Loading...
HomeMy WebLinkAboutAudited Financial Reports - City of Palm Desert - FY Ending 06/30/05COMPREHENSIVE ANNUAL FINANCIAL REPORT of the CITY OF PALM DESERT, CALIFORNIA For the Fiscal Year Ended JUNE 30, 2005 Prepared by the Finance Department City Treasurer/Director of Finance Paul S. Gibson Assistant Finance Director Jose Luis Espinoza, CPA Finance Staff (in alphabetical order by positions and names) Accounting Technician II James Bounds Accounting Technician Horacio Celaya Accounting Technician Sharon Christiansen Accounting Technician II Diana Leal Accounting Technician II Barbara Wright Administrative Secretary Niamh Ortega Business License Technician Rob Bishop Deputy City Treasurer Thomas Jeffrey G.I.S. Technician Robert Riches Information Systems Manager Doug Van Gelder Information Systems Analyst Clay Von Helf Information Systems Technician Troy Kulas Sr. Office Assistant Benjamin Druyon Senior Financial Analyst Anthony Hernandez Office Assistant Suzanne Cicchini CITY OF PALM DESERT COMPREHENSIVE ANNUAL FINANCIAL REPORT JUNE 30, 2005 TABLE OF CONTENTS INTRODUCTORY SECTION Table of Contents Letter of Transmittal GFOA Certificate of Achievement for Excellence in Financial Reporting CSMFO Certificate of Award for Outstanding Financial Reporting List of Principal Officials Organization Chart FINANCIAL SECTION INDEPENDENT AUDITORS' REPORT MANAGEMENT'S DISCUSSION AND ANALYSIS BASIC FINANCIAL STATEMENTS Government-Wide Financial Statements: Exhibit A- Statement of Net Assets Exhibit B- Statement of Activities Fund Financial Statements: Exhibit C- Balance Sheet - Governmental Funds Exhibit D- Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Assets Exhibit E- Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds Exhibit F- Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities Exhibit G- Statement of Net Assets - Proprietary Funds Exhibit H- Statement of Revenues, Expenses and Changes in Fund Net Assets - Proprietary Funds Exhibit I- Statement of Cash Flows - Proprietary Funds Exhibit J- Statement of Fiduciary Net Assets - Fiduciary Funds - Agency Notes to Basic Financial Statements Page Number i v xii xiii xiv xv 1 3 13 14 18 21 22 24 25 26 27 28 29 Page Number REQUIRED SUPPLEMENTARY INFORMATION Schedule 1- Budgetary Comparison Schedule - General Fund .� Schedule 2- Budgetary Comparison Schedule - Prop A Fire Tax - Special Revenue Fund 70 Note to Required Supplementary Information SUPPLEM ENTARY SCHEDULES 71 General Fund: Schedule 3- Budgetary Comparison Schedule by Department - General Fund 73 Other Governmental Funds - Combinina Statements: Schedule 4- Combining Balance Sheet - Other Governmental Funds 77 Schedule 5- Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Other Governmental Funds 78 Other Governmental Funds - Nonmaior Special Revenue: Schedule 6- Combining Balance Sheet - Nonmajor Special Revenue Funds 82 Schedule 7- Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Special Revenue Funds 88 Schedule 8- Budgetary Comparison Schedules - Special Revenue Funds: A. Traffic Safety 93 B. Gas Tax 94 C. Housing Mitigation Fees 95 D. Community Development Block Grant 96 E. EI Paseo Assessment District 97 F. City-Wide Business License 98 G. Landscape and Lighting Districts No. 1-15 99 Other Governmental Funds - Nonmaior Capital Proiects: Schedule 9- Combining Balance Sheet - Nonmajor Capital Projects Funds 102 Schedule 10 -Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Capital Projects Funds 106 Aaencv Funds: Schedule 11 - Combining Balance Sheet - All Agency Funds 112 Schedule 12 - Combining Statement of Changes in Net Assets and Liabilities - All Agency Funds 114 STATISTICAL SECTION Revenue and Expenses Statistics Governmental-Wide Expenses by Function Government-Wide Revenues 118 119 � Revenue and Expenditures Statistics Historical Revenue and Expenditures Combined General, Special Debt Service and Capital Project Graphs - Historical Revenue and Expenditures Combined General, Special, Debt Service and Capital Project Historical General Revenue and Expenditures Historical General Fund Actual Statement of Revenues Graph - Historical General Fund Actual Statement of Revenues Historical General Fund Actual Statement of Expenditures Graph - Historical General Fund Actual Statement of Expenditures Historical General Revenue and Expenditures Per Capita Top 40 Sales Tax Generators Graph - Historical Sales Tax Trends FY 2004-2005 and FY 2003-2004 Breakdown of Basic 1% Property Tax Rate (Not in Redevelopment Project Area) Graph - FY 2004-2005 Breakdawn of Basic 1% Property Tax Rate (Not in Redevelopment Project Area) Historical Net Assessed Taxable Values City-Wide Change in Taxable Value City-Wide - FY 2004-2005 and FY 2003-2004 Assessed Value by Economic Category FY 2004-2005 Graph - Assessed Value by Economic Category FY 2004-2005 Property Tax Levy and Collections Special Assessment Levy and Collections FY 2004-2005 Top Ten Property Tax Payers Historical Net Assessed Taxable Values City-Wide Graph - Assessed Valuation Growth Demographic Statistics Building Permits and Taxable Transactions Miscellaneous Statistics Bonded Debt Statistics Computation of Legal Debt Margin Direct and Overlapping Bonded Debt Revenue Bond Coverage Ratio of Annual Debt Service Expenditures for General Bonded Debt to Total General Governmental Expenditures Ratio of Net General Obligation Debt to Assessed Value and Net General Obligation Debt Per Capita Special Assessment Information Page Number 121 123 124 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 146 147 148 149 150 151 � Page Number Revenue Statistics Redevelopment Apencv Redevelopment Agency Project Areas Map RDA Project Area #1 and 1982 Annex FY 2004-2005 Top Twenty Property Taxpayers RDA Project Area #2 FY 2004-2005 Top Twenty Property Taxpayers RDA Project Area #3 FY 2004-2005 Top Twenty Property Taxpayers RDA Project Area #4 FY 2004-2005 Top Twenty Property Taxpayers Project Area Statistics Tax Allocation Bond Issue Information FY 2004-2005 Breakdown of Basic 1% Property Tax Levy Rates Historical Tax Increment Summary Redevelopment Project Area #1 - Original Historical Tax Increment Summary Redevelopment Project Area #1 - Amended Historical Tax Increment Summary Redevelopment Project Area #2 Historical Tax Increment Summary Redevelopment Project Area #3 Historical Tax Increment Summary Redevelopment Project Area #4 Historical Net Assessed Taxable Values Redevelopment Project Area #1 - Original Change in Taxable Value Redevelopment Project Area #1 - Original Historical Net Assessed Taxable Values Redevelopment Project Area #1 - Amended Change in Taxable Value Redevelopment Project Area #1 — Amended Historical Net Assessed Taxable Values Redevelopment Project Area #2 Change in Taxable Value Redevelopment Project Area #2 Historical Net Assessed Taxable Values Redevelopment Project Area #3 Change in Taxable Values Redevelopment Project Area #3 Historical Net Assessed Taxable Values Redevelopment Project Area #4 Change in Taxable Values Redevelopment Project Area #4 154 155 156 157 158 159 160 161 162 163 164 165 166 168 169 170 171 172 173 174 175 176 177 iv v November 18, 2005 Citizens of the City of Palm Desert, Honorable Mayor and Members of the City Council The Comprehensive Annual Financial Report (CAFR) of the City of Palm Desert for the fiscal year ended June 30, 2005, is submitted herewith. This report was prepared by the City’s Finance Department. Responsibility for the accuracy of the data, the completeness and fairness of the presentation, including all disclosures, rests with the City. To the best of our knowledge and belief, the enclosed data is accurate in all material respects, reported in a manner designed to present fairly the financial position and results of operations of the various funds and all disclosures necessary to enable the reader to gain an understanding of the City’s financial activities have been included. For the fiscal year ended June 30, 2005, the City complied with the new financial reporting model developed by the Governmental Accounting Standards Board (GASB) Statement 34. In addition to the customary fund statements included in the CAFR, Statement 34 requires that the City prepare government-wide financial statements, which include, a Statement of Net Assets and a Statement of Activities. These statements are prepared using the accrual basis of accounting, which is consistent with private business accounting, in contrast to the modified basis of accounting that is used in accounting for fund financial statements. In the financial section of this report, the reader is provided with reconciliation statements that will take the reader from the Fund Financial Statement to the Statements of Net Assets and Activities. GASB Statement 34 also requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management’s Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City of Palm Desert MD&A can be found immediately following the report of the independent auditors. Citizens of the City of Palm Desert, Honorable Mayor and Members of the City Council November 18, 2005 vi CAFR Structure The format and content of this report comply with the principles and standards of accounting and financial reporting adopted by the Governmental Accounting Standards Board. It is presented in three sections: Introductory Section, provides the reader with the organizational structure of the City, its services and operating environment. This section includes a title page, table of contents, a letter of transmittal, an organizational chart, a list of the City of Palm Desert’s elected and appointed officials, and the certificates of award from the California Society of Municipal Finance Officers and the Government Finance Officers Association of the United States and Canada. Financial Section, presents the City’s independent auditor’s report on the Basic Financial Statements, the Management’s Discussion and Analysis (MD&A), the Basic Financial Statements, the notes to the financial statements, the Required Supplementary Information (RSI), and the non-major supplementary schedules. Statistical Section, provides the reader with additional historical financial data and other information concerning the City. GENERAL INFORMATION ABOUT THE CITY OF PALM DESERT The City of Palm Desert is located in the geographical center of the Palm Springs Desert Resorts area, also known as the Coachella Valley area, in the County of Riverside. It was incorporated on November 26, 1973, as a General Law City; however, on November 4, 1997, the voters overwhelmingly approved Measure LL adopting a city charter. Under the provisions of the charter, the City has full authority over its own municipal affairs which can include but are not limited to bidding and contracting procedures, regulation of parks, libraries and other facilities, certain franchise fees and other fees, imposition of taxes, zoning for municipal purposes, salaries of officials and employees, municipal utilities and municipal election procedures. The City is subject only to such limitations and restrictions under state laws on matters of statewide importance, examples of which are environmental regulations, general plan requirements, open meeting laws and redevelopment. The City of Palm Desert operates under a Council-Manager form of Government. The City Council consists of five members elected by the residents of the City. Council terms are for four years. In October of 1998, the City Council approved to shift elections every two years in November of even-numbered years, which was approved by the County of Riverside at its Board of Supervisors meeting on November 24, 1998. Previously, elections were held every two years in November of odd-numbered years in conjunction with the Unified School District elections. Citizens of the City of Palm Desert, Honorable Mayor and Members of the City Council November 18, 2005 vii The City Council selects the Mayor from its own members for a one-year term. The City Council appoints the City Manager and the City Clerk. The City operates as a “contract city” utilizing, primarily, agreements with other governmental entities, private firms and individuals to provide services. Contracted services include: police and fire protection through the County of Riverside, animal control, health services, legal services and landscape maintenance. The City provides traditional municipal, public enterprise and redevelopment services as shown below: Municipal Services Public Enterprise Services Public improvements, infrastructure and maintenance Golf Course Public art and community promotion Office Complex Planning, zoning, building and engineering Internal Service Housing and community development Code enforcement and inspections Blended & Discretely Component Economic development and business support Units Legislative, city clerk and public information PD Redevelopment Agency General administration and fiscal services PD Financing Authority PD Housing Authority PD Recreational Facilities Corp. ECONOMIC OUTLOOK Local Economy The City encompasses an area of approximately 26 square miles. As of January 1, 2005, according to data provided by the State Department of Finance, the City has a population of 49,280. In addition to permanent residents, the City has approximately 15,000 seasonal residents who live three to six months in the city. The City of Palm Desert has cultivated a sound foundation of general fund revenue including sales tax, transient occupancy tax, licenses and permits, property tax and investment earnings. The City’s main sources of revenue are derived from tourism and sales tax. Tourism, retail, culture and education are part of the City’s many facets. Palm Desert is the ideal getaway destination for families and friends. It is home to numerous attractions which include: the Bob Hope Cultural Center/McCallum Theater, a 1,166 seat theater which hosts some of the biggest names and well-known productions in show business; the Living Desert Wildlife & Botanical Park, a 1,200-acre facility containing a Citizens of the City of Palm Desert, Honorable Mayor and Members of the City Council November 18, 2005 viii wide array of plants and animals from desert regions around the world; Art in Public Places, a museum without walls, features more than 100 works of art on permanent display throughout the City; the Westfield Shopping Town Palm Desert, Desert Crossing; and the Gardens, are collection of fine stores, adding to the upscale shopper paradise known as El Paseo; the Desert Willow Golf Resort, a unique and premier 36-hole golf course; the College of the Desert, a community college; first class hotel accommodations and fine dining restaurants. Currently, the City’s labor force is as strong as the economy. The State of California Employment Development Department Labor Market Information Division reported that the City of Palm Desert had an unemployment rate of 2.9% compared to Riverside County, which had a rate of 5.2%. Our balanced foundation of tourism, culture and education has strengthened the City’s labor force. Outlook for the Future In June 2005, the City Council approved a total of $41.043 million in funding for various capital improvement projects for the fiscal year of 2005-2006. Projects include traffic signals, sidewalk repairs and implementation, street widening, construction of landscaping medians where none existed, improving drainage areas, continued design and constructions of two parks, and completion of the development called Entrada El Paseo. With all these projects slated for the coming fiscal year, it is evident that the City of Palm Desert is committed to promoting tourism, business, culture and education in an effort to maintain the high quality of life that the private and business community enjoys. Annual and Independent Audit It is the policy of the City of Palm Desert to have an annual audit performed by an independent certified public accountant. The independent audit of the City’s financial statements for fiscal year ended June 30, 2005, was conducted by Lance, Soll & Lunghard, LLP as appointed by the City Council. The auditor’s unqualified opinion on the basic financial statements is included in the Financial Section of this report. As part of the City’s annual audit engagement, the auditors review the City’s internal control structure, as well as compliance with applicable laws and regulations. The results of the City’s annual audit for fiscal year ended June 30, 2005, provided no instances of material weaknesses in connection with the internal control structure or significant violations of applicable laws and regulations. As recipients of federal, state and county financial resources, the City of Palm Desert is required to undergo an annual single audit. When applicable, information related to this single audit, Citizens of the City of Palm Desert, Honorable Mayor and Members of the City Council November 18, 2005 ix including the schedule of expenditures of federal awards, findings and recommendations and auditor’s reports on the internal control structure and compliance with applicable laws and regulations are included in a separately issued report. For the fiscal year ended June 30, 2005, the City is required to have a single audit performed. Internal Accounting Controls Management of the City is responsible for establishing, maintaining and evaluating the City’s accounting system with great consideration to the adequacy of an internal control structure. The internal accounting controls are designed: 1) to ensure that the assets of the government are protected against loss, theft or misuse, 2) to ensure the reliability of adequate accounting data for the preparation of financial statements in conformity with generally accepted accounting principles and, 3) to provide reasonable, but not absolute, assurance that these objectives are met. The concept of reasonable assurance recognizes that the costs of control should not exceed the benefits likely to be derived from it and that the evaluation of costs and benefits require estimates and judgment be made by management. The City’s internal control evaluations occur within the above framework, which ensure adequate safeguard of the City’s assets and reasonable assurance of proper recording of financial transactions. Budgetary Controls In addition, the City maintains budgetary controls. The objective of these budgetary controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the City Council. Activities of the General, Special Revenue, Debt Service and Capital Project Funds are included in the annual appropriated budget. Budgetary amounts for Debt Service, Capital Projects, and Certain Special Revenue Funds are adopted annually, however, budgets are considered to be long-term in nature. The City also maintains an encumbrance accounting system of purchase orders and contracts at the fund level as a means of accomplishing budgetary control. Open encumbrances are reported as a reservation of fund balance at the end of the fiscal year. Purchase orders are reviewed to ensure that funds are available and that requests are properly authorized prior to being released to vendors. The adopted budget for fiscal year 2004-2005 was prepared in accordance with accounting principles generally accepted in the United States of America. As reflected in the statements and schedules included in the financial section of this report, the City continues to meet its responsibility for sound financial management. Citizens of the City of Palm Desert, Honorable Mayor and Members of the City Council November 18, 2005 x Cash Management Cash resources of the individual funds are combined to form a pool of cash and investments. Cash which may be temporarily idle during the year, is invested in various instruments consistent with the City’s and Redevelopment Agency’s (the “Agency”) adopted investment policy, with the majority of the maturities under one year. The investment policy authorizes investments in United States treasury bills, bonds and notes, obligations issued by the United States Government Agencies, bankers acceptances, commercial paper, medium term notes, certificates of deposit, demand accounts, California Local Agency Investment Fund, and in the California Asset Management Program. The City and Agency’s portfolio at June 30, 2005 is $235,351,309. The City and Agency continue to maintain an investment policy, which is submitted annually to the City Council. Monthly Treasurer’s Reports reporting investment activities and portfolio balances are also submitted to the Investment/Finance Committee and forwarded to the City Council. The primary goal of the City’s and Agency’s investment policy is to invest public funds in a manner which will provide the highest investment return with the maximum security, while meeting the daily cash flow demands of the City and Agency, and conforming to all State and local statutes governing the investment of public funds. Accordingly, deposits are either insured by federal depository insurance or collateralized. Criteria for selecting investments and the order of priority are risk, liquidity and yield. At all times, there was compliance with the City and Agency’s investment policy. Risk Management The City joined the California Joint Powers Insurance Authority (the “Authority”) on September 1, 1995 to arrange and administer programs of insurance for the pooling of self-insured losses and to purchase excess insurance coverage. Additionally, the City has all the risk property insurance with Robert Driver, an insurance company sub-contracted by the Authority to provide replacement cost coverage with varying deductibles as scheduled. The City’s Workers Compensation program is covered both under the Public Entity Risk Management Authority for old claims and the CJPIA for new claims. The Authority is a pool of cities and organized under a Joint Powers Agreement pursuant to the California Government Code. Each member city has a representative on the Board of Directors with officers of the Authority being elected annually by the Board Members. Annual deposits are paid by member cities and adjusted retrospectively to cover costs. Each member city self- insures for the first $20,000 of each loss. Participating cities then share in claims from $20,000 to $500,000 per loss occurrence. In addition, various risk control techniques, including annual safety audits and employee accident prevention training, have been implemented to minimize Citizens of the City of Palm Desert, Honorable Mayor and Members of the City Council November 18, 2005 xi loss. All claims are investigated, valued, reserved, defended and/or settled in accordance with generally accepted insurance industry practices. There are no known existing claims, which would exceed the City’s applicable coverage. Certificates of Awards for Outstanding Financial Reporting The Government Finance Officers Association of the United States and Canada (GFOA) and the California Society of Municipal Finance Officers (CSMFO) have awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Palm Desert for its comprehensive annual financial report for the fiscal year ended June 30, 2004. This was the eighth consecutive year that the government has achieved this prestigious award. In order to be awarded a Certificate of Achievement, a government must publish an easily readable and efficiently organized comprehensive annual financial report. This report must satisfy both general accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe that our current comprehensive annual financial report continues to meet the Certificate of Achievement Program’s requirements and we are submitting it to both the GFOA and CSMFO to determine its eligibility for another certificate. Acknowledgments The preparation of this report could not have been accomplished without the efficient and dedicated services of the entire staff of the finance department whose names are listed individually in the title page. Due credit is given to the Mayor and the City Council Members for their interest and support in planning and conducting the operations of our City in a responsible and progressive manner. Recognition is also given to all employees of the City of Palm Desert who continue to serve our community with commitment and dedication throughout the year, and to the citizens of Palm Desert our greatest appreciation for your continued support, input and guidance in helping us serve you better, thus preserving our City’s quality of life and reputation for innovation and leadership! Respectfully submitted, Carlos L. Ortega Paul S. Gibson City Manager Director of Finance/City Treasurer JLE:jle Certif�cate of Achievement for Excellence in Financial Reporting Presented to City of Palm Desert, California For its Comprehensive Annual J Financial Report far the Fiscal Year Ended June 30, 2004 A Certificate of Achievement for Excellence in Financial Reporting is presented by the Gocemment Finance Officers Association of the United States and Canada to governmenY unirs and public employee retirement systems whose comprehensive annual financial repods (CE1FRs) achie�ro the irighest standards in govemment accounting and fmancial reporting. � °'��� � ��.,� � E � � a ���4 axw+ ��'`�,� _ U �' €!��' - ,� � President `��� �Cr+�ii9"4^' Executice Director �zi /� �aZi f ornia c�ociet� o f �,/�V�,unicipal �inance � f f icers Certificate of Award Outstanding Financial Reporting 2D43-04 Presented to the City of Palm Dese�t This eertifrcate is iasued in recoRnition of ineeting projessionnl stundards and eriferia in reporting which ref#ec! a higq Irve! of qua(ity in the annua! ftnantia! s!olemertta qnd in the ��xderl}•ixg acrourcting s}•s[em from whick the repor(s x•ere prepared. February2�l, 2005 i�„ � t!" �"�� � � �� Bi0 I'homew t hair Pmfess�onei & Tecbnical5nndardx ( omrtdnee Dedieated m Exeellence in .Vfernieipal Finaneial Sfanagement / �/ xiii �` CITY OF PALM DESERT List uf Principal Officials as of June 30, �0{75 City Council - 4lanager Form of Government CITY COUNCIL BliFORD �1. CRITES Mayor JIh1 FERGtiSQN Mayor Pro-Tempore JEati �L BE:VSON Council Member RICH.�RD S. KELLY Council Member , � Y : � uii►1 `yYC7:�YCii� ROBERT t1. SPIEUEL Council Member CARLOS L. ORTEG.� City Manager City r�ttarney - Best, Best & Krieger ,�ssistant Ciry ;�Ianager for Community Services/City Clerk As�istant City 1lanager for Development Services .�siistant Crtp .lIanager for Redevelopment �lgency/Housing Director of FinancetCity Treasurer david 1. Encin Sheila S. Gilligan Homer Croy Tustin i4l�Carthy Paul S. Gibsun , � � r r • �„ �r1�:Le��i►[fl�l Executive Director C:1RLt)S L. ORTECi.� X 1S' Development Services (See Next Page)CITY OF PALM DESERTORGANIZATION CHARTCity AttorneyLitigation / Advise City Dept. on Legal MattersCorporate Secretary to :City CouncilRedevelopment Agency BoardHousing Authority BoardPrepare Agendas & MinutesLegal NoticesOrdinances & ResolutionsPublic Records, Contracts, DeedsLegislative Historic DocumentsProclamations & CertificatesSummons & SubponenasApplication & AppointmentsRecords MaintenanceLegislative TrackingLibrary OversightAdministrationLocal Filing OfficerConflicet of InterestCampaign StatementsFair Political Practices DutiesMunicipal ElectionsOaths of OfficeInitiative/Other PetitionsElectionsCity ClerkGeneral TrainingEmployee RelationsNew Employee OrientationBenefits & CompensationEmployee Assistance ProgramNew Hires(application/interview/testing)Perfomance AppraisalsDiscipline/GrievancesComplianance with State/Federal LawsCOBRAClass/Comp. SurveysWorkers Compensation ClaimsRetirementsHuman ResourcesSpecial EventsFranchise Contract OversightCity Special EventsSummer ConcertsPromote City TourismCommuinty CalendarPromotions & AdvertisingArt in Public PlacesVisitor Information CenterCommunity ServicesAssistant City ManagerSpecial EventsCadet/Explorer ProgramP.A.C.T. ProgramMotorcycle PatrolCanineNarcotics Task ForceSpecial InvestigationGang SuppressionForensic ServicesCrime PreventionHomicides & AssaultsDomestic ViolenceDispatch OperationsD.A.R.E ProgromAccident InvestigationTraffic PatrolPolice DepartmentFire PreventionFire MarshallBuilding Review & InspectionsParamedicsSearch & RescueVolunteer Fire FightersTrainingSpecial EventsChildren Safety ProgramsDispatchFire DepartmentPolice & FireDepartmentContracted with County SheriffContracted with County Fire/State C.D.F.Annual Financial StatementGeneral Ledget ReconciliationGrants Receivables and ControlRedevelopment Project AccountingCDBG and Housing AccountingGolf Course and Office Complex AccountingAccountingPurchasingAccounts PayablesProcess Police & Fire Purchase Orders/PaymentsProcess Vendor PaymentsAudit Payment ProcessCentralized SuppliesTelephone PaymentsCopier Repair/Maintenance/ PaymentsCity-wide Dues to OrganizationsGeneral ServicesCash ReceiptsAccounts ReceivablesTrust DepositsInvestmentsBanking ServicesBusiness License CollectionTrancient Occuppancy Tax CollectionBank Accounts ReconciliationTreasury & Cash ManagementAnalyze needs & Specify SystemsAssist with PC Hardware & SoftwareSupport Local Area Networks (LANs)Support & Run City Computer Business SystemSupport City Telephone SystemSupport Golf Course Computers/TelephoneSupport Library, Fire & Police Computers/SoftwareAdminister Internet Systems (Electronic mail, web site)Geographical Information System Mapping (G.I.S.)Information ServicesCity Payroll Preparation & DistributionCity Internal AuditsAnnual City & Agency Budget PreparationRevenue & Expenditure MonitoringFinancial ForecastingAdminister Outside Agency CommitteeAdminister Finance/Investment CommitteeManagement & SupportFinance Director/TreasurerFinancing of ProjectsRedevelopment ImplementationSpecific Five Year PlansAcquisition & DevelopmentConstruction ManagementPublic Parking LotsDevelopment AgreementsInfrastructure ImprovementsHousing DevelopmentRenovation of Apartment UnitsAdaptive Reuse for Existing StructuresBusiness Outreach/DevelopmentBusiness Attraction & RetentionIndustry/DemographicResearch & AnalysisBus. Loan Improvement ProgramEconomic DevelopmentRedevelopment AgencyRental AssistanceAcquistion & DevelopmentAffordable MonitoringNeighborhood Clean-upsSelf Help HousingRehab LoansRelocation AssistanceProperty ManagementMobile Home RentalsEmergency Shelter GrantsHousing AuthorityRedevelopment/Housing/EconomicAssistant City ManagerPlanning CounterEnvironmental ReviewDevelopment ReviewZoning ReviewPlanning Commission AdministrationArchitect Review Commission Admin.General & Specific Plan CoordinationFuture Use PlanningPlanning DivisionCreate ParksAdminister contractsNew Walking & BikeTrailsPark & Recreation CommitteeParks & RecreationCommunity DevelopmentPublic Safety CommiteeDiaster Prepareness CoordinatorCal-OSHA ComplianceSafety ProgramsLiability ClaimsCrossing Guards CoordinatorFacilities/Equip. InspectionRisk ManagementBuilding MaintenanceBuilding Permit CounterStructural Plan CheckDisabled AccessibilityState Building Code ComplianceConstruction InspectionsOccupancy InspectionsPlumbing & Mechancial Plan CheckElectrical Plan CheckDangerous & Abandoned BuildingsSubstandard HousingComplaint ResponseAnimal ControlCommercial Code EnforcementSign Code EnforcementAbandoned VehiclesNuisance AbatementRecreation Vehicle & illegal ParkingGolf Cart Inspection ProgramCounty Health Department IssuesBusiness License EnforcementCode EnforcementBuilding & SafetyPublic WorksDevelopment ServicesAssistant City ManagerCity ManagerRDA Executive Dir.Operations Overview/ Project OverviewPersonnel/Budget/Policy Development/Citizen & Business InquiriesCommittee and CommissionsPlanning Commission / Architect Review CommissionPublic Safety / Technology / Legislative / Rent Review / InvestmentGolf Course / Landscape / Park & Recreation / RDA Project Area / HousingMAYOR andCITY COUNCILRESIDENTS OF THECITY OF PALM DESERT xviFUNCTIONAL ORGANIZATION CHART INDEPENDENT AUDITORS' REPORT To the Honorable Mayor and Members of the City Council City of Palm Desert, California We have audited the accompanying financial statements of the governmental activities, the business-type activities, the discretely presented component unit, each major fund and the aggregate remaining fund information of the City of Palm Desert, California, as of and for the year ended June 30, 2005, which collectively comprise the City's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the City of Palm Desert's management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Gouernment Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disc{osures in the financial statements. An audit also includes assessing the accounting princip{es used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, the discretely presented component unit, each major fund and the aggregate remaining fund information of the City of Palm Desert as of June 30, 2005, and the respective changes in financial position and cash flows, where applicable thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. In accordance with Gouernment Auditing Standards, we have also issued our report dated September 9, 2005 on our consideration of the City of Palm Desert's internal control over financial reporting and our tests of its compliance with certain laws, regulations, contracts, grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Gouernment Auditing Standards and should be considered in assessing the results of our audit. The managemenYs discussion and analysis and budgetary camparison information are not a required part of the basic financial statements but are supplementary information required by the Governmental Accounting Standards Board. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of ineasurement and presentation of the required supplementary information. However, we did not audit the information and express no opinion on it. Lance SOII 6 Lunghard LLP CERTIFlED PUBLIC ACCOUN7ANTS To the Honorable Mayor and Members of the City Council City of Palm Desert, California Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. The accompanying introductory section, the combining and individual fund statements, schedules and statistical tables are presented for purposes of additional analysis and are not a required part of the basic financial statements. The accompanying combining and individual nonmajor fund financial statements have been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. The accompanying introductory section and statistical tables have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we express no opinion on them. � / � , � � � �I � � , . .