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HomeMy WebLinkAboutReceive-File Component Unit Financial Report FYE 06/30/06Approved: Carlos L. brteg gI CITY OF PALM DESERT FINANCE DEPARTMENT Staff Report REQUEST: RECEIVE AND FILE THE AUDITED FINANCIAL REPORTS FOR THE PALM DESERT REDEVELOPMENT AGENCY FOR THE FISCAL YEAR ENDED JUNE 30, 2006 DATE: FEBRUARY 8, 2007 CONTENTS: PALM DESERT REDEVELOPMENT AGENCY AUDITED FINANCIAL REPORT FOR THE FISCAL YEAR ENDED JUNE 30, 2006 Recommendation: By Minute Motion, that the City Council receive and file the audited Component Unit Financial Report for the Palm Desert Redevelopment Agency for fiscal year ending June 30, 2006. Background: Lance, Soli & Lunghard, LLP, performed and completed the annual independent audit for the fiscal year ended June 30, 2006, for the Redevelopment Agency in September 2006, in accordance with generally accepted auditing standards. In the auditor's opinion, the basic financial statements present fairly, in all material respects, the financial position of the Redevelopment Agency as of June 30, 2006, and the results of its operations of the year then ended are in conformity with accounting principles generally accepted in the United States of America. In conducting the audit, the auditors are also required to test the Agency's internal controls. For the year ended June 30, 2006, the auditors did not issue a management letter, indicating that the Agency's current internal controls are adequate. The Audit, Investment and Finance Committee received the audited financial statements for the Palm Desert Redevelopment Agency at their January 23, 2007 meeting, and it was recommended that the statements for the fiscal year ended June 30, 2006 be received and filed by the City Council. Submit d by: CITY COUNCIL ACTION: APPROVED , DENIED RECEIVED Filed OTHER Paul S. Gibson, Director of Finance/City Treasurer MEETING DATE 4-017 '` AYE a : e'.�lsprrl, Ferc uStn, FI'(lt'r , �i�t�'(ej, t� ei/U NOES Al otii e., J ABSENT: /Jofc ABSTAIN: W�r�� VERIFIED BY: IQ (»C I r� Original on File withOCity Clerk's Office City Manager \\Win2k\groups\Finance\Niamh Ortega\Wpdocs\PGibson\Staff Reports\Audit staff reports 2006\audit 2006 RDA CUFR.rtf PALM DESERT REDEVELOPMENiAGENCY PALM DESERT, CALIFORNIA FINANCIAL STATEMENTS JUNE 30, 2006 - � � [THIS PAGE INTENTZONALLY LEFT BI.ANK] e � � � c PALM DESERTREDEVELOPMENTAGENCY JUNE 30, 2006 TABLE OF CONTENTS Page Number INDEPENDENT AUDITORS' REPORT Financial Audit 1 Comp(iance Audit 3 MANAGEMENT DISCUSSION AND ANALYSIS 5 ' BASIC FINANCIAL STATEMENTS Government-Wide Financial Statements: Exhibit A - Statement of Net Assets 11 Exhibit B - Statement of Activities 12 1 , Fund Financial Statements: Exhibit C - Balance Sheet-Governmental Funds 14 Exhibit D - Reconciliation of Governmental Funds Balance Sheet to the Statemenf of Net Assefs 16 Exhibit E - Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Fund Types 18 Exhibit F - Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Ba(ances of Governmental Funds to the ; Statement of Activities 20 � , Notes to Basic Financial Statements 21 � SUPPLEMENTARY INFORMATION � Schedule 1 - Combining Balance Sheet - Other Governmental Funds 45 Schedule 2 - Combining Statement of Revenues, Expenditures and Changes in Fund Balances -Other Governmental Funds 46 Schedule 3 - Combining Balance Sheet- Housing Authority Special Revenue Fund 48 Schedule 4 - Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Housing Authority Special Revenue Fund 50 Schedule 5 - Combining Balance Sheet - Other Governmental Funds - Debt Service 5� Schedule 6 - Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Other Governmental Funds - Debt Service 53 PALM DESERT REDEVELOPMENT AGENCY JUNE 30, 2006 TABLE OF CONTENTS Page Number SUPPLEMENTARY INFORMATION (Continued) Schedule 7 - Combining Balance Sheet- Other Governmental Funds - Capitai Projects 54 Schedule 8 - Combining Statement of Revenues, Expenditures and Changes in Fund Balances- Other Governmental Funds - Capital Projects 55 Schedule 9 - Computation of Low and Moderate Housing Excess Surplus Funds 56 . ` • � � Rrandon V1. Kiu i��.• Lance Donald L.Parkcr Q Michael K.('hu 5��� pt Uavid E.Hale L u n g h a rd A P.vJarwnal(oryorannn Donald G.Slater LLP Richard K.Kikuchi Certif ied Puhlic Accor�ntants Rerired Kobcrt C.Lancc 1914-199� Richard C.Soll Ered J.Lun�hard,,Ir. 192N-1'pY INDEPENDENT AUDITORS' REPORT To the Honorable Mayor and Members of the City Council Palm Desert Redevelopment Agency We have audited the accompanying financial statements of the governmental activities, each major fund, and the aggregate remaining fund information of the Palm Desert Redevelopment Agency, a component unit of the City of Palm Desert, California, as of and for the year ended June 30, 2006, which collective�y comprise the Agency's basic financial statements as listed in the table of contents. These financiai statements are the responsibility of the Palm Desert Redevelopment Agency's manayement. Our , responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States o` America and the standards applicable to financial audits contained in Go�ernmenf Auditing Standu�;,•.:. "'' issued by the Corriptroller General of the United States. Those standards require that we plan and perforri� A the audit to obtain reasonabte assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles useci and significant estimates made by management, as well as evaluating the overall financial state • � presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, tfi� respective financial position of the governmental activities, each major fund and the aggregate remaininy fund information of the Palm Desert Redevelopment Agency, as of June 30, 2006, and the respective changes in financial position thereof for the year then ended in conformity with accounting principles } generally accepted in the United States of America. !n accordance with Government Auditi,ig Standards, issued by the Comptroller General of the Unite� � States, we have also issued our report dated September 8, 2006, on our consideration of the Palm Desert � Redevelopment Agency's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts and grants. ' The accompanying managemenYs discussion and analysis on pages 5 through 10 is not a required part or the basic financial statements but is supplementary information required by the Governmental Accountir.n Standards Board. We have applied certain limited procedures, which consisted principally of inquirie:�, ;;: management regarding the methods of ineasurement and presentation of the required supplemeri;a�y information. However, we did not audit the information and express no opinion on it. 75 YEARS 1929 2004 Q� F��[CQ 203 N.Rrea Blvd.,Suitr 2U3 • I3rca.CA93K'_I-�(15(,• {71d1 f�72-(x)?2 • F�x�71-11(�7Z-(l��l • N'N'N ItiICO:lti.il�lll. Lance Sotl � Lunghard llP C(HTIFIlD/VA(IC ACGOUNI.INI;. To the Honorable Mayor and Members of the City Council City of Paim Desert Redevelopment Agency Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the Agency's basic financial statements. The combining and individual nonmajor fund financial statements and Computation of Low and Moderate Housing Excess/Surplus Funds are presented for purposes of additional analysis and are not a required part of the basic financial statements. Such information has been subjected to the auditing procedures appiied in the audit of the basic financial statements and, in our opinion, is fairly stated in all material respects in relation to the basic financial statements taken as a whole. � �� �� ��� , �y�� September 8, 2006 � . � 4.. 2 Brandon 1'1. Burruµs Lance Uonald 1..I'arkrr Michael K.C'hu SD'� � navid H:.Hale L u n g h a rd A YroJtssu�ml(o'poratu�n Uonald G.Slatcr LLP Richard K.Kikuchi C'ertified 1'uhlic Accountants rrer�.ed Robert(:.Lancr 1914�199i Richard C.Soll Fred,1.l,un�hard,.)r. 1928-i� REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE Vb'ITH GOVERNMENT AUDITING STANDARDS To the Honorable Mayor and Members of the City Council Palm Desert Redevelopment Agency We have audited the financial statements of Palm Desert Redevelopment Agency as of and for the year ended June 30, 2006, and have issued our report thereon dated September 8, 2006. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government .Auditing Standards issued by the �+ Comptroller General of the United States. A Internal Control Over Financial Reporting In planning and performing our audit, we considered the Palm Desert Redevelopment Agency's interna� control over financial reporting in order to determine our auditing procedures for the purpose of expressir�y our opinion on the financiai statements and not to provide an opinion on the internal control over financial reporting. Our consideration of the internal control over financial reporting would not necessarily disclose ail matters in the internal controt over financial reporting that might be material weaknesses. A materia' weakness is a reportable condition in which the design or operation of one or more of the internal control components does not reduce to a relatively low level the risk that misstatements caused by error or fraud in amounts that would be material in relation to the financial statements being audited may occur and not , be detected within a timely period by employees in the normal course of performing their assigned functions. We noted no matters involving the internal control over financial reporting and its operation tt;a! we consider to be material weaknesses. Compliance and Other Matters As part of obtainrng reasonable assurance about whether the financial statements of the Palm Desert Redevelopment Agency are free of material misstatements, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. Such provisions included those provisions of laws and regulations identified in the Guidelines for Compliance Audits of California Redevelopment Agencies, issued by the State Controller and as interpreted in the Suggested Auditing Procedures for Accomplishing Compliance Audits of California Redevelopment Agencies, issuecl by the Governmental Accounting and Auditing Committee of the California Society of Certified P��t�l-� Accountants. However, providing an opinion on compliance with those provisions was not an objective ot our audit and, accordingly, we do not express such an opinion. 75 YEARS l9Z9 �����_1�004 �� Fa:l;�l.G�ll�.'e ?U3 N.Brea BI�d..Suitc 2(l� • Brra.CA 92821-405f,• 171J1 fi72-(N122 • Fax(7141 F72-0?31 • \4N'N'. til�Ylti.illlll Lance SOf) 6 Lunghard Ll P CEaiIFlFD PUBiK�CCCM/a 7A N r,c To the Honorable Mayor and Members of the Crty Council City of Palm Desert Redeveiopment Agency Page 2 The results of our tests disclosed no instances of noncompliance that are required to be reported under Government Audihng Startdards issued by the Comptroller General of the United States This report is intended solely for the information of the audit committee, management and tf�e State Controller. However, this report is a matter of public record and its distribution is not limited. � �� �� �'�� , ���, September 8, 2006 � . � � 4 CITY OF PALM DESERT MANAGEMENT'S DISCUSSION AND ANALYSIS Our discussion and analysis of the Palm Desert Redevelopment Agency's (Agency) financial performance for the fiscal year ended June 30, 2006, provides a comparison of current year to prior year ending results based on the government-wide statements, an analysis on the Agency's overall financial posilion anc: results of operations to assist users in evaluating the Agency's financial position, and a discussion o` significant changes that occurred in funds. In addition, it describes the activities during the year for capital assets and long-term debt. We end our discussion and analysis with a description of currently known facts, decisions and conditions that are expected to have a significant effect on the financial position or results of operations. Please read it in conjunction with the Agency's financial statements. FINANCIAL HIGHLIGHTS The Agency's governmental activities net assets deficit decreased $15.11 million, or 30.73 percent. � During the year, the Agency had revenues that were $14.98 million more than the $72.17 million in expenses recorded by the Agency in its governmental activities. � The Agency's governmental activities program revenues and general revenues increased �15.58 miltion, or 21.76 percent from the prior year, and program expenses increased $7.97 million, or 12.41 percent. . USING THIS ANNUAL REPORT This annual report consists of a series of financial statements. The Statement of Net Assets and Statement of Activities (on pages 11 and 12) provide information about the activities of the Agency as a whole and present a long-term view of the Agency's finances. Fund financial statements start on page 14. For governmental activities, these fund statements tell how these services were financed in the short term as well as what remains for future spending. Fund financial statements also report the Agency's operation in more detail than the government-wide statements by providing information about the Agency's most significant funds