mr. Jeffrey responded that $30 million will be invested in CAMP, with the difference being transferred over the next few days so that the City can maximize its LAIF interest. Ms. Benson then asked if such a transfer was still necessary, in view of a recent Court of Appeal decision in Jarvis v. Connell that authorized LAIF withdrawals as continuing appropriations. Mr. Jeffrey responded that the transfer was still necessary since the State budget approval process would probably continue into the next fiscal year and new litigation might be filed. Mr. Erwin asked why the Jarvis litigation had been initiated. Mr. Jeffrey responded by briefly discussing the history of the Jarvis litigation. He closed by stating that if SB 68 (Baffin) is enacted, the LAIF should be completely removed from the Jarvis litigation, which is currently on appeal. D. City and Redevelopment Agency Monthly Financial Reports for City Council for May 2002 Mr. Espinoza said that for the year ending they are estimating $112,000 net gain over expenditures. Mr. Kelly asked if there would be a surplus. Mr. Espinoza said that he believes that there will be a surplus. Depending on what accruals and receivables come in. He took last year's accruals and receivables, with the exception of sales tax, and made a projection. E. Parkview Professional Office Buildings - Financial Report for May 2002 Mr. Espinoza said that at this time the office complex is 95% occupied.; He said that the reason why the rentals were down last year was due to the loss of a client (WMA). The Cove Communities occupied the vacant space, however, they requested to use some of the space, therefore, the City is using the extra space for storage. 3 62602.wpd INVESTMENT & FINANCE COMMITTEE MINUTES June 26, 2002 F. Palm Desert Golf Course Facilities Corporation Financial Information for May 2002 Rick Zessna, Desert Willow Head Professional said that year-to-date they have not met their goals for the budget, however they are beating last year's numbers. All things considered, with golf, the 9-1-1 incident and the economy they are fairing better then the competitors. Food and Beverage is doing quite well. Since his arrival in June and Rodney's in May, they have made quite a few changes to try to improve the facility. They have reduced the amount of money invested in merchandise. They have a better grasp on the overall activities of the facility. Mr. Espinoza said that at the last meeting Ms. Benson brought up complimentary rounds. He referred to page 12 and 13 which indicates the complimentary rounds. Mr. Zessna said that it is very important to promote the golf course through corporate outings. There are business people who make advance trips. They will be set up with rounds of golf so that they can promote the facility. Mr. Kelly said that of the 50 most friendly golf courses for women, Desert Willow was voted number 17 in the nation, and of the public facilities it is number one in the valley. Mr. Zessna said that Desert Willow is recognized all around the country, if not the world, as a fantastic golf facility. Mr. Magloff asked how the restaurant was doing and how was the evening business doing. Mr. Zessna said that they are doing rather well. The breakfast was changed from 7:00 a.m. to 8:00 a.m. as there weren't enough activities. They can bring one chef in and have him prepare the breakfast with one or two servers and they are fine. He said that they do not serve dinner, however, they do have outings (i.e. weddings, bar mitzvah's, birthday parties, etc.). Ms. Benson said that last year it was mentioned that Desert Willow would have dinners on Thursday, Friday and Saturday this year, but they did not. Mr. Zessna said that it would be better to have dinner on those days when there is a hotel as it provides the base. Mr. Kelly said that the banquet business does very well. None of the country clubs do well serving dinner because if no one shows up, the country club is still required to pay for the dinners. 4 62602."d INVESTMENT & FINANCE COMMITTEE MINUTES June 26, 2002 Mr. Wood asked if there was a projected time for a hotel to be placed at Desert Willow. Mr. Kelly said that there have been many interested parties, but they have had trouble obtaining financing. Fortunately, Desert Willow is doing well due to the time shares. Mr. Magloff asked if the Redevelopment Agency could utilize their funds to finance a hotel. Mr. Kelly said that RDA could use their funds to fund a hotel. Ms. Benson said that the problem was that the hotels that have approached the City have requested more money than can be given. Mr. Kelly said that it was not uncommon to see other cities that give up to $30 million to entice the hotels as they are in dire need of having a hotel. The City is not in this position. Mr. Veazie said that the valley has nationally renowned golf courses that receive a tremendous amount of television exposure when professionals play. Desert Willow does not receive as much exposure as do some of the other golf courses in the valley. Mr. Kelly said that Desert Willow receives a great deal of exposure just by word of mouth. Desert Willow has the advantage that there are not a lot of homes on both sides which gives you a great view. Even the most prestigious golf courses have condos or homes on both sides which takes away from the beautiful view. Mr. Veazie said that Desert Willow would be considered reasonable cost compared to some of the other golf courses. Mr. Zessna said that Desert Willow is considered high end during the season, of course the great benefit to the residents is that they can play for$45 when the outside play is paying $165/round. Vill. CONTINUED BUSINESS - None. IX. OLD BUSINESS A. Status of Public and Private Partnerships Background Checks There being no business issues to report, discussion ensued to the next agenda item. 5 62602, pd INVESTMENT & FINANCE COMMITTEE MINUTES June 26, 2002 B. Bond Issuance by Palm Desert Financing Authority Mr. Coleman said that with respect to the Project Area No. 2 bonds, at the last meeting he indicated that they were going with the insurance commitments from both MBIA and AMBAC. They did receive the commitments. He also mentioned that they were trying to reduce the coverage from $1.60 to $1.25. They thought that, given the market, they would be able to get it at $1.30. They met certain milestones and are at $1.20 now. They did not know if the insurance companies would honor it given the current conditions. They received the insurance commitment from MBIA indicating that it was at $1.20. In the bond issue that was done in November for Project Area No. 4, they obtained the cost of insurance at 150 basis points of total debt service, which is one and one half percent of the total debt service. They got Project Area No. 1 back in March at 120 basis points and they obtained 82 '/2 basis points for Project Area No. 2. It. turns out that Project Area No. 2 had a shadow rating, which is a rating that the rating agencies give that they do not make the Agency aware of, but they tell the insurance agencies and that is that this project area has "A" rating. They received a surety of at 3%. They have been getting the surety at 4%. With the savings in insurance, it turns out they did quite well. They priced the bonds last week, meaning they were pre-sold. The underwriters did a fantastic job. They received several comparisons of what was going on in the market and a lot of the information they received did not point to one specific place. It was an interesting market that there were a lot of bond issues that were coming out to market and some that had just been out. It turns out that some of the bond issues that came out before us weren't totally sold. They were allocations (unsold) at different yields. They received yields from between 1.75% to 5.07%. This is reflected on the page titled "pricing summary". The 20 year maturity they received at 5.07% shows how the market has moved because back in March when it was done they received a 30 year at 5.06. Overall, they were able to get this bond issue sold, which will close on July 11. They are pointing out that they are basically paying the same debt service as before without lengthening the maturities and are pulling out $1.18 million in new money proceeds to utilize in projects. They are quite happy with the outcome. The underwriting team was a team they have used before, Kinsell and Stinson, they have done a wonderful job. Mr. Coleman said that they are in the process of doing the tax allocation bond for housing to buy Country Club Estates. They are also looking at money for building new apartments that they have (Santa Rosa Villas) and reimbursing the Agency for land. The net amount of money necessary is approximately $11.6 million. Currently they have the tax increment verification report by the consultant. After reviewing the document and providing final comments, the document will be ready to be sent to the insurance companies. They are trying to solicit a bid from