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HomeMy WebLinkAboutCC RES 2010-04RESOLUTION NO. 2010-4 A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF PALM DESERT PROVIDING FOR THE ISSUANCE AND SALE OF ITS ENERGY INDEPENDENCE PROGRAM LIMITED OBLIGATION IMPROVEMENT BONDS (TAXABLE), IN ONE OR MORE SERIES AND IN AGGREGATE PRINCIPAL AMOUNT NOT TO EXCEED FIVE MILLION DOLLARS ($5,000,000), APPROVING AS TO FORM AND AUTHORIZING THE EXECUTION AND DELIVERY OF ONE OR MORE BOND PURCHASE AGREEMENTS IN CONNECTION THEREWITH, AND AUTHORIZING CERTAIN OTHER MATTERS RELATING THERETO RECITALS: A. The City Council of the City of Palm Desert, California (the "City") by its Resolution No. 08-75 ("Resolution 08-75") declared its intention to establish the City of Palm Desert Energy Independence Program (the "EIP") to finance the acquisition and construction or installation of distributed generation renewable energy sources and energy efficiency improvements (the "Improvements") on or in properties in the City through contractual assessments pursuant to Chapter 29 of Part 3 of Division 7 of the California Streets and Highways Code, commencing with Section 5898.10, (the "Act") and ordered the preparation and filing of a report (the "Report") with the City Council and provided that bonds may be issued under Resolution 08-75 pursuant to the provisions of the Act or, as Resolution 08-75 has heretofore been amended by Resolution No. 08-89 (adopted on August 28, 2008) and Resolution No. 09-2 (adopted on January 22, 2009) (Resolution 08-75, as so amended is referred to herein as the "Resolution of Intention"), pursuant to the provisions of Title 17 (the "Municipal Code") of the Palm Desert Municipal Code as it may be amended from time to time. B. Following notice duly given in accordance with law, the City Council held a public hearing regarding the EIP as described in the Report. C. Following the public hearing, pursuant to its Resolution No. 08-89, the City Council established the EIP and confirmed contractual assessments to be levied against properties in the City within the parameters of the Report. D. In accordance with Resolution No. 08-89, the City advanced $2.5 million of its own funds to the "Energy Independence Fund," a special trust fund established and held by the City for the purpose of extending loans to property owners to finance Improvements to the owners' properties (each, a "Loan"). E. Pursuant to the EIP, the City entered into certain contractual assessment agreements with property owners whereby the City extended Loans to certain property owners to finance Improvements to the owners' properties. W •Agenda Items\2010-01-14\SR EIP Amendments validation resolutions\Res 2010-4 - Bond Resolution (AB 811 Series 2010A).docx RESOLUTION NO. 2010-4 F. Pursuant to such contractual assessment agreements, the property owners who are parties to such agreements agreed to repay the Loans through the levy of assessments by the City against the property owners' properties pursuant to Section 5898.30 of the Act. G. To additionally fund the EIP, on January 29, 2009 the City issued on a private placement basis to the Palm Desert Redevelopment Agency (the "Agency") its not -to -exceed $2,500,000 initial principal amount Energy Independence Program Limited Obligation Improvement Bond, Series 2009A (Taxable) (the "2009A Bond"), in the form of a draw -down bond up to the actual aggregate principal amount of assessments securing such 2009A Bond, and such actual principal amount of such assessments and such since been determined to be $2,015,000. H. Also to additionally fund the EIP, on September 22, 2009 the City issued on a private placement basis to the Agency its $1,136,000 initial principal amount Energy Independence Program Limited Obligation Improvement Bond, Series 2009B (Taxable) (the "2009B Bond"). Pursuant to the EIP, the City has entered into certain additional contractual assessment agreements, to be identified on Exhibit B of the respective bond purchase agreement or agreements (each individually, and collectively, as the context may require, the "Purchase Agreement") authorized and executed pursuant to Section 9.7(d) hereof (each, a "Contractual Assessment Agreement") with certain property owners whereby the City has extended Loans to such property owners to finance Improvements to the owners' properties. J. Pursuant to the Contractual Assessment Agreements, the property owners who are parties to such agreements have agreed to repay the Loans through the levy of assessments by the City against the property owners' properties pursuant to Section 5898.30 of the Act (each, an "Assessment"). K. The City Council desires to issue one or more additional series of City of Palm Desert, Energy Independence Program, Limited Obligation Improvement Bonds (Taxable) (as determined in accordance with Sections 2.3 and 9.7(d) of this Resolution) (the "Bonds") in aggregate initial principal amount not to exceed five million dollars ($5,000,000) under and pursuant to the Municipal Code to provide additional funds to the Energy Independence Fund for the purpose of making additional contractual assessment agreements and Loans to additional property owners pursuant to the EIP. L. In order to effectuate the sale of the Bonds, the City Council desires to approve the form of, and authorize the execution and delivery of, the Purchase Agreement, the form of which is on file with the City Clerk. 2 W Agenda Items,2010-01-14\SR EIP Amendments val;cation resolutions\Res 2010-4 - Bond Resolution (AB 811 Series 2010A).docx RESOLUTION NO. 2010-4 NOW THEREFORE, THE CITY COUNCIL OF THE CITY OF PALM DESERT, CALIFORNIA HEREBY FINDS, DETERMINES, RESOLVES AND ORDERS AS FOLLOWS: SECTION 1. DEFINITIONS; RULES OF CONSTRUCTION; AUTHORIZATION AND PURPOSE OF BONDS; EQUAL SECURITY. Section 1.1. Definitions. Unless the context otherwise requires, the following terms shall, for all purposes of this Resolution and of any Supplemental Resolution and of the Bonds, and of any certificate, opinion or other document herein mentioned. have the following meanings: "Act" means Chapter 29 of Part 3 of Division 7 of the California Streets and Highways Code, commencing with Section 5898.10. "Agency" means the Palm Desert Redevelopment Agency. "Assessment Installments" means, with respect to a Series of Bonds, the installments of principal, interest and premium, if any, to be paid on the unpaid Assessments by the owners of real property as provided by the applicable Contractual Assessment Agreements with respect to such Series of Bonds. The term "Assessment Installments" does not include (i) the prepayment premium paid after the fifth (5th) anniversary of the applicable Bond Date by property owners pursuant to Section 1(f) of the applicable Contractual Assessment Agreements or (ii) the "Annual Administrative Assessment" paid by property owners pursuant to Section 1(d) of the applicable Contractual Assessment Agreements. "Assessment Revenues" means, with respect to a Series of Bonds, the revenues received by the City in each Fiscal Year from the collection of the applicable annual Assessment Installments with respect to such Series of Bonds, including any interest and penalties thereon and the proceeds of the exercise of any of the remedies for delinquent payments available hereunder or under the Act. "Assessments" means, with respect to a Series of Bonds, the unpaid assessments levied by the City pursuant to the Act under the proceedings taken pursuant to the Resolution of Intention, constituting a first lien and charge upon real properties in the City as provided by the applicable Contractual Assessment Agreements with respect to such Series of Bonds. "Authorized Investments" means any obligation in which the City may lawfully invest its funds. "Authorized Representative of the City" means the Mayor, the City Manager and any other person designated by such officers and authorized to act on behalf of the City pursuant to this Resolution or any Supplemental Resolution. 3 bV ,Agenda Items\2010-01-14\SR EIP Amendments validation resowtions\Res 2010-4 - Bond Resolution (AB 811 Serves 2010A).docx RESOLUTION NO. 2010-4 "Bond Date" means, with respect to a Series of Bonds, the dated date of such Series of Bonds, which shall be the Closing Date with respect to such Series of Bonds. "Bonds" means the limited obligation improvement bonds authorized in one or more series by, and at any time Outstanding pursuant to the provisions of, this Resolution and as designated pursuant to Section 2.3 hereof. "Business Day" means any day other than (i) a Saturday or a Sunday or (ii) a day on which banking institutions in the State or the Federal Reserve System are authorized or obligated by law or executive order to be closed. "City" means the City of Palm Desert, California. "City Council" means the City Council of the City. "City Manager" means the City Manager of the City. "City Treasurer" means the City Treasurer of the City. "Closing Date" means, with respect to a Series of Bonds, the respective date of delivery of such Series of Bonds to or upon the order of the Purchaser. "Contractual Assessment Agreements" means, with respect to a Series of Bonds, the agreements by and between the City and the property owners identified in Exhibit B of the applicable Purchase Agreement with respect to such Series of Bonds, whereby the City has extended Loans to such property owners to finance Improvements to the owners' properties. "County" means the County of Riverside, California. "Debt Service Schedule" means, with respect to a Series of Bonds, the debt service schedule set forth in Exhibit A of the applicable Purchase Agreement with respect to such Series of Bonds, authorized and executed pursuant to Section 9.7(d) hereof. "Energy Independence Fund" means the fund by that name described in Recital D herein. "Federal Securities" means those securities described in Sections 1360 and 1360.1 of the California Financial Code and includes United States Treasury notes, bonds, bills or certificates of indebtedness, or obligations for which the faith and credit of the United States are pledged for the payment of principal and interest, including the guaranteed portions of small business administration loans so long as the loans are obligations for which the faith and credit of the United States are pledged for the payment of principal and interest. 