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HomeMy WebLinkAboutRDA RES 220RESOLUTION NO. 220 A RESOLUTION OF THE PALM DESERT REDEVELOPMENT AGENCY AUTHORIZING THE ISSUANCE AND PROVIDING FOR THE SALE OF ITS PROJECT AREA NO. 1, AS AMENDED (ADDED TERRITORY ONLY), SUBORDINATE TAX ALLOCATION BONDS, ISSUE OF 1989, TO AID IN THE FINANCING OF A PORTION OF THE COST OF A REDEVELOPMENT PROJECT RECITALS: A. The Palm Desert Redevelopment Agency is a redevelopment agency, a public body, •corporate and politic, duly created, established and authorized to transact business and exercise -its powers, all under and pursuant to the Redevelopment Law, and the powers, of the Agency include the power to issue bonds, notes, interim certificates, debentures or other obligations, for any of its corporate purposes. B. A Redevelopment Plan for the Project Area has been duly approved.and adopted by the City by Ordinance No. 80. 'C. The Amendment to, the Redevelopment Plan, adding territory to the Project Area, was approved and adopted by the City by.Ordinance.No. 275, and all requirements of law.for and precedent to the adoption and approval of the Redevelopment Plan as amended have.been•duly complied with. D. Pursuant to its'Resolution I o:. 184, as amended and supplemented, the Agency has heretofore issued and sold 'its Palm Desert Redevelopment Agency, Project Area No. 1, As Amended (Added Territory Only), Tax Allocation Refunding Bonds, Issue of 1985. E. The Agency deems it necessary and desirable to authorize the issuance of not to exceed $6,000,000 principal amount of Bonds of the Agency payable from certain Designated Tax Revenues for the corporate purposes of the Agency to aid in the financing of a redevelopment project. F. The Agency, the Authority and the Underwriter desire to enter into the Bond Purchase Agreement pursuant to which the Agency shall sell the Bonds to the Authority, and the Authority shall sell the Bonds to the Underwriter. NOW, THEREFORE, THE PALM DESERT REDEVELOPMENT AGENCY HEREBY FINDS, DETERMINES, RESOLVES AND ORDERS AS FOLLOWS: Section 1. Definitions. As used in this Resolution the following terms shall have the following meanings, unless the context requires otherwise: :tGJUL., . LLB\ Nu . LLU "Added Territory"" means the territory added to the Project Area pursuant to the Amendment. "Agency" means the Palm Desert Redevelopment Agency, a redevelopment agency, a public body corporate and politic, duly created, established and authorized to transact business and exercise its powers all under and pursuant to the Redevelopment Law, and any successor to its duties and functions. "Amendment" means the Amendment to the Redevelopment Plan approved and adopted by the City by its Ordinance No. 80. "Authority" means the Palm Desert Financing Authority, a joint powers authority duly organized and validly existing pursuant to the Constitution and laws of the State. "Bella Vista Agreements" means that certain Settlement Agreement among the Coachella Valley Water District, the Agency • and Beachstone Joint Venture, Limited, dated November 16, 1988, and that certain Acquisition and Reimbursement Agreement among the Agency, the City and Beachstone Joint Venture, Limited, dated November 16, 1988. "Bohd" or "Bonds" means the "Palm Desert Redevelopment Agency, Project Area No. 1, As Amended (Added Territory Only)., Subordinate Tax Allocation Bonds, Issue of 1989," in the aggre- gate principal amount of not to exceed $6,000,000 authorized by ' this Resolution, and includes any bonds, notes, interim •certificates, debentures, or other obligations issued by the Agency pursuant to this Resolution. "Bond Insurance" means the policy of municipal bond insurance, if any, issued with respect to the Bonds by the Bond Insurer. "Bond Insurer" means Municipal Bond Investors Assurance Corporation. "Bond Purchase Agreement" means the Purchase Contract dated as of April 27, 1989, among the Agency, the Authority and the Underwriter, substantially in the form and content attached hereto as Exhibit B. "Business Day" shall mean any day other than a Saturday, Sunday or any other day on which banking institutions in the states of New York or California are authorized or required not be open by law. "City" means the City of Palm Desert, California. 890427 ajh 8395.WLS(1) - 2 - RESOLUTION NO. 220 "Code" means the Internal Revenue Code of 1986, as amended. "Computation Year" means the 12 month period commencing on the date of the initial authentication and delivery of the Bonds and each anniversary date thereafter. "Costs of Issuance" means the costs and expenses incurred in connection with the issuance and sale of the Bonds including any Bond insurance premium, the acceptance and initial annual fees and expenses of the Fiscal Agent, legal fees and expenses, costs of printing the Bonds and preliminary and final Official Statement,' fees of financial advisors and other fees and expenses set forth in a Certificate of the Executive Director. "County" means the County of Riverside. "County Lease" means that certain Lease between the Agency and the County, dated February 1, 1989. "County Reimbursement Agreement" means that certain Amended and Restated Cooperative Agreement among the'County, the. Agency and the City dated January 8, 1987. "Designated Tax Revenues" means Surplus Tax'Revenues and those taxes allocated to the Agency pursuant to Section 33670 of the Redevelopment Law and Section 16 of Article XVI of the Constitution of the State, which, but for the provisions of the County Lease and the School District Cooperative Agreement, would have been allocated and paid to the County pursuant to the County Reimbursement Agreement and to the School District pursuant to the School District Reimbursement Agreement.' "Excess Investment Earnings" means earnings which are calculated in accordance with Section 25 hereof. "Federal Securities" means bills, certificates of indebtedness, notes, bonds, or similar securities which are direct obligations of, or the principal and interest of which securities are secured by, the United States, whether issued in book entry form or otherwise. "Fiscal Agent" means the party appointed by the Agency pursuant to Section 20 hereof, its successors and assigns, and any other corporation or association which may at any time be substituted in its place, as provided in this Resolution. "Fiscal Year" means the fiscal year as established from time to time by the Agency, being on the date of this Resolution the one year period beginning on July 1st and ending on the next following June 30th. 890427 ajh B395.WLS(1) -3- RESOLUTION NO. 220 "Gross Proceeds" means the sum of the following amounts: (i) original proceeds, being the amounts received by the Agency, or held by the Fiscal Agent as proceeds of the original issuance of the Bonds (after payment of all expenses of issuing the Bonds); (ii) investment proceeds, being amounts received at any time by the Agency or the Fiscal Agent, such as interest and dividends, resulting from the investment of proceeds of the Bonds, including profits and less losses received on such investment; (iii) amounts, other than original proceeds and investment proceeds, held in any fund•or account and reasonably expected to be used to pay principal of or interest on the Bonds; (iv) securities or obligations pledged as security for the payment of the Bonds by an ultimate obligor (or a related person) or the Agency; (v) amounts used to pay principal or interest with respect to the Bonds; and (vi) amounts received as a result of investing the amounts listed in clauses (i) through (v). "Independent Financial Consultant" or "Independent Engineer" means any financial advisor, consultant or engineer or firm of such advisors, consultants or engineers appointed by the Agency, and who, or each of whom: 1. is in fact independent and not under domination of the Agency; and 2. does not have any substantial interest, direct or indirect, with the Agency; and 3. is not connected with the Agency as an officer or employee of the Agency, but who may be regularly retained to make reports to the Agency. "Investment Property" means any security or obligation (other than any tax-exempt bond or demand deposit SLG) in which gross proceeds are invested. "Maximum Annual Debt Service" means the largest of the sums obtained for any Fiscal Year after totaling the following for each such Fiscal Year: 1. the principal amount of all Outstanding serial Bonds payable in such Fiscal Year; and 2. the amount of Minimum Sinking Fund Payments for all Outstanding term Bonds to be made in such Fiscal Year in accordance with the applicable schedule or schedules of Minimum Sinking Fund Payments together with the premium thereon, if any be payable; and 3. the interest which would be due during such Fiscal Year on the aggregate principal amount of Bonds which 890427 ajh 8395.WLS(1) - 4 - RESOLUTION NO. 220 would be Outstanding in such Fiscal Year if the Bonds outstanding on the date of such computation were to mature or be redeemed in accordance with the maturity schedule or schedules for the serial Bonds and the applicable schedule of Minimum Sinking Fund Payments for term Bonds. At the time and for the purpose of making such computation, the amount of Bonds already retired in advance of the above mentioned schedule or schedules shall be deducted pro rata from the remaining amounts thereon. "Minimum Sinking Fund Payments" means the amount of money to be deposited into the Subordinate Term Bond Sinking Fund Account to be used to redeem term Bonds at the principal amounts' thereof, plus premium, if any, in the amounts and at the times set forth in the applicable schedule or schedules of Minimum Sinking Fund Payments contained in this Resolution or in any Supplemental Resolution. "1985 Bonds" means the Palm Desert Redevelopment Agency, Project -Area No. 1, as amended (Added Territory Only), Tax Allocation Refunding Bonds, Issue of 1985. "Outstanding," when used with reference to the Bonds, means, as of any particular date, the aggregate of all the Bonds authenticated and delivered under this Resolution, except: 1. Bonds. canceled by the Agency or delivered to the Agency for cancellation at or prior to such date; 2. Bonds for the payment or redemption of which money in the necessary amount has been theretofore deposited with the Fiscal Agent or any Paying Agent for the holders of such Bonds, provided that if such Bonds are to be redeemed notice of such redemption has been duly given pursuant to this Resolution; 3. Bonds paid or deemed to be paid,as provided in Section 3.B hereof; and 4. Bonds in lieu of or in substitution for which other Bonds shall have been authenticated and delivered pursuant to this Resolution. "Paying Agent" means any paying agent provided by the Agency pursuant to this Resolution. "Permitted Investments" means: 1. Federal Securities; 2. Bonds, debentures or notes or other evidence of indebtedness payable in cash issued by any one or a combination of any of the following federal agencies whose obligations represent full faith and credit of the United 890427 ajh 8395.wL5(1) - 5 - RESOLUTION NO. 220 States of America: Export Import Bank of the United States, Federal FinancingrBank, Farmer's Home Administration, Federal Housing Administration, Maritime Administration, Public Housing Authority, Government National Mortgage Association; 3. Certificates of deposit properly secured at all times, by collateral security described in subparagraphs 1 or 2, above. Such agreements are only acceptable with commercial banks, savings and loans associations and mutual savings banks; 4. The following investments fully insured by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation: (i) certificates of deposit, (ii) savings accounts, (iii) deposit accounts, or (iv) depository receipts of banks, savings and loan associations dnd mutual savings banks; 5. Commercial paper rated in one of the two highest rating categories by at least two nationally recognized rating agencies or commercial paper backed by a letter of credit or line of credit rated in one of the two highest rating categories; 6. Written repurchase agreements with any bank, savings institution or trust company (not the Fiscal Agent) which is insured by the Federal Deposit Insurance Corpora- tion or the Federal Savings and Loan Insurance Corporation, or with any broker -dealer with retail customers which falls under Securities Investors Protection Corporation protec- tion, provided that such repurchase agreements are fully secured by obligations described in subparagraph 1, above, or obligations of any Corporation of instrumentality of the United States of America, and provided further that (i) such collateral is held by the Fiscal Agent or any agent acting solely for the Fiscal Agent during the term of such repurchase agreement, (ii) such collateral is not subject to loans or claims of third parties, (iii) such collateral has a market value (determined at least once every 14 days) at least equal to the amount invested in the repurchase agreement, (iv) the Fiscal Agent has a perfected first security interest in the collateral, (v) the agreement shall be for a term not longer than 270 days and (vi) the failure to maintain such collateral at the level required in (iii) above will require the Fiscal Agent to liquidate the collateral; 7. Money market funds rated AAA by Standard & Poor's Corporation, or taxable government money market portfolios, restricted to obligations with maturities of one year or less, issued by or guaranteed as to payment of 890427 ajh 8395.WLS(1) -6- RESOLLTION NO. 220 principal and interest by, the United States of America, or repurchase agreements collateralized by such obligations including, without limitation, the Pacific Horizons Fund; and 8. The State of California, Local Agency Investment Fund, but only to the extent that such moneys remain to the name and credit of the Fiscal Agent. "Project Area" means only the territory within the project area described and defined in the Redevelopment Plan approved and adopted by the City by its Ordinance No. 80. "Project Area, As Amended" means the Project Area together with the Added Territory added to the Project Area pursuant to Ordinance No. 275 of the City. "Rating Agency" means Standard & Poor's Corporation, 25 Broadway, New York, New York 10004. "Redevelopment Law" means the Community Redevelopment °Law, being California Health and Safety Code Section 33000, et seq., and all future .acts supplemental thereto or amendatory thereof. "Redevelopment Plan" means the Redevelopment Plan for the Project Area, approved and adopted by the City by its Ordinance No. 80 and includes any amendment of the Redevelopment Plan heretofore or hereaftermade pursuant to law, except insofar as any such amendment pertains only to the Added Territory. "Registered Owner" or any similar term, including, without limitation, "Bondholdeb" or "Holder of Bonds," means the registered owner or the duly authorized attorney, trustee, representative or assigns of any outstanding Bond of such owner. "School District" means the Desert Sands Unified School District. "School District Cooperative Agreement" means that certain Cooperative Agreement among the Agency, the City, and the School District, dated April 13, 1989. "School District Reimbursement Agreement" means that certain Agreement for Cooperation by and among the School District, the Agency and the City, dated September 15, 1985. "Series" means all of the Bonds delivered on original issuance in a simultaneous transaction pursuant to this Resolution and any Bonds, notes or other obligations thereafter delivered in lieu of or in substitution therefor pursuant hereto. 890427 ajh B395.WLS(1) - 7 - RESOLUTION NO. 220 "Supplemental Resolution" means a resolution supplemental to or amendatory of this Resolution. "Surplus Tax Revenues" means those Tax Revenues, including all revenues attributable to supplemental taxes and all payments and reimbursements to the Agency attributable to ad valorem taxes not levied or collected by reason of tax exemptions or tax rate limitations, which have been designated as "surplus" pursuant to Paragraph E of Section 15 of Agency Resolution No. 184, as amended. "State" means the State of California. "Tax Revenues" means that portion of the taxes levied upon taxable property in the Added Territory, and received by the Agency, which are allocated to and paid into a special fund of the Agency pursuant to Article 6 of Chapter 6 of the Redevelop- ment Law and Section 16 of Article XVI of the California Constitution, exclusive of Tax Revenues placed into the Low and Moderate Income Housing fund of the Agency pursuant to Sections 33334.2 and 33334.3 of the Redevelopment Law, and excluding amounts payable to the County and certain other taging agencies pursuant to the County Reimbursement Agreement, to the School District pursuant to the School District Reimbursement Agreement and to Beachstone Joint Venture, Limited, pursuant to the Bella Vista Agreements. "Treasurer" or "Treasurer of the Agency" means the officer who is then performing the functions of Treasurer of the Agency. "Underwriter" means Miller & Schroeder Financial, Inc. Section 2. Amount, Issuance and Purpose of Bonds. Under and pursuant to the Redevelopment Law and under and pur- suant to this Resolution, Bonds of the Agency in the aggregate principal amount of not to exceed $6,000,000 are authorized to be .issued by the Agency for the corporate purposes of the Agency to aid in the financing of a redevelopment project, and for other purposes related thereto as hereinafter provided, and such issue of Bonds is hereby created. It is hereby determined and declared that the issuance of the Bonds is necessary for the purposes herein stated. Section 3. Nature of Bonds. A. Security. The Designated Tax Revenues are hereby allocated and irrevocably pledged to the payment of the principal of and interest on the Bonds as in this Resolution provided, and until all of the Bonds, and all interest thereon, have been paid, or until moneys for that purpose have been irrevocably set aside as provided in Section 3.B or Section 11.E hereof, the Designated 890427 •jh B395.WLS(1) - 8 - RESOLUTION NO. 220 Tax Revenues shall be applied solely to the payment of the Bonds and the interest thereon as in this Resolution provided. Such allocation and pledge are for the exclusive benefit of the Registered Owners of the Bonds and shall be irrevocable. The Bonds shall be and are special obligations of the Agency and are hereby secured by an irrevocable pledge of, and are payable as to principal, premium, if any, and interest from Designated Tax Revenues and other funds as hereinafter provided. The Bonds, premium, if any, and interest thereon are not a debt of the City, the State or any of its political subdivisions and neither the City, the State nor any of its political subdivisions is liable on the Bonds, nor in any event shall the Bonds, premium, if any, and interest thereon be payable out of any funds or properties other than those of the Agency as set forth in this Resolution. The Bonds do not constitute an indebtedness within the meaning of any constitutional or statutory debt limitation or restriction. Neither the members of the Agency nor any persons executing the Bonds are liable personally thereon by reason of their issuance. The Bonds shall be and are equally secured by an irrevocable pledge of Designated Tax Revenues and other funds as hereinafter provided, without priority for number, date of sale, date of execution, or date of delivery, except as expressly provided herein. The validity of the Bonds is not and shall not be dependent upon the