AMBAC and 6 62602 wpd INVESTMENT & FINANCE COMMITTEE MINUTES June 26, 2002 MBIA. MBIA has done most of the Agency's bonds in terms of insurance. They just want to make sure with AMBAC they have another play, in case for whatever reason they cannot obtain insurance from MBIA. AMBAC has not been successful in bidding for the insurance, but they are coming closer and are beginning to understand the Agency's credit. They are hoping to receive an insurance commitment by July 12 after which time they can pre-sell the bond as is normally done by the 171h of July and close it on the first week in August. The market has been shifting. It is still a good time to issue bonds for new money. There were additional bond of 115% coverage on the last bond. Mr. Campbell asked if Mr. Coleman felt that the real estate market was not going to do well. Mr. Coleman said that in talking with the insurance company, they believe that it is a very good and stable market. Usually once a year, they ask that the Agency provide them with an update on various information. They want to know how much money has been . received, where they are on a coverage ratio for all of the bond issues and such. They have stopped asking for the information. When Mr. Coleman asked why this was not being done, they said that those people were transferred to the hospital industry because they feel that real estate is stable enough that they do not need to have people there. Mr. McCarthy said that the single family detached housing market is rate driven. When the rates leave the market, the market will dry up a bit. In terms of the industrial and commercial markets, you see a lot of refinance going on. People getting new debt on and are being able to up their cash flow. They are pulling money out of their commercial investments. It is a much more disciplined market than it was in the past. Commercial and industrial is demand-driven and when demand drives up because of higher financing cost, you will probably see some values fall back. Mr. Veazie said that at a prior meeting they had discussed about getting $20 million instead of$17 million. Mr. Coleman said that they were going to refinance the 1995 bonds as well, however, because they reached the $1.20 coverage, they left them alone. They were originally doing this for coverage purposes because they needed to do this in parity and they wanted to bring $1.60 down to $1.20. The documents stated that when the assessed valuation for the top ten tax payers is less than 40% of the project area and the top one is below 20% you reach the $1.20 coverage. Their only worry was whether or not the insurance companies would buy off and they did. When they bought off on it, there was no sense in refunding the 1995 bond issues as they already maintain the coverage and from a price standpoint it was actually a negative return. They had to do it when they thought they needed for parity for both of them. However, once it did not make economic sense, they carved it out and the savings went up. They were talking about a $600,000 in savings, now because of taking that out and not moving the principal payments from August to 7 62602.w d 1 INVESTMENT & FINANCE COMMITTEE MINUTES June 26, 2002 February to coincide, however this was left alone and they were able to pull out 1.1 to 1.2. Mr. Veazie said that one of the driving factors for the personal and private real estate boom is the same thing that provided the 5% bonds. When the Agency is unable to sell bonds any longer, mortgages at the lowest levels in years will continue to decline. Mr. McCarthy said that hotels are unique in the real estate market. They tend to be the most difficult to finance of all the classes be it retail, industrial or hotels. As capital gets allocated to various asset classes, the least amount and probably the latest capital goes to the hotel and return is the highest. In terms of the risk capital placed, they want high yields and on the debt side, they may not want as high a yield, however what they are doing is underwriting at a much lower level, 50-60% below the value, which is making it that much harder to attract the equity capital to finance those projects. Mr. Zessner asked if the single family homes are mainly driven from the hotel in the 20-40 age bracket. Mr. McCarthy said that one of the growth industries here is resorts and casinos. The casinos are driving the moderate income housing in the $200,000 range. The average mortgage rate is $1,200/month. In some cases for a 3-4 bedroom homes this is only about $200 above rental rates and after taxes it is probably more cost effective. Mr. Kelly said that the school system is booming. It is often mentioned that the City is tourist and agriculture, but he thinks that the City has a tremendous medical industry (hospitals, doctors and nursing homes). Ms. Benson said that the City also has quality of life issues for people that are looking for the overall attractions. Mr. Veazie said that he was recently at the Desert Orthopedic Center at Eisenhower Medical Center and spoke to some people who are coming here to this facility from San Diego because Eisenhower has a more modern facility and equipment. X. NEXT MEETING - Wednesday, July 24, 2002 at 2:00 p.m. 8 62602.wpd `INVESTMENT & FINANCE COMMITTEE MINUTES June 26, 2002 XI. ADJOURNMENT There being no further business, the meeting was adjourned by Mr. Espinoza at 2:35 p.m. Resp tfully submitted, Di a di g Secretary 9 62602 wp0 - � Gil`y of a/m"'�Deserl ` yr r SI�I�,ntl R � P�� � C POrtlU1108 • ,:. GOMPLIANEE ANAL1fSl5/>rN INV STIUIT R PpRT __ay 2f102 Paul S. Gibson, C.C.M.T., Treasurer Thomas W. Jeffrey, J.D., M.B.A., Investment Manager Treasurer's Commentary The Federal Reserve Open Market Committee("FOMC") met on 26 June and left the Federal Funds Rate unchanged at 1.75 percent. The FOMC noted that while economic activity had continued to increase, inventory investment and demand had moderated. Although the FOMC expects demand to strengthen over coming quarters, the degree of the strengthening is uncertain. Most economists believe that the earliest date for any FOMC rate increase would be November 2002 or, more likely, in 2003. The latest UCLA quarterly forecast predicted a sluggish U.S. economic growth rate of 2.6 percent in 2002. A lack of vigor in consumer spending is expected to slow growth,and might even trigger a recession next year. Accordingly, profit-conscious companies are reluctant to create new jobs. Consumers may have "spent their future" in fourth quarter 2001 and first quarter 2002,when unusually high levels of consumer spending occurred. U.S. Treasury prices have been strengthened by"flights to quality"after several recent stock price declines. This pattern may continue due to slumping confidence in the equity markets, which continue to be plagued by 1920s-type scandals (the latest being WorldCom's$3.8 billion bookkeeping "error"and Martha Stewart's alleged insider trading). PauLS. 4 b7aw •rf C.C.M.T. Treasurer PORTFOLIO STATISTICS Dollars in Thousands MAY-02 APR-02 MAR-02 FEB-02 JAN-02 DEC-01 CITY `Month-End Book Value"'` $ 189,180 $ 164,612 $ 158,976 $ 165,313 $ 179,824 $ 163,537 Month-End Market Value"' $ 191,365 $ 166,818 $ 161,199 $ 167,796 $ 182,342 $ 166,130 Paper Gain (Loss) $ 2,185 $ 2,206 $ 2,223 $ 2,483 $ 2,518 $ 2,593 Interest Earnings $ 440 $ 420 $ 448 $ 445 $ 488 $ 499 Yield-To-Maturity 2.92% 3.18%, 3.17% 3.270/6 3.27% 3.55% Weighted Maturty(Days) 292 338 332 333 325 364 Effective Duration 0.13 0.17 0.15 0.18 0.19 0.24 RDA C�` Month-End Book Value"` $ 103,648 $ 106,058 $ 134,282 $ 106,319 $ 85,482 $ 85,132 Month-End Market Value"' $ 105,664 $ 108,029 $ 136,190 $ 108,295 $ 87,392 $ 87,015 Paper Gain (Loss) $ 2,016 $ 1,971 $ 1,908 $ 1,976 $ 1,910 $ 1,883 Interest Earnings $ 214 $ 232 $ 257 $ 205 $ 184 $ 194 Yield-To-Maturity 2.38% 2.42% 2.28% 2.51% 2.45% 2.61% Weighted Maturity(Days) 158 154 132 160 202 203 Effective Duration 0.15 0.16 0.14 0.18 0.24 0.25 i City Treasurer's Office 73-610 Fred Waring Drive Palm Desert,CA 92260-2578 "' Omits SLGSs. 760.346.0611 City of Palm Desert- Portfolio Characteristics 31 May 2002 Dollars in Thousands Ageing Interval Market Value <1M $ 39,746 General Fund Ageing <2M 9,989 <3M 9,080 60 <6M 13,086 <1 YR 14,083 so 46 <2YR 3 40 <3YR <4YR ° a20 12 11 15 16 <5YR f OEM �, >5YR 0 0 Total: $ 85,984 <1M <2M <3M <6M <tYR <2YR Ratings' Market Value Credit Quality AAA AAA $ 98,339 500/ AA 3,042 AA A 4,077 2°/u Al/P1 10,008 UN A Unrated"Unrated" 79,316 41% 2°iTotal: $ 194,782 1/P1 5% Asset Allocation = Sector Market Value Mon� BY Market Commercial U.S. Treasury $ 22,906 Funds Paper 2891�Q 5%Federal Agency 30,176 2a i< 5% Money Market Funds 53,531 MTNs /6 Commercial Paper 10,008 Federal Agency 5/ MTNs 10,159 15% 1�P-A LAIF 37,000 D LAIF RDA Loan 31,002 U.S.Treasury 191Y. Total: $ 194,782 120/ RDA Loan 16% Month City Yield LAIF Yield Variance Pertormance Jun01 4.71 4.96 -0.25 Jul 4.53 4.64 -0.11 6.5 Aug 4.42 4.50 -0.08 Sep 4.28 4.35 -0.07 5.5 Oct 3.98 3.79 0.19 ?