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HomeMy WebLinkAboutAudited Financial Rprts - City - FYE 06-30-2012.1�' � CITY OF PALM DESERT FINANCE DEPARTMENT Staff Report REQUEST: RECEIVE AND FILE THE CITY OF PALM DESERT AUDITED FINANCIAL REPORTS FOR THE FISCAL YEAR ENDED JUNE 30, 2012 DATE: January 24, 2013 SUBMITTED BY: � Paul S. Gibson, Finance Director CONTENTS: 1. City of Palm Desert Audited Financial Report for Fiscal Year Ended June 30, 2012 2. Auditor's Letter to City Council 3. Independent Auditors' Report on Internal Control over Financial Reporting and on Compliance and Other Matters based on an Audit of Financial Statements Performed in Accordance with Government Auditinq Standards 4. Appropriations Limit Worksheet No. 6 Recommendation By Minute Motion, that the City Council receive and file the audited Comprehensive Annual Financial Report (CAFR) for the City of Palm Desert for the fiscal year ended June 30, 2012. Committee Recommendation The Audit, Investment and Finance Committee received the audited financial statements at their January 22, 2013 meeting, and it was recommended that the statements for the fiscal year ended June 30, 2012 be received and filed by the City Council. Backqround White Nelson Diehl Evans LLP performed and completed the annual independent audit for the fiscal year ended June 30, 2012, for the City of Palm Desert in accordance with generally accepted auditing standards. In the auditor's opinion, the basic financial statements present fairly, in all material respects, the financial position of the City of Palm Desert as of June 30, 2012, and the results of its operations and the cash flows of its proprietary funds for the year then ended in conformity with accounting principles generally accepted in the United States of America. G:\Finance\Niamh Ortega\Staff ReportsWudit staff reportsWudit Staff Reports 2012\SR - Council audit 2012 CAFR.docx Staff Report Receive and file CAFR for Fiscal Year ended June 30, 2012 January 24, 2013 Page 2 of 2 In conducting their audit, the auditors test the City's internal controls. Attached is the Report on Interna/ Contro/s over Financial Re�ortinq and on compliance and other matters based on an audit of Financial Statements aerformed in accordance. with Government Auditin.q Standards. The CAFR was submitted for the Certificate of Achievement for Excellence in Financial Reportin.q from the Government Finance Officers Association. In order to be awarded a Certificate of Achievement, a government must publish an easily readable and efficiently organized comprehensive annual financial report. This report must satisfy both generally accepted accounting principles and applicable legal requirements. We believe that our current comprehensive annual financial report continues to meet the Certificate of Achievement Program's requirements, as it has for the past fourteen years. Staff requests that the Council receive and file the City of Palm Desert's audited financial reports for the fiscal year ended June 30, 2012. Fiscal Impact There is no fiscal impact as a result of this action. Submitted by: .�� Paul . Gibson, Finance PSG:JLE:nmo Director/City Treasurer Jo n M. Wohlmuth, City Manager C1TY COUNCIL ACTION APPROVF,P DF,NiF.D RECEIVED `i'�< <�c� OTHCR MEETING DATE �-��-�� AYES: �°�,�_�:T.,��� /�l� �j�^ � /li� NOES: /S�- ' AI3SENT: S����`��. �c:� ABSTAIN: JV�_ VERIFtF,U I3Y: �-ni�. ( ra Original on File with City Clerk's t�ficc G:\Finance\Niamh Ortega\Staff ReportsWudit staff reports�Audit Staff Reports 2012\SR - Council audit 2012 CAFR.docx �--� � CITY OF PALM DESERT FINANCE DEPARTMENT Staff Report REQUEST: RECEIVE AND FILE THE CITY OF PALM DESERT AUDITED FINANCIAL REPORTS FOR THE FISCAL YEAR ENDED JUNE 30, 2012 DATE: January 24, 2013 SUBMITTED BY: ' Paul S. Gibson, Finance Director CONTENTS: 1. City of Palm Desert Audited Financial Report for Fiscal Year Ended June 30, 2012 2. Auditor's Letter to City Council 3. Independent Auditors' Report on Internal Control over Financial Reporting and on Compliance and Other Matters based on an Audit of Financial Statements Performed in Accordance with Government Auditinq Standards 4. Appropriations Limit Worksheet No. 6 Recommendation By Minute Motion, that the City Council receive and file the audited Comprehensive Annual Financial Report (CAFR) for the City of Palm Desert for the fiscal year ended June 30, 2012. Committee Recommendation The Audit, Investment and Finance Committee received the audited financiat statements at their January 22, 2013 meeting, and it was recommended that the statements for the fiscal year ended June 30, 2012 be received and filed by the City Council. Backqround White Nelson Diehl Evans LLP performed and completed the annual independent audit for the fiscal year ended June 30, 2012, for the City of Palm Desert in accordance with generally accepted auditing standards. In the auditor's opinion, the basic financial statements present fairly, in all material respects, the financial position of the City of Palm Desert as of June 30, 2012, and the results of its operations and the cash flows of its proprietary funds for the year then ended in conformity with accounting principles generally accepted in the United States of America. G:\Finance\Niamh Ortega\Staff ReportsWudit staff reports�Audit Staff Reports 2012\SR - Council audit 2012 CAFR.docx Staff Report Receive and file CAFR for Fiscal Year ended June 30, 2012 January 24, 2013 Page 2 of 2 In conducting their audit, the auditors test the City's internal controls. Attached is the Report on Intemal Controls over Financial Reportinq and on compliance and other matters based on an audit of Financial Statements performed in accordance. with Govemment Auditinq Standards. � The CAFR was submitted for the Certificate of Achievement for Excellence in Financial Reportinq from the Government Finance Officers Association. In order to be awarded a Certificate of Achievement, a government must publish an easily readable and efficiently organized comprehensive annual financial report. This report must satisfy both generally accepted accounting principles and applicable legal requirements. We believe that our current comprehensive annual financial report continues to meet the Certificate of Achievement Program's requirements, as it has for the past fourteen years. Staff requests that the Council receive and file the City of Palm Desert's audited financial reports for the fiscal year ended June 30, 2012. Fiscal Imaact There is no fiscal impact as a result of this action. Submitted by: .�� Pau . Gibson, Finance Director/City Treasurer Jglin M. Wohlmuth, City Manager PSG:JLE:nmo G:\Finance\Niamh Ortega\Staff ReportsWudit staff reports�Audit Staff Reports 20121SR - Council audit 2012 CAFR.docx t To the Honorable City Council of the City of Palm Desert Palm Desert, California We have audited the ftnancial statements of the governmental activities, the business-type activities, the discretely presented component unit, each major fund, and the aggregate remaining fund information of the City of Palm Desert (the City) for the year ended June 30, 2012. Professional standards require that we provide you with information about our responsibilities under generally accepted auditing standards, as well as certain. information related to the planned scope and timing of our audit. We have communicated such information in our engagement letter to you dated April 3, 2012 and our meeting on planning matters on July 24, 2012. Professiona( standards also require that we communicate to you the following information related to our audit. Si�nificant Audit Findinss Qualitative Aspects ofAccounting Practices Management is responsible for the selection and use of appropriate accounting policies. The signifcant accounting policies used by the City of Palm Desert are described in Note 1 to the financial statements. No new accounting policies were adopted and the application of existing policies was not changed during June 30, 2012. We noted no transactions entered into by the City during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the financial staternents in the proper period. Accounting estimates are an integral part of the financial statements prepared by management and are based on management's knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their signifcance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimates affecting the City's financial statements were: • Management's estimate of the fair market value of investments is based on market values provided by outside sources. • Management's estimate of the value of capital assets (infrastructure) is based on industry standards. • The estimated useful lives of capital assets used for depreciation purposes are based on industry standards. -1- 2875 Nlichelle Drive, Stute 300, Iivine, CA 92606 • Tel: 714.978.1300 • Fax: 714.978.7893 O��e.r locate�� in Oranve and San llie�o Coaantie� ,� Si�nificant Audit Findin�s (Continuedl Qualitative Aspects of Accounting Practices (Continued) Sensitive Estimates (Continued): • The funded status and funding progress of the public defined benefit plan with Ca1PERS which is based on an actuarial valuation. • The estimated net other post-employment benefit asset which is based on an actuarial valuation provided by an outside consultant. • The estimate of the deferred asset and liability on the City's Interest Rate Swap Agreement is provided by an outside consultant. • The claims liability for workers' compensation and general liabilities are based on estimates by the claims administrators. We evaluated the key factors and assumptions used to develop these estimates in determining that they were reasonable in relation to the financial statements taken as a whole. Certain financial statement disclosures are particularly sensitive because of their signiiicance to financial statement users. The most sensitive disclosure affecting the financial statements were reported in Note 6 regarding claims payable, Note 7 regarding the interest rate swap agreement, Note 9 regarding the defined benefit pension plan, Note 13 regarding other post-employment benefits, and Note 18 regarding recent changes in legislation effecting the dissolution of redevelopment agencies. The financial statement disclosures are neutral, consistent, and clear. Diffrculties Encountered in Performing the Audit We encountered no significant difficulties in. dealing with management in performing and completing our audit. Corrected and Uncorrected Misstatements Professional standards require us to accumulate all known and likely misstatements identified during the audit, other than those that are trivial, and communicate them to the appropriate level of management. Management has corrected all such misstatements. In addition, none of the misstatements detected as a result of audit procedures and corrected by management were material, either individually or in the aggregate, to each opinion unit's financial stateme�ts taken as a whole. Disagreements with Management For purposes of this letter, professional standards define a disagreement with management as a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditor's report. We are pleased to report that no such disagreements arose during the course of our audit. -2- r Management Representations We have requested certain representations from management that are included in the management representation letter dated ❑ecember 19, 2� 2. Management Consultations with Other Independent Accountants In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a C�econd opinion❑ on certain situations. If a consultation involves application of an accounting principle to the governmental unit's financial statements or a determination of the type of auditor's opinion that may be eC�ressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. Other Audit Findings or Issues We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to retention as the governmental unit's auditors. ❑owever, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our retention. Other Matters With respect to the supplementary information accompanying the financial statements, we made certain inquiries of management and evaluated the form, content, and methods of preparing the information to determine that the information complies with accounting principles generally accepted in the ❑nited States of America, the method of preparing it has not changed from the prior period, and the information is appropriate and complete in relation to our audit of the fnancial statements. We compared and reconciled the supplementary information to the underlying accounting records used to prepare the financial statements or to the financial statements themselves. This information is intended solely for the use of City Council and management of the City of Palm ❑esert and is not intended to be, and should not be, used by anyone other than these specified parties. ��� `�� �� ��;a•�.J L.�!' Irvine, California ❑ecember 19, 2Cll2 -3- INDEPENDENT AUDITORS' REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS City Council City of Palm Desert Palm Desert, California We have audited the financial statements of the governmental activities, the business-type activities, the discretely presented component unit, each major fund, and the aggregate remaining fund information of the City of Palm Desert (the City), as of and for the year ended June 30, 2012, which collectively comprise the City's basic financial statements and have issued our report thereon dated December 19, 2012. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditin� Standards. issued by the Comptroller General of the United States. Internal Control Over Financial Reportin� Management of the City is responsible for establishing and maintaining effective internal control over financial reporting. In planning and performing our audit, we considered the City's internal control over financial reporting as a basis for designing our auditing procedures for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control over financial reporting. Accordingly, we do not express an opinion on the effectiveness of the City's internal control over financial reporting. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control such that there is a reasonable possibility that a material misstatement of the City's financial statements will not be prevented, or detected and corrected on a timely basis. Our consideration of internal control over financial reporting was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control over financial reporting that might be deficiencies, significant deficiencies or material weaknesses. We did not identify any deficiencies in internal control over financial reporting that we consider to be material weaknesses, as defined above. -1- 2875 Michelle Drive, Suite 300, Irvine, CA 92C06 • Tel: 714.978.1300 • Fax: 714.978.7893 O��e.r located ijz Orange and San Dieno Corrntie� Comoliance and Other Matters As part of obtaining reasonable assurance about whether the City's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditin� Standards. This report is intended solely for the information and use of the management, City Council and others within the City, and is not intended to be, and should not be, used by anyone other than these specified parties. ��� ��1� � �u�aJ L�P Irvine, California December 19, 2012 -2- f� CITY OF PALM DESERT APPROPRIATIONS LIMIT WORKSHEET NO. 6 WITH INDEPENDENT ACCOUNTANTS' REPORT ON AGREED-UPON PROCEDURES APPLIED TO APPROPRIATIONS LIMIT WORKSHEET FOR THE YEAR ENDED JUNE 30, 2012 � INDEPENDENT ACCOUNTANTS' REPORT ON AGREED-UPON PROCEDURES APPLIED TO APPROPRIATIONS LIMIT WORKSHEET To the Honorable Mayor and Members of City Council City of Palm Desert Palm Desert, California We have performed the procedures enumerated below to the accompanying Appropriations Limit Worksheet No. 6 of the City of Palm Desert, California for the year ended June 30, 2012. These procedures, which were agreed to by the City of Palm Desert, California and the League of California Cities (as presented in the League publication entitled "Article XIII-B Appropriations Limit Uniform Guidelines") were performed solely to assist the City of Palm Desert, California in meeting the requirements of Section 1.5 of Article XIIIB of the California Constitution. The City of Palm Desert's management is responsible for the Appropriations Limit Worksheet No. 6. This agreed-upon procedures engagement was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants. The sufficiency of the procedures is solely the responsibility of those parties specified in this report. Consequently, we make no representation regarding the sufficiency of the procedures described below either for the purpose for which this report has been requested or for any other purpose. The procedures performed and our findings were as follows: 1. We obtained the completed Worksheet No. 6 for the year ended June 30, 2012, and compared the limit and annual adjustment factors included in that worksheet to the limit and annual adjustment factors that were adopted by resolution of the City Council. We also compared the population and inflation options included in the aforementioned worksheet to those that were selected by a recorded vote of the City Council. No exceptions were noted as a result of this procedure. 2. For the accompanying Appropriations Limit Worksheet No. 6, we added last year's limit to the total adjustments, and compared the resulting amount to this year's limit. We also recalculated the adjustment factor and the adjustment for inflation and population, and compared the results to the amounts on Worksheet No. 6. No exceptions were noted as a result of this procedure. -1- 2875 Michelle Drive, Suite 300, Irvine, CA 92606 • Tel: 714.978.1300 • Fa�c: 714.978.7893 O��er located in Oran�e and San Diego Coarntie� ! We compared the prior year appropriations limit presented in the accompanying Appropriations Limit Worksheet No. 6 to the prior year appropriations limit adopted by the City Council for the prior year. No exceptions were noted as a result of our performing this procedure. We were not engaged to, and did not, perform an audit, the objective of which would be the expression of an opinion on the accompanying Appropriations Limit Worksheet No. 6. Accordingly, we do not express such an opinion. Had we performed additional procedures, other matters might have come to our attention that would have been reported to you. No procedures have been performed with respect to the determination of the appropriation limit for the base year, as defined by the League publication entitled "Article XIII-B Appropriations Limit Uniform Guidelines". This report is intended solely for the information and use of the City Council and management of the City of Palm Desert, California and is not intended to be, and should not be, used by anyone other than these specified parties. ��� ��� �� ��� �� Irvine, California December 19, 2012 -2- � � CITY OF PALM DESERT APPROPRIATIONS LIMIT WORKSHEET NO. 6 For the year ended June 30, 2012 Appropriations limit for fiscal year ended June 30, 2011 (see Note 2) Adjustment factors for the fiscal year ended June 30, 2012 (see Note 2): Inflation Factor (Note 31 1.0251 Population Factor (Note 41 1.0203 Adjustment for inflation and population Other adjustments (Note 5) Total adjustments Appropriations limit for fiscal year ended June 30, 2012 $ 90,238,536 Combined Factor 1.04590953 x .04590953 4,142,809 4.142,809 $ 94.381.345 See accompanying independent accountants' report on agreed-upon procedures applied to appropriations limit worksheet and accompanying notes. -3- � CITY OF PALM DESERT NOTES TO APPROPRIATIONS LIMIT WORKSHEET NO. 6 For the year ended June 30, 2012 1. PURPOSE OF LIMITED PROCEDURES REVIEW: Under Article XIIIB of the California Constitution (the Gann Spending Limitation Initiative), California governmental agencies are restricted as to the amount of annual appropriations from proceeds of taxes. Effective for years beginning on or after July 1, 1990, under Section 1.5 of Article XIIIB, the annual calculation of the appropriations limit is subject to a limited procedures review in connection with the annual audit. 2. METHOD OF CALCULATION: Under Section 10.5 of Article XIIIB, for fiscal years beginning on or after July 1, 1990, the appropriations limit is required to be calculated based on the limit for the fiscal year 19$6-87, adjusted for the inflation and population factors discussed at Notes 3 and 4 betow. 3. INFLATION FACTORS: A California governmental agency may adjust its appropriations limit by either the annual percentage change in the 4th quarter per capita personal income (which percentages are supplied by the State Department of Finance), or the percentage change in the local assessment roll from the preceding year due to the change of local nonresidential construction. The factor adopted by the City of Palm Desert for the iiscal year 20ll-2012 represents the annual percentage change for per capita personal income. 4. POPULATION FACTORS: A California governmental agency may adjust its appropriations limit by either the annual percentage change of the jurisdiction's own population, or the annual percentage change in population in the County where the jurisdiction is located. The factor adopted by the City of Palm Desert for fiscal year 2011-2012 represents the annual percentage change in population for the City of Palm Desert. 5. OTHER ADJUSTMENTS: A California government agency may be required to adjust its appropriations limit when certain events occur, such as the transfer of responsibility for municipal services to, or from, another government agency or private entity. The City of Palm Desert had no such adjustments for the year ended June 30, 2012. See accompanying independent accountants' report on agreed-upon procedures applied to appropriations limit worksheet. -4- COMPREHENSIVE ANNUAL FINANCIAL REPORT of the CITY OF PALM DESERT, CALIFORNIA For the Fiscal Year ended June 30, 2012 Prepared by the Finance Department City Treasurer/Director of Finance Paul S. Gibson, CCMT Assistant Finance Director Jose Luis Espinoza, CPA Finance Staff (in alphabetical order by positions and names) ACCOUNTING TECHNICIAN II James Bounds ACCOUNTING TECHNICIAN II Horacio Celaya ACCOUNTING TECHNICIAN II Sharon Christiansen ACCOUNTING TECHNICIAN II Diana Leal ADMINISTRATIVE SECRETARY Niamh Ortega DEPUTY CITY TREASURER Thomas Jeffrey G.I.S. TECHNICIAN John Urkov INFORMATION SYSTEMS MANAGER Clayton von Helf INFORMATION SYSTEMS TECHNICIAN Troy Kulas INFORMATION SYSTEMS TECHNICIAN Ray Santos MANAGEMENT ANALYST II Jenny Barnes SENIOR FINANCIAL ANALYST Anthony Hernandez SENIOR OFFICE ASSISTANT Claudia Jaime   i CITY OF PALM DESERT TABLE OF CONTENTS JUNE 30, 2012 Page Number INTRODUCTORY SECTION Table of Contents i Letter of Transmittal vii GFOA Certificate of Achievement for Excellence in Financial Reporting xi List of Principal Officials xiii Organization Chart xiv FINANCIAL SECTION AUDITORS' REPORT Independent Auditors' Report 1 MANAGEMENT’S DISCUSSION AND ANALYSIS 3 BASIC FINANCIAL STATEMENTS Exhibit A - Statement of Net Assets 15 Exhibit B - Statement of Activities 16 Exhibit C - Balance Sheet - Governmental Funds 20 Exhibit D - Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Assets 23 Exhibit E - Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds 24 Exhibit F - Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities 26 Exhibit G - Statement of Net Assets - Proprietary Funds 27 Exhibit H - Statement of Revenues, Expenses and Changes in Fund Net Assets - Proprietary Funds 28 ii CITY OF PALM DESERT TABLE OF CONTENTS (CONTINUED) JUNE 30, 2012 Page Number BASIC FINANCIAL STATEMENTS (CONTINUED): Exhibit I - Statement of Cash Flows - Proprietary Funds 29 Exhibit J - Statement of Fiduciary Net Assets - Fiduciary Funds 31 Exhibit K - Statement of Changes in Fiduciary Net Assets - Fiduciary Funds 32 Notes to Basic Financial Statements 33 REQUIRED SUPPLEMENTARY INFORMATION Schedule 1 - Schedules of Funding Progress: Cal PERS Defined Benefit Plan 115 Other Post-Employment Benefit Plan 115 Schedule 2 - Budgetary Comparison Schedule - General Fund 117 Schedule 3 - Budgetary Comparison Schedule - Prop A Fire Tax Special Revenue Fund 118 Note to Required Supplementary Information 119 SUPPLEMENTARY SCHEDULES General Fund: 121 Schedule 4 - Budgetary Comparison Schedule by Department - General Fund 122 Other Governmental Funds - Combining Statements: 127 Schedule 5 - Combining Balance Sheet - Other Governmental Funds 128 Schedule 6 - Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Other Governmental Funds 129 iii CITY OF PALM DESERT TABLE OF CONTENTS (CONTINUED) JUNE 30, 2012 Page Number SUPPLEMENTARY SCHEDULES (CONTINUED) Other Governmental Funds - Other Special Revenue: 131 Schedule 7 - Combining Balance Sheet - Other Special Revenue Funds 134 Schedule 8 - Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Other Special Revenue Funds 138 Schedule 9 - Schedules of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual - Special Revenue Funds: A. Traffic Safety 142 B. Gas Tax 143 C. Housing Mitigation Fees 144 D. Community Development Block Grant 145 E. Public Safety Police Grants 146 F. El Paseo Assessment District 147 G. Landscape and Lighting Districts No. 1-17 148 Other Governmental Funds - Other Debt Service: 149 Schedule 10 - Balance Sheet - Other Debt Service Fund 150 Schedule 11 - Statement of Revenues, Expenditures and Changes in Fund Balance - Other Debt Service Fund 151 Other Governmental Funds - Other Capital Projects: 153 Schedule 12 - Combining Balance Sheet - Other Capital Projects Funds 154 Schedule 13 - Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Other Capital Projects Funds 158 Agency Funds: 163 Schedule 14 - Combining Statement of Assets and Liabilities - All Agency Funds 164 Schedule 15 - Combining Statement of Changes in Assets and Liabilities - All Agency Funds 165 iv CITY OF PALM DESERT TABLE OF CONTENTS (CONTINUED) JUNE 30, 2012 Page Number STATISTICAL SECTION Description of Statistical Section 167 Financial Trends Net Assets by Component 168 Changes in Net Assets 169 Fund Balances of Governmental Funds 171 Changes in Fund Balances of Governmental Funds 172 Graphs - Changes in Fund Balances of Governmental Funds 173 Supplemental Historical General Fund Revenues 174 Supplemental Graph - Historical General Fund Revenues 175 Supplemental Historical General Fund Expenditures 176 Supplemental Graph - Historical General Fund Expenditures 177 Supplemental Historical General Revenue and Expenditures Per Capita 179 Revenue Capacity Assessed Value and Estimated Actual Value of Taxable Property 180 Historical Net Assessed Taxable Values Citywide and Graph - Assessed Valuation Growth 181 Supplemental FY 2012 and 2011 Breakdown of Basic 1% Property Tax Rate Not in Redevelopment Project Area 182 Property Tax Rates Direct and Overlapping Property Tax Rates 183 Principal Property Taxpayers 184 Property Tax Levies and Collections 185 Supplemental Top 25 Sales Tax Generators and Graph - Historical Sales Tax Trends 186 Supplemental Taxable Sales by Category 187 Supplemental Principal Sales Tax Remitters 188 Debt Capacity Ratios of Outstanding Debt by Type 189 Ratios of General Bonded Debt Outstanding 190 Supplemental Special Assessment Information 191 Direct and Overlapping Government Activities Debt 192 Legal Debt Margin Information 193 Pledged-Revenue Coverage 194 v CITY OF PALM DESERT TABLE OF CONTENTS (CONTINUED) JUNE 30, 2012 Page Number STATISTICAL SECTION (CONTINUED) Demographic and Economic Information Demographic and Economic Statistics 195 Principal Employers 196 Supplemental Miscellaneous Statistics 197 Operating Information Full-time Equivalent City Government Employees by Function/Program 198 Operating Indicators by Function/Program 199 Capital Asset Statistics by Function/Program 200 SUPPLEMENTAL REDEVELOPMENT AGENCY STATISTICAL SECTION Redevelopment Agency Project Areas Map 203 FY 2012 Top Twenty Property Taxpayers: Project Area No. 1 and 1982 Annex 204 Project Area No. 2 205 Project Area No. 3 206 Project Area No. 4 207 Project Area Statistics 208 Tax Allocation Bond Issue Information 209 FY 2011/2012 Breakdown of Basic 1% Property Tax Levy Rates 210 Historical Tax Increment Summary: Redevelopment Project Area No. 1 - Original 211 Redevelopment Project Area No. 1 - Amended 212 Redevelopment Project Area No. 2 213 Redevelopment Project Area No. 3 214 Redevelopment Project Area No. 4 215 Historical Net Assessed Taxable Values: Redevelopment Project Area No. 1 - Original 216 Change in Taxable Values: Redevelopment Project Area No. 1 - Original 217 Historical Net Assessed Taxable Values: Redevelopment Project Area No. 1 - Amended 218 Change in Taxable Values: Redevelopment Project Area No. 1 - Amended 219 vi CITY OF PALM DESERT TABLE OF CONTENTS (CONTINUED) JUNE 30, 2012 Page Number SUPPLEMENTAL REDEVELOPMENT AGENCY STATISTICAL SECTION (CONTINUED) Historical Net Assessed Taxable Values: Redevelopment Project Area No. 2 220 Change in Taxable Values: Redevelopment Project Area No. 2 221 Historical Net Assessed Taxable Values: Redevelopment Project Area No. 3 222 Change in Taxable Values: Redevelopment Project Area No. 3 223 Historical Net Assessed Taxable Values: Redevelopment Project Area No. 4 224 Change in Taxable Values: Redevelopment Project Area No. 4 225 vii December 19, 2012 Citizens of the City of Palm Desert, Honorable Mayor and Members of the City Council The Comprehensive Annual Financial Report (CAFR) of the City of Palm Desert for the fiscal year ended June 30, 2012, is submitted herewith. This report was prepared by the City’s Finance Department. Management assumes full responsibility for the completeness and reliability of the information contained in this report, based upon a comprehensive framework of internal control established for this purpose. Because the cost of internal control should not exceed anticipated benefits, the objective is to provide reasonable, rather than absolute, assurance that the financial statements are free of any material misstatements. It is the policy of the City of Palm Desert to have an annual audit performed by an independent certified public accountant. The independent audit of the City’s financial statements for fiscal year ended June 30, 2012, was conducted by White Nelson Diehl Evans, LLP as appointed by the City Council. The auditor’s unqualified (“clean”) opinion on the basic financial statements is included in the Financial Section of this report. As part of the City’s annual audit engagement, the auditors reviewed the City’s internal control structure as well as compliance with applicable laws and regulations. The results of the City’s annual audit for fiscal year ended June 30, 2012, provided no instances of material weaknesses in connection with the internal control structure or significant violations of applicable laws and regulations. As recipients of federal, state and county financial resources, the City of Palm Desert is required to undergo an annual single audit. When applicable, information related to this single audit, including the schedule of expenditures of federal awards, findings and recommendations, and auditor’s reports on the internal control structure and compliance with applicable laws and regulations, is included in a separately issued report. For the fiscal year ended June 30, 2012, the City is required to have a single audit performed. Management’s discussion and analysis (MD&A) immediately follows the independent auditor’s report and provides a narrative introduction, overview, and analysis of the basic financial statements. MD&A complements this letter of transmittal and should be read in conjunction with it. Citizens of the City of Palm Desert, Honorable Mayor and Members of the City Council December 19, 2012 viii PROFILE OF THE CITY OF PALM DESERT Located in Riverside County in the geographical center of the Coachella Valley, Palm Desert was incorporated on November 26, 1973, as a General Law City. Fourteen years later, on November 4, 1997, voters overwhelmingly approved Measure LL adopting a city charter. Under the provisions of the charter, the City of Palm Desert has full authority over its own municipal affairs including: bidding and contracting procedures; regulation of parks, libraries, and other facilities; certain fees; imposition of taxes; municipal zoning; salaries of officials and employees; municipal utilities; and municipal election procedures. The City of Palm Desert operates under a Council-Manager form of government. The City Council consists of five members elected by the residents of the City. Council terms are four years, and elections occur in November during even-numbered years. Each November, the City Council selects the Mayor from among its members for a one-year term. The City Council appoints the City Manager and the City Attorney. The City operates as a “contract city”, primarily utilizing agreements with other governmental entities, private firms, and individuals to provide many services. Contracted services include: police and fire protection through the County of Riverside; animal control; road maintenance and construction services; legal services; landscape maintenance; and recreation program services. The City is a member of the California Joint Powers Insurance Authority that provides insurance coverage for the City. Waste and recycling services are provided under a franchise agreement with Burrtec Waste and Recycling Services. The City provides traditional municipal, public enterprise, and redevelopment services as follows: Municipal Services Public Enterprise Services Public improvements, infrastructure and maintenance Golf course Public art and community promotion Office complex Planning, zoning, building and engineering Internal service Housing and community development Code enforcement and inspections Blended & Discrete Component Economic development, business support and energy Units conservation PD Redevelopment Agency Legislative, city clerk, visitor center, public information PD Financing Authority General administration, fiscal services, human resources, PD Housing Authority and risk management PD Recreational Facilities Corp. PD Parking Authority The City maintains budgetary controls. The objective of these budgetary controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the City Council. Activities of the General, Special Revenue, Debt Service, and Capital Project Funds are included in the annual appropriated budget. Budgetary amounts for Debt Service, Capital Projects, and certain Special Revenue Funds are adopted annually; however, these budgets are considered to be long-term in nature. The City also maintains an encumbrance accounting system of purchase orders and contracts at the fund level as a means of accomplishing budgetary control. Open encumbrances are reported as a reservation of fund balance at the end of each fiscal year. Purchase orders are reviewed to ensure that funds are Citizens of the City of Palm Desert, Honorable Mayor and Members of the City Council December 19, 2012 ix available and that requests are properly authorized prior to being released to vendors. The adopted budget for fiscal year 2011-2012 was prepared in accordance with accounting principles generally accepted in the United States of America. As reflected in the statements and schedules included in the financial section of this report, the City continues to meet its responsibility for sound financial management. LOCAL ECONOMY The City comprises an area of approximately 26 square miles and, as of January 1, 2012, has a population of 49,471, according to data provided by the California Department of Finance. In addition to permanent residents, approximately 20,000 seasonal residents make Palm Desert their home for three to six months each year. The City of Palm Desert has cultivated a sound foundation of general fund revenues including sales tax, transient occupancy tax, licenses and permits, property tax, and investment earnings. Tourism and sales tax are the City’s main revenue sources. As a balanced community where economic, environmental, social, and cultural development flourishes, Palm Desert is a much sought-after place to visit and reside. The first city in Riverside County to create a public art program, Palm Desert is home to numerous cultural attractions including: the McCallum Theatre for the Performing Arts, a 1,127-seat theater which hosts some of the biggest names and well- known productions in show business; The Living Desert wildlife and botanical park, a 1,200-acre facility containing a wide array of plants and animals from desert regions around the world; and the Palm Desert Art in Public Places program, a museum without walls, featuring more than 100 works of art on permanent display throughout the City. Palm Desert’s active, five-star accredited Chamber of Commerce has more than 1,100 members who work to promote, support, and enhance business prosperity, civic vitality, and the quality of life within their community. Noted for its extensive array of retail options, including the world-famous upscale shopping destination of El Paseo, Palm Desert is home to a variety of malls and retail centers including Westfield Palm Desert, Desert Crossing, The Gardens on El Paseo, and El Paseo Village. The internationally acclaimed Desert Willow Golf Resort, one of the nation’s premier municipal courses, boasts 36 holes of championship golf and stunning scenery in close proximity to first-class hotel accommodations and fine dining. In addition to being the home of the Coachella Valley’s only community college, College of the Desert, Palm Desert is the location of two new recently opened satellite campuses for California State University, San Bernardino and the University of California, Riverside. Both of these institutions of higher learning offer multiple options for degree programs and continuing education. The State of California Employment Development Department Labor Market Information Division reported that the City of Palm Desert had an unemployment rate of 7.5% compared to Riverside County, which had a rate of 12.6%. The City’s balanced foundation of tourism, culture, and education has strengthened the City’s labor force as the County tries to rebound from its current economic crisis. Citizens of the City of Palm Desert, Honorable Mayor and Members of the City Council December 19, 2012 x LONG-TERM FINANCIAL PLANNING In June 2012 the City Council approved a total of $12.58 million in funding for various capital improvement projects for the fiscal year of 2012-2013. Projects include traffic signals, sidewalk repairs and construction, accessibility improvements, street widening, improving drainage areas, park improvements, and improvements at Desert Willow Golf Resort. With all these projects slated for the next fiscal year, it is evident that the City of Palm Desert is committed to promoting tourism, business, culture, and education in an effort to maintain the high quality of life that the entire community enjoys. Certificates of Awards for Outstanding Financial Reporting The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Palm Desert for its comprehensive annual financial report for the fiscal year ended June 30, 2011. This was the 15th consecutive year that the City has achieved this prestigious award. In order to be awarded a Certificate of Achievement, a government must publish an easily readable and efficiently organized comprehensive annual financial report. This report must satisfy both general accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe that our current comprehensive annual financial report continues to meet the Certificate of Achievement Program’s requirements and we are submitting it to the GFOA to determine its eligibility for another certificate. Acknowledgments The preparation of this report could not have been accomplished without the efficient and dedicated services of the entire Finance Department staff whose names are listed individually in the title page. Due credit is given to the Mayor and the City Council members for their interest and support in planning and conducting the operations of our City in a responsible and progressive manner. Recognition is also given to all employees of the City of Palm Desert who continue to serve our community with commitment and dedication throughout the year. To the citizens of Palm Desert, our greatest appreciation for your continued support, input, and guidance in helping us serve you better, thus preserving our City’s quality of life and reputation for innovation and leadership. Respectfully submitted, John M. Wohlmuth Paul S. Gibson City Manager Director of Finance/City Treasurer JLE:jle Certificate o�' Achievement for Excellence in Financial Reporting Presented to City of Palm Desert California For its Comprehensive Annual Financial Report for the Fiscal Year Ended June 30, 2011 A Certificate of Achievement for Excellence in Financial Reporting is presented by the Government Finance Officers Association of the United States and Canada to government units and public employee retirement systems whose comprehensive annual financial reports (CAFRs) achieve the highest standards in government accounting and financial reporting. �� r • �� QF�,�� �c' :,�-c � . � �sr�� .� � � President � ��� ���� ��� Executive Director xi xii THIS PAGE INTENTIONALLY LEFT BLANK xiii CITY OF PALM DESERT List of Principal Officials as of June 30, 2012 City Council - Manager Form of Government CITY COUNCIL ROBERT A. SPIEGEL Mayor WILLIAM R. KROONEN Mayor Pro-Tempore JEAN M. BENSON CINDY FINERTY JAN C. HARNIK Council Member Council Member Council Member CITY ADMINISTRATION JOHN M. WOHLMUTH City Manager City Attorney - Best, Best & Krieger David J. Erwin Director of Finance/City Treasurer Paul S. Gibson SUCCESSOR AGENCY TO THE PALM DESERT REDEVELOPMENT AGENCY JOHN M. WOHLMUTH Executive Director T U C W O� a - o` � � m u V J � � O L 7 _ Q O� C H 7 O 2 f— Q U Z � r Q N Z � � J Z O i U Z � � W �.' =W �W LL � O � � J Z a w � � O �� � v � A G N � V � N E O U � J � U d Z rn OHr f f G � V U T C O _Q � � C N E 0 m - o u E c 0 w JS � � c o � o � E > o � a` a � � u � u � N � � c � 61 c � c v, c v m v� � � 'o � i!1 V �O� f Val C � � q V y F F m � �.�.� �_ � C V 0 � � s 2 � � N � C � y V N v C O. C � E u C � a a w '�j Q � A J d � Y 3 �— V � D H � u a z � � � � � E 0 > 0 O V � v - p u�i v � W C F- c ii v� �v �a E V /0 O N a p w Z � d _ � N C � a a xiv � c a�i v � � E a � v c � � � , _ c � o D E o a w a E v m c U � o' r 0 V Q � � �� I N � � � � C V � � � C � � � VI C C j A � A � O r�o ro y �a v �/ f � E a r L °' o '^ � C U T T T T � � v r� r m a ,� a u n o � o A V I-� � O � a � �_ � � v � `-' � m y � > c F O N � v ;J y N �' A � R' � � c � V �o j y �t � E � N = O � rJ T � � 1 v m � a v � m —� 2875 Michelle Drive, Suite 300, Irvine, CA 92606 • Tel: 714.978.1300 • Fax: 714.978.7893 Offices located in Orange and San Diego Counties - 1 -  INDEPENDENT AUDITORS' REPORT To the Honorable Mayor and Members of the City Council City of Palm Desert, California We have audited the accompanying financial statements of the governmental activities, the business-type activities, the discretely presented component unit, each major fund and the aggregate remaining fund information of the City of Palm Desert, California, as of and for the year ended June 30, 2012, which collectively comprise the City's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the City of Palm Desert's management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, the discretely presented component unit, each major fund and the aggregate remaining fund information of the City of Palm Desert as of June 30, 2012, and the respective changes in financial position and cash flows, where applicable thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. As discussed in Note 18 to the financial statements, the Palm Desert Redevelopment Agency, a blended component unit of the City, was dissolved effective February 1, 2012 as a result of legislation enacted by the State of California. In accordance with Government Auditing Standards, we have also issued our report dated December 19, 2012, on our consideration of the City of Palm Desert's internal control over financial reporting and on our tests of its compliance with certain laws, regulations, contracts, grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. - 2 -  The management’s discussion and analysis, the schedules of funding progress and budgetary comparison schedules, as listed in the table of contents as required supplementary information, are not a required part of the basic financial statements but are supplementary information required by the accounting principles generally accepted in the United States of America. This information is an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic or historical context. We have applied certain limited procedures to the management’s discussion and analysis and the schedules of funding progress in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during the audit of the basic financial statements. We do not express an opinion or provide any assurance on the management’s discussion and analysis and the schedules of funding progress because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. The budgetary comparison schedules and related note have been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements of the City of Palm Desert or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the information is fairly stated in all material respects in relation to the basic financial statements taken as a whole. Our audit was made for the purpose of forming opinions on the financial statements that collectively comprise the City’s basic financial statements. The combining and individual fund statements and schedules are presented for purposes of additional analysis and are not a required part of the basic financial statements of the City. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements of the City or to the financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the information is fairly stated in all material respects in relation to the basic financial statements taken as a whole. Our audit was conducted for the purpose of forming an opinion on the basic financial statements of the City of Palm Desert, California as a whole. The introductory section and statistical section are presented for purposes of additional analysis and are not a required part of the basic financial statements. Such information has not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. Irvine, California December 19, 2012 See independent auditors’ report. - 3 - CITY OF PALM DESERT MANAGEMENT’S DISCUSSION AND ANALYSIS Our discussion and analysis of the City of Palm Desert’s financial performance for the fiscal year ended June 30, 2012 provides: a comparison of current year to prior year ending results based on the government-wide statements; an analysis of the City’s overall financial position and results of operations to assist users in evaluating the City’s financial position; a discussion of significant changes that occurred in funds; and significant budget variances. In addition, it describes the activities during the year for capital assets and long-term debt. We end our discussion and analysis with a description of known facts, decisions, and conditions that are expected to have a significant effect on the financial position or results of operations. Please read it in conjunction with the transmittal letter and the City’s financial statements. FINANCIAL HIGHLIGHTS  The City’s total assets exceeded its liabilities by $780.10 million (net assets).  Long-term debt obligations decreased $372.15 million from $386.95 million to $14.80 million.  The City’s governmental activities net assets increased $145.10 million, and the net assets of the business-type activities decreased $0.83 million.  During the year, the City’s revenues were $108.00 million and expenses were $107.35 million in its governmental activities, excluding transfers, compared to fiscal year 2011, where revenues were $4.63 million greater than expenses.  In the City’s business-type activities, expenses were $0.39 million more than the $9.11 million generated in green fees, merchandise sales, rental income and other revenues compared to the prior year, where business-type activities revenues were $0.23 million less than its expenses.  The City’s governmental activities program revenues and general revenues decreased by $39.11 million, or 26.59 percent from prior year, while program expenses decreased $35.13 million, or 24.66 percent from prior year. The decreases in both the revenues and expenses are due to the State of California eliminating the City’s Redevelopment Agency (See Note 18).  Business-type activities revenues increased by $0.53 million, from $8.58 million to $9.11 million. Expenses increased by $0.69 million from the prior year.  