as well as the other funds. REPORTING THE AGENCY AS A WHOLE -' The Statement of Net Assets and the Statement of Activities: Our analysis of the Agency as a whole begins on page 11. One of the most important questions asked about the Agency's finances is, "Is the Agency as a whole better off or worse off as a result of the year's activities?" The Statement of Net Assets and the Statement of Activities report information about the Agency as a whole and about its activities in a way to answer this question. These statements include all assets and liabilities of the Agency using the accrua/ basis of accounting, which is similar to the accounting used by most private-sector companies. All of the current year's revenues and expenses are taken into account regardless of when cash is received or paid. These two statements report the Agency's net assets and changes in them. Net assets are the difference between assets and liabilities, which is one way to measure the Agency's financial health, or financia! position. Over time, increases or decreases in the Agency's net assets are an indication of whether its financiaf health is improving or deteriorating. In the Statement of Net Assets and the Statement of Activities, we separate the Agency into general government, apartment comptexes, public works, payments to other agencies and interest on long-term debt. 5 REPORTING THE AGENCY`S MOST SIGNIFICANT FUNDS Fund Financial Statements: The fund financial statements provide detailed information about the most significant funds and other funds - not the Agency as a whole. Some funds are required to be estabtished by State law and by bond covenants. However, management established many other funds to help it control and manage money for particular purposes or to show that it is meeting legal responsibilities for using certain taxes, grants and other resources. The Agency only has governmental type funds. Governmental Funds - Most of the Agency's basic services are reported in governmental funds, which focus on haw money flows in and out of those funds and the balances left at year-end that are available for spending. These funds are reported using the modified accrual basis of accounting, which measures cash and ail other financial assets that can readily be converted to cash. The governmental fund statements provide a detailed short-term view of the Agency's general government operations and the basic services it provides. Governmental fund information helps determine whether there are more or fewer financial resources that can be spent in the near future to finance the Agency's programs. The differences of results in the Governmental Fund financial statements to those in the Government-Wide financial statements are explained in a reconciliation following each Governmental Fund financial statemenl. THE AGENCY AS A WHOLE The Agency's net assets deficit decreased $15.11 million from $(49.17) million to $(34.06) million. Our ' analysis below focuses on the net deficit (Table 1) and changes in net deficit (Table 2) of the Agency's � governmental activities. TABLE 1 NET ASSETS (IN MILLIONS) As of June 30, 2006 and 2005 Governmental Activities 2006 2005 _ Current and restricted assets $ 167.82 $ 157.99 . Capital assets 125.63 108.79 - TOTAL ASSETS 293.45 266.78 Long-term liabilities outstand+ng 279.34 284.99 Other liabilities 48.17 30.96 TOTAL LIABILITIES 327.51 315.95 Net assets (deficit): Invested in capital assets, net of related debt - 12.47 Restricted 34.07 41.19 Unrestricted (68.13) (102.83) TOTAL NET ASSETS (DEFIGIT) � (34.06) � l49.17) 6 Corripared to the prior year, net assets deficit of the Agency's governmental activities decreased b; �15.11 million. The Agency's Net Assets is made up of three components: Investment in Capital Assets, Net of Related Debt, Restricted Net Assefs and Unrestricted Net Deficit. Unrestricted deficit, the part ot net deficit that can be used to finance day-to-day operations, decreased from $(102.83) million to $(68.13) million, or 33.74 percent. The Agency currently has an unrestricted net deficit because of the debt it has issusd. Proceeds from the debt were used for capital improvements on behalf of the C�ty or contributed to developers and is not offset by investments in capital assets. The major change in the Agency's governmental activities total assets was from capital assets, wl�ict increased due to the purchase of land and buildings, and construction of various projects. Total liabilities increased by $11.56 million, the major contributor to the increase is the liabilities that tl�c Agency has to pass-through agreements. That liabitity alone increased by $13.76 million from the pri�r year. TABLE 2 CHANGES IN NET ASSETS (IN MILLIONS) ' As of June 30, 2006 and 2005 Governmental Activities rJ 2006 2005 � REVENUES: Program Revenues: Charges for services $ 4.97 $ 4.68 General Revenues: Tax increment 77.02 62.01 Other income 1.45 2.14 Investment earnings 3.71 2.74 70TAL REVENUES 87.15 71.57 � EXPENSES: General government 7.49 8.09 , Apartment complexes 6.90 6.95 Public works 6.75 5.09 Payments to other agencies 36.84 30.19 Interest on long-term debt 14.19 13.88 TOTAL EXPENSES 72.17 64.20 INCREASE (DECREASE) IN NET ASSETS 14.98 7.37 BEGINNING NET ASSETS (49.17) {55.62) RESTATEMENT OF NET ASSETS 0.13 (0.92) ENDING NET ASSETS � (34.06) � (49.17) 7 Governmental Activities Total revenues increased from $71.57 million to $87.15 million, a 21.7G percent increase. The major factor that contributed to the increase was the following: • Increase in property values provided additional tax increment. The following schedule represents the net cost of providing services: Government Activities Net (Expense) Revenue (In Millions) 2006 2005 General Government $ (7.49) $ (8.09) Apartment Complexes (1.93) (2.27) Public Works (6.75) (5.09) Payment to Other Agencies (36.84) (30.19) Interest on Long-Term Debt (14.19) (13.88) , TOTAL $ (67.20) $ (59.52) . :THE AGENCY'S FUNDS On pages 14 and 15, the governmental funds balance sheet is shown. The combined fund balance of $117.91 miNion decreased from $125.21 million, or 5.83 percent, The Agency has reserved $64.24 million far encumbrances, continuing appropriations, Voans and notes, debt service, etc. More detailed information about the combined fund balance reserves is presented in Note 11 to the financial statements. Major funds balance changes are noted below: � For the Low and Moderate Income Housing fund, fund balance decreased due to the increase in capital projects for low-income housing. � For the Redevelopment Agency Financing Authority Debt Service fund, fund balance decreased due to the interest and principal payment of debt. `.,. � The Redevelopment Agency Project Area 1, and 4 Debt Service funds, fund balance increased as a result of an increase in tax increment. � The Redeveiopment Agency Project Area 2 Debt Service fund, fund balance decreased due to the ��_ interest and principal payment of debt. In addition to the major funds, fund balances of other governmental funds had significant changes. The Housing Authority Special Revenue fund had a decrease of $1.9 million from the prior year. This was due to capital expenditures for the improvement of the apactment complexes. Project Area 1 and 4 capital project fund balances decreased due to capital projects expenditures. Mo�e detailed information on the fund financial statements balances is presented in the notes to the financial statements. 8 Budgetary Highlights During the year, with the recommendation from the Agency's staff, the Agency's Board revised the Agency budget several times. Adjustments were made on a monthly basis as the Agency's staff requested additional appropriations to cover the cost of projects that either had change orders for additional work, or the estimated cost at the beginning of the project was under estimated. At mid-year, adjustments were made as department heads requested increases or decreases to their budgets to maintain their current level of services. At year-end, budgets were adjusted for unanticipated expenditures. The Agency's Board approves all amendments that either increase or decrease appropriations. Formal budgetary integration is employed as a management control device during the year for the special revenue and capital project funds. Budgetary data for the special revenue and capital projects funds are not presented herein, as the budgets for these funds are long-term in nature. More detailed information about the Agency's budget is presented in Note 1 (g) to the financial statements. CAPITAL ASSET AND DEBT ADMINISTRATION Capital Assets : , At the end of 2006, the Agency had $125.63 million invested in a broad range of capital assets, including land, buildings and improvements, apartment complexes, vehicles and equipment (See Table 3). This amount represents a net increase (including additions and deductions) of $16.84 million, or 15.48 percent over last year. ;.r . � TABLE 3 CAPITAL ASSETS AT YEAR-END (NET OF DEPRECIATION, IN MILLIONS) For the Years Ended June 30, 2006 and 2005 Governmental Activities 2006 2005 Land $ 50.68 $ 49.89 .:' Construction in progress 26.65 16.73 Buildings and improvements 48.27 42.13 Equipment 0.03 0.04 .' } TOTAL $ 125.63 $ 108.79 This year's major additions included (in millions): Land acquisition for open space and for development of low income housing, � 1.11 Property acquisition for low income housing 4.63 Construction in progress for Falcon CresULa Rocca Villas 6.23 Construction in progress for Palm Vllage Apartments 3.94 $ 15.91 s Tt�e Agency's f�scal year 2007 capital budget calls for it to spend $70.03 million plus continuing projects of $34.78 million. The majority being the reimbursement to other governments for capital pro�ects, land development, construction of a regional park, construction of low-income famfly housing, and the undergrounding of utilities. More detaifed information about the Agency's capital assets is presented in Note 1(d) and Note 6 to the financial statements. Debt Ai year-end, the Agency's governmental activities had $279.34 million in bonds and notes versus $284.99 million last year, a decrease of $5.65 mi{lion, or 1.98 percent as shown in Tab{e 4. TABLE 4 OUTSTANDING DEBT AT YEAR END (IN MILLIONS) For the Years Ended June 30, 2006 and 2005 Governmenta{ Activities 2006 2005 Notes payabie $ 0.7d $ 0.86 Advances 32.79 32.79 �; Revenue bonds and notes (backed by . specific tax and fee revenues) 245.81 251.34 TOTALS $ 279.34 � 284.99 The Agency was able to meet its current year debt obligation in a timely manner. Debts issued in the prior year have been used to finance various capital projects. An example of this would be the purchase of land, and construction of the City's golf course. ECONOMIC FACTORS AND NEX7 YEAR'S BUDGETS In preparing the budget for 2007, management looked at the following economic factors: � � In prior years, the City had unallocated reserves in its capital projects and special revenue funds that could be used to start and complete Agency's projects in an effort to maximize the Agency's cash flow. In the five-year capital improvement program, all �estricted capital funds for the City � have been allocated to various projects. Any additional projects would require that the Agency fund their own projects. Issue of new bonds for capital projects. The City of Palm Desert continues to grow with new hotels, commercial and residential development, construction of a four-year university, street improvements, park construction, and various other improvement projects. The 2007 capital improvement project budget is a reflection of the Agency's commitment to the residents of Palm Desert. A copy of the City's 2006-2007 financial plan can be obtained by contacting the City Finance Department (See below). CONTACTING THE AGENCY'S FINANCIAL MANAGEMENT This financial report is designed to provide our citizens, taxpayers, customers, and investors and creditors with a general overview of the Agency's finances and to show the Agency's accountability for the money it receives. If you have questions about this report or need additional financial information, contact the City's Finance Department at the City of Palm Desert, 73-510 Fred Waring Drive, Palm Desert, California 92260-2578, or (760) 346-061 1. 