completion of the redevelopment of the Project Area or upon the performance by any person of an obligation of that person relative to such redevelopment. B. Defeasance. Nothing in this Resolution shall preclude: (i) the payment of the Bonds from the proceeds of refunding bonds issued pursuant to law, or (ii) the payment of the Bonds from any legally available funds. Nothing in this Resolution shall prevent the Agency from making advances of its own funds howsoever derived to any of the uses and purposes mentioned in this Resolution. If the Agency shall pay or cause to be paid, or shall have made provision to pay upon maturity or upon redemption prior to maturity to the Registered Owners of the Bonds, or the principal and interest to become due thereon, together with any applicable premium, through setting aside in trust funds or setting apart in a reserve fund or special trust account created pursuant to this Resolution or otherwise, or through the irrevocable segregation for that purpose in some sinking fund or other fund or trust account with a responsible bank or trust company, moneys sufficient therefor or Federal Securities, the principal of and interest on which when due will be sufficient therefor, then, as to the Bonds, the lien of this Resolution, including, without limitation, the pledge of the Designated Tax Revenues and the other funds pledged hereunder, 890427 ajh B395.WLS(1) - 9 - RESOLLTION NO. 220 and all other rights granted hereby, shall thereupon cease, terminate and become void and be discharged and satisfied, and the Bonds and interest thereon and any applicable premium on such Bonds shall no longer be deemed to be Outstanding and unpaid; provided, however, that nothing in this Resolution shall require the deposit of more than such Federal Securities as may be sufficient, taking into account both the principal amount of such Federal Securities and the interest to become due thereon, to implement any refunding of the Bonds. In such event, the Fiscal Agent shall cause an accounting for such period or periods as shall be requested by the Agency to be prepared and filed with the Agency, and the Fiscal Agent, upon the request of the Agency, shall release this Resolution as to the Bonds, and execute and deliver to the Agency all such instruments as may be desirable to evidence such release, discharge and satisfaction, and the Fiscal Agent shall pay over or deliver to the Agency all moneys or securities held by it pursuant to this Resolution as to the Bonds, which are not required for the payment or redemption thereof, not theretofore surrendered for such payment or redemption. In case any of the Bonds are to be redeemed on any date prior to their maturity, the Agency shall give to the Fiscal Agent, in form satisfactory to it, irrevocable instructions to provide notice of redemption as provided in Section 11 of this Resolution. In the event the Bonds are not by their terms subject to redemption within the next succeeding 60 days the Agency shall give the Fiscal Agent in form satisfactory to it irrevocable instructions to provide notice, as soon as practic- able, to the Registered Owners of such Bonds that the deposit required in this Section 3.B has been made and that the Bonds are deemed to have been paid in accordance with this Section and stating the maturity or redemption date upon which moneys are to be available for the payment of the principal and interest to become due on the Bonds, together with any applicable premium thereon. Neither the obligations nor moneys deposited pursuant to this Section or principal or interest payments on any such obligations nor moneys deposited pursuant to this Section nor principal or interest payments on any such obligations shall be withdrawn or used for any purpose other than, and shall be held in trust for the payment of the principal and interest to become due on the Bonds, together with any applicable premium thereon; provided that any cash received from such principal or interest payments on such obligations, if not then needed for such purpose, shall, at the written direction of the Agency, be reinvested in Federal Securities maturing at times and in amount sufficient to pay when due the principal and interest to become due on such Bonds, together with any applicable premium thereon on and prior to such redemption date or maturity date thereof, as the case may be. 890427 ajh B395.WLS(1) - 1 0 - RESOLUTION NO. 220 Section 4. Description of Bonds; Disposition of Proceeds. The Bonds shall be designated "Palm Desert Redevelopment Agency, Project Area No. 1, As Amended (Added Territory Only), Subordinate Tax Allocation Bonds, Issue of 1989". The Bonds shall be issued in the aggregate principal amount of not to exceed $6,000,000, shall be dated as of May 1, 1989, and shall be issued in the form of Fully Registered Bonds, in denominations of $5,000 each or any integral multiple thereof. The designation of the Bonds may contain such further descriptive terms as may be approved by the Executive Director of the Agency and the signature of the Executive Director appearing on the Bonds shall be conclusive evidence of such approval. The Fiscal Agent, on behalf of and as agent for the Agency, shall receive the proceeds from the sale of the Bonds upon the delivery of the Bonds to the original purchasers thereof and shall dispose of such proceeds as follows: A. Accrued interest and premium, if any, paid by the Underwriter shall be placed in the Subordinate Bond Interest Payment Account of the Special Fund. B. A sum equal to the lesser of (i) ten percent of the proceeds of the Bonds or (ii) Maximum Annual Debt Service, which sum shall be set forth in a certificate or instructions of the Executive Director and provided to the Fiscal Agent, shall be deposited into the Subordinate Reserve Account of the Special Fund. C. After making the above transfers, the balance of the proceeds from the sale of the Bonds shall be transferred to the Redevelopment Fund; provided, however, that prior to making such transfer, the Fiscal Agent shall transfer to the Costs of. Issuance Account an amount specified in a certificate or instructions of the Executive Director and pay the amounts specified therein to the designated payees. Section 5. Interest and Maturities. The Bonds shall mature and shall bear interest payable semiannually during the term thereof, in accordance with the principal payment and interest rate schedule set forth on Exhibit D, attached hereto. The principal amounts which mature serially and the interest rate or rates shall be inserted by the Secretary on such Exhibit D upon execution by the Executive Director of the Bond Purchase Agreement. Each Bond shall bear interest until the principal sum thereof has been paid; provided, however, that if on any redemption date, funds are available for the payment thereof in full accordance with the terms of this Resolution, such Bonds as shall have been called for redemption and for which notice of such redemption shall have been given shall then cease to bear interest. 890427 ajh 8395.WLS(1) -11- RESOLUTION NO. 220 The Bonds shall be numbered by the Fiscal Agent as the Fiscal Agent shall determine and shall be dated as of the date of authentication thereof, except that Bonds issued upon exchanges and transfers of Bonds shall be dated so that no gain or loss of interest shall result from such exchange or transfer. Each Bond shall bear interest from the interest payment date next preceding the authentication date thereof unless (i) such authentication date shall be an interest payment date, in which case it shall bear interest from such interest payment date; (ii) such authentication date shall be prior to the sixteenth day of the month preceding the first interest payment date, in which case it shall bear. interest from the date of the Bonds, or (iii) such authentication date is on acid between the sixteenth day of the month preceding an interest payment date and such interest payment date, in which case it shall bear interest from such interest payment date. The Fiscal Agent shall not be required to register the transfer or exchange of any Bond between 15 days preceding any date established by the Fiscal Agent for the selection of Bonds for redemption and the date of such selection and as to any Bond selected for redemption. Interest on the Bonds shall be paid by the Fiscal Agent, out of the.appropriate funds, by check or draft mailed by first class mail to the Registered Owner at such Owner's address as it appears on the register kept by the Fiscal Agent at the close of business on the fifteenth day of themonthbreceding the interest payment date. . Payment of interest on the Bonds shall not be conditioned upon presentation or surrender of the Bonds. Interest shall be calculated on the basis of a 360-day year with twelve 30-day months. The Bonds shall mature on the dates of each of the years and in the amounts set forth in the principal payment and interest rate schedule attached hereto as Exhibit D. The Fiscal Agent, on behalf of and as agent for the Agency, shall receive the proceeds from the sale of the Bonds upon the delivery of the Bonds to the Underwriter and shall dispose of such proceeds as provided in Section 4 hereof. • Section-6. Place of Payment. The Bonds and any premiums upon the redemption thereof prior to maturity, shall be payable in lawful money of the United States of America upon surrender, except for interest which is payable by check or draft as stated above, and shall be payable at the corporate trust office of the Fiscal Agent in Los Angeles, California. Section 7. Forms of Bonds. Temporary Bonds. The Bonds shall be substantially in the form attached hereto and made a part hereof, marked "Exhibit A." Such form is hereby approved and adopted as the form of the Bonds, and of the redemption, exchange, registration and assignment provisions pertaining thereto, with necessary or appropriate variations, omissions and insertions, as permitted or required by this Resolution or any Supplemental Resolution. 890427 ajh 8395.WLS(1) -12- RESOLUTION NO. 220 Any Bonds issued under this Resolution may be initially issued in temporary form exchangeable for definitive Bonds when the same are ready for delivery. The temporary Bonds may be printed, lithographed or typewritten, shall be of such denomina- tions as may be determined by the Agency and may contain such reference to any of the provisions of this Resolution as may be appropriate. Every temporary Bond shall be executed by the Agency and be authenticated and delivered by the Fiscal Agent upon the same conditions and in substantially the same manner as the definitive Bonds. If the Agency issues temporary Bonds, it shall execute and furnish definitive Bonds without delay, and, thereupon, the temporary Bonds may be surrendered for can- cellation at the Fiscal Agent for the Agency in Los Angeles, California, and the Fiscal Agent shall deliver in exchange for such temporary Bond an equal aggregate principal amount of definitive Bonds of authorized denominations of the same issue. Until so exchanged, the temporary Bonds shall be entitled to the same benefits under this Resolution as definitive Bonds of the same issue delivered hereunder. Section 8. Execution of Bonds. The Bonds shall be signed on behalf of the Agency by facsimile or manual signature of its Chairman and by facsimile or manual signature of the Executive Director or one other member of the governing board or officer of the Agency, and the seal of the Agency shall be impressed, imprinted or reproduced thereon. The Chairman, the Executive Director and the foregoing members and officers are hereby authorized and directed to sign the Bonds in accordance with this Section. If any Agency member or officer whose manual or facsimile signature appears on the Bonds ceases to be such member or officer before delivery of the Bonds, such signature is as effective as if.such member or officer had remained in office, and the Bonds shall be as binding upon the Agency as though the person who signed the Bonds had been such member or officer on the date borne by the Bonds. The Bonds shall be authenticated by the Fiscal Agent by manual signature. Section 9'. Form of Bonds, Registration and Exchange. The Bonds are issued as Fully Registered Bonds payable to the Registered Owner, negotiable only by proper transfer of registration. A Fully Registered Bond or Fully Registered Bonds may be exchanged for a Fully Registered Bond or Fully Registered Bonds. Transfer of ownership of a Fully Registered Bond or Fully Registered Bonds shall be made by exchanging the same for a new Fully Registered Bond or Fully Registered Bonds. All of such exchanges shall be made in such manner and upon such reasonable terms and conditions as may from time to time be determined and prescribed by the Agency; provided, however, no such transfer or exchange shall be required to be :jade between 15 days preceding any date established by the Fiscal Agent for the selection of 890427 ajh B395.WLS(1) - 1 3 - RESOLUTION NO. 220 Bonds for redemption and the date of such selection and as to any Bond selected for redemption. Such exchanges may be subject to costs or charges to the person, firm or corporation requesting such exchange, for any tax or governmental charge that may be imposed in connection with such exchange. Each Fully Registered Bond issued pursuant to this Resolution shall be of a denomination which is $5,000 or a whole multiple thereof. Section 10. Bond Register. The Fiscal Agent shall keep or cause to be kept at its corporate trust office in Los Angeles, California, sufficient books for the registration and transfer of the Bonds, which shall at all reasonable times be open to inspection by the Agency; and upon presentation for such purpose, the Fiscal Agent shall, under such reasonable regulations as it may prescribe, register or transfer, or cause to be registered or transferred, on such register, the Bonds as provided above. Section 11. Redemption of Bonds Prior to Maturity. A. Call for Redemption. The outstanding Bonds, or any of them, may be called before maturity and redeemed as follows: A. The Bonds maturing on or prior to the date or dates set forth in the redemption schedule attached hereto as Exhibit E, are not subject to optional call or redemption by the Agency prior to their respective maturities. B. The outstanding Bonds maturing on or after the date or dates set forth in the redemption schedule attached hereto as Exhibit E, may be called before maturity and redeemed, at the option of the Agency, in whole from the proceeds of refunding bonds or refunding obligations, or in whole or in part from any other source, on the date or dates specified in such schedule, or on any interest payment date thereafter prior to. maturity, in inverse order of maturity and by lot within a maturity. Bonds so called for redemption shall be redeemed at a redemption price for each redeemed Bond equal to the principal amount thereof, plus accrued interest to the redemption date, and the premium or premiums set forth in the redemption schedule attached hereto as Exhibit E. The Agency may, and, if required by any provision of this Resolution or Supplemental Resolution, shall, direct the call and redemption prior to maturity of Bonds, which are by their terms then callable for redemption, by the Fiscal Agent in such amounts for which funds are available and shall give notice to the Fiscal Agent of such redemption at least 60 days prior to the redemption date. B. Notice of Redemption. Notice of redemption prior to maturity, except as provided below, shall be given by mailing such notice by first-class mail not less than 30 nor more than 60 890427 .jh 8395.6LS(1) - 1 4 - RESOLUTION NO. 220 days before such redemption date, to each Registered Owner of such Bond. The notice of redemption shall (i) state the redemption date; (ii) state the redemption price; (iii) state the numbers and dates of maturity of the Bonds to be redeemed; provided, however, that whenever any call for redemption includes all of the Outstanding Bonds, the numbers of the Bonds need not be stated; (iv) state, as to any Fully Registered Bonds redeemed in part only, the registered Bond numbers and the principal portion thereof to be redeemed; (v) state that interest on the principal portion of the Bonds so designated for redemption shall cease to accrue from and after such redemption date and that on such date there will become due and payable on each of the Bonds the principal amount thereof to be redeemed, interest accrued thereon to the redemption date and the premium thereon, if any, such premium to be specified; and (vi) state such other matters as may be appropriate in the circumstances or which may be requested by the Agency. The actual receipt by the Registered Owner of notice of such redemption shall not be a condition precedent to redemption, and failure •to receive such notice shall not affect the validity of the proceedings for the redemption of such Bonds or -the cessation of interest on the redemption date. Notice of • redemption of Bonds shall be given by the Fiscal Agent for and on behalf of the Agency at the expense of the Agency. A'certificate by the Fiscal Agent that notice of redemption has been given as herein provided shall be conclusive as against all parties, and no Registered Owner whose Bond is called for redemption may object thereto or object to the cessation of interest on the redemption date fixed by any claim or showing that such Registered Owner failed actually to receive such notice of call and redemption. C. Redemption Fund. Prior to the publication as above required: (i) the Fiscal Agent shall establish, maintain and hold in trust a separate fund which is hereby created for the purpose of this Resolution entitled the "Issue of 1989 Redemption Fund" (the "Redemption Fund"); and (ii) there shall be set aside in the Redemption Fund, transferred from the appropriate Account or Accounts in the Special Fund or from other legally available funds of the Agency, moneys for the purpose and sufficient to redeem, at the premiums, if any, payable as provided in this Resolution or a Supplemental Resolution, the Bonds designated in such notice of redemption. This provision shall not apply, however, to a redemption made (i) as part of a plan of defeasance in accordance with Section 3.B hereof; and (ii) pursuant to mandatory sinking fund account redemption. Such moneys must be set aside in the Redemption Fund solely for that purpose and shall be applied on or after the redemption date to the payment of principal and premium, if any, of the Bonds to be redeemed upon presentation and surrender of such Bonds. Any interest due 890427 ajh B395.6L5(1) -15- RESOLUTION NO. 220 on or prior to the redemption date upon the Bonds shall be paid from the Special Fund upon presentation and surrender thereof. D. Partial Redemption of Fully Registered Bonds. Upon surrender of any Fully Registered Bond redeemed in part only, the Agency shall execute and the Fiscal Agent shall authenticate and deliver to the Registered Owner thereof, at the expense of the Agency, a new Bond or Bonds of authorized denominations equal in aggregate principal amount to the unredeemed portion of the Fully Registered Bond surrendered and of the same interest rate or rates and same maturity or maturities. E. Effect of Redemption. Notice of redemption having been duly given as aforesaid, and moneys for payment of the principal of, premiums, if any, and interest payable upon redemption of the Bonds having been set aside in the Redemption Fund, the Bonds, or parts thereof, as the case may be, called for redemption shall, on the redemption