The revenues available for expenditures were $1.21 million more than budgeted in the General Fund. The City kept General Fund expenditures within spending limits by $2.64 million. USING THIS ANNUAL REPORT This annual report consists of a series of financial statements. The Statement of Net Assets and Statement of Activities (on pages 15, 16 and 17) provide information about the activities of the City as a whole and present a long-term view of the City’s finances. Fund financial statements start on page 20. For governmental activities, these fund statements tell how these services were financed in the short term as well as what remains for future spending. Fund financial statements also report the City’s operation in more detail than the government-wide statements by providing information about the City’s most significant funds and other funds. The remaining fiduciary fund statement provides financial information about activities for which the City acts solely as a trustee or agent for the benefit of those outside of the government. See independent auditors’ report. - 4 - REPORTING THE CITY AS A WHOLE The Statement of Net Assets and the Statement of Activities: Our analysis of the City as a whole begins on page 15. One of the most important questions asked about the City’s finances is, “Is the City as a whole better off or worse off as a result of the year’s activities?” The Statement of Net Assets and the Statement of Activities report information about the City as a whole and about its activities in a way that answers this question. These statements include all assets and liabilities of the City using the accrual basis of accounting, which is similar to the accounting used by most private-sector companies. All of the current year’s revenues and expenses are taken into account regardless of when cash is received or paid. These two statements report the City’s net assets and changes in them. Net assets are the difference between assets and liabilities, which is one way to measure the City’s financial health, or financial position. Over time, increases or decreases in the City’s net assets are an indication of whether its financial health is improving or deteriorating. Other non-financial factors should be considered, however, such as changes in the economy that could cause a decrease in consumer spending. In the Statement of Net Assets and the Statement of Activities, we separate City Activities as follows: Governmental activities – Most of the City’s basic services are reported in this category, including general administration (city manager, city clerk, finance, etc.), police and fire protection, public works, parks & recreation, and culture departments. Property taxes, sales tax, transient occupancy tax, user fees, interest income, franchise fees, state and federal grants, contributions from other agencies, and other revenues finance these activities. Business-type activities – The City charges a fee to customers to cover all or most of the cost of certain services it provides. The City’s municipal golf course, Desert Willow, and the City’s Parkview Office Complex activities are reported in this category. Component unit activities – The City includes one separate legal entity in its report – the Palm Desert Recreation Facilities Corporation. Although legally separate, this “component unit” is important because the City is financially accountable for it. REPORTING THE CITY’S MOST SIGNIFICANT FUNDS Fund Financial Statements: The fund financial statements provide detailed information about the most significant funds and other funds, not the City as a whole. Some funds are required to be established by State law and by bond covenants. However, management established many other funds to help it control and manage money for particular purposes or to show that it is meeting legal responsibilities for using certain taxes, grants, and other resources. The City has three types of funds: governmental, proprietary and fiduciary. Governmental funds – Most of the City’s basic services are reported in governmental funds, which focus on how money flows in and out of those funds and the balances left at year-end that are available for spending. These funds are reported using an accounting method called modified accrual accounting, which measures cash and all other financial assets that can readily be converted to cash. The governmental fund statements provide a detailed short-term view of the City’s general government operations and the basic services it provides. Governmental fund information helps determine whether there are more or fewer financial resources that can be spent in the near future to finance the City’s programs. The differences of results in the Governmental Fund financial statements to those in the Government-wide financial statements are explained in a reconciliation following each Governmental Fund financial statement. See independent auditors’ report. - 5 - Proprietary funds – When the City charges customers for the services it provides, these services are generally reported in proprietary funds. Proprietary funds are reported in the same way that all activities are reported in the Statement of Net Assets and the Statement of Activities. The City’s enterprise funds are the same as the business-type activities we report in the government-wide statements, but provide more detail and information such as a statement of cash flows. Fiduciary funds – Used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statement because the resources of those funds are not available to support the City of Palm Desert operations. The accounting used for fiduciary funds is much like that used for proprietary funds. THE CITY AS TRUSTEE Reporting the City’s Fiduciary Responsibilities: The City is the trustee, or fiduciary, for certain agency funds held on behalf of developers and its employees’ retiree service stipend fund. The City’s fiduciary activities are reported in separate Statements of Fiduciary Net Assets, Statement of Changes in Net Assets, Statement of Assets and Liabilities, and Statement of Changes in Assets and Liabilities. We exclude these activities from the City’s other financial statements because the City cannot use these assets to finance its operations. The City is responsible for ensuring that the assets reported in these funds are used for their intended purposes. THE CITY AS A WHOLE The City’s combined net assets increased $144.27 million from $635.83 million to $780.10 million. A separate review of the net change in the governmental and business-type activities is provided for the reader. Our analysis focuses on the net assets (Table 1) and changes in net assets (Table 2) of the City’s governmental and business-type activities. See independent auditors’ report. - 6 - 2012 2011 2012 2011 2012 2011 Current and restricted assets 256.90$ 466.11$ 4.79$ 4.97$ 261.69$ 471.08$ Capital assets 475.46 539.15 75.67 75.08 551.13 614.23 TOTAL ASSETS 732.36 1,005.26 80.46 80.05 812.82 1,085.31 Long-term liabilities outstanding 12.51 385.91 2.29 1.04 14.80 386.95 Other liabilities 17.03 61.63 0.89 0.90 17.92 62.53 TOTAL LIABILITIES 29.54 447.54 3.18 1.94 32.72 449.48 Net assets: Invested in capital assets, net of related debt 475.46 302.76 73.38 74.04 548.84 376.80 Restricted 119.74 147.65 - - 119.74 147.65 Unrestricted 107.62 107.31 3.90 4.07 111.52 111.38 TOTAL NET ASSETS 702.82$ 557.72$ 77.28$ 78.11$ 780.10$ 635.83$ TABLE 1 NET ASSETS As of June 30, 2012 and 2011 TotalActivities Business-TypeGovernmental Activities (IN MILLIONS)  ‐  200  400  600  800  1,000  1,200 2012 2011 2012 2011 2012 2011 Governmental Activities Business‐Type Activities TotalDollars in MillionsTable  1 ‐Graph  Total  Assets & Liabilities Total Assets Total Liabilities See independent auditors’ report. - 7 - The City’s governmental activities net assets increased by 26.02 percent, or $145.10 million. The City’s net assets are made up of three components: Investment in capital assets, net of related debt; restricted net assets; and unrestricted net assets. For governmental activities, unrestricted net assets, which represent the part of net assets that can be used to finance day-to-day operations, accounted for 15.31 percent of the overall total net assets. Unrestricted net assets increased $0.31 million from $107.31 million in 2011 to $107.62 million in 2012. This is an indication that the City’s Governmental Activities financial position recognized a rise from prior year. The City has $0.31 million more of unrestricted funds that can be used to finance its operations. The increase is attributable to sales and transient occupancy tax growth. The decrease in restricted net assets of $27.91 million was due to the following: restricted capital projects decreased by $3.18 million due to capital projects expenses and the dissolution of the City’s Redevelopment Agency; restricted special projects decreased by $20.67 million due to the transfer of assets from the RDA Low-Income Housing fund to the Successor Agency; the restricted debt service decreased by $4.06 million, also due to the dissolution of the Redevelopment Agency. Those assets and liabilities transferred to the Successor Agency are placed in a Fiduciary Fund. The State calls for the Successor Agency to sell its assets and pay off its remaining debt. The Successor Agency receives property taxes from the County that are to be held in the fund to pay its obligations. The City is not considered liable for any of the debt of the Successor Agency. Investment in capital assets, net of related debt increased $172.70 million. The significant increase was due to the transfer of debt to the Successor Agency. The calculation of Investment in capital assets, net of related debt includes outstanding debt used to purchase or construct the City’s capital assets. When the City was required by the State of California to transfer the Redevelopment Agency’s outstanding debt, that action reduced the amount that was offsetting the City’s capital assets, thereby resulting in an increase in investment in capital assets, net of related debt. Major additions included land acquisitions, infrastructure projects that include street widening and drainage improvement, and completion of the aquatic center (see Note 5). The net assets of the business-type activities saw a decrease of $0.83 million, from $78.11 million to $77.28 million. The main factor for the decrease in net assets is the overall increase in expenditures of $0.69 million. The majority of the increased expenditures are directly related to the higher costs for golf course supplies such as fertilizer and gas along with the additional costs associated with the larger clubhouse. These increased costs account for $0.52 million of the $0.69 million of the overall increase in business activities expenditure increase. The long-term liabilities for Desert Willow increased by $1.25 million as a result of capital leases executed for new golf course maintenance equipment. The new leases will be fully amortized in four years. The City’s governmental activities total assets decreased from $1,005.26 million in 2011 to $732.36 million in 2012. The decrease was attributable to the removal of assets totaling $225.88 million owned by the City’s Redevelopment Agency and transferred to the Successor Agency (see note 18). Total liabilities decreased by $418 million. There was a $9 million reduction due to the retirement of debt a transfer of debt to the Successor Agency in the amount of $369.89 million, and a decrease of $44.60 million in other liabilities (see note 19). The decrease in other liabilities represents the change in amounts due under pass-through agreements that decreased from $44.34 million to $0 million; this liability was also transferred to the Successor Agency. See independent auditors’ report. - 8 - 2012 2011 2012 2011 2012 2011 REVENUES: Program Revenues: Charges for services 17.44$ 18.21$ 8.86$ 8.56$ 26.30$ 26.77$ Operating grants and contributions 7.41 5.68 - - 7.41 5.68 Capital grants and contributions 2.31 2.26 0.24 - 2.55 2.26 General Revenues: Property taxes 5.04 5.18 - - 5.04 5.18 Tax increment (net of pass-through) 41.17 84.54 - - 41.17 84.54 Transient occupancy tax 8.09 7.42 - - 8.09 7.42 Sales tax 15.93 14.73 - - 15.93 14.73 Other taxes 2.88 3.00 - - 2.88 3.00 Investment earnings 1.10 2.16 0.01 0.02 1.11 2.18 Contribution not restricted for special purpose 0.79 0.76 - - 0.79 0.76 Other revenues 5.84 3.17 - - 5.84 3.17 TOTAL REVENUES 108.00 147.11 9.11 8.58 117.11 155.69 EXPENSES: General government 17.39 17.18 - - 17.39 17.18 Housing and redevelopment 10.52 15.97 - - 10.52 15.97 Public safety 28.04 26.60 - - 28.04 26.60 Parks, recreation and culture 6.03 7.34 - - 6.03 7.34 Public works 17.41 16.98 - - 17.41 16.98 Payments to other agencies 16.99 39.42 - - 16.99 39.42 Interest on long-term debt 10.97 18.99 - - 10.97 18.99 Golf Course-Desert Willow - - 8.47 7.95 8.47 7.95 Office Complex-Parkview - - 1.03 0.86 1.03 0.86 TOTAL EXPENSES 107.35 142.48 9.50 8.81 116.85 151.29 INCREASE (DECREASE ) IN NET ASSETS BEFORE TRANSFERS 0.65 4.63 (0.39) (0.23) 0.26 4.40 Transfers 0.44 (6.05) (0.44) 6.05 - - Gain on transfer to Successor Agency 144.01 - - - 144.01 - INCREASE (DECREASE) IN NET ASSETS 145.10 (1.42) (0.83) 5.82 144.27 4.40 BEGINNING NET ASSETS 557.72 559.14 78.11 72.29 635.83 631.43 ENDING NET ASSETS 702.82$ 557.72$ 77.28$ 78.11$ 780.10$ 635.83$ TABLE 2 CHANGES IN NET ASSETS As of June 30, 2012 and 2011 TotalActivities Business-TypeGovernmental Activities (IN MILLIONS) See independent auditors’ report. - 9 - Table 2- Graph Changes in Net Assets Governmental Activities Total revenue, excluding transfers and gain on transfer to Successor Agency, decreased from $147.11 million to $108.00 million, a 26.59 percent decrease. The decrease is the result of a 51.30 percent decrease in tax increment of $43.37 million, and a $1.06 million decrease in investment earnings. Factors that contributed to the changes in revenues are as follows:  Decrease in tax increment due to State of California dissolving the City’s Redevelopment Agency, and  Decrease in City’s earnings due to lower yields in investments related to the current economic condition. Total expenses decreased from $142.48 million to $107.35 million, a 24.66 percent decrease. The major factor contributing to the change in expenses was the dissolution of the City’s Redevelopment Agency. Housing and Redevelopment decreased $5.45 million, payments to other agencies decreased $22.43 million and interest on long-term debt decreased $8.02 million, all of which is the result of the State of California ordering cities to dissolve their redevelopment agencies.  ‐  100  200  300  400  500  600  700  800 2012 2011 Governmental ActivitiesDollars in millions ‐  10  20  30  40  50  60  70  80  90 2012 2011 Business‐Type Activities Beginning Net Assets Total Revenues Ending Net Assets Total Expenses See independent auditors’ report. - 10 - The following schedule represents the net cost of providing services: Governmental Activities Net (Expense) Revenue (In Millions) Business-type Activities Business-type activities revenues increased by $0.53 million from $8.58 million to $9.11 Million, a 6.2 percent increase. The overall increase was directly related to the continued solid sales of the golf resort’s Platinum Card loyalty program. Management diligently marketed the platinum card program and offered a discount during an introductory period, which motivated sales. The overall rounds mix and play remained consistent with the previous few years as Desert Willow continues to work closely with wholesalers who provide a substantial amount of play to the golf courses. Other revenue increased at Desert Willow were increases in merchandise sales from the proshop and lessons at the golf learning center. The Parkview Office Complex revenues increased slightly resulting from annual rental rate adjustments stipulated in the lease agreement with the tenants. Operating expenses for business-type activities increased from $8.81 million to $9.50 million, an increase of 7.8 percent. The majority of the increase was directly related to the financing costs associated with the new capital leases for the new golf course maintenance equipment. 2012 2011 General government Housing and redevelopment ($13.47) (5.49) ($12.87) (11.04) Public safety (16.90) (16.55) Parks, recreation and culture (5.30) (6.57) Public works Payments to other agencies (11.07) (16.99) (10.90) (39.42) Interest on long term debt (10.97) (18.99) Total ($80.19) ($116.34) 16% 8% 21% 6%14% 21% 14% 2012 Governmental Activities  Net (Expense) Revenue 11% 10% 15% 5%9%34% 16% 2011 Governmental Activities Net (Expense) Revenue General government Housing and redevelopment Public safety Parks, recreation & culture Public works Payments to other agencies Interest on long term debt See independent auditors’ report. - 11 - THE CITY’S FUNDS On page 20, the governmental funds balance sheet is shown. The combined fund balance of $222.10 million decreased from $382.43 million, or 41.92 percent. This total includes the General Fund balance of $75.66 million, which increased by $1.44 million from prior year. The City’s General Fund balance has a nonspendable balance of $2.93 million, which includes advances, loans and notes, inventory, and prepaid cost, $3.29 million in assigned fund balance, and $69.44 million of unassigned fund balance. The change in the General Fund’s balance was due to growth in sales and transient occupancy tax. Other major fund balance changes are noted below:  The Prop A Fire Tax Special Revenue Fund: the fund balance decreased, in prior years, the General Fund would transfer funds to the Prop A Fire Tax Fund to cover its shortage; however, due to budget constraints, the City did not transfer the full amount of this year’s shortage. In addition, the tax credit of property taxes reduced by $0.4 million.  The Redevelopment Low-income Housing Special Revenue Fund: the fund balance decreased due to the transfers of assets to the Housing Authority and Successor Agency.  The Housing Authority Special Revenue Fund: the fund balance increased due to the transfer from the RDA Low-income Housing Special Revenue Fund. The Housing Authority was appointed to be the successor agency for the Low-income Housing Fund.  The Redevelopment Agency Financing Authority Debt Service Fund: the fund balance decreased due to the transfer to the Successor Agency.  The Redevelopment Agency Debt Service Fund: the fund balance decreased due to the transfer to the Successor Agency.  Capital Projects Reserve Capital Projects Fund: the fund balance decreased due to the expenditures of capital projects that included purchase of land and construction of various street improvements.  The Redevelopment Agency Capital Projects Fund: the fund balance decreased due to the transfer to the Successor Agency. More detailed information about the combined fund balance reserves is presented in Note 10 to the financial statements. General Fund Budgetary Highlights Based upon recommendations from the City’s staff, the City Council revised the City budget several times during the year. Adjustments were made on a monthly basis as City staff requested additional appropriations to cover the cost of projects that either had change orders for additional work, or were underestimated. At mid-year, adjustments were made as department heads were requested to adjust their budgets due to the State dissolving the City’s redevelopment agency. At year-end, budgets were adjusted for unanticipated expenditures. All amendments that either increase or decrease appropriations are approved by the City Council. For the City’s general fund, the actual ending revenues of $45.06 million were $1.21 million more than the final budgeted revenues of $43.85 million. Sales and transient occupancy taxes continue to be the top two revenue generators for the City totaling $23.92 million, or 53.09 percent of the General Fund budget. The General Fund actual ending expenditures of $43.62 million were $2.64 million less than the final budget of $46.26 million. There were changes in the original budget compared to the final budget during the year. The original expenditure budget was $43.83 million compared to the final budget of $46.26 million, a $2.43 million increase. The major change was due to the appropriations of an additional $1.25 million for street resurfacing, representing 51.44 percent of the increase. See independent auditors’ report. - 12 - CAPITAL ASSETS AND DEBT ADMINISTRATION Capital Assets At the end of 2012, the City had $551.13 million invested in a broad range of capital assets, including land, streets, bridges, drainage systems, traffic lights, parks, buildings, art work, vehicles, golf courses and equipment (See Table 3). This amount represents a net decrease (including additions and deductions) of $63.10 million over the prior year. 2012 2011 2012 2011 2012 2011 Land 74.20$ 129.34$ 53.15$ 53.15$ 127.35$ 182.49$ Construction-in-progress 5.73 18.24 - - 5.73 18.24 Buildings and improvements other than buildings 116.27 116.40 19.60 20.03 135.87 136.43 Machinery and equipment 2.48 2.51 2.92 1.90 5.40 4.41 Infrastructure & right-of-way 276.78 272.66 - - 276.78 272.66 TOTALS 475.46$ 539.15$ 75.67$ 75.08$ 551.13$ 614.23$ TABLE 3 CAPITAL ASSETS AT YEAR-END For the years ended June 30, 2012 and 2011 TotalActivities Business-TypeGovernmental Activities (NET OF DEPRECIATION, IN MILLIONS)  ‐  100  200  300  400  500  600  700 2012 2011 2012 2011 2012 2011 Governmental Activities Business‐Type Activities TotalDollars in millionsTable 3 ‐Graph Capital Assets at Year‐End (Net of Depreciation in Millions) Land Construction in Progress Buildings and Improvements Equipment Infrastructure Totals See independent auditors’ report. - 13 - This year’s major additions included (in millions): Land acquisitions $ 1.58 Aquatic facility 0.50 Street improvements 7.24 Equipment upgrades purchases .21 Carlos Ortega Villas .17 $ 9.70 The City’s fiscal year 2013 capital budget calls for it to spend an additional $12.58 million plus continuing capital projects spending of $44.32 million from prior year, with the majority being spent on street improvements. Projects will be funded with existing bond proceeds or funds that have been designated by an outside party for specific use. More detailed information about the City’s capital assets is presented in Note 1d and Note 5 to the financial statements. Debt At year-end, the City’s governmental activities had $12.51 million in bonds, claims, and compensated absences versus $385.91 million last year, a decrease of $373.40 million as shown in Table 4. The major cause for the decrease was the transfer of debt to the Successor Agency as required by the State of California. 2012 2011 2012 2011 2012 2011 Compensated absences payable 2.29$ 2.33$ -$ -$ 2.29$ 2.33$ Notes payable - 0.12 - - - 0.12 Capital leases - - 2.29 1.04 2.29 1.04 Claims and judgements payable 0.98 0.47 - - 0.98 0.47 Special assessments debt with government commitment 1.62 1.66 - - 1.62 1.66 Limited Obligation Improvement bonds 2.66 2.79 - - 2.66 2.79 Lease revenue bond 4.96 5.10 - - 4.96 5.10 Tax allocation bonds - 373.44 - - - 373.44 TOTALS 12.51$ 385.91$ 2.29$ 1.04$ 14.80$ 386.95$ TABLE 4 OUTSTANDING DEBT, AT YEAR-END For the years ended June 30, 2012 and 2011 TotalActivities Business-TypeGovernmental Activities (IN MILLIONS) See independent auditors’ report. - 14 - The City was able to meet its current year debt obligation in a timely manner. Debts issued in the prior year have been used to finance various capital projects. The City’s business-type activities debt increased $1.25 million from $1.04 million to $2.29 million. Debt in the business-type activities is for capital leasing of equipment. The City’s golf course uses leasing as an alternative to purchasing maintenance equipment to maintain a cash flow to operate the day-to-day activities. The increase in the City’s business-type activities debt was directly related to the new leases for golf course maintenance equipment. More detailed information about the City’s long-term liabilities is presented in Note 6 to the financial statements. ECONOMIC FACTORS AND NEXT YEAR’S BUDGETS In preparing the budget for fiscal year 2013, management focused on three core principles, in light of the fact that the State of California dissolved the City’s Redevelopment Agency: 1) minimize the impact of budget cuts to key services and maintain the level of service expected by residents, businesses, and visitors; 2) minimize the number of tax and fee adjustments required to maintain existing service levels; and 3) minimize the impact on the City’s employees and avoid position reductions if possible. The following economic factors were considered by management:  In prior years, the City had unallocated reserves in its capital projects and special revenue funds. In the five-year capital improvement program, all restricted capital funds have been allocated to various projects. As a result, any additional projects would require a transfer from the general fund, which would mean a decrease to the City’s unobligated general fund reserve. A detailed analysis will be performed and a cost benefit approach will be employed before the general fund reserves are decreased for capital improvements.  The City also made adjustments due to the Governor of California enacting legislation to eliminate redevelopment agencies across the State to solve the State’s budget crisis. The 2013 budget is a reflection of the City’s commitment to the residents of Palm Desert. The City’s conservative approach has provided for a consistently high level of services. The City has made a commitment to allocate resources for public safety, cultural/social programs, and necessary infrastructure improvements. A copy of the City’s 2012-2013 financial plan can be obtained by contacting the City’s Finance Department or on the City’s website at www.cityofpalmdesert.org. CONTACTING THE CITY’S FINANCIAL MANAGEMENT This financial report is designed to provide our citizens, taxpayers, customers, investors, and creditors with a general overview of the City’s finances and to show the City’s accountability for the money it receives. If you have questions about this report or need additional financial information, contact the City’s Finance Department at the City of Palm Desert, 73-510 Fred Waring Drive, Palm Desert, California 92260-2578, or (760) 346-0611. Exhibit A Component Unit Palm Desert Recreational Governmental Business-type Facilities Activities Activities Total Corporation Cash and investments 155,594,107$ 3,745,772$ 159,339,879$ 117,455$ Receivables: Accounts 2,375,118 93,757 2,468,875 11,436 Notes 1,624,000 - 1,624,000 - Interest 546,674 - 546,674 - Loans 12,364,786 - 12,364,786 - Internal balances 500,000 (500,000) - - Prepaid costs 575,232 43,532 618,764 7,651 Inventories 27,214 199,442 226,656 45,563 Due from other governments 5,336,019 - 5,336,019 - Property held for resale 3,969,699 - 3,969,699 - Due from component unit 285,000 1,211,899 1,496,899 - Advances to Succesor Agency 40,476,288 - 40,476,288 - Deferred asset from derivative instruments 169,120 - 169,120 - Restricted assets: Cash with fiscal agent 24,789,887 - 24,789,887 - Net OPEB asset 8,264,566 - 8,264,566 - Capital assets, not being depreciated 200,633,786 53,150,057 253,783,843 - Capital assets, net of depreciation 274,823,589 22,516,935 297,340,524 - TOTAL ASSETS 732,355,085 80,461,394 812,816,479 182,105 Accounts payable 5,113,734 527,261 5,640,995 73,140 Accrued liabilities 1,005,794 115,075 1,120,869 33,903 Interest payable 52,768 - 52,768 - Unearned revenues 918,901 226,506 1,145,407 44,378 Deposits payable 672,493 23,744 696,237 - Advance from Successor Agency 9,100,000 - 9,100,000 Due to primary government - - - 1,496,899 Liability from derivative instruments 169,120 - 169,120 - Long-term liabilities: Due within one year 1,238,000 540,275 1,778,275 - Due in more than one year 11,268,224 1,751,083 13,019,307 - TOTAL LIABILITIES 29,539,034 3,183,944 32,722,978 1,648,320 NET ASSETS: Invested in capital assets, net of related debt 475,457,375 73,375,634 548,833,009 - Restricted for: Special projects 59,277,424 - 59,277,424 - Debt service (1,511,749) - (1,511,749) - Capital projects 61,970,744 - 61,970,744 - Unrestricted (deficit) 107,622,257 3,901,816 111,524,073 (1,466,215) TOTAL NET ASSETS (DEFICIT)702,816,051$ 77,277,450$ 780,093,501$ (1,466,215)$ See independent auditors' report and notes to basic financial statements. CITY OF PALM DESERT - 15 - Primary Government STATEMENT OF NET ASSETS June 30, 2012 ASSETS: LIABILITIES: Charges Operating Capital for Grants and Grants and Expenses Services Contributions Contributions Primary Government: Governmental activities: General government 17,387,080$ 1,805,442$ 783,071$ 1,325,753$ Housing and redevelopment 10,519,663 5,034,002 - - Public safety 28,037,453 9,041,801 1,839,401 255,149 Parks, recreation and culture 6,033,019 728,721 - 3,000 Public works 17,407,751 826,251 4,789,430 725,776 Payments to other agencies 16,994,265 - - - Interest on long term debt 10,971,707 - - - Total governmental activities 107,350,938 17,436,217 7,411,902 2,309,678 Business-type activities: Desert Willow Golf Course 8,471,567 7,635,352 - 236,419 Office Complex - Parkview 1,031,178 1,222,971 - - Total business-type activities 9,502,745 8,858,323 - 236,419 Total primary government 116,853,683$ 26,294,540$ 7,411,902$ 2,546,097$ Component Unit: Palm Desert Recreational Facilities Corp. 2,407,025$ 2,314,665$ -$ -$ General revenues: Taxes: Property taxes, levied for general purpose Tax increment, net of pass-throughs Transient occupancy taxes Sales taxes Franchise taxes Motor vehicle in lieu Investment earnings Contribution not restricted for specific purpose Miscellaneous Transfers Total general revenues Gain on transfer to successor agency Change in net assets Net assets (deficit) - beginning of year Net assets (deficit) - end of year See independent auditors' report and notes to basic financial statements. CITY OF PALM DESERT - 16 - STATEMENT OF ACTIVITIES For the year ended June 30, 2012 Functions/Programs Program Revenue Exhibit B Component Unit Palm Desert Recreational Governmental Business-type Facilities Activities Activities Total Corporation (13,472,814)$ -$ (13,472,814)$ -$ (5,485,661) - (5,485,661) - (16,901,102) - (16,901,102) - (5,301,298) - (5,301,298) - (11,066,294) - (11,066,294) - (16,994,265) - (16,994,265) - (10,971,707) - (10,971,707) - (80,193,141) - (80,193,141) - - (599,796) (599,796) - - 191,793 191,793 - - (408,003) (408,003) - (80,193,141) (408,003) (80,601,144) - - - - (92,360) 5,040,176 - 5,040,176 - 41,172,606 - 41,172,606 - 8,085,225 - 8,085,225 - 15,925,169 - 15,925,169 - 2,856,679 - 2,856,679 - 25,759 - 25,759 - 1,102,309 13,411 1,115,720 - 791,256 - 791,256 - 5,838,881 - 5,838,881 - 440,000 (440,000) - - 81,278,060 (426,589) 80,851,471 - 144,011,578 - 144,011,578 145,096,497 (834,592) 144,261,905 (92,360) 557,719,554 78,112,042 635,831,596 (1,373,855) 702,816,051$ 77,277,450$ 780,093,501$ (1,466,215)$ - 17 - Primary Government Net (Expenses) Revenues and Changes in Net Assets - 18 - THIS PAGE INTENTIONALLY LEFT BLANK - 19 - FUND FINANCIAL STATEMENTS RDA Prop A Low Income Housing General Fire Tax Housing Authority ASSETS: Pooled cash and investments 71,816,351$ 422,234$ 21,106$ 11,351,619$ Receivables: Accounts 1,578,851 - - 1,556 Assessments - - - - Notes 1,624,000 - - - Interest 268,359 - - 35,410 Loans 124,264 - - 6,810,289 Prepaid costs 572,904 - - 519 Due from other governments 2,689,318 878,154 - 3,839 Due from other funds - - - - Advances to Successor Agency 9,236,000 - - 17,821,288 Inventories 24,571 - - - Property held for resale - - - 3,671,674 Due from component unit 285,000 - - - Restricted assets: Cash and investments with fiscal agent - - - 3,382,547 TOTAL ASSETS 88,219,618$ 1,300,388$ 21,106$ 43,078,741$ LIABILITIES: Accounts payable 2,126,614$ 1,299,947$ 2$ 132,843$ Accrued liabilities 883,017 - 21,104 85,347 Unearned revenues - - - 29,097 Advances from Successor Agency 6,600,000 - - - Deferred revenue 2,947,125 - - 33,938 Deposits payable - - - 498,918 TOTAL LIABILITIES 12,556,756 1,299,947 21,106 780,143 FUND BALANCES: Nonspendable 2,926,739 - - 28,303,770 Restricted - 441 - 4,060,025 Committed - - - 9,934,803 Assigned 3,297,152 - - - Unassigned 69,438,971 - - - TOTAL FUND BALANCES 75,662,862 441 - 42,298,598 TOTAL LIABILITIES AND FUND BALANCES 88,219,618$ 1,300,388$ 21,106$ 43,078,741$ See independent auditors' report and notes to basic financial statements. CITY OF PALM DESERT Special Revenue Funds LIABILITIES AND FUND BALANCES - 20 - BALANCE SHEET - GOVERNMENTAL FUNDS June 30, 2012 Exhibit C RDA RDA Capital RDA Other Total Financing Debt Projects Capital Governmental Governmental Authority Service Reserve Projects Funds Funds -$ -$ 8,211,974$ -$ 57,644,324$ 149,467,608$ - - 229,862 - 564,849 2,375,118 - - - - 1,463,959 1,463,959 - - - - - 1,624,000 - - - - 242,905 546,674 - - - - 5,430,233 12,364,786 - - - - 1,809 575,232 - - - - 1,764,708 5,336,019 - - - - 500,000 500,000 - - 8,000,000 - 5,419,000 40,476,288 - - - - 2,643 27,214 - - - - 298,025 3,969,699 - - - - - 285,000 - - - - 21,407,340 24,789,887 -$ -$ 16,441,836$ -$ 94,739,795$ 243,801,484$ -$ -$ 166,072$ -$ 1,386,566$ 5,112,044$ - - - - 16,326 1,005,794 - - 76,238 - 813,566 918,901 - - 2,500,000 - - 9,100,000 - - 229,862 - 1,685,732 4,896,657 - - - - 173,575 672,493 - - 2,972,172 - 4,075,765 21,705,889 - - 5,500,000 - 5,721,477 42,451,986 - - - - 65,004,985 69,065,451 - - - - 10,354,506 20,289,309 - - 7,969,664 - 9,583,062 20,849,878 - - - - - 69,438,971 - - 13,469,664 - 90,664,030 222,095,595 -$ -$ 16,441,836$ -$ 94,739,795$ 243,801,484$ Debt Service Funds - 21 - Capital Projects Fund - 22 - THIS PAGE INTENTIONALLY LEFT BLANK Exhibit D Total fund balance for governmental funds 222,095,595$ Amounts reported for governmental activities in the Statement of Net Assets are different because: When capital assets (land, buildings, equipment, etc.) that are to be used in governmental activities are purchased or constructed, the costs of those assets are reported as expenditures in governmental funds. However, the Statement of Net Assets includes those capital assets and contribution among the assets of the City as a whole: Beginning Balance, net depreciation 537,967,547$ Current year additions 10,144,216 Current year deletions (593,280) Current year depreciation (11,797,942) Transfer to Successor Agency (61,084,406) Ending Balance, net depreciation 474,636,135 Deferred asset from derivative Instrument 169,120 Long-term debt activities and compensated absences have not been included in the governmental fund activities: Long-term debt (10,218,758) Compensated absences (2,287,466) Interest on long-term debt is not accrued in governmental funds, but rather is recognized as an expenditure when due. (52,768) Liability from derivative instruments (169,120) Because the focus of governmental funds is on short-term financing, some assets will not be available to pay for current-period expenditures. Those assets (for example, receivables) are offset by deferred revenues in the governmental funds and, thus, are not included in fund balance: Palm Desert Recreational Facilities Corporation - relates to the amount of rent owed by component unit to City's General Fund 285,000 Community Development Block Grant - relates to loans given to low to moderate income families 12,255 Capital reimbursement from developer for work completed by the City on behalf of the developer 229,862 Interest that was not paid at year-end 292,518 Sales tax 558,063 Successor Agency (former Redevelopment Agency) land purchase from City 2,055,000 3,432,698 Other post employment benefit asset is not available to fund current expenditures for governmental funds and therefore is not reported as an asset in the governmental funds.8,264,566 Internal service fund are used by management to charge the costs of certain activities, such as equipment to individual funds. The assets and liabilities of the internal service fund must be added to the Statement of Net Assets. 6,946,049 Net assets of governmental activities 702,816,051$ See independent auditors' report and notes to basic financial statements. CITY OF PALM DESERT June 30, 2012 - 23 - RECONCILIATION OF THE BALANCE SHEET OF GOVERNMENTAL FUNDS TO THE STATEMENT OF NET ASSETS RDA Prop A Low Income Housing General Fire Tax Housing Authority REVENUES: Taxes 37,461,329$ 4,772,594$ -$ -$ Special assessments collected - 2,122,210 - - Licenses and permits 897,724 - - - Intergovernmental revenues 2,573,454 821,038 - - Rental income 146,560 - 3,000 4,908,733 Charges for services 728,721 - - - Investment earnings 408,661 2,696 151,876 124,881 Fines and forfeitures 106,584 - - - Miscellaneous 499,362 6,886 438,593 214,662 TOTAL REVENUES 42,822,395 7,725,424 593,469 5,248,276 EXPENDITURES: Current: General government 11,944,948 - - - Housing and redevelopment - - 1,382,871 4,342,248 Pass-through agreement - - - - Public safety 18,071,400 9,310,809 - - Parks, recreation and culture 3,685,334 - - - Public works 8,364,637 - - - Capital outlay 33,584 - 1,002,857 50,490 Debt service: Principal retirement - - - - Interest and fiscal charges - - - - TOTAL EXPENDITURES 42,099,903 9,310,809 2,385,728 4,392,738 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES 722,492 (1,585,385) (1,792,259) 855,538 OTHER FINANCING SOURCES (USES): Transfers in 2,240,703 512,000 48,333 2,181,945 Transfers out (1,517,756) - (9,325,158) - TOTAL OTHER FINANCING SOURCES (USES) 722,947 512,000 (9,276,825) 2,181,945 EXTRAORDINARY GAIN (LOSS) - - (65,329,955) 28,297,422 NET CHANGE IN FUND BALANCES 1,445,439 (1,073,385) (76,399,039) 31,334,905 FUND BALANCES - BEGINNING OF YEAR 74,217,423 1,073,826 76,399,039 10,963,693 FUND BALANCES - END OF YEAR 75,662,862$ 441$ -$ 42,298,598$ See independent auditors' report and notes to basic financial statements. STATEMENT OF REVENUES, EXPENDITURES AND CITY OF PALM DESERT CHANGES IN FUND BALANCES - GOVERNMENTAL FUNDS For the year ended June 30, 2012 - 24 - Special Revenue Funds Exhibit E RDA RDA Capital RDA Other Total Financing Debt Projects Capital Governmental Governmental Authority Service Reserve Projects Funds Funds -$ 37,751,248$ -$ -$ 2,916,750$ 82,901,921$ - - - - 1,110,713 3,232,923 - - - - 144,110 1,041,834 - - - - 3,242,934 6,637,426 - - - - 88,206 5,146,499 - - - - - 728,721 2,477 273,919 57,655 116,035 330,942 1,469,142 - - - - 169,868 276,452 - 1,239,185 229,862 1,189,517 2,996,857 6,814,924 2,477 39,264,352 287,517 1,305,552 11,000,380 108,249,842 - 52,600 116,767 - 3,737,568 15,851,883 - - - 3,192,440 24,538 8,942,097 - 16,994,265 - - - 16,994,265 - - - - 168,904 27,551,113 - - - - - 3,685,334 - - 136,227 - 2,805,157 11,306,021 - - 1,008,140 2,851,493 4,628,663 9,575,227 8,605,000 122,707 - - 305,000 9,032,707 9,925,240 - - - 262,525 10,187,765 18,530,240 17,169,572 1,261,134 6,043,933 11,932,355 113,126,412 (18,527,763) 22,094,780 (973,617) (4,738,381) (931,975) (4,876,570) 18,513,320 - - - 957,423 24,453,724 (4) (11,370,103) - - (1,800,703) (24,013,724) 18,513,316 (11,370,103) - - (843,280) 440,000 (8,289,064) (19,779,625) - (90,794,740) - (155,895,962) (8,303,511) (9,054,948) (973,617) (95,533,121) (1,775,255) (160,332,532) 8,303,511 9,054,948 14,443,281 95,533,121 92,439,285 382,428,127 -$ -$ 13,469,664$ -$ 90,664,030$ 222,095,595$ - 25 - Debt Service Funds Capital Projects Funds Exhibit F Net change in fund balances - total governmental funds (160,332,532)$ Amounts reported for governmental activities in the Statement of Activities are different because: Governmental funds report capital outlays as expenditures. However, in the Statement of Activities, the costs of those assets are allocated over their estimated useful lives as a depreciation expense. This is the amount by which capital outlays exceeded depreciation and deletions in the current period: Current year additions 10,144,216$ Current year deletions (593,280) Current year depreciation (11,797,942) (2,247,006) Repayment of debt principal is an expenditure in the governmental funds, but the repayment reduces long-term liabilities in the Statement of Net Assets. 9,032,707 An increase in accreted interest on bonds increases the liabilities in the Statement of Net Assets, but does not provide resources for the fund financial statements. (907,917) Costs of issuing bonds are recognized as an expenditures in the period paid, however, in the Statement of Net Assets, it is amortized over the life of the bond (574,678) Premium on bonds are recognized as revenues in the period received, however, in the Statement of Net Assets it is amortized over the life of the bond. 277,493 Losses on defeased bonds are deferred in the Statement of Net Assets as a reduction to long-term liabilities and amortized over the life of the bonds. (71,584) Some expenses reported in the Statement of Activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds: Net change in compensated absences for the current period 40,133 Net change in accrued interest for the current period 492,744 Net change in claims and judgments for the current period (509,891) Collection of deferred revenues is reported as revenues in governmental funds and thus has the effect of increasing fund balances. For the City as a whole, however, the collection of these receipts reduces the net assets in the Statement of Net Assets and does not result in revenues in the Statement of Activities: Deferred loans (1,055) Revenues will not be collected within 60 days of the City's fiscal year-end and, therefore, are not considered available in the governmental funds: Capital reimbursement revenue related to construction completed by the City on behalf of the developer (229,862) Interest on note issued by the City (15,729) Sales tax true-up from the State 88,216 Current year change for other post employment benefit asset.529,949 The Palm Desert Redevelopment Agency was dissolved as of February 1, 2012 pursuant to Assembly Bill 1x 26 and 1484. Assets and liabilities of the dissolved Agency as of February 1, 2012 were transferred to the Successor Agency: Deferred bond issue costs (8,895,230) Capital assets (61,084,406) Long-term debt to the Successor Agency 365,544,104 Accrued interest payable 4,343,072 299,907,540 Internal service funds are used by management to charge the costs of certain activities, such as equipment. The net revenues (expenses) of the internal service funds are reported with governmental activities.(382,031) Change in net assets of governmental activities 145,096,497$ See independent auditors' report and notes to basic financial statements. CITY OF PALM DESERT TO THE STATEMENT OF ACTIVITIES For the year ended June 30, 2012 - 26 - RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS Exhibit G Major Other Fund Fund Governmental Desert Parkview Total Activities- Willow Office Enterprise Internal Golf Course Complex Funds Service Fund CURRENT ASSETS: Cash and investments 851,281$ 2,894,491$ 3,745,772$ 6,126,499$ Receivables: Accounts 38,457 55,300 93,757 - Prepaid costs 42,707 825 43,532 - Due from other governments - - - - Inventories 199,442 - 199,442 - Due from component unit (PDRFC) 1,211,899 - 1,211,899 - TOTAL CURRENT ASSETS 2,343,786 2,950,616 5,294,402 6,126,499 CAPITAL ASSETS: Nondepreciable 53,150,057 - 53,150,057 - Depreciable, net 13,933,625 8,583,310 22,516,935 821,240 CAPITAL ASSETS, NET 67,083,682 8,583,310 75,666,992 821,240 TOTAL ASSETS 69,427,468 11,533,926 80,961,394 6,947,739 CURRENT LIABILITIES: Accounts payable 454,486 72,775 527,261 1,690 Accrued liabilities 115,075 - 115,075 - Deposits payable - 23,744 23,744 - Unearned revenues 222,230 4,276 226,506 - Due to other funds 500,000 - 500,000 - Current portion - capital leases 540,275 - 540,275 - TOTAL CURRENT LIABILITIES 1,832,066 100,795 1,932,861 1,690 NONCURRENT LIABILITIES: Capital leases 1,751,083 - 1,751,083 - TOTAL NONCURRENT LIABILITIES 1,751,083 - 1,751,083 - TOTAL LIABILITIES 3,583,149 100,795 3,683,944 1,690 Invested in capital assets, net of related debt 64,792,324 8,583,310 73,375,634 821,240 Unrestricted 1,051,995 2,849,821 3,901,816 6,124,809 TOTAL NET ASSETS 65,844,319$ 11,433,131$ 77,277,450$ 6,946,049$ See independent auditors' report and notes to basic financial statements. CITY OF PALM DESERT STATEMENT OF NET ASSETS PROPRIETARY FUNDS June 30, 2012 - 27 - Enterprise Funds Business-type Activities- LIABILITIES NET ASSETS ASSETS Exhibit H Major Other Fund Fund Governmental Desert Parkview Total Activities- Willow Office Enterprise Internal Golf Course Complex Funds Service Fund OPERATING REVENUES: Fees and rentals 6,546,470$ 1,148,707$ 7,695,177$ -$ Merchandise sales 1,088,882 - 1,088,882 - Miscellaneous - 74,264 74,264 - TOTAL OPERATING REVENUES 7,635,352 1,222,971 8,858,323 - OPERATING EXPENSES: Maintenance and operations 4,511,168 400,578 4,911,746 - Cost of merchandise 497,748 - 497,748 - General and administrative 2,282,299 236,410 2,518,709 - Depreciation and amortization 1,069,251 394,190 1,463,441 331,227 TOTAL OPERATING EXPENSES 8,360,466 1,031,178 9,391,644 331,227 OPERATING INCOME (LOSS) (725,114) 191,793 (533,321) (331,227) NONOPERATING REVENUES (EXPENSES): Interest revenue 15 13,396 13,411 25,478 Interest expense (111,101) - (111,101) - Gain (loss) on disposal of capital assets - - - (100,449) TOTAL NONOPERATING REVENUES (EXPENSES) (111,086) 13,396 (97,690) (74,971) INCOME (LOSS) BEFORE CAPITAL CONTRIBUTIONS AND TRANSFERS (836,200) 205,189 (631,011) (406,198) CAPITAL CONTRIBUTIONS 236,419 - 236,419 24,167 TRANSFERS OUT - (440,000) (440,000) - CHANGE IN NET ASSETS (599,781) (234,811) (834,592) (382,031) NET ASSETS - BEGINNING OF YEAR 66,444,100 11,667,942 78,112,042 7,328,080 NET ASSETS - END OF YEAR 65,844,319$ 11,433,131$ 77,277,450$ 6,946,049$ See independent auditors' report and notes to basic financial statements. For the year ended June 30, 2012 - 28 - CITY OF PALM DESERT STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET ASSETS PROPRIETARY FUNDS Enterprise Funds Business-type Activities- Exhibit I Major Other Fund Fund Governmental Desert Parkview Total Activities- Willow Office Enterprise Internal Golf Course Complex Funds Service Fund CASH FLOWS FROM OPERATING ACTIVITIES: Receipts from customers 7,638,972$ 1,229,256$ 8,868,228$ -$ Payments to suppliers (3,764,395) (725,112) (4,489,507) - Payments for contract (3,440,951) - (3,440,951) - Receipts from interfund services - - - - NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES 433,626 504,144 937,770 - CASH FLOWS FROM NONCAPITAL AND RELATED FINANCING ACTIVITIES: Interest paid on loan (20,000) - (20,000) - Cash paid to other funds - (440,000) (440,000) - NET CASH PROVIDED (USED) BY NONCAPITAL AND RELATED ACTIVITIES (20,000) (440,000) (460,000) - CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES: Purchases of capital assets (19,970) (195,685) (215,655) (49,052) Principal paid on leases (343,580) - (343,580) - Interest paid on leases (91,102) - (91,102) - NET CASH PROVIDED (USED) BY CAPITAL AND RELATED FINANCING ACTIVITIES (454,652) (195,685) (650,337) (49,052) CASH FLOWS FROM INVESTING ACTIVITIES: Interest and dividends 15 13,396 13,411 25,478 NET DECREASE IN CASH AND CASH EQUIVALENTS (41,011) (118,145) (159,156) (23,574) CASH AND CASH EQUIVALENTS - BEGINNING OF YEAR 892,292 3,012,636 3,904,928 6,150,073 CASH AND CASH EQUIVALENTS - END OF YEAR 851,281$ 2,894,491$ 3,745,772$ 6,126,499$ See independent auditors' report and notes to basic financial statements. (Continued) CITY OF PALM DESERT STATEMENT OF CASH FLOWS PROPRIETARY FUNDS For the year ended June 30, 2012 Enterprise Funds Business-type Activities- - 29 - Exhibit I Major Other Fund Fund Governmental Desert Parkview Total Activities- Willow Office Enterprise Internal Golf Course Complex Funds Service Funds RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED BY OPERATING ACTIVITIES: Operating income (loss) (725,114)$ 191,793$ (533,321)$ (331,227)$ Adjustments to reconcile operating income (loss) to net cash provided by operating activities: Depreciation and amortization 1,069,251 394,190 1,463,441 331,227 Changes in assets and liabilities: (Increase) decrease in receivables, net (19,998) 10,816 (9,182) - (Increase) decrease in prepaid costs 24,459 (555) 23,904 - (Increase) decrease in inventories 20,794 - 20,794 - (Increase) decrease in due from component unit (16,602) - (16,602) - Increase (decrease) in accrued liabilities 57,218 (87,568) (30,350) - Increase (decrease) in deposits payable - - - - Increase (decrease) in unearned revenues 23,618 (4,532) 19,086 - NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES 433,626$ 504,144$ 937,770$ -$ NONCASH ITEMS: Noncash items include $236,419 and $24,167 (net value) of capital assets contributed by the City of Palm Desert to Desert Willow Golf Course and the internal service fund, respectively, and $1,599,217 in capital assets acquired through lease obligations in the Desert Willow Golf Course Fund. See independent auditors' report and notes to basic financial statements. Enterprise Funds (CONTINUED) STATEMENT OF CASH FLOWS PROPRIETARY FUNDS For the year ended June 30, 2012 Business-type Activities- - 30 - CITY OF PALM DESERT Exhibit J Successor Agency to the Palm Desert Redevelopment Agency Private-Purpose Agency Trust Fund Funds Cash and investments 56,794,262$ 13,639,443$ Receivables (net of allowance for uncollectibles): Accounts 265,990 - Assessments - 100,508,898 Notes 800,000 - Interest 210,496 4,103 Due from other governments 1,690,698 362,868 Advances to City of Palm Desert 9,100,000 - Prepaid costs 157,448 - Unamortized debt issuance costs 8,684,179 - Restricted assets: Cash with fiscal agent 135,637,866 8,125,228 Capital assets 60,687,360 - TOTAL ASSETS 274,028,299 122,640,540$ Accounts payable 2,543,044 -$ Interest payable 4,458,627 - Advances from City of Palm Desert 22,655,000 - Advances from Housing Authority 17,821,288 - Amounts due under pass-through agreements 135,936 - Deposits 15,000 122,640,540 Bonds payable 359,360,538 - TOTAL LIABILITIES 406,989,433 122,640,540$ Held in trust (132,961,134)$ See independent auditors' report and notes to basic financial statements CITY OF PALM DESERT - 31 - ASSETS LIABILITIES STATEMENT OF FIDUCIARY NET ASSETS FIDUCIARY FUNDS June 30, 2012 NET ASSETS Exhibit K Successor Agency to the Palm Desert Redevelopment Agency Private-Purpose Trust Fund ADDITIONS: Taxes 20,911,971$ Investment income 317,648 Reimbursment from other governments 84,339 TOTAL ADDITIONS 21,313,958 DEDUCTIONS: Housing and development 2,853,039 Interest 7,278,676 Depreciation 131,799 TOTAL DEDUCTIONS 10,263,514 EXTRAORDINARY LOSS (NOTE 18) (144,011,578) CHANGE IN NET ASSETS (132,961,134) NET ASSETS - BEGINNING OF PERIOD - NET ASSETS (DEFICIT) - END OF YEAR (132,961,134)$ See independent auditors' report and notes to basic financial statements. CITY OF PALM DESERT STATEMENT OF CHANGES IN FIDUCIARY NET ASSETS FIDUCIARY FUNDS For the five month period February 1, 2012 to June 30, 2012 - 32 - See independent auditors’ report. - 33 - CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS JUNE 30, 2012 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES: a. Description of the Reporting Entity: The City of Palm Desert was originally incorporated on November 26, 1973, as a General Law City. In December 1997, Measure LL was enacted following a vote by Palm Desert residents, which adopted a City Charter. The City operates under a Council-Manager form of government and provides the following services: public safety (police and fire), highways and streets, public improvements, community development (planning, building and zoning) and general administrative services. The City has defined its reporting entity in accordance with accounting principles generally accepted in the United States of America which provides guidance for determining which governmental activities, organizations and functions should be included in the reporting entity. The Basic Financial Statements present information on the activities of the reporting entity, which include the City of Palm Desert (the primary government) and its component units, entities for which the government is considered financially accountable. Accounting principles generally accepted in the United States of America require that the component units be separated into blended or discretely presented units for reporting purposes. The following criteria were used in determination of blended component units: appointment of the governing board and fiscal dependence. Although legally separate entities, blended component units are, in substance, part of the City's operations. Therefore, they are reported as part of the primary government. Discretely presented component units are reported in a separate column in the basic financial statements to emphasize that they are legally separate from the City. Blended Component Units Following are descriptions of legally separate component units for which the City is financially accountable that are blended with the Primary Government. The governing bodies of these component units are substantially the same as the City. The Palm Desert Redevelopment Agency (Agency) was established October 24, 1974, pursuant to California Health and Safety Code Section 33000 entitled "Community Redevelopment Law." The purpose of the Agency is to prepare and execute plans for the improvement, rehabilitation and redevelopment of blighted areas within the limits of the City. Effective February 1, 2012, the Agency was dissolved as a result of Assembly Bill x1 26 (the Dissolution Act). See Note 18 for additional information. The Agency's transactions for the seven month period from July 1, 2011 to January 31, 2012 are reported in the governmental fund financial statements as special revenue, debt service, and capital projects funds. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 34 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): a. Description of the Reporting Entity (Continued): Blended Component Units (Continued) The Palm Desert Housing Authority (Housing Authority) was established by the City Council in January 1998, and is partly responsible for the administration of providing affordable housing in the City. The Housing Authority transactions are reported in the governmental fund financial statements as a major fund. The Palm Desert Financing Authority (Financing Authority) was formed on January 26, 1989. The purpose of the Financing Authority is to issue debt and loan the proceeds to the City and Agency. The Financing Authority's capital related transactions are reported in the governmental fund financial statements in the capital projects funds, and the collection of assessments and payments of debt service is recorded in the fiduciary funds. The City Council of Palm Desert is the governing body for the Agency, Housing Authority and Financing Authority. Separate financial statements are not issued for the Agency, Housing Authority and Financing Authority. Discretely Presented Component Unit The Palm Desert Recreational Facilities Corporation (Corporation) was incorporated on February 25, 1997. The purpose of the Corporation is to lease, operate and manage a restaurant and bar in the Desert Willow Golf Course in Palm Desert, California. The Board of Directors of the Corporation appoints an executive director to administer operations. The Corporation is in a separate column to emphasize that it is legally separate from the City and is financially accountable to the City. The two-member board governing the Corporation is appointed by the City Council, the City has authority to approve the Corporation's budget, and the City must approve any debt issued. Complete financial statements of the Component Unit can be obtained from the City's administrative offices. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 35 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): b. Basis of Presentation: Government-Wide Financial Statements The government-wide financial statements (i.e., the statement of net assets and the statement of activities) report information on all of the nonfiduciary activities of the primary government and its component units. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. Likewise, the primary government is reported separately from certain legally separate component units for which the primary government is financially accountable. The statement of activities demonstrates the degree to which the direct and indirect expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include: 1) charges to customers or applicants who purchase, use or directly benefit from goods, services or privileges provided by a given function or segment, and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Expenses reported for functional activities include allocated indirect expenses. Separate financial statements are provided for governmental funds, proprietary funds and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. Fund Financial Statements The accounting system of the City is organized and operated on the basis of separate funds, each of which is considered to be a separate accounting entity. Each fund is accounted for by providing a separate set of self-balancing accounts that constitute its assets, liabilities, fund equity, revenues and expenditures/expenses. Funds are organized into three major categories: governmental, proprietary and fiduciary. An emphasis is placed on major funds within the governmental and proprietary categories. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 36 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): b. Basis of Presentation (Continued): Fund Financial Statements (Continued) A fund is considered major if it is the primary operation fund of the City or meets the following criteria: a. Total assets, liabilities, revenues or expenditures/expenses of that individual governmental or enterprise fund are at least 10% of the corresponding total for all funds of that category or type; and b. Total assets, liabilities, revenues or expenditures/expenses of the individual governmental fund or enterprise fund are at least 5% of the corresponding total for all governmental and enterprise funds combined. c. The government has determined that a fund is important to the financial statement user. The funds of the financial reporting entity are described below: Governmental Fund Types General Fund - The General Fund is the general operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. Special Revenue Funds - Special Revenue Funds are used to account for the proceeds of specific revenue resources (other than major capital projects) that are legally restricted to expenditures for specified purposes. Debt Service Funds - Debt Service Funds are used to account for the accumulation of resources for, and the payment of, general long-term obligation principal, interest and related costs. Capital Projects Funds - Capital Projects Funds are used to account for financial resources to be used for the acquisition or construction of major capital facilities. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 37 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): b. Basis of Presentation (Continued): Fund Financial Statements (Continued) The funds of the financial reporting entity are described below (Continued): Proprietary Fund Types Enterprise Funds - The Enterprise Funds account for operations that are financed and operated in a manner similar to private business enterprises, where the intent of the City Council is that the costs (expenses including depreciation) of providing goods and services to the general public on a continuing basis be financed or recovered primarily through user charges. The Primary Government's Enterprise funds consist of the Parkview Office Complex and the Desert Willow Golf Course. Desert Willow Golf Course is operated by a management company. The Component Unit's Enterprise fund consists of the Palm Desert Recreational Facilities Corporation, also operated by a management company. Internal Service Funds - The Internal Service Fund accounts for financial transactions related to replacement of City-owned vehicles and equipment. These services are provided to other departments or agencies of the City on a cost reimbursement basis. Fiduciary Fund Types Private-Purpose Trust Fund The Successor Agency to the Palm Desert Redevelopment Agency Private Purpose Trust Fund is used to account for the activities of the Successor Agency to the Palm Desert Redevelopment Agency. Agency Funds The Agency, Special Assessment and Treasurers 1911 Bond Act Funds are used to account for assets held by the City in a custodial capacity as a trustee or as an agent. These assets include deposits placed with the City by developers, individuals and groups to obtain future services, as well as deposits from assessment district’s property owners. These deposits are reduced by payments and/or refunds to individuals or entities at some future time. Agency funds are custodial in nature and do not involve measurement of results of operations. The City’s Retiree Service Stipend Fund is used to account for assets held to pay for the retiree service stipend. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 38 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): b. Basis of Presentation (Continued): Fund Financial Statements (Continued) The major funds are as follows: Governmental Funds The General Fund is the general operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. The Prop A Fire Tax Special Revenue Fund is used to account for all revenues derived from tax collected within the City for upgrading fire protection and prevention. Its use is restricted to obtaining, furnishing, operating and maintaining fire protection and prevention services (currently under contract with Riverside County Fire Department) equipment or apparatus. This fund is reported as a major fund because the tax collected is a voter approved measure. The RDA Low Income Housing Special Revenue Fund is used to account for the tax increment set aside to be spent on projects that benefit low and moderate income families. The Agency was dissolved effective February 1, 2012. It is used to account for the management and operation of the City’s housing assets. The Housing Authority Special Revenue Fund is used to account for revenues and expenditures related to rental units owned by the Housing Authority. The Redevelopment Agency Financing Authority Debt Service Fund is used to account for the resources and payment of the debt issued by the Palm Desert Financing Authority and loaned to the Redevelopment Agency. The Agency was dissolved effective February 1, 2012. The Redevelopment Agency Debt Service Fund is used to account for resources and payments of debt issued by the Redevelopment Agency. The Agency was dissolved effective February 1, 2012. The Capital Projects Reserve Capital Projects Fund is used to account for resources and expenditures for capital improvement projects that are related to the acquisition and development of public facilities, infrastructure and equipment. The Redevelopment Agency Capital Projects Fund is used to account for the financial resources to be used for the acquisition or construction of major capital facilities in the Palm Desert Redevelopment Agency. The Agency was dissolved effective February 1, 2012. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 39 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): b. Basis of Presentation (Continued): Fund Financial Statements (Continued) Major Funds (Continued) Proprietary Fund The Desert Willow Golf Course Fund is used to account for the fees collected and expenses incurred in connection with operating the municipal golf course in the City of Palm Desert. c. Measurement Focus and Basis of Accounting: Measurement focus is a term used to describe which transactions are recorded within the various financial statements. Basis of accounting refers to when transactions are recorded regardless of the measurement focus applied. Measurement Focus On the government-wide Statement of Net Assets and the Statement of Activities, both governmental and business-like activities are presented using the economic resources measurement focus. The accounting objectives of the economic measurement focus are the determination of operating income, changes in net assets (or cost recovery), financial position and cash flows. All assets and liabilities (whether current or noncurrent) associated with their activities are reported. In the fund financial statements, the "current financial resources" measurement focus or the "economic resources" measurement focus is used as appropriate: 1. All governmental funds utilize a "current financial resources" measurement focus. Only current financial assets and liabilities are generally included on their balance sheets. Their operating statements present sources and uses of available spendable financial resources during a given period. These funds use fund balance as their measure of available spendable financial resources at the end of the period. 2. The proprietary fund and private purpose trust fund utilize an "economic resources" measurement focus. Proprietary fund and private purpose trust fund equity are classified as net assets. 3. Agency funds are not involved in the measurement of results of operations; therefore, measurement focus is not applicable to them. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 40 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): c. Measurement Focus and Basis of Accounting (Continued): Basis of Accounting In the government-wide Statement of Net Assets and Statement of Activities, both governmental and business-like activities are presented using the accrual basis of accounting. Under the accrual basis of accounting, revenues are recognized when earned and expenses are recorded when the liability is incurred or economic asset used. Revenues, expenses, gains, losses, assets and liabilities resulting from exchange and exchange-like transactions are recognized when the exchange takes place. In the fund financial statements, governmental funds are presented on the modified accrual basis of accounting. Under this modified accrual basis of accounting, revenues are recognized when "measurable and available." Measurable means knowing or being able to reasonably estimate the amount. Available means collectible within the current period or soon enough thereafter to pay current liabilities. Revenues that are susceptible to accrual include property taxes and special assessments that are levied for and due for the fiscal year and collected within 60 days after year-end. Licenses, permits, fines, forfeits, charges for services and miscellaneous revenues are recorded as governmental fund type revenues when received in cash because they are not generally measurable until actually received. Revenue from taxpayer assessed taxes, such as sales taxes, are recognized in the accounting period in which they became both measurable and available to pay liabilities of the current period. Grants and similar items are recognized as soon as all eligibility requirements imposed by the provider have been met. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However debt service expenditures as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Interfund activity in the amount of $1,455,800 has been eliminated from the general government function for the government-wide financial statements except for charges between the government's Desert Willow Golf Course and Parkview Office Complex funds and various other functions of the government. Elimination of these charges would distort the direct costs and program revenues for the various functions considered. The accrual basis of accounting is followed by the proprietary fund and private purpose trust fund. Under the accrual basis of accounting, revenues are recognized when earned and expenses are recorded when the liability is incurred or economic assets are used. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 41 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): c. Measurement Focus and Basis of Accounting (Continued): Basis of Accounting (Continued) Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing goods and services in connection with a proprietary fund's principal ongoing operations. The principal revenue of the Desert Willow Golf Course and Parkview Office Complex Enterprise Funds are charges to customers for use of the golf course and rental fees. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. When both restricted and unrestricted resources are available for use, it is the government's policy to use restricted resources first, and then unrestricted resources as they are needed. d. Capital Assets and Depreciation: Capital assets, which include property, plant, equipment and infrastructure assets (e.g., roads, traffic signals, drainage systems and similar items), are reported in the applicable governmental or business-type activities column in the government-wide financial statements. Capital assets are defined by the City as assets with an initial cost of more than $500 and an estimated life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. In accordance with GASB Statement No. 34, the City has reported general infrastructure assets acquired in prior and current years. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. Property, plant and equipment of the primary government, as well as the component units, are depreciated using the straight-line method over the following estimated useful lives: Buildings 40 years Improvements other than buildings 20 years Machinery and equipment 5 to 8 years Infrastructure 20 to 75 years CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 42 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): e. Appropriations Limit: Under Article XIII-B of the California Constitution (the Gann Spending Limitation Initiative), the City is restricted as to the amount of annual appropriations from the proceeds of taxes, and if proceeds of taxes exceed allowed appropriations, the excess must either be refunded to the State Controller or returned to the taxpayers through revised tax rates, revised fee schedules or other refund arrangements. For the fiscal year ended June 30, 2012, proceeds of taxes did not exceed appropriations. f. Investments: Investments are stated at fair value (quoted market price or the best available estimate thereof). g. Cash and Investments: For purposes of the statement of cash flows, the City has defined cash and investments to include cash on hand, demand deposits, investments held in various instruments, and investments held in the California Local Agency Investment Fund (LAIF), California Asset Management Program (CAMP) and Riverside County Treasurer’s Pooled Investment Fund. h. Employee Compensated Absences: It is the government's policy to permit employees to accumulate earned but unused vacation and sick leave (compensated absences). Vacation pay and sick leave, which are expected to be liquidated with expendable available resources, are reported as expenditure and liability of the governmental fund that will pay it only if they have matured, for example, as a result of employee resignations or retirements. Compensated absences in the amount of $2,287,466, which are not expected to be liquidated with expendable available financial resources, are reported as long-term liabilities. i. Property Held for Resale: The land held for resale is recorded in the Housing Authority and Other Governmental Funds as property held for resale at the lower of acquisition cost or net realizable value. At June 30, 2012, the cost of the property held for resale for various housing properties in Palm Desert totaled $3,969,699. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 43 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): j. Inventories, Prepaid Costs and Deposits: Inventory in the amount of $199,442 and $45,563 for the Desert Willow Golf Course Enterprise Fund (Primary Government) and Palm Desert Recreational Facilities Corporation (Component Unit), respectively, are stated at lower of cost or market with cost determined using the weighted average cost method. Inventory in the amount of $27,214 in the general fund and Other Governmental Funds are stated at cost. Inventory is recorded as an expenditure when consumed rather than purchased. Certain payments to vendors that reflect costs applicable to future accounting periods are recorded as prepaid costs in the government-wide and fund financial statements. k. Property Tax Calendar: Property taxes are assessed and collected each fiscal year according to the following property tax calendar: Lien date: January 1 Levy date: July 1 to June 30 Due date: November 1 - 1st Installment March 1 - 2nd Installment Delinquent date: December 10 - 1st Installment April 10 - 2nd Installment Under California law, property taxes are assessed and collected by the counties up to 1% of assessed value, plus other increases approved by the voters. The property taxes go into a pool and are then allocated to the cities based on complex formulas prescribed by state statutes. The City accrues only those taxes, which are received within 60 days after the year-end. The City is a participant in the Teeter Plan under the California Revenue and Taxation Code. The County of Riverside has responsibility for the collection of delinquent taxes and the City receives 100% of the levy. l. Restricted Assets: Certain proceeds of debt issues, as well as certain resources set aside for their repayment, are classified as restricted assets on the balance sheet because they are maintained in separate trustee bank accounts and their use is limited to applicable bond covenants. In addition, funds have been restricted for future capital improvements by City resolution. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 44 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): m. Use of Estimates: The financial statements are prepared in conformity with accounting principles generally accepted in the United States of America and, accordingly, include amounts that are based on management’s best estimates and judgments. The financial statements include estimates for the value of the capital assets (infrastructure), depreciation expense, fair value of investments, for the amounts reported for the schedule of funding progress for the Defined Benefit Plan (Note 9) and actuarial accrued liability for the other post-employment benefits (Note 13). Accordingly, actual results could differ from the estimates. 2. CASH AND INVESTMENTS: Cash and Investments As of June 30, 2012, cash and investments were reported in the accompanying financial statements as follows: Governmental activities $ 180,383,994 Business-type activities 3,745,772 Component unit 117,455 Fiduciary funds 214,196,799 Total Cash and Investments $ 398,444,020 Cash and investments at June 30, 2012 consisted of the following: Primary Government Demand accounts $ 1,683,120 Petty cash 21,850 Investments 182,424,796 Total Cash and Investments - Primary Government $ 184,129,766 Component Unit Demand accounts $ 117,455 Fiduciary Funds Demand accounts $ 5,060,029 Pooled with Primary Government 13,639,443 Investments 195,497,327 Total Cash and Investments - Fiduciary Funds $ 214,196,799 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 45 - 2. CASH AND INVESTMENTS (CONTINUED): Cash and Investments (Continued) The City of Palm Desert maintains a cash and investment pool that is available for use for all funds. Each fund type's position in the pool is reported on the combined balance sheet as cash and investments. The City has adopted an investment policy, which authorizes it to invest in various investments. Deposits At June 30, 2012, the carrying amount of the deposits was $20,500,047, and the bank balance was $24,124,417. The $(3,624,370) difference represents outstanding checks and other reconciling items. The California Government Code requires California banks and savings and loan associations to secure an Entity's deposits by pledging government securities with a value of 110% of an Entity's deposits. California law also allows financial institutions to secure deposits by pledging first trust deed mortgage notes having a value of 150% of total deposits. The City Treasurer may waive the collateral requirement for deposits that are fully insured up to $250,000 by the FDIC. The collateral for deposits in federal and state chartered banks is held in safekeeping by an authorized Agent of Depository recognized by the State of California Department of Banking. The collateral for deposits with savings and loan associations is generally held in safekeeping by the Federal Home Loan Bank in San Francisco, California as an Agent of Depository. These securities are physically held in an undivided pool for all California public agency depositors. Under Government Code Section 53655, the placement of securities by a bank or savings and loan association with an Agent of Depository has the effect of perfecting the security interest in the name of the local governmental agency. Accordingly, all collateral held by California Agents of Depository are considered to be held for, and in the name of, the local governmental agency. Investments Under provision of the City’s investment policy and in accordance with the California Government Code, the following investments are authorized:  United States Treasury bills, notes, bonds or certificates of indebtedness  United States government-sponsored agency obligations, participations or other instruments  Banker’s Acceptances issued by commercial banks  Commercial Paper issued by general corporations  Negotiable Certificates of Deposits, issued by a nationally or state-chartered bank, a savings association, a federal association or by a state-licensed branch of a foreign bank CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 46 - 2. CASH AND INVESTMENTS (CONTINUED): Investments (Continued)  Time Certificates of Deposit issued by qualified public depositories.  Repurchase Agreements sold by authorized brokers  Medium-term Notes issued by corporations organized and operating in the United States, or by depository institutions operating in the United States and licensed by the United States or by any state  Money Market Mutual Funds that are registered with the SEC under the Investment Act of 1940  State of California Local Agency Investment Fund (LAIF) that is managed by the State Treasurer’s Office  Structured Notes in the form of callable securities or “STRIPS” issued by the United States Treasury, Federal Agencies or government-sponsored enterprises  Local Government Investment Pools GASB Statement No. 31 The City adopted GASB Statement No. 31, Accounting and Financial Reporting for Certain Investments and for External Investment Pools, as of July 1, 1997. GASB Statement No. 31 establishes fair value standards for investments in participating interest earning investment contracts, external investment pools, equity securities, option contracts, stock warrants and stock rights that have readily determinable fair values. Credit Risk The City Treasurer is authorized under state and municipal law to invest in various types of securities that meet specified credit quality standards, based upon credit risk ratings assigned by Standard and Poors (S&P) or by Moody’s Investor Services (Moody’s). Permissible City investments include medium-term notes that are rated “A” or higher at time of purchase; commercial paper that is rated “A-1” or the equivalent; money market mutual funds that are rated “AAA”; and United States Government and Federal Agency securities (the quality of United States Treasury securities is not analyzed since they are not deemed to have credit risk). Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the minimum rating required, when applicable, by the California Government Code, the City’s investment policy, or debt agreements, and the Moody’s rating as of year-end for each investment type. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 47 - 2. CASH AND INVESTMENTS (CONTINUED): Credit Risk (Continued) Primary Government Minimum Total as of Legal Investment Type June 30, 2012 Rating AAA AA+ AA- Unrated California Local Agency Investment Fund 41,799,244$ N/A -$ -$ -$ 41,799,244$ California Asset Management Program 2,402,037 N/A - - - 2,402,037 Riverside County Treasurer's Pooled Investment Fund 105,073,237 N/A - - - 105,073,237 United States Government Sponsored Agency Securities 3,004,431 N/A - 3,004,431 - - Medium-Term Corporate Notes 8,738,507 A - 4,041,720 4,696,787 - Held by Fiscal Agent: Money market mutual funds 630,139 AAA 630,139 - - - California Local Agency Investment Fund 20,777,201 N/A - - - 20,777,201 Total 182,424,796$ 630,139$ 7,046,151$ 4,696,787$ 170,051,719$ Fiduciary Funds Minimum Total as of Legal Investment Type June 30, 2012 Rating AAA Unrated California Local Agency Investment Fund 767,865$ N/A -$ 767,865$ Riverside County Treasurer's Pooled Investment Fund 48,307,368 N/A - 48,307,368 Investment in City Bonds 2,659,000 N/A - 2,659,000 Held by Fiscal Agent: Escrow deposit - Successor Agency RDA 625,098 N/A - 625,098 Money market mutual funds - Successor Agency RDA 19,924,996 AAA 19,924,996 California Local Agency Investment Fund - Successor Agency RDA 115,087,772 N/A - 115,087,772 Money market mutual funds - Assessment District 3,506,124 AAA 3,506,124 - California Local Agency Investment Fund - Assessment District 4,619,104 N/A - 4,619,104 Total 195,497,327$ 23,431,120$ 172,066,207$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 48 - 2. CASH AND INVESTMENTS (CONTINUED): Custodial Credit Risk The custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for the investments is the risk that, in the event of the failure of the counterparty to a transaction, a government will not be able to recover the value of investment or collateral securities that are in the possession of an outside party. As of June 30, 2012, none of the City’s deposits or investments were exposed to custodial credit risk. Concentration of Credit Risk The City’s investment policy imposes restrictions on the percentage the City can invest in certain types of investments, which the City is in compliance. As of June 30, 2012, in accordance with GASB Statement no. 40, if the city has invested more than 5% of its total investments in any one issuer then they are exposed to concentration of credit risk. The City is not invested in any one issuer that is more than 5% of its total investments. The City’s Investment policy imposes the following restrictions on the maximum percentage it can invest in a single type of investment. Portfolio Single Issuer Issuer Maximum Maximum United States Treasury Bills, Notes, Bonds 100% N/A United States Government-Sponsored Agency Securities 100% 30% Banker’s Acceptances 40% 30% Commercial Paper 25% 10% Negotiable Certificates of Deposit 30% N/A Time Certificates of Deposit 15% N/A Repurchase Agreements 20% N/A Medium-Term Corporate Notes 30% 5% Money Market Mutual Funds 20% N/A Local Agency Investment Fund (LAIF) $50M/Acct N/A Structured Notes (STRIPS) 20% N/A Local Government Investment Pools 50% N/A N/A - Not Applicable CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 49 - 2. CASH AND INVESTMENTS (CONTINUED): Concentration of Credit Risk (Continued) The City’s policy is more conservative than state law, which has no issuer concentration limits on federal agency debt. The federal agency debt that the City purchases have implied credit ratings of “AA+/Aaa”. Interest Rate Risk The City's investment policy limits investment maturities as a means of managing its exposure to fair value losses arising from increasing interest rates. The City's investment policy states that the City shall not invest in securities with maturities exceeding five years and the weighted-average maturity of the City portfolio shall not exceed 540 days. The City has elected to use the segmented time distribution method of disclosure for its interest rate risk. As of June 30, 2012, the City had the following investments and maturities: Primary Government Less Than 6 months - 1 year - Over Fair Investment Type 6 months 1 year 3 years 3 years Value California Local Agency Investment Fund 41,799,244$ -$ -$ -$ 41,799,244$ California Asset Management Program 2,402,037 - - - 2,402,037 Riverside County Treasurer's Pooled Investment Fund 105,073,237 - - - 105,073,237 United States Government Sponsored Agency Securities 3,004,431 - - - 3,004,431 Medium-Term Corporate Notes - - 8,738,507 - 8,738,507 Held by Fiscal Agent: Money market mutual funds 630,139 - - - 630,139 California Local Agency Investment Fund 20,777,201 - - - 20,777,201 Total 173,686,289$ -$ 8,738,507$ -$ 182,424,796$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 50 - 2. CASH AND INVESTMENTS (CONTINUED): Interest Rate Risk (Continued) Fiduciary Funds Less Than 6 months - 1 year - Over Fair Investment Type 6 months 1 year 3 years 3 years Value California Local Agency Investment Fund (LAIF) 767,865$ -$ -$ -$ 767,865$ Riverside County Treasurer's Pooled Investment Fund 48,307,368 - - - 48,307,368 Investment in City Bonds 138,000 - 427,000 2,094,000 2,659,000 Held by Fiscal Agent: Escrow deposit - Successor Agency RDA 625,098 - - - 625,098 Money market mutual funds - Successor Agency RDA 19,924,996 19,924,996 LAIF - Successor Agency RDA 115,087,772 - - - 115,087,772 Money market mutual funds - Assessment District 3,506,124 - - - 3,506,124 LAIF - Assessment District 4,619,104 - - - 4,619,104 Total 192,976,327$ -$ 427,000$ 2,094,000$ 195,497,327$ Investment in State Investment Pool The City is a voluntary participant in the Local Agency Investment Fund (LAIF) that is regulated by California Government Code Section 16429 under the oversight of the Treasurer of the State of California. The fair value of the City’s investment in this pool is reported in the accompanying financial statements at amounts based upon the City’s pro-rata share of the fair value provided by LAIF for the entire LAIF portfolio (in relation to the amortized cost of that portfolio). The balance available for withdrawal is based on the accounting records maintained by LAIF, which are recorded on an amortized cost basis. Investment in California Asset Management Program The California Asset Management Program (CAMP) is a public joint powers authority which provides California Public Agencies with investment management services for surplus funds and comprehensive investment management, accounting and arbitrage rebate calculation services for proceeds of tax-exempt financings. The CAMP currently offers the Cash Reserve Portfolio, a short-term investment portfolio, as a means for Public Agencies to invest these funds. Public Agencies that invest in the Pool (Participants) purchase shares of beneficial interest. Participants may also establish individual, professionally managed investment accounts (Individual Portfolios) by separate agreement with the Investment Advisor. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 51 - 2. CASH AND INVESTMENTS (CONTINUED): Investment in California Asset Management Program (Continued) Investments in the Pools and Individual Portfolios are made only in investments in which Public Agencies generally are permitted by California statute. The CAMP may reject any investment and may limit the size of a Participant’s account. The Pool seeks to maintain, but does not guarantee, a constant net asset value of $1.00 per share. A Participant may withdraw funds from its Pool accounts at any time by check or wire transfers. Requests for same-day wire transfers must be made by 11:00 a.m. that day. Fair value of the Pool is determined by the fair value per share of the Pool’s underlying portfolio. Investment in Riverside County Treasurer’s Pooled Investment Fund The City is a voluntary participant in the Riverside County Treasurer’s Pooled Investment Fund (Pooled Fund). The fair value of the City’s investment in this pool is reported in the accompanying financial statements at amounts based upon the City’s pro-rata share of the fair value that the Riverside County Treasurer’s Office has provided for the entire Pooled Fund (in relation to the amortized cost of that portfolio). The balance available for withdrawal is based upon the accounting records that the Riverside County Treasurer’s Office maintains, which are recorded on an amortized cost basis. 3. RECEIVABLES: Primary Government's Governmental Funds Notes and Loans Receivable: On August 8, 2006, the City Palm Desert issued $3,165,000 of Limited Obligation Bonds. The proceeds of the Bonds will be used to finance the construction of the utility undergrounding and pay the cost of issuance. The debt service on the bonds is to be paid by assessments secured on the property tax rolls of those properties benefiting from the improvements. Bond maturities began September 2, 2007, and continue annually through 2036. The interest rates of the bonds range from 3.85% to 5.15%. The City of Palm Desert is the only bondholder on record for the bonds and reports a receivable in the general fund that corresponds to the outstanding principal on the bonds. As of June 30, 2012, the receivable balance was $1,624,000. The City has $12,255 and the Housing Authority has $22,660 in home improvement loans. Payments of interest and principal are due monthly on these loans. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 52 - 3. RECEIVABLES (CONTINUED): Primary Government's Governmental Funds (Continued) Notes and Loans Receivable (Continued): The City entered into several individual loan agreements with residents of the Highlands Utility Undergrounding Assessment District No. 04-01. The loans were issued by the City to pay off the principal of the respective properties assessment. In turn, the residents agreed to pay to the City the full cost of the loan amount plus any accrued interest at a rate of 5.35%. The full amount of the loan along with all accrued interest is due and payable at the earliest of September 2, 2036 or any change in ownership of the property. At June 30, 2012 the total receivable from the Highlands Deferral Loan Program is $124,264. Pursuant to Health and Safety Code 34176(b), the housing assets of the former RDA have been transferred to the Palm Desert Housing Authority as the successor housing entity. The Housing Authority has a loan receivable for the construction of a multi-family affordable housing development dated June 14, 2001, with a balance of $6,787,629 is due from the Palm Desert Development Company. The loan is secured by a Deed of Trust with assignment to property, rent and fixtures on the housing development located in Palm Desert. Interest is earned and due annually at a rate of 1% per annum from the date on which the final certificate of occupancy is issued. Principal on the loan is based on the applicable agency’s percentage of positive net cash flow derived from the operations of the Development. On August 28, 2008 the City Council approved through resolution the Energy Independence Program (EIP), which is supported by Assembly Bill AB811. The EIP program allowed the City to create the funding mechanism to assist the residents and businesses entering into a loan agreement with the City and providing the money for the borrowers to acquire and install energy efficient improvements. Assembly Bill AB811 allows the City to lien the properties through annual property tax assessments for a period not to exceed 20 years. To date, 168 residents and business owners entered into loan agreements with the City and have completed their improvements through the EIP program. The loans are payable in two annual installments for a period of 5 years to 20 years at an interest rate of 7% annually. On June 30, 2012 the outstanding loans receivable through the EIP Program was $5,417,978. Pursuant to Health and Safety Code 34176(b), the housing assets of the former RDA have been transferred to the Palm Desert Housing Authority as the successor housing entity. The Housing Authority has loans for several other projects, all of which are secured by a deed of trust. A valuation allowance equal to the loan balance has been recognized since there is a significant possibility that these loans will either become uncollectible or forgiven by the Housing Authority at a future date if all the terms of the loans have been met. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 53 - 3. RECEIVABLES (CONTINUED): Primary Government's Governmental Funds (Continued) Notes and Loans Receivable (Continued): Detailed information for these loans is as follows: Loan Balance Interest Maturity Special Provisions Project Name Outstanding Rate Date Secured By of Loan Self-Help 429,000$ 7.25% 30 years Deed of Trust Housing Program or 2024 Home Improvement 386,584 N/A N/A Deed of Trust Loans Portola Palms 113,640 3.00% 30 years Deed of Trust Mobilehome Park from date of loan Desert Rose 2,297,938 3.00% 30 - 45 years* Deed of Trust from date of loan Loan balance and interest due upon maturity, unpaid balance of loan or interest will bear an interest rate of 12%. Loan is payable upon change or transfer of title, refinancing or upon the death of the borrower. Restrictive covenants are placed against property to maintain affordability for up to 45 years in exchange for favorable loan terms. Loan balance and interest will be forgiven at maturity if debtor does not breach the terms and conditions of either the unit regulatory agreement or note. Loan will be forgiven at maturity unless the debtor is in violation of the unit regulatory agreement or the deed of trust. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 54 - 3. RECEIVABLES (CONTINUED): Primary Government's Governmental Funds (Continued) Notes and Loans Receivable (Continued): Detailed information for these loans (Continued): Loan Balance Interest Maturity Special Provisions Project Name Outstanding Rate Date Secured By of Loan Falcon Crest 5,274,523$ 3.00% 30 - 45 Deed of Trust years from date of loan Acquisition, 190,510 3.00% 30 - 45 Deed of Trust Rehabilitation, years Assignment Resale from date of Rent of loan * All properties acquired from the Redevelopment Agency after June 2009 will have a 45 year restrictive covenant. Loan is payable upon change or transfer of title, refinancing or upon the death of the borrower. Restrictive covenants are placed against property to maintain affordability for up to 45 years in exchange for favorable loan terms. Loan is payable upon change or transfer of title, refinancing or upon the death of the borrower. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 55 - 4. INTERFUND RECEIVABLES, PAYABLES AND TRANSFERS: Due To/From Other Funds The composition of interfund balances as of June 30, 2012, was as follows: Due From Due To Amount Other Governmental Funds Desert Willow Golf Course $ 500,000 The Capital Golf Capital Projects Fund advanced $500,000 to Desert Willow Golf Course for operations during the construction phase of the clubhouse and kitchen expansion. Due To/From Component Unit Due From Component Unit Major Funds: General Fund $ 285,000 Desert Willow Golf Course 1,211,899 $ 1,496,899 The receivable by the General Fund is for rent owed by the Palm Desert Recreational Facilities Corporation (PDRFC), and the receivable by the Desert Willow Golf Course represents funds loaned to PDRFC for operations. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 56 - 4. INTERFUND RECEIVABLES, PAYABLES AND TRANSFERS (CONTINUED): Interfund Transfers The composition of interfund transfers as of June 30, 2012, was as follows: RDA Prop A Low Income Housing RDA Fire Tax Housing Authority Financing Special Special Special Authority Other General Revenue Revenue Revenue Debt Service Governmental Transfers Out: Fund Fund Fund Fund Fund Funds Total General Fund -$ 512,000$ 48,333$ -$ -$ 957,423$ 1,517,756$ RDA Low Income Housing - - - 2,181,941 7,143,217 - 9,325,158 RDA Financing Authority Debt Service - - - 4 - - 4 RDA Debt Service - - - - 11,370,103 - 11,370,103 Other Governmental Funds 1,800,703 - - - - - 1,800,703 Office Complex Parkview Enterprise Fund 440,000 - - - - - 440,000 Totals 2,240,703$ 512,000$ 48,333$ 2,181,945$ 18,513,320$ 957,423$ 24,453,724$ Transfers In Transfers are used to: 1. Move receipts restricted to debt service from the funds collecting the receipts to the debt service funds as debt service payments become due, 2. Transfer revenues to provide for capital projects, 3. Transfer revenues to provide for additional resources to pay for expenditures, and 4. Transfer to cover future cost of assets. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 57 - 5. CAPITAL ASSETS: A summary of changes in capital assets at June 30, 2012, was as follows: Primary Government - Governmental Activities Purchase/ Construction Transfer from Transfer to Balance at in Progress Successor Successor Balance at July 1, 2011 Transfers Additions Deletions Agency Agency (a) June 30, 2012 Capital assets, not being depreciated: Land 129,339,336$ -$ 1,582,470$ -$ 194,018$ (56,921,295)$ 74,194,529$ Right-of-way 120,708,066 - - - - - 120,708,066 Construction-in-progress 18,240,819 (13,643,334) 1,562,663 (466,043) - - 5,694,105 Internal service fund - Construction-in-progress - - 37,086 - - - 37,086 Total capital assets, not being depreciated 268,288,221 (13,643,334) 3,182,219 (466,043) 194,018 (56,921,295) 200,633,786 Capital assets, being depreciated: Buildings 126,059,082 3,429,533 390,830 (127,888) - (2,525,364) 127,226,193 Improvements other than buildings 53,746,862 5,688,745 374,059 - - (5,048,117) 54,761,549 Machinery and equipment 8,709,440 670,646 263,574 (131,234) - (214,129) 9,298,297 Infrastructure 223,657,399 3,844,355 5,719,030 (228,312) 58,350 (58,350) 232,992,472 Equipment - Internal service fund 5,463,985 10,055 14,112 (187,201) 214,129 - 5,515,080 Total capital assets, being depreciated 417,636,768 13,643,334 6,761,605 (674,635) 272,479 (7,845,960) 429,793,591 Less accumulated depreciation for: Buildings (42,199,769) - (3,090,920) 12,789 - 271,484 (45,006,416) Improvements other than buildings (21,209,197) - (2,715,810) - - 3,210,439 (20,714,568) Machinery and equipment (7,383,121) - (547,433) 129,155 - 200,472 (7,600,927) Infrastructure (71,701,370) - (5,443,779) 228,308 (778) 454 (76,917,165) Equipment - Internal service fund (4,285,978) - (331,227) 86,751 (200,472) - (4,730,926) Total accumulated depreciation (146,779,435) - (12,129,169) 457,003 (201,250) 3,682,849 (154,970,002) Capital assets, being depreciated, net 270,857,333 13,643,334 (5,367,564) (217,632) 71,229 (4,163,111) 274,823,589 Capital assets, net - Governmental Activities 539,145,554$ -$ (2,185,345)$ (683,675)$ 265,247$ (61,084,406)$ 475,457,375$ (a) These transfers relate to the transfer of capital assets to the Successor Agency from the former redevelopment agency. See Notes 18 and 19 for additional information. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 58 - 5. CAPITAL ASSETS (CONTINUED): A summary of changes in capital assets at June 30, 2012, was as follows: Primary Government - Business-type Activities Balance at Balance at Balance at July 1, 2011 Adjustments June 30, 2011 Transfers Additions Deletions June 30, 2012 Capital assets, not being depreciated: Land 53,150,057$ -$ 53,150,057$ -$ -$ -$ 53,150,057$ Total capital assets, not being depreciated 53,150,057 - 53,150,057 - - - 53,150,057 Capital assets, being being depreciated: Buildings and improvements 25,575,553 - 25,575,553 - 419,756 - 25,995,309 Machinery and equipment 6,244,757 - 6,244,757 - 1,631,537 (1,525,364) 6,350,930 Total capital assets, being depreciated 31,820,310 - 31,820,310 - 2,051,293 (1,525,364) 32,346,239 Less accumulated depreciation for: Buildings and improvements (5,541,614) - (5,541,614) - (853,307) - (6,394,921) Machinery and equipment (4,349,613) - (4,349,613) - (610,134) 1,525,364 (3,434,383) Total accumulated depreciation (9,891,227) - (9,891,227) - (1,463,441) 1,525,364 (9,829,304) Capital assets, being depreciated, net 21,929,083 - 21,929,083 - 587,852 - 22,516,935 Capital assets, net - Business-type Activities 75,079,140$ -$ 75,079,140$ -$ 587,852$ -$ 75,666,992$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 59 - 5. CAPITAL ASSETS (CONTINUED): Depreciation expense was charged to functions/programs of the primary government as follows: Governmental Activities: General government $ 788,564 Housing and redevelopment 2,472,508 Public safety 221,423 Public works 5,983,043 Parks, recreation and culture 2,332,404 Depreciation expenses for internal service funds is charged to various functions based on usage of capital assets 331,227 Total depreciation expense - governmental activities $ 12,129,169 Business-type Activities: Desert Willow Golf Course $ 1,069,251 Parkview Office complex 394,190 Total depreciation expense - business-type activities $ 1,463,441 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 60 - 6. LONG-TERM LIABILITIES: The following is a summary of long-term liability transactions of the City for the year ended June 30, 2012: Primary Government - Governmental Activities Transfers to Balance Due Within Balance Successor Balance Due Within July 1, 2011 Additions Reductions Agency (a) June 30, 2012 One Year Special assessment debt with government commitment 1,658,000$ -$ (34,000)$ -$ 1,624,000$ 35,000$ Tax allocation bonds 368,261,367 907,917 (8,605,000) (360,564,284) - - Limited obligation improvement bonds 2,790,000 - (131,000) - 2,659,000 138,000 Lease revenue bonds 5,095,000 - (140,000) - 4,955,000 145,000 Notes payable 122,707 - (122,707) - - - Claims and judgments payable 470,867 995,009 (485,118) - 980,758 320,000 Compensated absences payable 2,327,599 1,797,548 (1,837,681) - 2,287,466 600,000 Subtotal 380,725,540 3,700,474 (11,355,506) (360,564,284) 12,506,224 1,238,000 Add: Unamortized bond premium 6,423,834 - (277,493) (6,146,341) - - Less: Deferred amount on refunding (1,238,105) - 71,584 1,166,521 - - Total 385,911,269$ 3,700,474$ (11,561,415)$ (365,544,104)$ 12,506,224$ 1,238,000$ Debt service payments for the special assessment debt with government commitment, tax allocation bonds and notes payable are made from debt service funds and a special revenue fund. (a) These transfers relate to the transfer of long-term liabilities to the Successor Agency from the former redevelopment agency. See Notes 18 and 19 for additional information. Primary Government -Business-type Activities: Capital leases 1,035,721$ 1,599,217$ (343,580)$ -$ 2,291,358$ 540,275$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 61 - 6. LONG-TERM LIABILITIES (CONTINUED): Special Assessment Debt with Government Commitment Highlands Undergrounding Assessment District No. 04-01, Limited Obligation Improvement Bonds, Series 2006 On August 8, 2006, the City Palm Desert issued $3,165,000 of Limited Obligation Bonds. The proceeds of the Bonds will be used to finance the construction of the utility undergrounding and pay the cost of issuance. The debt service on the bonds is to be paid by assessments secured on the property tax rolls of those properties benefiting from the improvements. In the event that assessment collections are insufficient to pay the debt service, the City has a potential obligation to provide additional funds to pay the debt service, therefore these bonds are reported as special assessment debt with government commitment. Bond maturities begin September 2, 2007, and continue annually through 2036. The interest rates of the bonds range from 3.85% to 5.15%. The City of Palm Desert is the only bondholder on record of the bonds. The future debt service requirements on the Highlands Undergrounding Assessment District No. 04-01, Limited Obligation Improvement Bonds, Series 2006 are as follows: Year Ending June 30, Principal Interest Total 2013 35,000$ 81,274$ 116,274$ 2014 36,000 79,677 115,677 2015 37,000 77,997 114,997 2016 39,000 76,221 115,221 2017 41,000 74,320 115,320 2018 - 2022 239,000 338,550 577,550 2023 - 2027 305,000 270,107 575,107 2028 - 2032 390,000 181,538 571,538 2033 - 2037 502,000 67,210 569,210 1,624,000$ 1,246,894$ 2,870,894$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 62 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds 1998 Series Tax Allocation (Housing Set-Aside) Revenue Bonds In January 1998, the Palm Desert Financing Authority issued $48,760,000 in Tax Allocation (Housing Set-Aside) Revenue Bonds. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to finance the acquisition of seven apartment complexes consisting of 725 rental units from the Housing Authority of the County of Riverside. Interest rates on the bonds vary from 4.0% to 5.1% per annum payable semi-annually on April 1 and October 1, with principal maturing annually on October 1. In February 2007, $38,740,000 of the outstanding balance was advance refunded by the issuance of Tax Allocation (Housing Set-Aside) Refunding Revenue Bonds Series 2007. The Bonds were paid off prior to the dissolution of the Redevelopment Agency. Limited Obligation Bonds Limited Obligation Improvement Bonds Series 2009A (Taxable) On January 29, 2009, the City issued $2,015,000 Limited Obligation Improvement Bonds Series 2009A (Taxable). The proceeds of the Bonds were used to fund the City’s Energy Independence Program. Concurrent with the issuance of the Bonds, the City entered into a bond purchase agreement with the Agency whereby the Agency agreed to purchase the Bonds equal to par value. The Series 2009A (Taxable) bonds consist of $2,015,000 Serial Bonds with interest at 3% payable semiannually on September 2 and March 2. Bond maturities commenced September 2, 2010, and continue annually through September 2, 2029. The future debt service requirements on the Limited Obligation Improvement Bonds Series 2009A (Taxable) are as follows: Year Ending June 30, Principal Interest Total 2013 92,000$ 49,440$ 141,440$ 2014 92,000 46,680 138,680 2015 97,000 43,845 140,845 2016 92,000 41,010 133,010 2017 97,000 38,175 135,175 2018 - 2022 455,000 149,025 604,025 2023 - 2027 470,000 79,950 549,950 2028 - 2030 299,000 13,575 312,575 1,694,000$ 461,700$ 2,155,700$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 63 - 6. LONG-TERM LIABILITIES (CONTINUED): Limited Obligation Bonds (Continued) Limited Obligation Improvement Bonds Series 2009B (Taxable) On September 2, 2009, the City issued $1,136,000 Limited Obligation Improvement Bonds Series 2009B (Taxable). The proceeds of the Bonds were used to fund the City’s Energy Independence Program. Concurrent with the issuance of the Bonds, the City entered into a bond purchase agreement with the Agency whereby the Agency agreed to purchase the Bonds equal to par value. The Series 2009B (Taxable) bonds consist of $1,136,000 Serial Bonds with interest at 3% payable semiannually on September 2 and March 2. Bond maturities commenced September 2, 2010, and continue annually through September 2, 2029. The future debt service requirements on the Limited Obligation Improvement Bonds Series 2009B (Taxable) are as follows: Year Ending June 30, Principal Interest Total 2013 46,000$ 28,260$ 74,260$ 2014 47,000 26,865 73,865 2015 49,000 25,425 74,425 2016 50,000 23,940 73,940 2017 52,000 22,410 74,410 2018 - 2022 273,000 87,855 360,855 2023 - 2027 281,000 45,525 326,525 2028 - 2030 167,000 7,635 174,635 965,000$ 267,915$ 1,232,915$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 64 - 6. LONG-TERM LIABILITIES (CONTINUED): Lease Revenue Bonds EIP Series 2009 On August 31, 2009, the Palm Desert Financing Authority issued $5,225,000 Energy Independence Program Variable Rate Demand lease Revenue Bonds, Series 2009 (Federally Taxable). The proceeds of the bonds were used to partially pay off the General Fund EIP loan of $1,196,000 originally loaned to start up the Energy Loan Program, and the remaining bond funds were used to fund the City’s Energy Independence Program. The Series 2009 bonds consist of $5,225,000 Serial Variable Rate Bonds with interest payable on a monthly basis based on a weekly rate period based on the USD-LIBOR-BBA 1-month interest rate. The City has entered into a swap agreement to effectively fix the interest rate with a floor of 1.93% and an interest rate cap of 5.25%. Principal payments are due on September 1 of each year. Bond maturities commenced on September 1, 2010, and will continue annually through September 1, 2029. The future debt service requirements computed at a variable rate of 0.24140% at June 30, 2012 on the Lease Revenue Bonds Series 2009 are as follows: On June 14, 2012 the First Amendment to the Reimbursement Agreement between the City of Palm Desert and Wells Fargo Bank, National Associations was executed. The first amendment of the reimbursement agreement extended the letter of credit associated with the bonds for an additional three (3) years; from August 30, 2012 to August 30, 2015. No other material changes were executed with this first amendment. Year Ending June 30, Principal Interest Total 2013 145,000$ 11,671$ 156,671$ 2014 155,000 11,301 166,301 2015 170,000 10,896 180,896 2016 180,000 10,466 190,466 2017 190,000 10,011 200,011 2018 - 2022 1,180,000 41,993 1,221,993 2023 - 2027 1,645,000 24,730 1,669,730 2028 - 2030 1,290,000 3,788 1,293,788 4,955,000$ 124,856$ 5,079,856$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 65 - 6. LONG-TERM LIABILITIES (CONTINUED): Claims and Judgments Payable Estimates for all workers' compensation and general liabilities up to the self-insured levels have been recorded as long-term liabilities. At June 30, 2012, total estimated workers' compensation and general liability claims payable, including a provision for incurred but not reported claims, were $570,890 and $409,868, respectively, for a total claims and judgments payable of $980,758. Changes in claims liabilities during the past two years are as follows: June 30, 2011 June 30, 2012 Claims payable - Beginning of Year 899,691$ 470,867$ Incurred claims (including IBNR) and changes in estimates (11,256) 995,009 Claims payments (417,568) (485,118) Claims payable - End of Year 470,867$ 980,758$ Business-type Activities - Capital Leases Obligations under capital leases are as follows: Wells Fargo Financial Leasing, Inc. - The present value of the minimum lease payment on the Solorider - ADA Accessible Golf Cart was capitalized at $11,590 using an interest rate of 7.71%. The lease is payable in 48 monthly installments of $281 beginning on August 15, 2010. There is a purchase option price of $1 at the end of the lease which will be paid on August 15, 2013. $ 3,499 PNCEF, LLC dba PNC Equipment Finance - The present value of the minimum lease payment on the Toro Greens mowers and equipment lift was capitalized at $78,329 using an interest rate of 4.60%. Lease is payable in 48 monthly installments of $1,789 beginning December 15, 2010. There is a $1 bargain purchase option (Termination Amount) which will be exercised upon the expiration of the lease. 48,906 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 66 - 6. LONG-TERM LIABILITIES (CONTINUED): Business-type Activities - Capital Leases (Continued) De Lage Lande Public Finance LLC - The present value of the minimum lease payment on the Club Car Golf Carts was capitalized at $738,639 using an interest rate of 4.81%. Lease is payable in 48 monthly installments of $13,686 beginning December 15, 2010. A balloon payment in the amount of $172,210 is due on January 1, 2015. $ 527,339 GPSI Leasing, LLC - The present value of the minimum lease payment on the GPSI Visage Golf Cart GPS System was capitalized at $303,530 using an interest rate of 16.66%. Lease is payable in 48 monthly installments of $8,706 beginning June 15, 2011. 240,031 Wells Fargo Financial Leasing, Inc. - The present value of the minimum lease payment on the Toro golf course maintenance equipment was capitalized at $1,547,296 using an interest rate of 2.63%. Lease is payable in 60 monthly installments of $27,489 beginning February, 28, 2012. 1,422,857 Wells Fargo Financial Leasing, Inc. - The present value of the minimum lease payment on the TruTurf roller and Lely spreader were capitalized at $41,440 using an interest rate of 2.63%. Lease is payable in 60 monthly installments of $736 beginning March 28, 2012. 38,759 Wells Fargo Financial Leasing Inc. - The present value of the minimum lease payment on the JCB grapple bucket was capitalized at $10,481 using an interest rate of 2.63%. Lease is payable in 60 monthly installments of $186 beginning April 28, 2012. 9,967 Present value of net minimum lease payments 2,291,358 Less: current portion (540,275) $ 1,751,083 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 67 - 6. LONG-TERM LIABILITIES (CONTINUED): Business-type Activities - Capital Leases (Continued) The following is a schedule, by year, of future minimum lease payments and present value of the net minimum lease payments for capital leases as of June 30, 2012: Year Ending Minimum June 30, Lease Payments 2013 634,491$ 2014 631,397 2015 686,979 2016 340,936 2017 199,988 2,493,791 Less: amounts representing interest (202,433) Present value of net minimum lease payments 2,291,358$ The assets acquired through capital lease are as follows: Machinery and equipment $ 2,897,855 Less: accumulated depreciation (669,163) $ 2,228,692 7. DERIVATIVE INSTRUMENTS - INTEREST RATE SWAP AGREEMENT: Objective: The Palm Desert Financing Authority executed an interest rate swap agreement on August 31, 2009 with swap provider Wells Fargo Bank, N.A (counterparty) in connection with the issuance of the $5,225,000 Palm Desert Financing Authority Energy Independence Program Variable Rate Demand Lease Revenue Bonds, Series 2009 (Federally Taxable). The Swap Agreement is a five year swap agreement scheduled to terminate on September 1, 2014. The swap establishes an interest rate floor of 1.93% and an interest rate cap of 5.25% adjusted weekly every Thursday at the one month USD-LIBOR-BBA rate for that period. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 68 - 7. DERIVATIVE INSTRUMENTS - INTEREST RATE SWAP AGREEMENT (CONTINUED): Details on the swap agreement are as follows: Original Initial Notional Interest Rate Termination Effective Amount Range Issue Date Date $ 5,225,000 1.93% - 5.25% Wells Fargo 09/01/2014 08/31/2009 Terms: Under the swap agreement, the City will make a monthly interest payment at the variable rate between 1.93% and 5.25%. The City will receive a variable rate interest payment for those variable interest rates in excess of the 5.25% cap and makes a payment if the variable rate is less than 1.93%. The rate is adjusted weekly every Thursday at the one month USD-LIBOR-BBA rate. The swap is for a total notional amount of $5,225,000 and will terminate on September 14, 2014. Summary of Activities in Cash Flow Hedging Derivative Instrument: Outstanding Fair Value Fair Value Notional at Change in at Amount June 30, 2011 Fair Value June 30, 2012 $ 5,095,000 $ 171,598 $ (2,478) $ 169,120 As of June 30, 2012, the fair value of $169,120 is reported as a deferred asset from derivative instruments and a liability from derivative instruments in the Statements of Net Assets. Credit Risk: As of June 30, 2012, the City was exposed to credit risk because the swap had a negative fair value. However, should interest rates change and the fair value of the swap become positive, the City would not be exposed to credit risk in the amount of the derivative’s fair value. The swaps counterparty, Wells Fargo Bank N.A., have the following credit ratings: Standards & Poor Moody’s Wells Fargo Bank N.A. AA- A1 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 69 - 7. DERIVATIVE INSTRUMENTS - INTEREST RATE SWAP AGREEMENT (CONTINUED): Basis Risk: The swaps do expose the City to basis risk, which refers to a mismatch between the interest rate received from the swap contract and the interest paid on the variable rate payments to be made on the debt. The City pays the counterparty a variable interest rate ranged between 1.93% and 5.25% and receives a variable rate in excess of the 5.25% cap, based on the one month UDS-LIBOR-BBA. The City is at risk that the variable interest rate calculated on the debt is less than the floor of 1.93%. Termination Risk: The swaps may be terminated by the City or the counterparty if the other party fails to perform under the terms of the swap agreements. In addition, the City has the option to terminate the swaps upon proper notification to the counterparty. If the swaps are terminated, the City would prospectively pay the variable rates on the portion of the outstanding bonds related to the swap agreements. The termination of the swap agreements could therefore increase the City’s total debt service. Also, if at the time of the termination, the swaps have a negative fair value, the City would be liable to the counterparty for a payment equal to such negative fair value. As of June 30, 2012 the swap had a negative fair value of $169,120. Swap Payments and Associated Debt: Using a variable rate range between 1.93% and 5.25% the Series 2009 Financing Authority Energy Independence Program Variable Rate Demand Lease Revenue Bonds, as of June 30, 2012, debt service requirements of the Certificates and the swap payments through the termination date of September 1, 2015, assuming a current interest rate of 1.93% are as follows. As rates vary, the variable rate interest payments and net swap payments will vary. Year Ending Variable Rate Debt Interest Rate Fixed Debt June 30, Principal Interest Total Swap, Net Service 2013 $ 145,000 $ 11,671 $ 156,671 $ 81,637 $ 226,637 2014 155,000 11,301 166,301 79,049 234,049 2015 170,000 10,896 180,896 4,365 174,365 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 70 - 8. DEFERRED COMPENSATION PLAN: The City offers its employees a deferred compensation plan created in accordance with Internal Revenue Code Section 457. The plan, available to all City employees, permits them to defer a portion of their salary until future years. The deferred compensation is not available to employees until termination, retirement, death or unforeseeable emergency. Pursuant to changes in August 1996, of IRC Section 457, in January 1997, the City established a trust in which all assets held by Nationwide Retirement Solutions, Inc. (NRS) and ICMA Retirement Corporation (ICMA) were placed. The City does not have fiduciary responsibility for the plan assets held by NRS and ICMA. The assets, all property and rights purchased with such amounts and all income attributable to such amounts are held in trust for the exclusive benefit of the participants and the beneficiaries. The assets are no longer the property of the City, and as such, are no longer subject to the claims of the City's general creditors. As a result, the assets in the amount of $10,300,146 held by NRS and ICMA of the 457 Plan are not reflected in the City’s financial statements. 9. PENSION PLAN: a. Plan Description: The City of Palm Desert contributes to the California Public Employees Retirement System (PERS), an agent multiple-employer public employee defined benefit pension plan. PERS provides retirement and disability benefits, annual cost-of-living adjustments and death benefits to plan members and beneficiaries. PERS acts as a common investment and administrative agent for participating public entities within the State of California. Benefit provisions and all other requirements are established by state statute and city ordinance. Copies of PERS' annual financial report may be obtained from their executive office: 400 Q Street, Sacramento, CA 95814. b. Funding Policy: Participants are required to contribute 8% of their annual covered salary. The City contributes 4% of the required employee contribution on their behalf and the employee contributes the remaining 4%. The City is required to contribute at an actuarially determined rate; the rate for fiscal year 2011-2012, was 20.981% for non-safety employees of annual covered payroll. The contribution requirements of plan members and the City are established and may be amended by PERS. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 71 - 9. PENSION PLAN (CONTINUED): c. Annual Pension Cost: For 2012, the City's annual pension cost of $3,527,962 for PERS was equal to the City's required and actual contributions. The required contribution was determined as part of the June 30, 2009, actuarial valuation using the entry age normal actuarial cost method. The actuarial assumptions included: a) 7.75% investment rate of return (net of administrative expenses), b) projected annual salary increases of 3.55% to 14.45% depending on age, service and type of employment, and c) 3.25% per year cost-of-living adjustments. Both a) and b) included an inflation component of 3.00%. The actuarial value of PERS’ assets was determined using techniques that smooth the effects of short-term volatility in the market value of investments over a three-year period (smoothed market value). PERS' unfunded actuarial accrued liability is being amortized as a level percentage of projected payroll on a closed basis that depends on the plan's entry into PERS. The remaining amortization period was 20 years. d. Three-Year Trend Information for PERS: Fiscal Annual Pension Percentage Net Pension Year Cost (APC) APC Contributed Obligation 6/30/10 $ 3,880,525 100% $ - 6/30/11 3,432,588 100% - 6/30/12 3,527,962 100% - e. Schedule of Funding Progress for PERS: As of June 30, 2011, the most recent actuarial valuation date, the plan was 70.5% funded. The actuarial accrued liability for benefits was $92.86 million, and the actuarial value of assets was $65.48 million, resulting in an unfunded actuarial accrued liability (UAAL) of $27.38 million. The covered payroll (annual payroll of active employees covered by the plan) was $12.26 million, and the ratio of the UAAL to the covered payroll was 223.4%. The schedule of funding progress, presented as required supplementary information following the notes to basic financial statements, presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 72 - 10. FUND BALANCE: Fund Balance In the fund financial statements, reserves segregate portions of fund balances that are either not available or have been earmarked for specific purposes. The various reserves established as of June 30, 2012, were as follows: Capital Prop A Housing Projects Fire Tax Authority Reserve Other General Special Special Capital Governmental Fund Revenue Revenue Projects Funds Total Nonspendable: Advances 581,000$ -$ 17,821,288$ 5,500,000$ 5,419,000$ 29,321,288$ Inventory 24,571 - - - 2,643 27,214 Loans and notes receivables 1,748,264 - 6,810,289 - - 8,558,553 Prepaid costs 572,904 - 519 - 1,809 575,232 Property held for resale - - 3,671,674 - 298,025 3,969,699 Restricted for: - Capital projects - - - - 24,777,659 24,777,659 Debt service - - - - 165,019 165,019 Low income housing - - 4,060,025 - 2,518,830 6,578,855 Public facilities - - - - 3,337,988 3,337,988 Public safety - 441 - - 746,211 746,652 Special programs - - - - 8,904,008 8,904,008 Street related purposes - - - - 24,555,270 24,555,270 Committed to: Aquatic center - - - - 2,133,049 2,133,049 Capital asset replacement - - 9,934,803 - - 9,934,803 Energy loan program - - - - 8,221,457 8,221,457 Assigned to: Capital projects 199,123 - - 7,549,277 - 7,748,400 Property acquistion - - - 420,387 - 420,387 Community contingency 480,000 - - - - 480,000 Debt service 2,287,466 - - - - 2,287,466 Public facilities - - - - 6,590,006 6,590,006 Special programs 22,777 - - - 543,215 565,992 Street related purposes 307,786 - - - 2,449,841 2,757,627 Unassigned 69,438,971 - - - - 69,438,971 Totals 75,662,862$ 441$ 42,298,598$ 13,469,664$ 90,664,030$ 222,095,595$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 73 - 10. FUND BALANCE (CONTINUED): Fund Balance (Continued) The City has implemented Governmental Accounting Standards Board Statement No. 54, “Fund Balance Reporting and Governmental Fund Type Definitions”. The fund balances reported on the fund statements now consist of the following categories: Nonspendable - This classification includes amounts that cannot be spent because they are either (a) not in spendable form or (b) legally or contractually required to be maintained intact. Restricted - This classification includes amounts that can be spent only for specific purposes stipulated by constitution, external resource providers or through enabling legislation. Committed - This classification includes amounts that can be used only for the specific purposes determined by a formal action of the City Council. The City considers the adoption of a resolution to institute a formal action of City Council for the purpose of establishing committed fund balances. Assigned - This classification includes amounts to be used by the government for specific purposes but do not meet the criteria to be classified as restricted or committed. This includes amounts that are assigned through adoption of a resolution by City Council. The Council may delegate the ability of an employee or committee to assign uses of specific funds, for specific purposes. Such delegation of authority has not yet been granted to persons or bodies other than the City Council. Unassigned - This classification includes the residual balance for the government’s general fund and includes all spendable amounts not contained in other classifications. In other funds, the unassigned classification is used only to report a deficit balance resulting from overspending for specific purposes for which amounts had been restricted, committed or assigned. When an expenditure is incurred for purposes for which both restricted and unrestricted fund balances are available, the City’s policy is to apply restricted fund balance first. When an expenditure is incurred for purposes for which committed, assigned or unassigned fund balances are available, the City’s policy is to apply committed fund balance first, then assigned fund balance, and finally unassigned fund balance. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 74 - 11 RISK MANAGEMENT: a. Description of Self-Insurance Pool Pursuant to Joint Powers Agreement: The City of Palm Desert is a member of the California Joint Powers Insurance Authority (Authority). The Authority is composed of 123 California public entities and is organized under a joint powers agreement pursuant to California Government Code §6500 et seq. The purpose of the Authority is to arrange and administer programs for the pooling of self-insured losses, to purchase excess insurance or reinsurance, and to arrange for group purchased insurance for property and other lines of coverage. The California JPIA began covering claims of its members in 1978. Each member government has an elected official as its representative on the Board of Directors. The Board operates through a nine-member Executive Committee. b. Self-Insurance Programs of the Authority: Each member pays an annual contribution (formerly called the primary deposit) to cover estimated losses for the coverage period. This initial funding is paid at the beginning of the coverage period. After the close of the coverage period, outstanding claims are valued. A retrospective deposit computation is then conducted annually thereafter until all claims incurred during the coverage period are closed on a pool-wide basis. This subsequent cost re- allocation among members based on actual claim development can result in adjustments of either refunds or additional deposits required. The total funding requirement for self-insurance programs is estimated using actuarial models and pre-funded through the annual contribution. Costs are allocated to individual agencies based on exposure (payroll) and experience (claims) relative to other members of the risk- sharing pool. Additional information regarding the cost allocation methodology is provided below. General Liability In the liability program claims are pooled separately between police and non-police exposures. (1) The payroll of each member is evaluated relative to the payroll of other members. A variable credibility factor is determined for each member, which establishes the weight applied to payroll and the weight applied to losses within the formula. (2) The first layer of losses includes incurred costs up to $30,000 for each occurrence and is evaluated as a percentage of the pool’s total incurred costs within the first layer. (3) The second layer of losses includes incurred costs from $30,000 to $750,000 for each occurrence and is evaluated as a percentage of the pool’s total incurred costs within the second layer. (4) Incurred costs in excess of $750,000 up to the reinsurance attachment point of $5 million are distributed based on the outcome of cost allocation within the first and second loss layers. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 75 - 11. RISK MANAGEMENT (CONTINUED): b. Self-Insurance Programs of the Authority (Continued): General Liability (Continued) (5) Costs of covered claims from $5 million to $10 million are paid under a reinsurance contract subject to a $2.5 million annual aggregate deductible. Costs of covered claims from $10 million to $15 million are paid under two reinsurance contracts subject to a combined $3 million annual aggregate deductible. On a cumulative basis for all 2011-12 reinsurance contracts the annual aggregate deductible is $5.5 million. (6) Costs of covered claims from $15 million up to $50 million are covered through excess insurance policies. The overall coverage limit for each member including all layers of coverage is $50 million per occurrence. Costs of covered claims for subsidence losses are paid by reinsurance and excess insurance with a pooled sub-limit of $35 million per occurrence. This $35 million subsidence sub-limit is composed of (a) $5 million retained within the pool’s SIR, (b) $10 million in reinsurance and (c) $20 million in excess insurance. The excess insurance layer has a $20 million annual aggregate. Workers' Compensation In the workers’ compensation program claims are pooled separately between public safety (police and fire) and non-public safety exposures. (1) The payroll of each member is evaluated relative to the payroll of other members. A variable credibility factor is determined for each member, which establishes the weight applied to payroll and the weight applied to losses within the formula. (2) The first layer of losses includes incurred costs up to $50,000 for each occurrence and is evaluated as a percentage of the pool’s total incurred costs within the first layer. (3) The second layer of losses includes incurred costs from $50,000 to $100,000 for each occurrence and is evaluated as a percentage of the pool’s total incurred costs within the second layer. (4) Incurred costs in excess of $100,000 up to the reinsurance attachment point of $2 million are distributed based on the outcome of cost allocation within the first and second loss layers. (5) Costs of covered claims from $2 million up to statutory limits are paid under a reinsurance policy. Protection is provided per statutory liability under California Workers’ Compensation Law. Employer’s Liability losses are pooled among members to $2 million. Coverage from $2 million to $5 million is purchased as part of a reinsurance policy, and Employer’s Liability losses from $5 million to $10 million are pooled among members. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 76 - 11. RISK MANAGEMENT (CONTINUED): c. Purchased Insurance: Property Insurance The City of Palm Desert participates in the all-risk property protection program of the Authority. This insurance protection is underwritten by several insurance companies. City of Palm Desert property is currently insured according to a schedule of covered property submitted by the City of Palm Desert to the Authority. City of Palm Desert property currently has all-risk property insurance protection in the amount of $200,848,056. There is a $5,000 deductible per occurrence except for non-emergency vehicle insurance which has a $1,000 deductible. Premiums for the coverage are paid annually and are not subject to retrospective adjustments. Crime Insurance The City of Palm Desert purchases crime insurance coverage in the amount of $10,000,000 with a $2,500 deductible. The fidelity coverage is provided through the Authority. Premiums are paid annually and are not subject to retrospective adjustments. Special Event Tenant User Liability Insurance The City of Palm Desert further protects against liability damages by requiring tenant users of certain property to purchase low-cost tenant user liability insurance for certain activities on agency property. The insurance premium is paid by the tenant user and is paid to the City of Palm Desert according to a schedule. The City of Palm Desert then pays for the insurance. The insurance is arranged by the Authority. d. Adequacy of Protection: During the past three fiscal (claims) years, none of the above programs of protection experienced settlements or judgments that exceeded pooled or insured coverage. There were also no significant reductions in pooled or insured liability coverage from coverage in 2011-12. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 77 - 12. DEFERRED REVENUES AND UNEARNED REVENUES: Major Governmental Funds General Fund On March 13, 1997, the former Redevelopment Agency (Agency) purchased land from the City for the purpose of developing a second golf course financed by a note in the amount of $2,055,000. The note has no specific due date. Recognition of the revenue from the sale has been deferred until it becomes available. On March 13, 1997, the City entered into an agreement with subsequent amendments on June 4, 1997, May 18, 2004, and May 12, 2009, with the Palm Desert Recreational Facilities Corporation (Corporation) for the use of property at the City's Golf Resort (Desert Willow). Payment is due when the Corporation's revenues exceed its expenses. At June 30, 2012, the Corporation owed the City rent totaling $285,000, which will be recognized as revenue by the City when the rent is paid by the Corporation. The State of California collects taxes and fees for the City and makes payments to the City at various times. Due to the City’s policy of recognizing revenue, the amount of $558,063 for sales tax has been deferred. The City entered into several individual loan agreements with residents of the Highlands Utility Undergrounding Assessment District No. 04-01. The residents agreed to pay to the City the full cost of the loan amount plus any accrued interest at a rate of 5.35%. The full amount of the loan along with all accrued interest is due and payable at the earliest of September 2, 2036, or any change in ownership of the property. As of June 30, 2012, $49,062 in interest has been accrued. Recognition of the interest revenue has been deferred until it becomes due. Housing Authority Special Revenue Fund Uncollected interest of $33,938 due from the Palm Desert Development Company has been deferred. Other amounts reported as unearned revenues include $6,796 for damages on purchased home and $22,301 prepaid rents. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 78 - 12. DEFERRED REVENUES AND UNEARNED REVENUES: Major Governmental Funds (Continued) Capital Projects Reserve Capital Project Fund $229,862 has been deferred for capital reimbursements due from developers for work completed by the City on their behalf. $76,238 of unearned revenue represents deposits from developers for street improvements, which have not been spent as of June 30, 2012. Other Governmental Funds Special Revenue Funds Gas Tax fund has $739,630 of Prop B funds that are deemed unearned until expenditures are incurred. Loans receivable in the amount of $12,255 for home improvement loans are recorded as deferred in the Community Development Block Grant Fund. $27,513 of grant funds are deemed unearned until expenditures are incurred in the Recycling Fund. $36,426 of grant funds are deemed unearned until expenditures are incurred in the Public Safety Police Grants Fund. Accrued interest of $209,518 on loans receivable through the City’s EIP Program (see Note 3). $9,997 represents the unused portions of prepaid aquatic fees in the Aquatic Center Fund. Debt Service Funds Assessment receivables in the amount of $1,463,959 represent future assessments to be received from property owners in Highlands Undergrounding Assessment Districts 04-1 to pay for long- term obligations incurred in making capital improvements in the Assessment District. Recognition of the revenue from the assessments has been deferred until it becomes available. Once received, the monies will be used to make annual debt service payments. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 79 - 12. DEFERRED REVENUES AND UNEARNED REVENUES: Business-type Activities The balance of $226,506 represents the unused portions of prepaid golf fees, value of unredeemed gift certificates and unearned rent. Component Unit The balance of $44,378 represents the unused portions of prepaid banquets. 13. OTHER POST-EMPLOYMENT BENEFITS: a. Plan Description: In addition to the pension benefits described in Note 9, the City provides other post-employment benefits (OPEB) through the California Employers’ Retiree Benefit Trust Fund (CERBT), an agent multiple-employer defined benefit healthcare plan administered by the California Public Employees’ Retirement System (CalPERS). All full-time or part-time employees who meet the eligibility requirements for this program may continue their medical coverage through the CalPERS Health Plan and receive reimbursement from the City for a portion of the costs for the coverage. Separate financial statements for the CERBT may be obtained by writing to CalPERS at Lincoln Plaza North, 400 Q Street, Sacramento, CA 95811, or by visiting the CalPERS website at www.calpers.ca.gov. Employees Hired Prior to January 1, 2008 Eligibility for the stipend requires retirement simultaneously from the City and CalPERS on or after age 50 with at least 10 consecutive years of service with the City. Eligible employees must be covered under the CalPERS Health Plan at the time of retirement and elect to participate in the stipend program within 30 days of retirement. The City’s contribution towards the coverage is based on years of service as follows: Consecutive Years of Service City’s Contribution With the City at Retirement Percentage 10 years of service 50% 11 years of service 55% 12 years of service 60% 13 years of service 65% 14 years of service 70% 15 or more years of service 75% CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 80 - 13. OTHER POST-EMPLOYMENT BENEFITS (CONTINUED): a. Plan Description (Continued): Employees Hired On or After January 1, 2008 Eligibility for the stipend requires retirement simultaneously from the City and CalPERS on or after age 50 with at least 15 consecutive years of service with the City. Eligible employees must be covered under the CalPERS Health Plan at the time of retirement and elect to participate in the stipend program within 30 days of retirement. The stipend is discontinued when the retiree reaches Medicare eligibility age. The City’s contribution towards the coverage will be applied to the lowest cost plan and is based on age at retirement and consecutive years of service with the City as outlined in the following table: Age1516171819202122232425+ 50 0% 5% 10% 15% 20% 25% 30% 35% 40% 45% 50% 51 10% 15% 20% 25% 30% 35% 40% 45% 50% 50% 50% 52 20% 25% 30% 35% 40% 45% 50% 50% 50% 50% 50% 53 30% 35% 40% 45% 50% 50% 50% 50% 50% 50% 50% 54 40% 45% 50% 50% 50% 50% 50% 50% 50% 50% 50% 55+ 50% 50% 50% 50% 50% 50% 50% 50% 50% 50% 50% Consecutive Years of Service at Retirement Employees with at least 5 years of service, not meeting the eligibility requirements for the stipend program, who retire simultaneously from the City and CalPERS are eligible to continue medical coverage through the CalPERS Health Plan. The City is required to pay the CalPERS minimum employer contribution ($108 in 2011 and $112 in 2012) for these employees. b. Funding Policy: The contribution requirements of plan members and the City are established and may be amended by the City, City Council, and/or the employee associations. Currently, contributions are not required from plan members. During the fiscal year ended June 30, 2012, the City contributed $791,256 to the plan, which included $422,443 of the annual required contribution and $368,813 pay-as-you-go premiums. The purpose of these contributions is to cover the required City contribution rate of 2.96% of annual covered payroll (annual payroll of active employees covered by the plan) and to prefund benefits. As a result, the City calculated and recorded a Net OPEB Asset, representing the difference between the Annual Required Contribution (ARC) and actual contributions, as presented below: CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 81 - 13. OTHER POST-EMPLOYMENT BENEFITS (CONTINUED): b. Funding Policy (Continued): Annual required contribution (ARC) 338,049$ Interest on Net OPEB obligation (asset) (588,604) Adjustment to ARC 511,862 Annual OPEB cost 261,307 Contribution made (791,256) Increase in Net OPEB obligation (asset) (529,949) Net OPEB obligation (asset) at June 30, 2011 (7,734,617) Net OPEB obligation (asset) at June 30, 2012 (8,264,566)$ The contribution rate of 2.96% is based on the ARC of $338,049, an amount actuarially determined in accordance with the parameters of GASB Statement No. 45. The ARC represents a level of funding that, if paid on an ongoing basis is projected to cover the annual normal cost and the amortization of unfunded actuarial accrued liabilities (or funding excess) over a thirty year period. c. Annual OPEB Cost and Net OPEB Obligation (Asset): For fiscal year 2012, the City’s annual OPEB cost (expense) was $261,307. Information on the annual OPEB cost, percentage of Annual OPEB Cost contributed, and Net OPEB Obligation is available since the implementation of GASB 45, are presented below: Actual Percentage of Fiscal Annual Contribution Annual Net OPEB Year OPEB (Net of OPEB Cost Obligation Ended Cost Adjustments) Contributed (Asset) 6/30/2010 $ 310,156 $ 644,603 208% $ (7,305,057) 6/30/2011 333,028 762,588 229% (7,734,617) 6/30/2012 261,307 791,256 303% (8,264,566) CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 82 - 13. OTHER POST-EMPLOYMENT BENEFITS (CONTINUED): d. Funded Status and Funding Progress: As of June 30, 2011, the most recent actuarial valuation date, the plan was 91.20% funded. The actuarial accrued liability for benefits was $9.85 million, and the actuarial value of assets was $9.0 million, resulting in an unfunded actuarial accrued liability (UAAL) of $0.87 million. The covered payroll (annual payroll of active employees covered by the plan) was $11.42 million, and the ratio of the UAAL to the covered payroll was 7.6%. Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the annual required contributions of the City are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to basic financial statements, presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. e. Actuarial Methods and Assumptions: Projections of benefits for financial reporting purposes are based on the substantive plan and include the types of benefits provided at the time of each valuation. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets consistent with the long-term perspective of the calculations. In the June 30, 2011 actuarial valuation, the entry age normal actuarial cost method was used. The actuarial assumptions included a 7.61% investment rate of return (net of administrative expenses) and an annual healthcare cost trend rate of 7.5% in 2013, reduced by decrements to an ultimate rate of 5% in 2018. A 3.25% per annum in aggregate in future salaries is also assumed in the valuation. The City’s unfunded actuarial accrued liability will be amortized as a level percentage of projected covered payroll on a closed basis. The amortization period at June 30, 2011, was 26 years. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 83 - 14. SPECIAL ASSESSMENT DEBT: Below is a summary of the changes in the special assessment bonds payable: Balance at Payments and Balance at July 1, 2011 Additions Reductions June 30, 2012 2003 Assessment Revenue Bonds 2,895,000$ -$ (220,000)$ 2,675,000$ AD 98-1 Limited Obligation Refunding Bonds 625,000 - (85,000) 540,000 CFD 2005-1 Special Tax Bonds Series 2006A 64,715,000 - (1,260,000) 63,455,000 AD 2004-2 Limited Obligation Improvement Bonds 28,400,000 - (545,000) 27,855,000 2008 Special Tax Refunding Bonds 7,535,000 - (905,000) 6,630,000 104,170,000$ -$ (3,015,000)$ 101,155,000$ The City has Special Assessment Bonds Payable issued under the 1911 and 1915, Special Improvement Acts and the 1982 Mello-Roos Community Facilities Act (1982 Bonds). The City has no liability to 1911 Act bondholders until assessments have been collected from the property owner. Such liability is then recorded in the Agency Funds. Therefore, the 1911 Bonds are not recorded as liabilities in the accompanying financial statements. The City also has no liability to the 1915 Act bondholders or the bondholders of bonds issued under the 1982 Mello-Roos Community Facilities Act until assessments are collected on the tax rolls. However, the City may take certain actions to assume secondary liability for all or part of 1915 Act Bonds and the 1982 Bonds until such time as foreclosure proceedings are consummated. Special assessment bonds payable, as described below, and are not recorded as long-term liabilities, as these obligations do not constitute a debt or obligation of the City. 2003 Assessment Revenue Bonds In June 2003, the Palm Desert Financing Authority issued $4,423,000 in 2003 Assessment Revenue Bonds. The proceeds were used to purchase three series of limited obligation improvement bonds issued by the City in connection with the financing and refinancing of certain improvements of benefit to property within the City’s Assessment District No. 94-2 (Sunterrace), Assessment District No. 94-3 (Merano) and Silver Spur Ranch Utility Undergrounding Assessment District No. 01-01. These bonds were issued under the 1915 Improvement Bond Act to provide funds for public improvements in the respective assessment districts. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 84 - 14. SPECIAL ASSESSMENT DEBT (CONTINUED): 2003 Assessment Revenue Bonds (continued) Debt service requirements to maturity are as follows: Year Ending June 30, Principal Interest Total 2013 210,000$ 133,275$ 343,275$ 2014 215,000 123,380 338,380 2015 230,000 112,570 342,570 2016 155,000 103,133 258,133 2017 160,000 95,336 255,336 2018 - 2022 805,000 345,335 1,150,335 2023 - 2027 605,000 166,867 771,867 2028 - 2029 295,000 15,990 310,990 2,675,000$ 1,095,886$ 3,770,886$ As of June 30, 2012, the principal amounts to be repaid by each assessment district to pay off the loans from the Financing Authority are as follows: Assessment District 94-2 225,000$ Assessment District 94-3 725,000 Assessment District 01-1 1,730,000 2,680,000$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 85 - 14. SPECIAL ASSESSMENT DEBT (CONTINUED): Assessment District 98-1 Limited Obligation Refunding Improvement Bonds The bonds were issued in an original amount of $2,955,000 in February 2004, to redeem and defease the outstanding limited obligation improvement bonds of Assessment District No. 98-1, which were issued in 1998. The bonds are secured by unpaid assessments on parcels within the District. Under the 1915 Act, annual assessments on the unpaid assessments sufficient to meet the scheduled debt service requirements are to be included on the regular county tax bills for the assessed parcels for which there are unpaid assessments. Interest rates vary from 1.5% to 5.1% with interest payable semi-annually on March 2 and September 2, with principal maturing annually on September 2. Debt service requirements to maturity are as follows: Year Ending June 30, Principal Interest Total 2013 65,000$ 24,257$ 89,257$ 2014 70,000 21,335 91,335 2015 70,000 18,159 88,159 2016 80,000 14,640 94,640 2017 80,000 10,790 90,790 2018 - 2019 175,000 9,010 184,010 540,000$ 98,191$ 638,191$ Community Facilities District No. 2005-1 The bonds were issued in an original amount of $50,000,000 in May 2006, to construct and acquire certain public facilities of benefit to the District, provide for the establishment of a reserve account, provide capitalized interest, and pay the costs of issuance of the bonds. The bonds are secured by and payable from a pledge of net taxes derived from special taxes to be levied by the District on real properties within the boundaries of the District from the net proceeds of any foreclosure actions brought following delinquency in the payment of the special taxes, and from amounts held in certain funds under the indenture. Interest rates vary from 4.0% to 5.5% with interest payable semi-annually on March 1 and September 1, with principal maturing annually on September 1. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 86 - 14. SPECIAL ASSESSMENT DEBT (CONTINUED): Community Facilities District No. 2005-1 (Continued) In May 2007, the 2007 Bonds were issued in the amount of $17,915,000 pursuant to the Bond Indenture in May 2006, as supplemented by a First supplemental Indenture in May 2007, to provide construct and acquire certain public facilities of benefit to the District, provide capitalized interest, and pay the costs of issuance of the 2007 Bonds. The bonds are secured by and payable, on parity with the bonds issued in May 2006 for $50,000,000, from a pledge of net taxes derived from special taxes to be levied by the District on real properties within the boundaries of the District from the net proceeds of any foreclosure actions brought following delinquency in the payment of the special taxes, and from amounts held in certain funds under the indenture. Interest rates vary from 3.875% to 5.20% with interest payable semi-annually on March 1 and September 1, with principal maturing annually on September 1. Debt service requirements to maturity are as follows: Year Ending June 30, Principal Interest Total 2013 1,310,000$ 3,264,627$ 4,574,627$ 2014 1,370,000 3,204,685 4,574,685 2015 1,430,000 3,140,658 4,570,658 2016 1,500,000 3,072,470 4,572,470 2017 1,570,000 2,999,867 4,569,867 2018 - 2022 9,075,000 13,737,627 22,812,627 2023 - 2027 11,605,000 11,126,668 22,731,668 2028 - 2032 14,995,000 7,638,233 22,633,233 2033 - 2037 19,465,000 3,044,177 22,509,177 2038 1,135,000 29,510 1,164,510 63,455,000$ 51,258,522$ 114,713,522$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 87 - 14. SPECIAL ASSESSMENT DEBT (CONTINUED): Section 29 Assessment District (No 2004-02), Limited Obligation Improvement Bonds, Series 2007 In March 2007, the City of Palm Desert issued $29,430,000 Limited Obligation Improvement Bonds. The proceeds of the Bonds will be used to finance certain infrastructure improvements within the City’s Section 29 Assessment District (No. 2004-02). The debt service on the bonds is to be paid by assessments secured on the property tax rolls of those properties benefiting from the improvements. The bonds consist of Serial Bonds in the amount of $6,870,000 with interest ranging from 4.00% to 4.70% payable semiannually on March 2 and September 2. Bond maturities begin September 2, 2009, and continue annually through 2019. Term bonds in the amount of $2,525,000 carry an interest rate of 4.75% and mature September 2, 2022. Term bonds in the amount of $5,110,000 carry an interest rate of 5.05% and mature September 2, 2027. Term bonds in the amount of $14,925,000 carry an interest rate of 5.10% and mature September 2, 2037. Debt service requirements to maturity are as follows: Year Ending June 30, Principal Interest Total 2013 570,000$ 1,363,175$ 1,933,175$ 2014 590,000 1,339,100 1,929,100 2015 615,000 1,313,488 1,928,488 2016 645,000 1,286,075 1,931,075 2017 670,000 1,256,810 1,926,810 2018 - 2022 3,850,000 5,590,868 9,440,868 2023 - 2027 4,865,000 4,726,811 9,591,811 2028 - 2032 6,220,000 3,330,786 9,550,786 2033 - 2037 7,980,000 1,530,001 9,510,001 2038 1,850,000 47,175 1,897,175 27,855,000$ 21,784,289$ 49,639,289$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 88 - 14. SPECIAL ASSESSMENT DEBT (CONTINUED): 2008 Special Tax Refunding Bonds In December 2007, the City of Palm Desert Communities Facilities District No. 91-1 (Indian Ridge Public Improvements) issued $10,935,000 of Special Tax Refunding Bonds, Series 2008 to refund and defease all the outstanding $16,260,000 principal amount of the Palm Desert Financing Authority 1997 Revenue Bonds. These bonds were issued pursuant to the provisions of the Mello-Roos Community Facilities Act of 1982, as amended, being Chapter 2.5, Part 1, Division 2, Title 5, of the Government Code of the State of California. Debt service requirements to maturity are as follows: Year Ending June 30, Principal Interest Total 2013 935,000$ 247,026$ 1,182,026$ 2014 965,000 217,813 1,182,813 2015 1,000,000 186,930 1,186,930 2016 1,030,000 154,008 1,184,008 2017 1,070,000 118,982 1,188,982 2018 - 2021 1,630,000 73,619 1,703,619 6,630,000$ 998,378$ 7,628,378$ Bond Reserve Requirements At June 30, 2012, the fund balance reserve requirements and actual reserve balances were as follows: Requirement Actual Assessment District 98-1 54,000$ 142,152$ 2003 Financing Authority Revenue Bonds 267,500 318,603 CFD 2005-1 Special Tax Bonds 4,574,685 4,619,104 Assessment District 29 1,933,175 1,945,542 2008 Special Tax Refunding Bonds 1,052,699 1,052,699 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 89 - 15. CONDUIT DEBT OBLIGATIONS: 2003 Series A - $22,310,000 Lease Revenue Bonds In December 2003, the Palm Desert Financing Authority (Authority) issued $22,310,000 in Lease Revenue Bonds. The proceeds of the Bonds were used to: a) finance the construction of a County animal shelter and related facilities located in the unincorporated area of Thousand Palms, California; b) finance construction of certain County medical clinic facilities located in Mecca, California; c) refund the Palm Desert Financing Authority Lease Revenue Bonds Series 1996; d) acquire a debt service reserve insurance policy; e) fund capitalized interest on the bonds; and f) pay costs of issuance of the bonds. The Authority will lease sites relating to each project from the County of Riverside (County) pursuant to a Site Lease dated as of December 1, 2003, and will lease back to the County the Sites and the Facilities pursuant to a Facilities Lease dated December 1, 2003. Under the Lease, the County will pay to the Trustee Base Rental Payments in the amount equal to the scheduled debt service of the Bonds. The Authority will assign its right to receive the Base Rental Payments to the Trustee for the benefit of the owners of the bonds. The debt service on the bonds is to be paid solely from lease payments made by the County. The Authority has no obligation to make the debt service payments in the event that the County is not able to make the required base rental payments. As of June 30, 2012, the outstanding amount was $17,935,000. 2008 Series A - $72,445,000 Lease Revenue Bonds In November 2008, the Palm Desert Financing Authority (Authority) issued $72,445,000 in Lease Revenue Bonds. The proceeds of the Bonds were used to: a) finance the construction, installation, acquisition, development and rehabilitation of certain public capital improvements within the County, including the Palm Desert Sheriff’s Station Facilities (as described herein), community centers, a multi-service center, park improvements and other various infrastructure improvements; b) fund capitalized interest on the 2008 Series A Bonds related to the Palm Desert Sheriff Station Facilities through August 31, 2010 and with respect to the Multi-Service Center Facilities (as described herein) through December 31, 2009; c) fund a deposit into the Reserve Account as additional security for the 2008 Series A Bonds; and d) pay certain costs associated with the issuance and delivery of the 2008 Series A Bonds. Under the Lease, the County will pay to the Trustee Base Rental Payments in the amount equal to the scheduled debt service of the Bonds. The Authority will assign its right to receive the Base Rental Payments to the Trustee for the benefit of the owners of the bonds. The debt service on the bonds is to be paid solely from lease payments made by the County. The Authority has no obligation to make the debt service payments in the event that the County is not able to make the required base rental payments. As of June 30, 2012, the outstanding amount was $61,480,000. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 90 - 16 OTHER DISCLOSURES: The Palm Desert Recreational Facilities Corporation has a net asset deficit of $1,466,215, which will be eliminated by increasing revenues through banquet reservations and outings directly related to the expansion of the outside dining terrace and the kitchen. 