Loading...
HomeMy WebLinkAbout2015 Palm Desert CAFR COMPREHENSIVE ANNUAL FINANCIAL REPORT of the CITY OF PALM DESERT, CALIFORNIA For the Fiscal Year ended June 30, 2015 Prepared by the Finance Department City Treasurer/Director of Finance Paul S. Gibson, CCMT Assistant Finance Director Jose Luis Espinoza, CPA Finance Staff (in alphabetical order by positions and names) ACCOUNTING TECHNICIAN II James Bounds ACCOUNTING TECHNICIAN II Horacio Celaya ACCOUNTING TECHNICIAN II Sharon Christiansen ACCOUNTING TECHNICIAN II Diana Leal ADMINISTRATIVE SECRETARY Niamh Ortega DEPUTY CITY TREASURER Thomas Jeffrey G.I.S. TECHNICIAN John Urkov INFORMATION SYSTEMS MANAGER Clayton von Helf INFORMATION SYSTEMS TECHNICIAN Troy Kulas INFORMATION SYSTEMS TECHNICIAN Ray Santos MANAGEMENT ANALYST II Jenny Barnes SENIOR FINANCIAL ANALYST Anthony Hernandez   i CITY OF PALM DESERT TABLE OF CONTENTS JUNE 30, 2015 Page Number INTRODUCTORY SECTION Table of Contents i Letter of Transmittal vii GFOA Certificate of Achievement for Excellence in Financial Reporting xi List of Principal Officials xiii Organization Chart xiv FINANCIAL SECTION AUDITORS' REPORT Independent Auditors' Report 1 MANAGEMENT’S DISCUSSION AND ANALYSIS 5 BASIC FINANCIAL STATEMENTS Exhibit A -Statement of Net Position 17 Exhibit B -Statement of Activities 18 Exhibit C -Balance Sheet -Governmental Funds 22 Exhibit D -Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Position 25 Exhibit E -Statement of Revenues, Expenditures and Changes in Fund Balances -Governmental Funds 26 Exhibit F -Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities 28 Exhibit G -Statement of Net Position -Proprietary Funds 29 Exhibit H -Statement of Revenues, Expenses and Changes in Fund Net Position -Proprietary Funds 30 ii CITY OF PALM DESERT TABLE OF CONTENTS (CONTINUED) JUNE 30, 2015 Page Number BASIC FINANCIAL STATEMENTS (CONTINUED): Exhibit I -Statement of Cash Flows -Proprietary Funds 31 Exhibit J -Statement of Net Position -Fiduciary Funds 33 Exhibit K -Statement of Changes in Net Position -Fiduciary Funds 34 Notes to Basic Financial Statements 35 REQUIRED SUPPLEMENTARY INFORMATION Schedule 1 -Schedule of Changes in the Net Pension Liability and Related Ratios 126 Schedule 2 -Schedule of Contributions -Defined Benefit Pension Plan 127 Schedule 3 -Schedule of Funding Progress: Other Post-Employment Benefit Plan 128 Schedule 4 -Budgetary Comparison Schedule -General Fund 129 Schedule 5 -Budgetary Comparison Schedule -Prop A Fire Tax Special Revenue Fund 130 Note to Required Supplementary Information 131 SUPPLEMENTARY SCHEDULES General Fund:133 Schedule 6 -Budgetary Comparison Schedule by Department -General Fund 134 Other Governmental Funds -Combining Statements:139 Schedule 7 -Combining Balance Sheet -Other Governmental Funds 140 Schedule 8 -Combining Statement of Revenues, Expenditures and Changes in Fund Balances -Other Governmental Funds 141 iii CITY OF PALM DESERT TABLE OF CONTENTS (CONTINUED) JUNE 30, 2015 Page Number SUPPLEMENTARY SCHEDULES (CONTINUED) Other Governmental Funds -Other Special Revenue:143 Schedule 9 -Combining Balance Sheet -Other Special Revenue Funds 146 Schedule 10 -Combining Statement of Revenues, Expenditures and Changes in Fund Balances -Other Special Revenue Funds 150 Schedule 11 -Schedules of Revenues, Expenditures and Changes in Fund Balance -Budget and Actual -Special Revenue Funds: A.Traffic Safety 154 B.Gas Tax 155 C.Housing Mitigation Fees 156 D.Community Development Block Grant 157 E.Public Safety Police Grants 158 F.El Paseo Assessment District 159 G.Landscape and Lighting Districts No. 1-17 160 Other Governmental Funds -Other Debt Service:161 Schedule 12 -Balance Sheet -Other Debt Service Fund 162 Schedule 13 -Statement of Revenues, Expenditures and Changes in Fund Balances -Other Debt Service Fund 163 Other Governmental Funds -Other Capital Projects:165 Schedule 14 -Combining Balance Sheet -Other Capital Projects Funds 166 Schedule 15 -Combining Statement of Revenues, Expenditures and Changes in Fund Balances -Other Capital Projects Funds 170 Internal Service Funds:175 Schedule 16 -Combining Statement of Net Position 176 Schedule 17 -Combining Statement of Revenues, Expenditures and Changes in Fund Net Position 177 Schedule 18 -Combining Statement of Cash Flows 178 Agency Funds:181 Schedule 19 -Combining Statement of Assets and Liabilities -All Agency Funds 182 Schedule 20 -Combining Statement of Changes in Assets and Liabilities -All Agency Funds 183 iv CITY OF PALM DESERT TABLE OF CONTENTS (CONTINUED) JUNE 30, 2015 Page Number STATISTICAL SECTION Description of Statistical Section 185 Financial Trends Net Position by Component 186 Changes in Net Position 187 Fund Balances of Governmental Funds 189 Changes in Fund Balances of Governmental Funds 190 Graphs -Changes in Fund Balances of Governmental Funds 191 Supplemental Historical General Fund Revenues 192 Supplemental Graph -Historical General Fund Revenues 193 Supplemental Historical General Fund Expenditures 194 Supplemental Graph -Historical General Fund Expenditures 195 Supplemental Historical General Revenue and Expenditures Per Capita 196 Revenue Capacity Assessed Value and Estimated Actual Value of Taxable Property 198 Historical Net Assessed Taxable Values Citywide and Graph -Assessed Valuation Growth 199 Supplemental FY 2015 and 2014 Breakdown of Basic 1% Property Tax Rate Not in Redevelopment Project Area 200 Property Tax Rates Direct and Overlapping Property Tax Rates 201 Principal Property Taxpayers 202 Property Tax Levies and Collections 203 Supplemental Top 25 Sales Tax Generators and Graph -Historical Sales Tax Trends 204 Supplemental Taxable Sales by Category 205 Supplemental Principal Sales Tax Remitters 206 Debt Capacity Ratios of Outstanding Debt by Type 207 Ratios of General Bonded Debt Outstanding 208 Supplemental Special Assessment Information 209 Direct and Overlapping Government Activities Debt 210 Legal Debt Margin Information 211 Pledged-Revenue Coverage 212 v CITY OF PALM DESERT TABLE OF CONTENTS (CONTINUED) JUNE 30, 2015 Page Number STATISTICAL SECTION (CONTINUED) Demographic and Economic Information Demographic and Economic Statistics 213 Principal Employers 214 Supplemental Miscellaneous Statistics 215 Operating Information Full-time Equivalent City Government Employees by Function/Program 216 Operating Indicators by Function/Program 217 Capital Asset Statistics by Function/Program 218 SUPPLEMENTAL REDEVELOPMENT AGENCY STATISTICAL SECTION Redevelopment Agency Project Areas Map 221 Project Area Statistics 223 Tax Allocation Bond Issue Information 224 FY 2014/2015 Breakdown of Basic 1% Property Tax Levy Rates 225 Historical Net Assessed Taxable Values: Redevelopment Project Area No. 1 -Original 226 Change in Taxable Values: Redevelopment Project Area No. 1 -Original 227 Historical Net Assessed Taxable Values: Redevelopment Project Area No. 1 -Amended 228 Change in Taxable Values: Redevelopment Project Area No. 1 -Amended 229 Historical Net Assessed Taxable Values: Redevelopment Project Area No. 2 230 Change in Taxable Values: Redevelopment Project Area No. 2 231 Historical Net Assessed Taxable Values: Redevelopment Project Area No. 3 232 Change in Taxable Values: Redevelopment Project Area No. 3 233 Historical Net Assessed Taxable Values: Redevelopment Project Area No. 4 234 Change in Taxable Values: Redevelopment Project Area No. 4 235 Historical Tax Increment -Redevelopment Property Tax Trust Fund Summary 236 vi THIS PAGE INTENTIONALLY LEFT BLANK xii THIS PAGE INTENTIONALLY LEFT BLANK xiii CITY OF PALM DESERT List of Principal Officials as of June 30, 2015 City Council - Manager Form of Government CITY COUNCIL SUSAN MARIE WEBER Mayor ROBERT A. SPIEGEL Mayor Pro-Tempore JAN C. HARNIK SABBY JONATHAN VAN G. TANNER Council Member Council Member Council Member CITY ADMINISTRATION JOHN M. WOHLMUTH City Manager City Attorney - Best, Best & Krieger David J. Erwin Director of Finance/City Treasurer Paul S. Gibson SUCCESSOR AGENCY TO THE PALM DESERT REDEVELOPMENT AGENCY JOHN M. WOHLMUTH Executive Director 2875 Michelle Drive, Suite 300, Irvine, CA 92606 • Tel: 714.978.1300 • Fax: 714.978.7893 Offices located in Orange and San Diego Counties - 1 - INDEPENDENT AUDITORS’ REPORT To the Honorable Mayor and Members of the City Council City of Palm Desert, California Report on Financial Statements We have audited the accompanying financial statements of the governmental activities,the business-type activities, the discretely presented component unit, each major fund and the aggregate remaining fund information of the City of Palm Desert, California, (the City) as of and for the year ended June 30, 2015, and the related notes to the basic financial statements, which collectively comprise the City’s basic financial statements as listed in the table of contents. Management’s Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditors’ Responsibility Our responsibility is to express opinions on these basic financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the basic financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the basic financial statements.The procedures selected depend on the auditors’ judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditors consider internal control relevant to the City’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. -2 - Opinions In our opinion, the basic financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities,the business-type activities, the discretely presented component unit,each major fund, and the aggregate remaining fund information of the City, as of June 30,2015, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Emphasis of Matter As discussed in Note 19 to the financial statements, the City’s governmental activities net position was restated. Our opinions are not modified with respect to this matter. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis,the schedule of changes in the net pension liability and related ratios, the schedule of contributions -defined benefit pension plan,the schedule of funding progress - other post-employment benefit plan,and the budgetary comparison schedules for the General Fund and the Prop A Fire Tax Special Revenue Fund, identified as Required Supplementary Information (RSI) in the accompanying table of contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the RSI in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during the audit of the basic financial statements. We do not express an opinion or provide any assurance on the RSI because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City’s basic financial statements. The introductory section, supplementary schedules and statistical section are presented for purposes of additional analysis and are not a required part of the basic financial statements. -3 - Other Matters (Continued) Other Information (Continued) The supplementary schedules are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the supplementary schedules are fairly stated in all material respects in relation to the basic financial statements as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated December 9,2015,on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control over financial reporting and compliance. Irvine, California December 9, 2015 -4 - THIS PAGE INTENTIONALLY LEFT BLANK -5 - CITY OF PALM DESERT MANAGEMENT’S DISCUSSION AND ANALYSIS Our discussion and analysis of the City of Palm Desert’s financial performance for the fiscal year ended June 30, 2015 provides:a comparison of current year to prior year ending results based on the government-wide statements; an analysis of the City’s overall financial position and results of operations to assist users in evaluating the City’s financial position; a discussion of significant changes that occurred in funds; and significant budget variances. In addition, it describes the activities during the year for capital assets and long-term debt. We end our discussion and analysis with a description of known facts, decisions, and conditions that are expected to have a significant effect on the financial position or results of operations. Please read it in conjunction with the transmittal letter and the City’s financial statements. FINANCIAL HIGHLIGHTS The City’s total assets exceeded its liabilities by $756.58 million (net position). The City’s governmental activities net position decreased $31.09 million, and the net position of the business-type activities decreased $0.50 million. During the year, the City’s revenues were $93.62 million and expenses were $88.12 million in its governmental activities, excluding transfers,compared to fiscal year 2014, where revenues were $95.77 million and expenses were $86.07 million. In the City’s business-type activities, expenses were $0.06 million more than the $9.31 million generated in green fees, merchandise sales, rental income and other revenues compared to the prior year, where business-type activities revenues were $0.20 million less than its expenses. The City’s governmental activities program revenues and general revenues decreased by $2.15 million, or 2.24 percent from prior year, while program expenses increased $2.05 million, or 2.38 percent from prior year. Business-type activities revenues increased $0.14 million,from $9.17 million to $9.31 million. Expenses remained unchanged from the prior year at $9.37 million. The revenues available for expenditures were $1.59 million more than budgeted in the General Fund. The City kept General Fund expenditures within spending limits by $2.37 million. USING THIS ANNUAL REPORT This annual report consists of a series of financial statements. The Statement of Net Position and Statement of Activities (on pages 17, 18 and 19) provide information about the activities of the City as a whole and present a long-term view of the City’s finances. Fund financial statements start on Page 22. For governmental activities, these fund statements tell how these services were financed in the short term as well as what remains for future spending. Fund financial statements also report the City’s operation in more detail than the government-wide statements by providing information about the City’s most significant funds and other funds. The remaining fiduciary fund statement provides financial information about activities for which the City acts solely as a trustee or agent for the benefit of those outside of the government. -6 - REPORTING THE CITY AS A WHOLE The Statement of Net Position and the Statement of Activities: Our analysis of the City as a whole begins on page 17. One of the most important questions asked about the City’s finances is, “Is the City as a whole better off or worse off as a result of the year’s activities?” The Statement of Net Position and the Statement of Activities report information about the City as a whole and about its activities in a way that answers this question. These statements include all assets and liabilities of the City using the accrual basis of accounting, which is similar to the accounting used by most private-sector companies. All of the current year’s revenues and expenses are taken into account regardless of when cash is received or paid. These two statements report the City’s net position and changes in them. Net position is the difference between total assets and deferred outflows of resources less liabilities, which is one way to measure the City’s financial health, or financial position. Over time, increases or decreases in the City’s net position are an indication of whether its financial health is improving or deteriorating. Other non-financial factors should be considered, however, such as changes in the economy that could cause a decrease in consumer spending. In the Statement of Net Position and the Statement of Activities, we separate City Activities as follows: Governmental activities –Most of the City’s basic services are reported in this category, including general administration (city manager, city clerk, finance, etc.), police and fire protection, public works, parks &recreation,and culture departments. Property taxes, sales tax, transient occupancy tax, user fees, interest income, franchise fees, state and federal grants, contributions from other agencies, and other revenues finance these activities. Business-type activities –The City charges a fee to customers to cover all or most of the cost of certain services it provides. The City’s municipal golf course, Desert Willow, and the City’s Parkview Office Complex activities are reported in this category. Component unit activities –The City includes one separate legal entity in its report –the Palm Desert Recreation Facilities Corporation. Although legally separate, this “component unit” is important because the City is financially accountable for it. REPORTING THE CITY’S MOST SIGNIFICANT FUNDS Fund Financial Statements: The fund financial statements provide detailed information about the most significant funds and other funds, not the City as a whole. Some funds are required to be established by State law and by bond covenants. However, management established many other funds to help it control and manage money for particular purposes or to show that it is meeting legal responsibilities for using certain taxes, grants, and other resources. The City has three types of funds: governmental,proprietary and fiduciary. Governmental funds –Most of the City’s basic services are reported in governmental funds, which focus on how money flows in and out of those funds and the balances left at year-end that are available for spending. These funds are reported using an accounting method called modified accrual accounting, which measures cash and all other financial assets that can readily be converted to cash. The governmental fund statements provide a detailed short-term view of the City’s general government operations and the basic services it provides. Governmental fund information helps determine whether there are more or fewer financial resources that can be spent in the near future to finance the City’s programs. The differences of results in the Governmental Fund financial statements to those in the Government-wide financial statements are explained in a reconciliation following each Governmental Fund financial statement. -7 - Proprietary funds –When the City charges customers for the services it provides, these services are generally reported in proprietary funds. Proprietary funds are reported in the same way that all activities are reported in the Statement of Net Position and the Statement of Activities. The City’s enterprise funds are the same as the business-type activities we report in the government-wide statements,but provide more detail and information such as a statement of cash flows. Fiduciary funds –Used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statement because the resources of those funds are not available to support the City of Palm Desert operations.The accounting used for fiduciary funds is much like that used for proprietary funds. THE CITY AS TRUSTEE Reporting the City’s Fiduciary Responsibilities: The City is the trustee, or fiduciary, for the Successor Agency to the Palm Desert Redevelopment Agency private-purpose trust fund and certain agency funds held on behalf of developers and its employees’ retiree service stipend fund. The City’s fiduciary activities are reported in separate Statements of Net Position, Statement of Changes in Net Position, Statement of Assets and Liabilities, and Statement of Changes in Assets and Liabilities. We exclude these activities from the City’s other financial statements because the City cannot use these assets to finance its operations. The City is responsible for ensuring that the assets reported in these funds are used for their intended purposes. THE CITY AS A WHOLE The City’s combined net position decreased $31.59 million from $788.17 million to $756.58 million. A separate review of the net change in the governmental and business-type activities is provided for the reader. Our analysis focuses on the net assets (Table 1) and changes in net assets (Table 2) of the City’s governmental and business-type activities. -8 - 2015 2014 2015 2014 2015 2014 Current and restricted assets 279.69$ 281.52$ 5.25$ 4.82$ 284.94$ 286.34$ Capital assets 473.72 466.25 72.56 73.23 546.28 539.48 TOTAL ASSETS 753.41 747.77 77.81 78.05 831.22 825.82 Deferred outflows of resources 3.39$ 0.02$ -$ -$ 3.39$ 0.02$ Long-term liabilities outstanding 43.87 11.96 1.44 1.22 45.31 13.18 Other liabilities 26.62 23.59 0.94 0.90 27.56 24.49 TOTAL LIABILITIES 70.49 35.55 2.38 2.12 72.87 37.67 Deferred inflows of resources 5.16$ -$ -$ -$ 5.16$ -$ Net position: Net investment in capital assets 473.72 466.25 71.13 72.01 544.85 538.26 Restricted 135.90 140.46 - - 135.90 140.46 Unrestricted 71.53 105.53 4.30 3.92 75.83 109.45 TOTAL NET POSITION 681.15$ 712.24$ 75.43$ 75.93$ 756.58$ 788.17$ TABLE 1 NET POSITION As of June 30, 2015 and 2014 TotalActivities Business-TypeGovernmental Activities (IN MILLIONS) - 200 400 600 800 1,000 1,200 2015 2014 2015 2014 2015 2014 Governmental Activities Business-Type Activities Total Dollars in Millions Table 1 -Graph Total Assets & Liabilities Total Assets Total Liabilities -9 - The City’s governmental activities net position decreased by 4.37 percent, or $31.09 million. The City’s net position is made up of three components: Net investment in capital assets;restricted net position;and unrestricted net position. For governmental activities, unrestricted net position, which represents the part of net position that can be used to finance day-to-day operations, accounted for 10.50 percent of the overall total net position. Unrestricted net position decreased $34.00 million from $105.53 million in 2014 to $71.53 million in 2015. The decrease was due to the City implementing GASB Statements No. 68 and 71 that resulted in a prior year restatement that decreased the City’s net positon by $39.73 million. The decrease in restricted net position of $4.56 million was due to the following:restricted capital projects decreased by $1.59 million due to capital projects expenses;restricted special projects decreased by $2.97 million.The majority of the decrease is attributable to the $4.65 million repayment of debt by the energy independence fund. Investment in capital assets increased $7.47 million.The calculation of Investment in capital assets includes outstanding debt used to purchase or construct the City’s capital assets.Major additions included the Monterey interchange improvements totaling $5.58 million and the construction of an affordable housing apartment complex totaling $11.59 million. The net position of the business-type activities saw a decrease of $0.50 million, from $75.93 million to $75.43 million. The main factors for the decrease in net position were the transfer out and depreciation expense. Total liabilities increased $0.26 million from $2.12 million in 2014 to $2.38 million in 2015.The increase is due to the new golf cart lease (see Note 6). The City’s governmental activities total assets and deferred outflow of resources increased $9.01 million from $747.79 million in 2014 to $756.80 million in 2015. The increase is attributable to capital assets increase of $7.47 million. Total liabilities and deferred inflows increased by $40.10 million from $35.55 in 2014 to $75.65 million in 2015. As mentioned above, the City implementing GASB Statements No. 68 and 71, which resulted in an increase in the City’s debt of $39.73 million (see Note 1d and Note 8). -10 - 2015 2014 2015 2014 2015 2014 REVENUES: Program Revenues: Charges for services 22.65$ 22.15$ 9.20$ 9.06$ 31.85$ 31.21$ Operating grants and contributions 7.51 9.74 - - 7.51 9.74 Capital grants and contributions 19.30 21.09 0.05 0.10 19.35 21.19 General Revenues: Property taxes 10.29 9.57 - - 10.29 9.57 Transient occupancy tax 10.93 10.06 - - 10.93 10.06 Sales tax 17.61 17.29 - - 17.61 17.29 Other taxes 3.10 3.03 - - 3.10 3.03 Investment earnings 0.49 0.36 0.01 0.01 0.50 0.37 Gain on sale of capital assets 0.01 0.49 0.05 - 0.06 0.49 Other revenues 1.73 1.99 - - 1.73 1.99 TOTAL REVENUES 93.62 95.77 9.31 9.17 102.93 104.94 EXPENSES: General government 16.34 19.19 - - 16.34 19.19 Housing and redevelopment 11.67 7.85 - - 11.67 7.85 Public safety 32.08 29.34 - - 32.08 29.34 Parks, recreation and culture 8.60 8.33 - - 8.60 8.33 Public works 19.14 21.12 - - 19.14 21.12 Interest on long-term debt 0.29 0.24 - - 0.29 0.24 Golf Course-Desert Willow - - 8.43 8.45 8.43 8.45 Office Complex-Parkview - - 0.94 0.92 0.94 0.92 TOTAL EXPENSES 88.12 86.07 9.37 9.37 97.49 95.44 INCREASE (DECREASE ) IN NET POSITION BEFORE TRANSFERS 5.50 9.70 (0.06) (0.20) 5.44 9.50 Transfers 0.44 0.44 (0.44) (0.44) - - Gain on transfer to Successor Agency - - - - - - INCREASE (DECREASE) IN NET POSITION 5.94 10.14 (0.50) (0.64) 5.44 9.50 BEGINNING NET POSITION, AS RESTATED 675.21 702.10 75.93 76.57 751.14 778.67 ENDING NET POSITION 681.15$ 712.24$ 75.43$ 75.93$ 756.58$ 788.17$ TABLE 2 CHANGES IN NET POSITION As of June 30, 2015 and 2014 TotalActivities Business-TypeGovernmental Activities (IN MILLIONS) -11 - Table 2-Graph Changes in Net Position Governmental Activities Total revenue, excluding transfers decreased from $95.77 million to $93.62 million, a 2.24 percent decrease. The decrease is the result of both the operating grants and capital grants and contributions combined decrease of $4.02 million.Factors that contributed to the changes in revenues are as follows: In the prior fiscal year, the Housing Authority received $9.16 million from moneys disbursed by the County Auditor-Controller from the Successor Agency’s Redevelopment Property Tax Trust Fund (RPTTF), pursuant to an obligation of the Successor Agency to provide certain funds for the development to affordable housing units.The Successor Agency listed such obligation on every Recognized Obligation Payment Schedules (ROPS), without objection from the State of California Department of Finance (DOF) until the ROPS for the period covering July 1, 2014 through December 31, 2014 (ROPS 14-15A). Starting with ROPS 14-15A, the DOF has disapproved the relevant items on the ROPS, making the determination that they are not enforceable obligations of the Successor Agency, and as the result, no RPTTF funding was received therefor in fiscal year 2014-15. Decrease of $1.59 million due to the denial by the State of California of the semiannual allocation for capital asset replacement on the ROPS. In the prior year, the City received $6.39 million in capital contributions of lands and buildings representing government-use property transfers from the Successor Agency to the City pursuant to the Long Range Property Management Plan, as approved by the California State Department of Finance.Current year capital contribution from the Successor Agency was $0.48 million. The Housing Authority received intergovernmental revenues for the construction of the Carlos Ortega Villas apartment complex totaling $11.61 million. - 100 200 300 400 500 600 700 800 2015 2014 Governmental Activities Dollars in millions - 10 20 30 40 50 60 70 80 2015 2014 Business-Type Activities Beginning Net Position Total Revenues Ending Net Position Total Expenses -12 - Total expenses increased from $86.07 million to $88.12 million, a 2.38 percent increase. General government decreased $2.85 million, Housing and Redevelopment increased $3.82 million, public safety increased $2.74 million and public works decreased $1.98 million.The City continues to find ways to operate without the assistance of the former Redevelopment Agency.All transactions of the former Redevelopment Agency are reflected on pages 33 and 34 under the title of Successor Agency to the Palm Desert Redevelopment Agency Private-Purpose Trust Fund. The following schedule represents the net cost of providing services: Governmental Activities Net (Expense) Revenue (In Millions) Business-type Activities Business-type activities revenues increased $0.14 million from $9.17 million to $9.31 Million, a 1.50 percent increase. The overall increase was related to the charges for services. The major increase was in merchandise revenues which recognized a $0.14 million increase from the prior year. Additionally, both the Desert W illow Golf Resort and the Parkview Office diligently focused on retaining the market share in their respective industries. The Desert Willow Golf Resort continued to utilize a strategic pricing structure which allowed the golf resort to retain the course utilization with minimal impact to the overall average green fee. The overall rounds mix and play remained consistent with the previous years. The Parkview Office Complex revenues slightly increased resulting from the addition of two new tenants and the annual rental rate adjustments stipulated in the lease agreement with the tenants. 2015 2014 General government Housing and redevelopment (11.96) 8.58 ($8.59) 9.81 Public safety (21.71) (18.67) Parks, recreation and culture (5.96) (5.48) Public works (7.31) (9.92) Interest on long term debt (0.29) (0.24) Total ($38.65)($33.09) 21% -16% 39% 11% 12%1% 2015 Governmental Activities Net (Expense) Revenue 17% -19%34% 10% 19% 1% 2014 Governmental Activities Net (Expense) Revenue General government Housing and redevelopment Public safety Parks, recreation & culture Public works Interest on long term debt -13 - Operating expenses for business-type activities remained constant at $9.37 million. Both Desert Willow and the City continued to implement effective and efficient methods to control costs without impacting service. THE CITY’S FUNDS On Page 22, the governmental funds balance sheet is shown. The combined fund balance of $227.20 million decreased from $238.65 million, or 4.79 percent. This total includes the General Fund balance of $79.81 million, which increased by $1.44 million from prior year. The City’s General Fund balance has a nonspendable balance of $10.31 million, which includes advances, loans and notes, and prepaid costs, $1.77 million in assigned fund balance,and $67.73 million of unassigned fund balance. The change in the General Fund’s balance was due to growth in sales and transient occupancy tax, and an increase in transfers in for street resurfacing reimbursement.Other major funds balance changes are noted below: The Prop A Fire Tax Special Revenue Fund: The fund balance decreased from $2.46 million to $1.81 million, a $0.65 million decrease.The City transferred $2 million to cover part of the shortage.Increase in contract costs was the major factor in the fund balance decrease. The Low Moderate Housing Asset Fund:The fund balance decreased by $0.86 million or 2 percent. The low moderate housing asset fund sold property below the cost in order to assist low- income residents to purchase homes held in inventory ensuring an affordable housing cost. Measure A Special Revenue Fund: the fund balance decreased from $18.54 million to $14.78 million, a 20.28 percent decrease. The decrease in the fund balance is due to construction and maintenance expenditures. Housing Authority Fund: This fund had a minor decrease of $0.14 million from $20.85 million to $20.71 million. The major factor in the decrease was the transfer out to the RDA Low Income Housing Fund for operational costs related to housing program expenditures including ownership of 1,010 affordable housing units. More detailed information about the combined fund balance reserves is presented in Note 9 to the financial statements. General Fund Budgetary Highlights Based upon recommendations from the staff, the City Council revised the budget several times during the year. Adjustments were made on a monthly basis as City staff requested additional appropriations to cover the cost of projects that either had change orders for additional work, or were underestimated. At mid-year, adjustments were made as department heads were requested to adjust their budgets to meet current demands. At year-end, budgets were adjusted for unanticipated expenditures. All amendments that either increase or decrease appropriations are approved by the City Council. For the City’s general fund, the actual ending revenues of $52.23 million were $1.59 million more than the final budgeted revenues of $50.64 million.Sales and transient occupancy taxes continue to be the top two revenue generators for the City totaling $28.36 million,or 54.30 percent of the General Fund budget. The General Fund actual ending expenditures of $50.80 million were $2.37 million less than the final budget of $53.17 million. There were changes in the original budget compared to the final budget during the year. The original expenditure budget was $48.25 million compared to the final budget of $53.17 million, a $4.92 million increase. The major change was due to the appropriations of an additional $1.52 million in transfers to other funds and $1 million in retiree funding.In addition to the transfers, the street resurfacing budget increased $1.05 million. -14 - CAPITAL ASSETS AND DEBT ADMINISTRATION Capital Assets At the end of 2015, the City had $546.28 million invested in a broad range of capital assets, including land, streets, bridges, drainage systems, traffic lights, parks, buildings, art work, vehicles, golf courses and equipment (See Table 3).This amount represents a net increase (including additions and deductions) of $6.80 million over the prior year. 2015 2014 2015 2014 2015 2014 Land 79.25$ 78.44$ 52.74$ 52.74$ 131.99$ 131.18$ Construction-in-progress 26.14 8.24 - - 26.14 8.24 Buildings and improvements other than buildings 99.56 106.03 18.11 18.89 117.67 124.92 Machinery and equipment 2.18 2.03 1.71 1.60 3.89 3.63 Infrastructure & right-of-way 266.59 271.51 - - 266.59 271.51 TOTALS 473.72$ 466.25$ 72.56$ 73.23$ 546.28$ 539.48$ TABLE 3 CAPITAL ASSETS AT YEAR-END For the years ended June 30, 2015 and 2014 TotalActivities Business-TypeGovernmental Activities (NET OF DEPRECIATION, IN MILLIONS) - 100 200 300 400 500 600 700 2015 2014 2015 2014 2015 2014 Governmental Activities Business-Type Activities Total Dollars in millions Table 3 -Graph Capital Assets at Year-End (Net of Depreciation in Millions) Land Construction in Progress Buildings and Improvements Equipment Infrastructure Totals -15 - This year’s major additions included (in millions): Affordable housing apartment complex $ 11.59 Monterey interchange improvements 5.58 Equipment purchases 0.89 Land acquisitions 0.80 $ 18.86 The City’s fiscal year 2016 capital budget calls for it to spend an additional $15.19 million plus continuing capital projects spending of $39.87 million from prior year,with the majority being spent on street improvements and development of a low-income housing apartment project. Projects will be funded with existing bond proceeds or funds that have been designated by an outside party for specific use. More detailed information about the City’s capital assets is presented in Note 1g and Note 5 to the financial statements. Debt At year-end, the City’s governmental activities had $43.87 million in bonds, claims,compensated absences and pension liability versus $11.96 million last year, an increase of $31.91 million as shown in Table 4. The major cause for the increase was the required GASB Statements No. 68 and 71 recording of the city’s pension liability.Prior to GASB Statements No. 68 and 71, the city’s pension liability was a footnote in the financial statements that included the city’s estimated pension liability. 2015 2014 2015 2014 2015 2014 Compensated absences payable 2.67$ 2.69$ -$ -$ 2.67$ 2.69$ Capital leases - - 1.44 1.22 1.44 1.22 Claims and judgements payable 0.30 1.02 - - 0.30 1.02 Special assessments debt with government commitment 1.49 1.53 - - 1.49 1.53 Limited Obligation Improvement bonds 1.81 2.06 - - 1.81 2.06 Lease revenue bond - 4.66 - - - 4.66 Pension liability 37.60 - - 37.60 - TABLE 4 OUTSTANDING DEBT, AT YEAR-END For the years ended June 30, 2015 and 2014 TotalActivities Business-TypeGovernmental Activities (IN MILLIONS) -16 - The City was able to meet its current year debt obligation in a timely manner. Debts issued in the prior year have been used to finance various capital projects. The City’s business-type activities debt increased $0.22 million from $1.22 million to $1.44 million. Debt in the business-type activities is for capital leasing of equipment. The City’s golf course uses leasing as an alternative to purchasing golf carts and maintenance equipment to maintain a cash flow to operate the day-to-day activities. The increase in the City’s business-type activities debt was directly related to the new golf carts leases in the amount of $0.98 million. The City’s business-type activities were able to meet its current year debt obligation in a timely manner. More detailed information about the City’s long-term liabilities is presented in Note 6 to the financial statements. ECONOMIC FACTORS AND NEXT YEAR’S BUDGETS In preparing the budget for fiscal year 2016, management focused on three core principles:1) minimize the impact of budget cuts to key services and maintain the level of service expected by residents, businesses, and visitors; 2) minimize the number of tax and fee adjustments required to maintain existing service levels; and 3) review standards of infrastructure maintenance and operation and adjust standards to provide quality of city facilities in line with budget considerations, including but not limited to parks, roads, and buildings. The following economic factors were considered by management: In the five-year capital improvement program, all restricted capital funds have been allocated to various projects. As a result, any additional projects would require a transfer from the general fund, which would mean a decrease to the City’s unobligated general fund reserve.A detailed analysis will be performed and a cost benefit approach will be employed before the general fund reserves are decreased for capital improvements. Increase in healthcare and retirement costs. The 2016 budget is a reflection of the City’s commitment to the residents of Palm Desert. The City’s conservative approach has provided for a consistently high level of services. The City has made a commitment to allocate resources for public safety, cultural/social programs, and necessary infrastructure improvements. A copy of the City’s 2015-2016 financial plan can be obtained by contacting the City’s Finance Department or visit the City’s website at www.cityofpalmdesert.org. CONTACTING THE CITY’S FINANCIAL MANAGEMENT This financial report is designed to provide our citizens, taxpayers, customers, investors,and creditors with a general overview of the City’s finances and to show the City’s accountability for the money it receives. If you have questions about this report or need additional financial information, contact the Finance Department at the City of Palm Desert, 73-510 Fred Waring Drive, Palm Desert, California 92260-2578, or (760) 346-0611. Exhibit A Componen Uni Palm Deser Recreational Governmental Business-type Facilities Activities Activities Total Corporation Cash and investments 160,353,727$ 4,164,814$ 164,518,541$ 72,236$ Receivables: Accounts 1,790,325 107,129 1,897,454 41,314 otes 1,490,250 - 1,490,250 - Interes 476,093 - 476,093 - Loans 11,533,306 - 11,533,306 - Internal balances 500,000 (500,000) - - Prepaid costs 923,635 34,831 958,466 9,464 Inventories 31,469 250,566 282,035 45,860 Deposits 15,007,273 - 15,007,273 Due from other governments 11,339,246 - 11,339,246 - Property held for resale 287,181 - 287,181 - Due from component uni 285,000 1,185,970 1,470,970 - Advances to Succesor Agenc 40,476,288 - 40,476,288 - Restricted assets: Cash with fiscal agen 26,703,404 - 26,703,404 - et OPEB asse 8,493,635 - 8,493,635 - Capital assets, not being depreciate 226,449,293 52,736,087 279,185,380 - Capital assets, being depreciate 247,273,401 19,828,702 267,102,103 - TOTAL ASSETS 753,413,526 77,808,099 831,221,625 168,874 DEFERRED OUTFLOWS OF RESOURCES: Deferred outflows from pensions 3,393,041 - 3,393,041 - Accounts payable 10,404,390 596,850 11,001,240 49,334 Accrued liabilities 392,200 171,687 563,887 53,126 Interest payable 99,507 - 99,507 - Unearned revenues 15,171,948 143,665 15,315,613 91,430 Deposits payable 558,835 28,150 586,985 - Due to primary governmen - - - 1,470,970 Long-term liabilities: Due within one yea 754,000 537,242 1,291,242 - Due in more than one yea 5,520,605 897,804 6,418,409 - Pension liabilit 37,591,271 - 37,591,271 - TOTAL LIABILITIES 70,492,756 2,375,398 72,868,154 1,664,860 DEFERRED INFLOWS OF RESOURCES: Deferred inflows from pensions 5,160,141 - 5,160,141 - ET POSITION: et investment in capital assets 473,722,694 71,129,743 544,852,437 - Restricted for: Special projects 80,293,982 - 80,293,982 - Capital projects 55,606,538 - 55,606,538 - Unrestricted (deficit) 71,530,456 4,302,958 75,833,414 (1,495,986) TOTAL NET POSITION 681,153,670$ 75,432,701$ 756,586,371$ 1,495,986$ See accompanying notes to basic financial statements. CITY OF PALM DESERT - 17 - Primary Governmen STATEMENT OF NET POSITION June 30, 2015 ASSETS: LIABILITIES: Charges Operating Capital for Grants and Grants and Expenses Services Contributions Contributions Primary Government: Governmental activities: General government 16,337,393$ 2,088,393$ 922,734$ 1,363,158$ Housing and redevelopment 11,666,724 7,971,265 - 12,281,184 Public safety 32,077,635 9,987,891 331,138 46,193 Parks, recreation and culture 8,598,242 772,728 1,483,358 379,062 Public works 19,144,213 1,832,241 4,775,664 5,227,418 Interest on long term debt 294,258 - - - Total governmental activities 88,118,465 22,652,518 7,512,894 19,297,015 Business-type activities: Desert Willow Golf Course 8,433,267 7,894,676 - 47,768 Office Complex - Parkview 934,296 1,306,042 - - Total business-type activities 9,367,563 9,200,718 - 47,768 Total primary governmen 97,486,028$ 31,853,236$ 7,512,894$ 19,344,783$ Component Unit: Palm Desert Recreational Facilities Corp. 2,651,665$ 2,671,630$ -$ -$ General revenues: Taxes: Property taxes, levied for general purpose Transient occupancy taxes Sales taxes Franchise taxes Investment earnings Gain on sale of capital assets Miscellaneous Transfers Total general revenues Change in net position Net position - beginning of year, as restated et position - end of yea See accompanying notes to basic financial statements. CITY OF PALM DESERT - 18 - STATEMENT OF ACTIVITIES For the year ended June 30, 2015 Functions/Programs Program Revenue Exhibit B Component Unit Palm Desert Recreational Governmental Business-type Facilities Activities Activities Total Corporation (11,963,108)$ -$ (11,963,108)$ -$ 8,585,725 - 8,585,725 - (21,712,413) - (21,712,413) - (5,963,094) - (5,963,094) - (7,308,890) - (7,308,890) - (294,258) - (294,258) - (38,656,038) - (38,656,038) - - (490,823) (490,823) - - 371,746 371,746 - - (119,077) (119,077) - (38,656,038) (119,077) (38,775,115) - - - - 19,965 10,285,701 - 10,285,701 - 10,932,898 - 10,932,898 - 17,610,967 - 17,610,967 - 3,102,431 - 3,102,431 - 494,452 11,774 506,226 - 11,720 47,938 59,658 - 1,726,007 - 1,726,007 - 437,500 (437,500) - - 44,601,676 (377,788) 44,223,888 - 5,945,638 (496,865) 5,448,773 19,965 675,208,032 75,929,566 751,137,598 (1,515,951) 681,153,670$ 75,432,701$ 756,586,371$ (1,495,986)$ - 19 - Primary Government Net (Expenses) Revenues and Changes in Net Position -20 - THIS PAGE INTENTIONALLY LEFT BLANK -21 - FUND FINANCIAL STATEMENTS Low Moderate Prop A Housing General Fire Tax Asset ASSETS: Pooled cash and investments 70,831,696$ 2,692,072$ 12,251,419$ Receivables: Accounts 1,318,074 - 23,093 Assessments - - - Notes 1,489,000 - 1,250 Interest 209,381 - 41,051 Loans 39,806 - 6,798,671 Prepaid costs 923,287 - - Due from other governments 3,279,985 454,147 - Due from other funds 2,500,000 - 4,531,000 Deposits - - - Advances to Successor Agency 9,236,000 - 17,821,288 Inventories 26,368 - - Property held for resale - - 287,181 Due from component unit 285,000 - - Restricted assets: Cash and investments with fiscal agent - - - TOTAL ASSETS 90,138,597$ 3,146,219$ 41,754,953$ LIABILITIES: Accounts payable 5,462,170$ 1,339,281$ 6,216$ Accrued liabilities 281,161 - - Due to other funds 1,847,200 - - Unearned revenues 19,479 - - Deposits payable - - - TOTAL LIABILITIES 7,610,010 1,339,281 6,216 DEFERRED INFLOWS OF RESOURCES: Unavailable revenue 2,717,918 - 33,938 FUND BALANCES: Nonspendable 10,312,261 - - Restricted - 1,806,938 41,714,799 Committed - - - Assigned 1,771,278 - - Unassigned 67,727,130 - - TOTAL FUND BALANCES 79,810,669 1,806,938 41,714,799 TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCES 90,138,597$ 3,146,219$ 41,754,953$ See accompanying notes to basic financial statements. CITY OF PALM DESERT BALANCE SHEET - GOVERNMENTAL FUNDS June 30, 2015 Special Revenue Funds - 22 - RESOURCES AND FUND BALANCES LIABILITIES, DEFERRED INFLOWS OF Exhibit C Other Total Housing Governmental Governmental Measure A Authority Funds Funds 14,527,336$ 16,607,246$ 33,445,582$ 150,355,351$ - 24,069 425,089 1,790,325 - - 1,347,184 1,347,184 - - - 1,490,250 - 11,639 214,022 476,093 - - 4,694,829 11,533,306 - - 348 923,635 5,233,821 1,911,636 459,657 11,339,246 - - 500,000 7,531,000 15,007,273 - - 15,007,273 - - 13,419,000 40,476,288 - - 5,101 31,469 - - - 287,181 - - - 285,000 342,603 4,847,951 21,512,850 26,703,404 35,111,033$ 23,402,541$ 76,023,662$ 269,577,005$ 747,492$ 2,088,851$ 708,130$ 10,352,140$ - 102,848 8,191 392,200 - - 5,183,800 7,031,000 15,007,273 16,047 129,149 15,171,948 - 481,252 77,583 558,835 15,754,765 2,688,998 6,106,853 33,506,123 4,576,270 - 1,545,109 8,873,235 - - 348 10,312,609 14,779,998 8,838,055 39,121,422 106,261,212 - 11,875,488 5,077,399 16,952,887 - - 24,172,531 25,943,809 - - - 67,727,130 14,779,998 20,713,543 68,371,700 227,197,647 35,111,033$ 23,402,541$ 76,023,662$ 269,577,005$ - 23 - Funds (Continued) Special Revenue -24 - THIS PAGE INTENTIONALLY LEFT BLANK Exhibit D Total fund balance for governmental funds 227,197,647$ Amounts reported for governmental activities in the Statement of Net Position ar different because: When capital assets (land, buildings, equipment, etc.) that are to be used in governmental activities are purchased or constructed, the costs of those asset are reported as expenditures in governmental funds. However, the Statemen of Net Position includes those capital assets and contribution among the asset of the City as a whole: Beginning Balance, net depreciation 464,965,573$ Current year additions 19,341,235 Current year deletions (1,071,998) Current year depreciation (11,615,255) Contribution 644,784 Ending Balance, net depreciation 472,264,339 Long-term debt activities have not been included in the governmental fun activities: Long-term deb (3,601,463) Interest on long-term debt is not accrued in governmental funds, but rather i recognized as an expenditure when due. (99,507) Because the focus of governmental funds is on short-term financing, some asset will not be available to pay for current-period expenditures. Those assets (fo example, receivables) are offset by deferred inflows of resources in the governmental funds and, thus, are not included in fund balance: Palm Desert Recreational Facilities Corporation - relates to the amount of ren owed by component unit to City's General Fun 285,000 Measure A Special Revenue Fund grants not received in available period 4,576,270 Interest that was not paid at year-en 317,785 Sales tax 291,996 Successor Agency (former Redevelopment Agency) land purchase from Cit 2,055,000 7,526,051 Pension related debt applicable to the City's governmental activities are not due an ayable in the current period and accordingly are not reported as fund liabilities. Deferred outflows of resources and deferred inflows of resources related to pensions are only reported in the Statement of Net Position as the changes in these amount effects only the government-wide statements for governmental activities Deferred outflows of resources 3,393,041 Deferred inflows of resources (5,160,141) Pension liabilit (37,591,271) (39,358,371) Other post employment benefit asset is not available to fund current expenditure for governmental funds and therefore is not reported as an asset in the governmental funds.8,493,635 Internal service fund are used by management to charge the costs of certain activities, such as equipment and compensated absences to individual funds. The assets and liabilities of the internal service fund must be added to the Statement of Net Position. 