date, become due and payable at the redemption price specified in such notice, interest on the Bonds, or parts thereof, as the case may be, so called for redemption shall cease to accrue, and the Bonds, or parts thereof, as the case may be, shall cease to be entitled to any lien, benefit or security under this Resolution, and the Registered Owners shall have no rights in respect thereof except .to receive payment of the redemption price thereof, and, in the case of partial redemption of Fully Registered Bonds, also to receive a new Bond or Bonds for the unredeemed balance as • aforesaid. All Bonds, or parts thereof, as the case may be, redeemed pursuant to the provisions of this Section shall be canceled upon surrender thereof and destroyed with a certificate of destruction sent to, or upon the order of, the Agency. So long as any of the Bonds herein authorized, or any interest thereon, remain unpaid, the moneys in the Redemption Fund'shall be used for no purpose other than those required or permitted by this Resolution, any Supplemental Resolution, and the Redevelopment Law. F. E rchase of Bonds. The Fiscal Agent, on behalf of and at the specific written direction of the Agency, is hereby authorized to purchase Bonds on the open market at any time at a price not to exceed the principal amount of the Bonds plus the applicable premium and accrued interest, if any, to the date of purchase plus brokerage fees, if any. The Agency shall instruct the Fiscal Agent regarding which maturity or maturities shall be credited following such purchase. Section 12. Funds. There is hereby continued by this Resolution with the Treasurer a special trust fund called the 890427 ajh B395.WLS(1) - 1 6 - RESOLUTION NO. 220 "Palm Desert Redevelopment Project, Redevelopment Fund" (the "Redevelopment Fund"). There is hereby created by this Resolution with the Treasurer a special trust account to be held by the Fiscal Agent known as the Costs of Issuance Account. There is hereby continued by this Resolution with the Treasurer a special trust fund to be held by the Fiscal Agent called the "Special Fund" (the "Special Fund") and there is hereby created in the Special Fund the following trust accounts: (i) the Subordinate Bond Interest Payment Account, (ii) the Subordinate Serial Bond Payment Account, (iii) the Subordinate Term Bond Sinking Fund Account, and (iv) the Subordinate Reserve Account. So long as any of the Bonds herein authorized, or any interest thereon, remain unpaid, the moneys in the foregoing Funds and Accounts shall be used for no purpose other than those required or permitted by this Resolution, any Supplemental Resolution, and the Redevelopment Law. Section 13. Redevelopment Fund. The moneys transferred to and placed in the Redevelopment Fund shall remain therein until from time to time expended solely for the purpose of financing a portion of the cost of certain public improvements and other costs related thereto, and also including, without limitation, in such costs: A. The cost of any lawful purpose in connection with such redevelopment; and B. Any costs and expenses in connection with the issuance and sale of the Bonds, and fees of the Fiscal Agent and Paying Agents, if any. If any sum remains in the Redevelopment Fund after the full accomplishment of the objects and purposes for which the Bonds were issued, such sum shall be transferred to the Special Fund. Section 14. Designated Tax Revenues. The Designated Tax Revenues are hereby allocated and irrevocably pledged to the payment of the principal of and interest on the Bonds as in this Resolution provided, and until all of the Bonds and all interest thereon have been paid, or until moneys for that purpose have been irrevocably set aside as provided in Section 3.B or Section 11.E hereof, the Designated Tax Revenues shall be applied solely to the payment of the Bonds and the interest thereon as in this Resolution provided. Such allocation and pledge is for the exclusive benefit of the Registered Owners of the Bonds and shall be irrevocable. Designated Tax Revenues allocated to the Agency shall not be payable to the Fiscal Agent on account of any Bonds 890427 ajh B395.WLS(1) - 1 7 - RESOLC;TION NO. 220 when sufficient funds have been placed with the Fiscal Agent to redeem all outstanding Bonds. Section 15. Special Fund. All Tax Revenues and Designated Tax Revenues shall be deposited by the Treasurer in the Special Fund. Without limiting the generality of the foregoing and for the purpose of assuring that the payments referred to above will be made as scheduled, the Tax Revenues accumulated in the Special Fund (i) after having been applied in accordance with Resolution No. 184, as amended and supplemented •shall be designated as "surplus" and the Designated Tax Revenues shall be used in the following priority; provided, however, that to the extent that deposits have been made in any of the Accounts referred to below from the proceeds of the sale of the Bonds or otherwise, the deposits below need not be made: A. Subordinate Bond Interest Payment Account. Deposits shall be made into the Subordinate Bond Interest Payment Account so that the balance in such Account 30 days prior to the date of the payment of any installment of interest on the Bonds shall be equal to six months interest on the then outstanding Bonds. Moneys in the Subordinate Bond Interest Payment Account shall be used for the payment of interest on the Bonds as the same becomes due. B. Subordinate Serial Bond Payment Account. After • the deposits have been made pursuant to subparagraph A above, deposits shall next be made into the Subordinate Serial Bond Payment Account so that the balance in such Account 30 days prior to the date of payment of principal is due shall equal the next principal payment, or payments, as the case may be, on the then outstanding serial Bonds. Moneys in the Subordinate Serial Bond Payment Account shall be used for the payment of the principal of such serial Bonds as the same become due. C. Subordinate Term Bond Sinking Fund Account. Commencing on a date 13 months prior to the first date set forth on the schedule of Minimum Sinking Fund Payments, attached hereto as Exhibit F, after the deposits have been made pursuant to subparagraphs A and B above, if the Designated Tax Revenues are sufficient therefor, deposits shall next be made into the Subordinate Term Bond Sinking Fund Account so that the balance in such Account 30 days prior to the date the money in such account is scheduled to be used shall equal the then current Minimum Sinking Fund Payment on the then outstanding term Bonds. Moneys in the Subordinate Term Bond Sinking Fund Account shall be used and applied by the Fiscal Agent to call and redeem the amount of Outstanding term Bonds to be called pursuant to the applicable schedule, with the moneys available therefor. Any such call and redemption shall be made in accordance with the provisions of Section 11 hereof and according to the schedule or schedules provided in a Supplemental Resolution. In lieu or partially in 890427 ajh 8395.WLS(1) - 1 8 - RESOLUTION NO. 220 lieu of such call and redemption, moneys in the Subordinate Term Bond Sinking Fund Account may be used to purchase Outstanding term Bonds in the manner hereinafter provided. Purchases of Outstanding term Bonds shall be made at the specific written direction of the Agency by the Fiscal Agent at public or private sale but only at prices, including brokerage or other expenses, not more than the principal amount thereof plus accrued interest plus the premium applicable at the next following call date according to the schedule or schedules applicable thereto, and any accrued interest payable upon the purchase of term Bonds may be paid from the amount reserved in the Subordinate Bond Interest Payment Account for the payment of interest on the next following interest payment date. The Fiscal Agent shall cancel the purchased Bonds and apply such cancelled Bonds to the Sinking Fund Payments. D. Subordinate Reserve Account. After the deposits have been made pursuant to subparagraphs A, B and C above, if the Designated Tax Revenues are sufficient therefor, deposits shall next be made into the Subordinate Reserve Account so that the balance in such Account shall equal to not less than the lesser of ten percent of the proceeds of the Bonds or Maximum Annual Debt Service on all Bonds or such other amount as may be specified by a Supplemental Resolution, and the balance in such Account shall be so maintained to equal the lesser of ten percent of the proceeds of the Bonds or Maximum Annual Debt Service on .all Bonds, or such other amount. Moneys in the Subordinate 'Reserve Account shall be used solely for the purpose of paying the interest on and principal of the Bonds and making Minimum Sinking Fund Payments on term Bonds in the event that the moneys in the Subordinate Bond Interest Payment Account or Subordinate Serial Bond Payment Account or Subordinate Term Bond Sinking Fund Account are insufficient therefor and for that purpose the Fiscal Agent shall withdraw and transfer moneys from the Subordinate Reserve Account to the appropriate Account. Moneys in the Subordinate Reserve Account may be used to pay the interest on and principal of the last outstanding maturity of the Bonds so that the issue of Bonds will be retired. Any substitution of the moneys in the Reserve Account by means of insurance, surety or othewise shall be subject to the prior written consent of the Bond Insurer. E. No Default: Surplus. It is the intent of this Resolution: (i) that the deposits in subparagraphs A, B and C above to the Subordinate Bond Interest Payment Account, the Subordinate Term Bond Sinking Fund Account, the Subordinate Serial Bond Payment Account, respectively, shall be made as scheduled, and (ii) that the deposits in subparagraph D above to the Subordinate Reserve Account, respectively, shall be made as scheduled, if and only if the total of the Designated Tax Revenues are sufficient therefor. Failure to make the required deposits into the Subordinate Reserve Account, as specified in 890427 ajh 8395.WLS(1) - 1 9 - RESOLUTION NO. 220 subparagraph D above, shall not be an event of default, if, and only if, the Designated Tax Revenues are insufficient therefor. Should it be necessary to defer all or part of any deposit referred to in subparagraph D above, such deferred deposits shall be cumulative and shall be made when the total of the Designated Tax Revenues are sufficient to make the deposits required by subparagraphs A, B and C and thereafter make the deposits required by subparagraph D. If: (i) the above transfers have been made so that the required amounts as of that time are in all of the above -mentioned Accounts, and (ii) the Designated Tax Revenues to be received for the next Fiscal Year by the Agency, as set forth in a certificate of an Independent Financial Consultant, based upon the most recent assessed valuation of taxable property in the Project Area, furnished by the appro- priate officer of the County of Riverside, are at least equal to 120 percent of Maximum Annual Debt Service on all Bonds, and any loans, advances or indebtedness payable from Designated Tax Revenues or from other sources as provided in Section 3.A hereof on a parity with the Bonds, then the balances in the Special Fund may be used and applied by the Agency for any lawful purpose, including without limitation the purchase or call and redemption of the Bonds as set forth in subparagraph C above. The Fiscal Agent shall pay such balance to the Agency within five business days of written request for such amount from an authorized • representative of the Agency and a receipt of a certificate as to the matters specified in clause (ii), above. Section•16. Deposit and Investment of Moneys in Funds. Subject to the provisions of Covenant 9 of Section 18 hereof, all moneys held by the Agency in the Redevelopment Fund and by the Fiscal Agent in the Special Fund, except such moneys•which are at the time invested, shall be held in trust accounts or time or demand deposits in any financial institution authorized to accept deposits` of public funds, including the banking department of the Fiscal Agent, and shall be secured at all times by bonds or other obligations which are authorized by law as security for public deposits and are of a market value at least equal to the amount required by law. Moneys in the Redevelopment Fund may be from time to time invested by the Agency, and moneys in the Special Fund shall, upon written request of the Agency, be invested by the Fiscal Agent, subject to the following restrictions: A. Moneys in the Redevelopment Fund shall be invested only in Permitted Investments which will by their terms mature not later than the date the Agency estimates the moneys represented by the particular investment will be needed for withdrawal from such Fund. B. Moneys in the Subordinate Bond Interest Payment Account, the Subordinate Serial Bond Payment Account, and the 890427 ajh B395.411.8(1) -20- RESOLUTION NO. 220 Subordinate Term Bond Sinking Fund Account shall be invested only in Permitted Investments which will by their terms mature on such dates as to insure that before each interest payment date there will be in such Accounts, from matured obligations and other moneys already in such Accounts, cash equal to the interest and principal payable on such date. C. Moneys in the Subordinate Reserve Account shall be invested only in Permitted Investments which will by their terms mature in not more than two years, but in no event in obligations which mature after the final maturity date of the Bonds. D. Moneys in the Redemption Fund shall be invested only in Permitted Investments which will by their terms mature . not later than the earlier of (i) two years, or (ii) the date the 'Agency or Fiscal Agent estimates the moneys represented by the particular investment will be needed for withdrawal from such Fund. E. Moneys in the Rebate Fund shall be invested in Federal Securities which will by theirterms mature not later than the earlier of (i) two years, or (ii) the date the Fiscal Agent expects receipt of instructions to pay such amounts to the United States government. The moneys held by the Fiscal Agent shall be invested in Permitted Investments. The value of Permitted Investments shall be determined as follows: "Value", as of any particular time of determination, means that the value of any investments shall be calculated as follows: 1. as to investments the bid and asked prices of which are published on a regular basis in The Wall Street Journal or The New York Times: the average bid and asked prices for such investments so published on or most recently prior to such time of determination; 2. as to investments the bid and asked prices of which are not published on a regular basis in The Wall Street Journal, or The New York Times: the average bid price at such time of determination for such investments by any two nationally recognized government securities dealers (selected by the Fiscal Agent in its absolute discretion) at the time making a market in such investments; 3. as to certificates of deposit and bankers acceptances: the face amount thereof, plus accrued interest; and 4. as to any investment not specified above: the 890427 sjh 8395.YLS(1) -21- RESOLUTION NO. 220 value thereof established by prior agreement between the Agency and the Fiscal Agent. If more than one provision of this definition of "value" shall apply at any time to any particular investment, the value thereof at such time shall be determined in accordance with the provision establishing the lowest value for such investment. Obligations purchased as an investment of moneys in any of such Funds or the Accounts therein shall be deemed at all— - times to be a part of such Fund or Account and the interest accruing thereon and any gain realized from such investment shall be credited to such Fund or Account and any loss resulting from any such authorized investment shall be charged to such Fund or Account without liability to the Agency or the members and officers thereof or to the Fiscal Agent. The Agency or the Fiscal Agent, at the written direction of the Agency, shall sell at the best -price obtainable or present for redemption any obligation so purchased whenever it shall be necessary to do so in order to provide moneys to meet any payment -or transfer from such Fund or Account as required by this Resolution. 'For the purpose of determining at any given time the balance in any such Fund or Account, any such investment constituting a. part of such Fund or Account shall be valued at the then estimated or appraised market value or redemption value of such investment, whichever is less. Whenever reference is made to sums or moneys in a particular Fund or Account, or words of similar iilport are used, such reference shall include, without limitation, investments in such Fund or Account. The Fiscal Agent shall be required to make investments only upon the written direction of the Agency. In the absence of such written direction, the Fiscal Agent shall invest solely in units of a taxable government money market portfolio restricted to obligations issued or guaranteed as to payment of principal and interest by the full faith and credit of the United States Government or repurchase agreements collateralized by such obligations. Section 17. Issuance of Parity Bonds. The Agency may provide for the issuance of, and sell, Parity Bonds in such additional principal amounts as it estimates will be needed for the purposes of the Redevelopment Law. The issuance and sale of any Parity Bonds shall be subject to the following conditions precedent: A. The Agency shall be in compliance with all covenants set forth in this Resolution. 