17. CONSTRUCTION AND OTHER SIGNIFICANT COMMITMENTS: Construction Commitments Current Year Spent Remaining Spent to Date Commitment Parks and recreation 7,331$ 72,580$ 253,665$ Low income housing - 6,455 26,612 Street resurfacing 595,887 595,887 228,979 Street improvements 827,760 1,294,543 635,593 Freeway on-ramp improvements 362,533 1,336,888 126,339 Aquatic Center construction 57,518 90,380 78,977 Residential street construction 54,684 54,684 11,446 Drainage - 84,273 222,460 Desert Willow capital improvements 144,418 144,418 149,526 2,050,131 3,680,108 1,733,597 Miscellaneous non construction 96,574 130,542 448,241 2,146,705$ 3,810,650$ 2,181,838$ Project 18. RECENT CHANGES IN LEGISLATION AFFECTING CALIFORNIA REDEVELOPMENT AGENCIES: On June 29, 2011, Assembly Bills 1x 26 (the “Dissolution Act”) and 1x 27 were enacted as part of the fiscal year 2011-12 state budget package. The Dissolution Act required each California redevelopment agency to suspend nearly all activities except to implement existing contracts, meet already-incurred obligations, preserve its assets and prepare for impending dissolution. Assembly Bill 1x 27 provided a means for redevelopment agencies to continue to exist and operate by means of a Voluntary Alternative Redevelopment Program. The League of California Cities and the California Redevelopment Association (CRA) filed a lawsuit on July 18, 2011 on behalf of cities, counties and redevelopment agencies petitioning the California Supreme Court to overturn the Dissolution Act and Assembly Bill 1x 27 on the grounds that these bills violate the California Constitution. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 91 - 18. RECENT CHANGES IN LEGISLATION AFFECTING CALIFORNIA REDEVELOPMENT AGENCIES (CONTINUED): On December 29, 2011, the California Supreme Court upheld the Dissolution Act and struck down Assembly Bill 1x 27. On June 27, 2012, as part of the fiscal year 2012-13 state budget package, the Legislature passed and the Governor signed AB 1484, which made technical and substantive amendments to the Dissolution Act based on experience to-date at the state and local level in implementing the Dissolution Act. Under the Dissolution Act, each California redevelopment agency (each a “Dissolved RDA”) was dissolved as of February 1, 2012, and the sponsoring community that formed the Dissolved RDA, together with other designated entities, have initiated the process under the Dissolution Act to unwind the affairs of the Dissolved RDA. A successor agency was created for each Dissolved RDA which is the sponsoring community of the Dissolved RDA unless it elected not to serve as the successor agency. On August 25, 2011, the City elected to serve as the Successor Agency to the Palm Desert Redevelopment Agency (the Successor Agency). On February 9, 2012, the City Council of the City, acting as the governing body of the Successor Agency, established rules and regulations for the operations of the Successor Agency to assume these successor functions pursuant to Resolution No. SA-RDA001. Although the Board of Directors of the Successor Agency is comprised of the same individuals as the City Council of the City, subdivision (g) of Section 34173 of the Dissolution Act, added by AB 1484, expressly affirms that the Successor Agency is a separate public entity from the City, that the two entities shall not merge, and that the liabilities of the former redevelopment agency will not be transferred to the City nor will the assets of the former redevelopment agency become assets of the City. The Dissolution Act also created oversight boards which monitor the activities of the successor agencies. The roles of the successor agencies and oversight boards is to administer the wind down of each Dissolved RDA which includes making payments due on enforceable obligations, disposing of the assets (other than housing assets) and remitting the unencumbered balances of the Dissolved RDAs to the County Auditor-Controller for distribution to the affected taxing entities. The Dissolution Act allowed the sponsoring community that formed the Dissolved RDA to elect to assume the housing functions and take over the certain housing assets of the Dissolved RDA. If the sponsoring community does not elect to become the Successor Housing Agency and assume the Dissolved RDA’s housing functions, such housing functions and all related housing assets will be transferred to the local housing authority in the jurisdiction. AB 1484 modified and provided some clarifications on the treatment of housing assets under the Dissolution Act. The City of Palm Desert elected on February 9, 2012 to transfer the responsibility to serve as the Housing Successor Agency to the Palm Desert Housing Authority. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 92 - 18. RECENT CHANGES IN LEGISLATION AFFECTING CALIFORNIA REDEVELOPMENT AGENCIES (CONTINUED): Prior to February 1, 2012, the final seven months of activity of the Dissolved RDA are reported in the governmental funds of the City. After the date of dissolution, the housing assets, obligations, and activities of the Dissolved RDA have been transferred and are reported in special revenue, debt service and capital project funds in the financial statements of the City. All other assets, obligations, and activities of the Dissolved RDA have been transferred and are reported in a fiduciary fund (private-purpose trust fund) in the financial statements of the City. The transfer of the assets and liabilities of the Dissolved RDA as of February 1, 2012 (except for certain assets of the former Low and Moderate Income Housing Fund, which were transferred to the Palm Desert Housing Authority) (effectively the same date as January 31, 2012) from the governmental funds of the City to the fiduciary fund was reported in the governmental funds as an extraordinary loss (or gain) in the governmental fund financial statements. The receipt of these assets and liabilities as of February 1, 2012 was also reported in the fiduciary fund as an extraordinary gain (or loss). Because of the different measurement focus of the governmental funds (current financial resources measurement focus) and the measurement focus of the fiduciary private-purpose trust fund (economic resources measurement focus), the extraordinary loss (gain) recognized in the governmental funds was not the same amount as the extraordinary gain (loss) that was recognized in the fiduciary fund financial statements. The difference between the extraordinary loss recognized in the fund financial statements and the extraordinary gain recognized in the fiduciary fund financial statements is reconciled as follows: Total extraordinary loss reported in governmental funds - increase to net assets of the Successor Agency Trust Fund $ 155,895,962 Capital assets recorded in the government-wide financial statements - increase to net assets of the Successor Agency Trust Fund 61,084,406 Cost of issuing bonds reported in the government-wide financial statements - increase to net assets of the Successor Agency Trust Fund 8,895,230 Accrued bond interest reported in the government-wide financial statements - decrease to net assets of the Successor Agency Trust Fund (4,343,072) Long-term debt reported in the government-wide financial statements - decrease to the net assets of the Successor Agency Trust Fund (365,544,104) Net decrease to net assets of the Successor Agency Trust Fund as a result of initial transfers (equal to amount of extraordinary gain reported in the government-wide financial statements of the City) $ (144,011,578) CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 93 - 18. RECENT CHANGES IN LEGISLATION AFFECTING CALIFORNIA REDEVELOPMENT AGENCIES (CONTINUED): The Dissolution Act and AB 1484 also establish roles for the County Auditor-Controller (the “CAC”), the California Department of Finance (the “DOF”) and the California State Controller’s office in the dissolution process and the satisfaction of enforceable obligations of the Dissolved RDAs. The County Auditor-Controller is charged with establishing a Redevelopment Property Tax Trust Fund (the “RPTTF”) for each Successor Agency and depositing into the RPTTF for each six- month period the amount of property taxes that would have been redevelopment property tax increment had the Dissolved RDA not been dissolved. The deposit in the RPTTF fund is to be used to pay to the Successor Agency the amounts due on the Successor Agency’s enforceable obligations for the upcoming six-month period. The Successor Agency is required to prepare a recognized obligation payment schedule (the “ROPS”) approved by the oversight board setting forth the amounts due for each enforceable obligation during each six month period. The ROPS is submitted to the CAC & DOF for consideration. The CAC will make payments to the Successor Agency from the RPTTF fund based on the ROPS amount approved by the DOF. The ROPS is prepared in advance for the enforceable obligations due over the next six months. The Successor Agency received $20,911,971 from the CAC on June 25, 2012 and July 24, 2012 for the ROPS for the period July 1, 2012 to December 31, 2012. The process of making RPTTF deposits to be used to pay enforceable obligations of the Dissolved RDA will continue until all enforceable obligations have been paid in full and all non-housing assets of the Dissolved RDA have been liquidated. In fiscal year 2012, the City transferred capital assets of $59,317,449 to the Successor Agency to reverse the transfer made from the former redevelopment agency to the City in fiscal year 2011. Additionally, repayments of advances by the Redevelopment Agency to the City in the amount of $9,100,000 and interest in the amount of $229,935 paid in fiscal year 2011 are being transferred back to the Successor Agency. The State Controller of the State of California has been directed to review the propriety of any transfers of assets between Dissolved RDA and other public bodies that occurred after January 1, 2011. If the public body that received such transfers is not contractually committed to a third party for the expenditure or encumbrance of those assets, the State Controller is required to order the available assets to be transferred to the public body designated as the successor agency. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 94 - 19. SUCCESSOR AGENCY DISCLOSURES: The assets and liabilities of the dissolved Redevelopment Agency were transferred to the Successor Agency to the Palm Desert Redevelopment Agency on February 1, 2012 as a result of the dissolution of the former Redevelopment Agency. The Successor Agency is acting in a fiduciary capacity for the assets and liabilities. Disclosures related to these transactions are as follows: Notes Receivable On April 21, 2003, the Agency entered into a loan agreement with The Regents of the University of California, on behalf of its Riverside Campus, to loan various amounts over a period of time, not to exceed an aggregate amount of $2,000,000. Proceeds of the loan are to be used for capital improvements at the University’s Riverside Campus. The outstanding principal balance and interest on the note is due in five annual payments beginning on July 15, 2009. As of June 30, 2012, the amount outstanding on the loan is $800,000. Advances To/From the City of Palm Desert The composition of advances as of June 30, 2012, was as follows: Advances From Advances To Amount General Fund Successor Agency $ 9,236,000 Housing Authority Special Revenue Fund Successor Agency 17,821,288 Capital Projects Reserve Capital Projects Fund Successor Agency 8,000,000 Other Governmental Funds Successor Agency 5,419,000 Subtotal 40,476,288 Successor Agency General Fund (6,600,000) Successor Agency Capital Projects Reserve Capital Projects Fund (2,500,000) Subtotal (9,100,000) Total $ 31,376,288 The advances from the General Fund, Capital Projects Reserve Fund and Other Governmental Funds were made to the Successor Agency for capital improvements. The advances from the Housing Authority Special Revenue Fund to the Successor Agency were made to cover the SERAF payment. AB 1484 specifies the actions to be taken and the method of repayment for advances by the Successor Agency to the various funds of the City. Upon application and approval by the successor agency and approval by the oversight board, loan agreements (advances) entered into by former redevelopment agency and the city shall be deemed to be enforceable obligations provided that the oversight board makes a finding that the advances were for legitimate redevelopment purposes. The accumulated interest on the remaining amount of advances will be recalculated from origination at the interest rate earned by funds deposited into the Local Agency Investment Fund. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 95 - 19. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Advances To/From the City of Palm Desert (Continued) The advances are to be repaid with a defined schedule over a reasonable term of years at an interest rate not to exceed the interest rate earned by the funds deposited into the Local Agency Investment Fund. The annual advances repayments are subject to certain limitations. Advance repayments shall not be prior to the 2013-2014 fiscal year, are subject to a formula distribution, and have a lower priority for repayment as described in AB 1484 (Health and Safety Code Section 34191.4(2)(A). The advances related to the borrowing for the SERAF payment have a priority over repayment of the other advances. 20% of the repayment of the other advances not related to the SERAF advances shall be deducted and transferred to the Low and Moderate Income Housing Fund (Housing Authority). Management believes, in consultation with legal counsel, that the obligations of the Dissolved RDA due to the City are valid enforceable obligations payable by the Successor Agency under the requirements of the Dissolution Act and AB 1484 and has not recorded an allowance for uncollectible advances. The City’s position on this issue is not a position of settled law and there is considerable legal uncertainty regarding this issue. It is reasonably possible that a legal determination may be made at a later date by an appropriate judicial authority that would not be in favor of the City. Capital Assets Transfer from Sale/ Palm Desert Transfer to Balance at Redevelopment City of Balance at July 1, 2011 Agency Additions Deletions PalmDesert June 30, 2012 Capital assets, not being depreciated: Land -$ 56,921,295$ -$ -$ (194,018)$ 56,727,277$ Total capital assets, not being depreciated - 56,921,295 - - (194,018) 56,727,277 Capital assets, being depreciated: Buildings - 2,525,364 - - - 2,525,364 Improvements other than buildings - 5,048,117 - - - 5,048,117 Machinery and equipment - 214,129 - - (214,129) - Infrastructure - 58,350 - - (58,350) - Total capital assets, being depreciated - 7,845,960 - - (272,479) 7,573,481 Less accumulated depreciation for: Buildings - (271,484) (26,306) - - (297,790) Improvements other than buildings - (3,210,439) (105,169) - - (3,315,608) Machinery and equipment - (200,472) - - 200,472 - Infrastructure - (454) (324) - 778 - Total accumulated depreciation - (3,682,849) (131,799) - 201,250 (3,613,398) Capital assets, being depreciated, net - 4,163,111 (131,799) - (71,229) 3,960,083 Capital assets, net - Governmental Activities -$ 61,084,406$ (131,799)$ -$ (265,247)$ 60,687,360$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 96 - 19. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds A summary of changes in tax allocation bonds at June 30, 2012, was as follows: Balance Additions/ Repayments/ Balance Due Within July 1, 2011 Transfers Accretion Reductions June 30, 2012 One Year Project Area No. 1 2002A TARRBs, $22,070,000 -$ 22,070,000$ -$ -$ 22,070,000$ -$ 2003 TARBs, $19,000,000 - 19,000,000 - - 19,000,000 - 2004A TARRBs, $24,945,000 - 18,700,000 - (1,050,000) 17,650,000 1,155,000 2006 A & B TARBs, $62,320,000 - 51,550,000 - (2,450,000) 49,100,000 2,595,000 2007A TARRBs, $32,600,000 - 22,795,000 - (2,870,000) 19,925,000 2,955,000 Project Area No. 2 2002A TARRBs, $17,310,000 - 11,180,000 - - 11,180,000 795,000 2003 TARBs, $15,745,000 - 15,745,000 - - 15,745,000 - 2006 A-D TARBs, $67,618,213 - 57,789,296 414,535 - 58,203,831 1,970,000 Project Area No. 3 2003 TARBs, $4,745,000 - 3,915,000 - (110,000) 3,805,000 115,000 2006 A-C TABs, $15,059,526 - 15,843,060 99,073 (205,000) 15,737,133 245,000 Project Area No. 4 1998 TARBs, $11,020,000 - 8,090,000 - - 8,090,000 140,000 2001 TARBs, $15,695,000 - 13,250,000 - - 13,250,000 345,000 2006A TARBs, $19,273,089 - 19,196,928 134,904 - 19,331,832 690,000 Combined Low and Moderate Housing 2002 TARBs, $12,100,000 - 9,755,000 - - 9,755,000 305,000 2007 TARBs, $86,155,000 - 71,685,000 - - 71,685,000 5,005,000 Subtotal - 360,564,284 648,512 (6,685,000) 354,527,796 16,315,000 Add: Unamortized bond premium - 6,146,341 - (198,210) 5,948,131 - Less: Deferred amount on refunding - (1,166,521) - 51,132 (1,115,389) - Total -$ 365,544,104$ 648,512$ (6,832,078)$ 359,360,538$ 16,315,000$ Tax Allocation bonds used for capital improvements are special obligations of the Agency and the Financing Authority (a component unit of the Agency) and are secured by an irrevocable pledge of tax revenues and other funds as provided under the Bond Resolution. The bonds and any interest thereon are not a debt of the City, the State of California or any of its political subdivisions, and neither the City, the State of California nor any of its political subdivisions is liable on the bonds, nor in any event shall the bonds and interest thereon be payable out of any funds or properties other than those provided under the Bond Resolution. The Agency purchased insurance from Ambac Assurance Corporation (Ambac) and MBIA Insurance Corporation (MBIA) for the purpose of enhancing the creditworthiness of the bonds. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 97 - 19. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) There are unspent bond proceeds remaining with respect to each of the following series of tax allocation bonds:  Project Area No. 1 Series 2006 A  Project Area No. 1 Series 2007  Project Area No. 2 Series 2006 A, B & D  Project Area No. 3 Series 2003  Project Area No. 3 Series 2006 A B & C  Project Area No. 4 Series 2001  Project Area No. 4 Series 2006 A & B  Housing Set Aside Series 2007 California Health and Safety Code Section 34177(i) requires successor agencies to use bond proceeds for the purposes for which bonds were sold unless the purposes can no longer be achieved, in which case the proceeds may be used to defease the bonds. Although the powers of successor agencies are severely restricted under the Dissolution Act in terms of ability to enter into new contracts, California Health and Safety Code Section 34191.4, added by AB 1484, appears to provide additional guidance and authority. Pursuant to Section 34191.4, if the Successor Agency receives a finding of completion from the California Department of Finance, which is predicated upon completion of a number of required payments and transfer in furtherance of the wind down process under the Dissolution Act, notwithstanding any other provision of law, bond proceeds derived from bonds issued on or before December 31, 2010 that are in excess of the amounts needed to satisfy approved enforceable obligations must thereafter be expended in a manner consistent with the original bond covenants and may include the expenditure of funds to complete the projects that are the subject of the enforceable obligations or the creation of reserves therefore. Additionally, there is a statement in the Dissolution Act that expenditures made pursuant to this provision shall constitute the creation of excess bond proceeds obligations to be paid from the excess proceeds. As this is a new provision of law, there is considerable legal uncertainty regarding the actual application of this provision. In any event, if remaining bond proceeds cannot be spent in a manner consistent with the bond covenants, Section 34191.4 additionally provides that the remaining bond proceeds must be used to defease the bonds or to purchase those same outstanding bonds on the open market for cancellation. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 98 - 19. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) On November 8, 2010, Ambac Financial Group, Inc. (“Ambac Group”), whose principal operating subsidiary, Ambac Assurance Corporation, is a guarantor of public finance and structured finance obligations, announced that it filed for a voluntary petition for relief under Chapter 11 of the United States Bankruptcy Code (“Bankruptcy Code”) in the United States Bankruptcy Court for the Southern District of New York (“Bankruptcy Court”). Ambac Group will continue to operate in the ordinary course of business as “debtor-in-possession” under the jurisdiction of the Bankruptcy Court and in accordance with the applicable provisions of the Bankruptcy Code and the orders of the Bankruptcy Court. On February 18, 2009, MBIA announced the restructuring of its financial guaranty insurance operations into two separately capitalized sister companies, with one entity (MBIA Illinois) assuming the risk associated with its US municipal exposures, and the other (MBIA Corp) insuring the remainder of the portfolio. Subsequent to the restructuring of MBIA, Moody’s Ratings assigned ratings to the reinsured municipal securities based on the higher of (a) the insurance financial strength rating of MBIA Illinois, to ‘Baa1’; or (b) the published underlying rating. Subsequent to the restructuring of MBIA, S&P assigned its insurance financial strength rating of MBIA Illinois to ‘AA-minus’. Effective March 19, 2009, MBIA Illinois was renamed National Public Finance Guarantee Corporation (“NPFGC”). National Public Finance Guarantee Corporation (formerly MBIA Illinois), an insurance subsidiary of MBIA, which assumes the risk associated with U.S. municipal exposures, has financial strength credit ratings of “BBB (Developing)/Baa1 (Developing)”. Pursuant to California Health and Safety Code Section 33670, the total number of dollars of taxes which may be divided and allocated to the Agency for Project Area No. 1 is $500,000,000, and it is estimated that the cap will be reached in the year 2022. Project Area No. 4’s total is $600,000,000, and it is estimated that this cap will be reached in the year 2038. The result of reaching the cap limits would preclude the Agency from receiving taxes and using the taxes to pay debt in these project areas, thereby requiring the Agency to call bonds prior to those dates. Although not entirely clear under the Dissolution Act, presumably these cap limits govern the deposit of property taxes by the CAC into the RPTTF pursuant to California Health and Safety Code Section 34182. As of June 30, 2012, the former Agency has transferred $6,316,664 to its trustee to cover debt payments. Standard & Poor’s Ratings Services (“Standard & Poor’s”) has lowered its underlying rating from “A” to “A-“ on the following issues of bonds issued by the Authority: (i) the Authority’s Tax Allocation Revenue Bonds (Project Area No. 1, as Amended), 2006 Series A (the “2006A Authority Bonds”), (ii) the Authority’s Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as Amended), 2006 Series B (Taxable) (the “2006B Authority Bonds”, and together with the 2006A Authority Bonds, the “2006 Authority Bonds”), and (iii) the Authority’s Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as Amended), 2007 Series A (the “2007 Authority Bonds”). CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 99 - 19. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) 2002 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) On March 13, 2002, the Palm Desert Financing Authority issued $22,070,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) 2002 Series A. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency. A portion of the proceeds of the loan was used to prepay the prior loan, which affected the current refunding of a like portion of the prior bonds. The remainder was used to fund various redevelopment capital projects of the Agency in Project Area No. 1. The bonds consist of $10,905,000 term bonds at 5.00% due April 1, 2025, and $11,165,000 term bonds at 5.10% due April 1, 2030. Interest is payable semi-annually on April 1 and October 1. Mandatory sinking fund redemptions begin April 1, 2024. The future debt service requirements on the 2002 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) are as follows: Year Ending June 30, Principal Interest Total 2013 -$ 1,114,665$ 1,114,665$ 2014 - 1,114,665 1,114,665 2015 - 1,114,665 1,114,665 2016 - 1,114,665 1,114,665 2017 - 1,114,665 1,114,665 2018 - 2022 - 5,573,325 5,573,325 2023 - 2027 15,040,000 4,141,060 19,181,060 2028 - 2030 7,030,000 728,790 7,758,790 22,070,000$ 16,016,500$ 38,086,500$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 100 - 19. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) 2003 Series Tax Allocation Revenue Bonds (Project Area No. 1) On August 5, 2003, the Financing Authority issued $19,000,000 Tax Allocation Revenue Bonds (Project Area No. 1, as amended) 2003 Series. The proceeds of the bonds were disbursed to make a loan to the Redevelopment Agency. The Agency used the proceeds of the loan to fund various redevelopment capital projects of the Agency and to finance costs of issuance of the bonds. The bonds bear interest at 5.0%. They consist of $7,050,000 serial bonds with principal payments due in 2026 and 2027, and $11,950,000 term bonds due in 2030. Interest will be payable on April 1 and October 1 of each year beginning April 1, 2004. Principal payments will be on April 1 of the years stated above. The future debt service requirements on the 2003 Series Tax Allocation Revenue Bonds (Project Area No. 1) are as follows: Year Ending June 30, Principal Interest Total 2013 -$ 950,000$ 950,000$ 2014 - 950,000 950,000 2015 - 950,000 950,000 2016 - 950,000 950,000 2017 - 950,000 950,000 2018 - 2022 - 4,750,000 4,750,000 2023 - 2027 7,050,000 4,578,000 11,628,000 2028 - 2030 11,950,000 1,214,500 13,164,500 19,000,000$ 15,292,500$ 34,292,500$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 101 - 19. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) 2004 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) On June 24, 2004, the Palm Desert Financing Authority issued $24,945,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) 2004 Series A. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to refinance a portion of the Agency’s obligations from 1995, and to fund various redevelopment capital projects within or of benefit to the project area. Interest rates on the bonds vary from 3.0% to 5.0% per annum payable semi-annually on April 1 and October 1. Principal payments will be made annually beginning April 1, 2005. The future debt service requirements on the 2004 Series A Tax Allocation Revenue Bonds (Project Area No. 1, as amended) are as follows: Year Ending June 30, Principal Interest Total 2013 1,155,000$ 828,963$ 1,983,963$ 2014 1,210,000 776,988 1,986,988 2015 1,235,000 728,588 1,963,588 2016 1,280,000 676,100 1,956,100 2017 1,335,000 618,500 1,953,500 2018 - 2022 7,715,000 2,273,675 9,988,675 2023 - 2025 3,720,000 238,750 3,958,750 17,650,000$ 6,141,564$ 23,791,564$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 102 - 19. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) Tax Allocation Revenue Bonds (Project Area No. 1, as Amended) 2006 Series A and Series B (Taxable) On July 6, 2006, the Palm Desert Financing Authority issued $37,780,000 of Tax Allocation Revenue Bonds (Project Area No. 1, as Amended) 2006 Series A and $24,540,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as Amended) 2006 Series B (Taxable). The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency. The proceeds of the Series A loan will be used to assist the Agency to fund various redevelopment capital projects within or of benefit to Project Area No. 1, as Amended, pay costs of issuance and pay the premium on a Reserve Fund surety bond. The proceeds of the Series B loan will be used to refinance the Agency’s obligations incurred under a loan agreement entered into in 1997, pay costs of issuance and pay the premium on a Reserve Fund surety bond. The Series A bonds consist of $26,415,000 Serial Bonds with interest rates ranging from 4.70% to 5.25% payable semiannually on October 1 and April 1. Bond maturities begin April 1, 2017, and continue annually through 2030. Term bonds in the amount of $11,365,000 carry an interest rate of 5.00% and mature April 1, 2022. The Series B bonds consist of $13,220,000 Serial Bonds with interest rates ranging from 5.56% to 5.77% payable semiannually on October 1 and April 1. Bond maturities began April 1, 2007, and continue annually through 2012. Term bonds in the amount of $11,320,000 carry an interest rate of 5.82% and mature April 1, 2016. The future debt service requirements on the 2006 Series A and Series B Tax Allocation Revenue Bonds (Project Area No. 1, as amended) are as follows: Year Ending June 30, Principal Interest Total 2013 2,595,000$ 2,573,269$ 5,168,269$ 2014 2,745,000 2,422,240 5,167,240 2015 2,905,000 2,262,482 5,167,482 2016 3,075,000 2,093,410 5,168,410 2017 1,000,000 1,914,445 2,914,445 2018 - 2022 22,720,000 7,481,513 30,201,513 2023 - 2027 13,235,000 1,551,538 14,786,538 2028 - 2030 825,000 79,670 904,670 49,100,000$ 20,378,567$ 69,478,567$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 103 - 19. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) 2007 Series A On January 9, 2007, the Palm Desert Financing Authority issued $32,600,000 Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) 2007 Series A. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency. The proceeds of the 2007 Loan will be used to refinance a portion of the outstanding obligations of the Redevelopment Agency, fund various redevelopment capital projects within the Palm Desert Redevelopment Agency Project Area No. 1, as amended, and pay the costs associated with the issuance of the bonds. The Series A bonds consist of $32,600,000 Serial Bonds with interest rates ranging from 3.50% to 5.00% payable semiannually on October 1 and April 1. Bond maturities began April 1, 2008, and continue annually through 2018. The future debt service requirements on the 2007 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) are as follows: Year Ending June 30, Principal Interest Total 2013 2,955,000$ 940,000$ 3,895,000$ 2014 3,100,000 794,500 3,894,500 2015 3,230,000 686,000 3,916,000 2016 3,390,000 532,000 3,922,000 2017 3,570,000 362,500 3,932,500 2018 3,680,000 184,000 3,864,000 19,925,000$ 3,499,000$ 23,424,000$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 104 - 19. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) 2002 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 2) On July 11, 2002, the Palm Desert Financing Authority issued $17,310,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 2) 2002 Series A. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency to prepay outstanding indebtedness and to fund various redevelopment capital projects within or of benefit to the project area. Interest rates on the bonds vary from 3.0% to 5.0% per annum payable semi- annually on February 1 and August 1. The future debt service requirements on the 2002 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 2) are as follows: Year Ending June 30, Principal Interest Total 2013 795,000$ 509,763$ 1,304,763$ 2014 835,000 472,353 1,307,353 2015 870,000 436,113 1,306,113 2016 910,000 397,388 1,307,388 2017 955,000 355,403 1,310,403 2018 - 2022 5,535,000 1,030,194 6,565,194 2023 1,280,000 32,000 1,312,000 11,180,000$ 3,233,214$ 14,413,214$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 105 - 19. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) 2003 Series Tax Allocation Revenue Bonds (Project Area No. 2) On March 26, 2003, the Palm Desert Financing Authority issued $15,745,000 of Tax Allocation Revenue Bonds (Project Area No. 2) 2003 Series. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency to fund various redevelopment capital projects of the Agency in Project Area No. 2. Interest rates on the bonds vary from 4.5% to 5.0% per annum payable semi-annually on February 1 and August 1, with principal maturing as follows: $ 875,000 Serial Bonds August 1, 2023 910,000 Serial Bonds August 1, 2024 2,485,000 Term Bonds August 1, 2026 11,475,000 Term Bonds August 1, 2033 The future debt service requirements on the 2003 Series Tax Allocation Revenue Bonds (Project Area No. 2) are as follows: Year Ending June 30, Principal Interest Total 2013 -$ 769,006$ 769,006$ 2014 - 769,006 769,006 2015 - 769,006 769,006 2016 - 769,006 769,006 2017 - 769,006 769,006 2018 - 2022 - 3,845,031 3,845,031 2023 - 2027 4,270,000 3,494,422 7,764,422 2028 - 2032 7,775,000 1,935,625 9,710,625 2033 - 2034 3,700,000 187,250 3,887,250 15,745,000$ 13,307,358$ 29,052,358$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 106 - 19. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) Project Area No. 2 Tax Allocation Refunding Revenue Bonds 2006 Series A, Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B, Revenue Bonds 2006 Series C and Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series D On July 25, 2006, the Palm Desert Financing Authority issued its Project Area No. 2 $41,340,000 Tax Allocation Refunding Revenue Bonds 2006 Series A, $1,567,118 Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B, $7,775,000 Tax Allocation Revenue Bonds 2006 Series C and $16,936,095 Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series D. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency. The proceeds of the Series A, B and C Bonds will be used to make three loans to refinance the Agency’s obligations incurred under a loan agreement entered into in 1995, fund various redevelopment capital projects within or of benefit to its Project Area No. 2 Reserve Fund surety and pay costs of issuance of the bonds. The Agency will use the proceeds of the Series D Bonds to fund various redevelopment capital projects within or of benefit to the Project Area, fund a debt service reserve fund and pay cost of issuance of the bonds. The Series A bonds consist of $16,250,000 Serial Bonds with interest rates ranging from 4.00% to 5.00% payable semiannually on August 1 and February 1. Bond maturities begin August 1, 2007, and continue annually through 2026. Term bonds in the amount of $8,225,000 carry an interest rate of 4.90% and mature August 1, 2031. Term bonds in the amount of $16,865,000 carry an interest rate of 5.125% and mature August 1, 2036. The Series B bonds consist of $1,567,118 Capital Appreciation Bonds with a reoffering yield ranging from 3.85% to 4.08%. Bond maturities begin April 1, 2007, and continue annually through 2010. The Series C bonds were paid off during the fiscal year. The Series D bonds consist of $16,936,095 Capital Appreciation Bonds with a reoffering yield ranging from 4.65% to 6.10%. Bond maturities began August 1, 2007, and continue annually through 2035. Each year the outstanding balance is increased for the accretion of interest associated with the bonds. The accreted interest at June 30, 2012 is $5,137,259. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 107 - 19. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) Project Area No. 2 Tax Allocation Refunding Revenue Bonds 2006 Series A, Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B, Revenue Bonds 2006 Series C and Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series D (Continued) The debt service requirements schedules on the 2006 Series A Tax Allocation Refunding Revenue Bonds, Series B Tax Allocation Revenue Capital Appreciation Bonds, Series C Revenue Bonds and Series D Subordinate Tax Allocation Revenue Capital Appreciation Bonds (Project Area No. 2) do not agree to the liability for those bonds shown in the schedule of changes. These bond issues include capital appreciation bonds, which are issued at a discount. The carrying amount of these bonds accretes, or increases each year. The amount shown in the schedule of changes include the accreted value to date. The future debt service requirements are as follows: Year Ending June 30, Principal Interest Total 2013 1,633,558$ 2,274,429$ 3,907,987$ 2014 1,700,353 2,334,447 4,034,800 2015 1,759,238 2,394,399 4,153,637 2016 1,108,312 2,059,088 3,167,400 2017 1,208,650 2,104,238 3,312,888 2018 - 2022 7,148,548 11,575,290 18,723,838 2023 - 2027 10,292,431 13,512,378 23,804,809 2028 - 2032 10,023,707 10,680,201 20,703,908 2033 - 2037 18,191,775 8,188,554 26,380,329 53,066,572$ 55,123,024$ 108,189,596$ 2003 Series Tax Allocation Revenue Bonds (Project Area No. 3) On August 5, 2003, the Financing Authority issued $4,745,000 of Tax Allocation Revenue Bonds (Project Area No. 3) 2003 Series. The proceeds of the bonds were disbursed to make a loan to the Redevelopment Agency. The Agency will use the proceeds of the loan to fund various redevelopment capital projects within or of benefit to the project area and to finance costs of issuance of the bonds. The bonds bear interest at rates ranging from 3.000% to 5.125%. Principal maturities for the serial bonds of $2,475,000 began April 1, 2004, and continue through October 1, 2031. The term bonds in the amount of $2,270,000 are due in 2033. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 108 - 19. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) 2003 Series Tax Allocation Revenue Bonds (Project Area No. 3) (Continued) The future debt service requirements on the 2003 Series Tax Allocation Revenue Bonds (Project Area No. 3) are as follows: Year Ending June 30, Principal Interest Total 2013 115,000$ 182,265$ 297,265$ 2014 120,000 177,953 297,953 2015 120,000 173,272 293,272 2016 125,000 168,473 293,473 2017 130,000 163,348 293,348 2018 - 2022 755,000 726,034 1,481,034 2023 - 2027 950,000 532,193 1,482,193 2028 - 2032 1,210,000 263,681 1,473,681 2033 280,000 14,350 294,350 3,805,000$ 2,401,569$ 6,206,569$ Project Area No. 3 Tax Allocation Revenue Bonds 2006 Series A, Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B and Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series C On July 25, 2006, the Palm Desert Financing Authority issued its Project Area No. 3 $11,915,000 Tax Allocation Revenue Bonds 2006 Series A, $383,660 Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B and $2,760,866 Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series C. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency. The proceeds of the Series A and B Bonds will be used to make two loans to fund various redevelopment capital projects within or of benefit to its Project Area No. 3, purchase a Reserve Fund surety policy and pay the costs of issuance of the bonds. The Agency will loan the proceeds of the Series C Bonds to fund various redevelopment capital projects within or of benefit to the Project Area, fund a debt service reserve fund and pay the costs of issuance of the bonds. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 109 - 19. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) Project Area No. 3 Tax Allocation Revenue Bonds 2006 Series A, Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B and Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series C (Continued) The Series A bonds consist of $2,980,000 Serial Bonds with interest rates ranging from 4.00% to 4.75% payable semiannually on April 1 and October 1. Bond maturities begin April 1, 2007, and continue annually through 2025. Term bonds in the amount of $4,465,000 carry an interest rate of 4.75% and mature April 1, 2036. Term bonds in the amount of $4,470,000 carry an interest rate of 5.00% and mature April 1, 2041. The Series B bonds consist of $383,660 Capital Appreciation Bonds with a yield ranging from 5.31% to 5.54%. Bond maturities are April 1, 2020, 2021, 2027 and 2028. The Series C bonds consist of $2,760,866 Capital Appreciation Bonds with a yield ranging from 4.80% to 6.10%. Bond maturities began April 1, 2009, and continue annually through 2034. Each year the outstanding balance is increased for the accretion of interest associated with the bonds. The accreted interest at June 30, 2012 is $1,225,524. The future debt service requirements on the 2006 Series A Tax Allocation Revenue Bonds, Series B Tax Allocation Revenue Capital Appreciation Bonds and Series C Subordinate Tax Allocation Revenue Capital Appreciation Bonds (Project Area No. 3) are as follows: Year Ending June 30, Principal Interest Total 2013 228,133$ 565,742$ 793,875$ 2014 254,760 571,715 826,475 2015 285,721 578,154 863,875 2016 309,731 585,687 895,418 2017 329,787 601,495 931,282 2018 - 2022 1,633,916 3,562,841 5,196,757 2023 - 2027 1,933,039 3,894,643 5,827,682 2028 - 2032 2,238,021 4,050,892 6,288,913 2033 - 2037 3,638,501 2,395,537 6,034,038 2038 - 2041 3,660,000 468,750 4,128,750 14,511,609$ 17,275,456$ 31,787,065$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 110 - 19. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) 1998 Series Tax Allocation Revenue Bonds (Project Area No. 4) On March 1, 1998, the Palm Desert Financing Authority issued $11,020,000 of Tax Allocation Revenue Bonds (Project Area No. 4) 1998 Series. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to fund various redevelopment capital projects of the Agency in Project Area No. 4. Interest rates on the bonds vary from 4.0% to 5.2% per annum payable semi- annually on April 1 and October 1, with principal maturing annually on October 1. In July 2006, $1,785,000 of the outstanding balance was advance refunded by the issuance of Tax Allocation Refunding Revenue Bonds (Project Area No. 4) 2006 Series A. The future debt service requirements on the 1998 Series Tax Allocation Revenue Bonds (Project Area No. 4) (after defeasance) are as follows: Year Ending June 30, Principal Interest Total 2013 140,000$ 414,240$ 554,240$ 2014 145,000 407,506 552,506 2015 360,000 394,973 754,973 2016 375,000 376,375 751,375 2017 400,000 356,678 756,678 2018 - 2022 2,285,000 1,449,975 3,734,975 2023 - 2027 2,970,000 769,340 3,739,340 2028 - 2029 1,415,000 74,490 1,489,490 8,090,000$ 4,243,577$ 12,333,577$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 111 - 19. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) 2001 Series Tax Allocation Revenue Bonds (Project Area No. 4) On November 28, 2001, the Palm Desert Financing Authority issued $15,695,000 of Tax Allocation Revenue Bonds (Project Area No. 4) 2001 Series. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to fund various redevelopment capital projects of the Agency in Project Area No. 4. Interest rates on the bonds vary from 3.5% to 4.8% per annum payable semi-annually on April 1 and October 1, with principal maturing annually on October 1. The future debt service requirements on the 2001 Series Tax Allocation Revenue Bonds (Project Area No. 4) are as follows: Year Ending June 30, Principal Interest Total 2013 345,000$ 614,805$ 959,805$ 2014 365,000 599,909 964,909 2015 375,000 584,038 959,038 2016 390,000 567,322 957,322 2017 400,000 549,825 949,825 2018 - 2022 2,360,000 2,443,177 4,803,177 2023 - 2027 2,915,000 1,826,255 4,741,255 2028 - 2032 6,100,000 867,600 6,967,600 13,250,000$ 8,052,931$ 21,302,931$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 112 - 19. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) Tax Allocation Refunding Revenue Bonds (Project Area No. 4) 2006 Series A and Tax Allocation Revenue Capital Appreciation Bonds (Project Area No. 4) Series B On July 25, 2006, the Palm Desert Financing Authority issued $14,610,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 4) 2006 Series A and $4,663,089 of Tax Allocation Revenue Capital Appreciation Bonds (Project Area No. 4) 2006 Series B. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency. The proceeds of the Series A and B Bonds will be used to make two loans to refinance a portion of the outstanding obligations of the Redevelopment Agency under a loan agreement dated March 1, 1998, fund various redevelopment capital projects within or of benefit to its Project Area No. 4, purchase a Reserve Fund surety policy and pay the costs of issuance of the bonds. The Series A bonds consist of $8,155,000 Serial Bonds with interest rates ranging from 4.40% to 5.00% payable semiannually on October 1 and April 1. Bond maturities began October 1, 2008, and continue annually through 2026. Term bonds in the amount of $2,200,000 carry an interest rate of 5.00% and mature October 1, 2029. Term bonds in the amount of $4,255,000 carry an interest rate of 5.00% and mature October 1, 2034. The Series B bonds consist of $4,663,089 Capital Appreciation Bonds with a yield ranging from 4.14% to 5.56%. Bond maturities begin October 1, 2009, and continue annually through 2034. Each year the outstanding balance is increased for the accretion of interest associated with the bonds. The accreted interest at June 30, 2012 is $1,687,472. The future debt service requirements on the 2006 Series A Tax Allocation Refunding Bonds and Series B Tax Allocation Revenue Capital Appreciation Bonds (Project Area No. 4) are as follows: Year Ending June 30, Principal Interest Total 2013 656,190$ 651,686$ 1,307,876$ 2014 779,182 635,195 1,414,377 2015 718,718 599,477 1,318,195 2016 672,930 543,641 1,216,571 2017 65,619 549,951 615,570 2018 - 2022 1,432,356 2,910,820 4,343,176 2023 - 2027 3,724,640 2,933,752 6,658,392 2028 - 2032 4,152,069 4,848,681 9,000,750 2033 - 2035 5,442,656 6,245,719 11,688,375 17,644,360$ 19,918,922$ 37,563,282$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 113 - 19. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) 2002 Series Tax Allocation (Housing Set-Aside) Revenue Bonds On September 5, 2002, the Palm Desert Financing Authority issued $12,100,000 of Tax Allocation (Housing Set-Aside) Revenue Bonds 2002 Series. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency to fund various low and moderate housing capital projects of the Agency and to finance costs of issuance of the bonds. Interest rates on the $6,555,000 serial bonds vary from 2.0% to 4.9% per annum payable semi-annually on March 1 and October 1. Annual principal payments began October 1, 2003. The $5,545,000 term bonds bear an interest rate of 5.0% per annum and mature October 1, 2031. The future debt service requirements on the 2002 Series Tax Allocation (Housing Set-Aside) Revenue Bonds are as follows: Year Ending June 30, Principal Interest Total 2013 305,000$ 458,348$ 763,348$ 2014 320,000 445,848 765,848 2015 330,000 432,848 762,848 2016 345,000 419,004 764,004 2017 360,000 404,019 764,019 2018 - 2022 2,075,000 1,755,359 3,830,359 2023 - 2027 2,635,000 1,188,639 3,823,639 2028 - 2032 3,385,000 439,875 3,824,875 9,755,000$ 5,543,940$ 15,298,940$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2012 See independent auditors’ report. - 114 - 19. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) Tax Allocation (Housing Set-Aside) Refunding Revenue Bonds Series 2007 On February 7, 2007, the Palm Desert Financing Authority issued $86,155,000 Tax Allocation (Housing Set-Aside) Refunding Revenue Bonds Series 2007. The Palm Desert Financing Authority loaned the proceeds to the Palm Desert Redevelopment Agency. The proceeds of the 2007 Loan will be used to finance the development of low and moderate income housing by the Redevelopment Agency, refinance a portion of the outstanding obligations of the Redevelopment Agency, purchase a debt service surety bond for deposit in the Reserve Fund, and pay certain costs associated with the issuance of the bonds. The Series 2007 bonds consist of $86,155,000 Serial Bonds with interest ranging from 4.00% to 5.00% payable semiannually on October 1 and April 1. Bond maturities began October 1, 2007, and continue annually through 2027. The future debt service requirements on the Tax Allocation (Housing Set-Aside) Refunding Revenue Bonds Series 2007 are as follows: Year Ending June 30, Principal Interest Total 2013 5,005,000$ 3,313,038$ 8,318,038$ 2014 5,235,000 3,082,063 8,317,063 2015 5,505,000 2,813,563 8,318,563 2016 5,785,000 2,531,313 8,316,313 2017 6,085,000 2,234,563 8,319,563 2018 - 2022 25,355,000 6,670,156 32,025,156 2023 - 2027 15,240,000 2,461,281 17,701,281 2028 3,475,000 73,844 3,548,844 71,685,000$ 23,179,821$ 94,864,821$ Schedule 1 Entry Age Normal Accrued Actuarial Value Unfunded UAAL as a Actuarial Liability of Assets AAL Funded Covered % of Covered Valuation (AAL)(AVA) (UAAL) Ratio Payroll Payroll Date (a)(b)(a) - (b) (b)/(a)(c) [(a)-(b)]/(c) 06/30/06 52,739,452$ 40,523,105$ 12,216,347$ 76.84% 11,845,746$ 103.13% 06/30/07 61,535,809 46,180,367 15,355,442 75.05% 13,263,198 115.77% 06/30/08 67,979,926 51,813,257 16,166,669 76.22% 14,608,384 110.67% 06/30/09 79,133,393 57,022,230 22,111,163 72.06% 15,212,102 145.35% 06/30/10 87,876,959 61,203,162 26,673,797 69.65% 13,489,043 197.74% 06/30/11 92,858,742 65,483,444 27,375,298 70.52% 12,255,086 223.38% Actuarial Accrued Actuarial Value Unfunded UAAL as a Actuarial Liability of Assets AAL Funded Covered % of Covered Valuation (AAL)(AVA) (UAAL) Ratio Payroll Payroll Date (a)(b)(a) - (b) (b)/(a)(c) [(a)-(b)]/(c) 07/01/07 6,481,631$ -$ 6,481,631$ 0.00% 13,800,864$ 46.97% 07/01/09 8,230,029 6,916,360 1,313,669 84.04% 12,449,000 10.55% 6/30/2011 9,854,151 8,986,749 867,402 91.20% 11,416,000 7.60% See independent auditors' report. For the year ended June 30, 2012 - 115 - CalPERS DEFINED BENEFIT PLAN OTHER POST-EMPLOYMENT BENEFIT PLAN CITY OF PALM DESERT SCHEDULES OF FUNDING PROGRESS - 116 - THIS PAGE INTENTIONALLY LEFT BLANK Schedule 2 Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 74,217,423$ 74,217,423$ 74,217,423$ -$ Resources (inflows): Taxes 32,987,000 37,837,000 37,461,329 (375,671) Licenses and permits 662,500 662,500 897,724 235,224 Intergovernmental revenues 5,517,000 667,000 2,573,454 1,906,454 Charges of services 600,000 600,000 728,721 128,721 Fines and forfeitures 130,000 130,000 106,584 (23,416) Investment earnings 640,000 640,000 408,661 (231,339) Miscellaneous 569,500 569,500 645,922 76,422 Transfers from other funds 2,750,000 2,750,000 2,240,703 (509,297) Total resources 43,856,000 43,856,000 45,063,098 1,207,098 Charges to appropriations (outflows): Current: General government 11,377,266 12,531,106 11,944,948 586,158 Public safety 18,671,907 18,135,297 18,071,400 63,897 Public works 8,514,880 9,886,276 8,364,637 1,521,639 Parks, recreation and culture 3,989,653 4,148,666 3,685,334 463,332 Capital outlay - 45,000 33,584 11,416 Transfers to other funds 1,278,529 1,517,829 1,517,756 73 Total charges to appropriations 43,832,235 46,264,174 43,617,659 2,646,515 Excess of resources over (under) charges to appropriations 23,765 (2,408,174) 1,445,439 3,853,613 Fund balance, June 30 74,241,188$ 71,809,249$ 75,662,862$ 3,853,613$ See independent auditors' report and note to required supplementary information. CITY OF PALM DESERT - 117 - For the year ended June 30, 2012 Budgeted Amounts BUDGETARY COMPARISON SCHEDULE GENERAL FUND Schedule 3 Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 1,073,826$ 1,073,826$ 1,073,826$ -$ Resources (inflows): Taxes 5,171,872 5,171,872 4,772,594 (399,278) Special assessments collected 2,329,908 2,329,908 2,122,210 (207,698) Intergovernmental revenues 854,307 854,307 821,038 (33,269) Investment earnings 25,000 25,000 2,696 (22,304) Miscellaneous 25,000 25,000 6,886 (18,114) Transfers in 48,000 512,000 512,000 - Total resources 8,454,087 8,918,087 8,237,424 (680,663) Charges to appropriations (outflows): Current: Public safety 9,810,973 9,810,973 9,310,809 500,164 Transfers out 136,000 136,000 - 136,000 Total charges to appropriations 9,946,973 9,946,973 9,310,809 636,164 Excess of resources over (under) charges to appropriations (1,492,886) (1,028,886) (1,073,385) (44,499) Fund balance, June 30 (419,060)$ 44,940$ 441$ (44,499)$ See independent auditors' report and note to required supplementary information. CITY OF PALM DESERT - 118 - For the year ended June 30, 2012 Budgeted Amounts BUDGETARY COMPARISON SCHEDULE PROP A FIRE TAX SPECIAL REVENUE FUND See independent auditors’ report. - 119 - CITY OF PALM DESERT NOTE TO REQUIRED SUPPLEMENTARY INFORMATION June 30, 2012 BUDGETS AND BUDGETARY ACCOUNTING: The City used the following procedures in establishing the budgetary data reported in the financial statements: 1. Before the beginning of the fiscal year, the City Manager submits to the City Council a proposed budget for the year commencing the following July 1. 