� _ � , September 9, 2005 3 CITY OF PALM DESERT MANAGEMENT’S DISCUSSION AND ANALYSIS Our discussion and analysis of the City of Palm Desert’s financial performance for the fiscal year ended June 30, 2005 provides a comparison of current year to prior year ending results based on the government-wide statements, an analysis on the City’s overall financial position and results of operations to assist users in evaluating the City’s financial position, a discussion of significant changes that occurred in funds, and significant budget variances. In addition, it describes the activities during the year for capital assets and long-term debt. We end our discussion and analysis with a description of currently known facts, decisions, and conditions that are expected to have a significant effect on the financial position or results of operations. Please read it in conjunction with the transmittal letter and the City’s financial statements. FINANCIAL HIGHLIGHTS • The City’s governmental activities net assets increased $26.90 million, and the net assets of the business-type activities increased by $0.85 million. • During the year, the City had revenues that were $27.19 million more than the $103.29 million expenses recorded by the City in its governmental activities. Compared to the prior year, revenues were $7.26 million greater than its expenses. • In the City’s business-type activities, expenses were $0.85 million less than the $8.09 million generated in green fees, merchandise sales, rental income, capital contributions and other revenues. Compared to the prior year, the business-type activities income was $0.13 million. • The City’s governmental activities program revenues and general revenues increased $24.19 million, or 22.76 percent from the prior year, while program expenses increased $4.26 million. • Business-type activities revenues increased by $0.73 million from $7.36 million to $8.09 million. This was due to increased rounds played at Desert Willow Golf Course and one hundred percent occupancy at Parkview Office Complex. Expenses increased by $0.01 million from the prior year. • The revenues available for expenditure were $4.48 million more than budgeted for in the General Fund. The City kept expenditures within spending limits by $5.86 million. USING THIS ANNUAL REPORT This annual report consists of a series of financial statements. The Statement of Net Assets and Statement of Activities (on pages 13, 14 and 15) provide information about the activities of the City as a whole and present a long-term view of the City’s finances. Fund financial statements start on page 18. For governmental activities, these fund statements tell how these services were financed in the short term as well as what remains for future spending. Fund financial statements also report the City’s operation in more detail than the government-wide statements by providing information about the City’s most significant funds and other funds. The remaining fiduciary fund statement provides financial information about activities for which the City acts solely as a trustee or agent for the benefit of those outside of the government. REPORTING THE CITY AS A WHOLE The Statement of Net Assets and the Statement of Activities: Our analysis of the City as a whole begins on page 13. One of the most important questions asked about the City’s finances is, “Is the City as a whole better off or worse off as a result of the year’s activities?” The Statement of Net Assets and the Statement of Activities report information about the City as a whole and about its activities in a way that answers this question. These statements include all assets and liabilities of the City using the accrual basis of accounting, which is similar to the accounting used by most private-sector companies. All of the current year’s revenues and expenses are taken into account regardless of when cash is received or paid. 4 These two statements report the City’s net assets and changes in them. Net assets are the difference between assets and liabilities, which is one way to measure the City’s financial health, or financial position. Over time, increases or decreases in the City’s net assets are an indication of whether its financial health is improving or deteriorating. You will need to consider other non-financial factors, however, such as changes in the economy due to external factors that will cause a decrease in consumer spending. In the statement of Net Assets and the Statement of Activities, we separate the City Activities as follows: Governmental activities – Most of the City’s basic services are reported in this category, including the general administration (city manager, city clerk, finance, etc.), police and fire protection, public works, parks, recreation and culture departments. Property taxes, sales tax, transient occupancy tax, user fees, interest income, franchise fees, state and federal grants, contributions from other agencies, and other revenues finance these activities. Business-type activities – The City charges a fee to customers to cover all or most of the cost of certain services it provides. The City’s municipal golf course, Desert Willow, and the City’s Parkview Office Complex activities are reported in this category. Component unit activities – The City includes one separate legal entity in its report – the Palm Desert Recreation Facilities Corporation. Although legally separate, this “component unit” is important because the City is financially accountable for it. REPORTING THE CITY’S MOST SIGNIFICANT FUNDS Fund Financial Statements: The fund financial statements provide detailed information about the most significant funds and other funds – not the City as a whole. Some funds are required to be established by State law and by bond covenants. However, management established many other funds to help it control and manage money for particular purposes or to show that it is meeting legal responsibilities for using certain taxes, grants, and other resources. The City’s two types of funds are governmental and proprietary. Governmental funds – Most of the City’s basic services are reported in governmental funds, which focus on how money flows in and out of those funds and the balances left at year-end that are available for spending. These funds are reported using an accounting method called modified accrual accounting, which measures cash and all other financial assets that can readily be converted to cash. The governmental fund statements provide a detailed short-term view of the City’s general government operations and the basic services it provides. Governmental fund information helps determine whether there are more or fewer financial resources that can be spent in the near future to finance the City’s programs. The differences of results in the Governmental Fund financial statements to those in the Government-Wide financial statements are explained in a reconciliation following each Governmental Fund financial statement. Proprietary funds – When the City charges customers for the services it provides, these services are generally reported in proprietary funds. Proprietary funds are reported in the same way that all activities are reported in the Statement of Net Assets and the Statement of Activities. In fact, the City’s enterprise funds are the same as the business-type activities we report in the government-wide statements but provide more detail and additional information such as a statement of cash flows. THE CITY AS TRUSTEE Reporting the City’s Fiduciary Responsibilities: The City is the trustee, or fiduciary, for certain funds held on behalf of developers and its employees retiree service stipend fund. The City’s fiduciary activities are reported in separate Statements of Fiduciary Net Assets. We exclude these activities from the City’s other financial statements because the City cannot use these assets to finance its operations. The City is responsible for ensuring that the assets reported in these funds are used for their intended purposes. 5 THE CITY AS A WHOLE The City’s combined net assets increased $27.75 million from $386.34 million to $414.09 million. A separate review of the net change in the governmental and business-type activities depicts two different stories. Our analysis focuses on the net assets (Table 1) and changes in net assets (Table 2) of the City’s governmental and business-type activities. 2005 2004 2005 2004 2005 2004 Current and restricted assets 275.55$ 272.52$ 3.76$ 2.47$ 279.31$ 274.99$ Capital assets 364.20 350.79 64.10 64.69 428.30 415.48 TOTAL ASSETS 639.75 623.31 67.86 67.16 707.61 690.47 Long-term liabilities outstanding 254.04 264.43 0.51 0.83 254.55 265.26 Other liabilities 38.15 39.15 0.81 0.64 38.96 39.79 TOTAL LIABILITIES 292.19 303.58 1.32 1.47 293.51 305.05 Net assets: Invested in capital assets, net of related debt 147.41 141.30 63.59 63.86 211.00 205.16 Restricted 103.70 100.27 - - 103.70 100.27 Unrestricted 96.44 79.08 2.95 1.83 99.39 80.91 TOTAL NET ASSETS 347.55$ 320.65$ 66.54$ 65.69$ 414.09$ 386.34$ TABLE 1 NET ASSETS As of June 30, 2005 and 2004 TotalActivities Business TypeGovernmental Activities (IN MILLIONS) 6 Compared to the prior year, net assets of the City’s governmental activities increased by 8.39 percent, or $26.90 million. The City’s Net Assets are made up of three components: Investment in Capital Assets, Net of Related Debt, Restricted Net Assets and Unrestricted Net Assets. For governmental activities, unrestricted net assets, which represent the part of net assets that can be used to finance day-to-day operations, accounted for 27.75 percent of the overall total net assets. It increased $17.36 million from $79.08 million to $96.44 million. This is an indication that the City’s Governmental Activities financial position recognized growth from the prior year. The City as a whole now has $17.36 million additional unrestricted funds that can be used to finance its operations. The change in restricted net assets of $3.43 million was due to revenues in the City’s special revenue funds exceeding their expenditures for the year. The majority coming from the Measure A fund. The net assets of the business-type activities saw an increase of $0.85 million, from $65.69 million to $66.54 million. During the previous year, the business-type activities recognized a $0.13 million increase. Both Parkview and Desert Willow Golf Resort recognized a net change in their gross revenues with minimal change in the overall expenditures; therefore, the net assets of the business-type activities resulted in an increase. The major change in the City’s governmental activities total assets was the increase in capital assets. The increase was the result of the city’s acquisition of two vacant parcels, the purchase of a day-care center, the completion of the Palma Village Park, start-up of Palm Village Apartments, continued work on Entrada del Paseo, construction widening of Fred Waring Drive, and other street projects. Total liabilities decreased by $11.54 million. The majority of the decrease is due to the payment of principal on debt. In other liabilities, although there was a decrease of $2.87 million in amounts due for pass-through agreements; increases in other liabilities resulted in an overall net decrease of $0.83 million. 0 100 200 300 400 500 600 700 800 Dollars in Millions 2005 2004 2005 2004 2005 2004 Governmental Activities Business-Type Activities Total Table 1 - Graph Net Assets Total Assets Total Liabilities 7 (IN MILLIONS) 2005 2004 2005 2004 2005 2004 REVENUES: Program Revenues: Charges for services 12.99$ 10.84$ 7.71$ 7.09$ 20.70$ 17.93$ Operating grants and contributions 4.80 4.63 - - 4.80 4.63 Capital grants and contributions 5.17 7.13 0.34 0.27 5.51 7.40 General Revenues: Property taxes 5.02 4.32 - - 5.02 4.32 Tax increment 62.01 56.00 - - 62.01 56.00 Sales tax 15.85 15.14 - - 15.85 15.14 Transient occupancy tax 7.72 7.66 - - 7.72 7.66 Other taxes 6.32 4.44 - - 6.32 4.44 Other revenues 6.36 (6.85) 0.04 - 6.40 (6.85) Investment earnings 4.24 2.98 - - 4.24 2.98 TOTAL REVENUES 130.48 106.29 8.09 7.36 138.57 113.65 EXPENSES: General government 27.14 28.40 - - 27.14 28.40 Public safety 18.74 15.42 - - 18.74 15.42 Public works 10.43 13.05 - - 10.43 13.05 Parks, recreation and culture 4.04 3.98 - - 4.04 3.98 Payments to other agencies 30.19 24.05 - - 30.19 24.05 Interest on long-term debt 12.75 14.13 - - 12.75 14.13 Golf Course-Desert Willow - - 6.64 6.66 6.64 6.66 Office Complex-Parkview - - 0.60 0.57 0.60 0.57 TOTAL EXPENSES 103.29 99.03 7.24 7.23 110.53 106.26 INCREASE (DECREASE) IN NET ASSETS 27.19 7.26 0.85 0.13 28.04 7.39 BEGINNING NET ASSETS 320.65 322.99 65.69 65.56 386.34 388.55 RESTATEMENT OF NET ASSETS (0.29) (9.60) - - (0.29) (9.60) ENDING NET ASSETS 347.55$ 320.65$ 66.54$ 65.69$ 414.09$ 386.34$ TABLE 2 CHANGES IN NET ASSETS As of June 30, 2005 and 2004 TotalActivities Business-TypeGovernmental Activities Table 2 - Graph Changes in Net Assets 0 100 200 300 400 500 2005 2004 2005 2004 2005 2004 Governmental Activities Business-Type Activities TotalDollars in MillionsBeginning Net Assets Ending Net Assets Total Revenues Total Expenses 8 Governmental Activities Total revenue increased from $106.29 million to $130.48 million, a 22.76 percent increase. The increase is the result of an 11 percent increase in tax increment and a $13.21 million turnaround in other revenue, of which $8.71 million was the result of the prior year’s offset to refund bonds, which ultimately resulted in a recognized loss of $6.85 million. Contributors to the increase were tax increment, interest earnings, and franchise tax. Factors that increased revenues are as follows: • The increase in property value provided additional tax increment, and • Economy remaining strong in the valley’s hotel and retail businesses. Total expenses increased from $99.03 million to $103.29 million. The major factors were an increase in the cost of public safety and the parks, recreation, and culture expenditures. The increase was due to an increase in the contract with the Riverside County Sheriff for public safety, and the increased maintenance costs of the city’s parks. Payments to other agencies increased due to the increase in tax increment. The Redevelopment Agency has several agreements with other entities whereby the Agency is required to pay those entities a portion of the tax increment. The following schedule represents the net cost of providing services: Governmental Activities Net (Expense) Revenue (In Millions) 2005 2004 General Government ($ 18.12) ($ 20.04) Public Safety ( 14.66) ( 12.58) Public Works ( 3.99) ( 4.99) Parks, recreation and culture ( 0.63) ( 0.64) Payment to other agencies ( 30.19) ( 24.05) Interest on long-term debt ( 12.75) ( 14.12) Total ($ 80.34) ($ 76.42) Business-type Activities Business-type activities revenues increased $0.73 million, a 9.90 percent increase. An increase in golf rounds played and banquets at the clubhouse were the major factors in the increase for the business-type activities revenues, along with CPI adjustments in the tenant’s rent at Parkview Office Complex. Operating expenses for the business-type activities increased from $7.23 million to $7.25 million, an increase of less than 1 percent. The increase was normal for the business entities and their respective industries. 2005 Governmental Activities Net (Expense) Revenue 23% 18% 5%1%37% 16% 2004 Governmental Activities Net (Expense) Revenue 26% 16%7%1%32% 18% General Government Public Safety Public Works Parks, Recreation, and Culture Payment to other Agencies Interest on long-term debt 9 THE CITY’S FUNDS On page 18, the governmental funds balance sheet is shown. The combined fund balance of $228.27 million increased from $225.23 million, or 1.30 percent. This total includes the General Fund balance of $63.30 million. It increased by $7.84 million from the prior year. The City’s General Fund balance has reserved $26.51 million for advances, encumbrances, loans, debt service, etc. More detailed information about the combined fund balance reserves is presented in Note 12 to the financial statements. Other major funds balance changes are noted below: • The Prop A Fire Tax Fund, fund balance decreased due to the increase in the county’s contract for fire service. • The Redevelopment Agency Financing Authority Debt Service Fund, fund balance decreased due to the principal payments on debt. • The Redevelopment Agency Debt Service Funds, fund balance increased as a result of an increase in tax increment. The development in project areas increased the tax increment the Agency received. • The Redevelopment Agency Capital Projects Funds, fund balance decrease was due to increased capital expenditures. • The Redevelopment Low Income Housing Fund, fund balance increased due to the transfer of the required 20 percent of tax increment received by the Redevelopment Agency. More detailed information on the fund financial statements balances is presented in the Notes to the financial statements. General Fund Budgetary Highlights During the year, with the recommendation from the City’s staff, the City Council revised the City budget several times. Adjustments were made on a monthly basis as the City’s staff requested additional appropriations to cover the cost of projects that either had change orders for additional work, or the cost at the beginning of the project was underestimated. At mid-year, adjustments were made as department heads requested increases or decreases to their budgets to maintain their current level of services. At year-end, budgets were adjusted for unanticipated expenditures. All amendments that either increase or decrease appropriations are approved by the City Council. For the City’s general fund, actual ending revenues of $44.72 million were $4.48 million more than the final budgeted revenues of $40.24 million. The majority of the variance was in the taxes and intergovernmental revenues categories. Both categories represented $3.10 million of the total variance. Within the taxes category, property taxes accounted for $1.25 million of the increase. Reimbursements represented $0.56 million of the increase in intergovernmental revenues, while motor vehicle in-lieu represented $0.91 million of the increase. The increase in motor vehicle in-lieu was the payment made by the State of California for funds that they withheld during their budget crisis. The General Fund actual ending expenditures of $36.87 million were $5.86 million more than the final budget of $42.73 million. There were significant changes in the original budget compared to the final budget during the year. The original expenditure budget was $38.38 million compared to the final budget of $42.73 million, a $4.35 million increase. The major change was the increase of $2.21 million for street resurfacing. This was due to the re-appropriations of prior year encumbrances to the fiscal year ending June 30, 2005. CAPITAL ASSET AND DEBT ADMINISTRATION Capital Assets At the end of 2005, the City had $428.30 million invested in a broad range of capital assets, including land, streets, bridges, drainage systems, traffic lights, parks, buildings, art work, vehicles and equipment (See Table 3). This amount represents a net increase (including additions and deductions) of $12.82 million, or 3.09 percent over last year. 10 2005 2004 2005 2004 2005 2004 Land 72.94$ 71.49$ 52.37$ 52.35$ 125.31$ 123.84$ Construction in progress 28.58 18.94 - - 28.58 18.94 Buildings and improvements 65.22 67.03 10.43 10.71 75.65 77.74 Equipment 2.05 1.83 1.30 1.63 3.35 3.46 Infrastructure 195.41 191.50 - - 195.41 191.50 TOTALS 364.20$ 350.79$ 64.10$ 64.69$ 428.30$ 415.48$ TABLE 3 CAPITAL ASSETS AT YEAR-END For the years ended June 30, 2005 and 2004 TotalActivities Business TypeGovernmental Activities (NET OF DEPRECIATION, IN MILLIONS) 0 50 100 150 200 250 300 350 400 450 Dollars in Millions 2005 2004 2005 2004 2005 2004 Governmental Activities Business- Type Activities Total Table 3 - Graph Capital Assets at Year-End (Net of Depreciation in Millions) Land Construction in Progress Buildings and Improvements Equipment Infrastructure TOTALS 11 This year’s major additions included (in millions): Palma Village Park Construction $ 1.11 Purchase of land (2 parcels) 2.51 Fred Waring Widening 2.18 Warner Trail Strorm Drain 2.63 Purchase of Child Care Center .90 Entrada Del Peaso 3.22 $ 12.55 The City’s fiscal year 2006 capital budget calls for it to spend an additional $41.04 million plus the continuing capital projects spending of $62.28 million from prior year. The majority being street improvement accounting for over $25.00 million, $41.98 million in housing projects, and more than a $1 million in other capital projects. The City’s Redevelopment Agency will issue a bond to fund some of the capital projects proposed, other projects will be funded with existing bond proceeds or funds that have been designated by an outside party for specific use. More detailed information about the City’s capital assets is presented in Note 1d and Note 5 to the financial statements. Debt At year-end, the City’s governmental activities had $254.04 million in bonds, notes, contracts, and compensated absences versus $264.43 million last year, a decrease of $10.39 million, or 3.93 percent as shown in Table 4. The major contributor to the decrease was the elimination of the contracts payable to the Coachella Valley Association of Governments (CVAG) for the city’s cost of the interchange at Interstate 10 at Monterey, Cook and Washington. The City was able to meet its current year debt obligation in a timely manner. Debts issued in the prior year have been used to finance various capital projects. An example of this would be the purchase of land, and construction of the City’s golf course. The City’s business-type activities debt decreased $0.32 million from $0.83 million to $0.51 million. Debt in the business-type activities is for capital leasing of equipment. The City’s golf course used leasing as an alternative to purchasing maintenance equipment to maintain a cash flow to operate the day-to-day activities. The reduction in the City’s business type activities debt was directly related to the ageing of the 2005 2004 2005 2004 2005 2004 Compensated absences 1.84$ 1.71$ -$ -$ 1.84$ 1.71$ Special assessments debt with governmental commitment - - - - - - Notes payable 0.86 0.98 - - 0.86 0.98 Contract and leases payable - 4.82 0.51 0.83 0.51 5.65 Revenue bonds and notes (backed by specific tax and fee revenues) 251.34 256.92 - - 251.34 256.92 TOTALS 254.04$ 264.43$ 0.51$ 0.83$ 254.55$ 265.26$ TABLE 4 OUTSTANDING DEBT, AT YEAR-END For the years ended June 30, 2005 and 2004 TotalActivities Business TypeGovernmental Activities (IN MILLIONS) 12 current capital lease agreements. In a couple of years the City’s golf course will have to replace the current equipment; such as the golf carts; mowers, and other golf course maintenance equipment. If the City decides to lease, the debt should increase to approximately $1.50 million. More detailed information about the City’s long-term liabilities is presented in Note 6 to the financial statements. ECONOMIC FACTORS AND NEXT YEAR’S BUDGETS In preparing the budget for 2006, management looked at the following economic factors: • Energy and fuel cost: Although California appears to be past the energy crisis, the repercussions of increased energy and fuel costs remain. The City of Palm Desert has considered measures to reduce energy usage in the high peak period without impacting the quantity and quality of service. The city is considering implementing procedures, which should reduce energy usage by 30% throughout the City of Palm Desert. In addition, the City of Palm Desert has a progressive ride-sharing program, which assists the employees to share fuel costs by commuting together. The City’s 2006 budget reflects the increase in energy and fuel. • Sales tax bill: legislation was passed that reallocated sales tax revenue. The city now receives an increase in the property taxes allocated to them in return for sales tax. The City on biannual basis rather than a monthly basis is now receiving sales tax revenue. This has a direct effect on the City cash flow and interest earning. • In prior years, the City had unallocated reserves in its capital projects and special revenue funds. In the five-year capital improvement program, all restricted capital funds have been allocated to various projects. Any additional projects would require a transfer from the general fund, which would mean that the City’s unobligated general fund reserve would start to decrease. Compared to prior year’s budget, the City’s general fund expenditures are projected to increase by $4.26 million. Staff salaries and benefits increased due to the annual CPI increase of 4.0 percent, and an average increase of 3.08 percent in health care premiums. In addition, the City’s contracts with the Riverside County Sheriff’s Department for police services and the contract with the Fire Department for fire protection have increased. All other levels of support remained virtually unchanged. The City continues to grow with new hotels, commercial and residential development, construction of a four-year university, street improvements, park construction, and various other projects. The 2006 budget is a reflection of the City’s commitment to the residents of Palm Desert. The City’s conservative approach has provided for a consistent high level of services. The City has made a commitment to allocate resources for public safety, cultural/social programs, and infrastructure improvements. A copy of the City’s 2005-2006 financial plan can be obtained by contacting the City’s finance department. CONTACTING THE CITY’S FINANCIAL MANAGEMENT This financial report is designed to provide our citizens, taxpayers, customers, investors and creditors with a general overview of the City’s finances and to show the City’s accountability for the money it receives. If you have questions about this report or need additional financial information, contact the City’s Finance Department, at the City of Palm Desert, 73-510 Fred Waring Drive, Palm Desert, California 92260-2578, or (760) 346-0611. Assets: Cash and investments Receivables: Accounts Notes I nterest Loans Internal balances Prepaid costs Inventories Unamortized debt issuance costs Deposits Due from other governments Property held for resale Due from component unit Restricted assets: Cash with fiscal agent Capital assets not being depreciated Capital assets, net of depreciation Total Assets Liabilities: Accounts payable Accrued liabilities Interest payable Unearned revenues Deposits payable Due to primary government Amounts due under pass-through agreement Noncurrent liabilities: Due within one year Due in more than one year Total Liabilities Net Assets: Invested in capital assets, net of related debt Restricted for: Special projects Capital projects Debt service Unrestricted Total Net Assets CITY OF PALM DESERT STATEMENT OF NET ASSETS JUNE 30, 2005 Primary Government Governmental Business-Type Activities Activities $ 193,470,700 $ 3,866,490 2,984,193 118,527 3,000,000 - 2,052,687 - 13,075,166 - 654,390 (654,390) 108,979 86,223 35,878 192,195 5,047,746 - 572,306 - 8,331,865 - 574,933 - 468,000 149,460 45,163,683 - 211,030,150 52,369,367 153,179,687 11,729,004 639,750,363 67,856,876 9,856,361 429,731 459,139 235,245 3,355,393 - 75,669 116,440 379,599 28,179 24, 022, 594 - 6,557,707 343,999 247,486,797 165,756 292,193,259 1,319,350 147,410,323 49,656,747 46,591,923 7,452,899 96,445,212 $ 347,557,104 63,588,616 2,948,910 $ 66,537,526 Total $ 197,337,190 3,102,720 3,000,000 2,052,687 13,075,166 195,202 228,073 5,047,746 572,306 8,331,865 574,933 617,460 45,163,683 263,399,517 164,908,691 707,607,239 10,286,092 694,384 3,355,393 192,109 407,778 24,022,594 6,901,706 247,652,553 293,512,609 210,998,939 49,656,747 46,591,923 7,452,899 99,394,122 $ 414,094,630 Exhibit A Comqonent Unit Palm Desert Recreational Facilities Corp. $ 294,975 26,886 2, 737 26,296 350,894 64,433 41,101 35,600 617,460 � 758,594 (407,700) $ (407,700) See Notes to Financial Statements 13 CITY OF PALM DESERT STATEMENT OF ACTIVITIES YEAR ENDED JUNE 30, 2005 Functions/Programs Primary Government: Governmental Activities: General government Public safety Parks, recreation and culture Public works Payments to other agencies Interest on long-term debt Total Governmental Activities Business-Type Activities: Desert Willow Golf Course Office Complex - Parkview Total Business-Type Activities Total Primary Government Component Units: Palm Desert Recreational Facilities Corp. Expenses $ 27,144,038 18,743,083 4,043,034 10,428,219 30,183,408 12,749,188 103,290,970 6,636,889 609,298 7,246,187 $ 110,537,157 Program Revenues Operating Charges for Contributions Services and Grants $ 7,059,609 3,945,395 1,442,098 540,028 12,987,130 6,814,638 898,884 7,713,522 $ 20,700,652 $ 764,356 138,694 3,897,363 4,800,413 Capital Contributions and Grants $ 1,203,139 1,970,042 1,993,675 5,166,856 338,478 - 338,478 $ 4,800,413 $ 5,505,334 $ 1,908,238 $ 1,902,398 $ General Revenues: Taxes: Property taxes, levied for general purpose Tax increment Transient occupancy taxes Sales taxes Franchise taxes Motor vehicle in lieu Use of money and property Gain (loss) on sale of assets Miscellaneous Total General Revenues Change in Net Assets Net Assets at Beginning of Year Restatement of Net Assets Net Assets at End of Year - $ - See Notes to Financial Statements 14 Exhibit B Net (Expenses) Revenues and Changes in Net Assets Primary Government Component Unit Palm Desert Governmental Business-Type Recreational Activities Activities Total Facilities Corp. $ (18,116,934) (14,658,994) (630,894) (3,997,153) (30,183,408) (12,749,188) (80,336,571) (80,336,571) $ - 516,227 289,586 805,813 805,813 $ (18,116,934) (14,658,994) (630,894) (3,997,153) (30,183,408) (12,749,188) (80,336,571) 516,227 289,586 805,813 (79,530,758) $ (5,840) 5,023,250 62,013,998 7, 715, 624 15,850,290 2,439,134 3,883,838 4,240,360 17,459 6, 347, 396 107,531,349 27,194, 778 320,647,387 (285,061) $ 347,557,104 43, 831 254 44,085 849,898 65,687,628 $ 66,537,526 5,023,250 62,013,998 7,715,624 15,850,290 2,439,134 3,883,838 4,284,191 17,713 6,347,396 107,575,434 28,044,676 386,335,015 (285,061) $ 414,094,630 $ (5,840) (401,860) (407,700) 15 THIS PAGE INTENTIONALLY LEFT BLANK 16 FUND FINANCIAL STATEMENTS 17 Assets: Pooled cash and investments Receivables: Accounts Notes Interest Loans Prepaid costs Deposits Due from other governments Due from other funds Advances to other funds Inventories Property held for resale Due from component unit Restricted assets: Cash and investments with fiscal agents Total Assets Liabilities and Fund Balances: Liabilities: Accounts payable Accrued liabilities Unearned revenues Advances from other funds Deferred revenues Amounts due under pass-through agreements Deposits payable Total Liabilities Fund Balances: Reserved: Reserved for encumbrances Reserved for inventory Reserved for continuing appropriation Reserved for prepaid costs and deposits Reserved for property held for resale Reserved for debt service Reserved for receivables (notes and loans) Reserved for advances to other funds Unreserved: Unreserved, reported in: General fund Special revenue funds Capital projects funds Debt service funds Total Fund Balances Total Liabilities and Fund Balances CITY OF PALM DESERT BALANCE SHEET GOVERNMENTALFUNDS JUNE 30, 2005 General $ 39,796,479 1,218,948 3,000,000 865,864 1,604,985 87,550 4,039,466 654,390 19,366,480 35,878 468,000 $ 71,138,040 $ 4,253,004 339,470 16,145 3,230,637 7,839,256 1,752,368 35,878 868,676 87,550 1,844,477 4,604,985 17,311,480 36,793,370 63,298,784 $ 71,138,040 Special Revenue Funds Prop A RDA Fire Low Income Tax Housing $ 1,564,656 $ 20,938,839 - 50,199 - 13$,253 - 7,841,586 - 1,743 - 1,025 52,354 47$,740 - 574,933 - 4,405,$72 $ 1,617,010 $ 34,431,190 $ 449,732 $ 286,268 - 7,750 - 128,374 449,732 422,392 - 6,257,859 - 15,478,217 - 2,768 - 574,933 - 7,841,586 1,167,278 3,853,435 1,167,278 34,00$,798 $ 1,617,010 $ 34,431,190 See Notes to Financial Statements 18 Capital Projects Fund Redevelopment Agency Capital Projects $ 6,762,896 989,424 3,526,883 19,207 571,281 32,843,482 $ 44,713,173 $ 2,482,137 18,156 2,500,293 2,571,222 20,108,794 590,488 3,526,883 15,415,493 42,212,880 $ 44,713,173 Exhibit C Debt Service Funds RDA Redevelopment Financing Agency Authority Debt Service $ - $ 63,476,480 - 821,068 4,532 - 1,674,987 $ 1,679,519 $ 6,591 6,591 720,390 952,538 1,672,928 $ 1,679,519 $ 64,297,548 $ 11,842 32,785,480 24,022,594 56,819,916 7,477,632 7,477,632 $ 64,297,548 Other Governmental Funds $ 57,648,276 893,97$ 54,614 101,712 479 3,761,305 13,419,000 6,239,342 $ 82,118,7Q6 $ 2,366,7$7 93, 763 59,524 791,29$ 379,599 3,690,971 3,519,907 21,736,634 479 13,419,000 20,970,45$ 18,781,257 78,427,735 $ 82,118,706 Total Governmental Funds $ 190,187,626 2,984,193 3,000,000 2,052,687 13,075,166 108,979 572,306 8,331,865 654,390 32,785,480 35,878 574,933 468,000 45,163,683 $ 299,995,186 $ 9,856,361 459,139 75,669 32,785,480 4,150,309 24,022,594 379,599 71,729,151 14,101,356 35,878 58,192,321 681,285 574,933 2,564,867 15,973,454 30,730,480 36,793,370 25,991,171 34,196, 750 8,430,170 228,266,035 $ 299,995,186 19 THIS PAGE INTENTIONALLY LEFT BLANK 20 CITY OF PALM DESERT RECONCILIATION OF THE BALANCE SHEET OF GOVERNMENTAL FUNDS TO THE STATEMENT OF NET ASSETS JUNE 30, 2005 Amounts reported for governmental activities in the statement of net assets are different because: Fund balances of governmental funds When capital assets (land, buildings, equipment) that are to be used in governmental activities are purchased or constructed, the cost of those assets are reported as expenditures in governmental funds. However, the statement of net assets includes those capital assets among the assets of the City as a whole: Beginning balance, net depreciation Prior period adjustment Current year additions Current year deletions Current year depreciation Transfer to internal service fund Ending balance, net depreciation Long-term debt and compensated absences have not been included in the governmental fund activity: Long-term debt Bond Premium Compensated absences Interest on long-term debt is not accrued in governmental funds, but rather is recognized as an expenditure when due. Cost of issuing bonds is recognized as an expenditure in the period paid; however, in the statement of net assets it is amortized over the life of the bond. Because the focus of governmental funds is on short-term financing, some assets will not be available to pay for current-period expenditures. Those assets (for example, receivabies) are offset by deferred revenues in the governmental funds and, thus, are not included in fund balance: Palm Desert Recreational Facilities Corporation - relates to the amount of rent owed by component unit to City's General Fund. Community Development Block Grant - relates to loans given to low to moderate income families. Capital reimbursement from developer for work completed by the City on behalf of the developer. Interest that was not paid at year-end. Motor Vehicle true-up payment from the State. Sales Tax true-up from the State. Redevelopment Agency land purchase from City. Internal service funds are used by management to charge the costs of certain activities, such as equipment, management and self-insurance to individual funds. The assets and liabilities of the internal service funds must be added to the statement of net assets. Net assets of governmental activities $ 349,859,725 (2,771) 22,409,057 (2,298,575) (6,556,373) (34,209) Exhibit D $ 228,266,035 363,376,854 (251,343,949) (856,078) (1,844,477) (3,355,393) 5,047,746 468,000 101,712 689,586 265,593 173,276 397,142 2,055,000 4,150,309 4,116,057 $ 347,557,104 See Notes to Financial Statements 21 CITY OF PALM DESERT STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS YEAR ENDED JUNE 30, 2005 Revenues: Taxes Special assessments collected Licenses and permits Intergovernmental revenues Rental income Charges for services Use of money and property Fines and forfeitures Miscellaneous Total Revenues Expenditures: Current: General government Payments to other agencies Public safety Parks, recreation and culture Public works Capital outlay Debt service: Principal retirement interest and fiscal charges Total Expenditures Excess (Deficiency) of Revenues Over (Under) Expenditures Other Financing Sources (Uses): Transfers in Transfers out Sale of property Total Other Financing Sources (Uses) Net Change in Fund Balances Fund Balances, Beginning of Year Fund Balances, End of Year Special Revenue Funds Prop A RDA Fire Low Income General Tax Housing $ 32,464,343 1,631,094 5,604,654 1,442,098 1,486,830 158,011 800,695 43,587,725 $ 1,963,929 5,594 45, 753 2,015,276 $ - 12,725 553,392 827,382 1,393,499 11,460,389 14,433,485 2,889,789 6,375,888 266,717 35,426,268 8,161,457 1,130,231 (1,451,323) (321,092) 7,840,365 55,458,419 $ 63,298,784 4,046,277 207,036 4,253,313 (2,238,037) 757,000 757,000 (1,481,037) 2,648,315 $ 1,167,278 1,724,327 2,984,518 4,708,845 (3,315,346) 12,549,470 (4,620,527) 526,000 8,454,943 5,139,597 28,869,201 $ 34,008,798 Capital Projects Fund Redevelopment Agency Capital Projects $ - 884,424 115,420 999,844 4,932,297 10,512,216 15,444,513 (14,444,669) 11,198,851 (4,947,257) 6,251,594 (8,193,075) 50,405,955 $ 42,212,880 See Notes to Financial Statements 22 Exhibit E Debt Service Funds RDA Redevelopment Financing Agency Authority Debt Service $ - $ 62,013,998 133,950 1,039,133 454 515,347 134,404 63,568,478 117 41,461 - 30,183,408 5,515,000 122,707 12,404,672 1,132,547 17,919,789 31,480,123 (17,785,385) 32,088,355 $ 17,827,739 (5,028,940) 12,798,799 (4,986,586) 6,659,514 1,672,928 $ Other Governmental Funds i 5,578,472 227,848 425,460 5,459,383 4,418,190 16,158 1,511,504 165,764 973,527 18,776,306 7,953,534 87,974 930,903 8,438,570 4,150,716 21,561,697 (2,785,391) Total Governmental Funds $ 102,020,742 227,848 2,056,554 11,064,037 4,430,915 1,463,850 5,654,986 323,775 3,232,825 130,475,532 26,112,125 30,183,408 18,567,736 2,889,789 7,306,791 22,409,057 9,788,423 13,537,219 130,794,548 (319,016) 669 5,233,644 48,697,604 (31,452,274) (1,197,283) (48,697,604) - 2,830,369 3,356,369 (31,451,605) 6,866,730 3,356,369 636,750 4,081,339 3,037,353 6,840,882 74,346,396 225,228,682 7,477,632 $ 78,427,735 $ 228,266,035 23 CITY OF PALM DESERT RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES YEAR ENDED JUNE 30, 2005 Amounts reported for governmental activities in the statement of activities differ from the amounts reported in the statement of activities because: Net change in fund balances - total governmental funds Governmental funds report capital outlays as expenditures; however, in the statement of activities, the costs of those assets are allocated over their estimated useful lives as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period. Repayment of debt principal is an expenditure in the governmental funds, but the repayment reduces long-term liabilities in the statement of net assets. Costs of issuing bonds are recognized as an expenditure in the period paid; however, in the statement of net assets it is amortized over the life of the bond. Premium on bonds is recognized as interest in the period received; however, in the statement of net assets it is amortized over the life of the bond. Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds: Net change in compensated absences for the current period. Net change in accrued interest for the current period. Collection of deferred revenues is reported as revenues in governmental funds and thus has the effect of increasing fund balances. For the City as a whole, however, the collection of these receipts reduces the net assets in the statement of net assets and does not result in revenues in the statement of activities: Deferred loans Revenues will not be collected within 60 days of the City's fiscal year-end and, therefore, are not considered available in the governmental funds: Rental income due from Palm Desert Recreational Facilities Corporation. Deferred amounts in-lieu of property taxes not received from developer. Capital reimbursement revenue related to construction completed by the City on behalf to the developer. Interest on note issued by the City. Motor vehicle true-up payment from the State. Sales tax true-up from the State. Internal service funds are used by management to charge the costs of certain activities, such as equipment, management and self-insurance to individual funds. The net revenues (expenses) of the internal service funds are reported with governmental activities. Change in net assets of governmental activities Exhibit F $ 3,037,353 13, 554,109 9,788,423 (204,142) 59,695 (135,459) (200,069) (15,099) (204,000) (80,000) 689, 586 265,593 173,276 397,142 68,370 $ 27,194,778 See Notes to Financial Statements 24 CITY OF PALM DESERT STATEMENT OF NET ASSETS PROPRIETARY FUNDS JUNE 30, 2005 Assets: Current: Cash and investments Receivables: Accounts Prepaid costs Inventories Due from PDRFC Total Current Assets Noncurrent: Capital assets - net of accumulated depreciation Total Noncurrent Assets Total Assets Liabilities and Net Assets: Liabilities: Current: Accounts payable Accrued liabilities Deposits payable Unearned revenues Due to other funds Capital leases-current portion Total Current Liabilities Noncurrent: Capital leases payable Total Noncurrent Liabilities Total Liabilities Net Assets: Invested in capital assets, net of related debt Unrestricted Total Net Assets Total Liabilities and Net Assets Business-Type Activities Enterprise Funds Major Non-Major Fund Fund Desert Willow Office Complex Golf Course Parkview 3,377,542 3,377,542 $ 6,043,510 429,731 235,245 28,179 116,440 654,390 343,999 1,807,984 $ 1,239,855 $ 2,626,635 $ 3,866,490 $ 3,283,074 79,534 38,993 118,527 - 85,883 340 86,223 - 192,195 - 192,195 - 149,460 - 149,460 - 1,746,927 2,665,968 4,412,895 3,283,074 60,720,829 60,720,829 $ 62,467,756 $ 410,568 $ 235,245 110,982 654, 390 343, 999 1,755,184 165, 756 165,756 1,920,940 60,211,074 335, 742 60,546,816 $ 62,467,756 Total Enterprise Funds 64,098,371 64,098,371 $ 68,511,266 19,163 $ 28,179 5,458 52,800 52,800 3, 377, 542 2, 613,168 5,990,710 $ 6,043,510 165,756 165,756 1,973,740 Exhibit G Governmental Activities - Internal Service Fund 832,983 $32,983 $ 4,116,057 $ - 63,588,616 832,983 2,948,910 3,283,074 66,537,526 4,116,057 $ 68,511,266 $ 4,116,057 See Notes to Financial Statements 25 CITY OF PALM DESERT STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET ASSETS PROPRIETARY FUNDS YEAR ENDED JUNE 30, 2005 Operating Revenues: Fees and rentals Merchandise sales Total Operating Revenues Operating Expenses: Maintenance and operations Cost of inerchandise General and administrative Depreciation and amortization Total Operating Expenses Operating Income (Loss) Nonoperating Revenues (Expenses): Interest revenue Interest expense Gain (loss) on disposal of capitaf assets Total Nonoperating Revenues(Expenses) Income (Loss) Before Contributions Capital Contributions Changes in Net Assets Net Assets: Beginning of Fiscal Year End of Fiscal Year Exhibit H Business-Type Activities Enterprise Funds Major Non-Major Governmental Fund Fund Total Activities - Desert Willow Office Complex Enterprise Internal Golf Course Parkview Funds Service Funds $ 6,002,191 $ 898,884 $ 6,901,Q75 $ 212,137 812,447 - 812,447 - 6,814,638 898,884 7,713,522 212,137 4,159,247 417, 004 1,152,985 856,825 6,586,061 228,577 (50,828) 254 (50,574) 178,003 338,478 516,481 60,030,335 $ 60,546,816 219,235 184, 016 206,047 609,298 289,586 43,831 45,831 333,417 333,417 5,657,293 $ 5,990,710 4,378,482 417,004 1,337,Q01 1,062,$72 7,195,359 518,163 43,831 (50,828) 254 (6,743) 511,420 338,478 849,898 65,687,628 $ 66,537,526 212,137 212,137 54,835 (20,674) 34,161 34,161 34,209 68,370 4,047,687 $ 4,116,057 See Notes to Financial Statements 26 CITY OF PALM DESERT Exhibit I STATEMENT OF CASH FLOWS PROPRIETARY FUNDS YEAR ENDED JUNE 30, 2005 Business-Type Activities Enterprise Funds Major Non-Major Governmental Fund Fund Total Activities - Desert Willow Office Complex Enterprise Internal Golf Course Parkview Funds Service Funds Cash Flows From Operating Activities: Receipts from customers $ 6,775,558 $ 904,517 $ 7,680,075 $ - Payments to suppliers (5,591,265) (292,041) (5,883,306) - Internal activity - payments to other funds (102,254) (112,350) (214,604) - Receipts from interfund services - - - 212,137 Net Cash Provided (Used) by Operating Activities 1,082,039 500,126 1,582,165 212,137 Cash Flows From Capital and Related Financing Activities: Purchases of capital assets (1,886) (126,126) (128,012) (102,726) Principal paid on leases (323,604) - (323,604) - Interest paid on leases (47,762) - (47,762) - Net Cash Provided (Used) by Capital and Related Financing Activities (373,252) (126,126) (499,378) (102,726) Cash Flows From Investing Activities: Interest and dividends - 43,831 43,831 54,835 Extraordinary loss from disposal of asset 254 - 254 - Net Cash Provided (Used) by Investing Activities 254 43,831 44,085 54,835 Net Increase (Decrease) in Cash and Cash Equivalents 709,041 417,831 1,126,872 164,246 Cash and Cash Equivalents - Beginning of Year 530,814 2,208,804 2,739,618 3,118,828 Cash and Cash Equivalents - End of Year $ 1,239,855 $ 2,626,635 $ 3,866,490 $ 3,283,074 Reconciliation of Operating Income (Loss) to Net Cash Provided (Used) by Operating Activities: Operating income (loss) $ 228,577 $ 289,586 518,163 $ - Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation and amortization expense 856,825 206,047 1,062,872 212,137 Changes in assets and liabilities: Receivables, net (137,176) (3,622) (140,798) - Prepaids and deposits (40,600) (340) (40,940) - Inventory 8,901 - 8,901 - Accounts, accrued liabilities and deposits payables 169,670 4,377 174,047 - Unearned revenue (4,158) 4,078 (80) - Net Cash Provided (Used) by Operating Activities $ 1,082,039 $ 500,126 $ 1,582,165 $ 212,137 Noncash items included $338,478 and $34,209 (net value) of capital assets contributed by the City of Palm Desert to Desert Willow Golf Course and the internal service fund, respectively. See Notes to Financial Statements 27 CITY OF PALM DESERT STATEMENT OF FIDUCIARY NET ASSETS FIDUCIARY FUNDS - AGENCY JUNE 30, 2005 Assets: Cash and investments Receivables (net of allowance for uncollectibles): Accounts Interest Restricted Assets: Cash with fiscal agent Total Assets Liabilities: Accounts payable Deposits Total Liabilities Exhibit J $ 8,745,329 25,343,308 23,673 8,740,045 $ 42,852,355 $ 11,021 42,841,334 $ 42,852,355 See Notes to Financial Statements 28 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS JUNE 30, 2005 Note 1: Summary of Significant Accounting Policies a. Description of the Reporting Entity The City of Palm Desert was originally incorporated on November 26, 1973 as a General Law City. In December 1997, the voters in the City passed Measure LL, which adopted a City Charter. The City operates under a Council-Manager form of government and provides the following services: public safety (police and fire), highways and streets, sanitation, public improvements, community development (planning, building and zoning) and general administrative services. The City has defined its reporting entity in accordance with accounting principles generally accepted in the United States of America which provides guidance for determining which governmental activities, organizations and functions should be included in the reporting entity. The Basic Financial Statements present information on the activities of the reporting entity, which include the City of Palm Desert (the primary government) and its component units, entities for which the government is considered financially accountable. Accounting principles generally accepted in the United States of America require that the component units be separated into blended or discretely presented units for reporting purposes. The following criteria were used in determination of blended component units: appointment of the governing board and fiscal dependence. Although legally separate entities, blended component units are, in substance, part of the City's operations. Therefore, they are reported as part of the primary government. Discretely presented component units are reported in a separate column in the basic financial statements to emphasize that they are legally separate from the City. Blended Component Units Following are descriptions of legally separate component units for which the City is financially accountable that are blended with the Primary Government. The governing bodies of these component units are substantially the same as the City. The Palm Desert Redevelopment Agency (Agency) was established October 24, 1974, pursuant to California Health and Safety Code Section 33000 entitled "Community Redevelopment Law." The purpose of the Agency is to prepare and execute plans for the improvement, rehabilitation and redevelopment of blighted areas within the limits of the City. The Agency's transactions are reported in the governmental fund financial statements as debt service, capital projects and other governmental funds. The Palm Desert Housing Authority (Housing Authority) was established by the City Council in January 1998 and is partly responsible for the administration of providing affordable housing in the City. The Housing Authority transactions are reported in the governmental fund financial statements under other governmental funds. The City Council of Palm Desert is the governing body for the Agency and Housing Authority. 29 City of Palm Desert Notes to Financial Statements (Continued) Note 1: Summary of Significant Accounting Policies (Continued) The Palm Desert Financing Authority (Financing Authority) was formed on January 26, 1989. The purpose of the Financing Authority is to issue debt and loan the proceeds to the City and Agency. The Financing Authority's capital related transactions are reported in the governmental fund financial statements in the capital projects funds, and the collection of assessments and payments of debt service is recorded in the fiduciary funds. The financial statements of the Agency can be obtained at the administrative offices of the City. Separate financial statements are not issued for the Housing Authority and Financing Authority. Discretely Presented Component Unit The Palm Desert Recreational Facilities Corporation (Corporation) was incorporated on February 25, 1997. The purpose of the Corporation is to lease, operate and manage a restaurant and bar in the Desert Willow Golf Course in Palm Desert, California. The Board of Directors of the Corporation appoints an executive director to administer operations. The Corporation is in a separate column to emphasize that it is legally separate from the City and is financially accountable to the City. The two-member board governing the Corporation is appointed by the City Council, and the City has authority to control the Corporation's budget. Complete financial statements of the Component Unit can be obtained from the City's administrative offices. b. Basis of Presentation Government-Wide Financial Statements The government-wide financial statements (i.e., the statement of net assets and the statement of activities) report information on all of the nonfiduciary activities of the primary government and its component units. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. Likewise, the primary government is reported separately from certain legally separate component units for which the primary government is financially accountable. The statement of activities demonstrates the degree to which the direct and indirect expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include: 1) charges to customers or applicants who purchase, use or directly benefit from goods, services or privileges provided by a given function or segment, and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Expenses reported for functional activities include allocated indirect expenses. Separate financial statements are provided for governmental funds, proprietary funds and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. 30 City of Palm Desert Notes to Financial Statements (Continued) Note 1: Summary of Significant Accounting Policies (Continued) Fund Financial Statements The accounting system of the City is organized and operated on the basis of separate funds, each of which is considered to be a separate accounting entity. Each fund is accounted for by providing a separate set of self-balancing accounts that constitute its assets, liabilities, fund equity, revenues and expenditures/expenses. Funds are organized into three major categories: governmental, proprietary and fiduciary. An emphasis is placed on major funds within the governmental and proprietary categories. A fund is considered major if it is the primary operation fund of the City or meets the following criteria: Total assets, liabilities, revenues or expenditures/expenses of that individual governmental or enterprise fund are at least 10% of the corresponding total for all funds of that category or type; and b. Total assets, liabilities, revenues or expenditures/expenses of the individual governmental fund or enterprise fund are at least 5% of the corresponding total for all governmental and enterprise funds combined. c. The government has determined that a fund is important to the financial statement user. The funds of the financial reporting entity are described below: Governmental Fund Types General Fund - The General Fund is the general operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. Sqecial Revenue Funds - Special Revenue Funds are used to account for the proceeds of specific revenue resources (other than major capital projects) that are legally restricted to expenditures for specified purposes. Debt Service Funds - Debt Service Funds are used to account for the accumulation of resources for, and the payment of, general long-term obligation principal, interest and related costs. Capital Proiects Funds - Capital Projects Funds are used to account for financial resources to be used for the acquisition or construction of major capital facilities. Proprietary Fund Types Enterprise Funds - The Enterprise Funds account for operations that are financed and operated in a manner similar to private business enterprises, where the intent of the City Council is that the costs (expenses including depreciation) of providing goods and services to the general public on a continuing basis be financed or recovered primarily through user charges. The Primary GovernmenYs Enterprise funds consist of the Parkview Office Complex and the Desert Willow Golf Course, which are operated by a management company. The Component UniYs Enterprise fund consists of the Palm Desert Recreational Facilities Corporation. 31 City of Palm Desert Notes to Financial Statements (Continued) Note 1: Summary of Significant Accounting Policies (Continued) Internal Service Funds - The Internal Service Fund accounts for financial transactions related to replacement of City-owned vehicles and equipment. These services are provided to other departments or agencies of the City on a cost reimbursement basis. Fiduciary Fund Type Apencv Funds - These funds are used to account for assets held by the City in a custodial capacity as a trustee or as an agent. These assets include deposits placed with the City by developers, individuals and groups to obtain future services, as well as deposits from assessment district's property owners. These deposits are reduced by payments and/or refunds to individuals or entities at some future time. The City's Retiree Service Stipend Fund is used to account for assets held to pay for the retiree service stipend. Agency funds are custodial in nature and do not involve measurement of results of operations. The major funds are as follows: Governmental Funds The General Fund is the general operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. The Prop A Fire Tax Special Revenue Fund is used to account for all revenues derived from tax collected within the City for upgrading fire protection and prevention. Its use is restricted to obtaining, furnishing, operating and maintaining fire protection and prevention services (currently under contract with Riverside County Fire Department) equipment or apparatus. The RDA Low Income Housina Special Revenue Fund is used to account for the tax increment set aside to be spent on projects that benefit low and moderate income families. The Redevelopment A4encv Caqital Proiects Fund is used to account for the fiscal activities of the Palm Desert Redevelopment Agency. The Redevelopment Aqency Financinq Authoritv Debt Service Fund is used to account for the resources and payment of the debt issued by the Palm Desert Financing Authority and loaned to the Redevelopment Agency. The Redevelopment Aaencv Debt Service Fund is used to account for resources and payments of debt issued by the Redevelopment Agency. Proprietary Fund The Desert Willow Golf Course Fund is used to account for the fees collected and expenses incurred in connection with operating the municipal golf course in the City of Palm Desert. c. Measurement Focus and Basis of Accounting Measurement focus is a term used to describe which transactions are recorded within the various financial statements. Basis of accounting refers to when transactions are recorded regardless of the measurement focus applied. 32 City of Palm Desert Notes to Financial Statements (Continued) Note 1: Summary of Significant Accounting Policies (Continued) Measurement Focus On the government-wide Statement of Net Assets and the Statement of Activities, both governmental and business-like activities are presented using the economic resources measurement focus. The accounting objectives of the economic measurement focus are the determination of operating income, changes in net assets (or cost recovery), financial position and cash flows. All assets and liabilities (whether current or noncurrent) associated with their activities are reported. In the fund financial statements, the "current financial resources" measurement focus or the "economic resources" measurement focus is used as appropriate: a. All governmental funds utilize a"current financial resources" measurement focus. Only current financial assets and liabilities are generally included on their balance sheets. Their operating statements present sources and uses of available spendable financial resources during a given period. These funds use fund balance as their measure of available spendable financial resources at the end of the period. b. The proprietary fund utilizes an "economic resources" measurement focus. Proprietary fund equity is classified as net assets. Agency funds are not involved in the measurement of results of operations; therefore, measurement focus is not applicable to them. Basis of Accounting In the government-wide Statement of Net Assets and Statement of Activities, both governmental and business-like activities are presented using the accrual basis of accounting. Under the accrual basis of accounting, revenues are recognized when earned and expenses are recorded when the liability is incurred or economic asset used. Revenues, expenses, gains, losses, assets and liabilities resulting from exchange and exchange-like transactions are recognized when the exchange takes place. In the fund financial statements, governmental funds are presented on the modified accrual basis of accounting. Under this modified accrual basis of accounting, revenues are recognized when "measurable and available". Measurable means knowing or being able to reasonably estimate the amount. Available means collectible within the current period or soon enough thereafter to pay current liabilities. Revenues that are susceptible to accrual include property taxes and special assessments that are levied for and due for the fiscal year and collected within 60 days after year-end. Licenses, permits, fines, forfeits, charges for services and miscellaneous revenues are recorded as governmental fund type revenues when received in cash because they are not generally measurable until actually received. Revenue from taxpayer assessed taxes, such as sales taxes, are recognized in the accounting period in which they became both measurable and available to finance expenditures of the fiscal period. Grant funds and reimbursements of expenses under contractual agreements are reported in governmental fund types and are recorded as a receivable when earned rather than when susceptible to accrual. Generally this occurs when authorized expenditures are made under the grant program or contractual agreement. Expenditures are recognized when the fund liability is incurred, if ineasurable, except for unmatured interest on long-term debt, which is recognized when due. 33 City of Palm Desert Notes to Financial Statements (Continued) Note 1: Summary of Significant Accounting Policies (Continued) Interfund activity in the amount of $2,274,145 has been eliminated from the general government function for the government-wide financial statements except for charges between the governmenYs Desert Willow Golf Course and Parkview Office Complex funds and various other functions of the government. Elimination of these charges would distort the direct costs and program revenues for the various functions considered. The accrual basis of accounting is followed by the proprietary fund and fiduciary funds. Under the accrual basis of accounting, revenues are recognized when earned and expenses are recorded when the liability is incurred or economic assets are used. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing goods and services in connection with a proprietary fund's principal ongoing operations. The principal revenue of the Desert Willow Golf Course and Parkview Office Complex Enterprise Funds are charges to customers for use of the golf course and rental fees. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. Private-sector standards of accounting and financial reporting issued prior to December 1989 generally are followed in both the government-wide and proprietary fund financial statements to the extent that those standards do not conflict with or contradict guidance of the Governmental Accounting Standards Board. Governments also have the option of following subsequent private-sector guidance for their business-type activities and enterprise funds, subject to this same limitation. The government has elected not to follow subsequent private-sector guidance. When both restricted and unrestricted resources are available for use, it is the governmenYs policy to use restricted resources first, and then unrestricted resources as they are needed. d. Capital Assets and Depreciation Capital assets, which include property, plant, equipment and infrastructure assets (e.g., roads, traffic signals, drainage systems and similar items), are reported in the applicable governmental or business-type activities column in the government-wide financial statements. Capital assets are defined by the City as assets with an initial cost of more than $500 and an estimated life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. In accordance with GASB Statement No. 34, the City has reported general infrastructure assets acquired in prior and current years. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. 34 City of Palm Desert Notes to Financial Statements (Continued) Note 1: Summary of Significant Accounting Policies (Continued) Property, plant and equipment of the primary government, as well as the component units, are depreciated using the straight-line method over the following estimated useful lives: Assets Years Buildings 40 Improvements other than buildings 20 Machinery and equipment 5- 8 Infrastructure 20 - 75 e. Budget and Budgetary Accounting The City uses the following procedures in establishing the budgetary data reported in the financial statements: 1. Before the beginning of the fiscal year, the City Manager submits to the City Council a proposed budget for the year commencing the following July 1. 2. Public hearings are conducted to obtain taxpayer comments. 3. The budget is subsequently adopted through passage of a resolution. 4. Expenditures for the General Fund cannot exceed amounts budgeted at the departmental level, which is the legal leve� of control. For other funds, expenditures cannot exceed the total amount budgeted for each fund, which is the legal level of control. The City Manager is authorized to transfer appropriations (without council approval) between an object of a General Fund Department and within total fund appropriations for other funds. The City Council approves all other changes. Annual appropriation amounts lapse at year-end. 5. Encumbrances and continuing appropriations are rebudgeted as of July 1 by Council action. 6. Annual budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America for all governmental funds except for certain special revenue funds and capital projects funds, which adopt project- length budgets and debt service funds that are not budgeted as effectively budgetary control is achieved through debt indenture provisions. The following special revenue funds had legally adopted budgets during the current fiscal year: Prop A Fire Tax Traffic Safety Gas Tax Housing Mitigation Fees Community Development Block Grant EI Paseo Assessment District City-Wide Business License Landscape and Lighting Districts No. 1- 15 35 City of Palm Desert Notes to Financial Statements (Continued) Note 1: Summary of Significant Accounting Policies (Continued) f. Appropriations Limit Under Article XIII-B of the California Constitution (the Gann Spending Limitation Initiative), the City is restricted as to the amount of annual appropriations from the proceeds of taxes, and if proceeds of taxes exceed allowed appropriations, the excess must either be refunded to the State Controller or returned to the taxpayers through revised tax rates, revised fee schedules or other refund arrangements. For the fiscal year ended June 30, 2005, proceeds of taxes did not exceed appropriations. g. Investments Investments are stated at fair value (quoted market price or the best available estimate thereof). h. Cash and Investments For purposes of the statement of cash flows, the City has defined cash and investments to include cash on hand, demand deposits and investments held in the California Local Agency Investment Fund (LAIF) and California Asset Management Program (CAMP). i. Employee Compensated Absences It is the governmenYs policy to permit employees to accumulate earned but unused vacation and sick leave (compensated absences). Vacation pay and sick leave, which are expected to be liquidated with expendable available resources, are reported as expenditure and liability of the governmental fund that will pay it. Compensated absences in the amount of $1,844,477, which are not expected to be liquidated with expendable available financial resources, are reported in long-term debt. Property Held for Resale The Agency purchased land within the Agency's project area. The land held for resale is recorded in the Redevelopment Agency Special Revenue Fund as property held for resale at the lower of acquisition cost or net realizable value. At June 30, 2005, the cost of the property held for resale for various housing properties in Palm Desert totaled $574,933. k. Inventories, Prepaid Costs and Deposits Inventory in the amount of $192,195 and $26,296 for the Desert Willow Golf Course Enterprise Fund (Primary Government) and Palm Desert Recreational Facilities Corporation (Component Unit), respectively, are stated at lower of cost or market with cost determined using the weighted average cost method. Inventory in the amount of $35,878 in the general fund is stated at cost. Inventory is recorded as an expenditure when consumed rather than purchased. Certain payments to vendors that reflect costs applicable to future accounting periods are recorded as prepaid costs in the government-wide and fund financial statements. The Agency has deposited $571,281 with Coachella Valley Water District for future sewer connection charges at the Indian Springs Mobile Home Park, and $1,025 in escrow to purchase various properties. 36 City of Palm Desert Notes to Financial Statements (Continued) Note 1: Summary of Significant Accounting Policies (Continued) I. Property Tax Calendar Property taxes are assessed and collected each fiscal year according to the following property tax calendar: Lien date January 1 Levy date July 1 to June 30 Due date November 1- 1st Installment, March 1- 2nd installment Delinquent date December 10 - 1 st Installment, April 10 - 2nd installment Under California law, property taxes are assessed and collected by the counties up to 1% of assessed value, plus other increases approved by the voters. The property taxes go into a pool and are then allocated to the cities based on complex formulas prescribed by state statutes. The City accrues only those taxes, which are received within 60 days after the year-end. The City is a participant in the Teeter Plan under the California Revenue and Taxation Code. The County of Riverside has responsibility for the collection of delinquent taxes and the City receives 100% of the levy. m. Restricted Assets Certain proceeds of debt issues, as well as certain resources set aside for their repayment, are classified as restricted assets on the balance sheet because they are maintained in separate trustee bank accounts and their use is limited to applicable bond covenants. In addition, funds have been restricted for future capital improvements by City resolution. Note 2: Cash and Investments As of June 30, 2005, cash and investments were reported in the accompanying financial statements as follows: Governmental activities Business-type activities Component unit Fiduciary funds Total Cash and Investments $ 238,634,383 3,866,490 294,975 17,485,374 $ 260,281,222 The City of Palm Desert maintains a cash and investment pool that is available for use for all funds. Each fund type's position in the pool is reported on the combined balance sheet as cash and investments. The City has adopted an investment policy, which authorizes it to invest in various investments. Deposits At June 30, 2005, the carrying amount of the City's deposits was $2,459,174 and the bank balance was $5,335,766. The $2,876,592 difference represents outstanding checks and other reconciling items. 37 City of Palm Desert Notes to Financial Statements (Continued) Note 2: Cash and Investments (Continued) The California Government Code requires California banks and savings and loan associations to secure an Entity's deposits by pledging government securities with a value of 110% of an Entity's deposits. California law also allows financial institutions to secure deposits by pledging first trust deed mortgage notes having a value of 150% of total deposits. The City Treasurer may waive the collateral requirement for deposits that are fully insured up to $100,000 by the FDIC. The collateral for deposits in federal and state chartered banks is held in safekeeping by an authorized Agent of Depository recognized by the State of California Department of Banking. The collateral for deposits with savings and loan associations is generally held in safekeeping by the Federal Home Loan Bank in San Francisco, California as an Agent of Depository. These securities are physically held in an undivided pool for all California public agency depositors. Under Government Code Section 53655, the placement of securities by a bank or savings and loan association with an Agent of Depository has the effect of perfecting the security interest in the name of the local governmental agency. Accordingly, all collateral held by California Agents of Depository are considered to be held for, and in the name of, the local governmental agency. Investments Under provision of the City's investment policy and in accordance with the California Government Code, the following investments are authorized: • United States Treasury bills, notes, bonds or certificates of indebtedness • Federal Agency or United States government-sponsored enterprise obligations, participations or other instruments • Banker's Acceptances issued by commercial banks • Commercial Paper issued by general corporations • Negotiable Certificates of Deposits, issued by a nationally or state-chartered bank, a savings association, a federal association or by a state-licensed branch of a foreign bank • Time Certificates of Deposit issued by qualified public depositories. • Repurchase Agreements sold by authorized brokers • Medium-Term Notes issued by corporations organized and operating in the United States, or by depository institutions operating in the United States and licensed by the United States or by any state • Money Market Mutual Funds that are registered with the SEC under the Investment Act of 1940 • State of California Local Agency Investment Fund (LAIF) that is managed by the State Treasurer's Office • Structured Notes in the form of callable securities or "STRIPS" issued by the United States Treasury, Federal Agencies or government-sponsored enterprises • Asset-Backed Commercial Paper issued by special purpose corporations, trusts or limited liability companies • Local Government Investment Pools GASB Statement No. 31 The City adopted GASB Statement No. 31, Accounting and Financial Reporting for Certain Investments and for External Investment Pools, as of July 1, 1997. GASB Statement No. 31 establishes fair value standards for investments in participating interest earning investment contracts, external investment pools, equity securities, option contracts, stock warrants and stock rights that have readily determinable fair values. 38 City of Palm Desert Notes to Financial Statements (Continued) Note 2: Cash and Investments (Continued) Credit Risk The City Treasurer is authorized under state and municipal law to invest in various types of securities that meet specified credit quality standards, based upon credit risk ratings assigned by Standard and Poors (S&P) or by Moody's Investor Services (Moody's). Permissible City investments include medium-term notes that are rated "A" or higher at time of purchase; commercial paper that is rated "A-1+" or the equivalent; money market mutual funds that are rated "AAA"; and U.S. Government and Federal Agency securities that are rated "AAA" (the quality of U.S. Treasury securities is not analyzed since they are not deemed to have credit risk). As of June 30, 2005, the City's investments included medium-term notes, commercial paper and shares in a money market mutual fund, reflecting a variety of issuers. All securities were "investment grade", and were legally acquired under state and municipal law. The City's commercial paper holdings were rated "A-1+" or the equivalent; Federal Agency holdings were rated "AAA"; and money market mutual fund holdings were rated "AAA". The City's medium-term note holdings were rated "Aa3" or higher by Moody's, except for notes issued by Ford Motor Credit Corporation that were rated "Baa2". As of June 30, 2005, the City had $16,809,943 invested in Ford Motor Credit Corporation. As of June 30, 2005, the City's holdings also included shares in two local government investment pools: 1) the State of California Local Agency Investment Fund (LAIF), which was unrated; and 2) the California Asset Management Fund (CAMP), which was rated "AAA" by S&P. Custodial Credit Risk The custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for the investments is the risk that, in the event of the failure of the counterparty to a transaction, a government will not be able to recover the value of investment or collateral securities that are in the possession of an outside party. As of June 30, 2005, none of the City's deposits or investments was exposed to custodial credit risk. Concentration of Credit Risk The City's investment policy imposes restrictions on the percentage the City can invest in certain types of investments, which the City is in compliance. As of June 30, 2005, in accordance with GASB Statement No. 40, if the City has invested more than 5% of its total investments in any one issuer then they are exposed to concentration of credit risk. The following investments are considered to be exposed to concentration credit risk. ISSUER AMOUNT Federal Home Loan Bank (FHLB) $14,419,319 Federal Home Loan Mortgage Corporation (FHLMC) 16,928,909 Federal National Mortgage Association (FNMA) 21,398,288 Ford Motor Credit Corporation (FMCC) 16,809,943 General Electric Capital Corporation (GECC) 20,850,702 Investments guaranteed by the U.S. government, investments in mutual funds and external investment pools are excluded from this requirement. 