4 01 Agenda Itents.2C1C•Cr-14 SR EIP Amund-tent,, oai,dat,on -usolutiu, s Res 2010-4 - Bond Resolution (AB 811 Series 2010A).docx RESOLUTION NO. 2010-4 "Fiscal Year" means any twelve-month period extending from July 1st in one calendar year to June 30th of the succeeding calendar year, both dates inclusive, or any other twelve-month period selected and designated by the City as its official fiscal year period. "Improvements" means the qualifying distributed generation renewable energy sources and energy efficiency improvements acquired and constructed or installed on or in properties in the City pursuant to the Contractual Assessment Agreements. "Independent Public Accountant" means any certified public accountant or firm of certified public accountants appointed and paid by the City or the Agency, who, or each of whom (i) is in fact independent and not under domination of the City or the Agency: (ii) does not have any substantial interest, direct or indirect, in the City or the Agency; and (iii) is not connected with the City or the Agency as an officer or employee of the City or the Agency but who may be regularly retained to make annual or other audits of the books of, or reports to, the City or the Agency. "Interest Payment Date" means March 2 and September 2 in each year, beginning with respect to a Series of Bonds on the March 2 or September 2 first occurring at least 3 months after the Closing Date for such Series of Bonds (and as set forth in the applicable Debt Service Schedule, and continuing thereafter so long as any Bonds remain Outstanding; provided, however, that, if any such day is not a Business Day, interest up to the Interest Payment Date will be paid on the Business Day next succeeding such date. "Loans" has the meaning provided in Paragraph D of the Recitals herein. "Maturity Date" means the date specified in any Bond on which the principal of such Bond becomes due and payable. "Municipal Code" means Title 17 of the Palm Desert Municipal Code as it may be amended from time to time, relating to a complete, additional, and alternative method for issuing bonds to be secured by Contractual Assessments levied pursuant to the Act. "Outstanding" when used as of any particular time with reference to Bonds of a Series, means (subject to the provisions of Section 9.6) all Bonds of such Series theretofore executed, issued and delivered by the City under this Resolution except (i) Bonds of such Series theretofore cancelled by the City Treasurer or surrendered to the City Treasurer for cancellation, (ii) Bonds of such Series paid and discharged pursuant to the terms of Section 6, and (iii) Bonds of such Series in lieu of or in substitution for which other Bonds of such Series shall have been executed, issued and delivered pursuant to this Resolution. "Owner" when used with respect to any Bond, means the person in whose name the ownership of such Bond is registered on the Registration Books maintained by the City. 5 Agenda Items,1010-01-14,SR EIP Amendments validation resolutions\Res 2010-4 - Bono Resolution (AB 811 Series 2010A) docx RESOLUTION NO. 2010-4 "Principal Payment Date" means September 2 of each year, commencing with respect to any Series of Bonds on the first September 2 for which a principal payment is required (including sinking fund payments pursuant to Section 3.1(b)), as shown on the respective Debt Service Schedule for such Series of Bonds. "Purchase Agreement" means a bond purchase agreement with respect to a Series of Bonds or all bond purchase agreements authorized under this Resolution, as the context may require. authorized and executed pursuant to Section 9.7(d) hereof. "Purchaser" means the Agency. "Record Date" means, with respect to any Interest Payment Date, the fifteenth day of the calendar month immediately preceding the applicable Interest Payment Date, whether or not such day is a Business Day. "Redemption Account" means, with respect to a Series of Bonds, the applicable account established within the Redemption Fund pursuant to Section 4.2 hereof correlating to such Series of Bonds. "Redemption Date" means, with respect to any Bonds, the date on which such Bonds have been called for redemption pursuant to the terms of this Resolution prior to their Maturity Date. "Redemption Fund" means the fund by that name created and established pursuant to Section 4.2 hereof. "Redemption Notice" has the meaning provided in Section 3.4 hereof. "Registration Books" means the records maintained by the City Treasurer pursuant to Section 2.9 hereof for the registration and transfer of ownership of the Bonds. "Resolution" means this Resolution and includes subsequent amendments hereof and any Supplemental Resolution. "Resolution of Intention" means Resolution No. 08-75, as amended by Resolution No. 08-89 and Resolution No. 09-2 of the City Council. "Series" means each series of Bonds issued and designated pursuant to and in accordance with Section 2.3 and Section 9.7(d) hereof. "State" means the State of California. "Supplemental Resolution'. means any resolution adopted by the City Council amendatory of or supplemental to this Resolution. 6 W ',Agenda Items•2010-01-14\SR EIP Amendments val,cat:cr. resclutwr.s,Res 2010-4 • Bond Resolution, ;AB 811 Series 2010A) docx RESOLUTION NO. 2010-4 "2009A Bonds" means the City's not -to -exceed $2,500,000 initial principal amount Energy Independence Program Limited Obligation Improvement Bonds, Series 2009A (Taxable), issued on January 29, 2009 in the form of a draw -down bond up to the actual aggregate principal amount of assessments securing such 2009A Bond, which actual principal amount of such assessments has since been determined to be $2,015,000. "2009B Bonds" means the City's $1,136,000 initial principal amount Energy Independence Program Limited Obligation Improvement Bonds, Series 2009B (Taxable), issued on September 22, 2009. Section 1.2. Rules of Construction. All references in this Resolution to "Sections," and other subdivisions, unless indicated otherwise, are to the corresponding Sections or subdivisions of this Resolution; and the words "herein," "hereof," "hereunder," and other words of similar import refer to this Resolution as a whole and not to any particular Section or subdivision hereof. Section 1.3. Authorization and Purpose of Bonds. The City has reviewed all proceedings heretofore taken relative to the authorization of the Bonds and has found, as a result of such review, and hereby finds and determines that all things, conditions and acts required by law to exist, happen and be performed precedent to and in the issuance of the Bonds do exist, have happened and have been performed in due time, form and manner as required by law, and the City is now authorized, pursuant to each and every requirement of law, to issue the Bonds in the manner and form as in this Resolution provided. The City Council hereby authorizes the issuance of the Bonds pursuant to the Municipal Code and this Resolution for the purpose of reimbursing the City for funds that the City advanced to make Loans to finance the Improvements. Section 1.4. Equal Security. In consideration of the acceptance of the Bonds of a Series by the Owners thereof, this Resolution shall be deemed to be and shall constitute a contract between the City and the Owners of such Series of Bonds; and the covenants and agreements herein set forth to be performed on behalf of the City shall be for the equal and proportionate benefit, security and protection of all Owners of such Series of Bonds without preference, priority or distinction as to security or otherwise of any of the Bonds of a Series over any of the others within a Series by reason of the number or date thereof or the time of sale, execution or delivery thereof, or otherwise for any cause whatsoever, except as expressly provided therein or herein. SECTION 2. THE BONDS. Section 2.1. Equality of Bonds; Pledge. (a) With respect to each Series of Bonds issued hereunder, the City hereby pledges, in trust for the protection and security of the Owners, all of its right, title and interest in the applicable Assessment Revenues with respect to such Series of Bonds, and in the applicable Redemption Account within the Redemption Fund with respect to such Series of Bonds and all other subaccounts therein that are created hereunder for the payment of principal of (including sinking fund payments pursuant to 7 V,V >>Ocrda Items•.2G10-G1-14\SR _IP Amendments validation resolutions\Res 2010-4 - Bond Resolution (AB 811 Series 2010A).docx RESOLUTION NO. 2010-4 Section 3.1(b)), premium (if any), and interest on such Series of Bonds. Pursuant to the Municipal Code and this Resolution, the Bonds of each Series shall be and are equally secured by a pledge of and lien upon the applicable Assessment Revenues with respect to such Series of Bonds, and the amounts on deposit in the applicable Redemption Account within the Redemption Fund with respect to such Series of Bonds and all other subaccounts therein. (b) The Bonds and interest thereon are not payable from the general funds of the City. Neither the credit nor the taxing power of the City is pledged for the payment of the Bonds or the interest thereon, and no Owner of the Bonds may compel the exercise of any taxing power by the City or force the forfeiture of any of its property. The principal of (including sinking fund payments pursuant to Section 3.1(b)), and premium (if any) and interest on the Bonds are not a debt of the City nor a legal or equitable pledge, charge, lien or encumbrance upon any of its property, or upon any of its income, receipts or revenues, other than the applicable Assessment Revenues with respect to such Series of Bonds and the funds described in Section 2.1(a) above. Section 2.2. Collection of Assessments. The Assessment Installments shall be payable as provided in the Contractual Assessment Agreements and shall be payable in the same manner and at the same time and in the same installments as general taxes on real property are payable, and become delinquent at the same times and in the same proportionate amounts and bear the same proportionate penalties and interest after delinquency as do general taxes on real property. Nothing in this Resolution or in any Supplemental Resolution shall preclude the redemption prior to maturity of any Bonds or the payment of the Bonds from proceeds of refunding bonds issued under any law of the State. Section 2.3. Issuance of Bonds to Represent Unpaid Assessments; Authorization to Complete Debt Service Schedule. The issuance of the Bonds, in an aggregate principal amount not to exceed $5,000,000, is hereby authorized as provided in this Resolution in accordance with the provisions of the Resolution of Intention and the Municipal Code and the proceedings conducted thereunder. (a) The Bonds may be issued in one or more Series, with the exact principal amount of each Series of Bonds to be determined by official signing the Purchase Agreement in accordance with Section 9.7(d) below. (b) The Bonds shall be designated as "City of Palm Desert, Energy Independence Program, Limited Obligation Improvement Bonds, Series 2010 (Taxable);" provided, that with respect to each Series of Bonds, the series designation (e.g. "Series 2010_") shall be completed with a letter designated alphabetically by date of issuance. (e.g., the first Series of Bonds issued under this resolution shall bear the series designation "Series 2010A." the second Series shall bear the series designation "Series 2010B." etc.). (c) The Bonds shall be issued only in fully registered form without coupons in the denomination of $5,000 or any integral multiple thereof, or in such other denomination or denominations as determined by the City Treasurer. The Bonds of 8 W'.A er-,oa Ite' s'•20' 0-01. -' 4•SR EIP Amendments validation resolutions\Res 2010-4 - Bond Resolution (AB 811 Series 2010A).docx RESOLUTION NO. 2010-4 each Series shall initially be issued in the form of a single bond subject to mandatory sinking fund payments in accordance with Section 3.1(b) hereof, shall be dated the applicable Closing Date, shall mature on the date specified on the Bond, and shall be payable on September 2 in the years and in the principal amounts specified in the applicable Debt Service Schedule. Each Series of Bonds shall bear interest at a rate of 3.00% per annum. Section 2.4. Medium and Payment. Principal of, and premium (if any) and interest on the Bonds shall be payable in lawful money of the United States of America. The principal of (including sinking fund payments pursuant to Section 3.1(b)) each Series of Bonds shall be payable on each Principal Payment Date in accordance with the applicable Debt Service Schedule. Interest on each Series of Bonds shall be payable on each