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HomeMy WebLinkAbout06C Investment Report - Oct 2011City of Palm Desert City and Redevelopment Agency Portfolios COMPLIANCE ANALYSIS AND INVESTMENT REPORT October 31, 2011 Paul S. Gibson, C.C.M.T., Treasurer Thomas W. Jeffrey, J.D., M.B.A., Deputy City Treasurer Treasurer's Commentary The European sovereign debt crisis appears to be spreading into healthy Eurozone countries where bond yields are rising, reflecting a lack of confidence in officials's abilities to contain the crisis. At the same time, economic performance statistics suggest that the Eurozone may be sliding into a recession. In Greece, the public debt -to -GDP ratio has risen to 180%, and a national barter system has evolved. In October, a Franco-German rescue plan for Greece was developed in order to stave off a sovereign debt default. Under the plan, the European Financial Stability Fund would be increased to $1.4 trillion; Greece would receive $182 billion in financial aid; and Eurozone banks would take a 50% "haircut" on Greek sovereign debt, and recapitalize by an estimated $148 billion. This plan was simply a strategy to buy time. Although the focus has now shifted to Italy which is struggling with $2.8 trillion of outstanding public debt, and is "too big to fail", Portugal is actually the next country that is most likely to default. The U.S. commercial banks that have the greatest exposure to Euro sovereign debt are: J.P. Morgan Chase ($15.1 billion net); Bank of America ($13.0 billion net); and Citibank ($7.1 billion net). Wells Fargo Economics Group is forecasting an average U.S. economic growth rate of 1.9% over the 2011-2013 period. This may be overly optimistic, however, in the wake of the European sovereign debt crisis, domestic austerity cuts, and projected U.S. inflation of 5-6% in 2013 and for sometime thereafter (The Kiplinger Letter). Furthermore, if Congress cannot agree on $1.2 trillion of budget cuts by November 23, 2011, then U.S. Government debt may be subject to further credit rating downgrades, ultimately raising the cost of public debt issuance. Pis �jd4oi-v, C. C.Al 7- City Treasurer PORTFOLIO STATISTICS Dollars in Thousands OCT-11 SEP-11 AUG-11 JUL-11 JUN-11 MAY-11 CITY Month -End Book Value— $ 195,884 $ 205,053 $ 206,655 $ 207,383 $ 223,281 $ 219,682 Month -End Market Value*** $ 195,904 $ 205,075 $ 206,683 $ 207,415 $ 223,342 $ 219,780 Paper Gain (Loss) $ 20 $ 22 $ 28 $ 32 $ 61 $ 98 Prior Year Book Variance $ 3,188 $ 9,325 $ 382 $ 9,505 $ 21,349 $ 17,899 Interest Earnings 70 80 91 122 131 125 Yield -To -Maturity 0.43% 0.49% 0.49% 0.67% 0.72% 0.71 % Weighted Maturity (Days) 14 23 22 77 79 81 Effective Duration 0.01 0.24 0.02 0.02 0.02 0.03 RDA Month -End Book Value *** $ 212,996 $ 226,792 $ 240,274 $ 247,803 $ 236,903 $ 241,394 Month -End Market Value *** $ 213,194 $ 227,006 $ 240,529 $ 248,063 $ 237,195 $ 241,718 Paper Gain (Loss) $ 198 $ 214 $ 255 $ 260 $ 292 $ 324 Prior Year Book Variance $ (29,877) $ (31,107) $ (36,071) $ (50,709) $ (65,660) $ (58,327) Interest Earnings 97 87 117 114 122 120 Yield -To -Maturity 0.54% 0.56% 0.58% 0.56% 0.63% 0.62% Weighted Maturity (Days) 242 228 215 208 218 228 Effective Duration 0.28 0.27 0.28 0.28 0.31 0.32 *** Omits SLGSs. Dollars in Thousands Aaeina Interval < 1M < 2M < 3M < 6M < 1 YR < 2YR < 3YR < 4YR < 5YR > 5YR Total: Ratings AAA AA A Unrated " Total: Sector MMF Agencies MTNs CAMP LAIF County Pool Rabobank RDA Loan LAIF/Bond Proceeds City of Palm Desert -- Portfolio Characteristics October 31, 2011 Market Value $ 149,236 3,022 $ 152,258 Market Value $ 100,771 88,644 $ 189,415 Market Value $ 4,278 3,020 13,250 49,767 80,151 72 13,555 25,322 General Fund Ageing 100 _.98.._._.__...._._..._..._.._._._.._.._..._....._..._.__-.___ ....... 80 ° 60 0 0 0 40 IL 20 0 0 0 2 0 0 0 0 0! 0 <11VI <2M <3M <6M <1YR<2YR<3YR<4YR<5YR>5YR Credit Quality AAA A 53% 0%16 AA Unrated *' 0% 47% Asset Allocation MTNs 0% :ounty Pool 42% LAIF 26% Rabobank 0% Agencies 2% RDA Loan CAMP 7% 7%MMF LAIF/Bond 2°/ Proceeds Total: $ 189,415 ° 14% Month Citv Yield LAIF Yield Variance Performance Nov10 0.75 0.45 0.30 Dec0.72 0.46 0.26 0.8 --_....._...____...._...____._...,_..._..__..___...._.._....._.. Jan11 0.66 0.54 0.12 - - - Feb 0.56 0.51 0.05 0.6 - Mar 0.54 0.50 0.04 0 Apr 0.76 0.59 0.17 0.4 - a: May 0.71 0.41 0.30 m >- Jun 0.72 0.45 0.27 0.2 - Jul 0.67 0.38 0.29 i Aug 0.49 0.41 0.08 0.0 Sep 0.49 0.41 0.08 NovlODecJanll FebMarApr May Jun Jul AugSepOct Oct 0,43 0.39 0.05 M a i Standard and Poors *" LAIF, and City Loan to RDA Page 2 Dollars in Thousands Aaeina Interval < 1 M < 2M < 3M < 6M < 1YR < 2YR < 3YR < 4YR < 5YR > 5YR Total: ualit AAA AA A Unrated "* Total: Sector MMF Agencies MTNs CAMP County Pool Rabobank LAI F EIP LAIF/Bond Proceeds Total: Palm Desert Redevelopment Agency -- Portfolio Characteristics October 31, 2011 Market Value $ 56,683 6,020 18,740 4,981 2,790 $ 89,214 Market Value $ 55,549 6,623 149,648 $ 211,820 Market Value $ 2,776 32,092 6,623 13,101 7,509 71 28,646 2,790 118,212 $ 211,820 Month RDA Yield LAW Yield Nov10 0.59 0.45 Dec 0.60 0.46 Jan11 0.68 0.54 Feb 0.71 0.51 Mar 0.61 0.50 Apr 0.73 0.59 May 0.62 0.41 Jun 0.63 0.45 Jul 0.67 0.38 Aug 0.58 0.41 Sep 0.56 0.41 Oct 0.54 0.39 Portfolio Ageing w/o SLGSs 100 ........ _.._.._.__..__.......... ----- - - . 80 64 ° 60 - 0 0 40 - 21 20 - 17,11 0 0 n 0 0 0 3 0 <iM <21V! <W <61v!<1YR<2YR<VR<4YR<5YR>5YR Credit Quality AA A 3% 0% AAA Unrated ** 26% 71% Asset Allocation County Pool LAW EIP d% 14/0 1% CAM 6% MTNs 3% Agencies 15% MMI 1% Rabobank 0% LAIF/Bond Proceeds 56% i --- ---- ---- -- Variance Performance 0.14 0.14 0 8-___.___...__....____...._._..._.._._.._._-_._.__.--_-.....___-_..-. 