39 City of Palm Desert Notes to Financial Statements (Continued) Note 2: Cash and Investments (Continued) Interest Rate Risk The City's investment policy limits investment maturities as a means of managing its exposure to fair value losses arising from increasing interest rates. The City's investment policy states that the City shall not invest in securities with maturities exceeding five years and the weighted-average maturity of the City portfolio shall not exceed 540 days. The City has elected to use the segmented time distribution method of disclosure for its interest rate risk. As of June 30, 2005, the City had the following investments and maturities: Money market mutual funds - held by fiscal agent California Local Agency Investment Fund - held by fiscal agent California Local Agency Investment Fund California Asset Management Program Federal Agencies Commercial Paper Medium-Term Corporate Notes Note 3 Receivables Investment Maturities (in Years) Less 6 months - 1 year - than 6 months 1 year 3 years $ 33,330,044 14,688,567 85,568,323 24,752,842 14,530,562 12,985,537 _ $ _ 7,974,497 33,166,457 9,449,943 21,375,276 $185,855,875 Primary Government's Governmental Funds Notes and Loans Receivable $17,424,440 $54,541,733 Fair Value $ 33,330,044 14,688,567 85,568,323 24,752,842 55,671,516 12,985,537 30,825,219 $257,822,048 The City has a note for $3,000,000 to Friends of the Desert Mountains for the sale of land. Friends of the Desert Mountains agreed to repay the note within 36 months from the date of issue, June 25, 2004, with interest accrued at 4.5% per annum. The City purchased property for $2,100,000 for which Sunline Transit Agency entered into a lease option agreement with the City to make monthly lease payments for the exclusive use of, and the right to purchase, this property. The monthly payments include a 6% per annum interest rate applied to the outstanding principal balance. The time period for this lease is for a period of up to five years, unless terminated sooner by purchase of the property or as otherwise provided in the lease agreement. As of June 30, 2005, the outstanding balance on this loan is $1,604,985. On April 21, 2003, the Agency entered into a loan agreement with The Regents of the University of California, on behalf of its Riverside Campus, to loan various amounts over a period of time, not to exceed an aggregate amount of $2,000,000. Proceeds of the loan are to be used for capital improvements at the University's Riverside Campus. The outstanding principal balance and interest on the note is due in five annual payments beginning on a future date yet to be determined. As of June 30, 2005, the amount outstanding on the loan is $2,000,000. 40 City of Palm Desert Notes to Financial Statements (Continued) Note 3: Receivables (Continued) The Agency entered into a cooperative agreement with the County of Riverside (County) and Desert Community College District (District) to construct and operate a regional library. On behalf of the County and District, the Agency advanced payments on this project, which are to be repaid from certain County Library and District pass- through funds. The advances earn interest at 6.44% until paid. At June 30, 2005, amounts due from the County and District were $0 and $1,526,883, respectively. The Agency has loaned $105,763 in below market loans, secured by deeds of trust, to eligible low-income households. Monthly payments of interest and principal are due over a period of 30 years unless the homes are sold, in which case the entire loan balance is due and payable. The City has $101,712 and the Agency has $76,386 in home improvement loans. Payments of interest and principal are due monthly on these loans. A loan receivable for the construction of a multi-family affordable housing development dated June 14, 2001 with a balance of $7,659,437 is due from the Palm Desert Development Company. The loan is secured by a Deed of Trust with assignment to property, rent and fixtures on the housing development located in Palm Desert. Interest is earned and due annually at a rate of 1% per annum from the date on which the final certificate of occupancy is issued. Principal on the loan is based on the applicable agency's percentage of positive net cash flow derived from the operations of the Development. The Agency has issued loans for several other projects, all of which are secured by a deed of trust. A valuation allowance equal to the loan balance has been recognized where there is a significant possibility that these loans either become uncollectible or forgiven by the Agency at a future date if all the terms of the loans have been met. 41 City of Palm Desert Notes to Financial Statements (Continued) Note 3: Receivables (Continued) Detailed information for these loans is as follows: Loan Balance Interest Maturity Project Name Outstandinq Rate Date Secured By Special Provisions of Loan Self-Help $ 429,000 7.25% 30 years Deed of Trust Loan balance and interest Housing Program or 2024 due upon maturity, unpaid balance of loan or interest will bear an interest rate of 12%. Home Improvement 70,000 N/A N/A Deed of Trust Loan is payable upon Loans change or transfer of title, refinancing or upon the death of the borrower. Portola Palms 249,208 3.00 30 years Deed of Trust Loan balance and interest Mobilehome Park from date will be forgiven at maturity of loan if debtor does not breach the terms and conditions of either the unit regulatory aareement or note. Desert Rose 2,051,403 3.00 30 years Deed of Trust Loan will be forgiven at from date maturity unless the debtor of loan is in violation of the unit regulatory agreement or the deed of trust. Acquisition, 52,000 3.00 30 years Deed of Trust Loan balance and interest Rehabilitation, from date Assignment of will be forgiven at maturity Resale of loan Rent if debtor does not breach the terms and conditions of either the unit regulatory agreement or note. Note 4: Interfund Receivables, Payables and Transfers The composition of interFund balances as of June 30, 2005 was as follows: Due To/From Other Funds Due to Other Funds: Desert W illow Funds Golf Course Total Due From Other Funds: General $ 654,390 $ 654,390 The General Fund receivable amount is loaned to the Desert Willow Golf Course to provide temporary funds for operations. 42 City of Palm Desert Notes to Financial Statements (Continued) Note 4: Interfund Receivables, Payables and Transfers (Continued) Advances To/From Other Funds Funds Advances from Other Funds: RDA Debt Service Advances To Other Funds: Other General Govemmental Fund Funds Total $ 19,366,480 $ 13,419,000 $ 32,785,480 Total $ 19,366,480 $ 13,419,000 $ 32,785,480 The advances from the General Fund and Other Governmental Funds were made to the Redevelopment Agency and Other Governmental Funds for capital improvements and cash shortages. Due To/From Primary Government and Component Unit Funds Due From Component Unit: General Fund Desert Willow Golf Course Due to Primary Govemment PDRFC $ 468,000 149,460 Total $ 617,460 The receivable by the General Fund is for rent owed by the PDRFC, and the receivable by the Desert Willow Golf Course represents funds loaned to PDRFC for operations. Interfund Transfers RDA Prop A Low Fire Income General Tax Housinp Transfers In: RDA RDA Financing Capital AuthoritV Projects RDA Other Debt Governmental Services Funds Total Transfers Out: General $ - $ 757,000 $ - $ - $ - $ - $ 694,323 $ 1,451,323 RDA Low Income Housing - - - 4,234,431 386,096 - - 4,620,527 RDA Financing Authority - - - - 5,028,940 - - 5,028,940 RDA Debt Service - - 12,402,802 13,593,308 5,455,495 669 - 31,452,274 RDA Capital Projects 79,616 - - - 328,320 - 4,539,321 4,947,257 Other Governmental Funds 1,050,615 - 146,668 - - - - 1,197,283 $1,130,231 $ 757,000 $ 12,549,470 $ 17,827,739 $11,198,851 $ 669 $ 5,233,644 $ 48,697,604 Transfers are used to: 1. move receipts restricted to debt service from the funds collecting the receipts to the debt service funds as debt service payments become due, 2. transfer 20% of tax increment received by RDA Debt Service Funds to the Low and Moderate Income Housing Special Revenue Fund, 3. transfer allocation of administrative expenses, 4. transfer revenues to provide for capital projects, and 5. transfer revenues to provide for additional resources to pay for expenditures. 43 City of Palm Desert Notes to Financial Statements (Continued) Note 5: Capital Assets A summary of changes in Capital Assets at June 30, 2005 was as follows: Primary Government Adjusted Balance at Balance at Balance at July 1, 2004 Adjustments (') JuIV 1, 2004 Transfers Additions Deletions June 30, 2005 Governmental Activities: Capital assets, not being depreciated: Land $ 71,486,506 $ - $ 71,486,506 $ - $ 3,752,273 $ (2,298,506) $ 72,940,273 Right-of-Way 109,502,212 - 109,502,212 - - - 109,502,212 Construction-in-progress 18,935,088 (2,771) 18,932,317 (5,295,179) 14,950,527 - 28,587,665 Total Capital Assets Not Being Depreciated 199,923,806 (2,771) 199,921,035 (5,295,179) 18,702,800 (2,298,506) 211,030,150 Capital assets, being depreciated: Buildings 73,490,017 - 73,490,017 - 7,710 - 73,497,727 Improvements other than buildings 25,794,535 - 25,794,535 137,535 1,117,392 - 27,049,462 Machinery and equipment 5,521,070 - 5,521,070 50,576 698,535 (83,452) 6,186,729 Infrastructure 124,748,695 - 124,748,695 5,072,859 1,882,620 - 13'1,704,174 Equipment - Intern0l Service Fund 2,447,168 - 2,447,168 34,209 102,727 (135,668) 2,448,436 Total Capital Assets Being Depreciated 232,001,485 - 232,001,485 5,295,179 3,808,984 (219,120) 240,886,528 Less accumulated depreciation for: Buildings (25,157,318) - (25,157,318) - (1,791,997) - (26,949,315) Improvements other than buildings (7,085,529) - (7,085,529) - (1,294,956) - (8,380,485) Machinery and equipment (4,628,668) - (4,628,668) - (428,426) 83,383 (4,973,711) Infrastructure (42,746,883) - (42,746,883) - (3,040,994) - (45,787,877) Equipment - Internal Service Fund (1,518,309) - (1,518,309) - (212,137) 114,993 (1,615,453) Total Accumulated Depreciation (81,136,707) - (81,136,707) - (6,768,510) 198,376 (87,706,841) Net Capital Assets Being Depreciated 150,864,778 - 150,864,778 5,295,179 (2,959,526) (20,744) 153,179,687 Net Capital Assets GovernmentalActivities $ 350,788,584 $ (2,771� $ 350,785,813 $ - $ 15,743,274 $ (2,319,250) $ 364,209,837 Business-Type Activities: Governmental Activities: Capital assets, not being depreciated Land $ 52,349,436 $ - $ 52,349,436 $ - $ 19,931 $ - $ 52,369,367 Total Capital Assets Not Being Deprecieted 52,349,436 - 52,349,436 - 19,931 - 52,369,367 Capital assets, being depreciated: Buildings 12,706,422 - 12,706,422 - 148,478 - 12,854,900 Machinery and equipment 4,050,951 - 4,050,951 - 303,715 (42,747) 4,311,919 Total Capital Assets Being 16,757,373 - 16,757,373 - 452,193 (42,747) 17,166,819 Depreciated Less accumulated depreciation for: Buildings (1,994,668) - (1,994,668) - (432,170) - (2,426,838) Machineryandequipment (2,421,358) - (2,421,358) - (630,702) 41,083 (3,010,977) Total Accumulated Depreciation (4,416,026) - (4,416,026) - (1,062,872) 41,083 (5,437,815) Net Capital Assets Being Depreciated 12,341,347 - 12,341,347 - (610,681) (1,664) 11,729,004 Net Capital Assets, Business-TypeActivities $ 64,690,783 $ - $ 64,690,783 $ - $ (590,750) $ (1,6641 $ 64,098,371 44 City of Palm Desert Notes to Financial Statements (Continued) Note 5: Capital Assets (Continued) Depreciation expense was charged to functions/programs of the primary government as follows: Governmental Activities: General government $ 2,072,168 Public safety 184,235 Public works 3,137,837 Parks, recreation and culture 1,162,133 Depreciation expense for internal service funds is charged to various functions based on usage of capital assets 212,137 Total Depreciation Expense - Governmental Activities Business-Type Activities: Golf course - Desert Willow Office complex - Parkview Total Depreciation Expense - Business-Type Activities $ 6,768,510 $ 856,825 206,047 $ 1,062,872 Note 6: Long-Term Liabilities The following is a summary of long-term liability transactions of the City for the year ended June 30, 2005: Primary Government Balance at Balance at July 1, 2004 Adjustments (*) Additions Reduction June 30, 2005 Governmental Activities: Compensated absences payable $ 1,709,018 $ - $ 1,084,939 $ 949,480 $ 1,844,477 Tax allocation bonds 256,000,000 - - 5,515,000 250,485,000 Notes payable 981,656 - - 122,707 858,949 Contract payable 4,818,408 (667,692) - 4,150,716 - $ 263,509,082 $ (667,692) $ 1,084,939 $ 10,737,903 $ 253,188,426 Add: Unamortized bond premium - 915,773 - 59,695 856,078 Total $ 254,044,504 Debt service payments for governmental activities are made from debt service funds: Due Within One Year $ 950,000 5,485,000 122,707 $ 6,557,707 Business-Type Activities: Capitalleases $ 833,359 $ - $ 2,719 $ 326,323 $ 509,755 $ 343,999 "The Coachella Valley Association of Governments gave the City of Palm Desert a credit toward the costs owed for this bridge project of $667,692. The $915,773 represents bond premiums that were not accounted for in the prior year. 45 City of Palm Desert Notes to Financial Statements (Continued) Note 6: Long-Term Liabilities (Continued) Governmental Activities a. Compensated Absences Payable There is no fixed payment schedule to pay the governmental fund types' outstanding liability of $1,844,477 for compensated absences earned at June 30, 2005. Compensated absences are generally liquidated by the General Fund. b. Tax Allocation Bonds Tax Allocation bonds are special obligations of the Agency and the Financing Authority (a component unit of the Agency) and are secured by an irrevocable pledge of tax revenues and other funds as provided under the Bond Resolution. The bonds and any interest thereon are not a debt of the City, the State of California or any of its political subdivisions, and neither the City, the State of California nor any of its political subdivisions is liable on the bonds, nor in any event shall the bonds and interest thereon be payable out of any funds or properties other than those provided under the Bond Resolution. 1995 Series Tax Allocation Revenue Bonds (Project Area No. 1) In June 1995, the Palm Desert Financing Authority issued $24,025,000 of Tax Allocation Bonds (Project Area No. 1) 1995 Series. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency to finance certain redevelopment activities of the Agency in Project Area No. 1. Interest rates on the bonds vary from 4.40% to 5.95% per annum payable semi-annually on April 1 and October 1 with principal maturing annually. In June 2004, $22,195,000 of these bonds were advance refunded. The remaining balance of $255,000, which was not advance refunded, was currently repaid during fiscal 2004-2005. See Note 10 for additional information. 1995 Series Tax Allocation Revenue Bonds (Project Area No. 2) In June 1995, the Palm Desert Financing Authority issued $4,090,000 of Tax Allocation Bonds, (Project Area No. 2) 1995 Series. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency to finance certain redevelopment activities of the Agency in Project Area No. 2. Interest rates on the bonds vary from 4.40% to 5.95% per annum payable semi-annually on February 1 and August 1 with principal maturing annually on August 1. The future debt service requirements on the 1995 Series Tax Allocation Revenue Bonds (Project Area No. 2) are as follows: Year Ending June 30, 2006 2007 2008 2009 2010 2011-2015 2016-2020 2021-2025 2026 Principal $ 35,000 115,000 120,000 125,000 135,000 805,000 1,070,000 1,370,000 130,000 $ Interest Total Total 229,796 225,482 218,528 211,279 203,586 884,252 608,966 249,147 3,803 $ 264,796 340,482 338,528 336,279 338,586 1,689,252 1,678,966 1,619,147 133,803 $ 3,905,000 $ 2,834,839 $ 6,739,839 46 City of Palm Desert Notes to Financial Statements (Continued) Note 6: Long-Term Liabilities (Continued) 1995 Series A Tax Allocation Revenue Refunding Bonds In August 1995, the Palm Desert Financing Authority issued $6,305,000 in Tax Allocation Revenue Refunding Bonds 1995 Series A. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to provide funds to refund in advance $6,430,000 of the 1988 Tax Allocation Bonds. Interest rates on the bonds vary from 3.80% to 5.55% with interest payable semi-annually on March 1 and September 1 with principal maturing annually on September 1. The future debt service requirements on the 1995 Series A Tax Allocation Revenue Refunding Bonds are as follows: Year Ending June 30, 2006 2007 2008 2009 Principal $ 555,000 $ 585,000 600,000 635,000 Total $ 2,375,000 $ 1997 Series Tax Allocation Refunding Revenue Bonds Interest 113,378 83,445 51,592 17,621 Total $ 668,378 668,445 651,592 652,621 266,036 $ 2,641,036 On July 24, 1997, the Palm Desert Financing Authority issued $71,955,000 in Tax Allocation Refunding Revenue Bonds (Project Area No. 1 as Amended) 1997 Series. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to provide funds to refund in advance a portion of the 1992 Series A Tax Allocation Revenue Bonds. The advance refunding resulted in an economic gain of $1,148,752 (difference of the present value of the annual debt service payments between the old debt and new debt) and a decrease in aggregate debt service payments of $3,297,787. Interest rates on the bonds vary from 4.100% to 5.625% with interest payable semi- annually on April 1 and October 1 with principal maturing annually on April 1. The future debt service requirements on the 1997 Series Tax Allocation Refunding Revenue Bonds are as follows: June 30, 2006 2007 2008 2009 2010 2011-2015 2016-2020 2021-2025 Total Principal $ 2,025,000 2,065,000 2,290,000 2,255,000 2,505,000 14,250,000 18,700,000 15,450,000 $ 59,540,000 I nterest $ 3,205,898 3,110,724 3,011,604 2,899,394 2,786,644 11,886,848 7,580,164 1,855,124 $ 36,336,400 Total $ 5,230,898 5,175,724 5,301,604 5,154,394 5,291,644 26,136,848 26,280,164 17,305,124 $ 95,876,400 47 City of Palm Desert Notes to Financial Statements (Continued) Note 6: Long-Term Liabilities (Continued) 1998 Series Tax Allocation (Housing Set-Aside) Revenue Bonds In January 1998, the Palm Desert Financing Authority issued $48,760,000 in Tax Allocation (Housing Set-Aside) Revenue Bonds. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to finance the acquisition of seven apartment complexes consisting of 725 rental units from the Housing Authority of the County of Riverside. Interest rates on the bonds vary from 4.Q% to 5.1 % per annum payable semi-annually on April 1 and October 1 with principal maturing annually on October 1. The future debt service requirements on the 1998 Series Tax Allocation (Housing Set- Aside) Revenue Bonds are as follows: June 30, 2006 2007 2008 2009 2010 2011-2015 2016-2020 2021-2025 2026-2028 Principal $ 590,000 615,000 655,000 685,000 1,390,000 8,095,000 10,400,000 13,395,000 9,845,000 Interest Total Total $ 2,277,410 2,251,804 2,224,817 2,196,342 2,147,036 9,590,305 7,288,782 4,287,702 770,228 $ 2,867,410 2,866,804 2,879,817 2,881,342 3,537,036 17,685,305 17,688,782 17,682,702 10,615,228 $ 45,670,000 $ 33,034,426 $ 78,704,426 1998 Series Tax Allocation Revenue Bonds (Project Area No. 4) On March 1, 1998, the Palm Desert Financing Authority issued $11,020,000 of Tax Allocation Revenue Bonds (Project Area No. 4) 1998 Series. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to finance certain redevelopment activities of the Agency in Project Area No. 4. Interest rates on the bonds vary from 4.0% to 5.2% per annum payable semi-annually on April 1 and October 1 with principal maturing annually on October 1. The future debt service requirements on the 1998 Series Tax Allocation Revenue Bonds (Project Area No. 4) are as follows: Year Ending June 30, 2006 2007 2008 2009 2010 2011-2015 2016-2020 2021-2025 2026-2029 Total Principal Interest Total $ 230,000 250,000 260,000 265,000 290,000 1,630,000 2,070,000 2,680,000 2,695,000 $ 520,415 508,759 496,378 483,628 470,490 2,134,320 1,674,729 1,063,140 288,990 $ 750,415 758,759 756,378 748,628 760,490 3,764,320 3,744,729 3,743,140 2,983,990 $ 10,370,000 $ 7,640,849 $ 18,010,849 48 City of Palm Desert Notes to Financial Statements (Continued) Note 6: Long-Term Liabilities (Continued) 2001 Series Tax Allocation Revenue Bonds (Project Area No. 4) In November 2001, the Palm Desert Financing Authority issued $15,695,000 of Tax Allocation Revenue Bonds (Project Area No. 4) 2001 Series. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to finance certain redevelopment activities of the Agency in Project Area No. 4. Interest rates on the bonds vary from 3.5% to 4.9% per annum payable semi-annually on April 1 and October 1 with principal maturing annually on October 1. The future debt service requirements on the 2001 Series Tax Allocation Revenue Bonds (Project Area No. 4) are as follows: Year Ending June 30, 2006 2007 2008 2009 2010 2011-2015 2016-2020 2021-2025 2026-2030 2031-2032 Principal $ 170,000 270,000 285,000 310,000 305,000 1,730,000 2,150,000 2,670,000 4,125,000 3,220,000 Interest $ 690,825 682,994 673,013 662,313 651,250 3,066,671 2,648,851 2,091,529 1,357,320 156,480 Total $ 860,825 952,994 958,013 972,313 956,250 4,796,671 4,798,851 4,761,529 5,482,320 3,376,480 Total $ 15,235,000 $ 12,681,246 $ 27,916,246 2002 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) In March 2002, the Palm Desert Financing Authority issued $22,070,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) 2002 Series A. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency. A portion of the proceeds of the loan was used to prepay the prior loan, which affected the current refunding of a like portion of the prior bonds. The remainder was used to finance certain redevelopment activities of the Agency in Project Area No. 4. The bonds consist of $10,905,000 term bonds at 5.00% due April 1, 2025 and $11,165,000 term bonds at 5.10% due April 1, 2030. Interest is payable semi-annually on April 1 and October 1. Mandatory sinking fund redemptions begin April 1, 2024. 49 City of Palm Desert Notes to Financial Statements (Continued) Note 6: Long-Term Liabilities (Continued) The future debt service requirements on the 2002 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) are as follows: Year Ending June 30, Principal Interest Total 2006 2007 200$ 2009 2010 2011-2015 2016-2020 2021-2q25 2026-2q30 Total $ - $ 1,114,666 - 1,114,666 - 1,114,666 - 1,114,666 - 1,114,666 - 5,573,330 - 5,573,330 10,905,000 5,334,330 11,165,000 1,764,856 $ 22,070,000 $ 23,819,176 $ 1,114,666 1,114,666 1,114,666 1,114,666 1,114,666 5,573,330 5,573,330 16,239,330 12,929,856 $ 45,889,176 2002 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 2) In July 2002, the Palm Desert Financing Authority issued $17,310,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 2) 2002 Series A. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency to prepay outstanding indebtedness and to finance certain redevelopment activities within or of benefit to the project area. Interest rates on the bonds vary from 3.0% to 5.0% per annum payable semi-annually on February 1 and August 1. Principal payments will be made annually beginning August 1, 2003. The future debt service requirements on the 2002 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 2) are as follows: Year Ending June 30, 2006 2007 200$ 2009 2010 2011-2015 2016-2020 2021-2023 Total Principal 690,000 630, 000 650,000 675,000 695, 000 3,980,000 5,010,000 3,670,000 $ 16,000,000 Interest $ 690,188 671,333 653,078 631,853 607,868 2,548,365 1,533,736 281,250 $ 7,617,671 Total $ 1,380,188 1,301,333 1,303,078 1,306,853 1,302,868 6,528,365 6,543,736 3,951,250 2002 Series Tax Allocation (Housing Set-Aside) Revenue Bonds $ 23,617,671 In August 2002, the Palm Desert Financing Authority issued $12,100,000 of Tax Allocation (Housing Set-Aside) Revenue Bonds 2002 Series. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency to finance certain low and moderate housing activities of the Agency and to finance costs of issuance of the bonds. Interest rates on the $6,555,000 serial bonds vary from 2.0% to 4.9% per annum payable semi-annually on March 1 and October 1. Annual principal payments begin October 1, 2003. The $5,545,000 term bonds bear an interest rate of 5.0% per annum and mature October 1, 2031. 50 City of Palm Desert Notes to Financial Statements (Continued) Note 6: Long-Term Liabilities (Continued) The future debt service requirements on the 2002 Series Tax Allocation (Housing Set- Aside) Revenue Bonds are as follows: Year Ending June 30, 2006 2007 2008 2009 2010 2011-2015 2016-2020 2021-2025 2026-2030 2031-2032 Principal $ 245,000 250,000 255,000 265,000 275,000 1,535,000 1,890,000 2,390,000 3,065,000 1,455,000 Interest Total Total $ 521,025 515,143 508,448 500,572 491,454 2,288,543 1,934,347 1,436,797 762,125 73,625 $ 766,025 765,143 763,44$ 765,572 766,454 3,823,543 3,824,347 3,826,797 3,827,125 1,528,625 $ 11,625,000 $ 9,032,079 $ 20,657,079 2003 Series Tax Allocation Revenue Bonds (Project Area No. 2) In March 2003, the Palm Desert Financing Authority issued $15,745,000 of Tax Allocation Revenue Bonds (Project Area No. 2) 2003 Series. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency to finance certain redevelopment activities of the Agency in Project Area No. 2. Interest rates on the bonds vary from 4.5% to 5.0% per annum payable semi-annually on February 1 and August 1 with principal maturing as follows: $ 875,000 Serial Bonds 910,000 Serial Bonds 2,485,000 Term Bonds 11,475,000 Term Bonds August 1, 2023 August1,2024 August1,2026 August 1, 2033 The future debt service requirements on the 2003 Series Tax Allocation Revenue Bonds (Project Area No. 2) are as follows: Year Ending June 30, 2006 2007 2008 2009 2010 2011-2015 2016-2020 2021-2025 2026-2030 2031-2034 Total Principal Interest $ - 1,785,000 6,915,000 7,045,000 $ 15,745,000 $ 769,006 769,006 769, 006 769,006 769,006 3,845,030 3,845,030 3,765,493 2,663,191 726,625 $ 18,690,399 Total $ 769,006 769,006 769,006 769,006 769,006 3,845,030 3,845,030 5,550,493 9,578,191 7,771,625 $ 34,435,399 51 City of Palm Desert Notes to Financial Statements (Continued) Note 6: Long-Term Liabilities (Continued) 2003 Series Tax Allocation Revenue Bonds (Project Area No. 1) In July 2003, the Financing Authority issued $19,000,000 Tax Allocation Revenue Bonds (Project Area No. 1, as amended) 2003 Series. The proceeds of the bonds were disbursed to make a loan to the Redevelopment Agency. The Agency will use the proceeds of the loan to finance certain redevelopment activities of the Agency and to finance costs of issuance of the bonds. The bonds bear interest at 5.0%. They consist of $7,050,000 serial bonds with principal payments due in 2026 and 2027 and $11,950,000 term bonds due in 2030. Interest will be payable on April 1 and October 1 of each year beginning April 1, 2004. Principal payments will be on April 1 of the years stated above. The future debt service requirements on the 2003 Series Tax Allocation Revenue Bonds (Project Area No. 1) are as follows: Year Ending June 30, Principal Interest Total 2006 2007 2008 2009 2010 2011-2015 2016-2020 2021-2025 2026-2030 Total $ - $ 950,000 - 950,000 - 950,000 - 950,000 - 950,000 - 4,750,000 - 4,750,000 - 4,750,000 19,000,000 2,942,500 $ 19,000,000 $ 21,942,500 $ 950,000 950,000 950,000 950,000 950,000 4,750,000 4,750,000 4,750,000 21,942,500 $ 40,942,500 2003 Series Tax Allocation Revenue Bonds (Project Area No. 3) In July 2003, the Financing Authority issued $4,745,000 of Tax Allocation Revenue Bonds (Project Area No. 3) 2003 Series. The proceeds of the bonds were disbursed to make a loan to the Redevelopment Agency. The Agency will use the proceeds of the loan to finance redevelopment activities within or of benefit to the project area and to finance costs of issuance of the bonds. The bonds bear interest at rates ranging from 3.000°/o to 5.125%. Principal maturities for the serial bonds of $2,475,000 began April 1, 2004 and continue through October 1, 2031. The term bonds in the amount of $2,270,000 are due in 2033. 52 City of Palm Desert Notes to Financial Statements (Continued) Note 6: Long-Term Liabilities (Continued) The future debt service requirements on the 2003 Series Tax Allocation Revenue Bonds (Project Area No. 3) are as follows: Year Ending June 30, 2006 2007 2008 2009 2010 2011-2015 2016-2020 2021-2025 2026-2030 2031-2033 Principal $ 90,000 95,000 95,000 100,000 100,000 570,000 690, 000 860,000 1,100, 000 800,000 Interest $ 204,298 201,598 198,748 195,898 193,048 909,562 787,135 618,410 379,250 83,281 Total $ 294,298 296,598 293, 748 295,898 293,048 1,479,562 1,477,135 1,478,410 1,479,250 883,281 Total $ 4,500,000 $ 3,771,228 $ 8,271,228 2004 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) In June 2004, the Palm Desert Financing Authority issued $24,945,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) 2004 Series A. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to refinance a portion of the Agency's obligations from 1995 and to finance certain redevelopment activities within or of benefit to the project area. Interest rates on the bonds vary from 3.0% to 5.0% per annum payable semi-annually on April 1 and October 1. Principal payments will be made annually beginning April 1, 2005. The future debt service requirements on the 2004 Series A Tax Allocation Revenue Bonds (Project Area No. 1, as amended) are as follows: Year Ending June 30, 2006 2007 2008 2009 2010 2011-2015 2016-2020 2021-2025 Total Principal $ 855,000 940,000 850,000 1,030,000 945,000 5,780,000 7,015,000 7,035,000 $ 24,450,000 Interest $ 1,123,063 1,097,413 1,059,813 1,025,813 974,313 4,137,813 2,763,825 1,043,200 $ 13,225,253 Total $ 1,978,063 2,037,413 1,909,813 2,055,813 1,919,313 9,917,813 9,778,825 8,078,200 $ 37,675,253 53 City of Palm Desert Notes to Financial Statements (Continued) Note 6: Long-Term Liabilities (Continued) Below is a summary of the changes in Tax Allocation Bonds: Balance at July 1, 2004 Additions Reduction 1995 Series Tax Allocation Revenue Bonds (Project Area No. 1 - Original Issue $24,025,000) 1995 Series Tax Allocation Revenue Bonds (Project Area No. 2 - Original Issue $4,090,000) 1995 Series A Tax Allocation Revenue Refunding Bonds (Original Issue $6,305,000) 1997 Series Tax Allocation Refunding Revenue Bonds (Original Issue $71,955,000) 1998 Series Tax Allocation (Housing Set-Aside) Revenue Bonds - (Original Issue $48,760,000) 1998 Series Tax Allocation Revenue Bonds (Project Area No. 4 - Original Issue $11,020,000) 2001 Series Tax Allocation Revenue Bonds (Project Area No. 4) 2002 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) 2002 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 2) 2002 Series Tax Allocation (Housing Set-Aside) Revenue Bonds 2003 Series Tax Allocation Revenue Bonds (Project Area No. 2) 2003 Series Tax Allocation Revenue Bonds (Project Area No. 1) 2003 Series Tax Allocation Revenue Bonds (Project Area No. 3) 2004 Series A Tax Allocation Refunding Revenue Bonds ProjectArea No. 1, as amended) Tota I $ 255,000 $ 3,940,000 2,900,000 61,800,000 46,235,000 10,595,000 15,395,000 22,070,000 16,665,000 11,865,000 15,745,000 19,000,000 4,590,000 24,945,000 $ 256,000,000 $ Balance at June 30, 2005 - $ 255,000 $ - - 35,000 3,905,000 - 525,000 2,375,000 - 2,260,000 59,540,000 - 565,000 45,670,000 - 225,000 10,370,000 - 160,000 15,235,000 - - 22,070,000 - 665,000 16,000,000 - 240,000 11,625,000 - - 15,745,000 - - 19,000,000 - 90,000 4,500,000 - 495,000 24,450,000 - $ 5,515,000 $ 250,485,000 c. Notes Payable County of Riverside The Agency entered into a cooperation agreement with the County of Riverside on December 15, 1987 regarding the adoption of the Agency's Project Area No. 2. The agreement states that the Agency was to retain 50°/a of the County's share of tax increment. This was based on the County's share of tax increment being what would be allocated to the County in the absence of a redevelopment project area being adopted. 54 City of Palm Desert Notes to Financial Statements (Continued) Note 6: Long-Term Liabilities (Continued) This agreement called for the Agency to retain 50% of the County's share until the gross increment reached $3,500,000. The agreement further states that when gross increment reaches $10,000,000, the Agency wou�d repay the 50% of the retained County's share of increment in equal payments over a 10-year period. The gross increment reached the $3,500,000 limit in fiscal year 1991-1992. The Agency reached the $10,000,000 limit in fiscal year 2002-2003. The total amount owed to the County at June 30, 2005 was $858,949. Annual payments on the note are $122,707. Future debt service payments are as follows: Year Ending June 30, 2006 $ 2007 2008 2009 2010 2011-2012 Principal 122, 707 122,707 122,707 122,707 122,707 245,414 Interest Total $ - $ 122,707 - 122,707 - 122,707 - 122,707 - 122,707 - 245,414 Total d. Contract Payable $ 858,949 $ - $ 858,949 The Coachella Valley Association of Governments (CVAG) funded in advance the City's share of costs to construct an interchange at Highway 10 at Monterey, Cook and Washington. During fiscal year 2004-2005, CVAG credited the City with $667,692 of this amount and the City repaid the remaining balance of $4,150,716, resulting in a zero balance as of June 30, 2005. 55 City of Palm Desert Notes to Financial Statements (Continued) Note 6: Long-Term Liabilities (Continued) Business-Type Activities Obligations under capital leases are as follows: Pure Planet Water, Inc. The present value of the minimum lease payment on water purification equipment was capitalized at $2,802 using an interest rate of 4.94%. Lease is payable in 60 monthly installments of $53 beginning May 15, 2005. Textron Corporation (leases executed by the City of Palm Desert) The present value of the minimum lease payment on the new golf carts was capitalized at $331,101 using an increment borrowing interest rate of 5.50% at the inception of the lease. The lease is payable in 48 monthly installments of $5,336, which began December 15, 2002. The remaining principal will be paid in one lump sum at the end of the lease payments. The present value of the minimum lease payment on specialized golf carts was capitalized at $39,304 using an increment borrowing interest rate of 4.302% at the inception of the lease. The lease is payable in 36 monthly installments of $985, which began April 15, 2003. The remaining principal will be paid in one lump sum as the last monthly installment. General Electric Capital Corporation (leases executed by the City of Palm Desert) The present value of the minimum lease payment on the grounds equipment was capitalized at $1,036,863 using an increment borrowing interest rate of 4.4288°/o at the inception of the lease. Lease payments of $46,814 are paid during the last six months of each fiscal year for four years, beginning January 1, 2003. The present value of the minimum lease payment on a compactor was capitalized at $9,504 using an increment borrowing interest rate of 16.71 % at the inception of the lease. The lease is payable in 60 monthly installments of $235, which began March 15, 2003. Present value of net minimum lease payments Less: current portion 2,719 212,958 16,335 271,566 6,177 509,755 (343,999) $ 165,756 � City of Palm Desert Notes to Financial Statements (Continued) Note 6: Long-Term Liabilities (Continued) The following is a schedule by year, of future minimum lease payments and present value of the net minimum lease payments for capital leases as of June 30, 2005: Minimum Lease Payments 365,139 167,993 2,746 633 528 537,039 Less: Amounts Present Value of Representing Net Minimum Interest Lease Payments Year Ending June 30, 2006 $ 2007 2008 2009 2010 Total $ $ The assets acquired through capital lease are as follows: Assets: Machinery and equipment Less: accumulated depreciation Total Note 7: Note 8: Deferred Compensation Plan 21,140 5,883 208 41 12 $ 343,999 162,110 2,538 592 516 27,284 $ 509,755 $ 1,419,574 (818,914) $ 600,660 The City offers its employees a deferred compensation plan created in accordance with Internal Revenue Code Section 457. The plan, available to all City employees, permits them to defer a portion of their salary until future years. The deferred compensation is not available to employees until termination, retirement, death or unforeseeable emergency. Pursuant to changes in August 1996 of IRC Section 457, in January 1997 the City established a trust in which all assets held by Nationwide Retirement Solutions, Inc. (NRS) and ICMA Retirement Corporation (ICMA) were placed. The City does not have fiduciary responsibility for the plan assets held by NRS and ICMA. The assets, all property and rights purchased with such amounts and all income attributable to such amounts are held in trust for the exclusive benefit of the participants and the beneficiaries. The assets are no longer the property of the City, and as such, are no longer subject to the claims of the City's general creditors. As a result, the assets in the amount of $6,953,795 held by NRS and ICMA of the 457 Plan are no longer reflected in the City's financial statements. Deposits Payable Property taxes related to the incremental increase in assessed values after the adoption of the Redevelopment Plan are, except where otherwise provided by specific agreement, allocated to the Agency. All taxes on the "frozen" assessed valuation of the property are allocated to the City and other taxing agencies. The Agency has entered into various pass- through agreements with other tax agencies to allocate their tax increment resulting from the increase in assessed values after the adoption of the Redevelopment Plan. At June 30, 2005, the Agency was holding $24,022,594 in trust on behalf of other taxing agencies related to specific pass-through agreements. 