10 PALM DESERT REDEVELOPMENT AGENCY Exhibit A STATEMENT OF NET ASSETS JUNE 30, 2006 Governmental Activities Assets: Cash and investments $ 120,959,997 Receivables 12,179,047 Property held for resale 25,000 Prepaid items and deposits 6,599,764 Deferred charges 4,833,860 Restricted assets: Cash with fisca! age�t 23,222,551 Capital assets (net of accumulated depreciation) 125,628,852 Total Assets $ 293,449,071 Liabilities: Accounts payable $ 6,525,242 _ Accrued liabilities - 144,710 , Interest payable 3,295,276 Deposits payable 328,503 Unearned revenue 92,487 Amounts due under pass-through agreements 37,782,479 Noncurrent liabilities: Due within one year 5,937,707 Due in more than one year 273,403,322 Total Liabilities $ 327,509,726 Net Assets: ) Invested in capital assets, net of related debt $ - � Restricted for. Special Projects 34,067,671 Unrestricted (deficit) (68,128,326) Total Net Assets $ (34,060,655) See Notes to Financial Statements 11 PALM DESERT REDEVELOPM�NT AGENCY Exhibit B STATEMENT OF ACTIVITIES FOR THE YEAR ENDED JUNE 30, 2006 Net(Expense) Revenue and Changes in Program Revenues Net Assets Operating Capitaf Charges for Grants and Grants and Governmental Functions/Programs Expenses Services Contributions Contributions Activities P�imary Government: Governmental Activities: General administration $ 7,494,133 5 - � - $ - $ (7,494,133) Apartmentcomplexes 6,895,326 4,970,800 - - (1,924,526) Public works 6,747,841 - - - (6,747,841 j Payments to other agencies 36,844,062 - - - (36,844,062) Interest on long-term debt �14,189,570 - - - (14,189,570) � Total Primary Government $72,170,932 $ 4,970,800 $ - $ - (67,200,132) General Revenues: Taxes: Tax increment 77,023,990 � Rental income 4,776 - Gain (loss)on sale of land 750,989 Other revenues 689,122 Investment earnings 3,712,683 Total Genera{ Revenues 82,181,560 Change in Net Assets 14,981,428 Net Assets-Beginning of Year, as originally repohed (49,167,545) Restatement 125,462 ` Net Assets - Beginning of Year, as restated (49,042,083) Change in Net Assets 14,981,428 Net Assets -End of Year $(34,060,655) See Notes to Financial Statements 12 ..; • a THIS PAGE INTENTIONALLY LEFT BLANK 13 PALM DESERT REDEVELOPMENT AGENCY BALANCE SHEET- GOVERNMENTAL FUNDS JUNE 30, 2006 Debt Service Funds Low and Moderate Income Project Project Project Housing Area 1 Area 2 Area 4 Assets: Cash and investments $ 21,449,742 � 52,345,836 S 10,423,601 � 12,608,807 Cash with fiscal ayent- restricted 1,049,449 - - - Receivables 7,947,032 466,756 85,499 169,79t3 Due from other governmental agencies 10,000 - - - Property held for resale 25,000 - - - Prepaid costs and deposits 4,009 3,033 2,275 1.517 Due from other apartment - - - - Total Assets $ 30,485,232 $ 52,815,625 $ 10,511,375 $ 12,840,182 Liabilities and Fund Balances: Liabifities: Accou�ts payable $ 1,527,492 • : Accrued liabilities 12,523 - - - Deposits payable - - - - Deferred revenue 205,127 - - - Unearned revenue 2,136 - - - Due to other apartment - - - - Amounts due -pass-through agreement - 22,926,674 2,306,751 '" "13 890 Total Liabilities 1,747,278 22,926,674 2,306,751 .,�13,89Q Fund Batances: Reserved 24,600,407 3,033 2,275 1,5'? Unreserved 4,137,547 29,885,918 8,202,349 1 '24 -'5 -- �._ Total Fund Balances 28,737,954 29,888,951 8,204,624 '26,?�%� Total Liabilities and Fund Balances $ 30,485,232 $ 52,815,625 $ 10,511,375 � �i1,840,182 See Notes to Financial Statments 14 Exhibit C Debt Service Funds Other Total Financing Governmental Governmental Authority Funds Funds � - $ 24,071,951 � 120,959,997 1,161,062 21,012,040 23,222,551 5,339 3,494,623 12,169,047 - - 10,000 - - 25,000 - 6,588,930 6,599,764 - 2,823,759 2,823,759 $ 1,166,401 $ 57,991,303 $ 165,810,118 $ 6,591 $ 4,991,159 $ 6,525,242 � 132,187 144,710 328,503 328,503 ," - - 205,127 - 90,351 92,487 - 2,823,759 2,823,759 - 1,435,164 37,782,479 6,591 9,801,123 47,902,307 664,890 38,966,351 64,238,473 494,920 9,223,829 53,669,338 ! 1,159,810 48,190,180 117,907.811 .� $ 1,166,401 $ 57,991,303 $ 165,810,118 � See Notes to Financial Statments 15 PALM DESERT REDEVELOPMENT AGENCY Exhibit D RECONCILIATION OF GOVERNMENTAL FUNDS BALANCE SNEET TO THE STATEMENT OF NET ASSETS June 30, 2006 Total fund balance for governmental funds $ 117,907,811 Amounts reported for governmental activities in the statement of net assets are different because: When capitai assets (land, buildings, equipment) that are to be used in governmental activities are purchased or constructed, the costs of those assets are reported as expenditures in governmental funds. However, the statement of net assets includes those capital assets among the assets of the Agency as a whole: Beginning Balance, net depreciation $ 108,790,401 Prior Period Adjustment 125,462 Current year additions 20,812,938 Current year deletions (2,406,807) Current year depreciation (1,693,142) Ending Balance, net depreciation $ 125,628,852 125,628,852 Long-term liabilities applicable to the Agency's governmental activities are not due and payable in (279,341,029) • the current period and, accordingly, are not reported as fund liabilities. All liabilities, both current and long-term, are reported in the statement of net assets. Interest on tong-term debt is not accrued in governmental funds, but rather is recognized as an (3,295,276) expenditure when due. Interest earned but not received within the availability period 205,127 The cost of issuing bonds is recognized as an expenditure in the period paid, however, 4,833,860 in the statement of net assets, it is amortized over the life of the bonds. `' �` Net assets of governmental activities $ (34,060,655) See Notes to Financial Statements 16 r � THIS PAGE INTENTIONALLY LEFT BLANK � 17 PALM DESERT REDEVELOPMENT AGENCY STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUND TYPES FOR THE YEAR ENDED JUNE 30, 2006 Special Revenue Fund Debt Service Funds Low and Moderate Income Project Project Project Housing Area 1 Area 2 Area 4 Revenues: Taxes $ - $ 45,766,926 � 15,218,315 $ 12,596,183 Investment earnings 713,051 884,256 317,721 88,489 Rental earnings 4,776 - - - Other revenues 142,323 489,548 - - Total Revenues 860,150 47,140,730 15,536,036 12,684,672 Expenditures: Current: . General government 2,688,441 16,663 8,983 4,967 Payments to other agencies - 20,624,510 6,944,013 7,373,165 � Public works - - - - '' Capital outlay 15,347,719 - - - Debt service: Interest and fiscal charges - 785,897 808,086 - Principal retirement - - 122,707 - Totai Expenditures 18,036,160 21,427,070 7,883,789 7,378,132 Excess of Revenues Over(Under) Expenditures (17,176,010) 25,713,660 7,652,247 5,306,540 Other Financing Sources (Uses): Transfers out to the City of Palm Desert - - - - �` Sale of prope�ty 487,796 - - - � Transfers in 15,966,617 883 1 - Transfers out (4,549,247) (23,064,424) (8,958,529) (5,093,756) Total Other Financing Sources (Uses) 11,905,166 (23,063,541) (8,958,528) (5,093,756) Excess of Revenues and Other Financing Sources Over(Under) Expenditures and Other Financing Uses (5,270,844) 2,650,119 (1,306,281) 212,784 Fund Balances - Beginning of Year 34,008,798 27,238,832 9.510,905 1,513,508 Fund Balances -End of Year $ 28,737,954 $ 29,888,951 $ 8,204,624 $ 1,726,292 See Notes to Fianancial Statements 18 Exhibit E Debt Service Funds Other Total Financfng Governmental Governmental Authority Funds Funds $ - S 3,442,566 $ 77,023,990 42.841 1,817.287 3.863,645 - 4,622,306 4,627,082 - 178,030 809,901 42,841 10�060,189 86,324,618 � - 9,962,882 12,681,936 � - 1,902,374 36,844,062 - 6,747,641 6,747,841 - 5,465,219 20,812,938 12,409,966 68,623 14,072,572 5,485,000 - 5,607,707 17,894,966 24,146,939 96,767,056 (17,852,125) (14,086,750) (10,442,438) . - (14,381) (14,381) - 2,670,000 3,157,796 17,339,978 15,742,488 49,049,967 (971) {7,383,040) (49,049,967) 17,339,007 11,015,067 3,143,415 (513,118) (3,071,683) (7,299,023) 1,672.928 51.261,863 125,206,834 S 7,159,810 S 48,190,180 5117,907,811 See Notes to Fianancial Statements 19 PALM DESERT REDEVELOPMENT AGENCY Exhibit F RECONCILIATION OF THE STATEMENT�F REVENUES, EXPENDITURES AND CHANGES tN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIYITIES June 30,2006 Net change in fund balances -total governmental funds (7,299,023) Amounts reported for governmental activities in the statement of activities are different because: Governmental funds report capital outlays as expenditures; however, in the statement of activities, the costs of those assets are allocated over their estimated useful fives as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period. 16,712,989 Repayment of long-tern debt is reported as expenditures in governmental funds and,thus, has the effect of reducing fund balance because current financial resources have been used. For the Agency as a whole, however,the principal payments reduce the liabilities in the statement of net assets and do not result in an expense in the statement of activities. 5,607,707 � Some expenses reported in the statement of activities do�ot require the use of current financial resaurces and, therefore, are not reported as expenditures in governmental funds: Net change in accrued interest for the current period. 96,888 � The cost of issuing bonds is recognized as an expenditure in the period paid, however, in the statement of net assets, it is amortized over the life of the bonds. (213,886) Revenue will not be collected within 60 days of the Ciry's fiscal year end and, therefore, are not considered available in the govemmental funds: Interest not received on development disposition agreement 76,753 Change in net assets of governmental activities 14,981,428 � See Notes to Financial Statements 20 PALM DESERT REDEVELOPMENT AGENCY NOTES TO BASIC FINANCIAL S7ATEMENTS JUNE 30, 2006 i. SIGNIFiCANT ACCOUNTING POLICIES Note 1: Summary of Significant Accounting Policies a. Basis of Presentation Government-Wide Financial Statements The government-wide financial statements (i.e., the statement of net assets and the statement of activities) report information on al{ of the activities of the Agency. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovern- mental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. The Pafm Desert Redevelop- ment Agency has no business-type activities. . The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those � that are clearly identifiable with a specific function or segment. Program revenues � include: 1) charges to customers or applicants who purchase, use or directly benefit from goods, services or privileges provided by a given function or segment, and 2)grants and contributions that are restricted to meeting the aperational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for the governmental funds. Major individual governmental funds are reported as sepatate columns in the fund financial statements. , Fund Financial Statements The accounting system of the Agency is organized and operated on the basis of separate funds, each of which is considered to be a separate accounting entity, Each fund is accounted for by providing a separate set of self-balancing accounts that constitute its assets, liabilities, fund equity, revenues and expenditures. An emphasis is placed on major funds within the governmental category. A fund is considered major if total assets, liabilities, revenues or expenditures of that individual governmental fund are at least 10% of the corresponding total for all funds of that category or type. The funds of the Agency are described below: Governmental Fund Types Special Revenue Funds - Special Revenue Funds are used to account for the proceeds of specific revenue resources (other than major capital projects) that are legally restricted to expenditures for specified purposes. 21 Palm Desert Redevelapment Agency Notes to Financial Statements (Continued) Note 1: Summary of Significant Accounting Policies (Continued) Debt Service Funds - Debt Service Funds are used to account for the accumulation of resources for, and the payment of, general long-term obfigation principal, interest and related costs. Capital Proiects Funds - Capital Projects Funds are used to account for fmancial resources to be used for the acquisition or construction of major capital facilities. The Agency's major governmental funds are as follows: The Low and Moderate Income Housinq Special Revenue Fund is used to account for the tax increment set-aside to be spent on projecfs that benefit iow and moderate-mcome families. Proiect Area 1 Debt Service Fund is used to account for the tax increment revenues and expenditures of Project Area 1, Proiect Area 2 Debt Service Fund is used to account for tax increment revenues and expenditures of Project Area 2. � Proiect Area 4 Debt Service Fund is used to account for tax increment revenues and expenditures of Project Area 4. The Financinq Authority Debt Service Fund is used to account for the resources � and payment of the debt issued by the Palm Desert Financing Authority and - loaned to the Redevelopment Agency. b. Measurement Focus and Basis of Accounting Measurement Focus Measurement focus is a term used to describe "which" transactions are recorded within the various financial statements. Basis of accounting refers to "when" transactions are recorded regardless of the measurement focus applied. �� � On the government-wide statement of net assets and the statement of activities, � activities are presented using the economic resources measurement focus. Under the economic resources measurement focus, all (both current and long-term) economic resources and obligations of the government are reported. In the fund financial statements, all governmental funds are accounted for on a spending or "financial flow" measurement focus. Th+s means that only current assets and current liabilities are generally included on their balance sheets. Their reported fund balances (net current assets) are considered a measu�e of"available spendable resources." Governmental fund operating statements present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. 