° Nov 3.69 3.53 0.17 a.5 Dec 3.54 3.26 0.28 3.5 � Jan02 3.27 3.07 0.20 Feb 3.27 2.97 0.31 2.5 Mar 3.17 2.86 0.31 Junot Jul Aug Sep Oct Nov Dec Jan02 Feb Mar Apr May Apr 3.18 2.85 0.34 May 3.06 2.74 0.32 pLAIF Yield ®City Yield Standard and Poor's Credit Ratings LAIF, HighMark Sweep, and City Loan to RDA Page 2 of 7 City of Palm Desert Portfolio Holdings 31 May 2002 Market Ratings Par Value Issuer Coupon Maturli7r Cost I YTM I Price Value I Moody's S&P Medium-Term Notes $ 1,000,000 ASSOCIATES 6.50 8/15/02 $ 1,004,186 4.38 100.84 $ 1,008,391 Aa3 AA- $ 2,000,000 DU PONT 6.75 10/15/02 $ 1,999,551 6.81 101.66 $ 2,033,134 Aa3 AA- $ 2,000,000 GENERAL ELECTRIC 6.52 10/8/02 $ 1,998,191 6.80 101.48 $ 2,029,572 Aaa AAA $ 1,000,000 GENERAL ELECTRIC 6.65 9/3(02 $ 1,005,622 4.36 101.11 $ 1,011,069 Aaa AAA $ 4,000,000 GENERAL MOTORS 5.95 3114/03 $ 3,999,881 5.94 101.92 $ 4,076,896 A2 BBB+ is 10,000,000 Subtotals $ 10,007,432 5.97 $ 10,159,061 Commercial Paper-Discount $ 2,030,000 GENERAL ELECTRIC 2.08 1/15/03 $ 1,999,036 2.17 98.82 $ 2,005,982 P-1 A-1+ $ 4,015,000 GENERAL ELECTRIC 1.72 7/15/02 $ 3,999,654 1.75 99.78 $ 4,006,117 P-1 A-1+ $ 2,015,000 MERRILL LYNCH 1.95 11/25/02 $ 1,995,354 2.00 99.08 $ 1,996,469 P-1 A-1+ $ 2,023,000 WELLS FARGO BANK 2.01 12/26/02 $ 1,999,167 2.10 0.00 $ 1,999,167 P-1 A-1 $ 10,083,000 Subtotals $ 9,993,211 1.95 $ 10,007,735 Agencies-Coupon $ 4,000,000 FED HOME LOAN BANK 3.50 8/6/02 $ 3,998,895 3.66 100.28 $ 4,011,250 Aaa AAA $ 2,000,000 FED HOME LOAN MTG CORP 6.63 8/15/02 $ 1,999,639 6.72 100.94 $ 2,018,750 Aaa AAA $ 2,000,000 FED NATIONAL MTG ASSOC 6.75 8/15/02 $ 2,009,698 4.29 100.97 $ 2,019,375 Aaa AAA is 8,000,000 Subtotals $ 8,008,232 4.58 $ 8,049,376 Agencies-Discount $ 2,071,000 FED HOME LOAN BANK 3.46 7/30/02 $ 1,999,741 3.65 99.73 $ 2,065,408 Aaa AAA $ 1,000,000 FED HOME LOAN BANK 2.34 7/23/02 $ 980,175 2.44 99.76 $ 997,600 Aaa AAA $ 1,000,000 FED HOME LOAN BANK 2.33 6/20102 $ 982,396 2.42 99.92 $ 999,200 Aaa AAA $ 2,048,000 FED HOME LOAN BANK 2.34 10/7/02 $ 2,000,077 2.45 99.38 $ 2,035,303 Aaa AAA $ 3,977,000 FED HOME LOAN MTG CORP 2.30 7/18/02 $ 3,900,774 2.40 99.79 $ 3,968,648 Aaa AAA $ 2,000,000 FED HOME LOAN MTG CORP 2.35 10/10/02 $ 1,952,608 2.46 99.36 $ 1,987,200; Aaa AAA $ 2,064,000 FED MTG DISCOUNT NOTE 3.51 6/20/02 $ 2,000,006 3.70 99.92 $ 2,062.349 Aaa AAA $ 4,080,000 FED NATIONAL MTG ASSOC 2.21 3/14/03 $ 3,999,350 2.31 98.41 $ 4,015,128 Aaa AAA $ 2,000,000 FED NATIONAL MTG ASSOC 1.81 9/16/02 $ 1,985,621 1.85 99.49 $ 1,989,800 Aaa AAA $ 2,034,000 SALLIE MAE 2.13 2/7/03 $ 1,999,461 2.22 98.62 $ 2,005,931 . Aaa AAA $ 22,274,000 Subtotals $ 21,800,208 2.66 $ 22,126,566 U.S.Treasury-Coupon $ 1,340,000 UNITED STATES TREASURY 6.25 8/31/02 $ 1,341,171 5.84 101.09 $ 1,354,656 Aaa AAA $ 15,194,000 UNITED STATES TREASURY 5.88 9/30/02 $ 15,195,310 5.84 101.34 $ 15,398,169 Aaa AAA $ 16,534,000 Subtotals $ 16,536,482 5.84 $ 16,752,826 U.S.Treasury-Discount $ 6,170,000 UNITED STATES TREASURY 5.03 8/15/02 $ 4,718,446 5.82 99.73 $ 6,153,402 . Aaa AAA $ 6,170,000 Subtotals $ 4,718,446 5.82 $ 6,153,402 NR=Not Rated Page 3'o17 I f City of Palm Desert Portfolio Holdings 31 May 2002 Market Ratings Par Value Issuer Coupon MaturityT Cost I YTM I Price I Value Moody's S& P LGIPs $ 37,000,000 L.A.I.F. 0.00 6/1/02 $ 37,000,000 2.74 100.00 $ 37,000,000 NR NR $ 23,268,087 C.A.M.P. 0.00 6/1/02 $ 23,268,087 1.88 100.00 $ 23,268,087, NR AAA $ 60,268,087 Subtotals $ 60,268,087 2.74 $ 60,268,087, Pooled Funds-AIM $ 18,948,118 PRIME PORTFOLIO 0.00 611/02 $ 18,948,118 1.43 0.00 $ 18,948,119 Aaa AAA $ 18,948,118 Subtotals $ 18,948,118 1.43 $ 18,948,118 Pooled Funds-HighMark $ 9,168,038 CITY MAIN SWEEP 0.00 6/1/02 $ 9,168,038 0.79 100.00 $ 9,168.038 NR NR $ 148,634 DESERT WILLOW SWEEP 0.00 6/1/02 $ 148,634 0.79 100.00 $ 148,634 NR NR $ 431,729 GOLF COURSE SWEEP 0.00 6/1/02 $ 431,729 0.79 100.00 $ 431,729, NR NR $ 1,566,001 OFFICE COMPLEX SWEEP 0.00 611/02 $ 1,566,001 0.79 100.00 $ 1,666,001 NR NR $ 11,314,403 Subtotals $ 11,314,403 0.79 $ 11,314,403 City Loan to RDA _ $ 31,002,917 CITY OF PALM DESERT 0.00 5/31/32 $ 31,002,917 2.74 100.00 $ 31,002,917 NR NR $ 31,002,917 Subtotals $ 31,002,917 2.74 $ 31,002,917 Total Investments $ 194,594,525 $ 192,597,536 3.06 $ 194,782,490 Cash $ 50,862 OFFICE COMPLEX CHKG 0.00 6/1/02 $ 50,862 0.00 100.00 $ 50,862 NR NR $ (3,838,028) CITY MAIN CHKG 0.00 6/1/02 $ (3,838,028) 0.00 100.00 $ (3,838,028) NR NR $ 153,669 DESERT WILLOW CHKG 0.00 6/1/02 $ 153,669 0.00 100.00 $ 153,669 NR NR $ 39,179 CPD GOLF COURSE 0.00 6/1/02 $ 39,179 0.00 100.00 $ 39,179 NR NR $ 30,181 OFFICE COMPLEX TRUST 0.00 6/1/02 $ 30,181 0.00 100.00 $ 30,181 NR NR $ 146,188 RECREATIONAL FAC CHKG 0.00 6/1/02 $ 146,188 0.00 100.00 $ 146,188 NR NR $ - VACATION INN CHKG 0.00 6/1/02 $ - 0.00 100.00 $ - NR NR $ (3,417,949) Subtotals $ (3,417,949) $ (3,417,949) Cash and Investments $ 191,176,577 $ 189,179,587 $ 191,364,541 NR=Not Rated Page 4 of 7 Palm Desert Redevelopment Agency-Portfolio Characteristics 31 May 20M Dollars in Thousands Ageing Interval Market Value portfolio Ageing w/o SLGSs < 1M $ 91,365 <2M - <3M - 100 90 <6M 849 60 < IYR 195 70 <2YR 1,021 u 60 <3YR 6,612 - so � ao <4YR a° 30 <5YR 0 0 0 1 0 t 7 0 >5YR 0 Total: $ 100,042 <1M <2M <3M <6M <1YR <2YR <3YR <4YR Credit duality Al/PI QualityMarket Value / 0=i AAA $ 46,083 AAA AA - 44%> A Unrated A1/P1 - 560/6 Unrated" 59,581 AA Total: $ 105,664 A 0 0°/ Sector Market Value Asset Allocation Money Market Funds Federal asuryAgency $ 3,995 37% Federal Agency 3,995 Money Market Funds 38,898 Federal Agent, LAIF 54,054 4% Commercial Paper LAIF Corporate Bonds - U.S.Treasury 51 8% Total: $ 105,664 Month RDA Yield LAIF Yield Variance Performance Jun01 4.44 4.96 -0.52 Jul 4.08 4.64 -0.56 7.0 Aug 3.96 4.50 -0.54 6.0 Sep 3.69 4.35 -0.66 _ Oct 3.04 3.79 -0.74 65.0 _ Nov 2.83 3.53 -0.69 s 4.0 Dec 2.59 3.26 -0.67 Jan02 2.46 3.07 -0.61 3.0 Feb 2.51 2.97 -0.46 2.0 Mar 2.28. 2.86 -0.59 Jun01 Jul Aug Sep Oct Nov Dec Jan02 Feb Mar Apr May Apr 2.42 2.85 -0.43 May 2.38 2.74 -0.36 O LAIF Yield 13 RDA Yield ' Standard and Poor's Credit Ratings LAIF and HighMark Sweep Page 5 of 7 Palm Desert Redevelopment Agency Portfolio Holdings 31 May 2002 Market Ratings Par Value Issuer I Couponj Maturity Cost YTM I Price Value I Moody'sl S&P Agency-Discount $ 4,000,000 FED HOME LOAN MTG 2.24 6/28/02 $ 3,936,284 2.33 99.73 $ 3,995,200 Aaa AAA $ 4,000,000 Subtotals $ 3,936,284 2.33 $ 3,995,200 U.S.Treasury-Coupon $ 422,700 UNITED STATES TREASURY 6.25 8/31/02 $ 423,452 5.43 101.44 $ 427,323 Aaa AAA $ 405,200 UNITED STATES TREASURY 6.25 8/31/02 $ 405,921 5.43 101.44 $ 409,632 ' Aaa AAA $ 9,100 UNITED STATES TREASURY 6.25 8/31/02 $ 9,116 5.43 101.44 $ 9,200 Aaa AAA $ 837,000 Subtotals $ 838,489 5.43 $ 846,155 U.S.Treasury-Discount $ 198,000 UNITED STATES TREASURY 4.70 2/15/03 $ 150,793 5.45 98.37 $ 195,343 Aaa AAA $ 181,000 UNITED STATES TREASURY 4.63 2115/04 $ 130,168 5.51 94.68 $ 172,182 Aaa AAA $ 7,143.000 UNITED STATES TREASURY 4.59 8/15/04 $ 4,989,671 5.54 92.57 ,$ 6,649,632 Aaa AAA $ 532,400 UNITED STATES TREASURY 4.66 8/15/03 $ 394,279 5.47 96.92 $ 517,988 Aaa AAA $ 344,600 UNITED STATES TREASURY 4.66 8/15/03 $ 255,200 5.47 96.92 $ 335,272 Aaa AAA $ 8,399,000 Subtotals $ 5,920,112 5.53 $ 7,870,416 LGIPs $ 40,000,000 L.A.I.F. 0.00 6/1/02 $ 40,000,000 2.85 100.00 $ 40,000,000 NR NR $ 14,055,000 L.A.I.F. BOND PROCEEDS 0.00 6/1/02 $ 14,055,000 2.85 100.00 $ 14,055,000 NR NR $ 54,055,000 Subtotals $ 54,065,000 2.85 $ 54,055,000 Pooled Funds-AIM $ 33,371,895 PRIME PORTFOLIO 0.00 6/1/02 $ 33,371,895 1.44 100.00 $ 33,371,895 Aaa AAA $ 33,371,895 Subtotals $ 33,371,895 1.44 $ 33,371,895 Pooled Funds-HighMark $ 5,322,720 HOUSING AUTH CHK SWEEP 0.00 6/1/02 $ 5,322,720 0.80 100.00 $ 5,322,720 NR NR $ 203,000 HOUSING AUTH TRT SWEEP 0.00 611102 $ 203,000 0.80 100.00 $ 203,000 NR NR $ 5,525,720 Subtotals $ 5,525,720 0.80 $ 51525,720 Total Investments $ 106,188,614 $ 103,647,500 2.38 $ 105,664,385 Cash $ 60,502 HOUSING AUTH CHKG 0.00 6/1/02 $ 60,502 0.00 100.00 $ 60,502 NR NR $ 44,081 HOUSING AUTH TRUST 0.00 6/1/02 $ 44,081 0.00 100.00 $ 44,081 NR NR $ 104,583 Subtotals $ 104,583 0.00 $ 104,583 Total Cash and Investments $ 106,293,197 $ 103,752,083 $ 105,768,968:. NR=Noted Rated Page 6 of 7 STATEMENT OF COMPLIANCE The investment portfolios of the City of Palm Desert('City")and the Palm Desert Redevelopment Agency ('RDA')are governed by federal, state, and local law. The City Treasurers"Statement of Investment Policy" is more restrictive than the California Government Code. The Palm Desert Investment Committee and the Palm Desert City Council review the Statement of Investment Policy annually. For the month ended 31 May 2002,the City and the RDA investment portfolios were in compliance with all applicable federal,state, and local laws and regulations. The City Treasury continued to pursue conservative and prudent investment strategies, based upon the stated objectives of safety, liquidity, and yield(in order of priority). Barring unforeseen events,the City Treasury should have sufficient cash to finance the operations of the City of Palm Desert and the Palm Desert Redevelopment Agency over the next six months. In addition, portions of either the City or the RDA portfolio could be liquidated in order to meet any significant, unexpected cash requirements. Bloomberg L.P. and Interactive Data Corporation provided the data and the analytical tools that were used to calculate the market value of all securities in the City and the RDA investment portfolios. State and Local Government Series securities are held in escrow accounts and are therefore not included in this report as assets. All balances are bank balances. Respectfully submitted on 26 June 2002, PauLS. ridlom C.C.ref.T. City Treasurer SUMMARY OF AUTHORIZED INVESTMENTS California Government Code City Investment Policy CA Govt Maximum Maximum Quality Maximum Maximum Quality %cf City %of RDA Code Investment Category Maturity Limit S&P/Mdys Maturity Limit S&P/Mdys Portfolio Portfolio 53601 a Palm Desert Bonds 5 Years No Limit Not Authorized 1 N$3601,'(6)1; U`S9vTreasunes 3; 5;Years , „No;Lunit6 �✓ "5�Years? 