57 City of Palm Desert Notes to Financial Statements (Continued) Note 9 Note 10 Note 11 Bond Reserve Requirements At June 30, 2005, the fund balance reserve requirements and actual reserve balances are presented as follows: Assessment District 98-1 1995 Financing Authority Revenue Bonds 1997 Financing Authority Revenue Bonds 2003 Financing Authority Revenue Bonds 2001 Tax Allocation Revenue Bonds 1995 Refunding Tax Allocation Bonds Defeased Obligations Requirement $ 225,609 471,500 2,013,089 334,111 482,890 237,500 Actual $ 238,901 485,442 2,074,419 339,939 910,991 761,299 The City defeased certain obligations by placing the proceeds of new obligations in an irrevocable trust to provide for all future debt service payments on the old obligations. Accordingly, the trust account assets and the liability for the defeased obligations are not included in the accompanying financial statements. At June 30, 2005, there were no outstanding amounts of the defeased obligations. Pension Plan a. Plan Description The City of Palm Desert contributes to the California Public Employees Retirement System (PERS), an agent multiple-employer public employee defined benefit pension plan. PERS provides retirement and disability benefits, annual cost-of-living adjustments and death benefits to plan members and beneficiaries. PERS acts as a common investment and administrative agent for participating public entities within the State of California. Benefit provisions and all other requirements are established by state statute and city ordinance. Copies of PERS' annual financial report may be obtained from their executive office: 400 P Street, Sacramento, CA 95814. b. Funding Policy Participants are required to contribute 7% of their annual covered salary. The City makes the contributions required of City employees on their behalf and for their account. The City is required to contribute at an actuarially determined rate; the rate for fiscal year 2004- 2005 was 13.86% for non-safety employees of annual covered payroll. The contribution requirements of plan members and the City are established and may be amended by PERS. 58 City of Palm Desert Notes to Financial Statements (Continued) Note 11: Pension Plan (Continued) c. Annual Pension Cost For 2005, the City's annual pension cost of $2,020,934 for PERS was equal to the City's required and actual contributions. The required contribution was determined as part of the June 30, 2001 actuarial valuation using the entry age normal actuarial cost method. The actuarial assumptions included: a) 8.25% investment rate of return (net of administrative expenses), b) projected annual salary increases of 3.75% to 14.20% depending on age, service and type of employment, and c) 3.75% per year cost-of-living adjustments. Both a) and b) included an inflation component of 3.50%. The actuarial value of PERS' assets was determined using techniques that smooth the effects of short-term volatility in the market value of investments over a three-year period (smoothed market value). PERS' unfunded actuarial accrued liability is being amortized as a level percentage of projected payroll on a closed basis that depends on the plan's entry into PERS. The remaining amortization period at June 30, 2005 was 11 years. d. Three-Year Trend Information for PERS Fiscal Year 6/30/2003 6/30/2004 6/30/2005 Note 12: Annual Pension Percentage Net Pension Cost (APC) APC Contributed Obligation $1,242,350 100% 1,581,184 100% 2,020,934 100% e. Schedule of Funding Progress for PERS Accrued Liability Actuarial Unfunded Actuarial (AAL) Entry Value of AAL Excess Valuation Age Assets Assets Funded Date (A) (B) (A-B) Ratio B/A 6/30/2002 $ 29,889,114 $ 28,035,483 $ 1,853,631 6/30/2003 34,734,559 29,531,889 5,202,670 6/30/20q4 39,172,557 32,540,472 6,632,085 Fund Equity a. Reserves of Fund Balance 93.8% 85.0% 83.1 % $ - UAAL as a % of Covered Covered Payroll Payroll (C) j(A-B)/Cl $ 8,193,500 22.6% 8,919,100 58.3% 9,237,548 71.8% In the fund financial statements, reserves segregate portions of fund balances that are either not available or have been earmarked for specific purposes. The various reserves established as of June 30, 2005 were as follows: 59 City of Palm Desert Notes to Financial Statements (Continued) Note 12: Fund Equity (Continued) Loans and notes receivable Property held for resale Advances(1) Prepaid costs and deposits Encumbrances Continuing appropriations Debt service Inventory Total General Fund $ 4,604,985 17,311,480 87,550 1,752,368 868,676 1,844,477 35,878 RDA Low Income Housing $ 7,841,586 574,933 2,768 6,257,859 15,478,217 RDA Financing Authority Debt Fund $ 720,390 RDA Capital Projects Fund $ 3,526,883 590,488 2,571,222 20,108,794 Other Governmental Funds $ - 13,419,000 479 3,519,907 21,736,634 Totals $ 15,973,454 574,933 30,730,480 681,285 14,101,356 58,192,321 2,564,867 35,878 $ 26,505,414 $ 30,155,363 $ 720,390 $ 26,797,387 $ 38,676,020 $ 122,854,574 �'� In the general fund, fund balance for advances to other funds in the amount of $2,055,000 is not reserved as the revenue related to the sale of land has been deferred (see Note 14). Reserved for Loans and Notes Receivables - These reserves are set up to reflect the noncurrent portion of receivables so that they will not be considered as current funds available. Reserved for Propertv Held for Resale - This reserve is for property held for resale and has been set aside to indicate that these funds are not available to finance current expenditures. Reserved for Advances - These reserves are set up to reflect the advances to the Redevelopment Agency so that they will not be considered as current funds available. Reserved for Prepaid Costs and Deqosits - These reserves represent contractual obligations for cash payments made before June 30, 2005, but not recognized as an expenditure until after July 1, 2006 and noncurrent portions of deposits. Reserved for Encumbrances - These reserves represent the portion of purchase orders awarded for which the goods or services had not yet been received at June 30, 2005. Although all appropriations lapse at year-end, even if encumbered, the City intends either to honor the contracts in progress or to cancel them. Reserve for encumbrances is rebudgeted on July 1 by Council action. Reserved for Continuina Appropriations - These reserves are for appropriations for capital projects, which are unexpended as of June 30, 2005 and are carried forward as continuing appropriations to be expended in 2005-2006. Reserved for Debt Service - These reserves for Debt Service represent reserves accumulated by the City and the Redevelopment Agency that are legally restricted to the payment of long-term debt principal and interest amounts that mature in future years and for compensated absences. Reserved for Inventory - This reserve is to restrict fund balance so that it will not be considered as current funds available. .� City of Palm Desert Notes to Financial Statements (Continued) Note 12: Fund Equity (Continued) b. Net Asset Restatements Net assets have been restated as follows: Capital asset adjustments (see Note 5) Long-term liabilities adjustment (see Note 6) Capital asset transfers to Internal Service Fund Bond premium not reported in prior year Total Net Asset Restatements Note 13 Risk Management $ (2,771) 667,692 (34,209) (915,773) $ (285,061) The City maintains self-insurance programs for workers' compensation, general public liability and auto liability. Claims are processed by an outside insurance service that administers the programs. For general liability and workers' compensation programs, the City is a member of the California Joint Powers Insurance Authority (Authority). The Authority is comprised of 78 Southern California member cities and is organized under a Joint Powers Agreement pursuant to the California Government Code. The purpose of the Authority is to arrange and administer programs of insurance for the pooling of self-insured losses and to purchase excess insurance coverage. Each member city has a representative on the Board of Directors with officers of the Authority being elected annually by the Board Members. General Liability Annual deposits are paid by member cities and are adjusted retrospectively to cover costs. Each member city, including Palm Desert, self-insures for the first $20,000 of each loss. Participating cities then share in claims from $20,000 to $500,000 per loss occurrence. Specific coverage includes comprehensive and general automotive liability, personal injury, contractual liability, errors, omissions and certain other coverage. Separate deposits are collected from the member cities to cover claims between $500,000 and $10,000,000. Excess insurance coverage for claims between $10,000,000 and $50,000,000 has been purchased by the Authority. These deposits are also subject to retrospective adjustment. Workers' Compensation Period deposits are paid by member cities and are adjusted retrospectively to cover costs. Each member city has a specific retention level. The City of Palm Desert has a retention level to $50,000 and pays 100% of all losses incurred under $50,000. The City does not share or pay for losses of other cities under $50,000. Losses between $50,000 and $100,000 are prorated among all participating cities on the basis of each city's total losses under its retention level. Losses between $100,000 and $500,000 are prorated among all participating cities on a payroll basis. Losses in excess of $500,000 are covered by excess insurance purchased by the participating cities, as a part of the pool, to a limit of $10 million. This cost is also prorated on a payroll basis. Estimates for all workers' compensation and general liabilities up to the self-insured levels have been recorded in the General Fund. At June 30, 2005, total estimated workers' compensation and general liability claims payable, including a provision for incurred but not reported claims, were $116,485 and $543,421, respectively. 61 City of Palm Desert Notes to Financial Statements (Continued) Note 13: Risk Management (Continued) Changes in claims liabilities during the past two years are as follows: June 30, 2004 Claims payable - Beginning of Year Incurred c{aims (including IBNR) and changes in estimate Claims payments Claims payable - End of Year $ 1,441,680 270,918 (669,217) $ 1,043,381 June 30, 2005 $ 1,043,381 37,398 (420,873) $ 659,906 Settled claims from General Liability and Workers' Compensation risks have not exceeded commercial insurance coverage for the past three years. Note 14: Deferred Revenues and Unearned Revenues Governmental Activities Major Funds General Fund On March 13, 1997, the Redevelopment Agency (Agency) purchased land from the City for the purpose of developing a second golf course financed by a note in the amount of $2,055,000. The note has no specific due date and carries an interest rate that equates the rate of return the City receives on its investment with the Local Agency Investment Fund (2.85% at June 30, 2005). Recognition of the revenue from the sale has been deferred until it becomes available. On March 13, 1997 and amended on June 4, 1997, the City entered into an agreement with the Palm Desert Recreational Facilities Corporation (Corporation) for the use of property at the City's Golf Resort (Desert Willow). Payment is due when the Corporation's revenues exceed its expenses. At June 30, 2005, the Corporation owed the City rent totaling $468,000, which will be recognized as revenue by the City when the rent is paid by the Corporation. On June 25, 2004, a promissory note for $3,000,000 was issued from the City to the Friends of the Desert Mountains. Any unpaid principal accrues interest at a rate of 4.5% per annum. The entire balance of principal and accrued interest is due June 24, 2007. As of June 30, 2005, $137,219 in interest has been accrued. Recognition of the interest revenue has been deferred until it becomes due. The State of California collects taxes and fees for the City and makes payments to the City at various times. Due to the City's policy of recognizing revenue, the amounts of $397,142 and $173,276 for sales tax and vehicle license fee, respectively, has been deferred. Other amounts reported as unearned revenues include $16,145 in miscellaneous rents. RDA Low Income Housing $128,374 of uncollected interest due from the Palm Desert Development Company in the Low Income Housing Fund of the Agency has been deferred. C:3% City of Palm Desert Notes to Financial Statements (Continued) Note 14: Deferred Revenues and Unearned Revenues (Continued) Other Governmental Funds Special Revenue Funds Loans receivable in the amount of $101,712 for home improvement loans are recorded as deferred in the Community Development Block Grant Fund. $33,709 of grant funds are deemed unearned until expenditures are incurred in the Recycling Fund. $909 of grant funds is deemed unearned until expenditures are incurred in the Public Safety Police Grants Fund. Prepaid rents in the amount of $24,906 from the eight apartment complexes operated by the Palm Desert Housing Authority will be recognized as revenue when earned. Capital Project Funds $689,586 has been deferred for capital reimbursement from a developer for work completed by the City on behalf of the developer. Business-Type Activities The balance of $116,440 represents the unused portions of prepaid golf fees, value of unredeemed gift certificates and unearned rent. Component Unit The balance of $35,600 represents the unused portions of prepaid banquets. Note 15: Other Post-Employment Benefits Plan Description The City offers the Public Employee Retirement Systems (PERS) Health Care Program to its retirees. The City contributes $48 per month to PERS on behalf of each retiree eligible for PERS. In addition, the City will make an additional contribution towards certain retirees' premiums under a program called the Retiree Service Stipend. A retiree will be eligible for the Retiree Service Stipend if: 1. retirement occurs from the City and from PERS simultaneously; 2. the retiree has attained age 50 and has completed 10 or more years of continuous service with the City; and 3. the retiree meets any other requirements as specified in the Retiree Service Stipend. The City provides continued coverage for eligible retirees for the further lifetime of retirees and their spouses and/or eligible dependents, provided the above eligibility criteria are met. Spousal and dependent coverage is provided during the retiree's lifetime only. 63 City of Palm Desert Notes to Financial Statements (Continued) Note 15 Other Post-Employment Benefits (Continued) The percentage of the premium paid by the City on behalf of an eligible retiree is according to the following schedule, based on years of continuous service with the City: Years of Service Less than 10 10 11 12 13 14 15 or more Note 16: Accounting and Funding City Percent 0% 50% 55% 60% 65% 70% 75% The Retiree Service Stipend is not actuarially funded. The assets for the retiree service stipend are accounted for in an agency fund. There were 20 participants in the plan. The premiums paid amounted to $95,857. An actuarial valuation completed for the plan as of Ju1y 1, 2002 indicated the amount of the actuarial liability to current and future liabilities to be $9,761,065. Special Assessment Debt Below is a summary of the changes in the Special Assessment Bonds Payable: Balance at July 1, 2004 1995 Revenue Bonds $ 1,185,000 $ 1997 Revenue Bonds 20,070,000 2003 Assessment Revenue Bonds 4,413,000 AD 98-1 Limited Obligation Refunding Bonds 2,955,000 $ 28,623,000 $ Additions Reduction - $ 425,000 - 870,000 - 163,000 - 1,115,000 Balance at June 30, 2005 $ 760,000 19,200,000 4,250,000 1,840,000 - $ 2,573,000 $ 26,050,000 The City has Special Assessment Bonds Payable issued under the 1911 and 1915 Special Improvement Acts and the 1982 Mello-Roos Community Facilities Act (1982 Bonds). The City has no liability to 1911 Act bondholders until assessments have been collected from the property owner. Such liability is then recorded in the Agency Funds. Therefore, the 1911 Bonds are not recorded as liabilities in the accompanying financial statements. The City also has no liability to the 1915 Act bondholders or the bondholders of bonds issued under the 1982 Mello-Roos Community Facilities Act until assessments are collected on the tax rolls. However, the City may take certain actions to assume secondary liability for all or part of 1915 Act Bonds and the 1982 bonds until such time as foreclosure proceedings are consummated. Special assessment bonds payable, as described below, and are not recorded as long-term liabilities, as these obligations do not constitute a debt or obligation of the City. 64 City of Palm Desert Notes to Financial Statements (Continued) Note 16: Special Assessment Debt (Continued) Assessment District 98-1 The bonds were issued in an original amount of $34,760,000 in December 1998 to finance the acquisition and construction of certain infrastructure improvements with Assessment District No. 98-1 (Canyons at Bighorns) (the District). The bonds are secured by unpaid assessments on parcels within the District. Under the 1915 Act, annual assessments on the unpaid assessments sufficient to meet the scheduled debt service requirements are to be included on the regular county tax bills for the assessed parcels for which there are unpaid assessments. Interest rates vary from 4.60% to 6.05% with interest payable semi-annually on March 2 and September 2 with principal maturing annually on September 2. The remaining bonds were advance refunded in a prior fiscal year through the issuance of the Assessment District 98-1 Limited Obligation Refunding Improvement Bonds. As part of the refunding, the City transferred $8,706,206 from the Capital Projects Fund for Assessment District No. 98-1 (Bighorn) into bond escrow. 1995 Revenue Bonds In September 1995, the Palm Desert Financing Authority issued $7,540,000 of 1995 Revenue Bonds. The proceeds from the revenue bonds were loaned to the Assessment Districts to provide funds to refund in advance $900,000 in Assessment District No. 83-1 Bonds, $5,575,000 in Assessment District 84-1 Refunding Bonds and $3,200,000 in Assessment District No. 87-1 Bonds. These bonds were issued under the 1915 Act to provide funds for capital improvements in the respective assessment districts. Interest rates on the Bonds are paid at a rate of 6.0% with interest payable semi-annually on March 2 and September 2 with principal maturing annually on September 1. Debt Service requirements to maturity are as follows: Year Ending June 30, 2006 2007 2008 2009 Total Principal $ 445,000 95,000 105,000 115,000 $ 760,000 Interest 32,250 16,050 10,050 3,450 $ 61,800 Total $ 477,250 111,050 115,050 118,450 $ 821,800 As of June 30, 2005, the principal amount to be repaid by each assessment district to pay off the loans from the Financing Authority are as follows; Assessment District 84-1 Refunding Assessment District 87-1 Total $ 290,000 520,000 $ 810,000 65 City of Palm Desert Notes to Financial Statements (Continued) Note 16: Special Assessment Debt (Continued) 1997 Revenue Bonds In December 1997, the Palm Desert Financing Authority issued $30,915,OQ0 in 1997 Revenue Bonds. The proceeds were loaned to the Assessment Districts to refund in advance $2,298,980 in Assessment District No. 92-1 Bonds, $11,870,000 in Community Facilities District No. 91-1 (1992 Bonds), $6,945,000 in Assessment District No. 94-1 Bonds and $12,835,000 in Community Facilities District No. 91-1 (1995 Bonds). These bonds were issued under the 1915 Act or the 1982 Mello-Roos Community Facilities Act to provide funds for capital improvements in the respective assessment districts. Debt service requirements to maturity are as follows: Year Ending June 30, 2006 2007 2008 2009 2010 2011-2015 2016-2020 2021 Principal $ 915,000 960,000 1,005,000 1,060,000 1,115,000 6,595,000 6,725,000 825,000 Interest $ 1,078,674 1,030,382 978,789 923,536 864,254 3,265,589 1,134,575 24,750 Total $ 1,993,674 1,990,382 1,983,789 1,983,536 1,979,254 9,860,589 7,859,575 849,750 Total $ 19,200,000 $ 9,300,549 $ 28,500,549 As of June 30, 2005, the principal amount to be repaid by each assessment district to pay off the loans from the Financing Authority are as follows: Assessment District 91-1 Assessment District 92-1 Assessment District 94-1 Total $ 18,618,Q00 26,Q00 38,000 2003 Assessment Revenue Bonds $ 18,682,000 In June 2003, the Palm Desert Financing Authority issued $4,423,OOQ in 2003 Assessment Revenue Bonds. The proceeds were used to purchase three series of limited obligation improvement bonds issued by the City in connection with the financing and refinancing of certain improvements of benefit to property within the City's Assessment District No. 94-2 (Sunterrace), Assessment District No. 94-3 (Merano) and Silver Spur Ranch Utility Undergrounding Assessment District No. 01-01. These bonds were issued under the 1915 Improvement Bond Act to provide funds for public improvements in the respective assessment districts. As of June 30, 2005, the principal amount to be repaid by each assessment district to pay off the loans from the Financing Authority are as follows: Assessment District 94-2 Assessment District 94-3 Assessment District 01-1 Total $ 835,000 1,110,000 2,305,000 $ 4,250,000 .. City of Palm Desert Notes to Financial Statements (Continued) Note 16: Special Assessment Debt (Continued) Debt service requirements to maturity are as follows: Year Ending June 30, 2006 2007 2008 2009 2010 2011-2015 2016-2020 2021-2025 2026-2029 Principal $ 180,000 185,000 185,000 195,000 200,000 1,150,000 880,000 680,000 595,000 Interest $ 194,211 188,729 182,369 175,360 167,704 699,585 456,479 243,851 66,249 Total $ 374,211 373,729 367,369 370,360 367,704 1,849,585 1,336,479 923,851 661,249 Total $ 4,250,000 $ 2,374,537 $ 6,624,537 Assessment District 98-1 Limited Obligation Refunding Improvement Bonds The bonds were issued in an original amount of $2,955,000 in February 2004 to redeem and defease the outstanding limited obligation improvement bonds of Assessment District No. 98-1, which were issued in 1998. The bonds are secured by unpaid assessments on parcels within the District. Under the 1915 Act, annual assessments on the unpaid assessments sufficient to meet the scheduled debt service requirements are to be included on the regular county tax bills for the assessed parcels for which there are unpaid assessments. Interest rates vary from 1.5% to 5.1 % with interest payable semi- annually on March 2 and September 2 with principal maturing annually on September 2. Debt service requirements to maturity are as follows: Year Ending June 30, 2006 2007 2008 2009 2010 2011-2015 2016-2019 Principal $ 105,000 110,000 110,000 110,000 115,000 655,000 635,000 Interest $ 73,413 71,038 68,068 64,795 61,050 231,425 65,748 Total $ 178,413 181,038 178, 068 174, 795 176,050 886,425 700,748 Total $ 1,840,000 $ 635,537 $ 2,475,537 67 City of Palm Desert Notes to Financial Statements (Continued) Note 17: Conduit Debt Obligations 2003 Series A-$22,310,000 Lease Revenue Bonds In December 2003, the Palm Desert Financing Authority (Authority) issued $22,310,000 in Lease Revenue Bonds. The proceeds of the Bonds were used to: i) finance the construction of a County animal shelter and related facilities located in the unincorporated area of Thousand Palms, California; ii) finance construction of certain County medical clinic facilities loca#ed in Mecca, California; iii) refund the Palm Desert Financing Authority Lease Revenue Bonds Series 1996; iv) acquire a debt service reserve insurance policy; v) fund capitalized interest on the bonds; and vi) pay costs of issuance of the bonds. The Authority will lease sites relating to each project from the County of Riverside (County) pursuant to a Site Lease dated as of December 1, 2003 and will lease back to the County the Sites and #he Facilities pursuant to a Facilities Lease dated December 1, 2003. Under the Lease, the County will pay to the Trustee Base Rental Payments in the amount equal to the scheduled debt service of the Bonds. The Authority will assign its right to receive the Base Rental Payments to the Trustee for the benefit of the owners of the bonds. The debt service on the bonds is to be paid solely from lease payments made by the County. The Authority has no obligation to make the debt service payments in the event that the County is not able to make the required base rental payments. As of June 30, 2005, the outstanding amount was $22,045,000 Note 18: Other Disclosures The Palm Desert Recreational Facilities Corporation has a net asset deficit of $407,700, which will be eliminated by increasing revenues through banquet reservations. .: CITY OF PALM DESERT BUDGETARY COMPARISON SCHEDULE GENERALFUND YEAR ENDED JUNE 30, 2005 Budgetary Fund Balance, July 1 Resources (Inflows): Taxes Licenses and permits Intergovernmental revenues Charges for services Fines and forfeitures Use of money and property Miscellaneous revenues Transfers from other funds Amounts Available for Appropriation Charges ta Appropriation (Outflow): General government Public safety Public works Parks, recreation and culture Capital outlay Transfers to other funds Total Charges to Appropriation Budgetary Fund Balance, June 30 Budget Amounts Original Final $ 55,458,419 $ 55,45$,419 29,700,000 932,500 4,068,500 570,000 2,000,000 670,000 1,100,000 94,499,419 30,900,000 932,500 4,06$,500 570,000 2,000,000 670,000 1,100,000 95,699,419 11,388,467 15,345,600 6,678,301 3,864,400 1,100,000 38,376,768 12,725,332 15,067,005 9,33$,091 3,672,478 266,717 1,663,461 42,733,084 Actual Amounts $ 55,458,419 32,464,343 1,631,094 5,604,654 1,442,098 158,011 1,486,830 800,695 1,130,231 100,176,375 11,460,389 14,433,485 6,375,888 2,889,789 266,717 1,451,323 36,877,591 Schedule 1 Variance with Final Budget Positive (Negative) $ - 1,564,343 698,594 1, 536,154 872,098 158,011 (513,170) 130,695 30,231 4,476,956 1,264,943 633,520 2,962,203 782,689 212,138 5,855,493 $ 56,122,651 $ 52,966,335 $ 63,298,784 $ 10,332,449 .• CITY OF PALM DESERT BUDGETARY COMPARISON SCHEDULE PROP A FIRE TAX - SPECIAL REVENUE FUND YEAR ENDED JUNE 30, 2005 Budgetary Fund Balance, July 1 Resources (Inflows): Taxes Charges for services Use of money and property Transfers from other funds Amounts Available for Appropriation Charges to Appropriation (Outflow): General government Public safety Capitaf Outlay Total Charges to Appropriation Budgetary Fund Balance, June 30 Budget Amounts Original Final $ 2,648,315 $ 2,648,315 4,800,000 1,100,000 8,548,315 1,420,000 34,000 728,605 4,830,920 6,562,000 6,562,000 6,562,000 6,562,000 Actual Amounts $ 2,648,315 1,963,929 5,594 45,753 757,000 5,420,591 4,046,277 207,036 4,253,313 Schedule 2 Variance with Final Budget Positive (Negative) $ - 543,929 5,594 11,753 28,395 589,671 2,515,723 (207,036) 2,308,687 $ 1,986,315 $ (1,731,080) $ 1,167,278 $ 2,898,358 70 CITY OF PALM DESERT Note to Reqaired Supplementary Information June 30, 2005 Budgets and Budgetary Accounting The City uses the following procedures in establishing the budgetary data reported in the financial statements: 1. Before the beginning of the fiscal year, the City Manager submits to the City Council a proposed budget for the year commencing the following July 1. 2. Public hearings are conducted to obtain taxpayer comments. 3. The budget is subsequently adopted through passage of a resolution. 4. Expenditures for the General Fund cannot exceed amounts budgeted at the departmental level, which is the legal level of control. For other funds, expenditures cannot exceed the total amount budgeted for each fund, which is the legal level of control. The City Manager is authorized to transfer appropriations (without council approval) between an object of a General Fund Department and within total fund appropriations for other funds. The City Council approves all other changes. Annual appropriation amounts lapse at year-end. 5. Encumbrances and continuing appropriations are rebudgeted as of July 1 by Council action. Annual budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America for all governmental funds except for certain special revenue funds and capital projects funds, which adopt project- length budgets and debt service funds that are not budgeted as effectively budgetary control is achieved through debt indenture provisions. The following special revenue funds had legally adopted budgets during the current fiscal year: Prop A Fire Tax Traffic Safety Gas Tax Housing Mitigation Fees Community Development Block Grant EI Paseo Assessment District City-Wide Business License Landscape and Lighting Districts No. 1- 15 71 GENERAL FUND The General Fund is used to account for all financial resources traditionally associated with government, except those required to be accounted for in another fund. It is the primary operating fund that includes the operating budgets for all the departments and the majority of the City's tax revenues. 72 CITY OF PALM DESERT BUDGETARY COMPARISON SCHEDULE BY DEPARTMENT GENERAL FUND YEAR ENDED JUNE 30, 2005 Budgetary Fund Balance, July 1 Resources (Inflows): Taxes: Property taxes Property transfer tax Timeshare mitigation fee Sales tax Business license tax Job valuation fees Transient occupancy tax Franchises Penalties and interest on taxes Total Taxes Licenses and Permits: Building permits Grading permits Valet parking permits Encroachment permits Miscellaneous permits Business regulatory permits Total Licenses and Permits Intergovernmental Revenues: State grants Motor vehicle in-lieu fees Off highway in-lieu fees Monthly parking bail Reimbursement RDA costs Other reimbursements Total Intergovernmental Revenues Charges for Services: Subdivision fees Zoning fees Plan check fees Sale of maps and publications Microfilm fees Otherfees Total Charges for Services Fines and Forfeitures: Vehicle code fines Municipal court fines Total Fines and Forfeitures Budget Amounts Actual Original Final Amounts $ 55,458,419 $ 55,458,419 $ 55,458,419 3,400,000 450,000 450,000 14,700,000 1,000,000 7,350,000 2,350,000 29,700,000 3,400,000 450,000 450,000 15,900,000 1,000,000 7,350,000 2,350,000 30,900,000 4,003,585 1,099,665 526,271 15,453,148 1,154,143 36,166 7,715,624 2,439,134 36,607 32,464,343 932,500 932,500 2,798,000 1,270,500 4,068,500 570,000 570,000 73 932,500 932,500 2,798,000 1,270,500 4,068,500 570,000 570,000 1,406,692 39,832 475 99,664 15,240 69,191 1,631,094 43,308 3,710,562 1,694 18,795 1,141,598 688,697 5,604,654 603,012 85,086 701,215 13,102 37,623 2,060 1,442,098 74,353 83,658 158,011 Schedule 3 Variance with Final Budget Positive (Negative) $ - 603,585 649,665 76,271 (446,852) 154,143 36,166 365,624 89,134 36,607 1,564,343 474,192 39,832 475 99,664 15,240 69,191 698,594 43,308 912,562 1,694 18,795 1,141,598 (581,803) 1,536,154 603,012 85,086 131,215 13,102 37,623 2,060 872,098 74,353 83,658 158,011 CITY OF PALM DESERT BUDGETARY COMPARISON SCHEDULE BY DEPARTMENT GENERALFUND YEAR ENDED JUNE 30, 2005 Use of Money and Property: Interest income Interest on advances Interest on notes receivable Total Use of Money and Property Other Revenues: Code compliance St�ong motion instrument fee Special investigation fee Certificate of compliance fee Nuisance abatement tax Abandoned vehicle abatement Rental income Other revenue Total Other Revenues Transfers from other funds Amounts Available for Appropriation Charges to Appropriation (Outflow): General Government - Departmental: City council City clerk Legislative advocacy Elections City attorney Legal special services City manager Community services Finance Auditing Human resources General services Data processing Unemployment insurance Insurance Community promotions Code enforcement Community development Art committee Marketing Total General Government - Departmental General Government - Nondepartmental: Contributions to other agencies Budget Amounts Original Final $ 2,000,000 $ 2,000,000 2,000,000 670,000 670,000 1,100,000 2,000,000 670,000 670,000 1,100,000 Actual Amounts $ 637,923 732,911 115,996 1,486,830 90,193 14,133 4,947 2,800 12,816 34,238 443,163 198,405 800,695 1,130,231 94,499,419 95,699,419 100,176,375 261,410 374,650 53,000 61,600 144,000 345,000 672,350 1,431,100 1,274,825 50,000 752,800 396,700 855,150 522,500 1,745,300 895,673 895,909 10,731,967 258,988 396,538 53,000 61,600 144,000 358,700 722,407 1,431,100 1,313,308 54,740 754,800 1,154,688 735,355 13,750 522,500 1,880,536 921,528 1,226,034 12,003,572 248,952 394,141 41,963 45,015 144,000 358,631 722, 392 1,307,071 1,307,508 43,563 652,629 1,120,103 703,056 13,730 93,327 1,616,071 840,073 1,086,484 10,738,709 656,500 74 721,760 721,680 Schedule 3 Variance with Final Budget Positive (Negative) $ (1,362,077) 732,911 115,996 (513,170) 90,193 14,133 4,947 2,800 12,816 34,238 443,163 (471,595) 130,695 30,231 4,476,956 10,036 2,397 11,037 16,585 69 15 124,029 5,800 11,177 102,171 34,585 32,299 20 429,173 264,465 81,455 139,550 1,264,863 � CITY OF PALM DESERT BUDGETARY COMPARISON SCHEDULE BY DEPARTMENT GENERALFUND YEAR ENDED JUNE 30, 2005 Public Safety: Police services Animal regulation Nuisance abatement Demolition Traffic safety Development services Building and safety Total Public Safety Public Works: Administration Street maintenance Street resurfacing Curb and gutter Cross cutter Tie in paving Stripping Corporate yard Equipment Building maintenance Portola cammunity center Storm water permit Total Public Works Parks, Recreation and Culture: Park maintenance Civic center park Landscape service Visitors center Total Parks, Recreation and Culture Capital Outlay: Departmental capital outlay Land purchase Total Capital Outlay Transfers to other funds Total Charges to Appropriation Budgetary Fund Balance, June 30 Budget Amounts Original Final $ 11,508,700 $ 11,208,700 190,000 190,000 618,000 540,377 603,300 592,328 2,425,600 2,535,600 15,345,600 15,067,005 2,508,301 1,690,200 1,300,000 170,000 35,000 77,500 70,800 260,000 451,900 74,600 40,000 6,678,301 2,732,056 1,646,638 3,506,623 259,950 86,115 35,000 175,764 69,445 260,000 451,900 74,600 40,000 9,338,091 1,240,800 1,683,500 563,600 376,500 3,864,400 � 1,100,000 38,376,768 $ 56,122,651 75 1,252,579 1,413,114 630,747 376,038 3,672,478 266,717 266,717 1,663,461 42,733,084 $ 52,866,335 Actual Amounts $ 11,115,388 84,630 343,359 592,294 2.297,814 14,433,485 2,506,688 1,558,970 1,375,409 56,389 39,812 3,600 100,652 34,381 210,516 412,092 65,526 11,853 6,375,888 945,955 1,016,302 600,464 327,068 2,889,789 266,717 266,717 1,451,323 36,877,591 $ 63,298,784 Schedule 3 Variance with Final Budget Positive (Negative) $ 93,312 105,370 197,018 34 237,786 633,520 225,368 87,668 2,131,214 203,561 46,303 