890427 ajh B395.YLS(1) - 2 2 - RESOLUTION NO. 220 B. Designated Tax Revenues, excluding State subventions, received or to be received by the Agency, commencing on the date of issuance of such Parity Bonds, based upon the most recent equalized -roll of taxable property in the Added Territory, shall be at least equal to 120 percent of the Maximum Annual Debt Service on the Bonds, Parity Bonds and any loans, advances or indebtedness payable from Designated Tax Revenues on a parity with the Bonds pursuant to Section 33670 of the Redevelopment Law, which will be outstanding following the issuance of such Parity Bonds. C. The resolution providing for such Parity Bonds shall require that from the proceeds of the sale thereof_or from other legally available funds there shall be deposited in the Reserve Account in the Special Fund an•amount such that the balance in such Account shall equal the lesser of ten percent of the proceeds of the Parity Bonds or Maximum Annual Debt Service. D. The Parity Bonds shall be serial Bonds or term Bonds, or both, and the interest thereon shall be payable semi- annually on the same dates as interest on the Bonds is payable on a fixed rate, and not a variable rate, basis. Section 18. Covenants of. the Aaencv. As long as,the' Bonds are outstanding and unpaid, the Agency shall, through its proper members, officers, agents or employees, faithfully perform and abide by all of the covenants, undertakings and provisions contained in this Resolution or in any Bond issued hereunder, including the following Covenants and agreements for the benefit of the Registered Owners which are necessary, convenient and desirable to secure the Bonds and will tend to make the Bonds more marketable; provided, however, that such Covenants do not require the Agency to expend any funds other than the Designated Tax Revenues: Covenant 1. Complete Redevelopment Project: Amendment to Redevelopment Plan. The Agency covenants and agrees that it will diligently carry out and continue to completion, with all practicable dispatch, the redevelopment of the Project Area, in accordance with its duty to do so under and in accordance with the Redevelopment Law and the Redevelopment Plan and in a sound and economical manner. The Redevelopment Plan may be amended as provided in the Redevelopment Law, but no amendment shall be made unless accompanied by a certificate or opinion of an Independent Financial Consultant employed by the Agency to the effect that such amendment would not so impair the security of the Bonds or the rights of the Registered Owners. Covenant 2. Use of Proceeds; Manaaement and Operation of Properties. The Agency covenants and agrees that the proceeds of the sale of the Bonds shall be deposited and used as provided in this Resolution and that it will cause all 890427 ajh B395.M.S(1) -23- °ESOLUTION NO. 220 properties owned by it and comprising any part of the Project Area, to be managed and operated in a sound and businesslike manner. Covenant 3. No Priority. The Agency covenants and agrees that it will not issue any obligations payable on a parity with the 1985 Bonds or any obligations payable, either as to principal or interest, from the Designated Tax Revenues which have, or purport to have, any lien upon the Designated Tax Revenues prior or superior to the lien of the Bonds herein authorized. The Agency will not issue any obligations payable, either as to principal or interest, from the Designated Tax _— Revenues, which have, or purport to have, any lien upon the , Designated Tax Revenues on a parity with the Bonds herein authorized; provided, however, that nothing in this Resolution shall prevent the Agency (i) from issuing and selling pursuant to law refunding bonds or other refunding obligations payable from and having any lawful lien upon the Designated Tax Revenues, if such refunding bonds or other refunding obligations are issued for the purpose of, and are sufficient for the purpose of, refunding all of the Outstanding Bonds authorized by this Resolution, or (ii) from issuing and selling or assuming the liability for payment of, bonds or other obligations which have, or purport to have, any lien upon the Designated Tax Revenues, which is junior to the Bonds herein authorized, or (iii) from issuing and selling bonds or other obligations which are payable from sources other than the Designated Tax Revenues. Covenant 4. Punctual Payment. The Agency covenants and agrees that it will duly and punctually pay or cause to be paid the principal of and interest on each of the Bonds issued hereunder on the date and in the manner provided in the Bonds, and all as provided herein. Covenant 5. Payment of Taxes and Other Charges. The Agency covenants and agrees that it will from time to time pay and discharge, or cause to be paid and discharged, all payments in lieu of taxes, service charges, assessments or other governmental charges which may lawfully be imposed upon the Agency or any of the properties then owned by it in the Project Area, or upon the revenues and income therefrom, and will pay all lawful claims for labor, material and supplies which if unpaid might become a lien or charge upon any of such properties, revenues or income or which might impair the security of the Bonds or the use of Designated Tax Revenues or other legally available funds to pay the principal thereof and interest thereon, all to the end that the priority and security of the Bonds shall be preserved; provided that nothing in this Covenant shall require the Agency to make any such payment so long as the Agency in good faith shall contest the validity thereof. 890427 ajh 8395.WLS(1) - 2 4 - RESOLUTION NO. 220 Covenant 6. Books and Accounts; Financial, Statements. The Agency covenants and agrees that it shall at all times keep, or cause to be kept, proper and current books and accounts, separate from all other records and accounts, in which complete and accurate entries shall be made of all transactions relating to the redevelopment of the Project Area, and the Designated Tax Revenues, and other funds relating to such redevelopment, and will prepare within 180 days after the close of each of its Fiscal Years a complete financial statement or statements for such year in reasonable detail covering such redevelopment, the Designated Tax Revenues and other funds, certified by a certified public accountant or firm of certified public accountants selected by the Agency, and will furnish a copy of such statement or statements to the Fiscal Agent and to any Registered Owner upon written request. Covenant 7. Further Redevelopment Covenants. The proceeds of the Bonds shall be used only for a "redevelopment activity" or for costs associated with financing a "redevelopment activity" as that term is defined in Section 33678 of the Redevelopment Law. • Covenant 8. Disposition of Property. The Agency covenants and agrees that it shall not dispose of more than ten percent of the land .area in the Project Area, except property shown in the Redevelopment Plan in effect on the date this Resolution is°adopted as planned for public use, or property to be used for public streets, public off street parking, sewage facilities, parking easements or rights of way for public utilities, flood control facilities, storm drainage facilities, or other similar uses, to public bodies or other persons or entities whose property is tax exempt, unless accompanied by a certificate or opinion of an Independent Financial Consultant employed by the Agency to the effect that such disposition would not substantially impair the security of the Bonds or the rights of the Registered Owners. Covenant 9. Protection of Security and Rights of Registered Owners; No Arbitrage; Other Tax Covenants. The Agency covenants and agrees to preserve and protect the security of the Bonds and the rights of the Registered Owners and defend their rights under all claims and demands of all persons. The Agency covenants and agrees to contest by court action or otherwise any assertion by the United States of America or any department or agency thereof that the interest.received by the Registered Owners is includable in gross income of the recipient under federal income tax laws in effect on the date of issuance. The Agency covenants and agrees to take no action which, in the opinion of counsel, would result in the interest received by the Registered Owners becoming includable in gross income of the recipient under federal income tax laws. Any opinion of such counsel may be based upon, insofar as it relates to factual 890427 sjh B395.14LS(1) — 2 5 — RESOLUTION NO. 220 matters, information which is in the possession of the Agency as shown by a certificate or opinion of, or representation by, an officer or officers of the Agency, unless such counsel knows, or in the exercise of reasonable care should have known, that the certificate or opinion or representation with respect to the matters upon which such opinion may be based, as aforesaid, is erroneous. As used herein, "opinion of counsel" means a written opinion of an attorney or firm of attorneys of favorable reputation in the field of municipal bond law. The Agency hereby further covenants and agrees that it shall take no action and shall permit no action to be taken which would cause the Bonds to be federally guaranteed within the meaning of that term under Section 149(b) of the Code. The Agency hereby further covenants and agrees that it shall take no action and shall permit no action to be taken which would cause the Bonds to be arbitrage bonds within the meaning of that term under Section 148 of the • Code. The Agency hereby further covenants and agrees that it shall comply with the rebate provisions of Section 148(f) of the Code, as more particularly described in Section 25 hereof. Covenant 10. Statement of Indebtedness. The Agency covenants and agrees to cause to be filed on a timely basis any and all statements of indebtedness pursuant to Section 33675 of the Redevelopment Law. Covenant 11. Further Tax Covenants. The Agency covenants and agrees to contest by court action or otherwise any assertion by the United States of America or any department or agency thereof that the interest received by the Registered Owners of the Bonds is includable in gross income of the recipient under federal income tax laws on the date of issuance of the Bonds. In order to preserve the exclusion from gross income of interest on the Bonds, and for no other reason, the Agency covenants to comply with all applicable requirements sof the Code, together with any amendments thereto or regulations promulgated thereunder, as well as any applicable existing regulations,, necessary to preserve such exclusion from gross income and specifically covenants, without limiting the generality of the foregoing, that: A. It will make no use of the proceeds of the Bonds at any time during the term thereof which, if such use had been reasonably expected at the date the Bonds are issued, would have caused such Bonds to be "arbitrage bonds" within the meaning of Section 148 or. "private activity bonds" within the meaning of Section 141 of the Code and the regulations; B. Not more than ten percent, if any, of the proceeds of the Bonds shall be used for any private business use, within the meaning of that term under Section 141(b)(1) of the Code, and not more than five percent, if any, of the private business use, if any, is "unrelated" or "disproportionate" to the 890427 ajh B395.YLS(1) - 2 6 - RESOLUTION NO..220 governmental use of the proceeds (for purposes of Section 141 of the Code). Not more than five percent, if any, of the proceeds of the Bonds shall be used (directly or indirectly) to make or finance loans (other than loans described in Section 141(c)(2) of the Code) to persons other than governmental units; C. It will ensure that the payment of principal of'and interest on the Bonds shall not be directly or indirectly guaranteed (in whole or in part) by the United States (or any agency or instrumentality thereof) and no portion of the moneys contained in any of the Funds or Accounts created herein shall be (i) used in making loans guaranteed by the United States (or any agency or instrumentality thereof); (ii) invested directly or indirectly in deposits or accounts insured by the Federal Deposit Insurance Corporation, Federal Savings and Loan Insurance Corporation, National Credit Union Administration or any other similar federally chartered corporation; (iii) otherwise invested directly or indirectly in obligations guaranteed (in whole or in part) by the United States (or any agency or instrumentality thereof); except (1) during the initial period following issuance of the Bonds and ending on the final expenditure of the Bond proceeds; and•(2) for amounts held in the Subordinate Reserve Account, or other reserve funds satisfying Section 148(d) of the Code; (3) for amounts held in the Special Fund and other bona fide debt service funds; (4) for investments in obligations issued by the United States Treasury; (5) for investments in obligations guaranteed by the Federal National Mortgage Association, Government National Mortgage Association or Federal Home Loan Mortgage Corporation, or (6) for investments permitted under regulations issued pursuant to Section 149(b)(3)(B) of the Code; D. (i) it shall keep a detailed accounting of all transactions contemplated under this Resolution orin any way relating to the receipt or disbursement of any of the Gross Proceeds of the Bonds (whether received, held or paid by the Agency, the Fiscal Agent or any other person) for a period of six years after the later of the date of payment of all Excess Investment Earnings to the United States or the date the Agency disburses the last of the Gross Proceeds of the Bonds; (ii) except for the investment of moneys in tax-exempt bonds or Gross Proceeds invested during an applicable temporary period permitted under the Treasury Regulations or amounts invested in a reasonably required reserve or replacement fund (subject to the limitations of Section 148(d) of the Code), it will not allow Gross Proceeds of the Bonds to be invested at any time in Investment Property with a yield in excess of the yield on the Bonds (determined in accordance with Section 148(h) of the Code) plus one -eighth of one percent; (iii) it will neither invest Gross Proceeds nor cause Gross Proceeds to be invested in Investment Property if the yield on such Investment Property would be less than the yield that would have resulted in an e90427 •jh B395.WLS(1) — 2 7 — RESOLUTION NO. 220 arm's-length transaction; and (iv) it will not sell or otherwise dispose of or cause to be sold or otherwise disposed of Investment Property, if such sale or disposition would result in a smaller profit or larger loss than would have resulted from a sale at fair market value arrived at in an arm's-length transaction; E. Notwithstanding the foregoing provisions regarding restrictions on investment of Gross Proceeds, Gross Proceeds in an amount not exceeding the lesser of five percent of Bond proceeds or $100,000 may be invested at a yield in excess of the yield on the Bonds plus one -eighth of one percent; and F. It is the purpose of this Covenant 11 and Section 25 hereof to preserve the exclusion of the interest paid on the Bonds from gross income for the purposes of the Federal income tax laws and the Agency will not take any action or omit to take any action which, if taken or omitted, would adversely affect such exclusion of interest on the Bonds from gross income for Federal income tax purposes. Anything to the contrary notwithstanding, if at any time the Agency determines that a different manner or method of compliance is (i) required to preserve the exclusion of interest on the Bonds from.gross income for Federal income tax purposes or (ii) permitted, without impairing the exclusion of interest on the Bonds from gross income for Federal income tax purposes, the Agency may utilize. such different manner or method at its election; provided, however, that (i) the Agency has obtained an opinion of counsel, addressed to the Agency, as to the preservation of the exclusion of interest pn the Bonds from gross income for Federal income tax purposes under the different manner or method and (ii) the Agency has caused this Resolution to be amended to reflect such different manner or method in accordance with Section 23 hereof. Covenant 12. Amendment of Agreements. The Agency shall not amend the County Reimbursement Agreement, the School District Reimbursement Agreement or the School District Cooperative Agreement in a manner which would impair the rights of the Registered Owners. Section 19. Taxation of Leased Prooertv. Whenever any property in the Project Area has been redeveloped and thereafter is leased by the Agency to any person or persons, other than a public agency, or whenever the Agency leases real property in the Project Area to any person or persons, other than a public agency, for redevelopment, the property shall be assessed and taxed in the same manner as privately owned property, as required by Section 33673 of the Redevelopment Law, and the lease or contract shall provide (i) that the lessee shall pay taxes upon the assessed value of the entire property and not merely upon the assessed value of the lessee's leasehold interest, and (ii) that if for any reason the taxes levied on such property in any year 890427 ajh 8395.WLS(1) - 2 8 - RESOLUTION NO. 220 during the term of the lease or contract are less than the taxes which would have been levied if the entire property had been assessed and taxed in the same manner as privately owned property, the lessee shall pay such difference to the Agency within 30 days after the taxes for such year become payable to the taxing agencies and in no event later than the delinquency date of such taxes established by law. All such payments shall be treated as Tax Revenues and when received by the Agency shall be deposited in the Special Fund created pursuant to Agency Resolution No. 184, as amended and supplemented. Section 20. Fiscal Aaent and Pavina Aaents. The Agency hereby appoints Security Pacific National Bank as Fiscal Agent to act as the agent and depositary of the Agency for the purpose of receiving Designated Tax Revenues and other funds in trust as provided in this Resolution, to hold, allocate, use and apply such Designated Tax Revenues and other funds in trust as provided in this Resolution, and to perform such other duties and powers of the Fiscal Agent as are prescribed in this Resolution. The Agency may remove the Fiscal•Agent initially appointed or any successor thereto, and in such case shall forthwith appoint a successor thereto; but any successor shall be a bank or trust company doing business and having an office in Los Angeles, California, having a combined capital and surplus of at least $75,000,000. The Fiscal Agent herein appointed or any substituted Fiscal Agent may at any time 'resign as such by writing —filed with the Agency, in which event the Agency shall forthwith appoint a substitute Fiscal Agent and the resignation shall become effective upon such appointment. In the event that the Fiscal Agent or any successor becomes incapable of acting as such, the Agency shall forthwith appoint a substitute Fiscal Agent. Any bank or trust company into which the Fiscal Agent may be merged or with which it may be consolidated shall become the Fiscal Agent without action of the Agency. The Fiscal Agent may become the owner of any of the Bonds authorized by this Resolution with the same rights it would have had if it were, not a Fiscal Agent. The Fiscal Agent shall have no duty or obligation whatsoever to enforce the collection of or to exercise diligence in the enforcement of the collection of funds assigned to it hereunder or as to the correctness of any amounts received, but its liability shall be limited to the proper accounting for such funds as it shall actually receive. The recitals of fact and all promises, covenants and agreements herein and in the Bonds shall be taken as statements, promises, covenants and agreements of the Agency and the Fiscal Agent assumes no responsibility for the correctness of the same and makes no representations as to the validity or sufficiency of this Resolution or of the Bonds, and shall incur no responsi- 890427 ajh 6395.WLS(1) - 2 9 - RESOLUTION NO. 220 bility in respect thereof, other than in connection with the duties or obligations herein or the Bonds assigned to or imposed upon the Fiscal Agent. The Fiscal Agent shall not be liable in connection with the performance of its duties hereunder except for its own negligence or default. The Agency may provide for paying agents. The Agency agrees to indemnify the Fiscal Agent and hold it harmless against any loss, liability or expense arising out of or in connection with the performance of its duties, as Fiscal Agent, including without limitation legal and other fees and expenses except that the Fiscal Agent shall not be indemnified against any such loss, liability or expense arising out of its negligence or willful misconduct. The Fiscal Agent shall be under no obligation to institute or defend any action, suit or legal proceeding in connection herewith, unless first indemnified and held harmless to its satisfaction in accordance with the foregoing. The Fiscal Agent may consult with counsel, -who may be counsel to the Agency, with regard to legal questions, and the opinion of such counsel shall be full and complete authorization and protection in respect of any action taken or suffered by the