4NosLi 1 CA State Debt 5 Years No Limit Not Authorized CA Local A enc Debt 5Years No Limit Not Authorized ,Y Federal`A encies 5tYeats PNo,Limitt 5Wiisu BankeFs'§Accetance§ r180;Dams : 40%' ? . ` r180)Da s, 40%,4P,JIM Conimei:cial,P erP )2MDa's ,.°7at25%u: A i+6F t2703Dby9l f; 25%-ad Atli, ordP 1 52% t O's0Ne otiable;CDs 5 Yeats `t30% ate t 5 Years t 30%�' AA7or7'Aa3 ";MS `,53601 i # M Re os ,�1 Y,eat, "WN&Limit 30.Da st �:v 20Vi `AAA"&fAaa MAW 53601 i Reverse Re os 92 Days 20% Not Authorized %3601''"E NMW&Ur Tor-KN01'esft sr " ax"` °" „ �S,Years.� r� =30% .i' `.,��+.`A`,'� a•rs 53601 k)^ Mufual Fu6d9.rW0, 90;Da sw 20% AAA*&7Qaa 090RDa s"f �„720%° ' 'AAA;&�Aaa .t 27?8°k1375% 53601 I Trust Indenture Debt Not Authorized 53601 m Secured Bank Deposits 5 Years No Limit Not Authorized 53601(n) Mortgage-Backed 5 Years 20% A(Issuer) & Not Authorized Securities AA(Security ". : � NoiLiinit* a� 4 192% 521% ,1%1642931 taY'x, � CAI F„,;O"�c�_ ''�' ,°�s��s"r»���f: �No�LiRlit 83.9% 1 100.0% 1(1) The City loan to RDA, which is not a bond, has been approved by the Palm Desert Cit y Council. Certified California Municipal Treasurer Page 7 of 7 STATE OF CALIFORNIA PHILIP ANGELIDES, Treasurer OFFICE OF THE TREASURER SACRAMENTO Local Agency Investment Fund r PO Box 942809 Sacramento, CA 94209-0001 - ' _.- (916) 653-3001 May,2002 Statement CITY OF PALM DESERT Account Number : 98-33-621 Attn: CITY TREASURER 73510 FRED WARING DRIVE PALM DESERT CA 92260 y Transactions Effective Transaction Tran Confirm Authorized Amount Date Date Type Number Caller 05-30-2002 05-30-2002 RW 757489 THOMAS JEFFREY - 3,000,000.00 Account Summary Total Deposit : 0.00 Beginning Balance : 40,000,000.00 Total Withdrawal : - 3,000,000.00 Ending Balance : 37,000,000.00 Page : 1 of 1 mAy'"' SPECIALLAIF NEWS I / NEEUPDATE Jarvis v, Connell Court of Appeal Decision Issued The Court ofAppeal issued a decision on the Jarvis Taxpayers Association v Connell case on May 29, 2002. The court held that the Controller may disburse funds during a budget impasse when state and federal law properly authorizes or requires their pay-' ment, despite the absence of a budget act or emergency appropriation. Since Local Agency Investment Fund program is provided for in law and is continu- ously appropriated, disbursements from the fund will be permitted even if no budget is passed by July 1 st. Questions about this matter or the LAIF program may directed to LAIF Administra- tor Eileen Park at (916) 653-3001 or by email at epark@treasurerca.gov. State Treasurer Philip Argelides Local Agency Investment Fund (916)653-3001 Phone • • : . Sacramento CA 000 , STATE OF CALIFORNIA PHILIP ANGELIDES, Treasurer OFFICE OF THE TREASURER i SACRAMENTO,V117- c - cam ' Lr �,�1 Ste'-(fit/��II .� .�t+ Local Agency Investment Fund 0 rl PO Box 942809 �I ,i , ;? 1 o, N 12: 51 Sacramento, CA 94209-0001 J �! Q 2002 916 653-3001 May,2002 Statement PALM DESERT REDEVELOPMENT AGENCY Account Number • 65-33-015 Attn: TREASURER 73-510 FRED WARING DRIVE PALM DESERT CA 92260 Account Summary Total Deposit : 0.00 Beginning Balance : 40,000,000.00 Total Withdrawal : 0.00 Ending Balance : 40,000,000.00 Page : 1 of 1 MAY2002 LAIF NEWS SPECIAL EDITION E 11 WS' UPDATE Jarvis v. Connell Court of Appeal Decision Issued The Court ofAppeal issued a decision on the Jarvis Taxpayers Association a Connell case on May 29, 2002. The court held that the Controller may disburse funds during a budget impasse when state and federal law properly authorizes or requires their pay- ment, despite the absence of a budget act or emergency appropriation. Since Local Agency Investment Fund program is provided for in law and is continu- ously appropriated, disbursements from the fund will be permitted even if no budget is passed by July 1 st. Questions about this matter or the LAIF program may directed to LAIF Administra- tor Eileen Park at (916) 653-3001 or by email at epark@treasurer.ca.gov. Local Agency Investment Fund State Treasurer Philip Angelides (916)653-3001 Phone P• Box 942809 Sacramento CA 000 , �'- �1JV ULJ FIN ,- CALIFORNIA ASSET {i / - CONFIRMATION MANAGEMENT PROGRAM I l� V,•:; e-7 :..� 2i• pU A MRUCJOIM PO RS AUTII=P Llama - ' 505 AIONTGOMERY STREET SUITE 800 SAN E, NCISCQ CA 94111 FOR ACCOUNT INFORMATION: 800-729-7665 STATEMENT DATE: 5/31/2002 CITY OF PALM DESERT ATTN: PAUL GIBSON ACCOUNT NUMBER: 553-00 73-510 FRED WARING DRIVE PALM DESERT,CA 92260 FUND NAME: Cash Reserve Portfolio Page 1 of 1 Account Siummary as of 5131/2002 Statement Income Dividends Capital Gains Total Shares Account Date Paid This Year Paid This Year Owned Value 5/31/2002 $0.00 $0.00 23,266,970.000 $23,266,970.00 Transaction Summary for 5/31/2002-5/31/2002 Beginning Balance Purchases Reinvestments Redemptions Ending Balance $0.00 $23,266,970.00 $0.00 $0.00 $23,266,970.00 'TRADE. - `POSTING.' - - DOLLAR AMOUNT- - SHARE ,, `SHARES THIS - TOTAL i - DATE DATE TRANSACTIONS OFTRANSACTIONPRICE TRANSACTION SHARES OWNED 05/31/02 05/31/02 Purchase-Wire Pur. $23,266,970.00 $1.00 23,266,970.000 23,266,970.000 Message Line: m n v Y n O O j O h 'R G p o o c o o A � A LLI Cl) H W o r r N o r N r a r o 0 o V M y LLI W Q O M N N N Q b v V 7 0 N 0 00 a U a a a. 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City of Palm Desert Parkview Office Complex Financial Statement for Fiscal Year 2001- 2002 May-02 May-02 # % YTD YTD # % Budget Actual Variance Variance Budget Actual Variance Variance 4: r s < Revenues z Rental $ 68,500 $ 69,038 $ 538 100,79% e $ 753,500 $ 725,233 $ (28,267) 96.25% Dividends/Interest $ 4,500 $ 1,010 $ (3,490) 22.45% `� $ 48,000 $ 23,172 $ (24,828) 48.28% Total Revenues $ 73,000 $ 70,048 $ (2,952) 95.96% ,�.x „t $ 801,500 $ 748,405 $ (53,095) 93.38% Expenses Professional-Accounting&Auditing $ 5,800 $ 6,800 $ (1,000) 117.240/ 's^ 1 i $ 69,800 $ 74,800 $ (5,000) 107.16% Professional-Consultants $ 6,000 $ 5,554 $ 446 92.56% N4"`""" ,:�. $ 66,000 $ 68,064 $ (2,064) 103.13% Tenant Improvements $ Z500 $ 6,377 $ (3,877) 255.08% $ 27,500 $ 40,227 $ (12,727) 146.28% Repairs&Maintenance Building $ 8,000 $ 7,646 $ 354 95.58% i :" $ 88,000 $ 108,608 $ (20,608) 123.42% Repairs&Maintenance-Landscaping $ Z300 $ - $ Z300 0.00% e; ; $ 25,300 $ - $ 25,300 0.00% Utilities-Water $ 250 $ 142 $ 108 56.78% 7 $ Z750 $ 1,165 $ 1,585 42.36% Utilities-Gas/Electric $ 5,000 $ 5,580 $ (580) 111.60% d $ 76,000 $ 77,589 $ (1,589) 102.09% Utilities-Trash $. 700 $ 701 $ (1) 100.19% , '< $ 7,700 $ 4,208 $ 3,492 54.65% Telephone $ 150 $ 188 $ (38) 125.47% r: $ 1,650 $ 1,744 $ (94) 105.70% Insurance $ 521 $ - $ 521 0.00% `5 $ 5,729 $ - $ 5,729 0.00% Total Expenses $ 31,221 $ 32,988 $ (1,767) 105.66% sw,_._ ',.', $ 370,429 $ 376,405 $ (5,976) 101.61%. pxra#ing stoma $ $ �0' '4' ° ,:7 ?2 'MAN" 86. Equipment Replacement Reserve $ 10,000 $ 12,618 $ (2,618) 126.18% $ 110,000 $ 138,795 $ (28,795) 126.18% 2002 Investment Report2002 Invest Report E) City of Palm Desert Parkview Office Complex Vacancy Rate Schedule by Suite S May 2002 Suite Square No. Tenant Feet 73-710 Fred Waring Drive-Two (2) Story Building 100 Hanover 1,915 100A EPA 645 102 Bergren 1,360 103 Multiple Sclerosis 488 104 Arthritis Foundation 960 106 Coachella Valley Economic Partnership 928 108 Assemblyman Kelly 785 112 Senator Battin 1,406 114 Chamber of Commerce 1,478 118 Goodwill Industries 1,250 119 City/CVAG Conference Room 1,380 120 Duke Gerstal 1,750 200 CVAG 4,292 200A University of California Riverside 841 201 University of California Riverside 604 203 Vacant 480 205 Vacant 700 208 Alzheimer's Association - 960 2002 Investment Report2002 Vacancy Report City of Palm Desert Parkview Office Complex Vacancy Rate Schedule by Suite May 2002 Suite Square No. Tenant Feet 210 Wilson,Pesota&Pichardo 3,040 211 State of California Department of Food&Agriculture 937 217 Joe B.McMillan,. Esq. 775 220 CA.State Dept. of Agriculture 1,607 222 Cove Comission-Fire Marshal 1,900 222 CITY Storage-Vacant 1,081 Total square footage(2 story Building) 31,562 Vacancy Rate-2,261/31,562= 7.16% 73-720 Fred Waring Drive- One Story Building 100 State of California-Water Resources 15,233 102 State of California-Rehabilitation Department 4,396 Total Square Footage 19,629 Vacancy Rate-0.00% 0.00% Overall Vacancy Rate for Both Buildings: Vacancy Rate--2,261/51,191 4.42% Occupancy Rate-48,930/51,191 95.58% 2002 Investment Report2002 Vacancy Report City of Palm Desert \ Desert Willow Budget Vs Actual _ For the mouth of May 2002 Budgeted Actual Budgeted Actual May Mav $ Percentage Yearto Yearto S - Percentage Revenue 2002 211 Variance Variance Date Date Variance Variance Course&Ground S 419,201 S 379,418 $ (39,783) 90.51% $ 4,576,425 S 4,273,684 $ (302,741) 93.38% Cans $ 33,092 S 34,975 $ 1,883 105.69% S 308,781 S 339,990 $ 31,209 110.11% Golf Shop $ 93,841 $ 58,846 S (34,995) 62.71% $ 863,254 S 734,043 $ (129.211) 85.03% Range $ 1,500 $ 1,457 S (43) 97.13% $ 14,450 S 33.318 $ 18,868 230.57% Food&Beverage $ 148,833 S 151,635 S 2,802 101.88% $ 1,233,849 S 1,368.350 S 134,501 110.90% Interest Income $ 2,500 S 404 $ (2,096) 16.16% $ 27,500 $ 5,801 $ (2L699) 21.09% Total Revenues 696 967 626 7 5 72 232 89. 