31,400 75,112 35,064 49,484 89,808 9,074 28,147 2,962,203 306,624 396,812 30,283 48,970 782,689 212,138 5,855,493 $ 10,332,449 THIS PAGE INTENTIONALLY LEFT BLANK 76 CITY OF PALM DESERT COMBINING BALANCE SHEET OTHER GOVERNMENTAL FUNDS JUNE 30, 2005 Assets: Pooled cash and investments Receivables: Accounts Interest Loans Prepaid costs Due from other governments Advances to other funds Restricted assets: Cash and investments with fiscal agents Total Assets and Other Debits Liabilities and Fund Balances: Liabilities: Accounts payable Accrued liabilities Unearned revenues Deferred revenues Deposits payable Total Liabiiities Fund Balances: Reserved: Reserved for encumbrances Reserved for continuing appropriation Reserved for prepaid costs and deposits Reserved for advances to other funds Unreserved: Designated for capital outlay Designated for special revenue purposes Total Fund Balances Total Liabilities and Fund Balances Special Revenue $ 36,019,799 156,146 40,870 101,712 348 1,185,142 654,000 311,919 $ 38,469,936 $ 998,783 92,295 59, 524 101,712 311,916 1,564,230 1,406,147 13,874,753 348 654,000 20,970,458 36,905,706 $ 38,469,936 77 Capital Projects $ 21,628,477 737,832 13,744 131 2,576,163 12,765,000 5,927,423 $ 43,648,770 $ 1,368,004 1,468 689,586 67,683 2,126,741 2,113,760 7,861,881 131 12,765,000 18,781,257 41,522,029 $ 43,648,77Q Schedule 4 Total Other Governmental Funds $ 57,648,276 893,978 54,614 101,712 479 3,761,305 13,419,000 6,239,342 $ 82,118,706 $ 2,366,787 93,763 59, 524 791,298 379,599 3,690,971 3,519,907 21,736,634 479 13,419,000 18,781,257 20,970,458 78,427,735 $ 82,118,706 CITY OF PALM DESERT COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OTHER GOVERNMENTAL FUNDS YEAR ENDED JUNE 30, 2005 Revenues: Taxes Special assessments collected Licenses and permits Intergovernmental revenues Rental income Charges for services Use of money and property Fines and forfeitures Miscellaneous Total Revenues Special Revenue $ 5,578,472 227,848 2,311,542 4,418,190 16,158 630,459 165,764 848,980 14,197,413 Capital Projects $ - 425,460 3,147,841 881,045 124,547 4,578,893 Expenditures: Current: General government Public safety Public works Capital outlay Debt service: Principal retirement Total Expenditures Excess (Deficiency) of Revenues Over (Under) Expenditures Other Financing Sources (Uses): Transfers in Transfers out Sale of property Total Other Financing Sources (Uses) Net Change in Fund Balances Fund Balances, Beginning of Year Fund Balances, End of Year 7,483,872 87,974 446,572 1,803,839 9,822,257 4,375,156 614,699 (1,197,283) 17,459 (565,125) 3,810,031 33,095,675 $ 36,905,706 78 469,662 484,331 6,634,731 4,150,716 11,739,440 (7,160,547) 4,618,945 2,812,910 7,431,855 271,308 41,250,721 $ 41,522,029 Schedule 5 Total Other Governmental Funds $ 5,578,472 227,848 425,460 5,459,383 4,418,190 16,158 1,511,504 165,764 973,527 18,776,306 7,953,534 87,974 930,903 8,438,570 4,150,716 21,561,697 (2,785,391) 5,233,644 (1,197,283) 2,830,369 6,$66,730 4,081,339 74,346,396 $ 78,427,735 OTHER GOVERNMENTAL FUNDS - SPECIAL REVENUE Special Revenue Funds are used to account for proceeds of specific revenue sources other than expendable trust that are legally restricted to expenditures for specific purposes. Traffic Safetv Fund - Traffic and court fines are collected in these funds. A transfer from this Fund to the General Fund is made at the end of the fiscal year by council action to be applied toward the eligible expenditures permitted by law. Gas Tax Fund - Portions of the tax rate per gallon levied by the State of California on ali gasoline purchases are allocated to cities throughout the State. These funds are restricted to expenditure for transit and street-related purposes. Measure A Fund - In 1988, Riverside County voters approved a half-cent sales tax, known as Measure A, to fund a variety of highway improvements, local street and road maintenance, commuter assistance and specialized transit projects. This fund is used to collect this tax, and pursuant to the provision of Measure A(Ordinance No. 88-1 of the County of Riverside) it is restricted for local street and road expenditures only. Housina Mitiqation Fee Fund - This fund is used to account for fees collected from construction of commercial and office buildings for low and moderate income mitigation purposes. At the end of the fiscal year, a transfer is made by council action to transfer funds collected during the fiscal year to the Redevelopment Fund to be used strictly for projects and programs that benefit the low and moderate income households. Communitv Development Block Grant Fund - This fund is used to account for the receipts and expenditures of CDBG funds received from the U.S. Department of Housing and Urban Development. New Construction Tax Fund - This fund is used to account for tax collected upon application to the City for a building permit from every person/entity for the construction of any new building, addition or trailer space in the city according to a fee schedule. Its use is restricted for the acquisition and development of public facilities such as parks, playgrounds and public structures. Planned Drainaqe Fund - This fund is used to account for off-site drainage fees based on an established fee schedule collected prior to approval of the final map in the case of land being subdivided or prior to the issuance of a building permit in the case of construction or improvement of subdivided land. Park and Recreation Facilities Fund - This fund is used to account for fees collected for residential and subdivision developments collected either at the time grading permits are paid or prior to the approval of the final map. Its use is restricted for expenditures related to park development, maintenance and equipment. 79 OTHER GOVERNMENTAL FUNDS - SPECIAL REVENUE (CONTINUED) Traffic Siqnals Fund - This fund is used to account for fees collected for residential, commercial and industrial developments either at the time grading permits are paid or prior to the approval of the final map. Its use is restricted for expenditures related to the acquisition and maintenance of traffic signals. Recvclinq Fund - This fund is used to account for resources resulting from lower landfill tipping fees of $8.50 per ton, which took effect in July 1996. Due to limited landfill resources, it will be used for the implementation of appropriate long-range plans to be determined by the City Council for municipal solid waste disposal. Public Safetv Police Grants Fund - This fund is used to account for grants received from the U.S. Department of Justice under the Local Law Enforcement Block Grants Program for the purpose of purchasing equipment related to public safety. Library Foundation Fund - This fund is used to account for resources set aside for the specific purpose of purchasing library books and materials for the Multi-Agency Library Foundation, a non-profit entity. EI Paseo Assessment District Fund - This fund is used to collect assessments on all business establishments located within the boundaries set for the EI Paseo parking and business improvement area based on a fee schedule established for the various types of businesses. Collections are made in the same manner and at the same time as the City business license fees. Proceeds from all charges are used for the promotion of business activities in the area. Air Qualitv Manaqement Fund - This fund accounts for receipts from South Coast Air Quality Management District, one-third of which is disbursed to the Coachella Valley Association of Governments. The remaining two-thirds are spent for programs that promote the goal of attaining Federal and State air quality standards. Citv-Wide Business License Fund - This fund accounts for receipts received from the College of the Desert Alumni Association Fair collected from all street fair vendors at $2.00 per day for each space. Fifty percent of the proceeds are spent for city-wide business promotion and the other fifty percent is transferred to the General Fund for partial business licensing cost recovery. Various Landscape and Liqhtinq District Funds - These funds are used to account for expenditures and receipts of property taxes and service fees levied to the property owners in the various landscaping and lighting districts, which were formed to provide landscaping and street lighting maintenance. Individual landscaping and lighting funds are set up for Districts No. 1 through 15. AIPP Maintenance Fund - This fund is used to account for monies set aside to maintain the artwork in the City of Palm Desert. :� OTHER GOVERNMENTAL FUNDS - SPECIAL REVENUE (CONTINUED) Child Care Proqram Fund - This fund is used to collect funds from developers for the purpose of providing child care programs. Golf Course Maintenance Fund - This fund is used to offset the cost of capital improvements, equipment purchases, perimeter maintenance, pay off assessments and other nonrecurring costs that wili arise as a result of the new Desert Willow Golf Course Resort. Funding sources for the Golf Course Maintenance Fund are collections from the IROC time-share project. Redevelopment Aaencv Housina Authoritv Fund - This fund is used to account for revenues and expenditures related to rental units owned by the Housing Authority. 81 CITY OF PALM DESERT COMBINING BALANCE SHEET NONMAJOR SPECIAL REVENUE FUNDS JUNE 30, 2005 Housing M itigation Traffic Safety Gas Tax Measure A Fee Assets: Pooled cash and investments $ - $ - $ 4,942,951 $ - Receivables: Accounts - - - - I nterest - - - - Loans - - - - Prepaid costs - - - - Due from other governments 15,068 85,390 947,101 - Advances to other funds - - - - Restricted assets: Cash and investments with fiscal agents - - - - Total Assets $ 15,068 $ 85,390 $ 5,890,052 $ - Liabilities and Fund Balances: Liabilities: Accounts payable $ - $ - $ 49,609 $ - Accrued liabilities - - - - Unearned revenues - - - - Deferred revenues - - - - Deposits payable - - - - Total Liabilities - - 49,609 - Fund Balances: Reserved: Reserved for encumbrances - - 412,774 - Reserved for continuing appropriation - - 2,541,335 - Reserved for prepaid costs and deposits - - - - Reserved for advances to other funds - - - - Unreserved: Designated for special revenue purposes 15,068 85,390 2,886,334 - Total Fund Balances 15,068 85,390 5,840,443 - Total Liabilities and Fund Balances $ 15,068 $ 85,390 $ 5,890,052 $ - 82 Schedule 6 Community New Park and Development Construction Planned Recreation Traffic Block Grant Tax Drainage Facilities Signals Recycling $ 40,496 $ 5,465,977 $ 5,371,755 $ 3,389,396 $ 968,007 $ 4,615,403 - - - - - 137,252 101,712 - - - - - 119,348 - - - - 1,926 - 654,000 - - - - $ 261,556 $ 6,119,977 $ 5,371,755 $ 3,389,396 $ 968,007 $ 4,754,581 $ 92,151 101,712 193,863 $ 335,754 $ 335,754 26,510 $ 26,510 - $ - $ 29,077 33,709 62,786 120,703 161,501 151,442 34,803 - 97,972 - 4,094,398 3,700,601 2,271,674 631,966 634,779 - 654,000 - - - - (53,010) 874,324 1,493,202 1,082,919 336,041 3,959,044 67,693 5,784,223 5,345,245 3,389,396 968,007 4,691,795 $ 261,556 $ 6,119,977 $ 5,371,755 $ 3,389,396 $ 968,007 $ 4,754,581 83 CITY OF PALM DESERT COMBINING BALANCE SHEET NONMAJOR SPECIAL REVENUE FUNDS JUNE 30, 2005 Public EI Paseo Air Safety Police Library Assessment Quality Grants Foundation District Management Assets: Pooled cash and investments $ 27,159 $ 5,257 $ 39,012 $ 84,017 Receivables: Accounts - - - 13,180 Interest - - - - Loans - - - - Prepaid costs - - 348 - Due from other governments - - - - Advances to other funds - - - - Restricted assets: Cash and investments with fiscal agents - Total Assets $ 27,159 $ Liabilities and Fund Balances: Liabilities: Accounts payable $ 11,634 $ Accrued liabilities - Unearned revenues 909 Deferred revenues - Deposits payable - Total Liabilities 12,543 Fund Balances: Reserved: Reserved for encumbrances - Reserved for continuing appropriation - Reserved for prepaid costs and deposits - Reserved for advances to other funds - Unreserved: Designated for special revenue purposes 14,616 Total Fund Balances 14,616 Total Liabilities and Fund Balances $ 27,159 $ 5,257 $ 39,360 $ 97,197 - $ 4,015 $ 5,931 - 4,015 5,931 - 348 - 5,257 34,997 91,266 5,257 35,345 91,266 5,257 $ 39,360 $ 97,197 84 Schedule 6 City Wide Landscape Business and Lighting AIPP License Districts No. 1-15 Maintenance $ 84,078 $ 406,860 $ 226,562 $ 1,864 - - - 16,309 - $ $ $ 85,942 $ - $ 85,942 85,942 85,942 $ 423,169 $ 22,563 $ 22,563 9,878 390,728 400,606 423,169 $ 226,562 $ 12,518 $ 12,518 54,500 159,544 214,044 226,562 $ Child Care Golf Course Program Maintenance 128,287 $ 2,759,512 128,287 $ 2,759,512 14,080 $ 51,465 14,080 51,465 - 54,009 114,207 2,654,038 114,207 2,708,047 128,287 $ 2,759,512 85 CITY OF PALM DESERT COMBINING BALANCE SHEET NONMAJOR SPECIAL REVENUE FUNDS JUNE 30, 2005 Assets: Pooled cash and investments Receivables: Accounts Interest Loans Prepaid costs Due from other governments Advances to other funds Restricted assets: Cash and investments with fiscal agents Total Assets Liabilities and Fund Balances: Liabilities: Accounts payable Accrued liabilities Unearned revenues Deferred revenues Deposits payable Total Liabilities Fund Balances: Reserved: Reserved for encumbrances Reserved for continuing appropriation Reserved for prepaid costs and deposits Reserved for advances to other funds Unreserved: Designated for special revenue purposes Total Fund Balances Total Liabilities and Fund Balances Redevelopment Agency Housing Authority $ 7,465,070 3,850 40,870 311,919 $ 7,821,709 $ 343,476 92,295 24,906 311,916 772,593 308,565 6,740,551 7,049,116 $ 7,821,709 Total Non-Major Special Revenue Funds $ 36,019,799 156,146 40,870 101,712 348 1,185,142 654,000 311,919 $ 38,469,936 $ 998,783 92,295 59,524 101,712 311,916 1,564,230 1,406,147 13,874,753 348 654,000 20,970,458 36,905,706 $ 38,469,936 :. THIS PAGE INTENTIONALLY LEFT BLANK 87 CITY OF PALM DESERT COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR SPECIAL REVENUE FUNDS YEAR ENDED JUNE 30, 2005 Revenues: Taxes Special assessments collected Intergovernmental revenues Rental income Charges for services Use of money and property Fines and forfeitures Miscellaneous Total Revenues Expenditures: Current: General government Public safety Public works Capital outlay Total Expenditures Excess (Deficiency) of Revenues Over (Under) Expenditures Other Financing Sources (Uses): Transfers in Transfers out Sale of property Total Other Financing Sources (Uses) Net Change in Fund Balances Fund Balances, Beginning of Year Fund Balances, End of Year Traffic Safety $ - $ 356 1,881 165,764 168,001 Housing Mitigation is Tax Measure A Fee - $ 2,385,026 $ 145,031 860,221 554,830 - 2,129 7,295 214 8,249 76,519 1,424 870,599 3,023,670 146,669 - - 1,110,423 - - - 1,110,423 - 168,001 (184,239) 870,599 1,913,247 146,669 (866,375) - (146,669) (184,239) (866,375) - (16,238) 4,224 1,913,247 31,306 81,166 3,927,196 $ 15,068 $ 85,390 $ 5,840,443 $ (146,669) :: Schedule 7 Community New Park and Development Construction Planned Recreation Traffic Block Grant Tax Drainage Facilities Signals Recycling $ - $ 570,486 $ 389,685 $ 1,071,648 $ 162,437 $ - 588,527 - - - - 119,216 - - - 6,156 - - 6,944 95,628 95,377 55,218 15,053 81,791 96,952 10,426 21,333 - 5,201 564,167 692,423 676,540 506,395 1,133,022 182,691 765,174 641,641 641,641 50,782 397,196 397,196 279,344 563,461 130,597 130,597 7,125 7,125 375,798 1,125,897 27,000 27,000 155,691 450,790 450,790 314,384 - 563,461 - - - - 50,782 842,805 375,798 1,125,897 155,691 314,384 16,911 4,941,418 4,969,447 2,263,499 812,316 4,377,411 $ 67,693 $ 5,784,223 $ 5,345,245 $ 3,389,396 $ 968,007 $ 4,691,795 :• CITY OF PALM DESERT COMBINING STATEMENT OF REVENUES EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR SPECIAL REVENUE FUNDS YEAR ENDED JUNE 30, 2005 Revenues: Taxes Special assessments collected Intergovernmentai revenues Rental income Charges for services Use of money and property Fines and forfeitures Miscellaneous Total Revenues Expenditures: Current: General government Public safety Public works Capital outlay Total Expenditures Excess (Deficiency) of Revenues Over (Under) Expenditures Other Financing Sources (Uses): Transfers in Transfers out Sale of property Total Other Financing Sources (Uses) Net Change in Fund Balances Fund Balances, Beginning of Year Fund Balances, End of Year Public EI Paseo Air Safety Police Library Assessment Quality Grants Foundation District Management $ - $ - $ - $ - - - 227,848 - 136,310 - - 52,438 - - - 8 1,102 - 65 2,835 1,282 - - - 138,694 - 227,913 55,281 87,974 51,919 139,893 210,180 210,180 23,598 79,579 103,177 (1,199) 17,459 17,459 16,260 (1,644) $ 14,616 $ - 17,733 (47,896) - 17,733 (47,896) 5,257 17,612 139,162 5,257 $ 35,345 $ 91,266 .� Schedule 7 City Wide Landscape Business and Lighting AIPP Child Care Golf Course License Districts No. 1-15 Maintenance Program Maintenance $ 46,278 $ 475,575 $ - $ - $ 332,306 1,234 2,869 4,413 2,744 50,014 - - 12,51$ - - 47,512 478,444 16,931 2,744 382,320 25,000 25,000 22,512 $ 22,512 63,430 85,942 $ 446, 572 446,572 31,872 51,238 67,026 67,026 (50,095) 49,080 49, 080 (46,336) 447,402 447,402 (65,082) 51,238 - - - 83,110 (50,095) (46,336) (65,082) 317,496 264,139 160,543 2,773,129 400,606 $ 214,044 $ 114,207 $ 2,708,047 91 CITY OF PALM DESERT COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR SPECIAL REVENUE FUNDS YEAR ENDED JUNE 30, 2005 Revenues: Taxes Special assessments collected Intergovernmental revenues Rental income Charges for services Use of money and property Fines and forfeitures Miscellaneous Total Revenues Expenditures: Current: General government Public safety Public works Capital outlay Total Expenditures Excess (Deficiency) of Revenues Over (Under) Expenditures Other Financing Sources (Uses): Transfers in Transfers out Sale of property Total Other Financing Sources (Uses) Net Change in Fund Balances Fund Balances, Beginning of Year Fund Balances, End of Year Redevelopment Agency Housing Authority � $ 4,418,190 127,099 137,101 4,682,390 5,569,155 5,569,155 (886,765) (886,765) 7,935,881 7, 049,116 Schedule 7 Total Non-Major Special Revenue Funds $ 5,578,472 227,848 2,311,542 4,418,190 16,158 630,459 165,764 848,980 14,197,413 7,483,872 87,974 446,572 1,803,839 9,822,257 4,375,156 614,699 (1,197,283) 17,459 (565,125) 3,810,031 33,095,675 $ 36,905,706 92 CITY OF PALM DESERT BUDGETARY COMPARISON SCHEDULE TRAFFIC SAFETY YEAR ENDED JUNE 30, 2005 Budgetary Fund Balance, July 1 Resources (Inflows): Charges for Services Use of money and property Fines and forfeitures Amounts Available for Appropriation Charges to Appropriation (Outflow): Transfers to other funds Total Charges to Appropriation Budgetary Fund Balance, June 30 Budget Amounts Original Final $ 31,306 $ 31,306 5,000 200,000 236,306 2,000 120,000 153,306 205,000 205,000 205,000 205,000 Actual Amounts $ 31,306 356 1,881 165,764 199,307 184,239 184,239 Schedule 8A Variance with Final Budget Positive (Negative) $ - 356 (119) 45,764 46,001 20,761 20,761 $ 31,306 $ (51,694) $ 15,068 $ 66,762 93 CITY OF PALM DESERT BUDGETARY COMPARISON SCHEDULE GAS TAX YEAR ENDED JUNE 30, 2005 Budgetary Fund Balance, July 1 Resources (Inflows): Intergovernmental Charges for Services Use of money and property Amounts Available for Appropriation Charges to Appropriation (Outflow): Transfers to other funds Total Charges to Appropriation Budgetary Fund Balance, June 30 Budget Amounts Original Final $ 81,166 $ 81,166 880,000 15,000 976,166 895,000 895,000 880,000 15,000 976,166 895,000 895,000 Actual Amounts $ 81,166 $ 81,166 $ 81,166 $ 94 860,221 2,129 8,249 951,765 866,375 866,375 85,390 Schedule 8B Variance with Final Budget Positive (Negative) $ - (19,779) 2,129 (6,751) (24,401) 28,625 28,625 $ 4,224 CITY OF PALM DESERT BUDGE7ARY COMPARISON SCHEDULE HOUSING MITIGATION FEES YEAR ENDED JUNE 30, 2005 Budgetary Fund Balance, July 1 Resources (Inflows): Taxes Charges for Services Use of money and property Amounts Available for Appropriation Charges to Appropriation (Outflow): Transfers to other funds Total Charges to Appropriation Budgetary Fund Balance, June 30 Budget Amounts Original Final $ - $ - 30,000 30,000 2,500 2,500 32,500 32,500 Actual Amounts $ - 145,031 214 1,424 146,669 32,500 146,700 32,500 146,700 $ - $ (114,200) $ 95 146,669 146,669 Schedule 8C Variance with Final Budget Positive (Negative) $ - 115,031 214 (1,076) 114,169 31 31 - $ 114,200 CITY OF PALM DESERT BUDGETARY COMPARISON SCHEDULE COMMUNITY DEVELOPMENT BLOCK GRANT YEAR ENDED JUNE 30, 2005 Budgetary Fund Balance, July 1 Resources (Inflows): Intergovernmental Use of money and property Other Amounts Available for Appropriation Charges to Appropriation (Outflow): General government - nondepartmental Total Charges to Appropriation Budgetary Fund Balance, June 30 Budget Amounts Original Final $ 16,911 $ 16,911 400,000 416,911 400,000 400,000 400,000 416,911 762,376 762,376 Actual Amounts $ 16,911 $ 16,911 $ (345,465) $ .� 588,527 6,944 96,952 709,334 641,641 641,641 67,693 Schedule 8D Variance with Final Budget Positive (Negative) $ - 188,527 6,944 96,952 292,423 120,735 120,735 $ 413,158 CITY OF PALM DESERT BUDGETARY COMPARISON SCHEDULE EL PASEO ASSESSMENT DISTRICT YEAR ENDED JUNE 30, 2005 Budgetary Fund Balance, July 1 Resources (Inflows): Special assessments collected Use of money and property Amounts Available for Appropriation Charges to Appropriation (Outflow): General government - nondepartmental Total Charges to Appropriation Budgetary Fund Balance, June 30 Budget Amounts Original Final $ 17,612 $ 17,612 200,000 217,612 200,000 217,612 200,000 200,000 $ 17,612 97 220,000 220,000 $ (2,388) Actual Amounts $ 17,612 227,848 65 245,525 210,180 210,180 $ 35,345 Schedule 8E Variance with Final Budget Positive (Negative) $ - 27,848 65 27,913 $ 9,820 9,820 37,733 CITY OF PALM DESERT BUDGETARY COMPARISON SCHEDULE CITY-WIDE BUSINESS LICENSE YEAR ENDED JUNE 30, 2005 Budgetary Fund Balance, July 1 Resources (Inflows): Taxes Use of money and property Amounts Available for Appropriation Charges to Appropriation (Outflow): General government - nondepartmental Total Charges to Appropriation Budgetary Fund Balance, June 30 Budget Amounts Original Final $ 63,430 $ 63,430 50,000 1,000 114,430 50,000 1,000 114,430 51,000 51,000 51,000 51,000 Actual Amounts $ 63,430 46,278 1,234 110,942 25,000 25,000 Schedule 8F Variance with Final Budget Positive (Negative) $ - (3,722) 234 (3,488) 26,000 26,000 $ 63,430 $ 63,430 $ 85,942 $ 22,512 .; CITY OF PALM DESERT BUDGETARY COMPARISON SCHEDUL.E LANDSCAPE AND LIGHTING DISTRICTS NO. 1-15 YEAR ENDED JUNE 30, 2005 Budgetary Fund Balance, July 1 Resources (Inflows): Taxes Use of money and property Transfers from other funds Amounts Available for Appropriation Charges to Appropriation (Outflow): Public works Total Charges to Appropriation Budget Amounts Original Final $ 317,496 $ 317,496 489,792 58,784 866,072 489,792 58,784 866,072 545,031 545,031 562,$93 562,893 Actual Amounts $ 317,496 475,575 2,869 51,238 847,178 446,572 446,572 Schedule 8G Variance with Final Budget Positive (Negative) $ - (14,217) 2,869 (7,546) (18,894) 116,321 116,321 Budgetary Fund Balance, June 30 $ 321,041 $ 303,179 $ 400,606 $ 97,427 . .� THIS PAGE INTENTIONALLY LEFT BLANK 100 OTHER GOVERNMENTAL FUNDS - CAPITAL PROJECTS Capital Projects Funds are used to account for the acquisition and construction of major capital facilities, except for those financed by certain Special Revenue and Enterprise funds. Arts in Public Places Fund - This fund is used to account for fees collected from residential, commercial and public facilities development except for street and drainage projects. Its use is restricted for acquisition, installation, improvement and maintenance of artwork to be displayed in the City, the administration of the program and community public art education programs. Capital Proiects Reserve Fund - This fund is used to account for resources and expenditures for capital improvement projects that are related to the acquisition and development of public facilities, infrastructure and equipment. Drainaae Facilities Fund - This fund is used to account for resources and expenditures for planned capital improvement projects that are under the Master Drainage Plan. Park and Recreational Facilities Fund - This fund is used to account for resources and expenditures for capital improvement projects that are related to park development, maintenance and equipment. Siqnalization Fund - This fund is used to account for resources and expenditures for capital improvement projects that are related to the acquisition and maintenance of traffic signals. Buildinps Fund - This fund is used to account for resources and expenditures for capital improvement projects that are related to the improvement and maintenance of public facilities and structures. Library Fund - This fund is used to account for resources and expenditures for capital improvement projects that are related to the purchase of library resources for the Multi-Agency Library. CFD Indian Ridqe Fund - This fund is used to account for the construction of public improvements from bond proceeds Series A resulting from the creation of this District. Special Assessment District Funds - This fund is used to account for the construction of public improvements from proceeds resulting from the creation of various assessment Districts. Assessment District No. 94-2 Sunterrace Assessment District No. 94-3 Merano Assessment District No. 98-1 Bighorn Town Center Parkinp Lot - This fund is used to account for resources and expenditures for construction of a two-story parking lot at the Westfield Shopping Center. Silver Saur Ranch Fund - This fund is used to account for the construction of public improvements from bond proceeds resulting from the creation of this District. 101 CITY OF PALM DESERT COMBINING BALANCE SHEET NONMAJOR CAPITAL PROJECTS FUNDS JUNE 30, 2005 Assets: Pooled cash and investments Receivables: Accounts Interest Prepaid costs Due from other governments Advances to other funds Restricted assets: Cash and investments with fiscal agents Total Assets Liabilities and Fund Balances: Liabilities: Accounts payable Accrued liabilities Deferred revenues Deposits payable Total Liabilities Fund Balances: Reserved: Reserved for encumbrances Reserved for continuing appropriation Reserved for prepaid costs and deposits Reserved for advances to other funds Unreserved: Designated for capital outlay Total Fund Balances Total Liabilities and Fund Balances Arts In Public Places $ 1,818,978 131 $ 1,819,109 $ 49,687 1,468 67,683 118,838 21,050 343,000 131 1,336,090 1,700,271 $ 1,819,109 102 Capital Projects Reserve $ 11,296,602 737,832 2,576,163 8,000,000 $ 22,610,597 $ 559,447 689,586 1,249,033 1,943,677 6,277,693 8,000,000 5,140,194 21,361,564 $ 22,610,597 Drainage Facilites $ 2,994,282 $ 2,994,282 $ - 79,100 2,915,182 2,994,282 $ 2,994,282 Schedule 9 Parks and Recreation Facilities $ 1,245,421 4,765,000 $ 6,010,421 $ 163,657 163,657 17, 784 1,053,048 4,765,000 10,932 5,846,764 $ 6,010,421 Signalization Buildings $ 300,065 $ 3,222,953 $ $ 300,065 $ 3,222,953 $ $ 2,631 2,631 � - $ $ 4,786 - 188,140 - 104,508 3,222,953 297,434 3,222,953 300,065 $ 3,222,953 $ Library 166,062 166,062 33,988 33,988 47,363 84,711 132,074 166,062 103 CITY OF PALM DESERT COMBINING BALANCE SHEET NONMAJOR CAPITAL PROJECTS FUNDS JUNE 30, 2005 Assets: Pooled cash and investments Receivables: Accounts Interest Prepaid costs Due from other governments Advances to other funds Restricted assets: Cash and investments with fiscal agents Total Assets Liabilities and Fund Balances: Liabilities: Accounts payable Accrued liabilities Deferred revenues Depasits payable Total Liabilities Fund Balances: Reserved: Reserved for encumbrances Reserved for continuing appropriation Reserved for prepaid costs and deposits Reserved for advances to other funds Unreserved: Designated for capital outlay Total Fund Balances Total Liabilities and Fund Balances CFD Assessment Assessment Indian District No. 94-2 District No. 94-3 Ridge Sunterrace Merano $ - $ - $ - 10,758 101 717 4,628,348 $ 4,639,106 $ 254 $ 254 4,638,852 4,638,852 $ 4,639,106 $ 104 44,885 44,986 $ - $ 44,986 44,986 44,986 $ 319,993 320,710 320,710 320,710 320,710 Schedule 9 Total Assessment Non-Major District No. 98-1 Town Center Silver Capital Projects Bighorn Parking Lot Spur Ranch Funds $ - $ 558,285 $ 25,829 $ 21,628,477 - - - 737,832 1,971 - 197 13,744 - - - 131 - - - 2,576,163 - - - 12,765,000 848,134 $ 850,105 $ 558,285 $ 86,063 5,927,423 112,089 $ 43,648,770 �� � - $ 850,105 850,105 850,105 $ 558,285 $ 558,285 558,285 $ 55 $ 1,368,004 - 1,468 - 689,586 - 67,683 55 2,126,741 - 2,113,760 - 7,861,881 - 131 - 12,765,000 112,034 18,781,257 112,034 41,522,029 112,089 $ 43,648,770 105 CITY OF PALM DESERT COMBINING STATEMENT OF REVENUES, EXPENpITURES AND CHANGES IN FUND BALANCES NONMAJOR CAPITAL PROJECTS FUNDS YEAR ENDED JUNE 30, 2005 Revenues: Licenses and permits Intergovernmental revenues Use of money and property Miscellaneous Contributions from property owners Total Revenues Expenditures: Current: General government Public works Capital outlay Debt service: Principal retirement Total Expenditures Excess (Deficiency) of Revenues Over (Under) Expenditures Other Financing Sources (Uses): Transfers in Transfers out Sale of property Total Other Financing Sources (Uses) Net Change in Fund Balances Fund Balances, Beginning of Year Fund Balances, End of Year Arts In Public Places $ 425,460 32,652 7,130 465,242 257,605 195,943 453, 548 Capital Projects Reserve $ - 3,147,841 474,380 92,199 3,714,420 54,580 1,813 56,393 202,294 5,161,520 4,150,716 9,514,530 Drainage Facilites $ 87,169 87,169 11,694 (5,$00,110) - 4,539,321 - 2,$12,910 11,694 1,688,577 $ 1,700,271 106 (30,776) 7,352,231 - 1,552,121 (30,776) 19,809,443 3,025,058 $ 21,361,564 $ 2,994,282 Schedule 10 Parks and Recreation Facilities Signalization Buildings Library $ - $ - $ - $ - $ 139,470 5,493 57,771 - 3,383 1,919 14,458 3,534 142,853 7,412 72,229 3,534 12,143 1,190,099 1,202,242 (1,059,389) CFD Indian Ridge 91,378 111 91,489 222,300 222,300 (130,811) - - - 79,624 - (1,059,389) (8,854) 72,229 (128,899) (130,811) 6,906,153 306,288 3,150,724 260,973 4,769,663 $ 5,846,764 $ 297,434 $ 3,222,953 $ 132,074 $ 4,638,852 107 16,266 16,266 (8,854) � � 72,229 212,057 212,057 (208,523) 79,624 CITY OF PALM DESERT COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR CAPITAL PROJECTS FUNDS YEAR ENDED JUNE 30, 2005 Revenues: Licenses and permits Intergovernmental revenues Use of money and properky Miscellaneous Contributions from properky owners Total Revenues Expenditures: Current: General government Public works Capital outlay Debt service: Principal retirement Total Expenditures Excess (Deficiency) of Revenues Over (Under) Expenditures Other Financing Sources (Uses): Transfers in Transfers out Sale of property Total Other Financing Sources (Uses) Net Change in Fund Balances Fund Balances, Beginning of Year Fund Balances, End of Year Assessment Assessment Assessment District No. 94-2 District No. 94-3 District No. 98-1 Sunterrace Merano Bighorn $ - $ - $ - $ 825 825 107 107 718 718 44,268 44,986 $ 5,883 5,883 780 780 5,103 5,103 315,607 320,710 $ 16,272 16,272 2,067 2,067 14,205 108 14,205 835,900 850,105 Schedule 10 Town Center Parking Lot $ - Silver SpurRanch $ - 2,341 2,341 28,374 28,374 (26,033) Total Non-Major Capital Projects Funds $ 425,460 3,147,841 881,045 124,547 4,578,893 469,662 484,331 6,634,731 4,150,716 11,739,440 (7,160,547) 4,618,945 2,812,910 - 7,431,855 (26,033) 271,308 138,067 41,250,721 112,034 $ 41,522,029 $ - $ 109 THIS PAGE INTENTIONALLY LEFT BLANK 110 AGENCYFUNDS Agency Funds are used to account for assets held by the city as an agent for individuals, private organizations, other governments and/or funds. Aqencv Fund - This fund is used to account for deposits placed with the City by developers, individuals and groups to obtain future services. Deposits are reduced by disbursements and/or refunds to the depositors when the cost of services are determined. Treasurers 1911 Bond Act - This fund is used to account for the assets held on behalf of the assessment district's property owners until they are remitted to the bondholders. Retiree Service Stipend Fund - This fund is used to account for assets held to pay for the retiree service stipend. Special Assessment Funds - These funds are used to account for the collection of special assessments and the future payment of debt service related to bonds issued. 