2. Public hearings are conducted to obtain taxpayer comments. 3. The budget is subsequently adopted through passage of a resolution. 4. Expenditures for the General Fund cannot exceed amounts budgeted at the departmental level, which is the legal level of control. For other funds, expenditures cannot exceed the total amount budgeted for each fund, which is the legal level of control. The City Manager is authorized to transfer appropriations (without council approval) between an object of a General Fund Department. The City Council approves all other changes. Annual appropriation amounts lapse at year-end. 5. Encumbrances and continuing appropriations are rebudgeted as of July 1, by Council action. 6. Annual budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America for all governmental funds except for certain special revenue funds and capital projects funds, which adopt project length budgets and debt service funds that are not budgeted as effectively budgetary control is achieved through debt indenture provisions. The following special revenue funds had legally adopted budgets during the current fiscal year: Major Fund Prop A Fire Tax Other Governmental Funds Traffic Safety Gas Tax Housing Mitigation Fees Community Development Block Grant Public Safety Police Grants El Paseo Assessment District Landscape and Lighting District No. 1-17 - 120 - THIS PAGE INTENTIONALLY LEFT BLANK - 121 - GENERAL FUND The General Fund is used to account for all financial resources traditionally associated with government, except those required to be accounted for in another fund. It is the primary operating fund that includes the operating budgets for all the departments and the majority of the City’s tax revenues. Schedule 4 Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 74,217,423$ 74,217,423$ 74,217,423$ -$ Resources (inflows): Taxes: Property taxes 4,610,000 4,610,000 4,369,884 (240,116) Property transfer tax 450,000 450,000 485,040 35,040 Property tax in lieu 160,000 3,710,000 3,606,610 (103,390) Timeshare mitigation fee 1,485,000 1,685,000 1,110,227 (574,773) Sales tax 15,000,000 15,600,000 15,836,953 236,953 Business license tax 1,250,000 1,250,000 1,076,541 (173,459) Job valuation fees 15,000 15,000 19,420 4,420 Transient occupancy tax 7,200,000 7,700,000 8,085,225 385,225 Franchises 2,800,000 2,800,000 2,856,679 56,679 Penalties and interest on taxes 17,000 17,000 14,750 (2,250) Total Taxes 32,987,000 37,837,000 37,461,329 (375,671) Licenses and Permits: Building permits 550,000 550,000 748,138 198,138 Grading permits 2,500 2,500 2,304 (196) Valet parking permits - - 550 550 Encroachment permits 50,000 50,000 95,844 45,844 Miscellaneous permits - - 1,270 1,270 Business regulatory permits 60,000 60,000 49,618 (10,382) Total Licenses and Permits 662,500 662,500 897,724 235,224 Intergovernmental Revenues: Motor vehicle in-lieu fees 3,700,000 150,000 25,759 (124,241) Monthly parking ball 25,000 25,000 11,718 (13,282) Reimbursement RDA costs 1,300,000 - 1,455,800 1,455,800 Other reimbursements 492,000 492,000 1,080,177 588,177 Total Intergovernmental Revenues 5,517,000 667,000 2,573,454 1,906,454 See independent auditors' report.(Continued) For the year ended June 30, 2012 Budgeted Amounts BUDGETARY COMPARISON SCHEDULE BY DEPARTMENT GENERAL FUND - 122 - CITY OF PALM DESERT Schedule 4 Variance with Final Budget Actual Positive Original Final Amounts (Negative) Resources (inflows) (Continued): Charges for Services: Subdivision fees 150,000$ 150,000$ 187,973$ 37,973$ Zoning fees 75,000 75,000 115,203 40,203 Plan check fees 250,000 250,000 275,728 25,728 Sale of maps and publications 15,000 15,000 17,410 2,410 Microfilm fees 10,000 10,000 14,903 4,903 Other fees - fire inspection 100,000 100,000 117,504 17,504 Total Charges for Services 600,000 600,000 728,721 128,721 Fines and Forfeitures: Vehicle code fines 35,000 35,000 14,813 (20,187) Municipal court fines 50,000 50,000 22,331 (27,669) VICR fees 45,000 45,000 69,440 24,440 Total Fines and Forfeitures 130,000 130,000 106,584 (23,416) Investment Earnings: Interest income 490,000 490,000 317,516 (172,484) Interest on notes receivable 150,000 150,000 91,145 (58,855) Total Investment Earnings 640,000 640,000 408,661 (231,339) Miscellaneous Revenues: Code compliance 5,000 5,000 700 (4,300) Strong motion instrument fee 5,000 5,000 5,568 568 Special investigation fee 6,000 6,000 6,594 594 Certificate of compliance fee 1,500 1,500 1,051 (449) Nuisance abatement tax 60,000 60,000 186,895 126,895 Abandoned vehicle abatement 35,000 35,000 72,232 37,232 Rental income 302,000 302,000 146,560 (155,440) Other revenue 155,000 155,000 226,322 71,322 Total Miscellaneous Revenues 569,500 569,500 645,922 76,422 Transfers from other funds 2,750,000 2,750,000 2,240,703 (509,297) Amounts Available for Appropriation 43,856,000 43,856,000 45,063,098 1,207,098 See independent auditors' report.(Continued) CITY OF PALM DESERT BUDGETARY COMPARISON SCHEDULE BY DEPARTMENT GENERAL FUND For the year ended June 30, 2012 Budgeted Amounts (CONTINUED) - 123 - Schedule 4 Variance with Final Budget Actual Positive Original Final Amounts (Negative) Charges to appropriations (outflows): General Government - Departmental: City council 407,770$ 427,770$ 371,633$ 56,137$ City clerk 989,300 1,042,300 1,042,204 96 Legislative advocacy 38,000 38,000 36,180 1,820 City attorney 237,000 237,000 233,004 3,996 Legal special services 335,000 362,000 361,775 225 City manager 853,002 895,102 863,832 31,270 Community services 386,226 408,741 408,737 4 Finance 1,827,203 1,902,968 1,902,954 14 Auditing 52,000 59,100 59,024 76 Human resources 466,664 466,664 459,643 7,021 General services 558,000 584,700 584,674 26 Information technology 829,556 813,556 764,922 48,634 Unemployment insurance 180,000 41,000 27,257 13,743 Insurance 541,700 560,400 554,538 5,862 Community promotions 564,875 530,375 526,804 3,571 Community development 1,589,520 1,662,280 1,658,733 3,547 Economic development center - 567,700 566,704 996 Marketing 866,450 866,450 782,189 84,261 Total General Government - Departme 10,722,266 11,466,106 11,204,807 261,299 General Government - Nondepartmental: Contributions to other agencies 655,000 1,065,000 740,141 324,859 Public Safety: Police services 16,647,638 16,057,538 16,048,567 8,971 Animal regulation 254,904 254,904 223,137 31,767 Traffic safety 248,000 271,490 261,190 10,300 Building and safety 1,521,365 1,551,365 1,538,506 12,859 Total Public Safety 18,671,907 18,135,297 18,071,400 63,897 See independent auditors' report.(Continued) GENERAL FUND (CONTINUED) For the year ended June 30, 2012 Budgeted Amounts CITY OF PALM DESERT BUDGETARY COMPARISON SCHEDULE BY DEPARTMENT - 124 - Schedule 4 Variance with Final Budget Actual Positive Original Final Amounts (Negative) Charges to appropriations (outflows) (Continued): Public Works: Administration 2,411,570$ 2,529,140$ 2,527,817$ 1,323$ Street maintenance 2,687,200 2,687,200 2,446,854 240,346 Street resurfacing 1,900,000 3,153,573 2,332,968 820,605 Curb and gutter 80,000 80,950 44,070 36,880 Parking lot 80,000 90,266 142 90,124 Storm drain 20,000 41,080 - 41,080 Stripping 100,000 217,957 295 217,662 Corporate yard 75,500 75,500 50,745 24,755 Building maintenance 570,698 570,698 555,001 15,697 Portola community center 75,912 75,912 71,333 4,579 Auto equipment 460,000 310,000 288,018 21,982 Storm water permit 54,000 54,000 47,394 6,606 Total Public Works 8,514,880 9,886,276 8,364,637 1,521,639 Parks, Recreation and Culture: Park maintenance 711,500 717,168 600,017 117,151 Civic center park 778,050 879,549 714,977 164,572 Landscape service 2,024,717 2,061,563 1,918,077 143,486 Visitors center 475,386 490,386 452,263 38,123 Total Parks, Recreation and Culture 3,989,653 4,148,666 3,685,334 463,332 Capital Outlay - Departmental - 45,000 33,584 11,416 Transfers to other funds 1,278,529 1,517,829 1,517,756 73 Amounts Charged to Appropriation 43,832,235 46,264,174 43,617,659 2,646,515 Excess of resources over (under) charges to appropriations 23,765 (2,408,174) 1,445,439 3,853,613 Fund balance, June 30 74,241,188$ 71,809,249$ 75,662,862$ 3,853,613$ See independent auditors' report. - 125 - GENERAL FUND (CONTINUED) For the year ended June 30, 2012 Budgeted Amounts CITY OF PALM DESERT BUDGETARY COMPARISON SCHEDULE BY DEPARTMENT - 126 - THIS PAGE INTENTIONALLY LEFT BLANK - 127 - OTHER GOVERNMENTAL FUNDS COMBINING STATEMENTS Schedule 5 Total Special Debt Capital Other Revenue Service Projects Governmental Funds Fund Funds Funds ASSETS: Pooled cash and investments 43,303,988$ 151,805$ 14,188,531$ 57,644,324$ Receivables: Accounts 541,090 16,159 7,600 564,849 Assessments - 1,463,959 - 1,463,959 Interest 209,518 - 33,387 242,905 Loans 5,430,233 - - 5,430,233 Prepaid costs 1,639 - 170 1,809 Inventories 2,643 - - 2,643 Due from other governments 1,554,019 - 210,689 1,764,708 Property held for resale 298,025 - - 298,025 Due from other funds - - 500,000 500,000 Advances to Successor Agency 654,000 - 4,765,000 5,419,000 Restricted assets: Cash and investments with fiscal agent 103,628 - 21,303,712 21,407,340 TOTAL ASSETS 52,098,783$ 1,631,923$ 41,009,089$ 94,739,795$ LIABILITIES: Accounts payable 1,190,603$ 2,945$ 193,018$ 1,386,566$ Accrued liabilities 7,895 - 8,431 16,326 Unearned revenues 813,566 - - 813,566 Deferred revenue 221,773 1,463,959 - 1,685,732 Deposits payable - - 173,575 173,575 TOTAL LIABILITIES 2,233,837 1,466,904 375,024 4,075,765 FUND BALANCES: Nonspendable: Advances 654,000 - 4,765,000 5,419,000 Property held for resale 298,025 - - 298,025 Prepaid costs 1,639 - 170 1,809 Inventory 2,643 - - 2,643 Restricted for: Capital projects - - 24,777,659 24,777,659 Debt service - 165,019 - 165,019 Low income housing 2,518,830 - - 2,518,830 Public facilities 3,337,988 - - 3,337,988 Public safety 746,211 - - 746,211 Special programs 7,395,834 - 1,508,174 8,904,008 Street related purposes 24,555,270 - - 24,555,270 Committed to: Aquatic center 2,133,049 - - 2,133,049 Energy loan program 8,221,457 - - 8,221,457 Assigned to: Public facilities - - 6,590,006 6,590,006 Special programs - - 543,215 543,215 Street related purposes - - 2,449,841 2,449,841 TOTAL FUND BALANCES 49,864,946 165,019 40,634,065 90,664,030 TOTAL LIABILITIES AND FUND BALANCES 52,098,783$ 1,631,923$ 41,009,089$ 94,739,795$ See independent auditors' report. LIABILITIES AND FUND BALANCES - 128 - CITY OF PALM DESERT COMBINING BALANCE SHEET OTHER GOVERNMENTAL FUNDS June 30, 2012 Schedule 6 Total Special Debt Capital Other Revenue Service Projects Governmental Funds Fund Funds Funds REVENUES: Taxes 2,916,750$ -$ -$ 2,916,750$ Special assessments collected 958,849 151,864 - 1,110,713 Licenses and permits - - 144,110 144,110 Intergovernmental revenues 2,946,485 - 296,449 3,242,934 Rental income - - 88,206 88,206 Investment earnings 180,604 550 149,788 330,942 Fines and forfeitures 169,868 - - 169,868 Miscellaneous 1,986,167 - 1,010,690 2,996,857 TOTAL REVENUES 9,158,723 152,414 1,689,243 11,000,380 EXPENDITURES: Current: General government 2,659,369 27,238 1,050,961 3,737,568 Housing and redevelopment 24,538 - - 24,538 Public safety 168,904 - - 168,904 Public works 2,525,830 - 279,327 2,805,157 Capital outlay 3,285,264 - 1,343,399 4,628,663 Debt service: Principal retirement 271,000 34,000 - 305,000 Interest and fiscal charges 179,732 82,793 - 262,525 TOTAL EXPENDITURES 9,114,637 144,031 2,673,687 11,932,355 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES 44,086 8,383 (984,444) (931,975) OTHER FINANCING SOURCES (USES): Transfers in 658,423 - 299,000 957,423 Transfers out (1,024,703) - (776,000) (1,800,703) TOTAL OTHER FINANCING SOURCES (USES) (366,280) - (477,000) (843,280) NET CHANGE IN FUND BALANCES (322,194) 8,383 (1,461,444) (1,775,255) FUND BALANCES - BEGINNING OF YEAR 50,187,140 156,636 42,095,509 92,439,285 FUND BALANCES - END OF YEAR 49,864,946$ 165,019$ 40,634,065$ 90,664,030$ See independent auditors' report. - 129 - CITY OF PALM DESERT COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OTHER GOVERNMENTAL FUNDS For the year ended June 30, 2012 - 130 - THIS PAGE INTENTIONALLY LEFT BLANK - 131 - OTHER GOVERNMENTAL FUNDS - SPECIAL REVENUE Special Revenue Funds are used to account for proceeds of specific revenue sources other than expendable trust that are legally restricted to expenditures for specific purposes. Traffic Safety Fund - Traffic and court fines are collected in these funds. A transfer from this Fund to the General Fund is made at the end of the fiscal year by council action to be applied toward the eligible expenditures permitted by law. Gas Tax Fund - Portions of the tax rate per gallon levied by the State of California on all gasoline purchases are allocated to cities throughout the State. These funds are restricted to expenditure for transit and street-related purposes. Measure A Fund - In 1988, Riverside County voters approved a half-cent sales tax, known as Measure A, to fund a variety of highway improvements, local street and road maintenance, commuter assistance and specialized transit projects. This fund is used to collect this tax, and pursuant to the provision of Measure A (Ordinance No. 88-1 of the County of Riverside) it is restricted for local street and road expenditures only. Housing Mitigation Fee Fund - This fund is used to account for fees collected from construction of commercial and office buildings for low and moderate income mitigation purposes to be used strictly for projects and programs that benefit the low and moderate income households. Community Development Block Grant Fund - This fund is used to account for the receipts and expenditures of CDBG funds received from the U.S. Department of Housing and Urban Development. New Construction Tax Fund - This fund is used to account for tax collected upon application to the City for a building permit from every person/entity for the construction of any new building, addition or trailer space in the city according to a fee schedule. Its use is restricted for the acquisition and development of public facilities such as parks, playgrounds and public structures. Planned Drainage Fund - This fund is used to account for off-site drainage fees based on an established fee schedule collected prior to approval of the final map in the case of land being subdivided or prior to the issuance of a building permit in the case of construction or improvement of subdivided land. Park and Recreation Facilities Fund - This fund is used to account for fees collected for residential and subdivision developments collected either at the time grading permits are paid or prior to the approval of the final map. Its use is restricted for expenditures related to park development, maintenance and equipment. Traffic Signals Fund - This fund is used to account for fees collected for residential, commercial and industrial developments either at the time grading permits are paid or prior to the approval of the final map. Its use is restricted for expenditures related to the acquisition and maintenance of traffic signals. Recycling Fund - This fund is used to account for resources resulting from lower landfill tipping fees of $4.19 per ton, which took effect in June 2011. Due to limited landfill resources, it will be used for the implementation of appropriate long-range plans to be determined by the City Council for municipal solid waste disposal. - 132 - THIS PAGE INTENTIONALLY LEFT BLANK - 133 - OTHER GOVERNMENTAL FUNDS - SPECIAL REVENUE (CONTINUED) Public Safety Police Grants Fund - This fund is used to account for grants received from the U.S. Department of Justice under the Local Law Enforcement Block Grants Program for the purpose of purchasing equipment related to public safety. El Paseo Assessment District Fund - This fund is used to collect assessments on all business establishments located within the boundaries set for the El Paseo parking and business improvement area based on a fee schedule established for the various types of businesses. Proceeds from all charges are used for the promotion of business activities in the area. Air Quality Management Fund - This fund accounts for receipts from South Coast Air Quality Management District, one hundred percent of which is disbursed to the Coachella Valley Association of Governments. Various Landscape and Lighting District Funds - These funds are used to account for expenditures and receipts of property taxes and service fees levied to the property owners in the various landscaping and lighting districts, which were formed to provide landscaping and street lighting maintenance. Individual landscaping and lighting funds are set up for Districts No. 1 through 17. Child Care Program Fund - This fund is used to collect funds from developers for the purpose of providing child care programs. Fire Facilities Restoration Fund - This fund is used to collect funds from developers for the purpose of construction, restoration and purchase of equipment for fire stations within the City. Energy Independence Loan Fund -This fund is used to provide funding for the AB811 Energy Loans and collect assessments from those AB811 loans through property tax collections. The assessments collected will be used to service debt issued and to provide additional funding for the AB811 loans. Aquatic Center Fund -This fund is used to account for revenues and expenditures of the city’s aquatic facility. Housing Traffic Mitigation Safety Gas Tax Measure A Fee ASSETS: Pooled cash and investments -$ 788,707$ 20,972,547$ 2,518,830$ Receivables: Accounts - - 19,850 - Interest - - - - Loans - - - - Prepaid costs - - - - Inventories - - - - Due from other governments 15,316 146,474 1,138,427 - Property held for resale - - - 298,025 Advances to Successor Agency - - - - Restricted assets: Cash and investments with fiscal agent - - - - TOTAL ASSETS 15,316$ 935,181$ 22,130,824$ 2,816,855$ LIABILITIES: Accounts payable -$ -$ 705,660$ -$ Accrued liabilities - - - - Unearned revenues - 739,630 - - Deferred revenue - - - - TOTAL LIABILITIES - 739,630 705,660 - FUND BALANCES: Nonspendable: Advances - - - - Property held for resale - - - 298,025 Prepaid costs - - - - Inventory - - - - Restricted for: Low income housing - - - 2,518,830 Public facilities - - - - Public safety - - - - Special programs - - - - Street related purposes 15,316 195,551 21,425,164 - Committed to: Aquatic center - - - - Energy loan program - - - - TOTAL FUND BALANCES 15,316 195,551 21,425,164 2,816,855 TOTAL LIABILITIES AND FUND BALANCES 15,316$ 935,181$ 22,130,824$ 2,816,855$ See independent auditors' report. June 30, 2012 LIABILITIES AND FUND BALANCES - 134 - CITY OF PALM DESERT OTHER SPECIAL REVENUE FUNDS COMBINING BALANCE SHEET Schedule 7 Community New Park and Public El Paseo Development Construction Planned Recreation Traffic Safety Police Assessment Block Grant Tax Drainage Facilities Signals Recycling Grants District 7,289$ 578,853$ 2,316,789$ 1,411,917$ 579,813$ 5,091,631$ 8,104$ 42,660$ - - - - - 51,008 - - - - - - - - - - 12,255 - - - - - - - - - - - - 1,622 - 17 - - - - - - - - 54,322 - 24,015 - - 84,072 61,266 - - - - - - - - - - 654,000 - - - - - - - - - - - - - - 73,866$ 1,232,853$ 2,340,804$ 1,411,917$ 579,813$ 5,228,333$ 69,370$ 42,677$ 54,322$ 48,717$ -$ 114,707$ 1,378$ 24,592$ 25,697$ 4,200$ - - - - - 7,895 - - - - - - - 27,513 36,426 - 12,255 - - - - - - - 66,577 48,717 - 114,707 1,378 60,000 62,123 4,200 - 654,000 - - - - - - - - - - - - - - - - - - - 1,622 - 17 - - - - - - - - - - - - - - - - - 530,136 - 1,297,210 - - - - - - - - - - 7,247 - 7,289 - - - - 5,166,711 - 38,460 - - 2,340,804 - 578,435 - - - - - - - - - - - - - - - - - - - 7,289 1,184,136 2,340,804 1,297,210 578,435 5,168,333 7,247 38,477 73,866$ 1,232,853$ 2,340,804$ 1,411,917$ 579,813$ 5,228,333$ 69,370$ 42,677$ (Continued) - 135 - Landscape Air and Lighting Fire Quality Districts Child Care Facilities Management Nos. 1 - 17 Program Restoration ASSETS: Pooled cash and investments 293,556$ 1,888,214$ 1,510,642$ 738,964$ Receivables: Accounts - - - - Interest - - - - Loans - - - - Prepaid costs - - - - Inventories - - - - Due from other governments 15,207 14,920 - - Property held for resale - - - - Advances to Successor Agency - - - - Restricted assets: Cash and investments with fiscal agent - - - - TOTAL ASSETS 308,763$ 1,903,134$ 1,510,642$ 738,964$ LIABILITIES: Accounts payable 9,124$ 19,399$ -$ -$ Accrued liabilities - - - - Unearned revenues - - - - Deferred revenue - - - - TOTAL LIABILITIES 9,124 19,399 - - FUND BALANCES: Nonspendable: Advances - - - - Property held for resale - - - - Prepaid costs - - - - Inventory - - - - Restricted for: Low income housing - - - - Public facilities - - 1,510,642 - Public safety - - - 738,964 Special programs 299,639 1,883,735 - - Street related purposes - - - - Committed to: Aquatic center - - - - Energy loan program - - - - TOTAL FUND BALANCES 299,639 1,883,735 1,510,642 738,964 TOTAL LIABILITIES AND FUND BALANCES 308,763$ 1,903,134$ 1,510,642$ 738,964$ See independent auditors' report. June 30, 2012 - 136 - LIABILITIES AND FUND BALANCES CITY OF PALM DESERT COMBINING BALANCE SHEET OTHER SPECIAL REVENUE FUNDS (CONTINUED) Schedule 7 Total Energy Other Independence Aquatic Special Revenue Loan Center Funds 2,741,266$ 1,814,206$ 43,303,988$ 360 469,872 541,090 209,518 - 209,518 5,417,978 - 5,430,233 - - 1,639 - 2,643 2,643 - - 1,554,019 - - 298,025 - - 654,000 103,628 - 103,628 8,472,750$ 2,286,721$ 52,098,783$ 41,775$ 141,032$ 1,190,603$ - - 7,895 - 9,997 813,566 209,518 - 221,773 251,293 151,029 2,233,837 - - 654,000 - - 298,025 - - 1,639 - 2,643 2,643 - - 2,518,830 - - 3,337,988 - - 746,211 - - 7,395,834 - - 24,555,270 - 2,133,049 2,133,049 8,221,457 - 8,221,457 8,221,457 2,135,692 49,864,946 8,472,750$ 2,286,721$ 52,098,783$ - 137 - Housing Traffic Mitigation Safety Gas Tax Measure A Fee REVENUES: Taxes -$ -$ 2,298,987$ 12,476$ Special assessments collected - - - - Intergovernmental revenues - 1,435,134 760,244 - Investment earnings 303 2,039 87,034 21,576 Fines and forfeitures 169,868 - - - Miscellaneous - - - 120,000 TOTAL REVENUES 170,171 1,437,173 3,146,265 154,052 EXPENDITURES: Current: General government - - - - Housing and redevelopment - - - 24,538 Public safety - - - - Public works - 1,060,936 618,410 - Capital outlay - - 1,464,283 - Debt service: Principal retirement - - - - Interest and fiscal charges - - - - TOTAL EXPENDITURES - 1,060,936 2,082,693 24,538 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES 170,171 376,237 1,063,572 129,514 OTHER FINANCING SOURCES (USES): Transfers in - - - - Transfers out (168,159) (856,544) - - TOTAL OTHER FINANCING SOURCES (USES) (168,159) (856,544) - - NET CHANGE IN FUND BALANCES 2,012 (480,307) 1,063,572 129,514 FUND BALANCES - BEGINNING OF YEAR 13,304 675,858 20,361,592 2,687,341 FUND BALANCES - END OF YEAR 15,316$ 195,551$ 21,425,164$ 2,816,855$ See independent auditors' report. CITY OF PALM DESERT AND CHANGES IN FUND BALANCES For the year ended June 30, 2012 - 138 - OTHER SPECIAL REVENUE FUNDS COMBINING STATEMENT OF REVENUES, EXPENDITURES Schedule 8 Community New Park and Public El Paseo Development Construction Planned Recreation Traffic Safety Police Assessment Block Grant Tax Drainage Facilities Signals Recycling Grants District -$ 117,063$ 2,200$ -$ 7,738$ -$ -$ -$ - - - - - - - 226,517 274,940 - 25,175 - 53,549 155,892 173,827 - 230 2,321 12,336 6,168 2,298 22,197 21 - - - - - - - - - - - - - - 200,614 - - 275,170 119,384 39,711 6,168 63,585 378,703 173,848 226,517 270,759 - - - - 690,303 - 213,787 - - - - - - - - - - - - - - 168,904 - - 59,279 - 17,992 18,487 248,961 - - - - 1,717,183 91,301 7,118 - 5,379 - - - - - - - - - - - - - - - - - 270,759 59,279 1,717,183 109,293 25,605 939,264 174,283 213,787 4,411 60,105 (1,677,472) (103,125) 37,980 (560,561) (435) 12,730 - - - - - - - - - - - - - - - - - - - - - - - - 4,411 60,105 (1,677,472) (103,125) 37,980 (560,561) (435) 12,730 2,878 1,124,031 4,018,276 1,400,335 540,455 5,728,894 7,682 25,747 7,289$ 1,184,136$ 2,340,804$ 1,297,210$ 578,435$ 5,168,333$ 7,247$ 38,477$ (Continued) - 139 - Landscape Air and Lighting Fire Quality Districts Child Care Facilities Management Nos. 1 - 17 Program Restoration REVENUES: Taxes -$ -$ 20,557$ 38,448$ Special assessments collected - 732,332 - - Intergovernmental revenues 61,604 - - - Investment earnings 1,217 3,409 6,297 3,031 Fines and forfeitures - - - - Miscellaneous - - - - TOTAL REVENUES 62,821 735,741 26,854 41,479 EXPENDITURES: Current: General government 38,973 - 5,920 - Housing and redevelopment - - - - Public safety - - - - Public works - 501,765 - - Capital outlay - - - - Debt service: Principal retirement - - - - Interest and fiscal charges - - - - TOTAL EXPENDITURES 38,973 501,765 5,920 - EXCESS OF REVENUES OVER (UNDER) EXPENDITURES 23,848 233,976 20,934 41,479 OTHER FINANCING SOURCES (USES): Transfers in - 44,867 - - Transfers out - - - - TOTAL OTHER FINANCING SOURCES (USES) - 44,867 - - NET CHANGE IN FUND BALANCES 23,848 278,843 20,934 41,479 FUND BALANCES - BEGINNING OF YEAR 275,791 1,604,892 1,489,708 697,485 FUND BALANCES - END OF YEAR 299,639$ 1,883,735$ 1,510,642$ 738,964$ See independent auditors' report. CITY OF PALM DESERT - 140 - COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OTHER SPECIAL REVENUE FUNDS (CONTINUED) For the year ended June 30, 2012 Schedule 8 Total Energy Other Independence Aquatic Special Revenue Loan Center Funds 419,281$ -$ 2,916,750$ - - 958,849 6,120 - 2,946,485 7,127 3,000 180,604 - - 169,868 - 1,665,553 1,986,167 432,528 1,668,553 9,158,723 157,518 1,282,109 2,659,369 - - 24,538 - - 168,904 - - 2,525,830 - - 3,285,264 271,000 - 271,000 179,732 - 179,732 608,250 1,282,109 9,114,637 (175,722) 386,444 44,086 - 613,556 658,423 - - (1,024,703) - 613,556 (366,280) (175,722) 1,000,000 (322,194) 8,397,179 1,135,692 50,187,140 8,221,457$ 2,135,692$ 49,864,946$ - 141 - Schedule 9-A Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 13,304$ 13,304$ 13,304$ -$ Resources (inflows): Investment earnings 1,000 1,000 303 (697) Fines and forfeitures 174,000 174,000 169,868 (4,132) Total resources 175,000 175,000 170,171 (4,829) Charges to appropriations (outflows): Transfers out 175,000 175,000 168,159 6,841 Total charges to appropriations 175,000 175,000 168,159 6,841 Excess of resources over (under) charges to appropriations - - 2,012 2,012 Fund balance, June 30 13,304$ 13,304$ 15,316$ 2,012$ See independent auditors' report. CITY OF PALM DESERT - 142 - For the year ended June 30, 2012 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL TRAFFIC SAFETY Schedule 9-B Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 675,858$ 675,858$ 675,858$ -$ Resources (inflows): Intergovernmental revenues 1,395,700 1,395,700 1,435,134 39,434 Investment earnings 11,200 11,200 2,039 (9,161) Total resources 1,406,900 1,406,900 1,437,173 30,273 Charges to appropriations (outflows): Current: Public works 441,344 1,098,001 1,060,936 37,065 Transfers out 830,000 860,000 856,544 3,456 Total charges to appropriations 1,271,344 1,958,001 1,917,480 40,521 Excess of resources over (under) charges to appropriations 135,556 (551,101) (480,307) 70,794 Fund balance, June 30 811,414$ 124,757$ 195,551$ 70,794$ See independent auditors' report. CITY OF PALM DESERT - 143 - For the year ended June 30, 2012 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL GAS TAX Schedule 9-C Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 2,687,341$ 2,687,341$ 2,687,341$ -$ Resources (inflows): Taxes 6,000 6,000 12,476 6,476 Intergovernmental revenues - - - Investment earnings 12,000 12,000 21,576 9,576 Miscellaneous 120,000 120,000 120,000 - Total resources 138,000 138,000 154,052 16,052 Charges to appropriations (outflows): Current: Housing and redevelopment 500,000 500,000 24,538 475,462 Total charges to appropriations 500,000 500,000 24,538 475,462 Excess of resources over (under) charges to appropriations (362,000) (362,000) 129,514 491,514 Fund balance, June 30 2,325,341$ 2,325,341$ 2,816,855$ 491,514$ See independent auditors' report. CITY OF PALM DESERT - 144 - For the year ended June 30, 2012 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL HOUSING MITIGATION FEES Schedule 9-D Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance (deficit), July 1 2,878$ 2,878$ 2,878$ -$ Resources (inflows): Intergovernmental revenues 400,000 400,000 274,940 (125,060) Investment earnings 400 400 230 (170) Total resources 400,400 400,400 275,170 (125,230) Charges to appropriations (outflows): Current: General government 400,500 637,086 270,759 366,327 Total charges to appropriations 400,500 637,086 270,759 366,327 Excess of resources over (under) charges to appropriations (100) (236,686) 4,411 241,097 Fund balance, June 30 2,778$ (233,808)$ 7,289$ 241,097$ See independent auditors' report. CITY OF PALM DESERT - 145 - For the year ended June 30, 2012 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL COMMUNITY DEVELOPMENT BLOCK GRANT Schedule 9-E Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 7,682$ 7,682$ 7,682$ -$ Resources (inflows): Intergovernmental revenues 88,000 218,392 173,827 (44,565) Investment earnings - - 21 21 Total resources 88,000 218,392 173,848 (44,544) Charges to appropriations (outflows): Current: Public safety 3,000 195,922 168,904 27,018 Capital outlay - - 5,379 (5,379) Total charges to appropriations 3,000 195,922 174,283 21,639 Excess of resources over (under) charges to appropriations 85,000 22,470 (435) (22,905) Fund balance, June 30 92,682$ 30,152$ 7,247$ (22,905)$ See independent auditors' report. Budgeted Amounts - 146 - CITY OF PALM DESERT SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL PUBLIC SAFETY POLICE GRANTS For the year ended June 30, 2012 Schedule 9-F Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 25,747$ 25,747$ 25,747$ -$ Resources (inflows): Special assessments collected 220,000 220,000 226,517 6,517 Total resources 220,000 220,000 226,517 6,517 Charges to appropriations (outflows): Current: General government 220,000 220,000 213,787 6,213 Total charges to appropriations 220,000 220,000 213,787 6,213 Excess of resources over (under) charges to appropriations - - 12,730 12,730 Fund balance, June 30 25,747$ 25,747$ 38,477$ 12,730$ See independent auditors' report. CITY OF PALM DESERT - 147 - For the year ended June 30, 2012 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL EL PASEO ASSESSMENT DISTRICT Schedule 9-G Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 1,604,892$ 1,604,892$ 1,604,892$ -$ Resources (inflows): Special assessments collected 764,901 764,901 732,332 (32,569) Investment earnings - - 3,409 3,409 Transfers in 77,000 77,000 44,867 (32,133) Total resources 841,901 841,901 780,608 (61,293) Charges to appropriations (outflows): Current: Public works 793,494 793,494 501,765 291,729 Total charges to appropriations 793,494 793,494 501,765 291,729 Excess of resources over (under) charges to appropriations 48,407 48,407 278,843 230,436 Fund balance, June 30 1,653,299$ 1,653,299$ 1,883,735$ 230,436$ See independent auditors' report. CITY OF PALM DESERT - 148 - For the year ended June 30, 2012 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL LANDSCAPE AND LIGHTING DISTRICTS NOS. 1 - 17 - 149 - OTHER GOVERNMENTAL FUNDS - DEBT SERVICE City Highlands Undergrounding Fund - This fund is used to account for the resources and payment for debt related to Highlands Undergrounding. Schedule 10 Total City Other Highlands Debt Service Undergrounding Fund ASSETS: Pooled cash and investments 151,805$ 151,805$ Receivables: Accounts 16,159 16,159 Assessments 1,463,959 1,463,959 TOTAL ASSETS 1,631,923$ 1,631,923$ LIABILITIES: Accounts payable 2,945$ 2,945$ Deferred revenue 1,463,959 1,463,959 TOTAL LIABILITIES 1,466,904 1,466,904 FUND BALANCE: Restricted for: Debt service 165,019 165,019 TOTAL FUND BALANCE 165,019 165,019 TOTAL LIABILITIES AND FUND BALANCE 1,631,923$ 1,631,923$ See independent auditors' report. LIABILITIES AND FUND BALANCES - 150 - CITY OF PALM DESERT BALANCE SHEET OTHER DEBT SERVICE FUND June 30, 2012 Schedule 11 Total City Other Highlands Debt Service Undergrounding Fund REVENUES: Special assessments collected 151,864$ 151,864$ Investment earnings 550 550 TOTAL REVENUES 152,414 152,414 EXPENDITURES: Current: General government 27,238 27,238 Debt service: Principal retirement 34,000 34,000 Interest and fiscal charges 82,793 82,793 TOTAL EXPENDITURES 144,031 144,031 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES 8,383 8,383 NET CHANGE IN FUND BALANCE 8,383 8,383 FUND BALANCE - BEGINNING OF YEAR 156,636 156,636 FUND BALANCE - END OF YEAR 165,019$ 165,019$ See independent auditors' report. - 151 - CITY OF PALM DESERT STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE OTHER DEBT SERVICE FUND For the year ended June 30, 2012 - 152 - THIS PAGE INTENTIONALLY LEFT BLANK - 153 - OTHER GOVERNMENTAL FUNDS - CAPITAL PROJECTS Capital Projects Funds are used to account for the acquisition and construction of major capital facilities, except for those financed by certain Special Revenue and Enterprise funds. Arts in Public Places Fund - This fund is used to account for fees collected from residential, commercial and public facilities development except for street and drainage projects. Its use is restricted for acquisition, installation, improvement and maintenance of artwork to be displayed in the City, the administration of the program and community public art education programs. Drainage Facilities Fund - This fund is used to account for resources and expenditures for planned capital improvement projects that are under the Master Drainage Plan. Parks and Recreational Facilities Fund - This fund is used to account for resources and expenditures for capital improvement projects that are related to park development, maintenance and equipment. Signalization Fund - This fund is used to account for resources and expenditures for capital improvement projects that are related to the acquisition and maintenance of traffic signals. Buildings Fund - This fund is used to account for resources and expenditures for capital improvement projects that are related to the improvement and maintenance of public facilities and structures. Library Fund - This fund is used to account for resources and expenditures for capital improvement projects that are related to the purchase of library resources for the Multi-Agency Library. Special Assessment District Funds - This fund is used to account for the construction of public improvements from proceeds resulting from the creation of various assessment Districts. Assessment District No. 94-3 Merano Silver Spur Ranch Highlands Undergrounding CFD University Assessment 29 Capital Golf Fund - This fund is used to offset the cost of capital improvements, equipment purchases, perimeter maintenance, pay off assessments and other nonrecurring costs that will arise as a result of Desert Willow Golf Course Resort. Funding sources for the Golf Course Maintenance Fund are collections from the IROC and Standard Vacation Ownership, Inc. time-share project. Capital Properties - This fund is used to account for the cost of city owned properties that will either be sold or for the construction of public facilities. Arts in Drainage Public Places Facilities ASSETS: Pooled cash and investments 1,709,399$ 2,134,448$ Receivables: Accounts - - Interest - - Loans Prepaid costs 170 - Due from other governments - - Due from other funds - - Advances to Successor Agency - - Restricted assets: Cash and investments with fiscal agent - - TOTAL ASSETS 1,709,569$ 2,134,448$ LIABILITIES: Accounts payable 19,219$ 3,811$ Accrued liabilities 8,431 - Deposits payable 173,575 - TOTAL LIABILITIES 201,225 3,811 FUND BALANCES: Nonspendable Advances - - Prepaid costs 170 - Restricted for: Capital projects - - Special programs 1,508,174 - Assigned to: Public facilities - - Special programs - - Street related purposes - 2,130,637 TOTAL FUND BALANCES 1,508,344 2,130,637 TOTAL LIABILITIES AND FUND BALANCES 1,709,569$ 2,134,448$ See independent auditors' report. CITY OF PALM DESERT OTHER CAPITAL PROJECTS FUNDS LIABILITIES AND FUND BALANCES - 154 - COMBINING BALANCE SHEET June 30, 2012 Schedule 12 Parks and Assessment Recreation District No. 94-3 Facilities Signalization Buildings Library Merano 420,153$ 121,148$ 3,657,308$ 579,847$ -$ - - - - - - - - - - - - - - - - 210,689 - - - - - - - - 4,765,000 - - - - - - - - 178,917 5,185,153$ 331,837$ 3,657,308$ 579,847$ 178,917$ 71,349$ 12,633$ 8,930$ 36,632$ -$ - - - - - - - - - - 71,349 12,633 8,930 36,632 - 4,765,000 - - - - - - - - - - - - - 178,917 - - - - - 348,804 - 3,648,378 - - - - - 543,215 - - 319,204 - - - 5,113,804 319,204 3,648,378 543,215 178,917 5,185,153$ 331,837$ 3,657,308$ 579,847$ 178,917$ (Continued) - 155 - Silver Spur Highlands CFD Ranch Undergrounding University ASSETS: Pooled cash and investments 585$ 20$ -$ Receivables: Accounts - - - Interest - - 18,428 Loans Prepaid costs - - - Due from other governments - - - Due from other funds - - - Advances to other funds - - - Restricted assets: Cash and investments with fiscal agent - - 20,789,863 TOTAL ASSETS 585$ 20$ 20,808,291$ LIABILITIES: Accounts payable -$ -$ -$ Accrued liabilities - - - Deposits payable - - - TOTAL LIABILITIES - - - FUND BALANCES: Nonspendable Advances - - - Prepaid costs - - - Restricted for: Capital projects 585 20 20,808,291 Special programs - - - Assigned to: Public facilities - - - Special programs - - - Street related purposes - - - TOTAL FUND BALANCES 585 20 20,808,291 TOTAL LIABILITIES AND FUND BALANCES 585$ 20$ 20,808,291$ See independent auditors' report. CITY OF PALM DESERT LIABILITIES AND FUND BALANCES - 156 - COMBINING BALANCE SHEET OTHER CAPITAL PROJECTS FUNDS (CONTINUED) June 30, 2012 Schedule 12 Total Other Assessment Capital Capital Capital Projects 29 Golf Properties Funds 3,454,914$ 2,083,642$ 27,067$ 14,188,531$ - - 7,600 7,600 - 14,959 - 33,387 - - - - - - 170 - - - 210,689 500,000 - 500,000 - - - 4,765,000 334,932 - - 21,303,712 3,789,846$ 2,598,601$ 34,667$ 41,009,089$ -$ 36,007$ 4,437$ 193,018$ - - - 8,431 - - - 173,575 - 36,007 4,437 375,024 - - - 4,765,000 - - - 170 3,789,846 - - 24,777,659 - - - 1,508,174 - 2,562,594 30,230 6,590,006 - - - 543,215 - - - 2,449,841 3,789,846 2,562,594 30,230 40,634,065 3,789,846$ 2,598,601$ 34,667$ 41,009,089$ - 157 - Arts in Drainage Public Places Facilities REVENUES: Licenses and permits 144,110$ -$ Intergovernmental revenues - - Investment earnings 6,841 9,730 Rental income - - Miscellaneous 216 - TOTAL REVENUES 151,167 9,730 EXPENDITURES: Current: General government 339,754 - Public works - 38,489 Capital outlay 16,725 1,002,929 TOTAL EXPENDITURES 356,479 1,041,418 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (205,312) (1,031,688) OTHER FINANCING SOURCES (USES): Transfers in - - Transfers out - - TOTAL OTHER FINANCING SOURCES (USES) - - NET CHANGE IN FUND BALANCES (205,312) (1,031,688) FUND BALANCES - BEGINNING OF YEAR 1,713,656 3,162,325 FUND BALANCES - END OF YEAR 1,508,344$ 2,130,637$ See independent auditors' report. COMBINING STATEMENT OF REVENUES, EXPENDITURES CITY OF PALM DESERT AND CHANGES IN FUND BALANCES For the year ended June 30, 2012 - 158 - OTHER CAPITAL PROJECTS FUNDS Schedule 13 Parks and Assessment Recreation District No. 94-3 Facilities Signalization Buildings Library Merano -$ -$ -$ -$ -$ - 255,149 41,300 - - 2,504 1,185 15,798 - 20 - - - - - - - - - - 2,504 256,334 57,098 - 20 59,559 - - 298,673 - 80,936 - 75,309 - - - 275,384 41,300 - - 140,495 275,384 116,609 298,673 - (137,991) (19,050) (59,511) (298,673) 20 - - - 299,000 - - - - - - - - - 299,000 - (137,991) (19,050) (59,511) 327 20 5,251,795 338,254 3,707,889 542,888 178,897 5,113,804$ 319,204$ 3,648,378$ 543,215$ 178,917$ (Continued) - 159 - Silver Spur Highlands CFD Ranch Undergrounding University REVENUES: Licenses and permits -$ -$ -$ Intergovernmental revenues - - - Investment earnings 3 - 68,714 Rental income - - - Miscellaneous - - 17,625 TOTAL REVENUES 3 - 86,339 EXPENDITURES: Current: General government - - - Public works - - 5,370 Capital outlay - - - TOTAL EXPENDITURES - - 5,370 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES 3 - 80,969 OTHER FINANCING SOURCES (USES): Transfers in - - - Transfers out - - - TOTAL OTHER FINANCING SOURCES (USES) - - - NET CHANGE IN FUND BALANCES 3 - 80,969 FUND BALANCES - BEGINNING OF YEAR 582 20 20,727,322 FUND BALANCES - END OF YEAR 585$ 20$ 20,808,291$ See independent auditors' report. - 160 - CITY OF PALM DESERT COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OTHER CAPITAL PROJECTS FUNDS (CONTINUED) For the year ended June 30, 2012 Schedule 13 Total Other Assessment Capital Capital Capital Projects 29 Golf Properties Funds -$ -$ -$ 144,110$ - - - 296,449 14,441 30,523 29 149,788 - - 88,206 88,206 - 992,849 - 1,010,690 14,441 1,023,372 88,235 1,689,243 - 352,975 - 1,050,961 1,639 - 77,584 279,327 - - 7,061 1,343,399 1,639 352,975 84,645 2,673,687 12,802 670,397 3,590 (984,444) - - - 299,000 - (776,000) - (776,000) - (776,000) - (477,000) 12,802 (105,603) 3,590 (1,461,444) 3,777,044 2,668,197 26,640 42,095,509 3,789,846$ 2,562,594$ 30,230$ 40,634,065$ - 161 - - 162 - THIS PAGE INTENTIONALLY LEFT BLANK - 163 - AGENCY FUNDS Agency Funds are used to account for assets held by the city as an agent for individuals, private organizations, other governments and/or funds. Agency Fund - This fund is used to account for deposits placed with the City by developers, individuals and groups to obtain future services. Deposits are reduced by disbursements and/or refunds to the depositors when the cost of services is determined. Treasurers 1911 Bond Act - This fund is used to account for the assets held on behalf of the assessment district’s property owners until they are remitted to the bondholders. Retiree Service Stipend Fund - This fund is used to account for assets held to pay for the retiree service stipend. Special Assessment Funds - These funds are used to account for the collection of special assessments and the future payment of debt service related to bonds issued. Schedule 14 Special Treasurers Retiree Service Assessment Agency 1991 Bond Act Stipend Fund Funds Totals Cash and investments 1,967,617$ 270,664$ 2,043,308$ 9,357,854$ 13,639,443$ Receivables (net of allowance for uncollectibles): Assessments - - - 100,508,898 100,508,898 Interest - - - 4,103 4,103 Due from other governments - - 362,868 - 362,868 Restricted assets: Cash with fiscal agent - - - 8,125,228 8,125,228 TOTAL ASSETS 1,967,617$ 270,664$ 2,406,176$ 117,996,083$ 122,640,540$ Deposits 1,967,617$ 270,664$ 2,406,176$ 117,996,083$ 122,640,540$ TOTAL LIABILITIES 1,967,617$ 270,664$ 2,406,176$ 117,996,083$ 122,640,540$ See independent auditors' report. COMBINING STATEMENT OF ASSETS AND LIABILITIES ALL AGENCY FUNDS June 30, 2012 CITY OF PALM DESERT - 164 - ASSETS LIABILITIES Schedule 15 Balance Balance July 1, June 30, 2011 Additions Deletions 2012 ASSETS: Cash and investments 1,841,078$ 912,607$ 786,068$ 1,967,617$ TOTAL ASSETS 1,841,078$ 912,607$ 786,068$ 1,967,617$ LIABILITIES: Deposits 1,841,078$ 912,607$ 786,068$ 1,967,617$ TOTAL LIABILITIES 1,841,078$ 912,607$ 786,068$ 1,967,617$ ASSETS: Cash and investments 270,664$ -$ -$ 270,664$ TOTAL ASSETS 270,664$ -$ -$ 270,664$ LIABILITIES: Deposits 270,664$ -$ -$ 270,664$ TOTAL LIABILITIES 270,664$ -$ -$ 270,664$ ASSETS: Cash and investments 2,824,607$ 9,957$ 791,256$ 2,043,308$ Due from other governments - 362,868 - 362,868 TOTAL ASSETS 2,824,607$ 372,825$ 791,256$ 2,406,176$ LIABILITIES: Deposits 2,824,607$ 372,825$ 791,256$ 2,406,176$ TOTAL LIABILITIES 2,824,607$ 372,825$ 791,256$ 2,406,176$ See independent auditors' report (Continued) COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES ALL AGENCY FUNDS For the year ended June 30, 2012 CITY OF PALM DESERT RETIREE SERVICES STIPEND FUND AGENCY TREASURERS 1911 BOND ACT - 165 - Schedule 15 Balance Balance July 1, June 30, 2011 Additions Deletions 2012 ASSETS: Cash and investments 9,389,526$ 8,651,277$ 8,682,949$ 9,357,854$ Receivables (net of allowance for uncollectibles): Assessements 103,567,945 82,750 3,141,797 100,508,898 Interest 5,507 4,103 5,507 4,103 Restricted assets: Cash with fiscal agent 8,138,796 19,399 32,967 8,125,228 TOTAL ASSETS 121,101,774$ 8,757,529$ 11,863,220$ 117,996,083$ LIABILITIES: Deposits 121,101,774$ 8,757,529$ 11,863,220$ 117,996,083$ TOTAL LIABILTIES 121,101,774$ 8,757,529$ 11,863,220$ 117,996,083$ ASSETS: Cash and investments 14,325,875$ 9,573,841$ 10,260,273$ 13,639,443$ Receivables (net of allowance for uncollectibles): Accounts 103,567,945 82,750 3,141,797 100,508,898 Interest 5,507 4,103 5,507 4,103 Due from other governmets - 362,868 - 362,868 Restricted assets: Cash with fiscal agent 8,138,796 19,399 32,967 8,125,228 TOTAL ASSETS 126,038,123$ 10,042,961$ 13,440,544$ 122,640,540$ LIABILITIES: Deposits 126,038,123$ 10,042,961$ 13,440,544$ 122,640,540$ TOTAL LIABILITIES 126,038,123$ 10,042,961$ 13,440,544$ 122,640,540$ See independent auditors' report. - 166 - TOTAL - ALL AGENCY FUNDS SPECIAL ASSESSMENT FUNDS CITY OF PALM DESERT ALL AGENCY FUNDS COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES For the year ended June 30, 2012 (CONTINUED) - 167 - DESCRIPTION OF STATISTICAL SECTION CONTENTS June 30, 2012 This part of the City of Palm Desert’s comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information say about the City’s overall financial health. Contents Financial Trends Theses schedules contain trend information to help the reader understand how the City’s financial performance and well-being have changed over time. Revenue Capacity These schedules contain information to help the reader assess the City’s most significant local revenue source, the property tax. Debt Capacity These schedules present information to help the reader assess the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the City’s financial activities take place. Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the City’s financial report relates to the services the City provides and the activities it performs. Sources: Unless otherwise noted, the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. The City implemented GASB Statement 34 in 2001; schedules presenting government-wide information include information beginning in that year. City of Palm Desert Net Assets by Component Last Ten Fiscal Years (Accrual Basis of Accounting) 168 Governmental Activities 2012 2011 2010 2009 2008 Invested in capital assets, net of related debt 475,457,375 302,757,128 304,702,414 302,507,877 287,536,477 Restricted 119,736,419 147,648,424 143,394,780 159,157,317 161,360,654 Unrestricted 107,622,257 107,314,002 110,918,145 113,883,303 120,089,399 Total Governmental Activities Net Assets 702,816,051 (4) 557,719,554 559,015,339 575,548,497 568,986,530 (3) Business-Type Activities Invested in capital assets, net of related debt 73,375,634 74,043,419 67,902,786 68,263,719 62,814,656 Restricted - - - - - Unrestricted 3,901,816 4,068,623 4,391,160 4,686,899 5,211,985 Total Business-type Activities Net Assets 77,277,450 78,112,042 72,293,946 72,950,618 68,026,641 Primary Government Invested in capital assets, net of related debt 548,833,009 376,800,547 372,605,200 370,771,596 350,351,133 Restricted 119,736,419 147,648,424 143,394,780 159,157,317 161,360,654 Unrestricted 111,524,073 111,382,625 115,309,305 118,570,202 125,301,384 Total Primary Government Net Assets 780,093,501 635,831,596 631,309,285 648,499,115 637,013,171 Governmental Activities 2007 2006 2005 2004 2003 Invested in capital assets, net of related debt 213,685,471 166,229,783 147,410,323 141,303,283 143,448,973 Restricted 173,335,615 153,342,045 103,701,569 100,268,597 99,313,317 Unrestricted 111,386,996 108,077,101 96,445,212 79,075,507 80,229,689 Total Governmental Activities Net Assets 498,408,082 (2) 427,648,929 (1) 347,557,104 320,647,387 322,991,979 Business-Type Activities Invested in capital assets, net of related debt 62,956,911 63,233,079 63,588,616 63,857,424 64,269,694 Restricted - - - - - Unrestricted 5,294,980 4,459,840 2,948,910 1,830,204 1,288,488 Total Business-type Activities Net Assets 68,251,891 67,692,919 66,537,526 65,687,628 65,558,182 Primary Government Invested in capital assets, net of related debt 276,642,382 229,462,862 210,998,939 205,160,707 207,718,667 Restricted 173,335,615 153,342,045 103,701,569 100,268,597 99,313,317 Unrestricted 116,681,976 112,536,941 99,394,122 80,905,711 81,518,177 Total Primary Government Net Assets 566,659,973 495,341,848 414,094,630 386,335,015 388,550,161 (1)The increase for FY 2006 is due to issuance of District Bond, see note #6. (2)The increase for FY 2007 is due to issuance of District Bond, see note #6. (3) The increase for FY 2008 is due to Capital Contribution of Hwy 111 & Hwy 74 infastructure totalling $30.19 million from the State of California. (4) On February 1, 2012 the State of California dissolved the City of Palm Desert Redevelopment Agency as part of the Statewide dissolution of all City Redevelopment Agencies, which in turn created the Successor Agency to the Redevelopment Agency of the City of Palm Desert. For more information on the dissolution of the RDA please see note 18 and note 19. City of Palm Desert Changes in Net Assets Last Ten Fiscal Years (Accrual Basis of Accounting) 169 Governmental Activities: General government 17,387,080 17,182,987 16,701,292 17,328,291 21,953,229 Public safety 28,037,453 26,601,668 27,027,643 27,670,237 26,855,060 Housing & Redevelopment (2)10,519,663 15,976,383 16,220,066 16,760,877 24,095,414 Parks, recreation and culture 6,033,019 7,337,403 7,312,679 7,210,706 8,013,211 Public works 17,407,751 16,984,334 19,900,937 22,036,017 27,245,937 Payments to other agencies 16,994,265 39,418,936 63,320,650 39,085,940 38,993,445 Interest on long term debt 10,971,707 18,989,167 20,069,813 20,128,441 20,706,514 Total Governmental Activites Expenses 107,350,938 142,490,878 170,553,080 150,220,509 167,862,810 Business-Type Activities: Desert Willow Golf Course 8,471,567 7,946,063 7,832,690 7,804,265 8,167,682 Office Complex - Parkview 1,031,178 861,786 875,394 852,746 649,548 Total Business-Type Activities 9,502,745 8,807,849 8,708,084 8,657,011 8,817,230 Total primary government expenses 116,853,683 151,298,727 179,261,164 158,877,520 176,680,040 Program Revenues Governmental Activities Charges for services General government 1,805,442 1,921,573 2,127,138 7,574,059 8,454,683 Housing & Redevelopment 5,034,002 4,935,422 4,986,066 - - Public safety 9,041,801 9,825,352 9,431,478 9,396,435 8,808,300 Parks, recreation and culture 728,721 768,786 618,440 803,218 1,190,725 Public works 826,251 762,015 706,374 701,125 762,440 Operating grants & contributions 7,411,902 5,675,777 6,558,892 5,582,470 5,843,010 Capital grants & contributions 2,309,678 2,255,393 2,722,312 5,048,666 42,545,033 Total Governmental Activites Program Revenues 27,157,797 26,144,318 27,150,700 29,105,973 67,604,191 Business-Type Activities Charges for Service: Desert Willow Golf Course 7,635,352 7,338,640 7,054,263 6,872,935 8,182,741 Office Complex - Parkview 1,222,971 1,217,985 988,056 958,942 934,833 Capital grants & contributions 236,419 - - - 206,609 Total Business-type activites program revenue 9,094,742 8,556,625 8,042,319 7,831,877 9,324,183 Total Primary Government program revenue 36,252,539 34,700,943 35,193,019 36,937,850 76,928,374 Net (Expense) / Revenue Governmental Activites (80,193,141) (116,346,560) (143,402,380) (121,114,536) (100,258,619) Business-type activites (408,003) (251,224) (665,765) (825,134) 506,953 Total Primary Government Net Expense (80,601,144) (116,597,784) (144,068,145) (121,939,670) (99,751,666) General Revenues & Other Changes in Net Assets Governmental Activities: Taxes: (Combined/Net Pass-through)73,105,614 114,880,586 120,872,421 123,650,887 129,521,410 Investment Earnings 1,102,309 2,158,556 2,916,753 6,161,309 15,309,271 Contributions not restricted for specific purpose 791,256 762,588 644,603 613,648 7,240,770 Gain(loss) on sales of assets - - - - - Miscellaneous 5,838,881 3,169,977 2,382,208 2,912,180 6,369,028 Refunding of special assessment debt - - - - - Transfers In / (Out) 440,000 (6,046,761) 53,237 (5,661,521) 1,000,000 Gain on Transfer to Successor Agency 144,011,578 - - - - Total Governmental Activites Net Revenues 225,289,638 114,924,946 126,869,222 127,676,503 159,440,479 Business-Type Activities: Investment Earnings 13,411 22,559 62,330 87,590 267,797 Transfers Out (440,000) 6,046,761 (53,237) 5,661,521 (1,000,000) Total Business-type activites (426,589) 6,069,320 9,093 5,749,111 (732,203) Total primary government 224,863,049 120,994,266 126,878,315 133,425,614 158,708,276 Change in Net Assets Governmental Activities: 145,096,497 (1,421,614) (16,533,158) 6,561,967 59,181,860 Business-Type Activities:(834,592) 5,818,096 (656,672) 4,923,977 (225,250) Total primary government 144,261,905 4,396,482 (17,189,830) 11,485,944 58,956,610 (1) The Increase for FY 2006 is due to Bond Funds received for capital improvement at the District known as University Park and Assessment 29. See note #14. (2)City has changed the manner in which it reports RDA expenditures. RDA and Housing expenditures are being reported under "Housing & Redevelopment". (3) Required payment made to the State of California. For FY 2010 was $25,526,215 and FY 2011 was $5,255,397. (4) On February 1, 2012 the State of California dissolved the City of Palm Desert Redevelopment Agency as part of the Statewide dissolution of all City Redevelopment Agencies, which in turn created the Successor Agency to the Redevelopment Agency of the City of Palm Desert. For more information on the dissolution of the RDA please see note 18 and note 19. Expenses 200820092010 (3)2011 (3)2012 (4) City of Palm Desert Changes in Net Assets Continued Last Ten Fiscal Years (Accrual Basis of Accounting) 170 Governmental Activities: General government 11,659,965 13,276,549 13,159,370 16,294,744 11,837,157 Public safety 24,674,424 21,856,311 18,743,083 15,420,151 15,601,833 Housing & Redevelopment (2)28,296,802 21,086,301 13,984,668 12,108,158 9,218,800 Parks, recreation and culture 4,996,692 4,243,119 4,043,034 3,977,447 3,480,264 Public works 37,091,512 13,894,980 10,428,219 13,046,864 23,009,640 Payments to other agencies 35,719,075 36,844,061 30,183,408 24,051,292 22,140,837 Interest on long term debt 20,097,198 12,526,964 12,749,188 14,124,371 14,443,467 Total Governmental Activites Expenses 162,535,668 123,728,285 103,290,970 99,023,027 99,731,998 Business-Type Activities: Desert Willow Golf Course 7,989,321 6,913,517 6,636,889 6,657,220 6,653,242 Office Complex - Parkview 716,592 646,769 609,298 570,135 511,272 Total Business-Type Activities 8,705,913 7,560,286 7,246,187 7,227,355 7,164,514 Total primary government expenses 171,241,581 131,288,571 110,537,157 106,250,382 106,896,512 Program Revenues Governmental Activities Charges for services General government 8,225,112 8,318,175 7,059,609 6,540,065 6,605,215 Housing & Redevelopment - Public safety 9,078,214 8,376,981 3,945,395 2,737,585 2,737,571 Parks, recreation and culture 1,822,685 1,994,163 1,442,098 1,048,667 868,255 Public works 514,838 491,179 540,028 511,317 455,676 Operating grants & contributions 7,951,650 4,930,120 4,800,413 4,632,297 6,249,955 Capital grants & contributions 57,132,742 51,780,221 5,166,856 7,134,158 4,325,033 Total Governmental Activites Program Revenues 84,725,241 75,890,839 22,954,399 22,604,089 21,241,705 Business-Type Activities Charges for Service: Desert Willow Golf Course 7,830,863 7,442,330 6,814,638 6,237,087 5,824,079 Office Complex - Parkview 915,975 864,447 898,884 851,763 843,812 Capital grants & contributions 278,757 295,304 338,478 267,951 414,967 Total Business-type activites program revenue 9,025,595 8,602,081 8,052,000 7,356,801 7,082,858 Total Primary Government program revenue 93,750,836 84,492,920 31,006,399 29,960,890 28,324,563 Net (Expense) / Revenue Governmental Activites (77,810,427) (47,837,446) (80,336,571) (76,418,938) (78,490,293) Business-type activites 319,682 1,041,795 805,813 129,446 (81,656) Total Primary Government Net Expense (77,490,745) (46,795,651) (79,530,758) (76,289,492) (76,289,492) General Revenues & Other Changes in Net Assets Governmental Activities: Taxes: (Combined/Net Pass-through)122,485,939 114,826,387 96,926,134 87,551,146 81,297,385 Investment Earnings 17,521,600 6,197,595 4,240,360 2,985,463 3,366,548 Contributions not restricted for specific purpose - - - - - Gain(loss) on sales of assets - - 17,459 - (984,837) Miscellaneous 10,790,417 7,025,216 6,347,396 1,852,229 3,997,338 Refunding of special assessment debt - - - (8,706,206) - Transfers In / (Out) - - - - - Gain on Transfer to Successor Agency - - - - - Total Governmental Activites Net Revenues 150,797,956 128,049,198 107,531,349 83,682,632 87,676,434 Business-Type Activities: Investment Earnings 239,290 113,598 43,831 - 11,718 Transfers Out - - 254 - 47,831 Total Business-type activites 239,290 113,598 44,085 - 59,549 Total primary government 151,037,246 128,162,796 107,575,434 83,682,632 87,735,983 Change in Net Assets Governmental Activities: 72,987,529 80,211,752 27,194,778 7,263,694 9,186,141 Business-Type Activities:558,972 1,155,393 849,898 129,446 (22,107) Total primary government 73,546,501 81,367,145 28,044,676 7,393,140 9,164,034 (1) The Increase for FY 2006 is due to Bond Funds received for capital improvement at the District known as University Park and Assessment 29. See note #14. (2)City has changed the manner in which it reports RDA expenditures. RDA and Housing expenditures are being reported under "Housing & Redevelopment". (3) Required payment made to the State of California. For FY 2010 was $25,526,215 and FY 2011 was $5,255,397. (4) On February 1, 2012 the State of California dissolved the City of Palm Desert Redevelopment Agency as part of the Statewide dissolution of all City Redevelopment Agencies, which in turn created the Successor Agency to the Redevelopment Agency of the City of Palm Desert. For more information on the dissolution of the RDA please see note 18 and note 19. 2004 2003 Expenses 20052006 (1)2007 City of Palm Desert Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) 171 General Fund:2012 2011 2010 2009 2008 Nonspendable 2,926,739 2,939,850 (1) 9,676,961 11,629,384 11,897,843 Restricted - - - - - Committed - - - - - Assigned 3,297,152 4,501,159 4,044,421 3,654,300 4,406,391 Unassigned 69,438,971 66,776,414 63,847,586 59,066,988 63,515,054 Total General Fund 75,662,862 74,217,423 77,568,968 74,350,672 79,819,288 All other Governmental Funds: Nonspendable 39,525,247 40,925,918 41,050,481 23,361,744 23,141,729 Restricted 69,065,451 230,623,054 260,163,043 296,323,735 299,960,611 Committed 20,289,309 17,285,733 (3) 8,871,910 (2) 4,559,739 18,487 Assigned 17,552,726 19,375,999 16,432,292 23,812,325 26,512,084 Unassigned - - - (2,392) - Total all other Governmental Funds 146,432,733 (4) 308,210,704 326,517,726 348,055,151 349,632,911 General Fund:2007 2006 2005 2004 2003 Nonspendable 22,199,914 21,231,046 22,039,893 24,058,272 22,307,089 Restricted - - - - - Committed - - - - - Assigned 2,998,204 5,114,813 4,465,521 3,780,547 3,394,895 Unassigned 50,916,281 48,004,509 36,793,370 27,619,600 23,113,284 Total General Fund 76,114,399 74,350,368 63,298,784 55,458,419 48,815,268 All other Governmental Funds: Nonspendable 35,511,735 29,781,061 25,955,789 24,299,086 24,721,041 Restricted 318,529,973 147,669,565 114,913,358 121,787,414 118,077,654 Committed 9,000 - - - - Assigned 27,344,381 24,509,173 24,098,104 23,685,407 19,280,321 Unassigned (55,684) - - (1,644) - Total all other Governmental Funds 381,339,405 201,959,799 164,967,251 169,770,263 162,079,016 (1) RDA made payment on advances from the city. (2) Start of new Energy program that loans residents funds for energy efficiency. (3) RDA Low Income Housing fund transfer for Capital Asset replacement to the Housing Authority. (4) On February 1, 2012 the State of California dissolved the City of Palm Desert Redevelopment Agency as part of the Statewide dissolution of all City Redevelopment Agencies, which in turn created the Successor Agency to the Redevelopment Agency of the City of Palm Desert. For more information on the dissolution of the RDA please see note 18 and note 19. City of Palm Desert Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) 172 Revenues:2012 (5)2011 2010 2009 2008 Taxes 82,901,921 124,672,062 130,655,949 134,060,681 140,331,466 Special assessments collected (2) 3,232,923 3,262,163 3,182,549 2,759,444 2,060,791 Licenses & permits 1,041,834 1,089,543 782,271 1,383,778 1,453,177 Intergovernmental revenues 6,637,426 7,605,282 8,700,234 9,543,551 18,996,692 Rental income 5,146,499 5,011,205 5,023,770 5,050,479 4,789,421 Charges for services 728,721 701,481 618,440 803,218 1,190,725 Investment Earnings 1,469,142 3,102,649 4,681,243 8,322,808 22,592,392 Fines & forfeitures 276,452 310,840 343,054 315,284 254,857 Miscellaneous 6,814,924 3,095,689 3,374,309 3,479,370 20,164,099 Contributions from property owners - - - - - Total Revenues 108,249,842 148,850,914 157,361,819 165,718,613 211,833,620 Expenditures: General government 15,851,883 15,273,085 19,294,744 18,950,675 24,776,785 Housing & redevelopment 8,942,097 18,033,576 13,612,720 14,359,340 38,018,819 Pass-through-agreement 16,994,265 39,418,936 63,320,650 39,085,941 38,993,445 Public safety 27,551,113 26,824,434 26,882,787 26,906,123 26,677,743 Parks, recreation & culture 3,685,334 3,845,901 4,534,505 5,122,900 4,572,695 Public works 11,306,021 11,256,499 13,971,797 16,241,963 22,936,721 Capital outlay 9,575,227 14,205,889 6,333,521 22,348,953 52,256,552 Debt service: Principal retirement 9,032,707 22,914,707 15,250,707 12,778,707 10,767,707 Interest and fiscal charges 10,187,765 18,176,454 19,280,517 19,424,623 23,376,564 Total Expenditures 113,126,412 169,949,481 182,481,948 175,219,225 242,377,031 Excess(deficiency of Revenues over(under) expenditures Other financing sources (uses) Transfers in 24,453,724 69,995,597 59,960,402 68,088,670 59,723,636 Transfers out (24,013,724) (70,555,597) (59,520,402) (67,649,434) (58,723,636) Extraordinary Gain / (Loss)(155,895,962) - - - - Bonds issued/Capital Accreation on bonds (3)- - 6,361,000 2,015,000 1,484,806 Sale of property (4)- - - - 47,000 Total Other financing sources (uses)(155,455,962) (560,000) 6,801,000 2,454,236 2,531,806 Net Change In Fund Balance (160,332,532) (21,658,567) (18,319,129) (7,046,376) (28,011,605) Revenues:2007 2006 2005 2004 2003 Taxes 138,272,454 131,303,483 102,020,742 93,948,185 83,762,760 Special assessments collected (2) 929,348 269,036 227,848 214,950 5,818,624 Licenses & permits 2,691,486 2,685,415 2,056,554 1,316,669 1,286,262 Intergovernmental revenues 23,499,937 11,095,613 11,064,037 6,067,555 11,488,993 Rental income 4,513,146 4,737,861 4,430,915 4,494,098 4,115,892 Charges for services 1,822,685 1,994,163 1,463,850 1,052,467 873,605 Investment Earnings 23,985,001 9,351,716 5,654,986 4,241,506 5,035,799 Fines & forfeitures 274,365 310,868 323,775 306,630 367,903 Miscellaneous 2,847,802 2,470,623 3,232,825 2,083,598 2,443,684 Contributions from property owners (1)46,006,292 42,979,973 - 2,095,969 - Total Revenues 244,842,516 207,198,751 130,475,532 115,821,627 115,193,522 Expenditures: General government 18,231,351 15,111,294 13,886,346 16,803,380 13,111,347 Housing & redevelopment 26,356,634 19,395,693 12,225,779 10,319,152 7,606,422 Pass-through-agreement 35,719,075 36,844,061 30,183,408 24,051,292 22,140,837 Public safety 24,550,431 21,715,373 18,567,736 15,290,696 15,410,711 Parks, recreation & culture 3,921,063 3,304,867 2,889,789 2,638,386 2,656,809 Public works 33,925,623 11,103,943 7,306,791 10,153,096 19,947,848 Capital outlay 85,604,515 35,359,139 22,409,057 18,927,787 36,687,223 Debt service: Principal retirement 8,209,707 5,607,707 9,788,423 28,372,707 25,975,000 Interest and fiscal charges 25,814,526 14,072,572 13,537,219 16,643,049 17,071,421 Total Expenditures 262,332,925 162,514,649 130,794,548 143,199,545 160,607,618 Excess(deficiency of Revenues over(under) expenditures Other financing sources (uses) Transfers in 249,249,847 50,225,747 48,697,604 68,236,264 87,390,536 Transfers out (249,249,847) (50,225,747) (48,697,604) (68,236,264) (90,285,014) Bond Premiums 7,785,375 - - - - Bonds issued/Capital Accreation on bonds (3)287,534,894 - - 48,690,000 50,682,363 Payment refunded bond escrow agent (101,656,501) - - (8,706,206) - Sale of property (4)5,230,000 3,360,030 3,356,369 1,728,522 979,533 Total Other financing sources (uses)198,893,768 3,360,030 3,356,369 41,712,316 48,767,418 Net Change In Fund Balance 181,403,359 48,044,132 3,037,353 14,334,398 3,353,322 (1)Bond was issued in FY 2006 and FY 2007. See note #14 for further explanation. (2) Prior to 2004, the City was recording Assessment District Property Taxes in its debt service funds, city has since removed these from its debt service funds. (3) See Note #19 of the Financial Statement, included Capital Accreation of Bonds. (4) Prior to 2008 Sale of Property/Inventory was recorded as other financing sources. In 2008 Sale of Inventory was moved to General Revenue (5) On February 1, 2012 the State of California dissolved the City of Palm Desert Redevelopment Agency as part of the Statewide dissolution of all City Redevelopment Agencies, which in turn created the Successor Agency to the Redevelopment Agency of the City of Palm Desert. For more information on the dissolution of the RDA please see note 18 and note 19. Debt service as a percentage of noncapital expenditures 15.5%21.5% 21.1% 44,684,102 19.3% (25,120,129) (319,016) Debt service as a percentage of noncapital expenditures (27,377,918) (17,490,409) (4,876,570) (45,414,096) 19.6% 36.2% 18.6% 34.7% (21,098,567) 26.4% (30,543,411) (9,500,612) 18.0% City of Palm Desert Graphs - Changes in Fund Balances of Governmentals Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) 173 (1) Combined Other is a combination of rental income, investment earnings, and charges for services. (2) Miscellaneous Other is a combination of fines and forefeitures, miscellaneous and contributions from property owners (3) Debt Expenditures is a combination of interest/fiscal charges and principal retirement $0 $50,000,000 $100,000,000 $150,000,000 $200,000,000 $250,000,000 $300,000,000 FY 2012 FY 2011 FY 2010 FY 2009 FY 2008 FY 2007 FY 2006 FY 2005 FY 2004 FY 2003 Total Revenues Combined other (1) Miscellaneous other (2) Intergovernmental revenues Licenses & permits Taxes & Special Assessments $0 $50,000,000 $100,000,000 $150,000,000 $200,000,000 $250,000,000 $300,000,000 FY 2012 FY 2011 FY 2010 FY 2009 FY 2008 FY 2007 FY 2006 FY 2005 FY 2004 FY 2003 Total Expenditures Parks, recreation & culture Pass-through-agreement Debt Expenditures (3) Capital outlay Public works Public safety Housing & Redevelopment General Government City of Palm Desert Supplemental - Historical General Fund Revenues (Including Transfers In) Last Ten Fiscal Years 174 FY 2012 2011 2010 2009 2008 Revenue Type: Sales Tax 15,836,953$ 14,680,578$ 13,273,793$ 14,474,933$ 17,195,743$ Transient Occupancy Tax 8,085,225 7,421,769 6,848,132 7,030,048 8,605,714 Property Tax (3)7,976,494 8,341,728 8,707,567 8,776,917 9,333,842 Investment Earnings 408,661 793,461 1,766,868 2,142,915 4,571,147 Transfer In 2,240,703 2,691,634 4,747,672 2,684,568 1,101,610 Franchises 2,856,679 2,771,594 2,705,902 2,818,729 2,887,727 State Subventions (1) (3)25,759 236,211 151,489 173,448 220,785 Building & Grading Permits 750,442 783,031 575,852 950,805 975,296 Reimbursments (4)2,535,977 1,971,505 2,488,378 3,263,247 4,933,807 Business License Tax 1,076,541 1,085,411 1,071,997 1,258,688 1,311,090 Timeshare Mitigation Fee 1,110,227 1,192,490 1,483,220 949,871 881,350 Plan Check Fees 275,728 317,332 224,325 389,770 562,930 Property Transfer Tax 485,040 399,280 455,580 324,817 604,236 Other Revenues (2)1,398,669 1,475,154 1,567,651 1,601,947 1,900,529 Total General Revenue 45,063,098$ 44,161,178$ 46,068,426$ 46,840,703$ 55,085,806$ FY 2007 2006 (3)2005 2004 2003 Revenue Type: Sales Tax 17,918,375$ 17,776,928$ 15,453,148$ 15,138,424$ 13,463,197$ Transient Occupancy Tax 8,627,221 8,026,101 7,715,624 7,660,831 6,816,682 Property Tax (3)8,714,568 8,261,944 4,003,585 3,369,711 3,078,047 Investment Earnings 4,890,891 2,636,050 1,486,830 1,135,952 1,573,165 Transfer In 1,122,224 1,083,589 1,130,231 1,092,475 2,450,600 Franchises 2,907,062 2,580,917 2,439,134 2,417,856 2,198,663 State Subventions (1) (3)267,595 358,954 3,712,256 2,020,583 2,634,949 Building & Grading Permits 1,476,290 1,963,733 1,446,524 970,826 876,372 Reimbursments (4)2,465,685 1,982,846 1,830,295 1,547,862 1,367,303 Business License Tax 1,231,587 1,242,721 1,154,143 955,501 961,675 Timeshare Mitigation Fee 782,739 661,187 526,271 392,988 262,403 Plan Check Fees 617,999 702,857 701,215 459,046 472,356 Property Transfer Tax 671,806 1,030,412 1,099,665 870,415 689,147 Other Revenues (2)2,436,664 2,606,760 2,019,035 1,144,752 1,845,700 Total General Revenue 54,130,706$ 50,914,999$ 44,717,956$ 39,177,222$ 38,690,259$ (1) State Subventions is any combination of motor vehicle and off-highway in-lieus, and subventions from state. (2) Other Revenues is any combination of miscellaneous penalties and interest, permits, grants, parking bails, fees, sales of maps and publications, vehicle and court fines and other revenues. (3) The State of California reprogramed motor vehicle fees, the City now receives this as property taxes. (4) Reimbursements is a combination of RDA costs and other reimbursements, due to dissolution in February 2012 the RDA reimbursement will no longer apply. City of Palm Desert Supplemental Graph - Historical General Fund Revenues (Including Transfers In) Last Ten Fiscal Years 175 (1) Combined Other is any combination of transfers, franchises, state subventions*, building and grading permits, reimbursements, business license taxes, timeshare mitigation fees, plan check fees, property transfer taxes. It also may include any combination of miscellaneous bails, fees, fines, grants, incomes, penalties, permits, sales and taxes. *State Subventions is any combination of trailer coach fees, motor vehicle and off-highway in-lieus, and subventions from state. $0 $10,000,000 $20,000,000 $30,000,000 $40,000,000 $50,000,000 $60,000,000 $70,000,000 FY 2012 FY 2011 FY 2010 FY 2009 FY 2008 FY 2007 FY 2006 FY 2005 FY 2004 FY 2003 Combined Other (1) Interest Property Tax Transient Occupancy Tax Sales Tax City of Palm Desert Supplemental - Historical General Fund Expenditures (Including Transfers Out) Last Ten Fiscal Years 176 FY 2012 2011 2010 2009 2008 Expenditure: Public Safety (1)16,532,894$ 16,047,991$ 15,671,095$ 16,266,052$ 14,413,196$ City Administration (2)7,670,377 8,023,314 8,556,627 10,076,543 9,861,106 Public Works Administration 2,527,817 2,380,255 3,021,319 3,720,106 3,329,792 Community Promotions 526,804 497,366 990,505 1,798,860 2,532,637 Street Maintenance 2,446,854 2,522,117 2,565,567 2,183,445 2,133,448 Building Safety 1,538,506 1,523,748 1,756,589 2,082,996 3,260,855 Street Resurfacing 2,332,968 2,268,901 708,006 1,115,721 3,342,542 Public Works (4)1,056,998 1,354,255 1,278,983 1,552,242 1,348,012 Other Expenditures (3)8,984,441 12,894,776 8,301,439 13,513,354 11,159,329 Total Expenditures 43,617,659$ 47,512,723$ 42,850,130$ 52,309,319$ 51,380,917$ FY 2007 2006 2005 2004 2003 Expenditure: Public Safety (1)13,404,056$ 12,323,448$ 12,135,671$ 11,432,803$ 10,869,991$ City Administration (2)8,588,341 8,410,706 7,196,081 5,999,228 6,573,351 Public Works Administration 3,014,583 2,823,359 2,506,688 2,270,854 1,937,184 Community Promotions 2,402,435 1,687,148 1,616,071 1,420,717 1,654,768 Street Maintenance 1,968,849 1,681,583 1,558,970 1,411,018 1,323,955 Building Safety 3,084,015 2,695,889 2,297,814 1,620,160 1,535,427 Street Resurfacing 1,192,629 1,277,554 1,375,409 897,153 2,078,218 Public Works (4)1,204,079 1,117,417 934,821 676,505 1,007,637 Other Expenditures (3)17,989,005 7,846,311 7,256,066 6,805,633 14,228,641 Total Expenditures 52,847,992$ 39,863,415$ 36,877,591$ 32,534,071$ 41,209,172$ (1) Public Safety is any combination of animal regulation, police services, and traffic safety expenditures. (2) City Administration is any combination of community services, auditing, City attorney, City clerk, City council and City manager, information technology, elections, finance, general services, human resources, insurance, legal special services, legistlative advocacy, retiree health and unemployment insurance expenditures. (3) Other Expenditures is any combination of aquisitions, committees, contributions, community development, marketing, interfund transfers, parks, recreation and culture, and visitor center. (4) Public Works is a combination of curb & gutter,parking lot, storm drain, stripping,corporate yard equipment, building maintenance, Portola Community center, storm water permit. City of Palm Desert Supplemental Graph - Historical General Fund Expenditures (Including Transfers Out) Last Ten Fiscal Years 177 (1) "Combined Other" is any combination of street maintenance, building safety, street resurfacing and public works. It may also be aquisitions, centers, committees, contributions, community development, marketing, interfund transfers, parks, recreation and culture, visitor center. (2) City Administration is any combination of community services, auditing, City attorney, City clerk, City council and City manager, information technology, elections, finance, general services, human resources, insurance, legal special services, legistlative advocacy, retiree health and unemployment insurance expenditures. (3) Other Expenditures is any combination of aquisitions, committees, contributions, community development, marketing, interfund transfers, parks, recreation and culture, and visitor center. (4) Public Works is a combination of curb & gutter,parking lot, storm drain, stripping,corporate yard equipment, building maintenance, Portola Community center, storm water permit. $0 $10,000,000 $20,000,000 $30,000,000 $40,000,000 $50,000,000 $60,000,000 FY 2012 FY 2011 FY 2010 FY 2009 FY 2008 FY 2007 FY 2006 FY 2005 FY 2004 FY 2003 Combined Other (1) Community Promotions Public Works Administration City Administration (2) Public Safety (3) 178 THIS PAGE INTENTIONALLY LEFT BLANK City of Palm Desert Supplemental Historical General Revenue and Expenditures Per Capita Last Ten Fiscal Years 179 FY 2012 2011 2010 2009 2008 Total General Revenue (2)42,822,395$ 41,469,544$ 41,320,754$ 44,156,135$ 53,984,196$ Population (1)49,471 49,111 52,067 51,509 50,907 General Revenue Per Capita 866$ 844$ 794$ 857$ 1,060$ FY 2007 2006 2005 2004 2003 Total General Revenue (2)53,008,482$ 49,831,410$ 43,587,725$ 38,084,747$ 36,239,659$ Population (1)49,752 49,539 49,280 44,812 43,917 General Revenue Per Capita 1,065$ 1,006$ 884$ 850$ 825$ FY 2012 2011 2010 2009 2008 Total General Expenditures (2)42,099,903$ 41,833,291$ 42,499,812$ 48,696,321$ 49,238,257$ Population (1)49,471 49,111 52,067 51,509 50,907 General Expenditures Per Capita 851$ 852$ 816$ 945$ 967$ FY 2007 2006 2005 2004 2003 Total General Expenditures (2)43,565,108$ 38,488,367$ 35,426,268$ 31,674,743$ 34,935,591$ Population (1)49,752 49,539 49,280 44,812 43,917 General Expenditures Per Capita 876$ 777$ 719$ 707$ 795$ (1) Population figures are as of January start of fiscal year. (2) Interfund Transfers In/Out are not included in total. Sources: Population figures from State Department of Finance, City of Palm Desert Finance Department City of Palm Desert Assessed Value and Estimated Actual Value of Taxable Property Last Ten Fiscal Years 180 Fiscal Year Ended June 30 Residential Property Commercial Industrial Property Institutional Property Vacant Land Less: Tax Exempt Total Taxable Assessed Value Total Direct Tax Rate Estimated Actual Taxable Value (1) 2012 8,694,403,021 2,198,729,088 50,256,665 452,309,984 (288,975,823)12,564,166,215 1.00000 12,123,771,853 2011 8,982,403,643 2,179,940,065 52,528,676 564,683,270 (288,907,720)13,132,169,069 1.00000 12,707,884,566 2010 9,210,638,643 2,419,511,046 54,988,887 426,163,878 (274,944,437)13,747,221,855 1.00000 13,334,233,975 2009 9,376,213,348 2,130,957,579 127,857,455 667,700,041 (255,714,909)14,206,383,860 1.00000 13,808,181,235 2008 9,160,443,514 1,929,224,481 134,910,803 688,045,095 (242,839,445)13,491,080,286 1.00000 13,114,105,220 2007 8,931,447,910 1,684,439,737 143,634,396 639,825,947 (248,095,775)13,057,672,383 1.00000 11,853,797,089 2006 7,913,843,803 1,368,116,067 165,117,456 483,558,265 (247,676,185)11,794,104,029 1.00000 10,503,193,237 2005 6,775,427,147 1,084,068,343 135,508,543 385,678,161 (239,745,884)10,423,734,072 1.00000 9,281,846,679 2004 6,061,076,589 1,306,579,384 108,881,615 372,012,186 (199,616,295)9,073,467,947 1.00000 8,704,132,380 2003 5,360,801,928 1,200,179,536 88,013,166 328,049,073 (184,027,529)8,001,196,907 1.00000 8,066,795,481 (1) Estimated Actual Taxable Value = Net Taxable Value Notes: Property Taxes in Riverside County are subject to the State of California's Proposition 13, Jarvis-Gann Initiative which allows reappraisals of real property only when there is a change in ownership or new construction takes place. Further, the proposition limits property assessment increase to no more than two(2%) percent annually. Property is assessed at one hundred percent (100%) of its fair market value at the time of new construction or change in ownership. The tax rate is one (1%) percent of the assessed value. Source: Riverside County Assessor thru HDL Coren & Cone City of Palm Desert Historical Net Assessed Taxable Values Citywide Graph - Assessed Valuation Growth Last Ten Fiscal Years 181 Historical Major Additions Annexations FY Retail Centers FY Cook Street Area 88/89 Town Center Mall 83/84 Country Club #28 93/94 Desert Springs Marriott 86/87 Price Club/Costco 93/94 One Eleven Town Ctr 88/89 Palm Desert CC #29 94/95 Mervyn's Center 92/93 Palm Desert Greens 04/05 Desert Crossing 95/96 Suncrest 04/05 Lucky's/Albertson Deep Canyon 96/97 Remodel 111 Town Ctr (Best Buy)97/98 Gardens on El Paseo 98/99 Remodel Westfield Mall (Sears, Barnes & Noble 04/05 Sears Automotive 04/05 Lowes Home Improvement 05/06 Walmart / Sams Supercenters 05/06 Kohls 07/08 Golfsmith Extreme 08/09 El Paseo Village 09/10 Source: Riverside County Assessor thru HDL Coren & Cone 10.64% 7.90% 6.64% 11.63% 12.86% 10.63% 5.29% 3.43% 4.70% 4.60% 1.00% 6.00% 11.00% 16.00% 21.00% 26.00% 31.00% 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 Percent Increase in Assessed Valuation FY 2003 to FY 2012 $- $5,000 $10,000 $15,000 $20,000 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 Value in Millions Net Assessed Valuation - Historical Comparison FY 2003 to FY 2012 City of Palm Desert Supplemental FY 2012 and 2011 Breakdown of Basic 1% Property Tax Rate Not In Redevelopment Project Area 182 Taxing Agency FY 2012 Rate FY 2011 Rate County General 28.177327%28.177327% County Free Library 2.728242%2.728242% County Structure Fire Protection 5.873086%5.873086% City of Palm Desert (1)0.000000%0.000000% Desert Sands Unified School District 36.221587%36.221587% Desert Community College 7.526714%7.526714% Riverside County Reg. Park & Open Space 0.426231%0.426231% Riverside County Office of Education 4.094919%4.094919% Desert Hospital 1.996808%1.996808% Coachella Valley Public Cemetary 0.339927%0.339927% Coachella Valley Recreation & Park 2.071624%2.071624% Coachella Valley Mosquito & Vector Control 1.369698%1.369698% Coachella Valley County Water 2.736607%2.736607% Coachella Valley County Water Imp. District 80 2.972906%2.972906% Coachella Valley County Water Storm Water Unit 3.464324%3.464324% General Purpose Basic 1%100.000000%100.000000% (1) City of Palm Desert is a No-Low Property Tax City and the 7% represents what the state allocates to No-Low Property Tax Cities. Source: County of Riverside, Property Tax Allocation Percentages, TRA 018-041. City of Palm Desert Property Tax Rates Direct and Overlapping Property Tax Rates Last Ten Fiscal Years 183 Fiscal Year Basic County-wide Levy Total Direct Tax Rate Desert Sands Unified School District Desert Community College Dist. Coachella Valley Water District Coachella Valley Water District I.D. 58 2012 1.00000 1.00000 0.11467 0.01995 0.08000 0.00000 2011 1.00000 1.00000 0.10036 0.01995 0.08000 0.00000 2010 1.00000 1.00000 0.08112 0.01995 0.06000 0.00000 2009 1.00000 1.00000 0.07990 0.01995 0.04000 0.00000 2008 1.00000 1.00000 0.07561 0.01995 0.04000 0.00230 2007 1.00000 1.00000 0.07613 0.01995 0.02080 0.01560 2006 1.00000 1.00000 0.07674 0.01995 0.02080 0.02520 2005 1.00000 1.00000 0.09581 0.01994 0.02080 0.02690 2004 1.00000 1.00000 0.09750 0.00000 0.02080 0.02870 2003 1.00000 1.00000 0.09750 0.00000 0.02080 0.03060 Notes:Proposition 13 limits the ability of the city to raise the property tax rate. Source: CalMuni Statistics Inc City Direct Overlapping Rates City of Palm Desert Principal Property Taxpayers Current Year and Ten Years Ago 184 2012 2003 Taxpayer Taxable Assessed Value Percentage of Total City Tax Assessed Value Taxpayer Taxable Assessed Value Percentage of Total City Tax Assessed Value WEA Palm Desert 139,236,279$ 1.15%Marriott Desert Springs $253,292,962 3.13% Marriott Desert Springs 120,991,665 1.00%WEA Palm Desert 85,527,851 1.06% Pru of Desert Crossing II LLC 88,765,211 0.73%Elisabeth E. Stewart 60,434,256 0.75% Gardens on El Paseo LLC 79,159,820 0.65%Property California SCJLW One Corp.56,859,867 0.70% WVC Rancho Mirage 74,133,255 0.61%El Paseo Prop. L.P.51,798,619 0.64% Elisabeth E. Stewart 53,441,829 0.44%J H Palm Desert 40,000,000 0.49% Sinatra and Cook Project 52,743,562 0.43%Marriott Ownership Resorts-Timeshares 36,845,917 0.46% Monarch Sevilla Venture 47,777,773 0.39%Time Warner Cable 29,294,200 0.36% Walmart Real Estate Business Trust 47,514,131 0.39%CNL Hospitality Partners L.P 28,558,980 0.35% Time Warner Entertainment 46,583,074 0.38%Big Horn Development 27,625,086 0.34% Total 750,346,599$ 6.17%Total 670,237,738$ 8.28% Note:The estimated property tax revenue stated above is based upon net taxable values, tax ratios and base year values that impact the revenue calculation. As a result, parcels with the same assessed value that are assigned to different tax rate areas may contribute dissimilar amounts of total revenue to the City and Redevelopment Agency. On February 1, 2012 the State of California dissolved the City of Palm Desert Redevelopment Agency as part of the Statewide dissolution of all City Redevelopment Agencies, which in turn created the Successor Agency to the Redevelopment Agency of the City of Palm Desert. For more information on the dissolution of the RDA please see note 18 and note 19. Source: HdL Coren & Cone thru Riverside County Assessor 11/12 and HdL Coren & Cone thru Riverside County Assessor 02/03 City of Palm Desert Property Tax Levies and Collections Last Ten Fiscal Years 185 Fiscal Year Taxes Levied Collections Ended for the Percentage in Subsequent Percentage June 30,Fiscal Year Amount of Levy Years (4)Amount (4)of Levy 2003 3,273,730 2,723,336 83.19%550,394 3,273,730$ 100.00% 2004 3,080,422 3,007,652 97.64%72,770 3,080,422$ 100.00% 2005 3,768,896 3,501,718 92.91%267,178 3,768,896$ 100.00% 2006 4,318,880 4,243,595 98.26%75,285 4,318,880$ 100.00% 2007 4,820,583 4,575,158 94.91%245,425 4,820,583$ 100.00% 2008 5,206,384 4,734,970 90.95%471,414 5,206,384$ 100.00% 2009 5,697,181 4,760,806 83.56%135,057 4,895,863$ 85.93% 2010 5,372,247 4,686,541 87.24%282,866 4,969,407$ 92.50% 2011 5,312,856 4,560,417 87.24%216,378 4,776,795$ 89.91% 2012 5,478,345 4,366,451 79.70%188,685 4,555,136$ 83.15% (1) City of Palm Desert is on the "Teeter Plan" with the County of Riverside. The first payment was received in the fiscal year 1993/94. (2) City of Palm Desert is a "No-Low Property Tax City". Proposition 13 rolled the tax rates back to 1973 which is when the City of Palm Desert incorporated and the Property Tax rates were zero. Based on current state law the County allocates 7% of the 1% assessed values within the City less the Redevelopment Agency tax increment. Fiscal Year 1992/93 was the first year to receive the No/Low taxes. (3) Fiscal Year 1996/97 final total collected includes adjustments for No-Low property tax collections from prior years modified by the County of Riverside. The County adjusted the payment to the City of Palm Desert (FY 1995/96) for the annexation of Palm Desert Country Club. (4) Includes tax collections accrued as of June 30, 2012. Source: Riverside County Auditor Controller Office and City of Palm Desert Collected within the Fiscal Year of the Levy (1) (2) (3) Total Collections to Date City of Palm Desert Supplemental Top 25 Sales Tax Generators Graph - Historical Sales Tax Trends June 30, 2012 186 Top 25 Sales Tax Generators (1)Primary Economic Category ALBERTSON'S FOOD CENTERS SUPERMARKETS APPLE STORES SPECIALTY STORES ARCO AM/PM MINI MARTS SERVICE STATIONS BEST BUY STORES LP APPLIANCE / ELECTRONICS CIRCLE K FOOD STORE SERVICE STATIONS COSTCO WHOLESALE COMPANY GENERAL STORES DESERT SPRINGS RESORT & SPA HOTEL / FOOD & BEVERAGE J.C.PENNY COMPANY INC DEPARTMENT STORES KOHLS DEPARTMENT STORES DEPARTMENT STORES LOWE'S HOME IMPROVEMENT BLDG.MATLS-WHSLE MACY'S DEPARTMENT STORES DEPARTMENT STORES MARSHALLS STORES APPAREL STORES MOBIL SERVICE STATION SERVICE STATIONS PETE CARLSONS GOLF & TENNIS SPORTING GOODS RALPH'S GROCERY SUPERMARKETS SAKS FIFTH AVENUE DEPARTMENT STORES SAM'S CLUB DEPARTMENT STORES SEARS-ROEBUCK AND CO DEPARTMENT STORES STONELEDGE FURNITURE HOME FURNISHINGS SUPERIOR POOL PRODUCTS SPECIAL MATLS-WHSLE TARGET STORE DEPARTMENT STORES TOMMY BAHAMA APPAREL STORES USA SERVICE STATIONS SERVICE STATIONS WAL-MART SUPERCENTER DEPARTMENT STORES WEST COAST TURF BLDG.MATLS-WHSLE (1) Listed in Alphabetical Order Note : Current California law prohibits production of individual tax information as an effort not to infringe on proprietary information, therefore confidential information which is protected by law is not disclosed. * The State of California exchanged Sales Tax Revenue with Property taxes, this amount represents the portion of sales tax that were exchanged. Source: SBOE Data, MuniServices LLC. In Lieu given to city from State ERAF Property Taxes, City of Palm Desert $7.0 $9.0 $11.0 $13.0 $15.0 $17.0 $19.0 $21.0 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 Millions Sales and Use Tax Trends FY 2003 - 2012 0.8% -4.0% -15.8% -8.3% 15.8% Amounts % = % Change from Prior Year 2.1% 15.0% 13.463 15.138 15.453 17.776 17.918 17.195 14.474 13.273 14.680 15.836 10.6% 3.2% 11.1% -In Lieu * City of Palm Desert Supplemental Taxable Sales by Category Last Ten Calendar Years 187 Sector 2011*2010 2009 2008 2007 2006 2005 2004 2003 2002 Apparel Stores 173,884$ 168,235$ 134,186$ 142,488$ 159,207$ 155,859$ 141,510$ 132,831$ 108,829$ 97,924$ General Merchandise 366,780 321,023 304,396 326,673 388,583 392,738 362,512 340,277 307,186 278,583 Food Markets 50,734 46,890 40,573 44,880 49,398 53,870 50,556 47,455 52,461 51,738 Restaurants 227,653 152,043 137,475 145,907 181,731 184,954 178,248 167,315 152,508 148,228 Furniture/Appliance 97,327 97,171 97,415 106,166 135,775 161,997 166,109 155,921 135,694 128,623 Bldg.Matls-Wholesale 88,217 73,023 58,241 86,564 95,633 69,773 73,228 68,737 56,180 54,111 Automotive 18,264 15,094 11,314 10,301 8,596 6,121 6,245 5,862 8,211 6,904 Service Stations 86,637 60,764 66,416 64,912 63,969 59,401 48,564 45,585 39,146 23,930 Other Retail 148,921 141,408 185,722 218,005 282,973 295,830 281,388 264,129 243,474 228,286 Non-Retail (1)126,217 182,227 185,655 182,223 219,411 222,177 218,591 205,184 193,041 190,058 Amounts in millions Totals 1,384,634$ 1,257,878$ 1,221,393$ 1,328,119$ 1,585,276$ 1,602,720$ 1,526,951$ 1,433,296$ 1,296,730$ 1,208,385$ City direct sales tax rate 1.00%1.00%1.00%1.00%1.00%1.00%1.00%1.00%1.00%1.00% (1) Non-retail are a mix of manufacturers, distributors, builders and professionals selling direct to consumers. Note: The combined sales tax rate for the City of Palm Desert is 7.75%, which represents the State of California mandated tax rate of 7.25% and 0.5% additional sales tax imposed by the County of Riverside. The City of Palm Desert receives 1% of all sales tax generated within the city limits. Source: John E. Husing, Ph.D. Economics and Politics Inc. via California State Board of Equalization *CY 2011 Muniservices LLC provided information. City of Palm Desert Supplemental Prinicipal Sales Tax Remitters Current and Ten Calendar Years Ago 188 Tax Amount Percentage Tax Amount Percentage General Merchandise 366,780$ 26.49%278,583$ 23.05% Other Retail 148,921 10.76%228,286$ 18.89% Non-Retail (1)126,217 9.12%190,058$ 15.73% Restaurants 227,653 16.44%148,228$ 12.27% Apparel Stores 173,884 12.56%97,924$ 8.10% Furniture/Appliance 97,327 7.03%128,623$ 10.64% Service Stations 86,637 6.26%23,930$ 1.98% Bldg.Matls-Wholesale 88,217 6.37%54,111$ 4.48% Food Markets 50,734 3.66%51,738$ 4.28% Automotive 18,264 1.32%6,904$ 0.57% Amounts in millions Totals 1,384,634$ 1,208,385$ (1) Non-retail are a mix of manufacturers, distributors, builders and professionals selling direct to consumers. Note: Current California law prohibits production of individual tax information as an effort not to infringe on proprietary information, therefore confidential information which is protected by law is not disclosed. Source: John E. Husing, Ph.D. Economics and Politics Inc. via California State Board of Equalization *CY 2011 information provided by Muniservices LLC 2011*2002Industry City of Palm Desert Ratios of Outstanding Debt by Type Last Ten Fiscal Years 189 Governmental Activities Business Type Activities Successor Agency g Special Total Percentage Fiscal Redevelopment Assessment Note Capital Primary of Personal Per Year Bonds Bonds c Payable Leases Government Income b Capita b 2003 234,464,000 40,528,000 1,104,363 1,146,582 277,242,945 16.73%6,313 2004 256,000,000 28,623,000 981,656 833,358 286,438,014 16.16%6,392 2005 250,485,000 26,050,000 858,949 509,755 277,903,704 13.45% 5,639 2006 245,000,000 73,855,000 736,242 170,493 319,025,493 15.21% 6,440 2007 a 421,819,894 122,393,000 613,535 2,181,546 547,007,975 25.65% 10,987 2008 412,694,700 115,398,000 490,828 1,582,782 530,166,310 21.49%10,414 2009 d 401,601,475 114,597,000 368,121 955,141 517,521,737 29.80%10,047 2010 e,f 388,972,156 117,165,000 245,414 328,273 506,710,843 20.46%9,732 2011 368,261,367 113,713,000 122,707 1,035,721 483,132,795 24.17%9,838 2012 h 354,527,796 110,393,000 - 2,291,358 112,684,358 5.86%2,278 Notes: Details regarding the city's outstanding debt can be found in the notes to the financial statements. a - The city issued $50.51 million of special assessment bonds in fiscal year end 2007 allocated to three separate assessment districts. In addition the City's Redevelopment Agency issued $284.37 in bonds of which $183.15 was new debt. b - Personal income, population and per capita information provided by John E. Husing, Ph.D. Economics & Politics, Inc ., California Department of Finance, and U.S Census Bureau. c - Special Assessment includes Highlands Undergrounding AD No# 04-01, as of June 30, 2012 the balance was $1.624M. d - Fiscal Year End 2009 the City issued the Energy Independence Program Limited Obligation Improvement Bonds Series 2009A (Taxable) $2.5 million to fund the Energy Independence Loan Program. The actual Bond Issuance was for $2.015M. At June 30,2012 the outstanding balance was $1.694M. e - The City issued $1.136 million dollars of the Energy Independence Program (AB811 Assessments) Limited Obligation Improvement Bonds (Taxable) at June 30, 2012 the outstanding balance was $.965M. f - In addition the Palm Desert Financing Authority issued $5.225 million dollars of the Energy Independence Program Variable Rate Demand Lease Revenue Bonds, Series 2009(Federally Taxable). Interest is paid monthly commencing August 2009 and Principal is paid annually on September 2 of each year at June 30, 2012 the outstanding balance was $4.955M g -On February 1, 2012 the State of California dissolved the City of Palm Desert Redevelopment Agency as part of the Statewide dissolution of all City Redevelopment Agencies. which in turn created the Successor Agency to the Redevelopment Agency of the City of Palm Desert. For more information on the dissolution of the RDA please see note 18 and note 19. This debt is not the City's obligation. h- Calculation no longer include Redevelopment Bonds City of Palm Desert Ratios of General Bonded Debt Outstanding Last Ten Fiscal Years 190 General Bonded Debt Outstanding Successor Agency Percentage of Actual Fiscal Redevelopment Special Assessment Taxable Value of Per Year Bonds Bonds Property Capita Note: There is no General Obligation Bonds from FY2003 to FY 2012 City of Palm Desert Supplemental Special Assesment Information June 30, 2012 191 District Name\Description 2003 01-01 Revenue Bonds 94-2 Sunterrace 2003 01-01 Revenue Bonds 94- 3 Merano 2003 01-01 Revenue Bonds Silver Spur Ranch Utility Undergrounding 2004 R-Bonds 98-1 Canyons @ Bighorn Community Facilities District No. 2005-1 (University Park) Special Tax Bonds Series 2006A Bond Issue Date 06/25/03 06/25/03 06/25/03 02/19/04 05/09/06 Final Maturity Date 09/02/14 09/02/20 09/02/28 09/02/18 09/01/37 Highest Interest Rate 4.80%5.25%5.375%5.100%5.424% Bond Issue Amount 930,000 1,153,000 2,340,000 2,955,000 67,915,000 Matured Principal 625,000 493,000 520,000 1,220,000 5,770,000 Called Principal 155,000 - 140,000 1,260,000 - Outstanding Bonds (4)150,000 660,000 1,680,000 475,000 62,145,000 Redemption Premium 3.00%3.00%3.00%3.00%3.00% Original Parcels 71 201 250 73 37 Active Parcels 64 121 193 14 68 Reserve Requirement (5)15,000$ 65,500$ 163,887$ 96,500$ 4,609,628$ Reserve Balance 11/12 (1)85,505$ 69,187$ 163,888$ 96,540$ 4,622,906$ Principal Due 11/12 (2)70,000 70,000 70,000 70,000 1,370,000 Principal Levied 11/12 (3)90,141 69,525 70,462 71,352 1,370,000 Interest Due 11/12 (2)5,485 31,250 87,540 22,893 3,204,685 Interest Levied 11/12 (3)8,563 32,930 87,875 23,252 3,235,663 11/12 Delinquency Rate 2.41%5.80%1.37%0.00%0.24% Arbitrage Installment Computation Date: 90% Rebate Due 09/02/14 09/02/14 12/17/13 12/16/13 05/08/16 Arbitrage Yield Rate 7.9769%6.672%5.1577%5.8386%5.3599% Arbitrage-Amount Owed - - --- Continuing Disclosure Last Report Issued:12/14/2011 12/14/2011 12/14/2011 12/14/2011 12/14/2011 District Name\Description 2004-2 Section 29 Assessment District Limited Obligation Improvement Bonds 2004-1 Palm Desert Highlands Undergrounding Series 2006 Series 2008 Community Facilities District No. 91-1 Special Tax Refunding Bonds Series 2009A (Taxable) Energy Independence Program Limited Obligation Improvement Bonds Series 2009B (Taxable) Energy Independence Program Limited Obligation Improvement Bonds Bond Issue Date 3/29/2007 8/8/2006 12/19/2007 5/31/2009 9/2/2009 Final Maturity Date 9/2/2037 9/2/2036 10/1/2020 9/2/2029 9/2/2029 Highest Interest Rate 5.100%5.150%4.000%3.000%3.000% Bond Issue Amount 29,430,000 3,165,000 10,935,000 2,015,000 1,136,000 Matured Principal 2,145,000 230,000 5,240,000 259,000 111,000 Called Principal 25,000 1,346,000 - 154,000 106,000 Outstanding Bonds (4)27,260,000 1,589,000 5,695,000 1,602,000 919,000 Redemption Premium 3.00%3.00%3.00%3.00%3.00% Original Parcels 167 172 1,154 61 45 Active Parcels 626 131 1,060 58 40 Reserve Requirement (5)1,944,082$ NA 1,001,822$ NA NA Reserve Balance 09/10 (1)1,945,358$ NA 1,052,699$ NA NA Principal Due 10/11 (2)590,000 36,000 965,000 92,000 47,000 Principal Levied 10/11 (3)589,511 32,659 965,000 92,000 47,000 Interest Due 10/11 (2)1,337,825 79,677 186,930 48,060 27,570 Interest Levied 10/11 (3)1,350,371 73,440 202,853 48,060 27,570 09/10 Delinquency Rate 0.22%2.04%2.18%2.53%2.53% Arbitrage Installment Computation Date: 90% Rebate Due 04/11/17 08/08/16 08/08/16 NA NA Arbitrage Yield Rate 5.0134%5.0691%3.8681%NA NA Arbitrage-Amount Owed ---- - Continuing Disclosure Last Report Issued:12/13/2011 NA 12/13/2011 NA NA (1) Reserve Balances are as of 9/30/12, shortfall will be recovered by additional levy, and interest earnings. (2) Amount represents principal and interest to be collected on the FY 11/12 tax roll for Debt Service Payment due in FY 12/13. (3) Levied amounts reflect adjustments for construction funds, reserve funds, redemption funds and other adjustments. (4) Represents Outstanding Bonds after September 2, 2012 principal payment. (5) Reserve Requirement as of 9/2/12 Source: Wildan Financial Annual Report City of Palm Desert Direct and Overlapping Government Activities Debt June 30, 2012 192 2011/12 Assessed Valuation:12,201,717,151$ Redevelopment Incremental Valuation:7,631,479,498 Adjusted Assessed Valuation:4,570,237,653$ City's Share of DIRECT AND OVERLAPPING TAX ASSESSEMENT DEBT:Total Debt 6/30/12 % Applicable (1)Debt 6/30/12 Desert Community College District 320,591,264$ 14.592%46,780,677$ Desert Sands Unified School District 243,740,852 28.981%70,638,536 Desert Sands Unified School District Lease Tax Obligations - 0.000%- Palm Springs Unified School District 325,482,451 3.436%11,183,577 City of Palm Desert - 0.000%- City of Palm Desert 1915 Act Bonds 32,759,000 100.000%32,759,000 City of Palm Desert Community Facilities District No. 91-1 6,630,000 100.000%6,630,000 City of Palm Desert Community Facilities District No. 2005-1 63,455,000 100.000%63,455,000 TOTAL DIRECT AND OVERLAPPING TAX AND ASSESSMENT DEBT 231,446,790$ OVERLAPPING GENERAL FUND OBLIGATION DEBT: Riverside County General Fund Obligations 655,042,180$ 3.151%20,640,379$ Riverside County Pensions Obligations 357,540,000 3.151%11,266,085 Riverside County Board of Education Certificate of Participation 5,055,000 3.151%159,283 Desert Sands Unified School District Certificates of Participation 57,905,000 28.981%16,781,448 City of Palm Desert General Fund Obligation 4,955,000 100.000%4,955,000 Coachella Valley Recreation and Park District Certificates of Participation 2,280,000 23.923%545,444 Coachella Valley County Water District, ID No. 71 Certificate of Participation 1,410,000 20.671%291,461 TOTAL GROSS OVERLAPPING GENERAL FUND OBLIGATION DEBT 54,639,100$ Less:Riverside County Supported Obligations 390,595 TOTAL NET OVERLAPPING GENERAL FUND OBLIGATION DEBT 54,248,505$ TOTAL CITY DIRECT DEBT 4,955,000$ TOTAL GROSS OVERLAPPING DEBT 281,130,890$ TOTAL DIRECT AND OVERLAPPING DEBT 286,085,890$ TOTAL NET OVERLAPPING DEBT 280,740,295$ GROSS COMBINED TOTAL DEBT 286,085,890 (2) NET COMBINED TOTAL DEBT 285,695,295 (1) Percentage of overlapping agency's assessed valuation located within boundaries of city. (2) Excludes tax revenue anticipation noted, enterprise revenue, mortgage revenue and tax allocation bonds and non-bonded capital lease obligations. Ratios to Adjusted Assessed Valuation: Total Direct Debt ($5,095,000)0.11% Gross Combined Total Debt 6.26% Net Combined Total Debt 6.25% STATE SCHOOL BUILDING AID REPAYABLE AS OF 6/30/12 -$ Source: California Municipal Statistics, Inc., San Francisco City of Palm Desert Legal Debt Margin Information Last Ten Fiscal Years 193 Assessed Value 12,564,166,215$ Debt Limit (15% of Assessed Value) (1)1,884,624,932 Debt Applicable to Limit: General Obligation Bonds 1,624,000 Less: Amount set aside for repayment of general obligation debt - Total Debt Applicable to Limit 1,624,000 Legal debt margin 1,883,000,932$ 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 Debt Limit 1,200,179,536 1,306,436,757 1,397,304,489 1,582,592,579 1,783,572,979 1,971,408,152 2,076,172,690 1,999,731,410 1,969,825,360 1,884,624,932 Total Net debt applicable to limit - - - - 2,783,000 2,748,000 2,702,000 1,719,000 1,658,000 1,624,000 Legal debt margin 1,200,179,536 1,306,436,757 1,397,304,489 1,582,592,579 1,780,789,979 1,968,660,152 2,073,470,690 1,998,012,410 1,968,167,360 1,883,000,932 Total net debt applicable to the limit as a percentage of debt limit 0%0%0%0%0.16%0.14%0.13%0.09%0.08%0.09% (1) Section 43605 of the California Government Code. Source: California Municipal Statistic, Inc. San Francisco FISCAL YEAR Legal Debt Margin Calculation for Fiscal Year 2012 City of Palm Desert Pledged-Revenue Coverage Last Ten Fiscal Years 194 Special Special Fiscal Assessment Assessment Year Collections Principal Interest Coverage Collections Principal Interest Coverage 2003 4,495,603 1,930,000 2,451,363 1.0261 18,496,636 4,195,000 10,960,525 1.221 2004 4,606,935 1,790,000 2,161,283 1.1659 20,344,776 4,800,000 11,748,004 1.229 2005 2,878,134 2,073,000 1,483,245 0.8093 23,585,980 5,260,000 12,366,733 1.338 2006 a 2,788,698 1,645,000 1,378,548 0.9223 24,065,285 5,485,000 12,409,968 1.345 2007 a 4,444,967 1,972,000 3,464,355 0.8176 28,675,094 7,704,000 16,434,841 1.188 2008 6,245,888 1,635,000 c 5,414,793 0.8860 41,978,187 10,610,000 21,402,246 1.311 2009 d 8,486,467 2,816,000 5,666,827 1.0004 33,095,785 12,610,000 20,043,623 1.013 2010 e 6,304,563 3,793,000 5,515,677 0.6773 33,292,785 14,145,000 19,516,455 0.989 2011 9,695,868 3,452,000 5,595,543 1.0717 39,400,572 22,240,000 18,767,205 0.961 2012 8,822,163 3,332,000 4,897,651 1.0720 44,459,163 15,290,000 17,651,958 1.350 Notes: Details regarding the city's outstanding debt can be found in the notes to the financial statements. a - The city issued $50.51 million of special assessment bonds in fiscal year end 2007, and an additional $17.915 in fiscal year end 2008 from the same district. The RDA issued $284.37 million of debt of which $183.15 was new debt. b - Tax increment bonds are backed by property tax increment based on calculation provided by the Riverside County Tax Assessor's office. Additional informantion on tax increment can be found in the notes to the financial statements. c - The 1997 91-1 Bonds were refunded in full on April 1, 2008, with Communities Facilities District No. 91-1 Improvement Special Tax Refunding Bonds Additional principal on note 14 reflects the total principal paid along with the refunded portion. d - The City issued $2.015 million dollars of the Energy Independence Program (AB811 Assessments) Limited Obligation Improvement Bonds (Taxable) The special assessment collection will commenced during the fiscal year 2009-2010 and the first interest payment paid on March 2, 2010. e - The City issued $1.136 million dollars of the Energy Independence Program (AB811 Assessments) Limited Obligation Improvement Bonds (Taxable) The special assessment collection commenced during the fiscal year 2010-2011. In addition, the Palm Desert Financing Authority issued $5.225 million dollars of the Energy Independence Program Variable Rate Demand Lease Revenue Bonds, Series 2009 (Federally Taxable). Interest is paid monthly commencing August 2009 and Principal is paid annually on September 2. The first principal payment was paid on September 2, 2010. f -On February 1, 2012 the State of California dissolved the City of Palm Desert Redevelopment Agency as part of the Statewide dissolution of all City Redevelopment Agencies. which in