Interest Payment Date in accordance with the applicable Debt Service Schedule. Interest on the Bonds shall be payable from the Interest Payment Date next preceding the date of authentication of the Bonds, unless (i) such date of authentication is an Interest Payment Date, in which event interest shall be payable from such date of authentication, (ii) the date of authentication is after a Record Date but prior to the immediately succeeding Interest Payment Date, in which event interest shall be payable from such Interest Payment Date, or ((ii) the date of authentication is prior to the close of business on the first Record Date, in which event interest shall be payable from the Bond Date; provided, however, that if at the time of authentication of such Bond, interest is in default, interest on that Bond shall be payable from the last Interest Payment Date to which the interest has been paid or made available for payment. Principal of (including sinking fund payments pursuant to Section 3.1(b)) and interest on any Bond shall be paid by check of the City mailed by the City Treasurer on or before the Interest Payment Date by first class mail, postage prepaid, to the person whose name appears in the Registration Books as the Owner of such Bond as of the close of business on the Record Date, to the address that appears on the Registration Books (or in such other manner as determined by the Purchaser if the Purchaser is the sole Owner of the Bonds), provided that the payment of principal of any Bond on its respective Maturity Date and the payment of the principal of the Bonds and any premium due upon the redemption thereof shall be payable upon presentation and surrender thereof at maturity or earlier redemption at the office of the City Treasurer. In addition, upon a request in writing received by the City Treasurer on or before the applicable Record Date from an Owner of $1,000,000 or more in principal amount of the Bonds. payment shall be made on the Interest Payment Date by wire transfer in immediately available funds to an account designated by such Owner. Each Bond shall bear interest until its principal sum has been paid; provided, however, that if at the Maturity Date of any Bond, or if at the redemption date of any Bond which has been duly called for redemption as herein provided, funds are available for the payment or redemption thereof in full accordance with the terms of this Resolution, the Bond shall then cease to bear interest. Section 2.5. Form of Bonds and Certificate of Authentication and Registration. The Bonds shall be sold to the Purchaser and shall be initially issued in the form of a fully registered bond or bonds registered in the name of the Purchaser. 9 VV •Agenoa Items`2010-01-14\SR EIP Amendments validation resolutions\Res 2010-4 - Bond Resolution (AB 811 Series 2010A) docx RESOLUTION NO. 2010-4 The form of the Bond, the form of the certificate of authentication and the form of registration thereon shall be substantially in the form attached hereto as Exhibit A and incorporated herein by this reference. The Bonds may be printed, lithographed or typewritten and may contain such reference to any of the provisions of this Resolution as may be appropriate. Section 2.6. Execution and Authentication. The Bonds shall be executed by the manual or facsimile signature of the City Manager and attested by the manual or facsimile signature of the City Clerk and the seal of the City (or a facsimile thereof) shall be impressed, imprinted, engraved or otherwise reproduced thereon. In case any one or more of the officers who shall have signed or sealed any of the Bonds shall cease to be such officer before the Bonds so signed and sealed have been authenticated and delivered by the City Treasurer (including new Bonds delivered pursuant to the provisions hereof with reference to the transfer and exchange of Bonds or to lost, stolen, destroyed or mutilated Bonds), such Bonds may, nevertheless, be authenticated and delivered as herein provided, and may be issued as if the persons who signed or sealed such Bonds had not ceased to hold such offices. The Bonds shall bear thereon a certificate of authentication and registration, in the form set forth in Exhibit A hereto, executed by the manual signature of the City Treasurer. Only such Bonds as shall bear thereon such certificate of authentication and registration shall be entitled to any right or benefit under this Resolution, and no Bond shall be valid or obligatory for any purpose until such certificate of authentication and registration shall have been duly executed by the City Treasurer. Section 2.7. Registration of Exchange or Transfer. The registration of any Bond may, in accordance with its terms, be transferred upon the Registration Books by the person in whose name it is registered, in person or by his or her duly authorized attorney, upon surrender of such Bond for cancellation at the office of the City Treasurer, accompanied by delivery of a written instrument of transfer in a form acceptable to the City Treasurer and duly executed by the Owner or his or her duly authorized attorney. Bonds may be exchanged at the office of the City Treasurer for a like aggregate principal amount of Bonds of other authorized denominations. The City will not charge for any new Bond issued upon any exchange, but may require the Owner requesting such transfer or exchange to pay any tax or other governmental charge required to be paid with respect to such transfer or exchange. Whenever any Bond or Bonds shall be surrendered for registration of transfer or exchange, the City Treasurer shall authenticate and deliver a new Bond or Bonds; provided that the City Treasurer shall not be required to register transfers or make exchanges of (i) Bonds for a period of 15 days next preceding the date of any selection of Bonds to be redeemed, or (ii) any Bonds chosen for redemption. Section 2.8. Mutilated, Lost, Destroyed or Stolen Bonds. If any Bond shall become mutilated, the City Manager, at the expense of the Owner of such Bond, shall execute, and the City Treasurer shall thereupon authenticate and deliver, a new Bond of like series, tenor, maturity and aggregate principal amount in authorized denomination in exchange and substitution for the Bond so mutilated, but only upon 10 W •Ayenoa Items\\2C10-01-14'SR EJP Amendments validation r, soa.t.cns'•Res 2010-4 - Bond Resolution (AB 811 Serves 2010A).docx RESOLUTION NO. 2010-4 surrender to the City Treasurer of the Bond so mutilated. Every mutilated Bond so surrendered to the City Treasurer shall be cancelled and destroyed. If any Bond issued hereunder shall be lost, destroyed or stolen, evidence of such loss, destruction or theft may be submitted to the City Treasurer and, if such evidence be satisfactory to the City Treasurer and indemnity satisfactory to the City Treasurer shall be given, the City Manager, at the expense of the Owner, shall execute, and the City Treasurer shall thereupon authenticate and deliver, a new Bond of like series and tenor in lieu of and in substitution for the Bond so lost, destroyed or stolen (or if any such Bond shall have matured or shall have been called for redemption. instead of issuing a substitute Bond. the City Treasurer may pay the same without surrender thereof upon receipt of indemnity satisfactory to the City Treasurer). The City Treasurer may require payment of a reasonable fee for each new Bond issued under this Section 2.8 and of the expenses which may be incurred by the City and the City Treasurer. Any Bond issued under the provisions of this Section 2.8 in lieu of any Bond alleged to be lost, destroyed or stolen shall constitute an original contractual obligation on the part of the City whether or not the Bond alleged to be lost, destroyed or stolen be at any time enforceable by anyone, and shall be equally and proportionately entitled to the benefits of this Resolution with all other Bonds secured by this Resolution. Section 2.9. Registration Books. The City Treasurer will keep or cause to be kept, at the office of the City, sufficient books for the registration and transfer of the Bonds, and, upon presentation for such purpose, the City Treasurer shall, under such reasonable regulations as he or she may prescribe, register or transfer or cause to be registered or transferred, on the Registration Books, Bonds as herein provided. The City may treat the Owner of any Bond whose name appears on the Registration Books as the absolute Owner of such Bond for any and all purposes, and the City shall not be affected by any notice to the contrary. The City may rely on the address of the Owner as it appears in the Registration Books for any and all purposes. It shall be the duty of each Owner to give written notice to the City of any change in such Owner's address so that the Registration Books may be revised accordingly. Section 2.10. Validity of the Bonds. The validity of the authorization and issuance of the Bonds shall not be dependent upon the completion of the Improvements or upon the performance by any person of such person's obligation with respect to the Improvements. Section 2.11. Refunding of Bonds. The Bonds may be refunded by the City as permitted by and in accordance with applicable law including, but not limited to, the Municipal Code. Section 2.12. No Acceleration. The principal of the Bonds shall not be subject to acceleration hereunder. Nothing in this Section shall in any way prohibit the redemption of Bonds under Section 3 hereof, or the defeasance of the Bonds and discharge of all obligations of the City under this Resolution under Section 6 hereof. 11 W Agenda Items,2010-01-14`SR EIP Amendments validation resolutions\Res 2010-4 - Bond Resolution (AB 811 Series 2010A).docx RESOLUTION NO. 2010-4 SECTION 3. REDEMPTION OF BONDS. Section 3.1. Mandatory Redemption. (a) Mandatory Redemption from Prepayments of Assessments. The Bonds of each Series shall be redeemed prior to maturity, in whole or in part on any date by lot within a Series from monies on deposit and available for such purpose in the Assessment Prepayment Subaccount of the Redemption Account within the Redemption Fund relating to such Series of Bonds after making the disbursements required in Section 4.5(a) through (d) with respect to such Series of Bonds, from the sources, to the extent of and in the manner set forth in the fourth paragraph of Section 4.3 hereof, at a redemption price, expressed as a percentage of the principal amount of the Bonds to be redeemed, of 103 percent for the first five years of the term of the applicable Series of Bonds together with accrued interest to the date of redemption; provided, so long as the Purchaser is the sole Owner of the applicable Series of Bonds, the Purchaser may waive (pursuant to Section 9.8 hereof) the right to receive any redemption premium pursuant to this Section 3.1, upon which waiver the redemption price shall be equal to 100 percent of the principal amount of the Bonds to be redeemed. After the first five years of the term of the applicable Series of Bonds, the redemption price shall be equal to 100 percent of the principal amount of the Bonds to be redeemed. (b) Mandatory Redemption From Sinking Fund Payments. The Bonds of each Series shall be called before maturity and redeemed, from the sinking fund payments that have been deposited into the Redemption Account within the Redemption Fund relating to such Series of Bonds, on September 2 of each year as shown on and in accordance with the schedule of sinking fund payments set forth in the applicable Purchase Agreement for such Series of Bonds authorized and executed pursuant to Section 9.7(d) hereof. The Bonds so called for redemption shall be selected by the City Treasurer by lot within a Series and shall be redeemed at a redemption price for each redeemed Bond equal to the principal amount thereof, plus accrued interest to the redemption date, without premium. Section 3.2. Optional Redemption. The Bonds of each Series may be redeemed prior to maturity, in whole or in part on any Interest Payment Date by lot within a Series from monies on deposit and available for such purpose in the Redemption Account within the Redemption Fund relating to such Series of Bonds from sources other than those referred to in Section 3.1, at the option of the City, at a redemption price, expressed as a percentage of the principal amount of the Bonds to be redeemed, of 103 percent for the first five years of the term of the applicable Series of Bonds together with accrued interest to the date of redemption; provided, so long as the Purchaser is the sole Owner of the Bonds, the Purchaser may waive (pursuant to Section 9.8 hereof) the right to receive any redemption premium pursuant to this Section 3.2, upon which waiver the redemption price shall be equal to 100 percent of the principal amount of the Bonds to be redeemed. After the first five years of the term of the applicable Series of Bonds, the redemption price shall be equal to 100 percent of the principal amount of the Bonds to be redeemed. 