8,731,339 et pos t on o governmenta act v t e 681 153 670$ See accompanying notes to basic financial statements. CITY OF PALM DESERT June 30, 2015 - 25 - RECONCILIATION OF THE BALANCE SHEET OF GOVERNMENTAL FUNDS TO THE STATEMENT OF NET POSITION Low Moderate Prop A Housing General Fire Tax Asset REVENUES: Taxes 44,442,260$ 5,136,552$ -$ Special assessments collected - 2,097,968 - Licenses and permits 1,467,668 - - Intergovernmental revenues 1,802,929 982,099 - Rental income 150,550 - 3,200 Charges for services 1,051,639 - - Investment earnings 416,656 5,966 120,533 Fines and forfeitures 88,053 - - Contributions from property owners - - - Miscellaneous 636,056 14,689 128,873 TOTAL REVENUES 50,055,811 8,237,274 252,606 EXPENDITURES: Current: General government 14,056,713 - - Housing and redevelopment - - 3,280,608 Public safety 20,631,915 10,856,288 - Parks, recreation and culture 3,912,300 - - Public works 7,343,333 - - Contributions to property owners - - - Capital outlay 357,926 32,718 - Debt service: Principal retirement - - - Interest and fiscal charges - - - TOTAL EXPENDITURES 46,302,187 10,889,006 3,280,608 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES 3,753,624 (2,651,732) (3,028,002) OTHER FINANCING SOURCES (USES): Sale of property - - 2,163,222 Transfers in 2,179,472 2,000,000 - Transfers out (4,496,373) - - TOTAL OTHER FINANCING SOURCES (USES) (2,316,901) 2,000,000 2,163,222 NET CHANGE IN FUND BALANCES 1,436,723 (651,732) (864,780) FUND BALANCES - BEGINNING OF YEAR 78,373,946 2,458,670 42,579,579 FUND BALANCES - END OF YEAR 79,810,669$ 1,806,938$ 41,714,799$ See accompanying notes to basic financial statements. CITY OF PALM DESERT STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - GOVERNMENTAL FUNDS For the year ended June 30, 2015 Special Revenue Funds - 26 - Exhibit E Other Total Housing Governmental Governmental Measure A Authority Funds Funds 2,579,446$ -$ 413,111$ 52,571,369$ - - 960,798 3,058,766 - - 289,582 1,757,250 1,682,707 11,612,044 2,901,525 18,981,304 - 5,507,012 - 5,660,762 - - 767,825 1,819,464 56,967 48,325 594,215 1,242,662 - - 136,559 224,612 - - 9,168 9,168 - 100 1,598,205 2,377,923 4,319,120 17,167,481 7,670,988 87,703,280 - - 1,411,033 15,467,746 - 4,975,399 1,093,014 9,349,021 - - 331,011 31,819,214 - - 2,324,417 6,236,717 2,435,389 - 3,303,666 13,082,388 - - 49 49 5,641,977 11,598,816 1,708,550 19,339,987 - - 4,944,000 4,944,000 - - 240,219 240,219 8,077,366 16,574,215 15,355,959 100,479,341 (3,758,246) 593,266 (7,684,971) (12,776,061) - - - 2,163,222 - - 1,953,387 6,132,859 - (733,014) (1,741,972) (6,971,359) - (733,014) 211,415 1,324,722 (3,758,246) (139,748) (7,473,556) (11,451,339) 18,538,244 20,853,291 75,845,256 238,648,986 14,779,998$ 20,713,543$ 68,371,700$ 227,197,647$ - 27 - Funds (Continued) Special Revenue Exhibit F Net change in fund balances - total governmental funds (11,451,339)$ Amounts reported for governmental activities in the Statement of Activities are different because: Governmental funds report capital outlays as expenditures. However, in the Statement of Activities, the costs of those assets are allocated over their estimated useful lives as a depreciation expense. This is the amount by which capital outlays exceeded depreciation and deletions in the current period: Current year additions 19,341,235$ Current year deletions (1,071,998) Current year depreciation (11,615,255) Contributions of property from Successor Agency 644,784 7,298,766 Repayment of debt principal is an expenditure in the governmental funds, but the repayment reduces long-term liabilities in the Statement of Net Position. 4,944,000 Some expenses reported in the Statement of Activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds: Net change in accrued interest for the current period (54,039) Net change in claims and judgments for the current period 721,869 667,830 Unavailable revenues are not reported as revenues in governmental funds and thus has the effect of decreasing fund balances. For the City as a whole, however, the collection of these receipts increases the net position in the Statement of Net Position and results in revenues in the Statement of Activities: Unavailable revenue 2,969,008 Revenues will not be collected within 60 days of the City's fiscal year-end and, therefore, are not considered available in the governmental funds: Interest on note issued by the City 56,688 Sales tax true-up from the State 45,833 102,521 Current year change for other post employment benefit asset. 45,024 Pension expense reported in the governmental funds includes the annual required contributions. In the Statement of Activities, pension expense includes the change in the net pension liability, and related change in pension amounts for deferred outflows of resources and deferred inflows of resources 370,529 Internal service funds are used by management to charge the costs of certain activities, such as equipment and compensated absences. The net revenues (expenses) of the internal service funds are reported with governmental activities. 999,299 Change in net position of governmental activitie 5,945,638$ See accompanying notes to basic financial statements. CITY OF PALM DESERT TO THE STATEMENT OF ACTIVITIES For the year ended June 30, 2015 - 28 - RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS Exhibit G Major Other Fund Fund Governmental Desert Parkview Total Activities- Willow Office Enterprise Internal Golf Course Complex Funds Service Funds ASSETS: CURRENT ASSETS: Cash and investments 796,787$ 3,368,027$ 4,164,814$ 9,998,376$ Receivables: Accounts 24,717 82,412 107,129 - Prepaid costs 32,795 2,036 34,831 - Inventories 250,566 - 250,566 - Due from component unit (PDRFC) 1,185,970 - 1,185,970 - TOTAL CURRENT ASSETS 2,290,835 3,452,475 5,743,310 9,998,376 CAPITAL ASSETS: Nondepreciable 52,736,087 - 52,736,087 421,272 Depreciable, net 12,134,433 7,694,269 19,828,702 1,037,083 CAPITAL ASSETS, NET 64,870,520 7,694,269 72,564,789 1,458,355 TOTAL ASSETS 67,161,355 11,146,744 78,308,099 11,456,731 LIABILITIES: CURRENT LIABILITIES: Accounts payable 562,173 34,677 596,850 52,250 Accrued liabilities 171,687 - 171,687 - Deposits payable - 28,150 28,150 - Unearned revenues 143,479 186 143,665 - Due to other funds 500,000 - 500,000 - Compensated absences - - - 600,000 Capital leases 537,242 - 537,242 - TOTAL CURRENT LIABILITIES 1,914,581 63,013 1,977,594 652,250 NONCURRENT LIABILITIES: Compensated absences - - - 2,073,142 Capital leases 897,804 - 897,804 - TOTAL NONCURRENT LIABILITIES 897,804 - 897,804 2,073,142 TOTAL LIABILITIES 2,812,385 63,013 2,875,398 2,725,392 NET POSITION: Net investment in capital assets 63,435,474 7,694,269 71,129,743 1,458,355 Unrestricted 913,496 3,389,462 4,302,958 7,272,984 TOTAL NET POSITION 64,348,970$ 11,083,731$ 75,432,701$ 8,731,339$ See accompanying notes to basic financial statements. CITY OF PALM DESERT STATEMENT OF NET POSITION PROPRIETARY FUNDS June 30, 2015 - 29 - Enterprise Funds Business-type Activities- Exhibit H Major Other Fund Fund Governmental Desert Parkview Total Activities- Willow Office Enterprise Internal Golf Course Complex Funds Service Funds OPERATING REVENUES: Fees and rentals 6,657,600$ 1,296,630$ 7,954,230$ -$ Merchandise sales 1,223,520 - 1,223,520 - Miscellaneous 13,556 9,412 22,968 2,800 TOTAL OPERATING REVENUES 7,894,676 1,306,042 9,200,718 2,800 OPERATING EXPENSES: Maintenance and operations 4,320,719 327,922 4,648,641 9,065 Cost of merchandise 509,938 - 509,938 - General and administrative 2,187,309 182,861 2,370,170 63,704 Depreciation and amortization 1,286,337 423,513 1,709,850 247,720 TOTAL OPERATING EXPENSES 8,304,303 934,296 9,238,599 320,489 OPERATING INCOME (LOSS) (409,627) 371,746 (37,881) (317,689) NONOPERATING REVENUES (EXPENSES): Interest revenue 96 11,678 11,774 21,108 Interest expense (128,964) - (128,964) - Gain on sale of capital assets 47,938 - 47,938 11,720 TOTAL NONOPERATING REVENUES (EXPENSES) (80,930) 11,678 (69,252) 32,828 INCOME (LOSS) BEFORE CAPITAL CONTRIBUTIONS AND TRANSFERS (490,557) 383,424 (107,133) (284,861) CAPITAL CONTRIBUTIONS 47,768 - 47,768 8,160 TRANSFERS IN - - - 1,276,000 TRANSFERS OUT - (437,500) (437,500) - CHANGE IN NET POSITION (442,789) (54,076) (496,865) 999,299 NET POSITION - BEGINNING OF YEAR 64,791,759 11,137,807 75,929,566 7,732,040 ET POSITION - END OF YEAR 64,348,970$ 11,083,731$ 75,432,701$ 8,731,339$ See accompanying notes to basic financial statements. For the year ended June 30, 2015 - 30 - CITY OF PALM DESERT STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION PROPRIETARY FUNDS Enterprise Funds Business-type Activities- Exhibit I Major Other Fund Fund Governmental Desert Parkview Total Activities- Willow Office Enterprise Internal Golf Course Complex Funds Service Funds CASH FLOWS FROM OPERATING ACTIVITIES: Receipts from customers 7,940,248$ 1,272,519$ 9,212,767$ 2,800$ Payments to employees - - - (82,402) Payments to suppliers (6,997,804) (507,532) (7,505,336) (9,065) NET CASH PROVIDED BY OPERATING ACTIVITIES 942,444 764,987 1,707,431 (88,667) CASH FLOWS FROM NONCAPITAL AND RELATED FINANCING ACTIVITIES: Interest paid on loan (20,000) (20,000) Cash received from other funds - - - 3,976,000 Cash paid to other funds - (437,500) (437,500) - NET CASH PROVIDED (USED) BY NONCAPITAL AND RELATED FINANCING ACTIVITIES (20,000) (437,500) (457,500) 3,976,000 CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES: Purchases of capital assets (16,956) (151,448) (168,404) (469,318) Proceeds on sale of assets - - - 24,300 Principal paid on leases (566,299) - (566,299) - Interest paid on leases (108,964) - (108,964) - NET CASH USED BY CAPITAL AND RELATED FINANCING ACTIVITIES (692,219) (151,448) (843,667) (445,018) CASH FLOWS FROM INVESTING ACTIVITIES: Interest and dividends 96 11,678 11,774 21,108 NET INCREASE IN CASH AND CASH EQUIVALENTS 230,321 187,717 418,038 3,463,423 CASH AND CASH EQUIVALENTS - BEGINNING OF YEAR 566,466 3,180,310 3,746,776 6,534,953 CASH AND CASH EQUIVALENTS - END OF YEAR 796,787$ 3,368,027$ 4,164,814$ 9,998,376$ See accompanying notes to basic financial statements. (Continued) CITY OF PALM DESERT STATEMENT OF CASH FLOWS PROPRIETARY FUNDS For the year ended June 30, 2015 Enterprise Funds - 31 - Exhibit I Major Other Fund Fund Governmental Desert Parkview Total Activities- Willow Office Enterprise Internal Golf Course Complex Funds Service Funds RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED BY OPERATING ACTIVITIES: Operating income (loss) (409,627)$ 371,746$ (37,881)$ (317,689)$ Adjustments to reconcile operating income (loss) to net cash provided by operating activities: Depreciation and amortization 1,286,337 423,513 1,709,850 247,720 Changes in assets and liabilities: (Increase) decrease in receivables, net 13,485 (34,455) (20,970) - (Increase) decrease in prepaid costs (3,284) (777) (4,061) - (Increase) decrease in inventories (29,762) - (29,762) - (Increase) decrease in due from component unit 46,305 - 46,305 - Increase (decrease) in accounts payable and accrued liabilities 53,208 4,028 57,236 - Increase (decrease) in deposits payable - 746 746 - Increase (decrease) in unearned revenues (14,218) 186 (14,032) - Increase (decrease) in compensated absences - - - (18,698) NET CASH PROVIDED BY OPERATING ACTIVITIES 942,444$ 764,987$ 1,707,431$ (88,667)$ NONCASH ITEMS: Noncash items include $47,768 (net value) of capital assets contributed by the City of Palm Desert to Desert Willow Golf Course. See accompanying notes to basic financial statements. Enterprise Funds (CONTINUED) STATEMENT OF CASH FLOWS PROPRIETARY FUNDS For the year ended June 30, 2015 Business-type Activities- - 32 - CITY OF PALM DESERT Exhibit Successor Agency to th Palm Desert Redevelopmen Agenc Private-Purpose Agenc Trust Fund Funds ASSETS: Cash and investments 25,686,175$ 13,396,211$ Receivables (net of allowance for uncollectibles): Accounts 35,000 - Assessments - 84,632,764 Interest 87,056 3,053 Due from other government - 564,466 Prepaid costs 86,750 4,208 Restricted assets: Cash with fiscal agen 99,706,796 7,363,290 Capital assets, not being depreciated 41,768,297 - Capital assets, being depreciated 1,711,729 - TOTAL ASSETS 169,081,803 105,963,992 DEFERRED OUTFLOWS OF RESOURCES: Deferred amount on refunding 758,002 LIABILITIES: Accounts payable 2,843,156 -$ Interest payable 3,799,992 - Advances from City of Palm Deser 22,655,000 - Advances from Housing Authorit 17,821,288 - Deposits - 105,963,992 Bonds payable - due within one yea 18,055,000 Bonds payable - due in more than one yea 287,470,363 - TOTAL LIABILITIES 352,644,799 105,963,992 ET POSITION: Held in trus (182,804,994) See accompanying notes to basic financial statement CITY OF PALM DESERT - 33 - STATEMENT OF NET POSITION FIDUCIARY FUNDS June 30, 2015 Exhibit Successor Agency to th Palm Desert Redevelopmen Agenc Private-Purpose Trust Fund ADDITIONS: Taxes 36,282,417$ Investment incom 308,985 Other 214,575 Sale of propert 734,821 TOTAL ADDITIONS 37,540,798 DEDUCTIONS: Housing and developmen 15,524,414 Interest 15,010,898 Depreciation 276,150 Sale of propert 9,591,524 TOTAL DEDUCTIONS 40,402,986 CHANGE IN NET POSITION (2,862,188) ET POSITION - BEGINNING OF YEAR (179,942,806) ET POSITION - END OF YEAR (182,804,994) See accompanying notes to basic financial statement CITY OF PALM DESERT STATEMENT OF CHANGES IN NET POSITION FIDUCIARY FUNDS For the year ended June 30, 2015 - 34 - - 35 - CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS JUNE 30, 2015 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES: a. Description of the Reporting Entity: The City of Palm Desert was originally incorporated on November 26, 1973, as a General Law City. In December 1997, Measure LL was enacted following a vote by Palm Desert residents, which adopted a City Charter. The City operates under a Council-Manager form of government and provides the following services: public safety (police and fire), highways and streets, public improvements, community development (planning, building and zoning) and general administrative services. The City has defined its reporting entity in accordance with accounting principles generally accepted in the United States of America which provides guidance for determining which governmental activities, organizations and functions should be included in the reporting entity. The Basic Financial Statements present information on the activities of the reporting entity, which include the City of Palm Desert (the primary government) and its component units, entities for which the government is considered financially accountable. Accounting principles generally accepted in the United States of America require that the component units be separated into blended or discretely presented units for reporting purposes. The following criteria were used in determination of blended component units: appointment of the governing board and fiscal dependence. Although legally separate entities, blended component units are, in substance, part of the City's operations. Therefore, they are reported as part of the primary government. Discretely presented component units are reported in a separate column in the basic financial statements to emphasize that they are legally separate from the City. Blended Component Units Following are descriptions of legally separate component units for which the City is financially accountable that are blended with the Primary Government. The governing bodies of these component units are substantially the same as the City and provides a financial benefit. The Palm Desert Housing Authority (Housing Authority) was established by the City Council in January 1998, and is partly responsible for the administration of providing affordable housing in the City. The Housing Authority transactions are reported in the governmental funds balance sheet as a major fund. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 36 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): a. Description of the Reporting Entity (Continued): Blended Component Units (Continued) The Palm Desert Financing Authority (Financing Authority) was formed on January 26, 1989. The purpose of the Financing Authority is to issue debt and loan the proceeds to the City and Agency. The Financing Authority's capital related transactions are reported in the governmental fund financial statements in the capital projects funds, and the collection of assessments and payments of debt service is recorded in the fiduciary funds. The City Council of Palm Desert is the governing body for the Housing Authority and Financing Authority. Separate financial statements are not issued for the Housing Authority and Financing Authority. Discretely Presented Component Unit The Palm Desert Recreational Facilities Corporation (Corporation) was incorporated on February 25, 1997. The purpose of the Corporation is to lease, operate and manage a restaurant and bar in the Desert Willow Golf Course in Palm Desert, California. The Board of Directors of the Corporation appoints an executive director to administer operations. The Corporation is in a separate column to emphasize that it is legally separate from the City and is financially accountable to the City. The two-member board governing the Corporation is appointed by the City Council, the City has authority to approve the Corporation's budget, and the City must approve any debt issued. Complete financial statements of the Component Unit can be obtained from the City's administrative offices. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 37 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): b. Basis of Presentation: Government-Wide Financial Statements The government-wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the nonfiduciary activities of the primary government and its component units. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. Likewise, the primary government is reported separately from certain legally separate component units for which the primary government is financially accountable. The statement of activities demonstrates the degree to which the direct and indirect expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include: 1) charges to customers or applicants who purchase, use or directly benefit from goods, services or privileges provided by a given function or segment, and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Expenses reported for functional activities include allocated indirect expenses. Separate financial statements are provided for governmental funds, proprietary funds and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. Fund Financial Statements The accounting system of the City is organized and operated on the basis of separate funds, each of which is considered to be a separate accounting entity. Each fund is accounted for by providing a separate set of self-balancing accounts that constitute its assets, liabilities, deferred inflows of resources, fund equity, revenues and expenditures/expenses. Funds are organized into three major categories: governmental, proprietary and fiduciary. An emphasis is placed on major funds within the governmental and proprietary categories. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 38 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): b. Basis of Presentation (Continued): Fund Financial Statements (Continued) A fund is considered major if it is the primary operation fund of the City or meets the following criteria: a. Total assets plus deferred outflows of resources, liabilities plus deferred inflows of resources, revenues or expenditures/expenses of that individual governmental or enterprise fund are at least 10% of the corresponding total for all funds of that category or type; and b. Total assets plus deferred outflows of resources, liabilities plus deferred inflows of resources, revenues or expenditures/expenses of the individual governmental fund or enterprise fund are at least 5% of the corresponding total for all governmental and enterprise funds combined. c. The government has determined that a fund is important to the financial statement user. The funds of the financial reporting entity are described below: Governmental Fund Types General Fund - The General Fund is the general operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. Special Revenue Funds - Special Revenue Funds are used to account for the proceeds of specific revenue resources (other than major capital projects) that are legally restricted to expenditures for specified purposes. Debt Service Funds - Debt Service Funds are used to account for the accumulation of resources for, and the payment of, general long-term obligation principal, interest and related costs. Capital Projects Funds - Capital Projects Funds are used to account for financial resources to be used for the acquisition or construction of major capital facilities. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 39 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): b. Basis of Presentation (Continued): Fund Financial Statements (Continued) The funds of the financial reporting entity are described below (Continued): Proprietary Fund Types Enterprise Funds - The Enterprise Funds account for operations that are financed and operated in a manner similar to private business enterprises, where the intent of the City Council is that the costs (expenses including depreciation) of providing goods and services to the general public on a continuing basis be financed or recovered primarily through user charges. The Primary Government's Enterprise funds consist of the Parkview Office Complex and the Desert Willow Golf Course. Desert Willow Golf Course is operated by a management company. The Component Unit's Enterprise fund consists of the Palm Desert Recreational Facilities Corporation, also operated by a management company. Internal Service Funds - The Internal Service Funds account for financial transactions related to replacement of City-owned vehicles and equipment and to fund compensated absences. These services are provided to other departments or agencies of the City on a cost reimbursement basis. Fiduciary Fund Types Private-Purpose Trust Fund The Successor Agency to the Palm Desert Redevelopment Agency Private Purpose Trust Fund is used to account for the activities of the Successor Agency to the Palm Desert Redevelopment Agency. Agency Funds The Agency, Special Assessment and Treasurers 1911 Bond Act Funds are used to account for assets held by the City in a custodial capacity as a trustee or as an agent. These assets include deposits placed with the City by developers, individuals and groups to obtain future services, as well as deposits from assessment district’s property owners. These deposits are reduced by payments and/or refunds to individuals or entities at some future time. Agency funds are custodial in nature and do not involve measurement of results of operations. The City’s Retiree Service Stipend Fund is used to account for assets held to pay for the retiree service stipend. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 40 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): b. Basis of Presentation (Continued): Fund Financial Statements (Continued) The major funds are as follows: Governmental Funds The General Fund is the general operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. The Prop A Fire Tax Special Revenue Fund is used to account for all revenues derived from tax collected within the City for upgrading fire protection and prevention. Its use is restricted to obtaining, furnishing, operating and maintaining fire protection and prevention services (currently under contract with Riverside County Fire Department) equipment or apparatus. This fund is reported as a major fund because the tax collected is a voter approved measure. The Low Moderate Housing Asset Special Revenue Fund is used to account for any funds generated from housing assets of the former Redevelopment Agency to be used for projects that benefit low and moderate income families. The Measure A Special Revenue Fund - In 1988, Riverside County voters approved a half-cent sales tax, known as Measure A, to fund a variety of highway improvements, local street and road maintenance, commuter assistance and specialized transit projects. This fund is used to collect this tax, and pursuant to the provision of Measure A (Ordinance No. 88-1 and Ordinance No. 02-001 of the County of Riverside) it is restricted for local street and road expenditures only. The Housing Authority Special Revenue Fund is used to account for revenues and expenditures related to rental units owned by the Housing Authority, established in January, 1998. Proprietary Fund The Desert Willow Golf Course Fund is used to account for the fees collected and expenses incurred in connection with operating the municipal golf course in the City of Palm Desert. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 41 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): c. Measurement Focus and Basis of Accounting: Measurement focus is a term used to describe which transactions are recorded within the various financial statements. Basis of accounting refers to when transactions are recorded regardless of the measurement focus applied. Measurement Focus On the government-wide Statement of Net Position and the Statement of Activities, both governmental and business-like activities are presented using the economic resources measurement focus. The accounting objectives of the economic measurement focus are the determination of operating income, changes in net position (or cost recovery), financial position and cash flows. All assets, deferred outflows of resources, liabilities and deferred inflows of resources (whether current or noncurrent) associated with their activities are reported. In the fund financial statements, the "current financial resources" measurement focus or the "economic resources" measurement focus is used as appropriate: 1. All governmental funds utilize a "current financial resources" measurement focus. Only current financial assets, deferred outflows of resources, current liabilities and deferred inflows of resources are generally included on their balance sheets. Their operating statements present sources and uses of available spendable financial resources during a given period. These funds use fund balance as their measure of available spendable financial resources at the end of the period. 2. The proprietary fund and private purpose trust fund utilize an "economic resources" measurement focus. Proprietary fund and private purpose trust fund equity are classified as net position. 3. Agency funds are not involved in the measurement of results of operations; therefore, measurement focus is not applicable to them. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 42 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): c. Measurement Focus and Basis of Accounting (Continued): Basis of Accounting In the government-wide Statement of Net Position and Statement of Activities, both governmental and business-like activities are presented using the accrual basis of accounting. Under the accrual basis of accounting, revenues are recognized when earned and expenses are recorded when the liability is incurred or economic asset used. Revenues, expenses, gains, losses, assets and liabilities resulting from exchange and exchange-like transactions are recognized when the exchange takes place. In the fund financial statements, governmental funds are presented on the modified accrual basis of accounting. Under this modified accrual basis of accounting, revenues are recognized when "measurable and available". Measurable means knowing or being able to reasonably estimate the amount. Available means collectible within the current period or soon enough thereafter to pay current liabilities. Revenues that are susceptible to accrual include property taxes and special assessments that are levied for and due for the fiscal year and collected within 60 days after year-end. Licenses, permits, fines, forfeits, charges for services and miscellaneous revenues are recorded as governmental fund type revenues when received in cash because they are not generally measurable until actually received. Revenue from taxpayer assessed taxes, such as sales taxes, are recognized in the accounting period in which they became both measurable and available to pay liabilities of the current period. Grants and similar items are recognized as soon as all eligibility requirements imposed by the provider have been met. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However debt service expenditures as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Interfund activity has been eliminated from the general government function for the government-wide financial statements except for charges between the government's Desert Willow Golf Course and Parkview Office Complex funds and various other functions of the government. Elimination of these charges would distort the direct costs and program revenues for the various functions considered. The accrual basis of accounting is followed by the proprietary fund and private purpose trust fund. Under the accrual basis of accounting, revenues are recognized when earned and expenses are recorded when the liability is incurred or economic assets are used. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 43 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): c. Measurement Focus and Basis of Accounting (Continued): Basis of Accounting (Continued) Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing goods and services in connection with a proprietary fund's principal ongoing operations. The principal revenue of the Desert Willow Golf Course and Parkview Office Complex Enterprise Funds are charges to customers for use of the golf course and rental fees. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. d. New Accounting Pronouncements: Current Year Standards In fiscal year 2014-2015, the City implemented Governmental Accounting Standards Board (GASB) Statement No. 68, “Accounting and Financial Reporting for Pensions, an Amendment of GASB Statement No. 27” and GASB Statement No. 71, “Pension Transition for Contributions Made Subsequent to the Measurement Date, an Amendment of GASB Statement No. 68”. These Statements establish standards for measuring and recognizing liabilities, deferred outflows of resources, deferred inflows of resources, and expenses. For defined benefit pension plans, these Statements identify the methods and assumptions that should be used to project benefit payments, discount projected benefit payments to their actuarial present value, and attribute that present value to periods of employee service. Accounting changes adopted to conform to the provisions of these statements should be applied retroactively. The result of the implementation of these standards decreased the governmental activities net position at July 1, 2014 by $39,728,900. GASB Statement No. 69 - “Government Combinations and Disposals of Government Operations” was required to be implemented in the current fiscal year and did not impact the City. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 44 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): d. New Accounting Pronouncements (Continued): Pending Accounting Standards GASB has issued the following statements which may impact the City’s financial reporting requirements in the future:  GASB 72 - “Fair Value Measurement and Application”, effective for periods beginning after June 15, 2015.  GASB 73 - “Accounting and Financial Reporting for Pensions and Related Assets That Are Not within the Scope of GASB Statement 68, and Amendments to Certain Provisions of GASB Statements 67 and 68”, effective for periods beginning after June 15, 2015 - except for those provisions that address employers and governmental nonemployer contributing entities for pensions that are not within the scope of Statement 68, which are effective for periods beginning after June 15, 2016.  GASB 74 - “Financial Reporting for Postemployment Benefit Plans Other Than Pension Plans”, effective for periods beginning after June 15, 2016.  GASB 75 - “Accounting and Financial Reporting for Postemployment Benefits Other Than Pensions”, effective for periods beginning after June 15, 2017.  GASB 76 - “The Hierarchy of Generally Accepted Accounting Principles for State and Local Governments”, effective for periods beginning after June 15, 2015. e. Deferred Outflows/Inflows of Resources: In addition to assets, the statement of net position and the governmental funds balance sheet will sometimes report a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources, represents a consumption of net position that applies to future periods and so will not be recognized as an outflow of resources (expense/expenditure) until that time. The City has two items that qualify for reporting in this category: (1) the deferred amount on refunding and (2) the deferred outflow related to pensions. This amount is equal to employer contributions made after the measurement date of the net pension liability. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 45 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): e. Deferred Outflows/Inflows of Resources (Continued): In addition to liabilities, the statement of net position and the governmental funds balance sheet will sometimes report a separate section for deferred inflows of resources. This separate financial statement element, deferred inflows of resources, represents an acquisition of net position that applies to future periods and will not be recognized as an inflow of resources (revenue) until that time. The City has two items that qualify for reporting in this category. The first item, which arises under a modified accrual basis of accounting is, unavailable revenue, which is reported only in the governmental fund balance sheet. The governmental funds report unavailable revenues from four sources: investment income, grants, notes receivables collections and capital reimbursements from developers. These amounts are deferred and recognized as an inflow of resources in the period that the amounts become available. The second item is a deferred inflow related to pensions resulting from the difference in projected and actual earnings on investments of the pension plan fiduciary net position. This amount is amortized over five years. f. Net Position Flow Assumption: Sometimes the City will fund outlays for a particular purpose from both restricted (e.g., restricted bond or grant proceeds) and unrestricted resources. In order to calculate the amounts to report as restricted - net position and unrestricted - net position, a flow assumption must be made about the order in which the resources are considered to be applied. It is the City’s practice to consider restricted - net position to have been depleted before unrestricted - net position is applied. g. Capital Assets and Depreciation: Capital assets, which include property, plant, equipment and infrastructure assets (e.g., roads, traffic signals, drainage systems and similar items), are reported in the applicable governmental or business-type activities column in the government-wide financial statements. Capital assets are defined by the City as assets with an initial cost of more than $500 and an estimated life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 46 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): g. Capital Assets and Depreciation (Continued): The City has reported general infrastructure assets acquired in prior and current years. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. Property, plant and equipment of the primary government, as well as the component units, are depreciated using the straight-line method over the following estimated useful lives: Buildings 40 years Improvements other than buildings 20 years Machinery and equipment 5 to 8 years Infrastructure 20 to 75 years h. Appropriations Limit: Under Article XIII-B of the California Constitution (the Gann Spending Limitation Initiative), the City is restricted as to the amount of annual appropriations from the proceeds of taxes, and if proceeds of taxes exceed allowed appropriations, the excess must either be refunded to the State Controller or returned to the taxpayers through revised tax rates, revised fee schedules or other refund arrangements. For the fiscal year ended June 30, 2015, proceeds of taxes did not exceed appropriations. i. Investments: Investments are stated at fair value (quoted market price or the best available estimate thereof). j. Cash and Investments: For purposes of the statement of cash flows, the City has defined cash and investments to include cash on hand, demand deposits, investments held in various instruments, and investments held in the California Local Agency Investment Fund (LAIF), California Asset Management Program (CAMP) and Riverside County Treasurer’s Pooled Investment Fund. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 47 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): k. Employee Compensated Absences: It is the government's policy to permit employees to accumulate earned but unused vacation and sick leave (compensated absences). Vacation pay and sick leave, which are expected to be liquidated with expendable available resources, are reported as expenditure and liability of the governmental fund that will pay it only if they have matured, for example, as a result of employee resignations or retirements. Compensated absences in the amount of $2,673,142, are reported in the Compensation Benefits Internal Service Fund. l. Property Held for Resale: The land held for resale is recorded in the Low Moderate Housing Asset Special Revenue Fund as property held for resale at the lower of acquisition cost or net realizable value. At June 30, 2015, the cost of the property held for resale for various housing properties in Palm Desert totaled $287,181. m. Inventories, Prepaid Costs and Deposits: Inventory in the amount of $250,566 and $45,860 for the Desert Willow Golf Course Enterprise Fund (Primary Government) and Palm Desert Recreational Facilities Corporation (Component Unit), respectively, are stated at lower of cost or market with cost determined using the weighted average cost method. Inventory in the amount of $31,469 in the General Fund and Other Governmental Funds are stated at cost. Inventory is recorded as an expenditure when consumed rather than purchased. Certain payments to vendors that reflect costs applicable to future accounting periods are recorded as prepaid costs in the government-wide and fund financial statements. The Measure A Special Revenue Fund has a deposit in the amount of $15,007,273 with another governmental agency to pay for future construction of a City project. n. Property Tax Calendar: Property taxes are assessed and collected each fiscal year according to the following property tax calendar: Lien date: January 1 Levy date: July 1 to June 30 Due date: November 1 - 1st Installment March 1 - 2nd Installment Delinquent date: December 10 - 1st Installment April 10 - 2nd Installment CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 48 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): n. Property Tax Calendar (Continued): Under California law, property taxes are assessed and collected by the counties up to 1% of assessed value, plus other increases approved by the voters. The property taxes go into a pool and are then allocated to the cities based on complex formulas prescribed by state statutes. The City accrues only those taxes, which are received within 60 days after the year-end. The City is a participant in the Teeter Plan under the California Revenue and Taxation Code. The County of Riverside has responsibility for the collection of delinquent taxes and the City receives 100% of the levy. o. Restricted Assets: Certain proceeds of debt issues, as well as certain resources set aside for their repayment, are classified as restricted assets on the balance sheet because they are maintained in separate trustee bank accounts and their use is limited to applicable bond covenants. In addition, funds have been restricted for future capital improvements by City resolution. p. Pensions: For purposes of measuring the net pension liability and deferred outflows/inflows of resources related to pensions, and pension expense, information about the fiduciary net position of the District’s California Public Employees’ Retirement System (CalPERS) plans (Plans) and additions to/deductions from the Plans’ fiduciary net position have been determined on the same basis as they are reported by CalPERS. For this purpose, benefit payments (including refunds of employee contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. q. Use of Estimates: The financial statements are prepared in accordance with accounting principles generally accepted in the United States of America and, accordingly, include amounts that are based on management’s best estimates and judgments. The financial statements include estimates for the value of the capital assets (infrastructure), depreciation expense, the fair value of investments, the amounts reported for the pension liability and related items (Note 8), the actuarial accrued liability for the other post-employment benefits (Note 12), and claims payable (Note 6). Accordingly, actual results could differ from the estimates. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 49 - 2. CASH AND INVESTMENTS: Cash and Investments As of June 30, 2015, cash and investments were reported in the accompanying financial statements as follows: Governmental activities $ 187,057,131 Business-type activities 4,164,814 Component unit 72,236 Fiduciary funds 146,152,472 Total Cash and Investments $ 337,446,653 Cash and investments at June 30, 2015 consisted of the following: Primary Government Demand accounts $ 3,584,231 Petty cash 21,850 Escrow deposit 342,603 Investments 187,273,261 Total Cash and Investments - Primary Government $ 191,221,945 Component Unit Demand accounts $ 72,236 Fiduciary Funds Demand accounts $ 1,443,245 Pooled with primary government 13,396,211 Investments 131,313,016 Total Cash and Investments - Fiduciary Funds $ 146,152,472 The City of Palm Desert maintains a cash and investment pool that is available for use for all funds. Each fund type's position in the pool is reported on the combined balance sheet as cash and investments. The City has adopted an investment policy, which authorizes it to invest in various investments. Deposits At June 30, 2015, the carrying amount of the deposits was $18,495,925, and the bank balance was $18,514,100. The $18,175 difference represents outstanding checks, deposits in transit and other reconciling items. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 50 - 2. CASH AND INVESTMENTS (CONTINUED): Deposits (Continued) The California Government Code requires California banks and savings and loan associations to secure an Entity's deposits by pledging government securities with a value of 110% of an Entity's deposits. California law also allows financial institutions to secure deposits by pledging first trust deed mortgage notes having a value of 150% of total deposits. The City Treasurer may waive the collateral requirement for deposits that are fully insured up to $250,000 by the FDIC. The collateral for deposits in federal and state chartered banks is held in safekeeping by an authorized Agent of Depository recognized by the State of California Department of Banking. The collateral for deposits with savings and loan associations is generally held in safekeeping by the Federal Home Loan Bank in San Francisco, California as an Agent of Depository. These securities are physically held in an undivided pool for all California public agency depositors. Under Government Code Section 53655, the placement of securities by a bank or savings and loan association with an Agent of Depository has the effect of perfecting the security interest in the name of the local governmental agency. Accordingly, all collateral held by California Agents of Depository are considered to be held for, and in the name of, the local governmental agency. Investments Under provision of the City’s investment policy and in accordance with the California Government Code, the following investments are authorized:  United States Treasury bills, notes, bonds or certificates of indebtedness  United States government-sponsored agency obligations, participations or other instruments  Banker’s Acceptances issued by commercial banks  Commercial Paper issued by general corporations  Negotiable Certificates of Deposits, issued by a nationally or state-chartered bank, a savings association, a federal association or by a state-licensed branch of a foreign bank  Time Certificates of Deposit issued by qualified public depositories.  