111 Assets: Cash and investments Receivables (net of alowance for uncollectibles): Accounts Interest Restricted Assets: Cash With fiscal agent Total Assets Liabilities: Accounts payable Deposits Total Liabilities CITY OF PALM DESERT COMBINING BALANCE SHEET ALL AGENCY FUNDS JUNE 30, 2005 Agency $ 2,317,207 $ 2,317,207 Schedule 11 Treasurers Retiree Special 1991 Bond Service Assessment Act Stipend Fund Funds $ 274,514 $ 2,630,721 $ 3,522,887 � $ 274,514 16,319 5,563,189 $ 8,210,229 25,343,308 7,354 3,176,856 $ 32,050,405 Totals $ 8,745,329 25,343,308 23,673 8,740,045 $ 42,852,355 $ - $ - $ - $ 11,021 $ 11,021 2,317,207 274,514 8,210,229 32,039,384 42,841,334 $ 2,317,207 $ 274,514 $ 8,210,229 $ 32,050,405 $ 42,852,355 112 THIS PAGE INTENTIONALLY LEFT BLANK 113 CITY OF PALM DESERT Schedule 12 COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES ALL AGENCY FUNDS YEAR ENDED JUNE 30, 2005 Balance Balance July 1, 2004 Additions Deletions June 30, 2005 Agency Assets: Cash and investments $ 1,677,716 $ 2,580,091 $ 1,940,600 $ 2,317,207 Total Assets $ 1,677,716 $ 2,580,091 $ 1,940,600 $ 2,317,207 Liabilities: Deposits $ 1,677,716 $ 2,580,091 $ 1,940,600 $ 2,317,207 Total Liabilities $ 1,677,716 $ 2,580,091 $ 1,940,600 $ 2,317,207 Treasurers 1911 Bond Act Assets: Cash and investments Total Assets Liabilities: Deposits Total Liabilities Retiree Service Stipend Fund Assets: Cash and investments Receivables {net of allowance for uncollectibles): Interest Restricted Assets: Cash with fiscal agent Total Assets Liabilities: Accounts payable Deposits Total Liabilities $ 274,514 $ - $ - $ 274,514 $ 274,514 $ - $ - $ 274,514 $ 274,514 $ - $ - $ 274,514 $ 274,514 $ - $ - $ 274,514 $ 1,757,245 $ 978,797 $ 105,321 $ 2,630,721 16, 319 16, 319 16, 319 16, 319 5,848,364 - 285,175 5,563,189 $ 7,621,928 $ 995,116 $ 406,815 $ 8,210,229 $ 228 $ - $ 228 $ - 7,621,700 995,116 406,587 8,210,229 $ 7,621,928 $ 995,116 $ 406,815 $ 8,210,229 114 CITY OF PALM DESERT Schedule 12 COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES ALL AGENCY FUNDS YEAR ENDED JUNE 30, 2005 Special Assessment Funds Assets: Cash and investments Receivables (net of allowance for uncollectibles): Accounts Interest Restricted Assets: Cash with fiscal agent Total Assets Liabilities: Accounts payable Deposits Total Liabilities Totals - All Agency Funds Assets: Cash and investments Receivables (net of allowance for uncollectibles): Accounts Interest Restricted Assets: Cash with fiscal agent Total Assets Liabilities: Accounts payable Deposits payable Total Liabilities Balance Balance July 1, 2004 Additions Deletions June 30, 2005 $ 4,026,963 $ 6,492,544 $ 6,996,620 $ 3,522,887 27,645,360 92,435 2,394,487 25,343,308 2,008 7,354 2,008 7,354 3,169,931 88,652 81,727 3,176,856 $ 34,844,262 $ 6,680,985 $ 9,474,842 $ 32,050,405 $ 9,913 $ 11,021 $ 9,913 $ 11,021 34,834,349 - 2,794,965 32,039,384 $ 34,844,262 $ 11,021 $ 2,804,878 $ 32,050,405 $ 7,736,438 $10,051,432 $ 9,042,541 $ 8,745,329 27,645,360 92,435 2,394,487 25,343,308 18,327 23,673 18,327 23,673 9,018,295 88,652 366,902 8,740,045 $ 44,418,420 $10,256,192 $11,822,257 $ 42,852,355 $ 10,141 $ 11,021 $ 10,141 $ 11,021 44,408,279 3,575,207 5,142,152 42,841,334 $ 44,418,420 $ 3,586,228 $ 5,152,293 $ 42,852,355 115 THIS PAGE INTENTIONALLY LEFT BLANK 116 Revenue and Expenses Statistics City of Palm Desert, California -117- City of Palm Desert Government-wide Expenses by Function Last Six Years (1) Functions 2004/2005 2003/2004 2002/2003 2001/2002 2000/2001 General government $27,144,038 $28,402,902 $21,055,957 20,830,544$ 18,625,329$ Public safety 18,743,083 15,420,151 15,601,833 14,547,981 12,744,434 Public works 10,428,219 13,046,864 23,009,640 19,686,164 15,595,997 Parks, recreation and culture 4,043,034 3,977,447 3,480,264 3,775,417 3,542,671 Payment to other agencies 30,183,408 24,051,292 22,140,837 17,734,171 14,317,974 Interest on long-term debt 12,749,188 14,124,371 14,443,467 15,271,200 16,224,248 Golf Course-Desert Willow 6,636,889 6,657,220 6,653,242 6,629,866 6,901,576 Office Complex-Parkview 609,298 570,135 511,272 534,865 1,481,938 Total $110,537,157 $106,250,382 $106,896,512 99,010,208$ 89,434,167$ Functions 1999/2000 General government 15,987,467$ Public safety 12,291,265 Public works 21,649,952 Parks, recreation and culture 7,503,822 Payment to other agencies 10,397,422 Interest on long-term debt 16,380,712 Golf Course-Desert Willow 6,797,094 Office Complex-Parkview 440,223 Total 91,447,957$ (1) City has only six years of expenses using the new financial model. Source: City of Palm Desert Audited Financial Statements -118- City of Palm Desert Government-wide Revenues Last Six Years (1) Program and General Revenues 2004/2005 2003/2004 2002/2003 2001/2002 2000/2001 Program Revenues Charges for services $20,700,652 $17,926,484 $17,334,608 17,038,841$ 17,115,089$ Operating grants and contributions 4,800,413 4,632,297 6,249,955 5,568,966 4,607,448 Capital grants and contributions 5,505,334 7,402,109 4,740,000 4,442,917 5,844,132 General Revenues Taxes 96,926,134 87,551,146 79,129,316 73,257,210 66,975,636 Special Assessment Collected - - 2,168,069 - - Gain (loss) on sale of assets 17,713 - (937,006) 204,000 764,000 Other revenues 6,347,396 (6,853,977) 3,997,338 4,971,773 7,113,762 Use of money & property 4,284,191 2,985,463 3,378,266 6,388,234 11,539,085 Total $138,581,833 $113,643,522 $116,060,546 111,871,941$ 113,959,152$ Program and General Revenues 1999/2000 Program Revenues Charges for services 17,406,283$ Operating grants and contributions 4,180,474 Capital grants and contributions 16,300,977 General Revenues Taxes 59,416,203 Special Assessment Collected - Gain (loss) on sale of assets 159,018 Other revenues 2,154,731 Use of money & property 8,727,125 Total 108,344,811$ (1) City has only six years of revenues using the new financial model. Source: City of Palm Desert Audited Financial Statements -119- Revenue and Expenditures Statistics City of Palm Desert, California -120- City Of Palm Desert Historical Revenue and Expenditures Combined General, Special, Debt Service and Capital Project Last Ten Fiscal Years FY 2004/2005 2003/2004 2002/2003 2001/2002 2000/2001 Revenue Type: Taxes 102,020,742$ 93,948,185$ 83,762,760$ 78,631,363$ 72,173,943$ Use of Money and Property (7)10,085,901 8,735,604 9,068,422 11,537,388 17,995,716 Intergovernmental Revenues 11,064,037 6,067,555 11,488,993 10,581,051 6,463,484 Sales of property - - 979,533 766,279 767,500 Special Assessments Collected (6)227,848 214,950 707,434 193,909 188,591 Licenses and Permits 2,056,554 1,316,669 1,286,262 1,417,012 1,511,652 Charges for Services 1,463,850 1,052,467 873,605 975,841 845,097 Recovery of Investment Loss 0 0 0 0 0 Fines and Forfeitures 323,775 306,630 367,903 305,197 238,872 Other Revenues 3,232,825 4,179,567 2,440,929 1,391,276 11,035,100 Total Revenue (4) (5)130,475,532 115,821,627 110,975,841 105,799,316 111,219,955 Expenditures: Current General Gov't, departmental 26,112,125 27,122,532 20,034,295 10,570,028 10,343,127 General Gov't, non-departmental 30,183,408 24,051,292 - 8,624,068 6,943,486 Public Safety 18,567,736 15,290,696 15,410,711 14,368,399 12,598,263 Public Works 7,306,791 10,153,096 20,631,322 17,657,120 13,167,046 Parks, Recreation and Culture 2,889,789 2,638,386 2,656,809 2,580,841 2,434,884 Capital Outlay 22,409,057 18,927,787 36,687,223 17,159,885 14,330,725 Debt Service (1)23,325,642 45,015,756 38,389,539 37,215,387 16,961,290 Other Combined Expenditures (2)- - 21,600,505 14,902,584 14,317,974 Total Expenditures (4) (5)130,794,548 143,199,545 155,410,404 123,078,312 91,096,795 Excess of Revenues Over (Under) Expeditures (3)(319,016)$ (27,377,918)$ (44,434,563)$ (17,278,996)$ 20,123,160$ (1) Debt Service is any combination of bond discount, bond issue costs, interest and fiscal charges, principal retirement and repayment of advances. (2) Other Combined Expenditures is any combination of bad debt expense, loss on investment, cost of inventory sold, decline in value of inventory held for resale, Educational Revenue Augmentation Fund*, payment to other agencies, cost of land and arbitrage rebate. (3) Excess Expenditures are due to the Capital improvements being spent after collecting the fees or using bond proceeds. *Educational Revenue Augmentation Fund - In connection with its approval of a budget for the 1993-94 fiscal year, the State Legislature enacted Sentate Bill 1135 which, among other things, realloacted approximately $65 million from redevlopment agencies to a State Education Revenue Augmentation Fund (ERAF) for the benefit of school districts by shifting approximately 5.675% of each agency's tax increment, net of amounts due to their taxing agencies, to the ERAF for the benefit of school districts for the current and next fiscal years. The amount required to be paid by a redevelopment agency under such legislation is apportioned among all of its redevelopment project areas on a collective basis, and is not allocated separately to individual project areas. (4) Fiduciary Funds are not included in totals. (5) Interfund Transfers In/Out, proceeds from bonds and proceeds from notes are not included in totals (6) Per GFOA Special Assesments levies and collections for ten year schedules are no longer required. (7) Includes Rental Income Source: City of Palm Desert Audited Financial Statements -121 - City Of Palm Desert Historical Revenue and Expenditures Combined General, Special, Debt Service and Capital Project Last Ten Fiscal Years FY 1999/2000 1998/1999 1997/1998 1996/1997 1995/1996 Revenue Type: Taxes 65,850,439$ 57,251,012$ 51,058,766$ 47,163,127$ 45,253,057$ Use of Money and Property 14,949,739 12,357,206 11,461,409$ 9,904,514 9,724,426 Intergovernmental Revenues 5,058,242 3,733,553 5,104,695$ 6,895,551 13,926,934 Sales of property 831,948 589,407 16,612,425$ 6,433,296 1,031,764 Special Assessments Collected (6)160,687 165,971 218,925$ 542,100 438,549 Licenses and Permits 1,606,114 2,054,410 1,672,191$ 1,243,229 1,022,087 Charges for Services 914,594 1,126,350 939,963$ 556,480 539,398 Recovery of Investment Loss 0 999,718 336,213$ 438,711 0 Fines and Forfeitures 359,655 280,384 163,523$ 105,600 83,498 Other Revenues 12,088,282 4,165,681 4,231,475$ 2,681,462 940,323 Total Revenue (4) (5)115,512,272 96,905,915 98,262,971 80,787,274 76,866,958 Expenditures: Current General Gov't, departmental 9,505,179 9,895,799 8,499,876 8,812,854 8,479,993 General Gov't, non-departmental 4,904,499 3,538,256 2,865,252 2,828,675 7,191,765 Public Safety 12,288,224 11,475,231 10,957,552 9,213,399 7,660,837 Public Works 5,496,375 5,233,575 3,959,509 6,032,388 4,909,366 Park, Recreation and Culture 1,970,888 2,361,873 1,974,216 1,213,019 1,190,679 Capital Outlay 49,355,219 34,651,149 81,122,212 30,224,801 28,444,639 Debt Service (1)16,410,034 25,804,222 21,396,296 31,012,505 12,401,236 Other Combined Expenditures (2)10,397,422 2,921,309 7,100,023 12,630,970 16,392,832 Total Expenditures (4) (5)125,356,502 107,320,170 142,519,961 106,406,350 90,470,320 Excess of Revenues Over (Under) Expeditures (3)(9,844,230)$ (10,414,255)$ (44,256,990)$ (25,619,076)$ (13,603,362)$ (1) Debt Service is any combination of bond discount, bond issue costs, interest and fiscal charges, principal retirement and repayment of advances. (2) Other Combined Expenditures is any combination of bad debt expense, loss on investment, cost of inventory sold, decline in value of inventory held for resale, Educational Revenue Augmentation Fund*, payment to other agencies, cost of land and arbitrage rebate. (3) Excess Expenditures are due to the Capital improvements being spent after collecting the fees or using bond proceeds. *Educational Revenue Augmentation Fund - In connection with its approval of a budget for the 1993-94 fiscal year, the State Legislature enacted Sentate Bill 1135 which, among other things, realloacted approximately $65 million from redevlopment agencies to a State Education Revenue Augmentation Fund (ERAF) for the benefit of school districts by shifting approximately 5.675% of each agency's tax increment, net of amounts due to their taxing agencies, to the ERAF for the benefit of school districts for the current and next fiscal years. The amount required to be paid by a redevelopment agency under such legislation is apportioned among all of its redevelopment project areas on a collective basis, and is not allocated separately to individual project areas. (4) Fiduciary Funds are not included in totals. (5) Interfund Transfers In/Out, proceeds from bonds and proceeds from notes are not included in totals (6) No longer included (7) Includes Rental Income Source: City of Palm Desert Audited Financial Statements -122 - City of Palm Desert Graphs - Historical Revenue and Expenditures Combined General, Special, Debt Service and Capital Project Last Ten Fiscal Years (1) "Other Combined Revenues" is any combination of sales of inventory, licenses and permits, charges for services, recovery of investment loss, fines and forfeitures, and other revenues. (2) "Other Combined Expenditures" is any combination of bad debt expense, loss on investment, cost of inventory sold, decline in value of inventory held for resale, Educational Revenue Augmentation Fund*, payment to other agencies, cost of land and arbitrage rebate. (3) "Debt Service" is any combination of bond discount, bond issue costs, interest and fiscal charges, principal retirement and repayment of advances. (4) "Current" is any combination of general government (departmental and non-departmental), public safety, public works, and parks, recreation and culture. Source: City of Palm Desert Audited Financial Statements Combined Revenues $0 $20,000,000 $40,000,000 $60,000,000 $80,000,000 $100,000,000 $120,000,000 $140,000,000 FY 2004/2005FY 2003/2004FY 2002/2003FY 2001/2002FY 2000/2001FY 1999/2000FY 1998/1999FY 1997/1998FY 1996/1997FY 1995/1996Combined Other Revenues (1) Special Assessments Intergovern- mental Revenues Use of Money and Property Taxes Combined Expenditures $0 $20,000,000 $40,000,000 $60,000,000 $80,000,000 $100,000,000 $120,000,000 $140,000,000 $160,000,000 $180,000,000 FY2004/2005FY2003/2004FY2002/2003FY2001/2002FY2000/2001FY1999/2000FY1998/1999FY1997/1998FY1996/1997FY1995/1996Other Combined Expenditures (2)Special Assessments Debt Service (3) Capital Outlay Current (4) -123- City Of Palm Desert Historical General Revenue and Expenditures Last Ten Fiscal Years FY 2004/2005 2003/2004 2002/2003 2001/2002 2000/2001 Revenue Type: Taxes 32,464,343$ 30,887,340$ 27,588,464$ 26,676,756$ 27,225,965$ Use of Money and Property 1,486,830 1,135,952 1,573,165 2,379,764 3,147,544 Intergovernmental Revenues 5,604,654 3,633,489 4,840,161 3,778,651 4,410,048 Licenses and Permits 1,631,094 1,053,905 960,080 1,133,922 1,170,926 Charges for Services 1,442,098 1,048,667 868,255 975,841 845,097 Recovery of Investment Loss 0 0 0 0 0 Fines and Forfeitures 158,011 147,378 164,575 170,534 139,269 Other Revenues 800,695 178,016 244,959 172,397 158,079 Total Revenue (1)43,587,725 38,084,747 36,239,659 35,287,865 37,096,928 Expenditures: Current General Gov't, departmental 10,738,709 9,804,906 10,431,622 10,204,026 8,606,552 General Gov't, non-departmental 721,680 692,401 553,253 843,002 710,405 Public Safety 14,433,485 13,052,963 12,405,418 12,119,147 10,920,200 Public Works 6,375,888 5,255,530 6,580,693 4,612,488 5,561,427 Capital Outlay 266,717 230,557 2,307,796 581,652 669,238 Park, Recreation and Culture 2,889,789 2,638,386 2,656,809 2,580,841 2,434,884 Total Expenditures (1)35,426,268 31,674,743 34,935,591 30,941,156 28,902,706 Excess of Revenues Over (Under) Expeditures 8,161,457$ 6,410,004$ 1,304,068$ 4,346,709$ 8,194,222$ (1) Interfund Transfers In/Out are not included in totals. Source: City of Palm Desert Audited Financial Statements -124- City Of Palm Desert Historical General Revenue and Expenditures Last Ten Fiscal Years FY 1999/2000 1998/1999 1997/1998 1996/1997 1995/1996 Revenue Type: Taxes 26,783,123$ 23,452,941$ 21,232,260$ 19,829,410$ 17,569,058$ Use of Money and Property 2,688,963 2,169,894 2,168,056 2,172,618 1,583,596 Intergovernmental Revenues 2,980,751 2,586,521 2,299,888 2,193,319 3,177,260 Licenses and Permits 1,239,693 1,570,397 1,399,380 833,441 809,693 Charges for Services 914,594 1,126,350 939,963 556,480 539,398 Recovery of Investment Loss 0 160,158 0 0 0 Fines and Forfeitures 140,896 133,822 121,073 68,349 55,470 Other Revenues 585,605 376,605 395,188 366,232 112,064 Total Revenue (1)35,333,625 31,576,688 28,555,808 26,019,849 23,846,539 Expenditures: Current General Gov't, departmental 7,950,575 7,364,325 6,738,391 6,873,931 6,679,393 General Gov't, non-departmental 733,870 719,866 457,343 340,061 409,020 Public Safety 10,499,038 9,694,478 9,105,901 7,493,114 6,861,919 Public Works 5,189,349 4,919,357 3,657,256 5,644,239 4,527,291 Capital Outlay 0 Park, Recreation and Culture 1,970,888 2,361,873 1,974,216 1,213,019 1,190,679 Total Expenditures (1)26,343,720 25,059,899 21,933,107 21,564,364 19,668,302 Excess of Revenues Over (Under) Expeditures 8,989,905$ 6,516,789$ 6,622,701$ 4,455,485$ 4,178,237$ (1) Interfund Transfers In/Out are not included in totals. Source: City of Palm Desert Audited Financial Statements -125- City of Palm Desert Historical General Fund Actual Statement of Revenues (Including Transfers In) Last Ten Fiscal Years FY 2004/2005 2003/2004 2002/2003 2001/2002 2000/2001 Revenue Type: Sales Tax 15,453,148$ 15,138,424$ 13,463,197$ 13,027,395$ 13,619,607$ Transient Occupancy Tax 7,715,624 7,660,831 6,816,682 7,043,454 7,385,707 Property Tax 4,003,585 3,369,711 3,078,047 2,765,556 2,466,758 Interest 1,486,830 1,135,952 1,573,165 2,379,764 3,147,544 Transfer In 1,130,231 1,092,475 2,450,600 870,624 934,039 Franchises 2,439,134 2,417,856 2,198,663 2,131,820 1,981,697 State Subventions (1)3,712,256 2,020,583 2,634,949 2,555,811 2,262,535 Building & Grading Permits 1,446,524 970,826 876,372 1,064,097 1,101,743 Reimbursments 1,830,295 1,547,862 1,367,303 1,036,133 2,125,784 Business License Tax 1,154,143 955,501 961,675 898,113 826,591 Timeshare Mitigation Fee 526,271 392,988 262,403 158,302 265,350 Plan Check Fees 701,215 459,046 472,356 612,845 623,936 Property Transfer Tax 1,099,665 870,415 689,147 497,967 578,238 Other Revenues (2)2,019,035 1,144,752 1,845,700 1,116,608 711,438 Total General Revenue 44,717,956$ 39,177,222$ 38,690,259$ 36,158,489$ 38,030,967$ FY 1999/2000 1998/1999 1997/1998 1996/1997 1995/1996 Revenue Type: Sales Tax 13,203,564$ 10,877,715$ 9,594,560$ 8,942,146$ 8,133,542$ Transient Occupancy Tax 7,280,625 6,725,876 6,135,811 5,459,239 4,919,263 Property Tax 2,393,368 2,417,572 2,306,753 2,597,674 1,757,609 Interest 2,688,963 2,169,894 2,168,056 2,172,618 1,583,595 Transfer In 957,817 1,026,956 1,048,970 1,714,582 678,676 Franchises 1,837,806 1,612,054 1,540,656 1,395,523 1,360,554 State Subventions (1)1,991,034 1,679,519 1,494,346 1,365,641 1,393,615 Building & Grading Permits 1,182,392 1,517,286 1,339,825 783,862 768,247 Reimbursments 958,858 830,198 730,772 768,421 1,717,264 Business License Tax 749,831 744,444 684,601 641,877 598,704 Timeshare Mitigation Fee 553,800 476,050 458,900 429,750 501,150 Plan Check Fees 538,590 866,757 660,307 414,510 359,525 Property Transfer Tax 698,934 516,513 436,631 289,783 252,189 Other Revenues (2)1,255,860 1,142,810 1,004,590 758,805 501,282 Total General Revenue 36,291,442$ 32,603,644$ 29,604,778$ 27,734,431$ 24,525,215$ (1) State Subventions is any combination of trailer coach fees, motor vehicle and off-highway in-lieus, and subventions from state. (2) Other Revenues is any combination of miscellaneous penalties and interest, permits, grants, parking bails, fees, sales of maps and publications, vehicle and court fines and other revenues. Source: City of Palm Desert Audited Financial Statements -126- City of Palm Desert Graph - Historical General Fund Actual Statement of Revenue (Including Transfers In) Last Ten Fiscal Years (1) Combined Other is any combination of transfers, franchises, state subventions*, building and grading permits, reimbursements, business license taxes, timeshare mitigation fees, plan check fees, property transfer taxes. It also may include any combination of miscellaneous bails, fees, fines, grants, incomes, penalties, permits, sales and taxes. *State Subventions is any combination of trailer coach fees, motor vehicle and off-highway in-lieus, and subventions from state. Source: City of Palm Desert Audited Financial Statements $0 $5,000,000 $10,000,000 $15,000,000 $20,000,000 $25,000,000 $30,000,000 $35,000,000 $40,000,000 $45,000,000 $50,000,000 FY 2004/2005FY 2003/2004FY 2002/2003FY 2001/2002FY 2000/2001FY 1999/2000FY 1998/1999FY 1997/1998FY 1996/1997FY 1995/1996Combined Other (1) Interest Property Tax Transient Occupancy Tax Sales Tax -127- City of Palm Desert Historical General Fund Actual Statement of Expenditures (Including Transfers Out) Last Ten Fiscal Years FY 2004/2005 2003/2004 2002/2003 2001/2002 2000/2001 Expenditure: Public Safety (1)12,135,671$ 11,432,803$ 10,869,991$ 10,732,159$ 9,489,468$ City Administration (2)7,196,081 5,999,228 6,573,351 6,461,706 4,972,981 Public Works Administration 2,506,688 2,270,854 1,937,184 1,745,513 1,764,947 Community Promotions 1,616,071 1,420,717 1,654,768 2,262,129 2,052,281 Street Maintenance 1,558,970 1,411,018 1,323,955 1,378,064 1,455,268 Building Safety 2,297,814 1,620,160 1,535,427 1,386,988 1,201,802 Street Resurfacing 1,375,409 897,153 2,078,218 608,616 1,422,637 Public Works 934,821 676,505 1,007,637 880,295 918,575 Other Expenditures (3)7,256,066 6,805,633 14,228,641 7,052,549 8,398,278 Total Expenditures 36,877,591$ 32,534,071$ 41,209,172$ 32,508,019$ 31,676,237$ FY 1999/2000 1998/1999 1997/1998 1996/1997 1995/1996 Expenditure: Public Safety (1)8,841,693$ 7,932,755$ 7,600,456$ 6,023,208$ 5,847,414$ City Administration (2)4,617,682 4,375,851 3,966,163 4,383,993 3,816,262 Public Works Administration 1,673,434 1,607,836 1,649,970 2,413,334 2,237,745 Community Promotions 1,676,995 1,677,282 1,683,191 1,484,691 1,662,037 Street Maintenance 1,451,917 1,515,287 1,097,782 1,327,167 1,357,312 Building Safety 1,134,696 1,424,124 1,257,458 1,255,092 899,604 Street Resurfacing 1,028,354 861,490 190,003 1,177,944 406,440 Public Works 1,035,644 934,744 719,501 725,794 525,359 Other Expenditures (3)11,503,552 6,161,641 9,664,696 4,214,557 2,965,877 Total Expenditures 32,963,967$ 26,491,010$ 27,829,220$ 23,005,780$ 19,718,050$ (1) Public Safety is any combination of animal regulation, development services, nuisance abatement, police services, demolition, and traffic safety expenditures. (2) City Administration is any combination of administrative services, auditing, City attorney, clerk, council and manager, data processing, elections, finance, general services, human resources, insurance, legal special services, legislative advocacy and unemployment insurance expenditures. (3) Other Expenditures is any combination of aquisitions, centers, committees, contributions, community development, Hautline, newsletter, health and welfare, interfund transfers, parks, recreation and culture, and code enforcement. Source: City of Palm Desert Audited Financial Statements -128- City of Palm Desert Graph - Historical General Fund Actual Statement of Expenditures (Including Transfers Out) Last Ten Fiscal Years (1) "Other Expenditures" is any combination of street maintenance, building safety, street resurfacing and public works. It may also be aquisitions, centers, committees, contributions, community development, Hautline, health and welfare, interfund transfers, park maintenance, refunds, and code enforcement. (2) "City Administration" is any combination of administrative services, auditing, City attorney, clerk, council and manager, data processing, finance, general services, human resources, insurance, legal special services, legislative advocacy and unemployment insurance expenditures. (3) "Public Safety" is any combination of animal regulation, risk management, nuisance abatement, police services, and traffic safety expenditures. Source: City of Palm Desert Audited Financial Statements $0 $5,000,000 $10,000,000 $15,000,000 $20,000,000 $25,000,000 $30,000,000 $35,000,000 $40,000,000 $45,000,000 FY 2004/2005FY 2003/2004FY 2002/2003FY 2001/2002FY 2000/2001FY 1999/2000FY 1998/1999FY 1997/1998FY 1996/1997FY 1995/1996Combined Other (1) Community Promotions Public Works Administration City Administration (2) Public Safety (3) -129- City of Palm Desert Historical General Revenue and Expenditures Per Capita Last Ten Fiscal Years FY 2004/2005 2003/2004 2002/2003 2001/2002 2000/2001 Total General Revenue (2)43,587,725$ 38,084,747$ 36,239,659$ 35,287,865$ 37,096,928$ Population (1)49,280 44,812 43,917 42,863 42,334 General Revenue Per Capita 884$ 850$ 825$ 823$ 876$ FY 1999/2000 1998/1999 1997/1998 1996/1997 1995/1996 Total General Revenue (2)35,333,625$ 31,576,688$ 28,555,808$ 26,019,849$ 23,846,539$ Population (1)37,634 36,287 35,162 33,471 32,771 General Revenue Per Capita 939$ 870$ 812$ 777$ 728$ FY 2004/2005 2003/2004 2002/2003 2001/2002 2000/2001 Total General Expenditures (2)35,426,268$ 31,674,743$ 34,935,591$ 30,941,156$ 28,902,706$ Population (1)49,280 44,812 43,917 42,863 42,334 General Expenditures Per Capita 719$ 707$ 795$ 722$ 683$ FY 1999/2000 1998/1999 1997/1998 1996/1997 1995/1996 Total General Expenditures (2)26,343,720$ 25,059,899$ 21,933,107$ 21,564,364$ 19,668,302$ Population (1)37,634 36,287 35,162 33,471 32,771 General Expenditures Per Capita 700$ 691$ 624$ 644$ 600$ (1) Population figures are as of January start of fiscal year. (2) Interfund Transfers In/Out are not included in total. Sources: City of Palm Desert Audited Financial Statements Population figures from State Department of Finance -130- City of Palm Desert Top 40 Sales Tax Generators Graph - Historical Sales Tax Trends June 30, 2005 Top 40 Sales & Use Tax Generators (1)Primary Economic Category Top 40 Sales & Use Tax Generators Primary Economic Category COSTCO WHOLESALE DEPARTMENT STORES ARCO AM/PM SERVICE STATIONS DESERT SPRINGS RESORT & SPA RESTAURANTS T.J.MAXX APPAREL STORES BEST BUY STORES FURNITURE/APPLIANCE BATH & KITCHEN ELEGANCE FURNITURE/APPLIANCE ROBINSONS-MAY DEPARTMENT STORE DEPARTMENT STORES BARNES & NOBLE BOOKSTORES MISCELLANEOUS RETAIL TARGET STORES DEPARTMENT STORES DESERT ELECTRIC SUPPLY BLDG.MATLS-WHSLE SAKS FIFTH AVENUE DEPARTMENT STORES POOL & ELECTRICAL PRODUCTS BLDG.MATLS-WHSLE MACY'S DEPARTMENT STORES DEPARTMENT STORES TOYS R US MISCELLANEOUS RETAIL MOBIL SERVICE STATION SERVICE STATIONS TRADER JOE'S FOOD MARKETS CIRCUIT CITY FURNITURE/APPLIANCE RALPH'S GROCERY FOOD MARKETS SEARS ROEBUCK & COMPANY DEPARTMENT STORES CONSOLIDATED ELECTRICAL DSTRS. BLDG.MATLS-WHSLE J C PENNY COMPANY DEPARTMENT STORES USA GASOLINE SERVICE STATIONS LEGACY HOME FURNISHINGS FURNITURE/APPLIANCE LEEDS JEWELERS MISCELLANEOUS RETAIL BED BATH & BEYOND MISCELLANEOUS RETAIL OLD NAVY CLOTHING APPAREL STORES MERVYN'S DEPARTMENT STORE DEPARTMENT STORES SPORTMART RECREATION PRODUCTS ALBERTSON'S FOOD CENTERS FOOD MARKETS MICHAEL'S ARTS & CRAFTS MISCELLANEOUS RETAIL TOMMY BAHAMA RESTAURANTS TWEETER FURNITURE/APPLIANCE DESERT PIPE & SUPPLY BLDG.MATLS-WHSLE PETSMART MISCELLANEOUS RETAIL MARSALL'S STORES APPAREL STORES MOLLER'S GARDEN CENTER FLORIST/NURSERY HIGH TECH IRRIGATION BLDG.MATLS-WHSLE CHEVRON SERVICE STATION SERVICE STATIONS PETE CARLSONS GOLF & TENNIS RECREATION PRODUCTS OFFICE DEPOT OFFICE EQUIPMENT (1) Listed in Sales Order Source: Municipal Resource Consultants, In Lieu given to city from State ERAF Property Taxes, City of Palm Desert * The State of California exchanged Sales Tax Revenue with Property taxes, this amount represents the portion of sales tax that were exchanged Sales and Use Tax Trends FY 95/96 - FY 04/05 $5.0$5.5$6.0$6.5$7.0$7.5$8.0$8.5$9.0$9.5$10.0$10.5$11.0$11.5$12.0$12.5$13.0$13.5$14.0$14.5$15.0$15.5$16.0 1995/19961996/19971997/19981998/19991999/20002000/20012001/20022002/20032003/20042004/2005Millions Amounts in Millions % = % Change from Prior Year 2.0% 11.2% 9.0% 6.8% 11.8% 17.6% 8.133 8.942 9.595 10.878 13.204 13.620 13.027 13.463 15.138 15.453 -4.5% 3.1%3.2% 11.1% -In Lieu * -131- City of Palm Desert FY 2004/2005 and 2003/2004 Breakdown of Basic 1% Property Tax Rate Not In Redevelopment Project Area Taxing Agency FY 2004/2005 Rate FY 2003/2004 Rate County General 28.17732700% 28.17732700% County Free Library 2.728242% 2.728242% County Structure Fire Protection 5.873086% 5.873086% City of Palm Desert (1) 0.000000% 0.000000% Desert Sands Unified School District 36.221587% 36.221587% Desert Community College 7.526714% 7.526714% Riverside County Reg. Park & Open Space 0.426231% 0.426231% Riverside County Office of Education 4.094919% 4.094919% Desert Hospital 1.996808% 1.996808% Coachella Valley Public Cemetary 0.339927% 0.339927% Coachella Valley Recreation & Park 2.071624% 2.071624% Coachella Valley Mosquito & Vector Control 1.369698% 1.369698% Coachella Valley County Water 2.736607% 2.736607% Coachella Valley County Water Imp. District 80 2.972906% 2.972906% Coachella Valley County Water Storm Water Unit 3.464324% 3.464324% General Purpose Basic 1% 100.000000% 100.000000% (1) City of Palm Desert is a No-Low Property Tax City and the 7% represents what the state allocates to No-Low Property Tax Cities. Source: County of Riverside, Property Tax Allocation Percentages, TRA 018-041. -132- City of Palm Desert FY 2004/2005 and 2003/2004 Breakdown of Basic 1% Property Tax Rate Not In Redevelopment Project Area Source: County of Riverside, Property Tax Allocation Percentages, TRA 018-014 (1)City of Palm Desert is a No-Low Property Tax City and the 7% represents what the state allocates to No-Low Property Tax Cities. 28% 3%6%0% 8%4%2%0% 1%3% 3% 3% 2% 0% 37% County General County Free Library County Structure Fire Protection City of Palm Desert (1) Desert Sands Unified School District Desert Community College Riverside County Reg. Park & Open Space Riverside County Office of Education Desert Hospital Coachella Valley Public Cemetary Coachella Valley Recreation & Park Coachella Valley Mosquito & Vector Control Coachella Valley County Water Coachella Valley County Water Imp. District 80 Coachella Valley County Water Storm Water Unit -133- City Of Palm Desert Historical Net Assessed Taxable Values Citywide Last Ten Fiscal Years FY 2004/2005 2003/2004 2002/2003 2001/2002 2000/2001 Secured: (1) Land 3,226,913,158 2,725,623,146 2,393,861,647 2,200,864,184$ 1,954,303,380$ Improvements 7,081,665,553 6,205,269,290 5,476,571,513 4,902,119,469 4,362,630,597 Personal Property 28,387,619 20,048,067 23,401,831 23,005,947 21,975,379 Penalty 297,929 163,807 178,761 146,465 321,504 Less Other Exempt (112,719,171) (90,810,742) (67,439,766) (69,912,768) (58,818,186) Less Home Owner Value (77,508,546) (68,537,556) (64,218,812) (62,213,997) (61,183,329) Less B Inv. Value 0 0 0 0 0 Total Net Assessed Taxable Secured Value 10,147,036,542 8,791,756,012 7,762,355,174 6,994,009,300 6,219,229,345 Unsecured: Land 1,887 163,788 342,952 406,306 277,839 Improvements 107,046,573 108,722,567 98,447,663 102,802,843 98,997,655 Personal Property 172,418,636 173,683,868 145,295,116 136,519,230 137,417,880 Penalty 4,052,569$ 6,066,692$ 3,905,203$ 3,767,747 5,021,021 Less Other Exempt (6,822,135)$ (6,924,980)$ (9,149,201)$ (10,318,560) (10,802,141) Total Net Assessed Taxable Unsecured Value 276,697,530 281,711,935 238,841,733 233,177,566 230,912,254 Total Net Assessed Taxable Value 10,423,734,072$ 9,073,467,947$ 8,001,196,907$ 7,227,186,866$ 6,450,141,599$ FY 1999/2000 1998/1999 1997/1998 1996/1997 1995/1996 Secured: (1) Land 1,741,543,322$ 1,655,103,018$ 1,628,468,665$ 1,601,710,837$ 1,572,840,288$ Improvements 3,869,968,459 3,600,322,755 3,462,314,634 3,337,986,039 3,302,861,825 Personal Property 27,178,963 24,354,115 21,253,740 18,655,554 27,134,660 Penalty 76,686 253,988 102,904 238,539 474,815 Less Other Exempt (54,607,788) (70,815,494) (69,320,709) (66,750,829) (65,720,948) Less Home Owner Value (59,688,587) (59,743,660) (59,008,600) (57,997,400) (56,149,600) Less B Inv. Value 0 0 0 Total Net Assessed Taxable Secured Value 5,524,471,055 5,149,474,722 4,983,810,634 4,833,842,740 4,781,441,040 Unsecured: Land 293,666 428,124 915,383 732,588 851,747 Improvements 81,516,884 74,972,495 66,958,298 63,637,085 61,927,335 Personal Property 119,224,153 110,194,540 88,974,622 79,548,931 68,477,086 Penalty 1,717,699 2,214,848 2,012,870 1,033,860 2,973,031 Less Other Exempt (6,773,153) (1,975,533) (5,946,570) (4,422,000) (5,268,989) Total Net Assessed Taxable Unsecured Value 195,979,249 185,834,474 152,914,603 140,530,464 128,960,210 Total Net Assessed Taxable Value 5,720,450,304$ 5,335,309,196$ 5,136,725,237$ 4,974,373,204$ 4,910,401,250$ (1) Secured values includes any state assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations -134- City Of Palm Desert Change in Taxable Value Citywide Fiscal Year 2004/2005 and 2003/2004 FY 2004/2005 2003/2004 % Change Secured: (1) Land 3,226,913,158$ 2,725,623,146$ 15.5% Improvements 7,081,665,553$ 6,205,269,290$ 12.4% Personal Property 28,387,619$ 20,048,067$ 29.4% Penalty 297,929$ 163,807$ 45.0% Less Other Exempt (112,719,171)$ (90,810,742)$ 19.4% Less Home Owner Value (77,508,546)$ (68,537,556)$ 11.6% Total Net Assessed Taxable Secured Value 10,147,036,542 8,791,756,012 13.4% Unsecured: Land 1,887$ 163,788$ 98.8% Improvements 107,046,573$ 108,722,567$ 1.5% Personal Property 172,418,636$ 173,683,868$ 0.7% Penalty 4,052,569$ 6,066,692$ 33.2% Less Other Exempt (6,822,135)$ (6,924,980)$ 1.5% Total Net Assessed Taxable Unsecured Value 276,697,530 281,711,935 -1.8% Total Net Assessed Taxable Value 10,423,734,072$ 9,073,467,947$ 13.0% (1) Secured values includes any state assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations -135- CITY OF PALM DESERT ASSESSED VALUE BY ECONOMIC CATEGORY FY 2004/2005 CATEGORY PARCELS ASSESSED VALUE % NET TAXABLE VALUE (1)% Residential 22,875 6,259,347,918 65.0% 6,255,607,221 67.2% Commercial/Industrial 751 999,176,715 10.4% 995,701,005 10.6% Recreational 146 112,477,506 1.2% 112,477,506 1.2% Institutional 46 124,976,286 1.3% 83,979,766 0.9% Vacant Land 1,440 353,599,787 3.7% 352,823,363 3.8% Exempt 2,349 218,535,183 2.3% - 0.0% Possessory Interest (1) [54,245] 594,752,252 6.2% 557,297,838 6.0% Miscellaneous 1,556 646,615,022 6.8% 642,248,045 6.9% Unsecured (1) [2,883] 288,636,915 3.0% 281,711,935 3.0% Totals (1) 29,163 9,598,117,584 100% 9,281,846,679 100% (1) Possessory Interest and Unsecured Parcels not included in Total Parcels (Net Taxable Value equals Estimated Actual Value) Source: HdL Coren & Cone Riverside County Assessor 2004/2005 Combined Tax Rolls -136- CITY OF PALM DESERT ASSESSED VALUE BY ECONOMIC CATEGORY FY 2004/2005 Source: HdL Coren & Cone Riverside County Assessor 2003/2004 Combined Tax Rolls Assessement Value 3.7% 3.0% 2.3% 6.2% 6.8% 65.0%1.3% 1.2% 10.4% Residential RecreationalCommercial/Industrial Institutional Vacant Land Exempt Possessory Interest Miscellaneous Unsecured Net Taxable Value 3.8% 0.9% 3.0% 1.2% 6.9% 10.6%67.2% 6.0% 0.0% Residential Commercial/Industrial Recreational Institutional Vacant Land Possessory Interest Miscellaneous Unsecured Exempt -137- City Of Palm Desert Property Tax Levy and Collections Last Ten Fiscal Years FY 2004/2005 2003/2004 2002/2003 2001/2002 2000/2001 Gross Tax Levy 3,768,896 3,080,422 3,273,730 2,603,643$ 2,426,812$ Current Tax Collections(1)(2)(3)(4)3,501,718 3,007,652 2,723,336 2,475,308 2,387,760 Percent of Current Levy Collected 92.9% 97.6% 83.2% 95.1% 98.4% Total Tax Collections(including delinquencies)(1)(2)(3)(4)4,003,585 3,369,711 3,078,046 2,725,950 2,466,758 FY 1999/2000 1998/99 1997/98 1996/97 1995/96 Gross Tax Levy 2,391,889$ 2,327,872$ 2,230,201$ 2,137,170$ 1,949,891 Current Tax Collections(1)(2)(3)(4)2,064,974 1,993,999 2,011,099 1,984,516 1,603,693 Percent of Current Levy Collected 86.3% 85.7% 90.2% 92.9% 82.2% Total Tax Collections(including delinquencies)(1)(2)(3)(4)2,393,368 2,417,572 2,306,753 2,597,674 1,757,606 (1) City of Palm Desert is on the "Teeter Plan" with the County of Riverside. The first payment was received in fiscal year 1993/94. (2) City of Palm Desert is a "No-Low Property Tax City". Proposition 13 rolled the tax rates back to 1973 which is when the City of Palm Desert Incorporated and the Property Tax rates were zero. Based on current state law the County allocates 7% of the 1% assessed values within the City less the Redevelopment Agency tax increment. Fiscal Year 1992/93 was the first year to receive the No/Low taxes. (3) Fiscal Year 1993/94, 1994/95 and 1996/97 final total collected includes adjustments for No-Low property tax collections from prior years modified by the County of Riverside. The County adjusted the payment to the City of Palm Desert (FY 1995/96) for the annexation of Palm Desert Country Club. (4) Fiscal Year 1995/96 collections were lowered by the County adjustments ($291,000) of the tax levy. Source: Riverside County Auditor Controller Office and City of Palm Desert - 138- Revenue Statistics Redevelopment Agency City of Palm Desert, California -153- STATE HWY 74 GERALD F OR D DR TAMARISK ROW DR OASIS CLUB DRELDORADO DRPITAHAYA ST COOK STP OR T O LA A V ETOWN CENTERWAYS H A DOW MOUNTAIN DR 42N D AVE FRANK SINATRA DR FRED WARING DR WASHINGTON STWARNER TRLMAGNESIA FALLS DR HOVLEY LN W COOK ST FRED WARING DR EL PASEO HAYSTACK RD HOVLEY LN E PORTOLA AVE PORTOLA AVEVARNER RD FRED WARING DR ELDORADODRMILES AVE FRANK SINATRA DR GER A LD FO RD DR GERALD FOR D DR COOK ST COUNTRY CLUB DR PORTOLA AVEVARNER RD FRED WARING DR PORTOLA AVE COOK ST MONTEREY AVE HOVLEY LN E VARNER RD STATE HW Y 111 ELDORADO DRFRANK SINATRA DR COOK ST HOVLE Y LN E HOVLEY LN E MERLE DRPORTOLA AVE MONTEREY AVEDINAH SHORE DR PAI NTERSPATHECLECTICSTMONTEREY AVECORPORATEWAYCALIFORNIA AVE MESA VIEW DR S T A T E H W Y 1 1 1 AVENUEOF THESTATES TENNESSEEAVEKA NS ASST RUTLEDGE WAY SAN PASCUAL AVEPARK VIE W DR FAIR WAY DRSAN PABLO AVEDE ANZA WAY EDGEHI LL DRALESSANDRO D R DEEP CANYON RDCAHUILLA WAY SA N GORGONIO WAY CALLE DELOS CAMPESINOSSAN LUISREY AVECOUNTRY CLUB DR COUNTRY CLUB DR HARRISLN Project Area No. 2 1987 Project Area No. 4 1993 Project Area No. 1 Added Territory 1982 Project Area No. 3 1991 Project Area No. 1 Original 1975 City Limits Project Area No. 1 - Original (1975) Project Area No. 1 - Added Territory (1982) Project Area No. 2 (1987) Project Area No. 3 (1991) Project Area No. 4 (1993) City of Palm Desert Redevelopment AgencyProject Are as 0 1 2 Miles November, 2005 City of Palm Desert RDA Project Area #1 and 1982 Annex FY 2004/2005 Top Twenty Property Taxpayers Owner (Number of Parcels) Assessed Value $ Cumulative % Business Description WEA Palm Desert (6) 111,246,161$ 22.6% 800,000 sq. ft. Retail Shopping Mall located at 72840 Highway 111. Desert Crossing (10) 66,824,744$ 13.6% Major Commercial / Shopping Buildings Gardens SPE II (2) 53,836,747$ 10.9% Garden's at El Paseo up-scale retail shopping Center. Big Horn Development (108) 37,622,032$ 7.6% Recreational / Residential Land Developer May Department Stores Co (1) 23,778,377$ 4.8% Retail Store in Westfield Mall (Robinson/May) Federated Western Properties Inc. (4)20,718,286$ 4.2% Retail Store in Westfield Mall (Macy's) Dayton Hudson Corp. 20,193,169$ 4.1% Target Discount and Mervyns Retail Stores KPL Villas 19,477,679$ 4.0% Palm Lake Country Club & Homes(Private) M & H Realty Partners III 13,853,242$ 2.8% Mix Commercial Buildings Best Buy Shopping Center Felcor Suites Limited Partnership 14,842,961$ 3.0% 198 Suite Hotel Palm Desert Town Center Associates (1)13,608,772$ 2.8% Sears Retail (Westfield Mall) L. Lee Bosley Trust (3) 13,322,970$ 2.7% Residential Land Bighorn Development Nationwide Health Properties Inc. (1)11,766,439$ 2.4% Assissted Living Center One El Paseo (6) 11,175,661$ 2.3% MIx Commercial/Restaurant Buildings El Paseo West Time Warner Entertainment (2) 10,409,981$ 2.1% Commercial Shopping Center / C.O.D. College Town Center Plaza (1) 10,277,233$ 2.1% Comercial Shopping Center-Trader Joe's JC Penney Properties Inc (3) 9,895,501$ 2.0% Retail Store & Land Westfield Mall (JC Penney) Bernard Jacques Debonne Trust (7)9,995,786$ 2.0% Vacant Commercial Land (Village Court) SKB PTP (3) 9,551,405$ 1.9% Commercial Center Palms to Pines Ralphs/Washington Mutual Robert A. Weigel Trust (6) 9,450,124$ 1.9% Commercial Shopping Center & Parking lot Total Net Assessed Value 491,847,270$ 100% Source: HdL Coren & Cone and RivRiverside County Assessor 2004/2005 Combined Tax Rolls -155- City of Palm Desert RDA Project Area #2 FY 2004/2005 Top Twenty Property Taxpayers Owner (Number of Parcels) Assessed Value $ Cumulative % Business Description Desert Springs Marriott (85) 217,507,983$ 48.8% Desert Springs resort 895 room Hotel & Golf Course Marriott Ownership Resorts Inc (4360)70,209,185$ 15.7% Time Share Condos/Villas (Shadow Ridge & Desert Springs Villas) CNL Hospitality Partners(1) 29,674,017$ 6.66% Marriott Courtyard 151 Room and Residence Inn 130 Room Hotels Desert Wells 237 (10) 24,228,045$ 5.43% Vacant Commercial Land Sanderson J. Ray Desert Springs Partnership(18)23,870,563$ 5.35% Mixed Use shopping Center (Ralphs/ Walgreens) Resort Ventures(32) 12,260,557$ 2.75% Commercial Land American Realty Inc. Trust (8) 11,300,159$ 2.53% Vacant Commercial Land BNY Western Trust Co.