12 W ',Agenda Items \2010-01-14\SR EIP Amendments validation resolutions\Res 2010-4 - Bono Resolution (AB 811 Series 2010A) docx RESOLUTION NO. 2010-4 Section 3.3. Selection of Bonds for Redemption. If less than all of the Outstanding Bonds of any Series are to be redeemed pursuant to Section 3.1 or Section 3.2, the City Treasurer shall select the Bonds of such Series to be redeemed by lot in any manner that the City Treasurer deems fair. Section 3.4. Notice of Redemption. In the event that Bonds are to be redeemed as provided in this Section 3, at least 30 days, or other such shorter period upon the consent of the Owners of any Bonds designated for redemption, but not more than 60 days prior to any Redemption Date, a notice of redemption (the "Redemption Notice") shall be sent by personal service, or registered or certified mail by the City Treasurer to the Owners of any Bonds designated for redemption and, if the Purchaser is not the sole Owner of the Bonds to be redeemed, to such securities depositories and securities information services as shall be designated by the City Treasurer. Such Redemption Notice shall specify: (i) the Bonds or designated portions thereof which are to be redeemed, (ii) the date of redemption, (iii) the redemption price, (iv) the CUSIP numbers (if any) assigned to the Bonds to be redeemed, and (v) if less than all Bonds are to be redeemed, the Bond numbers of the Bonds to be redeemed, and shall require that such Bonds be surrendered at the office of the City Treasurer for redemption at the redemption price. Such Redemption Notice shall further state that on the specified date there shall become due and payable upon each Bond or portion thereof being redeemed the redemption price, together with interest accrued to the redemption date, and that from and after such redemption date interest thereon shall cease to accrue and be payable. Neither failure to receive any Redemption Notice nor any defect in such Redemption Notice so given shall affect the sufficiency of the proceedings for the redemption of such Bonds. Each check or other transfer of funds issued by the City Treasurer for the purpose of redeeming Bonds shall bear to the extent specified the CUSIP number identifying, by issue and maturity, the Bonds being redeemed with the proceeds of such check or other transfer. Section 3.5. Partial Redemption of Bonds. Upon surrender of any Bond to be redeemed in part only, the City Treasurer shall authenticate and deliver to the Owner a new Bond or Bonds of authorized denominations equal in aggregate principal amount to the unredeemed portion of the Bond surrendered, with the same interest rate and the same maturity. Such partial redemption shall be valid upon payment of the amount required to be paid to such Owner. and the City shall be released and discharged thereupon from all liability to the extent of such payment. Section 3.6. Effect of Notice and Availability of Redemption Price. Notice of redemption having been duly given, as provided in Section 3.4, and the amount necessary for the redemption having been made available for that purpose and being available therefor on the date fixed for such redemption: (1) The Bonds, or portions thereof, designated for redemption shall, on the date fixed for redemption, become due and payable at the redemption price thereof as provided in this Resolution, anything in this Resolution or in the Bonds to the contrary notwithstanding; 13 W Agenda ltems,2("I-1;1-14\SR EIP Amendments validation resolutions\Res 2010-4 - Bond Resolution (AB 811 Series 2010A).docx RESOLUTION NO. 2010-4 (2) Upon presentation and surrender thereof at the office of the City, such Bonds shall be redeemed at the redemption price; (3) From and after the redemption date, the Bonds or portions thereof so designated for redemption shall be deemed to be no longer Outstanding and such Bonds or portions thereof shall cease to accrue interest; and (4) From and after the date fixed for redemption no Owner of any of the Bonds or portions thereof so designated for redemption shall be entitled to any of the benefits of this Resolution, or to any other rights, except with respect to payment of the redemption price and interest accrued to the redemption date from the amounts so made available. SECTION 4. FUNDS AND ACCOUNTS. Section 4.1. Disposition of Bond Proceeds. There previously has been established a special trust fund held by the City called the "Energy Independence Fund" to which the City advanced its funds to make Loans to property owners to finance the Improvements pursuant to the Contractual Assessment Agreements. The amount received by the City from the sale of each Series of Bonds issued hereunder shall be deposited in the Energy Independence Fund to making additional contractual assessment agreements and Loans to additional property owners pursuant to the EIP. Section 4.2. Establishment of Bonds Redemption Fund, Series Redemption Accounts, and Subaccounts. For administering and controlling the Assessment Revenues and any related monies, there is hereby created and established the Bonds Redemption Fund (the "Redemption Fund"), within which there shall be an account designated with respect to each Series of Bonds issued under this Resolution (each, a "Redemption Account"), and within each such Redemption Account, there shall be an Assessment Installment Subaccount and an Assessment Prepayment Subaccount, such special fund, accounts, and subaccounts to be maintained by the City Treasurer. Section 4.3. Redemption Fund. The City hereby agrees to establish and maintain the Redemption Fund and each Redemption Account established therein with respect to each Series of Bonds until all payments of principal of (including sinking fund payments pursuant to Section 3.1(b)) and premium (if any) and interest on the Bonds of the applicable Series have been made and all of the Bonds of the applicable Series have been paid or redeemed. All sums received by the City from the collection of Assessment Revenues relating to a Series of Bonds shall be deposited and held in the Assessment Installment Subaccount of the applicable Redemption Account of the Redemption Fund except for prepayment of the Assessments herein. On each Interest Payment Date and each Principal Payment Date, the City Treasurer shall make payments of interest and principal (including sinking fund payments pursuant to Section 3.1(b)), respectively, due and payable with respect to each Series of Bonds from monies in the Assessment Installment Subaccount of the applicable Redemption Account of the Redemption Fund. If, on any Interest Payment 14 w ,Ayenda Items\2010-01-14\SR EIP Amendments valiaation resolutions\Res 2010-4 - Bond Resolution (AB 811 Series 2010A).docx RESOLUTION NO. 2010-4 Date or Principal Payment Date, there will be insufficient funds in the applicable Assessment Installment Subaccount to make the payments provided for in the preceding sentence, available monies shall be applied first to the payment of interest on such Series of Bonds, and then to the payment of principal due on such Series of Bonds (including sinking fund payments pursuant to Section 3.1(b)) and then to the payment of principal due on the Bonds of such Series called for redemption pursuant to Section 3 (other than Section 3.1(b)) hereof. On each September 2, all monies in the applicable Assessment Installment Subaccount in excess of the amount necessary to make the payments of principal of (including sinking fund payments pursuant to Section 3.1(b)) and interest on the related Series of Bonds then due or overdue and payable on such date (assuming all Owners entitled to payment on or before such date take or have taken any and all actions necessary on their part to receive amounts due them) shall, to the extent permitted by law, be applied as follows: (a) The moneys shall be retained in such Assessment Installment Subaccount; or (b) The moneys shall be transferred to the Assessment Prepayment Subacccount of the Redemption Account relating to such Series of Bonds within the Redemption Fund for application to the advance maturity and redemption of Bonds pursuant to Section 3. Amounts received from, or on behalf of, property owners as prepayments of the Assessments relating to a Series of Bonds pursuant to the Section 4.4 shall be deposited by the City Treasurer in the applicable Assessment Prepayment Subaccount for application pursuant to Section 4.5. Amounts in an Assessment Prepayment Subaccount relating to a Series of Bonds shall be used to pay the principal of and redemption premium (if any) on Bonds of such Series the maturities of which shall have been advanced pursuant to Chapter 8 of the Municipal Code. The City Treasurer shall advance the maturity of and call Bonds of a Series for redemption pursuant to this Resolution and the Municipal Code whenever and to the extent monies are on deposit in the applicable Assessment Prepayment Subaccount, after making the disbursements required in Section 4.5(a) through (d) with respect to such Series of Bonds, sufficient to pay the principal thereof plus the redemption premium (if any). On or after each Redemption Date, or prior thereto, upon presentation and surrender thereof, the City Treasurer shall pay the principal of and redemption premium (if any) on each Bond the maturity of which has been so advanced from monies in the related Assessment Prepayment Subaccount. Interest accrued on each such Bond to the earlier of the Principal Payment Date or Redemption Date shall be paid from monies in the Assessment Installment Subaccount relating to the applicable Series of Bonds. Any amounts remaining in a Redemption Account of the Redemption Fund or the subaccounts thereof after payment of all of the Bonds of the corresponding Series and the interest thereon shall be applied in accordance with Section 4.7. 