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HomeMy WebLinkAboutComplete CAFR 2010 COMPREHENSIVE ANNUAL FINANCIAL REPORT of the CITY OF PALM DESERT, CALIFORNIA For the Fiscal Year ended June 30, 2010 Prepared by the Finance Department City Treasurer/Director of Finance Paul S. Gibson, CCMT Assistant Finance Director Jose Luis Espinoza, CPA Finance Staff (in alphabetical order by positions and names) ACCOUNTING TECHNICIAN II James Bounds ACCOUNTING TECHNICIAN II Horacio Celaya ACCOUNTING TECHNICIAN II Sharon Christiansen ACCOUNTING TECHNICIAN II Diana Leal ADMINISTRATIVE SECRETARY Niamh Ortega BUSINESS LICENSE TECHNICIAN II Rob Bishop DEPUTY CITY TREASURER Thomas Jeffrey G.I.S. TECHNICIAN John Urkov INFORMATION SYSTEMS MANAGER Clayton von Helf INFORMATION SYSTEMS TECHNICIAN Troy Kulas INFORMATION SYSTEMS TECHNICIAN Ray Santos MANAGEMENT ANALYST II Jenny Barnes OFFICE ASSISTANT I Cherie Williams SENIOR FINANCIAL ANALYST Anthony Hernandez SENIOR OFFICE ASSISTANT Claudia Jaime   i CITY OF PALM DESERT TABLE OF CONTENTS JUNE 30, 2010 Page Number INTRODUCTORY SECTION Table of Contents i Letter of Transmittal vii GFOA Certificate of Achievement for Excellence in Financial Reporting xii List of Principal Officials xiii Organization Chart xiv FINANCIAL SECTION AUDITORS' REPORT Independent Auditors' Report 1 MANAGEMENT’S DISCUSSION AND ANALYSIS 3 BASIC FINANCIAL STATEMENTS Exhibit A - Statement of Net Assets 15 Exhibit B - Statement of Activities 16 Exhibit C - Balance Sheet - Governmental Funds 20 Exhibit D - Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Assets 23 Exhibit E - Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds 24 Exhibit F - Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities 26 Exhibit G - Statement of Net Assets - Proprietary Funds 27 Exhibit H - Statement of Revenues, Expenses and Changes in Fund Net Assets - Proprietary Funds 28 ii CITY OF PALM DESERT TABLE OF CONTENTS (CONTINUED) JUNE 30, 2010 Page Number BASIC FINANCIAL STATEMENTS (CONTINUED): Exhibit I - Statement of Cash Flows - Proprietary Funds 29 Exhibit J - Statement of Fiduciary Assets and Liabilities – Agency Funds 31 Notes to Basic Financial Statements 33 REQUIRED SUPPLEMENTARY INFORMATION Schedule 1 - Schedules of Funding Progress: Cal PERS Defined Benefit Plan 117 Other Post-Employment Benefit Plan 117 Schedule 2 - Budgetary Comparison Schedule - General Fund 119 Schedule 3 - Budgetary Comparison Schedule - Prop A Fire Tax Special Revenue Fund 120 Note to Required Supplementary Information 121 SUPPLEMENTARY SCHEDULES General Fund: 123 Schedule 4 - Budgetary Comparison Schedule by Department - General Fund 124 Other Governmental Funds - Combining Statements: 129 Schedule 5 - Combining Balance Sheet - Other Governmental Funds 130 Schedule 6 - Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Other Governmental Funds 131 Other Governmental Funds - Other Special Revenue: 133 Schedule 7 - Combining Balance Sheet - Other Special Revenue Funds 136 Schedule 8 - Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Other Special Revenue Funds 140 iii CITY OF PALM DESERT TABLE OF CONTENTS (CONTINUED) JUNE 30, 2010 Page Number SUPPLEMENTARY SCHEDULES (CONTINUED) Schedule 9 - Schedules of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual - Special Revenue Funds: A. Traffic Safety 144 B. Gas Tax 145 C. Housing Mitigation Fees 146 D. Community Development Block Grant 147 E. Public Safety Police Grants 148 F. El Paseo Assessment District 149 G. City-Wide Business License 150 H. Landscape and Lighting Districts No. 1-17 151 Other Governmental Funds - Other Debt Service: 153 Schedule 10 - Combining Balance Sheet - Other Debt Service Fund 154 Schedule 11 - Combining Statement of Revenues, Expenditures and Changes in Fund Balance - Other Debt Service Fund 155 Other Governmental Funds - Other Capital Projects: 157 Schedule 12 - Combining Balance Sheet - Other Capital Projects Funds 158 Schedule 13 - Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Other Capital Projects Funds 162 Agency Funds: 167 Schedule 14 - Combining Statement of Assets and Liabilities - All Agency Funds 168 Schedule 15 - Combining Statement of Changes in Assets and Liabilities - All Agency Funds 169 iv CITY OF PALM DESERT TABLE OF CONTENTS (CONTINUED) JUNE 30, 2010 Page Number STATISTICAL SECTION Description of Statistical Section 171 Financial Trends Net Assets by Component 172 Changes in Net Assets 173 Fund Balances of Governmental Funds 175 Changes in Fund Balances of Governmental Funds 176 Graphs - Changes in Fund Balances of Governmental Funds 177 Supplemental Historical General Fund Revenues 178 Supplemental Graph - Historical General Fund Revenues 179 Supplemental Historical General Fund Expenditures 180 Supplemental Graph - Historical General Fund Expenditures 181 Supplemental Historical General Revenue and Expenditures Per Capita 183 Revenue Capacity Assessed Value and Estimated Actual Value of Taxable Property 184 Historical Net Assessed Taxable Values Citywide and Graph - Assessed Valuation Growth 185 Supplemental FY 2010 and 2009 Breakdown of Basic 1% Property Tax Rate Not in Redevelopment Project Area 186 Property Tax Rates Direct and Overlapping Property Tax Rates 187 Principal Property Taxpayers 188 Property Tax Levies and Collections 189 Supplemental Top 25 Sales Tax Generators and Graph - Historical Sales Tax Trends 190 Supplemental Taxable Sales by Category 191 Supplemental Principal Sales Tax Remitters 192 Debt Capacity Ratios of Outstanding Debt by Type 193 Ratios of General Bonded Debt Outstanding 194 Supplemental Special Assessment Information 195 Direct and Overlapping Government Activities Debt 196 Legal Debt Margin Information 197 Pledged-Revenue Coverage 198 v CITY OF PALM DESERT TABLE OF CONTENTS (CONTINUED) JUNE 30, 2010 Page Number STATISTICAL SECTION (CONTINUED) Demographic and Economic Information Demographic and Economic Statistics 199 Principal Employers 200 Supplemental Miscellaneous Statistics 201 Operating Information Full-time Equivalent City Government Employee’s by Function/Program 202 Operating Indicators by Function/Program 203 Capital Asset Statistics by Function/Program 204 SUPPLEMENTAL REDEVELOPMENT AGENCY STATISTICAL SECTION Redevelopment Agency Project Area Map 207 FY 2010 Top Twenty Property Taxpayers: Project Area No. 1 and 1982 Annex 208 Project Area No. 2 209 Project Area No. 3 210 Project Area No. 4 211 Project Area Statistics 212 Tax Allocation Bond Issue Information 213 FY 2009/2010 Breakdown of Basic 1% Property Tax Levy Rates 214 Historical Tax Increment Summary: Redevelopment Project Area No. 1 - Original 215 Redevelopment Project Area No. 1 - Amended 216 Redevelopment Project Area No. 2 217 Redevelopment Project Area No. 3 218 Redevelopment Project Area No. 4 219 Historical Net Assessed Taxable Values: Redevelopment Project Area No. 1 - Original 220 Change in Taxable Values: Redevelopment Project Area No. 1 - Original 221 Historical Net Assessed Taxable Values: Redevelopment Project Area No. 1 - Amended 222 Change in Taxable Values: Redevelopment Project Area No. 1 - Amended 223 vi CITY OF PALM DESERT TABLE OF CONTENTS (CONTINUED) JUNE 30, 2010 Page Number SUPPLEMENTAL REDEVELOPMENT AGENCY STATISTICAL SECTION (CONTINUED) Historical Net Assessed Taxable Values: Redevelopment Project Area No. 2 224 Change in Taxable Values: Redevelopment Project Area No. 2 225 Historical Net Assessed Taxable Values: Redevelopment Project Area No. 3 226 Change in Taxable Values: Redevelopment Project Area No. 3 227 Historical Net Assessed Taxable Values: Redevelopment Project Area No. 4 228 Change in Taxable Values: Redevelopment Project Area No. 4 229 xiii CITY OF PALM DESERT List of Principal Officials as of June 30, 2010 City Council - Manager Form of Government CITY COUNCIL CINDY FINERTY Mayor JIM FERGUSON Mayor Pro-Tempore JEAN M. BENSON RICHARD S. KELLY ROBERT A. SPIEGEL Council Member Council Member Council Member CITY ADMINISTRATION JOHN M. WOHLMUTH City Manager City Attorney - Best, Best & Krieger David J. Erwin Assistant City Manager for Redevelopment Agency/Housing Justin McCarthy Director of Finance/City Treasurer Paul S. Gibson REDEVELOPMENT AGENCY Executive Director JOHN M. WOHLMUTH FU N C T I O N A L O R G A N I Z A T I O N C H A R T xiv Ci t y A t t o r n e y Li t i g a t i o n / A d v i s e C i t y D e p t . o n L e g a l M a t t e r s Co r p o r a t e S e c r e t a r y t o Ci t y C o u n c i l Re d e v e l o p m e n t A g e n c y B o a r d Ho u s i n g A u t h o r i t y B o a r d Pr e p a r e A g e n d a s & M i n u t e s Le g a l N o t i c e s Or d i n a n c e s & R e s o l u t i o n s Pu b l i c R e c o r d s , C o n t r a c t s , D e e d s Le g i s l a t i v e H i s t o r i c D o c u m e n t s Pr o c l a m a t i o n s & C e r t i f i c a t e s Su m m o n s & S u b p o e n a s Ap p l i c a t i o n & A p p o i n t m e n t s Re c o r d s M a i n t e n a n c e Le g i s l a t i v e T r a c k i n g Li b r a r y O v e r s i g h t Ad m i n i s t r a t i o n Lo c a l F i l i n g O f f i c e r Co n f l i c t o f I n t e r e s t Ca m p a i g n S t a t e m e n t s Fa i r P o l i t i c a l P r a c t i c e s D u t i e s Mu n i c i p a l E l e c t i o n s Oa t h s o f O f f i c e In i t i a t i v e / O t h e r P e t i t i o n s El e c t i o n s Ci t y C l e r k Ge n e r a l T r a i n i n g Em p l o y e e R e l a t i o n s Ne w E m p l o y e e O r i e n t a t i o n Be n e f i t s & C o m p e n s a t i o n Em p l o y e e A s s i s t a n c e P r o g r a m Ne w H i r e s ( a p p l i c a t i o n / i n t e r v i e w / t e s t i n g ) Pe r f o m a n c e A p p r a i s a l s Di s c i p l i n e / G r i e v a n c e s Co m p l i a n c e w i t h S t a t e / F e d e r a l L a w s CO B R A Cl a s s / C o m p . S u r v e y s Wo r k e r s C o m p e n s a t i o n C l a i m s Re t i r e m e n t s Hu m a n R e s o u r c e s Sp e c i a l E v e n t s Fr a n c h i s e C o n t r a c t O v e r s i g h t Pu b l i c S a f e t y C o m m i t e e Di s a s t e r P r e p a r e d n e s s C o o r d i n a t o r Ca l - O S H A C o m p l i a n c e Sa f e t y P r o g r a m s Li a b i l i t y C l a i m s Cr o s s i n g G u a r d s C o o r d i n a t o r Fa c i l i t i e s / E q u i p . I n s p e c t i o n Ri s k M a n a g e m e n t Co m m u n i t y S e r v i c e s Ci t y M a n a g e r Sp e c i a l E v e n t s Ca d e t / E x p l o r e r P r o g r a m P. A . C . T . P r o g r a m Mo t o r c y c l e P a t r o l Ca n i n e Na r c o t i c s T a s k F o r c e Sp e c i a l I n v e s t i g a t i o n Ga n g S u p p r e s s i o n Fo r e n s i c S e r v i c e s Cr i m e P r e v e n t i o n Ho m i c i d e s & A s s a u l t s Do m e s t i c V i o l e n c e Di s p a t c h O p e r a t i o n s D. A . R . E P r o g r a m Ac c i d e n t I n v e s t i g a t i o n Tr a f f i c P a t r o l Po l i c e D e p a r t m e n t Fi r e P r e v e n t i o n Fi r e M a r s h a l l Bu i l d i n g R e v i e w & I n s p e c t i o n s Pa r a m e d i c s Se a r c h & R e s c u e Vo l u n t e e r F i r e F i g h t e r s Tr a i n i n g Sp e c i a l E v e n t s Ch i l d r e n S a f e t y P r o g r a m s Di s p a t c h Fi r e D e p a r t m e n t Po l i c e & F i r e D e p a r t m e n t Co n t r a c t e d w i t h C o u n t y S h e r i f f Co n t r a c t e d w i t h C o u n t y F i r e / S t a t e C . D . F . An n u a l F i n a n c i a l S t a t e m e n t Ge n e r a l L e d g e r R e c o n c i l i a t i o n Gr a n t s R e c e i v a b l e s a n d C o n t r o l Re d e v e l o p m e n t P r o j e c t A c c o u n t i n g CD B G a n d H o u s i n g A c c o u n t i n g Go l f C o u r s e a n d O f f i c e C o m p l e x A c c o u n t i n g Acc o u n t i n g Pu r c h a s i n g Ac c o u n t s P a y a b l e s Pr o c e s s P o l i c e & F i r e P u r c h a s e O r d e r s / P a y m e n t s Pr o c e s s V e n d o r P a y m e n t s Au d i t P a y m e n t P r o c e s s Ce n t r a l i z e d S u p p l i e s Ci t y - w i d e D u e s t o O r g a n i z a t i o n s Ge n e r a l S e r v i c e s Ca s h R e c e i p t s Ac c o u n t s R e c e i v a b l e s Tr u s t D e p o s i t s In v e s t m e n t s Ba n k i n g S e r v i c e s Bu s i n e s s L i c e n s e C o l l e c t i o n Tr a n c i e n t O c c u p a n c y T a x C o l l e c t i o n Ba n k A c c o u n t s R e c o n c i l i a t i o n Tr e a s u r y & C a s h M a n a g e m e n t An a l y z e n e e d s & S p e c i f y S y s t e m s As s i s t w i t h P C H a r d w a r e & S o f t w a r e Su p p o r t L o c a l A r e a N e t w o r k s ( L A N s ) Su p p o r t & R u n C i t y C o m p u t e r B u s i n e s s S y s t e m Su p p o r t C i t y T e l e p h o n e S y s t e m Su p p o r t G o l f C o u r s e C o m p u t e r s / T e l e p h o n e Su p p o r t L i b r a r y , F i r e & P o l i c e C o m p u t e r s / S o f t w a r e Ad m i n i s t e r I n t e r n e t S y s t e m s ( E l e c t r o n i c m a i l , w e b s i t e ) Ge o g r a p h i c a l I n f o r m a t i o n S y s t e m M a p p i n g ( G . I . S . ) Te l e p h o n e P a y m e n t s Co p i e r R e p a i r / M a i n t e n a n c e / P a y m e n t s In f o r m a t i o n S e r v i c e s Ci t y P a y r o l l P r e p a r a t i o n & D i s t r i b u t i o n Ci t y I n t e r n a l A u d i t s An n u a l C i t y & A g e n c y B u d g e t P r e p a r a t i o n Re v e n u e & E x p e n d i t u r e M o n i t o r i n g Fi n a n c i a l F o r e c a s t i n g Ad m i n i s t e r O u t s i d e A g e n c y C o m m i t t e e Ad m i n i s t e r A u d i t / F i n a n c e / I n v e s t m e n t C o m m i t t e e Ma n a g e m e n t & S u p p o r t Fi n a n c e D i r e c t o r / T r e a s u r e r Fi n a n c i n g o f P r o j e c t s Re d e v e l o p m e n t I m p l e m e n t a t i o n Sp e c i f i c F i v e - Y e a r P l a n s Ac q u i s i t i o n & D e v e l o p m e n t Co n s t r u c t i o n M a n a g e m e n t Pu b l i c P a r k i n g L o t s De v e l o p m e n t A g r e e m e n t s In f r a s t r u c t u r e I m p r o v e m e n t s Ho u s i n g D e v e l o p m e n t Re n o v a t i o n o f A p a r t m e n t U n i t s Ad a p t i v e R e u s e f o r E x i s t i n g S t r u c t u r e s Bu s i n e s s O u t r e a c h / D e v e l o p m e n t Bu s i n e s s A t t r a c t i o n & R e t e n t i o n In d u s t r y / D e m o g r a p h i c Re s e a r c h & A n a l y s i s Bu s . L o a n I m p r o v e m e n t P r o g r a m Ec o n o m i c D e v e l o p m e n t Re d e v e l o p m e n t A g e n c y Re n t a l A s s i s t a n c e Ac q u i s t i o n & D e v e l o p m e n t Af f o r d a b l e M o n i t o r i n g Ne i g h b o r h o o d C l e a n - u p s Se l f - h e l p H o u s i n g Re h a b L o a n s Re l o c a t i o n A s s i s t a n c e Pr o p e r t y M a n a g e m e n t Mo b i l e H o m e R e n t a l s Em e r g e n c y S h e l t e r G r a n t s Ho u s i n g A u t h o r i t y Ci t y S p e c i a l E v e n t s Su m m e r C o n c e r t s Pr o m o t e C i t y T o u r i s m Co m m u n i t y C a l e n d a r Pr o m o t i o n s & A d v e r t i s i n g Vi s i t o r I n f o r m a t i o n C e n t e r Re d e v e l o p m e n t / H o u s i n g / E c o n o m i c As s i s t a n t C i t y M a n a g e r Pl a n n i n g C o u n t e r En v i r o n m e n t a l R e v i e w De v e l o p m e n t R e v i e w Zo n i n g R e v i e w Pl a n n i n g C o m m i s s i o n A d m i n i s t r a t i o n Ar c h i t e c t R e v i e w C o m m i s s i o n A d m i n . Ge n e r a l & S p e c i f i c P l a n C o o r d i n a t i o n Fu t u r e U s e P l a n n i n g Pl a n n i n g D i v i s i o n Co m p l a i n t R e s p o n s e An i m a l C o n t r o l Co m m e r c i a l C o d e E n f o r c e m e n t Si g n C o d e E n f o r c e m e n t Ab a n d o n e d V e h i c l e s Nu i s a n c e A b a t e m e n t Re c r e a t i o n V e h i c l e & i l l e g a l P a r k i n g Go l f C a r t I n s p e c t i o n P r o g r a m Co u n t y H e a l t h D e p a r t m e n t I s s u e s Bu s i n e s s L i c e n s e E n f o r c e m e n t Co d e E n f o r c e m e n t Art i n P u b l i c P l a c e s Co m m u n i t y D e v e l o p m e n t Bu i l d i n g P e r m i t C o u n t e r St r u c t u r a l P l a n C h e c k Di s a b l e d A c c e s s i b i l i t y St a t e B u i l d i n g C o d e C o m p l i a n c e Co n s t r u c t i o n I n s p e c t i o n s Oc c u p a n c y I n s p e c t i o n s Pl u m b i n g & M e c h a n i c a l P l a n C h e c k El e c t r i c a l P l a n C h e c k Da n g e r o u s & A b a n d o n e d B u i l d i n g s Su b s t a n d a r d H o u s i n g Bu i l d i n g & S a f e t y Pu b l i c W o r k s De v e l o p m e n t S e r v i c e s Ci t y M a n a g e r Ci t y M a n a g e r RD A E x e c u t i v e D i r . Op e r a t i o n s O v e r v i e w / P r o j e c t O v e r v i e w / E n e r g y M a n a g e m e n t Pe r s o n n e l / B u d g e t / P o l i c y D e v e l o p m e n t / C i t i z e n & B u s i n e s s I n q u i r i e s Co m m i t t e e a n d C o m m i s s i o n s Pl a n n i n g C o m m i s s i o n / A r c h i t e c t R e v i e w C o m m i s s i o n Pu b l i c S a f e t y / T e c h n o l o g y / L e g i s l a t i v e / R e n t R e v i e w / I n v e s t m e n t Go l f C o u r s e / L a n d s c a p e / P a r k & R e c r e a t i o n / R D A P r o j e c t A r e a / H o u s i n g MA Y O R a n d CI T Y C O U N C I L RE S I D E N T S O F T H E CI T Y O F P A L M D E S E R T FU N C T I O N A L O R G A N I Z A T I O N C H A R T xv Cl e r i c a l S u p p o r t Ra d i o D i s p a t c h Pu r c h a s i n g Gr a n t s / C o n t r a c t t r a c k i n g Ge n e r a l A d m i n i s t r a t i v e s u p p o r t Pr o v i d e m a p & p l a n c h e c k i n g An a l y z e & c o n d i t i o n de v e l o p m e n t p r o j e c t s Is s u e s t r e e t w o r k p e r m i t s Re v i e w e n v i r o n m e n t a l im p a c t r e p o r t s De v e l o p m e n t S e r v i c e s Co o r d i n a t e & m o n i t o r CI P i m p l e m e n t a t i o n Ad v o c a t e & p r o m o t e C i t y ' s p o s i t i o n on r e g i o n a l t r a n s p o r t a t i o n C I P Re p r e s e n t C i t y o n r e g i o n a l tr a n s p o r t a i o n i s s u e s a t CV A G , S C A G & R C T C Tr a n s p o r t a t i o n S e r v i c e s Ad m i n i s t r a t i o n Tr e e t r i m m i n g , p l a n t i n g , re m o v a l , w a t e r i n g , fe r t i l i z a t i o n Pe s t i c i d e & f u n g i c i d e Tr e e s t a k i n g St r e e t T r e e s St r e e t s w e e p i n g St r e e t r e p a i r Po t h o l e r e p a i r Si d e w a l k r e p a i r s Cr a c k s e a l i n g Ov e r l a y s Sl u r r y s e a l s Cu r b & g u t t e r r e p a i r s Cr o s s g u t t e r r e p a i r s St o r m d r a i n / ch a n n e l c l e a n i n g Ro a d w a y m a i n t e n a n c e Gr a f i t i r e m o v a l Pa i n t i n g We e d a b a t e m e n t Ha z a r d o u s w a s t e Em e r g e n c y r e s p o n s e Ci t y - o w n e d v a c a n t pa r c e l m a i n t e n a n c e En v i r o n m e n t a l s a n i t a t i o n Bu i l d i n g M a i n t e n a n c e St r e e t s & Bu i l d i n g M a i n t . La n d s c a p e P l a n R e v i e w (p u b l i c & p r i v a t e ) La n d s c a p e m a i n t e n a n c e Ne w C a p i t a l P r o j e c t s de s i g n & c o n s t r u c t i o n Ur b a n f o r e s t r y Wa t e r c o n s e r v a t i o n p r o g r a m s Sp e c i a l p r o j e c t s (E a r h D a y , A r b o r D a y ) Tr a i n i n g o f C i t y & pr i v a t e l a n d s c a p e c r e w s La n d s c a p e S e r v i c e s Ac q u i s i t i o n / r e p l a c e m e n t of C i t y v e h i c l e s Tr a c k i n g m a i n t . Fu e l i n g Ve h i c l e m a i n t . Fl e e t M a i n t . Re v i e w t r a f f i c s t u d i e s & r e p o r t s De t o u r s & s t r i p i n g p l a n c h e c k Tr a f f i c s i g n a l d e s i g n & o p e r a t i o n Ar t e r i a l n e i g h b o r h o o d t r a f f i c p l a n s Tr a f f i c e n g i n e e r i n g De v e l o p p r o j e c t s c o p e & b u d g e t Co n t r a c t a d m i n i s t r a t i o n o f de s i g n c o n s u l t a n t s Pr e p a i r e p l a n s & s p e c s f o r C I P De f i n e d e f e r r e d & p r e v e n t a t i v e ma i n t e n a n c e n e e d s Ri g h t - o f - w a y a c q u i s i t i o n St r e e t a b a n d o n m e n t s Pr o p e r t y m a n a g e m e n t Fl o o d c o n t r o l & s t o r m wa t e r r u n o f f De s i g n e n g i n e e r i n g Co n t r a c t a d m i n i s t r a t i o n o f co n s t r u c t i o n c o n t r a c t s In s p e c t i o n o f a l l p r o j e c t s in p u b l i c r i g h t - o f - w a y Su r v e y s e r v i c e s Re v i e w o f p l a n s a n d s p e c s o f pu b l i c p r o j e c t s f o r c o n s t r u c t a b i l i t y Co n s t r u c t i o n e n g i n e e r i n g En g i n e e r i n g Pa i n t e d s t r i p i n g Ra i s e d p a v e m e n t m a r k e r s Pa i n t e d c u r b s St r e e t & r e g u l a t o r y s i g n s Tr a f f i c s i g n a l s St r e e t l i g h t i n g Sa f e t y c o n e s & ba r r i c a d e s Ut i l i i e s Tr a f f i c S i g n a l s Tr a n s p o r t a t i o n Cr e a t e P a r k s Ad m i n i s t e r c o n t r a c t s Ne w W a l k i n g & B i k e T r a i l s Pa r k & R e c r e a t i o n C o m m i t t e Pa r k s & R e c r e a t i o n PU B L I C W O R K S xvi THIS PAGE INTENTIONALLY LEFT BLANK OTHER OFFICES AT: 2965 ROOSEVELT STREET 613 W VALLEY PARKWAY, SUITE 330 CARLSBAD, CALIFORNIA 92008-2389 ESCONDIDO, CALIFORNIA 92025-2598 (760) 729-2343 • FAX (760) 729-2234 (760) 741-3141 • FAX (760) 741-9890 A PARTNERSHIP INCLUDING ACCOUNTANCY CORPORATIONS 5 CORPORATE PARK, SUITE 100 IRVINE, CALIFORNIA 92606-5165 (949) 399-0600 • FAX (949) 399-0610 www.diehlevans.com November 29, 2010 INDEPENDENT AUDITORS' REPORT To the Honorable Mayor and Members of the City Council City of Palm Desert, California We have audited the accompanying financial statements of the governmental activities, the business-type activities, the discretely presented component unit, each major fund and the aggregate remaining fund information of the City of Palm Desert, California, as of and for the year ended June 30, 2010, which collectively comprise the City's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the City of Palm Desert's management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control over financial reporting. Accordingly, we express no such opinion. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, the discretely presented component unit, each major fund and the aggregate remaining fund information of the City of Palm Desert as of June 30, 2010, and the respective changes in financial position and cash flows, where applicable thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. As described in Note 7 to the basic financial statements, the City adopted the provisions of Governmental Accounting Standards Board Statement No. 53, “Accounting and Financial Reporting for Derivative Instruments”, for the year ended June 30, 2010. - 1 - MICHAEL R LUDIN, CPA CRAIG W SPRAKER, CPA NITIN P PATEL, CPA ROBERT J CALLANAN, CPA *PHILIP H HOLTKAMP, CPA *THOMAS M PERLOWSKI, CPA *HARVEY J SCHROEDER, CPA KENNETH R AMES, CPA WILLIAM C PENTZ, CPA *A PROFESSIONAL CORPORATION - 2 -  In accordance with Government Auditing Standards, we have also issued our report dated November 29, 2010, on our consideration of the City of Palm Desert's internal control over financial reporting and on our tests of its compliance with certain laws, regulations, contracts, grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. The management’s discussion and analysis, the schedules of funding progress and budgetary comparison schedules, as listed in the table of contents as required supplementary information, are not a required part of the basic financial statements but are supplementary information required by the accounting principles generally accepted in the United States of America. This information is an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic or historical context. We have applied certain limited procedures to the management’s discussion and analysis and the schedules of funding progress in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during the audit of the basic financial statements. We do not express an opinion or provide any assurance on the management’s discussion and analysis and the schedules of funding progress because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. The budgetary comparison schedules and related note have been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements of the City of Palm Desert or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the information is fairly stated in all material respects in relation to the basic financial statements taken as a whole. Our audit was made for the purpose of forming opinions on the financial statements that collectively comprise the City’s basic financial statements. The combining, individual fund statements and schedules are presented for purposes of additional analysis and are not a required part of the basic financial statements of the City. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements of the City or to the financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the information is fairly stated in all material respects in relation to the basic financial statements taken as a whole. Our audit was conducted for the purpose of forming an opinion on the basic financial statements of the City of Palm Desert, California as a whole. The introductory section and statistical section are presented for purposes of additional analysis and are not a required part of the basic financial statements. Such information has not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. CITY OF PALM DESERT MANAGEMENT’S DISCUSSION AND ANALYSIS Our discussion and analysis of the City of Palm Desert’s financial performance for the fiscal year ended June 30, 2010 provides: a comparison of current year to prior year ending results based on the government-wide statements; an analysis of the City’s overall financial position and results of operations to assist users in evaluating the City’s financial position; a discussion of significant changes that occurred in funds; and significant budget variances. In addition, it describes the activities during the year for capital assets and long-term debt. We end our discussion and analysis with a description of known facts, decisions, and conditions that are expected to have a significant effect on the financial position or results of operations. Please read it in conjunction with the transmittal letter and the City’s financial statements. FINANCIAL HIGHLIGHTS • The City’s total assets exceeded its liabilities by $631.30 million (net assets). • Long-term debt obligations decreased $8.83 million from $417.07 million to $408.24 million through normally scheduled debt service payments. • The City’s governmental activities net assets decreased $16.54 million, and the net assets of the business-type activities decreased $0.66 million. • During the year, the City’s revenues were $116.17 million and expenses were $132.76 million in its governmental activities compared to fiscal year 2009, where revenues were $12.22 million greater than expenses. • In the City’s business-type activities, expenses were $0.61 million more than the $8.10 million generated in green fees, merchandise sales, rental income and other revenues compared to the prior year, where business-type activities revenues were $0.74 million less than its expenses. • The City’s governmental activities program revenues and general revenues decreased by $7.18 million, or 5.8 percent from prior year, while program expenses increased $21.63 million, or 19.4 percent from prior year, which is due to the $25.52 million payment for the fiscal year 2009-10 Supplemental Education Relief Augmentation Fund (SERAF) obligation enacted by the State of California. • Business-type activities revenues increased by $0.19 million, from $7.91 million to $8.10 million. Expenses increased by $0.06 million from the prior year. • The revenues available for expenditures were $2.58 million more than budgeted in the General Fund. The City kept General Fund expenditures within spending limits by $2.85 million. USING THIS ANNUAL REPORT This annual report consists of a series of financial statements. The Statement of Net Assets and Statement of Activities (on pages 15, 16 and 17) provide information about the activities of the City as a whole and present a long-term view of the City’s finances. Fund financial statements start on page 20. For governmental activities, these fund statements tell how these services were financed in the short term as well as what remains for future spending. Fund financial statements also report the City’s operation in more detail than the government-wide statements by providing information about the City’s most significant funds and other funds. The remaining fiduciary fund statement provides financial information about activities for which the City acts solely as a trustee or agent for the benefit of those outside of the government. See independent auditors’ report. - 3 - REPORTING THE CITY AS A WHOLE The Statement of Net Assets and the Statement of Activities: Our analysis of the City as a whole begins on page 15. One of the most important questions asked about the City’s finances is, “Is the City as a whole better off or worse off as a result of the year’s activities?” The Statement of Net Assets and the Statement of Activities report information about the City as a whole and about its activities in a way that answers this question. These statements include all assets and liabilities of the City using the accrual basis of accounting, which is similar to the accounting used by most private-sector companies. All of the current year’s revenues and expenses are taken into account regardless of when cash is received or paid. These two statements report the City’s net assets and changes in them. Net assets are the difference between assets and liabilities, which is one way to measure the City’s financial health, or financial position. Over time, increases or decreases in the City’s net assets are an indication of whether its financial health is improving or deteriorating. Other non-financial factors should be considered, however, such as changes in the economy that could cause a decrease in consumer spending. In the Statement of Net Assets and the Statement of Activities, we separate City Activities as follows: Governmental activities – Most of the City’s basic services are reported in this category, including general administration (city manager, city clerk, finance, etc.), police and fire protection, public works, parks & recreation, and culture departments. Property taxes, sales tax, transient occupancy tax, user fees, interest income, franchise fees, state and federal grants, contributions from other agencies, and other revenues finance these activities. Business-type activities – The City charges a fee to customers to cover all or most of the cost of certain services it provides. The City’s municipal golf course, Desert Willow, and the City’s Parkview Office Complex activities are reported in this category. Component unit activities – The City includes one separate legal entity in its report – the Palm Desert Recreation Facilities Corporation. Although legally separate, this “component unit” is important because the City is financially accountable for it. REPORTING THE CITY’S MOST SIGNIFICANT FUNDS Fund Financial Statements: The fund financial statements provide detailed information about the most significant funds and other funds, not the City as a whole. Some funds are required to be established by State law and by bond covenants. However, management established many other funds to help it control and manage money for particular purposes or to show that it is meeting legal responsibilities for using certain taxes, grants, and other resources. The City has two types of funds: governmental and proprietary. Governmental funds – Most of the City’s basic services are reported in governmental funds, which focus on how money flows in and out of those funds and the balances left at year-end that are available for spending. These funds are reported using an accounting method called modified accrual accounting, which measures cash and all other financial assets that can readily be converted to cash. The governmental fund statements provide a detailed short-term view of the City’s general government operations and the basic services it provides. Governmental fund information helps determine whether there are more or fewer financial resources that can be spent in the near future to finance the City’s programs. The differences of results in the Governmental Fund financial statements to those in the Government-Wide financial statements are explained in a reconciliation following each Governmental Fund financial statement. See independent auditors’ report. - 4 - Proprietary funds – When the City charges customers for the services it provides, these services are generally reported in proprietary funds. Proprietary funds are reported in the same way that all activities are reported in the Statement of Net Assets and the Statement of Activities. The City’s enterprise funds are the same as the business-type activities we report in the government-wide statements, but provide more detail and information such as a statement of cash flows. THE CITY AS TRUSTEE Reporting the City’s Fiduciary Responsibilities: The City is the trustee, or fiduciary, for certain funds held on behalf of developers and its employees’ retiree service stipend fund. The City’s fiduciary activities are reported in separate Statements of Fiduciary Assets and Liabilities. We exclude these activities from the City’s other financial statements because the City cannot use these assets to finance its operations. The City is responsible for ensuring that the assets reported in these funds are used for their intended purposes. THE CITY AS A WHOLE The City’s combined net assets decreased $17.20 million from $648.50 million to $631.30 million. A separate review of the net change in the governmental and business-type activities is provided for the reader. Our analysis focuses on the net assets (Table 1) and changes in net assets (Table 2) of the City’s governmental and business-type activities. 2010 2009 2010 2009 2010 2009 Current and restricted assets 499.18$ 511.53$ 5.40$ 5.51$ 504.58$ 517.04$ Capital assets 541.94 547.94 68.23 69.22 610.17 617.16 TOTAL ASSETS 1,041.12 1,059.47 73.63 74.73 1,114.75 1,134.20 Long-term liabilities outstanding 407.91 416.12 0.33 0.95 408.24 417.07 Other liabilities 74.20 67.80 1.01 0.83 75.21 68.63 TOTAL LIABILITIES 482.11 483.92 1.34 1.78 483.45 485.70 Net assets: Invested in capital assets, net of related debt 304.70 302.51 67.90 68.26 372.60 370.77 Restricted 150.70 166.13 - - 150.70 166.13 Unrestricted 103.61 106.91 4.39 4.69 108.00 111.60 TOTAL NET ASSETS 559.01$ 575.55$ 72.29$ 72.95$ 631.30$ 648.50$ TABLE 1 NET ASSETS As of June 30, 2010 and 2009 TotalActivities Business-TypeGovernmental Activities (IN MILLIONS) See independent auditors’ report. - 5 - ‐ 200   400   600   800   1,000  1,200  2010 2009 2010 2009 2010 2009 Governmental  Activities Business‐Type  Activities  Total Do l l a r s   in  Mi l l i o n s Table 1 ‐Graph  Total Assets & Liabilities Total Assets Total Liabilities Compared to prior year, net assets of the City’s governmental activities decreased by 2.87 percent, or $16.54 million. The City’s Net Assets are made up of three components: Investment in Capital Assets, Net of Related Debt; Restricted Net Assets; and Unrestricted Net Assets. For governmental activities, unrestricted net assets, which represent the part of net assets that can be used to finance day-to-day operations, accounted for 18.53 percent of the overall total net assets. Unrestricted net assets decreased $3.30 million from $106.91 million in 2009 to $103.61 million in 2010. This is an indication that the City’s Governmental Activities financial position recognized a decline from prior year. The City has $3.30 million less of unrestricted funds that can be used to finance its operations. The decrease is attributable to: 1) a 4.6 percent drop in sales tax revenue from $14.36 million to $13.69 million; 2) a decrease in investment earnings from $6.16 million to $2.92 million or 52.59 percent decrease; and 3) a decrease of $0.18 million in transient occupancy tax. The decrease in restricted net assets of $15.43 million was due to the following: restricted capital projects decreased by $3.59 million due to capital projects expenses and the completion of the Highlands Undergrounding Project. Remaining capital funds for this project were used to pay off outstanding bonds and reduce the amount of debt owed by residents in the bonding area; restricted special projects increased by $3.87 million due to the increase in the RDA Low-Income Housing fund of $6.94 million. The majority of the capital projects for the RDA Low-Income Housing Fund were in the design stage of construction during fiscal year 2009/2010. For fiscal year 2010/11 its capital budget including carryover is $13.22 million; restricted debt projects decreased $16.03 million due to the SERAF payment that was required to be made to the State of California; and there was a $0.33 million increase in other post- employment benefits. Investment in capital assets, net of related debt increased $2.19 million. Major additions included land acquisitions for the improvement of an alleyway and future RDA projects, infrastructure projects that include street widening and improvement projects; Aquatic Center design; and renovation of the City- owned golf resort. The net assets of the business-type activities saw a decrease of $0.66 million, from $72.95 million to $72.29 million. During the previous year, the business-type activities net assets recognized an increase of $4.92 million. The major factor for this year’s decrease was the transfer out of $0.44 million from the Office Complex Parkview fund to the General Fund. Desert Willow Golf Resort anticipated a decrease in their gross revenues and responded promptly to reduce overall expenses, resulting in a $0.42 million net asset decrease. The Parkview Office Complex recognized a net asset decrease of $0.24 million in which it saw minor increases in both gross revenues and expenses. See independent auditors’ report. - 6 - The change in the City’s governmental activities total assets was attributable to the decrease in current and restricted assets. The total change in current and restricted assets was $12.35 million, with the majority of the change coming from the reduction in cash and investments. As mentioned previously, the Agecny was required to pay the State of California $25.52 million for its SERAF obligation. Total liabilities decreased by $1.81 million. There was an $8.21 million reduction due to the retirement of debt, and an increase of $6.40 million in other liabilities. The increase in other liabilities represents the change in amounts due under pass-through agreements that increased from $53.29 million to $60.67 million. The City’s Redevelopment Agency retains funds in trust that are distributed at year end. These funds are held on behalf of other taxing agencies related to specific pass-through agreements (see note 9). See independent auditors’ report. - 7 - 2010 2009 2010 2009 2010 2009 REVENUES: Program Revenues: Charges for services 17.87$ 18.47$ 8.04$ 7.83$ 25.91$ 26.30$ Operating grants and contributions 6.56 5.58 - - 6.56 5.58 Capital grants and contributions 2.72 5.05 - - 2.72 