(42) 8,908,576$ 2.00% Golf Course Timeshares Condominiums Manor Healthcare Corporation (1)8,502,767$ 1.91% Assissted Living Center Desert Falls Country Club (6) 7,659,095$ 1.72% Private Golf Course & Homes Dutt Hospital Group Inc (1) 5,501,966$ 1.23% Hamptonn Inn 88 room Hotel & Suites Exxon Mobile Corp (2) 3,512,904$ 0.79% Exxon Mobile Service/Gas station Wells Fargo Bank (14) 3,418,430$ 0.77% Multi Parcel Single Family Homes SGH Partners (1) 3,116,200$ 0.70% Vacant Commercial Land Cornerstone Building Joint Venture (4)3,104,153$ 0.70% Golf Course Timeshares Condominiums BP West Coast Products (2) 2,954,381$ 0.66% AM/PM Service/Gas Station Ken P. Miles Trust (1) 2,767,086$ 0.62% Single Family Residence Joseph D. Preston (1) 2,584,084$ 0.58% Single Family Residence William M. Kelly Trust (2) 2,374,574$ 0.53% Single Family Residence/Commercial Land Valley Center Development(1) 2,362,000$ 0.53% Commercial Land - Valley Center Business Park Total Net Assessed Value 445,816,725$ 100% Source: HdL Coren & Cone and Riverside County Assessor 2004/2005 Combined Tax Rolls -156- City of Palm Desert RDA Project Area #3 2004/2005 Top Twenty Property Taxpayers Owner (Number of Parcels) Assessed Value $ Cumulative % Business Description PR XIV (1) 30,507,068$ 21.4% Multi Family Dwelling (Canterra Apts & Vacant land) Fountains Senior Properties of California (1)16,730,122$ 11.7% Senior Citizens Assissted Living Center(The Fountains) PD Hovley (1) 16,322,297$ 11.4% Residential Property Mgmgt (Hovley Gardens) Time Warner Entertainment Advance (2)13,710,974$ 9.6% Cable Operator (Commercial Office Buildings) SAG Palm Desert (1) 7,880,000$ 5.5% Industrial Storage Facility Palm Desert Disposal Services (5)6,071,869$ 4.3% Industrial Business / Commercial Offices SMG 17 (1) 5,718,808$ 4.0% Commercial / Industrial Offices (Guthey Renker) GHA Paloma Group II (95) 5,008,399$ 3.5% Residential Builder/Developer (Venezia) Cook St Office (1) 4,717,093$ 3.3% Business / Commercial Offices (Corner of Cook/Hovley St) Delmas Jackson Trust (5) 4,567,277$ 3.2% Industrial Business / Commercial Offices Waste Management Inc. (2) 3,262,268$ 2.3% Refuse Collection Base / Industrial Offices Lakeside Properties Inc. (5) 4,309,663$ 3.0% Mix Use Industrial/Commercial Buildings/Stores Stor N Lock Partners 16 (1) 3,570,021$ 2.5% Storage Facility (Stor-n-Lock) WR XVIII i (1) 3,417,932$ 2.4% Vacant Commercial Land Cold Call Cowboy Productions (2)2,877,828$ 2.0% Industrial / Manufacturing Buildings St. Charles Partnership (4) 3,235,804$ 2.3% Industrial / Manufacturing Buildings Gulf California Broadcast Co. (2)2,217,654$ 1.6% Split Parcel Vacant Commercial Land We Trust (1) 2,950,000$ 2.1% Industrial Business / Commercial Offices Bruce Alan Kaplan Trust (1) 2,908,752$ 2.0% Industrial Storage Facility Melanie Place Partners (1) 2,882,462$ 2.0% Split Parcel Industrial Business / Commercial Offices Total Net Assessed Value 142,866,291$ 100% Source: HdL Coren & Cone and Riverside County Assessor 2004/2005 Combined Tax Rolls -157- City of Palm Desert RDA Project Area #4 2004/2005 Top Twenty Property Taxpayers Owner (Number of Parcels) Assessed Value $ Cumulative % Business Description Ashford Park Holdings (1) 26,742,879$ 22.2% Multi-Family Dwellings (Desert Oasis Apts) Indian Ridge C.C. Inc.(69) 21,587,886$ 17.9% Indian Ridge Golf Course & Homes (Private) Cherokee Investment (2) 12,000,000$ 9.9% Storage Facility (Sure Save Storage) Palm Desert SPE (4) 11,384,104$ 9.4% Multi-Family Dwellings (Palm Desert Apts) PD Villas on the Green (1) 7,320,900$ 6.1% Multi-Family Dwellings (Villas on th Green, 55+Apts) Woodhaven Developers Inc. (13)6,147,879$ 5.1% Woodhaven Golf Course & Homes (Private) Dahoon Investment Co. Inc. (22)4,477,206$ 3.7% Palm Desert C.C. Golf Course & Clubhouse SR Mutual Investment Corp.(6) 4,361,573$ 3.6% Palm Desert Resort Golf Course & Clubhouse Brittany Royal Palms Limited Partnership (4)4,049,330$ 3.4% Multi-Family Dwellings (Royal Palms Apts) Cypress Estates (8) 3,577,501$ 3.0% Single Family Residences Sandra L. Heming Trust (2) 2,377,399$ 2.0% 2 Single Family Residences (Indian Ridge C.C.) Avco Financial Services Southern Cal (78)2,184,000$ 1.8% Multi-Family Dwellings (California Villas) PD RDA Keith B. Thomspon (2) 2,167,522$ 1.8% Single Family Residence & Condominium (Indian Ridge C.C.) Michael A. Kahn (2) 2,041,649$ 1.7% 2 Single Family Residences (Indian Ridge C.C.) Mobil Oil Corporation (2) 2,026,023$ 1.7% Mobil Service/Gas Station & Adjacent Commercial Land Michael J. Adams (1) 1,803,045$ 1.5% Single Family Residence (Indian Ridge C.C.) Edward R. Chiuminatta (1) 1,722,213$ 1.4% Single Family Residence (Indian Ridge C.C.) Leonard Schnitzer Trust (1) 1,678,054$ 1.4% Single Family Residence (Indian Ridge C.C.) Raymond Gosselin (1) 1,560,071$ 1.3% Multi-Family Dwellings (Sun Dunes Villas) P. Randall Ziehurt Trust (1) 1,506,612$ 1.2% Single Family Residence (Indian Ridge C.C.) Total Net Assessed Value 120,715,846$ 100% Source: HdL Coren & Cone and Riverside County Assessor 2004/2005 Combined Tax Rolls -158- City of Palm Desert Project Area Statistics June 30, 2005 Description RDA 1 Original RDA 1 1982 Annex RDA 2 RDA 3 RDA 4 Date Project Area was Established 07/16/75 11/25/81 07/15/87 07/17/91 07/19/93 Most Recent Amendment Date 02/27/03 02/27/03 02/27/03 02/26/04 02/26/04 Established Time Limits: -Repayment of Indebtedness 7/16/2026 11/25/2032 7/15/2038 7/17/2042 7/19/2044 -Project Duration 7/16/2016 11/25/2022 7/15/2028 7/17/2032 7/19/2034 -Last Date to incur indebtedness Repealed Repealed Repealed Repealed Repealed Debt Limits (1) none 200,000,000$ 150,000,000$ 100,000,000$ 135,000,000$ Tax Increment Limit 758,000,000$ 500,000,000$ 800,000,000$ 360,000,000$ 600,000,000$ Types of Area in Project R, C, P R, C, P R, C, P, O R, I, C, P R, I, C, P Acreage Size of Project Area 580 5,240 2,927 764 2,260 R = Residential, C= Commercial, P= Public Facilities, I= Industrial, O= Other (1) Figures are unadjusted and should be annually adjusted by Consumers Price Index set by the Bureau of Labor Statistics Source: Palm Desert Redevelopment Agency -159- City of Palm Desert Redevelopment Agency Tax Allocation Bond Issue Information June 30, 2005 PROJECT AREA #1 PROJECT AREA #2 DESCRIPTION $71,955,000 Tax Allocation Bonds $22,070,000 Tax Allocation Bonds $19,000,000 Tax Allocation Bonds $24,945,000 Tax Allocation Bonds $17,310,000 Tax Allocation Revenue Bonds $4,090,000 Tax Allocation Revenue Bonds $15,745,000 Tax Allocation Revenue Bonds Years 25 28 27 21 20 30 30 Bond Issue Date 07/24/97 03/13/02 08/05/03 06/24/04 07/17/02 06/01/95 03/26/03 Final Maturity Date 04/01/23 04/01/30 04/01/30 04/01/25 08/01/22 08/01/25 08/01/33 Highest Interest Rate 5.625% 5.100% 5.000% 5.000% 5.000% 5.20% 5.00% Bond Issue Amount 71,955,000$ 22,070,000$ 19,000,000$ 24,945,000$ 17,310,000$ 4,090,000$ 15,745,000$ Outstanding Bond Amount 59,540,000$ 22,070,000$ 19,000,000$ 24,450,000$ 16,000,000$ 3,905,000$ 15,745,000$ Call Premium 0 - 2.00% 0 - 2.00% 0.00% 0.00% 0 - 2.00% 0 - 2.00% 1 - 2.00% Bond Insurer MBIA MBIA MBIA AMBAC MBIA MBIA MBIA Reserve Requirement (1) 5,126,790 2,804,344 950,000 2,430,750 1,339,150 343,900 769,006 Reserve Balance (1) (1) (1) (1) (1) (1) (1) (1) Called Bonds 0$ 0$ 0$ 0$ 0$ 0$ 0$ Principal Due 05/06 2,025,000 0 0 855,000 690,000 35,000 0 Interest Due 05/06 3,205,899 1,114,665 950,000 1,123,063 690,188 229,795 769,006 Arbritage Yield Rate 5.4584% 5.2939% 4.8571% 4.7961% 4.7043% 6.0485% 4.9502% Arbritage-Amount Owed - - - - - - - Arbritage Five Year Due Date: 04/01/02 04/13/07 08/05/08 06/24/09 07/17/07 06/14/00 03/26/08 PROJECT AREA #3 PROJECT AREA #4 HOUSING FUND DESCRIPTION $4,745,000 Tax Allocation Bonds $11,020,000 Tax Allocation Revenue Bonds $15,695,000 Tax Allocation Revenue $48,760,000 Tax Allocation Revenue Bonds $6,305,000 Tax Allocation Revenue Bonds $12,100,000 Tax Allocation Revenue Bonds Years 30 30 30 30 13 30 Bond Issue Date 08/05/03 03/01/98 11/28/01 01/01/98 08/01/95 09/05/02 Final Maturity Date 04/01/33 10/01/28 10/01/31 10/01/27 09/01/08 10/01/31 Highest Interest Rate 5.13% 5.00% 4.80% 5.10% 5.55% 4.90% Bond Issue Amount 4,745,000$ 11,020,000$ 15,695,000$ 48,760,000$ 6,305,000$ 12,100,000$ Outstanding Bond Amount 4,500,000$ 10,370,000$ 15,235,000$ 45,670,000$ 2,375,000$ 11,625,000$ Call Premium 2.00% 0 - 2.00% 0 - 2.00% 0 - 2.00% 0 - 2.00% 1 - 2.00% Bond Insurer MBIA MBIA MBIA MBIA MBIA MBIA Reserve Requirement (1) 297,953 768,020 965,780 3,625,950 630,500 779,250 Reserve Balance (1) (1) (1) (1) (1) 762,971 (1) Called Bonds 0$ 0$ 0$ 0$ 0$ 0$ Principal Due 05/06 90,000 230,000 170,000 590,000 555,000 245,000 Interest Due 05/06 204,298 520,415 690,825 2,277,410 113,378 521,025 Arbritage Yield Rate 4.9358% 5.2271% 4.9464% 5.1343% 5.2231% 4.8290% Arbritage-Amount Owed Arbritage Five Year Due Date: 08/05/08 10/01/02 11/28/06 10/01/02 09/01/04 09/05/07 (1) A surety bond was issued by MBIA Insurance, future reserve balance's will be zero. Source: City of Palm Desert and Redevelopment Agency -160- City of Palm Desert FY 2004/2005 Breakdown of Basic 1% Property Tax Levy Rates Redevelopment Project Areas Rate Taxing Agency RDA 1 Original RDA 1 1982 Annex RDA 2 RDA 3 RDA 4 County General 28.39891082% 28.32317933% 27.0596412% 25.0233013% 21.92521618% County Library 2.74968243% 2.88908314% 2.9037284% 2.81763140% 2.83042095% County Fire 5.91924877% 6.21933707% 6.2508566% 6.06552360% 6.09304800% City of Indian Wells Annex 0.00000000% 0.00000814% 0.00000000% 0.00000000% 0.00000000% Supervisor Road District 4 0.00000000% 0.00007768% 0.00000000% 0.00000000% 0.00000000% City of Palm Desert 0.00000000% 2.24088682% 3.67007010% 4.9428936% 8.64579644% Rancho Mirage Library 0.00000000% 0.01618088% 0.00000000% 0.00000000% 0.00000000% Rancho Mirage Fire Asmt. 0.00000000% 0.03483260% 0.00000000% 0.00000000% 0.00000000% Desert Sands Unified School District 36.50631474% 36.85374627% 27.7181829% 37.4084679% 37.57820967% Palm Springs Unified School District 0.00000000% 0.00000000% 7.8866794% 0.00000000% 0.00000000% Desert Community College 7.58587528% 8.04974434% 8.0108507% 7.7733361% 7.80862031% County Superintendent of Schools 4.12710357% 4.37947273% 4.3583137% 4.2290907% 4.24829293% Riverside County Reg. Park & Open Space 0.42955731% 0.42956825% 0.4093228% 0.3785101% 0.44219783% Rancho Mirage Community Service 0.00000000% 0.00000000% 0.00000000% 0.0000000% 0.00000000% Coachella Valley Public Cemetary 0.34259341% 0.29868698% 0.2601245% 0.3510551% 0.35266039% Palm Springs Public Cemetary 0.00000000% 0.02983535% 0.0467675% 0.0000000% 0.00000000% Desert Hospital 2.01249888% 1.33102559% 1.7452476% 0.9259610% 0.00000000% Coachella Valley Mosquito & Vector Control 1.38045951% 1.46487454% 1.4577986% 1.4145696% 1.42099925% Coachella Valley Recreation & Park 2.08790283% 1.82031378% 1.5852876% 2.1394978% 2.14920896% Coachella Valley Water District 2.75811342% 2.92572740% 2.9126313% 2.8262713% 2.83910411% Coachella Valley Resource Cons. 2.21018765% 0.02082923% 0.0373406% 0.0313694% 0.03639607% PDRDA Redevlopment 82 Annex 0.00000000% 0.96176542% 0.0000000% 0.0946893% 0.03576396% Coachella Valley Water District Storm Water Unit 3.49155138% 1.71082447% 3.6871567% 3.5778316% 3.59406494% ERAF RDV 0.00000000% 0.00000000% 0.00000000% 0.00000000% 0.00000000% General Purpose Basic 1% Rate 100.00000000% 100.00000000% 100.00000000% 100.00000000% 100.00000000% Source: Palm Desert Redevelopment Agency, Tax Increment Calculations & County of Riverside -161- City of Palm Desert Historical Tax Increment Summary Redevelopment Project Area #1 - Original Last Ten Fiscal Years FY 2004/2005 2003/2004 2002/2003 2001/2002 2000/2001 Secured/Unsecured 7,406,602$ 6,934,754$ 6,503,515$ 6,360,760$ 6,199,196$ Supplemental - PY Supplemental - CY 200,879 151,075 49,849 104,267 140,667 SBE (Utility)300,931 297,098 288,489 285,323 292,520 Total Gross Increment 7,908,412 7,382,927 6,841,853 6,750,350 6,632,383 Low/Mod Housing Set Aside (1,561,352) (1,455,810) (1,348,011) (1,328,643) (1,305,693) Tax Increment Less Low/Mod 6,347,059 5,927,117 5,493,842 5,421,707 5,326,690 Total Pass-Throughs (1)(279,854) (316,366) (696,443) (922,984) 0 SB 2557 Charges (101,653) (103,877) (101,797) (107,137) (103,919) Net Tax Increment Agency (2)5,965,552$ 5,506,874$ 4,695,602$ 4,391,586$ 5,222,771$ FY 1999/2000 1998/1999 1997/1998 1996/1997 1995/1996 Secured/Unsecured 5,549,207$ 5,484,253$ 5,341,708$ 5,185,911$ 5,098,516$ Supplemental - PY 29 0 205,722 138,806 (2,862) Supplemental - CY 58,920 0 0 0 65 SBE (Utility)332,579 322,956 331,955 324,173 329,675 Total Gross Increment 5,940,736 5,807,209 5,879,386 5,648,890 5,425,394 Low/Mod Housing Set Aside (1,168,457) (1,161,442) (1,293,465) (1,242,756) (1,193,587) Tax Increment Less Low/Mod 4,772,279 4,645,767 4,585,921 4,406,134 4,231,807 Total Pass-Throughs (1)0 0 0 0 0 SB 2557 Charges (98,451) (104,485) (62,056) (105,440) (93,751) Net Tax Increment Agency (2)4,673,828$ 4,541,282$ 4,523,865$ 4,300,694$ 4,138,057$ (1) RDA Project Area 1 does not have Total Pass-Throughs with the exception of FY 1991/92. (2) Net Tax Increment Agency does not include Debt Service payments. Sources: City of Palm Desert, Tax Increment Calculations & County of Riverside $0 $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 $6,000,000 $7,000,000 2004/2005 2003/2004 2002/2003 2001/2002 2000/2001 -15.91% 11.75% Percentage represents change from prior year. 6.92%17.28%8.33% -162- City of Palm Desert Historical Tax Increment Summary Redevelopment Project Area # 1 - Amended Last Ten Fiscal Years FY 2004/2005 2003/2004 2002/2003 2001/2002 2000/2001 Secured/Unsecured 27,778,894$ 25,247,194$ 22,967,677$ 19,826,224$ 15,969,365$ Supplemental - PY 0 0 0 0 0 Supplemental - CY 1,502,190 886,454 910,786 2,011,351 1,352,695 SBE (Utility)142,166 144,829 136,296 134,804 138,207 Total Gross Increment 29,423,250 26,278,477 24,014,759 21,972,379 17,460,268 Low/Mod Housing Set Aside (5,811,002) (5,182,761) (4,733,721) (4,330,166) (3,440,490) Tax Increment Less Low/Mod 23,612,248 21,095,716 19,281,038 17,642,213 14,019,778 Total Pass-Throughs (13,463,639) (11,740,730) (10,523,374) (9,583,446) (7,339,195) SB 2557 Charges (368,240) (364,672) (346,155) (321,551) (257,820) Net Tax Increment Agency (1)9,780,369$ 8,990,314$ 8,411,509$ 7,737,217$ 6,422,763$ FY 1999/2000 1998/1999 1997/1998 1996/1997 1995/1996 Secured/Unsecured 12,683,176$ 11,791,667$ 11,283,027$ 10,962,401$ 10,897,657$ Supplemental - PY 399,222 91,071 37,518 (20,053) 68,683 Supplemental - CY 480,210 0 0 0 10,590 SBE (Utility)152,108 142,885 146,870 135,100 137,394 Total Gross Increment 13,714,716 12,025,622 11,467,415 11,077,448 11,114,324 Low/Mod Housing Set Aside (2,699,974) (2,405,124) (2,293,483) (2,215,490) (2,222,865) Tax Increment Less Low/Mod 11,014,742 9,620,498 9,173,932 8,861,958 8,891,459 Total Pass-Throughs (4,598,001) (3,966,585) (3,732,310) (3,605,208) (3,617,219) SB 2557 Charges (214,847) (214,426) (123,390) (219,533) (198,731) Net Tax Increment Agency (1)6,201,894$ 5,439,487$ 5,318,232$ 5,037,218$ 5,075,509$ (1) Data for SB 2557 Charges is available from FY 1990/91. (1) Net Tax Increment Agency does not include Debt Service payments. Sources: City of Palm Desert, Tax Increment Calculations Worksheets & County of Riverside $0 $2,000,000 $4,000,000 $6,000,000 $8,000,000 $10,000,000 $12,000,000 2004/2005 2003/2004 2002/2003 2001/2002 2000/2001 Percentage represents change from prior year. 20.47% 3.56% 8.71% 6.88%8.79% -163- City of Palm Desert Historical Tax Increment Summary Redevelopment Project Area # 2 Last Ten Fiscal Years FY 2004/2005 2003/2004 2002/2003 2001/2002 2000/2001 Secured/Unsecured 12,629,958$ 11,717,869$ 10,422,746$ 8,575,348$ 7,816,649$ Supplemental - PY Supplemental - CY 698,023 812,847 548,517 257,896 391,197 SBE (Utility)23,747 25,689 22,768 22,519 23,088 Total Gross Increment 13,351,728 12,556,405 10,994,031 8,855,763 8,230,934 Low/Mod Housing Set Aside (2,636,969) (2,477,550) (2,167,507) (1,743,454) (1,621,091) Tax Increment Less Low/Mod 10,714,759 10,078,855 8,826,524 7,112,309 6,609,843 Total Pass-Throughs (5,459,600) (4,683,769) (4,320,158) (3,296,575) (2,790,025) SB 2557 Charges (166,884) (168,655) (156,494) (138,491) (125,482) Net Tax Increment Agency (1)5,088,275$ 5,226,431$ 4,349,872$ 3,677,242$ 3,694,336$ FY 1999/2000 1998/1999 1997/1998 1996/1997 1995/1996 Secured/Unsecured 7,120,210$ 6,330,882$ 5,899,166$ 5,377,930$ 5,017,061$ Supplemental - PY 151,051 312,878 187,627 65,221 74,933 Supplemental - CY 93,861 0 0 5,019 SBE (Utility)25,187 21,385 21,982 16,653 16,936 Total Gross Increment 7,390,309 6,665,145 6,108,774 5,459,805 5,113,949 Low/Mod Housing Set Aside (1,454,141) (1,333,029) (1,221,755) (1,091,961) (1,022,790) Tax Increment Less Low/Mod 5,936,168 5,332,116 4,887,019 4,367,844 4,091,160 Total Pass-Throughs (2,423,175) (2,152,320) (1,913,246) (1,702,484) (1,586,470) SB 2557 Charges (119,606) (114,107) (80,229) (70,875) (60,172) Net Tax Increment Agency (1)3,393,387$ 3,065,689$ 2,893,544$ 2,594,485$ 2,444,518$ (1) Net Tax Increment Agency does not include Debt Service payments. Sources: City of Palm Desert, Tax Increment Calculations Worksheets $0 $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 $6,000,000 2004/2005 2003/2004 2002/2003 2001/2002 2000/2001 Percentage represents change from prior year. -0.46%18.29%8.87% 20.15%-2.64% -164- City of Palm Desert Historical Tax Increment Summary Redevelopment Project Area #3 Last Ten Fiscal Years FY 2004/2005 2003/2004 2002/2003 2001/2002 2000/01 Secured/Unsecured 2,137,750$ 2,040,874$ 1,359,556$ 1,204,009$ 1,028,201$ Supplemental - PY 0 Supplemental - CY 261,674 150,716 79,744 130,497 47,444 SBE (Utility)763 1,001 731 723 742 Total Gross Increment 2,400,187 2,192,591 1,440,031 1,335,229 1,076,387 Low/Mod Housing Set Aside (474,397) (432,653) (283,930) (263,165) (211,984) Tax Increment Less Low/Mod 1,925,790 1,759,938 1,156,101 1,072,064 864,403 Total Pass-Throughs (1,197,599) (899,766) (448,489) (183,986) (548,192) SB 2557 Charges (1)(28,204) (29,324) (20,379) (19,405) (16,469) Net Tax Increment Agency 699,987$ 830,848$ 687,233$ 868,673$ 299,742$ FY 1999/2000 1998/99 1997/98 1996/97 1995/96 Secured/Unsecured 854,991$ 677,494$ 610,197$ 520,342$ 539,001$ Supplemental - PY 1,764 37,064 6,959 31,702 8,546 Supplemental - CY 14,199 0 0 2,857 SBE (Utility)908 538 553 121 123 Total Gross Increment 871,862 715,096 617,709 552,166 550,528 Low/Mod Housing Set Aside (171,507) (143,019) (123,542) (110,433) (110,106) Tax Increment Less Low/Mod 700,355 572,077 494,167 441,732 440,422 Total Pass-Throughs (519,921) (660,139) (642,855) (77,212) (76,976) SB 2557 Charges (1)(14,327) (12,181) (7,329) (10,789) (7,856) Net Tax Increment Agency (2)166,107$ (100,243)$ (156,017)$ 353,731$ 355,591$ (1) Data for SB 2557 Charges is available from FY 1993/94. Sources: City of Palm Desert, Tax Increment Calculations Worksheets (2) Negative Tax Increment for FY 1997/98 and FY 1998/99 due to Regional Access Project pass through, prior year tax increment used to cover deficit. $0 $100,000 $200,000 $300,000 $400,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 2004/2005 2003/2004 2002/2003 2001/2002 2000/01 Percentage represents change from prior year. 189.81 % 80.45% -20.89 % 20.90 % -15.75 % -165- City of Palm Desert Historical Tax Increment Summary Redevelopment Project Area # 4 Last Ten Fiscal Years FY 2004/2005 2003/2004 2002/2003 2001/2002 2000/2001 Secured/Unsecured 9,017,457$ 8,044,541$ 7,275,223$ 6,205,401$ 4,612,165$ Supplemental - PY 0 0 Supplemental - CY 694,864 318,307 411,994 854,021 829,389 SBE (Utility)2,036 3,641 1,952 1,930 1,979 Total Gross Increment 9,714,357 8,366,489 7,689,169 7,061,353 5,443,533 Low/Mod Housing Set Aside (1,919,081) (1,650,181) (1,516,029) (1,392,274) (1,073,936) Tax Increment Less Low/Mod 7,795,276 6,716,308 6,173,140 5,669,078 4,369,597 Total Pass-Throughs (5,145,220) (3,569,212) (3,863,556) (3,747,180) (3,640,563) SB 2557 Charges (1)(118,954) (115,583) (109,024) (99,981) (73,853) Net Tax Increment Agency 2,531,102$ 3,031,513$ 2,200,560$ 1,821,917$ 655,182$ FY 1999/2000 1998/1999 1997/1998 1996/1997 1995/1996 Secured/Unsecured 3,293,418$ 1,981,390$ 1,427,671$ 1,102,951$ 1,085,326$ Supplemental - PY 449,268 455,457 80,639 49,662 139,262 Supplemental - CY 578,194 0 0 0 10,592 SBE (Utility)2,117 1,044 1,073 0 0 Total Gross Increment 4,322,997 2,437,892 1,509,383 1,152,613 1,235,180 Low/Mod Housing Set Aside (853,567) (487,578) (301,877) (230,523) (247,036) Tax Increment Less Low/Mod 3,469,430 1,950,314 1,207,506 922,090 988,144 Total Pass-Throughs (2,856,325) (1,312,022) (811,613) (619,829) (664,019) SB 2557 Charges (1)(55,164) (35,617) (20,230) (21,723) (14,214) Net Tax Increment Agency 557,941$ 602,675$ 375,663$ 280,538$ 309,911$ (1) Data for SB 2557 Charges is available from FY 1995/96. Source: Palm Desert Redevelopment Agency, Tax Increment Calculations & County of Riverside $0 $500,000 $1,000,000 $1,500,000 $2,000,000 $2,500,000 $3,000,000 $3,500,000 2004/2005 2003/2004 2002/2003 2001/2002 2000/2001 Percentage represents change from prior year. 178.08% 17.43% 20.78% 37.76% -16.51% -166- This page intentionally left blank. -167- City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 1 - Original Last Ten Fiscal Years FY 2004/2005 2003/2004 2002/2003 2001/2002 2000/2001 Secured: (1) Land 193,066,855$ 180,571,588$ 175,028,644$ 171,440,095$ 167,254,618$ Improvements 468,555,559 430,563,506 403,984,613 389,716,686 381,168,647 Personal Property 4,909,559 2,970,008 3,290,180 3,824,393 4,621,105 Penalty 0 0 0 2,536 61,938 Less Other Exempt (730,777) (100) 0 0 0 Less Home Owner Value (70,000) (77,000) (75,600) (70,000) (49,000) Less B Inv. Value 0 0 0 0 0 Total Net Assessed Taxable Secured Value 665,731,196 614,028,002 582,227,837 564,913,710 553,057,308 Unsecured: Land 156,701 174,128 201,461 229,626 191,925 Improvements 51,133,704 52,581,364 48,916,729 52,533,594 47,281,799 Personal Property 51,093,465 54,158,601 46,472,846 44,331,125 44,847,382 Penalty 0 0 0 1,592,700 2,089,768 Less Other Exempt (39,043) (57,842) (57,121) (58,570) (61,394) Total Net Assessed Taxable Unsecured Value 102,344,827 106,856,251 95,533,915 98,628,475 94,349,480 Total Net Assessed Taxable Value 768,076,023$ 720,884,253$ 677,761,752$ 663,542,185$ 647,406,788$ FY 1999/2000 1998/1999 1997/1998 1996/1997 1995/1996 Secured: (1) Land 157,749,660$ 158,233,158$ 152,360,397$ 162,089,396$ 159,585,014$ Improvements 342,048,525 335,487,546 331,532,883 310,347,856 306,158,845 Personal Property 3,958,876 4,284,839 3,805,452 3,563,026 3,832,650 Penalty 24,969 55,034 7,011 22,855 45,785 Less Other Exempt 0 0 0 0 0 Less Home Owner Value (56,000) (35,000) (28,000) (28,000) (28,000) Less B Inv. Value 0 0 0 0 0 Total Net Assessed Taxable Secured Value 503,726,030 498,025,577 487,677,743 475,995,133 469,594,294 Unsecured: Land 211,902 225,314 50,747 47,559 251,002 Improvements 44,481,799 43,198,389 37,357,588 37,898,413 36,344,372 Personal Property 33,234,094 33,519,839 35,834,338 31,172,730 29,870,330 Penalty 735,012 748,851 766,233 585,341 902,426 Less Other Exempt (38,283) (69,264) (58,072) (50,241) (69,094) Total Net Assessed Taxable Unsecured Value 78,624,524 77,623,129 73,950,834 69,653,802 67,299,036 Total Net Assessed Taxable Value 582,350,554$ 575,648,706$ 561,628,577$ 545,648,935$ 536,893,330$ (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations -168- City of Palm Desert Change in Taxable Values Redevelopment Project Area # 1 - Original 2004/2005 versus 2003/2004 FY 2004/2005 2003/2004 % Change Secured: (1) Land 193,066,855$ 180,571,588$ 6.9% Improvements 468,555,559$ 430,563,506$ 8.8% Personal Property 4,909,559$ 2,970,008$ 65.3% Penalty 0$ 0$ 0.0% Less Other Exempt (730,777)$ (100)$ 730677.0% Less Home Owner Value (70,000)$ (77,000)$ -9.1% Total Net Assessed Taxable Secured Value 665,731,196$ 614,028,002$ 8.4% Unsecured: Land 156,701$ 174,128$ -10.0% Improvements 51,133,704$ 52,581,364$ -2.8% Personal Property 51,093,465$ 54,158,601$ -5.7% Penalty 0$ 0$ 0.0% Less Other Exempt (39,043)$ (57,842)$ -32.5% Total Net Assessed Taxable Unsecured Value 102,344,827$ 106,856,251$ -4.2% Total Net Assessed Taxable Value 768,076,023$ 720,884,253$ 6.5% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations -169- City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 1 - Amended Last Ten Fiscal Years FY 2004/2005 2003/2004 2002/2003 2001/2002 2000/2001 Secured: (1) Land 1,099,974,404$ 1,037,831,772$ 964,043,115$ 887,797,124$ 746,195,135$ Improvements 2,322,285,503 2,109,457,532 1,966,604,300 1,742,745,364 1,493,036,846 Personal Property 4,080,748 3,722,255 4,822,804 4,009,942 3,266,563 Penalty 0 0 0 31,999 159,145 Less Other Exempt (72,356,678) (50,011,055) (50,251,474) (55,711,920) (47,407,077) Less Home Owner Value (31,114,156) (30,819,292) (28,898,212) (28,025,997) (27,838,129) Less B Inv. Value 0 0 0 0 0 Total Net Assessed Taxable Secured Value 3,322,869,821 3,070,181,212 2,856,320,533 2,550,846,512 2,167,412,483 Unsecured: Land 1,449 9,581 135,778 143,855 52,422 Improvements 33,165,394 32,087,933 29,960,052 26,976,720 27,217,181 Personal Property 53,234,502 56,477,588 46,150,607 42,134,507 40,144,238 Penalty 0 0 0 494,612 673,565 Less Other Exempt (6,430,836) (8,791,155) (8,632,424) (9,613,037) (10,316,419) Total Net Assessed Taxable Unsecured Value 79,970,509 79,783,947 67,614,013 60,136,657 57,770,987 Total Net Assessed Taxable Value 3,402,840,330$ 3,149,965,159$ 2,923,934,546$ 2,610,983,169$ 2,225,183,470$ FY 1999/2000 1998/1999 1997/1998 1996/1997 1995/1996 Secured: (1) Land 631,896,282$ 607,328,618$ 598,056,040$ 593,084,678$ 589,033,586$ Improvements 1,292,074,218 1,230,571,559 1,194,367,177 1,169,643,780 1,174,332,339 Personal Property 1,984,406 1,632,328 1,581,739 1,533,185 1,495,546 Penalty 37,717 54,377 26,687 41,966 87,352 Less Other Exempt (46,013,692) (44,781,911) (43,778,024) (43,171,518) (42,783,930) Less Home Owner Value (27,464,787) (28,135,860) (28,427,000) (28,142,400) (27,488,800) Less B Inv. Value 0 0 0 0 0 Total Net Assessed Taxable Secured Value 1,852,514,144 1,766,669,111 1,721,826,619 1,692,989,691 1,694,676,093 Unsecured: Land 46,483 169,654 778,001 608,938 591,897 Improvements 20,563,813 15,262,873 14,561,036 14,135,932 10,207,099 Personal Property 29,967,514 26,532,412 23,804,436 20,336,143 16,513,405 Penalty 181,234 592,583 419,541 49,945 837,205 Less Other Exempt (6,335,363) (1,377,178) (5,328,832) (3,957,847) (4,890,796) Total Net Assessed Taxable Unsecured Value 44,423,681 41,180,344 34,234,182 31,173,111 23,258,810 Total Net Assessed Taxable Value 1,896,937,825$ 1,807,849,455$ 1,756,060,801$ 1,724,162,802$ 1,717,934,903$ (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations -170- City of Palm Desert Change in Taxable Value Redevelopment Project Area # 1 - Amended 2004/2005 versus 2003/2004 FY 2004/2005 2003/2004 % Change Secured: (1) Land 1,099,974,404$ 1,037,831,772$ 6.0% Improvements 2,322,285,503$ 2,109,457,532$ 10.1% Personal Property 4,080,748$ 3,722,255$ 9.6% Penalty 0$ 0$ 0.0% Less Other Exempt (72,356,678)$ (50,011,055)$ 44.7% Less Home Owner Value (31,114,156)$ (30,819,292)$ 1.0% Total Net Assessed Taxable Secured Value 3,322,869,821$ 3,070,181,212$ 8.2% Unsecured: Land 1,449$ 9,581$ -84.9% Improvements 33,165,394$ 32,087,933$ 3.4% Personal Property 53,234,502$ 56,477,588$ -5.7% Penalty 0$ 0$ 0.0% Less Other Exempt (6,430,836)$ (8,791,155)$ -26.8% Total Net Assessed Taxable Unsecured Value 79,970,509$ 79,783,947$ 0.2% Total Net Assessed Taxable Value 3,402,840,330$ 3,149,965,159$ 8.0% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations -171- City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 2 Last Ten Fiscal Years FY 2004/2005 2003/2004 2002/2003 2001/2002 2000/2001 Secured: (1) Land 377,500,739$ 338,504,943$ 298,852,366$ 268,700,076$ 254,353,602$ Improvements 964,730,831 915,313,076 830,436,695 675,455,198 615,751,576 Personal Property 8,309,969 7,136,535 7,539,988 6,840,530 6,545,424 Penalty (2)0 0 0 0 0 Less Other Exempt (3,133,357) (2,979,597) (2,823,135) (2,767,781) (1,213,512) Less Home Owner Value (3,689,000) (3,316,600) (2,853,200) (2,639,000) (2,623,600) Less B Inv. Value 0 0 0 0 0 Total Net Assessed Taxable Secured Value 1,343,719,182 1,254,658,357 1,131,152,714 945,589,023 872,813,490 Unsecured: Land 0 0 0 0 0 Improvements 3,853,947 4,482,615 2,799,545 2,910,472 2,417,234 Personal Property 13,891,105 11,486,746 7,626,600 8,438,055 5,921,587 Penalty 0 0 0 115,676 46,458 Total Net Assessed Taxable Unsecured Value 17,745,052 15,969,361 10,426,145 11,464,203 8,385,279 Total Net Assessed Taxable Value 1,361,464,234$ 1,270,627,718$ 1,141,578,859$ 957,053,226$ 881,198,769$ FY 1999/2000 1998/1999 1997/1998 1996/1997 1995/1996 Secured: (1) Land 241,562,963$ 221,877,005$ 210,387,922$ 197,557,269$ 187,520,043$ Improvements 557,262,592 502,284,327 469,021,627 433,210,966 401,961,850 Personal Property 10,603,177 6,563,588 7,699,828 4,367,066 8,746,222 Penalty (2)75,371 0 0 0 Less Other Exempt (1,189,719) (1,168,077) (1,245,174) (1,222,721) (1,210,397) Less Home Owner Value (2,522,800) (2,403,800) (2,219,000) (2,023,000) (1,883,000) Less B Inv. Value 0 0 0 0 0 Total Net Assessed Taxable Secured Value 805,716,213 727,228,414 683,645,203 631,889,580 595,134,718 Unsecured: Land 0 0 0 0 0 Improvements 1,877,417 1,860,565 2,049,025 1,890,431 1,753,774 Personal Property 3,984,295 4,363,617 4,126,229 4,132,977 5,092,080 Penalty 77,730 57,857 34,546 14,500 0 Total Net Assessed Taxable Unsecured Value 5,939,442 6,282,039 6,209,800 6,037,908 6,845,854 Total Net Assessed Taxable Value 811,655,655$ 733,510,453$ 689,855,003$ 637,927,488$ 601,980,572$ (1) Secured values include State assessed data. Source: Palm Desert Redevelopment Agency, Tax Increment Calculations & County of Riverside -172- City of Palm Desert Change in Taxable Value Redevelopment Project Area # 2 2004/2005 versus 2003/2004 FY 2004/2005 2003/2004 % Change Secured: (1) Land 377,500,739$ 338,504,943$ 11.5% Improvements 964,730,831$ 915,313,076$ 5.4% Personal Property 8,309,969$ 7,136,535$ 16.4% Penalty 0$ 0$ 0.0% Less Other Exempt (3,133,357)$ (2,979,597)$ 5.2% Less Home Owner Value (3,689,000)$ (3,316,600)$ 11.2% Less B Inv. Value 0$ 0$ 0.0% Total Net Assessed Taxable Secured Value 1,343,719,182 1,254,658,357 7.1% Unsecured: Land 0$ 0$ 0.0% Improvements 3,853,947$ 4,482,615$ -14.0% Personal Property 13,891,105$ 11,486,746$ 20.9% Penalty 0$ 0$ 0.0% Total Net Assessed Taxable Unsecured Value 17,745,052 15,969,361 11.1% Total Net Assessed Taxable Value 1,361,464,234$ 1,270,627,718$ 7.1% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations -173- City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 3 Last Ten Fiscal Years FY 2004/2005 2003/2004 2002/2003 2001/2002 2000/2001 Secured: (1) Land 91,523,675$ 83,600,129$ 76,423,641$ 70,984,182$ 67,042,691$ Improvements 243,139,587 221,590,995 176,923,362 167,824,429 149,512,375 Personal Property 3,152,374 1,581,880 1,224,360 1,221,819 1,739,556 Penalty 0 0 0 255 40,255 Less Other Exempt (19,430,222) (3,149,364) (2,977,801) (2,868,530) (2,651,190) Less Home Owner Value (1,974,000) (1,912,400) (1,750,000) (1,687,000) (1,762,600) Total Net Assessed Taxable Secured Value 316,411,414 301,711,240 249,843,562 235,475,155 213,921,087 Unsecured: Land 2,138 2,138 2,213 29,325 29,992 Improvements 9,635,015 13,245,112 8,281,641 11,021,570 11,069,151 Personal Property 35,730,772 37,209,995 26,061,080 21,453,363 24,808,691 Penalty 0 0 0 904,695 1,176,179 Less Other Exempt (455,101) (470,220) (459,656) (646,953) (424,328) Total Net Assessed Taxable Unsecured Value 44,912,824 49,987,025 33,885,278 32,762,000 36,659,685 Total Net Assessed Taxable Value 361,324,238$ 351,698,265$ 283,728,840$ 268,237,155$ 250,580,772$ FY 1999/2000 1998/1999 1997/1998 1996/1997 1995/1996 Secured: (1) Land 62,879,457$ 62,465,266$ 62,899,697$ 59,741,591$ 59,492,810$ Improvements 142,889,361 143,323,854 143,172,549 138,853,030 132,659,136 Personal Property 4,247,032 4,474,127 3,388,041 3,899,940 3,703,111 Penalty 0 2,295 2,295 1,036 327,178 Less Other Exempt (2,429,452) (19,068,851) (18,623,087) (16,995,333) (15,980,806) Less Home Owner Value (1,789,200) (1,807,400) (1,743,000) (1,531,600) (1,370,600) Total Net Assessed Taxable Secured Value 205,797,198 189,389,291 189,096,495 183,968,664 178,830,829 Unsecured: Land 31,781 29,656 29,703 30,941 4,307 Improvements 8,832,767 8,843,353 5,998,073 4,335,089 11,413,789 Personal Property 18,345,262 18,062,689 13,493,827 11,759,146 11,054,432 Penalty 625,647 711,922 554,243 186,362 988,033 Less Other Exempt (399,507) (341,825) (372,400) (254,318) (238,603) Total Net Assessed Taxable Unsecured Value 27,435,950 27,305,795 19,703,446 16,057,220 23,221,958 Total Net Assessed Taxable Value 233,233,148$ 216,695,086$ 208,799,941$ 200,025,884$ 202,052,787$ (1) Secured values include State assessed data. Source: Palm Desert Redevelopment Agency, Tax Increment Calculations & County of Riverside -174- City of Palm Desert Change in Taxable Values Redevelopment Project Area # 3 2005/2005 versus 2003/2004 FY 2004/2005 2003/2004 % Change Secured: (1) Land 91,523,675$ 83,600,129$ 9.5% Improvements 243,139,587$ 221,590,995$ 9.7% Personal Property 3,152,374$ 1,581,880$ 99.3% Penalty 0$ 0$ 0.0% Less Other Exempt (19,430,222)$ (3,149,364)$ 517.0% Less Home Owner Value (1,974,000)$ (1,912,400)$ 3.2% Total Net Assessed Taxable Secured Value 316,411,414 301,711,240 4.9% Unsecured: Land 2,138$ 2,138$ 0.0% Improvements 9,635,015$ 13,245,112$ -27.3% Personal Property 35,730,772$ 37,209,995$ -4.0% Penalty 0$ 0$ 0.0% Less Other Exempt (455,101)$ (470,220)$ -3.2% Total Net Assessed Taxable Unsecured Value 44,912,824 49,987,025 -10.2% Total Net Assessed Taxable Value 361,324,238$ 351,698,265$ 2.7% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations -175- City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 4 Last Ten Fiscal Years FY 2004/2005 2003/2004 2002/2003 2001/2002 2000/2001 Secured: (1) Land 423,136,913$ 387,894,896$ 363,532,124$ 336,601,532$ 295,636,937$ Improvements 1,060,291,261 1,000,472,990 943,610,707 861,691,896 742,772,488 Personal Property 1,039,548 903,523 1,176,104 1,269,934 1,085,189 Penalty (2)0 0 0 91,675 32,666 Less Other Exempt (2,213,136) (2,236,588) (2,005,855) (1,924,780) (1,240,153) Less Home Owner Value (16,083,200) (16,032,800) (15,162,000) (14,604,800) (14,263,200) Less B Inv. Value 0 0 0 0 Total Net Assessed Taxable Secured Value 1,466,171,386 1,371,002,021 1,291,151,080 1,183,125,457 1,024,023,927 Unsecured: Land 0 0 0 0 0 Improvements 2,043,627 1,172,618 1,610,760 1,878,576 2,018,343 Personal Property 4,639,732 3,438,910 6,790,656 8,053,034 8,071,994 Penalty (2)0 0 0 70,495 31,283 Total Net Assessed Taxable Unsecured Value 6,683,359 4,611,528 8,401,416 10,002,105 10,121,620 Total Net Assessed Taxable Value 1,472,854,745$ 1,375,613,549$ 1,299,552,496$ 1,193,127,562$ 1,034,145,547$ FY 1999/2000 1998/1999 1997/1998 1996/1997 1995/1996 Secured: (1) Land 266,431,690$ 241,556,658$ 239,474,265$ 230,406,034$ 226,816,633$ Improvements 639,902,284 543,450,593 487,317,734 464,373,174 463,671,956 Personal Property 1,130,254 3,312,159 1,030,391 1,304,271 3,679,819 Penalty (2)52,911 52,911 158,682 500 Less Other Exempt (1,125,349) (945,874) (1,106,989) (1,049,518) (967,616) Less Home Owner Value (13,610,800) (13,367,200) (12,854,800) (12,691,000) (12,355,000) Less B Inv. Value 0 0 0 0 0 Total Net Assessed Taxable Secured Value 892,728,079 774,059,247 713,913,512 682,501,643 680,846,292 Unsecured: Land 0 0 41,582 41,582 11,851 Improvements 1,874,135 624,979 923,449 738,984 623,062 Personal Property 8,292,670 1,673,026 2,152,303 1,510,108 1,175,492 Penalty (2)28,376 28,741 73,710 4,000 20,806 Total Net Assessed Taxable Unsecured Value 10,195,181 2,326,746 3,191,044 2,294,674 1,831,211 Total Net Assessed Taxable Value 902,923,260$ 776,385,993$ 717,104,556$ 684,796,317$ 682,677,503$ (1) Secured values include State assessed data. -176- City of Palm Desert Change in Taxable Values Redevelopment Project Area # 4 2004/2005 versus 2003/2004 FY 2004/2005 2003/2004 % Change Secured: (1) Land 423,136,913$ 387,894,896$ 9.1% Improvements 1,060,291,261$ 1,000,472,990$ 6.0% Personal Property 1,039,548$ 903,523$ 15.1% Penalty 0$ 0$ 0.0% Less Other Exempt (2,213,136)$ (2,236,588)$ -1.0% Less Home Owner Value (16,083,200)$ (16,032,800)$ 0.3% Less B Inv. Value 0$ 0$ 0.0% Total Net Assessed Taxable Secured Value 1,466,171,386 1,371,002,021 6.9% Unsecured: Land 0$ 0$ 0.0% Improvements 2,043,627$ 1,172,618$ 74.3% Personal Property 4,639,732$ 3,438,910$ 34.9% Penalty 0$ 0$ 0.0% Total Net Assessed Taxable Unsecured Value 6,683,359 4,611,528 44.9% Total Net Assessed Taxable Value 1,472,854,745$ 1,375,613,549$ 7.1% -177- This page intentionally left blank. 178