15 �1''Agenca Items'2010-01-14\SR EIP Amendments validation resolutions\Res 2010-4 - Bond Resolution (AB 811 Series 2010A).docx RESOLUTION NO. 2010-4 Section 4.4. Prepayment of Assessments. The owner of assessed land may prepay the Assessment and remove the lien of the Assessment in accordance with the Contractual Assessment Agreement. Section 4.5. Application of Prepaid Assessments. Upon receiving a prepayment of an Assessment relating to a Series of Bonds, the City Treasurer shall deposit it in the Assessment Prepayment Subaccount of the applicable Redemption Account relating to such Series within the Redemption Fund. All prepayments of Assessments relating to a single Series of Bonds may be commingled in a single subaccount. From the applicable Redemption Account the City Treasurer shall make disbursements in the following priority as follows: (a) The administrative fee, if any, shall be deposited in the general fund of the City. (b) Delinquent principal, interest, and penalties shall be transferred to the Assessment Installment Subaccount corresponding to the applicable Series of Bonds. (c) The installment of principal due in the Fiscal Year of prepayment shall be transferred to the Assessment Installment Subaccount corresponding to the applicable Series of Bonds. (d) Interest accrued to the Redemption Date shall be transferred to the Assessment Installment Subaccount corresponding to the applicable Series of Bonds. (e) The balance in such Assessment Prepayment Subaccount shall be used to advance the maturity of Bonds of the applicable Series to the next call date as provided in Chapter 8 of the Municipal Code and Section 3.1(a) of this Resolution. The amount of Bonds of a Series to be retired shall be the maximum for which principal and redemption premium (if any) may be paid in full from the applicable Assessment Prepayment Subaccount. Accrued interest on Bonds of a Series to be retired shall be paid from the applicable Assessment Installment Subaccount. Section 4.6. Certain Procedures Upon Redemption. If notice of redemption is given, the Bonds so advanced shall mature and become payable on the date fixed for redemption in the notice. The Owner of any such Bond may, prior to the date of redemption, with the consent of the City Treasurer, surrender it and receive the principal and interest thereon to the date of payment together with the redemption premium provided for the Bond, if any. If the Bond has not been sooner surrendered on the date fixed for redemption, the City Treasurer shall set aside to the credit of the Owner of the Bond the amount of principal and accrued interest then due on the Bond together with the redemption premium, if any, and the Bond shall then be deemed to have matured and interest shall cease to accrue on the Bond. The amount so set aside shall upon demand and upon the surrender and cancellation of the Bond be paid to the Owner of the Bond. 16 \Ai Agenda Items,2010-01-14‘SR EIP Amendments validation resoiutions‘Res 2010-4 - Bona Resolution (AB 811 Series 2010A) docx RESOLUTION NO. 2010-4 Section 4.7. Redemption Account Surplus. If there is a surplus remaining in a Redemption Account of the Redemption Fund relating to a Series of Bonds or any of the subaccounts therein after payment of all Bonds of such Series and the interest thereon, that surplus shall be released from the pledge and lien hereunder and transferred to the City to be used for any lawful purposes. Section 4.8. Investments. (a) All moneys in any of the funds, accounts, or subaccounts established pursuant to this Resolution shall be invested by the City Treasurer solely in Authorized Investments. Obligations purchased as an investment of moneys in any fund, account, or subaccount shall be deemed to be part of such fund, account, or subaccount. All interest or gain derived from the investment of amounts in any of the funds, accounts, or subaccounts shall be deposited in the fund, account, or subaccount from which such investment was made. The City Treasurer shall incur no liability for losses arising from any investments made pursuant to this Section. (b) For the purpose of determining the amount in any fund, account or subaccount established hereunder, the value of investments credited to such fund, account, or subaccount shall be calculated at the cost thereof, excluding accrued interest and brokerage commissions, if any. (c) Moneys in a Redemption Account of the Redemption Fund relating to a Series of Bonds shall be invested only in obligations which will by their terms mature on such dates as to ensure the timely payment of principal (including sinking fund payments pursuant to Section 3.1(b)) and interest on the Bonds of such Series as the same become due. The City Treasurer shall sell at the best price obtainable or present for redemption any obligations so purchased whenever it may be necessary to do so in order to provide moneys to meet any payment or transfer for such funds, accounts and subaccounts or from such funds, accounts, and subaccounts. For the purpose of determining at any given time the balance in any fund, account, or subaccount, any such investments constituting a part of such fund, account, and subaccount shall be valued at their amortized cost. SECTION 5. COVENANTS. So long as any of the Bonds of a Series issued hereunder are outstanding, the City makes the following covenants with the Owners under the provisions of the Act and the Municipal Code, as applicable (to be performed by the City or its proper officers, agents or employees), which covenants are necessary, convenient and desirable to secure the Bonds; provided, however, that said covenants do not require the City to expend any funds other than the Assessment Revenues relating to such Series of Bonds. Section 5.1 Punctual Payment. The City will punctually pay or cause to be paid the principal of (including sinking fund payments pursuant to Section 3.1(b)), 17 N ,A,enda Iteris'.2010-01-14,SR EIP Amendments validation resolutions\Res 2010-4 - Bond Resolution (AB 811 Series 2010A).docx RESOLUTION NO. 2010-4 and interest and any premium on, the Bonds when and as due in strict conformity with the terms of this Resolution and any Supplemental Resolution, and it will faithfully observe and perform all of the conditions, covenants and requirements of this Resolution and all Supplemental Resolutions and of the Bonds. Section 5.2. Limited Obligation; No Required Advances From Available Surplus Funds. The Bonds of each Series issued under this Resolution are limited obligation improvement bonds and are payable solely from and secured solely by applicable Assessment Revenues with respect to each such Series of Bonds and the amounts in applicable Redemption Account within the Redemption Fund with respect to each such Series of Bonds and any other funds, accounts, and subaccounts created hereunder with respect to each such Series of Bonds. Notwithstanding any other provision of this Resolution, the City is not obligated to, but may in its sole and absolute discretion, advance available surplus funds from the City treasury to cure any deficiency in the Redemption Fund, any Redemption Account, or any subaccount therein. Section 5.3. General. The City shall do and perform or cause to be done and performed all acts and things required to be done or performed by or on behalf of the City under the provisions of this Resolution. The City warrants that upon the respective date of execution and delivery of each Series of Bonds, the conditions, acts and things required by law and this Resolution to exist, to have happened and to have been performed precedent to and in the execution and delivery of such Series of Bonds do exist, have happened and have been performed and the execution and delivery of the Bonds of such Series shall comply in all respects with the applicable laws of the State. Section 5.4. Protection of Security and Rights of Owners. The City will preserve and protect the security of the Bonds and the rights of the Owners thereto, and will warrant and defend their rights to such security against all claims and demands of all persons. From and after the delivery of each Series of Bonds issued under this Resolution by the City, the Bonds of such Series shall be incontestable by the City. Section 5.5. Against Encumbrances. The City will not encumber, pledge or place any charge or lien upon any of the Assessment Revenues relating to a Series of Bonds or other amounts pledged to each such Series of Bonds issued under this Resolution superior to or on a parity with the pledge and lien herein created for the benefit of such Series of Bonds, except as permitted by this Resolution. Section 5.6. Collection of Assessments. The City shall comply with all requirements of the Act so as to assure the timely collection of the unpaid Assessments. Section 5.7. Accounting Records and Statements. The City will keep or cause to be kept proper accounting records in which complete and correct entries shall be made of all transactions relating to the receipt, deposit and disbursement of the Assessment Revenues, and such accounting records shall be available for inspection upon five business days' written notice by any Owner or such Owner's agent duly authorized in writing at reasonable hours and under reasonable conditions. 18 W Agenda Items \2010-01-14\SR EIP Amendments validation resolutions\Res 2010-4 - Bond Resolution (AB 811 Series 2010A).docx RESOLUTION NO. 2010-4 Section 5.8. Further Assurances. The City will adopt, make, execute and deliver any and all such further resolutions, instruments and assurances as may be reasonably necessary or proper to carry out the intention or to facilitate the performance of its duties under this Resolution, and for the better assuring and confirming unto the Owners of the Bonds the rights and benefits provided in this Resolution. SECTION 6. DEFEASANCE. Section 6.1. Defeasance. If all Outstanding Bonds of a Series shall be paid and discharged in any one or more of the following ways: (a) by paying or causing to be paid the principal of and interest with respect to all Bonds of such Series Outstanding, as and when the same become due and payable; (b) by depositing with the City Treasurer, at or before maturity, an amount which, together with the amounts then on deposit in the Redemption Fund, is fully sufficient to pay the principal of and redemption premium (if any) and interest on all Bonds of such Series Outstanding as and when the same shall become due and payable or, in the event of redemption thereof, before their respective Maturity Dates; or (c) by depositing with the City Treasurer Federal Securities in such amount as the City shall determine, as verified by a nationally recognized Independent Public Accountant (unless the Purchaser is the sole owner of the applicable Series of Bonds, in which case no such verification is required), will, together with the interest to accrue thereon and moneys then on deposit in the Redemption Fund together with the interest to accrue thereon, be fully sufficient to pay and discharge the principal of, and premium (if any) and interest on all Bonds of such Series Outstanding as and when the same shall become due and payable; then, at the election of the City, and notwithstanding that any Bonds of such Series shall not have been surrendered for payment, all obligations of the City under this Resolution with respect to all Outstanding Bonds of such Series shall cease and terminate, except for (i) the obligation of the City Treasurer to pay or cause to be paid to the Owners of the applicable Series of Bonds not so surrendered and paid, all sums due thereon, and (ii) the City's obligations under Section 5.4. Any funds held by the City Treasurer, at the time of receipt of such notice from the City, which are not required for the purpose above mentioned, shall