22 Palm Qesert Redevelopment Agency Notes to Financial Statements (Continued) Note 1: Summary of Significant Accounting Policies (Continued) Noncurrent portions of long-term receivables due to governmental funds are reported on their balance sheets, in spite of their spending measurement focus. Special reporting treatments are used to indicate, however, that they should not b�. considered "available spendable resources" since they do not represent net curren� assets. Noncurrent portions of long-term receivables are offsel by fund balar��� reserve accounts. Basis of Accounting In the government-wide statement of net assets and statement of activities, the governmental activities are presented using the accrual basis of accounting. Under the accrual basis of accounting, revenues are recognized when earned and expenses are recorded when the liability is incurred or economic asset used. Revenues, expenses, gains, losses, assets and liabitities resulting from exchange and exchange- like transactions are recognized when the exchange takes place. In the fund financial statements, governrnental funds are presented on the modified accrual basis of accounting. Under this modified accrual basis of accounting, revenues are recognized when "measurable and available." Measurable means knowing or being able to reasonably estimate the amount. Available means collectibie within the current period or soon enough thereafter to {�ay current liabilities. � Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures are recorded only when payment is �� due. Revenues that are susceptible to accrual include property taxes that are levied foi and due for the fiscal year and collected within 60 days after year-end. Property taxes, rents and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. All other revenue items are considerad to be measurable and available only when cash is received by the government. � � 23 Palm Desert Redevelopment Agency Notes to Financial Statements (Confinuedj Note 1: Summary of Significant Accounting Policies (Continued) c. Differences between Government-Wide Financial Statements and Fund Financial Statements� Explanation of differences between Governmental Funds Balance Sheets and the Statement of Net Assets� Long-Term Debt Reclassifi- Total Capital Transadions�' cations Statement Govemmental Related Interest and of Net Funds Items Payable Eliminations Assets Assets: Cash and investments 120,959,997 � - S - $ - $ 120,959,997 Cash with fiscal agent 23,222,551 - - - 23,222,551 Receivables 12,179,047 - - - 12,179.047 Property held for resale 25,000 - - - 25,ppp Due from other apartrnent 2,823,759 - - (2,823,759) - Prepaid items and deposits 6,599,764 - - - 6,599,764 Deferred charges - - 4,833,860 - 4,833,860 Capital assets - 125,628,852 - - 125,628,852 Total Assets 165,810,118 125,628,852 4,833,860 (2,823,759) 293.449,071 Liabilities: � Accounts payable 6,525,242 - - - 6,525,242 Accrued liabilities 144,710 - - - 144,710 Interest payable - - 3,295,276 - 3,295,276 Deposits payable 328,503 - - - 328,503 Deferred revenue 205,127 - - (205,127) - Uneamed revenue • 92,487 y2,4$; Due to other apartment 2,823,759 - - (2.823,759) - Amounts due under pass-through agreements 37,782,479 - - - 37,762,479 Long-teRn liabitities-cuRent - - 5,937,707 - 5,9� "'7 - Long-term liabilities- noncurrent - - 273,403,322 - 273,4(,�3,322 Total Liabilities 47,902,307 - 282,636,305 (3,028,886) 327,509,726 Netl�ssets(Deficit) $ 117,907,811 $ 125,628,852 $ (277,802,445) $ 205,127 S (34,060,655) 24 Palm Desert Redevelopment Agency Notes to Financiai Statements (Continued) Note 1: Summary of Significant Accounting Policies (Continued) Explanation of differences between Governmental Funds Operating Statements and the Statement of Activities: Lony-Terni Debt Cost o1 Rec:ass Tota: Capdal i ransactions' Issuance dicaUons Stateniur, Governmental Relatetl tnteresl Accrued Gain of def� and c' Funtls Ilems Payable 4nterest perm amount EliminaLons I,U�wt���:. Revenues 7axes S 77.023.99C S - 5 : - 5 - S � S 77.(1�3.94C Investmentearn�nys 3,863,645 - - - (150,962, �]i.,ttr. Re�talincome 4,627,08'_ - - • - f4,622,306� �,''� Apartment compiexes - - - - - 4,970.80C 4,9�O.Nu' Utt�er income 809,901 - - - - (120.7791 689 1'. Tota�Revenues 86.324,618 - - - 76.753 Bt;.40'.."� . E�cpenddures. Current General govemment 12,681.936 (5,202,184j - - - t4.38� 7,494,�33 Payment to other agenGes 36,844,062 - - - - 36,844.062 ApaAmenf compfexes - 6,895.326 - - - G,8�5'i7� Publicworks 6,747,841 - - - - 6,747.:i•:' Capital outlay 20,B12,938 (20,B12,938) . - - - - � Debt service. - Interestandfiscalcharges 14,072,572 (36,771) (60,117) 213,986 14,189,570 , Principal re6reme�t 5,607,707 - (5,607,707) - - Total Expenditures 96,767,056 (19,119,796) (5.644,478) (60,117) 213.886 14,381 72.770.sr�; Other F�nancing Sources(Uses) Sale of property 3,157,796 (2,406.807) - - - 750.��E:� Trans(ers in from City - • - - - Transfers oulto City (14,381) - • - - 14,38� Transfers in 49.049,967 • - - - (49,049.9G') - Transfers out (49,049,967) - - - - 49.049,96� Tota�Other Financing 3,1G3,415 (2,406,807) - - - 14,381 75�•.�'�' r Net Changein Fund Balance S (7.299,023) 5 16,712.989 S 5,644,478 5 60,117 $ (213.886) 3 76,753 $ 14.9H1 428 ) \, d. Capital Assets and Depreciation i Capital assets are reported in the government-wide financial statements. Capital assets are defined by the Agency as assets with an inilial cost of more than $500 and an estimated life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. The Agency had no infrastructure assets. The cost of normal maintenance and repairs that do not add to the value of the assE�t er materially extend asset lives are not capitalized. 25 Palm Desert Redevelopment Agency Notes to Financial Statements (Continued) Note 1: Summary of Sig�ificant Accounting Policies (Continued) Property, plant and equipment are depreciated using the straight-line method over the following estimated useful lives: Assets Years Buildings 40 Improvements other than buildings 20 Machinery and equipment 5 - 8 e. Long-Term Obligations In the government-wide financial statements, long-lerm debt and other long-term obligations are reported as liabilities. Bond premiums and discounts, as well as issuance costs, are deferred and amortized over the life of the bonds using the effective interest method. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. In the fund financial statements, governmental f�nd types recognize bond prem ��ms �i discounts, as wefl as bond issuance costs, during the current period. The face ai;�our� . debt issued is reported as other financing sources. Premiums received on debt issuance� are reported as other financing sources while discounts on debt issuances are reported � as other financing uses. Issuance costs, whether or not withheld from the actual debt _ proceeds received, are reported as debt service expenditures. f. Fund Equity In the fund financial statements, governmental funds report reservations of fund b�'anc,a for amounts that are not available for appropriation or are legally restricted by outsidc� parties for use for a specific purpose. Designations of fund balance represent tentative management ptans that are subject to change. g. Budgetary Accounting The Agency uses the following procedures in establishing its budgetary data reported in '� the financial statements: 1. Before the beginning of the fiscal year, the Executive Director submits to the Board of Directors a proposed budget for the year commencing the following July 1. 2. Public hearings are conducted to obtain taxpayer comments. 3. The Budget is subsequently adopted through passage of a resolution. 4. Original appropriations are modified by supplementary appropriations and transfers among budget categories. The Board approves all significant changes. Annuat appropriations lapse at year-end. 5. Encumbrances and Continuing Appropriations are rebudgeted as of July 1 by E'� :�n� action. They are reported as reservations of fund balance in the fund-level f�n��;;;��,; statements. 26 Palm Desert Redevelopment Agency Notes to Financial Statements (Continued) Note 1: Summary of Significant Accounting Policies (Continued) 6. Formal budgetary integration is employed as a management control device during the year for the Special Revenue and Capital Projects Funds. Formal budgetary integration is not employed for Debt Service Funds because effective budget��y control is alternatively achieved through debt indenture provisions. 7. Budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America. Budgetary data for the Special Revenue Funds and Capital Projects Funds are not presented herein, as the budgets for thesF� funds are long-term in nature. h. Investments Investments are stated at fair value (quoted market price or the best available estimate thereof). i. Property Held for Resale The Agency purchased land within the Agency's project area. The land held for resale is recorded in the Redevetopment Agency Special Revenue Fund as property held for resale, at the lower of acquisition cost or net realizable value. At June 30, 2006, the co�.f of the property hefd fpr resale for various housing properties in Paim Desert totalec; � $25,000. — j. Prepaid Items and Deposits Certain payments to vendors reflect costs applicable to future accounting periods are recorded as prepaid items in the government-wide and fund financial statements. The Agency has deposited $571,281 with Coachella Valley Water District for future sewe: connection charges at the Indian Springs Mobile Home Park, $6,000,000 in escrow tc purchase property in the North Sphere, and $1,025 in escrow to purchase various properties. An additional $27,458 of miscellaneous prepaid items is included in this account. _� ; k. Property Tax Calendar '! Property taxes are assessed and co�lected each fiscal year according to the following property tax calendar: Lien Date January 1 Levy Date July 1 to June 30 Due Date November 1 - 1 st Installment March 1 - 2nd Installment Delinquent Date December 10 - 1 st Installment April 10-2nd Installmenl Under California law, property taxes are assessed and collected by the counties up t� 1% of assessed value, plus other increases approved by the voters. The property tax�s go into a pool, and are then allocated to the agencies based on complex forr;����� prescribed by the state statutes. 27 Palm Desert Redevelopment Agency Notes to Financial Statements (Continued) Note 1: Summary of Significant Accounting Policies (Continued) I. Relationship to the City of Palm Desert The Palm Desert Redevelopment Agency is an integral part of the reporting entity of the City of Palm Desert, California. The funds and account groups of the Agency have been included within the scope of the basic financial statements of the City because the City Council of the City of Palm Desert exercises oversight responsibility over the operations of the Agency. Only the funds and account groups of the Agency are included herein and these financial statements, therefore, do not purport to represent the financial position or results of operations of the City of Palm Desert. Note 2: Organization and Tax Increment Financing The Agency is a separate governmental entity as prescribed in the California Community Redevelopment law and as set forth in the Health and Safety Code of the State of California The Agency consists of Project Area 1, Project Area 2, Project Area 3 and Project Area 4. In addition, the Agency and the City of Palm Desert (the City) have established the Palm Desert Financing Authority as a joint power of authority between the Agency and the City for purposes of financing and funding capital improvements. Transactions related to the joint power for the Agency are recorded in a debt service fund. The Palm Desert Housing Authority was established in January 1998, as a component unit of . the Agency and is partly responsible for the administration of providing affordable housing in _ the City of Palm Desert. The apartment complexes owned by the Housing Authority are operated by a management company. The transactions related to the Housing Authority are reported in a Special Revenue Fund. Agency expenses include capital improvement projects and operating costs which ir ., required staff support and consultant services. The Agency's primary source of revenue comes from property taxes, retc _ ir� the accompanying financiai statements as "tax increment revenue."The assessed �4.....i+�� �� ai+ property within each project area was determined on the date of adoption of th: Projec�.