0.14 0.20 0.6 - - 0.11 0.14 �-�, 0.4 I 5 r. 0.21 0.2 0.18 0.29 0.0 0.17 NovlODecJanll FebMarApr May JunJulAug Sep Oct 0.15 ®LAIFYield ORDAYield 0.16 Standard and Poors *' LAIF Page 3 STATEMENT OF COMPLIANCE The investment portfolios of the City of Palm Desert ("City") and the Palm Desert Redevelopment Agency ("RDA") are governed by federal, state, and local law. The City Treasurer's "Statement of Investment Policy" is more restrictive than the California Government Code. The Palm Desert Audit, Investment, and Finance Committee and the Palm Desert City Council review the Statement of investment Policy annually. For the month ended October 31, 2011, the City and the RDA investment portfolios were in compliance with all applicable federal, state, and local laws and regulations. The City Treasury continued to pursue conservative and prudent investment strategies, based upon the stated objectives of safety, liquidity, and yield (in order of priority). Barring unforeseen events, the City Treasury should have sufficient cash to finance the operations of the City of Palm Desert and the Palm Desert Redevelopment Agency over the next six months. In addition, portions of either the City or the RDA portfolio could be liquidated in order to meet any significant, unexpected cash requirements. Interactive Data Corporation provided the data that was used to calculate the market value of all securities in the City and the RDA investment portfolios. State and Local Government Series securities are held in escrow accounts, and are therefore not included in this report as assets. All balances are bank balances. Respectfully Submitted on November 22, 2011, pack.. tidL10m, C. C. Ai'. T. City Treasurer SUMMARY OF AUTHORIZED INVESTMENTS I California Government Code I City Investment Policy CA Govt Maximum Maximum Quality Maximum Maximum Quality % of City % of RDA Code Investment Category Maturity Limit S&P/Mdys Maturity Limit S&P/Mdys Portfolio Portfolio 53601(a) Palm Desert Bonds 5 Years No Limit - 1.3% 53632(c) Savings Accounts No Limit No Limit No Limit No Limit I 0.0% 0.0% 53601(b) U.S. Treasuries 5 Years No Limit 5 Years No Limit - - 53601(c) CA State Debt 5 Years No Limit Not Authorized 53601(d) CA Local Agency Debt 5 Years No Limit Not Authorized 53601(e) Federal Agencies 5 Years No Limit 5 Years 30% 6% 1.6% 15.1 % 53601(f) Bankers's Acceptances 180 Days 40% 180 Days 40% A-1 & P-1 - - 53601(g) Commercial Paper 270 Days 25% A-1+ or P-1 270 Days 25% A-1+ or P-1 - - 53601(h) Negotiable CDs 5 Years 30% 5 Years 30% AA- or Aa3 - - 53601(i) Repos 1 Year No Limit 30 Days 20% AAA & Aaa - - 53601(I) Reverse Repos 92 Days 20% Not Authorized 536010) Medium -Term Notes 5 Years 0 30% A 5 Years 120% 30 0/o A IAAA&Aaal 0.. 0 o/0 31 a/o 53601(k) Mutual Funds 90 Days 20% AAA & Aaa 90 Days (2) 2.3% 1.3% 53601(I) Trust Indenture Debt Not Authorized 53601(m) Secured Bank Deposits 5 Years No Limit Not Authorized 53601(k) Local Government AAA & Aaa I I AAA & AaaI I Investment Pools 90 Days 20% or Advisor 90 Days 20% (2) or Advisor 49.39% 9.7% 53601(n) Mortgage -Backed 5 Years 20% A (Issuer) & Not Authorized Securities AA (Security) 16429.1(b) LAW No Limit No Limit 39.7% 69.4% (1) The City loan to RDA, which is not a bond, has been approved by the Palm Desert City Council. 92.9% 100.0% (2) The City Energy Independence Program has been approved by the Palm Desert City Council. 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