Repurchase Agreements sold by authorized brokers  Medium-term Notes issued by corporations organized and operating in the United States, or by depository institutions operating in the United States and licensed by the United States or by any state  Money Market Mutual Funds that are registered with the SEC under the Investment Act of 1940  State of California Local Agency Investment Fund (LAIF) that is managed by the State Treasurer’s Office  Structured Notes in the form of callable securities or “STRIPS” issued by the United States Treasury, Federal Agencies or government-sponsored enterprises  Local Government Investment Pools CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 51 - 2. CASH AND INVESTMENTS (CONTINUED): GASB Statement No. 31 The City adopted GASB Statement No. 31, Accounting and Financial Reporting for Certain Investments and for External Investment Pools, as of July 1, 1997. GASB Statement No. 31 establishes fair value standards for investments in participating interest earning investment contracts, external investment pools, equity securities, option contracts, stock warrants and stock rights that have readily determinable fair values. Credit Risk The City Treasurer is authorized under state and municipal law to invest in various types of securities that meet specified credit quality standards, based upon credit risk ratings assigned by Standard and Poors (S&P), Fitch, or by Moody’s Investor Services (Moody’s). Permissible City investments include medium-term notes that are rated “A” or higher at time of purchase; commercial paper that is rated “A-1” or the equivalent; money market mutual funds that are rated “AAA”; and United States Government and Federal Agency securities (the quality of United States Treasury securities is not analyzed since they are not deemed to have credit risk). Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the minimum rating required, when applicable, by the California Government Code, the City’s investment policy, or debt agreements, and the rating by Standard and Poor’s, Fitch and Moody’s as of year-end for each investment type. Primary Government Minimum Total as of Legal Investment Type June 30, 2015 Rating AAA A1/P1 Aaa Unrated California Local Agency Investment Fund 76,555,724$ N/A -$ -$ -$ 76,555,724$ California Asset Management Program 4,842,327 N/A 4,842,327 - - - Riverside County Treasurer's Pooled Investment Fund 77,882,380 N/A - - 77,882,380 - Commercial Paper 6,479,980 A1/P1 - 6,479,980 - - Held by Fiscal Agent: Money market mutual funds 600,621 AAA/Aaa 600,621 - - - California Local Agency Investment Fund 20,912,229 N/A - - - 20,912,229 Total 187,273,261$ 5,442,948$ 6,479,980$ 77,882,380$ 97,467,953$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 52 - 2. CASH AND INVESTMENTS (CONTINUED): Credit Risk (Continued) Fiduciary Funds Minimum Total as of Legal Investment Type June 30, 2015 Rating AAA Aaa Unrated California Local Agency Investment Fund 529,401$ N/A -$ -$ 529,401$ California Asset Management Program 766,772 N/A 766,772 - - Riverside County Treasurer's Pooled Investment Fund 21,133,757 N/A - 21,133,757 - Investment in City Bonds - Successor Agency RDA 1,813,000 N/A - - 1,813,000 Held by Fiscal Agent: Money market mutual funds - Successor Agency RDA 25,520,641 AAA/Aaa 25,520,641 - - California Local Agency Investment Fund - Successor Agency RDA 74,186,155 N/A - - 74,186,155 Money market mutual funds - Assessment District 3,204,825 AAA/Aaa 3,204,825 - - California Local Agency Investment Fund - Assessment District 4,158,465 N/A - - 4,158,465 Total 131,313,016$ 29,492,238$ 21,133,757$ 80,687,021$ Custodial Credit Risk The custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for the investments is the risk that, in the event of the failure of the counterparty to a transaction, a government will not be able to recover the value of investment or collateral securities that are in the possession of an outside party. As of June 30, 2015, none of the City’s deposits or investments were exposed to custodial credit risk. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 53 - 2. CASH AND INVESTMENTS (CONTINUED): Concentration of Credit Risk The City’s investment policy imposes restrictions on the percentage the City can invest in certain types of investments, which the City is in compliance. As of June 30, 2015, in accordance with GASB Statement no. 40, if the City has invested more than 5% of its total investments in any one issuer then they are exposed to concentration of credit risk. The City is not invested in any one issuer that is more than 5% of its total investments. The City’s Investment policy imposes the following restrictions on the maximum percentage it can invest in a single type of investment. Portfolio Single Issuer Issuer Maximum Maximum United States Treasury Bills, Notes, Bonds 100% N/A United States Government-Sponsored Agency Securities 100% 30% Banker’s Acceptances 40% 30% Commercial Paper 25% 10% Negotiable Certificates of Deposit 30% N/A Time Certificates of Deposit 15% N/A Repurchase Agreements 20% N/A Medium-Term Corporate Notes 30% 5% Money Market Mutual Funds 20% N/A Local Agency Investment Fund (LAIF) $50M/Acct N/A Structured Notes (STRIPS) 20% N/A Local Government Investment Pools 50% N/A N/A - Not Applicable The City’s policy is more conservative than state law, which has no issuer concentration limits on federal agency debt. Interest Rate Risk The City's investment policy limits investment maturities as a means of managing its exposure to fair value losses arising from increasing interest rates. The City's investment policy states that the City shall not invest in securities with maturities exceeding five years and the weighted-average maturity of the City portfolio shall not exceed 540 days. The City has elected to use the segmented time distribution method of disclosure for its interest rate risk. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 54 - 2. CASH AND INVESTMENTS (CONTINUED): Interest Rate Risk (Continued) As of June 30, 2015, the City had the following investments and maturities: Primary Government Less Than 6 months - 1 year - Over Fair Investment Type 6 months 1 year 3 years 3 years Value California Local Agency Investment Fund 76,555,724$ -$ -$ -$ 76,555,724$ California Asset Management Program 4,842,327 - - - 4,842,327 Riverside County Treasurer's Pooled Investment Fund 77,882,380 - - - 77,882,380 Commercial Paper - 6,479,980 - - 6,479,980 Held by Fiscal Agent: Money market mutual funds 600,621 - - - 600,621 California Local Agency Investment Fund 20,912,229 - - - 20,912,229 Total 180,793,281$ 6,479,980$ -$ -$ 187,273,261$ Fiduciary Funds Less Than 6 months - 1 year - Over Fair Investment Type 6 months 1 year 3 years 3 years Value California Local Agency Investment Fund 529,401$ -$ -$ -$ 529,401$ California Asset Management Program 766,772 - - - 766,772 Riverside County Treasurer's Pooled Investment Fund 21,133,757 - - - 21,133,757 Investment in City Bonds 116,000 - 241,000 1,456,000 1,813,000 Held by Fiscal Agent: Money market mutual funds - Successor Agency RDA 25,520,641 - - - 25,520,641 LAIF - Successor Agency RDA 74,186,155 - - - 74,186,155 Money market mutual funds - Assessment District 3,204,825 - - - 3,204,825 LAIF - Assessment District 4,158,465 - - - 4,158,465 Total 129,616,016$ -$ 241,000$ 1,456,000$ 131,313,016$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 55 - 2. CASH AND INVESTMENTS (CONTINUED): Investment in State Investment Pool The City is a voluntary participant in the Local Agency Investment Fund (LAIF) that is regulated by California Government Code Section 16429 under the oversight of the Treasurer of the State of California. The fair value of the City’s investment in this pool is reported in the accompanying financial statements at amounts based upon the City’s pro-rata share of the fair value provided by LAIF for the entire LAIF portfolio (in relation to the amortized cost of that portfolio). The balance available for withdrawal is based on the accounting records maintained by LAIF, which are recorded on an amortized cost basis. Investment in California Asset Management Program The California Asset Management Program (CAMP) is a public joint powers authority which provides California Public Agencies with investment management services for surplus funds and comprehensive investment management, accounting and arbitrage rebate calculation services for proceeds of tax-exempt financings. The CAMP currently offers the Cash Reserve Portfolio, a short-term investment portfolio, as a means for Public Agencies to invest these funds. Public Agencies that invest in the Pool (Participants) purchase shares of beneficial interest. Participants may also establish individual, professionally managed investment accounts (Individual Portfolios) by separate agreement with the Investment Advisor. Investments in the Pools and Individual Portfolios are made only in investments in which Public Agencies generally are permitted by California statute. The CAMP may reject any investment and may limit the size of a Participant’s account. The Pool seeks to maintain, but does not guarantee, a constant net asset value of $1.00 per share. A Participant may withdraw funds from its Pool accounts at any time by check or wire transfers. Requests for same-day wire transfers must be made by 11:00 a.m. that day. Fair value of the Pool is determined by the fair value per share of the Pool’s underlying portfolio. Investment in Riverside County Treasurer’s Pooled Investment Fund The City is a voluntary participant in the Riverside County Treasurer’s Pooled Investment Fund (Pooled Fund). The fair value of the City’s investment in this pool is reported in the accompanying financial statements at amounts based upon the City’s pro-rata share of the fair value that the Riverside County Treasurer’s Office has provided for the entire Pooled Fund (in relation to the amortized cost of that portfolio). The balance available for withdrawal is based upon the accounting records that the Riverside County Treasurer’s Office maintains, which are recorded on an amortized cost basis. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 56 - 3. RECEIVABLES: Primary Government's Governmental Funds Notes and Loans Receivable: On August 8, 2006, the City Palm Desert issued $3,165,000 of Limited Obligation Bonds. The proceeds of the Bonds was used to finance the construction of the utility undergrounding and pay the cost of issuance. The debt service on the bonds is to be paid by assessments secured on the property tax rolls of those properties benefiting from the improvements. Bond maturities began September 2, 2007, and continue annually through 2036. The interest rates of the bonds range from 3.85% to 5.15%. The City of Palm Desert is the only bondholder on record for the bonds and reports a receivable in the general fund that corresponds to the outstanding principal on the bonds. As of June 30, 2015, the receivable balance was $1,489,000. The Low Moderate Housing Asset Special Revenue Fund has $11,042 in home improvement loans and an additional notes receivable of $1,250. Payments of interest and principal are due monthly on these loans. The City entered into several individual loan agreements with residents of the Highlands Utility Undergrounding Assessment District No. 04-01. The loans were issued by the City to pay off the principal of the respective properties assessment. In turn, the residents agreed to pay to the City the full cost of the loan amount plus any accrued interest at a rate of 5.35%. The full amount of the loan along with all accrued interest is due and payable at the earliest of September 2, 2036 or any change in ownership of the property. At June 30, 2015 the total receivable from the Highlands Deferral Loan Program is $39,806. Pursuant to Health and Safety Code 34176(b), the housing assets of the former RDA have been transferred to the Low Moderate Housing Asset Special Revenue Fund as the successor housing entity. The Low Moderate Housing Asset Special Revenue Fund has a loan receivable for the construction of a multi-family affordable housing development dated June 14, 2001, with a balance of $6,787,629 is due from the Palm Desert Development Company. The loan is secured by a Deed of Trust with assignment to property, rent and fixtures on the housing development located in Palm Desert. Interest is earned and due annually at a rate of 1% per annum from the date on which the final certificate of occupancy is issued. Principal on the loan is based on the applicable agency’s percentage of positive net cash flow derived from the operations of the Development. The Community Development Block Grant Special Revenue Fund has $13,663 in a home improvement loan. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 57 - 3. RECEIVABLES (CONTINUED): Primary Government's Governmental Funds (Continued) Notes and Loans Receivable (Continued): On August 28, 2008 the City Council approved through resolution the Energy Independence Program (EIP), which is supported by Assembly Bill AB811. The EIP program allowed the City to create the funding mechanism to assist the residents and businesses entering into a loan agreement with the City and providing the money for the borrowers to acquire and install energy efficient improvements. Assembly Bill AB811 allows the City to lien the properties through annual property tax assessments for a period not to exceed 20 years. To date, 279 residents and business owners entered into loan agreements with the City and have completed their improvements through the EIP program, as of June 30, 2015, 60 loans have been repaid. The loans are payable in two annual installments for a period of 5 years to 20 years at an interest rate of 7% annually. On June 30, 2015 the outstanding loans receivable through the EIP Program was $4,681,166. Pursuant to Health and Safety Code 34176(b), the housing assets of the former RDA have been transferred to the Palm Desert Housing Authority as the successor housing entity. The Housing Authority has loans for several other projects, all of which are secured by a deed of trust. A valuation allowance equal to the loan balance has been recognized since there is a significant possibility that these loans will either become uncollectible or forgiven by the Housing Authority at a future date if all the terms of the loans have been met. Detailed information for these loans is as follows: Loan Balance Interest Maturity Special Provisions Project Name Outstanding Rate Date Secured By of Loan Self-Help 429,000$ 7.25% 30 years Deed of Trust Housing Program or 2024 Home Improvement Loans 380,076 N/A N/A Deed of Trust Loan balance and interest due upon maturity, unpaid balance of loan or interest will bear an interest rate of 12%. Loan is payable upon change or transfer of title, refinancing or upon the death of the borrower. Restrictive covenants are placed against property to maintain affordability for up to 45 years in exchange for favorable loan terms. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 58 - 3. RECEIVABLES (CONTINUED): Primary Government's Governmental Funds (Continued) Notes and Loans Receivable (Continued): Detailed information for these loans (Continued): Loan Balance Interest Maturity Special Provisions Project Name Outstanding Rate Date Secured By of Loan Portola Palms 110,715$ 3.00% 30 years Deed of Trust Mobilehome Park from date of loan Desert Rose 2,463,807 3.00% 30 - 45 years* Deed of Trust from date of loan Falcon Crest 5,795,172 3.00% 30 - 45 Deed of Trust years from date of loan Acquisition, Rehabilitation, 190,510 3.00% 30 - 45 years Deed of Trust Assignment Resale from date of loan of Rent * All properties acquired from the former Redevelopment Agency after June 2009 will have a 45 year restrictive covenant. Loan is payable upon change or transfer of title, refinancing or upon the death of the borrower. Restrictive covenants are placed against property to maintain affordability for up to 45 years in exchange for favorable loan terms. Loan is payable upon change or transfer of title, refinancing or upon the death of the borrower. Loan balance and interest will be forgiven at maturity if debtor does not breach the terms and conditions of either the unit regulatory agreement or note. Loan will be forgiven at maturity unless the debtor is in violation of the unit regulatory agreement or the deed of trust. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 59 - 4. INTERFUND RECEIVABLES, PAYABLES AND TRANSFERS: Due To/From Other Funds The composition of interfund balances as of June 30, 2015, was as follows: Due To Due From Amount General Fund Other Governmental Funds $ 2,500,000 Low Moderate Housing Asset Special Revenue Fund General Fund 1,847,200 Other Governmental Funds 2,683,800 Other Governmental Funds Desert Willow Golf Course 500,000 $ 7,531,000 The General Fund advanced $2,500,000 to the Energy Independence Special Revenue Fund to payoff the bonds used to fund energy efficiency. The Low Moderate Housing Asset Special Revenue Fund amounts are related to the advances due from the Successor Agency (former Redevelopment Agency) per AB 1484. The Golf Capital Projects Fund advanced $500,000 to Desert Willow Golf Course for operations during the construction phase of the clubhouse and kitchen expansion. Due To/From Component Unit Due From Component Unit Major Funds: General Fund $ 285,000 Desert Willow Golf Course 1,185,970 $ 1,470,970 The receivable by the General Fund is for rent owed by the Palm Desert Recreational Facilities Corporation (PDRFC), and the receivable by the Desert Willow Golf Course represents funds loaned to PDRFC for operation. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 60 - 4. INTERFUND RECEIVABLES, PAYABLES AND TRANSFERS (CONTINUED): Interfund Transfers The composition of interfund transfers as of June 30, 2015, was as follows: Prop A Fire Tax Special Other Internal General Revenue Governmental Service Transfers Out: Fund Fund Funds Total Fund Totals General Fund -$ 2,000,000$ 1,220,373$ 3,220,373$ 1,276,000$ 4,496,373$ Housing Authority Special Revenue Fund - - 733,014 733,014 - 733,014 Other Governmental Funds 1,741,972 - - 1,741,972 - 1,741,972 Office Complex Parkview Enterprise Fund 437,500 - - 437,500 - 437,500 Totals 2,179,472$ 2,000,000$ 1,953,387$ 6,132,859$ 1,276,000$ 7,408,859$ Transfers In Transfers are used to: 1. Transfer revenues to provide for capital projects, 2. Transfer revenues to provide for additional resources to pay for expenditures, 3. Transfer to cover future cost of assets, and 4. Transfer to provide resources to pay for compensated absences. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 61 - 5. CAPITAL ASSETS: A summary of changes in capital assets at June 30, 2015, was as follows: Primary Government - Governmental Activities Balance at Balance at July 1, 2014 Transfers Additions Deletions June 30, 2015 Capital assets, no eing depreciated: Land 78,442,528$ -$ 808,478$ -$ 79,251,006$ Right-of-wa 120,795,676 252,442 - - 121,048,118 Construction-in-progress 7,899,676 223,541 17,605,680 - 25,728,897 Internal service fund - Construction-in-progress 342,604 - 78,668 - 421,272 Total capital assets, no eing depreciated 207,480,484 475,983 18,492,826 - 226,449,293 Capital assets, being depreciated: Buildings 128,550,481 - 10,420 (1,253,835) 127,307,066 Improvements othe than buildings 54,283,467 - 315,350 - 54,598,817 Machinery and equipment 9,586,158 - 473,968 (2,979) 10,057,147 Infrastructure 238,159,886 - 296,140 - 238,456,026 Equipment - Internal service fund 5,067,886 - 358,827 (283,963) 5,142,750 Total capital assets, eing depreciated 435,647,878 - 1,454,705 (1,540,777) 435,561,806 Less accumulated depreciation for: Buildings (51,188,094) - (3,083,759) 182,849 (54,089,004) Improvements othe than buildings (25,612,436) - (2,653,015) - (28,265,451) Machinery and equipment (8,502,289) - (407,080) 1,967 (8,907,402) Infrastructure (87,449,480) - (5,471,401) - (92,920,881) Equipment - Internal service fund (4,129,331) - (247,720) 271,384 (4,105,667) Total accumulated depreciation (176,881,630) - (11,862,975) 456,200 (188,288,405) Capital assets, being depreciated, ne 258,766,248 - (10,408,270) (1,084,577) 247,273,401 Capital assets, net - Governmental Activities 466,246,732 475,983 8,084,556 (1,084,577) 473,722,694 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 62 - 5. CAPITAL ASSETS (CONTINUED): A summary of changes in capital assets at June 30, 2015, was as follows: Primary Government - Business-type Activities Balance at Balance at July 1, 2014 Additions Deletions Reclassification June 30, 2015 Capital assets, no eing depreciated: Land 52,736,087$ -$ -$ -$ 52,736,087$ Total capital assets, not being depreciated 52,736,087 - - - 52,736,087 Capital assets, being eing depreciated: Buildings and improvements 27,018,200 163,637 - - 27,181,837 Machinery and equipment 6,310,275 927,402 (740,979) - 6,496,698 Total capital assets, eing depreciated 33,328,475 1,091,039 (740,979) - 33,678,535 Less accumulated depreciation for: Buildings and improvements (8,125,296) (947,326) - - (9,072,622) Machinery and equipment (4,707,167) (762,524) 692,480 - (4,777,211) Total accumulated depreciation (12,832,463) (1,709,850) 692,480 - (13,849,833) Capital assets, being depreciated, ne 20,496,012 (618,811) (48,499) - 19,828,702 Capital assets, net - Business-type Activities 73,232,099 (618,811) (48,499) - 72,564,789 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 63 - 5. CAPITAL ASSETS (CONTINUED): Depreciation expense was charged to functions/programs of the primary government as follows: Governmental Activities: General government $ 1,904,951 Housing and redevelopment 1,237,673 Public safety 117,413 Public works 5,997,039 Parks, recreation and culture 2,358,179 Depreciation expenses for internal service funds is charged to various functions based on usage of capital assets 247,720 Total depreciation expense - governmental activities $ 11,862,975 Business-type Activities: Desert Willow Golf Course $ 1,286,337 Parkview Office complex 423,513 Total depreciation expense - business-type activities $ 1,709,850 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 64 - 6. LONG-TERM LIABILITIES: The following is a summary of long-term liability transactions of the City for the year ended June 30, 2015: Primary Government - Governmental Activities Balance Balance Due Within July 1, 2014 Additions Reductions June 30, 2015 One Year Special assessment debt with government commitment 1,526,000$ -$ (37,000)$ 1,489,000$ 38,000$ Limited obligation improvement bonds 2,065,000 - (252,000) 1,813,000 116,000 Lease revenue bonds 4,655,000 - (4,655,000) - - Claims and judgments payable 1,021,332 - (721,869) 299,463 - Compensated absences payable 2,691,840 1,525,542 (1,544,240) 2,673,142 600,000 Total 11,959,172$ 1,525,542$ (7,210,109)$ 6,274,605$ 754,000$ Debt service payments for the special assessment debt with government commitment, tax allocation bonds and notes payable are made from debt service funds and a special revenue fund. Primary Government -Business-type Activities: Balance Balance Due Within July 1, 2014 Additions Reductions June 30, 2015 One Year Capital leases 1,222,915$ 976,366$ (764,235)$ 1,435,046$ 537,242$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 65 - 6. LONG-TERM LIABILITIES (CONTINUED): Special Assessment Debt with Government Commitment Highlands Undergrounding Assessment District No. 04-01, Limited Obligation Improvement Bonds, Series 2006 On August 8, 2006, the City Palm Desert issued $3,165,000 of Limited Obligation Bonds. The proceeds of the Bonds were used to finance the construction of the utility undergrounding and pay the cost of issuance. The debt service on the bonds is to be paid by assessments secured on the property tax rolls of those properties benefiting from the improvements. In the event that assessment collections are insufficient to pay the debt service, the City has a potential obligation to provide additional funds to pay the debt service, therefore these bonds are reported as special assessment debt with government commitment. Bond maturities begin September 2, 2007, and continue annually through 2036. The interest rates of the bonds range from 3.85% to 5.15%. The City of Palm Desert is the only bondholder on record of the bonds and the City does not own the constructed assets. The future debt service requirements on the Highlands Undergrounding Assessment District No. 04-01, Limited Obligation Improvement Bonds, Series 2006 are as follows: Year Ending June 30, Principal Interest Total 2016 38,000$ 74,871$ 112,871$ 2017 41,000 72,994 113,994 2018 42,000 70,991 112,991 2019 44,000 68,895 112,895 2020 47,000 66,653 113,653 2021 - 2025 272,000 294,459 566,459 2026 - 2030 347,000 215,746 562,746 2031 - 2035 446,000 114,176 560,176 2036 - 2037 212,000 11,073 223,073 1,489,000$ 989,858$ 2,478,858$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 66 - 6. LONG-TERM LIABILITIES (CONTINUED): Limited Obligation Bonds Limited Obligation Improvement Bonds Series 2009A (Taxable) On January 29, 2009, the City issued $2,015,000 Limited Obligation Improvement Bonds Series 2009A (Taxable). The proceeds of the Bonds were used to fund the City’s Energy Independence Program. Concurrent with the issuance of the Bonds, the City entered into a bond purchase agreement with the Agency whereby the Agency agreed to purchase the Bonds equal to par value. The Series 2009A (Taxable) bonds consist of $2,015,000 Serial Bonds with interest at 3% payable semiannually on September 2 and March 2. Bond maturities commenced September 2, 2010, and continue annually through September 2, 2029. The future debt service requirements on the Limited Obligation Improvement Bonds Series 2009A (Taxable) are as follows: Year Ending June 30, Principal Interest Total 2016 71,000$ 31,515$ 102,515$ 2017 75,000 29,325 104,325 2018 71,000 27,135 98,135 2019 71,000 25,005 96,005 2020 74,000 22,830 96,830 2021 - 2025 353,000 82,755 435,755 2026 - 2030 371,000 28,395 399,395 ,, , ,, CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 67 - 6. LONG-TERM LIABILITIES (CONTINUED): Limited Obligation Bonds (Continued) Limited Obligation Improvement Bonds Series 2009B (Taxable) On September 2, 2009, the City issued $1,136,000 Limited Obligation Improvement Bonds Series 2009B (Taxable). The proceeds of the Bonds were used to fund the City’s Energy Independence Program. Concurrent with the issuance of the Bonds, the City entered into a bond purchase agreement with the Agency whereby the Agency agreed to purchase the Bonds equal to par value. The Series 2009B (Taxable) bonds consist of $1,136,000 Serial Bonds with interest at 3% payable semiannually on September 2 and March 2. Bond maturities commenced September 2, 2010, and continue annually through September 2, 2029. The future debt service requirements on the Limited Obligation Improvement Bonds Series 2009B (Taxable) are as follows: Year Ending June 30, Principal Interest Total 2016 45,000$ 21,135$ 66,135$ 2017 47,000 19,755 66,755 2018 48,000 18,330 66,330 2019 48,000 16,890 64,890 2020 49,000 15,435 64,435 2021 - 2025 253,000 55,035 308,035 2026 - 2030 237,000 18,195 255,195 727,000$ 164,775$ 891,775$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 68 - 6. LONG-TERM LIABILITIES (CONTINUED): Lease Revenue Bonds EIP Series 2009 On August 31, 2009, the Palm Desert Financing Authority issued $5,225,000 Energy Independence Program Variable Rate Demand lease Revenue Bonds, Series 2009 (Federally Taxable). The proceeds of the bonds were used to partially pay off the General Fund EIP loan of $1,196,000 originally loaned to start up the Energy Loan Program, and the remaining bond funds were used to fund the City’s Energy Independence Program. The Lease Revenue Bonds Series 2009 were called in September 2014. Claims and Judgments Payable Estimates for all workers' compensation and general liabilities up to the self-insured levels have been recorded as long-term liabilities. At June 30, 2015, total estimated workers' compensation and general liability claims payable, including a provision for incurred but not reported claims, were $140,749 and $158,714, respectively, for a total claims and judgments payable of $299,463. Changes in claims liabilities during the past two years are as follows: June 30, 2014 June 30, 2015 Claims payable - Beginning of Yea 746,792$ 1,021,332$ Incurred claims (including IBNR) and changes in estimates 669,366 (341,659) Claims payments (394,826) (380,210) Claims payable - End of Yea 1,021,332$ 299,463$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 69 - 6. LONG-TERM LIABILITIES (CONTINUED): Business-type Activities - Capital Leases Obligations under capital leases are as follows: De Lage Lande Public Finance LLC - The present value of the minimum lease payment on the Club Car cart fleet equipment was capitalized at $976,366 using an interest rate of 2.99%. The lease term is 48 months with payments schedule in 24 periods during the months of February through July of each year of the lease. Payments are $33,671. There are no payments scheduled from August to January of each year. Interest accrues each month. $ 795,193 GPSI Leasing, LLC - The present value of the minimum lease payment on the GPSI Visage Golf Cart GPS System was capitalized at $303,530 using an interest rate of 16.66%. On December 27, 2013 the GPSI lease was amended to extend the agreement for an additional 31 months and lower the payment to $7,044. The amended lease is payable in 48 monthly installments of $7,044 beginning January 1, 2014. 110,628 Wells Fargo Financial Leasing, Inc. - The present value of the minimum lease payment on the Toro golf course maintenance equipment was capitalized at $1,547,296 using an interest rate of 2.63%. Lease is payable in 60 monthly installments of $27,489 beginning February, 28, 2012. 511,017 Wells Fargo Financial Leasing, Inc. - The present value of the minimum lease payment on the TruTurf roller and Lely spreader were capitalized at $41,440 using an interest rate of 2.63%. Lease is payable in 60 monthly installments of $736 beginning March 28, 2012. 14,390 Wells Fargo Financial Leasing Inc. - The present value of the minimum lease payment on the JCB grapple bucket was capitalized at $10,481 using an interest rate of 2.63%. Lease is payable in 60 monthly installments of $186 beginning April 28, 2012. 3,818 Present value of net minimum lease payments 1,435,046 Less: current portion (537,242) $ 897,804 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 70 - 6. LONG-TERM LIABILITIES (CONTINUED): Business-type Activities - Capital Leases (Continued) The following is a schedule, by year, of future minimum lease payments and present value of the net minimum lease payments for capital leases as of June 30, 2015: Minimum Year Ending Lease June 30, Payments 2016 627,489$ 2017 486,541 2018 244,289 2019 243,600 1,601,919 Less: amounts representing interest (166,873) Present value of net minimum lease payments 1,435,046$ The assets acquired through capital lease are as follows: Machinery and equipment $ 3,026,023 Less: accumulated depreciation (1,783,058) $ 1,242,965 7. DEFERRED COMPENSATION PLAN: The City offers its employees a deferred compensation plan created in accordance with Internal Revenue Code Section 457. The plan, available to all City employees, permits them to defer a portion of their salary until future years. The deferred compensation is not available to employees until termination, retirement, death or unforeseeable emergency. Pursuant to changes in August 1996, of IRC Section 457, in January 1997, the City established a trust in which all assets held by Nationwide Retirement Solutions, Inc. (NRS) and ICMA Retirement Corporation (ICMA) were placed. The City does not have fiduciary responsibility for the plan assets held by NRS and ICMA. The assets, all property and rights purchased with such amounts and all income attributable to such amounts are held in trust for the exclusive benefit of the participants and the beneficiaries. The assets are no longer the property of the City, and as such, are no longer subject to the claims of the City's general creditors. As a result, the assets in the amount of $12,387,234 held by NRS and ICMA of the 457 Plan are not reflected in the City’s financial statements. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 71 - 8. PENSION PLAN: a. General Information about the Pension Plans: Plan Descriptions All qualified permanent and probationary employees are eligible to participate in the City’s Miscellaneous Plans, agent multiple-employer defined benefit pension plans administered by the California Public Employees’ Retirement System (CalPERS), which acts as a common investment and administrative agent for its participating member employers. Benefit provisions under the Plans are established by State statute and City resolution. CalPERS issues publicly available reports that include a full description of the pension plans regarding benefit provisions, assumptions and membership information that can be found on the CalPERS website. Benefits Provided CalPERS provides service retirement and disability benefits, annual cost of living adjustments and death benefits to plan members, who must be public employees and beneficiaries. Benefits are based on years of credited service, equal to one year of full time employment. Members with five years of total service are eligible to retire at age 50 with statutorily reduced benefits. All members are eligible for non-duty disability benefits after 10 years of service. The death benefit is one of the following: the Basic Death Benefit, the 1957 Survivor Benefit, or the Optional Settlement 2W Death Benefit. The cost of living adjustments for each plan are applied as specified by the Public Employees’ Retirement Law. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 72 - 8. PENSION PLAN (CONTINUED): a. General Information about the Pension Plans (Continued): Benefits Provided (Continued) The Plans’ provisions and benefits in effect at June 30, 2015, are summarized as follows: Prior to On or After Hire date January 1, 2013 January 1, 2013 Benefit formula 2.7%@55 2%@62 Benefit vesting schedule 5 years of service 5 years of service Benefit payments monthly for life monthly for life Retirement age 50 - 67 52 - 67 Monthly benefits, as a % of eligible compensation 2.0% to 2.7% 1.0% to 2.5% Required employee contribution rates 8% 7% Required employer contribution rates 26.548% 26.548% Miscellaneous Employees Covered At June 30, 2015, the following employees were covered by the benefit terms for all Plans: Inactive employees or beneficiaries currently receiving benefits 136 Inactive employees entitled to but not yet receiving benefits 84 Active employees 117 Total 337 Contributions Section 20814(c) of the California Public Employees’ Retirement Law requires that the employer contribution rates for all public employers be determined on an annual basis by the actuary and shall be effective on the July 1 following notice of a change in the rate. Funding contributions for both Plans are determined annually on an actuarial basis as of June 30 by CalPERS. The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year, with an additional amount to finance any unfunded accrued liability. The City is required to contribute the difference between the actuarially determined rate and the contribution rate of employees. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 73 - 8. PENSION PLAN (CONTINUED): b. Net Pension Liability: The City’s net pension liability for each Plan is measured as the total pension liability, less the pension plan’s fiduciary net position. The net pension liability of each of the Plans is measured as of June 30, 2014, using an annual actuarial valuation as of June 30, 2013 rolled forward to June 30, 2014 using standard update procedures. A summary of principal assumptions and methods used to determine the net pension liability is shown below. Actuarial Assumptions The total pension liabilities in the June 30, 2013 actuarial valuations were determined using the following actuarial assumptions: Valuation Date June 30, 2013 Measurement Date June 30, 2014 Actuarial Cost Method Entry-Age Normal Cost Metho Actuarial Assumptions: Discount Rate 7.50% Inflation 2.75% Payroll Growth 3.00% Projected Salary Increase 3.3% - 14.2% (1) Investment Rate of Return 7.5% (2) Mortality (3) (1) Depending on age, service and type of employment (2) Net of pension plan investment expenses, including inflation (3) The probabilities of mortality are derived using CalPERS' membership data for all funds. The mortality table used was developed based on CalPERS' specific data. The table includes 20 years of mortality improvements using Society of Actuaries Scale BB. for more details on this table, please refer to the 2014 experience study report. The underlying mortality assumptions and all other actuarial assumptions used in the June 30, 2013 valuation were based on the results of a January 2014 actuarial experience study for the period 1997 to 2011. Further details of the Experience Study can found on the CalPERS website. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 74 - 8. PENSION PLAN (CONTINUED): b. Net Pension Liability (Continued): Discount Rate The discount rate used to measure the total pension liability was 7.50% for each Plan. To determine whether the municipal bond rate should be used in the calculation of a discount rate for each plan, CalPERS stress tested plans that would most likely result in a discount rate that would be different from the actuarially assumed discount rate. Based on the testing, none of the tested plans run out of assets. Therefore, the current 7.50% discount rate is adequate and the use of the municipal bond rate calculation is not necessary. The long term expected discount rate of 7.50% will be applied to all plans in the Public Employees Retirement Fund (PERF). The stress test results are presented in a detailed report that can be obtained from the CalPERS website. According to Paragraph 30 of Statement 68, the long-term discount rate should be determined without reduction for pension plan administrative expense. The 7.50% investment return assumption used in this accounting valuation is net of administrative expenses. Administrative expenses are assumed to be 15 basis points. An investment return excluding administrative expenses would have been 7.65%. Using this lower discount rate has resulted in a slightly higher Total Pension Liability and Net Pension Liability. CalPERS checked the materiality threshold for the difference in calculation and did not find it to be a material difference. CalPERS is scheduled to review all actuarial assumptions as part of its regular Asset Liability Management (ALM) review cycle that is scheduled to be completed in February 2018. Any changes to the discount rate will require Board action and proper stakeholder outreach. For these reasons, CalPERS expects to continue using a discount rate net of administrative expenses for GASB 67 and 68 calculations through at least the 2017-18 fiscal year. CalPERS will continue to check the materiality of the difference in calculation until such time a change in methodology occurs. The long-term expected rate of return on pension plan investments was determined using a building-block method in which best-estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 75 - 8. PENSION PLAN (CONTINUED): b. Net Pension Liability (Continued): Discount Rate (Continued) In determining the long-term expected rate of return, CalPERS took into account both short-term and long-term market return expectations as well as the expected pension fund cash flows. Using historical returns of all the funds’ asset classes, expected compound (geometric) returns were calculated over the short-term (first 10 years) and the long-term (11-60 years) using a building-block approach. Using the expected nominal returns for both short-term and long-term, the present value of benefits was calculated for each fund. The expected rate of return was set by calculating the single equivalent expected return that arrived at the same present value of benefits for cash flows as the one calculated using both short-term and long- term returns. The expected rate of return was then set equivalent to the single equivalent rate calculated above and rounded down to the nearest one quarter of one percent. The table below reflects the long-term expected real rate of return by asset class. The rate of return was calculated using the capital market assumptions applied to determine the discount rate and asset allocation. These rates of return are net of administrative expenses. New Real Return Real Retur Strategic Years Years Allocation 1 - 10 (a) 11+ (b) Global Equity 47.00% 5.25% 5.71% Global Fixed Income 19.00% 0.99% 2.43% Inflation Sensitive 6.00% 0.45% 3.36% Private Equity 12.00% 6.83% 6.95% Real Estate 11.00% 4.50% 5.13% Infrastructure and Forestland 3.00% 4.50% 5.09% Liquidity 2.00% -0.55% -1.05% Total 100.00% (a) An expected inflation of 2.5% used for this perio (b) An expected inflation of 3.0% used for this perio Asset Class CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 76 - 8. PENSION PLAN (CONTINUED): c. Changes in the Net Pension Liability: The changes in the net pension liability for the year ended June 30, 2015, with a measurement date of June 30 2014 for the Miscellaneous Plan are as follows: Total Plan Net Pension Pension Fiduciary Liability Liability Net Position (Asset) Balance at June 30, 2014 107,900,900$ 64,851,550$ 43,049,350$ Chan es in the Year: Service cost 2,156,598 - 2,156,598 Interest on the total pension liability 7,991,591 - 7,991,591 Differences between actual an expected experience - - - Changes in assumptions - - - Changes in benefit terms - - - Contribution - employe - 3,320,450 (3,320,450) Contribution - employee - 995,504 (995,504) Net investment income - 11,290,314 (11,290,314) Benefit payments, including refunds of employee contributions (4,849,320) (4,849,320) - Net Chan es 5,298,869 10,756,948 (5,458,079) Balance at June 30, 2015 113,199,769$ 75,608,498$ 37,591,271$ Increase (Decrease) CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 77 - 8. PENSION PLAN (CONTINUED): c. Changes in the Net Pension Liability (Continued): Sensitivity of the Net Pension Liability to Changes in the Discount Rate The following presents the net pension liability of the City for each Plan, calculated using the discount rate for each Plan, as well as what the City’s net pension liability would be if it were calculated using a discount rate that is 1-percentage point lower or 1-percentage point higher than the current rate: 1% Decrease 6.50% Net Pension Liability 53,054,419$ Current Discount Rate 7.50% Net Pension Liability 37,591,271$ 1% Increase 8.50% Net Pension Liability 24,799,827$ Pension Plan Fiduciary Net Position Detailed information about each pension plan’s fiduciary net position is available in the separately issued CalPERS financial reports. d. Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions: For the year ended June 30, 2015, the City recognized pension expense of $3,022,511. At June 30, 2015, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferre Deferre Outflows Inflows of Resources of Resources Pension contributions subsequent to measurement date 3,393,041$ -$ Differences between actual and expected experience - - Change in assumptions - - Net differences between projected and actual earnings on plan investments - (5,160,141) Total 3,393,041 (5,160,141) CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 78 - 8. PENSION PLAN (CONTINUED): d. Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions (Continued): $3,393,041 reported as deferred outflows of resources related to contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ending June 30, 2016. Other amounts reported as deferred inflows of resources related to pensions will be recognized as pension expense as follows: Year Ending June 30, Amount 2016 (1,290,035)$ 2017 (1,290,035) 2018 (1,290,035) 2019 (1,290,036) 2020 - Thereafte - e. Payable to the Pension Plan: At June 30, 2015, the City had no outstanding amount of contributions to the pension plan required for the year ended June 30, 2015. 9. FUND BALANCES: Fund Balances In the fund financial statements, reserves segregate portions of fund balances that are either not available or have been earmarked for specific purposes. The various reserves established as of June 30, 2015, were as follows: CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 79 - 9. FUND BALANCES (CONTINUED): Low Moderate Other General Prop A Housing Housing Governmental Fund Fire Tax Asset Measure A Authority Funds Total Nonspendable: Advances 7,833,800$ -$ -$ -$ -$ -$ 7,833,800$ Inventor 26,368 - - - - - 26,368 Loans and notes receivables 1,528,806 - - - - - 1,528,806 Prepaid costs 923,287 - - - - 348 923,635 Total Nonspendable 10,312,261 - - - - 348 10,312,609 Restricted for: Capital projects: Assessment districts improvements - - - - - 21,528,899 21,528,899 Debt service - - - - - 100,111 100,111 Low income housing: Projects and programs - - 41,714,799 - - 2,256,769 43,971,568 Apartments - - - - 8,838,055 - 8,838,055 Total low income housing - - 41,714,799 - 8,838,055 2,256,769 52,809,623 Public facilities: Parks facilities - - - - - 1,103,892 1,103,892 City facilities - - - - - 1,286,666 1,286,666 Childcare facilities - - - - - 1,021,065 1,021,065 Total public facilities - - - - - 3,411,623 3,411,623 Public safety: Fire facilities - - - - - 978,856 978,856 Fire operations - 1,806,938 - - - - 1,806,938 Police programs & equipment - - - - - 7,026 7,026 Total public safet - 1,806,938 - - - 985,882 2,792,820 Special programs: Community projects - - - - - 18,984 18,984 Recycling projects - - - - - 3,671,593 3,671,593 Special district advertising - - - - - 48,476 48,476 Air quality projects - - - - - 76,291 76,291 Landscaping and lighting - - - - - 2,459,092 2,459,092 Art constructio - - - - - 1,323,900 1,323,900 Total special programs - - - - - 7,598,336 7,598,336 Street related purposes: Construction & improvements - - - 14,779,998 - 1,068,368 15,848,366 Drainage projects - - - - - 1,924,124 1,924,124 Traffic signals projects - - - - - 247,310 247,310 Total street related purposes - - - 14,779,998 - 3,239,802 18,019,800 Total Restricted - 1,806,938 41,714,799 14,779,998 8,838,055 39,121,422 106,261,212 Committed to: Aquatic center - - - - - 2,134,121 2,134,121 Capital asset replacement - - - - 11,875,488 - 11,875,488 Energy loan progra - - - - - 2,943,278 2,943,278 Total Committed - - - - 11,875,488 5,077,399 16,952,887 Assigned to: Capital projects: City capital outlay projects - - - - - 9,910,743 9,910,743 Property acquisitio - - - - - 420,387 420,387 Community contingenc 455,000 - - - - - 455,000 Public facilities: City facilities 364,559 - - - - 4,097,585 4,462,144 Parks facilities - - - - - 3,968,157 3,968,157 Golf facilities - - - - - 2,882,012 2,882,012 Total public facilities 364,559 - - - - 10,947,754 11,312,313 Special programs: Librar - - - - - 667,255 667,255 General pla 37,300 - - - - - 37,300 Professional services 33,876 - - - - - 33,876 Total special programs 71,176 - - - - 667,255 738,431 Street related purposes: Street resurfacing 880,543 - - - - - 880,543 Drainage projects - - - - - 2,125,264 2,125,264 Traffic signals projects - - - - - 101,128 101,128 Total street related purposes 880,543 - - - - 2,226,392 3,106,935 Total Assigned 1,771,278 - - - - 24,172,531 25,943,809 Unassigned 67,727,130 - - - - - 67,727,130 Totals 79,810,669$ 1,806,938$ 41,714,799$ 14,779,998$ 20,713,543$ 68,371,700$ 227,197,647$ Special Revenue Funds CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 80 - 9. FUND BALANCES (CONTINUED): Fund Balances (Continued) The fund balances reported on the fund statements now consist of the following categories: Nonspendable - This classification includes amounts that cannot be spent because they are either (a) not in spendable form or (b) legally or contractually required to be maintained intact. Restricted - This classification includes amounts that can be spent only for specific purposes stipulated by constitution, external resource providers or through enabling legislation. Committed - This classification includes amounts that can be used only for the specific purposes determined by a formal action of the City Council. The City considers the adoption of a resolution to institute a formal action of City Council for the purpose of establishing, modifying or rescinding committed fund balances. Assigned - This classification includes amounts to be used by the government for specific purposes but do not meet the criteria to be classified as restricted or committed. This includes amounts that are assigned through adoption of a resolution by City Council. The Council may delegate the ability of an employee or committee to assign uses of specific funds, for specific purposes. Such delegation of authority has not yet been granted to persons or bodies other than the City Council. Unassigned - This classification includes the residual balance for the government’s general fund and includes all spendable amounts not contained in other classifications. In other funds, the unassigned classification is used only to report a deficit balance resulting from overspending for specific purposes for which amounts had been restricted, committed or assigned. When an expenditure is incurred for purposes for which both restricted and unrestricted fund balances are available, the City’s policy is to apply restricted fund balance first. When an expenditure is incurred for purposes for which committed, assigned or unassigned fund balances are available, the City’s policy is to apply committed fund balance first, then assigned fund balance, and finally unassigned fund balance. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 81 - 10. RISK MANAGEMENT: a. Description of Self-Insurance Pool Pursuant to Joint Powers Agreement: The City of Palm Desert is a member of the California Joint Powers Insurance Authority (Authority). The Authority is composed of 118 California public entities and is organized under a joint powers agreement pursuant to California Government Code §6500 et seq. The purpose of the Authority is to arrange and administer programs for the pooling of self-insured losses, to purchase excess insurance or reinsurance, and to arrange for group purchased insurance for property and other lines of coverage. The Authority began covering claims of its members in 1978. Each member government has an elected official as its representative on the Board of Directors which operates through a nine-member Executive Committee. b. Self-Insurance Programs of the Authority: Each member pays an annual contribution to cover estimated losses for the coverage period. A retrospective adjustment is then conducted annually thereafter, for coverage years 2012-13 and prior. Retrospective adjustments are scheduled to continue indefinitely on coverage years 2012-13 and prior, until all claims incurred during those coverage years are closed, on a pool- wide basis. This subsequent cost re-allocation among members, based on actual claim development, can result in adjustments of either refunds or additional deposits required. Coverage years 2013-14 and forward are not subject to routine annual retrospective adjustment. The total funding requirement for self-insurance programs is estimated using actuarial models and pre-funded through the annual contribution. Costs are allocated to individual agencies based on exposure (payroll) and experience (claims) relative to other members of the risk-sharing pool. Additional information regarding the cost allocation methodology is provided below. Liability In the liability program, claims are pooled separately between police and general government exposures. (1) The payroll of each member is evaluated relative to the payroll of other members. A variable credibility factor is determined for each member, which establishes the weight applied to payroll and the weight applied to losses within the formula. (2) The first layer of losses includes incurred costs up to $30,000 for each occurrence and is evaluated as a percentage of the pool’s total incurred costs within the first layer. (3) The second layer of losses includes incurred costs from $30,000 to $750,000 for each occurrence and is evaluated as a percentage of the pool’s total incurred costs within the second layer. (4) Incurred costs from $750,000 to $50 million, are distributed based on the outcome of cost allocation within the first and second loss layers. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 82 - 10. RISK MANAGEMENT (CONTINUED): b. Self-Insurance Programs of the Authority (Continued): Liability (Continued) For 2014-15, the Authority’s pooled retention is $2 million per occurrence, with reinsurance to $20 million, and excess insurance to $50 million. The Authority’s reinsurance contracts are subject to the following additional pooled retentions: (a) 50% of the $2.5 million annual aggregate deductible in the $3 million x/s $2 million layer, (b) 50% quota share of the $3 million x/s $2 million layer, and (c) $3 million annual aggregate deductible in the $5 million x/s $10 million layer. The overall coverage limit for each member, including all layers of coverage, is $50 million per occurrence. Costs of covered claim for subsidence losses have a sub-limit of $30 million per occurrence. Workers’ Compensation The City of Palm Desert also participates in the workers’ compensation pool administered by the Authority. In the workers’ compensation program claims are pooled separately between public safety (police and fire) and general government exposures. (1) The payroll of each member is evaluated relative to the payroll of other members. A variable credibility factor is determined for each member, which establishes the weight applied to payroll and the weight applied to losses within the formula. (2) The first layer of losses includes incurred costs up to $50,000 for each occurrence and is evaluated as a percentage of the pool’s total incurred costs within the first layer. (3) The second of losses includes incurred costs from $50,000 to $100,000 for each occurrence and is evaluated as a percentage of the pool’s total incurred costs within the second layer. (4) Incurred costs in excess from $100,000 to statutory limits are distributed based on the outcome of cost allocation within the first and second loss layers. For 2014-15 the Authority’s pooled retention is $2 million per occurrence, with reinsurance to statutory limits under California Workers’ Compensation Law. Employer’s Liability losses are pooled among members to $2 million. Coverage from $2 million to $5 million is purchased as part of a reinsurance policy, and Employer’s Liability losses from $5 million to $10 million are pooled among members. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 83 - 10. RISK MANAGEMENT (CONTINUED): c. Purchased Insurance: Property Insurance The City of Palm Desert participates in the all-risk property protection program of the Authority. This insurance protection is underwritten by several insurance companies. The City of Palm Desert’s property is currently insured according to a schedule of covered property submitted by the City of Palm Desert to the Authority. The City of Palm Desert’s property currently has all-risk property insurance protection in the amount of $223,995,097. There is a $5,000 deductible per occurrence except for non-emergency vehicle insurance, which has a $1,000 deductible. Premiums for the coverage are paid annually and are not subject to retrospective adjustments. Crime Insurance The City of Palm Desert purchases crime insurance coverage in the amount of $10,000,000 with a $2,500 deductible. The fidelity coverage is provided through the Authority. Premiums are paid annually and are not subject to retroactive adjustments. Special Event Tenant User Liability Insurance The City of Palm Desert further protects against liability damages by requiring tenant users of certain property to purchase low-cost tenant user liability insurance for certain activities on City property. The insurance premium is paid by the tenant user and is paid to the City of Palm Desert according to a schedule. The City of Palm Desert then pays for the insurance. The insurance is arranged by the Authority. d. Adequacy of Protection: During the past three fiscal years, none of the above programs of protection experienced settlements or judgments that exceeded pooled or insured coverage. There were no significant reductions in pooled or insured liability coverage in the fiscal year 2014-15. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 84 - 11. UNEARNED REVENUES AND DEFERRED INFLOWS OF RESOURCES: Unearned Revenues Major Governmental Funds General Fund has received $16,976 in unearned revenues from the Successor Agency that are deemed unearned until expenditures are incurred related to park improvements and $2,503 in advance rent payments. Measure A Special Revenue Fund has $15,007,273 in funds received from the Successor Agency that are deemed unearned until expenditures are incurred related to construction of interchange. Housing Authority Special Revenue Fund has other amounts reported as unearned revenues include $16,047 for prepaid rents. Other Governmental Funds Special Revenue Funds $4,963 of grant funds are deemed unearned until expenditures are incurred in the Recycling Fund. $38,057 of grant funds are deemed unearned until expenditures are incurred in the Public Safety Police Grants Fund. $14,533 represents the unused portions of prepaid aquatic fees in the Aquatic Center Fund. Capital Projects Fund Capital Projects Reserve fund has $71,596 of unearned revenue represents deposits for street improvements and public facilities, as the funds have not been spent as of June 30, 2015. Business-type Activities The balance of $143,665 represents the unused portions of prepaid golf fees, value of unredeemed gift certificates and unearned rent. Component Unit The balance of $91,430 represents the unused portions of prepaid banquets. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 85 - 11. UNEARNED REVENUES AND DEFERRED INFLOWS OF RESOURCES (CONTINUED): Deferred Inflows of Resources Major Governmental Funds General Fund On March 13, 1997, the former Redevelopment Agency (Agency) purchased land from the City for the purpose of developing a second golf course financed by a note in the amount of $2,055,000. The note has no specific due date. Recognition of the revenue from the sale has been reported as deferred inflows of resources until it becomes available. On March 13, 1997, the City entered into an agreement with subsequent amendments on June 4, 1997, May 18, 2004, and May 12, 2009, with the Palm Desert Recreational Facilities Corporation (Corporation) for the use of property at the City's Golf Resort (Desert Willow). Payment is due when the Corporation's revenues exceed its expenses. At June 30, 2015, the Corporation owed the City rent totaling $285,000, which will be recognized as revenue by the City when the rent is paid by the Corporation. The State of California collects taxes and fees for the City and makes payments to the City at various times. Due to the City’s policy of recognizing revenue, the amount of $291,996 for sales tax has been reported as unavailable. The City entered into several individual loan agreements with residents of the Highlands Utility Undergrounding Assessment District No. 04-01. The residents agreed to pay to the City the full cost of the loan amount plus any accrued interest at a rate of 5.35%. The full amount of the loan along with all accrued interest is due and payable at the earliest of September 2, 2036, or any change in ownership of the property. As of June 30, 2015, $25,535 in interest has been accrued. Recognition of the interest revenue has been reported as unavailable until it becomes due. Interest in the amount of $57,065 on the advance from the General Fund to the Energy Independence Special Revenue Fund is reported as unavailable revenue. Interest in the amount of $3,322 on investment purchased is reported as unavailable revenue. Low and Moderate Housing Asset Special Revenue Fund Uncollected interest of $33,938 due from the Palm Desert Development Company has been reported as unavailable. Measure A Special Revenue Fund Unavailable revenue of $4,576,270 is related to expenditures incurred through June 30, 2015 which are to be reimbursed from other governments, but have not been received within the availability period. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 86 - 11. UNEARNED REVENUES AND DEFERRED INFLOWS OF RESOURCES (CONTINUED): Deferred Inflows of Resources (Continued) Other Governmental Funds Special Revenue Funds Interest accrued on loans of $184,262 on loans receivable through the City’s EIP Program is reported as unavailable (see Note 3). The Community Development Block Grant Special Revenue Fund has $13,663 in a home improvement loan as unavailable. Debt Service Fund Assessment receivables in the amount of $1,347,184 represent future assessments to be received from property owners in Highlands Undergrounding Assessment Districts 04-1 to pay for long- term obligations incurred in making capital improvements in the Assessment District. Recognition of the revenue from the assessments has been deferred until it becomes available. Once received, the monies will be used to make annual debt service payments. 12. OTHER POST-EMPLOYMENT BENEFITS: a. Plan Description: In addition to the pension benefits described in Note 8, the City provides other post-employment benefits (OPEB) through the California Employers’ Retiree Benefit Trust Fund (CERBT), an agent multiple-employer defined benefit healthcare plan administered by the California Public Employees’ Retirement System (CalPERS). All full-time or part-time employees who meet the eligibility requirements for this program may continue their medical coverage through the CalPERS Health Plan and receive reimbursement from the City for a portion of the costs for the coverage. Separate financial statements for the CERBT may be obtained by writing to CalPERS at Lincoln Plaza North, 400 Q Street, Sacramento, CA 95811, or by visiting the CalPERS website at www.calpers.ca.gov. Employees Hired Prior to January 1, 2008 Eligibility for the stipend requires retirement simultaneously from the City and CalPERS on or after age 50 with at least 10 consecutive years of service with the City. Eligible employees must be covered under the CalPERS Health Plan at the time of retirement and elect to participate in the stipend program within 30 days of retirement. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 87 - 12. OTHER POST-EMPLOYMENT BENEFITS (CONTINUED): a. Plan Description (Continued): Employees Hired Prior to January 1, 2008 (Continued) The City’s contribution towards the coverage is based on years of service as follows: Consecutive Years of Service City’s Contribution With the City at Retirement Percentage 10 years of service 50% 11 years of service 55% 12 years of service 60% 13 years of service 65% 14 years of service 70% 15 or more years of service 75% Employees Hired On or After January 1, 2008 Eligibility for the stipend requires retirement simultaneously from the City and CalPERS on or after age 50 with at least 15 consecutive years of service with the City. Eligible employees must be covered under the CalPERS Health Plan at the time of retirement and elect to participate in the stipend program within 30 days of retirement. The stipend is discontinued when the retiree reaches Medicare eligibility age. The City’s contribution towards the coverage will be applied to the lowest cost plan and is based on age at retirement and consecutive years of service with the City as outlined in the following table: Age 15 16 17 18 19 20 21 22 23 24 25+ 50 0% 5% 10% 15% 20% 25% 30% 35% 40% 45% 50% 51 10% 15% 20% 25% 30% 35% 40% 45% 50% 50% 50% 52 20% 25% 30% 35% 40% 45% 50% 50% 50% 50% 50% 53 30% 35% 40% 45% 50% 50% 50% 50% 50% 50% 50% 54 40% 45% 50% 50% 50% 50% 50% 50% 50% 50% 50% 55+ 50% 50% 50% 50% 50% 50% 50% 50% 50% 50% 50% Consecutive Years of Service at Retirement Employees with at least 5 years of service, not meeting the eligibility requirements for the stipend program, who retire simultaneously from the City and CalPERS are eligible to continue medical coverage through the CalPERS Health Plan. The City is required to pay the CalPERS minimum employer contribution ($119 in 2014 and $122 in 2015) for these employees. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 88 - 12. OTHER POST-EMPLOYMENT BENEFITS (CONTINUED): a. Plan Description (Continued): Employees Hired On or After January 1, 2015 Employees are not eligible for either of the defined retiree health benefits plan, but are instead enrolled in the City’s ICMA Retirement Health Savings Account. Employees have a mandatory 1% contribution to the Retirement Health Savings Plan and the City matches the 1% contribution. In addition, an employee can participate in the ICMA 401A Governmental Money Purchase Plan with a maximum pre-tax dollar contribution of 10%, with the City maximum match of 2%. b. Funding Policy: The contribution requirements of plan members and the City are established and may be amended by the City, City Council, and/or the employee associations. Currently, contributions are not required from plan members. During the fiscal year ended June 30, 2015, the City contributed $358,776 to the plan. The purpose of these contributions is to cover the required City contribution rate of 2.96% of annual covered payroll (annual payroll of active employees covered by the plan) and to prefund benefits. As a result, the City calculated and recorded a Net OPEB Asset, representing the difference between the Annual Required Contribution (ARC) and actual contributions, as presented below: Annual required contribution (ARC) 342,882$ Interest on Net OPEB obligation (asset) (596,472) Adjustment to ARC 567,342 Annual OPEB cost 313,752 Contribution made (358,776) Increase in Net OPEB obligation (asset) (45,024) Net OPEB obligation (asset) at June 30, 2014 (8,448,611) Net OPEB obligation (asset) at June 30, 2015 (8,493,635)$ The contribution rate of 2.96% is based on the ARC of $342,882, an amount actuarially determined in accordance with the parameters of GASB Statement No. 45. The ARC represents a level of funding that, if paid on an ongoing basis is projected to cover the annual normal cost and the amortization of unfunded actuarial accrued liabilities (or funding excess) over a thirty year period. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 89 - 12. OTHER POST-EMPLOYMENT BENEFITS (CONTINUED): c. Annual OPEB Cost and Net OPEB Obligation (Asset): For fiscal year 2015, the City’s annual OPEB cost (expense) was $313,752. Information on the annual OPEB cost, percentage of Annual OPEB cost contributed, and Net OPEB Obligation (Asset) is available for June 30, 2015 and the two previous fiscal years, are presented below: Actual Percentage of Fiscal Annual Contribution Annual Net OPEB Year OPEB (Net of OPEB Cost Obligation Ended Cost Adjustments) Contributed (Asset) 6/30/2013 $ 380,816 $ 85,221 22% $ (7,968,971) 6/30/2014 296,678 776,318 262% (8,448,611) 6/30/2015 313,752 358,776 114% (8,493,635) d. Funded Status and Funding Progress: As of June 30, 2013, the most recent actuarial valuation date, the plan was 86% funded. The actuarial accrued liability for benefits was $11.23 million, and the actuarial value of assets was $9.71 million, resulting in an unfunded actuarial accrued liability (UAAL) of $1.52 million. The covered payroll (annual payroll of active employees covered by the plan) was $9.67 million, and the ratio of the UAAL to the covered payroll was 16%. Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the annual required contributions of the City are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to basic financial statements, presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. e. Actuarial Methods and Assumptions: Projections of benefits for financial reporting purposes are based on the substantive plan and include the types of benefits provided at the time of each valuation. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets consistent with the long-term perspective of the calculations. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 90 - 12. OTHER POST-EMPLOYMENT BENEFITS (CONTINUED): e. Actuarial Methods and Assumptions (Continued): In the June 30, 2013 actuarial valuation, the entry age normal actuarial cost method was used. The actuarial assumptions included a 7.06% investment rate of return (net of administrative expenses) and an annual healthcare cost trend rate of 7.5% in 2015, reduced by decrements to an ultimate rate of 5% in 2020. A 3.0% per annum in aggregate in future salaries is also assumed in the valuation. The City’s unfunded actuarial accrued liability will be amortized as a level percentage of projected covered payroll on a closed basis. The amortization period at June 30, 2015, was 24 years. 13. SPECIAL ASSESSMENT DEBT: Below is a summary of the changes in the special assessment bonds payable: Balance at Payments and Balance at Due Within July 1, 2014 Additions Reductions June 30, 2015 One Year 2003 Assessment Revenue Bonds 2,245,000$ -$ (230,000)$ 2,015,000$ 155,000$ AD 98-1 Limited Obligation Refunding Bonds 375,000 - (85,000) 290,000 65,000 CFD 2005-1 Special Tax Bonds Series 2006A 54,645,000 - (1,285,000) 53,360,000 1,345,000 AD 2004-2 Limited Obligation Improvement Bonds 24,390,000 - (615,000) 23,775,000 590,000 2008 Special Tax Refunding Bonds 4,730,000 - (1,000,000) 3,730,000 1,030,000 86,385,000$ -$ (3,215,000)$ 83,170,000$ 3,185,000$ The City has Special Assessment Bonds Payable issued under the 1911 and 1915, Special Improvement Acts and the 1982 Mello-Roos Community Facilities Act (1982 Bonds). The City has no liability to 1911 Act bondholders until assessments have been collected from the property owner. Such liability is then recorded in the Agency Funds. Therefore, the 1911 Bonds are not recorded as liabilities in the accompanying financial statements. The City also has no liability to the 1915 Act bondholders or the bondholders of bonds issued under the 1982 Mello-Roos Community Facilities Act until assessments are collected on the tax rolls. However, the City may take certain actions to assume secondary liability for all or part of 1915 Act Bonds and the 1982 Bonds until such time as foreclosure proceedings are consummated. Special assessment bonds payable, as described below, and are not recorded as long-term liabilities, as these obligations do not constitute a debt or obligation of the City. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 91 - 13. SPECIAL ASSESSMENT DEBT (CONTINUED): 2003 Assessment Revenue Bonds In June 2003, the Palm Desert Financing Authority issued $4,423,000 in 2003 Assessment Revenue Bonds. The proceeds were used to purchase three series of limited obligation improvement bonds issued by the City in connection with the financing and refinancing of certain improvements of benefit to property within the City’s Assessment District No. 94-2 (Sunterrace), Assessment District No. 94-3 (Merano) and Silver Spur Ranch Utility Undergrounding Assessment District No. 01-01. These bonds were issued under the 1915 Improvement Bond Act to provide funds for public improvements in the respective assessment districts. Debt service requirements to maturity are as follows: Year Ending June 30, Principal Interest Total 2016 155,000$ 101,286$ 256,286$ 2017 160,000 93,489 253,489 2018 170,000 85,154 255,154 2019 175,000 76,356 251,356 2020 175,000 67,344 242,344 2021 - 2025 625,000 226,350 851,350 2026 - 2029 555,000 61,947 616,947 2,015,000$ 711,926$ 2,726,926$ As of June 30, 2015, the principal amounts to be repaid by each assessment district to pay off the loans from the Financing Authority are as follows: Assessment District 94-3 510,000$ Assessment District 01-1 1,515,000 2,025,000$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 92 - 13. SPECIAL ASSESSMENT DEBT (CONTINUED): Assessment District 98-1 Limited Obligation Refunding Improvement Bonds The bonds were issued in an original amount of $2,955,000 in February 2004, to redeem and defease the outstanding limited obligation improvement bonds of Assessment District No. 98-1, which were issued in 1998. The bonds are secured by unpaid assessments on parcels within the District. Under the 1915 Act, annual assessments on the unpaid assessments sufficient to meet the scheduled debt service requirements are to be included on the regular county tax bills for the assessed parcels for which there are unpaid assessments. Interest rates vary from 1.5% to 5.1% with interest payable semi-annually on March 2 and September 2, with principal maturing annually on September 2. Debt service requirements to maturity are as follows: Year Ending June 30, Principal Interest Total 2016 65,000$ 12,786$ 77,786$ 2017 70,000 9,536 79,536 2018 75,000 5,955 80,955 2019 80,000 2,040 82,040 290,000$ 30,317$ 320,317$ Community Facilities District No. 2005-1 The bonds were issued in an original amount of $50,000,000 in May 2006, to construct and acquire certain public facilities of benefit to the District, provide for the establishment of a reserve account, provide capitalized interest, and pay the costs of issuance of the bonds. The bonds are secured by and payable from a pledge of net taxes derived from special taxes to be levied by the District on real properties within the boundaries of the District from the net proceeds of any foreclosure actions brought following delinquency in the payment of the special taxes, and from amounts held in certain funds under the indenture. Interest rates vary from 4.0% to 5.5% with interest payable semi-annually on March 1 and September 1, with principal maturing annually on September 1. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 93 - 13. SPECIAL ASSESSMENT DEBT (CONTINUED): Community Facilities District No. 2005-1 (Continued) In May 2007, the 2007 Bonds were issued in the amount of $17,915,000 pursuant to the Bond Indenture in May 2006, as supplemented by a First supplemental Indenture in May 2007, to provide construct and acquire certain public facilities of benefit to the District, provide capitalized interest, and pay the costs of issuance of the 2007 Bonds. The bonds are secured by and payable, on parity with the bonds issued in May 2006 for $50,000,000, from a pledge of net taxes derived from special taxes to be levied by the District on real properties within the boundaries of the District from the net proceeds of any foreclosure actions brought following delinquency in the payment of the special taxes, and from amounts held in certain funds under the indenture. Interest rates vary from 3.875% to 5.20% with interest payable semi-annually on March 1 and September 1, with principal maturing annually on September 1. Debt service requirements to maturity are as follows: Year Ending June 30, Principal Interest Total 2016 1,345,000$ 2,762,784$ 4,107,784$ 2017 1,410,000 2,697,633 4,107,633 2018 1,480,000 2,627,662 4,107,662 2019 1,550,000 2,553,186 4,103,186 2020 1,625,000 2,474,935 4,099,935 2021 - 2025 9,425,000 11,034,108 20,459,108 2026 - 2030 12,175,000 8,235,476 20,410,476 2031 - 2035 15,780,000 4,526,414 20,306,414 2036 - 2038 8,570,000 547,575 9,117,575 53,360,000$ 37,459,773$ 90,819,773$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 94 - 13. SPECIAL ASSESSMENT DEBT (CONTINUED): Section 29 Assessment District (No 2004-02), Limited Obligation Improvement Bonds, Series 2007 In March 2007, the City of Palm Desert issued $29,430,000 Limited Obligation Improvement Bonds. The proceeds of the Bonds will be used to finance certain infrastructure improvements within the City’s Section 29 Assessment District (No. 2004-02). The debt service on the bonds is to be paid by assessments secured on the property tax rolls of those properties benefiting from the improvements. The bonds consist of Serial Bonds in the amount of $6,870,000 with interest ranging from 4.00% to 4.70% payable semiannually on March 2 and September 2. Bond maturities begin September 2, 2009, and continue annually through 2019. Term bonds in the amount of $2,525,000 carry an interest rate of 4.75% and mature September 2, 2022. Term bonds in the amount of $5,110,000 carry an interest rate of 5.05% and mature September 2, 2027. Term bonds in the amount of $14,925,000 carry an interest rate of 5.10% and mature September 2, 2037. Debt service requirements to maturity are as follows: Year Ending June 30, Principal Interest Total 2016 590,000$ 1,172,360$ 1,762,360$ 2017 610,000 1,145,655 1,755,655 2018 640,000 1,117,210 1,757,210 2019 670,000 1,086,913 1,756,913 2020 700,000 1,054,885 1,754,885 2021 - 2025 4,030,000 4,726,533 8,756,533 2026 - 2030 5,135,000 3,584,968 8,719,968 2031 - 2035 6,585,000 2,100,563 8,685,563 2036 - 2038 4,815,000 376,508 5,191,508 23,775,000$ 16,365,595$ 40,140,595$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 95 - 13. SPECIAL ASSESSMENT DEBT (CONTINUED): 2008 Special Tax Refunding Bonds In December 2007, the City of Palm Desert Communities Facilities District No. 91-1 (Indian Ridge Public Improvements) issued $10,935,000 of Special Tax Refunding Bonds, Series 2008 to refund and defease all the outstanding $16,260,000 principal amount of the Palm Desert Financing Authority 1997 Revenue Bonds. These bonds were issued pursuant to the provisions of the Mello-Roos Community Facilities Act of 1982, as amended, being Chapter 2.5, Part 1, Division 2, Title 5, of the Government Code of the State of California. Debt service requirements to maturity are as follows: Year Ending June 30, Principal Interest Total 2016 1,030,000$ 118,983$ 1,148,983$ 2017 1,070,000 81,698 1,151,698 2018 1,105,000 41,719 1,146,719 2019 170,000 17,600 187,600 2020 175,000 10,700 185,700 2021 180,000 3,600 183,600 3,730,000$ 274,300$ 4,004,300$ Bond Reserve Requirements At June 30, 2015, the fund balance reserve requirements and actual reserve balances were as follows: Requirement Actual Assessment District 98-1 29,000$ 84,080$ 2003 Financing Authority Revenue Bonds 243,476 353,338 CFD 2005-1 Special Tax Bonds 4,107,784 4,158,178 Assessment District 29 1,762,360 1,826,930 2008 Special Tax Refunding Bonds 1,093,500 1,726,046 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 96 - 14. CONDUIT DEBT OBLIGATIONS: 2003 Series A - $22,310,000 Lease Revenue Bonds In December 2003, the Palm Desert Financing Authority (Authority) issued $22,310,000 in Lease Revenue Bonds. The proceeds of the Bonds were used to: a) finance the construction of a County animal shelter and related facilities located in the unincorporated area of Thousand Palms, California; b) finance construction of certain County medical clinic facilities located in Mecca, California; c) refund the Palm Desert Financing Authority Lease Revenue Bonds Series 1996; d) acquire a debt service reserve insurance policy; e) fund capitalized interest on the bonds; and f) pay costs of issuance of the bonds. The Authority will lease sites relating to each project from the County of Riverside (County) pursuant to a Site Lease dated as of December 1, 2003, and will lease back to the County the Sites and the Facilities pursuant to a Facilities Lease dated December 1, 2003. Under the Lease, the County will pay to the Trustee Base Rental Payments in the amount equal to the scheduled debt service of the Bonds. The Authority will assign its right to receive the Base Rental Payments to the Trustee for the benefit of the owners of the bonds. The debt service on the bonds is to be paid solely from lease payments made by the County. The Authority has no obligation to make the debt service payments in the event that the County is not able to make the required base rental payments. As of June 30, 2015, the outstanding amount was $15,885,000. 2008 Series A - $72,445,000 Lease Revenue Bonds In November 2008, the Palm Desert Financing Authority (Authority) issued $72,445,000 in Lease Revenue Bonds. The proceeds of the Bonds were used to: a) finance the construction, installation, acquisition, development and rehabilitation of certain public capital improvements within the County, including the Palm Desert Sheriff’s Station Facilities (as described herein), community centers, a multi-service center, park improvements and other various infrastructure improvements; b) fund capitalized interest on the 2008 Series A Bonds related to the Palm Desert Sheriff Station Facilities through August 31, 2010 and with respect to the Multi-Service Center Facilities (as described herein) through December 31, 2009; c) fund a deposit into the Reserve Account as additional security for the 2008 Series A Bonds; and d) pay certain costs associated with the issuance and delivery of the 2008 Series A Bonds. Under the Lease, the County will pay to the Trustee Base Rental Payments in the amount equal to the scheduled debt service of the Bonds. The Authority will assign its right to receive the Base Rental Payments to the Trustee for the benefit of the owners of the bonds. The debt service on the bonds is to be paid solely from lease payments made by the County. The Authority has no obligation to make the debt service payments in the event that the County is not able to make the required base rental payments. As of June 30, 2015, the outstanding amount was $46,260,000. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 97 - 15 OTHER DISCLOSURES: The Palm Desert Recreational Facilities Corporation has a deficit of $1,495,986, which will be eliminated by increasing revenues through banquet reservations and outings directly related to the expansion of the outside dining terrace and the kitchen. The Fiduciary Private-Purpose Trust Fund has a deficit of $182,804,994, which will be funded through future property taxes collected by the County under the direction of the State. The State of California is the responsible body for the elimination of this deficit. 16. CONSTRUCTION AND OTHER SIGNIFICANT COMMITMENTS: Construction Commitments Primary Government Current Prior Year Year Remaining Spent Spent Commitment Parks and recreation 180,711$ 166,466$ 259,931$ Low income housing 121,683 - 8,644,118 Street resurfacing - - 459,192 Street improvements - 65,022 119,117 Freeway on-ramp improvements 6,858,911 1,180,200 515,889 Desert Willow capital improvements 21,534 - 54,497 Public safety building improvements 980 3,920 2,100 Recycle projects 12,300 - 72,700 Community development planning 416,797 - 461,659 Governmental Software Implementation - - 27,500 Alessandro West improvement project 33,721 - 129,259 Portola @ Fred Waring Free Right Turn 181,091 38,384 602,896 111 Right Turn to Fred Waring Drive 1,362 - 454,927 City Hall building improvements - - 117,800 Property sales / transfers 54,446 - 252,906 7,883,536 1,453,992 12,174,491 Miscellaneous non construction 126,815 - 248,586 8,010,351$ 1,453,992$ 12,423,077$ Project CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 98 - 16. CONSTRUCTION AND OTHER SIGNIFICANT COMMITMENTS (CONTINUED): Construction Commitments (Continued) Fiduciary Funds Current Prior Year Year Remaining Spent Spent Commitment Parks and recreation -$ -$ 444$ Low income housing - - 29,090 Desert Willow capital improvements - - 667,246 Property sales / transfers - - 2,497 - - 699,277 Miscellaneous non construction 450 4,050 312,745 450$ 4,050$ 1,012,022$ Project 17. DISSOLUTION OF CALIFORNIA REDEVELOPMENT AGENCIES:AND WIND-DOWN BY SUCCESSOR AGENCIES: The California Legislature adopted AB X1 26 in June 2011, adding Part 1.8 (commencing with Section 34161) and Part 1.85 (commencing with Section 34170) to Division 24 of the California Health and Safety Code. Part 1.8 immediately suspended the power of California redevelopment agencies to engage in most activities, except to implement existing contracts, meet already- incurred obligations, preserve existing assets and prepare for impending dissolution. Pursuant to Part 1.85, all redevelopment agencies in the State (each a “Dissolved RDA”) were dissolved as of February 1, 2012, and a successor agency (“SARDA”) was established for each former redevelopment agency to wind-down the affairs of its former redevelopment agency. Since AB X1 26, there have been several amendments and additions the provisions of Parts 1.8 and 1.85, including among others, AB 1484 adopted in June 2012 and SB 107, adopted in September 2015, after the audited period of these financial statements. Parts 1.8 and 1.85, as amended and supplemented after AB X1 26, is referred to below as the “Dissolution Act.” Pursuant to the Dissolution Act, the city which formed a redevelopment agency will serve as the successor agency unless the city elects to do otherwise. On August 25, 2011, the City Council adopted Resolution No. 2011-76, electing for the City to serve as the Successor Agency to the Palm Desert Redevelopment Agency. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 99 - 17. DISSOLUTION OF CALIFORNIA REDEVELOPMENT AGENCIES AND WIND-DOWN BY SUCCESSOR AGENCIES (CONTINUED): On February 9, 2012, the City Council of the City, acting as the governing body of the Successor Agency, established rules and regulations for the operations of the Successor Agency to assume these successor functions pursuant to Resolution No. SA-RDA001. Although the Board of Directors of the Successor Agency is comprised of the same individuals as the City Council of the City, subdivision (g) of Section 34173 of the Dissolution Act, expressly affirms that the Successor Agency is a separate public entity from the City, that the two entities shall not merge, and that the liabilities of the former redevelopment agency will not be transferred to the City nor will the assets of the former redevelopment agency become assets of the City. The Dissolution Act requires the establishment of an oversight board for each successor agency. Under the Dissolution Act, certain successor agency actions must first be approved by the oversight board, and the oversight board is also required to direct the successor agency to take certain actions in connection with the wind down of the affairs of the Dissolved RDA. The role of each successor agency is to administer the wind down of each Dissolved RDA which includes making payments due on enforceable obligations, disposing of the assets (other than housing assets) and pursuant to due diligence reviews described below, remitting the unencumbered balances of the Dissolved RDAs to the County Auditor-Controller for distribution to the affected taxing entities. The Dissolution Act allowed the sponsoring community that formed the Dissolved RDA to elect to assume the housing functions and take over the housing assets of the Dissolved RDA. If the sponsoring community does not elect to become the Successor Housing Agency and assume the Dissolved RDA’s housing functions, such housing functions and all related housing assets will be transferred to the local housing authority in the jurisdiction. The City of Palm Desert elected on February 9, 2012 to transfer the responsibility to serve as the Housing Successor Agency to the Palm Desert Housing Authority. As required by the Dissolution Act, the Housing Authority, as the Housing Successor Agency, submitted to the State Department of Finance (“DOF”) of a list of housing assets to be transferred by the Successor Agency to the Housing Successor Agency. On August 31, 2012, the DOF issued a letter indicating that the DOF did not have any object to such housing asset list. After the date of dissolution, the housing assets, obligations, and activities of the Dissolved RDA were transferred and are reported in the Housing Authority Special Revenue Fund beginning in fiscal year 2011-2012. All other assets, obligations, and activities of the Dissolved RDA have been transferred and are reported in a fiduciary fund (private-purpose trust fund) in the financial statements of the City. The Dissolution Act also established roles for the County Auditor-Controller (the “CAC”), the DOF, and the California State Controller’s office in the dissolution process and the satisfaction of enforceable obligations of the Dissolved RDAs. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 100 - 17. DISSOLUTION OF CALIFORNIA REDEVELOPMENT AGENCIES:AND WIND-DOWN BY SUCCESSOR AGENCIES (CONTINUED): The CAC is charged with establishing a Redevelopment Property Tax Trust Fund (the “RPTTF”) for each successor agency and depositing into the RPTTF for each six-month period the amount of property taxes that would have been redevelopment property tax increment had the Dissolved RDA not been dissolved. The Successor Agency is required to prepare a recognized obligation payment schedule (the “ROPS”) approved by the oversight board setting forth the amounts due for each enforceable obligation during each ROPS period. The ROPS is submitted to the CAC and the DOF for consideration. The CAC will only make payments to the Successor Agency from the RPTTF fund based on the ROPS amount approved by the DOF. As part of the dissolution process, AB1484 required the Successor Agency to have due diligence reviews of both the low and moderate income housing funds and all other funds completed by October 15, 2012 and January 15, 2013 to compute the funds (cash) which were not needed by the Successor Agency to be retained to pay for existing enforceable obligations. These funds were to be remitted to the CAC after the DOF completed its review of the due diligence reviews. The Successor Agency paid a total amount of $40,988,399 to the CAC based on the final determination by the DOF. The DOF issued a Finding of Completion on May 15, 2013 in which DOF concurred that the Successor Agency has made full payments of any payments required as a result of the due diligence reviews. The Finding of Completion allows the placement of loan agreements between the former redevelopment agency and the City (which were previously voided by operation of the Dissolution Act) on the ROPS. On February 23, 2015, the Oversight Board approved Resolution OB-114, making the finding to re-establish the City loans as enforceable obligations of the Successor Agency. DOF subsequently approved this action on April 10, 2015. When the repayments begin, 20% of each repayment of the loan agreement amounts will be allocated to the Low Moderate Housing Asset Special Revenue Fund. At June 30, 2015, the long-term advances totaled $22,655,000. In the financial statements $9,236,000 is reported in the General Fund and $13,419,000 is reported in Other Governmental Funds. An offset of 20% has been reported as due to other funds in the respective funds totaling $4,531,000. See further discussion under Note 18. The State Controller of the State of California has been directed to review the propriety of any transfers of assets between Dissolved RDA and other public bodies that occurred after January 1, 2011. If the public body that received such transfers is not contractually committed to a third party for the expenditure or encumbrance of those assets, the State Controller is required to order the available assets to be transferred to the public body designated as the successor agency. The State Controller’s completed its review on March 14, 2013 and did not identify any unallowable transfers of assets that occurred during the audit between the former RDA, the City and or other public agencies. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 101 - 17. DISSOLUTION OF CALIFORNIA REDEVELOPMENT AGENCIES:AND WIND-DOWN BY SUCCESSOR AGENCIES (CONTINUED): The Successor Agency’s use and disposition of all properties held (Long Range Property Management Plan(LRPMP)), was approved by the California Department of Finance on June 2, 2014. The LRPMP allowed the Successor Agency to transfer property used for government purposes with a cost basis of $6,390,263 to the City. 18. SUCCESSOR AGENCY DISCLOSURES: The assets and liabilities of the dissolved Redevelopment Agency were transferred to the Successor Agency to the Palm Desert Redevelopment Agency on February 1, 2012 as a result of the dissolution of the former Redevelopment Agency. The Successor Agency is acting in a fiduciary capacity for the assets and liabilities. Disclosures related to these transactions are as follows: Advances To/From the City of Palm Desert The composition of advances as of June 30, 2015, was as follows: Advances From Advances To Amount General Fund Successor Agency $ 9,236,000 Other Governmental Funds Successor Agency 13,419,000 Subtotal 22,655,000 Low Moderate Housing Asset Special Revenue Fund Successor Agency 17,821,288 Total $ 40,476,288 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 102 - 18. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Advances To/From the City of Palm Desert (Continued) The advances from the General Fund, Capital Projects Reserve Fund and Other Governmental Funds were made to the Successor Agency (former Redevelopment Agency) for capital improvements. The advances from the Housing Authority Special Revenue Fund to the Successor Agency (former Redevelopment Agency) were made to cover the SERAF payment. The Dissolution Act specifies the actions to be taken and the method of repayment by the Successor Agency (former Redevelopment Agency) to the various funds of the City for such loans. Upon application and approval by the successor agency and approval by the oversight board, loan agreements entered into by former redevelopment agency and the city shall be deemed to be enforceable obligations provided that the oversight board makes a finding that the advances were for legitimate redevelopment purposes. The accumulated interest on the remaining amount of advances will be recalculated pursuant to the provisions of SB 107. The advances repayable to City Funds are to be repaid with a defined schedule over a reasonable term of years, are subject to a formula distribution, and have a lower priority for repayment relative to the repayment of SERAF loans. The advances related to the borrowing for the SERAF payment have a priority over repayment of the other advances. 