Fiscal Agent in good faith and in accordance therewith. The Fiscal Agent shall undertake to perform such duties As are specifically set forth herein and no implied duties or obligations shall be read into this Resolution against the Fiscal Agent. The Agency shall pay to the Fiscal Agent compensation for all services performed by it hereunder in accordance with a fiscal agency agreement. The Agency shall also pay to the Fiscal Agent such reasonable expenses, charges and other disbursements and those of its attorneys, agents and employees incurred in and about the administration and the performance of its duties hereunder. The Fiscal Agency Agreement, attached hereto as Exhibit C, is hereby approved, and the Executive Director of the Agency is hereby authorized and directed to execute the Fiscal Agency Agreement for and on behalf of the Agency and to approve modifications thereto as recommended by the Financial Advisor or Bond Counsel, and the signature of the Executive Director thereon shall be conclusive evidence of such approval. Section 21. Lost, Stolen. Destroyed or Mutilated Bonds Coupons. In the event that any Bond is lost, stolen, destroyed or mutilated, the Agency shall cause to be issued a new Bond similar to the original to replace the same in such manner and upon such reasonable terms and conditions, including the payment of costs and the posting of a surety bond if the Agency or the Fiscal Agent deems such surety bond necessary, as may from time to time be determined and prescribed by resolution. The 890427 ajh 8395.WLS(1) — 3 0 — RESOLUTION NO. 220 Agency may authorize such new Bond to be signed and authenticated in such manner as it determines in such resolution. Section 22. Cancellation of Bonds. All Bonds surrendered to the Fiscal Agent for payment shall upon payment therefor be canceled immediately. Any cancelled Bonds held by the Fiscal Agent shall be destroyed and certification of their destruction delivered to the Agency. Any Bonds purchased by the Fiscal Agent as aforesaid shall be canceled immediately. Section 23. Amendments. This Resolution, and the rights and obligations of the Agency and of the Registered Owners of the Bonds issued hereunder, may be modified or amended at any time by resolution supplementing this Resolution adopted by the Agency: (i) without the consent of Registered Owners, if such modification or amendment is for the purpose of curing any ambiguities, defects or inconsistent provisions in this Resolution or to insert such provisions clarifying matters or questions arising under this Resolution as are necessary and desirable to accomplish the same, provided that such modifica- tions or amendments do not adversely affect the rights of the Registered Owners and such modifications or amendments are accompanied by an opinion to that effect of counsel employed by the Agency, or (ii) except as provided below, any other modification or amendment with the consent of the Bond Insurer and Registered Owners holding at least 60 percent in aggregate principal amount of the outstanding Bonds, exclusive of Bonds, if any, owned by the Agency or the City, And obtained as hereinafter set forth; provided, however, that no such modification or amendment shall, without the express consent of the Registered Owner affected, reduce the principal amount of any Bond, reduce the interest rate payable thereon, extend its maturity or the times for paying interest thereon, or the terms or conditions for the redemption thereof from the Subordinate Term Bond Sinking Fund Account, change the monetary medium in which principal and interest is payable, or reduce the percentage of consent required for amendment or modification. A copy of any document which provides for a modification of amendment pursuant to clause (ii) of the preceding sentence shall be transmitted by first class mail to the Rating Agency. Any act done pursuant to a modification or amendment pursuant to this Section 23 shall be binding upon the Registered Owners of all of the Bonds and shall not be deemed an infringe- ment of any of the provisions of this Resolution or of the Redevelopment Law, whatever the character of such act may be, and may be done and performed as fully and freely as if expressly permitted by the terms of this Resolution; and after such consent relating to such specified matters has been given, no Registered Owner shall have any right or interest to object to such action or in any manner to question the propriety thereof or to enjoin 890427 ajh B395.WLS(1) - 3 1 - RESOLUTION NO. 220 or restrain the Agency or any officer thereof from taking any action pursuant thereto. A. Calling Bondholders' Meeting. If the Agency shall desire to obtain any such consent it shall duly adopt a resolu- tion calling a meeting of Registered Owners for the purpose of considering the action, the consent for which is desired. B. Notice of Meeting. Notice specifying the purpose, place, date and hour of such meeting shall be mailed by the Agency, postage prepaid, to the respective Registered Owners of the Bonds at their addresses appearing on the register in the hands of the Fiscal Agent. The place, date and hour of holding such meeting and the date of mailing such notice shall be determined by the Agency in its discretion. The actual receipt by any Registered Owner of notice of any such meeting shall not be a condition precedent to the holding of such meeting, and failure to receive such notice shall not affect the validity of the proceedings thereat. A certifi- cate by the Secretary' of the Agency, approved by resolution of ,the Agency, that the meeting has been called and that notice thereof has been given as herein provided shall be conclusive as against all parties and it shall not be open to any Registered Owner to show that such Registered Owner failed to receive actual notice of such meeting. C.-- Voting Qualifications. The Registered Owners may, prior to any such meeting,°deliver their Bond or Bonds to the Fiscal Agent and shall thereupon be entitled to receive an appropriate receipt for• the Bond so deposited,' calling for the redelivery of such Bond at any time after the meeting. The Fiscal Agent shall prepare and deliver to the chairman of the meeting a list of the names and addresses of the Registered' Owners, with a statement of the maturities and numbers of the Bonds held and deposited by each of such Registered Owners, and no Registered Owners shall be entitled to vote at such meeting unless their names appear upon such list or unless they shall present their Bonds at the meeting or a certificate of deposit thereof, satisfactory to the Agency, executed by a bank or trust company. No Registered Owners shall be permitted to vote with respect to a larger aggregate principal amount of Bonds than is set against their names on such list, unless they shall produce the Bonds upon which they desire to vote or a certificate of deposit thereof as above provided. D. Issuer -Owner Bonds. The Agency covenants that it shall present at the meeting a certificate, signed and verified by one member thereof and by the Treasurer of the Agency, stating the maturities and serial number of all Bonds owned by, or held for account of, the Agency or the City, directly or indirectly. No persons shall be permitted at the meeting to vote or consent 890427 Oh B395.WLS(1) - 3 2 - RESOLL'TIOh V0. 220 with respect to any Bond appearing upon such certificate, or any Bond which it shall be established at or prior to the meeting is owned by the Agency or the City, directly or indirectly, and no such Bond (in this Resolution referred to as "issuer-owned Bond") shall be counted in determining whether a quorum is present at the meeting. E. 4uorum and Procedure. A representation of at least 60 percent in aggregate principal amount of the Bonds then outstandinq, exclusive of issuer-owned Bonds, if any, shall be necessary to constitute a quorum at any meeting of Registered Owners, but a majority of those present may adjourn the meeting from time to.time, and the meeting may be held as so adjourned without further notice, whether such adjournment shall have been had by a quorum or by less than a quorum. The Agency shall, by an instrument in writinq, appoint a temporary chairman of the meeting, and the meeting shall be organized by the election of a permanent chairman and secretary. At any meeting each Registered Owner shall be entitled to one vote for every $5,000 principal amount of Bonds with respect to which such Regi'stered Owner shall be entitled to vote as aforesaid, and such,vote may be given in person or by proxy duly appointed by an instrument'in writing presented at the meetinq. The Agency, by �its�duly authorized �. representative, may attend any meeting of the Registered Owners, but shall not be required to do so. -F. Vote Required. At any such meeting held as aforesaid there shall be submitted for the consideration and action of the Registered Owners a statement of the proposed action, consent to which is desirec�, and if such action shall be consented to and approved by Registered Owners holding at least 60 percent in aggregate principal amount of the Bonds then outstanding, exclusive of issuer-owned Bonds, the chairman and secretary of the meeting shall so certify in writing to the Agency, and such certificate shall constitute complete evidence of consent of Registered Owners under the provisions of this Resolution. A certificate signed and verified by the chairman and the secretary of any such meeting shall be conclusive evidence and the only competent evidence of matters stated in such certificate relating to proceedings taken at such meeting. The Agency shall not modify or amend this Resolution so as to adversely affect the rights of the Fiscal Agent hereunder without the prior written consent of the Fiscal Agent. Section 24. Proceedin�s Constitute Contract. The provisions of this Resolution, of any Supplemental Resolution, and any other resolution supplementinq or amendinq this Resolution, shall constitute a contract between the Agency and the Registered Owners and the provisions thereof shall be enforceable by any Registered Owner, with the prior written 590427 aih 8395.YLs(1) — 3 3— RESOL�TIUN h0. 220 consent of the Bond Insurer, for the equal benefit and protection of all Registered Owners similarly situated by mandamus, accounting, mandatory injunction or any other suit, action or proceedinq at law or in equity that is now or may hereafter be authorized under the laws of the State in any court of competent jurisdiction. This contract is made under and is to be construed in accordance with the laws of the State. No remedy conferred hereby upon any Registered Owner is intended to be exclusive of any other remedy, but each remedy is cumulative and in addition to every•o�her remedy and may be exercised without exhausting and without regard to any other remedy conferred by the Redevelopment Law or any other law of the State. No waiver of any default or breach of duty or contract by any Registered Owner shal� affect any subsequent default or breach of duty or contract or shall impair any rights or remedies on such subsequent default or breach. No delay or omission of any Registered Owner to exercise any right or power accruing upon any default shall impair any such right or power or shall be construed as a waiver of any such default or acquiescence therein. Every substantive right and every remedy conferred upon the Registered Owners may be enforced and exercised as often as may be deemed expedient. In case any suit, aCtion pr proceeding to enforce any right or exercise any remedy shall be brought or taken, and should such suit, action or proceeding be abandoned or be detenained adversely to the Registered Owners, then, and in every such case, the Agency and the Registered Owners shall be restored to their former positions, rights and remedies as if such suit, action or proceeding had not been brought or taken, and �hould such suit, action or proceeding be abandoned or be determined adversely to the Registered Owners, then, and in every such case, the Agency and the Registered Owners shall be restored to their former positions, rights and remedies as if such suit, action or proceeding had not been brought or taken. � After the issuance and delivery of the Bonds, this Resolution, any Supplemental Resolution and any other supplementary resolutions thereto shall be irrepealable, but shall be subject to modification or amendment to the extent and in the manner provided in this Resolution, but to no greater extent and in no other manner. CUSIP identification numbers may be imprinted on the Bonds, but such numbers shall not constitute a part of the contract evidenced by the Bonds and no liability shall hereafter attach to the Agency or any of the officer or agents thereof because of or on account of such numbers. Any error or omission with respect to such numbers shall not constitute cause for refusal by the successful bidder to accept delivery of and pay for the Bonds. Section 25. Rebate Fund. a90427 ajh 8395.WLsc1) — 3 4— RESOLL'TIO� ti0. 220 A. The Agency shall calculate Excess Investment Earnings in accordance with paragraph B, below, and shall instruct the Fiscal Agent to pay Excess Znvestment Earnings to the United States government in accordance with paragraph C, below. The term "Excess Znvestment Earnings" means an amount equal to the sum of: 1. the excess of (aj the aggregate amount earned from the delivery date of tYie Bonds on all Investment Property in which Gross Proceeds of the�Bonds are invested (other than amounts attributable to an excess described in this subparagraph 1), over (b) the amount that would have been earned if the yield on such Investment Property (other than amoun.ts attributable to an excess described in this subparagraph 1) had been equal to the yield on the Bonds, . . plus 2. any income attributable to the excess described in subparagraph 1, above. , B. At or prior�to the last day of the first Computa- tion Year, the Agency shall calculate the Excess Investment , Earnings referenced in subparagrapir 1 of paragraph A, above, as of the last day of such Computation Year and shall deposit the same from the Redevelopment Fund or any other lawfully available moneys of the Agency or direct the Fiscal Agent to transfer the same from the Special Fund into the Rebate Fund. Thereafter, prior to the last day of each Computation Year and on the date of the reti•rement of the Bonds, the Agency shall cause to be prepared and filed with the Fiscal Agent a calculation of the amount of Excess Investment Earnings referenced in subparagraphs 1 and 2 of paragraph A as of the last day of such Computation Year and again make such deposit and direct the Fiscal Agent to make corresponding transfers into the Rebate Fund. The calculations shall be made by an attorney or firm of attorneys of favorable reputation in the field of municipal bond law or an independent certified public accountant or other expert retained by the Agency in accordance with the following: 1. Except as provided in subparagraph 2, below, in determining the amount described in subparagraphs 1(a) and 2 of paraqraph A, above, the agqregate amount earned on Investment Property shall include (i) all income realized under federal income tax accounting principles (whether or not the person earning such income is subject to federal 890427 ajh 8395.NL5(1) — 3 5— RESOLUTIO� N0. 220 income tax) with respect to such Investment Property and with respect to the reinvestment of investment receipts from such Investment Property (without regard to the transaction costs incurred in acquiring, carrying, selling or redeeming such Investment Property�, including, but not limited to, gain or loss realized on the disposition of such Investment Property (without regard to when such gains are taken into account under Section 453 of the Code relatinq to the taxable year of inclusion of gross income), and income under Section 1272 of the Code (relating to oriqinal issue discount) and (ii) any unrealized gain or loss as of the date of retirement of the Bonds if any Investment Property is retained after such date. 2. In determining the amount described in subparagraph 1 of paragraph A, an obligation or security shall be treated as acquired for its fair market value at the time it becomes an Investment Property, so that gain or loss on the disposition of such an obligation or security shall be computed with reference to such fair market value as its adjusted basis. 3. In determining the amount described in subparagraph 1(b) of paragraph A, above, the yield on the Bonds shall be determined based on the actual yield of the Bonds through maturity (with adjustments for discount or premium) calculated in accordance with Section 148(h) of the .Code . � ' e 4. In detenaining the amount described in � subparagraph 2 of paragraph A, all income attributable to the excess described in subparaqraph 1 of paragraph A must be taken into account, whether or not that income exceeds the yield with respect to the Bonds, and no amount may be treated as "negative arbitrage." C. Upon direction of the Agency, the Fiscal Agent shall pay Excess Investment Earnings to the United States of America in installments with the first payment to be made not later than 30 days after the end of the fifth Computation Year and with subsequent payments to be made not later than five years after the precedinq payment was due. The Agency shall assure that each installment is in an amount equal to at least 90 percent of the Excess Investment Earnings with respect to the Bonds as of the close of the immediately preceding Computation Period. Upon the direction of the Agency, which direction shall be qiven before 60 days after the retirement of the Bonds, the Fiscal Agent shall pay from the Rebate Fund, or the Aqency shall pay directly, 100 percent of the theretofore unpaid Excess Investment Earnings of the Bonds. The Fiscal Agent or the Agency shall remit such payments to the United States of America at the address and in the manner directed by the Agency prescribed �2� a�n e395.u�sc�> -36- RESOL�TIOti V0. 220 pursuant to the Code as the same may be in time to time in effect, together with such reports and statements prepared by Agency as may be required pursuant to the Code. If the Fiscal Agent follows the written instructions as supplied by the Agency, it shall be deemed to have complied with this subsection and shall have no responsibility to calculate Excess Investment Earnings or to take action in the absence of instructions from the Agency. D. In order to assure tha� Excess Investment Earnings are paid to the United States rather than to a third party, investments by the Agency in certificates of deposit and in investment agreements shall be made only in accordance with the applicable �equirements of the Code therefor as from time to time in effect. The Agency shall give the Fiscal Agent instructions regarding such investments and the Fiscal Agent shall have no liability if it follows those instructions or if it fails to take any action in the absence of instructions. E. The Agency shall keep and retain for a period of six years following the retirement of the Bonds records of the determinations made pursuant to this Section 25. The Agency shall keep a record of all investments made with Gross Proceeds in the Redevelopment Fund and any other fund or account held by it and containing Gross Proceeds of the Bonds. The Fiscal Agent shall keep � record of all investments made with moneys on � deposit in any Fund or Account held by it hereunder•and shall � provide such records to the Agency at least quarterly. Such records shall contain a reference to the date of purchase, the date of sale, the p�rchase price, the sales p�ice, the principal amount and coupon rate of each obligation purchased or sold. F. Payments pursuant to this Section 25 shall be made to the maximum extent po�sible from moneys on deposit in the Rebate Fund and, to the extent of any deficiency therein for such purpose, shall be made from the Special Fund and the Redevelop- ment Fund. In the event of any remaining deticiency in available moneys for the purposes of such.transfer, such deficiency shall be paid by the Agency from any available funds. G. Notwithstanding any provision in this Section 25 to the contrary, in the event that the Agency has received an opinion of counsel that, pursuant to the provisions of Section 148(f)(4)(C) of the Code, the Bonds are to be treated as meeting the requirements of paragraphs (2) and (3) of 9ection i48(f) of the Code, no payments need be made to the United States government and all amounts in the Rebate Fund shall be transferred to the Special Fund. The Agency shall provide the Fiscal Agent with certificates and other information necessary for the Fiscal Agent 890427 ajh 8395.YL5(1) — 3 7— RESULLTIOh N0. 