- ��a Except for certain amounts provided by specific agreement (see Note 7), f•rorP�lv taxP� - related to the incremental increase in assessed values after the adoption of th- �; have been allocated to the Agency, while all property taxes on the"frozen" assc �n as of the adoption date have been allocated to the City and other districts. Note 3: Cash and Investments Cash and investments reported in the accompanying financial statements consisted of the following: Cash and investments pooled with the City $ i20,959,997 Cash and investments with fiscal agent 23,222,551 $ 144,182,548 The Agency's funds are pooled with the City of Palm DeserYs cash and investments in ord�:: to generate optimum interest income. The City has implemented GASB Statement No. 40, Deposit and /nvestmenf Risk Disclosures. GASB No. 40 establishes and modifies disclosu�e requirements related to deposit and investment risks. The information required by GASB Statement No. 40 related to authorized investments, credit risk, etc., is available in the annual report of the City. 28 Palm Desert Redevelopment Agency Notes to Financial Statements (Continued) Note 4: Loans, Notes Receivable and Due from Other Governmental Agencies (Continued} Receivables consisted of the following at June 30, 2006: Low and Other Moderate Debt Service Govem- Total Income Project Project Project Financiny mental Govemrnenc��' Housing Area 1 Area 2 Area 4 Authority Funds Receivables Accounts $ 440 $ 466,756 $ 85,499 $ 169,798 � - $ 75,607 $ 798.10!� Interest 209,345 - - - 5,339 1,419,016 1,633,1�� Loans 77,810 - - - - - 77,81�; Due from Other Govemments 10,000 - - - - - 10,OOU Notes 7,659,437 - - - - 2,000,000 9,659,437 $ 7,957,032 $ 466,756 $ 85,499 $ 169,798 $ 5,339 $ 3,494,623 $ 12,179,047 Loans Receivable a. The Agency has loaned $41,174 in below market loans, secured by deeds of trust, to efigible low-income households. Monthiy payments of interest and principal are due over a period of 30 years unless the homes are sold, in which case the entire loan balance is � i due and payable. ��` b. The Agency has $36,636 in home irnprovement loans. Payments of interest and principal are due monthty on these loans. c. The Agency has issued loans for several other projects, all of which are secured by a deed of trust. A valuation allowance equal to the loan balance has been recognized where there is a signiflcant possibility that these loans either become uncollectible or forgiven by the Agency at a future date if a11 the terms of the loans have been met. i 29 Palm Desert Redevelopment Agency Notes to Financial Statements (Continued) Note 4: Loans, Notes Receivable and Due from Other Governmental Agencies (Continued) Detailed information for these loans is as follows Loan Balance Interest Maturity Project Name Outstanding Rate Date Secured By Special Provisions of Loan Self-Help $ 429,000 7.25% 30 years Deed of Trust Loan balance and interest Housing Program or 2024 due upon maturity, unpaid balance ot loan or interest will bear an interest rate of 12°io. Home Improvement 168,375 N/A N!A Deed of Trust Loan is payable upon Loans change or transfer of title, refinancing or upon the death of the borrower. Portola Palms 216,800 3.00% 30 years Deed of Trust Mobilehome Park from date of loan Loan balance and interest will be forgiven at maturity if debtor does not breach • the terms and conditions of either the unit regulatory � agreement or note. - Desert Rose 2,130,682 3.00% 30 years Deed of Trust Loan will be forgiven at from date maturity unless the debtor of loan is in violation of the unit regulatory agreement or the deed of trust. Acquisition, 52,000 3.00% 30 years Deed of 7rust Loan balance and interest Rehabilitation, from date Assignment will be forgiven at maturity Resale of loan of Rent if debtor does not breach the terms and conditions of ' either the unit regulatory aareement or note. Notes Receivable A loan receivable for the construction of a multi-family affordable housing development dated June 14, 2001, with a balance of $7,659,437 is due from the Palm Desert Development Company. The loan is secured by a Deed of Trust, with assignment to property, rent and fixtures on the housing development located in Palm Desert. Interest is earned and due annually at a rate of 1% per annum from the date on which tt�e final certificate of occupancy is issued. Principal on the loa� is based on the applicable agency's percentage of positive net cash flow derived from the operations of the Development. 30 Palm Desert Redevelopment Agency Notes to Financial Statements (Continued) Note 4: Loans, Notes Receivable a�d Due from Other Governmental Agencies(Continued) Due From Other Governmental Agencies The Agency entered into a cooperative agreement with the County of Riverside (Counr;. and Desert Community College District (District) to construct and operate a regional library. On behalf of the County and District, the Agency advanced payments on thit project, which are to be repaid from certain County Library and District pass-through funds (see Note 7). At June 30, 2006, both the County and District paid their portions of the advance. On April 21, 2003, the Agency entered into a loan agreement witi� The Regents of the University of California, on behalf of its Riverside Campus, to loan various amounts over a period of time, not to exceed an aggregate amount of $2,000,000. Proceeds of the loan are to be used for capital improvements at the University's Riverside Campus. The outstanding principal balance and interest on the note fs due in five annual payments beginning on a future date yet to be determined. As of June 30, 2006, the amount outstanding on the loan was $2,000,000. Note 5: Interfund Receivable, Payable and Transfers The composition of interfund balances as of June 30, 2006 is as follows: , interfund Transfers • Transfers To Spedal Debt � Revenue Service Low and Naderate Other Income Financing Debt Service Debt Service Govemmental Housing Authoriry Area 1 Area 2 Funds Total Transfers From: Low and Nbderate � Income Housing 4,167,691 381,556 4,549,247 '� Debt Service � P/A 1 9,153,355 9,270,076 4,640,963 23,064,424 Debt Service � P/A2 3,043,663 2,413,223 3,501,643 8,958,529 } Debt Service P1A4 2,519,237 1,194,799 1,379,720 5,093,75fi Debt Service Finanang Author9ty 883 1 87 971 OtherGovemmental 1,250,332 294,189 5,838,519 7,383,040 Totals $ 15,966,617 $ 17,339,978 $ 883 $ 1 $ 15,742,488 $ 49,049,967 31 Palm Desert Redevelopment Agency Notes to Financial Statements (Continued) Note 5: Interfund Receivable, Payable and Tra�sfers (Continued) Transfers are used to� 1, move receipts restricted to debt service from the funds collecting the receipts to the debt service funds as debt service payments become due, 2. transfer 20% of tax increments received by RDA Debt Service Funds to the Low and Moderate Income Housing Special Revenue Fund, 3. transfer allocation of administrative expenses, and 4. transfer revenues to provide for capital projects. Note 6: Capital Assets A summary of changes in capital assets for the year ended June 30, 2006 is as follows: Balance at Adjustmentsl Deletionsl Balance at Rimary Govemment: July 1,2005 Additions Transfers June 30,2006 � Capital assets,not being depredated: Land $ 49,890,488 � 3,130,928 $ 2.344,i32 5 50,677,284 ConsWction-irrp�ogress 16,731,074 12,796,476 2,878,601 26,648,949 Total Capital AsseLs Not , Being Depreciated 66,621,562 15,927,404 5,222,733 77,326,233 ... Capital assets.being depredated: Buildings 56,845,247 7,818,394 - 64,6fi3,641 Im4xovements other than buildings 7,232,558 - - 7.232,558 Nlachinery and equiprr�ent 138,259 6,84� 2.847 144,253 Total Capital Assets Being DeFxedated 64,216,064 7,827,235 2,847 72,040,452 Less acwmulated depreaation for: Buildings (19.953,584) ('1.3'15.112) (21,268,696) � Im�xovements other than , buildings (1,995,755) (361,628) (2,357,383) Machinery and equipment (97.886) (16,322) 2,454 (111,754) � Total Accumulated � Depreaation (22,047,225� (1,693,062) 2,454 (23,737,833) Net Capital Assets Being Depredated 42,168,839 6.134.173 393 48,302,619 Net Capital Pssets GovemmenlalActivities $108,790.401 $ 22,061,577 $ 5.223,126 $i25,628,852 Note 7: Amounts Due Under Pass-7hrough Agreements Property taxes related to the incremental increase in assessed values after the adoplion of the Redevelopment Plan are, except where otherwise provided by specific agreement, allocated to the Agency. The Agency has entered into various pass-through agreements with other agencies to allocate its tax increment revenue. 32 Palm Desert Redevelopment Agency Notes to Financial Statements (Continued) Note 7: Amounts Due Under Pass-Through Agreements (Continued) At June 30, 2006, the Age�cy has a� obligation of $37,782,479 to other agencies and entities related to specific pass-through agreements as follows: Balance at Balance at Entity July 1, 2005 Additions Payments June 3L+, '1U06 Riverside County- Capitallmprovement � 9,059,281 ' $ 13,872,834 � 6,149,997 � 16,782,118 Rive�side County- Schools 480,674 662,312 480,674 662,317 Riverside County- Library 2,27U,172 ' 1,602,623 3,872,795 Riverside County- Fire 2,145,213 2,767,317 2,145,213 2,767,317 Coachella Vailey Mosquito Abatement District 442,565 538,456 A42,565 538,456 Coachella Valley Water District 4,095,628 1,207,519 - 5,303,147 Desert Community College Oistrict 300,779 ' 1,134,708 300,779 1,134,708 Desert Sands Unified School District 3,692,446 ' 5,103,883 3,861,256 4,935,073 Coachella Valley Recreation and Park District 348,262 4�7,435 348,262 427,435 Coachella Valley � Resources District 2,977 4,133 2,977 4,133 � Palm Springs Unified School District 134,641 187,429 134,641 187,429 County Juvenile Health District 562,881 1,227,386 1,233,540 556,727 Other Deposits 487.075 214,891 91,137 610,829 $ 24,022,594 $ 28,950,926 $ 15,191,041 � 37,782,479 'The Redevelopment Agency has used bond proceeds for the construction of capital � improvements, which benefit these entities. These entities have agreements with the ' Redevelopment Agency, which will aflow it to use a portion of these amounts to offset debt service costs. � Note 8: Long-Term Liabilities ; A description of long-term liabilities outstanding (excluding defeased debt)of the Agency as of June 30, 2006, follows: a. Tax Atlocation Bonds Tax Allocation bonds are special obligations of the Agency and the Financing Authority, (a component unit of the Agency) and are secured by an irrevocable pledge of tax revenues and other funds as provided under the Bond Resolution. The bonds, and any interest thereon, are not a debt of the City, the State of California or any of its political subdivisions and neither the City, the State of California nor any of its political subdivisions is liable on the bonds, nor in any event shall the bonds, and interest thereon, be payable out of any funds or properties other than those provided under the Bond Resolution. 33 Palm Desert Redevelopment Agency Notes to Financial Statements (Continued) Note 8: Long-Term Liabilities (Continued) 1995 Series Tax Allocation Revenue Bonds (Proiect Area No. 2) In June 1995, the Palm Desert Financing Authority issued �4,090,000 of Tax Aliocation 8onds (Project Area No. 2) Series 1995. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency to finance certain redevelopment activities of the Agency in Project Area No. 2. Interest rates on the bonds vary from 4.40% to 5.95% per annum payable semi-annually on February 1 and August 1 wiih principa! maturing annually on August 1. 1995 Series A-Tax Allocation Revenue Refundinq Bonds In August 1995, the Palm Desert Financing Authority issued $6,305,000 in Tax Ailocation Revenue Refunding Bonds 1995 Series A. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to provide funds to refund in advance $6,430,000 of the 1988 Tax Allocation Bonds. lnterest rates on the bonds vary from 3.80% to 5.55% with interest payable semi-annually on March 1 and September 1, with principal maturing annually on September 1. , 1997 Series Tax Allocation RefundinQ Revenue Bonds On July 24, 1997, the Palm Desert Financing Authority issued $71,955,000 in Tax � Allocation Refunding Revenue Bonds (Project Area No. 1 as Amended) 1997 Series. - The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to provide funds to refund in advance a portion of the 1992 Series A Tax Allocation Revenue Bonds. Interest rates on the bonds vary from 4.100% to 5.625% with interest payable semi-annually on April 1 and October 1 with principal maturing annually on April 1. 1998 Series Tax Allocation (Housinq Set-Aside) Revenue Bonds In January 1998, the Palm Desert Financing Authority issued $48,760,000 in Tax `�� Allocation (Housing Set-Aside) Revenue Bonds. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to finance the acquisition of seven � apartment complexes consisting of 725 rental units from the Housing Authority of the ' County of Riverside. Interest rates on the bonds vary frpm 4.0% to 5.1% per annum payable semi-annually on April 1 and October 1 with principal maturing annually on October 1. 1998 Series Tax Allocation Revenue Bonds (Proiect Area No. 4) On March 1, 1998, the Palm Desert Financing Authority issued $11,020,000 of Tax Allocation Revenue Bonds (Project Area No. 4) Series 1998. The proceeds from the bonds were loaned to the Palm Desert Redeveloprnent Agency to finance certain redevelopment activities of the Agency in Project Area No. 4. Interest rates on the bonds vary from 4.0% to 5.2% per annum payable semi-annually on April 1 and October 1, with principal maturing annually on October 1. 34 Palm Desert Redevelopment Agency Notes to Financial Statements (Continued) Note 8: Long-Term Liabilities (Continued) 2001 Series Tax Allocation Revenue Bonds (Proiect Area No.41 {n November 2001, the Pa1m Desert Financing Authority issued �15,695,000 of Tax Allocation Revenue Bonds (Project Area No. 4) Series 2001. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to fmance certain redevelopment activities of the Agency in Project Area No. 4. Interest rates on the bonds vary from 3.5% to 4.9% per annum payable semi-annually on April 1 anci Octobe� 1,with principal maturing annually on October 1. 2002 Series A Tax Allocation Refundinq Revenue Bonds iProject Area No. 1 as Amended In March 2002, the Palm Desert Financing Authority issued $22,070,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 1 as Amended) 2002 Serie� A. The proceeds from the bonds were loaned to the Palm Desert Redevelopme�:' Agency. A portion of the proceeds of the loan was used to prepay the prior loan, which effected the current refunding of a like portion of the prior bonds. The remainder was used to finance certain redevelopment activities of the Agency in Project Area No. 4. The bonds consist of serial bonds of $10,905,000 at 5.00% dur� April 1, 2025, and $11,165,000 in term bonds at 5.10% due April 1, 203�. Interest i; _� payable semi-annually on April 1 and October 1. Mandatory sinking fund redemptions � begin April 1, 2024. 2002 Series A Tax Allocation Refundinq Revenue Bonds fProiect Area No. 2) In July 2002, the Palm Desert Financing Authority issued $17,310,000 of Tax Allocation Refunding Revenue Bonds {Project Area No. 2). The Palm Desert Financing Authority loaned the bond proceeds to the Pa1m Desert Redevelopment Agency to prepay outstanding indebtedness and to finance certain redevelopment activities within or of benefit to the project area. Interest rates on the bonds vary from 3.0% to 5.0% per annum payable semi-annually on February 1 and August 1. � Principal payments will be made annually beginning August 1, 2003. Series 2002 Tax Allocation (Housinp Set-Aside) Revenue Bonds ' In August 2002, the Palm Desert Financing Authority issued $12,100,000 of Tax Allocation (Housing Set-Aside) Revenue Bonds Series 2002. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency to finance certain low and moderate housing activities of the Agency and to finance costs of issuance of the bonds. lnterest rates on the $6,555,000 serial bonds vary from 2.0% to 4.5% per annum payable semi-annually on March 1 and October 1. Annual principal payments begin October 1, 2003. The $5,545,000 term bonds bear an interest rate of 5.0°/o per annum and mature October 1, 2031. Series 2003 Tax Allocation Revenue Bonds (Proiect A�ea No. 2) In March 2003, the Palm Desert �inancing Authority issued $15,745,000 of T���. Allocation Revenue Bonds (Project Area No. 2) Series 2003. The Palm De:,c�i i Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency to finance certain redevelopment activities of the Agency in Project Ara�:, No. 2. Interest rates on the bands vary from 4.5% to 5.0% per annum payable serni- annually on February 1 and August 1, with pnncipal maturing as follows: 35 Palm Desert Redevelopment Agency Notes to Financial Statements (Continued) Note 8: Long-Term Liabilities (Continued) $ 875,000 Serial Bonds August 1, 2023 910,000 Serial Bonds August 1, 2024 2,485,000 Term Bonds August 1, 2026 11,475,000 Term Bonds August 1, 2033 Series 2003 Tax Allocation Revenue Bonds (Proiect Area No. 11 In July 2003, the Financing Authority issued $19,000,000 Tax Allocation Revenue Bonds (Project Area No. 1 as Amended) Series 2003. The proceeds of the bonds were disbursed to make a loan to the Redevelopment Agency. The Agency will use the proceeds of the loan to finance certain redevelopment activities of the Agency and to finance costs of issuance of the bonds. The bonds bear interest at 5.0%. They consist of$7,050,000 serial bonds with principal payments due in 2026 and 2027, and $11,950,000 term bonds due in 2030. Interest will be payable on April 1 and October 1, of each year, beginning April 1, 2004. Principal payments will be on April 1 of the years stated above. Series 2003 Tax Allocation Revenue Bonds �Prolect Area No. 3) In July 2003, the Financing Authoriry issued Tax Allocation Revenue Bonds (Project Area No. 3) Series 2003 in the amount of $4,745,OOQ. The proceeds of the bonds �' were disbursed to make a loan to the Redevelopment Agency. The Agency will use � the proceeds of the loan to finance redevelopment activities within or of benefit to the project area and to finance costs of issuance of the bonds. The bonds bear interest at rates ranging from 3.000% to 5.125%. Principal maturities for the serial bonds of $2,475,000 began April 1, 2004, and continue through October 1, 2031. The term bonds in the amount of$2,270,000 are due in 2033. 2004 Series A Tax Allocation Refundinq Revenue Bonds (Proiect Area No. 1 as Amended In June 2004, the Palm Desert Financing Authority issued $24,945,000 of Tax t'` Allocation Refunding Revenue Bonds (Project Area No. 1 as Amended) 2004 Series . A. The proceeds from the bonds were loaned to the Palm Desert Redevelopment � Agency to refinance a portion of the Agency's obligations from 1995 and to finance " certain redevelopment activities within or of benefit to the project area. Interest rates on the bonds vary from 3.0% to 5.0% per annum payable semi-annually on April 1 and October 1. Principal payments will be made annualty beginning April 1, 2005. b. Advances from City The City of Palm Desert has made advances to the Agency to finance capital projects in the following amounts: Project Area #1 $10,011,857, Project Area #2 $20,991,060, and Project Area #3 $1,782,563, for a total of $32,785,480. These advances do not have a fixed repayment schedule. c. Notes Payable The Agency entered into a cooperation agreement with the County of Riverside (the County) on December 15, 1987 regarding the adoption of the Agency's Project Area No. 2. The ayreement states that the Agency was to retain 50% of the County's sfiare of tax increment. This was based on the County's share of tax increment being what would be allocated to the County in the absence of a redevelopment project area being adopted. 36 Palm Dese�t Redevelopment Agency Notes to Financial Statements (Continued) Note 8: Long-Term Liabilities (Continued) This agreement called for the Agency to retain 50°�0 of the County's share until the gross increment reached $3,500,000. The agreement further states that when gross +ncrement reaches $10,000,000 that the Agency would repay the 50% of the retained County's share of increment in equal payments over a 1�-year period. The gross increment reached the $3,500,000 limit in fiscal year 1991-1992. The Agenc}� reached the $10,000,000 limit in fiscal year 2002-2003. The total amount owed to the County at June 30, 2006, was $736,242. Annual payments on the note are �122,7U�. The note is non-interest bearing. Future debt service payments are as follows: Year Ending June 30, Principal Interest Total 2007 122,707 - 122,707 2008 122,707 - 122,707 2009 122,707 - 122,707 2010 122,707 - 122,707 2011 122,707 - 122,707 � 2012 122,707 - 122,707 A $ 736,242 $ - $ 736,242 37 Palm Desert Redevelopment Agency Notes to Financial Statements (Continued) Note 8: Long-Term Liabilities (Continued) c. Schedule of Changes The following is a schedule of changes in long-term liabilities of the Agency for the fiscal year ended June 30, 2006: Balance Balance Due Withm July 1,2005 Repayments June 30,2006 One Year Project Area No. 1 Advances from City $ 10,011,857 $ - $ 10,011,857 S - 2002 TARRBs,$22,070,000 22,070,000 - 22,070,OOU - 1997 Series TARRBs,571,955,000 59,540,000 2,025,000 57,515,000 2,065,OOU 2003A TARBs,$19.000,000 19,000,000 - 19,000,000 - 2004A TARRBs,$24,945,000 24,450,000 855,OOU 23,595,OOG 940,000 Total 135,071,857 2,860,000 132,191,857 3,005,000 Pro�ect Area No.2 Advances from Ciry $ 20,991,060 $ - $ 20,991,060 5 - County Note Payable 858,949 122,707 736,242 122,707 1995 Series TARBs,$4,090,000 3,905,000 35,000 3,870,000 115,000 2002 Series ATARRBs,$17,310,000 16,000,000 690,000 15,310,000 630,000 2003 Series TARBs,$15,745,000 15,745,000 - 15,745,000 - '�% � Total 57,500,009 847,707 56,652,302 867,707 Project Area No.3 Advances from City $ 1,782,563 � - S 1,782,563 � - 2003 Series TARBs,54,745,000 4,500,000 90,000 4,410,000 95,000 Total 6,282,563 90,000 6,192,563 95,000 Project Area No.4 1998 Series TARBs,$11.020,000 10,370,000 230,000 10,140,000 250,000 2001 Series TARBs,$15,695,000 15,235,000 170,000 15,065,000 270,000 Total 25,605,000 400,000 25,205,000 520,000 Combined Low and Nbderate Housing ` 1998 Series TPS�Bs 45,670,000 590,000 45,080,000 615,000 2002 Series TARBs 11,625,000 245,000 11,380,000 250,000 1995 Series TARRBs,�6,305,000 2,375.000 555,000 1,820,000 585,000 Total 59,670,000 1,390,000 58,280,000 1,450,000 Total-All Project Areas City Loans-Principal � 32,785,480 S - $ 32.785,480 5 - Loans- Other Govemments 858,949 122,707 736,242 122,707 Bonds Payable 250,485,000 5,485,000 245,000,000 5,815,000 Subtotal 284,129,429 5,607,707 278,521,722 5,937,707 Add: Unamorlized bond premium 856,078 36.771 819.307 - Total S 284,985,507 S 5,644,478 S 279,341,029 5 5.937,707 38 Palm Desert Redevelopment Agency Notes to Financial Statements(Continued) IJote 6: Long-Term Liabilities (Continued) d. The foAowing schedule illustrates the debt service requirements 10 maturity for bonc�s outstanding as of June 30, 2006: Area No. 1 -Tax AllocaUon Area No.1 -Tax Altocation Refunding Bonds,Series 1997- Refunding Bo�ds, 2002 Series A- Area Ne 1 -Tax Allocat�or�Revecw� 571.955M $22.07M Bonds,Senes 20G3-519M Principal Interest Principal Interest Principal Interest 2006-2007 S 2.065,000 5 3,170,723 5 - S 1,114,666 5 - S 95Q00� 2007-2008 2,290,000 3,011,60d - 1,114.666 - 95C,C') 2008-2009 2,255,000 2,899,394 - 1,114,666 - 95U,000 2U09-2010 2,505,000 2,786,644 - 1,114.666 - 950,00( 2U10-2011 2,495,000 2,658,889 - 1,114,666 - 950,00(; 2012-2016 15,105,000 11,130,425 - 5,573,330 - 4,75U,U00 2017-2021 19,725,000 6,546,760 - 5,573,330 - 4,75�,00(; 2022-2026 11,075,000 986,062 12,920,000 4,789,080 3,440,000 4,750.!ln^ 2027-2031 - - 9,150,000 1,195,441 15,560,000 1,992,`•'� 2032-2D36 - - - - - Totals $ 57.515,000 $ 33,130,501 $ 22,070,000 $ 22,704,511 $ 19,000,000 5 20,992,500 Area No.1 -Tax Allocation Area No.2-Tax Allocation ' , Refunding Bonds,2004 Series A- Revenue Bonds,Series 1995- Area No.2-Tax Allocation Refundiny $24.945M $4.09M Bonds,2002 Series A-$17.31 M ~ Principal Interest Principal Interest Principal Interest 2006-2007 $ 940,000 $ 1,097,413 $ 115,000 5 225,482 $ 630,000 $ 071,3:''t 2007-200B 850,000 1,059,813 120,000 218,529 650,000 653,07u 20�8-2009 1,030,000 1,025,613 125,000 211,279 675,OOD 631.85? 2009-2010 945,OOQ 974,313 135,000 203,586 695,000 6G:% `3�t 2010-2011 1,130,�00 927,063 145,000 195,304 720,000 581,49r: 2012-2016 5,930,000 3,886,850 850,000 835,303 4,17�,00� 2,364,25` 2017-2021 7,355,000 2,435,425 1,130,000 543,854 5,260,000 1,29U,8ab 2022-2026 5,415,000 695,500 1,250,000 171,707 2,510,000 12fi,7`(' 2027-2031 - - - - - J 2032-2036 - - - � -- Totals S 23,595,000 $ 12,102,19Q S 3,870,000 5 2,605,044 $ 15,310,000 5 0,927,483 1 �� Area No.2-Tax Allocation Area No.3-Tax Allocation Revenue Bonds,Series 2003- Revenue Bonds,Series 2003- Area No.4-Tax Alloca4on Bonds, $15.745M $4.745M Series 1998-$11.02M Principai Interest Principal Interest Principal Interes� 2006-2007 � - $ 769,006 $ 95,000 S 201,598 $ 250,000 S 5��.;",�+ 2007-2008 - 769,006 95,060 198,748 260,000 490.378 2008-2009 - 769,006 100,000 195,898 265,000 48?G:"' 2009-2010 - 769,006 t00,Q00 193,048 290,000 47U,45t; 2U10-2011 - 769,006 105,000 189,848 295,000 45G.;;�'; 2012-2016 - 3,845,030 590,000 888,187 1,710,000 2,053,749 2017-2021 - 3,845,030 720,000 757,548 2.175,000 1.5G5. • 2022-2026 2,930,000 3,658,690 905,000 576,900 2,825,000 920,�;,.. 2027-2031 7,400,000 2,312,488 1,155,000 322,875 2,070,000 1R51nr� 2032-2036 5,415,000 d15,125 545,000 42,281 - 7otals S 15.745,000 $ 17,92t,393 5 4.410,000 � 3,566,931 5 10,146,000 $ l 120�i 34 39 Palm Desert Redevelopment Agency Notes to Financial Statements (Continued) Note 8: Long-Term Liabilities {Continued) Area No.4-Tax A7location Bonds, Housing Set-Aside Revenue Bonas, Housing Set-Aside Revenue Bonds, Series 2001 -S 15.695M 1995 Series A-56.305M Series 1998-548.76M Pnncipal Interest Pnncipal Interest Pn�cipal Interest 2006-2007 5 270,000 S 682,994 � 585,000 S 83,445 5 615,000 5 2,251.804 2007-2008 285.000 673.013 600.000 51.593 655,000 2,224,816 2008-2009 310,000 662,313 635,000 17,620 685,000 2,190,3»2 2009-2010 305,000 651,250 - - 1,390,000 :,747.030 2010-2011 320,000 639,909 • - 1,460,000 2,075,780 2012•20t6 1,800,000 2,994,085 - - 8,510,000 9,175,180 2017-2021 2,250,OD0 2,548,904 - - 10,940,000 6,751,775 2022-2026 2,785,000 1,962.194 - - 14,095,000 3,586 707 2027-2031 5,090,000 1,136,160 - - 6,730,000 347,565 2032•2036 1.650,000 39,600 - - - - Totals $ 15,065,000 S 11,990,422 $ 1,820,000 S 152,658 $ 45,080,000 $ 30,757,015 Housing Set-Aside Revenue Bonds,Se�es 2002-$12.1 M Total Principal Interest Principal Interest 2006-2007 $ 250,000 $ 515,144 $ 5,815,000 $ 12,182,367 2007'-2008 255,000 508,448 6,060,000 11,929,692 . 