7% 7 024 259 6 755 186 269 073 96.17 Payroll Proshop S 7,531 $ 2,158 $ 5,373 28.65% $ 76,861 S 44.101 S 32.760 57.38% Can $ 23,233 -$ 26,104 $ (2,871) 112.36% $ 241,527 $ 280,743 S (39,216) lW24% Course&Ground $ 122,301 $ 116,919 S 5,382 95.60% $ 1,363,788 $ 1,308,745 S 55,043 95,96% Golf Operations $ 22,990 $ 27,136 $ (4,146) 118.03% $ 272,496 $ 275,319 S (2,823) I01,04% General&Administration $ 41,758 $ 35,780 S 5,978 85.68% $ 443,842 S 386,066 S 57,776 86,98% Food&Beverage $ 61,914 $ 66,070 $ (4,156) 106.71% $ 598,956 $ 624,595 $ .(25.639) 104.28% Total Payroll S 279.727 274.167 S 5.560 98.01% 2 997 770 S 2 919%9 S 77 901 97.40% Other Expenditures Perimeter Landscaping $ - $ - $ - 0.00% $ - $ - S - 0,00% Proshop S 1,400 $ 1,202 $ 199 85.86% S 39.500 $ 42,532 S (3.032) 107.68% Proshop-COGS $ 51.895 $ 26,599 $ 25,296 51.26% $ 442,742 S 408,342 S 34.400 9'-.23% Can $ 13,800 S 14,054 $ (254) 101.84% S 162,000 S 137,089 S 24.911 8462% Course&Ground-North Course $ 50,415 S 46,677 $ 3,738 - 92,59% S 605,320 5 680,977 S (75.657) 112.50% Course&Ground-South Course $ 41,355 $ 43,541 S (2,186) 105.29% $ 600.097 S 525,585 S 74,512 87.58% Course&Ground-Desert Pallet-N S 1,510 $ 1,126 $ 384 74.57% $ 17,165 S 10,381 S 6.784 W48% Course&Ground-Desert PallebS S 1,440 $ 1,126 $ 314 78.19% S 17.250 S 11,067 S 6.183 64.16% Golf Operations $ - $ 3,945 $ (3,945) 100.00% $ 14,500 $ 16,577 S (2.077) 114.32% General&Administration $ 66,634 S 72,921 $ (6,287) 109.44% $ 808,909 S 773,546 S 35.363 95.63% Range S 150 S 269 $ (119) 179.33% $ 15.800 $ 19,299 S (3,499) 122,15% Food&Beverage S 15,140 $ 13,096 $ 2,044 8650% $ 165.729 S 204,243 S (38,514) 123.24% Food&Beverage COGS S 46.023 $ 48,698 S (2,675) 105.81% $ 384,011 S 435,596 S (51,585) 113.4390 Management Fee S 25.000 S 25,000 $ - 100.00% S 275,000 S 275.000 S - 100.00% Financing/Lease S 623 $ 3.089 $ (2,466) 495.83% S 2&827 $ 42,676 S :(13.849) 148-04% Total Other Ex enditures 315 385 301 343 1 14 042 95.55% 3476,850 }582 910 6,060) 100.17o, Desert Willow Golf Academy Desen Willow Golf Academy S 15,300 S 1833 $ (11.467) 25.05% S 170.550 S 69,847 S (101,703) 4037% COGS-,Merchandise 5 (4,880) $ (4,068) $ 812 83.36% S (51,007) S (46,216) S 4.791 90.61% Other Expenditures $ (2,475) $ (1,049) $ L426 42.38% $ (21.490) S (16,278) S 5212 75.75% Learning Center Income(Loss) S 7,945 S (1,284) $ (9,229) -16.16% $ 98,053 5 6.353 S (91.700) 6.48% Operating Income(Loss) S 111.900 S 49,941 S (61.859) 44.67% S 547,992 5 252060 S (288.932) 47.276 Equipment Reserve Replacement $ 71.955 S 66,140 $ 15.815) 91.92% $ 791,505 $ 802.054 S 10.549 101.33% het Income Loss 39 845 16 199 56 044 -40.66% 24}513 542 994 299 4%I 222.9%°/ Snapshot of Golf Rounds Budgeted(me) Actual mo Variance Variance% Budgeted vtd Actual vtd Variance Variance% Resident 1,336 1,129 (207) 85% 17.264 19,548 2.284 113% Non Resident 5,368 5.591 223 104% 45,351 45,898 547 101% Other - 35 35 100% - 1.376 1,376 100% Com limentan 220 388 168 176% 1.908 5.113 3,205 208% Total 6,924 7,143 219 103% 64,523 71,935 7,412 111% Folder:Desert Willow 2001:Dw2002;Financial Statement Page 1 \ ( \ } / _\ ' ) k ( , ® � � ` ~ � / \ +/ / � /! ) k § § \ $M -8 aool � a _ /± . . ) ` ) ! ) ) § /!_ a ] � § � ° k [ § # | ! ) ` {�$ f co a a \ \ y ! r m 6 n � — w wwwwww w wwwwww w wwwwwwwwwwww w www w w w w y On + w wwww w w wwww w w w w w w w w w w w w w w w w w w n O y a TQ _V wwwwww wwwwww wwwwwwwwwwww www w w a �' U 'J 4 ; 80 o y 8 � N 8 � N R 8O Q e6 N Ila N y cd W C > 8 N rQv 0 O U 0 V , N Oci N � .a U G Q N Y� w N 4 8 D+ O G w N �1 v ^ y U 5 N N �8p1 O / d | § k � \ \ � ; / § ; CM B 29 ! 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B° — P �no �c o �- - — a O y N m d v Q o v y N N N N owl F �9 to Z P — C C] R z G V _ _ — r� > R� A C } C > O F " I m n o cJc. ry F y 5 } s o o m / } ) k � ( / ! ` ■ Ve� a ■ | ; - 0 �2 , | 2 ! 42 2 q ! | § a ' a I \ ; } _ \ Desert Willow Breakdown of Rounds per point of sale system Desert Willow - Combined Analysis- MAY 2002 Resident 1,129 $ 50,780 $ 44.98 15.80% Non-Resident 5,591 $ 361,503 $ 64.66 78.30% Other 1 35 $ 350 $ 10.00 0.50% Complimentary I 388 1 $ 1,200 $ 3.09 5.40% Desert Willow Totals i 7,143 413,833 ! 57.94 , 100.00% Dw2002;POS AVG RD Page 11 Desert Willow Breakdown of Rounds per point of sale system FIRECLIFF COURSE- MAY 2002 Description No. Of Revenue__! Avg. Per _Pct.to Rounds Per POS Round Total Resident Rounds Resident Fee- Weekend 248 $ 11,135 $ 44.90 7.46% Resident Fee-Weekday 152 $ 6,840 $ 45.00 4.57% Resident_Twilight_ 19 855— $ 45.00 0.57% Total Resident 419 18,830 44.94 12.60% Non Resident Posted Weekend 154 1 $ 167,940 $ 110.00 4.63% Posted Weekday 133 1 $ 11,970 $ 90.00 — 4.00% IROC Des. PRTY - Weekday 65 ! $ 2,925 : $ 45.00 1.95% IROC Des. PRTY - Weekend 126 $ 6,930 $ 55.00 3.79% IROC Member Guest- Weekday 23 $ 1,656 $ 72.00 0.69% IROC Member Guest- Weekend 33 $ 2,904 $ 88.00 0.99% Wholesale Weekend 155 $ 12,312 $ 79.43 4.66% Wholesale Weekday 185 $ 12,453 $ 67.31 5.56% Twilight 218 $ 14,170 $ 65.00 6.56% Posted Replay 26 $ 1,484 $ 57.08 0.78% Outing 1,520 $ 91,660 $ 60.30 45.71% Fee Pass Fire - Card 10 $ 700 $ 70.00 0.30% Fee Special Event Variable - 88 $ 5,742 . -$ 65.25 2.65% Total Non Resident Rounds 2,736 181,846 66.46 82.29% Other Rounds Junior Walking 19 $ 190 $ 10.00 0.57 Total Other 19 190 10.00 0.57% Complimentary . - ---- -- - — — ---- -------- -- -- - - ._ . - - -- VIP - 27 $ $ 0.81% PGA Member 32 $ 275 $ 8.59 0.96% Donation 16 $ 200 $ 12.50 0.48% COD / PDHS _ _ 21 $ - $ - 0.63% Employee / Employee Guest - 55 $ - $ - 1.65% Total Complimentary 151 475 $ 3.15 4.54% Total Round (FireClifi) 3,325 $ 201,341 $ 60.55 100.00% Dw2002;POS AVG RD Page 12 Desert Willow Breakdown of Rounds per point of sale system MOUNTAINVIEW COURSE- MAY 2002 Description j No. Of Revenue 'Avg. Per Pet to j Rounds ! PerPOS Round Total Resident Rounds _ Resident Fee- Weekend 283 j$ 12,735 . $ 45.00 7.41% Resident Fee-Weekday 373 1 $ 16,785 1 $ 45.00 9.77% Resident Twilight 54 $ 2,430 $ 45.00 _ I_41% Total Resident 710 31,950 45.00 18.60% Non Resident Posted Weekend 88 i $ 9,680 $ I10.00 2.30% Posted Weekday 71 $ 6,390 : $_ 90.00 1.86% IROC Des. PRTY- Weekday 91 $ 4,095 $ 45.00 2.38% IROC Des. PRTY- Weekend 138 $ _ 7,590 $ 55.00 3.61% IROC Member - Weekday 52 ! $ 3,744 $ 72.00_ 1.36% IROC Member Guest - Weekend 44 j $ 3,872 $ 88.00 1.15% Wholesale Weekend - 178 1 $ 13,824 $ 77.66 4.669% Wholesale Weekday 165 $ 10,165 $ 61.61 4.32% Fee Pass - Card ____ __ 10 $ ' 700 $ 70.00 0.26% Outing _ 1,715 . $ 100,490_ $ 58.59 4. 4.92% Replay 4 $ 310 $ 77.50 0.10% Twilight _ 239 $ 15,535 $ 65.00 6.2_6% Fee Special Event Variable 60 $ 3,262 — $ 54.37 _ 1_57% Total Non Resident Rounds 2,855 179,657 62.93 74.78% Other Rounds Junior Walking 16 $ 160 $ 10.00 0.42% Total Other 16 160 10.00 0.42% Complimentary VIP 24 $ — - $ 0.63% PGA Member 40 $ 175 $ 4.38 1.05% Donation 40 $ 550 $ 13.75 1.05% Employee / Employee Guest _ _ 106 $ _ _ $ __ _ 2.78% COD / PDHS —_ _-_ 27 $ — $ -_0.71% Total Complimentary 237 725 3.06 6.21% Total Round (Mountainvie 3,818 $ 212,492 $ 55.66 100% w) Dw2002;POS AVG RD Page 13 City of Palm Desert Desert Willow Cash Reserve Analysis for the month of May 2002 Cash Reserve Analysis One Month Required Reserve $ 500,000.00 Cash on Hand $ 891,286.75 Variance- Favorable ( Unfavorable $ 391,286.75—� Page 14 PalmDesert Recreation Facilities Corporation Income Statement May-02 May-02 k % Budget Actual Variance Variance Food & Beverage Revenues $148,833 $151,635 $2,802 101.88% Total Revenues $148,833 $151,635 $2,802 101.88% Salaries $61,914 $66,070 ($4,156) 106.71% Cost of Goods Sold-F&B $46,023 $48,698 ($2,675) 105.81% Food & Beverage Expense $15,140 $13,096 $2,044 86.50% Total Expenses $123,077 $127,864 ($4,787) 103.89% Net Income (Loss) $25,756 $23,771 ($1,985) 92.29% Note: The above revenues and expenditures are also included in the Desert Willow analysis. Dw2002;PDRFC Budget Page 1 Palm Desert Financing Authority Tax Allocation Refunding Revenue Bonds (Project Area No. 2) Series 2002 SOURCES & USES Dated 07/11/2002 Delivered 07/11/2002 SOURCES OF FUNDS Par Amount of Bonds.................................................................... $17,310,000.00 Reoffering Premium...................................................................... 