20% of the repayment of the other advances not related to the SERAF advances shall be deducted and transferred to the Low and Moderate Income Housing Asset Fund (Housing Authority). Both SERAF and City Loans were approved by both the Oversight Board and DOF as enforceable obligations of the Successor Agency. The initial repayments of the SERAF loan has been included and approved with the 15-16A ROPS period. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 103 - 18. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Capital Assets Balance at Balance at July 1, 2014 Transfers Additions Deletions June 30, 2015 Capital assets, not being depreciated: Land 51,390,191$ -$ -$ (9,621,894)$ 41,768,297$ Construction-in-progress 492,343 (968,326) 475,983 - - Total capital assets, not being depreciated 51,882,534 (968,326) 475,983 (9,621,894) 41,768,297 Capital assets, being depreciated: Buildings 949,776 - - - 949,776 Improvements other than buildings 5,048,117 - - - 5,048,117 Total capital assets, being depreciated 5,997,893 - - - 5,997,893 Less accumulated depreciation for: Buildings (189,595) - (23,744) - (213,339) Improvements other than buildings (3,820,419) - (252,406) - (4,072,825) Total accumulated depreciation (4,010,014) - (276,150) - (4,286,164) Capital assets, being depreciated, net 1,987,879 - (276,150) - 1,711,729 Capital assets, net - Governmental Activities 53,870,413$ (968,326)$ 199,833$ (9,621,894)$ 43,480,026$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 104 - 18. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds A summary of changes in tax allocation bonds at June 30, 2015, was as follows: Balance Additions/ Repayments/ Balance Due Within July 1, 2014 Accretio Reductions June 30, 2015 One Year Project Area No. 1 2002A TARRBs, $22,070,000 22,070,000$ -$ -$ 22,070,000$ -$ 2003 TARBs, $19,000,000 12,660,000 - - 12,660,000 - 2004A TARRBs, $24,945,000 15,285,000 - (1,235,000) 14,050,000 1,280,000 2006 A & B TARBs, $62,320,000 43,760,000 - (2,905,000) 40,855,000 3,075,000 2007A TARRBs, $32,600,000 13,870,000 - (3,230,000) 10,640,000 3,390,000 Project Area No. 2 2002A TARRBs, $17,310,000 9,550,000 - (870,000) 8,680,000 910,000 2003 TARBs, $15,745,000 15,745,000 - - 15,745,000 - 2006 A-D TARBs, $67,618,213 56,068,864 950,656 (2,275,000) 54,744,520 1,320,000 Project Area No. 3 2003 TARBs, $4,745,000 3,570,000 - (120,000) 3,450,000 125,000 2006 A-C TABs, $15,059,526 15,718,800 271,798 (330,000) 15,660,598 370,000 Project Area No. 4 1998 TARBs, $11,020,000 7,805,000 - (360,000) 7,445,000 375,000 2001 TARBs, $15,695,000 12,540,000 - (375,000) 12,165,000 390,000 2006A TARBs, $19,243,089 18,499,653 359,570 (760,000) 18,099,223 690,000 Combined Low and Moderate Housing 2002 TARBs, $12,100,000 9,130,000 - (330,000) 8,800,000 345,000 2007 TARBs, $86,155,000 61,445,000 - (5,505,000) 55,940,000 5,785,000 Subtotal 317,717,317 1,582,024 (18,295,000) 301,004,341 18,055,000 Add: Unamortized ond premiu 4,996,725 - (475,703) 4,521,022 - Total 322,714,042$ 1,582,024$ (18,770,703)$ 305,525,363$ 18,055,000$ Tax Allocation bonds used for capital improvements are special obligations of the Agency and the Financing Authority (a component unit of the Agency) and are secured by an irrevocable pledge of tax revenues and other funds as provided under the Bond Resolution. The bonds and any interest thereon are not a debt of the City, the State of California or any of its political subdivisions, and neither the City, the State of California nor any of its political subdivisions is liable on the bonds, nor in any event shall the bonds and interest thereon be payable out of any funds or properties other than those provided under the Bond Resolution. The Agency purchased insurance from Ambac Assurance Corporation (Ambac) and MBIA Insurance Corporation (MBIA) for the purpose of enhancing the creditworthiness of the bonds. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 105 - 18. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) There are unspent bond proceeds remaining with respect to each of the following series of tax allocation bonds:  Project Area No. 1 Series 2006 A  Project Area No. 1 Series 2007  Project Area No. 2 Series 2006 A, B & D  Project Area No. 3 Series 2003  Project Area No. 3 Series 2006 A B & C  Project Area No. 4 Series 2001  Project Area No. 4 Series 2006 A & B  Housing Set Aside Series 2007 California Health and Safety Code Section 34177(i) requires successor agencies to use bond proceeds for the purposes for which bonds were sold unless the purposes can no longer be achieved, in which case the proceeds may be used to defease the bonds. Pursuant to Section 34191.4, if the Successor Agency receives a finding of completion from the California Department of Finance, which is predicated upon completion of a number of required payments and transfer in furtherance of the wind down process under the Dissolution Act, notwithstanding any other provision of law, bond proceeds derived from bonds issued on or before December 31, 2010 that are in excess of the amounts needed to satisfy approved enforceable obligations must thereafter be expended in a manner consistent with the original bond covenants and may include the expenditure of funds to complete the projects that are the subject of the enforceable obligations or the creation of reserves therefor. The Successor Agency received a finding of completion in a letter dated May 15, 2013 from the California Department of Finance which allowed the Successor Agency to utilize proceeds from bonds issued prior to January 1, 2011 in a manner consistent with the original bond covenants. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 106 - 18. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) On November 8, 2010, Ambac Financial Group, Inc. (“Ambac Group”), whose principal operating subsidiary, Ambac Assurance Corporation, is a guarantor of public finance and structured finance obligations, announced that it filed for a voluntary petition for relief under Chapter 11 of the United States Bankruptcy Code (“Bankruptcy Code”) in the United States Bankruptcy Court for the Southern District of New York (“Bankruptcy Court”). Ambac Group will continue to operate in the ordinary course of business as “debtor-in-possession” under the jurisdiction of the Bankruptcy Court and in accordance with the applicable provisions of the Bankruptcy Code and the orders of the Bankruptcy Court. On May 1, 2013, Ambac Group completed its financial restructuring and emerged from Chapter 11 bankruptcy. On February 18, 2009, MBIA announced the restructuring of its financial guaranty insurance operations into two separately capitalized sister companies, with one entity (MBIA Illinois) assuming the risk associated with its US municipal exposures, and the other (MBIA Corp) insuring the remainder of the portfolio. Effective March 19, 2009, MBIA Illinois was renamed National Public Finance Guarantee Corporation (“NPFGC”). The Redevelopment Plans for the Dissolved RDA’s project areas set forth certain limitations on the maximum aggregate amount of tax increment that the Dissolved RDA could have received with respect to each project area, or if applicable, each component area of the project area (each, a “TI Cap”). Upon reaching the TI Cap, the Dissolved RDA would not be able to receive any additional tax increment derived from the project area (or component area, as the case may be) to pay outstanding debt. Based on projections done before the enactment of the Dissolution Act, the Dissolved RDA expected that the TI Cap for the Amended Territory of Project Area No. 1 would be reached around fiscal year 2021-22, before the final maturity date of the bonds issued for Project Area No. 1. The Dissolved RDA had planned and expected to use excess tax increment from Project Area No. 1 to call bonds before reaching the TI Cap to avoid any bond defaults. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 107 - 18. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) In light of the uncertainties regarding the TI Cap, the Successor Agency requested to retain moneys on hand to enable it to pay or redeem Project Area No. 1 bonds, as part of the Other Funds and Account Due Diligence Review (the “DDR”). The DDR was mandated by AB 1484 to determine the amount of unencumbered funds that the Successor Agency had on hand to remit to the County Auditor-Controller for distribution to taxing entities. In the DOF’s May 5, 2013 determination letter regarding the DDR, the DOF denied the Successor Agency’s request to retain funds in light of the TI Cap, stating that it is the DOF’s “expectation that ABx1 26/AB 1484 allow enforceable obligations to be listed on the ROPS and payable out of available RPTTF until such obligation has been satisfied”. Pursuant to SB 107 (adopted in September 2015), Section 34189(a) of the Dissolution Act has been amended, clarifying that the Successor Agency is not subject to the TI Cap for the purposes of the payments of bonds or any other enforceable obligations (except where the contract for the enforceable obligation specifies that the funding for such project would cease once such limitation was realized). 2002 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) On March 13, 2002, the Palm Desert Financing Authority issued $22,070,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) 2002 Series A. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency. A portion of the proceeds of the loan was used to prepay the prior loan, which affected the current refunding of a like portion of the prior bonds. The remainder was used to fund various redevelopment capital projects of the Agency in Project Area No. 1. The bonds consist of $10,905,000 term bonds at 5.00% due April 1, 2025, and $11,165,000 term bonds at 5.10% due April 1, 2030. Interest is payable semi-annually on April 1 and October 1. Mandatory sinking fund redemptions begin April 1, 2024. The future debt service requirements on the 2002 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) are as follows: Year Ending June 30, Principal Interest Total 2016 -$ 1,114,665$ 1,114,665$ 2017 - 1,114,665 1,114,665 2018 - 1,114,665 1,114,665 2019 - 1,114,665 1,114,665 2020 - 1,114,665 1,114,665 2021 - 2025 10,905,000 5,334,325 16,239,325 2026 - 2030 11,165,000 1,764,855 12,929,855 22,070,000$ 12,672,505$ 34,742,505$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 108 - 18. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) 2003 Series Tax Allocation Revenue Bonds (Project Area No. 1) On August 5, 2003, the Financing Authority issued $19,000,000 Tax Allocation Revenue Bonds (Project Area No. 1, as amended) 2003 Series. The proceeds of the bonds were disbursed to make a loan to the Redevelopment Agency. The Agency used the proceeds of the loan to fund various redevelopment capital projects of the Agency and to finance costs of issuance of the bonds. The bonds bear interest at 5.0%. They consist of $7,050,000 serial bonds with principal payments due in 2026 and 2027, and $11,950,000 term bonds due in 2030. Interest will be payable on April 1 and October 1 of each year beginning April 1, 2004. Principal payments will be on April 1 of the years stated above. The future debt service requirements on the 2003 Series Tax Allocation Revenue Bonds (Project Area No. 1) are as follows: Year Ending June 30, Principal Interest Total 2016 -$ 633,000$ 633,000$ 2017 - 633,000 633,000 2018 - 633,000 633,000 2019 - 633,000 633,000 2020 - 633,000 633,000 2021 - 2025 - 3,165,000 3,165,000 2026 - 2030 12,660,000 1,960,250 14,620,250 12,660,000$ 8,290,250$ 20,950,250$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 109 - 18. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) 2004 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) On June 24, 2004, the Palm Desert Financing Authority issued $24,945,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) 2004 Series A. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to refinance a portion of the Agency’s obligations from 1995, and to fund various redevelopment capital projects within or of benefit to the project area. Interest rates on the bonds vary from 3.0% to 5.0% per annum payable semi-annually on April 1 and October 1. Principal payments will be made annually beginning April 1, 2005. The future debt service requirements on the 2004 Series A Tax Allocation Revenue Bonds (Project Area No. 1, as amended) are as follows: Year Ending June 30, Principal Interest Total 2016 1,280,000$ 676,100$ 1,956,100$ 2017 1,335,000 618,500 1,953,500 2018 1,460,000 558,425 2,018,425 2019 1,420,000 490,900 1,910,900 2020 1,520,000 419,900 1,939,900 2021 - 2025 7,035,000 1,043,200 8,078,200 14,050,000$ 3,807,025$ 17,857,025$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 110 - 18. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) Tax Allocation Revenue Bonds (Project Area No. 1, as Amended) 2006 Series A and Series B (Taxable) On July 6, 2006, the Palm Desert Financing Authority issued $37,780,000 of Tax Allocation Revenue Bonds (Project Area No. 1, as Amended) 2006 Series A and $24,540,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as Amended) 2006 Series B (Taxable). The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency. The proceeds of the Series A loan will be used to assist the Agency to fund various redevelopment capital projects within or of benefit to Project Area No. 1, as Amended, pay costs of issuance and pay the premium on a Reserve Fund surety bond. The proceeds of the Series B loan will be used to refinance the Agency’s obligations incurred under a loan agreement entered into in 1997, pay costs of issuance and pay the premium on a Reserve Fund surety bond. The Series A bonds consist of $26,415,000 Serial Bonds with interest rates ranging from 4.70% to 5.25% payable semiannually on October 1 and April 1. Bond maturities begin April 1, 2017, and continue annually through 2030. Term bonds in the amount of $11,365,000 carry an interest rate of 5.00% and mature April 1, 2022. The Series B bonds consist of $13,220,000 Serial Bonds with interest rates ranging from 5.56% to 5.77% payable semiannually on October 1 and April 1. Bond maturities began April 1, 2007, and continue annually through 2012. Term bonds in the amount of $11,320,000 carry an interest rate of 5.82% and mature April 1, 2016. The future debt service requirements on the 2006 Series A and Series B Tax Allocation Revenue Bonds (Project Area No. 1, as amended) are as follows: Year Ending June 30, Principal Interest Total 2016 3,075,000$ 2,093,410$ 5,168,410$ 2017 1,000,000 1,914,445 2,914,445 2018 1,005,000 1,864,445 2,869,445 2019 5,065,000 1,811,683 6,876,683 2020 5,285,000 1,545,770 6,830,770 2021 - 2025 21,015,000 3,542,788 24,557,788 2026 - 2030 4,410,000 348,035 4,758,035 40,855,000$ 13,120,576$ 53,975,576$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 111 - 18. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) 2007 Series A On January 9, 2007, the Palm Desert Financing Authority issued $32,600,000 Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) 2007 Series A. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency. The proceeds of the 2007 Loan will be used to refinance a portion of the outstanding obligations of the Redevelopment Agency, fund various redevelopment capital projects within the Palm Desert Redevelopment Agency Project Area No. 1, as amended, and pay the costs associated with the issuance of the bonds. The Series A bonds consist of $32,600,000 Serial Bonds with interest rates ranging from 3.50% to 5.00% payable semiannually on October 1 and April 1. Bond maturities began April 1, 2008, and continue annually through 2018. The future debt service requirements on the 2007 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) are as follows: Year Ending June 30, Principal Interest Total 2016 3,390,000$ 532,000$ 3,922,000$ 2017 3,570,000 362,500 3,932,500 2018 3,680,000 184,000 3,864,000 10,640,000$ 1,078,500$ 11,718,500$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 112 - 18. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) 2002 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 2) On July 11, 2002, the Palm Desert Financing Authority issued $17,310,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 2) 2002 Series A. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency to prepay outstanding indebtedness and to fund various redevelopment capital projects within or of benefit to the project area. Interest rates on the bonds vary from 3.0% to 5.0% per annum payable semi- annually on February 1 and August 1. The future debt service requirements on the 2002 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 2) are as follows: Year Ending June 30, Principal Interest Total 2016 910,000$ 397,388$ 1,307,388$ 2017 955,000 355,403 1,310,403 2018 995,000 309,806 1,304,806 2019 1,050,000 261,238 1,311,238 2020 1,100,000 209,900 1,309,900 2021 - 2023 3,670,000 281,250 3,951,250 8,680,000$ 1,814,985$ 10,494,985$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 113 - 18. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) 2003 Series Tax Allocation Revenue Bonds (Project Area No. 2) On March 26, 2003, the Palm Desert Financing Authority issued $15,745,000 of Tax Allocation Revenue Bonds (Project Area No. 2) 2003 Series. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency to fund various redevelopment capital projects of the Agency in Project Area No. 2. Interest rates on the bonds vary from 4.5% to 5.0% per annum payable semi-annually on February 1 and August 1, with principal maturing as follows: $ 875,000 Serial Bonds August 1, 2023 910,000 Serial Bonds August 1, 2024 2,485,000 Term Bonds August 1, 2026 11,475,000 Term Bonds August 1, 2033 The future debt service requirements on the 2003 Series Tax Allocation Revenue Bonds (Project Area No. 2) are as follows: Year Ending June 30, Principal Interest Total 2016 -$ 769,006$ 769,006$ 2017 - 769,006 769,006 2018 - 769,006 769,006 2019 - 769,006 769,006 2020 - 769,006 769,006 2021 - 2025 1,785,000 3,765,494 5,550,494 2026 - 2030 6,915,000 2,663,191 9,578,191 2021 - 2034 7,045,000 726,625 7,771,625 15,745,000$ 11,000,340$ 26,745,340$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 114 - 18. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) Project Area No. 2 Tax Allocation Refunding Revenue Bonds 2006 Series A, Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B, Revenue Bonds 2006 Series C and Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series D On July 25, 2006, the Palm Desert Financing Authority issued its Project Area No. 2 $41,340,000 Tax Allocation Refunding Revenue Bonds 2006 Series A, $1,567,118 Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B, $7,775,000 Tax Allocation Revenue Bonds 2006 Series C and $16,936,095 Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series D. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency. The proceeds of the Series A, B and C Bonds will be used to make three loans to refinance the Agency’s obligations incurred under a loan agreement entered into in 1995, fund various redevelopment capital projects within or of benefit to its Project Area No. 2 Reserve Fund surety and pay costs of issuance of the bonds. The Agency will use the proceeds of the Series D Bonds to fund various redevelopment capital projects within or of benefit to the Project Area, fund a debt service reserve fund and pay cost of issuance of the bonds. The Series A bonds consist of $16,250,000 Serial Bonds with interest rates ranging from 4.00% to 5.00% payable semiannually on August 1 and February 1. Bond maturities begin August 1, 2007, and continue annually through 2026. Term bonds in the amount of $8,225,000 carry an interest rate of 4.90% and mature August 1, 2031. Term bonds in the amount of $16,865,000 carry an interest rate of 5.125% and mature August 1, 2036. The Series B bonds consist of $1,567,118 Capital Appreciation Bonds with a reoffering yield ranging from 3.85% to 4.08%. Bond maturities begin April 1, 2007, and continue annually through 2010. The Series C bonds were paid off during the fiscal year. The Series D bonds consist of $16,936,095 Capital Appreciation Bonds with a reoffering yield ranging from 4.65% to 6.10%. Bond maturities began August 1, 2007, and continue annually through 2035. Each year the outstanding balance is increased for the accretion of interest associated with the bonds. The accreted interest at June 30, 2015 is $6,771,096. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 115 - 18. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) Project Area No. 2 Tax Allocation Refunding Revenue Bonds 2006 Series A, Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B, Revenue Bonds 2006 Series C and Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series D (Continued) The debt service requirements schedules on the 2006 Series A Tax Allocation Refunding Revenue Bonds, Series B Tax Allocation Revenue Capital Appreciation Bonds, Series C Revenue Bonds and Series D Subordinate Tax Allocation Revenue Capital Appreciation Bonds (Project Area No. 2) do not agree to the liability for those bonds shown in the schedule of changes. These bond issues include capital appreciation bonds, which are issued at a discount. The carrying amount of these bonds accretes, or increases each year. The amount shown in the schedule of changes include the accreted value to date. The future debt service requirements are as follows: Year Ending June 30, Principal Interest Total 2016 1,108,312$ 2,059,088$ 3,167,400$ 2017 1,208,650 2,104,238 3,312,888 2018 1,299,414 2,172,011 3,471,425 2019 1,362,179 2,238,134 3,600,313 2020 1,436,998 2,309,614 3,746,612 2021 - 2025 9,094,379 12,740,118 21,834,497 2026 - 2030 10,064,082 12,151,667 22,215,749 2031 - 2035 13,176,513 10,172,807 23,349,320 2036 - 2037 9,222,897 2,172,072 11,394,969 47,973,424$ 48,119,749$ 96,093,173$ 2003 Series Tax Allocation Revenue Bonds (Project Area No. 3) On August 5, 2003, the Financing Authority issued $4,745,000 of Tax Allocation Revenue Bonds (Project Area No. 3) 2003 Series. The proceeds of the bonds were disbursed to make a loan to the Redevelopment Agency. The Agency will use the proceeds of the loan to fund various redevelopment capital projects within or of benefit to the project area and to finance costs of issuance of the bonds. The bonds bear interest at rates ranging from 3.000% to 5.125%. Principal maturities for the serial bonds of $2,475,000 began April 1, 2004, and continue through October 1, 2031. The term bonds in the amount of $2,270,000 are due in 2033. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 116 - 18. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) 2003 Series Tax Allocation Revenue Bonds (Project Area No. 3) (Continued) The future debt service requirements on the 2003 Series Tax Allocation Revenue Bonds (Project Area No. 3) are as follows: Year Ending June 30, Principal Interest Total 2016 125,000$ 168,473$ 293,473$ 2017 130,000 163,348 293,348 2018 140,000 157,888 297,888 2019 145,000 151,868 296,868 2020 150,000 145,560 295,560 2021 - 2025 860,000 618,410 1,478,410 2026 - 2030 1,100,000 379,250 1,479,250 2031 - 2033 800,000 83,281 883,281 3,450,000$ 1,868,078$ 5,318,078$ Project Area No. 3 Tax Allocation Revenue Bonds 2006 Series A, Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B and Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series C On July 25, 2006, the Palm Desert Financing Authority issued its Project Area No. 3 $11,915,000 Tax Allocation Revenue Bonds 2006 Series A, $383,660 Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B and $2,760,866 Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series C. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency. The proceeds of the Series A and B Bonds will be used to make two loans to fund various redevelopment capital projects within or of benefit to its Project Area No. 3, purchase a Reserve Fund surety policy and pay the costs of issuance of the bonds. The Agency will loan the proceeds of the Series C Bonds to fund various redevelopment capital projects within or of benefit to the Project Area, fund a debt service reserve fund and pay the costs of issuance of the bonds. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 117 - 18. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) Project Area No. 3 Tax Allocation Revenue Bonds 2006 Series A, Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B and Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series C (Continued) The Series A bonds consist of $2,980,000 Serial Bonds with interest rates ranging from 4.00% to 4.75% payable semiannually on April 1 and October 1. Bond maturities begin April 1, 2007, and continue annually through 2025. Term bonds in the amount of $4,465,000 carry an interest rate of 4.75% and mature April 1, 2036. Term bonds in the amount of $4,470,000 carry an interest rate of 5.00% and mature April 1, 2041. The Series B bonds consist of $383,660 Capital Appreciation Bonds with a yield ranging from 5.31% to 5.54%. Bond maturities are April 1, 2020, 2021, 2027 and 2028. The Series C bonds consist of $2,760,866 Capital Appreciation Bonds with a yield ranging from 4.80% to 6.10%. Bond maturities began April 1, 2009, and continue annually through 2034. Each year the outstanding balance is increased for the accretion of interest associated with the bonds. The accreted interest at June 30, 2015 is $1,917,603. The future debt service requirements on the 2006 Series A Tax Allocation Revenue Bonds, Series B Tax Allocation Revenue Capital Appreciation Bonds and Series C Subordinate Tax Allocation Revenue Capital Appreciation Bonds (Project Area No. 3) are as follows: Year Ending June 30, Principal Interest Total 2016 309,731$ 585,687$ 895,418$ 2017 329,787 601,495 931,282 2018 344,954 616,977 961,931 2019 369,116 632,690 1,001,806 2020 260,602 780,405 1,041,007 2021 - 2025 1,916,677 3,721,092 5,637,769 2026 - 2030 1,941,143 4,153,207 6,094,350 2031 - 2035 3,030,985 3,515,965 6,546,950 2036 - 2040 4,255,000 903,075 5,158,075 2041 985,000 49,250 1,034,250 13,742,995$ 15,559,843$ 29,302,838$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 118 - 18. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) 1998 Series Tax Allocation Revenue Bonds (Project Area No. 4) On March 1, 1998, the Palm Desert Financing Authority issued $11,020,000 of Tax Allocation Revenue Bonds (Project Area No. 4) 1998 Series. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to fund various redevelopment capital projects of the Agency in Project Area No. 4. Interest rates on the bonds vary from 4.0% to 5.2% per annum payable semi- annually on April 1 and October 1, with principal maturing annually on October 1. In July 2006, $1,785,000 of the outstanding balance was advance refunded by the issuance of Tax Allocation Refunding Revenue Bonds (Project Area No. 4) 2006 Series A. The future debt service requirements on the 1998 Series Tax Allocation Revenue Bonds (Project Area No. 4) (after defeasance) are as follows: Year Ending June 30, Principal Interest Total 2016 375,000$ 376,375$ 751,375$ 2017 400,000 356,678 756,678 2018 410,000 336,005 746,005 2019 430,000 314,340 744,340 2020 455,000 291,330 746,330 2021 - 2025 2,680,000 1,063,140 3,743,140 2026 - 2029 2,695,000 288,990 2,983,990 7,445,000$ 3,026,858$ 10,471,858$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 119 - 18. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) 2001 Series Tax Allocation Revenue Bonds (Project Area No. 4) On November 28, 2001, the Palm Desert Financing Authority issued $15,695,000 of Tax Allocation Revenue Bonds (Project Area No. 4) 2001 Series. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to fund various redevelopment capital projects of the Agency in Project Area No. 4. Interest rates on the bonds vary from 3.5% to 4.8% per annum payable semi-annually on April 1 and October 1, with principal maturing annually on October 1. The future debt service requirements on the 2001 Series Tax Allocation Revenue Bonds (Project Area No. 4) are as follows: Year Ending June 30, Principal Interest Total 2016 390,000$ 567,322$ 957,322$ 2017 400,000 549,825 949,825 2018 435,000 531,073 966,073 2019 450,000 510,940 960,940 2020 475,000 489,691 964,691 2021 - 2025 2,670,000 2,091,529 4,761,529 2026 - 2030 4,125,000 1,357,320 5,482,320 2031 - 2032 3,220,000 156,480 3,376,480 12,165,000$ 6,254,180$ 18,419,180$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 120 - 18. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) Tax Allocation Refunding Revenue Bonds (Project Area No. 4) 2006 Series A and Tax Allocation Revenue Capital Appreciation Bonds (Project Area No. 4) Series B On July 25, 2006, the Palm Desert Financing Authority issued $14,610,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 4) 2006 Series A and $4,633,089 of Tax Allocation Revenue Capital Appreciation Bonds (Project Area No. 4) 2006 Series B. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency. The proceeds of the Series A and B Bonds will be used to make two loans to refinance a portion of the outstanding obligations of the Redevelopment Agency under a loan agreement dated March 1, 1998, fund various redevelopment capital projects within or of benefit to its Project Area No. 4, purchase a Reserve Fund surety policy and pay the costs of issuance of the bonds. The Series A bonds consist of $8,155,000 Serial Bonds with interest rates ranging from 4.40% to 5.00% payable semiannually on October 1 and April 1. Bond maturities began October 1, 2008, and continue annually through 2026. Term bonds in the amount of $2,200,000 carry an interest rate of 5.00% and mature October 1, 2029. Term bonds in the amount of $4,255,000 carry an interest rate of 5.00% and mature October 1, 2034. The Series B bonds consist of $4,663,089 Capital Appreciation Bonds with a yield ranging from 4.14% to 5.56%. Bond maturities begin October 1, 2009, and continue annually through 2034. Each year the outstanding balance is increased for the accretion of interest associated with the bonds. The accreted interest at June 30, 2015 is $2,608,954. The future debt service requirements on the 2006 Series A Tax Allocation Refunding Bonds and Series B Tax Allocation Revenue Capital Appreciation Bonds (Project Area No. 4) are as follows: Year Ending June 30, Principal Interest Total 2016 672,930$ 543,641$ 1,216,571$ 2017 65,619 549,951 615,570 2018 106,490 589,080 695,570 2019 270,000 504,630 774,630 2020 338,168 528,923 867,091 2021 - 2025 2,778,324 2,947,368 5,725,692 2026 - 2030 4,495,323 3,545,510 8,040,833 2031 - 2035 6,763,415 8,823,460 15,586,875 15,490,269$ 18,032,563$ 33,522,832$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 121 - 18. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) 2002 Series Tax Allocation (Housing Set-Aside) Revenue Bonds On September 5, 2002, the Palm Desert Financing Authority issued $12,100,000 of Tax Allocation (Housing Set-Aside) Revenue Bonds 2002 Series. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency to fund various low and moderate housing capital projects of the Agency and to finance costs of issuance of the bonds. Interest rates on the $6,555,000 serial bonds vary from 2.0% to 4.9% per annum payable semi-annually on March 1 and October 1. Annual principal payments began October 1, 2003. The $5,545,000 term bonds bear an interest rate of 5.0% per annum and mature October 1, 2031. The future debt service requirements on the 2002 Series Tax Allocation (Housing Set-Aside) Revenue Bonds are as follows: Year Ending June 30, Principal Interest Total 2016 345,000$ 419,004$ 764,004$ 2017 360,000 404,019 764,019 2018 375,000 388,029 763,029 2019 395,000 370,891 765,891 2020 415,000 352,407 767,407 2021 - 2025 2,390,000 1,436,795 3,826,795 2026 - 2030 3,065,000 762,125 3,827,125 2031 - 2032 1,455,000 73,625 1,528,625 8,800,000$ 4,206,895$ 13,006,895$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 122 - 18. SUCCESSOR AGENCY DISCLOSURES (CONTINUED): Tax Allocation Bonds (Continued) Tax Allocation (Housing Set-Aside) Refunding Revenue Bonds Series 2007 On February 7, 2007, the Palm Desert Financing Authority issued $86,155,000 Tax Allocation (Housing Set-Aside) Refunding Revenue Bonds Series 2007. The Palm Desert Financing Authority loaned the proceeds to the Palm Desert Redevelopment Agency. The proceeds of the 2007 Loan will be used to finance the development of low and moderate income housing by the Redevelopment Agency, refinance a portion of the outstanding obligations of the Redevelopment Agency, purchase a debt service surety bond for deposit in the Reserve Fund, and pay certain costs associated with the issuance of the bonds. The Series 2007 bonds consist of $86,155,000 Serial Bonds with interest ranging from 4.00% to 5.00% payable semiannually on October 1 and April 1. Bond maturities began October 1, 2007, and continue annually through 2027. The future debt service requirements on the Tax Allocation (Housing Set-Aside) Refunding Revenue Bonds Series 2007 are as follows: Year Ending June 30, Principal Interest Total 2016 5,785,000$ 2,531,313$ 8,316,313$ 2017 6,085,000 2,234,563 8,319,563 2018 6,395,000 1,922,563 8,317,563 2019 6,720,000 1,594,688 8,314,688 2020 7,065,000 1,250,063 8,315,063 2021 - 2025 13,895,000 3,788,675 17,683,675 2026 - 2028 9,995,000 649,294 10,644,294 55,940,000$ 13,971,159$ 69,911,159$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2015 - 123 - 19. RESTATEMENT OF PRIOR YEAR FINANCIAL STATEMENTS: Restatement of the Government-Wide Financial Statements’ net position as of July 1, 2014 are as follows: Governmental Activities Net position at July 1, 2014, as originally reported $ 712,245,092 To report pension liability for the implementation of GASB Statements No. 68 and 71 (39,728,900) To transfer liability for compensated absences to the internal service fund 2,691,840 Net position at July 1, 2014, as restated $ 675,208,032 20. SUBSEQUENT EVENTS: Events occurring after June 30, 2015 have been evaluated for possible adjustments to the financial statements or disclosure as of December 9, 2015, which is the date these financial statements were available to be issued. -124 - THIS PAGE INTENTIONALLY LEFT BLANK -125 - REQUIRED SUPPLEMENTARY INFORMATION Schedule 1 2015 Total Pension Liability: Service cost 2,156,598$ Interest on total pension liability 7,991,591 Differences between expected and actual experience - Changes in assumptions - Changes in benefits - Benefit payments, including refunds of employee contributions (4,849,320) Net Change in Total Pension Liability 5,298,869 Total Pension Liability - Beginning of Year 107,900,900 Total Pension Liability - End of Year (a) 113,199,769$ Plan Fiduciary Net Position: Contributions - employer 3,320,450$ Contributions - employee 995,504 Net investment income 11,290,314 Benefit payments (4,849,320) Net Change in Plan Fiduciary Net Position 10,756,948 Plan Fiduciary Net Position - Beginning of Year 64,851,550 Plan Fiduciary Net Position - End of Year (b) 75,608,498$ et Pension Liability - Ending (a)-(b 37,591,271$ Plan fiduciary net position as a percentage of the total pension liability 66.79% Covered - employee payroll 11,110,759$ Net pension liability as percentage of covered- employee payroll 338.33% Notes to Schedule: Benefit Changes: Changes in Assumptions: Measurement date is 12 months prior to the end of the fiscal year. * - Fiscal year 2015 was the 1st year of implementation, therefore only one year is shown. CITY OF PALM DESERT SCHEDULE OF CHANGES IN THE NET PENSION LIABILITY AND RELATED RATIOS Last Ten Fiscal Years* There were not changes in benefits. There were not changes in assumptions - 126 - Schedule 2 2015 Actuarially determined contribution 3,393,041$ Contributions in relation to the actuarially determined contributions (3,393,041) Contribution deficiency (excess)-$ Covered - employee payroll 11,021,835$ Contributions as a percentage of covered - employee payroll 30.78% Notes to Schedule: Valuation Date 6/30/2012 Methods and Assumptions Used to Determine Contribution Rates: Single and agent employers Entry age Amortization method Level percentage of payroll, closed Remaining amortization period Asset valuation method 15 year smoothed market Inflation 2.75% Salary increases 3.30% to 14.20% depending on age, service and type of employment Investment rate of return 7.50%, net of pension plan investment expense, including inflation Retirement age 50 years 2.7%@55 and 52 years 2%@62 Mortality * - Fiscal year 2015 was the 1st year of implementation, therefore only one year is shown. CITY OF PALM DESERT SCHEDULE OF CONTRIBUTIONS - DEFINED BENEFIT PENSION PLAN Last Ten Fiscal Years* - 127 - Morality assumptions are based on mortality rates resulting from the most recent CalPERS Experience Study adopted by the CalPERS Board, first used in the June 30, 2009 valuation. For purposes of the post-retirement mortality rates, those revised rates include 5 years of projected on-going mortality improvement using Scale AA published by the Society of Actuaries until June 30, 2010. There is no margin for future mortality improvement beyond the valuation date. 22 years as of the valuation date Schedule 3 Actuarial Accrued Actuarial Value Unfunded UAAL as a Actuarial Liability of Assets AAL Funded Covered % of Covered Valuation (AAL)(AVA)(UAAL)Ratio Payroll Payroll Date (a)(b)(a) - (b)(b)/(a)(c)[(a)-(b)]/(c) 07/01/07 6,481,631$ -$ 6,481,631$ 0.00%13,800,864$ 46.97% 07/01/09 8,230,029 6,916,360 1,313,669 84.04%12,449,000 10.55% 06/30/11 9,854,151 8,986,749 867,402 91.20%11,416,000 7.60% 06/30/13 11,234,217 9,709,457 1,524,760 86.43%9,667,000 15.77% For the year ended June 30, 2015 - 128 - OTHER POST-EMPLOYMENT BENEFIT PLAN CITY OF PALM DESERT SCHEDULE OF FUNDING PROGRESS Schedule 4 Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 78,373,946$ 78,373,946$ 78,373,946$ -$ Resources (inflows): Taxes 42,304,000 44,004,000 44,442,260 438,260 Licenses and permits 1,402,000 1,402,000 1,467,668 65,668 Intergovernmental revenues 855,000 985,000 1,802,929 817,929 Rental income 166,000 166,000 150,550 (15,450) Charges of services 971,000 1,111,000 1,051,639 (59,361) Fines and forfeitures 105,000 105,000 88,053 (16,947) Investment earnings 180,000 180,000 416,656 236,656 Miscellaneous 452,000 452,000 636,056 184,056 Transfers from other funds 2,237,500 2,237,500 2,179,472 (58,028) Total resources 48,672,500 50,642,500 52,235,283 1,592,783 Charges to appropriations (outflows): Current: General government 12,973,545 14,538,619 14,056,713 481,906 Public safety 20,964,540 20,804,520 20,631,915 172,605 Public works 7,334,732 8,592,040 7,343,333 1,248,707 Parks, recreation and culture 3,872,729 4,256,979 3,912,300 344,679 Capital outlay - 357,936 357,926 10 Transfers to other funds 3,105,000 4,625,000 4,496,373 128,627 Total charges to appropriations 48,250,546 53,175,094 50,798,560 2,376,534 Excess of resources over (under) charges to appropriations 421,954 (2,532,594) 1,436,723 3,969,317 See accompanying note to required supplementary information. CITY OF PALM DESERT - 129 - For the year ended June 30, 2015 Budgeted Amounts BUDGETARY COMPARISON SCHEDULE GENERAL FUND Schedule 5 Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 2,458,670$ 2,458,670$ 2,458,670$ -$ Resources (inflows): Taxes 5,134,000 5,134,000 5,136,552 2,552 Special assessments collected 2,200,000 2,200,000 2,097,968 (102,032) Intergovernmental revenues 834,500 834,500 982,099 147,599 Investment earnings 2,000 2,000 5,966 3,966 Miscellaneous 10,000 10,000 14,689 4,689 Transfers in 2,000,000 2,000,000 2,000,000 - Total resources 10,180,500 10,180,500 10,237,274 56,774 Charges to appropriations (outflows): Current: Public safety 10,506,360 10,865,360 10,856,288 9,072 Capital outlay 24,000 24,000 32,718 (8,718) Transfers to other funds 230,000 230,000 - 230,000 Total charges to appropriations 10,760,360 11,119,360 10,889,006 230,354 Excess of resources over (under) charges to appropriations (579,860) (938,860) (651,732) 287,128 See accompanying note to required supplementary information. CITY OF PALM DESERT - 130 - For the year ended June 30, 2015 Budgeted Amounts BUDGETARY COMPARISON SCHEDULE PROP A FIRE TAX SPECIAL REVENUE FUND -131 - CITY OF PALM DESERT NOTE TO REQUIRED SUPPLEMENTARY INFORMATION June 30, 2015 BUDGETS AND BUDGETARY ACCOUNTING: The City used the following procedures in establishing the budgetary data reported in the financial statements: 1.Before the beginning of the fiscal year, the City Manager submits to the City Council a proposed budget for the year commencing the following July 1. 2.Public hearings are conducted to obtain taxpayer comments. 3.The budget is subsequently adopted through passage of a resolution. 4.Expenditures for the General Fund cannot exceed amounts budgeted at the departmental level, which is the legal level of control. For other funds, expenditures cannot exceed the total amount budgeted for each fund, which is the legal level of control. The City Manager is authorized to transfer appropriations (without council approval) between an object of a General Fund Department. The City Council approves all other changes. Annual appropriation amounts lapse at year-end. 5.Encumbrances and continuing appropriations are rebudgeted as of July 1, by Council action. 