220 to transmit to the United States Department of the Treasury the payments, statements and forms described above. The Agency shall advise the Fiscal Agent of any investment limitations that may arise requiring restrictions or modifications of any of the investments otherwise permitted under this Resolution, and shall provide the Fiscal Agent with such further supplemental instructions as may be appropriate in the circumstances, and the Fiscal Agent shall, to the extent --- possible, follow those instructions. Section 26. Unclaimed Funds. Notwithstanding any provisions of this Resolution, any moneys deposited with the Fiscal Agent for the payment of the principal of, or interest or premium on, any Bonds and remaining unclaimed for six years after the principal of all the Outstanding Bonds has become due and payable (whether at maturity or upon call for redemption or by declaration as provided in this Indenture) shall then be repaid to the Agency upon its written request,.and the Owners of such Bonds shall thereafter be entitled to look only to the Agency for payment thereof, and all liability of the Fiscal Agent with respect to such moneys shall thereupon cease. � Section 27. Bond Purchase Aqreement. The Bond �urchase Agreement attached hereto as Exhibit B, is hereby approved, and the Executive Director of the Agency is her�by authorized and directed to execute the Bond Purchase Agreement for and on �ehalf of the Aqency and to approve modifications thereto as recommended by Agency legal counsel to the Agency, and the signature of the Executive Directo� thereon shall be conclusive evidence of such approval, provided that (i) the Maximum Annual Debt Service on the Bonds does not exceed $610,000, (ii) the term of the Bonds is not less than twenty years, but.the t�rm does not extend beyond November 1, 2016, and (iii) the purchase price of the Bonds is not less than 98.00 percent of the par value of the Bonds, if Bond Insurance is provided, and not less than 97.50 percent of the par value of the Bonds if no Bond Insurance is provided. • Section 28. Preliminary Official Statement. The staff of the Agency, its Financial Advisor and the Underwriter are hereby authorized and directed to prepare a preliminary Official Statement regarding the Bonds to be furnished to prospective purchasers of the Bonds. Such preliminary Official Statement and the final Official Statement shall be substantially in the form presented to the Agency at this meeting and now on file in the office of the Secretary and the Executive Director. The Underwriter is hereby authorized and directed to cause to be furnished to prospective purchasers a reasonable number of copies of such preliminary Official Statement. 890427 �jh 8395.YLS(1) - 3 8- RESOLLTION ti0. 220 Section 29. General Authorization. The members of the Agency, and its officers, deputy officers, employees, consultants and legal counsel are hereby authorized to do all acts and things which may be required_of them�by this Resolution, or which may be necessary or desirable in carrying out the issuance of the Bonds as provided by this Resolution and all matters incidental thereto. All such acts and things heretofore done are hereby approved, ratified and confirmed. Section 30. Severabilitv. If any covenant, agreement or provision, or any portion thereof contained in this Resolu- tion, or the application thereof to any person or circumstance, is held to be unconstitutional, invalid or unenforceable, the remainder of this Resolution and the application of any such covenant, agreement or provision, or-portion thereof, to other persons or circumstances, shall be deemed severable and shall not be aff�cted, and this Resolution and the Bonds issued pursuant hereto shall remain valid and the Registered Owners shall retain all valid rights and benefits accorded to them under this --- Resolution and the Constitution and laws of the State of � California� �f the provisions relating_to the appbintment and duties of a Fiscal Agent are held to be unconstitutional, invalid or unenforc�able, such'duties shall be performed by the Treasurer or other appropriate officer of the Agency. 890427 sih 9395.4�sct) — 3 9— RESOL�TIOti ti0. 220 � Section 31. Effective Date. This Resolution shall become effective upon its adoption. PASSED, APPROVED AND ADOPTED THIS 2�th day of April 1989. AYES : KELLY, WILSON NOES : NONE ABSENT: BENSON ABSTAIN: CRITES, SNYDER ATTEST: ---. . �, , ��. ��cretary (Seal) —� - C L�L�C-� � , 0 890427 �jh 8395.HLS(1) -40- 0 RESOLLTIO\ \0. 220 �FORM OF FULLY REGISTERED ,NDJ UNZTED STATES OF AMERICA STATE OF CALIFORNIA COUNTY OF RIVERSIDE , CITY OF PALM DESERT PALM DESERT REDEVELOPMENT AGENCY PROJECT AREA NO. l, AS AMENDED (ADDED TER.RITORY ONLY) � SUBORDINATE TAX ALLOCATION BOND ISSUE �OF 2989 [����� INTEREST RATE MATURZTY DATE � DATEO DATE CUSIP N0. REGISTERED OWNER: PRINCIPAL SUM: The PALM DESERT REDE�IELOPI�ENT AGENCY (the "Agency"), a public body, corporate and politic, duly organized and existing under the laws of the State of California, for value received, hereby promises to pay, but solely from the fund hereinafter mentioned, to the registered owner stated above, or registered _ assigns, herein sometimes referred to as "Reqistered O�aners", subject to the right of prior redemption hereinafter mentioned, the principal sum stated above and to pay such Registered Owner by check or draft mailed by first class mail thereto, at such Owner's address as it appears on the register kept by the Fiscal Aqent at the close of business,on the fifteenth day of tiie month preceding the interest payment d'ate, interest on such principal sum from the interest payment date next precedinq the date hereof, unless the date hereof is prior to in which event from or unless the date hereof is after the fifteenth day of the month preceding an interest payment date and on or before such interest payment date, in which event from such interest payment date until the principal hereof shall have been paid or provided for in accordance with the Resolution hereinafter referred to at the rate or rates above indicated, payable semiannually on and in each year. Both principal and interest and any premium upon the redemption prior to maturity of all or part hereof are payable in lawful money of the United States of America, and except for interest which is payable by check or draft as stated above, are payable at EXHIBIT A RESULCTIUti ��. 220 Security Pacific National Bank, Fiscal Agent for the Agency, in Los Angeles, California. This Bond, the interest hereon and any premium due upon the redemption of this Bond prior to maturity are not a debt of the City of Palm Desert, th� State of California or any of its political subdivisions and neither such City, such State nor any of its political.subdivisions is liable hereon, nor in any event shall this Bond, the interest or premium, if any, be payable out of any funds or properties other than the funds of the Agency as set forth in.the Resolution hereinafter mentioned. This Bond does not constitute an indebtedness within the meaning of any constitutional or statutory debt limitation or restriction. Neither the members Qf the Agency nor any �persons executing this Bond are liable personally on this Bond by reason of its issuance. This Bond is one of a duly authorized issue of Bonds of -- the Agency designated "Palm DesertoRedevelopment Agency, Palm Project Area No. 1, As Amended (Added Territory Only), Subordinate Tax Allocation Bonds, Issue of 1989 (the "Bonds") in aqgregate principal amount of $ all of like tenor, except for dates of maturity, bond numbers and interest rates, and all of which have been issued pursuant to and in full conformity with the Constitution and laws of the State of California and particularly the Community Redevelopment Law (California Health and Safety Code Section 33000, se .) and Article 4 of the Joint Exercise of Powers Act (California Government Code Section 6584, g� seQ.) for the corporate purposes of the Aqency in aidinq in the financinq of the redevelopment of the Project Area above designated, and are authorized by and issued pursuant to Resolution No. adopted by the Agency on (such Resolution No. herein referred to as the "Resolution"), and all of the Bonds are equally secured in accordance with the terms of the Resolution, reference to which is hereby made for a • specific description of the security therein provided for the . Bonds, for the nature, extent and manner of enforcement of such security, for the covenants�and agreements made for the benefit of the Bondhoiders, and for a statement of the riqhts of the Bondholders, and by the acceptance of this Bond the registered owner hereof assents to all of the terms, conditions and provisione of the Resolution. In the manner provided in the Resolution, the Resolution and the rights and obligations of the Aqency and of the Bondholders may, with certain exceptions as stated in the Resolution, be modified or amended with the consent of the Reqistered Owners of 60 percent in agqreqate principal amount of outstanding Bonds, exclusive of issuer owned Bonds, unless modification or amendment is for the purpose of curing ambiguities, defects, etc., in which case no Bondholder's consent is required. -2- e90403 •jh 8314.r1s(1) RESOLL°TIO� \0. �'_'U The principal of this Bond and the interest hereon are secured by an irrevocable pledge of, and �re payable solely from the Surplus Tax Revenues, as such terms are defined in the Resolution, and certain other funds, all as more particularly set forth in the Resolution. The Resolution is adopted under and this Bond is issued under and is to be construed in accordance with the laws of the State of California. - The outstanding Bonds maturing on or after , may.be called before maturity and redeemed at the option of the Agency, in whole from the proceeds of refunding bonds, or in whole or in part from any other source of funds, on "� , or on any interest payment date thereafter prior to maturity (the "redemption date"). Zf less than all of the Bonds outstanding are to be redeemed at any one time, the Bonds to be redeemed shall be redeemed in inverse order of maturity and by lot�within a maturity. Bonds called for redem�t'ion shall be redeemed at a redemption price for each redeemed bond equal to the p��cipal amount thereof, premium, if any, plus accrued interest to the redemption date. Notice of call and redemption prior to maturity shall be given as provided in the Resolution. '. The actual receipt by the Registered Owner of any Bond of notice of such redemption shall not be a condition precedent to redemption, and failure to receive such notice shall not affect the validity of the proceedings for the redemption of such Bonds or the cessation of interest on the redemption date. � This Bond is issued in fully registered form, is� sometimes referred to herein as a"Fully Reqistered Bond" and is negotiable only by transfer of registration. This Bond may be exchanged for�a like aggregate pFincipal amount of Fully Registered Bonds of other authorized denominations, all as more fully set forth in the Resolution. This Bond is transferable by the reqistered owner hereof, in person or by the Holder's attorney duly authorized in writing, at the principal office of the Fiscal Agent in Los Angeles, California, but only in the manner, subject to the limitations and upon payment of the charges provided in the Resolution, upon surrender and cancellation of this Bond. Upon such transfer a new registered Bond of�authorized denomination or denominations for the same aggreqate principal amount of the same issue will be issued to the transferee in exchange therefor. ' The Agency, the Fiscal Aqent and any Payinq Agent may treat the reqistered owner hereof as the absolute owner hereof for all purposes, and the Aqency, the Fiscal Aqent and any Paying Agent shall not be affected by any notice to the contrary. -3- S9W��3 ajh t314.�1s(1) K�iSUL[;TIO;; \0. 220 The Fiscal Agent shall not be transfer or exchange of•any Bond within selection of the Bonds for redemption or for redemption. 0 required to register the 15 days preceding as to any Bond selected This Bond shall not be entitled to ariy benefit under the Resolution, or become valid or obligatory for any purpose, until the certificate of authentication hereon endorsed shall have been signed by the Fiscal Agent. � � It is hereby recited, certified and declared that any and all acts, conditions and things required to exist, to happen and to be performed precedent to and in the issuance of this Bond exist, have happened and have been performed in due time, form and manner as required by the Constitution and laws of the State of California. IN WITNESS WHEREOF, the Palm Desert Redevelopment Agency has caused this Bond to be signed on its behalf by.the facsimile signatures of its Chairman and Secretary and the seal of the Agency to be imprinted hereon�all as of the day.of • Chairman (Seal) Secretary -4- e90403 •jh t314.r1s(1) KESOLL'TIO� \0. 220 [FORM OF CERTIFICATE OF AUTHENTZCATION OF FULLY REGZSTERED BONDS] This is one of the Bonds described in the within-mentioned Resolution. • , Fiscal Aqent By Authorized Officer � [FORM OF ASSIGNMENT ON FULLY REGISTERED BONDS] , � For v�lue received hereby�sells, assigns and transfers unto �`� the within-mentioned Bond and hereby .� i�revocab�y constitutes and appoints ' , attorney, to transfez the same -on�the books of the Fiscal Agent with full power of s�bstitution in �he.premises. Dated: Note: �The siqnature to this Assiqnment must correspond with ` � the name as written on the face of the within Bond in every particular, without alteration or enlargement or � any chanqe whatsoever. -5- a90403 �jh 8314.w1s(1) 0 � �.�tiIBIT "6" RLSOLL'TIO\ \0. 220 PAL:�I DESERT REDEVELOP'�1£NT AGENCY' PROJECT AREA IVO. 1, �S �ti1ENDED (ADDED TERRITORY ONLY) SUBORDINATED TAX ALLOCA?ION BONDS LSSUE OF 1989 BOIYD PCRCHASE COtiT�ACT Apr?'_ �1, '�89 Palm Desert Redevelopment Agency 73510 Fred �Jaring Drive Palm Desert, California 92260 Palm Desert Financing Authority 73510 Fred Waring Drive Palm Desert, California 92260 � Ladies and Gentlemen: Miller & Schroeder Financial,, Inc. (the "�'nderwriter"), hereby offers to_ enter into this Bond Purchase Contract (the "Purrbase Contract") with the Pa1m Desert Redevelopment Agency (the "Issuer") and the Palm Desert Financir.g Authority (the "Authority") fqr the o-purchase and sale fr,om the Authority simultaneously with the purchase by the Au[hority from the Issuer, oE :!-:e '� Issuer's Project Area No. 1, As Amended (Added Territory Only), Subordir.a=e Tax Allocation Bonds, Issue of 1989, specified beloW. This offer is made subject to acceptance thereof by the Autho�ity and the �Issuer prior to 9:00 p.m., California time, on the d�te hereof, and upon such acceptance, as evideneed by the respective signatures of the Executive Director of the Issuer and by aa officer of the Authority in the spaces provided below. This Purchase Contract shall be in full force and effect in accordance with its terms and shall be binding upon the Issuer, the Authority and the Cnderwriter. � L. Purchase and Sale of Bonds. Upon the terms and conditions and upen the basis of the representations, warranties and agreements herein.set for_h, (i) the Authority hereby agrees to purchase from the Issuer, but only co �^e extent the Under�+riter is obligated hereunder to purchase from the Authori=y� for offering to the Under�►riter and the Issuer hereby agrees to sell co ��e Authority for such purpose, and (ii) the Cnderwriter hereby agrees to purc�ase from the Authority for offering to the public, and the Authority hereby agrees to sell to the Underwriter all (but not less than all) of the Issuer's $5,970,000 aggregate principal amount of Project Area Yo. 1, As Amended (�dded Territory Only), Subordinate Tax Allocation Bonds, Issue oE 1989 (_�e "Bonds"), at a discount not to exceed L.�Ox, plus accrued interest, if ar.y, �� the Bonds from May 1, 1989, to the Closing Date (as such term is hereinar_er defined). The Bonds shall mature on �1ay 1 in the amounts, on the dates and a� the interest rates pursuant to Exhibit I attached hereto, and shall be sub;ec� 1 KESULLTIO� \0. 220 to redemption according to t�e te:�s set Eorth in.the Resolution. '�e �c-�; shall be authorized and'issued �ursuant to Resolution Vo, 220 adopted �y :�e Issuer on April 21, 1989 (��e "�esolution"), and in accordance �it� ��e Community Redevelooment LaW (Par_ 1 of Division 24 of the California �ea�tn and Sa:ety Code) (the "Redevelopment Law"), and the Constitution and ��=e: applicabLe laws of t�e St�te of CaliEornia (the "State"). ' :�e 3o^ds w�'_1 be purc�ased arid sold by the Authori�ty pursuan� to =�e provis:ons oE Chapter � of uivision 7 of Title 1(commencing wich Sect:�n 6�C0) of the California Government Code (the "JPA Act"). The �'nderwriter agrees to �ake a bona fide public of°ering of t�e 'onds at the initial offering prices set forth in the Official Statement; howeve:, ��e �nderwriter reserves the right to make concessions to dealers and t� c�ar,3e _= such initial oEfering prices as the Underwriter shall deem necessary iz connection with [he�marketing of the�Bonds. The Cnderwriter agrees that, in connection• with the public offering and initial delivery of the Bonds to the purchasers thereof from the �nderwriter, the Lnderwriter wi11 deLiver or ca��se to be delivered to each purchaser a copy of the Official Statement prepared in connectibn with the Bonds. Terms defined in the Official Statement are used herein as so defined. 2. Offic.ial Statement. The Issuer shall deliver, or cause to '�e delivered, to the �nderwriter ten executed copies of the final OfEicial Statement prepared in connection with the Bonds, and to be in such for� as shall be approved by the Issuer, and the Underwriter and such additional conformed copies thereof as the Gnderwriter may reasonably request. 3y� acceptance of this Purchase Contract, the Issuer hereby authorizes the use �f copies of the Official Statement in connection with [he public offer'_r.g azd s�1e of the Bonds, and ratifies, and approves the distribution by �^e �:derwri[er of the Preliminary Official Statement (the "Preliminary Offic?a1 S tatemen�t" ) . 