5.05 General Revenues: Property taxes 5.42 5.22 - - 5.42 5.22 Tax increment (net of pass-through)54.26 54.96 - - 54.26 54.96 Transient occupancy tax 6.85 7.03 - - 6.85 7.03 Sales tax 13.69 14.36 - - 13.69 14.36 Other taxes 2.86 3.00 - - 2.86 3.00 Investment earnings 2.92 6.16 0.06 0.08 2.98 6.24 Contribution not restricted for special purpose 0.64 0.61 - - 0.64 0.61 Other revenues 2.38 2.91 2.38 2.91 TOTAL REVENUES 116.17 123.35 8.10 7.91 124.27 131.26 EXPENSES: General government 58.45 34.09 - - 58.45 34.09 Public safety 27.03 27.67 - - 27.03 27.67 Parks, recreation and culture 7.31 7.21 - - 7.31 7.21 Public works 19.90 22.04 - - 19.90 22.04 Interest on long-term debt 20.07 20.12 - - 20.07 20.12 Golf Course-Desert Willow - - 7.83 7.80 7.83 7.80 Office Complex-Parkview - - 0.88 0.85 0.88 0.85 TOTAL EXPENSES 132.76 111.13 8.71 8.65 141.47 119.78 INCREASE (DECREASE ) IN NET ASSETS BEFORE TRANSFERS (16.59) 12.22 (0.61) (0.74) (17.20) 11.48 Transfers 0.05 (5.66) (0.05) 5.66 - - INCREASE (DECREASE) IN NET ASSETS (16.54) 6.56 (0.66) 4.92 (17.20) 11.48 BEGINNING NET ASSETS 575.55 568.99 72.95 68.03 648.50 637.02 ENDING NET ASSETS 559.01$ 575.55$ 72.29$ 72.95$ 631.30$ 648.50$ TABLE 2 CHANGES IN NET ASSETS As of June 30, 2010 and 2009 TotalActivities Business-TypeGovernmental Activities (IN MILLIONS) See independent auditors’ report. - 8 - Table 2- Graph ‐ 100  200  300  400  500  600  700  2009 2010 Governmental Activities Do l l a r s   in  m i l l i o n s ‐ 10  20  30  40  50  60  70  80  2009 2010 Business‐Type  Activities Beginning Net  Assets Total Revenues Ending Net  Assets Total Expenses Changes in Net Assets Governmental Activities Total revenue decreased from $123.35 million to $116.17 million, a 5.82 percent decrease. The decrease is the result of a 46.13 percent decrease in capital grants and contributions of $2.33 million, a $0.67 million decrease in sales tax, and a $3.24 million drop in investment earnings. Factors that contributed to the changes in revenues are as follows: • The City received capital grants and contributions from the Coachella Valley Association of Governments and Riverside County Transportation Commission that decreased due to projects being completed in prior year; • Reduction in gross taxable sales due to economic downturn; and • Decrease in City’s earnings due to lower yields in investments related to the current economic condition. Total expenses increased from $111.13 million to $132.76 million. The major factor contributing to the change in expenses was the payment to the State of California for the SERAF obligation of $25.52 million which is included in the general government expenditures. Pursuant to AB 26 4x, a budget trailer bill, California redevelopment agencies were required to make SERAF contributions totaling $1.7 billion for fiscal year 2009-10 and $350 million for fiscal year 2010-11. See independent auditors’ report. - 9 - The following schedule represents the net cost of providing services: Governmental Activities Net (Expense) Revenue (In Millions) 2010 2009 General government ($48.00) ($23.73) Public safety (17.30) (18.04) Parks, recreation and culture (6.69) (6.40) Public works (13.55) (13.73) Interest on long term debt (20.07) (20.13) Total ($105.61) ($82.03) 45% 16% 7% 13% 19% 2010 Governmental Activities  Net (Expense) Revenue 29% 22%7% 17% 25% 2009 Governmental Activities Net (Expense) Revenue General government  Public safety Parks, recreation &  culture Public works Interest on long term  debt Business-type Activities Business-type activities revenues increased by $0.19 million from $7.91 million to $8.10 million, a 2.40 percent increase. The overall increase was directly related to the substantial increase in the sales of the golf resort’s Platinum Card loyalty program. Management diligently marketed the platinum card program and offered a discount during an introductory period, which motivated sales. The overall rounds mix and play remained consistent as Desert Willow continued to work closely with wholesalers who provide a substantial amount of play to the golf courses. The Parkview Office Complex revenues increased by 3 percent from the previous year. This increase is related to CPI adjustments and the Full Gross Lease agreements which extended at their current rates. Operating expenses for business-type activities increased from $8.65 million to $8.71 million, an increase of less than 1.00 percent. The majority of the increase was related to minor increases to general and administration expenses at the golf resort and increased depreciation for the Parkview Office Complex. Overall, the changes implemented by Desert Willow and the Parkview Office Complex responding to the economic downturn are in place and as a result the overall expenditures did not increase significantly. THE CITY’S FUNDS On page 20, the governmental funds balance sheet is shown. The combined fund balance of $404.09 million decreased from $422.41 million, or 4.30 percent. This total includes the General Fund balance of $77.57 million, which increased by $3.22 million from prior year. The City’s General Fund balance has See independent auditors’ report. - 10 - reserved $13.72 million for advances, encumbrances, loans and notes, debt service, inventory, and prepaid cost, compared to the prior year of $15.28 million; however, its undesignated fund balance increased $4.78 million from prior year. The change in the General Fund’s balance was due to combined decreases in sales tax, transient occupancy tax, and investment earnings. The increase in transfers in from other funds created the positive net increase in fund balance for the General Fund. Other major fund balance changes are noted below: • The Prop A Fire Tax Fund: the fund balance decreased. In prior years, the General Fund would transfer funds to the Prop A Fire Tax Fund to cover its shortage; however, due to budget constraints, the City did not transfer for this year’s shortage. • The Redevelopment Agency Financing Authority Debt Service Fund: the fund balance decreased due to its scheduled debt service payments. • The Redevelopment Agency Debt Service Funds: the fund balance decreased due to the SERAF payment of $25.52 million. • The Redevelopment Agency Capital Projects Funds: the fund balance decreased due to capital project expenditures. • The Redevelopment Low-income Housing Special Revenue Fund: the fund balance increased due to capital expenditures being carried over and reduction in transfers out that were made in the prior year for capital projects. More detailed information about the combined fund balance reserves is presented in Note 11 to the financial statements. General Fund Budgetary Highlights Based upon recommendations from the City’s staff, the City Council revised the City budget several times during the year. Adjustments were made on a monthly basis as City staff requested additional appropriations to cover the cost of projects that either had change orders for additional work, or were underestimated. At mid-year, adjustments were made as department heads were requested to decrease their budgets due to declining revenues. At year-end, budgets were adjusted for unanticipated expenditures. All amendments that either increase or decrease appropriations are approved by the City Council. For the City’s general fund, the actual ending revenues of $46.06 million were $2.58 million more than the final budgeted revenues of $43.48 million. The majority of the variance resulted from the transfer of funds that the General Fund transferred during the prior year to the Energy Independence Loan fund. The Energy Independence Loan fund was able to obtain a lease revenue bond that was used to pay back the General Fund. Sales and transient occupancy taxes continue to be the top two revenue generators for the City and were $278,075 within budget. The General Fund actual ending expenditures of $42.85 million were $2.85 million less than the final budget of $45.70 million. There were changes in the original budget compared to the final budget during the year. The original expenditure budget was $46.95 million compared to the final budget of $45.70 million, a $1.25 million decrease. The major change was due to the re-appropriations of prior year encumbrances that totaled $0.89 million, the mid-year reduction of $2.26 million and retirement reduction of $0.75 million. The mid-year reductions were part of the estimated reduction in sales tax and investment earnings. CAPITAL ASSETS AND DEBT ADMINISTRATION Capital Assets At the end of 2010, the City had $610.17 million invested in a broad range of capital assets, including land, streets, bridges, drainage systems, traffic lights, parks, buildings, art work, vehicles and equipment (See Table 3). This amount represents a net decrease (including additions and deductions) of $6.99 million, or 1.10 percent over prior year. See independent auditors’ report. - 11 - 2010 2009 2010 2009 2010 2009 Land 126.89$ 125.34$ 52.62$ 52.62$ 179.51$ 177.96$ Construction-in-progress 18.70 16.90 - - 18.70 16.90 Buildings and improvements other than buildings 115.64 120.60 14.75 15.23 130.39 135.83 Machinery and equipment 3.07 3.60 0.86 1.37 3.93 4.97 Infrastructure 277.64 281.50 - - 277.64 281.50 TOTALS 541.94$ 547.94$ 68.23$ 69.22$ 610.17$ 617.16$ TABLE 3 CAPITAL ASSETS AT YEAR-END For the years ended June 30, 2010 and 2009 TotalActivities Business-TypeGovernmental Activities (NET OF DEPRECIATION, IN MILLIONS) ‐ 100  200  300  400  500  600  700  2010 2009 2010 2009 2010 2009 Governmental  Activities Business Type Activities Total Do l l a r s   in  mi l l i o n s Table 3 ‐Graph Capital Assets at Year‐End (Net of Depreciation in Millions) Land Construction in Progress Buildings and Improvements Equipment Infrastructure Totals This year’s major additions included (in millions): Land acquisitions $ 1.37 Taos Palms Apartment improvements .51 Monterey street improvements 1.12 Various equipment purchases .58 Aquatic facility .69 Desert Willow renovations .80 $ 5.07 See independent auditors’ report. - 12 - The City’s fiscal year 2011 capital budget calls for it to spend an additional $24.30 million plus continuing capital projects spending of $139.98 million from prior year, with the majority being spent on street improvements. Projects will be funded with existing bond proceeds or funds that have been designated by an outside party for specific use. More detailed information about the City’s capital assets is presented in Note 1d and Note 5 to the financial statements. Debt At year-end, the City’s governmental activities had $407.91 million in bonds, notes, contracts, and compensated absences versus $416.12 million last year, a decrease of $8.21 million, or 1.90 percent as shown in Table 4. The major cause for the decrease was the re-payment of principal of tax allocation bonds by the Agency. 2010 2009 2010 2009 2010 2009 Compensated absences payable 2.16$ 2.76$ -$ -$ 2.16$ 2.76$ Notes payable 0.25 0.37 - - 0.25 0.37 Capital leases - - 0.33 0.95 0.33 0.95 Claims and judgements payable 0.89 0.78 - - 0.89 0.78 Special assessments debt with government commitment 1.72 2.70 - - 1.72 2.70 Limited Obligation Improvement bonds 3.15 2.01 - - 3.15 2.01 Lease revenue bond 5.23 - - - 5.23 - Tax allocation bonds 394.51 407.50 - - 394.51 407.50 TOTALS 407.91$ 416.12$ 0.33$ 0.95$ 408.24$ 417.07$ TABLE 4 OUTSTANDING DEBT, AT YEAR-END For the years ended June 30, 2010 and 2009 TotalActivities Business-TypeGovernmental Activities (IN MILLIONS) The City was able to meet its current year debt obligation in a timely manner. Debts issued in the prior year have been used to finance various capital projects. An example of this would be the purchase of land and construction of the City’s golf course. The City’s business-type activities debt decreased $0.62 million from $0.95 million to $0.33 million. Debt in the business-type activities is for capital leasing of equipment. The City’s golf course uses leasing as an alternative to purchasing maintenance equipment to maintain a cash flow to operate the day-to-day activities. The decrease in the City’s business-type activities debt was directly related to the continued reduction in principal on the leases for golf course equipment, golf carts, and the GPS tracking golf cart system. During the next few years, the debt for the business-type activities will be fully amortized. Within the next two years, the golf resort will determine whether to replace the maintenance equipment as they have reached the end of their useful life. The golf carts will be replaced with a new fleet next fiscal year. As a result, the liability will increase. More detailed information about the City’s long-term liabilities is presented in Note 6 to the financial statements. See independent auditors’ report. - 13 - See independent auditors’ report. - 14 - ECONOMIC FACTORS AND NEXT YEAR’S BUDGETS In preparing the budget for fiscal year 2011, management focused on three core principles; 1) Minimize the impact of budget cuts to key services and maintain the level of service expected by residents, businesses, and visitors, 2) Minimize the number of tax and fee adjustments required to maintain existing service levels, and 3) Minimize the impact on the City’s employees and avoid position reductions if possible. The following economic factors were considered by management: • In prior years, the City had unallocated reserves in its capital projects and special revenue funds. In the five-year capital improvement program, all restricted capital funds have been allocated to various projects. As a result, any additional projects would require a transfer from the general fund, which would mean a decrease to the City’s unobligated general fund reserve. A detailed analysis will be performed and a cost benefit approach will be employed before the general fund reserves are decreased for capital improvements. • The State of California’s budget crisis has started to affect the pass-through revenues that the City receives from the State. In addition, the State is holding payments that belong to the City to meet their obligations. The uncertainty of how the State will balance their budget has caused the City to anticipate ways of reducing expenditures. • National Economy: The City’s main revenue sources, sales tax (30%) and transient occupancy tax (15%), rely heavily on a strong national and local economy. With a strong national economy, the market demand for leisure activities such as travel, shopping, and dining is increased. However, in an economic downturn or a slowing of the economy, the typical trend is for consumers to reduce their disposable income spending for leisure activities. The City of Palm Desert does not know the impact that the current economic environment will have on the City’s primary revenue sources; however, since the City relies on tourism for revenue, a downturn in the tourism industry will have a direct negative impact on the City sales tax and TOT that it relies on. Compared to the 2009-10 budget, the City’s general fund expenditures are projected to decrease by $4.05 million. Staff salaries and benefits decreased due to employees who took advantage of early retirement offered by the City, as well as, layoffs that were enacted in May of 2010. Conversely, the City’s contracts with the Riverside County Sheriff’s Department for police services and the contract with the Cal- Fire for fire protection have increased. Due to the decrease in estimated revenues, other levels of support have been reduced by 16.10 percent. The 2011 budget is a reflection of the City’s commitment to the residents of Palm Desert. The City’s conservative approach has provided for a consistently high level of services. The City has made a commitment to allocate resources for public safety, cultural/social programs, and necessary infrastructure improvements. A copy of the City’s 2010-2011 financial plan can be obtained by contacting the City’s Finance Department or on the City’s website at www.cityofpalmdesert.org. CONTACTING THE CITY’S FINANCIAL MANAGEMENT This financial report is designed to provide our citizens, taxpayers, customers, investors, and creditors with a general overview of the City’s finances and to show the City’s accountability for the money it receives. If you have questions about this report or need additional financial information, contact the City’s Finance Department at the City of Palm Desert, 73-510 Fred Waring Drive, Palm Desert, California 92260-2578, or (760) 346-0611. Exhibit A Componen Uni Palm Desert Recreational Governmental Business-typ Facilities Activities Activities Total Corporatio Current assets: Cash and investments 283,695,271$ 4,268,419$ 287,963,690$ 186,272$ Receivables: Accounts 2,334,798 138,926 2,473,724 18,593 otes 1,719,000 - 1,719,000 - Interest 1,526,906 - 1,526,906 - Loans 14,068,023 - 14,068,023 - Prepaid costs 629,919 21,017 650,936 4,461 Inventories 33,262 160,214 193,476 55,428 Due from other government 5,026,158 - 5,026,158 - Property held for resale 855,224 - 855,224 - Due from component uni 285,000 818,323 1,103,323 - Unamortized debt issuance costs 9,990,544 - 9,990,544 - et OPEB asset 7,305,057 - 7,305,057 - Deferred asset from derivative instruments 163,286 - 163,286 - Restricted assets: Cash with fiscal agen 171,555,686 - 171,555,686 - oncurrent assets: Capital assets, not being depreciated 266,217,328 52,616,189 318,833,517 - Capital assets, net of depreciation 275,718,347 15,614,870 291,333,217 - TOTAL ASSETS 1,041,123,809 73,637,958 1,114,761,767 264,754 Current liabilities: Accounts payable 6,809,971 709,306 7,519,277 74,578 Accrued liabilities 525,925 83,363 609,288 20,790 Interest payable 5,194,101 - 5,194,101 - Unearned revenues 253,887 196,934 450,821 32,719 Deposits payable 569,632 26,136 595,768 - Due to primary governmen - - - 1,103,323 Liability from derivative instrument 163,286 - 163,286 - Amounts due unde ass-through agreemen 60,678,180 - 60,678,180 - oncurrent liabilities: Due within one yea 15,930,707 321,798 16,252,505 - Due in more than one yea 391,982,781 6,475 391,989,256 - TOTAL LIABILITIES 482,108,470 1,344,012 483,452,482 1,231,410 ET ASSETS: Invested in capital assets, net of related debt 304,702,414 67,902,786 372,605,200 - Restricted for: Special projects 73,040,134 - 73,040,134 - Debt service 3,038,461 - 3,038,461 - Capital projects 67,316,185 - 67,316,185 - Other Post Employment Benefi 7,305,057 - 7,305,057 - Unrestricted (deficit) 103,613,088 4,391,160 108,004,248 (966,656) TOTAL NET ASSETS DEFICIT 559 015 339$ 72 293 946$ 631 309 285$ 966 656$ See independent auditors' report and notes to basic financial statements. CITY OF PALM DESERT - 15 - Primary Governmen STATEMENT OF NET ASSETS June 30, 2010 ASSETS LIABILITIES AND NET ASSETS Charges Operating Capital for Grants and Grants and Expenses Services Contributions Contributions Primary Government: Governmental activities: General government 58,449,389$ 7,113,204$ 1,616,398$ 1,718,322$ Public safety 27,027,643 9,431,478 91,815 207,450 Parks, recreation and culture 7,312,679 618,440 - - Public works 19,899,121 706,374 4,850,679 796,540 Interest on long term debt 20,069,813 - - - Total governmental activities 132,758,645 17,869,496 6,558,892 2,722,312 Business-type activities: Desert Willow Golf Course 7,832,690 7,054,263 - - Office Complex - Parkview 875,394 988,056 - - Total business-type activities 8,708,084 8,042,319 - - Total primary governmen 141,466,729$ 25,911,815$ 6,558,892$ 2,722,312$ Component Unit: Palm Desert Recreational Facilities Corp. 2,274,973$ 2,005,700$ -$ -$ General revenues: Taxes: Property taxes, levied for general purpose Tax increment, net of pass-throughs Transient occupancy taxes Sales taxes Franchise taxes Motor