be transferred to the City to be used for any lawful purposes. SECTION 7. SUPPLEMENTAL RESOLUTIONS. Section 7.1. Supplemental Resolutions Without Owner Consent. The City, may from time to time, and at any time, without notice to or consent of any of the Owners, adopt resolutions supplemental hereto as shall not be inconsistent with the terms and provisions hereof for any of the following purposes: 19 `A' Ayer.aa Ite:•rs•.2010-01-14.SR EIP Amendments validation resolalions\Res 2010-4 - Bona Resolution (AB 811 Series 2010A).docx RESOLUTION NO. 2010-4 (a) to cure any ambiguity, to correct or supplement any provision herein which may be inconsistent with any other provision herein, or to make any other provision with respect to matters or questions arising under this Resolution or in any supplemental resolution, provided that such action shall not adversely affect the interests of the Owners; (b) to add to the covenants and agreements of and the limitations and the restrictions upon the City contained in this Resolution other covenants, agreements, limitations and restrictions to be observed by the City which are not contrary to or inconsistent with this Resolution as theretofore in effect; and (c) to modify, alter, amend or supplement this Resolution in any other respect which is not materially adverse to the interests of the Owners. Section 7.2. Supplemental Resolutions with Owner Consent. Except as provided in Section 7.1, the Owners of a majority in aggregate principal amount of a Series of Bonds then Outstanding shall have the right to consent to and approve the execution of such supplemental resolutions as shall be deemed necessary or desirable for the purpose of waiving. modifying, altering, amending, adding to or rescinding, in any particular, any of the terms or provisions contained in this Resolution or in any supplemental resolution or agreement; provided, however, that nothing herein shall permit, or be construed as permitting: (a) an extension of the Maturity Date of the principal of, or the payment date of interest on, any Bond, (b) a reduction in the principal amount of, or redemption price of, any Bond or the rate of interest thereon, (c) a preference or priority of any Bond or Bonds of a Series over any other Bond or Bonds of such Series, or (d) a reduction in the percentage of Bonds of a Series the Owners of which are required to consent to such supplemental resolution, without the consent of the Owners of all Bonds of such Series then Outstanding. In no event, however, may a modification or amendment provide for the issuance of additional bonds, notes or other evidences of indebtedness payable out of the Assessment Revenues. Section 7.3. Notice of Supplemental Resolution to Owners. If at any time the parties hereto shall desire to enter into a resolution supplemental hereto, which pursuant to the terms of Section 7.2 shall require the consent of the Owners, the City shall cause notice of the proposed resolution to be mailed, postage prepaid, to all Owners at their addresses as they appear in the Registration Books. Such notice shall briefly set forth the nature of the proposed resolution and shall state that a copy thereof is on file at the office of the City for inspection by all Owners. The failure of any Owner to receive such notice shall not affect the validity of such resolution when consented to and approved as in Section 7.2 provided. Whenever at any time within one year after the date of the first mailing of such notice, the City shall receive an instrument or instruments purporting to be executed by the Owners of not less than a majority in aggregate principal amount of the Bonds then Outstanding, which instrument or instruments shall refer to the proposed resolution described in such notice, and shall specifically consent to and approve it substantially in the form of the copy thereof referred to in such notice as on file with the City, such proposed resolution, when duly adopted by the City, shall thereafter become a part of the proceedings for the issuance of the Bonds. In determining whether the Owners of the requisite aggregate principal 20 1NN Agenda Items\2010-01-14\SR EIP Amendments validation resolutions1Res 2010.4 - Bond Resolution (AB 811 Series 2010A) docx RESOLUTION NO. 2010-4 amount of the Bonds have consented to the adoption of any supplemental resolution, Bonds which are owned by the City or by any person directly or indirectly controlling or controlled by or under direct or indirect common control with the City, shall be disregarded and shall be treated as though they were not Outstanding for the purpose of any such determination. Upon the adoption of any resolution supplemental hereto and the receipt of consent to any such resolution from the Owners of the appropriate aggregate principal amount of Bonds in instances where such consent is required, this Resolution shall be, and shall be deemed to be, modified and amended in accordance therewith, and the respective rights, duties and obligations under this Resolution of the City and all Owners of Bonds then Outstanding shall thereafter be determined, exercised and enforced hereunder, subject in all respects to such modifications and amendments. SECTION 8. DEFAULT. Section 8.1. Events of Default. If any of the following events occur, it is hereby declared to constitute an "Event of Default" with respect to a Series of Bonds: (a) Default in the due and punctual payment of interest on any Bond of such Series, whether at the stated Interest Payment Date thereof, or upon proceedings for redemption thereof; (b) Default in the due and punctual payment of the principal of or premium, if any, on any Bond of such Series, whether at the stated Principal Payment Date thereof, or upon proceedings for redemption thereof; or (c) Failure by the City to observe and perform any material covenant, condition or agreement required by this Resolution to be performed by it (other than a default described in clause (a) or (b) above) as it pertains to such Series of Bonds for a period of 60 days following written notice to the City from any Owner of such failure; provided, however, if the City is in good faith attempting to remedy said failure and is unable to do so within the 60 day time period, an additional 60 days shall be allowed. Section 8.2. Remedies Not Exclusive; Non -waiver. No remedy conferred hereby upon any Owner is intended to be exclusive of any other remedy, but each such remedy is cumulative and in addition to every other remedy and may be exercised without exhausting and without regard to any other remedy conferred by the Municipal Code, the Act, or any other law of the State. No waiver of any default or breach of duty or contract by any Owner shall affect any subsequent default or breach of duty or contract or shall impair any rights or remedies on said subsequent default or breach. No delay or omission of any Owner to exercise any right or power accruing upon any default shall impair any such right or power or shall be construed as a waiver of any such default or acquiescence therein. Every substantive right and every remedy conferred upon the Owners may be enforced and exercised as often as may be deemed expedient. In case any suit, action or proceeding to enforce any right or exercise any remedy shall be brought or taken and the Owner shall prevail, said Owner shall be entitled to receive reimbursement for reasonable costs, expenses, outlays and 21 \A; .AGenda Cems'.2010-01-14.SR EIP Amendments validation resolutions\Res 2010-4 - Bond Resolution (AB 811 Series 2010A) docx RESOLUTION NO. 2010-4 attorney's fees and should said suit, action or proceeding be abandoned, or be determined adversely to the Owners then, and in every such case, the City and the Owners shall be restored to their former positions, rights and remedies as if such suit, action or proceeding had not been brought or taken. Section 8.3. Limited Liability of the City to the Owners. Except for the collection of the Assessment Installments and the observance and performance of the other conditions, covenants and terms contained herein, in the Act or in the Municipal Code required to be observed or performed by it, the City shall not have any obligation or liability to the Owners with respect to this Resolution or the preparation, authentication, delivery, transfer, exchange or cancellation of the Bonds. In the Resolution of Intention, the City has determined pursuant to Chapter 2 of the Municipal Code that the City will not obligate itself to advance available funds from the City's treasury to cure any deficiency which may occur in the Redemption Fund. Section 8.4. Action by Owners Upon Default. In the event the City fails to take any action to eliminate an Event of Default under Section 8.1 hereof, the Owners of a majority in aggregate principal amount of a Series of Outstanding Bonds may institute any suit, action, mandamus or other proceeding in equity or at law for the protection or enforcement of any right under this Resolution, but only if such Owners have first made written request of the City. after the right to exercise such powers or right of action shall have occurred, and shall have afforded the City a reasonable opportunity either to proceed to exercise the powers granted herein or granted under law or to institute such action, suit or proceeding in its name and unless also, the City shall have been offered reasonable security and indemnity against the costs, expenses and liabilities to be incurred therein or thereby, and the City shall have refused or neglected to comply with such request within a reasonable time. Any moneys recovered in such suit, action, mandamus or other proceedings shall be applied first to the payment of the reasonable costs and expenses of the Owners in bringing such suit, action, mandamus or other proceeding. including reasonable compensation to their agents and attorney. SECTION 9. MISCELLANEOUS. Section 9.1. Partial Invalidity. If any section, paragraph, subdivision, sentence, clause or phrase of this Resolution shall for any reason be adjudged by any court of competent jurisdiction to be unconstitutional, unenforceable or invalid, such judgment shall not affect the validity of the remaining portions of this Resolution. The City Council hereby declares that it would have adopted this Resolution and each and every other section. paragraph, subdivision, sentence, clause and phrase hereof and would have authorized the issuance of the Bonds pursuant hereto irrespective of the fact that any one or more sections, paragraphs, subdivisions, sentences, clauses or phrases of this Resolution or the application thereof to any person or circumstance, may be held to be unconditional, unenforceable or invalid. Section 9.2. General Authorization. The officers of the City are hereby authorized and directed, jointly and severally, to do all acts and things which may be required of them by this Resolution. or which may be necessary or desirable in carrying out the issuance of each Series of Bonds as provided by this Resolution and all matters 22 W .Agenda Items‘2010-01-14\SR EIP Amendments validation resolutions\Res 2010-4 - Bond Resolution (AB 811 Series 2010A).docx RESOLUTION NO. 2010-4 incidental thereto, including, without limitation, to execute such agreements, certificates, receipts, opinions and other documents, and to deliver at the closing and delivery of each Series of Bonds any and all of the foregoing as may be appropriate in the circumstances. All such acts and things heretofore done are hereby approved, ratified and confirmed. Section 