3. Delivery of Bonds. A[ approximately 9:00 a.m., California time, on. `1ay 22, 1989, or at such earlier or later time or date. as shall be agreed upon by the Issuer, the Authority and the Underwriter (such time and �ace herein referred to as the "Closing Date"),�the Issuer shall� deliver co :::e [;nderwriter� acting on its own behalE and as agent for the Authority, at a location or locations to be designated by the Lnderwriter, in Los Angeles, California, or such other place as designated by the �'nderwriter, the ?onds '_n definitive form (all Bonda being printed or lithographed on steel engraved borders authenticated by Security Pacific vational Bank, a national bar.�ci^g association, aa fiscal agent (the "Fiscal Agent")). The Cnderwriter, ac�i::3 on its own behalf and as agent for the Authority, shall accept such delive:y and pay the purchase price of the Bonds as set forth in Section 1 hereof �y same day funds (such delivery and payment being herein referred to as �^e "Closing"). The Bonds sha11 be made available to the Underwriter not '.ate- than the second business day before the Closing Date for purposes �E inspection and packaging. The Bonds shall be delivered as registered �onds :.. such names and denominations as the Underariter shall request by wri:�en notice not later than three business days prior to the Closing Date. 2 RESOLCTIU\ \0. 220 � 4. Representations of the Issuer. The Issuer represents t:;at: (a) The Issuer is a public body, corpora[e and polic?c, �•siy organized and existing, and autlorized to transact business and exe:�ise �owers; under and pursuant to the Constitu[ion and laws of the Sta�e, including the Redevelopment Law and the JPA Acf, and has, and at the date of tfie Closing wi:1 have, fu11 1ega1 right, power and authority (�) to ezter into this Purchase Contract, (ii) to exect�te and deliver the F?scal Agency Agreement, dated as ot hay 1, 1989 (the "Fiscal Agency Agreement")� between•the Issuer and �he Fiscal Agent, (�ii) to issue, sell and deliver :he Bonds to the C'nderwriter', acting on its own behalf and as agemt .`�r the Authority, as �provided herein, (iv) to adopt the Resolution, and (v) to carry out and to consumma[e the transactions contempLated by t:::s Purchase Contract, the Resolution, the Fiscal Agency Agreement and c�e Official Statement; � (b) The Preliminary Official Statement, as of its date, was correct in a11 material respects and did not contain any untrue statement of a material fact ar omit to state any material fact required to be stated theiein or necessary in order to make the st�tements contair.ed therein, in the light of the circumstances under which they were made, not misleading; � � ('c) The Official Statement� as of its date, is correct in all materia� respects and does not contain any untrue statement of a material fact or omit to state any material fact required to be stated therein or necessary•in order to make the statements contained therein. in the li3ht - of the circumstances under which they are made, not misleading; (d) The Issuer has complied, and will ac -the Closin� be in compliance, in all respects, with the Redevelopment Law, the JPA Act and any other applicable laws of the State; . (e) By all necessary official action of the Issuer prior to or concurrently with the acceptance hereof, the Issuer has duly authoriied and aQproved the Preliminary Official Statement and the Official Statement, and has duly authorized and approved the execution and delivery of, and the performance by the Issuer of the obligations on. its �art contained in, the Resolution, the Bonds, the Fiscal .Agency Agreement and this Purchase Contract, and, as of the date hereof, such authorizations and approvals are in full force and effect and have not been amended� modified or rescinded; (f) As of the time of acceptance hereof and as of the time of t::e Closing, except as otherwise disclosed in the Official Sta[ement, tae Issuer is not and will not be in breach of or in default under ar.y applicable constitutional provision, 1aw or administrative rule or regulation of the State or che tinited States, or any applicable judgmer.t or decree or any trust agreement, loaa agreement, bond, note, resolu:ion, ordinance, agreement or other instrument to which the Isauer is a party or is otherWise subject, and no event has occurred and is continuing which, with the passage of time or the giving of notice, or both, would constitute a default or event of default under any such instrument; ar.d, the adoption of the Resolution and the execution and delivery of �':e 3 RE�OLLTIU� ti0. 220 Fiscal Agency Agreement, t::e Bonds and t�his Purchase Cont:ac=, ?-:� compliance With the provisions of each thereof, will not conr"lic� •�i_:: �� constitute a breach of or default under any law, adminis�rati��e regulation, judgment, decree, :oan agreement, note, resolution, a3reemenc or other instrument [o which the Issuer is a party or is otherwise sub;ect; and, except as described in the Official Statement, the :ssue: has not entered into any contract or arrangement of any kind which mi3ht give rise to any lien or enc.�mbrance on the revenues and amounts piec3ed pursuant �o, or subject to the lien of, the Resolution; (g) All approvals, consents and orders of any governmen;a: authority, board, agency or co�nission having jurisdic[ion which would constitute a condition precedent to adoption of the Resolution, exec::cion and delivery by the Issuer of this Purchase Contract, the Fiscal �,gency Agreement and the issuance, sale and..delivery of the Bonds have 5een obtaiped or wi11 be obtained prior to the Closing; (h) •The Bonds--,when issued, authenticated and delivered ia accordance with the Resolution and the Fiscal Agency Agreement wil? �e validl}c issued, and will be valid and binding, obligations of the Issuer; (i) The terms and provisions of the Resolution and the Fiscal Agency Agreement comply in all respects with the requirements oE the RedeveloRment LaW and the JPA Ac�, and the Resolution. the Fiscal Agency Agreement and this Purchase Contract, when properly executed and delivered � by the respective parties thereto and hereto, will constitute the valid, legal and binding obligations of the Issuer enforceable in accordance wit:� their respective terms, except as enforcement may be limiced 5y bankruptcy,—snsolvency,.reorganization, moratorium or other laws affecfi:�3 creditors' rights generally and general rules of equity (regardless �r whether such enforceability is considered in a proceeding at 1aw or ia equity); (j) Except as disclosed in the Official Sta[ement, :ere is no action, suit, proceeding, inquiry or investigation, at law or in equity, before or by any court, goverrunent agency, public board or body, pending or, to the knoMledge of the Issuer, threatened, against the Issuer, affecting the existence of the Issuer or the titles of its members or officers, or seeking to prohibit, restrain or enjoin the sale, issuance or delivery of the Bonds or the payment or collection of any amounts pled3ed or to be pledged to pay the principal of, redemption premium, if any, and interest on the Bonds, or the pledge thereof, or in any way contesc:rg �r affecting the validity or enforceability of the Bonds, the Resolucion, :.::e Fiscal Ageacy Agreement, the Assignment Agreement or this Purc!-:ase Contract or the consuim�ation of the transactions contemplated thereby and hereby, or contesting the exclusion of the interest on the Bonds :r�m taxation, or contesting in any way the completeness or accuracy of r:~:e Preliminary Official Statement or the Official Statement, or contesti:�g the power or authority of the Issuer to issue the Bonds, to adopt t�e Resolution or to execute and deliver the Fiscal Agency Agreement or t'�is Purchase Contract, nor is there any basis therefor, wherein an unfavorab:e 4 RESOLL'TIO� \0. 220 decision, ruling or f3nding wAu1d materially adversely affect ��e :ssler or the validity or enforceabiiity of the Bonds, the Resolution� �ze :isca: Agency Agreement or Chis �ur�hase Con[ract; (k) Any certificate signed by an authoriaed officer of the :ssue: and delivered to the �'nderwriter sha11 be deemed a representation a�d warranty of the Issuer to the �nderwriter as to the statements �ade t�erein; and (1) Each of the Bonds shall be secured in the manner and to �he extent set forth in the ResoLution under which each such Bond �s �o �e issued. �. Representations of the Au[hority. The Authority represents that: (a) The Authority is a joint powers authority, duly organized and . existing, and authorized :o transact business and exercise powers, under and pursuant to the Constitution and laws of the Sta[e, including the �P4 Act, with full legal right. power and authority to purchase and sell t�e Bonds and to execute, deliver and perform its obligations under this Purchase Contract and to carry out and consununate •the transactions �. contemplated by this Purchase Contract. � (b) The Authority has complied, and will at the Closing be in �compLiance. in all respects. with the JPA Act and any 'other applicabLe laws of the �State; ' (c) By all riecessary official action of the Authority prior to or J� concurrently with the acceptance hereof, the Authority has duly authorized • and approved �the execution and delivery of, and the performance by _ Authority of the obligations on its part contained in this Purcha�= Contract, and, as of the date hereof, such authoriiations and approvais are in full force and effect and have not been amended, modified or - rescinded. • � (d) As of the time of acceptance hereof and as of the ti:ne of ��e Closing, except as otherwise disclosed in the Official Statement, �he Au[hority is not and will not be in breach of or in default under any applicable constitutional provision, Law or administrative ruLe or regulation of the State or the United States, or any applicable ;udgmen� or decree or any tru�t agreement, loan agreement, bond, note, resoiution, ordinance. agreement or other instrument to which the Authority is a par=y or is otherwise subject, and no event has occurred and is contir.ui^g which. with the passage of time or the giving of notice. or both� Wou:d constitute a default or event of default under any such instrument; and, the execution and delivery of this Purchase Contract, and compliance �:ch the provisions hereof, will not conflict with or constitute a breach o[ �r default under any law, administrative regulation, judgment, decree� ��an agreement, note, resolution, agreement or other instrument to which =`:e Authority is a party or is otherwise subject; and, except as described _:� the Official Statement, the Authority has not en[ered into any contract �r arrangement of any kind Which might give rise to any lien or encumbrance on the assets or proper[ies of the Authority; � RESOI.LTLOti `0. 220 (e) �11 approvals, ��nsents and orders of any 3over��er.=a� authority, board, agency or c�mmission having jurisdiction whica •�ou:c constitute a condition preceder.t :o the execution and delivery �y _-P �uthority of this Purchase Contract and t�e issuance, sale and deli�-e:y �f :�e Bonds have been obtained or will be obtained prior to the Closing; � � � � (f) This Purchase Contract, when properly executed and del�vered �y the respective parties hereto, will constitute the valid, ;egai ar.d �inding obi:gation of the Authority eniorceable in acco�dance with i�s terms, except as enforcement rnay be limited by bankruptcy, insolvency, reorganization, moratorium or other laws affecting creditors' c?3RC5 generally and general rules oE equity (regardless of whether ssch eniorceability is considered in a proceeding at 1aw or in equity); (g) Except as di'sclosed in the Official Statement, there is r.o ac[ion, suit, proceeding, inquiry or investigation, at law or in equi:y, 'before or by any court, government agency, public board or body, pending or, to [he knowledge of the Auchority� threatened, against the Authority, aifecting the�exiStence of the Authority or the titles of its membe:s�or , o�ficers, or seeking to prohibit, restrain or enjoin the sale, issuance oc delivery of the $onds or the payment or collection of any amounts piedged or to be pledged to pay the principal of , redemption, premium,' if any, ,and interest on the Bonds� or. the pledge [hereof,• or in any way, contesting o'r affecting Che validity or`enforceability of this Purchase Contract or t�e consummation of the transactions contemplated hereby, or contesting the exclusion of the interest on the Bohds from taxation, or contesting the power or authority of the Authority to purchase the,Bonds from the Issuer or to sell the Bonds to the Underwriter or to execute and deliver tc:is Purthase ContraCt, nor is there any' basis thereafter, wherein a:� unfavorable decision, ruling or finding Would materially adversely aFce�t the Authority or the validity�or enforceability of this Purchase Concract; and ' (h) Any certificate Authority and delivered to representation and warranty statements made therein. signed by an the [;nderwriter of the Authority au[horized officer oE :::e shall be deemed to be a to the UnderWriter as to t�e 6. Representations of the Underwriter. The Underwriter represents t`:at it has full right, power, and authority to enter into this Purchase Contract. 7. Covenants. The Issuer and the Authority each covenants wi:h _`:e L'nderwriter that so long aa, the Underwriter, or dealers, if any, are participating in the di�tribution of the Bonds r+hich constitute the whole �r a part of their unsold participations, if an event knoan to the Issuer or :`:e Authority occurs affecting the Issuer or the Authority, as applicable, or �-e transactions contemplated by the ResoLution and the issuance of the 3onds, which could cause the Official Statement to contain an untrue statement oc a material fact or to omit to state a material fact required to be sca�ec therein or necessary in order to make the statements therein, in light �i :-.� c:rcumstances under which they were made, not misleading� the Issuer or =-.e Authority, as applicable, sha11 notify the UnderWriter and if in the opir.:�:-: 0 RESOLLTIO\ \0. 220 of the Issuer, the �u[hority, the �'nderwriter or Bond Counsel, such e�:en: requires an amendment or suppiement �o the Official Statemen[, che Issuer •�i�i amend or supplement the OfLicial Statement in a form and in a manner joint�y approved by the Issuer and the �nderwriter, and the Issuer wi11 bear :he ^�st of makir.g and printing such amendment or supplement to the Official State:nenc and distributing such amendment or supplement to owners of the Bonds. 3. �or.dit'_ons to Obligations of L'nderwriter. The C'nderwriter �ias entered int� _ais Purchase Concract in reliance upon the representations. warranties and agreements of the Issuer and [he Authority contained herein and upon the accuracy of the statements to be contained in the documencs, opinions� and ins�truments to be deLivered at the Closing. Accordingly, t1e �.:nderwriter's obligat_ion under this Purchase Contract to purchase, accept deiivery of, and pay for the Bonds on .the CLosing Date is subject to ttie performance by the Issuer and the�Authority of their respective obligations hereunder at or prior to the Closing.• The following additional conditicr.s precedent relate to the Closing, in. connection with the L'nderwriter's - obligacion to purchase the Bonds. • ; , . � ' ,(a) At the time of the Closing,, (i) the representations and ' warranties of the �Issuer an�, the Authority contained herein shall be true� �' complete and correct; (ii) the Fiscal Agency Agreement shall have been � duly executed, acknowledged and delivered by the appropriate parties thereto, shall- be ia full force and effect and shall not have been amended, modified°or supplemented, except as therein permitted or as may have been agreed to iq writing by the Underwriter; and �(iii) the Resolution shall be in fu11 force and effect and sha11 not'have been amended, modified or supplemented, except as may 6ave been agreed to :n writing by the Underwriter; • (b) � The Underwriter shall have the right to cancel its obligat:on to purchase the Bonds if betWeen the date hereof and the Closing, (i) Legislation shall have been enacted (or resolution passefl) .by or introduced or pending legislation amended in the Congress of the Cnited States or the State or shall have been reported out of committee or be pending in co�ittee, or a decision shall. have been rendered by a court of the United States or the State or the Tax Court of the United States, or a ruling shall have been made or a resolution shall have been proposed �r made or any other releaae or announcement shall have been made by che Treasury Department of the United States or the Internal Revenue Service. or other federal or State authority, with respect to federal or Stace taxation upon interest on obligations of the general character of t:�e Bonds or with respect to the security pledged to pay debt service on c:�e Bonds, that, in the Underwri[er's reasonable judgment, materia:ly adverselp affects the market for the Bonds� or the market price general:y of obligations of the general character of the Bonds or (ii) there sha11 exist any event that, in the Under�+riter's reasonable judgment, either (:�l makes untrue or incorrect in any material respect any statement or information in the Official Statement or (B) is not reflected in t'�e Of f icial Statesaent but shouLd be ref lected therein in order to make �:-:e statements and information therein not misleading in any material respect, or (iii) there shall have occurred any outbreak of hostilities or other 7 RF:S�LC'TIU:� \0. 2�0 local, �ational or international calamity or crisis, or a deiau:.� �.�:�:: respect to the debt obligations of, or the institution of pr�ceec'_::gs under the federal bankruptcy 1aws, the eEfect of which on the E:r.anc:ai markets of the �nited States wi11 be such as in the (:nderwriter'; reasonable �udgment, makes it i:npracticable for the C;nderwriter to �narket the Bonds or enEorce contracts for the sale of the Bonds, or (iv) there sha11 be in force a general suspension of trading on the 'Yew York Stocic Fxchange. or minimum or maximum prices for trading sha11 have bee� fixed and be :z [crce, or maximum ranges for prices for securities sha1: have been :equired and be in zorce on the vew York S[ock Exchange, whether by virtue of determination by that Exchange ot by order of the Securi:ies and Exchange��Commission oE the Lnited States or_ any other gover:.mental authority having jurisdiction that, in the Underwriter's reasonabie .;udgment, makes it impracticable for the linderwriter to market the Bonds or enforce contracts fo'r the sale of the Bonds, or (v) a general banking moratorium shall have been declared by federal� :Yew York or State authorities having jurisdiction and be in force that, in [he L'nderWriter's reasonable judgment, makes it impracticable�for the Cnderwriter to marke� the Bonds or enforce contracts for�the sale of the Bonds, or (vi) legislation shall be enacted or be proposed or actively considered for enactment, or a decision by a court of the G`nited States sha11 be rendered, or a ruling, regulation, proposed regulation or statement by or e on behalf of the Securities and Exchange Zoamnission of the �nited States or other governmental agency having jurisdiction of the subject matter shall be made, to the effect that the Bonds or.any obligations of the general character of the Bonds are not exempt from the regi.stration� qualification or o.ther requirements of the Securities Act of 1933, as amended and as then in effect, or of the Trust Indenture Act of :939, as amended and as then in effect, or otherwise are or would be in violation of any provi�ion of the federal securities laws, or (vii) the �ew York Stock Exchange or other national secu�i�ies exchange, or any governmenta� authority, shall impose-any ma�erial restrictions not now in force with respect to the Bonds or obligations of the general character of the Bonds � or securities generally, or materially increase any such restrictions now in foi�ce, including those relating to the extension of credit by, or the charge to the net capital requirements of, underwriters; or (viii) there sha11 have been any materially adverse change in the affairs of the Issuer or the Authority which in the IJnderwriter's reasonable judgment materia:,�y adversely affects the market for the Bonds; and (c) At or prior to the Closing, the Underwriter shall receive the following: . (1) The unqualified approving opinion of Richards, Watson � Gershon, bond counsel ("Bond Counsel"), in form and substance acceptable to the Underwriter, addressed to the Underwriter and c::e Issuer, dated the date of the Closing, in substantially the Eo:m included in the Resolution; 8 RESOLCTI�\ \0. "?2p (2) � supplemental opinion of Bond Counsel, addressed �o �=e Qnderwriter, in f�rm and substance acceptable to the �'nderwri:er, dated the date of Closing, to the following effect: (i) :'�e Issuer has duly authorized, executed and deLivered the Purch3se Contract and the Fiscal Agency Agreement. The Purchase Contrac[, t:�e Fiscal Agency Agreement cor.stitute the legal, valid and bindir.g obligations ot :::e Issuer, enforceable against the Issuer in accordance wi�:� their respective terms, subject to bankrup[cy, inso:�ency, reorganiza[ion, moratorium and other similar laws affect?