56,084.50 TOTAL SOURCES.......................................................................... $17,366,084.50 USES OF FUNDS Total Underwriter's Discount (1.025%)......................................... 177,427.50 Costs of Issuance......................................................................... 156,375.00 Gross Bond Insurance Premium..................................................... 221,000.00 Reserve Surety Premium............................................................... 41,000.00 Deposit to Current Refunding Fund................................................ 15,589,800.36 - New Money Proceeds.................................................................... 1,180,481.64 TOTALUSES................................................................................ $17,366,084.50 Kinsell,Newcomb&De Dios, Inc. File=RFD 1995.SF-Pricing 6-19-02 Final-SINGLE PURPOSE Public Finance 611912002 10:59 AM Palm Desert Financing Authority Tax Allocation Refunding Revenue Bonds (Project Area No. 2) Series 2002 DEBT SERVICE SCHEDULE Date Principal Coupon Interest Total P+I 8/01/2002 - - - 8/01/2003 645,000.00 3.000% 780,939.58 1,425,939.58 8/01/2004 665,000.00 3.000% 720,487.50 1,385,487.50 8/01/2005 690,000.00 3.000% 700,537.50 1,390,537.50 - 8/01/2006 630,000.00 2.700% 679,837.50 1,309,837.50 8/01/2007 650,000.90 3.000% 662,827.50 1,312,827.50 8/01/2008 675,000.00 3.400% 643,327.50 1,318,327.50 8/01/2009 695,000.00 3.600% 620,377.50 1,315,377.50 - 8/01/2010 720,000.00 3.850% 595,357.50 1,315,357.50 8/01/2011 760,000.00 5.000% 567,637.50 1,327,637.50 8/01/2012 795,000.00 5.000% 529,637.50 1,324,637.50 8/01/2013 835,000.00 4.200% 489,887.50 1,324,887.50 8/01/2014 870,000.00 4.300% 454,817.50 1,324,817.50 8/01/2015 910,000.00 4.400% 417,407.50 1,327,407.50 8/01/2016 955,000.00 4.600% 377,367.50 1,332,367.50 8/01/2017 995,000.00 4.750% 333,437.50 1,328,437.50 8/01/2018 1,050,000.00 4.750% 286,175.00 1,336,175.00 8/01/2019 1,100,000.00 4.800% 236,300.00 1,336,300.00 8/01/2020 1,160,000.00 5.000% 183,500.00 1,343,500.00 8/01/2021 1,230,000.00 5.000% 125,500.00 1,355,500.00 8/01/2022 1,280,000.00 5.000% 64,000.00 1,344,000.00 Total 17,310,000.00 9,469,359.58 26,779,359.58 YIELD STATISTICS BondYear Dollars............................................................................................................. $205,341.67 AverageLife....................................................................................................................P. 11.863 Years AverageCoupon.................................:............................................................................. 4.b115139% Net Interest Cost(NIC)......................................................................6.............................4 4.6706072% .. True Interest Cost(TIC)...........................................................................................6........ 4.6470663% Bond Yield for Arbitrage Purposes.........................................................6...........................6 4.7039471% -. All Inclusive Cost(AIC)...................................................................................................... 449325631% IRS FORM 8038 Net Interest Cost............................................................. ..................,.........:................... 4.5841421% Weighted Average Maturity................................................................................................ 11.824 Years Kinsell, Newcomb 6 De Dios, Inc. File=RFD 1995.SF-Pricing 6-19-02 Final-SINGLE PURPOSE Public Finance - 6/19/2002 10.59 AM t Palm Desert Financing Authority Tax Allocation Refunding Revenue Bonds (Project Area No. 2) Series 2002 DEBT SERVICE SCHEDULE Date Principal Coupon Interest Total P+I 8/01/2002 - - - - 2/01/2003 - - 411,020.83 411,020.83 8/01/2003 645,000.00 3.000% 369,918.75 1,014,918.75 2/01/2004 - - 360,243.75 360,243.75 8/01/2004 665,000.00 3.000% 360,243.75 1,025,243.75 2/01/2005 - - 350,268.75 350,268.75 8/01/2005 690,000.00 3.000% 350,268.75 1,040,268.75 2/01/2006 - - 339,918.75 339,918.75 8/01/2006 630,000.00 2.700% 339,918.75 969,918.75 2/01/2007 - - 331,413.75 331,413.75 8/01/2007 650,000.00 3.000% 331,413.75 981,413.75 2/01/2008 - - 321,663.75 321,663.75 8/01/2008 675,000.00 3.400% 321,663.75 996,663.75 2/01/2009 - - 310,188.75 310,188.75 8/01/2009 695,0111 3.600% 310,188.75 1,005,188.75 2/01/2010 - - 297,678.75 297,678.75 8/01/2010 720,00(1.00 3.850% 297,678,75 1,017,678.75 2/01/2011 - - 283,818.75 283,818.75 8/01/2011 760,000.00 5.000% 283,818.75 1,043,818.75 2/01/2012 - - 264,818.75 264,818.75 8/01/2012 795,000.00 5.000% 264,818.75 1,059,818.75 2/01/2013 - - 244,943.75 1 244,943.75 8/01/2013 835,000.00 4.200% 244,943.75 1,079,943.75 2/0112014 - - 227,408.75 227,408.75 8/01/2014 870,000.00- 4.300% 227,408.75 1,097,408.75 2/01/2015 - - 208,703.75 208,703.75 8/01/2015 910,000.00 4.400% 208,703.75 1,118,703.75 2/01/2016 - - 188,683.75 188,683.75 8/01/2016 955,000.00 4.600% 188,683.75 1,143,683.75 2/01/2017 - - 166,718.75 166,718.75 8/01/2017 995,000.00 4.750% 166,718.75 1,161,718.75 2/01/2018 - - 143,087.50 143,087.50 8/01/2018 1,050,000.00 4.750% 143,087.50 1,193,087.50 2/01/2019 - - 118,150.00 118,150.00 8/01/2019 1,100,000.00 4.800% 118,150.00 1,218,150.00 2/01/2020 - - 91,750.00 91,750.00 ' 8/01/2020 1,161),000.00 5.000% 91,750.00 1,251,750.00 2/01/2021 - - 62,750.00 62,750.00 8/01/2021 1,230,000.00 5.000% 62,750.00 1,292,750.00 2/01/2022 - - 32,000.00 32,000.00 8/01/2022 1,280,000.00 5.000% 32,000.00 1,312,000.00 Total 17,310,000.00 - 9,469,359.58 26,779,359.58 YIELD STATISTICS Bond Year Dollars............................................................................................. $205,341.67 AverageLife..................................................................................................... 11.863 Years - Average Coupon............................................................................................... 4.6115139% Net Interest Cost(NIC)..................................................................................... 4.6706072% True Interest Cost(TIC).................................................................................... 4,6470663% Bond Yield for Arbitrage Purposes....................................................................... 4.7039471% All Inclusive Cost(AIC)...................................................................................... 4.9325631% IRS FORM 8038 Net Interest Cost.............................................................................................. 4.5841421% - Weighted Average Maturity................................................................................ 11.824 Years Kmsell,Newcomb 8 De Dios,Inc. File=RFD 1995.SF-Pricing 6-19-02 Final-SINGLE PURPOSE Public Finance 6/I 912002 10.59 AM 3 Palm Desert Financing Authority Tax Allocation Refunding Revenue Bonds (Project Area No.2) Series 2002 DEBT SERVICE SCHEDULE pope F'Odpa Capon IMOOt Tm0 P+1 FLSULIOTAL 211IQW2 - - - - 2101/2= - - 411,020A3 411,020A3 - 6/30/2001 - - 411,MMU 8/01/2W3 MS,000.W 3.W0% 369,918.n 1,014,918.n - 2/O112W4 - - 3W,MIn 360,243.n - 8/01/2M W,M.W 3.00018 360.243.35 1,025,243.75 - 2/01/2W5 - 3W,20.n MM.n - 6f3(N2W5 - L M51230 B/0l/2W5 6WAW.W 3.O 35%2W.n 1,040,268.n 2/01/2W6 - an"I&M M,918.n 6/30/2M e - - - 1,380.13750 8/01/2006 aW,OW.W 2.T10% 339,918.25 969,918.n - 2/01/2W2 - mi'lan A1,413.M - 6/30/M7 - - - 1,M1,332.50 8/01/20n (30,000A0 3.0)(ft 131,413.75 W1,413.15 2/01/2008 - RL66I.35 ni,eum - iisl/2008 - - - 1,3031022.50 5/01/2W8 6nAW.W 3.4 321,60.15 ww.ls - zml/2009 - - 310,168.73 31%M.M - 610/20e) - - 1,3WW250 "lam 695000.W 3AOP.8 '31%1N.25 4MIBB.n - 2/uNlo - 2m,6n.n 39 sn.n - 6/30/2010 - - 1,W2.Bfiz50 8/O112010 ne=.W 3A50% 2W,63B.n 1,017,6W,z5 - 2M1/2011 - - MBa.n 283,81B.n - 61=011 - - 1,WI.M)50 Bro112011 ]611,=.W 5.LdM 2BT,818.35 1,OOA18.3 - M1/2012 - - 264,81B.n 261,818.n 6/WO12 - - - I'lo,'0250 0/01/2012 795,W0.W 5.W 264,818.n I.M.8I8.n - 2101(2013 - - M,M3.n 2M,W3.75 - 6/30/2013 - - 1.301.26l.w BIOL12013 BIS,000.W 4.200% 2M,W3.75 1,079,W3.75 2/0112011 - 222,M8.35 2n,Me.n - 6/30/2019 8/01/2014 B20,OW.W 4.30eK 222,4LB.35 I,02,4M.35 V01/2015 - - 2W,M3.73 2MM.n - 6/30/2015 - - - 1,306.11230 B/91/2015 910,WBA0 4.4WW 203,310.35 1,118,M3.n - 2/01/2016 - - 188,W3.z5 IW,W3.n - WW2016 - - - 1,307.ID250 0112016 955,000.W 4.6W% 1W,W3.73 1,143,03.73 - 2/01/2017 - 16fi,lIB.n lism.n - 6/30/2017 - 1,310.M230 8/01/2017 WS,000.W 4.n096 166J18.n 1,151,318.n - Vol/2018 - - 1+3,03330 143,W250 - 6/30/2018 - - - - 1,1IN,8W.15 e/01/2018 1,00,000.W 4.250% 1+3,W750 L193,W250 - 2/01/2019 - - 118,IW.W lAlWA0 6/M/2019 - - L311,U230 8/01/2019 I,IW,=.W 4.8W% 118,IW.W 1,21%IW.W 2101/2020 - - 91,350.W 91,n0.W - W3011W0 - - - LW9,9W.W 0I01I2W0 L1W,WO.W S.WA36 91,M.W VO1/2021 - - 6z,3W,W 62.350,W " 613MMI - - - - 1.314,WO.W 8I01RW1 1,2IO,OW.W 5.W0% 62.z50.W 1,29L250.W ZIOU2022 32,=.W 32,WO.W - 6/30/2022 8I0I/2W2 1,2W,OW.W 5.W0% 32,000.W 1,312.WAW - 6/30/2023 - - - - 1,3t2,13M.W Ta1a1 17,310,00D.W - 9,469,3E.W 26,329559.