2008-2009 265,000 500,572 6,345,000 11.658,384 _ 2009-2010 275,000 491,453 6,640,000 11,359,360 2010-2011 285,000 481,298 6,955,000 11,040,213 2012-2016 1,595,000 2,226,249 40,260,000 49,722,643 2017-2021 1,980,000 1,847,931 51,535,000 38,456,783 2022-2026 2,510,000 1,316,335 62,660,000 23,539,935 2027-2031 3,220,000 605,000 50,375,000 8,077,129 2032-2036 745,000 18,625 8,355,000 515,631 Totals $ 11,380,000 $ 8,511,055 $ 245,0'' S 178,482"' Note 9: Bond Reserve Requirements � At June 30, 2006, the reserve balance�equirements and actual bal� �s . :s. Issue Require� �;:iva� 1995 Refunding Tax Allocation Bonds $ 1� .,rs94 2001 Tax Allocation Revenue Bonds a �00,344 These actual amounts are included in the Fund Balance reserved or designated for Debt Service (see Note 11). Note 10: Defeased Obligations The Agency defeased certain Redevelopment obligations in prior years by placing the proceeds of new obligations in an irrevocable trust to provide for all future debi service payments on the old obligations. Accordingly, the trust account assets and the liability for the defeased obligations are not included in the accompanying financial statements. At June 30, 2006, there were no outstanding amounts of the defeased obligations. 40 Palm Desect Redevelopment Agency Notes to Financial Statements (Continued) Note 11: Reserves of Fund Balances Special Debt Revenue Service Fund Funds Low and Moderate Other Income �inancing Project Pro�ect Project Governmenta! Housing Authority Area 1 Area 2 Area 4 F�nds Tota� Loans and notes receivable $ 7,737,24? � - S - S - $ - 2,000,000 S 9,737.2»� Property held for resale 25,000 - - - _ _ 25�r,;' Prepaid items and deposits 4,009 - 3,033 2,275 1,517 6,588,930 6,599,76�. Encumbrances 3,910,018 - 16,843,777 20,753,795 Continuing appropriations 12.924,133 13,533,644 26,457,7%7 Debt Service 664,890 664.R9C� $ 24,600,407 $ 664,890 $ 3,033 $ 2.275 $ 1.517 $ 38,966,351 $ 64,238,473 Reserved for Loans and Notes Receivables - These reserves are set up to reflect the noncurrent portion receivables so that they wiif not be considered as current funds available. • Reserved for PropertV Held for Resale - This reserve for property held for resale has been set ` aside to indicate that it will not be considered as current funds available. ' Reserved for Prepaid Items and Deposits - These reserves are set up to reflect the noncurrent portion of the deposits so that they wi11 not be considered as current funds available. Reserved for Encumbrances - These reserves represent the portion of purchase orders awarded for which the goods or services had not yet been received at June 30, 2006. Although all appropriations lapse at year-end, even if encumbered, the City intends either to honor the contracts in progress or to cancel them. Reserve for encumbrances are rebudgetea on July 1, by Board action. ' Reserved for Continuinq Appropriations - This reserve is for appropriations for capital projects ; that are unexpended as of June 30, 2006, and are carried forward as continuing 1 appropriations to be expended in 2006-2007. � , Reserved for Debt Service-These reserves for Debt Service represent reserves accumufated by the Agency that are legally restricted to the payment of long-term debt principal and interest amounts that mature in future years. Note 12: Net Assets Restatement The beginning balance of net assets has been increased by $125,462 due to a prior year capitalization and reporting. 41 Palm Desert Redevelopment Agency Notes to Financial Statements (Continued) Note 13: Conduit Debt Obligation 2003 Series A-$22,310,000 Lease Revenue Bonds In December 2003, the Palm Desert Financing Authority (Authority) issued $22,310,000 in Lease Revenue Bonds. The proceeds of the Bonds were used to� i) finance the construction of a County animal shelter and related facili#ies located in the unincorporated area of Thousand Palms, California; ii) finance construction of certain County medical clinic facilities located in Mecca, California; iii) refund the Palm Desert Financing Authority Lease Revenue Bonds Series 1996; iv) acquire a debt service reserve insurance policy; v) fund capitalized interest on the bonds; and vi) pay costs of issuance of the bonds. The Authority wil! lease sites relating to each project from the County of Riverside (County) pursuant to a Site Lease dated as of December 1, 2003, and will lease back to the County the Sites and the Facilities pursuant to a Facilities Lease dated December 1, 2003. Under the Lease, the County will pay to the Trustee Base Rental Payments in the amount equal to the scheduled debt service of the Bonds. The Authority will assign its right to receive the Base Rental Payments to the Trustee for the benefit of the owners of the bonds. The debt service on the bonds is to be paid solely from lease payments made by the County. The Authority has no obligation to make the debt service payments in the event that the County is not able to make the required base rental payments. As of June 30, 2006, the � outstanding amount was $ 21,500,000. Note 14: Insurance The Agency is covered under the City of Palm Desert's insurance. For additional information, � see the City's financial statements. - Note 15: Commitments The Agency has various disposition and development agreements and owner participation agreements outstanding. All liabilities incurred to date have been accrued in the financial statements. Construction commitments are reported as fund balances reserved for encumbrances and are detailed in Note 11. Note 16: Subsequent Events Tax Allocation Revenue Bonds (Proiect Area No. 1, as Amended) 2006 Series A and Series B r` Taxable On July 6, 2006, the Palm Desert Financing Authority issued $37,780,000 of Tax AIlocation Revenue Bonds (Project Area No. 1, as Amended j 2006 Series A and $24,540,000 of Tax Allocation Revenue Bonds (Project Area No. 1, as Amended) 2006 Series B (Taxable). The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency, The proceeds of the Series A loan will be used to assist the Agency to finance certain redevelopment activities within or of benefit to Project Area No. 1, as Amended, pay costs of issuance and pay the premium on a Reserve Fund surety bond. The proceeds of the Series B loan will be used to refinance the Agency's obligations incurred under a loan agreement entered into in 1997, pay costs of issuance and pay the premium on a Reserve Fund surety bond. The Series A bonds consist of $26,415,000 Serial Bonds with interesi rates ranging from 4.70% to 5.25°io payable semiannually on October 1 and April 1. Bond maturities begin April 1, 2017, and continue annually through 2030. Term bonds in the amount of $11,365,000 carry an interest rate of 5.00% and mature April 1, 2022. The Series B bonds consist of$13,220,000 Serial Bonds with interest rates ranging from 5.56% to 5.77°�o payable semiannually on October 1 and April 1. Bond maturities begin April 1, 2007, and continue annually through 2012. Term bonds in the arnount of $11,320,000 carry an interest rate of 5.82% and mature April 1, 2016 42 Palm Dese�t Redevelopment Agency Notes to Financial Statements (Continued) Note 16: Subsequent Events (Continued) Proiect Area No. 2 Tax Ailocation Refundinq Revenue Bonds 2006 Series A, Tax Allocation Revenue Caqital At�preciation Bonds 2006 Series B. Revenue Bonds 2006 Series C and Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series D On July 25, 2006, the Palm Desert Financing Authority issued its Project Area No 2, $41,340,000 Tax Aliocation Revenue Bonds 2006 Series A, $1,567,118 Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B, $7,775,000 Tax Allocation Revenue Bonds 2006 Series C and $16,936,095 Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series D. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency. The proceeds of the Series A, B and C Bonds will be used to make three loans to refinance the Agency's obligations incurred under a loan agreement enlered inlo in 1995, finance certain redevelopment aciivities within or of benefit to its Project Area No. 2 Reserve Fund surety and pay costs of issuance of the bonds. The Agency will use the proceeds of the Series D Bonds to fina�ce certain redevelopment activities within or of benefit to the Project Area, fund a debt service reserve fund and pay cost of issuance of the bonds. The Series A bonds consist of $16,250,000 Serial Bonds with interest rates ranging from 4.00% to 5.00% payable semiannually on August 1 and � �ebruary 1. Bond maturities begin Augusl 1, 2007, and continue annuaily through 2026. Term bonds in the amount of $8,225,000 carry an interest rate of 4.90% and mature August 1, 2031. Term bonds in the amount of $16,865,000 carry an interest rate of 5.125°i� and mature August 1, 2036. The Series B bonds consist of $1,567,118 Capital Appreciation � Bonds with a reoffering yield ranging from 3.85% to 4.08%. Bond maturities begin � Apri1 1, 2007, and continue annually through 2010. The Series C bonds consist of$3,950,000 - Seriaf Bonds with interest rates ranging from 3.90% to 4.90% payable semiannually on August 1 and February 1. Bond maturities begin August 1, 2010, and continue annually through 2026. Term bonds in the amount of $1,910,000 carry an interest rate of 4.90% a��� mature August 1, 2031. Term bonds in the amount of $1,915,000 carry an interest rate of 5.00% and mature August 1, 2035. The Series D bonds consist of $16,936,095 Capita� Appreciation 8onds with a reoffering yield ranging from 4.65% to 6.10%. Bond maturities begin August 1, 2007, and continue annually through 2035. Proiect Area No. 3 Tax Allocation Revenue Bonds 2006 Series A, Tax Allocation Revenue Capitat Appreciation Bonds 2006 Series B and Subordinate Tax Allocation Revenue Capital � Appreciation Bonds 2006 Series C � On July 25, 2006, the Palm Desert Financing Authority issued its Project Area No. :�, � $11,915,000 Tax Allocation Revenue Bonds 2006 Series A, $383,660 Tax Allocation Revenue � Capital Appreciation Bonds 2006 Series B and $2,760,866 Subordinate Tax Allocation ' Revenue Capital Appreciation Bonds 2006 Series C. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency. The proceeds of the 5eries A and S Bonds will be used to make two loans to finance various redevelopment activities within or of benefit to its Project Area No. 3, purchase a Reserve Fund surety policy and pay the costs of issuance of the bonds. The Agency will loan the proceeds of the Series C Bonds to finance various redevelopment activities within or of benefit to the Project A�ea, fund a debt service reserve fund and pay the costs of issuance of the bonds. The Series A bonds consist of $2,980,000 Serial Bonds with interest rates ranging from 4.00°/a to 4.75% payable semiannually on April 1 and October 1. 8ond maturities begin April 1, 2007, ar�d continue annually through 2025. Term bonds in the amount of $4,465,000 carry an interest rate of 4.75% and mature April 1, 2036. Term bonds in the amount of $4,470,Q00 carry �:: interest rate of 5.00°�o and mature April 1, 2041. The Series B bonds consist of $383,66� Capital Appreciation Bonds with a yield ranging from 5.31% to 5.54%. Bond maturities ar^ April 1, 2020, 2021, 2027 and 2028. The Series C bonds consist of $2.760,866 Capi:��; Appreciatfon Bonds with a y+eld ranging from 4.80°!o to 6.10%. 8ond maturities begin April 1, 2009, and continue annually through 2034. 43 Palm Desert Redevelopment Agency Notes to Financial Statements (Continued) Note 16: Subsequent Events (Continued) Tax Allocation Refundinq Revenue Bonds (Proiect Area No. 4) 2006 Series A and Tax Allocation Revenue Capital Appreciation Bonds (Proiect Area No. 4► Series 8 On July 25, 2006, the Palm Desert Financing Authority issued $14,610,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 4) 2006 Series A and $4,633,089 of Tax Allocation Revenue Capital Appreciation Bonds (Project Area No. 4) 2006 Series B. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency. The proceeds of the Series A and B Bonds will be used to make two loans to refinance a po�tion of the outstanding obligations of the Redevelopment Agency under a loan agreement dated March 1, 1998, finance various redevelopment activities within or of benefit to its Project Area No. 3, purchase a Reserve Fund surety policy and pay the costs of issuance of the bonds. The Series A bonds consist of $8,155,000 Serial Bonds with interest rates ranging from 4.40% to 5.00% payable semiannually on October 1 and April 1. Bond maturities begin October 1, 2008, and continue annually through 202fi. Term bonds in the amount of$2,200,�00 carry an interest rate of 5.00% and mature October 1, 2029. Term bonds in the amount of $4,255,000 carry an interest rate of 5.00% and mature October 1, 2034. The Series B bonds consist of $4,663,089 Capital Appreciation Bonds with a yield ranging from 4.14% to 5.56%. Bond maturities begin October 1, 2009 and continue annually through 2034. � �_ 44 PA�M DESERT REDEVELOPMENT AGENCY Schedule 1 COMBINING BALANCE SHEET-OTHER GOVERNMENTAL FUNDS JUNE 30, 2006 Housing Authority Special Debt Capital Revenue Service Projects Fund Fund Funds Totais Assets: � Cash and investments $ 6,255,507 $ 3,937,395 $ 13,879,049 $ 24,�71,951 Cash with fiscal ageM-restricied 313,503 - 20,698,537 21,012,040 Accounts receivable 4,468 70,863 276 75,607 Interestreceivable 67,�26 - 1,351,890 1,419,016 Notes receivable - - 2,000,000 2,000,000 Prepaid costs and deposits - 758 6,588,172 6,588,93D Due from other apartment 2,823,759 - - 2,823,759 Total Assets $ 9,464,363 $ 4,009,016 $ 44,517,924 $ 57,991,303 Liabilities and Fund Balances: Liabilities: Accounts payable $ 1,071,592 $ - $ 3,919,567 $ 4,991,159 � Accrued liabilities 106,494 - 25,693 132,187 — Deposits payable 313,503 - 15,000 328,503 Deferred revenue - - - - Uneamed revenue 24,425 - 65,926 90,351 Due to other apartment 2,823,759 - - 2,823,759 Due to other funds - - - - Advances from the City of Palm Desert - - - - Amount due-pass-lhrough agreements - 1,435,164 - 1,435,164 Total Liabilities 4,339,773 1,435,164 4,026,186 9,801,123 Fund Balances: Resenred: � Encumbrances 5,480,472 - 11,363,305 16,843,777 Advances to other funds - - - - Notes receivable - - 2,000,000 2,000,000 Prepaid casts and deposits - 758 6,568,172 6,588,930 Continuing appropriations - - 13,533,644 13,533,644 Low income purposes - - - - Unreserved: Special revenue (355,882) - - (355,882} Debt service - 2,573,094 - 2,573,094 Capital outlay - - 7,006,617 7,Q06,617 Total Fund Balances 5,124,590 2,573,852 40,491,738 48,19U,180 Total Liabilities and Fund Ba{ances $ 9,464,363 5 4,009,016 $ 44,517,924 S 57,991,303 45 PALM DESERT REDEVELOPMENT AGENCY Schedule 2 COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OTHER GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30, 2006 Housing Authority Special Debt Capital Revenue Service Project Fund Fund Fund Totals Revenues: Taxes � - $ 3,442,566 $ - $ 3,442,566 Other revenue 120,779 - 57,251 178,030 Rental income 4,622,306 - - 4,622,306 Investmentearnings 227,715 88,588 1,500,984 1,817,287 Total Revenues 4,970,800 3,531,154 1,558,235 10,060,189 Expenditures: � Current: General government 6,895,326 3,471 3,064,085 9,962,882 Public works - ' - 6,747,841 6,747,841 Capital outlay - - 5,465,219 5,465,219 a Payment to other agencies - 1,902,374 - 1,902,374 Debt service: Interest and fiscal charges - 68,623 - 68,623 Total Expenditures 6,895,326 1,974,468 15,277,945 24,146,939 Excess of Revenues Over (Under) Expenditures (1,924,526) 1,556,686 (13,718,910) (14,086,750) Other Financing Sources (Uses): Sale of property - - 2,670,000 2,fi70,00U � Transfers in 1,309,691 - 14,432,797 '!5,742,488 ' Transfers out (1,309,691) (982,701) (5,090,648) (7,383,040j Transfers out to City of Palm Desert - - (14,381) (14,381) Total Other Financing Sources (Uses) - (982,701) 11,997,768 11,015,067 Excess of revenues and other financing sources over (under) expenditures and other financing uses (1,924,526} 573,985 (1,721,142) (3,071,683) Fund Balances - Beginning of Year 7,049,116 1,999,867 42,212,880 51,261,863 Fund Balances - End of Year $ 5,124,590 $ 2,573,852 $ 40,491,738 $ 48,190,180 46 � • TH1S PAGE INTENTIONALLY LEFT BLANK 1 i 47 PALM DESERT REDEVELOPMENT AGENCY COMBINING BALANCE SHEET HOUSING AUTHORITY SPECIAL REVENUE FUND June 30,2006 Complexes Laguna Catalina Desert Capital Palms Gardens Pointe ASSETS: Cash-checking 5,631,149 - 87,863 43,014 Cash-trust - 2,110 24,104 22,384 Cash-petty - 200 150 150 Accounts recervable - - - 3,372 Due from other apartmen; - - - - Interest receivable 67.126 - - - TOTAL ASSETS S 5,698,275 S 2,310 $ 112,117 S 68,920 UABlLITIES AND FUND BALANCES LIABILtT1ES: Accounts payable $ 843,676 � 3,256 $ 8,892 $ 14,155 Due to other apartment - 600,097 - - Security deposits - 2,110 24,104 22.384 . Accrued management fees - 1,536 2,304 2,048 Accrued payroll - 3.074 4,107 5,666 M Due to other funds - - - Unearned revenue - 13 25 6.248 TOTAL LIABILITfES 843,676 610,086 39,432 50,501 FUND BALANCES: Reserved: Encumbrances 5,480,472 - - - Low income purposes (625.873) (607,776) 72,685 18,419 ` TOTAL FUND BALAtVCES 4,854,599 (607,776) 72,685 18,419 �" TO7AL LIABILITtES AND FUND BALANCES S 5,698,275 S 2,310 S 112,117 S 68,920 48 Schetlule '� Complexes (Continued) Las One California Country Total Combine� Serenas Neighbors Quail Pueblos Villas Taos ViNage Complexes Total 489,865 1,916 • - - - - 622,658 $6,253,807 45,548 8,265 154,974 5,130 33,916 7,427 9,645 313,503 313,503 350 50 350 - 250 50 150 1,700 1,70G 211 - 885 - - - - 4,468 4,46fs 319,810 - 2,503,949 - - - - 2,823,759 2,823,l�i�� - - - - - - - - E7,12E S 855,784 � 10,231 S 2,660,158 3 5,13� $ 34,166 $ 7,477 5 9,795 S 3,766,088 5 9,464,363 $ 18,607 $ 3,012 $ 103,128 $ 1,987 S 66,134 $ 6,077 $ 2,668 $ 227,916 $1,071,592 - . - - 107,041 2,018,384 79,199 19,038 2,823,759 2,823,75� , 45,548 8,265 154,974 5,130 33,916 7,427 9,645 313,503 313,503 4,704 768 12,256 480 4,512 512 2,500 31,620 31,620 W- 8,960 857 36,470 848 9,999 1,124 3,769 74,874 74,874 � 679 97 14,500 19 428 460 1,956 24,425 24,425 78,498 12,999 321,328 115,505 2,133,373 94,799 39,576 3,496,097 4,339,773 - - - - - - - - 5,480,472 777,286 (2,768) 2,338,830 (110,375) (2,099,207) (87.322) (29,781) 269,991 (355,882) J 777,286 (2,T68) 2,338,830 (110,375) (2,099,207) (8T,322) (29,781) 269,991 5,124,590 ,� ' $ 855,784 5 10,231 S 2,660,158 5 5,130 $ 34,166 $ 7,477 S 9,795 S 3,766,088 S 9,464,363 49 PALM DESERT REDEVELOPMENT AGENCY COMBINING STATEMENT OF REVENUES, EXPENOITURES AND CHANGES IN FUND BALANCES -HOUSING AUTHORITY SPECIAL REVENUE FUND For the year ended June 30,2006 Complexes Laguna Catalina Desert Capital Palms Gardens Pointe REVENUES: Rental income $ - $ 78,535 � 251,250 $ 259,242 Other revenues 10,000 4,122 1,747 8,464 Investment earnings 227,715 TOTAL REVENUES 237,715 82,657 252,997 267,706 EXPENDITURES: Current: Payroll - 91,320 75,800 43,280 Administrative 27,292 123,531 185,329 177,839 Management - 18,432 27,616 104,054 Capital outiay 5,301 22,997 - 801 TOTAL EXPENDITURES 32,593 256,280 288,745 325,974 EXCESS OF REVENUES OVER . (UNDER)EXPENDITURES 205,122 (173,623) (35,748) (58,268) . OTHER FINANCING SOURCES: � Transfers in - - - - Transfers out (1,309,691) - - - EXCESS OF REVENUES AND OTHER FINANCING SOURCES OVER(UNDER)EXPENDITURES (1,104,569) (173,623) (35,748) (58,268) FUND BALANCES-BEGINNING OF YEAR 5,959,168 (434,153) 108,433 76,687 FUND BALANCES-END OF YEAR S 4,854,599 S(607,776) S 72,685 S 18,419 � t^ 50 SchedulF a Complexes (Continued) Las One California Country Total Combined Serenas Neighbors Quali Pueblos Villas Taos Village Complexes Total $ 660,859 $ 118,718 $ 2,416,547 $ 49,779 S 488,391 $ 88,981 $ 210,004 $4,622,306 $ 4,622,30% 4,161 4,178 73,923 171 9,912 2,668 1,433 110,779 12C,779 - 227.71� 665,020 122,896 2,490,4T0 49,950 498,303 91,649 211,437 4,T33,085 4,970,800 57,868 18,611 228,13P 14,316 162,706 19,305 25,817 737,162 737,162 377,152 142,826 1,155,433 72,129 713,705 108,354 185,090 3,241,388 3,268,68v 159,823 9,152 657,925 5,728 54,112 5,856 27,099 1,069,797 1,069,797 878 - 507,46B 89 1,268,691 - 13,462 1,814,386 1,819,687 595,721 170,589 2,548,965 92,262 2,199,214 133,515 251,468 6,862,733 6,895,326 . 69,299 (47,693) (58,495) (42,312) (1,700,911� (41,866) (40,U31) (2,129,648) (1,924,526j - - 507,125 - 792,316 - 10,250 1,309,691 1,309,6�a� - - - - - - - - (1,309,691) 69,299 (47,693) 448,630 (42,312) (908,595) (41,866} (29,781) (819,957) (1,924,526) 707,987 44,925 1,890,200 (68,063) (1,190,612) (45,456j - 1,069,948 7,049,116 .% $ 777,286 $ (2,768) S 2,338,830 S (110,3T5) 5 (2,099,207} 5 (87,322) S (29,781} $ 269,991 S 5,124,590 �) 51 PALM DESERT REDEVELOPMENT AGENCY Schedule 5 COMBINING BALANCE SHEET - OTHER GOVERNMENTAL FUNDS DEBT SERVICE JUNE 30, 2006 Project Area 3 Totals Assets: Cash and investmenis � 3,937,395 � 3,937,395 Accounts receivable 70,863 70,863 Prepaid costs 758 758 Total Assets $ 4,009,016 $ 4,009,016 Liabilities and Fund 8alances: Liabilities: Amount due-pass-through agreements $ 1,435,164 $ 1,435,164 Total Liabilities 1,435,164 1,435,164 ` Fund Balances: Reserved: • Prepaid costs 758 758 � Unreserved: �.. Debt service 2,573,094 2,573,094 Total Fund Balances 2,573,852 2,573,852 Total Liabilities and Fund Balances $ 4,009,016 $ 4,009,016 � �- �. 52 PALM DESERT REDEVELOPMENT AGENCY Schedule 6 COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OTHER GOVERNMENTAL FUNDS - DEBT SERVICE FOR THE YEAR ENDED JUNE 30, 2006 Project Area 3 Totals Revenues: Taxes � 3,442,566 $ 3,442,566 Investment earnings 86,588 88.588 Total Revenues 3,531,154 3,531,154 Expenditures: General government 3,471 3,471 Payment to other agencies 1,902,374 1,902,37<t Debt service: lnterest and fiscal charges 68,623 68,623 �otal Expenditures 1,974,468 1,974,46F Excess of Revenues Over ' . (Under) Expenditures 1,556,686 1,556,686 � Other Financing Sources (Uses): Transfers out (982,701) (982,7i: .� EXCESS OF REVENUES AND OTHER FINANCING SOURCES OVER (UNDER) EXPENDITURES AND OTHER FINANCING USES 573,985 573,9Y.� ,, Fund Balances - Beginning of Year 1,999,867 1,999,86� .� Fund Balances -End of Year $ 2,573,852 $ 2,573,852 � i 53 PALM DESERT REOEVELOPMENT AGENCY Schedule 7 COMBINING BALANCE SNEET-OTHER GOVERNMENTAL FUNDS CAP(TAL PROJECTS JUNE 30,2006 Project Project Project Project Area 1 Area 2 Area 3 Area 4 Totals ASSETS Cash and investments $ 6,986,774 S 4,074,057 S 2,818,218 S - 5 13,879,049 Cash with fiscal agent 2,608,403 9'18,872 3,067,846 14,103,416 20,698,537 Receivables Accounts receivable 2�6 - - - 27E Interest receivable 1,176,885 4,691 12,198 158,11fi 1,351,890 Notes receivable - - - 2,000,000 2.000.000 Due from other governmental agencies - - - - - Prepaid costs and deposits 5B8,172 6,000,000 - - 6.588,172 TOTAL ASSETS S 11,360,510 S 10,997,620 a 5,898,262 $ 16,261,532 S 44,517,924 LIABILITIES AND FUND BALANCES LIABILITIES: Accounts payable $ 2,782,153 5 197,031 $ 16,952 � 923,431 S 3,919,567 Accrued liabilities 25,693 - - - 25,693 . Deposits payable - - - 15,000 15,000 Unearned revenues - - - 65,926 65.926 _. TOTAL LIABILITIES 2,807,846 197,031 16,952 1,004,357 4,026,186 FUND BALANCES: Reserved: Notes receivable - - - 2,000,000 2,000,000 Prepaid costs and deposits 588,172 6,000,000 - - 6,588,172 Encumbrances 1,725,555 3,063,163 - 6,574,587 11,363,305 Continuing appropriations 7,449,671 2,583,296 3,500,677 13,533,644 Unreserved. Designated for capital ouUay - - 5,881,310 3,181,911 9,063.221 Undesignated (1,21Q,734) (845,870) - - (2,056.604) � � t TOTAL FUND BALAfVCES 8,552,664 i0,800,589 5,881,310 15,257,175 40,491,738 TOTAL LIABILITIES AND FUND BALANCES a 11,360,510 $ 10,997,620 S 5,898,262 S 16,261,532 � 44,517,924 54 Schedule R PALM DESERT REDEVELOPMENT AGENCY COMBINING STATEMENT OF REVENUES,EXPENDITURES AND CHANGES IN FUND BALANCES-OTNER GOVERNMENTAL FUNDS-CAPITAL PROJECTS FOR THE YEAR ENDED JUNE 30,2006 Project Project Project Project Area 1 A�ea 2 Area 3 Area 4 Totals REVENUES: Investment earnmgs $ 584,143 $ 219,481 $ 114,917 $ 582,443 $ 1,50U,984 Otherrevenues 5,001 - - 52,250 57.251 TOTAL REVENllES 589,144 219,481 114,917 634,693 1,558.235 EXPENDITURES: Generai government 2,454,225 327,818 121.358 160,684 3,064,085 PubliC works 3,364,171 3,231,448 12,329 139,893 6,747,84i Principal retirement - - - - Interest and fiscal charges - - - - Capital outlay 3,206,780 46,169 2,212,270 5,465,21� TOTAL EXPENDITURES 9.025,176 3,6�5,435 133,687 2,512,847 15,277,145 � EXCESS OF REVENUES OVER (UNDER)EXPENDITURES (8,436,032) (3,385,954) (18.770) (1,878,154) (13,718,910) , OTNER FINANCING SOURCES(USES): y Sale of propeRy - - 2,670,000 - 2,670,000 Operating transfers in 5,424,664 7,628,359 7 1,379,767 14,432.797 Operating transfers out (4,688,511} (254,858) (30,359) (116,920) (5,090,fi4f�; Operating transfer in from the City of Palm DeseR - - - - - Operating transfer out to the City of Palm Desert - - - (14,381) (14,381) TOTAL OTHER FINANCING SOURCES(USES) 736,153 7,373,501 2,639,6A8 1,248,466 11,997,76f' EXCESS (�F REVENUES AND OTHER FINANCING SOURCES �;� OVER(UNDER)EXPENDfTl1RES � AND OTHER FINANCING USES (7,699,879) 3,987,547 2,620,678 (629,688) (1,721,147) � FUND BALANCES-BEGINNING OF YEAR 16,252,543 6,813,042 3,260,432 15,886,B63 42,212,880 FUND BALANCES-END OF YEAR S 8,552,664 S 10,600,589 S 5,881,310 515,257,175 S 40,491,738 55 PALM DESERT REDEVELOPMENT AGENCY Schedule 9 COMPUTATION OF LOW AND MODERATE HOUSING EXCESS SURPLUS FUNDS AS OF JUNE 30, 2006 Excess Surplus in the Low and Moderate Income Housing Fund is any unexpended or unencumbered amount that exceeds the greater of either $1,000,000 or the aggregate amouni deposited in the Low and Moderate Income Housing Fund during the preceding four fisca! years. !t is computed at the beginning of the fiscal year to which it relates. Tax Increment Fiscal Deposits to Year Housing Fund 2001-2002 $ 9,057,7Q1 2002-2003 10,049,970 2003-2004 11,198,956 2004-2005 12,402,800 Total $ 42,709,427 • Base Limitation $ 1,000,000 Greater Amount $ 42,709,427 Fund Balance of the Low and Moderate Income Housing Fund-July 1, 2005 41,057,914 Less: Unavailable amounts Encumbrances 6,566,424 � Loans and notes receivable 7,841,586 Property held for resale 574,933 Prepaid items and deposits 2.768 Advances to oiher funds - Available Fund Balance of the Low and Moderate Income Housing Fund -July 1, 2005 $ 26,072,203 Computed Excess Surplus -July 1, 2005 $ - 56