9.3. Personal Liability. The City or any officer, agent or employee thereof, shall not be individually or personally liable for the payment of the principal of or interest on the Bonds; but nothing herein contained shall relieve any such entity, officer, agent or employee from the performance of any official duty provided by law. Section 9.4. Payment of Business Day. In any case where the date of the maturity of interest or of principal (and premium, if any) of the Bonds or the date fixed for redemption of any Bonds or the date any action is to be taken pursuant to this Resolution is other than a Business Day, the payment of interest or principal (and premium, if any) or the action need not be made on such date but may be made on the next succeeding day which is a Business Day with the same force and effect as if made on the date required and no interest shall accrue for the period after such date. Section 9.5. Employment of Agents by the Citv. In order to perform its duties and obligations hereunder, the City may employ such persons or entities as it deems necessary or advisable. The City shall not be liable for any of the acts or omissions of such persons or entities employed by it in good faith hereunder, and shall be entitled to rely, and shall be fully protected in doing so, upon the opinions, calculations, determinations and directions of such persons or entities. Section 9.6. Disqualified Bonds. In the event of a later transfer of any Bonds of a Series in accordance with Section 9.7 hereof, in determining whether the Owners of the requisite aggregate principal amount of such Series of Bonds have concurred in any demand, request, direction, consent or waiver under this Resolution, Bonds which are owned or held by or for the account of the City shall be disregarded and deemed not to be Outstanding for the purpose of any such determination, provided, however, that for the purpose of determining whether the City Treasurer shall be protected in relying on any such demand, request, direction, consent or waiver, only Bonds which the City Treasurer knows to be so owned or held shall be disregarded. Section 9.7. Sale of Bonds to Purchaser; Transfer of Bonds; Purchase Agreement; Restrictions. (a) The Purchaser, as the initial Owner of each Series of Bonds issued under this Resolution, has represented to the City that the Purchaser intends to hold the Bonds for its own account, for an indefinite period of time, and does not intend at this time to distribute, sell or otherwise dispose of the Bonds, or any portion thereof, to any third party. (b) At the time of adoption of this Resolution, the City has not prepared, and does not intend to prepare, any offering document (in the form of an official statement or otherwise) with respect to any Series of Bonds issued under this Resolution. The City has not made, and at this time does not intend to make, any 23 W \Arenda Items\2010.01-14\SR EIP Amendments validation resolutions\Res 2010-4 - Bond Resolution (AB 811 Series 2010A) docx RESOLUTION NO. 2010-4 continuing disclosure filings with state or national information repositories with respect to the any Series of Bonds issued under this Resolution. (c) The transfer of the Bonds shall be restricted as set forth herein. With respect to any transfer of less than all of the then outstanding principal amount of any Series of Bonds, the portion being transferred shall be equal to $100,000 or greater in principal amount. No Bond (or any portion thereof) may be transferred and no such transfer shall be effective or recognized in the Registration Books, unless the City Treasurer shall have received a letter from the proposed transferee in the form satisfactory to the City Treasurer, which shall contain statements substantially to the following effect: (i) The transferee has received and reviewed copies of this Resolution. The transferee understands that (A) the Series of Bonds subject to the transfer are limited obligations of the City secured by and payable solely from applicable Assessment Revenues as provided in this Resolution, (B) no other fund or property of the City is liable for the payment of the Bonds, (C) none of the payment obligations with respect to the Bonds are secured by a pledge of any money received or to be received from taxation by the City or any political subdivision thereof, other than the applicable Assessment Revenues, and (D) there is no reserve fund for the Bonds. (ii) The transferee has sufficient knowledge and experience in financial and business matters, including in the purchase and ownership of municipal obligations of a nature similar to the Bonds, to be able to evaluate the risks and merits of investing in the Bonds. (iii) The transferee acknowledges that the City has not prepared any offering document with respect to the Series of Bonds subject to the transfer. The transferee, as a sophisticated investor, has made its own credit inquiry and analyses with respect to the Series of Bonds subject to the transfer. The transferee has assumed the responsibility for obtaining and making such review as the transferee has deemed necessary or desirable in connection with the transferee's decision to invest in the Series of Bonds subject to the transfer. The transferee's decision to invest in the such Series of Bonds did not rely on any information provided by the City (or any representatives or agents of the City) that is not in written form. (iv) The transferee has duly determined that (A) the transferee is legally authorized to purchase the Series of Bonds subject to the transfer, and (B) the Series of Bonds subject to the transfer are a lawful investment for the transferee under all applicable laws. (v) The transferee understands that (A) the Series of Bonds subject to the transfer have not been registered with any federal or state 24 W Agenda Items'2010-01-14\\SR EIP Amendments validation resolutions \Res 2010-4 - Bond Resolution (AB 811 Series 2010A).docx RESOLUTION NO. 2010-4 securities agency or commission or otherwise qualified for sale under the "Blue Sky" laws or regulations of any state, (B) will not be listed on any securities exchange, (C) will not carry a rating from any rating service, and (D) may not be readily marketable. (vi) The transferee is investing in the Series of Bonds subject to the transfer for its own account, and at the time of its purchase of the Bonds of such Series, does not intend to distribute, resell or otherwise dispose of such Bonds. (vii) The transferee agrees that, in the event that the transferee decides to sell or otherwise transfer any of the Bonds, it shall require the new transferee to deliver to the City Treasurer the letter required by this Section 9.7 as a condition precedent to the consummation of such transfer. (d) The Purchase Agreement proposed to be entered into by and among the City and the Purchaser with respect to each Series of Bonds, in the form on file in the office of the City Clerk, and the sale of each Series of Bonds pursuant thereto upon the terms and conditions set forth in the applicable final Purchase Agreement with respect to each Series of Bonds are hereby approved. Subject to the following sentence, each of the Mayor and the City Manager, or their designee (each, an "Authorized Officer"), acting singly, is authorized and directed, for and in the name and on behalf of the City, to execute and deliver one or more Purchase Agreements (a Purchase Agreement corresponding with each Series of Bonds) in substantially said form, with such changes therein as the officer executing the same may require or approve (such approval to be conclusively evidenced by such Authorized Officer's execution and delivery thereof). Each Authorized Officer, acting singly, is hereby authorized and directed to act on behalf of the City to establish and determine (i) the particular Contractual Assessment Agreements to be included in Exhibit B of each Purchase Agreement, from which the Assessment Revenues subject to the pledge in Section 2.1 of this Resolution will be derived, provided that any such agreement included in Exhibit B of any Purchase Agreement authorized hereunder with respect to a Series of Bonds shall not be related to the pledge of any assessment revenues securing (A) the 2009A Bonds, (B) the 2009B Bonds, or (C) any other Series of Bonds issued hereunder: and (ii) the initial principal amount of each Series of Bonds, provided that the aggregate initial principal amount of all Series of Bonds issued hereunder shall not exceed $5,000,000. (e) Upon satisfaction of subsection (c) above, any Bond may in accordance with its terms be transferred upon the Registration Books by the person in whose name it is registered, in person or by such person's duly authorized attorney, upon surrender of such Bond for cancellation, accompanied by delivery of a written instrument of transfer. duly executed. in a form approved by the City Treasurer. Whenever any Bond shall be surrendered for such transfer, the City shall execute and the City Treasurer shall thereupon authenticate and deliver to the transferee a new Bond or Bonds of like Series, tenor, maturity or maturities and aggregate principal amount. The City Treasurer shall not be required to transfer, pursuant to this 25 1A;'Agenca Iterns)2010-01-14\SR EIP Amendments validation resolutions\Res 2010-4 - Bond Resolution (AB 811 Series 2010A).docx RESOLUTION NO. 2010-4 Section 9.7, either (i) any Bond during the period established by the City Treasurer for the selection of Bonds for redemption, or (ii) any Bond selected for redemption pursuant to Section 3. Section 9.8. Waivers. So long as the Purchaser is the sole Owner of any Series of Bonds, the Purchaser may waive any provisions of this Resolution with respect to such Series of Bonds, including but not limited to the provisions related to the redemption of Bonds or to the adoption of resolutions supplemental hereto. Section 9.9. Effective Date. This Resolution shall take effect immediately upon adoption. PASSED, APPROVED AND ADOPTED by the City Council of the City of Palm Desert, California, this 14th day of January 2010, by the following vote to wit: AYES: BENSON, FERGUSON, KELLY, SPIEGEL, and FINERTY NOES: NONE ABSENT: NONE ABSTAIN: NONE ATTEST: Imo- _ R & H LE D. KLASSEN, CITY CLE CITY OF PALM DESERT, CALIFORN CIN Y FINER ,JMVOR 4 26 1/V.'' genda Items\2010-01-14\SR EIP Amendments validation resolutions\Res 2010-4 - Bond Resolution (AB 811 Series 2010A).docx RESOLUTION NO. 2010-4 EXHIBIT A FORM OF BOND Transfer of this Bond is subject to the restrictions set forth in the Resolution referred to herein. A transfer of Bonds is limited to certain parties that qualify under the requirements of the Resolution, which include the requirement that the transferee can bear the economic risk of investment in the Bonds and has such knowledge and experience in business and financial matters, including the purchase and ownership of municipal obligations of a nature similar to the Bonds, to be able to evaluate the risks and merits of the investment in the Bonds. The Bonds have not been registered with any federal or state securities agency or commission. United States of America State of California County of Riverside REGISTERED REGISTERED NUMBER 1 $ CITY OF PALM DESERT ENERGY INDEPENDENCE LIMITED OBLIGATION IMPROVEMENT BOND SERIES 2010_ (TAXABLE) BOND DATE: , 2010 MATURITY DATE: September 2, [2030] REGISTERED OWNER: Palm Desert Redevelopment Agency Under and by virtue of Title 17 of the Palm Desert Municipal Code (the "Municipal Code"), the City of Palm Desert (the "City"), County