% - tt U)STATIMM BOM YorO m...................._......_.... 82(5,ML67 Artt Lile.......................................... 11A63YdM A,era UuN.................................... 4.6115139% NO lntvr t a(NK)........................... 4.6MWz2% Tn N,Ol Cut(T1Q...._.................. 4.M1 % v . E Y MMNdt Nurpuu............ 4.M3947I% ul 1M.WC (MC).................... 4.932501% ` IRS FORM M38 NO lnWnOt Cast.................... ............ 4.W 41421% We196tM Avva3e Natality..................... 11AMYun NinaNl,Newcom68Ce pm,lz, FJe=RF019955,Pra &1"2FMd-SINGLE PURPOSE PUNK Fnemv &191 21059AM .. Palm Desert Financing Authority Tax Allocation Refunding Revenue Bonds (Project Area No. 2) Series 2002 GROSS DEBT SERVICE COMPARISON Date Principal Coupon Interest NEW D/S OLD D/S Savings 8/01/2002 - - - - 823,746.25 823,746.25 8/01/2003 645,000.00 3.000% 780,939.58 1,425,939.58 1,277,512.50 (148,427.08) 8/01/2004 665,000.00 3.000% 720,487.50 1,385,487.50 1,273,625.00 (111,862.50) 8/01/2005 690,000.00 3.000% 700,537.50 1,390,537.50 1,273,512.50 (117,025.00) 8/01/2006 630,000.00 2.700% 679,837.50 1,309,837.50 1,276,868.76 (32,968.74) 8/01/2007 650,000.00 3.000% 662,827.50 1,312,827.50 1,273,387.50 (39,440.00) 8/01/2008 675,000.00 3.4000% 643,327.50 1,318,327.50 1,278,375.00 (39,952.50) 8/01/2009 695,000.00 3.600% 620,377.50 1,315,377.50 1,276,218.76 (39,158.74) 8/01/2010 720,000.00 3.850% 595,357.50 1,315,357.50 1,277,225.00 (38,132.50) 8/01/2011 760,000.00 5.000% 567,637.50 1,327,637.50 1,276,087.50 (51,550.00) 8/01/2012 795,000.00 5.000% 529,637.50 1,324,637.50 1,277,806.26 (46,831.24) 8/01/2013 835,000.00 4.200% 489,887.50 1,324,887.50 1,277,075.00 (47,812.50) 8/01/2014 870,000.00 4.300% 454,817.50 1,324,817.50 1,273,893.76 (50,923.74) 8/01/2015 910,000.00 4.400% 417,407.50 1,327,407.50 1,278,262.50 (49,145.00) 8/01/2016 955,000.00 4.600% 377,367.50 1,332,367.50 1,274,568.76 (57,798.74) 8/01/2017 995,000.00 4.750% 333,437.50 1,328,437.50 1,278,118.76 (50,318.74) 8/01/2018 1,050,000.00 4.750% 286,175.00 1,336,175.00 1,278,300.00 (57,875.00) 8/01/2019 1,100,000.00 4.800% 236,300.00 1,336,300.00 1,275,112.50 (61,187.50) 8/01/2020 1,160,000.00 5.000% 183,500.00 1,343,500.00 1,278,556.26 (64,943.74) 8/01/2021 1,230,000.00 5.000% 125,500.00 1,355,500.00 1,278,018.76 (77,481.24) 8/01/2022 1,280,000.00 5.000% 64,000.00 1,344,000.00 1,273,500.00 (70,500.00) Total 17,310,000.00 - 9,469,359.58 26,779,359.58 26,349,771.33 (429,588.25) PRESENT VALUE ANALYSIS SUMMARY(GROSS TO GROSS) NET PRESENT VALUE BENEFIT............................................................................................ $1,219.08 NET PV BENEFIT/$14,860,000 REFUNDED PRINCIPAL........................................................ 0.008% NET PV BENEFIT/$17,310,000 REFUNDING PRINCIPAL....................................................... 0.007% REFUNDING BOND INFORMATION RefundingDated Date.......................................................................................................... 7/11/2002 Refunding Delivery Date....................................................................................................... 7/11/2002 Kinsell, Newcomb 8 De Dios, Inc. File=RFD 1995.SF-Pricing 6-19-02 Final-SINGLE PURPOSE Public Finance 6/19/2002 10:59 AM j Palm Desert Financing Authority Tax Allocation Refunding Revenue Bonds (Project Area No. 2) Series 2002 PRICING SUMMARY Maturity Type of Bond Coupon Yield Maturity Value Price Dollar Price 8/01/2003 Serial Coupon 3.000% 1.750% 645,000.00 101.301% 653,391.45 8/01/2004 Serial Coupon 3.000% 2.100% 665,000.00 101.800% 676,970.00 8/01/2005 Serial Coupon 3.000% 2.550% 690,000.00 101.313% 699,059.70 8/01/2006 Serial Coupon 2.700% 2.850% 630,000.00 99.428% 626,396.40 8/01/2007 Serial Coupon 3.000% 3.150% 650,000.00 99.302% 645,463.00 8/01/2008 Serial Coupon_ 3.400% 3.500% 675,000.00 99.457% 671,334.75 8/01/2009 Serial Coupon 3.600% 3.700% 695,000.00 99.382% 690,704.90 8/01/2010 Serial Coupon 3.850% 3.950% 720,000.00 99.313% 715,053.60 8/01/2011 Serial Coupon 5.000% 4.050% 760,000.00 107.139% 814,256.40 8/01/2012 Serial Coupon 5.000% 4.150% 795,000.00 106.927% 850,069.65 8/01/2013 Serial Coupon 4.200% 4.300% 835,000.00 99.125% 827,693.75 8/01/2014 Serial Coupon 4.300% 4.400% 870,000.00 99.069% 861,900.30 8/01/2015 Serial _ Coupon 4.400% 4.500% 910,000.00 99.018% 901,063.80 8/01/2016 Serial Coupon 4.600% 4.600% 955,000.00 100.000% 955,000.00 8/01/2017 Serial Coupon 4.750% 4.750% 995,000.00 100.000% 995,000.00 8/01/2018 Serial Coupon 4.750% 4.800% 1,050,000.00 99.441% 1,044,130.50 8/01/2019 Serial Coupon 4.800% 4.900% 1,100,000.00 98.850% 1,087,350.00 8/01/2020 Serial Coupon 5.000% 5.000% 1,160,000.00 100.000% 1,160,000.00 8/01/2021 Serial Coupon 5.000% 5.050% 1,230,000.00 99.389% 1,222,484.70 8/01/2022 Serial Coupon 5.000% 5.070% 1,280,000.00 99.122% 1,268,761.60 Total - - - - 17,310,000.00 - 17,366,084.50 BID INFORMATION Par Amount of Bonds...................................................................................................... $17,310,000.00 Reoffering Premium or(Discount)...:................................................................................ 56,084.50 Gross Production............................................................................................................ $17,366,084.50 Total Underwriter's Discount (1.025%)....................................................................:...... $(177,427.50) Bid(99.299%)............................................................................................................... 17,188,657.00 Total Purchase Price....................................................................................................... $17,188,657.00 Bond Year Dollars........................................................................................................... $205,341.67 , AverageLife.................................................................................................:................. 11.863 Years AverageCoupon..............................................................I...................y......................... 4.6115139% Net Interest Cost(NIC)................................................................................................... 4.6706072% . True Interest Cost(TIC).................................................................................................. 4.6470663% Kinsell, Newcomb 8 De Dios, Inc. File=RFD 1995.SF-Pricing 6-19-02 Final-SINGLE PURPOSE Public Finance 6/19/2002 10:59 AM Palm Desert Financing Authority Allocation Refunding Tax A g Revenue Bonds (Project Area No. 2) Series 2002 PROOF OF BOND YIELD @ 4.7039471% Date Cashflow PV Factor Present Value Cumulative PV 7/11/2002 - 1.000000Ox - - 2/01/2003 411,020.83 0.9745003x 400,539.92 400,539.92 8/01/2003 1,014,918.75 0.9521070x 966,311.24 1,366,851.16 2/01/2004 360,243.75 0.9302283x 335,108.92 1,701,960.08 8/01/2004 1,025,243.75 0.9088523x 931,795.15 2,633,755.23 2/01/2005 350,268.75 0.8879675x 311,027.28 2,944,782.51 8/01/2005 1,040,268.75 0.8675627x 902,498.36 3,847,280.87 2/01/2006 339,918.75 0.8476267x 288,124.22 4,135,405.10 8/01/2006 969,918.75 0.8281489x 803,237.14 4,938,642.24 2/01/2007 331,413.75 0.8091186x 268,153.04 5,206,795.28 8/01/2007 981,413.75 0.7905257x 775,832.78 5,982,628.06 2/01/2008 321,663.75 0.7723600x 248,440.21 6,231,068.27 8/01/2008 996,663.75 0.7546117x 752,094.14 6,983,162.42 2/01/2009 310,188.75 0.7372713x 228,693.26 7,211,855.68 8/01/2009 1,005,188.75 0.7203293x 724,066.94 7,935,922.62 2/01/2010 297,678.75 0.7037767x 209,499.37 8,145,421.99 8/01/2010 1,017,678.75 0.6876044x 699,760.41 8,845,182.39 2/01/2011 283,818.75 0.6718038x 190,670.51 9,035,852.90 8/01/2011 1,043,818.75 0.6563662x 685,127.36 9,720,980.26 2/01/2012 264,818.75 0.6412834x 169,823.87 9,890,804.13 8/01/2012 1,059,818,75 0.6265472x 664,026.44 10,554,830.57 2/01/2013 244,943.75 0.6121496x 149,942.21 10,704,772.79 8/01/2013 1,079,943.75 0.5980828x 645,895.81 11,350,668.60 2/01/2014 227,408.75 0.5843393x 132,883.87 11,483,552.47 8/01/2014 1,097,408.75 0.5709116x 626,523.42 12,110,075.89 2/01/2015 208,703.75 0.5577925x 116,413.39 12,226,489.28 8/01/2015 1,118,703.75 0.5449748x 609,665.39 12,836,154.67 2/01/2016 188,683.75 0.5324517x 100,464.99 12,936,619.66 8/01/2016 1,143,683.75 0.5202164x 594,963.00 13,531,582.65 2/01/2017 166,718.75 0.5082622x 84,736.83 13,616,319.49 8/01/2017 1,161,718.75 0.4965827x 576,889.41 14,193,208.89 2/01/2018 143,087.50 0.4851716x 69,421.99 14,262,630.88 8/01/2018 1,193,087.50 0.4740227x 565,550.53 14,828,181.41 2/01/2019 118,150.00 0.4631300x 54,718.81 14,882,900.22 8/01/2019 1,218,150.00 0.4524876x 551,197.77 15,434,097.99 2/01/2020 91,750.00 0.4420898x 40,561.74 15,474,659.72 8/01/2020 1,251,750.00 0.4319309x 540,669.46 16,015,329.18 2/01/2021 62,750.00 0.4220054x 26,480.84 16,041,810.02 8/01/2021 1,292,750.00 0.4123080x 533,011.21 16,574,821.23 -2/0112022 32,000.00 0.4028335x 12,890.67 16,587,711.90 8/01/2022 1,312,000.00 0.393576A 516,372.60 17,104,084.50 Total 26,779,359.58 - 17,104,084.50 DERIVATION OF TARGET AMOUNT Par Amount of Bonds.................................................................................................. $17,310,000.00 Reoffering Premium or(Discount)............................................................................... 