6.Annual budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America for all governmental funds except for certain special revenue funds and capital projects funds, which adopt project length budgets and debt service funds that are not budgeted as effectively budgetary control is achieved through debt indenture provisions. The following special revenue funds had legally adopted budgets during the current fiscal year: Major Fund Prop A Fire Tax Other Governmental Funds Traffic Safety Gas Tax Housing Mitigation Fees Community Development Block Grant Public Safety Police Grants El Paseo Assessment District Landscape and Lighting District No.1-17 -132 - THIS PAGE INTENTIONALLY LEFT BLANK -133 - GENERAL FUND The General Fund is used to account for all financial resources traditionally associated with government, except those required to be accounted for in another fund. It is the primary operating fund that includes the operating budgets for all the departments and the majority of the City’s tax revenues. Schedule 6 Variance with Final Budge Actual Positive Original Final Amounts (Negative) Fund balance, July 1 78,373,946$ 78,373,946$ 78,373,946$ -$ Resources (inflows): Taxes: Property taxes 5,743,000 6,343,000 6,040,107 (302,893) Property transfer tax 520,000 520,000 558,965 38,965 Property tax in lie 3,550,000 3,550,000 3,670,883 120,883 Timeshare mitigation fee 1,200,000 1,200,000 1,483,158 283,158 Sales tax 17,850,000 17,750,000 17,565,134 (184,866) Business license tax 1,250,000 1,250,000 1,160,207 (89,793) State ADA license 1,000 1,000 - (1,000) Job valuation fees 20,000 20,000 26,639 6,639 Transient occupancy tax 9,200,000 10,400,000 10,799,680 399,680 Franchises 2,950,000 2,950,000 3,102,431 152,431 Penalties and interest on taxes 20,000 20,000 35,056 15,056 Total Taxes 42,304,000 44,004,000 44,442,260 438,260 Licenses and Permits: Building permit 1,250,000 1,250,000 1,267,151 17,151 Grading permits 5,000 5,000 12,555 7,555 Encroachment permits 95,000 95,000 151,162 56,162 Miscellaneous permits 1,500 1,500 1,915 415 Business regulatory permit 50,000 50,000 34,210 (15,790) Valet parking permits 500 500 675 175 Total Licenses and Permits 1,402,000 1,402,000 1,467,668 65,668 Intergovernmental Revenues: Grants - - 30,758 30,758 State mandate cos - 130,000 133,711 3,711 Motor vehicle in-lieu fees 30,000 30,000 21,338 (8,662) Monthly parking bal 15,000 15,000 12,415 (2,585) Reimbursement RDA costs 200,000 200,000 746,122 546,122 Other reimbursements 610,000 610,000 858,585 248,585 Total Intergovernmental Revenues 855,000 985,000 1,802,929 817,929 (Continued) CITY OF PALM DESERT BUDGETARY COMPARISON SCHEDULE BY DEPARTMENT GENERAL FUND For the year ended June 30, 2015 Budgeted Amount - 134 - Schedule 6 Variance with Final Budge Actual Positive Original Final Amounts (Negative) Resources (inflows) (Continued): Rental income 166,000$ 166,000$ 150,550$ (15,450)$ Charges for Services: Subdivision fees 220,000 360,000 361,074 1,074 Zoning fees 150,000 150,000 116,208 (33,792) Plan check fees 500,000 500,000 505,370 5,370 Sale of maps and publications 15,000 15,000 8,982 (6,018) Microfilm fees 15,000 15,000 9,558 (5,442) Other fees 71,000 71,000 50,447 (20,553) Total Charges for Services 971,000 1,111,000 1,051,639 (59,361) Fines and Forfeitures: Vehicle code fines 15,000 15,000 17,244 2,244 Municipal court fines 15,000 15,000 11,974 (3,026) VICR fees 75,000 75,000 58,835 (16,165) Total Fines and Forfeitures 105,000 105,000 88,053 (16,947) Investment Earnings: Interest income 100,000 100,000 242,194 142,194 Interest on notes receivable 80,000 80,000 174,462 94,462 Total Investment Earnings 180,000 180,000 416,656 236,656 Miscellaneous Revenues: Code compliance 3,000 3,000 8,853 5,853 Strong motion instrument fe 5,000 5,000 11,218 6,218 Special investigation fee 4,000 4,000 7,095 3,095 Certificate of compliance fee 1,000 1,000 2,000 1,000 uisance abatement tax 75,000 75,000 53,159 (21,841) Abandoned vehicle abatement 40,000 40,000 54,576 14,576 Fire inspection service 200,000 200,000 232,246 32,246 Other revenue 124,000 124,000 266,909 142,909 Total Miscellaneous Revenues 452,000 452,000 636,056 184,056 Transfers from other funds 2,237,500 2,237,500 2,179,472 (58,028) Amounts Available for Appropriatio 48,672,500 50,642,500 52,235,283 1,592,783 (Continued) CITY OF PALM DESERT BUDGETARY COMPARISON SCHEDULE BY DEPARTMENT GENERAL FUND (CONTINUED) For the year ended June 30, 2015 Budgeted Amount - 135 - Schedule 6 Variance with Final Budge Actual Positive Original Final Amounts (Negative) Charges to appropriations (outflows): General Government - Departmental: City counci 243,300$ 259,907$ 245,811$ 14,096$ City cler 893,400 919,100 917,636 1,464 Legislative advocac 36,500 36,500 36,180 320 General elections 61,900 65,200 65,159 41 City attorne 240,000 240,000 239,328 672 Legal special services 300,000 162,000 161,534 466 City manage 1,001,420 1,115,557 1,075,654 39,903 Community service 420,588 470,788 470,612 176 Finance 2,019,670 2,019,670 2,012,250 7,420 Auditin 63,000 63,000 55,027 7,973 Human resources 517,192 537,192 486,859 50,333 General services 543,000 543,000 529,279 13,721 Information technolog 870,435 895,435 829,034 66,401 Unemployment insuranc - 526 263 263 Insurance 492,700 492,700 436,629 56,071 Community promotion 659,500 769,000 749,631 19,369 Community developmen 1,971,110 2,053,884 2,039,133 14,751 Economic development cente 995,600 1,086,750 1,069,940 16,810 Marketing 984,230 1,089,355 993,163 96,192 Total General Government - Departmental 12,313,545 12,819,564 12,413,122 406,442 General Government - Nondepartmental: Retiree funding - 1,000,000 1,000,000 - Contributions to other agencie 660,000 719,055 643,591 75,464 Total General Government - Non departmental 660,000 1,719,055 1,643,591 75,464 Total General Government 12,973,545 14,538,619 14,056,713 481,906 Public Safety: Police services 18,654,959 18,344,959 18,313,566 31,393 Animal regulatio 243,006 243,006 213,569 29,437 Traffic safety 244,000 288,380 256,982 31,398 Building and safet 1,822,575 1,928,175 1,847,798 80,377 Total Public Safet 20,964,540 20,804,520 20,631,915 172,605 (Continued) CITY OF PALM DESERT BUDGETARY COMPARISON SCHEDULE BY DEPARTMENT GENERAL FUND (CONTINUED) For the year ended June 30, 2015 Budgeted Amount - 136 - Schedule 6 Variance with Final Budge Actual Positive Original Final Amounts (Negative) Charges to appropriations (outflows) (Continued): Public Works: Administratio 2,725,000$ 2,754,250$ 2,645,443$ 108,807$ Street maintenance 2,644,477 2,672,098 2,631,590 40,508 Street resurfacing 825,000 1,875,791 998,463 877,328 Parking lo - 38,945 38,945 - Corporate yar 65,500 65,500 52,949 12,551 Building maintenance 498,000 608,701 502,979 105,722 Portola community cente 65,755 65,755 61,985 3,770 Auto equipmen 435,000 435,000 362,012 72,988 Storm water permi 76,000 76,000 48,967 27,033 Total Public Works 7,334,732 8,592,040 7,343,333 1,248,707 Parks, Recreation and Culture: Park maintenance 747,150 784,336 704,007 80,329 Civic center par 1,017,850 1,060,590 1,038,440 22,150 Landscape service 1,746,432 2,050,756 1,866,513 184,243 Visitors cente 361,297 361,297 303,340 57,957 Total Parks, Recreation and Culture 3,872,729 4,256,979 3,912,300 344,679 Capital Outlay - Departmenta - 357,936 357,926 10 Transfers to other funds 3,105,000 4,625,000 4,496,373 128,627 Amounts Charged to Appropriatio 48,250,546 53,175,094 50,798,560 2,376,534 Excess of resources over (under) charges to appropriations 421,954 (2,532,594) 1,436,723 3,969,317 Fund balance, June 30 78,795,900 75,841,352 79,810,669 3,969,317 CITY OF PALM DESERT - 137 - BUDGETARY COMPARISON SCHEDULE BY DEPARTMENT GENERAL FUND (CONTINUED) For the year ended June 30, 2015 Budgeted Amount -138 - THIS PAGE INTENTIONALLY LEFT BLANK -139 - OTHER GOVERNMENTAL FUNDS COMBINING STATEMENTS Schedule 7 Total Specia Deb Capital Othe Revenu Servic Projects Governmenta ASSETS: Funds Fun Funds Funds Pooled cash and investment 18,288,803$ 99,021$ 15,057,758$ 33,445,582$ Receivables: Accounts 425,089 - - 425,089 Assessments - 1,347,184 - 1,347,184 Interes 184,262 - 29,760 214,022 Loans 4,694,829 - - 4,694,829 Prepaid costs 348 - - 348 Inventorie 5,101 - - 5,101 Due from other government 380,106 1,203 78,348 459,657 Due from other fund - - 500,000 500,000 Advances to Successor Agenc 654,000 - 12,765,000 13,419,000 Restricted assets: Cash and investments with fiscal agen - - 21,512,850 21,512,850 TOTAL ASSETS 24,632,538$ 1,447,408$ 49,943,716$ 76,023,662$ LIABILITIES Accounts payabl 493,769$ 113$ 214,248$ 708,130$ Accrued liabilitie 6,232 - 1,959 8,191 Due to other funds 2,630,800 - 2,553,000 5,183,800 Unearned revenue 57,553 - 71,596 129,149 Deposits payabl - - 77,583 77,583 TOTAL LIABILITIE 3,188,354 113 2,918,386 6,106,853 DEFERRED INFLOWS OF RESOURCES: Unavailable revenu 197,925 1,347,184 - 1,545,109 FUND BALANCES Nonspendable: Prepaid costs 348 - - 348 Restricted for: Capital projects - - 21,528,899 21,528,899 Debt servic - 100,111 - 100,111 Low income housin 2,256,769 - - 2,256,769 Public facilities 3,411,623 - - 3,411,623 Public safet 985,882 - - 985,882 Special program 6,274,436 - 1,323,900 7,598,336 Street related purpose 3,239,802 - 3,239,802 Committed to: Aquatic cente 2,134,121 - - 2,134,121 Energy loan progra 2,943,278 - - 2,943,278 Assigned to: Capital projects - - 9,910,743 9,910,743 Property acquisitio - - 420,387 420,387 Public facilities - - 10,947,754 10,947,754 Special program - - 667,255 667,255 Street related purpose - - 2,226,392 2,226,392 TOTAL FUND BALANCE 21,246,259 100,111 47,025,330 68,371,700 TOTAL LIABILITIES, DEFERRE INFLOWS OF RESOURCES AND FUND BALANCE 24,632,538$ 1,447,408$ 49,943,716$ 76,023,662$ RESOURCES AND FUND BALANCES - 140 - CITY OF PALM DESERT COMBINING BALANCE SHEET OTHER GOVERNMENTAL FUNDS June 30, 2015 LIABILITIES, DEFERRED INFLOWS OF Schedule 8 Total Special Debt Capital Other Revenue Service Projects Governmental Funds Fund Funds Funds REVENUES: Taxes 413,111$ -$ -$ 413,111$ Special assessments collected 837,689 123,109 - 960,798 Licenses and permits - - 289,582 289,582 Intergovernmental revenues 2,287,720 - 613,805 2,901,525 Charges for services 767,825 - - 767,825 Investment earnings 469,864 237 124,114 594,215 Fines and forfeitures 136,559 - - 136,559 Contribution from property owners - - 9,168 9,168 Miscellaneous 133,529 - 1,464,676 1,598,205 TOTAL REVENUES 5,046,297 123,346 2,501,345 7,670,988 EXPENDITURES: Current: General government 893,655 15,563 501,815 1,411,033 Housing and redevelopment 1,093,014 - - 1,093,014 Public safety 331,011 - - 331,011 Parks, recreation and culture 1,455,898 - 868,519 2,324,417 Public works 2,377,231 - 926,435 3,303,666 Contribution to property owners - - 49 49 Capital outlay 834,735 - 873,815 1,708,550 Debt service: Principal retirement 4,907,000 37,000 - 4,944,000 Interest and fiscal charges 163,595 76,624 - 240,219 TOTAL EXPENDITURES 12,056,139 129,187 3,170,633 15,355,959 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (7,009,842) (5,841) (669,288) (7,684,971) OTHER FINANCING SOURCES (USES): Transfers in 1,323,387 - 630,000 1,953,387 Transfers out (965,972) - (776,000) (1,741,972) TOTAL OTHER FINANCING SOURCES (USES) 357,415 - (146,000) 211,415 NET CHANGE IN FUND BALANCES (6,652,427) (5,841) (815,288) (7,473,556) FUND BALANCES - BEGINNING OF YEAR 27,898,686 105,952 47,840,618 75,845,256 FUND BALANCES - END OF YEAR 21,246,259$ 100,111$ 47,025,330$ 68,371,700$ - 141 - CITY OF PALM DESERT COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OTHER GOVERNMENTAL FUNDS For the year ended June 30, 2015 -142 - THIS PAGE INTENTIONALLY LEFT BLANK -143 - OTHER GOVERNMENTAL FUNDS -SPECIAL REVENUE Special Revenue Funds are used to account for proceeds of specific revenue sources other than expendable trust that are legally restricted to expenditures for specific purposes. Traffic Safety Fund -Traffic and court fines are collected in these funds. A transfer from this Fund to the General Fund is made at the end of the fiscal year by council action to be applied toward the eligible expenditures permitted by law. Gas Tax Fund -Portions of the tax rate per gallon levied by the State of California on all gasoline purchases are allocated to cities throughout the State. These funds are restricted to expenditure for transit and street-related purposes. Housing Mitigation Fee Fund -This fund is used to account for fees collected from construction of commercial and office buildings for low and moderate income mitigation purposes to be used strictly for projects and programs that benefit the low and moderate income households. Community Development Block Grant Fund -This fund is used to account for the receipts and expenditures of CDBG funds received from the U.S. Department of Housing and Urban Development. New Construction Tax Fund -This fund is used to account for tax collected upon application to the City for a building permit from every person/entity for the construction of any new building, addition or trailer space in the city according to a fee schedule. Its use is restricted for the acquisition and development of public facilities such as parks, playgrounds and public structures. Planned Drainage Fund -This fund is used to account for off-site drainage fees based on an established fee schedule collected prior to approval of the final map in the case of land being subdivided or prior to the issuance of a building permit in the case of construction or improvement of subdivided land. Park and Recreation Facilities Fund -This fund is used to account for fees collected for residential and subdivision developments collected either at the time grading permits are paid or prior to the approval of the final map. Its use is restricted for expenditures related to park development, maintenance and equipment. Traffic Signals Fund -This fund is used to account for fees collected for residential, commercial and industrial developments either at the time grading permits are paid or prior to the approval of the final map. Its use is restricted for expenditures related to the acquisition and maintenance of traffic signals. Recycling Fund -This fund is used to account for resources resulting from lower landfill tipping fees which have been reduced to zero in 2013, and State grant funds. Funds will be utilized for purposes of promoting recycling and recycling related activities. -144 - THIS PAGE INTENTIONALLY LEFT BLANK -145 - OTHER GOVERNMENTAL FUNDS -SPECIAL REVENUE (CONTINUED) Public Safety Police Grants Fund -This fund is used to account for grants received from the U.S. Department of Justice under the Local Law Enforcement Block Grants Program for the purpose of purchasing equipment related to public safety. El Paseo Assessment District Fund -This fund is used to collect assessments on all business establishments located within the boundaries set for the El Paseo parking and business improvement area based on a fee schedule established for the various types of businesses. Proceeds from all charges are used for the promotion of business activities in the area. Air Quality Management Fund -This fund accounts for receipts from South Coast Air Quality Management District, one hundred percent of which is disbursed to the Coachella Valley Association of Governments. Various Landscape and Lighting District Funds -These funds are used to account for expenditures and receipts of property taxes and service fees levied to the property owners in the various landscaping and lighting districts, which were formed to provide landscaping and street lighting maintenance. Individual landscaping and lighting funds are set up for Districts No. 1 through 17. Child Care Program Fund -This fund is used to collect funds from developers for the purpose of providing child care programs. Fire Facilities Restoration Fund -This fund is used to collect funds from developers for the purpose of construction, restoration and purchase of equipment for fire stations within the City. Energy Independence Loan Fund -This fund is used to provide funding for the AB811 Energy Loans and collect assessments from those AB811 loans through property tax collections. The assessments collected will be used to service debt issued and to provide additional funding for the AB811 loans. Aquatic Center Fund -This fund is used to account for revenues and expenditures of the City’s aquatic facility. RDA Low Income Housing Fund -This fund is used to account for the management and operation of the City’s housing assets. Housin Traffic Mitigatio Safet Gas Tax Fee ASSETS: Pooled cash and investments -$ 922,364$ 2,219,558$ Receivables: Accounts - - 37,211 Interest - - - Loans - - - Prepaid costs - - - Inventories - - - Due from other government 11,069 134,935 - Advances to Successor Agenc - - - TOTAL ASSETS 11,069$ 1,057,299$ 2,256,769$ LIABILITIES: Accounts payable -$ -$ -$ Accrued liabilities - - - Due to other funds - - - Unearned revenues - - - TOTAL LIABILITIES - - - DEFERRED INFLOWS OF RESOURCES: Unavailable revenue - - - FUND BALANCES: onspendable: Prepaid costs - - - Restricted for: Low income housin - - 2,256,769 Public facilities - - - Public safety - - - Special programs - - - Street related purposes 11,069 1,057,299 - Committed to: Aquatic center - - - Energy loan progra - - - TOTAL FUND BALANCES 11,069 1,057,299 2,256,769 TOTAL LIABILITIES, DEFERRED INFLOW OF RESOURCES AND FUND BALANCES 11,069$ 1,057,299$ 2,256,769$ June 30, 2015 RESOURCES AND FUND BALANCES - 146 - LIABILITIES, DEFERRED INFLOWS OF CITY OF PALM DESERT OTHER SPECIAL REVENUE FUNDS COMBINING BALANCE SHEET Schedule 9 Communit ew Park and Public El Paseo Developmen Constructio Planned Recreation Traffic Safety Police Assessmen Block Gran Tax Drainage Facilities Signals Recyclin Grants Distric 18,984$ 768,423$ 1,924,124$ 1,107,940$ 301,989$ 3,701,680$ 63,634$ 53,839$ - - - - - - - - - - - - - - - - 13,663 - - - - - - - - - - - - - - 33 - - - - - - - - 128,887 - - - - 9,903 56,862 - - 654,000 - - - - - - 161,534$ 1,422,423$ 1,924,124$ 1,107,940$ 301,989$ 3,711,583$ 120,496$ 53,872$ 128,887$ 4,957$ -$ 4,048$ 54,679$ 33,942$ 75,413$ 5,363$ - - - - - 1,085 - - - 130,800 - - - - - - - - - - - 4,963 38,057 - 128,887 135,757 - 4,048 54,679 39,990 113,470 5,363 13,663 - - - - - - - - - - - - - - 33 - - - - - - - - - 1,286,666 - 1,103,892 - - - - - - - - - - 7,026 - 18,984 - - - - 3,671,593 - 48,476 - - 1,924,124 - 247,310 - - - - - - - - - - - - - - - - - - - 18,984 1,286,666 1,924,124 1,103,892 247,310 3,671,593 7,026 48,509 161,534$ 1,422,423$ 1,924,124$ 1,107,940$ 301,989$ 3,711,583$ 120,496$ 53,872$ ont nue - 147 - Landscape Ai and Lightin Fire Qualit Districts Child Care Facilities Managemen os. 1 - 17 Progra Restoratio ASSETS: Pooled cash and investments 69,726$ 2,494,408$ 1,021,065$ 978,856$ Receivables: Accounts - - - - Interest - - - - Loans - - - - Prepaid costs - - - - Inventories - - - - Due from other government 16,413 7,751 - - Advances to Successor Agenc - - - - TOTAL ASSETS 86,139$ 2,502,159$ 1,021,065$ 978,856$ LIABILITIES: Accounts payable 9,848$ 43,067$ -$ -$ Accrued liabilities - - - - Due to other funds - - - - Unearned revenues - - - - TOTAL LIABILITIES 9,848 43,067 - - DEFERRED INFLOWS OF RESOURCES: Unavailable revenue - - - - FUND BALANCES: onspendable: Prepaid costs - - - - Restricted for: Low income housin - - - - Public facilities - - 1,021,065 - Public safety - - - 978,856 Special programs 76,291 2,459,092 - - Street related purposes - - - - Committed to: Aquatic center - - - - Energy loan progra - - - - TOTAL FUND BALANCES 76,291 2,459,092 1,021,065 978,856 TOTAL LIABILITIES, DEFERRED INFLOW OF RESOURCES AND FUND BALANCES 86,139$ 2,502,159$ 1,021,065$ 978,856$ June 30, 2015 - 148 - RESOURCES AND FUND BALANCES LIABILITIES, DEFERRED INFLOWS OF CITY OF PALM DESERT COMBINING BALANCE SHEET OTHER SPECIAL REVENUE FUNDS (CONTINUED) Schedule 9 Total Energ RDA Other Independence Aquatic Low Incom Special Revenue Loa Center Housin Funds 743,590$ 1,893,476$ 5,147$ 18,288,803$ 4,447 383,431 - 425,089 184,262 - - 184,262 4,681,166 - - 4,694,829 - 315 - 348 - 5,101 - 5,101 14,286 - - 380,106 - - - 654,000 5,627,751$ 2,282,323$ 5,147$ 24,632,538$ 211$ 133,354$ -$ 493,769$ - - 5,147 6,232 2,500,000 - - 2,630,800 - 14,533 - 57,553 2,500,211 147,887 5,147 3,188,354 184,262 - - 197,925 - 315 - 348 - - - 2,256,769 - - - 3,411,623 - - - 985,882 - - - 6,274,436 - - - 3,239,802 - 2,134,121 - 2,134,121 2,943,278 - - 2,943,278 2,943,278 2,134,436 - 21,246,259 5,627,751$ 2,282,323$ 5,147$ 24,632,538$ - 149 - Housing Traffic Mitigation Safety Gas Tax Fee REVENUES: Taxes -$ -$ 50,210$ Special assessments collected - - - Intergovernmental revenues - 1,446,068 - Charges for services - - - Investment earnings 155 2,580 22,947 Fines and forfeitures 136,559 - - Miscellaneous - - 120,000 TOTAL REVENUES 136,714 1,448,648 193,157 EXPENDITURES: Current: General government - - - Housing and redevelopment - - 360,000 Public safety - - - Parks, recreation and culture - - - Public works - 1,225,868 - Capital outlay - - - Debt service: Principal retirement - - - Interest and fiscal charges - - - TOTAL EXPENDITURES - 1,225,868 360,000 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES 136,714 222,780 (166,843) OTHER FINANCING SOURCES (USES): Transfers in - - - Transfers out (135,972) (830,000) - TOTAL OTHER FINANCING SOURCES (USES) (135,972) (830,000) - NET CHANGE IN FUND BALANCES 742 (607,220) (166,843) FUND BALANCES - BEGINNING OF YEAR 10,327 1,664,519 2,423,612 FUND BALANCES - END OF YEAR 11,069$ 1,057,299$ 2,256,769$ OTHER SPECIAL REVENUE FUNDS COMBINING STATEMENT OF REVENUES, EXPENDITURES CITY OF PALM DESERT AND CHANGES IN FUND BALANCES For the year ended June 30, 2015 - 150 - Schedule 10 Community New Park and Public El Paseo Development Construction Planned Recreation Traffic Safety Police Assessment Block Grant Tax Drainage Facilities Signals Recycling Grants District -$ 206,206$ 7,020$ 67,481$ 16,688$ -$ -$ -$ - - - - - - - 239,581 269,092 - - - - 42,858 331,010 - - - - - - - - - - 2,517 6,352 3,895 1,034 13,059 128 - - - - - - - - - 160 - - 13,198 - 171 - - 269,252 208,723 13,372 84,574 17,722 56,088 331,138 239,581 269,093 - - - - 340,674 - 225,361 - - - - - - - - - - - - - - 331,011 - - - - 88,173 - 10,642 - - - 92,962 - - 53,460 306,371 - - - - - 97,639 24,380 14,808 - - - - - - - - - - - - - - - - - - 269,093 92,962 - 185,812 77,840 672,495 331,011 225,361 159 115,761 13,372 (101,238) (60,118) (616,407) 127 14,220 - - - - - - - - - - - - - - - - - - - - - - - - 159 115,761 13,372 (101,238) (60,118) (616,407) 127 14,220 18,825 1,170,905 1,910,752 1,205,130 307,428 4,288,000 6,899 34,289 18,984$ 1,286,666$ 1,924,124$ 1,103,892$ 247,310$ 3,671,593$ 7,026$ 48,509$ (Continued) - 151 - Landscape Air and Lighting Fire Quality Districts Child Care Facilities Management Nos. 1 - 17 Program Restoration REVENUES: Taxes -$ -$ 25,483$ 40,023$ Special assessments collected - 598,108 - - Intergovernmental revenues 198,692 - - - Charges for services - - - - Investment earnings 337 4,336 4,037 3,170 Fines and forfeitures - - - - Miscellaneous - - - - TOTAL REVENUES 199,029 602,444 29,520 43,193 EXPENDITURES: Current: General government 38,765 - - - Housing and redevelopment - - - - Public safety - - - - Parks, recreation and culture 84,400 - - - Public works 152,337 546,233 - - Capital outlay 192,966 - 500,000 - Debt service: Principal retirement - - - - Interest and fiscal charges - - - - TOTAL EXPENDITURES 468,468 546,233 500,000 - EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (269,439) 56,211 (470,480) 43,193 OTHER FINANCING SOURCES (USES): Transfers in - 86,732 - - Transfers out - - - - TOTAL OTHER FINANCING SOURCES (USES) - 86,732 - - NET CHANGE IN FUND BALANCES (269,439) 142,943 (470,480) 43,193 FUND BALANCES - BEGINNING OF YEAR 345,730 2,316,149 1,491,545 935,663 FUND BALANCES - END OF YEAR 76,291$ 2,459,092$ 1,021,065$ 978,856$ - 152 - COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OTHER SPECIAL REVENUE FUNDS (CONTINUED) For the year ended June 30, 2015 CITY OF PALM DESERT Schedule 10 Total Energy RDA Other Independence Aquatic Low Income Special Revenue Loan Center Housing Funds -$ -$ -$ 413,111$ - - - 837,689 - - - 2,287,720 - 767,825 767,825 400,414 4,903 - 469,864 - - - 136,559 - - - 133,529 400,414 772,728 - 5,046,297 19,762 - - 893,655 - - 733,014 1,093,014 - - - 331,011 - 1,272,683 - 1,455,898 - - - 2,377,231 - 4,942 - 834,735 4,907,000 - - 4,907,000 163,595 - - 163,595 5,090,357 1,277,625 733,014 12,056,139 (4,689,943) (504,897) (733,014) (7,009,842) - 503,641 733,014 1,323,387 - - - (965,972) - 503,641 733,014 357,415 (4,689,943) (1,256) - (6,652,427) 7,633,221 2,135,692 - 27,898,686 2,943,278$ 2,134,436$ -$ 21,246,259$ - 153 - Schedule 11-A Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 10,327$ 10,327$ 10,327$ -$ Resources (inflows): Investment earnings 1,000 1,000 155 (845) Fines and forfeitures 174,000 174,000 136,559 (37,441) Total resources 175,000 175,000 136,714 (38,286) Charges to appropriations (outflows): Transfers out 175,000 175,000 135,972 39,028 Total charges to appropriations 175,000 175,000 135,972 39,028 Excess of resources over (under) charges to appropriations - - 742 742 Fund balance, June 30 10,327$ 10,327$ 11,069$ 742$ CITY OF PALM DESERT - 154 - For the year ended June 30, 2015 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL TRAFFIC SAFETY Schedule 11-B Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 1,664,519$ 1,664,519$ 1,664,519$ -$ Resources (inflows): Intergovernmental revenues 1,387,500 1,387,500 1,446,068 58,568 Investment earnings 5,000 5,000 2,580 (2,420) Total resources 1,392,500 1,392,500 1,448,648 56,148 Charges to appropriations (outflows): Current: Public works 565,000 1,225,869 1,225,868 1 Transfers out 830,000 830,000 830,000 - Total charges to appropriations 1,395,000 2,055,869 2,055,868 1 Excess of resources over (under) charges to appropriations (2,500) (663,369) (607,220) 56,149 Fund balance, June 30 1,662,019$ 1,001,150$ 1,057,299$ 56,149$ CITY OF PALM DESERT - 155 - For the year ended June 30, 2015 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL GAS TAX Schedule 11-C Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 2,423,612$ 2,423,612$ 2,423,612$ -$ Resources (inflows): Taxes 362,000 362,000 50,210 (311,790) Investment earnings 9,500 9,500 22,947 13,447 Miscellaneous 120,000 120,000 120,000 - Total resources 491,500 491,500 193,157 (298,343) Charges to appropriations (outflows): Current: Housing and redevelopment 450,000 450,000 360,000 90,000 Total charges to appropriations 450,000 450,000 360,000 90,000 Excess of resources over (under) charges to appropriations 41,500 41,500 (166,843) (208,343) Fund balance, June 30 2,465,112$ 2,465,112$ 2,256,769$ (208,343)$ CITY OF PALM DESERT - 156 - For the year ended June 30, 2015 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL HOUSING MITIGATION FEES Schedule 11-D Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 18,825$ 18,825$ 18,825$ -$ Resources (inflows): Intergovernmental revenues 281,000 281,000 269,092 (11,908) Miscellaneous - - 160 160 Total resources 281,000 281,000 269,252 (11,748) Charges to appropriations (outflows): Current: General government 281,000 415,823 269,093 146,730 Total charges to appropriations 281,000 415,823 269,093 146,730 Excess of resources over (under) charges to appropriations - (134,823) 159 134,982 Fund balance, June 30 18,825$ (115,998)$ 18,984$ 134,982$ CITY OF PALM DESERT - 157 - For the year ended June 30, 2015 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL COMMUNITY DEVELOPMENT BLOCK GRANT Schedule 11-E Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 6,899$ 6,899$ 6,899$ -$ Resources (inflows): Intergovernmental revenues 100,000 300,000 331,010 31,010 Investment earnings - - 128 128 Total resources 100,000 300,000 331,138 31,138 Charges to appropriations (outflows): Current: Public safety 100,000 331,161 331,011 150 Total charges to appropriations 100,000 331,161 331,011 150 Excess of resources over (under) charges to appropriations - (31,161) 127 31,288 Fund balance, June 30 6,899$ (24,262)$ 7,026$ 31,288$ Budgeted Amounts - 158 - CITY OF PALM DESERT SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL PUBLIC SAFETY POLICE GRANTS For the year ended June 30, 2015 Schedule 11-F Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 34,289$ 34,289$ 34,289$ -$ Resources (inflows): Special assessments collected 250,000 250,000 239,581 (10,419) Total resources 250,000 250,000 239,581 (10,419) Charges to appropriations (outflows): Current: General government 250,000 255,000 225,361 29,639 Total charges to appropriations 250,000 255,000 225,361 29,639 Excess of resources over (under) charges to appropriations - (5,000) 14,220 19,220 Fund balance, June 30 34,289$ 29,289$ 48,509$ 19,220$ CITY OF PALM DESERT - 159 - For the year ended June 30, 2015 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL EL PASEO ASSESSMENT DISTRICT Schedule 11-G Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 2,316,149$ 2,316,149$ 2,316,149$ -$ Resources (inflows): Special assessments collected 607,375 607,375 598,108 (9,267) Investment earnings - - 4,336 4,336 Transfers in 75,000 75,000 86,732 11,732 Total resources 682,375 682,375 689,176 6,801 Charges to appropriations (outflows): Current: Public works 698,654 772,515 546,233 226,282 Total charges to appropriations 698,654 772,515 546,233 226,282 Excess of resources over (under) charges to appropriations (16,279) (90,140) 142,943 233,083 Fund balance, June 30 2,299,870$ 2,226,009$ 2,459,092$ 233,083$ CITY OF PALM DESERT - 160 - For the year ended June 30, 2015 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL LANDSCAPE AND LIGHTING DISTRICTS NOS. 1 - 17 -161 - OTHER GOVERNMENTAL FUNDS -DEBT SERVICE FUND City Highlands Undergrounding Fund -This fund is used to account for the resources and payment for debt related to Highlands Undergrounding. Schedule 12 Total City Other Highlands Debt Service Undergrounding Fund ASSETS: Pooled cash and investments 99,021$ 99,021$ Receivables: Assessments 1,347,184 1,347,184 Due from other governments 1,203 1,203 TOTAL ASSETS 1,447,408$ 1,447,408$ LIABILITIES: Accounts payable 113$ 113$ TOTAL LIABILITIES 113 113 DEFERRED INFLOWS OF RESOURCES: Unavailable revenue 1,347,184 1,347,184 TOTAL DEFERRED INFLOWS OF RESOURCES 1,347,184 1,347,184 FUND BALANCE: Restricted for: Debt service 100,111 100,111 TOTAL FUND BALANCE 100,111 100,111 TOTAL LIABILITIES, DEFERRED INFLOWS OF RESOURCES AND FUND BALANCE 1,447,408$ 1,447,408$ RESOURCESAND FUND BALANCES - 162 - CITY OF PALM DESERT BALANCE SHEET OTHER DEBT SERVICE FUND June 30, 2015 LIABILITIES, DEFERRED INFLOWS OF Schedule 13 Total City Other Highlands Debt Service Undergrounding Fund REVENUES: Special assessments collected 123,109$ 123,109$ Investment earnings 237 237 TOTAL REVENUES 123,346 123,346 EXPENDITURES: Current: General government 15,563 15,563 Debt service: Principal retirement 37,000 37,000 Interest and fiscal charges 76,624 76,624 TOTAL EXPENDITURES 129,187 129,187 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (5,841) (5,841) FUND BALANCE - BEGINNING OF YEAR 105,952 105,952 FUND BALANCE - END OF YEAR 100,111$ 100,111$ - 163 - CITY OF PALM DESERT STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE OTHER DEBT SERVICE FUND For the year ended June 30, 2015 -164 - THIS PAGE INTENTIONALLY LEFT BLANK -165 - OTHER GOVERNMENTAL FUNDS -CAPITAL PROJECTS Capital Projects Funds are used to account for the acquisition and construction of major capital facilities, except for those financed by certain Special Revenue and Enterprise funds. Arts in Public Places Fund -This fund is used to account for fees collected from residential, commercial and public facilities development except for street and drainage projects. Its use is restricted for acquisition, installation, improvement and maintenance of artwork to be displayed in the City, the administration of the program and community public art education programs. Drainage Facilities Fund -This fund is used to account for resources and expenditures for planned capital improvement projects that are under the Master Drainage Plan. Parks and Recreation Facilities Fund -This fund is used to account for resources and expenditures for capital improvement projects that are related to park development, maintenance and equipment. Signalization Fund -This fund is used to account for resources and expenditures for capital improvement projects that are related to the acquisition and maintenance of traffic signals. Buildings Fund -This fund is used to account for resources and expenditures for capital improvement projects that are related to the improvement and maintenance of public facilities and structures. Library Fund -This fund is used to account for resources and expenditures for capital improvement projects that are related to the purchase of library resources for the Multi-Agency Library. Special Assessment District Funds -This fund is used to account for the construction of public improvements from proceeds resulting from the creation of various assessment Districts. Assessment District No. 94-3 Merano Silver Spur Ranch Highlands Undergrounding CFD University Assessment 29 Capital Golf Fund -This fund is used to offset the cost of capital improvements, equipment purchases, perimeter maintenance, pay off assessments and other nonrecurring costs that will arise as a result of Desert Willow Golf Course Resort. Funding sources for the Golf Course Maintenance Fund are collections from the IROC and Standard Vacation Ownership, Inc.time-share project. Capital Properties -This fund is used to account for the cost of city owned properties that will either be sold or for the construction of public facilities. Capital Projects Reserve -This fund is used to account for resources and expenditures for capital improvement projects that are related to the acquisition and development of public facilities, infrastructure and equipment. Economic Development -This fund is used to account for façade enhancement projects for Palm Desert businesses utilizing funds from the sales of certain City-owned properties. Arts in Drainage Public Places Facilities ASSETS: Pooled cash and investments 1,408,724$ 2,125,264$ Receivables: Interest - - Due from other governments - - Due from other funds - - Advances to Successor Agency - - Restricted assets: Cash and investments with fiscal agent - - TOTAL ASSETS 1,408,724$ 2,125,264$ LIABILITIES: Accounts payable 5,282$ -$ Accrued liabilities 1,959 - Due to other funds - - Unearned revenues - - Deposits payable 77,583 - TOTAL LIABILITIES 84,824 - FUND BALANCES: Restricted for: Capital projects - - Special programs 1,323,900 - Assigned to: Capital projects - - Property acquisition - - Public facilities - - Special programs - - Street related purposes - 2,125,264 TOTAL FUND BALANCES 1,323,900 2,125,264 TOTAL LIABILITIES AND FUND BALANCES 1,408,724$ 2,125,264$ COMBINING BALANCE SHEET June 30, 2015 LIABILITIES AND FUND BALANCES CITY OF PALM DESERT OTHER CAPITAL PROJECTS FUNDS - 166 - Schedule 14 Parks and Assessment Recreation District No. 94-3 Silver Spur Facilities Signalization Buildings Library Merano Ranch 165,780$ 102,557$ 3,308,293$ 667,255$ -$ 589$ - - - - 6 - - - - - - - - - - - - - 4,765,000 - - - - - - - - 178,936 - 4,930,780$ 102,557$ 3,308,293$ 667,255$ 178,942$ 589$ 9,623$ 1,429$ -$ -$ -$ -$ - - - - - - 953,000 - - - - - - - - - - - - - - - - - 962,623 1,429 - - - - - - - - 178,942 589 - - - - - - - - - - - - - - - - - - 3,968,157 - 3,308,293 - - - - - - 667,255 - - - 101,128 - - - - 3,968,157 101,128 3,308,293 667,255 178,942 589 4,930,780$ 102,557$ 3,308,293$ 667,255$ 178,942$ 589$ (Continued) - 167 - Highlands CFD Undergrounding University ASSETS: Pooled cash and investments 20$ -$ Receivables: Interest - 14,795 Due from other governments - - Due from other funds - - Advances to Successor Agency - - Restricted assets: Cash and investments with fiscal agent - 21,333,914 TOTAL ASSETS 20$ 21,348,709$ LIABILITIES: Accounts payable -$ -$ Accrued liabilities - - Due to other funds - - Unearned revenues - - Deposits payable - - TOTAL LIABILITIES - - FUND BALANCES: Restricted for: Capital projects 20 21,348,709 Special programs - - Assigned to: Capital projects - - Property acquisition - - Public facilities - - Special programs - - Street related purposes - - TOTAL FUND BALANCES 20 21,348,709 TOTAL LIABILITIES AND FUND BALANCES 20$ 21,348,709$ OTHER CAPITAL PROJECTS FUNDS (CONTINUED) June 30, 2015 LIABILITIES AND FUND BALANCES CITY OF PALM DESERT - 168 - COMBINING BALANCE SHEET Schedule 14 Total Capital Other Assessment Capital Capital Projects Economic Capital Projects 29 Golf Properties Reserve Development Funds 639$ 2,391,234$ 14,450$ 4,098,111$ 774,842$ 15,057,758$ - 14,959 - - - 29,760 - - - 78,348 - 78,348 - 500,000 - - - 500,000 - - - 8,000,000 - 12,765,000 - - - - - 21,512,850 639$ 2,906,193$ 14,450$ 12,176,459$ 774,842$ 49,943,716$ -$ 24,181$ -$ 173,733$ -$ 214,248$ - - - - - 1,959 - - - 1,600,000 - 2,553,000 - - - 71,596 - 71,596 - - - - - 77,583 - 24,181 - 1,845,329 - 2,918,386 639 - - - - 21,528,899 - - - - - 1,323,900 - - - 9,910,743 - 9,910,743 - - - 420,387 - 420,387 - 2,882,012 14,450 - 774,842 10,947,754 - - - - - 667,255 - - - - - 2,226,392 639 2,882,012 14,450 10,331,130 774,842 47,025,330 639$ 2,906,193$ 14,450$ 12,176,459$ 774,842$ 49,943,716$ - 169 - Arts in Drainage Public Places Facilities REVENUES: Licenses and permits 289,582$ -$ Intergovernmental revenues - - Investment earnings 4,887 7,025 Contribution from property owners - - Miscellaneous 20 - TOTAL REVENUES 294,489 7,025 EXPENDITURES: Current: General government - - Parks, recreation and culture 456,853 - Public works - 231 Contribution to property owners - - Capital outlay 28,969 - TOTAL EXPENDITURES 485,822 231 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (191,333) 6,794 OTHER FINANCING SOURCES (USES): Transfers in 80,000 - Transfers out - - TOTAL OTHER FINANCING SOURCES (USES) 80,000 - NET CHANGE IN FUND BALANCES (111,333) 6,794 FUND BALANCES - BEGINNING OF YEAR 1,435,233 2,118,470 FUND BALANCES - END OF YEAR 1,323,900$ 2,125,264$ COMBINING STATEMENT OF REVENUES, EXPENDITURES CITY OF PALM DESERT AND CHANGES IN FUND BALANCES For the year ended June 30, 2015 - 170 - OTHER CAPITAL PROJECTS FUNDS Schedule 15 Parks and Assessment Recreation District No. 94-3 Silver Spur Facilities Signalization Buildings Library Merano Ranch -$ -$ -$ -$ -$ -$ - - - - - - 692 405 9,125 - 20 1 - - - - - - - - - - - - 692 405 9,125 - 20 1 - - - - - - 90,784 - - - - - - - 2,828 - - - - - - - - - - 28,579 - - - - 90,784 28,579 2,828 - - - (90,092) (28,174) 6,297 - 20 1 - - 550,000 - - - - - - - - - - - 550,000 - - - (90,092) (28,174) 556,297 - 20 1 4,058,249 129,302 2,751,996 667,255 178,922 588 3,968,157$ 101,128$ 3,308,293$ 667,255$ 178,942$ 589$ (Continued) - 171 - Highlands CFD Undergrounding University REVENUES: Licenses and permits -$ -$ Intergovernmental revenues - - Investment earnings - 55,956 Contribution from property owners - 9,168 Miscellaneous - - TOTAL REVENUES - 65,124 EXPENDITURES: Current: General government - - Parks, recreation and culture - - Public works - 7,342 Contribution to property owners - - Capital outlay - - TOTAL EXPENDITURES - 7,342 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES - 57,782 OTHER FINANCING SOURCES (USES): Transfers in - - Transfers out - - TOTAL OTHER FINANCING SOURCES (USES) - - NET CHANGE IN FUND BALANCES - 57,782 FUND BALANCES - BEGINNING OF YEAR 20 21,290,927 FUND BALANCES - END OF YEAR 20$ 21,348,709$ - 172 - CITY OF PALM DESERT COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OTHER CAPITAL PROJECTS FUNDS (CONTINUED) For the year ended June 30, 2015 Schedule 15 Total Capital Other Assessment Capital Capital Projects Economic Capital Projects 29 Golf Properties Reserve Development Funds -$ -$ -$ -$ -$ 289,582$ - - - 598,079 15,726 613,805 22 28,010 48 15,227 2,696 124,114 - - - - - 9,168 - 1,454,656 - 10,000 - 1,464,676 22 1,482,666 48 623,306 18,422 2,501,345 - - - 426,815 75,000 501,815 - 301,959 - 18,923 - 868,519 502,045 - - 413,989 - 926,435 49 - - - - 49 - - - 816,267 - 873,815 502,094 301,959 - 1,675,994 75,000 3,170,633 (502,072) 1,180,707 48 (1,052,688) (56,578) (669,288) - - - - - 630,000 - (776,000) - - - (776,000) - (776,000) - - - (146,000) (502,072) 404,707 48 (1,052,688) (56,578) (815,288) 502,711 2,477,305 14,402 11,383,818 831,420 47,840,618 639$ 2,882,012$ 14,450$ 10,331,130$ 774,842$ 47,025,330$ - 173 - -174 - THIS PAGE INTENTIONALLY LEFT BLANK -175 - INTERNAL SERVICE FUNDS Internal Service Funds are used to account for services are provided to other departments or agencies of the City on a cost reimbursement basis. Equipment Replacement -This fund is used to account for financial transactions related to replacement of City-owned vehicles and equipment. Compensation Benefits Fund -This fund is used to account for funding of compensated absences. Schedule 16 Equipment Compensation Replacement Benefits Total ASSETS: CURRENT ASSETS: Cash and investments 7,324,778$ 2,673,598$ 9,998,376$ TOTAL CURRENT ASSETS 7,324,778 2,673,598 9,998,376 CAPITAL ASSETS: Nondepreciable 421,272 - 421,272 Depreciable, net 1,037,083 - 1,037,083 CAPITAL ASSETS, NET 1,458,355 - 1,458,355 TOTAL ASSETS 8,783,133 2,673,598 11,456,731 LIABILITIES: CURRENT LIABILITIES: Accounts payable 52,250 - 52,250 Compensated absences - 600,000 600,000 TOTAL CURRENT LIABILITIES 52,250 600,000 652,250 NONCURRENT LIABILITIES: Compensated absences - 2,073,142 2,073,142 TOTAL NONCURRENT LIABILITIES - 2,073,142 2,073,142 TOTAL LIABILITIES 52,250 2,673,142 2,725,392 NET POSITION: Net investment in capital assets 1,458,355 - 1,458,355 Unrestricted 7,272,528 456 7,272,984 TOTAL NET POSITION 8,730,883$ 456$ 8,731,339$ CITY OF PALM DESERT COMBINING STATEMENT OF NET POSITION INTERNAL SERVICE FUNDS June 30, 2015 - 176 - Schedule 17 Equipment Compensation Replacement Benefits Total OPERATING REVENUES: Miscellaneous 2,800$ -$ 2,800$ TOTAL OPERATING REVENUES 2,800 - 2,800 OPERATING EXPENSES: Maintenance and operations 9,065 - 9,065 General and administrative - 63,704 63,704 Depreciation and amortization 247,720 - 247,720 TOTAL OPERATING EXPENSES 256,785 63,704 320,489 OPERATING LOSS (253,985) (63,704) (317,689) NONOPERATING REVENUES: Interest revenue 21,108 - 21,108 Gain on disposal of capital assets 11,720 - 11,720 TOTAL NONOPERATING REVENUES 32,828 - 32,828 LOSS BEFORE CAPITAL CONTRIBUTIONS AND TRANSFERS (221,157) (63,704) (284,861) CAPITAL CONTRIBUTIONS - 8,160 8,160 TRANSFERS IN 1,220,000 56,000 1,276,000 CHANGE IN NET POSITION 998,843 456 999,299 NET POSITION - BEGINNING OF YEAR 7,732,040 - 7,732,040 ET POSITION - END OF YEAR 8,730,883$ 456$ 8,731,339$ For the year ended June 30, 2015 - 177 - CITY OF PALM DESERT COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION INTERNAL SERVICE FUNDS Schedule 18 Equipment Compensation Replacement Benefits Total CASH FLOWS FROM OPERATING ACTIVITIES: Receipts from customers 2,800$ -$ 2,800$ Payments to employees - (82,402) (82,402) Payments to suppliers (9,065) - (9,065) NET CASH USED BY OPERATING ACTIVITIES (6,265) (82,402) (88,667) CASH FLOWS FROM NONCAPITAL AND RELATED FINANCING ACTIVITIES: Cash received from other funds 1,220,000 2,756,000 3,976,000 NET CASH PROVIDED BY NONCAPITAL AND RELATED ACTIVITIES 1,220,000 2,756,000 3,976,000 CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES: Purchases of capital assets (469,318) - (469,318) Proceeds on sale of assets 24,300 - 24,300 NET CASH PROVIDED (USED) BY CAPITAL AND RELATED FINANCING ACTIVITIES (445,018) - (445,018) CASH FLOWS FROM INVESTING ACTIVITIES: Interest and dividends 21,108 - 21,108 NET INCREASE IN CASH AND CASH EQUIVALENTS 789,825 2,673,598 3,463,423 CASH AND CASH EQUIVALENTS - BEGINNING OF YEAR 6,534,953 - 6,534,953 CASH AND CASH EQUIVALENTS - END OF YEAR 7,324,778$ 2,673,598$ 9,998,376$ (Continued) CITY OF PALM DESERT COMBINING STATEMENT OF CASH FLOWS INTERNAL SERVICE FUNDS For the year ended June 30, 2015 - 178 - Schedule 18 Equipment Compensation Replacement Benefits Total RECONCILIATION OF OPERATING LOSS TO NET CASH USED BY OPERATING ACTIVITIES: Operating loss (253,985)$ (63,704)$ (317,689)$ Adjustments to reconcile operating loss to net cash used by operating activities: Depreciation and amortization 247,720 - 247,720 Changes in assets and liabilities: Increase (decrease) in compensated absences - (18,698) (18,698) NET CASH USED BY OPERATING ACTIVITIES (6,265)$ (82,402)$ (88,667)$ CITY OF PALM DESERT (CONTINUED) COMBINING STATEMENT OF CASH FLOWS INTERNAL SERVICE FUNDS For the year ended June 30, 2015 - 179 - -180 - THIS PAGE INTENTIONALLY LEFT BLANK -181 - AGENCY FUNDS Agency Funds are used to account for assets held by the city as an agent for individuals, private organizations, other governments and/or funds. Agency Fund -This fund is used to account for deposits placed with the City by developers, individuals and groups to obtain future services. Deposits are reduced by disbursements and/or refunds to the depositors when the cost of services is determined. Treasurers 1911 Bond Act -This fund is used to account for the assets held on behalf of the assessment district’s property owners until they are remitted to the bondholders. Retiree Service Stipend Fund -This fund is used to account for assets held to pay for the retiree service stipend. Special Assessment Funds -These funds are used to account for the collection of special assessments and the future payment of debt service related to bonds issued. Schedule 19 Special Treasurers Retiree Service Assessment Agency 1991 Bond Act Stipend Fund Funds Totals Cash and investments 1,772,907$ 270,664$ 2,344,796$ 9,007,844$ 13,396,211$ Receivables (net of allowance for uncollectibles): Assessments - - - 84,632,764 84,632,764 Interest - - - 3,053 3,053 Due from other governments - - 420,471 143,995 564,466 Prepaid costs - - - 4,208 4,208 Restricted assets: Cash with fiscal agent - - - 7,363,290 7,363,290 TOTAL ASSETS 1,772,907$ 270,664$ 2,765,267$ 101,155,154$ 105,963,992$ Deposits 1,772,907$ 270,664$ 2,765,267$ 101,155,154$ 105,963,992$ TOTAL LIABILITIES 1,772,907$ 270,664$ 2,765,267$ 101,155,154$ 105,963,992$ COMBINING STATEMENT OF ASSETS AND LIABILITIES ALL AGENCY FUNDS June 30, 2015 CITY OF PALM DESERT - 182 - ASSETS LIABILITIES Schedule 20 Balance Balance July 1, June 30, 2014 Additions Deletions 2015 ASSETS: Cash and investments 1,784,444$ 880,583$ 892,120$ 1,772,907$ TOTAL ASSETS 1,784,444 880,583 892,120 1,772,907 LIABILITIES: Deposits 1,784,444$ 880,583$ 892,120$ 1,772,907$ TOTAL LIABILITIES 1,784,444 880,583 892,120 1,772,907 ASSETS: Cash and investments 270,664$ -$ -$ 270,664$ TOTAL ASSETS 270,664 - - 270,664 LIABILITIES: Deposits 270,664$ -$ -$ 270,664$ TOTAL LIABILITIES 270,664 - - 270,664 ASSETS: Cash and investments 4,385,268$ 1,554,551$ 3,595,023$ 2,344,796$ Due from other government 456,102 420,471 456,102 420,471 TOTAL ASSETS 4,841,370 1,975,022 4,051,125 2,765,267 LIABILITIES: Deposits 4,841,370$ 1,975,022$ 4,051,125$ 2,765,267$ TOTAL LIABILITIES 4,841,370 1,975,022 4,051,125 2,765,267 (Continued) COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES ALL AGENCY FUNDS For the year ended June 30, 2015 CITY OF PALM DESERT RETIREE SERVICES STIPEND FUN AGENCY TREASURERS 1911 BOND ACT - 183 - Schedule 20 Balance Balance July 1, June 30, 2014 Additions Deletions 2015 ASSETS: Cash and investments 9,025,537$ 7,493,764$ 7,511,457$ 9,007,844$ Receivables (net of allowance for uncollectibles): Assessements 87,805,509 5,688 3,178,433 84,632,764 Interest 2,293 3,053 2,293 3,053 Due from other government 192,427 143,995 192,427 143,995 Prepaid costs 4,208 4,208 4,208 4,208 Restricted assets: Cash with fiscal agen 7,518,124 12,560 167,394 7,363,290 TOTAL ASSETS 104,548,098 7,663,268 11,056,212 101,155,154 LIABILITIES: Deposits 104,548,098$ 7,663,268$ 11,056,212$ 101,155,154$ TOTAL LIABILTIES 104,548,098 7,663,268 11,056,212 101,155,154 ASSETS: Cash and investments 15,465,913$ 9,928,898$ 11,998,600$ 13,396,211$ Receivables (net of allowance for uncollectibles): Accounts 87,805,509 5,688 3,178,433 84,632,764 Interest 2,293 3,053 2,293 3,053 Due from other governmet 648,529 564,466 648,529 564,466 Prepaid costs 4,208 4,208 4,208 4,208 Restricted assets: Cash with fiscal agen 7,518,124 12,560 167,394 7,363,290 TOTAL ASSETS 111,444,576 10,518,873 15,999,457 105,963,992 LIABILITIES: Deposits 111,444,576$ 10,518,873$ 15,999,457$ 105,963,992$ TOTAL LIABILITIES 111,444,576 10,518,873 15,999,457 105,963,992 - 184 - TOTAL - ALL AGENCY FUNDS SPECIAL ASSESSMENT FUND CITY OF PALM DESERT ALL AGENCY FUNDS COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES For the year ended June 30, 2015 (CONTINUED) DESCRIPTION OF STATISTICAL SECTION CONTENTS June 30, 2015 185 This part of the City of Palm Desert’s comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information say about the city’s overall financial health. Contents Financial Trends These schedules contain trend information to help the reader understand how the City’s financial performance and well-being have changed over time. Revenue Capacity These schedules contain information to help the reader assess the City’s most significant local revenue source. Debt Capacity These schedules present information to help the reader assess the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the City’s financial activities take place. Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the City’s financial report relates to the services the City provides and the activities it preforms. Sources: Unless otherwise noted, the information in theses schedules is derived from the comprehensive annual financial reports for the relevant year, The City implemented GASB Statement 34 in 2001; schedules presenting government-wide information include information beginning in that year. City of Palm Desert Net Position by Component Last Ten Fiscal Years (Accrual Basis of Accounting) Governmental Activities 2015 2014 2013 2012 2011 Net Investment in capital assets 473,722,694 466,246,732 465,756,172 475,457,375 302,757,128 Restricted 135,900,520 140,460,575 132,741,798 119,736,419 147,648,424 Unrestricted 71,530,456 105,537,785 103,603,715 107,622,257 107,314,002 Total Governmental Activities Net Position 681,153,670 (5) 712,245,092 702,101,685 702,816,051 (4) 557,719,554 Business-Type Activities Net Investment in capital assets 71,129,743 72,009,184 72,892,200 73,375,634 74,043,419 Restricted - - - - - Unrestricted 4,302,958 3,920,382 3,682,061 3,901,816 4,068,623 Total Business-type Activities Net Position 75,432,701 75,929,566 76,574,261 77,277,450 78,112,042 Primary Government Net Investment in capital assets 544,852,437 538,255,916 538,648,372 548,833,009 376,800,547 Restricted 135,900,520 140,460,575 132,741,798 119,736,419 147,648,424 Unrestricted 75,833,414 109,458,167 107,285,776 111,524,073 111,382,625 Total Primary Government Net Position 756,586,371 788,174,658 778,675,946 780,093,501 635,831,596 Governmental Activities 2010 2009 2008 2007 2006 Net Investment in capital assets 304,702,414 302,507,877 287,536,477 213,685,471 166,229,783 Restricted 143,394,780 159,157,317 161,360,654 173,335,615 153,342,045 Unrestricted 110,918,145 113,883,303 120,089,399 111,386,996 108,077,101 Total Governmental Activities Net Position 559,015,339 575,548,497 568,986,530 (3) 498,408,082 (2) 427,648,929 (1) Business-Type Activities Net Investment in capital assets 67,902,786 68,263,719 62,814,656 62,956,911 63,233,079 Restricted - - - - - Unrestricted 4,391,160 4,686,899 5,211,985 5,294,980 4,459,840 Total Business-type Activities Net Position 72,293,946 72,950,618 68,026,641 68,251,891 67,692,919 Primary Government Net Investment in capital assets 372,605,200 370,771,596 350,351,133 276,642,382 229,462,862 Restricted 143,394,780 159,157,317 161,360,654 173,335,615 153,342,045 Unrestricted 115,309,305 118,570,202 125,301,384 116,681,976 112,536,941 Total Primary Government Net Position 631,309,285 648,499,115 637,013,171 566,659,973 495,341,848 (1)The increase for FY 2006 is due to issuance of District Bond, see Note 13. (2)The increase for FY 2007 is due to issuance of District Bond, see Note 13. (3) The increase for FY 2008 is due to Capital Contribution of Hwy 111 & Hwy 74 infastructure totalling $30.19 million from the State of California. (4) On February 1, 2012 the State of California dissolved the City of Palm Desert Redevelopment Agency as part of the Statewide dissolution of all City Redevelopment Agencies, which in turn created the Successor Agency to the Redevelopment Agency of the City of Palm Desert. For more information on the dissolution of the RDA please see note 17 and note 18. (5) The implementation of GASB Statement No. 68 and Statement No. 71 resulted in a prior year restatement decrease of $37.73 million in the governmental activities net positons, see Note 1d and 8 186 City of Palm Desert Changes in Net Position Last Ten Fiscal Years (Accrual Basis of Accounting) Governmental Activities: General government 16,337,393 19,194,343 16,375,295 17,387,080 17,182,987 Public safety 32,077,635 29,339,106 28,614,153 28,037,453 26,601,668 Housing & Redevelopment (2)11,666,724 7,852,611 6,944,033 10,519,663 15,976,383 Parks, recreation and culture 8,598,242 8,327,402 8,752,623 6,033,019 7,337,403 Public works 19,144,213 21,123,197 16,316,237 17,407,751 16,984,334 Payments to other agencies - - - 16,994,265 39,418,936 Interest on long term debt 294,258 237,053 253,381 10,971,707 18,989,167 Total Governmental Activites Expenses 88,118,465 86,073,712 77,255,722 107,350,938 142,490,878 Business-Type Activities: Desert Willow Golf Course 8,433,267 8,452,001 8,655,754 8,471,567 7,946,063 Office Complex - Parkview 934,296 922,341 984,811 1,031,178 861,786 Total Business-Type Activities 9,367,563 9,374,342 9,640,565 9,502,745 8,807,849 Total primary government expenses 97,486,028 95,448,054 86,896,287 116,853,683 151,298,727 Program Revenues Governmental Activities Charges for services General government 2,088,393 2,152,280 1,833,823 1,805,442 1,921,573 Housing & Redevelopment 7,971,265 6,851,603 5,308,858 5,034,002 4,935,422 Public safety 9,987,891 10,239,886 11,147,297 9,041,801 9,825,352 Parks, recreation and culture 772,728 729,076 898,222 728,721 768,786 Public works 1,832,241 2,180,877 768,775 826,251 762,015 Operating grants & contributions 7,512,894 9,745,609 5,876,028 7,411,902 5,675,777 Capital grants & contributions 19,297,015 21,086,051 7,733,439 2,309,678 2,255,393 Total Governmental Activites Program Revenues 49,462,427 52,985,382 33,566,442 27,157,797 26,144,318 Business-Type Activities Charges for Service: Desert Willow Golf Course 7,894,676 7,804,904 7,494,819 7,635,352 7,338,640 Office Complex - Parkview 1,306,042 1,254,521 1,215,860 1,222,971 1,217,985 Capital grants & contributions 47,768 94,076 660,685 236,419 - Total Business-type activites program revenue 9,248,486 9,153,501 9,371,364 9,094,742 8,556,625 Total Primary Government program revenue 58,710,913 62,138,883 42,937,806 36,252,539 34,700,943 Net (Expense) / Revenue Governmental Activites (38,656,038) (33,088,330) (43,689,280) (80,193,141) (116,346,560) Business-type activites (119,077) (220,841) (269,201) (408,003) (251,224) Total Primary Government Net Expense (38,775,115) (33,309,171) (43,958,481) (80,601,144) (116,597,784) General Revenues & Other Changes in Net Position Governmental Activities: Taxes: (Combined/Net Pass-through)41,931,997 39,952,738 38,742,060 73,105,614 114,880,586 Investment Earnings 494,452 358,674 318,996 1,102,309 2,158,556 Contributions not restricted for specific purpose - - - 791,256 762,588 Gain(loss) on sales of capital assets 11,720 488,319 - - - Miscellaneous 1,726,007 1,994,506 3,894,203 5,838,881 3,169,977 Refunding of special assessment debt - - - - - Transfers In / (Out) 437,500 437,500 437,500 440,000 (6,046,761) Gain on Transfer to Successor Agency - - - 144,011,578 - Total Governmental Activites Net Revenues 44,601,676 43,231,737 43,392,759 225,289,638 114,924,946 Business-Type Activities: Investment Earnings 11,774 13,646 3,512 13,411 22,559 Gain(loss) on sales of capital assets 47,938 - - - - Transfers Out (437,500) (437,500) (437,500) (440,000) 6,046,761 Total Business-type activites (377,788) (423,854) (433,988) (426,589) 6,069,320 Total primary government 44,223,888 42,807,883 42,958,771 224,863,049 120,994,266 Change in Net Position Governmental Activities: 5,945,638 10,143,407 (296,521) 145,096,497 (1,421,614) Business-Type Activities:(496,865) (644,695) (703,189) (834,592) 5,818,096 Total primary government 5,448,773 9,498,712 (999,710) 144,261,905 4,396,482 (1) The Increase for FY 2006 is due to Bond Funds received for capital improvement at the District known as University Park and Assessment 29. See Note 13. (2)City has changed the manner in which it reports RDA expenditures. RDA and Housing expenditures are being reported under "Housing & Redevelopment". (3) Required payment made to the State of California. For FY 2010 was $25,526,215 and FY 2011 was $5,255,397. (4) On February 1, 2012 the State of California dissolved the City of Palm Desert Redevelopment Agency as part of the Statewide dissolution of all City Redevelopment Agencies, which in turn created the Successor Agency to the Redevelopment Agency of the City of Palm Desert. For more information on the dissolution of the RDA please see Note 17 and 18. 2011 (3) Expenses 2015 2014 2013 2012 (4) 187 City of Palm Desert Changes in Net Position Continued Last Ten Fiscal Years (Accrual Basis of Accounting) Governmental Activities: General government 16,701,292 17,328,291 21,953,229 11,659,965 13,276,549 Public safety 27,027,643 27,670,237 26,855,060 24,674,424 21,856,311 Housing & Redevelopment (2)16,220,066 16,760,877 24,095,414 28,296,802 21,086,301 Parks, recreation and culture 7,312,679 7,210,706 8,013,211 4,996,692 4,243,119 Public works 19,900,937 22,036,017 27,245,937 37,091,512 13,894,980 Payments to other agencies 63,320,650 39,085,940 38,993,445 35,719,075 36,844,061 Interest on long term debt 20,069,813 20,128,441 20,706,514 20,097,198 12,526,964 Total Governmental Activites Expenses 170,553,080 150,220,509 167,862,810 162,535,668 123,728,285 Business-Type Activities: Desert Willow Golf Course 7,832,690 7,804,265 8,167,682 7,989,321 6,913,517 Office Complex - Parkview 875,394 852,746 649,548 716,592 646,769 Total Business-Type Activities 8,708,084 8,657,011 8,817,230 8,705,913 7,560,286 Total primary government expenses 179,261,164 158,877,520 176,680,040 171,241,581 131,288,571 Program Revenues Governmental Activities Charges for services General government 2,127,138 7,574,059 8,454,683 8,225,112 8,318,175 Housing & Redevelopment 4,986,066 - - - Public safety 9,431,478 9,396,435 8,808,300 9,078,214 8,376,981 Parks, recreation and culture 618,440 803,218 1,190,725 1,822,685 1,994,163 Public works 706,374 701,125 762,440 514,838 491,179 Operating grants & contributions 6,558,892 5,582,470 5,843,010 7,951,650 4,930,120 Capital grants & contributions 2,722,312 5,048,666 42,545,033 57,132,742 51,780,221 Total Governmental Activites Program Revenues 27,150,700 29,105,973 67,604,191 84,725,241 75,890,839 Business-Type Activities Charges for Service: Desert Willow Golf Course 7,054,263 6,872,935 8,182,741 7,830,863 7,442,330 Office Complex - Parkview 988,056 958,942 934,833 915,975 864,447 Capital grants & contributions - - 206,609 278,757 295,304 Total Business-type activites program revenue 8,042,319 7,831,877 9,324,183 9,025,595 8,602,081 Total Primary Government program revenue 35,193,019 36,937,850 76,928,374 93,750,836 84,492,920 Net (Expense) / Revenue Governmental Activites (143,402,380) (121,114,536) (100,258,619) (77,810,427) (47,837,446) Business-type activites (665,765) (825,134) 506,953 319,682 1,041,795 Total Primary Government Net Expense (144,068,145) (121,939,670) (99,751,666) (77,490,745) (46,795,651) General Revenues & Other Changes in Net Position Governmental Activities: Taxes: (Combined/Net Pass-through)120,872,421 123,650,887 129,521,410 122,485,939 114,826,387 Investment Earnings 2,916,753 6,161,309 15,309,271 17,521,600 6,197,595 Contributions not restricted for specific purpose 644,603 613,648 7,240,770 - - Gain(loss) on sales of assets - - - - - Miscellaneous 2,382,208 2,912,180 6,369,028 10,790,417 7,025,216 Refunding of special assessment debt - - - - - Transfers In / (Out) 53,237 (5,661,521) 1,000,000 - - Gain on Transfer to Successor Agency - - - - - Total Governmental Activites Net Revenues 126,869,222 127,676,503 159,440,479 150,797,956 128,049,198 Business-Type Activities: Investment Earnings 62,330 87,590 267,797 239,290 113,598 Transfers Out (53,237) 5,661,521 (1,000,000) - - Total Business-type activites 9,093 5,749,111 (732,203) 239,290 113,598 Total primary government 126,878,315 133,425,614 158,708,276 151,037,246 128,162,796 Change in Net Position Governmental Activities: (16,533,158) 6,561,967 59,181,860 72,987,529 80,211,752 Business-Type Activities:(656,672) 4,923,977 (225,250) 558,972 1,155,393 Total primary government (17,189,830) 11,485,944 58,956,610 73,546,501 81,367,145 (1) The Increase for FY 2006 is due to Bond Funds received for capital improvement at the District known as University Park and Assessment 29. See Note 13. (2)City has changed the manner in which it reports RDA expenditures. RDA and Housing expenditures are being reported under "Housing & Redevelopment". (3) Required payment made to the State of California. For FY 2010 was $25,526,215 and FY 2011 was $5,255,397. (4) On February 1, 2012 the State of California dissolved the City of Palm Desert Redevelopment Agency as part of the Statewide dissolution of all City Redevelopment Agencies, which in turn created the Successor Agency to the Redevelopment Agency of the City of Palm Desert. For more information on the dissolution of the RDA please see Note 17 and 18. 2006 (1) Expenses 2010 (3)2009 2008 2007 188 City of Palm Desert Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) General Fund:2015 2014 2013 2012 2011 Nonspendable 10,312,261 7,745,320 7,678,250 2,926,739 2,939,850 (1) Restricted - - - - - Committed - - - - - Assigned 1,771,278 4,425,423 3,224,761 3,297,152 4,501,159 Unassigned 67,727,130 66,203,203 65,311,919 69,438,971 66,776,414 Total General Fund 79,810,669 78,373,946 76,214,930 75,662,862 74,217,423 All other Governmental Funds: Nonspendable 348 6,713 (5) 49,319,200 39,525,247 40,925,918 Restricted 106,261,212 114,194,435 (5) 76,725,388 69,065,451 230,623,054 Committed 16,952,887 21,644,068 15,649,703 20,289,309 17,285,733 (3) Assigned 24,172,531 24,429,824 14,144,969 17,552,726 19,375,999 Unassigned - - - - - Total all other Governmental Funds 147,386,978 160,275,040 155,839,260 146,432,733 (4) 308,210,704 (4) General Fund:2010 2009 2008 2007 2006 Nonspendable 9,676,961 11,629,384 11,897,843 22,199,914 21,231,046 Restricted - - - - - Committed - - - - - Assigned 4,044,421 3,654,300 4,406,391 2,998,204 5,114,813 Unassigned 63,847,586 59,066,988 63,515,054 50,916,281 48,004,509 Total General Fund 77,568,968 74,350,672 79,819,288 76,114,399 74,350,368 All other Governmental Funds: Nonspendable 41,050,481 23,361,744 23,141,729 35,511,735 29,781,061 Restricted 260,163,043 296,323,735 299,960,611 318,529,973 147,669,565 Committed 8,871,910 4,559,739 (2) 18,487 9,000 - Assigned 16,432,292 23,812,325 26,512,084 27,344,381 24,509,173 Unassigned - (2,392) - (55,684) - Total all other Governmental Funds 326,517,726 348,055,151 349,632,911 381,339,405 201,959,799 (1) RDA made payment on advances from the city. (2) Start of new Energy program that loans residents funds for energy efficiency. (3) RDA Low Income Housing fund transfer for Capital Asset replacement to the Housing Authority. (4) On February 1, 2012 the State of California dissolved the City of Palm Desert Redevelopment Agency as part of the Statewide dissolution of all City Redevelopment Agencies, which in turn created the Successor Agency to the Redevelopment Agency of the City of Palm Desert. For more information on the dissolution of the RDA please see Note 17 and 18. (5) Advances to the Successor Agency reclassified from Nonspendable to Restricted for Special Revenue Funds. For more informations please note 9 and 18. 189 City of Palm Desert Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) Revenues:2015 2014 2013 2012 (3)2011 Taxes 52,571,369 50,464,511 50,768,200 82,901,921 124,672,062 Special assessments collected 3,058,766 3,486,220 3,654,337 3,232,923 3,262,163 Licenses & permits 1,757,250 2,262,907 1,586,796 1,041,834 1,089,543 Intergovernmental revenues 18,981,304 7,380,744 5,097,892 6,637,426 7,605,282 Rental income 5,660,762 5,626,850 5,367,630 5,146,499 5,011,205 Charges for services 1,819,464 2,165,020 898,222 728,721 701,481 Investment Earnings 1,242,662 864,853 373,012 1,469,142 3,102,649 Fines & forfeitures 224,612 231,768 242,568 276,452 310,840 Miscellaneous 2,377,923 3,539,552 9,028,698 6,814,924 3,095,689 Contributions from other government (4)9,168 10,749,218 - - - Contributions from property owners - 420,590 - - - Total Revenues 87,703,280 87,192,233 77,017,355 108,249,842 148,850,914 Expenditures: General government 15,467,746 17,070,816 14,028,252 15,851,883 15,273,085 Housing & redevelopment 9,349,021 6,650,178 5,650,666 8,942,097 18,033,576 Pass-through-agreement - - - 16,994,265 39,418,936 Public safety 31,819,214 29,139,735 28,299,876 27,551,113 26,824,434 Parks, recreation & culture 6,236,717 5,802,941 6,162,449 3,685,334 3,845,901 Public works 13,082,388 12,741,764 9,819,591 11,306,021 11,256,499 Contributions to property owners 49 2,350,187 - - - Capital outlay 19,339,987 6,273,822 2,788,676 9,575,227 14,205,889 Debt service: Principal retirement 4,944,000 674,000 318,000 9,032,707 22,914,707 Interest and fiscal charges 240,219 242,495 255,239 10,187,765 18,176,454 Total Expenditures 100,479,341 80,945,938 67,322,749 113,126,412 169,949,481 Excess(deficiency of Revenues over(under) expenditures (12,776,061) 6,246,295 9,694,606 (4,876,570) (21,098,567) Other financing sources (uses) Transfers in 6,132,859 4,861,551 11,274,539 24,453,724 69,995,597 Transfers out (6,971,359) (5,424,051) (11,010,550) (24,013,724) (70,555,597) Extraordinary Gain / (Loss)- - - (155,895,962) - Sale of property 2,163,222 911,001 - - - Total Other financing sources (uses)1,324,722 348,501 263,989 (155,455,962) (560,000) Net Change In Fund Balance (11,451,339) 6,594,796 9,958,595 (160,332,532) (21,658,567) Revenues:2010 2009 2008 2007 2006 Taxes 130,655,949 134,060,681 140,331,466 138,272,454 131,303,483 Special assessments collected 3,182,549 2,759,444 2,060,791 929,348 269,036 Licenses & permits 782,271 1,383,778 1,453,177 2,691,486 2,685,415 Intergovernmental revenues 8,700,234 9,543,551 18,996,692 23,499,937 11,095,613 Rental income 5,023,770 5,050,479 4,789,421 4,513,146 4,737,861 Charges for services 618,440 803,218 1,190,725 1,822,685 1,994,163 Investment Earnings 4,681,243 8,322,808 22,592,392 23,985,001 9,351,716 Fines & forfeitures 343,054 315,284 254,857 274,365 310,868 Miscellaneous 3,374,309 3,479,370 20,164,099 2,847,802 2,470,623 Contributions from property owners (1)- - - 46,006,292 42,979,973 Total Revenues 157,361,819 165,718,613 211,833,620 244,842,516 207,198,751 Expenditures: General government 19,294,744 18,950,675 24,776,785 18,231,351 15,111,294 Housing & redevelopment 13,612,720 14,359,340 38,018,819 26,356,634 19,395,693 Pass-through-agreement 63,320,650 39,085,941 38,993,445 35,719,075 36,844,061 Public safety 26,882,787 26,906,123 26,677,743 24,550,431 21,715,373 Parks, recreation & culture 4,534,505 5,122,900 4,572,695 3,921,063 3,304,867 Public works 13,971,797 16,241,963 22,936,721 33,925,623 11,103,943 Capital outlay 6,333,521 22,348,953 52,256,552 85,604,515 35,359,139 Debt service: Principal retirement 15,250,707 12,778,707 10,767,707 8,209,707 5,607,707 Interest and fiscal charges 19,280,517 19,424,623 23,376,564 25,814,526 14,072,572 Total Expenditures 182,481,948 175,219,225 242,377,031 262,332,925 162,514,649 Excess(deficiency of Revenues over(under) expenditures (25,120,129) (9,500,612) (30,543,411) (17,490,409) 44,684,102 Other financing sources (uses) Transfers in 59,960,402 68,088,670 59,723,636 249,249,847 50,225,747 Transfers out (59,520,402) (67,649,434) (58,723,636) (249,249,847) (50,225,747) Bond Premiums - - - 7,785,375 - Bonds issued/Capital Accreation on bonds (2)6,361,000 - - 287,534,894 - Payment refunded bond escrow agent 2,015,000 1,484,806 (101,656,501) - Sale of property - - 47,000 5,230,000 3,360,030 Total Other financing sources (uses)6,801,000 2,454,236 2,531,806 198,893,768 3,360,030 Net Change In Fund Balance (18,319,129) (7,046,376) (28,011,605) 181,403,359 48,044,132 (1)Bond was issued in FY 2006 and FY 2007. See Note 13 for further explanation. (2) See Note 18 of the Financial Statement, included Capital Accreation of Bonds. (3) On February 1, 2012 the State of California dissolved the City of Palm Desert Redevelopment Agency as part of the Statewide dissolution of all City Redevelopment Agencies, which in turn created the Successor Agency to the Redevelopment Agency of the City of Palm Desert. For more information on the dissolution of the RDA please see Note 17 and 18. (4) In prior years, City recorded contributions from other governments as miscellaneous revenue. 0.9%18.6% Debt service as a percentage of noncapital expenditures 26.4% 19.6%21.1%18.0%19.3%15.5% Debt service as a percentage of noncapital expenditures 6.4%1.2% 190 City of Palm Desert Graphs - Changes in Fund Balances of Governmentals Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) (1) Combined Other is a combination of rental income, investment earnings, and charges for services. (2) Miscellaneous Other is a combination of fines and forefeitures, miscellaneous, contributions from other governments, and contributions from property owners. (3) Debt Expenditures is a combination of interest/fiscal charges and principal retirement . (4) Public works is a combination of public works and contributions to property owners. Note: Graphs excludes Other financing sources and uses. $0 $50,000,000 $100,000,000 $150,000,000 $200,000,000 $250,000,000 $300,000,000 FY 2 0 1 5 FY 2 0 1 4 FY 2 0 1 3 FY 2 0 1 2 FY 2 0 1 1 FY 2 0 1 0 FY 2 0 0 9 FY 2 0 0 8 FY 2 0 0 7 FY 2 0 0 6 Total Revenues Combined other (1) Miscellaneous other (2) Intergovernmental revenues Licenses & permits Taxes & Special Assessments $0 $50,000,000 $100,000,000 $150,000,000 $200,000,000 $250,000,000 $300,000,000 FY 2 0 1 5 FY 2 0 1 4 FY 2 0 1 3 FY 2 0 1 2 FY 2 0 1 1 FY 2 0 1 0 FY 2 0 0 9 FY 2 0 0 8 FY 2 0 0 7 FY 2 0 0 6 Total Expenditures Parks, recreation & culture Pass-through-agreement Debt Expenditures (3) Capital outlay Public works (4) Public safety Housing & Redevelopment General Government 191 City of Palm Desert Supplemental - Historical General Fund Revenues (Including Transfers In) Last Ten Fiscal Years FY 2015 2014 2013 2012 2011 Revenue Type: Sales Tax 17,565,134$ 17,258,958$ 16,764,808$ 15,836,953$ 14,680,578$ Transient Occupancy Tax 10,799,680 9,855,509 9,188,981 8,085,225 7,421,769 Property Tax (3)9,710,990 9,041,428 9,529,018 7,976,494 8,341,728 Investment Earnings 416,656 405,456 126,206 408,661 793,461 Transfer In 2,179,472 1,373,786 2,127,655 2,240,703 2,691,634 Franchises 3,102,431 3,007,215 2,892,805 2,856,679 2,771,594 State Subventions (1) (3)155,049 22,089 26,691 25,759 236,211 Building & Grading Permits 1,279,706 1,695,303 1,206,935 750,442 783,031 Reimbursments (4)1,604,707 1,809,323 1,868,804 2,535,977 1,971,505 Business License Tax 1,160,207 1,169,316 1,149,551 1,076,541 1,085,411 Timeshare Mitigation Fee 1,483,158 1,333,586 1,292,859 1,110,227 1,192,490 Plan Check Fees 505,370 662,893 500,698 275,728 317,332 Property Transfer Tax 558,965 530,556 520,393 485,040 399,280 Other Revenues (2)1,713,758 1,932,009 1,961,314 1,398,669 1,475,154 Total General Revenue 52,235,283$ 50,097,427$ 49,156,718$ 45,063,098$ 44,161,178$ FY 2010 2009 2008 2007 2006 (3) Revenue Type: Sales Tax 13,273,793$ 14,474,933$ 17,195,743$ 17,918,375$ 17,776,928$ Transient Occupancy Tax 6,848,132 7,030,048 8,605,714 8,627,221 8,026,101 Property Tax (3)8,707,567 8,776,917 9,333,842 8,714,568 8,261,944 Investment Earnings 1,766,868 2,142,915 4,571,147 4,890,891 2,636,050 Transfer In 4,747,672 2,684,568 1,101,610 1,122,224 1,083,589 Franchises 2,705,902 2,818,729 2,887,727 2,907,062 2,580,917 State Subventions (1) (3)151,489 173,448 220,785 267,595 358,954 Building & Grading Permits 575,852 950,805 975,296 1,476,290 1,963,733 Reimbursments (4)2,488,378 3,263,247 4,933,807 2,465,685 1,982,846 Business License Tax 1,071,997 1,258,688 1,311,090 1,231,587 1,242,721 Timeshare Mitigation Fee 1,483,220 949,871 881,350 782,739 661,187 Plan Check Fees 224,325 389,770 562,930 617,999 702,857 Property Transfer Tax 455,580 324,817 604,236 671,806 1,030,412 Other Revenues (2)1,567,651 1,601,947 1,900,529 2,436,664 2,606,760 Total General Revenue 46,068,426$ 46,840,703$ 55,085,806$ 54,130,706$ 50,914,999$ (1) State Subventions is any combination of motor vehicle and off-highway in-lieus, and subventions from state. (2) Other Revenues is any combination of miscellaneous penalties and interest, permits, grants, parking bails, fees, sales of maps and publications, vehicle and court fines, rental income and other revenues. (3) The State of California reprogramed motor vehicle fees, the City now receives this as property taxes. (4) Reimbursements is a combination of RDA costs and other reimbursements, due to dissolution in February 2012 the RDA reimbursement is limited and applies to existing projects. 192 City of Palm Desert Supplemental Graph - Historical General Fund Revenues (Including Transfers In) Last Ten Fiscal Years (1) Combined Other is any combination of transfers, franchises, state subventions*, building and grading permits, reimbursements, business license taxes, timeshare mitigation fees, plan check fees, property transfer taxes. It also may include any combination of miscellaneous bails, fees, fines, grants, incomes, penalties, permits, sales and taxes. *State Subventions is any combination of motor vehicle and off-highway in-lieus, and subventions from state. $0 $10,000,000 $20,000,000 $30,000,000 $40,000,000 $50,000,000 $60,000,000 $70,000,000 F Y 2 0 1 5 F Y 2 0 1 4 F Y 2 0 1 3 F Y 2 0 1 2 F Y 2 0 1 1 F Y 2 0 1 0 F Y 2 0 0 9 F Y 2 0 0 8 F Y 2 0 0 7 FY 2 0 0 6 Combined Other (1) Interest Property Tax Transient Occupancy Tax Sales Tax 193 City of Palm Desert Supplemental - Historical General Fund Expenditures (Including Transfers Out) Last Ten Fiscal Years FY 2015 2014 2013 2012 2011 Expenditure: Public Safety (1)18,784,117$ 17,306,342$ 17,002,291$ 16,532,894$ 16,047,991$ City Administration (2)7,561,255 7,413,578 7,180,519 7,670,377 8,023,314 Public Works Administration 2,645,443 2,556,967 2,528,131 2,527,817 2,380,255 Community Promotions 749,631 618,138 575,119 526,804 497,366 Street Maintenance 2,631,590 2,806,168 2,353,655 2,446,854 2,522,117 Building Safety 1,847,798 1,783,918 1,517,937 1,538,506 1,523,748 Street Resurfacing 998,463 4,466 1,179,743 2,332,968 2,268,901 Public Works (4)1,067,837 1,018,435 1,505,018 1,056,998 1,354,255 Other Expenditures (3)14,512,426 14,430,399 14,762,237 8,984,441 12,894,776 Total Expenditures 50,798,560$ 47,938,411$ 48,604,650$ 43,617,659$ 47,512,723$ FY 2010 2009 2008 2007 2006 Expenditure: Public Safety (1)15,671,095$ 16,266,052$ 14,413,196$ 13,404,056$ 12,323,448$ City Administration (2)8,556,627 10,076,543 9,861,106 8,588,341 8,410,706 Public Works Administration 3,021,319 3,720,106 3,329,792 3,014,583 2,823,359 Community Promotions 990,505 1,798,860 2,532,637 2,402,435 1,687,148 Street Maintenance 2,565,567 2,183,445 2,133,448 1,968,849 1,681,583 Building Safety 1,756,589 2,082,996 3,260,855 3,084,015 2,695,889 Street Resurfacing 708,006 1,115,721 3,342,542 1,192,629 1,277,554 Public Works (4)1,278,983 1,552,242 1,348,012 1,204,079 1,117,417 Other Expenditures (3)8,301,439 13,513,354 11,159,329 17,989,005 7,846,311 Total Expenditures 42,850,130$ 52,309,319$ 51,380,917$ 52,847,992$ 39,863,415$ (1) Public Safety is any combination of animal regulation, police services, and traffic safety expenditures. (2) City Administration is any combination of community services, auditing, City attorney, City clerk, City council and City manager, information technology, elections, finance, general services, human resources, insurance, legal special services, legistlative advocacy, retiree health and unemployment insurance expenditures. (3) Other Expenditures is any combination of aquisitions, committees, contributions, community development, marketing, interfund transfers, parks, recreation and culture, extraordinary loss and visitor center. (4) Public Works is a combination of curb & gutter,parking lot, storm drain, stripping,corporate yard equipment, building maintenance, Portola Community center, storm water permit. 194 City of Palm Desert Supplemental Graph - Historical General Fund Expenditures (Including Transfers Out) Last Ten Fiscal Years (1) "Combined Other" is any combination of street maintenance, building safety, street resurfacing and public works. It may also be aquisitions, centers, committees, contributions, community development, marketing, interfund transfers, parks, recreation and culture, visitor center. (2) City Administration is any combination of community services, auditing, City attorney, City clerk, City council and City manager, information technology, elections, finance, general services, human resources, insurance, legal special services, legistlative advocacy, retiree health and unemployment insurance expenditures. (3) Other Expenditures is any combination of aquisitions, committees, contributions, community development, marketing, interfund transfers, parks, recreation and culture, extraordinary loss and visitor center. (4) Public Works is a combination of curb & gutter,parking lot, storm drain, stripping,corporate yard equipment, building maintenance, Portola Community center, storm water permit. $0 $10,000,000 $20,000,000 $30,000,000 $40,000,000 $50,000,000 $60,000,000 F Y 2 0 1 5 F Y 2 0 1 4 F Y 2 0 1 3 F Y 2 0 1 2 F Y 2 0 1 1 F Y 2 0 1 0 F Y 2 0 0 9 F Y 2 0 0 8 F Y 2 0 0 7 F Y 2 0 0 6 Combined Other (1) Community Promotions Public Works Administration City Administration (2) Public Safety (3) 195 City of Palm Desert Supplemental Historical General Revenue and Expenditures Per Capita Last Ten Fiscal Years FY 2015 2014 2013 2012 2011 Total General Revenue (2)50,055,811$ 48,723,641$ 47,029,063$ 42,822,395$ 41,469,544$ Population (1)51,053 50,417 49,949 49,471 49,111 General Revenue Per Capita 980$ 966$ 942$ 866$ 844$ FY 2010 2009 2008 2007 2006 Total General Revenue (2)41,320,754$ 44,156,135$ 53,984,196$ 53,008,482$ 49,831,410$ Population (1)52,067 51,509 50,907 49,752 49,539 General Revenue Per Capita 794$ 857$ 1,060$ 1,065$ 1,006$ FY 2015 2014 2013 2012 2011 Total General Expenditures (2)46,302,187$ 44,183,659$ 42,155,428$ 42,099,903$ 41,833,291$ Population (1)51,053 50,417 49,949 49,471 49,111 General Expenditures Per Capita 907$ 876$ 844$ 851$ 852$ FY 2010 2009 2008 2007 2006 Total General Expenditures (2)42,499,812$ 48,696,321$ 49,238,257$ 43,565,108$ 38,488,367$ Population (1)52,067 51,509 50,907 49,752 49,539 General Expenditures Per Capita 816$ 945$ 967$ 876$ 777$ (1) Population figures are as of January start of fiscal year. (2) Interfund Transfers In/Out and extraordinary loss are not included in total. Sources: Population figures from State Department of Finance, City of Palm Desert Finance Department 196 THIS PAGE INTENTIONALLY LEFT BLANK 197 City of Palm Desert Assessed Value and Estimated Actual Value of Taxable Property Last Ten Fiscal Years Fiscal Year Ended June 30 Residential Property Commercial Industrial Property Institutional Property Vacant Land Less: Tax Exempt Total Taxable Assessed Value Total Direct Tax Rate Estimated Actual Taxable Value (1) 2015 9,636,181,445 2,290,456,630 54,211,991 420,142,932 (298,165,952)13,552,997,813 1.00000 13,086,962,905 2014 9,043,372,632 2,247,924,054 64,595,519 426,330,424 (297,139,386)12,919,103,760 1.00000 12,453,921,285 2013 8,621,493,305 2,239,836,432 62,565,263 462,982,950 (300,313,265)12,513,052,693 1.00000 12,064,845,537 2012 8,694,403,021 2,198,729,088 50,256,665 452,309,984 (288,975,823)12,564,166,215 1.00000 12,123,771,853 2011 8,982,403,643 2,179,940,065 52,528,676 564,683,270 (288,907,720)13,132,169,069 1.00000 12,707,884,566 2010 9,210,638,643 2,419,511,046 54,988,887 426,163,878 (274,944,437)13,747,221,855 1.00000 13,334,233,975 2009 9,376,213,348 2,130,957,579 127,857,455 667,700,041 (255,714,909)14,206,383,860 1.00000 13,808,181,235 2008 9,160,443,514 1,929,224,481 134,910,803 688,045,095 (242,839,445)13,491,080,286 1.00000 13,114,105,220 2007 8,931,447,910 1,684,439,737 143,634,396 639,825,947 (248,095,775)13,057,672,383 1.00000 11,853,797,089 2006 7,913,843,803 1,368,116,067 165,117,456 483,558,265 (247,676,185)11,794,104,029 1.00000 10,503,193,237 (1) Estimated Actual Taxable Value = Net Taxable Value Notes: Property Taxes in Riverside County are subject to the State of California's Proposition 13, Jarvis-Gann Initiative which allows reappraisals of real property only when there is a change in ownership or new construction takes place. Further, the proposition limits property assessment increase to no more than two(2%) percent annually. Property is assessed at one hundred percent (100%) of its fair market value at the time of new construction or change in ownership. The tax rate is one (1%) percent of the assessed value. Source: Riverside County Assessor thru HDL Coren & Cone 198 City of Palm Desert Historical Net Assessed Taxable Values Citywide Graph - Assessed Valuation Growth Last Ten Fiscal Years Historical Major Additions Annexations FY Retail Centers FY Cook Street Area 88/89 Town Center Mall 83/84 Country Club #28 93/94 Desert Springs Marriott 86/87 Price Club/Costco 93/94 One Eleven Town Ctr 88/89 Palm Desert CC #29 94/95 Mervyn's Center 92/93 Palm Desert Greens 04/05 Desert Crossing 95/96 Suncrest 04/05 Lucky's/Albertson Deep Canyon 96/97 Remodel 111 Town Ctr (Best Buy)97/98 Gardens on El Paseo 98/99 Remodel Westfield Mall (Sears, Barnes & Noble) 04/05 Sears Automotive 04/05 Lowes Home Improvement 05/06 Walmart / Sams Supercenters 05/06 Kohls 07/08 Golfsmith Extreme 08/09 El Paseo Village 09/10 Best Buy & Ulta 11/12 Remodel Westfield Mall (Dick's/H&M/Restaurants) 12/13 PGA Tour Superstore 12/13 Source: Riverside County Assessor thru HDL Coren & Cone 11.63%12.86%10.63% 5.29% -3.43%-4.70%-4.60% -0.49% 3.22% 5.08% -5.00% 0.00% 5.00% 10.00% 15.00% 20.00% 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Percent Increase in Assessed Valuation FY 2006 to FY 2015 $- $5,000 $10,000 $15,000 $20,000 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Value in Millions Net Assessed Valuation -Historical Comparison FY 2006 to FY 2015 199 City of Palm Desert Supplemental FY 2015 and 2014 Breakdown of Basic 1% Property Tax Rate Not In Redevelopment Project Area Taxing Agency FY 2015 Rate FY 2014 Rate County General 28.177327%28.177327% County Free Library 2.728242%2.728242% County Structure Fire Protection 5.873086%5.873086% City of Palm Desert (1)0.000000%0.000000% Desert Sands Unified School District 36.221587%36.221587% Desert Community College 7.526714%7.526714% Riverside County Reg. Park & Open Space 0.426231%0.426231% Riverside County Office of Education 4.094919%4.094919% Desert Hospital 1.996808%1.996808% Coachella Valley Public Cemetary 0.339927%0.339927% Coachella Valley Recreation & Park 2.071624%2.071624% Coachella Valley Mosquito & Vector Control 1.369698%1.369698% Coachella Valley County Water 2.736607%2.736607% Coachella Valley County Water Imp. District 80 2.972906%2.972906% Coachella Valley County Water Storm Water Unit 3.464324%3.464324% General Purpose Basic 1%100.000000%100.000000% (1) City of Palm Desert is a No-Low Property Tax City and the 7% represents what the state allocates to No-Low Property Tax Cities. Source: County of Riverside, Property Tax Allocation Percentages, TRA 018-041. 200 City of Palm Desert Property Tax Rates Direct and Overlapping Property Tax Rates Last Ten Fiscal Years Fiscal Year Basic County-wide Lev Total Direct Tax Rate Desert Sands Unified School District Desert Community Colle e Dist. Coachella Valley Water District Coachella Valley Water District I.D. 58 2015 1.00000 1.00000 0.10984 0.02325 0.10000 0.00000 2014 1.00000 1.00000 0.10954 0.01995 0.10000 0.00000 2013 1.00000 1.00000 0.11156 0.01995 0.08000 0.00000 2012 1.00000 1.00000 0.11467 0.01995 0.08000 0.00000 2011 1.00000 1.00000 0.10036 0.01995 0.08000 0.00000 2010 1.00000 1.00000 0.08112 0.01995 0.06000 0.00000 2009 1.00000 1.00000 0.07990 0.01995 0.04000 0.00000 2008 1.00000 1.00000 0.07561 0.01995 0.04000 0.00230 2007 1.00000 1.00000 0.07613 0.01995 0.02080 0.01560 2006 1.00000 1.00000 0.07674 0.01995 0.02080 0.02520 Notes:Proposition 13 limits the ability of the city to raise the property tax rate. Source: CalMuni Statistics Inc City Direct Overlapping Rates 201 City of Palm Desert Principal Property Taxpayers Current Year and Ten Years Ago 2015 2006 Taxpayer Taxable Assessed Value Percentage of Total City Tax Assessed Value Taxpayer Taxable Assessed Value Percentage of Total City Tax Assessed Value WEA Palm Desert 144,751,735$ 1.10%Marriott Desert Springs $213,636,278 2.02% Marriott Desert Springs 142,417,301 1.09%WEA Palm Desert 113,943,575 1.08% Gardens on El Paseo LLC 101,110,901 0.77%Desert Crossing II 81,568,478 0.77% WVC Rancho Mirage 94,636,672 0.72%Elisabeth E. Stewart 77,723,728 0.74% Pru Desert Crossing II LLC 85,231,391 0.65%Gardens SPE II 72,748,261 0.69% Walmart Real Estate Business Trust 57,712,366 0.44%Marriott Ownership Resorts-Timeshares 44,313,608 0.42% Marriott Ownership Resorts-Timeshares 56,584,242 0.43%J H Palm Desert 40,910,898 0.39% Segovia Operations 47,927,486 0.37%Big Horn Development 38,560,719 0.37% Monarch Sevilla Venture 47,585,410 0.36%NGP Realty Sub 31,644,131 0.30% Sunrise Spectrum 47,054,777 0.36%PR XIV 31,029,800 0.29% Total 825,012,281$ 6.29%Total 746,079,476$ 7.07% Note:The estimated property tax revenue stated above is based upon net taxable values, tax ratios and base year values that impact the revenue calculation. As a result, parcels with the same assessed value that are assigned to different tax rate areas may contribute dissimilar amounts of total revenue to the City and Redevelopment Agency. Source: HdL Coren & Cone thru Riverside County Assessor 14/15 and HdL Coren & Cone thru Riverside County Assessor 05/06 202 City of Palm Desert Property Tax Levies and Collections Last Ten Fiscal Years Fiscal Year Taxes Levied Collections Ended for the Percentage in Subsequent Percentage June 30,Fiscal Year Amount of Levy Years (4)Amount (4)(5)of Levy 2006 4,318,880 4,243,595 98.26%75,285 4,318,880$ 100.00% 2007 4,820,583 4,575,158 94.91%245,425 4,820,583$ 100.00% 2008 5,206,384 4,734,970 90.95%471,414 5,206,384$ 100.00% 2009 5,697,181 4,760,806 83.56%135,057 4,895,863$ 85.93% 2010 5,372,247 4,686,541 87.24%282,866 4,969,407$ 92.50% 2011 5,312,856 4,560,417 87.24%216,378 4,776,795$ 89.91% 2012 5,478,345 4,366,451 79.70%188,685 4,555,136$ 83.15% 2013 5,398,524 4,913,780 91.02%1,228,718 6,142,498$ 113.78% 2014 5,623,740 5,048,787 89.78%497,554 5,546,341$ 98.62% 2015 5,911,501 5,523,658 93.44%516,469 6,040,127$ 102.18% (1) City of Palm Desert is on the "Teeter Plan" with the County of Riverside. The first payment was received in the fiscal year 1993/94. (2) City of Palm Desert is a "No-Low Property Tax City". Proposition 13 rolled the tax rates back to 1973 which is when the City of Palm Desert incorporated and the Property Tax rates were zero. Based on current state law the County allocates 7% of the 1% assessed values within the City less the Redevelopment Agency tax increment. Fiscal Year 1992/93 was the first year to receive the No/Low taxes. (3) Fiscal Year 1996/97 final total collected includes adjustments for No-Low property tax collections from prior years modified by the County of Riverside. The County adjusted the payment to the City of Palm Desert (FY 1995/96) for the annexation of Palm Desert Country Club. (4) Includes tax collections accrued as of June 30, 2015. (5) Includes amounts receivable for tax year 2014-2015 along with prior receivables due for prior tax years. Source: Riverside County Auditor Controller Office and City of Palm Desert Collected within the Fiscal Year of the Levy (1) (2) (3) Total Collections to Date 203 City of Palm Desert Supplemental Top 25 Sales Tax Generators Graph - Historical Sales Tax Trends June 30, 2015 Top 25 Sales Tax Generators (1)Primary Economic Category ALBERTSON'S FOOD CENTERS SUPERMARKETS APPLE STORES SPECIALTY STORES ARCO AM/PM MINI MARTS SERVICE STATIONS BEST BUY STORES LP APPLIANCE / ELECTRONICS CIRCLE K FOOD STORES SERVICE STATIONS COSTCO WHOLESALE COMPANY GENERAL STORES J.C.PENNY COMPANY INC DEPARTMENT STORES JW MARRIOTT DESERT SPRINGS HOTEL / FOOD & BEVERAGE KOHLS DEPARTMENT STORES DEPARTMENT STORES LOWE'S HOME CENTERS BLDG.MATLS-WHSLE MACY'S DEPARTMENT STORES DEPARTMENT STORES MARSHALL'S STORES APPAREL STORES NORDSTROM RACK DEPARTMENT STORES PETE CARLSONS GOLF & TENNIS SPORTING GOODS PGA TOUR SUPERSTORE SPORTING GOODS SAKS FIFTH AVENUE DEPARTMENT STORES SAM'S CLUB DEPARTMENT STORES SEARS-ROEBUCK AND CO DEPARTMENT STORES SIMPLOT PARTNERS SPECIALTY WHOLESALE STORES STONELEDGE FURNITURE HOME FURNISHINGS SUPERIOR POOL PRODUCTS SPECIALTY WHOLESALE STORES TARGET STORES DEPARTMENT STORES TOMMY BAHAMA APPAREL STORES/RESTAURANT TOTAL WINE & MORE SUPERMARKETS WAL-MART SUPERCENTER DEPARTMENT STORES (1) Listed in Alphabetical Order Note : Current California law prohibits production of individual tax information as an effort not to infringe on proprietary information, therefore confidential information which is protected by law is not disclosed. * The State of California exchanged Sales Tax Revenue with Property taxes, this amount represents the portion of sales tax that were exchanged. Source: SBOE Data, MuniServices LLC. In Lieu given to city from State ERAF Property Taxes, City of Palm Desert $7.0 $9.0 $11.0 $13.0 $15.0 $17.0 $19.0 $21.0 20 0 6 20 0 7 20 0 8 20 0 9 20 1 0 20 1 1 20 1 2 20 1 3 20 1 4 20 1 5 Millions Sales and Use Tax Trends FY 2006 -2015 0.8%-4.0% -15.8% -8.3% 7.9% 5.9% Amounts % = % Change from Prior Year 1.8%15.0% 17.776 17.918 17.195 14.474 13.273 14.680 15.836 16.764 17.258 17.565 10.6% -In Lieu * 2.9% 204 City of Palm Desert Supplemental Taxable Sales by Category Last Ten Calendar Years Sector 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 Apparel Stores 2,080,342$ 1,956,390$ 1,884,720$ 1,738,840$ 1,682,350$ 1,341,860$ 1,424,880$ 1,592,070$ 1,558,590$ 1,415,100$ General Merchandise 3,786,704 3,809,305 3,783,700 3,667,800 3,210,230 3,043,960 3,266,730 3,885,830 3,927,380 3,625,120 Food Markets 799,835 807,438 767,770 507,340 468,900 405,730 448,800 493,980 538,700 505,560 Restaurants 2,725,634 2,561,784 2,377,780 2,276,530 1,520,430 1,374,750 1,459,070 1,817,310 1,849,540 1,782,480 Furniture/Appliance 1,048,971 988,716 996,960 973,270 971,710 974,150 1,061,660 1,357,750 1,619,970 1,661,090 Bldg.Matls-Wholesale 1,128,350 1,113,345 984,810 882,170 730,230 582,410 865,640 956,330 697,730 732,280 Automotive 221,758 201,898 198,570 182,640 150,940 113,140 103,010 85,960 61,210 62,450 Service Stations 597,432 624,849 638,490 866,370 607,640 664,160 649,120 639,690 594,010 485,640 Other Retail 1,869,242 1,769,914 1,586,330 1,489,210 1,414,080 1,857,220 2,180,050 2,829,730 2,958,300 2,813,880 Non-Retail (1)1,681,430 1,498,793 1,455,190 1,262,170 1,822,270 1,856,550 1,822,230 2,194,110 2,221,770 2,185,910 Totals 15,939,698$ 15,332,432$ 14,674,320$ 13,846,340$ 12,578,780$ 12,213,930$ 13,281,190$ 15,852,760$ 16,027,200$ 15,269,510$ City direct sales tax rate 1.00%1.00%1.00%1.00%1.00%1.00%1.00%1.00%1.00%1.00% (1) Non-retail are a mix of manufacturers, distributors, builders and professionals selling direct to consumers. Note: The combined sales tax rate for the City of Palm Desert is 7.75%, which represents the State of California mandated tax rate of 7.25% and 0.5% additional sales tax imposed by the County of Riverside. The City of Palm Desert receives 1% of all sales tax generated within the city limits. Source: Muniservices LLC via California State Board of Equalization 205 City of Palm Desert Supplemental Prinicipal Sales Tax Remitters Current and Ten Calendar Years Ago Tax Amount Percentage Tax Amount Percentage General Merchandise 3,786,704 23.76%3,625,120$ 23.74% Other Retail 1,869,242 11.73%2,813,880$ 18.43% Non-Retail (1)1,681,430 10.55%2,185,910$ 14.32% Restaurants 2,725,634 17.10%1,782,480$ 11.67% Apparel Stores 2,080,342 13.05%1,415,100$ 9.27% Furniture/Appliance 1,048,971 6.58%1,661,090$ 10.88% Service Stations 597,432 3.75%485,640$ 3.18% Bldg.Matls-Wholesale 1,128,350 7.08%732,280$ 4.80% Food Markets 799,835 5.02%505,560$ 3.31% Automotive 221,758 1.39%62,450$ 0.41% Totals 15,939,698$ 15,269,510$ (1) Non-retail are a mix of manufacturers, distributors, builders and professionals selling direct to consumers. Note: Current California law prohibits production of individual tax information as an effort not to infringe on proprietary information, therefore confidential information which is protected by law is not disclosed. Source: Muniservices LLC via California State Board of Equalization Industry 2014 2005 206 City of Palm Desert Ratios of Outstanding Debt by Type Last Ten Fiscal Years Business Type Activities Special Assessment/Compensated Absences Total Fiscal Local Obligation Claims and Judgments Note Capital Primary Year Bonds Payable Payable Leases Government 2006 - 2,919,327 736,242 170,493 3,826,062 2007 2,783,000 c 3,069,054 613,535 2,181,546 8,647,135 2008 2,748,000 3,324,537 490,828 1,582,782 8,146,147 2009 4,717,000 d 3,538,422 368,121 955,141 9,578,684 2010 10,095,000 e,f 3,062,201 245,414 328,273 13,730,888 2011 9,543,000 2,798,466 122,707 1,035,721 13,499,894 2012 9,238,000 3,268,224 - 2,291,358 14,797,582 2013 8,920,000 3,334,322 - 1,751,083 14,005,405 2014 8,246,000 3,713,172 - 1,222,915 13,182,087 2015 3,302,000 f 2,972,605 - 1,435,046 7,709,651 Special Percentage Fiscal Redevelopment Assessment of Personal Per Year Bonds Bonds Income b,g Capita b,g 2006 245,000,000 73,855,000 15.38%7,621 2007 421,819,894 119,610,000 a 25.79% 12,832 a 2008 412,694,700 112,615,000 21.87%11,132 2009 401,601,475 109,880,000 21.04%10,840 2010 388,972,156 107,070,000 20.28%10,561 2011 368,261,367 104,170,000 19.05%9,356 2012 354,527,796 101,155,000 18.17%8,990 2013 339,786,269 98,035,000 17.19%8,588 2014 317,717,317 86,385,000 15.64%7,887 2015 301,004,341 83,170,000 14.47%7,390 a - The city issued $50.51 million of special assessment bonds in fiscal year end 2007 allocated to three separate assessment districts. In addition the City's Redevelopment Agency issued $284.37 in bonds of which $183.15 was new debt. b - Personal income, population and per capita information provided by California Department of Finance, and U.S Census Bureau and/or estimated by City Finance using 1.5% growth rate. c - Special Assessment Government Activities includes Highlands Undergrounding AD No# 04-01. d - Fiscal Year End 2009 the City issued the Energy Independence Program Limited Obligation Improvement Bonds Series 2009A (Taxable) $2.5 million to fund the Energy Independence Loan Program. The actual Bond Issuance was for $2.015M. e - The City issued $1.136 million dollars of the Energy Independence Program (AB811 Assessments) Limited Obligation Improvement Bonds (Taxable) The special assessment collection will commence during the fiscal year 2010-2011. f - In addition the Palm Desert Financing Authority issued $5.225 million dollars of the Energy Independence Program Variable Rate Demand Lease Revenue Bonds, Series 2009(Federally Taxable). On September 2, 2014 the bonds were called in full. g - Personal income and Per Capita statistic includes government, business, and fiduciary activities combined. Notes: Details regarding the city's outstanding debt can be found in the notes to the financial statements. Primary Government Governmental Activities Fiduciary Activities 207 City of Palm Desert Ratios of General Bonded Debt Outstanding Last Ten Fiscal Years General Bonded Debt Outstanding Successor Agency Percentage of Actual Fiscal Redevelopment Special Assessment Taxable Value of Per Year Bonds Bonds Property Capita Note: There is no General Obligation Bonds from FY 2006 to FY 2015 208 City of Palm Desert Supplemental Special Assesment Information June 30, 2015 District Name\Description 2003 01-01 Revenue Bonds 94-3 Merano 5 2003 01-01 Revenue Bonds Silver Spur Ranch Utility Undergrounding 5 2004 R-Bonds 98-1 Canyons @ Bighorn Community Facilities District No. 2005-1 (University Park) Special Tax Bonds Series 2006A 2004-2 Section 29 Assessment District Limited Obligation Improvement Bonds Bond Issue Date 06/25/03 06/25/03 02/19/04 05/09/06 3/29/2007 Final Maturity Date 09/02/20 09/02/28 09/02/18 09/01/37 9/2/2037 Highest Interest Rate 5.25%5.375%5.100%5.424%5.100% Bond Issue Amount 1,153,000$ 2,340,000$ 2,955,000$ 67,915,000$ 29,430,000$ Matured Principal 638,000$ 665,000$ 1,360,000$ 8,425,000$ 3,350,000$ Called Principal 5,000$ 160,000$ 1,305,000$ 6,130,000$ 2,305,000$ Outstanding Bonds (4)510,000$ 1,515,000$ 290,000$ 53,360,000$ 23,775,000$ Redemption Premium 3.00%3.00%3.00%3.00%3.00% Original Parcels 121 201 97 37 707 Active Parcels 119 193 10 67 666 Reserve Requirement 61,332$ 182,144$ 29,000$ 4,107,784$ 1,762,360$ Reserve Balance 14/15 149,260$ 204,078$ 84,080$ 4,158,178$ 1,826,930$ Principal Due 15/16 (2)75,000$ 80,000$ 65,000$ 1,345,000$ 590,000$ Principal Levied 15/16 (3)73,982$ 79,857$ 68,642$ 1,345,000$ 644,466$ Interest Due 15/16 (2)24,168$ 77,641$ 12,786$ 2,762,784$ 1,172,360$ Interest Levied 15/16 (3)25,909$ 80,955$ 14,659$ 2,794,290$ 1,299,188$ 14/15 Delinquency Rate 1.66%1.53%0.00%4.07%5.11% Arbitrage Installment Computation Date: 90% Rebate Due 09/02/19 12/17/18 12/16/18 05/08/16 04/11/17 Arbitrage Yield Rate 6.672%5.1577%5.8386%5.3599%5.0134% Arbitrage-Amount Owed - - - - - Continuing Disclosure Last Report Issued:12/15/2014 12/15/2014 12/15/2014 12/15/2014 12/15/2014 District Name\Description Series 2008 Community Facilities District No. 91-1 Special Tax Refunding Bonds Bond Issue Date 12/19/2007 Final Maturity Date 10/1/2020 Highest Interest Rate 4.000% Bond Issue Amount 10,935,000$ Matured Principal 7,205,000$ Called Principal - Outstanding Bonds (4)3,730,000$ Redemption Premium 3.00% Original Parcels (Parcels in District)1,153 Active Parcels 1,059 Reserve Requirement 1,093,500$ Reserve Balance 14/15 (1)1,726,046$ Principal Due 15/16 (2)1,030,000$ Principal Levied 15/16 (3)1,030,000$ Interest Due 15/16 (2)118,983$ Interest Levied 15/16 (3)137,007$ 14/15 Delinquency Rate 0.77% Arbitrage Installment Computation Date: 90% Rebate Due 08/08/16 Arbitrage Yield Rate 3.8681% Arbitrage-Amount Owed - Continuing Disclosure Last Report Issued:12/15/2014 (1) Reserve Balances are as of 6/30/15. (2) Amount represents principal and interest collected suring the FY 14/15 tax roll for Debt Service Payment due in FY 15/16. (3) Levied amounts reflect adjustments for construction funds, reserve funds, redemption funds and other adjustments. (4) Outstanding bond balance at June 30, 2015. (5) The schedule presents the information for each individual local obligation bonded district. Assessment Districts 94-3 Merano and 01-01 Silver Spur were refunded and obligated to pay Debt Service to Series 2003 Assessment Revenue Bonds see note 13 for additional information. Source: Wildan Financial Annual Report 209 City of Palm Desert Direct and Overlapping Government Activities Debt June 30, 2015 2014/15 Assessed Valuation:13,091,608,236$ City's Share of DIRECT AND OVERLAPPING TAX ASSESSEMENT DEBT:Total Debt 6/30/15 % Applicable (1)Debt 6/30/15 Desert Community College District 308,619,492$ 19.235%59,362,959$ Desert Sands Unified School District 267,444,474 34.638%92,637,417 Palm Springs Unified School District 354,019,218 4.296%15,208,666 City of Palm Desert 1915 Act Bonds 26,080,000 100.000%26,080,000 City of Palm Desert Community Facilities District No. 91-1 3,730,000 100.000%3,730,000 City of Palm Desert Community Facilities District No. 2005-1 53,360,000 100.000%53,360,000 TOTAL DIRECT AND OVERLAPPING TAX AND ASSESSMENT DEBT 250,379,042$ OVERLAPPING GENERAL FUND OBLIGATION DEBT: Riverside County General Fund Obligations 947,052,082$ 5.799%54,919,550$ Riverside County Pensions Obligations 320,470,000 5.799%18,584,055 Riverside County Board of Education Certificate of Participation 1,835,000 5.799%106,412 Desert Sands Unified School District Certificates of Participation 61,360,000 34.638%21,253,877 City of Palm Desert Long-Term Liabilities (3)7,709,651 100.000%7,709,651 Coachella Valley Recreation and Park District Certificates of Participation 1,652,264 27.288%450,870 Coachella Valley County Water District, ID No. 71 Certificate of Participation 0 0.000%- TOTAL GROSS OVERLAPPING GENERAL FUND OBLIGATION DEBT 103,024,415$ Less:Riverside County Supported Obligations 438,694 - TOTAL NET OVERLAPPING GENERAL FUND OBLIGATION DEBT 102,585,721$ OVERLAPPING TAX INCREMENT DEBT:(SUCCESSOR AGENCIES)590,876,112$ 0.273-100%290,950,687$ TOTAL CITY DIRECT DEBT (3)7,709,651$ TOTAL GROSS OVERLAPPING DEBT 638,144,493$ TOTAL NET OVERLAPPING DEBT 637,705,799$ GROSS COMBINED TOTAL DEBT 645,854,144$ (2) NET COMBINED TOTAL DEBT 645,415,450$ (1) The percentage of overlapping debt applicable to the city is estimated using taxable assessed property value. Applicable percentages were estimated by determining the portion of the overlapping district's assessed value that is within the boundaries of the city divided by the district's total taxable assessed value. (2) Excludes tax revenue anticipation notes, enterprise revenue, mortgage revenue and tax allocation bonds and non-bonded capital lease obligations that are not related to the City of Palm Desert. (3) Includes special assessment debt with government commitment, limited obligation improvement bonds, lease revenue bonds, claims and judgements payable, compensated absences payable and capital lease obligations. Ratios to 2014-15 Adjusted Assessed Valuation: Total Overlapping Tax and Assessment Debt 1.91% Total Direct Debt ($7,709,651)0.06% Gross Combined Total Debt 4.93% Net Combined Total Debt 4.93% Ratios to Successor Agencies Redevelopment Incremental Valuation (8,323,244,851)$ Total Overlapping Tax Increment Debt 3.50% Source: California Municipal Statistics, Inc., City of Palm Desert Finance Department 210 City of Palm Desert Legal Debt Margin Information Last Ten Fiscal Years Assessed Value 13,091,608,236$ Debt Limit (15% of Assessed Value) (1)1,963,741,235 Debt Applicable to Limit: General Obligation Bonds 1,489,000 Less: Amount set aside for repayment of general obligation debt - Total Debt Applicable to Limit - Legal debt margin 1,962,252,235$ 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Debt Limit 1,582,592,579 1,783,572,979 1,971,408,152 2,076,172,690 1,999,731,410 1,969,825,360 1,884,624,932 1,811,620,824 1,869,699,132 1,963,741,235 Total Net debt applicable to limit - 2,783,000 2,748,000 2,702,000 1,719,000 1,658,000 1,624,000 1,589,000 1,526,000 1,489,000 Legal debt margin 1,582,592,579 1,780,789,979 1,968,660,152 2,073,470,690 1,998,012,410 1,968,167,360 1,883,000,932 1,810,031,824 1,868,173,132 1,962,252,235 Total net debt applicable to the limit as a percentage of debt limit 0.00%0.16%0.14%0.13%0.09%0.08%0.09%0.09%0.08%0.08% (1) Section 43605 of the California Government Code. Source: California Municipal Statistic, Inc. San Francisco Legal Debt Margin Calculation for Fiscal Year 2015 FISCAL YEAR 211 City of Palm Desert Pledged-Revenue Coverage Last Ten Fiscal Years Fiscal Year Collections Principal Interest Coverage Collections Principal Interest Coverage 2006 a 2,788,698 1,645,000 1,378,548 0.9223 24,065,285 5,485,000 12,409,968 1.345 2007 a 4,444,967 1,972,000 3,464,355 0.8176 28,675,094 7,704,000 16,434,841 1.188 2008 6,245,888 1,635,000 c 5,414,793 0.8860 41,978,187 10,610,000 21,402,246 1.311 2009 d 8,486,467 2,816,000 5,666,827 1.0004 33,095,785 12,610,000 20,043,623 1.013 2010 e 6,304,563 3,793,000 5,515,677 0.6773 33,292,785 14,145,000 19,516,455 0.989 2011 9,695,868 3,452,000 5,595,543 1.0717 39,400,572 22,240,000 18,767,205 0.961 2012 8,822,163 3,332,000 4,897,651 1.0720 32,941,958 g 15,290,000 17,651,958 1.000 2013 9,524,786 3,786,896 5,255,558 1.0533 33,473,418 g 16,315,000 17,158,418 1.000 2014 f 14,895,214 12,324,000 f 4,954,432 0.8621 38,444,447 g 23,650,000 14,794,447 1.000 2015 13,003,129 h,I 8,159,000 h 4,543,692 1.0237 32,294,255 g 18,295,000 13,999,255 1.000 a - The city issued $50.51 million of special assessment bonds in fiscal year end 2007, and an additional $17.915 in fiscal year end 2008 from the same district. The RDA issued $284.37 million of debt of which $183.15 was new debt. b - Tax increment bonds are backed by property tax increment based on calculation provided by the Riverside County tax assessor office. Additional information on tax increment can be found in the notes to the financial statements. c - The 1997 91-1 Bonds was refunded in full on April 1, 2008, with Communities Facilities District no. 91-1 Improvement Special Tax Refunding Bonds Additional principal on note 13 reflects the total principal paid along with the refunded portion. d - The City issued $2.015 million dollars of the Energy Independence Program (AB811 Assessments) Limited Obligation Improvement Bonds (Taxable) The special assessment collection will commence during the fiscal year 2009-2010 with the first interest payment paid on March 2, 2010. e - The City issued $1.136 million dollars of the Energy Independence Program (AB811 Assessments) Limited Obligation Improvement Bonds (Taxable) The special assessment collection will commence during the fiscal year 2010-2011 In addition the Palm Desert Financing Authority issued $5.225 million dollars of the Energy Independence Program Variable Rate Demand Lease Revenue Bonds, Series 2009(Federally Taxable). Interest is paid monthly commencing August 2009 and Principal is paid annually on September 2 The first principal payment was paid on September 2, 2010. f - A portion of the $50.51 (2007) and $17.915 (2008) million CFD 2005-1 (University Park) was prepaid in the amount of $6.269 Million. The prepaid $6.269M and $2.280 (2004-1) were called during on September 2, 2014. g- The total amount payable for the bonded obligations is disbursed by the State of California Department of Finance to the City of Palm Desert Successor Agency. The annual collection equal the annual obligations. h- The City called the $5.225 Million Energy Independence Program Variable Rate Demand Lease Revenue Bonds, Series 2009 (Federally Taxable) in full on September 2, 2014 in the amount of $4.485 Million. The Energy Fund used the remaining $5.225 Bond Funds in the amount of $2.155 Million in addition to the $2.5 Million loan from the City General Fund as proceeds to call the bonds. The $2.155 million is included as collections. I- The City of Palm Desert loaned the Energy Fund $2.5 Million to call the $5.225 Million Energy Independence Program Lease Revenue Bonds, Series 2009 (Federally Taxable). The $2.5 Million is included as Special Assessment Collection. Notes: Details regarding the outstanding debt can be found in the notes to the financial statements. Special Assessment Bonds Tax Increment b Debt Service Debt Service 212 Last Ten Calendar Years Calendar Percentage Per Capita City Riverside Percentage County Year City Increase Personal Personal Unemployment County Increase Unemployment End Population (Decrease)Income CY a Income CY Rate b Population (Decrease)Rate b 2015 51,053 1.3%2,707,378,221$ 53,031$ 4.60%2,308,441 1.25%6.50% 2014 50,417 0.9%2,667,367,705$ 52,906$ 4.90%2,279,967 1.10%8.40% 2013 49,949 1.0%2,627,948,478$ 52,613$ 6.00%2,255,059 1.23%10.20% 2012 49,471 0.7%2,589,111,801$ 52,336$ 7.74%2,227,577 0.44%11.99% 2011 49,111 -5.7%2,550,849,065$ 51,940$ 8.67%2,217,778 3.66%14.44% 2010 52,067 1.1%2,513,151,788$ 48,268$ 8.8%2,139,535 1.51%14.65% 2009 51,509 1.2%2,476,011,613$ 48,069$ 6.8%2,107,653 0.93%11.46% 2008 50,907 2.3%2,439,420,309$ 47,919$ 4.1%2,088,322 6.91%8.6% 2007 49,752 0.4%2,132,710,348$ 42,867$ 3.6%2,031,625 4.01%6.0% 2006 49,539 0.5%2,097,434,084$ 42,339$ 2.9%1,953,330 4.07%5.0% a - Personal Income estimated based on average growth rate of previous four years. The growth rate factor used was 1.5%. Income data will be updated once the actual data is available. b - Unemployment rate for fiscal year 14/15 is based on annual information from State of California Employment Development Department Labor Market Information Division (not seasonally adjusted) Sources: State Department of Finance, U.S. Dept of Labor, State Employment Development Department City of Palm Desert Demographic & Economic Statistics 213 City of Palm Desert Principal Employers Current and Ten Years Ago Employer Employees Rank Percentage of Total City Employment 3 Employer Employees Rank Percentage of Total City Employment JW Marriot-Desert Springs Resort & DS Villas 2,304 1 8.15% Universal Protection Services 1,500 2 5.31% Securitas-Security Service USA 700 3 2.48% Avida Caregivers-P.Desert 550 4 8.15% Sunshine Landscape 500 5 1.77% Bighorn Golf Club 250 6 0.88% Costco 250 7 0.88% Westin Desert Willow 248 8 0.88% Timer Warner Cable 236 9 0.83% Marriott Shadow Ridge 208 10 0.74% Totals 6,746 Totals - 0% (1) The information for 2004 is not available, tracking for this data began in 2006. (2) As of June 30, 2015, information was not available before going to press. (3) Percentage of Total City Employment data used was Calendar Year end 2012, information for current year was not available before going to press. Sources: InfoUSA.com - Federal and State Government not included, 2013 2 2004 1 214 City of Palm Desert Supplemental Miscellaneous Statistics 1-Jun June 30, 2015 City/ Municipal Government Form of Government:Council - City Manager/Charter City Date of Incorporation:November 26, 1973 Number of Employees:113 Full-time Employees Size of City:25.5 Square Miles Geographic Location:Located 117 miles east of Los Angeles and 515 miles south of San Francisco. Streets:170 paved street miles Number of Business Licenses:8,855 active business licenses Number of Hotels & Rooms: 15 hotels, 2,298 rooms CONTRACT SERVICES: Police Department Contract with Riverside County Sheriff - 74 positions plus 31 support staff Fire Department Contract with Riverside County/State Fire 58 positions plus 6 Fire Prevention staff Animal Control Riverside County Animal Services Water & Sewer Coachella Valley Water District Trash Collection Burrtec - Waste Management Electric Southern California Edison Gas Southern California Gas Telephone Verizon Airport Palm Springs International Airport Public Education Elementary School (grades K - 5) 4 Middle School (grades 6 - 8)1 High School (grades 9 - 12)1 Community College - College of the Desert 1 CSUSB - Palm Desert Campus 1 UCR - Palm Desert Graduate Center 1 Insurance Coverage General Liability Coverage Calif. Joint Powers Insurance Authority $50 Million/Event (Excludes Earthquake & Flood)Excess Coverage: from $2 Million up to $50 Million limit Special Events Calif. Joint Powers Insurance Authority $1 Million Worker's Compensation Calif. Joint Powers Insurance $10 Million Property Insurance Calif. Joint Powers Insurance Based on Prop. Value Health Insurance Medical California PERS; choice of PPO, HMO, Kaiser, Blue Shield Dental Delta Dental Vision Vision Service Plan Disability Insurance Disability - Standard Insurance Company Life Standard Insurance Company Retirement California PERS - Public Employees' Retirement System Source: City of Palm Desert 215 City of Palm Desert Full-time Equivalent City Government Employees by Function / Program Last Ten Fiscal Years Function / Program 2015 2014 2013*2012* #2011*2010 2009 2008 2007 2006 General Government City 34 34 33 26 31 31 49 49 51 53 Economic Dev & Housing # 13 13 12 17 24 25 19 19 19 19 Public Safety 26 25 24 24 25 26 35 35 35 28 Police & Fire (1)169 173 157 162 155 151 148 146 143 129 Public Works 40 40 38 40 47 49 53 52 44 49 Totals 282 285 264 271 284 284 318 315 310 289 (1) The City operates as a "contract city" utilizing, primarily, agreement with other governmental entities, private firms and individuals to provide services. Contracted services include: Police and Fire protection through the County of Riverside, Cal-Fire, animal control, health services, legal services and landscape maintenance. * As of June 2011 realignments were made due to budget cuts, retirements and layoffs, these continued to FY 2013. # On February 1, 2012 the State of California dissolved the City of Palm Desert Redevelopment Agency as part of the Statewide dissolution of all City Redevelopment Agencies, which in turn created the Successor Agency to the Redevelopment Agency of the City of Palm Desert. Source: City of Palm Desert Financial Plan, California Department of Forestry and Fire Protection, Riverside County Sheriff's Department 216 City of Palm Desert Operating Indicators by Function / Program Last Ten Fiscal Years Function / Program 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 General Government Business License Inspections 24 33 196 477 515 473 617 489 447 420 Contracted Services - Burrtec Waste (1) Refuse Collected (tons)54,865 57,935 52,131 49,205 53,108 51,483 58,198 67,940 73,467 71,820 Recyclables Collected 24,611 26,424 24,862 23,588 22,867 20,591 22,155 23,798 24,089 24,359 Public Safety Physical Arrests 1,946 1,348 986 1,012 1,134 1,342 1,446 1,550 1,430 543 Parking Violations 794 386 198 569 332 933 1,278 770 694 1,374 Traffic Violations 5,525 5,284 5,080 6,216 8,360 10,200 9,162 5,929 6,875 4,527 Emergency Responses-Fire Department 8,628 8,235 7,907 7,151 7,720 7,772 7,149 6,908 6,785 6,600 Fires Extinguished 88 106 104 101 107 104 119 154 241 928 Fire Inspections 2,989 2,552 3,048 5,235 4,651 4,825 8,248 4,267 5,934 1,845 Building Permits Issued 4,909 5,552 4,548 3,448 3,711 3,230 3,637 4,012 5,813 5,683 Building Inspections Conducted 24,057 24,830 19,107 14,749 14,069 14,080 18,040 26,401 33,215 29,925 Public Works Street Resurfacing (miles) (3)8 34 23 60 5 8 13 17 9 11 Parks, recreation & culture Athletic Field Permits Issued 4,430 6,548 2,635 3,682 6,050 6,281 6,149 5,949 4,510 2,967 Amphitheater / Pavilions Permits Issued 283 247 128 266 286 226 133 133 84 81 Community Center Admissions 53,426 50,204 53,062 69,240 30,298 59,986 55,954 112,540 97,339 92,083 Aquatic Center Admissions (2)64,103 43,545 48,663 45,909 4,329 - - - - - (1) The City operates as a "contract city" utilizing, primarily, agreement with other governmental entities, private firms and individuals to provide services. Contracted services include: Police and Fire protection through the County of Riverside, animal control, health services, legal services and landscape maintenance. (2) Aquatic Center operations began in June 2011, managed by the YMCA. (3) New methods of street resurfacing have improved efficiency, therefore equaling more miles resurfaced. Note: The City of Palm Desert chose to implement this schedule retroactively. Governments are encouraged, but not required, to implement retroactively. Ultimately, this schedule will include ten years. Sources: Riverside County Sheriff's Dept., California State Department of Forestry & Fire Protection, City of Palm Desert, Coachella Valley Recreation & Park District, Burrtec Waste and The YMCA. 217 City of Palm Desert Capital Asset Statistics by Function / Program Last Ten Fiscal Years Function / Program 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 General Government Contracted Services (1) Collection trucks 30 30 36 36 51 51 54 69 61 71 Public Safety - Police & Fire Police Stations 1 1 1 1 1 1 1 1 1 1 Police Sub Stations 1 1 1 0 0 2 2 2 2 2 Patrol Units-Cars 29 26 28 31 31 26 30 29 29 28 Patrol Units-Motorcycles 10 10 10 10 10 10 10 7 5 4 Fire Stations 3 3 3 3 3 3 3 3 3 3 Fire Trucks 4 plus 1 Rsrvd 4 plus 1 Rsrvd 4 plus 2 Rsrvd 4 plus 2 Rsrvd 4 plus 2 Rsrvd 4 plus 2 Rsrvd 4 plus 2 Rsrvd 4 plus 2 Rsrvd 4 plus 2 Rsrvd 4 plus 2 Rsrvd Ambulance 4 plus 3 Rsrvd 4 plus 3 Rsrvd 4 plus 1 Rsrvd 4 plus 1 Rsrvd 3 plus 1 Spprt 3 plus 1 Spprt 3 plus 1 Spprt 3 plus 1 Spprt 3 plus 1 Spprt 3 plus 1 Spprt Fire Prevention Pick-ups 3 3 3 3 3 3 3 3 3 3 Public Works Streets (miles)170 170 170 174 159 159 159 159 154.11 154.11 Traffic Signals 98 98 98 98 97 99 99 99 87 85 Parks, recreation & culture Acreage 201 201 201 201 201 201 212 200 200 200 Total Parks 13 13 13 13 13 13 14 13 13 11 Playgrounds 16 16 16 16 16 16 16 9 8 7 Baseball/softball diamonds 8 8 8 8 8 8 9 11 11 8 Soccer/football fields 9 9 9 9 9 9 9 7 7 5 Basketball Courts 11 11 11 11 11 11 11 9 9 6 Tennis Courts 10 10 10 10 10 10 10 10 10 8 Volleyball Courts 8 8 8 8 8 8 8 10 10 6 Community Centers 2 2 2 2 2 2 2 2 2 2 Skateboard Parks 2 2 2 2 2 2 2 2 2 1 Aquatic Center (2)1 1 1 1 1 Commercial Office Space (Parkview Office Complex) Leaseable Space (square feet)50,322 50,322 50,322 50,322 50,322 50,322 50,322 50,322 50,322 50,322 Occupancy Rate 90% 86% 88% 83%90% 97% 98% 100% 100% 100% Number of Tenants by Type Government (State, local regional)8 9 8 10 10 10 11 11 10 9 Non-Profit 3 4 4 5 7 7 5 7 6 6 Private 1 4 5 3 4 6 7 6 8 8 Square Footage lease by tenant Government (State, local regional)30,907 31,921 31,321 32,021 32,696 34,617 34,617 34,402 33,298 32,457 Non-Profit 6,269 3,294 4,467 5,215 5,663 4,735 4,735 6,188 5,708 5,708 Private 8,025 8,025 8,513 4,310 7,350 10,212 10,212 9,732 11,316 10,836 Vacant 5,121 7,082 6,021 8,776 4,613 758 758 0 0 1,321 Municipal Golf Course (Desert Willow Golf Resort) Courses - Fire Cliff and Mountain View 2 2 2 2 2 2 2 2 2 2 Holes 36 36 36 36 36 36 36 36 36 36 Golf Carts 172 172 172 172 172 160 160 160 160 160 Clubhouse square footage 39,000 39,000 39,000 39,000 39,000 33,000 33,000 33,000 33,000 33,000 Rounds per Course Fire Cliff 44,845 45,841 45,645 45,005 44,745 45,988 46,041 46,688 47,263 46,602 Mountain View 42,407 43,160 38,669 41,666 39,178 37,146 34,899 43,898 41,182 43,725 Total Annual Rounds 87,252 89,001 84,314 86,671 83,923 83,134 80,940 90,586 88,445 90,327 (1) The City operates as a "contract city" utilizing, primarily, agreement with other governmental entities, private firms and individuals to provide services. Contracted services include: Police and Fire protection through the County of Riverside, animal control, health services, legal services and landscape maintenance. (2) Aquatic Center operations began in June 2011 Note: The City of Palm Desert chose to implement this schedule retroactively. Governments are encouraged, but not required, to implement retroactively. Ultimately, this schedule will include ten years. Sources: Riverside County Sheriff's Dept., California State Department of Forestry & Fire Protection, City of Palm Desert, Coachella Valley Recreation & Park District, Burrtec Waste   218 Note: This section is not required by GASB No. 44, however, City believes that statistical information is beneficial to the reader. On February 1, 2012 the State of California dissolved the City of Palm Desert Redevelopment Agency as part of the Statewide dissolution of all City Redevelopment Agencies, which in turn created the Successor Agency to the Redevelopment Agency of the City of Palm Desert. For more information on the dissolution of the RDA please see note 18 and note 19. Supplemental Redevelopment Agency Statistical Section City of Palm Desert, California 219 THIS PAGE INTENTIONALLY LEFT BLANK 220 Redevelopment Agency Project Areas COOK ST MONTEREY AVE FRED WARING DR PORTOLA AVE HOVLEY LN E STATE HWY 111 STATE HWY 74 FRANK SINATRA DR EL PASEO GERALD FORD DR WASHINGTON STELDORADO DR WARNER TRL HOVLEY LN W OASIS CLUB DR TAMARISK ROW DR CALIFORNIA AVE SAN PABLO AVEPARK VIEW DR MESA VIEW DR DEEP CANYON RD MAGNESIA FALLS DR DINAH SHORE DR COOK ST HAYSTACK RD TOWN CENTER WAY MONTEREY AVE PORTOLA AVE PORTOLA AVE GRAPEVINE ST SHADOW MOUNTAIN DR FAIRWAY DR HOVLEY LN EPORTOLA AVE FRED WARING DR COUNTRY CLUB DR FRANK SINATRA DR PORTOLA AVE COUNTRY CLUB DR MONTEREY AVE COOK ST INTERSTATE HWY 10 INTERSTATE HWY 10 Project Area No. 1Original1975 Project Area No. 1Added Territory1982 Project Area No. 31991 Project Area No. 21987 Project Area No. 41993 0 1 20.5 Miles Project Area No. 1 - Original (1975) Project Area No. 1 - Added Territory (1982) Project Area No. 2 (1987) Project Area No. 3 (1991) Project Area No. 4 (1993) City Limits City of Palm Desert July, 2004 THIS PAGE INTENTIONALLY LEFT BLANK 222 City of Palm Desert Project Area Statistics June 30, 2015 Description RDA 1 Original RDA 1 Annex RDA 2 RDA 3 RDA 4 Date Project Area was Established July 16, 1975 November 25, 1981 July 15, 1987 July 17, 1991 July 19, 1993 Most Recent Amendment Date December 9, 2004 December 9, 2004 December 9, 2004 December 9, 2004 December 9, 2004 Effectiveness of Plan (Project Duration)July 16, 2016 November 25, 2022 July 15, 2028 July 17, 2032 July 19, 2034 Repayment of Indebtedness July 16, 2026 November 25, 2032 July 15, 2038 July 17, 2042 July 19, 2044 Last Date to incur indebtedness Eliminated Eliminated Eliminated Eliminated Eliminated Eminent Domain July 16, 1987 November 25, 1993 July 15, 1999 July 17, 2003 July 19, 2005 800,000,000$ 1,667,866,324$ 150,000,000$ 312,724,936$ Types of Area in Project R, C, P R, C, P R, C, P, O R, I, C, P R, I, C, P Acreage Size of Project Area 580 5,240 2,927 764 2,260 R = Residential, C= Commercial, P= Public Facilities, I= Industrial, O= Other (1) Top figures are unadjusted limits and bottom figures are adjusted limits per Consumers Price Index set by the Bureau of Labor Statistics for RDA 2. Source: Successor Agency to the Palm Desert Redevelopment Agency (2) “Solely for the purposes of the payment of enforceable obligations defined by [Section 34171(d)(1)(A) to (G) and Section 34191.4(b) of the Dissolution Act], and for no other purpose whatsoever, a successor agency is not subject to the limitations relating to time, number of tax dollars, or any other matters set forth in [Health and Safety Code] Sections 33333.2, 33333.4, and 33333.6. Notwithstanding any other provision in this section, this subdivision shall not result in the restoration or continuation of funding for projects whose contractual terms specified that project funding would cease once the limitations specified in any of Section 33333.2, 33333.4, or 33333.6 were realized.” Redevelopment Plan Limitations: Tax Increment Limit (1,2)758,000,000$ 500,000,000$ 360,000,000$ 600,000,000$ Bonded Debt Limits (1)none 200,000,000$ 100,000,000$ 135,000,000$ 223 City of Palm Desert Redevelopment Agency Tax Allocation Bond Issue Information June 30, 2015 DESCRIPTION $22,070,000 Tax Allocation Bonds $19,000,000 Tax Allocation Bonds $24,945,000 Tax Allocation Bonds $62,320,000 Tax Allocation Revenue $32,600,000 Tax Allocation Revenue Bond Years 28 27 21 24 11 Bond Issue Date 03/13/02 08/05/03 06/24/04 07/06/06 01/09/07 Final Maturity Date 04/01/30 04/01/30 04/01/25 04/01/30 04/01/18 Highest Interest Rate 5.100%5.000%5.000%5.820%5.000% Bond Issue Amount 22,070,000$ 19,000,000$ 24,945,000$ 62,320,000$ 32,600,000$ Outstanding Bond Amount 22,070,000$ 12,660,000$ 14,050,000$ 40,855,000$ 10,640,000$ Call Premium 0 - 2.00%0.00%0.00%0.00%0.00% Bond Insurer MBIA MBIA AMBAC MBIA MBIA Reserve Requirement (1)2,804,344 950,000 2,430,750 13,117,662 13,116,979 Reserve Balance (1)(1) (1) (1) (1) (1) Called Bonds -$ -$ -$ -$ -$ Principle due 15/16 - - 1,280,000 3,075,000 3,390,000 Interest Due 15/16 1,114,665 633,000 676,100 2,093,410 532,000 Arbritage Yield Rate 5.2939%4.8571%4.7961%4.7182%3.8374% Arbritage-Amount Owed - - - - - Arbritage Five Year Due Date:04/13/17 08/05/18 06/24/19 07/06/16 01/09/17 DESCRIPTION $17,310,000 Tax Allocation Revenue Bonds $15,745,000 Tax Allocation Revenue Bonds $67,618,213 Tax Allocation Revenue Bonds $4,745,000 Tax Allocation Bonds $15,059,526 Tax Allocation Revenue Years 20 30 30 30 35 Bond Issue Date 07/17/02 03/26/03 07/25/06 08/05/03 07/25/06 Final Maturity Date 08/01/22 08/01/33 08/01/36 04/01/33 04/01/41 Highest Interest Rate 5.000%5.00%6.10%5.13%6.10% Bond Issue Amount 17,310,000$ 15,745,000$ 67,618,213$ 4,745,000$ 15,059,526$ Outstanding Bond Amount 8,680,000$ 15,745,000$ 54,744,520$ 3,450,000$ 15,660,598$ Call Premium 0 - 2.00%1 - 2.00%0.00%2.00%0.00% Bond Insurer MBIA MBIA AMBAC MBIA MBIA Reserve Requirement (1)1,324,750 769,006 5,309,825 297,953 1,034,250 Reserve Balance (1)(1) (1) (1) (1) (1) Called Bonds -$ -$ -$ -$ -$ Principle due 15/16 910,000 - 1,108,312 125,000 309,731 Interest Due 15/16 397,388 769,006 2,059,088 168,473 585,687 Arbritage Yield Rate 4.7043%4.9502%5.2580%4.9358%5.3626% Arbritage-Amount Owed - - - - - Arbritage Five Year Due Date:07/17/17 03/26/18 07/25/16 08/05/18 07/25/16 DESCRIPTION $11,020,000 Tax Allocation Revenue Bonds $15,695,000 Tax Allocation Revenue Bonds $19,243,089 Tax Allocation Revenue $12,100,000 Tax Allocation Revenue Bonds $86,155,000 Tax Allocation Revenue Years 30 30 28 30 20 Bond Issue Date 03/01/98 11/28/01 07/25/06 09/05/02 02/07/07 Final Maturity Date 10/01/28 10/01/31 10/01/34 10/01/31 10/01/27 Highest Interest Rate 5.00%4.80%5.56%4.90%5.00% Bond Issue Amount 11,020,000$ 15,695,000$ 19,273,089$ 12,100,000$ 86,155,000$ Outstanding Bond Amount 7,445,000$ 12,165,000$ 18,099,223$ 8,800,000$ 55,940,000$ Call Premium 0 - 2.00%0 - 2.00%0.00%1 - 2.00%0.00% Bond Insurer MBIA MBIA MBIA MBIA MBIA Reserve Requirement (1)768,020 482,890 3,740,843 767,625 7,887,224 Reserve Balance (1)(1) (1) (1) (1) (1) Called Bonds -$ -$ -$ -$ -$ Principle due 15/16 375,000 390,000 672,930 345,000 5,785,000 Interest Due 15/16 376,375 567,323 543,641 419,004 2,531,313 Arbritage Yield Rate 5.2271%4.9464%5.1111%4.8290%4.1830% Arbritage-Amount Owed - - - - - Arbritage Five Year Due Date:10/01/17 11/28/16 07/25/16 09/05/17 02/07/17 (1) A surety bond was issued by MBIA Insurance, future reserve balance's will be zero. Source: City of Palm Desert and Successor Agency to the Palm Desert Redevelopment Agency PROJECT AREA #4 PROJECT AREA #3 PROJECT AREA #1 PROJECT AREA #2 HOUSING FUND 224 City of Palm Desert FY 2014/2015 Breakdown of Basic 1% Property Tax Levy Rates Redevelopment Project Areas Rate Taxing Agency PA 1 Original PA 1 Annex PA 2 PA 3 PA 4 County General 28.40332151%28.32683755%26.04201100%25.1871779%21.91005870% County Library 2.75012086%2.89131320%2.95876897%2.8161111%2.82831406% County Fire 5.92018507%6.22413338%6.36934240%6.0622453%6.08851192% City of Indian Wells Annex 0.00000000%0.00000614%0.00000000%0.00000000%0.00000000% Supervisor Road District 4 0.00000000%-0.00027184%0.00000000%0.00000000%0.00000000% City of Palm Desert 0.00000000%2.20753125%5.58790590%4.71489413%8.70806165% Rancho Mirage Library 0.00000000%0.01349827%0.00000000%0.00000000%0.00000000% Rancho Mirage Fire Asmt.0.00000000%0.02905772%0.00000000%0.00000000%0.00000000% Desert Sands Unified School District 36.51206707%37.00881119%21.77605687%37.38821897%37.55020485% Palm Springs Unified School District 0.00000000%0.00000000%12.74456802%0.00000000%0.00000000% Desert Community College 7.58707449%8.04518231%8.16269710%7.76913345%7.80279603% County Superintendent of Schools 4.12775781%4.37699205%4.44092575%4.22680772%4.24512296% Riverside County Reg Park & Open Space 0.42962931%0.42824932%0.39392943%0.38099333%0.44186405% Coachella Valley Public Cemetary 0.34265269%0.30441522%0.20436005%0.35087138%0.35239443% Palm Springs Public Cemetary 0.00000000%0.000271068 0.07557453%0.00000000%0.00000000% Desert Hospital 2.01282095%1.24640173%1.75005305%1.04484703%0.00000000% Coachella Valley Mosquito & Vector Control 1.38068159%1.46404681%1.48543170%1.41381024%1.41993740% Coachella Valley Recreation & Park 2.08823701%1.85520873%1.24543927%2.13834515%2.14761069% Coachella Valley Water District 2.75855284%2.92571752%2.96784048%2.82474586%2.87407353% Coachella Valley Resource Cons.0.00000000%0.02168333%0.03804847%0.03070628%0.03636989% Coachella Valley Imp District 80 2.19479287%0.99411680%0.00000000%0.07519114%0.00328433% Coachella Valley Water District Storm Water Unit 3.49210593%1.60996250%3.75704702%3.57590101%3.59139552% ERAF RDV 0.00000000%0.00000000%0.00000000%0.00000000%0.00000000% General Purpose Basic 1% Rate 100.00000000%100.00000000%100.00000000%100.00000000%100.00000000% Source: Successor Agency to the Palm Desert Redevelopment Agency, Tax Increment Calculations & County of Riverside 225 City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 1 - Original Last Ten Fiscal Years FY 2015 2014 2013 2012 2011 Secured: (1) Land 252,708,144$ 248,856,920$ 249,394,404$ 244,450,814$ 246,861,736$ Improvements 629,461,646 616,377,829 627,764,488 626,574,093 610,067,877 Personal Property 3,118,529 4,011,017 3,908,602 2,933,226 3,127,559 Penalty 0 0 0 0 0 Less Other Exempt (3,686,754) (2,880,165) (1,999,569) (1,960,491) (895,957) Less Home Owner Value (49,000) (42,000) (42,000) (56,000) (61,600) Less B Inv. Value 0 0 Total Net Assessed Taxable Secured Value 881,552,565 866,323,601 879,025,925 871,941,642 859,099,615 Unsecured: Land 1,386 1,386 99 99 99 Improvements 62,710,661 65,066,506 63,729,112 60,147,367 57,617,429 Personal Property 47,247,286 56,574,308 43,573,580 48,331,227 48,607,315 Penalty 0 0 0 0 0 Less Other Exempt (350,545) (210,855) (223,222) (64,730) (63,954) Total Net Assessed Taxable Unsecured Value 109,608,788 121,431,345 107,079,569 108,413,963 106,160,889 Total Net Assessed Taxable Value 991,161,353$ 987,754,946$ 986,105,494$ 980,355,605$ 965,260,504$ FY 2010 2009 2008 2007 2006 Secured: (1) Land 249,715,896$ 241,759,729$ 233,208,647$ 216,759,847$ 209,051,600$ Improvements 613,769,221 610,061,698 584,395,005 552,604,613 515,092,610 Personal Property 3,399,575 5,000,717 4,856,393 6,825,265 7,420,696 Penalty 0 0 0 0 0 Less Other Exempt (898,089) (455,200) (1,570,949) (760,295) (610,338) Less Home Owner Value (49,000) (70,000) (63,000) (70,000) (70,000) Less B Inv. Value 0 0 0 0 0 Total Net Assessed Taxable Secured Value 865,937,603 856,296,944 820,826,096 775,359,430 730,884,568 Unsecured: Land 99 1,267 1,245 1,220 396 Improvements 63,627,182 69,008,584 60,185,535 56,536,963 48,736,306 Personal Property 53,892,307 60,792,341 57,684,012 57,404,440 47,480,402 Penalty 0 0 0 0 0 Less Other Exempt (68,471) (66,749) (56,785) (32,652) (32,573) Total Net Assessed Taxable Unsecured Value 117,451,117 129,735,443 117,814,007 113,909,971 96,184,531 Total Net Assessed Taxable Value 983,388,720$ 986,032,387$ 938,640,103$ 889,269,401$ 827,069,099$ (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations 226 City of Palm Desert Change in Taxable Values Redevelopment Project Area # 1 - Original 2015 versus 2014 FY 2015 2014 % Change Secured: (1) Land 252,708,144$ 248,856,920$ 1.5% Improvements 629,461,646$ 616,377,829$ 2.1% Personal Property 3,118,529$ 4,011,017$ -22.3% Penalty 0$ 0$ 0.0% Less Other Exempt (3,686,754)$ (2,880,165)$ 28.0% Less Home Owner Value (49,000)$ (42,000)$ 16.7% Total Net Assessed Taxable Secured Value 881,552,565$ 866,323,601$ 1.8% Unsecured: Land 1,386$ 1,386$ 0.0% Improvements 62,710,661$ 65,066,506$ -3.6% Personal Property 47,247,286$ 56,574,308$ -16.5% Penalty 0$ 0$ 0.0% Less Other Exempt (350,545)$ (210,855)$ 66.2% Total Net Assessed Taxable Unsecured Value 109,608,788$ 121,431,345$ -9.7% Total Net Assessed Taxable Value 991,161,353$ 987,754,946$ 0.3% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations 227 City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 1 - Amended Last Ten Fiscal Years FY 2015 2014 2013 2012 2011 Secured: (1) Land 1,604,125,337$ 1,541,217,133$ 1,498,607,642$ 1,485,119,173$ 1,520,035,284$ Improvements 3,325,472,649 3,162,274,409 2,993,556,770 2,972,294,294 3,064,294,006 Personal Property 7,076,746 2,716,205 2,686,088 2,902,053 3,304,016 Penalty 0 0 0 0 0 Less Other Exempt (102,129,288) (103,135,553) (93,807,367) (92,647,477) (89,778,462) Less Home Owner Value (26,242,138) (26,742,256) (27,231,015) (28,318,713) (29,088,641) Less B Inv. Value Total Net Assessed Taxable Secured Value 4,808,303,306 4,576,329,938 4,373,812,118 4,339,349,330 4,468,766,203 Unsecured: Land 171,444 0 266,702 547 262,619 Improvements 29,097,463 32,637,340 20,144,944 30,038,023 31,662,152 Personal Property 46,347,614 53,241,720 50,154,674 56,942,231 64,035,933 Penalty 0 0 0 0 0 Less Other Exempt (5,274,099) (8,199,594) (8,262,749) (4,756,840) (3,119,713) Total Net Assessed Taxable Unsecured Value 70,342,422 77,679,466 62,303,571 82,223,961 92,840,991 Total Net Assessed Taxable Value 4,878,645,728$ 4,654,009,404$ 4,436,115,689$ 4,421,573,291$ 4,561,607,194$ 2010 2009 2008 2007 2006 Secured: (1) Land 1,556,322,273$ 1,646,837,956$ 1,548,363,317$ 1,404,883,142$ 1,221,817,819$ Improvements 3,138,650,280 3,216,329,372 3,098,549,660 2,848,708,294 2,548,978,946 Personal Property 2,462,676 4,295,752 4,850,231 5,159,912 5,081,062 Penalty 0 0 0 0 0 Less Other Exempt (86,825,212) (86,439,305) (84,042,297) (71,117,424) (75,212,626) Less Home Owner Value (29,699,188) (30,414,878) (30,606,235) (30,941,142) (30,902,546) Less B Inv. Value 0 0 0 0 Total Net Assessed Taxable Secured Value 4,580,910,829 4,750,608,897 4,537,114,676 4,156,692,782 3,669,762,655 Unsecured: Land 623 56,456 714 781 0 Improvements 33,207,261 37,501,662 36,438,840 38,277,529 33,710,842 Personal Property 59,544,019 67,485,677 62,971,014 57,326,123 51,779,049 Penalty 0 0 0 0 0 Less Other Exempt (7,874,926) (11,366,822) (7,990,591) (3,164,410) (6,306,859) Total Net Assessed Taxable Unsecured Value 84,876,977 93,676,973 91,419,977 92,440,023 79,183,032 Total Net Assessed Taxable Value 4,665,787,806$ 4,844,285,870$ 4,628,534,653$ 4,249,132,805$ 3,748,945,687$ (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations 228 City of Palm Desert Change in Taxable Value Redevelopment Project Area # 1 - Amended 2015 versus 2014 FY 2015 2014 % Change Secured: (1) Land 1,604,125,337$ 1,541,217,133$ 4.1% Improvements 3,325,472,649$ 3,162,274,409$ 5.2% Personal Property 7,076,746$ 2,716,205$ 160.5% Penalty 0$ 0$ 0.0% Less Other Exempt (102,129,288)$ (103,135,553)$ -1.0% Less Home Owner Value (26,242,138)$ (26,742,256)$ -1.9% Total Net Assessed Taxable Secured Value 4,808,303,306$ 4,576,329,938$ 5.1% Unsecured: Land 171,444$ 0$ 100.0% Improvements 29,097,463$ 32,637,340$ -10.8% Personal Property 46,347,614$ 53,241,720$ -12.9% Penalty 0$ 0$ 0.0% Less Other Exempt (5,274,099)$ (8,199,594)$ -35.7% Total Net Assessed Taxable Unsecured Value 70,342,422$ 77,679,466$ -9.4% Total Net Assessed Taxable Value 4,878,645,728$ 4,654,009,404$ 4.8% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations 229 City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 2 Last Ten Fiscal Years FY 2015 2014 2013 2012 2011 Secured: (1) Land 438,787,533$ 395,513,442$ 403,779,647$ 404,539,856$ 516,275,626$ Improvements 1,101,270,082 999,188,490 1,012,458,943 1,031,878,423 1,075,692,278 Personal Property 1,804,453 1,753,772 2,127,081 580,087 2,702,362 Penalty (2)0 0 0 0 0 Less Other Exempt (10,337,993) (4,985,384) (11,014,472) (11,276,866) (10,401,200) Less Home Owner Value (3,946,600) (3,733,800) (3,662,400) (3,697,400) (3,750,600) Less B Inv. Value Total Net Assessed Taxable Secured Value 1,527,577,475 1,387,736,520 1,403,688,799 1,422,024,100 1,580,518,466 Unsecured: Land 0 7,777 4,719 0 Improvements 14,688,768 15,098,894 11,308,677 18,513,172 9,474,802 Personal Property 27,758,561 28,706,626 26,904,564 38,744,588 28,314,673 Other Exemptions (20,400) (20,639) (20,089) 0 0 Total Net Assessed Taxable Unsecured Value 42,426,929 43,784,881 38,200,929 57,262,479 37,789,475 Total Net Assessed Taxable Value 1,570,004,404$ 1,431,521,401$ 1,441,889,728$ 1,479,286,579$ 1,618,307,941$ FY 2010 2009 2008 2007 2006 Secured: (1) Land 566,073,734$ 633,335,921$ 587,058,715$ 521,340,003$ 414,088,670$ Improvements 1,268,066,132 1,367,855,491 1,276,315,674 1,137,488,315 1,043,768,419 Personal Property 670,711 866,004 590,836 6,592,802 6,930,907 Penalty (2)0 0 0 0 0 Less Other Exempt (8,919,361) (7,964,045) (9,550,463) (7,655,384) (3,292,024) Less Home Owner Value (3,673,600) (3,724,000) (3,735,200) (3,752,000) (3,752,000) Less B Inv. Value 0 0 0 0 Total Net Assessed Taxable Secured Value 1,822,217,616 1,990,369,371 1,850,679,562 1,654,013,736 1,457,743,972 Unsecured: Land 0 2,542 0 0 0 Improvements 14,071,375 18,201,638 5,343,621 6,215,099 4,187,472 Personal Property 34,842,003 29,865,376 20,391,298 19,806,418 12,129,847 Penalty 0 0 0 0 0 Total Net Assessed Taxable Unsecured Value 48,913,378 48,069,556 25,734,919 26,021,517 16,317,319 Total Net Assessed Taxable Value 1,871,130,994$ 2,038,438,927$ 1,876,414,481$ 1,680,035,253$ 1,474,061,291$ (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations 230 City of Palm Desert Change in Taxable Value Redevelopment Project Area # 2 2015 versus 2014 FY 2015 2014 % Change Secured: (1) Land 438,787,533$ 395,513,442$ 10.9% Improvements 1,101,270,082$ 999,188,490$ 10.2% Personal Property 1,804,453$ 1,753,772$ 2.9% Penalty 0$ 0$ 0.0% Less Other Exempt (10,337,993)$ (4,985,384)$ 107.4% Less Home Owner Value (3,946,600)$ (3,733,800)$ 5.7% Less B Inv. Value 0$ 0$ 0.0% Total Net Assessed Taxable Secured Value 1,527,577,475 1,387,736,520 10.1% Unsecured: Land 0$ 0$ 0.0% Improvements 14,688,768$ 15,098,894$ -2.7% Personal Property 27,758,561$ 28,706,626$ -3.3% Other Exemptions (20,400)$ (20,639)$ -1.2% Total Net Assessed Taxable Unsecured Value 42,426,929 43,784,881 -3.1% Total Net Assessed Taxable Value 1,570,004,404$ 1,431,521,401$ 9.7% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations 231 City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 3 Last Ten Fiscal Years FY 2015 2014 2013 2012 2011 Secured: (1) Land 123,846,318$ 121,112,327$ 117,624,411$ 119,303,599$ 123,088,378$ Improvements 388,823,244 376,571,063 367,800,719 379,322,839 392,221,646 Personal Property 3,670,712 3,866,036 3,626,212 3,461,707 3,523,812 Penalty 0 0 0 0 0 Less Other Exempt (23,209,128) (22,949,942) (22,250,710) (19,890,920) (20,749,611) Less Home Owner Value (1,941,800) (2,009,000) (2,041,200) (2,170,000) (2,303,000) Total Net Assessed Taxable Secured Value 491,189,346 476,590,484 464,759,432 480,027,225 495,781,225 Unsecured: Land 0 0 0 0 0 Improvements 7,676,597 15,830,833 7,241,041 7,844,983 8,768,007 Personal Property 23,241,633 27,963,384 31,467,777 45,527,343 70,315,349 Penalty 0 0 0 0 0 Less Other Exempt (423,511) (683,569) (721,058) (753,726) (419,433) Total Net Assessed Taxable Unsecured Value 30,494,719 43,110,648 37,987,760 52,618,600 78,663,923 Total Net Assessed Taxable Value 521,684,065$ 519,701,132$ 502,747,192$ 532,645,825$ 574,445,148$ FY 2010 2009 2008 2007 2006 Secured: (1) Land 125,790,120$ 134,147,217$ 119,422,958$ 114,253,170$ 103,496,559$ Improvements 424,745,043 418,977,238 375,240,496 333,347,161 298,197,384 Personal Property 5,011,721 3,308,454 3,629,771 3,893,071 3,890,560 Penalty 0 0 0 0 0 Less Other Exempt (20,847,823) (20,782,445) (19,251,214) (19,311,510) (20,251,190) Less Home Owner Value (2,371,600) (2,331,000) (2,203,600) (2,206,400) (2,046,800) Total Net Assessed Taxable Secured Value 532,327,461 533,319,464 476,838,411 429,975,492 383,286,513 Unsecured: Land 0 0 0 0 370 Improvements 14,220,568 18,796,505 17,795,034 13,109,332 12,424,085 Personal Property 54,874,036 45,622,109 45,542,975 44,899,884 38,091,911 Penalty 0 0 0 0 0 Less Other Exempt (534,431) (549,632) (402,531) (437,726) (434,582) Total Net Assessed Taxable Unsecured Value 68,560,173 63,868,982 62,935,478 57,571,490 50,081,784 Total Net Assessed Taxable Value 600,887,634$ 597,188,446$ 539,773,889$ 487,546,982$ 433,368,297$ (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations 232 City of Palm Desert Change in Taxable Values Redevelopment Project Area # 3 2015 versus 2014 FY 2015 2014 % Change Secured: (1) Land 123,846,318$ 121,112,327$ 2.3% Improvements 388,823,244$ 376,571,063$ 3.3% Personal Property 3,670,712$ 3,866,036$ -5.1% Penalty 0$ 0$ 0.0% Less Other Exempt (23,209,128)$ (22,949,942)$ 1.1% Less Home Owner Value (1,941,800)$ (2,009,000)$ -3.3% Total Net Assessed Taxable Secured Value 491,189,346 476,590,484 3.1% Unsecured: Land 0$ 0$ 0.0% Improvements 7,676,597$ 15,830,833$ -51.5% Personal Property 23,241,633$ 27,963,384$ -16.9% Penalty 0$ 0$ 0.0% Less Other Exempt (423,511)$ (683,569)$ -38.0% Total Net Assessed Taxable Unsecured Value 30,494,719 43,110,648 -29.3% Total Net Assessed Taxable Value 521,684,065$ 519,701,132$ 0.4% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations 233 City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 4 Last Ten Fiscal Years FY 2015 2014 2013 2012 2011 Secured: (1) Land 560,713,113$ 527,295,299$ 505,988,799$ 506,713,567$ 535,851,149$ Improvements 1,296,687,161 1,223,955,322 1,179,416,036 1,199,159,939 1,239,148,331 Personal Property 3,468,686 3,546,358 3,507,587 3,132,280 3,145,190 Penalty (2)0 0 0 0 0 Less Other Exempt (4,172,455) (3,893,679) (3,542,096) (3,098,791) (3,156,884) Less Home Owner Value (13,126,400) (13,491,800) (13,911,800) (14,345,800) (14,840,000) Less B Inv. Value Total Net Assessed Taxable Secured Value 1,843,570,105 1,737,411,500 1,671,458,526 1,691,561,195 1,760,147,786 Unsecured: Land 0 0 26,524 34,446 0 Improvements 948,724 1,037,216 803,594 948,280 971,923 Personal Property 4,024,300 4,670,967 2,594,779 2,347,964 3,219,710 Penalty (2)0 0 0 0 0 Total Net Assessed Taxable Unsecured Value 4,973,024 5,708,183 3,424,897 3,330,690 4,191,633 Total Net Assessed Taxable Value 1,848,543,129$ 1,743,119,683$ 1,674,883,423$ 1,694,891,885$ 1,764,339,419$ FY 2010 2009 2008 2007 2006 Secured: (1) Land 571,851,472$ 612,342,380$ 589,549,492$ 538,079,392$ 480,264,736$ Improvements 1,299,807,730 1,338,202,248 1,340,102,309 1,253,230,590 1,145,343,698 Personal Property 3,272,357 3,221,691 4,306,781 895,558 1,037,306 Penalty (2)0 0 0 0 0 Less Other Exempt (3,073,279) (3,034,308) (3,046,149) (2,814,993) (2,988,924) Less Home Owner Value (14,991,200) (15,250,200) (15,577,800) (15,797,600) (15,874,600) Less B Inv. Value Total Net Assessed Taxable Secured Value 1,856,867,080 1,935,481,811 1,915,334,633 1,773,592,947 1,607,782,216 Unsecured: Land 0 0 0 0 0 Improvements 1,383,594 1,404,311 1,372,786 1,581,231 1,606,970 Personal Property 6,284,727 6,296,641 6,712,170 7,973,923 10,276,814 Penalty (2)0 0 0 0 0 Total Net Assessed Taxable Unsecured Value 7,668,321 7,700,952 8,084,956 9,555,154 11,883,784 Total Net Assessed Taxable Value 1,864,535,401$ 1,943,182,763$ 1,923,419,589$ 1,783,148,101$ 1,619,666,000$ (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations 234 City of Palm Desert Change in Taxable Values Redevelopment Project Area # 4 2015 versus 2014 FY 2015 2014 % Change Secured: (1) Land 560,713,113$ 527,295,299$ 6.3% Improvements 1,296,687,161$ 1,223,955,322$ 5.9% Personal Property 3,468,686$ 3,546,358$ -2.2% Penalty 0$ 0$ 0.0% Less Other Exempt (4,172,455)$ (3,893,679)$ 7.2% Less Home Owner Value (13,126,400)$ (13,491,800)$ -2.7% Less B Inv. Value 0$ 0$ 0.0% Total Net Assessed Taxable Secured Value 1,843,570,105 1,737,411,500 6.1% Unsecured: Land 0$ 0$ 0.0% Improvements 948,724$ 1,037,216$ -8.5% Personal Property 4,024,300$ 4,670,967$ -13.8% Penalty 0$ 0$ 0.0% Total Net Assessed Taxable Unsecured Value 4,973,024 5,708,183 -12.9% Total Net Assessed Taxable Value 1,848,543,129$ 1,743,119,683$ 6.0% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations 235 City of Palm Desert Historical Tax Increment- Redevelopment Property Tax Trust Fund Summary All Project Areas Project Area No. 1 FY 2010/11 FY 2011/12 FY 2012/13 FY 2013/14 FY 2014/15 Gross Tax Increment 50,024,389 48,562,361 48,767,884 49,849,977 53,437,088 Less: Housing Set-Aside*10,004,878 9,712,472 9,753,577 9,969,995 10,687,418 SB 2557 517,900 610,071 714,717 673,261 686,944 Gross Pass-Throughs 19,677,610 18,843,301 18,642,892 20,111,377 21,241,903 Net Tax Increment 19,824,001 19,396,517 19,656,698 19,095,344 20,820,824 RPTTF Amount Deposited n/a 29,927,559 26,848,203 25,090,381 26,530,801 Project Area No. 2 FY 2010/11 FY 2011/12 FY 2012/13 FY 2013/14 FY 2014/15 Gross Tax Increment 15,435,043 14,335,941 13,700,701 13,330,978 15,232,096 Less: Housing Set-Aside*3,087,009 2,867,188 2,740,140 2,666,196 3,046,419 SB 2557 160,467 176,347 200,429 179,214 192,900 Gross Pass-Throughs 5,806,404 5,381,108 4,983,714 4,967,602 5,665,961 Net Tax Increment 6,381,163 5,911,298 5,776,418 5,517,967 6,326,816 RPTTF Amount Deposited n/a 7,503,009 7,568,241 7,017,531 5,441,721 Project Area No. 3 FY 2010/11 FY 2011/12 FY 2012/13 FY 2013/14 FY 2014/15 Gross Tax Increment 4,294,063 3,847,543 3,575,242 3,721,868 3,754,999 Less: Housing Set-Aside*858,813 769,509 715,048 744,374 751,000 SB 2557 44,962 49,034 52,858 49,871 48,901 Gross Pass-Throughs 1,983,494 1,671,676 1,277,864 1,377,700 1,371,786 Net Tax Increment 1,406,795 1,357,325 1,529,472 1,549,923 1,583,312 RPTTF Amount Deposited n/a 2,088,587 1,491,532 1,357,678 1,237,930 Project Area No. 4 FY 2010/11 FY 2011/12 FY 2012/13 FY 2013/14 FY 2014/15 Gross Tax Increment 12,073,042 11,342,081 11,153,422 11,694,192 13,057,891 Less: Housing Set-Aside*2,414,608 2,268,416 2,230,684 2,338,838 2,611,578 SB 2557 125,648 143,002 164,046 156,818 166,634 Gross Pass-Throughs 6,744,173 6,730,420 7,530,089 7,901,830 8,381,422 Net Tax Increment 2,788,612 2,200,243 1,228,603 1,296,706 1,898,257 RPTTF Amount Deposited n/a 3,910,755 4,064,105 3,675,440 3,071,966 *For calculation purposes only - No requirement to deposit Housing Set Aside post Redevelopment Dissolution. 236