of Riverside, State of California, will, out of the Redemption Fund for the payment of the Bonds issued upon the unpaid assessments made for the work and improvements more fully described in proceedings taken pursuant to Resolution of Intention No. 08-75, adopted by the City Council on July 24, 2008, and as amended by Resolution No. 08-89, adopted by the City Council on August 28, 2008, and as further amended by Resolution No. 09-2, adopted by the City Council on January 22, 2009, pay to the registered owner hereof, or registered assigns, the principal sum specified above and interest thereon, or so much thereof as may have been disbursed and remain outstanding, at a rate of interest of three percent (3.00%) per annum, in lawful money of the United States of America, and in accordance with Resolution No. 10-_ of the City Council of the City (the "Resolution of Issuance"), adopted on January 14, 2010; provided that the final installment of A- I RESOLUTION NO. 2010-4 principal equal to the then unpaid principal balance of this Bond and interest accrued thereon shall be due and paid upon surrender of this Bond on the final maturity date set forth above ("Maturity Date"). The principal of this Bond shall be payable on each Principal Payment Date in accordance with the Debt Service Schedule (as defined in the Resolution of Issuance). Interest on this Bond shall be payable on each Interest Payment Date in accordance with the Debt Service Schedule. Interest shall be payable semiannually on March 2 and September 2 (each an "Interest Payment Date") in each year commencing on 2, 20. This Bond bears interest from the Interest Payment Date next preceding its date of authentication and registration, unless this Bond is authenticated and registered (i) on an Interest Payment Date, in which event interest shall be payable from such date of authentication and registration, (ii) prior to an Interest Payment Date and after the close of business on the 15th day of the month immediately preceding such Interest Payment Date, in which event it shall bear interest from such Interest Payment Date, or (iii) prior to the close of business on 15, 20 in which event it shall bear interest from the Bond Date stated above, until payment of such principal sum shall have been discharged; provided, however, that if at the time of authentication of such Bond, interest is in default, interest on that Bond shall be payable from the last Interest Payment Date to which the interest has been paid or made available for payment. Principal of and interest on this Bond shall be paid by check of the City mailed by the City Treasurer on or before the Interest Payment Date by first class mail, postage prepaid, to the person whose name appears in the Registrations Books as the Owner of such Bond as of the 15th day of the calendar month immediately preceding each Interest Payment Date, to the address of that person on the Registration Books, provided that the payment of principal of this Bond on the Maturity Date and the payment of the principal of this Bond and any premium due upon the redemption thereof shall be payable upon presentation and surrender thereof at maturity or earlier redemption at the office of the City Treasurer in Palm Desert, California. This Bond shall bear interest until the principal amount has been paid; provided, however, that if at the Maturity Date, or if at the redemption date of any principal amount of this Bond which has been duly called for redemption as provided in the Resolution of Issuance, funds are available for the payment or redemption thereof in full accordance with the terms of the Resolution of Issuance, such principal amount shall then cease to bear interest. This Bond is issued by the City of Palm Desert under Title 17 of the Municipal Code and the Resolution of Issuance in the principal amount of $ for the purpose of reimbursing the City for funds that the City advanced to make loans to finance the improvements described in the proceedings, and is secured by the moneys in the Series 2010_ Redemption Account of the Redemption Fund and by the Assessment Revenues (as defined in the Resolution of Issuance), and, including principal and interest, is payable exclusively out of the Series 2010 Redemption Account of the Redemption Fund and certain other funds and accounts as provided in the Resolution of Issuance. The City will not obligate itself to advance available RESOLUTION NO. 2010-4 funds from the City treasury to cure any deficiency which may occur in the Series 2010_ Redemption Account of the Redemption Fund. This Bond is transferable by the registered owner hereof, in person or by the owner's attorney duly authorized in writing, at the office of the City Treasurer, subject to the terms and conditions provided in the Resolution of Issuance, including the payment of certain charges, if any, upon exchange, transfer, surrender or cancellation of this Bond. Upon transfer, a new registered Bond or Bonds, of any authorized denomination or denominations, of the same maturity, and for the same aggregate principal amount, will be issued to the transferee in exchange therefor. Bonds shall be registered only in the name of an individual (including joint owners), a corporation, a partnership or a trust. The City shall not be required to exchange or to register the transfer of Bonds during the fifteen days immediately preceding any Interest Payment Date or of any Bonds selected for redemption in advance of maturity. The City may treat the owner hereof as the absolute owner for all purposes. and the City shall not be affected by any notice to the contrary. This Bond or any portion of it in the amount of $5,000, or any integral multiple thereof, is subject to mandatory redemption and payment in advance of maturity on any date from prepayments of assessments and subject to optional redemption and payment in advance of maturity on any second day of March or September in any year by giving at least 30 days' notice or other such shorter period upon the consent of the owners of any Bonds designated for redemption, by registered or certified mail, postage prepaid, or by personal service to the registered owner hereof at the registered owner's address as it appears on the registration books of the City and by paying principal and accrued interest together with a premium equal to three percent (3%) of the principal for the first five (5) years after the Bond Date and zero percent (0%) after the first five (5) years after the Bond Date. Interest shall cease to accrue from and after the date of redemption. This Bond is also subject to mandatory redemption from sinking fund payments on September 2, 20 on each September 2 thereafter prior to maturity, in accordance with the schedule of sinking fund payments as provided in the Resolution of Issuance at a redemption price equal to the principal amount thereof, plus accrued interest to the redemption date, without premium. This Bond is subject to refunding pursuant to the Municipal Code prior to maturity. This Bond shall not be entitled to any benefit under the Municipal Code or the Resolution of Issuance, or become valid or obligatory for any purpose, until the certificate of authentication and registration hereon endorsed shall have been dated and signed by the City Treasurer of the City. A-3 RESOLUTION NO. 2010-4 [The remainder of this page is intentionally left blank.] IN WITNESS WHEREOF, the City of Palm Desert, California has caused this Bond to be signed by the City Manager and by the City Clerk, and has caused its corporate seal to be impressed hereon, all as of , 2010. CITY OF PALM DESERT, CALIFORNIA City Clerk City Manager [seal] CERTIFICATE OF AUTHENTICATION AND REGISTRATION This is one of the Bonds described in the within mentioned Resolution of Issuance which has been authenticated and registered on , 2010. City Treasurer RESOLUTION NO. 2010-4 [FORM OF ASSIGNMENT] For value received the undersigned do(es) hereby sell, assign and transfer unto , whose tax identification number is , the within -mentioned registered Bond and hereby irrevocably constitute(s) and appoint(s) attorney to transfer the same on the books of the Trustee with full power of substitution in the premises. Dated: Signature guaranteed: NOTICE: Signature must be guaranteed by a member of an institution which is a participant in the Securities Transfer Agent Medallion Program (STAMP) or other similar program. NOTE: The signature(s) on this Assignment must correspond with the name(s) as written on the face of the within Bond in every particular without alteration or enlargement or any change whatsoever. TABLE OF CONTENTS Page SECTION 1. DEFINITIONS; RULES OF CONSTRUCTION; AUTHORIZATION AND PURPOSE OF BONDS; EQUAL SECURITY 3 Section 1.1. Definitions 3 Section 1.2. Rules of Construction 7 Section 1.3. Authorization and Purpose of Bonds 7 Section 1.4. Equal Security 7 SECTION 2. THE BONDS 7 Section 2.1. Equality of Bonds, Pledge 7 Section 2.2. Collection of Assessments 8 Section 2.3. Issuance of Bonds to Represent Unpaid Assessments; Procedure for Disbursement; Authorization to Complete Debt Service Schedules 8 Section 2.4. Medium and Payment 9 Section 2.5. Form of Bonds and Certificate of Authentication and Registration 9 Section 2.6. Execution and Authentication 10 Section 2.7. Registration of Exchange or Transfer 10 Section 2.8. Mutilated, Lost, Destroyed or Stolen Bonds 10 Section 2.9. Registration Books 11 Section 2.10. Validity of the Bonds 11 Section 2.11. Refunding of Bonds 11 Section 2.12. No Acceleration 11 SECTION 3. REDEMPTION OF BONDS 12 Section 3.1. Mandatory Redemption 12 Section 3.2. Optional Redemption 12 Section 3.3. Selection of Bonds for Redemption 13 Section 3.4. Notice of Redemption 13 Section 3.5. Partial Redemption of Bonds 13 Section 3.6. Effect of Notice and Availability of Redemption Price 13 SECTION 4. FUNDS AND ACCOUNTS 14 Section 4.1. Disposition of Bond Proceeds 14 Section 4.2. Establishment of Bonds Redemption Fund, Series Redemption Accounts, and Subccounts 14 Section 4.3. Redemption Fund 14 Section 4.4. Prepayment of Assessments 16 Section 4.5. Application of Prepaid Assessments 16 Section 4.6. Certain Procedures Upon Redemption 16 Section 4.7. Redemption Account Surplus 17 Section 4.8. Investments 17 SECTION 5. COVENANTS 17 Section 5.1 Punctual Payment 17 Section 5.2. Limited Obligation; No Required Advances From Available Surplus Funds 18 Section 5.3. General 18 Section 5.4. Protection of Security and Rights of Owners 18 Section 5.5. Against Encumbrances 18 Section 5.6. Collection of Assessments 18 Section 5.7. Accounting Records and Statements 18 Section 5.8. Further Assurances 19 SECTION 6. DEFEASANCE 19 Section 6.1. Defeasance 19 SECTION 7. SUPPLEMENTAL RESOLUTIONS 19 Section 7.1. Supplemental Resolutions Without Owner Consent 19 Section 7.2. Supplemental Resolutions with Owner Consent 20 Section 7.3. Notice of Supplemental Resolution to Owners 20 SECTION 8. DEFAULT 21 Section 8.1. Events of Default 21 Section 8.2. Remedies Not Exclusive; Non -waiver 21 Section 8.3. Limited Liability of the City to the Owners 22 Section 8.4. Action by Owners Upon Default 22 SECTION 9. MISCELLANEOUS 22 Section 9.1. Partial Invalidity 22 Section 9.2. General Authorization 22 Section 9.3. Personal Liability 23 Section 9.4. Payment of Business Day 23 Section 9.5. Employment of Agents by the City 23 Section 9.6. Disqualified Bonds 23 Section 9.7. Sale of Bonds to Purchaser; Transfer of Bonds; Purchase Agreement; Restrictions 23 Section 9.8. Waivers 26 Section 9.9. Effective Date 26 EXHIBIT A — FORM OF BOND A-1