56,084.50 Bond Insurance Premium........................................................................................... (221,000,00) Other Credit Enhancement Fees.................................................................................. (41,000.00) Original Issue Proceeds.............................................................:................................ $17,104,084,50 Kinsell,Newcomb 8 De Dios,Inc. File=RFD 1995.SF-Pricing 6-19-02 Final-SINGLE PURPOSE Public Finance 6/19/2002 10:59 AM Palm Desert Financing Authority Tax Allocation Refunding Revenue Bonds (Project Area No. 2) Series 2002 DERIVATION OF FORM 8038 YIELD STATISTICS Maturity Issuance Value Price Issuance PRICE Exponent Bond Years 7/11/2002 - - - - - 8/01/2003 645,000.00 101.301% 653,391.45 1.0555556x '689,690.98 8/01/2004 665,000.00 101.800% 676,970.00 - 2.0555556x 1,391,549.44 8/01/2005 690,000.00 101.313% 699,059.70 3.0555556x 2,136,015.75 8/01/2006 630,000.00 99.428% 626,396.40 4.0555556x 2,540,385.40 8/01/2007 650,000.00 _ 99.302% 645,463.00 5.0555556x 3,263,174.06 8/01/2008 675,000.00 99.457% 671,334.75 6.0555556x 4,065,304.88 8/01/2009 695,000.00 99.382% 690,704.90 7.0555556x 4,873,306.79 8/01/2010 720,000.00 99.313% 715,053.60 8.0555556x 5,760,154.00 8/01/2011 760,000.00 107.139% 814,256.40 9.0555556x 7,373,544.07 8/01/2012 795,000.00 106.927% 850,069.65 10.0555556x 8,547,922.59 8/01/2013 835,000.00 99.125% 827,693.75 11.0555556x 9,150,614.24 8/01/2014 870,000.00 99.069% 861,900.30 12.0555556x 10,390,686.95 8/01/2015 910,000.00 99.018% 901,063.80 13.0555556x 11,763,888.50 8/01/2016 955,000.00 100.000% 955,000.00 14.0555556x 13,423,055.56 8/01/2017 995,000.00 100.000% 995,000.00 15.0555556x 14,980,277.78 8/01/2018 1,050,000.00 99.441% 1,044,130.50 16.0555556x 16,764,095.25 8/01/2019 1,100,000.00 98.850% 1,087,350.00 17.0555556x 18,545,358.33 8/01/2020 1,160,000.00 100.000% 1,160,000.00 18.0555556x 20,944,444.44 8/01/2021 1,230,000.00 99389% 1,222,484.70 19.0555556x 23,295,125.12 8/01/2022 1,280,000.00 99.122% 1,268,761.60 20.0555556x 25,445,718.76 ' Total 17,310,000.00 - 17,366,084.50 - 205,344,312.87 IRS FORM 8038 Weighted Average Maturity= Bond Years/Issue Price....................................................... 11.824 Years Total Interest from Debt Service...................................................................................... 9,469,359.58 Reoffering(Premium)or Discount.................................................................................... (56,084.50) TotalInterest................................................................................................................. 9,413,275.08 NIC= Interest/(Issue Price*Average Maturity)............................................................. 4.5841421% Bond Yield for Arbitrage Purposes.................................................................................... 4.7039471% Kinsell, Newcomb 8 De Dios, Inc. File=RFD 1995.SF-Pricing 6-19-02 Final-SINGLE PURPOSE Public Finance 611912002 10:59 AM Palm Desert Financing Authority Tax Allocation Refunding Revenue Bonds (Project Area No. 2) Series 2002 CURRENT REFUNDING ESCROW Date Principal Rate -Transfers Receipts Disbursements Cash Balance 7/11/2002 - - - - - - 8/01/2002 15,604,000.00 1.560% (453.75) 15,604,000.00 15,603,546.25 Total 15,604,000.00 - (453.75) 15,604,000.00 15,603,546.25 - - INVESTMENT PARAMETERS, Investment Model(PV,GIC,or Securities]........................................................................ securities Default investment yield target........................................................................................ Bond Yield Cost of Investments Purchased with Bond Proceeds.......................................................... 15,589,800.36 Total Cost of Investments............................................................................................... $15,589,800.36 Target Cost of Investments at bond yield......................................................................... $15,563,293.59 Actual positive or(negative)arbitrage.............................................................................. (26,506.77) Yieldto Receipt.............................................................................................................. 1.6454778% Yield for Arbitrage Purposes............................................................................................ 4.7039471% Kinsell,Newcomb&De Dios, Inc. File=RFD 1995.SF-Pricing 6-19-02 Final-SINGLE PURPOSE Public Finance 611912002 10:59 AM Palm Desert Financing Authority Refunding Tax Allocation Revenue Bonds (Project Area No. 2) Series 2002 CURRENT REFUNDING ESCROW SUMMARY COST Maturity Type Coupon Yield Price Par Amount Principal Cost +Accrued Interest = Total Cost CURRENT REFUNDING ESCROW 8/01/2002 T-BILL 1.560% 1.583% 99-.909000 15,604,000 15,589,800.36 - 15,589,800.36 Sub-Total 15,604,000 15,589,800.36 15,589,800.36 Total 15,604,000 15,589,800.36 15,589,800.36 CURRENT REFUNDING ESCROW Cost of Investments Purchased with Bond Proceeds............................................. 15,589,800.36 Total Cost of Investments................................................................................... $15,589,800.36 -. DeliveryDate..................................................................................................... 7/11/2002 Kinsell,Newcomb 8 De Dios,Inc. File=RFD 1995.SF-Pricing 5-19-02 Final-SINGLE PURPOSE Public Finance 611912002 10:59 AM � a Palm Desert Financing Authority Tax Allocation Refunding Revenue Bonds (Project Area No. 2) Series 2002 DETAIL COSTS OF ISSUANCE Dated 07/11/2002 Delivered 07/11/2002 COSTS OF ISSUANCE DETAIL Financial Advisor................................................................................ $43,000.00 Disclosure Counsel...... ...................................................................... $23,000.00 Bond Counsel Cost............................................................................. $2,000.00 Feasibility Study................................................................................ $18,000.00 Bond Counsel.................................................................................... $42,000.00 - Trustee/Paying/Escrow Agent............................................................ $3,375.00 TrusteeCounsel................................................................................ $1,500.00 Verification Report............................................................................. $3,500.00 Rating............................................................................................... $10,000.00 Printing/Miscellaneous...................................................................... $10,000.00 TOTAL.............................................................................................. $156,375.00 .. Kinsell, Newcomb S De Dios,Inc. File=RFD 1995.SF-Pricing 6-19-02 Final-SINGLE PURPOSE Public Finance 6/19/2002 10:59 AM Palm Desert Financing Authority Tax Allocation Refunding Revenue Bonds Project Area 2 Series 2002 Total Tax Increment Proposed 1992 Available for Existing Series Refunding Debt Annual Fiscal Year Debt Service 1995 Debt Service Service Total Debt Service Coverage 2003 3,926,119 265,050 411,021 676,071 5.81 2004 3,996,416 268,400 1',375,163 1,643,563 2.43 2005 4,068,119 266,606 1,375,513 1,642,119 2.48 2006 4,141,253 264,795 1,380,188 1,644,983 2.52 2007 4,215,848 340,481 1,301,333 1,641,814 2.57 2008 4,291,933 .. 338,528 1,303,078 1,641,605 2.61 2009 4,369,538 336,279 1,306,853 1,643,131 2.66 2010 4,346,465 338,586 1,302,868 1,641,454 2.65 2011 4,427,201 340,304 1,301,498 1,641,801 2.70 2012 4,509,551 336,580 1,308,638 1,645,218 2.74 2013 4,593,546 337,413 1,304,763 1,642,175 2.80 2014 4,679,218 337,653 1,307,353 1,645,005 2.84 2015 4,766,603 337,300 1,306,113 1,643,413 2.90 2016 4,855,733 336,355 1,307,388 1,643,743 2.95 2017 4,946,644 334,818 1,310,403 1,645,220 3.01 2018 5,039,371 337,536 1,304,806 1,642,343 3.07 2019 5,133,951 334,511 1,311,238 1,645,749 3.12 2020 5,332,650 335,745 1,309,900 1,645,645 3.24 2021 5,431,047 331,243 1,314,500 1,645,743 3.30 2022 5,531,410 316,448 1,324,750 1,641,198 3.37 2023 5,633,779 330,770 1,312,000 1,642,770 3.43 2024 5,738,193 319,064 319,064 17.98 2025 5,844,693 321,621 321,621 18.17 2026 5,953,322 133,803 133,803 44.49 7,539,886 26,779,360 34,319,246