turn created the Successor Agency to the Redevelopment Agency of the City of Palm Desert. For more information on the dissolution of the RDA please see note 18 and note 19. This debt is not the City's obligation. Tax Increment b,f Debt ServiceDebt Service Special Assessment Bonds 195 Last Ten Calendar Years Calendar Percentage Per Capita City Riverside Percentage County Year City Increase Personal Personal Unemployment County Increase Unemployment End Population (Decrease)Income CY a b Income CY Rate c Population (Decrease)Rate c 2012 49,471 0.7%2,589,111,801$ 52,336$ 7.74%2,227,577 0.44%11.99% 2011 49,111 -5.7%2,550,849,065 51,940 8.67%2,217,778 3.66%14.44% 2010 52,067 1.1%2,513,151,788 48,268 8.8%2,139,535 1.51%14.65% 2009 51,509 1.2%2,476,011,613 48,069 6.8%2,107,653 0.93%11.46% 2008 50,907 2.3%2,439,420,309 47,919 4.1%2,088,322 6.91%8.6% 2007 49,752 0.4%2,132,710,348 42,867 3.6%2,031,625 4.01%6.0% 2006 49,539 0.5%2,097,434,084 42,339 2.9%1,953,330 4.07%5.0% 2005 49,280 10.0%2,066,437,521 41,933 3.1%1,877,000 5.64%5.4% 2004 44,812 2.0%1,772,405,266 39,552 3.5%1,776,743 5.00%6.0% 2003 43,917 2.5%1,657,414,199 37,740 3.8%1,692,187 2.91%6.5% a - Personal income, population and per capita information provided by John E. Husing, Ph.D. Economics & Politics Inc ., Californa Department of Finance., and U.S. Census Bureau. b - Personal Income estimated based on average growth rate of previous four years. The growth rate factor used was 1.5%. Income data will be updated once the actual data is available. c - Unemployment rate for fiscal year 11/12 is based on annual information from State of California Employment Development Department Labor Market Information Division (not seasonally adjusted) Sources: State Department of Finance, U.S. Dept of Labor, John E. Husing, PhD, Economics & Politics, Inc, State Employment Development Department City of Palm Desert Demographic & Economic Statistics City of Palm Desert Principal Employers Current and Ten Years Ago 196 Employer Employees Rank Percentage of Total City Employment 3 Employer Employees Rank Percentage of Total City Employment JW Marriot-Desert Springs Resort & DS Villas 2,304 1 8.65% Universal Protection Services 1,500 2 5.63% Guthy Renker Corp.825 3 3.10% Securitas-Security Service USA 700 4 2.63% Macy Furniture 301 5 1.13% Bighorn Golf Club 250 6 0.94% Costco 250 7 0.94% Desert ARC 250 8 0.94% Westin-Desert Willow 248 9 0.93% Time Warner Cable 236 10 0.89% Totals 6,864 26%Totals - 0% (1) The information for 2003 is not available, tracking for this data began in 2006 (2) As of June 30, 2012 (3) Percentage of Total City Employment data used was Calendar Year end 2011 Sources: InfoUSA.com - Federal and State Government not included, John E. Husing, PhD, Economics & Politics, Inc, 2012 2 2003 1 197 City of Palm Desert Supplemental Miscellaneous Statistics 1-Jun June 30, 2012 City/ Municipal Government Form of Government:Council - City Manager/Charter City Date of Incorporation:November 26, 1973 Number of Employees:109 Full-time Employees Size of City:25.5 Square Miles Geographic Location:Located 117 miles east of Los Angeles and 515 miles south of San Francisco. Streets:174 paved street miles Number of Business Licenses:8,118 active business licenses Number of Hotels & Rooms: 15 hotels, 2,202 rooms CONTRACT SERVICES: Police Department Contract with Riverside County Sheriff - 74 positions plus 24 support staff Fire Department Contract with Riverside County/State Fire 58 positions plus 6 Fire Prevention staff Animal Control Riverside County Animal Services Water & Sewer Coachella Valley Water District Trash Collection Burrtec - Waste Management Electric Southern California Edison Gas Southern California Gas Telephone Verizon Airport Palm Springs International Airport Public Education Elementary School (grades K - 5) 4 Middle School (grades 6 - 8)1 High School (grades 9 - 12)1 Community College - College of the Desert 1 CSUSB - Palm Desert Campus 1 UCR - Palm Desert Graduate Center 1 Insurance Coverage General Liability Coverage Calif. Joint Powers Insurance Authority $50 Million/Event (Excludes Earthquake & Flood)Excess Coverage: American Guarantee & Liab. Insurance Special Events Calif. Joint Powers Insurance Authority $1 Million Worker's Compensation Calif. Joint Powers Insurance $5 Million Property Insurance Robert Driver Based on Prop. Value Health Insurance Medical California PERS; choice of PPO, HMO Dental Delta Dental Vision Vision Service Plan Disability Insurance Disability - Standard Insurance Company Life Standard Insurance Company Retirement California PERS - Public Employees' Retirement System Source: City of Palm Desert City of Palm Desert Full-time Equivalent City Government Employees by Function / Program Last Ten Fiscal Years 198 Function / Program 2012*2011*2010 2009 2008 2007 2006 2005 2004 2003 General Government City 26 31 31 49 49 51 53 52 51 51 Redevelopment Agency 17 24 25 19 19 19 19 19 18 18 Public Safety 24 25 26 35 35 35 28 28 28 32 Police & Fire (1)162 155 151 148 146 143 129 123 123 126 Public Works 40 47 49 53 52 44 49 39 39 39 Parks, recreation & culture 2 2 2 14 14 18 11 16 16 16 Totals 271 284 284 318 315 310 289 277 275 282 (1) The City operates as a "contract city" utilizing, primarily, agreement with other governmental entities, private firms and individuals to provide services. Contracted services include: Police and Fire protection through the County of Riverside, Cal-Fire, animal control, health services, legal services and landscape maintenance. * As of June 2011 realignments were made due to budget cuts, retirements and layoffs, these continued to FY 2012. Source: City of Palm Desert Financial Plan, California Department of Forestry and Fire Protection, Riverside County Sheriff's Department City of Palm Desert Operating Indicators by Function / Program Last Seven Fiscal Years 199 Function / Program 2012 2011 2010 2009 2008 2007 2006 General Government Business License Inspections 477 515 473 617 489 447 420 Contracted Services - Burrtec Waste (1) Refuse Collected (tons)49,205 53,108 51,483 58,198 67,940 73,467 71,820 Recyclables Collected 23,588 22,867 20,591 22,155 23,798 24,089 24,359 Public Safety Physical Arrests 1,012 1,134 1,342 1,446 1,550 1,430 543 Parking Violations 569 332 933 1,278 770 694 1,374 Traffic Violations 6,216 8,360 10,200 9,162 5,929 6,875 4,527 Emergency Responses-Fire Department 7,151 7,720 7,772 7,149 6,908 6,785 6,600 Fires Extinguished 101 107 104 119 154 241 928 Fire Inspections 5,235 4,651 4,825 8,248 4,267 5,934 1,845 Building Permits Issued 3,448 3,711 3,230 3,637 4,012 5,813 5,683 Building Inspections Conducted 14,749 14,069 14,080 18,040 26,401 33,215 29,925 Public Works Street Resurfacing (miles) (3)60 5 8 13 17 9 11 Parks, recreation & culture Athletic Field Permits Issued 3,682 6,050 6,281 6,149 5,949 4,510 2,967 Amphitheater / Pavilions Permits Issued 266 286 226 133 133 84 81 Community Center Admissions 69,240 30,298 59,986 55,954 112,540 97,339 92,083 Aquatic Center Admissions (2)45,909 4,329 - - - - - (1) The City operates as a "contract city" utilizing, primarily, agreement with other governmental entities, private firms and individuals to provide services. Contracted services include: Police and Fire protection through the County of Riverside, animal control, health services, legal services and landscape maintenance. (2) Aquatic Center operations began in June 2011, managed by the YMCA. (3) New methods of street resurfacing have improved efficiency, therefore equaling more miles resurfaced. Note: The City of Palm Desert chose to implement this schedule retroactively. Governments are encouraged, but not required, to implement retroactively. Ultimately, this schedule will include ten years. Sources: Riverside County Sheriff's Dept., California State Department of Forestry & Fire Protection, City of Palm Desert, Coachella Valley Recreation & Park District, Burrtec Waste and The YMCA. City of Palm Desert Capital Asset Statistics by Function / Program Last Seven Fiscal Years 200 Function / Program 2012 2011 2010 2009 2008 2007 2006 General Government Contracted Services (1) Collection trucks 36 51 51 54 69 61 71 Public Safety - Police & Fire Police Stations 1 1 1 1 1 1 1 Police Sub Stations 0 0 2 2 2 2 2 Patrol Units-Cars 31 31 26 30 29 29 28 Patrol Units-Motorcycles 10 10 10 10 7 5 4 Fire Stations 3 3 3 3 3 3 3 Fire Trucks 4 plus 2 Reserved 4 plus 2 Reserved 4 plus 2 Reserved 4 plus 2 Reserved 4 plus 2 Reserved 4 plus 2 Reserved 4 plus 2 Reserved Ambulance 4 plus 1 Reserved 3 plus 1 Support 3 plus 1 Support 3 plus 1 Support 3 plus 1 Support 3 plus 1 Support 3 plus 1 Support Fire Prevention Pick-ups 3 3 3 3 3 3 3 Public Works Streets (miles)174 159 159 159 159 154.11 154.11 Traffic Signals 98 97 99 99 99 87 85 Parks, recreation & culture Acreage 201 201 201 212 200 200 200 Total Parks 13 13 13 14 13 13 11 Playgrounds 16 16 16 16 9 8 7 Baseball/softball diamonds 8 8 8 9 11 11 8 Soccer/football fields 9 9 9 9 7 7 5 Basketball Courts 11 11 11 11 9 9 6 Tennis Courts 10 10 10 10 10 10 8 Volleyball Courts 8 8 8 8 10 10 6 Community Centers 2 2 2 2 2 2 2 Skateboard Parks 2 2 2 2 2 2 1 Aquatic Center (2)1 1 Commercial Office Space (Parkview Office Complex) Leaseable Space (square feet)50,322 50,322 50,322 50,322 50,322 50,322 50,322 Occupancy Rate 83%90%97%98%100%100%100% Number of Tenants by Type Government (State, local regional)10 10 10 11 11 10 9 Non-Profit 5 7 7 5 7 6 6 Private 3 4 6 7 6 8 8 Square Footage lease by tenant Government (State, local regional)32,021 32,696 34,617 34,617 34,402 33,298 32,457 Non-Profit 5,215 5,663 4,735 4,735 6,188 5,708 5,708 Private 4,310 7,350 10,212 10,212 9,732 11,316 10,836 Vacant 8,776 4,613 758 758 0 0 1,321 Municipal Golf Course (Desert Willow Golf Resort) Courses - Fire Cliff and Mountain View 2 2 2 2 2 2 2 Holes 36 36 36 36 36 36 36 Golf Carts 172 172 160 160 160 160 160 Clubhouse square footage 39,000 39,000 33,000 33,000 33,000 33,000 33,000 Rounds per Course Fire Cliff 45,005 44,745 45,988 46,041 46,688 47,263 46,602 Mountain View 41,666 39,178 37,146 34,899 43,898 41,182 43,725 Total Annual Rounds 86,671 83,923 83,134 80,940 90,586 88,445 90,327 (1) The City operates as a "contract city" utilizing, primarily, agreement with other governmental entities, private firms and individuals to provide services. Contracted services include: Police and Fire protection through the County of Riverside, animal control, health services, legal services and landscape maintenance. (2) Aquatic Center operations began in June 2011 Note: The City of Palm Desert chose to implement this schedule retroactively. Governments are encouraged, but not required, to implement retroactively. Ultimately, this schedule will include ten years. Sources: Riverside County Sheriff's Dept., California State Department of Forestry & Fire Protection, City of Palm Desert, Coachella Valley Recreation & Park District, Burrtec Waste 201 Note: This section is not required by GASB No. 44, however, City believes that statistical information is beneficial to the reader. On February 1, 2012 the State of California dissolved the City of Palm Desert Redevelopment Agency as part of the Statewide dissolution of all City Redevelopment Agencies, which in turn created the Successor Agency to the Redevelopment Agency of the City of Palm Desert. For more information on the dissolution of the RDA please see note 18 and note 19. Supplemental Redevelopment Agency Statistical Section City of Palm Desert, California 202 THIS PAGE INTENTIONALLY LEFT BLANK Redevelopment Agency Project Areas COOK STMONTEREY AVEFRED WARING DR PORTOLA AVEHOVLEY LN E STATE HWY 111 STATE HWY 74FRANK SINATRA DR EL PASEO GERALD FORD DR WASHINGTON STELDORADO DRWARNER TRLHOVLEY LN W OASIS CLUB DRTAMARISK ROW D RCALIFO R N IA AVESAN PABLO AVEPARK VIEW DR MESA VIEW DR DEEP CANYON RDMAGNESIA FALLS DR DINAH SH OR E D R COOK STHAYSTACK RDTOWNCENTERWAYMONTEREY AVEP O R TO L A AVEPORTOLA AVEGRAPEVINE STSHADOW M OUN TAIN DR FAIRWAY DR HOVLEY LN EPORTOLA AVEFRED WARING DR COUNTRY CLUB DR FRANK SINATRA DRPORTOLA AVECOUNTRY CLUB DR MONTEREY AVECOOK STINTERSTATE HWY 10 INTERSTATE HWY 10 Project Area No. 1Original1975 Project Area No. 1Added Territory1982 Project Area No. 31991 Project Area No. 21987 Project Area No. 41993 0 1 20.5 Miles Project Area No. 1 - Original (1975) Project Area No. 1 - Added Territory (1982) Project Area No. 2 (1987) Project Area No. 3 (1991) Project Area No. 4 (1993) City Limits City of Palm Desert July, 2004 City of Palm Desert RDA Project Area #1 and 1982 Annex FY 2012 Top Twenty Property Taxpayers 204 Owner (Number of Parcels) Assessed Value $ Cumulative % (1) Business Description WEA Palm Desert (8)139,656,001$ 22.1%800,000 sq. ft. Retail Shopping Mall Westfield Shopping Town Pru of Desert Crossing II LLC(11)88,765,211$ 14.1%Major Commercial / Retail Buildings Gardens SPE II (1)79,186,236$ 12.5%Garden's at El Paseo up-scale retail shopping Center. Elisabeth Stewart-Marrakesh CC (220)59,535,214$ 9.4%Golf Course / Country Club Harsch Investment Realty LLC(11)30,085,464$ 4.8%Mix Commercial Buildings One-Eleven Town Center Shopping Center Bighorn Development (61)25,178,376$ 4.0%Recreational / Residential Land Developer ARV Assisted Living Inc (3)20,674,504$ 3.3%Assissted Living Center Macys Calif (1)20,253,706$ 3.2%Retail Store in Westfield Mall (Macy's) 26 Del Sur Palms LLC (3)18,248,321$ 2.9%Commercial Center Palms to Pines Ralphs/Washington Mutual EL Paseo Land Co-El Paseo Village(1)17,483,694$ 2.8% El Paseo Village II up-scale retail shopping Center. Sears Roebuck & Company (1)16,604,836$ 2.6%Westfield Mall (SearsParking Structure) Colonnade on El Paseo (2)15,114,000$ 2.4% El Paseo Village I up-scale retail shopping Center. Target Stores (1)14,591,785$ 2.3%Commercial, Department Store Vons Co Inc (2)13,429,489$ 2.1%Grocery Store Butterfield David H (1)12,953,725$ 2.1%Single Family Residence @ Bighorn C.C. Fritzky Edward V (2)12,622,731$ 2.0%Single Family Residence @ Bighorn C.C. One El Paseo West (6)12,454,459$ 2.0%Commercial Buildings / Development McKenzie Prop Dev (4)11,538,649$ 1.8%Vacant Residential Land Bosley L Lee (1)11,466,464$ 1.8%Single Family Residence @ Bighorn C.C. El Paseo Collection Gateway (2)11,405,790$ 1.8%Commercial Shopping Center Trader Joe's/Michaels Total Net Assessed Value 631,248,655$ 100% (1) Cumulative represents only the top twenty properties. Source: Muniservices LLC and Riverside County Assessor 2011/2012 Combined Tax Rolls & City of Palm Desert Redevelopment Agency City of Palm Desert RDA Project Area #2 FY 2012 Top Twenty Property Taxpayers 205 Owner (Number of Parcels) Assessed Value $ Cumulative % (1) Business Description Desert Springs Hotel (8)117,579,576$ 27.8%Marriott Desert Springs Resort 895 room Hotel WVC Rancho Mirage Inc (85)74,133,255$ 17.5%Residential Timeshares Use Marriott Ownership Resorts Inc (41)42,834,374$ 10.1% Time Share Condos/Villas (Shadow Ridge & Desert Springs Villas) Lakha Prop Palm Desert (9)22,869,680$ 5.4%Commercial, Food Store, Retail Cal Palm North 80 (3)19,143,068$ 4.5%Vacant Commercial Land University Plaza Corp (5)15,858,604$ 3.7%Commercial Buildings City National Bank (65)15,341,789$ 3.6%Residential Condos/Timeshares-Desert Willow RST4 Tenant, (1)14,375,000$ 3.4%151 Room and 130 Room Hotels SGH Partners (1)12,790,011$ 3.0%General Office Buildings Host Hotels Resorts LP (1)11,500,795$ 2.7%129 Suite Hotel Palm Desert University Village (2)10,957,070$ 2.6%Commercial Buildings - University Village HCR ManorCare Prop (1)9,511,240$ 2.2%Assissted Living Center Resort Ventures (14)9,273,931$ 2.2%Residential / Timeshares Cook Ford (1)8,818,804$ 2.1%Office Buildings RJT Homes Catavina (2)7,191,650$ 1.7%Vacant Commercial Land Dutt Hospitality Group (1)6,315,468$ 1.5%88 Room Hotel Palm Desert Hospitality (1)6,220,000$ 1.5%Vacant Agricultural Land KB Coastal Inc (71)6,108,566$ 1.4%Residential /Single Family Residences Shaw Palm Desert 1 (16)6,060,472$ 1.4%Commercial Shopping Centers Desert Falls Country Club Inc (6)6,030,884$ 1.4%Private Golf Course & Homes Total Net Assessed Value 422,914,237$ 100% (1) Cumulative represents only the top twenty properties. Source: Muniservices LLC and Riverside County Assessor 2011/2012 Combined Tax Rolls & City of Palm Desert Redevelopment Agency City of Palm Desert RDA Project Area #3 FY 2012 Top Twenty Property Taxpayers 206 Owner (Number of Parcels) Assessed Value $ Cumulative % (1) Business Description Capri W. Canterra (1)40,346,024$ 22.0%Multi Family Dwelling (Canterra Apts & Vacant land) Sunrise IV Carlotta SL (1)29,232,247$ 15.9%Senior Citizens Assisted Living Center(The Fountains) Time Warner Entertainment Advance (4)22,322,248$ 12.2%Cable Operator (Commercial Office Buildings) SAG Palm Desert (1)8,742,115$ 4.8%Industrial / Commercial Business Park Northern Trust Bank of California (7)7,463,606$ 4.1%Industrial / Commercial Business Park Desert Prop (5)6,738,262$ 3.7%Industrial Offices & Parking Lot Melanie Place (1)6,434,414$ 3.5%Industrial / Commercial Business Park SMG 17 (1)6,346,484$ 3.5%Business / Commercial Offices Evertrust Bank (13)5,817,000$ 3.2%Industrial / Commercial Business Park 43100 Cook St (1)5,607,761$ 3.1%Business / Commercial Offices Cook St. Office (1)5,234,825$ 2.9%Business / Commercial Offices (Corner of Cook/Hovley St) Burrtec Waste & Recycling (2)4,974,811$ 2.7%Refuse Collection Base / Industrial Offices Entravision Communications Corp (2)4,871,492$ 2.7%KUNA-TV / Commercial Offices Lakeside Investment Properties (5)4,782,638$ 2.6%Mix Use Industrial/Commercial Buildings/Stores Veridian (1)4,608,118$ 2.5%Vacant Commercial Land Desert Art Properties (1)4,351,986$ 2.4%Industrial / Commercial Business Park Rancho Vista Apts (7)4,150,675$ 2.3%Multi Family Dwellings (Rancho Vista Apts) Stor N Lock Partners 16 (1)3,961,851$ 2.2%Storage Facility (Stor-n-Lock) Eclectic Associates (1)3,828,660$ 2.1%Business / Commercial Offices WR XVIII (1)3,793,073$ 2.1%Golf Course / Country Club Total Net Assessed Value 183,608,290$ 100% (1) Cumulative represents only the top twenty properties. Source: Muniservices LLC and Riverside County Assessor 2011/2012 Combined Tax Rolls & City of Palm Desert Redevelopment Agency City of Palm Desert RDA Project Area #4 FY 2012 Top Twenty Property Taxpayers 207 Owner (Number of Parcels) Assessed Value $ Cumulative % (1) Business Description Ashford Park Holdings (1)29,372,196$ 22.8%Multi-Family Dwellings (Desert Oasis Apts) Indian Ridge Country Club Inc. (29)18,997,475$ 14.7%Indian Ridge Golf Course & Homes (Private) Sure Save Storage Palm Desert (2)13,317,086$ 10.3%Storage Facility Palm Desert SPE (4)12,591,737$ 9.8%Multi-Family Dwellings (Palm Desert Apts) PD Villas on the Green (1)8,120,412$ 6.3%Multi-Family Dwellings (Villas on the Green, 55+Apts) SR Mutual Investment Corp. (7)5,938,503$ 4.6%Residential ,Condo's-PD Resort C.C. PDCC Development (17)5,628,894$ 4.4%Single-Family Dwellings Condos (Desert Breezes) SPE Co Holdings Inc (4)5,492,044$ 4.3%Golf Course / Country Club First Interstate Bank of California (1)3,726,582$ 2.9%Multi-Family Dwellings (Royal Palms Apts) Royal Palms Realty (41)3,100,657$ 2.4%Multiple Singe Family Residences (PDCC) Edward R. Chiuminatta (2)2,535,000$ 2.0%2 Single Family Residences (Indian Ridge C.C.) MLK (1)2,424,701$ 1.9%Business / Commercial Offices Villa Del Sol (2)2,406,836$ 1.9%Multi-Family Dwellings (Villa Del Sol Apts) Philip M.Wexler (2)2,373,327$ 1.8%2 Single Family Residences (Indian Ridge C.C.) Denver Braden (2)2,344,000$ 1.8%2 Single Family Residences (Indian Ridge C.C.) Federal Natl Mortgage Assoc (15)2,315,081$ 1.8% Single Family Residences (Indian Ridge C.C.) Mobil Oil Corp (2)2,248,383$ 1.7%Mobil Gas Station/Car wash Robert Allen (2)2,149,000$ 1.7%2 Single Family Residences (Indian Ridge C.C.) William Stavro (2)1,975,000$ 1.5%Single Family Residence (Indian Ridge C.C.) Seymour Kreshek 1,940,720$ 1.5%Single Family Residence (Indian Ridge C.C.) Total Net Assessed Value 128,997,634$ 100% (1) Cumulative represents only the top twenty properties. Source: Muniservices LLC and Riverside County Assessor 2011/2012 Combined Tax Rolls & City of Palm Desert Redevelopment Agency City of Palm Desert Project Area Statistics June 30, 2012 208 Description RDA 1 Original RDA 1 Annex RDA 2 RDA 3 RDA 4 Date Project Area was Established July 16, 1975 November 25, 1981 July 15, 1987 July 17, 1991 July 19, 1993 Most Recent Amendment Date December 9, 2004 December 9, 2004 December 9, 2004 December 9, 2004 December 9, 2004 Effectiveness of Plan (Project Duration)July 16, 2016 November 25, 2022 July 15, 2028 July 17, 2032 July 19, 2034 Repayment of Indebtedness July 16, 2026 November 25, 2032 July 15, 2038 July 17, 2042 July 19, 2044 Last Date to incur indebtedness Eliminated Eliminated Eliminated Eliminated Eliminated Eminent Domain July 16, 1987 November 25, 1993 July 15, 1999 July 17, 2003 July 19, 2005 800,000,000$ 1,618,029,135$ 150,000,000$ 303,380,463$ Types of Area in Project R, C, P R, C, P R, C, P, O R, I, C, P R, I, C, P Acreage Size of Project Area 580 5,240 2,927 764 2,260 R = Residential, C= Commercial, P= Public Facilities, I= Industrial, O= Other (1) Top figures are unadjusted limits and bottom figures are adjusted limits per Consumers Price Index set by the Bureau of Labor Statistics for RDA 2. On February 1, 2012 the State of California dissolved the City of Palm Desert Redevelopment Agency as part of the Statewide dissolution of all City Redevelopment Agencies,which in turn created the Successor Agency to the Redevelopment Agency of the City of Palm Desert. For more information on the dissolution of the RDA please see note 18 and note 19. Source: Successor Agency to the Palm Desert Redevelopment Agency Tax Increment Limit (1) Redevelopment Plan Limitations: Bonded Debt Limits (1)none 200,000,000$ 100,000,000$ 135,000,000$ 600,000,000$ 360,000,000$ 500,000,000$ 758,000,000$ City of Palm Desert Redevelopment Agency Tax Allocation Bond Issue Information June 30, 2012 209 DESCRIPTION $22,070,000 Tax Allocation Bonds $19,000,000 Tax Allocation Bonds $24,945,000 Tax Allocation Bonds $62,300,000 Tax Allocation Revenue $32,600,000 Tax Allocation Revenue Years 28 27 21 24 11 Bond Issue Date 03/13/02 07/05/03 06/24/04 07/06/06 01/09/07 Final Maturity Date 04/01/30 04/01/30 04/01/25 04/01/30 04/01/18 Highest Interest Rate 5.100%5.000%5.000%5.820%5.000% Bond Issue Amount 22,070,000$ 19,000,000$ 24,945,000$ 62,320,000$ 32,600,000$ Outstanding Bond Amount 22,070,000$ 19,000,000$ 17,650,000$ 49,100,000$ 19,925,000$ Call Premium 0 - 2.00%0.00%0.00%0.00%0.00% Bond Insurer MBIA MBIA AMBAC MBIA MBIA Reserve Requirement (1)2,804,344 950,000 2,430,750 13,117,662 13,116,979 Reserve Balance (1)(1) (1) (1) (1) (1) Called Bonds -$ -$ -$ -$ -$ Principle due 12/13 - 0 1,155,000 2,595,000 2,955,000 Interest Due 12/13 1,114,665 950,000 828,963 2,573,269 940,000 Arbritage Yield Rate 5.2939%4.8571%4.7961%4.7182%3.8374% Arbritage-Amount Owed - - - - - Arbritage Five Year Due Date:04/13/17 08/05/13 06/24/14 07/06/16 01/09/17 DESCRIPTION $17,310,000 Tax Allocation Revenue Bonds $15,745,000 Tax Allocation Revenue Bonds $67,600,000 Tax Allocation Revenue Bonds $4,745,000 Tax Allocation Bonds $15,050,000 Tax Allocation Revenue Years 20 30 30 30 35 Bond Issue Date 07/17/02 03/26/03 07/25/06 08/05/03 07/25/06 Final Maturity Date 08/01/22 08/01/33 08/01/36 04/01/33 04/01/41 Highest Interest Rate 5.000%5.00%6.10%5.13%6.10% Bond Issue Amount 17,310,000$ 15,745,000$ 67,618,213$ 4,745,000$ 15,059,526$ Outstanding Bond Amount 11,180,000$ 15,745,000$ 53,066,572$ 3,805,000$ 14,511,609$ Call Premium 0 - 2.00%1 - 2.00%0.00%2.00%0.00% Bond Insurer MBIA MBIA AMBAC MBIA MBIA Reserve Requirement (1)1,324,750 769,006 5,309,825 297,953 1,034,250 Reserve Balance (1)(1) (1) (1) (1) (1) Called Bonds -$ -$ -$ -$ Principle due 12/13 795,000 - 1,633,558 115,000 228,133 Interest Due 12/13 509,763 769,006 2,274,429 182,265 565,742 Arbritage Yield Rate 4.7043%4.9502%5.2580%4.9358%5.3626% Arbritage-Amount Owed - - - - - Arbritage Five Year Due Date:07/17/12 03/26/13 07/25/16 08/05/13 07/25/16 DESCRIPTION $11,020,000 Tax Allocation Revenue Bonds $15,695,000 Tax Allocation Revenue Bonds $19,273,089 Tax Allocation Revenue $12,100,000 Tax Allocation Revenue Bonds $86,155,000 Tax Allocation Revenue Years 30 30 28 30 20 Bond Issue Date 03/01/98 11/28/01 07/25/06 09/05/02 02/07/07 Final Maturity Date 10/01/28 10/01/31 10/01/34 10/01/31 10/01/27 Highest Interest Rate 5.2%4.8%5.56%4.90%5.00% Bond Issue Amount 11,020,000$ 15,695,000$ 19,273,089$ 12,100,000$ 86,155,000$ Outstanding Bond Amount 8,090,000$ 13,250,000$ 17,644,360$ 9,755,000$ 71,685,000$ Call Premium 0 - 2.00%0 - 2.00%0.00%1 - 2.00%0.00% Bond Insurer MBIA MBIA MBIA MBIA MBIA Reserve Requirement (1)768,020 482,890 3,740,843 0 7,887,224 Reserve Balance (1)(1) (1) (1) (1) (1) Called Bonds -$ -$ -$ -$ -$ Principle due 12/13 140,000 345,000 656,190 305,000 5,005,000 Interest Due 12/13 414,240 614,805 651,686 458,349 3,313,038 Arbritage Yield Rate 5.2271%4.9464%5.1111%4.8290%4.1830% Arbritage-Amount Owed - - - - - Arbritage Five Year Due Date:10/01/12 11/28/16 07/25/16 09/05/12 02/07/17 (1) A surety bond was issued by MBIA Insurance, future reserve balance's will be zero. Source: City of Palm Desert and Successor Agency to the Palm Desert Redevelopment Agency PROJECT AREA #1 PROJECT AREA #2 PROJECT AREA #3 PROJECT AREA #4 HOUSING FUND City of Palm Desert FY 2011/2012 Breakdown of Basic 1% Property Tax Levy Rates Redevelopment Project Areas 210 Rate Taxing Agency RDA 1 Original RDA 1 1982 Annex RDA 2 RDA 3 RDA 4 County General 28.39775697%28.28978137%26.07804932%25.3079347%21.91810361% County Library 2.74957293%2.89505510%2.94970064%2.8169702%2.82949425% County Fire 5.91901015%6.23219104%6.34982164%6.0640985%6.09105451% City of Indian Wells Annex 0.00000000%0.00000659%0.00000000%0.00000000%0.00000000% Supervisor Road District 4 0.00000000%0.00007876%0.00000000%0.00000000%0.00000000% City of Palm Desert 0.00000000%2.31059432%5.43037885%4.58140836%8.67089586% Rancho Mirage Library 0.00000000%0.01400941%0.00000000%0.00000000%0.00000000% Rancho Mirage Fire Asmt.0.00000000%0.03015806%0.00000000%0.00000000%0.00000000% Desert Sands Unified School District 36.50484847%36.97092224%22.70218465%37.39965891%37.56588903% Palm Springs Unified School District 0.00000000%0.00000000%11.98269820%0.00000000%0.00000000% Desert Community College 7.58557123%8.05781480%8.13768003%7.77150958%7.80605435% County Superintendent of Schools 4.12693751%4.38386392%4.42731528%4.22809892%4.24689564% Riverside County Reg Park & Open Space 0.42954920%0.42745267%0.39447403%0.38281870%0.44204786% Coachella Valley Public Cemetary 0.34257999%0.30157887%0.21305116%0.35097770%0.35254097% Palm Springs Public Cemetary 0.00000000%0.02867319%0.07105635%0.00000000%0.00000000% Desert Hospital 2.01241908%1.24822877%1.74209616%1.04165388%0.00000000% Coachella Valley Mosquito & Vector Control 1.38040448%1.46634399%1.48087870%1.41424009%1.42052978% Coachella Valley Recreation & Park 2.08781981%1.83793258%1.29840726%2.13899557%2.14850723% Coachella Valley Water District 2.75800339%2.92909439%2.95874442%2.82560730%2.87679599% Coachella Valley Resource Cons.0.00000000%0.02206113%0.03793134%0.03140289%0.03638400% Coachella Valley Imp District 80 2.21411527%0.97356464%0.00000000%0.06763198%0.00191231% Coachella Valley Water District Storm Water Unit 3.49141151%1.58059415%3.74553196%3.57699267%3.59289460% ERAF RDV 0.00000000%0.00000000%0.00000000%0.00000000%0.00000000% General Purpose Basic 1% Rate 100.00000000%100.00000000%100.00000000%100.00000000%100.00000000% Source: Successor Agency to the Palm Desert Redevelopment Agency, Tax Increment Calculations & County of Riverside City of Palm Desert Historical Tax Increment Summary Redevelopment Project Area #1 - Original Last Ten Fiscal Years 211 FY 2012 2011 2010 2009 2008 Secured/Unsecured 4,764,629$ 9,378,370$ 9,559,527$ 9,587,028$ 9,112,173$ Supplemental 0 126,342 110,042 30,362 330,285 SBE (Utility)187,749 339,871 330,667 361,150 362,009 Total Gross Increment 4,952,378 9,844,583 10,000,236 9,978,539 9,804,467 Low/Mod Housing Set Aside - (1,968,917) (2,000,047) (1,995,708) (1,960,893) Tax Increment Less Low/Mod 4,952,378 7,875,666 8,000,189 7,982,832 7,843,574 Total Pass-Throughs (728,929) (838,722) (850,953) (885,352) (841,237) SB 2557 Charges (125,156) (101,933) (119,449) (92,168) (86,539) Net Tax Increment Agency (2)4,098,293$ 6,935,011$ 7,029,786$ 7,005,311$ 6,915,798$ FY 2007 2006 2005 2004 2003 Secured/Unsecured 8,618,586$ 7,996,533$ 7,406,602$ 6,934,754$ 6,503,515$ Supplemental 255,077 817,902 200,879 151,075 49,849 SBE (Utility)358,243 280,131 300,931 297,098 288,489 Total Gross Increment 9,231,907 9,094,566 7,908,412 7,382,927 6,841,853 Low/Mod Housing Set Aside (1,829,832) (1,803,116) (1,561,352) (1,455,810) (1,348,011) Tax Increment Less Low/Mod 7,402,075 7,291,450 6,347,059 5,927,117 5,493,842 Total Pass-Throughs (1)(724,021) (830,846) (279,854) (316,366) (696,443) SB 2557 Charges (82,749) (78,987) (101,653) (103,877) (101,797) Net Tax Increment Agency (2)6,595,305$ 6,381,617$ 5,965,552$ 5,506,874$ 4,695,602$ *Tax Increment revenues represent amounts received prior to Dissolution of Redevelopment on 2/1/12. (1) RDA Project Area 1 does not have Total Pass-Throughs with the exception of FY 1991/92. (2) Net Tax Increment Agency does not include Debt Service payments. Sources: City of Palm Desert, Tax Increment Calculations & County of Riverside $0 $1,500,000 $3,000,000 $4,500,000 $6,000,000 $7,500,000 $9,000,000 2012 2011 2010 2009 2008 1.29% 4.86% Percentage represents change from prior year. .35% -1.35% -40.90% City of Palm Desert Historical Tax Increment Summary Redevelopment Project Area # 1 - Amended Last Ten Fiscal Years 212 FY 2012 2011 2010 2009 2008 Secured/Unsecured 18,991,207$ 39,345,895$ 40,394,226$ 42,187,053$ 40,030,758$ Supplemental 0 521,948 1,501,116 310,030 2,644,698 SBE (Utility)213,678 311,964 295,078 320,911 280,014 Total Gross Increment 19,204,885 40,179,806 42,190,420 42,817,994 42,955,470 Low/Mod Housing Set Aside - (8,035,961) (8,438,084) (8,563,599) (8,591,094) Tax Increment Less Low/Mod 19,204,885 32,143,845 33,752,336 34,254,395 34,364,376 Total Pass-Throughs (8,120,577) (18,838,888) (19,409,560) (20,165,002) (20,349,225) SB 2557 Charges (484,915) (415,966) (491,441) (391,166) (368,824) Net Tax Increment Agency (1)10,599,393$ 12,888,990$ 13,851,336$ 13,698,227$ 13,646,327$ FY 2007 2006 2005 2004 2003 Secured/Unsecured 36,240,089$ 31,237,832$ 27,778,894$ 25,247,194$ 22,967,677$ Supplemental 3,587,825 5,644,432 1,502,190 886,454 910,786 SBE (Utility)255,476 167,752 142,166 144,829 136,296 Total Gross Increment 40,083,390 37,050,016 29,423,250 26,278,477 24,014,759 Low/Mod Housing Set Aside (7,949,224) (7,350,269) (5,811,002) (5,182,761) (4,733,721) Tax Increment Less Low/Mod 32,134,166 29,699,746 23,612,248 21,095,716 19,281,038 Total Pass-Throughs (18,869,733) (17,382,480) (13,463,639) (11,740,730) (10,523,374) SB 2557 Charges (337,271) (298,669) (368,240) (364,672) (346,155) Net Tax Increment Agency (1)12,927,162$ 12,018,598$ 9,780,369$ 8,990,314$ 8,411,509$ *Tax Increment revenues represent amounts received prior to Dissolution of Redevelopment on 2/1/12. (1) Data for SB 2557 Charges is available from FY 1990/91. (1) Net Tax Increment Agency does not include Debt Service payments. Sources: City of Palm Desert, Tax Increment Calculations Worksheets & County of Riverside $0 $2,000,000 $4,000,000 $6,000,000 $8,000,000 $10,000,000 $12,000,000 $14,000,000 $16,000,000 2012 2011 2010 2009 2008 Percentage represents change from prior year. .38% 5.56% 1.12% -6.95% -17.76% City of Palm Desert Historical Tax Increment Summary Redevelopment Project Area # 2 Last Ten Fiscal Years 213 FY 2012 2011 2010 2009 2008 Secured/Unsecured 6,904,133$ 15,199,013$ 17,726,474$ 19,400,296$ 17,779,922$ Supplemental 0 136,222 958,429 216,957 1,121,602 SBE (Utility)71,874 99,809 93,124 101,056 81,421 Total Gross Increment 6,976,007 15,435,043 18,778,027 19,718,309 18,982,945 Low/Mod Housing Set Aside - (3,087,009) (3,755,605) (3,943,662) (3,796,589) Tax Increment Less Low/Mod 6,976,007 12,348,035 15,022,421 15,774,648 15,186,356 Total Pass-Throughs (2,275,147) (5,806,404) (7,331,058) (7,665,640) (7,598,015) SB 2557 Charges (176,347) (160,467) (215,165) (179,911) (163,443) Net Tax Increment Agency (1)4,524,513$ 6,381,163$ 7,476,199$ 7,929,096$ 7,424,898$ FY 2007 2006 2005 2004 2003 Secured/Unsecured 15,816,298$ 13,756,558$ 12,629,958$ 11,717,869$ 10,422,746$ Supplemental 1,332,272 1,553,145 698,023 812,847 548,517 SBE (Utility)70,380 39,774 23,747 25,689 22,768 Total Gross Increment 17,218,950 15,349,478 13,351,728 12,556,405 10,994,031 Low/Mod Housing Set Aside (3,414,421) (3,043,663) (2,636,969) (2,477,550) (2,167,507) Tax Increment Less Low/Mod 13,804,529 12,305,815 10,714,759 10,078,855 8,826,524 Total Pass-Throughs (6,846,307) (6,072,950) (5,459,600) (4,683,769) (4,320,158) SB 2557 Charges (146,845) (131,163) (166,884) (168,655) (156,494) Net Tax Increment Agency (1)6,811,376$ 6,101,702$ 5,088,275$ 5,226,431$ 4,349,872$ *Tax Increment revenues represent amounts received prior to Dissolution of Redevelopment on 2/1/12. (1) Net Tax Increment Agency does not include Debt Service payments. Sources: City of Palm Desert, Tax Increment Calculations Worksheets $0 $1,500,000 $3,000,000 $4,500,000 $6,000,000 $7,500,000 2012 2011 2010 2009 2008 Percentage represents change from prior year. 6.79% -5.71% 9.01% -14.65% -29.10% City of Palm Desert Historical Tax Increment Summary Redevelopment Project Area #3 Last Ten Fiscal Years 214 FY 2012 2011 2010 2009 2008 Secured/Unsecured 1,926,463$ 4,272,249$ 4,537,360$ 4,499,995$ 3,924,542$ Supplemental 7,421 301,307 236,572 454,199 SBE (Utility)13,163 14,393 12,900 13,956 9,990 Total Gross Increment 1,939,626 4,294,063 4,851,567 4,750,524 4,388,731 Low/Mod Housing Set Aside - (858,813) (970,313) (950,105) (877,746) Tax Increment Less Low/Mod 1,939,626 3,435,251 3,881,254 3,800,419 3,510,985 Total Pass-Throughs (887,851) (1,983,494) (2,213,071) (2,214,109) (2,173,895) SB 2557 Charges (1)(49,034) (44,962) (54,958) (42,288) (36,007) Net Tax Increment Agency 1,002,741$ 1,406,795$ 1,613,225$ 1,544,022$ 1,301,083$ FY 2007 2006 2005 2004 2003 Secured/Unsecured 3,402,301$ 2,858,918$ 2,137,750$ 2,040,874$ 1,359,556$ Supplemental 185,346 607,706 261,674 150,716 79,744 SBE (Utility)6,910 3,147 763 1,001 731 Total Gross Increment 3,594,557 3,469,772 2,400,187 2,192,591 1,440,031 Low/Mod Housing Set Aside (712,606) (688,513) (474,397) (432,653) (283,930) Tax Increment Less Low/Mod 2,881,951 2,781,259 1,925,790 1,759,938 1,156,101 Total Pass-Throughs (1,806,340) (1,750,650) (1,197,599) (899,766) (448,489) SB 2557 Charges (1)(31,526) (27,207) (28,204) (29,324) (20,379) Net Tax Increment Agency (2)1,044,084$ 1,003,402$ 699,987$ 830,848$ 687,233$ *Tax Increment revenues represent amounts received prior to Dissolution of Redevelopment on 2/1/12. (1) Data for SB 2557 Charges is available from FY 1993/94. Sources: City of Palm Desert, Tax Increment Calculations Worksheets $0 $200,000 $400,000 $600,000 $800,000 $1,000,000 $1,200,000 $1,400,000 2012 2011 2010 2009 2008 Percentage represents change from prior year. 18.67% 24.61% 4.48% -12.80% -28.72% City of Palm Desert Historical Tax Increment Summary Redevelopment Project Area # 4 Last Ten Fiscal Years 215 FY 2012 2011 2010 2009 2008 Secured/Unsecured 5,610,227$ 11,919,873$ 12,923,345$ 13,712,549$ 13,518,052$ Supplemental - 93,893 308,182 140,937 1,013,384 SBE (Utility)46,577 59,275 54,666 59,245 43,558 Total Gross Increment 5,656,804 12,073,042 13,286,193 13,912,731 14,574,994 Low/Mod Housing Set Aside - (2,414,608) (2,657,239) (2,782,546) (2,914,999) Tax Increment Less Low/Mod 5,656,804 9,658,434 10,628,955 11,130,185 11,659,995 Total Pass-Throughs (3,220,806) (6,744,173) (7,400,665) (7,784,441) (8,032,775) SB 2557 Charges (1)(143,002) (125,648) (156,747) (127,300) (124,107) Net Tax Increment Agency 2,292,996$ 2,788,613$ 3,071,543$ 3,218,444$ 3,503,113$ FY 2007 2006 2005 2004 2003 Secured/Unsecured 12,117,535$ 10,483,484$ 9,017,457$ 8,044,541$ 7,275,223$ Supplemental 1,296,818 2,197,486 694,864 318,307 411,994 SBE (Utility)34,914 15,009 2,036 3,641 1,952 Total Gross Increment 13,449,266 12,695,978 9,714,357 8,366,489 7,689,169 Low/Mod Housing Set Aside (2,667,385) (2,519,237) (1,919,081) (1,650,181) (1,516,029) Tax Increment Less Low/Mod 10,781,881 10,176,742 7,795,276 6,716,308 6,173,140 Total Pass-Throughs (7,426,842) (6,778,536) (5,145,220) (3,569,212) (3,863,556) SB 2557 Charges (1)(112,342) (99,794) (118,954) (115,583) (109,024) Net Tax Increment Agency 3,242,697$ 3,298,411$ 2,531,102$ 3,031,513$ 2,200,560$ *Tax Increment revenues represent amounts received prior to Dissolution of Redevelopment on 2/1/12. (1) Data for SB 2557 Charges is available from FY 1995/96. Sources: City of Palm Desert, Tax Increment Calculations Worksheets -17.77% -9.21% -4.56% -8.13% 8.03% $0 $500,000 $1,000,000 $1,500,000 $2,000,000 $2,500,000 $3,000,000 $3,500,000 $4,000,000 2012 2011 2010 2009 2008 Percentage represents change from prior year. City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 1 - Original Last Ten Fiscal Years 216 FY 2012 2011 2010 2009 2008 Secured: (1) Land 244,450,814$ 246,861,736$ 249,715,896$ 241,759,729$ 233,208,647$ Improvements 626,574,093 610,067,877 613,769,221 610,061,698 584,395,005 Personal Property 2,933,226 3,127,559 3,399,575 5,000,717 4,856,393 Penalty 0 0 0 0 0 Less Other Exempt (1,960,491) (895,957) (898,089) (455,200) (1,570,949) Less Home Owner Value (56,000) (61,600) (49,000) (70,000) (63,000) Less B Inv. Value 0 0 0 0 0 Total Net Assessed Taxable Secured Value 871,941,642 859,099,615 865,937,603 856,296,944 820,826,096 Unsecured: Land 99 99 99 1,267 1,245 Improvements 60,147,367 57,617,429 63,627,182 69,008,584 60,185,535 Personal Property 48,331,227 48,607,315 53,892,307 60,792,341 57,684,012 Penalty 0 0 0 0 0 Less Other Exempt (64,730) (63,954) (68,471) (66,749) (56,785) Total Net Assessed Taxable Unsecured Value 108,413,963 106,160,889 117,451,117 129,735,443 117,814,007 Total Net Assessed Taxable Value 980,355,605$ 965,260,504$ 983,388,720$ 986,032,387$ 938,640,103$ FY 2007 2006 2005 2004 2003 Secured: (1) Land 216,759,847$ 209,051,600$ 193,066,855$ 180,571,588$ 175,028,644$ Improvements 552,604,613 515,092,610 468,555,559 430,563,506 403,984,613 Personal Property 6,825,265 7,420,696 4,909,559 2,970,008 3,290,180 Penalty 0 0 0 0 0 Less Other Exempt (760,295) (610,338) (730,777) (100) 0 Less Home Owner Value (70,000) (70,000) (70,000) (77,000) (75,600) Less B Inv. Value 0 0 0 0 0 Total Net Assessed Taxable Secured Value 775,359,430 730,884,568 665,731,196 614,028,002 582,227,837 Unsecured: Land 1,220 396 156,701 174,128 201,461 Improvements 56,536,963 48,736,306 51,133,704 52,581,364 48,916,729 Personal Property 57,404,440 47,480,402 51,093,465 54,158,601 46,472,846 Penalty 0 0 0 0 0 Less Other Exempt (32,652) (32,573) (39,043) (57,842) (57,121) Total Net Assessed Taxable Unsecured Value 113,909,971 96,184,531 102,344,827 106,856,251 95,533,915 Total Net Assessed Taxable Value 889,269,401$ 827,069,099$ 768,076,023$ 720,884,253$ 677,761,752$ (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations City of Palm Desert Change in Taxable Values Redevelopment Project Area # 1 - Original 2012 versus 2011 217 FY 2012 2011 % Change Secured: (1) Land 244,450,814$ 246,861,736$ -1.0% Improvements 626,574,093$ 610,067,877$ 2.7% Personal Property 2,933,226$ 3,127,559$ -6.2% Penalty 0$ 0$ 0.0% Less Other Exempt (1,960,491)$ (895,957)$ 118.8% Less Home Owner Value (56,000)$ (61,600)$ -9.1% Total Net Assessed Taxable Secured Value 871,941,642$ 859,099,615$ 1.5% Unsecured: Land 99$ 99$ 0.0% Improvements 60,147,367$ 57,617,429$ 4.4% Personal Property 48,331,227$ 48,607,315$ -0.6% Penalty 0$ 0$ 0.0% Less Other Exempt (64,730)$ (63,954)$ 1.2% Total Net Assessed Taxable Unsecured Value 108,413,963$ 106,160,889$ 2.1% Total Net Assessed Taxable Value 980,355,605$ 965,260,504$ 1.6% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 1 - Amended Last Ten Fiscal Years 218 FY 2012 2011 2010 2009 2008 Secured: (1) Land 1,485,119,173$ 1,520,035,284$ 1,556,322,273$ 1,646,837,956$ 1,548,363,317$ Improvements 2,972,294,294 3,064,294,006 3,138,650,280 3,216,329,372 3,098,549,660 Personal Property 2,902,053 3,304,016 2,462,676 4,295,752 4,850,231 Penalty 0 0 0 0 0 Less Other Exempt (92,647,477) (89,778,462) (86,825,212) (86,439,305) (84,042,297) Less Home Owner Value (28,318,713) (29,088,641) (29,699,188) (30,414,878) (30,606,235) Less B Inv. Value 0 0 Total Net Assessed Taxable Secured Value 4,339,349,330 4,468,766,203 4,580,910,829 4,750,608,897 4,537,114,676 Unsecured: Land 547 262,619 623 56,456 714 Improvements 30,038,023 31,662,152 33,207,261 37,501,662 36,438,840 Personal Property 56,942,231 64,035,933 59,544,019 67,485,677 62,971,014 Penalty (4,784,840) 0 0 0 0 Less Other Exempt 28,000 (3,119,713) (7,874,926) (11,366,822) (7,990,591) Total Net Assessed Taxable Unsecured Value 82,223,961 92,840,991 84,876,977 93,676,973 91,419,977 Total Net Assessed Taxable Value 4,421,573,291$ 4,561,607,194$ 4,665,787,806$ 4,844,285,870$ 4,628,534,653$ 2007 2006 2005 2004 2003 Secured: (1) Land 1,404,883,142$ 1,221,817,819$ 1,099,974,404$ 1,037,831,772$ 964,043,115$ Improvements 2,848,708,294 2,548,978,946 2,322,285,503 2,109,457,532 1,966,604,300 Personal Property 5,159,912 5,081,062 4,080,748 3,722,255 4,822,804 Penalty 0 0 0 0 0 Less Other Exempt (71,117,424) (75,212,626) (72,356,678) (50,011,055) (50,251,474) Less Home Owner Value (30,941,142) (30,902,546) (31,114,156) (30,819,292) (28,898,212) Less B Inv. Value 0 0 0 0 0 Total Net Assessed Taxable Secured Value 4,156,692,782 3,669,762,655 3,322,869,821 3,070,181,212 2,856,320,533 Unsecured: Land 781 0 1,449 9,581 135,778 Improvements 38,277,529 33,710,842 33,165,394 32,087,933 29,960,052 Personal Property 57,326,123 51,779,049 53,234,502 56,477,588 46,150,607 Penalty 0 0 0 0 0 Less Other Exempt (3,164,410) (6,306,859) (6,430,836) (8,791,155) (8,632,424) Total Net Assessed Taxable Unsecured Value 92,440,023 79,183,032 79,970,509 79,783,947 67,614,013 Total Net Assessed Taxable Value 4,249,132,805$ 3,748,945,687$ 3,402,840,330$ 3,149,965,159$ 2,923,934,546$ (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations City of Palm Desert Change in Taxable Values Redevelopment Project Area # 1 - Amended 2012 versus 2011 219 FY 2012 2011 % Change Secured: (1) Land 1,485,119,173$ 1,520,035,284$ -2.3% Improvements 2,972,294,294$ 3,064,294,006$ -3.0% Personal Property 2,902,053$ 3,304,016$ -12.2% Penalty 0$ 0$ 0.0% Less Other Exempt (92,647,477)$ (89,778,462)$ 3.2% Less Home Owner Value (28,318,713)$ (29,088,641)$ -2.6% Total Net Assessed Taxable Secured Value 4,339,349,330$ 4,468,766,203$ -2.9% Unsecured: Land 547$ 262,619$ -99.8% Improvements 30,038,023$ 31,662,152$ -5.1% Personal Property 56,942,231$ 64,035,933$ -11.1% Penalty (4,784,840)$ 0$ 0.0% Less Other Exempt 28,000$ (3,119,713)$ -100.9% Total Net Assessed Taxable Unsecured Value 82,223,961$ 92,840,991$ -11.4% Total Net Assessed Taxable Value 4,421,573,291$ 4,561,607,194$ -3.1% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 2 Last Ten Fiscal Years 220 FY 2012 2011 2010 2009 2008 Secured: (1) Land 404,539,856$ 516,275,626$ 566,073,734$ 633,335,921$ 587,058,715$ Improvements 1,031,878,423 1,075,692,278 1,268,066,132 1,367,855,491 1,276,315,674 Personal Property 580,087 2,702,362 670,711 866,004 590,836 Penalty (2)0 0 Less Other Exempt (11,276,866) (10,401,200) (8,919,361) (7,964,045) (9,550,463) Less Home Owner Value (3,697,400) (3,750,600) (3,673,600) (3,724,000) (3,735,200) Less B Inv. Value 0 0 Total Net Assessed Taxable Secured Value 1,422,024,100 1,580,518,466 1,822,217,616 1,990,369,371 1,850,679,562 Unsecured: Land 4,719 0 0 2,542 0 Improvements 18,513,172 9,474,802 14,071,375 18,201,638 5,343,621 Personal Property 38,744,588 28,314,673 34,842,003 29,865,376 20,391,298 Penalty 0 0 0 0 0 Total Net Assessed Taxable Unsecured Value 57,262,479 37,789,475 48,913,378 48,069,556 25,734,919 Total Net Assessed Taxable Value 1,479,286,579$ 1,618,307,941$ 1,871,130,994$ 2,038,438,927$ 1,876,414,481$ FY 2007 2006 2005 2004 2003 Secured: (1) Land 521,340,003$ 414,088,670$ 377,500,739$ 338,504,943$ 298,852,366$ Improvements 1,137,488,315 1,043,768,419 964,730,831 915,313,076 830,436,695 Personal Property 6,592,802 6,930,907 8,309,969 7,136,535 7,539,988 Penalty (2)0 0 0 0 0 Less Other Exempt (7,655,384) (3,292,024) (3,133,357) (2,979,597) (2,823,135) Less Home Owner Value (3,752,000) (3,752,000) (3,689,000) (3,316,600) (2,853,200) Less B Inv. Value 0 0 0 0 0 Total Net Assessed Taxable Secured Value 1,654,013,736 1,457,743,972 1,343,719,182 1,254,658,357 1,131,152,714 Unsecured: Land 0 0 0 0 0 Improvements 6,215,099 4,187,472 3,853,947 4,482,615 2,799,545 Personal Property 19,806,418 12,129,847 13,891,105 11,486,746 7,626,600 Penalty 0 0 0 0 0 Total Net Assessed Taxable Unsecured Value 26,021,517 16,317,319 17,745,052 15,969,361 10,426,145 Total Net Assessed Taxable Value 1,680,035,253$ 1,474,061,291$ 1,361,464,234$ 1,270,627,718$ 1,141,578,859$ (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations City of Palm Desert Change in Taxable Values Redevelopment Project Area # 2 2012 versus 2011 221 FY 2012 2011 % Change Secured: (1) Land 404,539,856$ 516,275,626$ -21.6% Improvements 1,031,878,423$ 1,075,692,278$ -4.1% Personal Property 580,087$ 2,702,362$ -78.5% Penalty 0$ 0$ 0.0% Less Other Exempt (11,276,866)$ (10,401,200)$ 8.4% Less Home Owner Value (3,697,400)$ (3,750,600)$ -1.4% Less B Inv. Value 0$ 0$ 0.0% Total Net Assessed Taxable Secured Value 1,422,024,100 1,580,518,466 -10.0% Unsecured: Land 4,719$ 0$ 0.0% Improvements 18,513,172$ 9,474,802$ 95.4% Personal Property 38,744,588$ 28,314,673$ 36.8% Penalty 0$ 0$ 0.0% Total Net Assessed Taxable Unsecured Value 57,262,479 37,789,475 51.5% Total Net Assessed Taxable Value 1,479,286,579$ 1,618,307,941$ -8.6% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 3 Last Ten Fiscal Years 222 FY 2012 2011 2010 2009 2008 Secured: (1) Land 119,303,599$ 123,088,378$ 125,790,120$ 134,147,217$ 119,422,958$ Improvements 379,322,839 392,221,646 424,745,043 418,977,238 375,240,496 Personal Property 3,461,707 3,523,812 5,011,721 3,308,454 3,629,771 Penalty 0 0 0 0 0 Less Other Exempt (19,890,920) (20,749,611) (20,847,823) (20,782,445) (19,251,214) Less Home Owner Value (2,170,000) (2,303,000) (2,371,600) (2,331,000) (2,203,600) Total Net Assessed Taxable Secured Value 480,027,225 495,781,225 532,327,461 533,319,464 476,838,411 Unsecured: Land 0 0 0 0 0 Improvements 7,844,983 8,768,007 14,220,568 18,796,505 17,795,034 Personal Property 45,527,343 70,315,349 54,874,036 45,622,109 45,542,975 Penalty 0 0 0 0 0 Less Other Exempt (753,726) (419,433) (534,431) (549,632) (402,531) Total Net Assessed Taxable Unsecured Value 52,618,600 78,663,923 68,560,173 63,868,982 62,935,478 Total Net Assessed Taxable Value 532,645,825$ 574,445,148$ 600,887,634$ 597,188,446$ 539,773,889$ FY 2007 2006 2005 2004 2003 Secured: (1) Land 114,253,170$ 103,496,559$ 91,523,675$ 83,600,129$ 76,423,641$ Improvements 333,347,161 298,197,384 243,139,587 221,590,995 176,923,362 Personal Property 3,893,071 3,890,560 3,152,374 1,581,880 1,224,360 Penalty 0 0 0 0 0 Less Other Exempt (19,311,510) (20,251,190) (19,430,222) (3,149,364) (2,977,801) Less Home Owner Value (2,206,400) (2,046,800) (1,974,000) (1,912,400) (1,750,000) Total Net Assessed Taxable Secured Value 429,975,492 383,286,513 316,411,414 301,711,240 249,843,562 Unsecured: Land 0 370 2,138 2,138 2,213 Improvements 13,109,332 12,424,085 9,635,015 13,245,112 8,281,641 Personal Property 44,899,884 38,091,911 35,730,772 37,209,995 26,061,080 Penalty 0 0 0 0 0 Less Other Exempt (437,726) (434,582) (455,101) (470,220) (459,656) Total Net Assessed Taxable Unsecured Value 57,571,490 50,081,784 44,912,824 49,987,025 33,885,278 Total Net Assessed Taxable Value 487,546,982$ 433,368,297$ 361,324,238$ 351,698,265$ 283,728,840$ (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations City of Palm Desert Change in Taxable Values Redevelopment Project Area # 3 2012 versus 2011 223 FY 2012 2011 % Change Secured: (1) Land 119,303,599$ 123,088,378$ -3.1% Improvements 379,322,839$ 392,221,646$ -3.3% Personal Property 3,461,707$ 3,523,812$ -1.8% Penalty 0$ 0$ 0.0% Less Other Exempt (19,890,920)$ (20,749,611)$ -4.1% Less Home Owner Value (2,170,000)$ (2,303,000)$ -5.8% Total Net Assessed Taxable Secured Value 480,027,225 495,781,225 -3.2% Unsecured: Land 0$ 0$ 0.0% Improvements 7,844,983$ 8,768,007$ -10.5% Personal Property 45,527,343$ 70,315,349$ -35.3% Penalty 0$ 0$ 0.0% Less Other Exempt (753,726)$ (419,433)$ 79.7% Total Net Assessed Taxable Unsecured Value 52,618,600 78,663,923 -33.1% Total Net Assessed Taxable Value 532,645,825$ 574,445,148$ -7.3% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 4 Last Ten Fiscal Years 224 FY 2012 2011 2010 2009 2008 Secured: (1) Land 506,713,567$ 535,851,149$ 571,851,472$ 612,342,380$ 589,549,492$ Improvements 1,199,159,939 1,239,148,331 1,299,807,730 1,338,202,248 1,340,102,309 Personal Property 3,132,280 3,145,190 3,272,357 3,221,691 4,306,781 Penalty (2)0 0 0 0 0 Less Other Exempt (3,098,791) (3,156,884) (3,073,279) (3,034,308) (3,046,149) Less Home Owner Value (14,345,800) (14,840,000) (14,991,200) (15,250,200) (15,577,800) Less B Inv. Value Total Net Assessed Taxable Secured Value 1,691,561,195 1,760,147,786 1,856,867,080 1,935,481,811 1,915,334,633 Unsecured: Land 34,446 0 0 0 0 Improvements 948,280 971,923 1,383,594 1,404,311 1,372,786 Personal Property 2,347,964 3,219,710 6,284,727 6,296,641 6,712,170 Penalty (2)0 0 0 0 0 Total Net Assessed Taxable Unsecured Value 3,330,690 4,191,633 7,668,321 7,700,952 8,084,956 Total Net Assessed Taxable Value 1,694,891,885$ 1,764,339,419$ 1,864,535,401$ 1,943,182,763$ 1,923,419,589$ FY 2007 2006 2005 2004 2003 Secured: (1) Land 538,079,392$ 480,264,736$ 423,136,913$ 387,894,896$ 363,532,124$ Improvements 1,253,230,590 1,145,343,698 1,060,291,261 1,000,472,990 943,610,707 Personal Property 895,558 1,037,306 1,039,548 903,523 1,176,104 Penalty (2)0 0 0 0 0 Less Other Exempt (2,814,993) (2,988,924) (2,213,136) (2,236,588) (2,005,855) Less Home Owner Value (15,797,600) (15,874,600) (16,083,200) (16,032,800) (15,162,000) Less B Inv. Value 0 0 Total Net Assessed Taxable Secured Value 1,773,592,947 1,607,782,216 1,466,171,386 1,371,002,021 1,291,151,080 Unsecured: Land 0 0 0 0 0 Improvements 1,581,231 1,606,970 2,043,627 1,172,618 1,610,760 Personal Property 7,973,923 10,276,814 4,639,732 3,438,910 6,790,656 Penalty (2)0 0 0 0 0 Total Net Assessed Taxable Unsecured Value 9,555,154 11,883,784 6,683,359 4,611,528 8,401,416 Total Net Assessed Taxable Value 1,783,148,101$ 1,619,666,000$ 1,472,854,745$ 1,375,613,549$ 1,299,552,496$ (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations City of Palm Desert Change in Taxable Values Redevelopment Project Area # 4 2012 versus 2011 225 FY 2012 2011 % Change Secured: (1) Land 506,713,567$ 535,851,149$ -5.4% Improvements 1,199,159,939$ 1,239,148,331$ -3.2% Personal Property 3,132,280$ 3,145,190$ -0.4% Penalty 0$ 0$ 0.0% Less Other Exempt (3,098,791)$ (3,156,884)$ -1.8% Less Home Owner Value (14,345,800)$ (14,840,000)$ -3.3% Less B Inv. Value 0$ 0$ 0.0% Total Net Assessed Taxable Secured Value 1,691,561,195 1,760,147,786 -3.9% Unsecured: Land 34,446$ 0$ #DIV/0! Improvements 948,280$ 971,923$ -2.4% Personal Property 2,347,964$ 3,219,710$ -27.1% Penalty 0$ 0$ 0.0% Total Net Assessed Taxable Unsecured Value 3,330,690 4,191,633 -20.5% Total Net Assessed Taxable Value 1,694,891,885$ 1,764,339,419$ -3.9% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations 226 THIS PAGE INTENTIONALLY LEFT BLANK