^g creditors' rights, to t:�e application of equitable principies when equitable remedies are sought and to the exercise of judicial discretion in appropriaCe cases; (ii) The Official Statement has been duly authorized� executed and delivered by the Issuer; • (iii) The statements and information contained or summarized in the Official Statement on the cover page and under the headings "THE BONDS," "SECURITY FOR THE BONDS," "THE RESOLUTION," "CONCLUDI�iG IVFORMATION - Legal Opinion" and "CONCLUDI�YG IVFOEL"IATION - Tax Exemption" (but not including any statistical or financial information set forth under such. headings, as to which no 'opinion need he expressed) do not contain a material misstatement of fact or omit to state a material fact necessary in 'order to make the statements contained therein, in•light of the circumstances in which they are made, not misleading; (iv) The Bonds are exempt from regisrration under the Securities Act of 1933, as amended; and (v) The Resolution and the Fiscal Agency Agreement are exempt from qualification under th� Trust Indenture Act oE 1939; as amended; ' (3) The opinion of Richards, Wa[son & Gershon, Los �ngeles� California, Agency Attorney and counsel to the Issuer, addressed =� the Cnderwriter and the Issuer, in form and substance acceptable =� the Under�+riter� dated the date of the Closing, to the followir.3 effect: (i) The Issuer is a public body, corporate and politic, duly organized and validly existing under and �y virtue of the Constitution and the laws of the State; (ii) The ftesolution has been duly adopted by the Issuer at a regular meeting duly called and held in accordance wit:� the requirements of all applicable laws and at Which a quor��.�n of the members of the Issuer r+as continuously present; � 2E50L�TI0�; A0. 220 (iii) Excepc as des�ribed in the Gff:cial State�e^t. , there is no litigation pending 'or, to the best of su�:-� counsel's knoWiedge af:er due inquiry, threatened, wh:�h: (a) challenges the right or title of any member or officer of �:�e Issuer to hold his or her respective office or exer�ise �r perform the powers and duties pertaining thereto; (h) challenges the validity or enforceability of the Bonds, t^e Resolution, the Fiscal Agency Agreement .or the Purc`:ase C�ntract; (c) "seeks to restrain or enjoin the issuar.ce ar.d _. saie of the Bonds, the adop[ian or erfect�veness ot the Resolution, or the execution and delivery by the Issuer of, �r the.performance by the Issuer of its obligations under, t!�:e , . Bonds, the Purch��e Contrac[ or the Fiscal Agency Agreement; , ' ror (d) if determined adversely to the Issuer or its interests, would have a material and adverse affect upon the financiai ' condition, assets, properties or operations of tbe Issuer; (iv}' The Bonds, the Purchase Contract and the Fiscai Agency Agreement have each been duly authorized. execuced and delivered by the Issuer, an� the Resolution, the Bonds, t�e Purchase Contract and the Fiscal Agency Agreement constitute the valid and binding legal obligations of the ;ssuer enforceable in accordance with their respective terms except as such enforceability may be Limited or otherwise affected by applicable bankruptcy, insolvency� reorganizat�ion, moratorium or other similar laws or general principles of equity li:niting or otherwise affecting the enforcement of creditors' ri3�ts, whether now existing or hereafter enacted; � • • (v) The execution and delivery by the Issuer oc, and the performance by the Issuer of its obligations under, the Bonds�. the Resolution, the Purchase Contract and the Fiscal �Agency Agreement do not conflict With, violate or constitute a default under any provision .of any law, court order or decree � , or any contract, instrtunent or agreement to which the Issuer is a party or by which it is bound; (vi) The Issuer has obtained all authorizations, approvals, consents_or other'orders of the State or any other governmental authority or agency within the State havi^g jurisdiction over the Issuer required for the valid authorization, issuance and delivery by the Issuer ot �:;e Bonds; and (vii) The Official Statement (excluding therefrom financial statements and the statistical data included in :he Official Statement, as to which no opinion need be expressed) does not contain any untrue statement of a material facc �r omit to state a material fact required to be stated therein �r necessary in order to make the statements therein, in t�e light of the circumstances under which they were made, not misleading; 10 RESULtTIO\ \0. 220 (�) The opinion of Richards, Watson & se:s�oz, .ti Professional Corporation, Los Angeles, Califernia� cour.se! =� ��e Authority, addressed to the Cnderwriter and the Authoricy, iz ��r� and sul7stance acceptable to the L'nderwriter, dated the date oC �;e Closing, to the following effect: (i) The Authority is a joint powers authority, du:y created and validly existing under and by virtue of �ne Constitution and the laws of the State; (iil The resolution of [he Authority approving and authorizing the execution and delivery oi this Purc�ase Contract (the "Au[hority Resolution") has �een d�tly adopted �y the Authority at � regular meeting duly called and held �n accordance with the requirements of a1l.applicable laws and at which a quor�.un of the governing body of the Authority was continuously present; f. � (iii) Except as described in the Official Statement, there is no litigation �ending or, to the best oc such counsel's knowledge after due�inquiry, threatened� which: '(a) challenges the •right.or.title of any member or officer of the Authoriky [o hold his or her respective office or exercise or perform the powers- and duties pertaining thereto; (b) , challenges the validity or enforceability of the Purchase Contract; (c) seeks to restrain or enjoin the issuance and sale oE the �Bonds, the adoption or eEfectiveness of 'he Resolution, or the execution and delivery by the Authori�y o�� •or �the performance by the Authority of its obligations ur.der, the Purchase Contract; or (d) if determined adversely t� _he Authority or its interests, would have a material and adverse � affect upon the financial condition, assets, properties �r operations of the Authority; a (iv) The Purchase Contract has been duly authorized, executed and delivered by the Authority, and the Purchase Contract constitutes the valid and binding legal obligat=en or the Authority enforceable in accordance with its ter�ns eYcept as such enforceability may 'be limited or otherwise affected �y applicable bankruptcy, insolvency, reorganization, morato::���n or o[her similar laws or general principles of equity limic�ng or otherwise affecting the enforcement of creditors' :i3�cs, whether now existing or hereafter enacted; (v) The execution and delivery by the Authority �:, and the performance by the Authority of its obligations ur.der, the Purchase Contract does not conflict With, violace �r constitute a default under any provision of any :aw. court order or decree or any contract, instrument or agreement =., which the Authority is a party or by which it is bound; 11 KESOLuTIO\ \0. �?0 (vi) The Authority has obtained all auc^cr;za�:�r.s, approvals, consen[s or other orders of the State or any ���er governmental authority or agency within the State ^a•�:r.g jurisdiction over the Issuer required for the valid �ur_zase and sale by the Auchority oE the Bonds; and (vii) The statements and information contained in c�e � ^Cfficial Stattment under the heading '�THE A�THORITY" coes not contain any untrue stacemen[ of a material fact or omit co state a:naterial fact required to be stated thereil cr necessary in order to make the statements therein, in �ae light of t�e circumstances under which they were made, �c� misleading; . (5) A certificate dated the date of the CLosing, sigr.ed by the Executive Director or appropriate officer of the Issuer� to the effect that: (i) the representations, warranties and covenants of the Issuer contained herein are true and correct in all material respects on and as of the date of the Closing with the same ef�ect as if made on the date of the Closing; (ii) the Issuer has compl?ed with all the agreements and satisfied all of the condicions on its part to be performed or satisfied at or prior to the CLosing; (iii) no event affecting the Issuer has occurred since the date oE the Official Statement which either makes untrue or incorrect in any material respect as of the Closing Date any statement of information contained in the Official Statement or is not reElected in the Of f icial Sta[ement but should be ref lected therein in order to maice the statements� and information � therein not misleading in any material respect; and (iv�) the Resolution remains in full force ar.d effect and has not been amended in any respect, except as approved in writing by the Underwri�er, since the date of the adoption of the Resolution; (6) A Certificate dated the date of the Closing, signed by an officer of the Authority to the effect that: (i) the representations, warranties and covenants of [he Authority concained herein are true and correct in all material respects on and as of the date of the Closing with the same effect as if made on the date of the Closing; (ii) the Authority has complied with all t^e agreements and satisfied all of the conditions on its part to be performed or satisfied at or prior to the Closing; and (iii) ao event affecting the Authority has occurred since the date �f �he Official Statement which either makes un[rue or incorrect in any material respect as of the Closing Date any statement of informaticn containea in the Official Statement or is not reflected in �he Official Statement but should be reflected therein in order to make the statements and information therein not misleading in any material respect; (7) A certificate of the Fiscal Agent dated the date of :�e Closing and addressed to the Issuer, the Authority and �!:e Underwriter, to the effect that: (i) the Fiscal Agent is organized 12 RESOLLTIOti \0. ?20 and existing as a national banking association under ar.d �y •�::_�e of the laws of the Cnited States o; America, having Eull rowe: and being qualified and duly authorized to perform the duc�es ar.d obligation of the Fiscal Agent under and pursuant to che �iscal Agency Agreement; (ii) the Fiscal Agent has agreed to perform ��e duties and obligations of the Fiscal Agent as set forth in _�e Fiscal Agency Agreement; (iii) to the best of its knowledge, aiter due inquiry compliance with the provisions on. the Fiscal A3ent'; �ar[ �ontained in the Fi�ca1 Agency Agreement will not conflic: with or constitute a breach of or default under any material 'aw, administrative regulation, judgment, decree� loan agreemer,c, indenture,—bond,' note, resolution, agreement or other instr:iment �o � which the Fiscal Agent is a party or is otherwise subiect� as a result of which the Fiscal Agent's ability to perfor� i:s ' obligations under the Fiscal Agency Agreemen[ would be impaired� r.or will any such compliance result in the creation or imposition of any lien, charge or other security intesest or encumbrance of any nature • whatsoever upon any of the properties or assets held by the Fiscal � Agent Qursuant to the Lien created by the Resolution u�der the terms of any such law, administrative regulation, judgment, decree, loan agreement, indenture, bond, note, resolution, agreement or o�her . instrument, except as provided by the Resolution and the Fiscal Agency Agreement; and (iv) to the best of the knowledge of che Fiscal Agent, the Fiscal Agent has not been served in any action, suit, proceeding, inquiry or investigation, at'' law or in equity, before or by any �court� governmental agency, Qublic board or body, pending nor, is any such action, suit, proceeding, inquiry•or ^ , investigation threatened against the Fiscal Agent, affecting c"e existence of the Fiscal Agent, or the titles of its�officers co their respective offices or seeking to prohibit, restrain or enjoin the issuance, sale and delivery of the Bonds issued under �ce Resolution,or the collection of revenues pledged or to be pledged :o pay the principal of, premium, if any, and interest on the Bonds issued under the Resolution, or the pledge thereof, or in any way contesting the powers of the Fiscal Agent or its authority to enter into or perform its obligations under the Fiscal Agency Agreement, wherein an unfavorable decision. ruling or finding would macerially adversely affect the validity or enforceability of the Fiscal Agency • Agreement; . (8) Ten copies of this Purchase Contract duly executed and delivered by the parties thereto; . (9) Ten copies of the Official Statement, executed on behal` of the Ysauer by the Executive Director of the Issuer; (10) Ten certified copies of the Resolution, the Author:�y Resolution and all other resolutions of the Issuer, the Authority, and the City relating to the issuance of the Bonda; and 13 k�SOLL'TIO\ �0. 220 (11) Such additional 1ega1 opinions, certi;?cates, proceedings, instrumeats and other documents as the linderWrite: �r Bond Counsel may reasonably request to evidence compliance by c�e Issuer and the Aut�ority with this Purchase Contract, iegal requiremen[s (including federal tax exemption), and the performar.ce or satisfaction by the Issuer and the Authority at or prior to suc� time of all agreements then to be performed and all conditions cren — to be sacisfied by the Issuer and the Authority. The Issuer and the Authority will Eurnish the Cnderwriter° with such conformed copies of such opinions, certificates, letters and doc�unents as t�e i;nderWriter may reasonably request. IE the Issuer and the Authoci:y shail be unable to satisfy the conditions to the obligations of' the Underwriter contained in this Purchase Contract, or if [he obligations of.the Cnderwriter shall be terminated for ,any reason permitted by this Purchase Contract, this Purchase Contract shall terminate and neither the Underwriter, the Issuer :�or the Authority shall have any further obligations hereunder, except as provided in Section 9 hereof. However, the Cnderwriter may in its discretion waive.one or more of the conditions imposed by this Purchase Contract for the proteccion of the Underwtf.ter and proceed with the related Closing. , 9. Expenses. The Underwriter shall be under no obligation to pay, and the Issuer sha11 pay from its available funds or from the proceeds of the Bonds, certain � expenses set forth in this Section, including but not limited to: (i) all expenses in connection with the preparation, distribution and delivery of the . Preliminary Official Statement, the Official Statement and any amendment or � supplement thereto; (ii) all expenses in connection with the printing, issuance and delivery of the Bonds; (iii) the fees and disbursements of 3cnd Cpunsel in connection with the Bonds; (iv) the fees and disbursements of • counsel to the Issuer and counsel to the Authority in connection with the . Bonds; (v) the disbursements of the Issuer and the Authority in connectien with the issuance of [he Bonds; and (vi) the f�es and disbursements of c;.e Fiscal Agent. ' The Underwriter shall pay �11 advertising expenses in connection with the public offering of the Bonds and all other expenses incurred by it in connection with its public offe�ing and distribution of [he Bonds, incLuding the fees and disbursements of its counsel. 10. Yotice. Any notice or other communication to be given to the Issuer under this Purchase Contract may be given by delivering the same in wricing at the address set forth above. Any such notice or cocm�unication to be given c� the Unde n+riter may be given by delivering the same in writing to: Miller & Schroeder Finanical, Inc. 505 Lomas Santa Fe Drive, Suite L00 Solana Beach, California 92075-0819 Attention: Mr. Gregory B. Ballenger 14 RESOLL'TIOti �0. 220 Ll. Governing Law. This Purchase Contract shall be governed '�y _^e :aws of the State of California. This Purchase Contract may be execsted �y =�e parties hereto in separate counterparts, each of which When so execu�ed ar,d delivered shall be an original, but all such counterparts sha11 tcget�e: constitute but one and the same instr:unent. 12. Parties in Interest. This Purchase Contract is made solely for the benefit of the s:gnatories hereto (including the successors or assi3ns oi che �nderwriter) and nQ ottier person shall acquire or have any right hereunder or by virtue hereof excep� as provided in Section 11 hereof. Ai1 representations, warranties and agreements in this Purchase Concract shail remain operative and in full force and effect, regardless of (a) deiivery oE and payment for any of the Bonds and (b) any termination of this Purchase Conttact. Very truly yours, MILLER & SCHROEDER FINANCIAL, IVC. By: � First Vice res�dent Accepted as of the date first stated above: PAL�I DESERT REDEVELOP"SENT AGENCY 0 BY t ��l ������C-� . Executive Di�ecto PALM DESERT FINANCIYG AUTFiORITY . By' Chief Administrative Officer LS 0 0 EXHIBfT I RL•SOLi'TIOti \U. 220 ��,970,000 PALM DESERT REDEVELOPMENT AGENCY PROJECT AREA NO. 1, AS AMENDED (ADDED TERRITORY ONLY) SUBORDINATED TAX ALLOCATION BONDS LSSUE OF 1989 � :�fay 1 1990 �1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2009 Princi $ 145,000 155,000 165,000 180,000 190 , 000 � 200 , 000 215,000 230 , 000 245,000 26 � , 000 285,000 305 ,000 3,390,000 Interest Rate 6.6� � 6.70 •' 6.75 6.80 6.85 6.90 6.90 6.95 1.00 7.J5 7.125 1.25 7.40 RESOL�TIO� \0. 220 PRINCIPAL PAYMENT AND INTEREST RATE SCHEDULE Maturity Year Principal Amount Interest Rate 1990 ]�391 1992 1993 1994 1995 1996 1997 1998 1999 2000 � 2001. 2009 $145,000 $145,000 $145,000 $145,000 $145,000 •$145,000 $145,000 $145,000 $145,000 $145,000 $145,000 $145,000 $3,390,000 EXHIBIT D n 6.65� 6.70 6.75 6.80 6.85 6.90 6.90 6.95 7.00 7.05 7.125 7.25 7.40 0 0 0 RESOT_L;�TIO� \�. 220 REDEMPTION SCHEDULE Redemption Date Premium May 1, 1997 and November 1, 1997 .................. 101.0� May 1, 1998 and November 1, 1998 .................. 100.5� May 1, 1999 and and thereafter .................. 100.0� e 0 0 0 ❑ EXHZBIT E 890404 alh 8270.�1s(2) ��.soL���riu� ao. z2o 0 Year 2002 2003 2004 2005 2006 2007 2008 2009 SCHEDULE OF MINIMUM SINKING FUND PAYMENTS r. (May lst of) Amount $325,000 350,000 375,OOQ 405,000 425,000 465,000 500,000 535,000 s 0 0 EXHIBIT F