vehicle in lieu Investment earnings Contribution not restricted for specific purpose Miscellaneous Transfers Total general revenues Change in net assets Net assets (deficit) - beginning of year et assets (deficit) - end of year See independent auditors' report and notes to basic financial statements. CITY OF PALM DESERT - 16 - STATEMENT OF ACTIVITIES For the year ended June 30, 2010 Functions/Programs Program Revenue Exhibit B Component Unit Palm Desert Recreational Governmental Business-type Facilities Activities Activities Total Corporation (48,001,465)$ -$ (48,001,465)$ -$ (17,296,900) - (17,296,900) - (6,694,239) - (6,694,239) - (13,545,528) - (13,545,528) - (20,069,813) - (20,069,813) - (105,607,945) - (105,607,945) - - (778,427) (778,427) - - 112,662 112,662 - - (665,765) (665,765) - (105,607,945) (665,765) (106,273,710) - - - - (269,273) 5,424,987 - 5,424,987 - 54,255,702 - 54,255,702 - 6,848,132 - 6,848,132 - 13,691,774 - 13,691,774 - 2,705,902 - 2,705,902 - 151,489 - 151,489 - 2,916,753 62,330 2,979,083 - 644,603 - 644,603 - 2,382,208 - 2,382,208 - 53,237 (53,237) - - 89,074,787 9,093 89,083,880 - (16,533,158) (656,672) (17,189,830) (269,273) 575,548,497 72,950,618 648,499,115 (697,383) 559,015,339$ 72,293,946$ 631,309,285$ (966,656)$ - 17 - Primary Government Net (Expenses) Revenues and Changes in Net Assets - 18 - THIS PAGE INTENTIONALLY LEFT BLANK - 19 - FUND FINANCIAL STATEMENTS RDA Prop A Low Income General Fire Tax Housing ASSETS: Pooled cash and investments 67,416,746$ 2,406,396$ 26,663,015$ Receivables: Accounts 1,115,797 - 125,666 Assessments - - - Notes 1,719,000 - - Interest 740,365 - 71,366 Loans 140,739 - 7,328,010 Prepaid costs 602,960 - - Due from other governments 2,425,200 567,439 - Due from other funds 8,918 - - Advances to other funds 9,236,000 - 17,821,288 Inventories 33,262 - - Property held for resale - - 855,224 Due from component unit 285,000 - - Restricted assets: Cash and investments with fiscal agent - - 25,195,523 TOTAL ASSET 83,723,987$ 2,973,835$ 78,060,092$ LIABILITIES: Accounts payable 2,968,563$ 953,986$ 30,841$ Accrued liabilities 389,768 - 30,786 Due to other funds - - - Unearned revenues 3,038 - 6,796 Advances from other funds - - - Deferred revenue 2,793,650 - 36,493 Amounts due under pass-through agreements - - - Deposits payable - - 500 TOTAL LIABILITIES 6,155,019 953,986 105,416 FUND BALANCES: Reserved 13,721,382 - 35,765,570 Unreserved: Designated for, reported in: Special revenue - 2,019,849 42,189,106 Debt service - - - Capital outlay - - - Undesignated, reported in: General fund 63,847,586 - - Special revenue - - - TOTAL FUND BALANCES 77,568,968 2,019,849 77,954,676 TOTAL LIABILITIES AND FUND BALANCE 83,723,987$ 2,973,835$ 78,060,092$ See independent auditors' report and notes to basic financial statements. CITY OF PALM DESERT Special Revenue Funds LIABILITIES AND FUND BALANCES - 20 - BALANCE SHEET - GOVERNMENTAL FUNDS June 30, 2010 Exhibit C RDA RDA RDA Other Total Financing Debt Capital Governmental Governmental Authority Service Projects Funds Funds -$ 110,919,900$ 5,472,433$ 65,752,218$ 278,630,708$ - 250,541 44,991 797,803 2,334,798 - - - 1,569,860 1,569,860 - - - - 1,719,000 14,509 - 483,323 217,343 1,526,906 - - 1,600,000 4,999,274 14,068,023 - - 26,813 146 629,919 - - - 2,033,519 5,026,158 - - - - 8,918 - - - 13,419,000 40,476,288 - - - - 33,262 - - - - 855,224 - - - - 285,000 16,139,929 - 105,951,616 24,268,618 171,555,686 16,154,438$ 111,170,441$ 113,579,176$ 113,057,781$ 518,719,750$ -$ -$ 1,438,333$ 1,417,583$ 6,809,306$ - - 49,513 55,858 525,925 - - - 8,918 8,918 - - - 244,053 253,887 - 40,476,288 - - 40,476,288 - - - 2,480,777 5,310,920 - 60,678,180 - - 60,678,180 - - 15,000 554,132 569,632 - 101,154,468 1,502,846 4,761,321 114,633,056 - - 64,100,871 60,303,865 173,891,688 - - - 18,002,997 62,211,952 16,154,438 10,015,973 - 166,494 26,336,905 - - 47,975,459 30,208,343 78,183,802 - - - - 63,847,586 - - - (385,239) (385,239) 16,154,438 10,015,973 112,076,330 108,296,460 404,086,694 16,154,438$ 111,170,441$ 113,579,176$ 113,057,781$ 518,719,750$ Debt Service Funds - 21 - - 22 - THIS PAGE INTENTIONALLY LEFT BLANK Exhibit D Total fund balance for governmental funds 404,086,694$ Amounts reported for governmental activities in the Statement of Net Assets are different because: When capital assets (land, buildings, equipment, etc.) that are to be used in governmental activities are purchased or constructed, the costs of those assets are reported as expenditures in governmental funds. However, the Statement of Net Assets includes those capital assets and contribution among the assets of the City as a whole: Beginning Balance, net depreciation 546,687,239$ Current year additions 6,333,521 Current year deletions (566,908) Current year depreciation (11,846,800) Prior year adjustmen (94,297) Ending Balance, net depreciation 540,512,755 Deferred asset from derivative Instrument 163,286 Long-term debt activities and compensated absences have not been included in the governmental fund activities: Long-term deb (400,212,261) Bond premium (6,899,537) Unamortized loss on defeasance 1,360,820 Compensated absences (2,162,510) Interest on long-term debt is not accrued in governmental funds, but rather is recognized as an expenditure when due. (5,194,101) Cost of issuing bonds is recognized as an expenditure in the period paid, however, in the Statement of Net Assets it is amortized over the life of the bond. 9,990,544 Liability from derivative instruments (163,286) Because the focus of governmental funds is on short-term financing, some assets will not be available to pay for current-period expenditures. Those assets (for example, receivables) are offset by deferred revenues in the governmental funds and, thus, are not included in fund balance: Palm Desert Recreational Facilities Corporation - relates to the amount of rent owed by component unit to City's General Fund 285,000 Community Development Block Grant - relates to loans given to low to moderate income families 15,092 Capital reimbursement from developer for work completed by the City on behalf of the developer 689,586 Interest that was not paid at year-end 278,401 Sales tax 417,981 Redevelopment Agency land purchase from City 2,055,000 3,741,060 Other post employment benefit asset is not available to fund current expenditures for governmental funds and therefore is not reported as an asset in the governmental funds.7,305,057 Internal service fund are used by management to charge the costs of certain activities, such as equipment to individual funds. The assets and liabilities of the internal service fund must be added to the Statement of Net Assets. 6,486,818 et assets o governmenta act v t es 55 ,5, See independent auditors' report and notes to basic financial statements. CITY OF PALM DESERT June 30, 2010 - 23 - RECONCILIATION OF THE BALANCE SHEET OF GOVERNMENTAL FUNDS TO THE STATEMENT OF NET ASSETS RDA Prop A Low Income General Fire Tax Housing REVENUES: Taxes 34,593,131$ 5,264,673$ -$ Special assessments collected - 2,056,461 - Licenses and permits 701,941 - - Intergovernmental revenues 2,677,198 765,311 - Rental income - - 3,067 Charges for services 618,440 - - Investment earnings 1,766,868 48,404 485,444 Fines and forfeitures 126,327 - - Miscellaneous 836,849 9,352 620,937 TOTAL REVENUES 41,320,754 8,144,201 1,109,448 EXPENDITURES: Current: General government 12,895,030 - 2,522,568 Pass-through agreement - - - Public safety 17,427,684 9,194,223 - Parks, recreation and culture 4,534,505 - - Public works 7,573,875 - - Capital outlay 68,718 1,361 4,099 Debt service: Principal retirement - - - Interest and fiscal charges - - - TOTAL EXPENDITURES 42,499,812 9,195,584 2,526,667 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (1,179,058) (1,051,383) (1,417,219) OTHER FINANCING SOURCES (USES): Transfers in 4,747,672 - 17,943,665 Transfers out (350,318) - (9,586,557) Issuance of bonds - - - TOTAL OTHER FINANCING SOURCES (USES) 4,397,354 - 8,357,108 NET CHANGE IN FUND BALANCES 3,218,296 (1,051,383) 6,939,889 FUND BALANCES - BEGINNING OF YEAR 74,350,672 3,071,232 71,014,787 FUND BALANCES - END OF YEA 77,568,968$ 2,019,849$ 77,954,676$ See independent auditors' report and notes to basic financial statements. STATEMENT OF REVENUES, EXPENDITURES AND CITY OF PALM DESERT CHANGES IN FUND BALANCES - GOVERNMENTAL FUNDS For the year ended June 30, 2010 - 24 - Special Revenue Funds Exhibit E RDA RDA RDA Other Total Financing Debt Capital Governmental Governmental Authority Service Projects Funds Funds -$ 88,068,683$ -$ 2,729,462$ 130,655,949$ - - - 1,126,088 3,182,549 - - - 80,330 782,271 - - 243,294 5,014,431 8,700,234 - - 173,475 4,847,228 5,023,770 - - - - 618,440 94,667 190,761 492,429 1,602,670 4,681,243 - - - 216,727 343,054 - 473,864 8,880 1,424,427 3,374,309 94,667 88,733,308 918,078 17,041,363 157,361,819 - 25,568,580 6,066,335 11,381,166 58,433,679 - 37,794,435 - - 37,794,435 - - - 260,880 26,882,787 - - - - 4,534,505 - - - 6,397,922 13,971,797 - - 2,380,374 3,878,969 6,333,521 14,145,000 122,707 - 983,000 15,250,707 18,000,774 735,411 - 544,332 19,280,517 32,145,774 64,221,133 8,446,709 23,446,269 182,481,948 (32,051,107) 24,512,175 (7,528,631) (6,404,906) (25,120,129) 31,759,391 207,551 3,726,556 1,575,567 59,960,402 (791,298) (41,721,239) (1,415,693) (5,655,297) (59,520,402) - - - 6,361,000 6,361,000 30,968,093 (41,513,688) 2,310,863 2,281,270 6,801,000 (1,083,014) (17,001,513) (5,217,768) (4,123,636) (18,319,129) 17,237,452 27,017,486 117,294,098 112,420,096 422,405,823 16,154,438$ 10,015,973$ 112,076,330$ 108,296,460$ 404,086,694$ - 25 - Debt Service Funds Exhibit F Net change in fund balances - total governmental funds (18,319,129)$ Amounts reported for governmental activities in the Statement of Activities are different because: Governmental funds report capital outlays as expenditures. However, in the Statement of Activities, the costs of those assets are allocated over their estimated useful lives as a depreciation expense. This is the amount by which capital outlays exceeded depreciation and deletions in the current period: Current year additions 6,333,521$ Current year deletions (566,908) Current year depreciation (11,846,800) (6,080,187) Repayment of debt principal is an expenditure in the governmental funds, but the repayment reduces long-term liabilities in the Statement of Net Assets.15,250,707 Proceeds of bonds are reported as other financing sources in governmental funds, however, the receipts of debt increases liabilities in the Statement of (6,361,000) Net Assets. An increase in accreted interest on bonds increases the liabilities in the Statement of Net Assets, but does not provide resources for the fund financial statements.(1,515,681) Costs of issuing bonds are recognized as an expenditures in the period paid, however, in the Statement of Net Assets, it is amortized over the life of the bond.(301,813) Premium on bonds are recognized as revenues in the period received, however, in the Statement of Net Assets it is amortized over the life of the bond.475,703 Losses on defeased bonds are recorded in the Statement of Net Assets as a reduction to long-term liabilities and amortized over the life of the bonds.(122,715) Some expenses reported in the Statement of Activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds: Net change in compensated absences for the current period 598,061 Net change in accrued interest for the current period (60,201) Net change in claims and judgments for the current period (121,840) Collection of deferred revenues is reported as revenues in governmental funds and thus has the effect of increasing fund balances. For the City as a whole, however, the collection of these receipts reduces the net assets in the Statement of Net Assets and does not result in revenues in the Statement of Activities: Deferred loans (1,918) Revenues will not be collected within 60 days of the City's fiscal year-end and, therefore, are not considered available in the governmental funds: Capital reimbursement revenue related to construction completed by the City on behalf of the developer (900,946) Interest on note issued by the City (8,442) Sales tax true-up from the State 417,981 Current year change for other post employment benefit asset.334,447 Internal service funds are used by management to charge the costs of certain activities, such as equipment. The net revenues (expenses) of the internal service funds are reported with governmental activities.183,815 Change in net assets of governmental activities (16,533,158)$ See independent auditors' report and notes to basic financial statements. CITY OF PALM DESERT TO THE STATEMENT OF ACTIVITIES For the year ended June 30, 2010 - 26 - RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS Exhibit G Major Other Fund Fund Governmental Desert Office Total Activities- Willow Complex Enterprise Internal Golf Course Parkview Funds Service Fund CURRENT ASSETS: Cash and investments 1,219,626$ 3,048,793$ 4,268,419$ 5,064,563$ Receivables: Accounts 73,820 65,106 138,926 - Prepaid costs 19,942 1,075 21,017 - Inventories 160,214 - 160,214 - Due from component unit (PDRFC) 818,323 - 818,323 - TOTAL CURRENT ASSETS 2,291,925 3,114,974 5,406,899 5,064,563 CAPITAL ASSETS: Nondepreciable 52,616,189 - 52,616,189 - Depreciable, net 6,939,912 8,674,958 15,614,870 1,422,920 CAPITAL ASSETS, NET 59,556,101 8,674,958 68,231,059 1,422,920 TOTAL ASSETS 61,848,026 11,789,932 73,637,958 6,487,483 CURRENT LIABILITIES: Accounts payable 683,739 25,567 709,306 665 Accrued liabilities 83,363 - 83,363 - Deposits payable - 26,136 26,136 - Unearned revenues 188,126 8,808 196,934 - Current portion - capital leases 321,798 - 321,798 - TOTAL CURRENT LIABILITIES 1,277,026 60,511 1,337,537 665 NONCURRENT LIABILITIES: Capital leases 6,475 - 6,475 - TOTAL NONCURRENT LIABILITIES 6,475 - 6,475 - TOTAL LIABILITIES 1,283,501 60,511 1,344,012 665 Invested in capital assets, net of related debt 59,227,828 8,674,958 67,902,786 1,422,920 Unrestricted 1,336,697 3,054,463 4,391,160 5,063,898 TOTAL NET ASSETS 60,564,525$ 11,729,421$ 72,293,946$ 6,486,818$ See independent auditors' report and notes to basic financial statements. CITY OF PALM DESERT STATEMENT OF NET ASSETS PROPRIETARY FUNDS June 30, 2010 - 27 - Enterprise Funds Business-type Activities- LIABILITIES NET ASSETS ASSETS Exhibit H Major Other Fund Fund Governmental Desert Office Total Activities- Willow Complex Enterprise Internal Golf Course Parkview Funds Service Fund OPERATING REVENUES: Fees and rentals 6,162,908$ 988,056$ 7,150,964$ 124,352$ Merchandise sales 891,355 - 891,355 - TOTAL OPERATING REVENUES 7,054,263 988,056 8,042,319 124,352 OPERATING EXPENSES: Maintenance and operations 4,300,209 260,144 4,560,353 - Cost of merchandise 390,608 - 390,608 - General and administrative 1,966,621 243,611 2,210,232 - Depreciation and amortization 1,145,514 371,639 1,517,153 373,673 TOTAL OPERATING EXPENSES 7,802,952 875,394 8,678,346 373,673 OPERATING INCOME (LOSS) (748,689) 112,662 (636,027) (249,321) NONOPERATING REVENUES (EXPENSES): Interest revenue 1,012 61,318 62,330 89,621 Interest expense (29,738) - (29,738) - TOTAL NONOPERATING REVENUES (EXPENSES) (28,726) 61,318 32,592 89,621 INCOME (LOSS) BEFORE CAPITAL CONTRIBUTIONS AND TRANSFERS (777,415) 173,980 (603,435) (159,700) CAPITAL CONTRIBUTIONS 358,134 28,629 386,763 343,515 TRANSFERS OUT - (440,000) (440,000) - CHANGE IN NET ASSETS (419,281) (237,391) (656,672) 183,815 NET ASSETS - BEGINNING OF YEAR 60,983,806 11,966,812 72,950,618 6,208,706 RESTATEMENT OF NET ASSETS - - - 94,297 ET ASSETS - END OF YEAR 60,564,525$ 11,729,421$ 72,293,946$ 6,486,818$ See independent auditors' report and notes to basic financial statements. For the year ended June 30, 2010 - 28 - CITY OF PALM DESERT STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET ASSETS PROPRIETARY FUNDS Enterprise Funds Business-type Activities- Exhibit I Major Other Fund Fund Governmental Desert Office Total Activities- Willow Complex Enterprise Internal Golf Course Parkview Funds Service Fund CASH FLOWS FROM OPERATING ACTIVITIES: Receipts from customers 6,670,086$ 956,723$ 7,626,809$ -$ Payments to suppliers (3,163,650) (505,618) (3,669,268) - Payments for contract (3,239,769) - (3,239,769) - Receipts from interfund services - - - 124,352 NET CASH PROVIDED BY OPERATING ACTIVITIES 266,667 451,105 717,772 124,352 CASH FLOWS FROM NONCAPITAL AND RELATED FINANCING ACTIVITIES: Cash paid to other funds - (440,000) (440,000) - NET CASH USED BY NONCAPITAL AND RELATED ACTIVITIES - (440,000) (440,000) - CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES: Purchases of capital assets (28,000) (102,998) (130,998) (109,980) Principal paid on leases (638,458) - (638,458) - Interest paid on leases (29,738) - (29,738) - NET CASH USED BY CAPITAL AND RELATED FINANCING ACTIVITIES (696,196) (102,998) (799,194) (109,980) CASH FLOWS FROM INVESTING ACTIVITIES: Interest and dividends 1,012 61,318 62,330 89,621 NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS (428,517) (30,575) (459,092) 103,993 CASH AND CASH EQUIVALENTS - BEGINNING OF YEAR 1,648,143 3,079,368 4,727,511 4,960,570 CASH AND CASH EQUIVALENTS - END OF YEAR 1,219,626$ 3,048,793$ 4,268,419$ 5,064,563$ See independent auditors' report and notes to basic financial statements. (Continued) CITY OF PALM DESERT STATEMENT OF CASH FLOWS PROPRIETARY FUNDS For the year ended June 30, 2010 Enterprise Funds Business-type Activities- - 29 - Exhibit I Major Other Fund Fund Governmental Desert Office Total Activities- Willow Complex Enterprise Internal Golf Course Parkview Funds Service Fund RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED BY OPERATING ACTIVITIES: Operating income (loss) (748,689)$ 112,662$ (636,027)$ (249,321)$ Adjustments to reconcile operating income (loss) to net cash provided by operating activities: Depreciation and amortization 1,145,514 371,639 1,517,153 373,673 Changes in assets and liabilities: (Increase) decrease in receivables, net (13,772) (30,572) (44,344) - (Increase) decrease in prepaid costs (2,466) (720) (3,186) - (Increase) decrease in inventories 71,534 - 71,534 - (Increase) decrease in due from component unit (376,525) - (376,525) - Increase (decrease) in accrued liabilities 184,951 (193) 184,758 - Increase (decrease) in deposits payable - (951) (951) - Increase (decrease) in unearned revenues 6,120 (760) 5,360 - NET CASH PROVIDED BY OPERATING ACTIVITIES 266,667$ 451,105$ 717,772$ 124,352$ NONCASH ITEMS: Noncash items include $358,134, $28,629 and $343,515 (net value) of capital assets contributed by the City of Palm Desert to Desert Willow Golf Course, Office Complex Parkview and the internal service fund, respectively and $11,590 in capital assets acquired through the issuance of a lease in the Desert Willow Golf Course Fund. See independent auditors' report and notes to basic financial statements. Enterprise Funds (CONTINUED) STATEMENT OF CASH FLOWS PROPRIETARY FUNDS For the year ended June 30, 2010 Business-type Activities- - 30 - CITY OF PALM DESERT Exhibit Total Agenc Funds Cash and investments 14,403,214$ Receivables (net of allowance for uncollectibles): Accounts 106,442,541 Interest 283 Restricted assets: Cash with fiscal agen 8,133,655 TOTAL ASSETS 128,979,693 Deposits 128,979,693 See independent auditors' report and notes to basic financial statements CITY OF PALM DESERT - 31 - ASSETS LIABILITIES STATEMENT OF FIDUCIARY ASSETS AND LIABILITIES AGENCY FUNDS June 30, 2010 - 32 - THIS PAGE INTENTIONALLY LEFT BLANK See independent auditors’ report. - 33 - CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS JUNE 30, 2010 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES: a. Description of the Reporting Entity: The City of Palm Desert was originally incorporated on November 26, 1973, as a General Law City. In December 1997, Measure LL was enacted following a vote by Palm Desert residents, which adopted a City Charter. The City operates under a Council-Manager form of government and provides the following services: public safety (police and fire), highways and streets, public improvements, community development (planning, building and zoning) and general administrative services. The City has defined its reporting entity in accordance with accounting principles generally accepted in the United States of America which provides guidance for determining which governmental activities, organizations and functions should be included in the reporting entity. The Basic Financial Statements present information on the activities of the reporting entity, which include the City of Palm Desert (the primary government) and its component units, entities for which the government is considered financially accountable. Accounting principles generally accepted in the United States of America require that the component units be separated into blended or discretely presented units for reporting purposes. The following criteria were used in determination of blended component units: appointment of the governing board and fiscal dependence. Although legally separate entities, blended component units are, in substance, part of the City's operations. Therefore, they are reported as part of the primary government. Discretely presented component units are reported in a separate column in the basic financial statements to emphasize that they are legally separate from the City. Blended Component Units Following are descriptions of legally separate component units for which the City is financially accountable that are blended with the Primary Government. The governing bodies of these component units are substantially the same as the City. The Palm Desert Redevelopment Agency (Agency) was established October 24, 1974, pursuant to California Health and Safety Code Section 33000 entitled "Community Redevelopment Law." The purpose of the Agency is to prepare and execute plans for the improvement, rehabilitation and redevelopment of blighted areas within the limits of the City. The Agency's transactions are reported in the governmental fund financial statements as special revenue, debt service, and capital projects funds. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 34 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): a. Description of the Reporting Entity (Continued): Blended Component Units (Continued) The Palm Desert Housing Authority (Housing Authority) was established by the City Council in January 1998, and is partly responsible for the administration of providing affordable housing in the City. The Housing Authority transactions are reported in the governmental fund financial statements under other governmental funds. The Palm Desert Financing Authority (Financing Authority) was formed on January 26, 1989. The purpose of the Financing Authority is to issue debt and loan the proceeds to the City and Agency. The Financing Authority's capital related transactions are reported in the governmental fund financial statements in the capital projects funds, and the collection of assessments and payments of debt service is recorded in the fiduciary funds. The City Council of Palm Desert is the governing body for the Agency, Housing Authority and Financing Authority. The financial statements of the Agency can be obtained at the administrative offices of the City. Separate financial statements are not issued for the Housing Authority and Financing Authority. Discretely Presented Component Unit The Palm Desert Recreational Facilities Corporation (Corporation) was incorporated on February 25, 1997. The purpose of the Corporation is to lease, operate and manage a restaurant and bar in the Desert Willow Golf Course in Palm Desert, California. The Board of Directors of the Corporation appoints an executive director to administer operations. The Corporation is in a separate column to emphasize that it is legally separate from the City and is financially accountable to the City. The two-member board governing the Corporation is appointed by the City Council, and the City has authority to control the Corporation's budget. Complete financial statements of the Component Unit can be obtained from the City's administrative offices. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 35 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): b. Basis of Presentation: Government-Wide Financial Statements The government-wide financial statements (i.e., the statement of net assets and the statement of activities) report information on all of the nonfiduciary activities of the primary government and its component units. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. Likewise, the primary government is reported separately from certain legally separate component units for which the primary government is financially accountable. The statement of activities demonstrates the degree to which the direct and indirect expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include: 1) charges to customers or applicants who purchase, use or directly benefit from goods, services or privileges provided by a given function or segment, and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Expenses reported for functional activities include allocated indirect expenses. Separate financial statements are provided for governmental funds, proprietary funds and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. Fund Financial Statements The accounting system of the City is organized and operated on the basis of separate funds, each of which is considered to be a separate accounting entity. Each fund is accounted for by providing a separate set of self-balancing accounts that constitute its assets, liabilities, fund equity, revenues and expenditures/expenses. Funds are organized into three major categories: governmental, proprietary and fiduciary. An emphasis is placed on major funds within the governmental and proprietary categories. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 36 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): b. Basis of Presentation (Continued): Fund Financial Statements (Continued) A fund is considered major if it is the primary operation fund of the City or meets the following criteria: a. Total assets, liabilities, revenues or expenditures/expenses of that individual governmental or enterprise fund are at least 10% of the corresponding total for all funds of that category or type; and b. Total assets, liabilities, revenues or expenditures/expenses of the individual governmental fund or enterprise fund are at least 5% of the corresponding total for all governmental and enterprise funds combined. c. The government has determined that a fund is important to the financial statement user. The funds of the financial reporting entity are described below: Governmental Fund Types General Fund - The General Fund is the general operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. Special Revenue Funds - Special Revenue Funds are used to account for the proceeds of specific revenue resources (other than major capital projects) that are legally restricted to expenditures for specified purposes. Debt Service Funds - Debt Service Funds are used to account for the accumulation of resources for, and the payment of, general long-term obligation principal, interest and related costs. Capital Projects Funds - Capital Projects Funds are used to account for financial resources to be used for the acquisition or construction of major capital facilities. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 37 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): b. Basis of Presentation (Continued): Fund Financial Statements (Continued) The funds of the financial reporting entity are described below (Continued): Proprietary Fund Types Enterprise Funds - The Enterprise Funds account for operations that are financed and operated in a manner similar to private business enterprises, where the intent of the City Council is that the costs (expenses including depreciation) of providing goods and services to the general public on a continuing basis be financed or recovered primarily through user charges. The Primary Government's Enterprise funds consist of the Parkview Office Complex and the Desert Willow Golf Course, which are operated by a management company. The Component Unit's Enterprise fund consists of the Palm Desert Recreational Facilities Corporation. Internal Service Funds - The Internal Service Fund accounts for financial transactions related to replacement of City-owned vehicles and equipment. These services are provided to other departments or agencies of the City on a cost reimbursement basis. Fiduciary Fund Types The Agency, Special Assessment and Treasurers 1911 Bond Act Funds are used to account for assets held by the City in a custodial capacity as a trustee or as an agent. These assets include deposits placed with the City by developers, individuals and groups to obtain future services, as well as deposits from assessment district’s property owners. These deposits are reduced by payments and/or refunds to individuals or entities at some future time. Agency funds are custodial in nature and do not involve measurement of results of operations. The City’s Retiree Service Stipend Fund is used to account for assets held to pay for the retiree service stipend. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 38 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): b. Basis of Presentation (Continued): Fund Financial Statements (Continued) The major funds are as follows: Governmental Funds The General Fund is the general operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. The Prop A Fire Tax Special Revenue Fund is used to account for all revenues derived from tax collected within the City for upgrading fire protection and prevention. Its use is restricted to obtaining, furnishing, operating and maintaining fire protection and prevention services (currently under contract with Riverside County Fire Department) equipment or apparatus. This fund is reported as a major fund because the tax collected is a voter approved measure. The RDA Low Income Housing Special Revenue Fund is used to account for the tax increment set aside to be spent on projects that benefit low and moderate income families. The Redevelopment Agency Financing Authority Debt Service Fund is used to account for the resources and payment of the debt issued by the Palm Desert Financing Authority and loaned to the Redevelopment Agency. The Redevelopment Agency Debt Service Fund is used to account for resources and payments of debt issued by the Redevelopment Agency. The Redevelopment Agency Capital Projects Fund is used to account for the financial resources to be used for the acquisition or construction of major capital facilities in the Palm Desert Redevelopment Agency. Proprietary Fund The Desert Willow Golf Course Fund is used to account for the fees collected and expenses incurred in connection with operating the municipal golf course in the City of Palm Desert. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 39 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): c. Measurement Focus and Basis of Accounting: Measurement focus is a term used to describe which transactions are recorded within the various financial statements. Basis of accounting refers to when transactions are recorded regardless of the measurement focus applied. Measurement Focus On the government-wide Statement of Net Assets and the Statement of Activities, both governmental and business-like activities are presented using the economic resources measurement focus. The accounting objectives of the economic measurement focus are the determination of operating income, changes in net assets (or cost recovery), financial position and cash flows. All assets and liabilities (whether current or noncurrent) associated with their activities are reported. In the fund financial statements, the "current financial resources" measurement focus or the "economic resources" measurement focus is used as appropriate: 1. All governmental funds utilize a "current financial resources" measurement focus. Only current financial assets and liabilities are generally included on their balance sheets. Their operating statements present sources and uses of available spendable financial resources during a given period. These funds use fund balance as their measure of available spendable financial resources at the end of the period. 2. The proprietary fund utilizes an "economic resources" measurement focus. Proprietary fund equity is classified as net assets. 3. Agency funds are not involved in the measurement of results of operations; therefore, measurement focus is not applicable to them. Basis of Accounting In the government-wide Statement of Net Assets and Statement of Activities, both governmental and business-like activities are presented using the accrual basis of accounting. Under the accrual basis of accounting, revenues are recognized when earned and expenses are recorded when the liability is incurred or economic asset used. Revenues, expenses, gains, losses, assets and liabilities resulting from exchange and exchange-like transactions are recognized when the exchange takes place. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 40 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): c. Measurement Focus and Basis of Accounting (Continued): Basis of Accounting (Continued) In the fund financial statements, governmental funds are presented on the modified accrual basis of accounting. Under this modified accrual basis of accounting, revenues are recognized when "measurable and available." Measurable means knowing or being able to reasonably estimate the amount. Available means collectible within the current period or soon enough thereafter to pay current liabilities. Revenues that are susceptible to accrual include property taxes and special assessments that are levied for and due for the fiscal year and collected within 60 days after year-end. Licenses, permits, fines, forfeits, charges for services and miscellaneous revenues are recorded as governmental fund type revenues when received in cash because they are not generally measurable until actually received. Revenue from taxpayer assessed taxes, such as sales taxes, are recognized in the accounting period in which they became both measurable and available to pay liabilities of the current period. Grants and similar items are recognized as soon as all eligibility requirements imposed by the provider have been met. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However debt service expenditures as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Interfund activity in the amount of $3,546,412 has been eliminated from the general government function for the government-wide financial statements except for charges between the government's Desert Willow Golf Course and Parkview Office Complex funds and various other functions of the government. Elimination of these charges would distort the direct costs and program revenues for the various functions considered. The accrual basis of accounting is followed by the proprietary fund. Under the accrual basis of accounting, revenues are recognized when earned and expenses are recorded when the liability is incurred or economic assets are used. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing goods and services in connection with a proprietary fund's principal ongoing operations. The principal revenue of the Desert Willow Golf Course and Parkview Office Complex Enterprise Funds are charges to customers for use of the golf course and rental fees. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 41 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): c. Measurement Focus and Basis of Accounting (Continued): Basis of Accounting (Continued) Private-sector standards of accounting and financial reporting issued prior to December 1989, generally are followed in both the government-wide and proprietary fund financial statements to the extent that those standards do not conflict with or contradict guidance of the Governmental Accounting Standards Board. Governments also have the option of following subsequent private-sector guidance for their business-type activities and enterprise funds, subject to this same limitation. The government has elected not to follow subsequent private- sector guidance. When both restricted and unrestricted resources are available for use, it is the government's policy to use restricted resources first, and then unrestricted resources as they are needed. d. Capital Assets and Depreciation: Capital assets, which include property, plant, equipment and infrastructure assets (e.g., roads, traffic signals, drainage systems and similar items), are reported in the applicable governmental or business-type activities column in the government-wide financial statements. Capital assets are defined by the City as assets with an initial cost of more than $500 and an estimated life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. In accordance with GASB Statement No. 34, the City has reported general infrastructure assets acquired in prior and current years. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. Property, plant and equipment of the primary government, as well as the component units, are depreciated using the straight-line method over the following estimated useful lives: Buildings 40 years Improvements other than buildings 20 years Machinery and equipment 5 to 8 years Infrastructure 20 to 75 years CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 42 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): e. Appropriations Limit: Under Article XIII-B of the California Constitution (the Gann Spending Limitation Initiative), the City is restricted as to the amount of annual appropriations from the proceeds of taxes, and if proceeds of taxes exceed allowed appropriations, the excess must either be refunded to the State Controller or returned to the taxpayers through revised tax rates, revised fee schedules or other refund arrangements. For the fiscal year ended June 30, 2010, proceeds of taxes did not exceed appropriations. f. Investments: Investments are stated at fair value (quoted market price or the best available estimate thereof). g. Cash and Investments: For purposes of the statement of cash flows, the City has defined cash and investments to include cash on hand, demand deposits, investments held in various instruments, and investments held in the California Local Agency Investment Fund (LAIF) and California Asset Management Program (CAMP). h. Employee Compensated Absences: It is the government's policy to permit employees to accumulate earned but unused vacation and sick leave (compensated absences). Vacation pay and sick leave, which are expected to be liquidated with expendable available resources, are reported as expenditure and liability of the governmental fund that will pay it only if they have matured, for example, as a result of employee resignations or retirements. Compensated absences in the amount of $2,162,510, which are not expected to be liquidated with expendable available financial resources, are reported as long-term liabilities. i. Property Held for Resale: The Agency purchased land within the Agency's project area. The land held for resale is recorded in the Redevelopment Agency Low Income Housing Special Revenue Fund as property held for resale at the lower of acquisition cost or net realizable value. At June 30, 2010, the cost of the property held for resale for various housing properties in Palm Desert totaled $855,224. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 43 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): j. Inventories, Prepaid Costs and Deposits: Inventory in the amount of $160,214 and $55,428 for the Desert Willow Golf Course Enterprise Fund (Primary Government) and Palm Desert Recreational Facilities Corporation (Component Unit), respectively, are stated at lower of cost or market with cost determined using the weighted average cost method. Inventory in the amount of $33,262 in the general fund is stated at cost. Inventory is recorded as an expenditure when consumed rather than purchased. Certain payments to vendors that reflect costs applicable to future accounting periods are recorded as prepaid costs in the government-wide and fund financial statements. k. Property Tax Calendar: Property taxes are assessed and collected each fiscal year according to the following property tax calendar: Lien date: January 1 Levy date: July 1 to June 30 Due date: November 1 - 1st Installment March 1 - 2nd Installment Delinquent date: December 10 - 1st Installment April 10 - 2nd Installment Under California law, property taxes are assessed and collected by the counties up to 1% of assessed value, plus other increases approved by the voters. The property taxes go into a pool and are then allocated to the cities based on complex formulas prescribed by state statutes. The City accrues only those taxes, which are received within 60 days after the year-end. The City is a participant in the Teeter Plan under the California Revenue and Taxation Code. The County of Riverside has responsibility for the collection of delinquent taxes and the City receives 100% of the levy. l. Restricted Assets: Certain proceeds of debt issues, as well as certain resources set aside for their repayment, are classified as restricted assets on the balance sheet because they are maintained in separate trustee bank accounts and their use is limited to applicable bond covenants. In addition, funds have been restricted for future capital improvements by City resolution. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 44 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): m. Use of Estimates: The financial statements are prepared in conformity with accounting principles generally accepted in the United States of America and, accordingly, include amounts that are based on management’s best estimates and judgments. The financial statements include estimates for the value of the capital assets (infrastructure), depreciation expense, fair value of investments, for the amounts reported for the schedule of funding progress for the Defined Benefit Plan (Note 10) and actuarial accrued liability for the other post-employment benefits (Note 14). Accordingly, actual results could differ from the estimates. 2. CASH AND INVESTMENTS: As of June 30, 2010, cash and investments were reported in the accompanying financial statements as follows: Governmental activities $ 455,250,957 Business-type activities 4,268,419 Component unit 186,272 Fiduciary funds 22,536,869 Total Cash and Investments $ 482,242,517 Cash and investments at June 30, 2010 consisted of the following: Demand accounts $ 7,018,891 Petty cash 18,350 Investments 475,205,276 Total Cash and Investments $ 482,242,517 The City of Palm Desert maintains a cash and investment pool that is available for use for all funds. Each fund type's position in the pool is reported on the combined balance sheet as cash and investments. The City has adopted an investment policy, which authorizes it to invest in various investments. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 45 - 2. CASH AND INVESTMENTS (CONTINUED): Deposits At June 30, 2010, the carrying amount of the City’s deposits was $7,018,891, and the bank balance was $7,907,888. The $(888,997) difference represents outstanding checks and other reconciling items. The California Government Code requires California banks and savings and loan associations to secure an Entity's deposits by pledging government securities with a value of 110% of an Entity's deposits. California law also allows financial institutions to secure deposits by pledging first trust deed mortgage notes having a value of 150% of total deposits. The City Treasurer may waive the collateral requirement for deposits that are fully insured up to $250,000 by the FDIC. The collateral for deposits in federal and state chartered banks is held in safekeeping by an authorized Agent of Depository recognized by the State of California Department of Banking. The collateral for deposits with savings and loan associations is generally held in safekeeping by the Federal Home Loan Bank in San Francisco, California as an Agent of Depository. These securities are physically held in an undivided pool for all California public agency depositors. Under Government Code Section 53655, the placement of securities by a bank or savings and loan association with an Agent of Depository has the effect of perfecting the security interest in the name of the local governmental agency. Accordingly, all collateral held by California Agents of Depository are considered to be held for, and in the name of, the local governmental agency. Investments Under provision of the City’s investment policy and in accordance with the California Government Code, the following investments are authorized: • United States Treasury bills, notes, bonds or certificates of indebtedness • United States government-sponsored enterprise obligations, participations or other instruments • Banker’s Acceptances issued by commercial banks • Commercial Paper issued by general corporations • Negotiable Certificates of Deposits, issued by a nationally or state-chartered bank, a savings association, a federal association or by a state-licensed branch of a foreign bank • Time Certificates of Deposit issued by qualified public depositories. • Repurchase Agreements sold by authorized brokers • Medium-Term Notes issued by corporations organized and operating in the United States, or by depository institutions operating in the United States and licensed by the United States or by any state CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 46 - 2. CASH AND INVESTMENTS (CONTINUED): Investments (Continued) • Money Market Mutual Funds that are registered with the SEC under the Investment Act of 1940 • State of California Local Agency Investment Fund (LAIF) that is managed by the State Treasurer’s Office • Structured Notes in the form of callable securities or “STRIPS” issued by the United States Treasury, Federal Agencies or government-sponsored enterprises • Local Government Investment Pools GASB Statement No. 31 The City adopted GASB Statement No. 31, Accounting and Financial Reporting for Certain Investments and for External Investment Pools, as of July 1, 1997. GASB Statement No. 31 establishes fair value standards for investments in participating interest earning investment contracts, external investment pools, equity securities, option contracts, stock warrants and stock rights that have readily determinable fair values. Credit Risk The City Treasurer is authorized under state and municipal law to invest in various types of securities that meet specified credit quality standards, based upon credit risk ratings assigned by Standard and Poors (S&P) or by Moody’s Investor Services (Moody’s). Permissible City investments include medium-term notes that are rated “A” or higher at time of purchase; commercial paper that is rated “A-1+” or the equivalent; money market mutual funds that are rated “AAA”; and United States Government and Federal Agency securities (the quality of United States Treasury securities is not analyzed since they are not deemed to have credit risk). Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the minimum rating required, when applicable, by the California Government Code, the City’s investment policy, or debt agreements, and the Standard and Poor’s rating as of year-end for each investment type. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 47 - 2. CASH AND INVESTMENTS (CONTINUED): Credit Risk (Continued) Total Minimum as of Legal Investment Type June 30, 2010 Rating AAA Other Unrated California Local Agency Investment Fund $ 89,532,285 N/A $ - $ - $ 89,532,285 California Asset Management Program 35,595,800 N/A 35,595,800 - - United States Government Sponsored Enterprise Securities 125,475,693 N/A 125,475,693 - - Medium-term corporate notes 44,352,789 A - 44,352,789 - Investment in City Bonds 3,151,000 N/A - - 3,151,000 Held by Fiscal Agent: Money market mutual funds 96,191,675 AAA 96,191,675 - - California Local Agency Investment Fund 80,906,034 N/A - - 80,906,034 Total $ 475,205,276 $ 257,263,168 $ 44,352,789 $173,589,319 N/A - Not Applicable The actual ratings for the Medium Term Corporate Notes (MTN) are as follows: Other: AA $ 17,313,820 AA+ 10,063,505 A 6,962,723 A+ 10,012,741 $ 44,352,789 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 48 - 2. CASH AND INVESTMENTS (CONTINUED): Custodial Credit Risk The custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for the investments is the risk that, in the event of the failure of the counterparty to a transaction, a government will not be able to recover the value of investment or collateral securities that are in the possession of an outside party. As of June 30, 2010, none of the City’s deposits or investments were exposed to custodial credit risk. Concentration of Credit Risk The City’s investment policy imposes restrictions on the percentage the City can invest in certain types of investments, which the City is in compliance. As of June 30, 2010, in accordance with GASB Statement no. 40, if the city has invested more than 5% of its total investments in any one issuer then they are exposed to concentration of credit risk. The following investments are considered to be exposed to concentration credit risk: Issuer Investment Type Reported Amount Percent of Investment Federal Home Loan Bank U.S. Government Sponsored Enterprise Securities $ 58,771,429 12 % Federal National Mortgage Association U.S. Government Sponsored Enterprise Securities 28,108,304 6 % Federal Home Loan Mortgage Corporation U.S. Government Sponsored Enterprise Securities 25,511,333 5 % Investments explicitly guaranteed by the U.S. government, investments in mutual funds and external investment pools are excluded from this requirement. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 49 - 2. CASH AND INVESTMENTS (CONTINUED): Concentration of Credit Risk (continued) The City’s Investment policy imposes the following restrictions on the maximum percentage it can invest in a single type of investment. Portfolio Single Issuer Issuer Maximum Maximum United States Treasury Bills, Notes, Bonds 100% N/A United States Government-Sponsored Enterprise Securities 100% 30% Banker’s Acceptances 40% 30% Commercial Paper 25% 10% Negotiable Certificates of Deposit 30% N/A Time Certificates of Deposit 15% N/A Repurchase Agreements 20% N/A Medium-Term Corporate Notes 30% 5% Money Market Mutual Funds 20% N/A Local Agency Investment Fund (LAIF) $50M/Acct N/A Structured Notes (STRIPS) 20% N/A Local Government Investment Pools 30% N/A N/A - Not Applicable The City’s policy is more conservative than state law, which has no issuer concentration limits on federal agency debt. The federal agency debt that the City purchases have implied credit ratings of “AAA/Aaa”. Interest Rate Risk The City's investment policy limits investment maturities as a means of managing its exposure to fair value losses arising from increasing interest rates. The City's investment policy states that the City shall not invest in securities with maturities exceeding five years and the weighted-average maturity of the City portfolio shall not exceed 540 days. The City has elected to use the segmented time distribution method of disclosure for its interest rate risk. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 50 - 2. CASH AND INVESTMENTS (CONTINUED): Interest Rate Risk (continued) As of June 30, 2010, the City had the following investments and maturities: Less Than 6 months - 1 year - Over Fair 6 Months 1 year 3 years 3 years Value California Local Agency Investment Fund $ 89,532,285 $ - $ - $ - $ 89,532,285 California Asset Management Program 35,595,800 - - - 35,595,800 United States Government Sponsored Enterprise Securities 20,846,925 19,158,532 85,470,236 - 125,475,693 Medium-term corporate notes 21,085,325 8,251,810 15,015,654 - 44,352,789 Investment in City Bonds 101,000 - 447,000 2,603,000 3,151,000 Held by Fiscal Agent: Money market mutual funds 96,191,675 - - - 96,191,675 California Local Agency Investment Fund 80,906,034 - - - 80,906,034 $ 344,259,044 $ 27,410,342 $100,932,890 $ 2,603,000 $475,205,276 Investment in State Investment Pool The City is a voluntary participant in the Local Agency Investment Fund (LAIF) that is regulated by California Government Code Section 16429 under the oversight of the Treasurer of the State of California. The fair value of the City’s investment in this pool is reported in the accompanying financial statements at amounts based upon the City’s pro-rata share of the fair value provided by LAIF for the entire LAIF portfolio (in relation to the amortized cost of that portfolio). The balance available for withdrawal is based on the accounting records maintained by LAIF, which are recorded on an amortized cost basis. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 51 - 2. CASH AND INVESTMENTS (CONTINUED): Investment in California Asset Management Program The California Asset Management Program (CAMP) is a public joint powers authority which provides California Public Agencies with investment management services for surplus funds and comprehensive investment management, accounting and arbitrage rebate calculation services for proceeds of tax-exempt financings. The CAMP currently offers the Cash Reserve Portfolio, a short-term investment portfolio, as a means for Public Agencies to invest these funds. Public Agencies that invest in the Pool (Participants) purchase shares of beneficial interest. Participants may also establish individual, professionally managed investment accounts (Individual Portfolios) by separate agreement with the Investment Advisor. Investments in the Pools and Individual Portfolios are made only in investments in which Public Agencies generally are permitted by California statute. The CAMP may reject any investment and may limit the size of a Participant’s account. The Pool seeks to maintain, but does not guarantee, a constant net asset value of $1.00 per share. A Participant may withdraw funds from its Pool accounts at any time by check or wire transfers. Requests for wire transfers must be made by 9:00 a.m. that day. Fair value of the Pool is determined by the fair value per share of the Pool’s underlying portfolio. 3. RECEIVABLES: Primary Government's Governmental Funds Notes and Loans Receivable: On August 8, 2006, the City Palm Desert issued $3,165,000 of Limited Obligation Bonds. The proceeds of the Bonds will be used to finance the construction of the utility undergrounding and pay the cost of issuance. The debt service on the bonds is to be paid by assessments secured on the property tax rolls of those properties benefiting from the improvements. Bond maturities begin September 2, 2007, and continue annually through 2036. The interest rates of the bonds range from 3.85% to 5.15%. The City of Palm Desert is the only bondholder on record for the bonds and reports a receivable in the general fund that corresponds to the outstanding principal on the bonds. As of June 30, 2010, the receivable balance was $1,719,000. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 52 - 3. RECEIVABLES (CONTINUED): Primary Government's Governmental Funds (Continued) Notes and Loans Receivable (Continued): On April 21, 2003, the Agency entered into a loan agreement with The Regents of the University of California, on behalf of its Riverside Campus, to loan various amounts over a period of time, not to exceed an aggregate amount of $2,000,000. Proceeds of the loan are to be used for capital improvements at the University’s Riverside Campus. The outstanding principal balance and interest on the note is due in five annual payments beginning on July 15, 2009. As of June 30, 2010, the amount outstanding on the loan is $1,600,000. The City has $15,092 and the Agency has $29,463 in home improvement loans. Payments of interest and principal are due monthly on these loans. The City entered into several individual loan agreements with residents of the Highlands Utility Undergrounding Assessment District No. 04-01. The loans were issued by the City to pay off the principal of the respective properties assessment. In turn, the residents agreed to pay to the City the full cost of the loan amount plus any accrued interest at a rate of 5.35%. The full amount of the loan along with all accrued interest is due and payable at the earliest of September 2, 2036 or any change in ownership of the property. At June 30, 2010 the total receivable from the Highlands Deferral Loan Program is $140,739. A loan receivable for the construction of a multi-family affordable housing development dated June 14, 2001, with a balance of $7,298,547 is due from the Palm Desert Development Company. The loan is secured by a Deed of Trust with assignment to property, rent and fixtures on the housing development located in Palm Desert. Interest is earned and due annually at a rate of 1% per annum from the date on which the final certificate of occupancy is issued. Principal on the loan is based on the applicable agency’s percentage of positive net cash flow derived from the operations of the Development. On August 28, 2008 the City Council approved through resolution the Energy Independence Program (EIP), which is supported by Senate Bill AB811. The EIP program allowed the City to create the funding mechanism to assist the residents and businesses entering into a loan agreement with the City and providing the money for the borrowers to acquire and install energy efficient improvements. Senate Bill AB811 allows the City to lien the properties through annual property tax assessments for a period not to exceed 20 years. To date, 168 residents and business owners entered into loan agreements with the City and have completed their improvements through the EIP program. The loans are payable in two annual installments for a period of 5 years to 20 years at an interest rate of 7% annually. On June 30, 2010 the outstanding loans receivable through the EIP Program was $4,984,182. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors‟ report. - 53 - 3. RECEIVABLES (CONTINUED): Primary Government's Governmental Funds (Continued) Notes and Loans Receivable (Continued): The Agency has issued loans for several other projects, all of which are secured by a deed of trust. A valuation allowance equal to the loan balance has been recognized where there is a significant possibility that these loans either become uncollectible or forgiven by the Agency at a future date if all the terms of the loans have been met. Detailed information for these loans is as follows: Loan Balance Interest Maturity Special Provisions Project Name Outstanding Rate Date Secured By of Loan Self-Help 429,000$ 7.25%30 years Deed of Trust Housing Program or 2024 Home Improvement 218,346 N/A N/A Deed of Trust Loans Portola Palms 149,040 3.00%30 years Deed of Trust Mobilehome Park from date of loan Desert Rose 2,257,521 3.00%30 - 45 years*Deed of Trust from date of loan Loan balance and interest due upon maturity,unpaid balance of loan or interest will bear an interest rate of 12%. Loan is payable upon change or transfer of title, refinancing or upon the death of the borrower.Restrictive covenants are placed against property to maintain affordability for up to 45 years in exchange for favorable loan terms. Loan balance and interest will be forgiven at maturity if debtor does not breach the terms and conditions of either the unit regulatory agreement or note. Loan will be forgiven at maturity unless the debtor is in violation of the unit regulatory agreement or the deed of trust. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors‟ report. - 54 - 3. RECEIVABLES (CONTINUED): Primary Government's Governmental Funds (Continued) Notes and Loans Receivable (Continued): Detailed information for these loans (Continued): Loan Balance Interest Maturity Special Provisions Project Name Outstanding Rate Date Secured By of Loan Falcon Crest 5,888,423$ 3.00%30 - 45 Deed of Trust years from date of loan Acquisition,190,510 3.00%30 - 45 Deed of Trust Rehabilitation,years Assignment Resale from date of Rent of loan * All properties acquired from the Redevelopment Agency after June 2009 will have a 45 year restrictive covenant. Loan is payable upon change or transfer of title, refinancing or upon the death of the borrower. Restrictive covenants are placed against property to maintain affordability for up to 45 years in exchange for favorable loan terms. Loan is payable upon change or transfer of title, refinancing or upon the death of the borrower. 4. INTERFUND RECEIVABLES, PAYABLES AND TRANSFERS: The composition of interfund balances as of June 30, 2010, was as follows: Due To/From Other Funds Due From Due To Amount General Fund Other Governmental Funds $ 8,918 $ 8,918 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 55 - 4. INTERFUND RECEIVABLES, PAYABLES AND TRANSFERS (CONTINUED): Due To/From Other Funds (Continued) The General Fund receivable of $8,918 to Other Governmental Funds was to provide temporary funds for operations. The composition of interfund balances as of June 30, 2010, was as follows: Advances To/From Other Funds Advances From Advances To Amount General Fund RDA Debt Service Fund $ 9,236,000 RDA Low-Income Housing RDA Debt Service Fund 17,821,288 Other Governmental Funds RDA Debt Service Fund 13,419,000 $ 40,476,288 The advances from the General Fund and Other Governmental Funds were made to the Redevelopment Agency for capital improvements. The advances earn interest at a rate equal to LAIF rates plus four percent (4%) in Project Area No. 1 and plus two percent (2%) in Project Area No. 2. The advances from the RDA Low-Income Housing Fund to the RDA Debt Service Fund were made to cover the SERAF payment. The advances have no interest rate. Due To/From Component Unit Due From Component Unit Major Funds: General Fund $ 285,000 Desert Willow Golf Course 818,323 $ 1,103,323 The receivable by the General Fund is for rent owed by the Palm Desert Recreational Facilities Corporation (PDRFC), and the receivable by the Desert Willow Golf Course represents funds loaned to PDRFC for operations. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors‟ report. - 56 - 4. INTERFUND RECEIVABLES, PAYABLES AND TRANSFERS (CONTINUED): The composition of interfund balances as of June 30, 2010, was as follows: Interfund Transfers RDA Low Income RDA Housing Financing RDA Special Authority RDA Capital Other General Revenue Debt Service Debt Service Projects Governmental Fund Fund Fund Fund Fund Funds Total General Fund -$ -$ -$ -$ -$ 350,318$ 350,318$ RDA Low Income Housing - - 9,082,658 207,551 296,348 - 9,586,557 RDA Financing Authority Debt Service - - - - 791,298 - 791,298 RDA Debt Service - 17,821,289 22,676,733 - 1,223,217 - 41,721,239 RDA Capital Projects - - - - 1,415,693 - 1,415,693 Other Governmental Funds 4,307,672 122,376 - - - 1,225,249 5,655,297 Office Complex Parkview Enterprise Fund 440,000 - - - - - 440,000 Totals 4,747,672$ 17,943,665$ 31,759,391$ 207,551$ 3,726,556$ 1,575,567$ 59,960,402$ Transfers In Transfers Out: CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 57 - 4. INTERFUND RECEIVABLES, PAYABLES AND TRANSFERS (CONTINUED): Interfund Transfers (Continued) Transfers are used to: 1. Move receipts restricted to debt service from the funds collecting the receipts to the debt service funds as debt service payments become due. 2. Transfer 20% of tax increment received by RDA debt service funds to the low and moderate income housing special revenue fund. 3. Transfer allocation of administrative expenses. 4. Transfer revenues to provide for capital projects, and 5. Transfer revenues to provide for additional resources to pay for expenditures. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 58 - 5. CAPITAL ASSETS: A summary of changes in capital assets at June 30, 2010, was as follows: Primary Government - Governmental Activities Balance at Balance at Balance at June 30, 2009 Adjustments June 30, 2009 Transfers Additions Deletions June 30, 2010 Capital assets, not being depreciated: Land 125,343,381$ -$ 125,343,381$ 173,434$ 1,372,513$ -$ 126,889,328$ Right-of-way 120,505,799 - 120,505,799 13,445 110,243 - 120,629,487 Construction-in-progress 16,897,187 - 16,897,187 (85,438) 2,429,594 (542,830) 18,698,513 Total capital assets, not being depreciated 262,746,367 - 262,746,367 101,441 3,912,350 (542,830) 266,217,328 Capital assets, being depreciated: Buildings 119,150,570 - 119,150,570 (173,434) 511,582 - 119,488,718 Improvements other than buildings 53,239,496 - 53,239,496 - 460,074 - 53,699,570 Machinery and equipment 8,689,871 (103,087) 8,586,784 - 123,315 (192,260) 8,517,839 Infrastructure 221,912,143 - 221,912,143 71,993 1,326,200 - 223,310,336 Equipment - Internal service fund 5,024,855 103,087 5,127,942 - 454,160 (141,487) 5,440,615 Total capital assets, being depreciated 408,016,935 - 408,016,935 (101,441) 2,875,331 (333,747) 410,457,078 Less accumulated depreciation for: Buildings (36,192,206) - (36,192,206) - (2,958,351) - (39,150,557) Improvements other than buildings (15,596,346) - (15,596,346) - (2,801,785) - (18,398,131) Machinery and equipment (6,339,740) 8,790 (6,330,950) - (707,712) 168,182 (6,870,480) Infrastructure (60,922,916) - (60,922,916) - (5,378,952) - (66,301,868) Equipment - Internal service fund (3,776,719) (8,790) (3,785,509) - (373,673) 141,487 (4,017,695) Total accumulated depreciation (122,827,927) - (122,827,927) - (12,220,473) 309,669 (134,738,731) Capital assets, being depreciated, net 285,189,008 - 285,189,008 (101,441) (9,345,142) (24,078) 275,718,347 Capital assets, net - Governmental Activities 547,935,375$ -$ 547,935,375$ -$ (5,432,792)$ (566,908)$ 541,935,675$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 59 - 5. CAPITAL ASSETS (CONTINUED): A summary of changes in capital assets at June 30, 2010, was as follows: Primary Government - Business-type Activities Balance at Balance at Balance at June 30, 2009 Adjustments June 30, 2009 Transfers Additions Deletions June 30, 2010 Capital assets, not being depreciated: Land 52,616,189$ -$ 52,616,189$ -$ -$ -$ 52,616,189$ Total capital assets, not being depreciated 52,616,189 - 52,616,189 - - - 52,616,189 Capital assets, being being depreciated: Buildings and improvements 19,454,052 - 19,454,052 - 138,481 - 19,592,533 Machinery and equipment 5,915,329 - 5,915,329 - 393,890 (220,390) 6,088,829 Total capital assets, being depreciated 25,369,381 - 25,369,381 - 532,371 (220,390) 25,681,362 Less accumulated depreciation for: Buildings and improvements (4,224,830) - (4,224,830) - (613,316) - (4,838,146) Machinery and equipment (4,541,880) - (4,541,880) - (903,837) 217,371 (5,228,346) Total accumulated depreciation (8,766,710) - (8,766,710) - (1,517,153) 217,371 (10,066,492) Capital assets, being depreciated, net 16,602,671 - 16,602,671 - (984,782) (3,019) 15,614,870 Capital assets, net - Business-type Activities 69,218,860$ -$ 69,218,860$ -$ (984,782)$ (3,019)$ 68,231,059$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 60 - 5. CAPITAL ASSETS (CONTINUED): Depreciation expense was charged to functions/programs of the primary government as follows: Governmental Activities: General government $ 3,361,678 Public safety 238,307 Public works 5,890,633 Parks, recreation and culture 2,356,182 Depreciation expenses for internal service funds is charged to various functions based on usage of capital assets 373,673 Total depreciation expense - governmental activities $ 12,220,473 Business-type Activities: Desert Willow Golf Course $ 1,145,514 Parkview Office complex 371,639 Total depreciation expense - business-type activities $ 1,517,153 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 61 - 6. LONG-TERM LIABILITIES: The following is a summary of long-term liability transactions of the City for the year ended June 30, 2010: Primary Government - Governmental Activities Balance Balance Due Within July 1, 2009 Additions Reductions June 30, 2010 One Year Special assessment deb with governmen commitment 2,702,000$ -$ (983,000)$ 1,719,000$ 32,000$ Tax allocation bonds 401,601,475 1,515,681 (14,145,000) 388,972,156 14,625,000 Limited obligatio improvement bonds 2,015,000 1,136,000 - 3,151,000 101,000 Lease revenue bonds - 5,225,000 - 5,225,000 130,000 Notes payable 368,121 - (122,707) 245,414 122,707 Claims and judgments ayable 777,851 609,926 (488,086) 899,691 320,000 Compensated absences ayable 2,760,571 1,830,272 (2,428,333) 2,162,510 600,000 Subtotal 410,225,018 10,316,879 (18,167,126) 402,374,771 15,930,707 Add: Unamortized ond premiu 7,375,240 - (475,703) 6,899,537 - Less: Deferred amoun on refunding (1,483,535) - 122,715 (1,360,820) - Total 416,116,723$ 10,316,879$ (18,520,114)$ 407,913,488$ 15,930,707$ Debt service payments for the special assessment debt with government commitment, tax allocation bonds and notes payable are made from debt service funds. Primary Government -Business-type Activities: Capital leases 955,141$ 11,590$ (638,458)$ 328,273$ 321,798$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 62 - 6. LONG-TERM LIABILITIES (CONTINUED): Special Assessment Debt with Government Commitment Highlands Undergrounding Assessment District No. 04-01, Limited Obligation Improvement Bonds, Series 2006 On August 8, 2006, the City Palm Desert issued $3,165,000 of Limited Obligation Bonds. The proceeds of the Bonds will be used to finance the construction of the utility undergrounding and pay the cost of issuance. The debt service on the bonds is to be paid by assessments secured on the property tax rolls of those properties benefiting from the improvements. In the event that assessment collections are insufficient to pay the debt service, the City has a potential obligation to provide additional funds to pay the debt service, therefore these bonds are reported as special assessment debt with government commitment. Bond maturities begin September 2, 2007, and continue annually through 2036. The interest rates of the bonds range from 3.85% to 5.15%. The City of Palm Desert is the only bondholder on record of the bonds. The future debt service requirements on the Highlands Undergrounding Assessment District No. 04-01, Limited Obligation Improvement Bonds, Series 2006 are as follows: Year Ending June 30, Principal Interest Total 2011 32,000$ 85,683$ 117,683$ 2012 34,000 84,264 118,264 2013 35,000 82,745 117,745 2014 36,000 81,148 117,148 2015 38,000 79,445 117,445 2016 - 2020 220,000 367,388 587,388 2021 - 2025 281,000 305,430 586,430 2026 - 2030 360,000 224,009 584,009 2031 - 2035 463,000 118,579 581,579 2036 - 2037 220,000 11,485 231,485 1,719,000$ 1,440,176$ 3,159,176$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 63 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds A summary of changes in tax allocation bonds at June 30, 2010, was as follows: Balance Additions/ Repayments/ Balance Due Within July 1, 2009 Accretion Reductions June 30, 2010 One Year Project Area No. 1 2002A TARRBs, $22,070,000 22,070,000$ -$ -$ 22,070,000$ -$ 2003 TARBs, $19,000,000 19,000,000 - - 19,000,000 - 2004A TARRBs, $24,945,000 20,775,000 - (945,000) 19,830,000 1,130,000 2006 A & B TARBs, $62,320,000 56,065,000 - (2,195,000) 53,870,000 2,320,000 2007A TARRBs, $32,600,000 28,060,000 - (2,640,000) 25,420,000 2,625,000 Project Area No. 2 2002A TARRBs, $17,310,000 13,355,000 - (695,000) 12,660,000 720,000 2003 TARBs, $15,745,000 15,745,000 - - 15,745,000 - 2006 A-D TARBs, $67,618,213 68,350,021 1,005,564 (2,015,000) 67,340,585 1,790,000 Project Area No. 3 2003 TARBs, $4,745,000 4,120,000 - (100,000) 4,020,000 105,000 2006 A-C TABs, $15,059,526 15,566,776 216,202 (135,000) 15,647,978 170,000 Project Area No. 4 1998 TARBs, $11,02,000 8,355,000 - - 8,355,000 130,000 2001 TARBs, $15,695,000 14,200,000 - (305,000) 13,895,000 320,000 2006A TARBs, $19,273,089 19,854,678 293,915 (445,000) 19,703,593 435,000 Combined Low and Moderate Housing 1998 TARBs, $48,760,000 4,385,000 - (1,390,000) 2,995,000 1,460,000 2002 TARBs, $12,100,000 10,610,000 - (275,000) 10,335,000 285,000 2007 TARBs, $86,155,000 81,090,000 - (3,005,000) 78,085,000 3,135,000 Total 401,601,475$ 1,515,681$ (14,145,000)$ 388,972,156$ 14,625,000$ Tax Allocation bonds used for capital improvements are special obligations of the Agency and the Financing Authority (a component unit of the Agency) and are secured by an irrevocable pledge of tax revenues and other funds as provided under the Bond Resolution. The bonds and any interest thereon are not a debt of the City, the State of California or any of its political subdivisions, and neither the City, the State of California nor any of its political subdivisions is liable on the bonds, nor in any event shall the bonds and interest thereon be payable out of any funds or properties other than those provided under the Bond Resolution. The Agency purchased insurance from Ambac Assurance Corporation (Ambac) and MBIA Insurance Corporation (MBIA) for the purpose of enhancing the creditworthiness of the bonds. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 64 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) On November 8, 2010, Ambac Financial Group, Inc. (“Ambac Group”), whose principal operating subsidiary, Ambac Assurance Corporation, is a guarantor of public finance and structured finance obligations, announced that it filed for a voluntary petition for relief under Chapter 11 of the United States Bankruptcy Code (“Bankruptcy Code”) in the United States Bankruptcy Court for the Southern District of New York (“Bankruptcy Court”). Ambac Group will continue to operate in the ordinary course of business as “debtor-in-possession” under the jurisdiction of the Bankruptcy Court and in accordance with the applicable provisions of the Bankruptcy Code and the orders of the Bankruptcy Court. On February 18, 2009, MBIA announced the restructuring of its financial guaranty insurance operations into two separately capitalized sister companies, with one entity (MBIA Illinois) assuming the risk associated with its US municipal exposures, and the other (MBIA Corp) insuring the remainder of the portfolio. Subsequent to the restructuring of MBIA, Moody’s Ratings assigned ratings to the reinsured municipal securities based on the higher of (a) the insurance financial strength rating of MBIA Illinois, to ‘Baa1’; or (b) the published underlying rating. Subsequent to the restructuring of MBIA, S&P assigned its insurance financial strength rating of MBIA Illinois to ‘AA-minus’. Effective March 19, 2009, MBIA Illinois was renamed National Public Finance Guarantee Corporation (“NPFGC”). Pursuant to California Health and Safety Code Section 33670, the total number of dollars of taxes which may be divided and allocated to the Agency for Project Area No. 1 is $500,000,000, and it is estimated that the cap will be reached in the year 2022. Project Area No. 4’s total is $600,000,000, and it is estimated that this cap will be reached in the year 2034. The result of reaching the cap limits would preclude the Agency from receiving taxes and using the taxes to pay debt in these project areas, thereby requiring the Agency to call bonds prior to those dates. As of June 30, 2010, the Agency has transferred $6,273,954 to its trustee to cover debt payments. Standard & Poor’s Ratings Services (“Standard & Poor’s”) has lowered its underlying rating from “A” to “A-“ on the following issues of bonds issued by the Authority: (i) the Authority’s Tax Allocation Revenue Bonds (Project Area No. 1, as Amended), 2006 Series A (the “2006A Authority Bonds”), (ii) the Authority’s Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as Amended), 2006 Series B (Taxable) (the “2006B Authority Bonds”, and together with the 2006A Authority Bonds, the “2006 Authority Bonds”), and (iii) the Authority’s Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as Amended), 2007 Series A (the “2007 Authority Bonds”). CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 65 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) 2002 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) In March 2002, the Palm Desert Financing Authority issued $22,070,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) 2002 Series A. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency. A portion of the proceeds of the loan was used to prepay the prior loan, which affected the current refunding of a like portion of the prior bonds. The remainder was used to fund various redevelopment capital projects of the Agency in Project Area No. 1. The bonds consist of $10,905,000 term bonds at 5.00% due April 1, 2025, and $11,165,000 term bonds at 5.10% due April 1, 2030. Interest is payable semi-annually on April 1 and October 1. Mandatory sinking fund redemptions begin April 1, 2024. The future debt service requirements on the 2002 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) are as follows: Year Ending June 30, Principal Interest Total 2011 -$ 1,114,665$ 1,114,665$ 2012 - 1,114,665 1,114,665 2013 - 1,114,665 1,114,665 2014 - 1,114,665 1,114,665 2015 - 1,114,665 1,114,665 2016 - 2020 - 5,573,325 5,573,325 2021 - 2025 10,905,000 5,334,325 16,239,325 2026 - 2030 11,165,000 1,764,855 12,929,855 22,070,000$ 18,245,830$ 40,315,830$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 66 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) 2003 Series Tax Allocation Revenue Bonds (Project Area No. 1) In July 2003, the Financing Authority issued $19,000,000 Tax Allocation Revenue Bonds (Project Area No. 1, as amended) 2003 Series. The proceeds of the bonds were disbursed to make a loan to the Redevelopment Agency. The Agency used the proceeds of the loan to fund various redevelopment capital projects of the Agency and to finance costs of issuance of the bonds. The bonds bear interest at 5.0%. They consist of $7,050,000 serial bonds with principal payments due in 2026 and 2027, and $11,950,000 term bonds due in 2030. Interest will be payable on April 1 and October 1 of each year beginning April 1, 2004. Principal payments will be on April 1 of the years stated above. The future debt service requirements on the 2003 Series Tax Allocation Revenue Bonds (Project Area No. 1) are as follows: Year Ending June 30, Principal Interest Total 2011 -$ 950,000$ 950,000$ 2012 - 950,000 950,000 2013 - 950,000 950,000 2014 - 950,000 950,000 2015 - 950,000 950,000 2016 - 2020 - 4,750,000 4,750,000 2021 - 2025 - 4,750,000 4,750,000 2026 - 2030 19,000,000 2,942,500 21,942,500 19,000,000$ 17,192,500$ 36,192,500$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 67 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) 2004 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) In June 2004, the Palm Desert Financing Authority issued $24,945,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) 2004 Series A. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to refinance a portion of the Agency’s obligations from 1995, and to fund various redevelopment capital projects within or of benefit to the project area. Interest rates on the bonds vary from 3.0% to 5.0% per annum payable semi-annually on April 1 and October 1. Principal payments will be made annually beginning April 1, 2005. The future debt service requirements on the 2004 Series A Tax Allocation Revenue Bonds (Project Area No. 1, as amended) are as follows: Year Ending June 30, Principal Interest Total 2011 1,130,000$ 927,063$ 2,057,063$ 2012 1,050,000 876,213 1,926,213 2013 1,155,000 828,963 1,983,963 2014 1,210,000 776,988 1,986,988 2015 1,235,000 728,588 1,963,588 2016 - 2020 7,015,000 2,763,826 9,778,826 2021 - 2025 7,035,000 1,043,200 8,078,200 19,830,000$ 7,944,841$ 27,774,841$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 68 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) Tax Allocation Revenue Bonds (Project Area No. 1, as Amended) 2006 Series A and Series B (Taxable) On July 6, 2006, the Palm Desert Financing Authority issued $37,780,000 of Tax Allocation Revenue Bonds (Project Area No. 1, as Amended) 2006 Series A and $24,540,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as Amended) 2006 Series B (Taxable). The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency. The proceeds of the Series A loan will be used to assist the Agency to fund various redevelopment capital projects within or of benefit to Project Area No. 1, as Amended, pay costs of issuance and pay the premium on a Reserve Fund surety bond. The proceeds of the Series B loan will be used to refinance the Agency’s obligations incurred under a loan agreement entered into in 1997, pay costs of issuance and pay the premium on a Reserve Fund surety bond. The Series A bonds consist of $26,415,000 Serial Bonds with interest rates ranging from 4.70% to 5.25% payable semiannually on October 1 and April 1. Bond maturities begin April 1, 2017, and continue annually through 2030. Term bonds in the amount of $11,365,000 carry an interest rate of 5.00% and mature April 1, 2022. The Series B bonds consist of $13,220,000 Serial Bonds with interest rates ranging from 5.56% to 5.77% payable semiannually on October 1 and April 1. Bond maturities began April 1, 2007, and continue annually through 2012. Term bonds in the amount of $11,320,000 carry an interest rate of 5.82% and mature April 1, 2016. The future debt service requirements on the 2006 Series A and Series B Tax Allocation Revenue Bonds (Project Area No. 1, as amended) are as follows: Year Ending June 30, Principal Interest Total 2011 2,320,000$ 2,848,266$ 5,168,266$ 2012 2,450,000 2,714,634 5,164,634 2013 2,595,000 2,573,269 5,168,269 2014 2,745,000 2,422,240 5,167,240 2015 2,905,000 2,262,482 5,167,482 2016 - 2020 15,430,000 9,229,753 24,659,753 2021 - 2025 21,015,000 3,542,788 24,557,788 2026 - 2030 4,410,000 348,035 4,758,035 53,870,000$ 25,941,467$ 79,811,467$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 69 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) 2007 Series A On January 9, 2007, the Palm Desert Financing Authority issued $32,600,000 Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) 2007 Series A. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency. The proceeds of the 2007 Loan will be used to refinance a portion of the outstanding obligations of the Redevelopment Agency, fund various redevelopment capital projects within the Palm Desert Redevelopment Agency Project Area No. 1, as amended, and pay the costs associated with the issuance of the bonds. The Series A bonds consist of $32,600,000 Serial Bonds with interest rates ranging from 3.50% to 5.00% payable semiannually on October 1 and April 1. Bond maturities began April 1, 2008, and continue annually through 2018. The future debt service requirements on the 2007 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) are as follows: Year Ending June 30, Principal Interest Total 2011 2,625,000$ 1,201,625$ 3,826,625$ 2012 2,870,000 1,083,500 3,953,500 2013 2,955,000 940,000 3,895,000 2014 3,100,000 794,500 3,894,500 2015 3,230,000 686,000 3,916,000 2016 - 2018 10,640,000 1,078,500 11,718,500 25,420,000$ 5,784,125$ 31,204,125$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 70 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) 2002 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 2) In July 2002, the Palm Desert Financing Authority issued $17,310,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 2) 2002 Series A. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency to prepay outstanding indebtedness and to fund various redevelopment capital projects within or of benefit to the project area. Interest rates on the bonds vary from 3.0% to 5.0% per annum payable semi- annually on February 1 and August 1. The future debt service requirements on the 2002 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 2) are as follows: Year Ending June 30, Principal Interest Total 2011 720,000$ 581,497$ 1,301,497$ 2012 760,000 548,638 1,308,638 2013 795,000 509,763 1,304,763 2014 835,000 472,353 1,307,353 2015 870,000 436,113 1,306,113 2015 - 2019 5,010,000 1,533,734 6,543,734 2020 - 2023 3,670,000 281,250 3,951,250 12,660,000$ 4,363,348$ 17,023,348$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 71 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) 2003 Series Tax Allocation Revenue Bonds (Project Area No. 2) In March 2003, the Palm Desert Financing Authority issued $15,745,000 of Tax Allocation Revenue Bonds (Project Area No. 2) 2003 Series. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency to fund various redevelopment capital projects of the Agency in Project Area No. 2. Interest rates on the bonds vary from 4.5% to 5.0% per annum payable semi-annually on February 1 and August 1, with principal maturing as follows: $ 875,000 Serial Bonds August 1, 2023 910,000 Serial Bonds August 1, 2024 2,485,000 Term Bonds August 1, 2026 11,475,000 Term Bonds August 1, 2033 The future debt service requirements on the 2003 Series Tax Allocation Revenue Bonds (Project Area No. 2) are as follows: Year Ending June 30, Principal Interest Total 2011 -$ 769,006$ 769,006$ 2012 - 769,006 769,006 2013 - 769,006 769,006 2014 - 769,006 769,006 2015 - 769,006 769,006 2016 - 2020 - 3,845,030 3,845,030 2021 - 2025 1,785,000 3,765,494 5,550,494 2026 - 2030 6,915,000 2,663,192 9,578,192 2031 - 2034 7,045,000 726,625 7,771,625 15,745,000$ 14,845,371$ 30,590,371$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 72 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) Project Area No. 2 Tax Allocation Refunding Revenue Bonds 2006 Series A, Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B, Revenue Bonds 2006 Series C and Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series D On July 25, 2006, the Palm Desert Financing Authority issued its Project Area No. 2 $41,340,000 Tax Allocation Refunding Revenue Bonds 2006 Series A, $1,567,118 Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B, $7,775,000 Tax Allocation Revenue Bonds 2006 Series C and $16,936,095 Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series D. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency. The proceeds of the Series A, B and C Bonds will be used to make three loans to refinance the Agency’s obligations incurred under a loan agreement entered into in 1995, fund various redevelopment capital projects within or of benefit to its Project Area No. 2 Reserve Fund surety and pay costs of issuance of the bonds. The Agency will use the proceeds of the Series D Bonds to fund various redevelopment capital projects within or of benefit to the Project Area, fund a debt service reserve fund and pay cost of issuance of the bonds. The Series A bonds consist of $16,250,000 Serial Bonds with interest rates ranging from 4.00% to 5.00% payable semiannually on August 1 and February 1. Bond maturities begin August 1, 2007, and continue annually through 2026. Term bonds in the amount of $8,225,000 carry an interest rate of 4.90% and mature August 1, 2031. Term bonds in the amount of $16,865,000 carry an interest rate of 5.125% and mature August 1, 2036. The Series B bonds consist of $1,567,118 Capital Appreciation Bonds with a reoffering yield ranging from 3.85% to 4.08%. Bond maturities begin April 1, 2007, and continue annually through 2010. The Series C bonds consist of $3,950,000 Serial Bonds with interest rates ranging from 3.90% to 4.90% payable semiannually on August 1 and February 1. Bond maturities begin August 1, 2010, and continue annually through 2026. Term bonds in the amount of $1,910,000 carry an interest rate of 4.90% and mature August 1, 2031. Term bonds in the amount of $1,915,000 carry an interest rate of 5.00% and mature August 1, 2035. The Series D bonds consist of $16,936,095 Capital Appreciation Bonds with a reoffering yield ranging from 4.65% to 6.10%. Bond maturities began August 1, 2007, and continue annually through 2035. Each year the outstanding balance is increased for the accretion of interest associated with the bonds. The accreted interest at June 30, 2010 is $3,629,194. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 73 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) Project Area No. 2 Tax Allocation Refunding Revenue Bonds 2006 Series A, Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B, Revenue Bonds 2006 Series C and Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series D (Continued) The future debt service requirements on the 2006 Series A Tax Allocation Refunding Revenue Bonds, Series B Tax Allocation Revenue Capital Appreciation Bonds, Series C Revenue Bonds and Series D Subordinate Tax Allocation Revenue Capital Appreciation Bonds (Project Area No. 2) are as follows: Year Ending June 30, Principal Interest Total 2011 1,547,001$ 2,589,956$ 4,136,957$ 2012 1,647,818 2,561,720 4,209,538 2013 1,808,558 2,628,779 4,437,337 2014 1,880,353 2,681,585 4,561,938 2015 1,949,239 2,733,786 4,683,025 2016 - 2020 7,490,552 12,445,214 19,935,766 2021 - 2025 10,454,379 14,017,066 24,471,445 2026 - 2030 11,799,082 13,051,939 24,851,021 2031 - 2035 15,396,513 10,589,477 25,985,990 2036 - 2037 9,737,896 2,184,947 11,922,843 63,711,391$ 65,484,469$ 129,195,860$ 2003 Series Tax Allocation Revenue Bonds (Project Area No. 3) In July 2003, the Financing Authority issued $4,745,000 of Tax Allocation Revenue Bonds (Project Area No. 3) 2003 Series. The proceeds of the bonds were disbursed to make a loan to the Redevelopment Agency. The Agency will use the proceeds of the loan to fund various redevelopment capital projects within or of benefit to the project area and to finance costs of issuance of the bonds. The bonds bear interest at rates ranging from 3.000% to 5.125%. Principal maturities for the serial bonds of $2,475,000 began April 1, 2004, and continue through October 1, 2031. The term bonds in the amount of $2,270,000 are due in 2033. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 74 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) 2003 Series Tax Allocation Revenue Bonds (Project Area No. 3) (Continued) The future debt service requirements on the 2003 Series Tax Allocation Revenue Bonds (Project Area No. 3) are as follows: Year Ending June 30, Principal Interest Total 2011 105,000$ 189,848$ 294,848$ 2012 110,000 186,225 296,225 2013 115,000 182,265 297,265 2014 120,000 177,953 297,953 2015 120,000 173,272 293,272 2016 - 2020 690,000 787,135 1,477,135 2021 - 2025 860,000 618,411 1,478,411 2026 - 2030 1,100,000 379,250 1,479,250 2031 - 2033 800,000 83,281 883,281 4,020,000$ 2,777,640$ 6,797,640$ Project Area No. 3 Tax Allocation Revenue Bonds 2006 Series A, Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B and Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series C On July 25, 2006, the Palm Desert Financing Authority issued its Project Area No. 3 $11,915,000 Tax Allocation Revenue Bonds 2006 Series A, $383,660 Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B and $2,760,866 Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series C. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency. The proceeds of the Series A and B Bonds will be used to make two loans to fund various redevelopment capital projects within or of benefit to its Project Area No. 3, purchase a Reserve Fund surety policy and pay the costs of issuance of the bonds. The Agency will loan the proceeds of the Series C Bonds to fund various redevelopment capital projects within or of benefit to the Project Area, fund a debt service reserve fund and pay the costs of issuance of the bonds. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 75 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) Project Area No. 3 Tax Allocation Revenue Bonds 2006 Series A, Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B and Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series C (Continued) The Series A bonds consist of $2,980,000 Serial Bonds with interest rates ranging from 4.00% to 4.75% payable semiannually on April 1 and October 1. Bond maturities begin April 1, 2007, and continue annually through 2025. Term bonds in the amount of $4,465,000 carry an interest rate of 4.75% and mature April 1, 2036. Term bonds in the amount of $4,470,000 carry an interest rate of 5.00% and mature April 1, 2041. The Series B bonds consist of $383,660 Capital Appreciation Bonds with a yield ranging from 5.31% to 5.54%. Bond maturities are April 1, 2020, 2021, 2027 and 2028. The Series C bonds consist of $2,760,866 Capital Appreciation Bonds with a yield ranging from 4.80% to 6.10%. Bond maturities began April 1, 2009, and continue annually through 2034. Each year the outstanding balance is increased for the accretion of interest associated with the bonds. The accreted interest at June 30, 2010 is $776,564. The future debt service requirements on the 2006 Series A Tax Allocation Revenue Bonds, Series B Tax Allocation Revenue Capital Appreciation Bonds and Series C Subordinate Tax Allocation Revenue Capital Appreciation Bonds (Project Area No. 3) are as follows: Year Ending June 30, Principal Interest Total 2011 160,871$ 570,204$ 731,075$ 2012 198,934 562,141 761,075 2013 228,133 565,742 793,875 2014 254,760 571,715 826,475 2015 285,721 578,154 863,875 2016 - 2020 1,614,190 3,217,255 4,831,445 2021 - 2025 1,916,677 3,721,092 5,637,769 2026 - 2030 1,941,143 4,153,207 6,094,350 2031 - 2035 3,030,985 3,515,965 6,546,950 2036 - 2040 4,255,000 903,075 5,158,075 2041 985,000 49,250 1,034,250 14,871,414$ 18,407,800$ 33,279,214$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 76 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) 1998 Series Tax Allocation Revenue Bonds (Project Area No. 4) On March 1, 1998, the Palm Desert Financing Authority issued $11,020,000 of Tax Allocation Revenue Bonds (Project Area No. 4) 1998 Series. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to fund various redevelopment capital projects of the Agency in Project Area No. 4. Interest rates on the bonds vary from 4.0% to 5.2% per annum payable semi- annually on April 1 and October 1, with principal maturing annually on October 1. In July 2006, $1,785,000 of the outstanding balance was advance refunded by the issuance of Tax Allocation Refunding Revenue Bonds (Project Area No. 4) 2006 Series A. The future debt service requirements on the 1998 Series Tax Allocation Revenue Bonds (Project Area No. 4) (after defeasance) are as follows: Year Ending June 30, Principal Interest Total 2011 130,000$ 426,665$ 556,665$ 2012 135,000 420,635 555,635 2013 140,000 414,240 554,240 2014 145,000 407,506 552,506 2015 360,000 394,973 754,973 2016 - 2020 2,070,000 1,674,728 3,744,728 2021 - 2025 2,680,000 1,063,140 3,743,140 2026 - 2029 2,695,000 288,990 2,983,990 8,355,000$ 5,090,877$ 13,445,877$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 77 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) 2001 Series Tax Allocation Revenue Bonds (Project Area No. 4) In November 2001, the Palm Desert Financing Authority issued $15,695,000 of Tax Allocation Revenue Bonds (Project Area No. 4) 2001 Series. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to fund various redevelopment capital projects of the Agency in Project Area No. 4. Interest rates on the bonds vary from 3.5% to 4.9% per annum payable semi-annually on April 1 and October 1, with principal maturing annually on October 1. The future debt service requirements on the 2001 Series Tax Allocation Revenue Bonds (Project Area No. 4) are as follows: Year Ending June 30, Principal Interest Total 2011 320,000$ 639,909$ 959,909$ 2012 325,000 628,011 953,011 2013 345,000 614,805 959,805 2014 365,000 599,909 964,909 2015 375,000 584,038 959,038 2016 - 2020 2,150,000 2,648,851 4,798,851 2021 - 2025 2,670,000 2,091,529 4,761,529 2026 - 2030 4,125,000 1,357,320 5,482,320 2031 - 2032 3,220,000 156,480 3,376,480 13,895,000$ 9,320,852$ 23,215,852$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 78 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) Tax Allocation Refunding Revenue Bonds (Project Area No. 4) 2006 Series A and Tax Allocation Revenue Capital Appreciation Bonds (Project Area No. 4) Series B On July 25, 2006, the Palm Desert Financing Authority issued $14,610,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 4) 2006 Series A and $4,663,089 of Tax Allocation Revenue Capital Appreciation Bonds (Project Area No. 4) 2006 Series B. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency. The proceeds of the Series A and B Bonds will be used to make two loans to refinance a portion of the outstanding obligations of the Redevelopment Agency under a loan agreement dated March 1, 1998, fund various redevelopment capital projects within or of benefit to its Project Area No. 4, purchase a Reserve Fund surety policy and pay the costs of issuance of the bonds. The Series A bonds consist of $8,155,000 Serial Bonds with interest rates ranging from 4.40% to 5.00% payable semiannually on October 1 and April 1. Bond maturities began October 1, 2008, and continue annually through 2026. Term bonds in the amount of $2,200,000 carry an interest rate of 5.00% and mature October 1, 2029. Term bonds in the amount of $4,255,000 carry an interest rate of 5.00% and mature October 1, 2034. The Series B bonds consist of $4,663,089 Capital Appreciation Bonds with a yield ranging from 4.14% to 5.56%. Bond maturities begin October 1, 2009, and continue annually through 2034. Each year the outstanding balance is increased for the accretion of interest associated with the bonds. The accreted interest at June 30, 2010 is $1,070,001. The future debt service requirements on the 2006 Series A Tax Allocation Refunding Bonds and Series B Tax Allocation Revenue Capital Appreciation Bonds (Project Area No. 4) are as follows: Year Ending June 30, Principal Interest Total 2011 435,000$ 662,658$ 1,097,658$ 2012 554,233 657,612 1,211,845 2013 656,190 651,686 1,307,876 2014 779,182 635,195 1,414,377 2015 718,718 599,477 1,318,195 2016 - 2020 1,453,205 2,716,225 4,169,430 2021 - 2025 2,778,326 2,947,368 5,725,694 2026 - 2030 4,495,323 3,545,510 8,040,833 2031 - 2035 6,763,415 8,823,461 15,586,876 18,633,592$ 21,239,192$ 39,872,784$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 79 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) 1998 Series Tax Allocation (Housing Set-Aside) Revenue Bonds In January 1998, the Palm Desert Financing Authority issued $48,760,000 in Tax Allocation (Housing Set-Aside) Revenue Bonds. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to finance the acquisition of seven apartment complexes consisting of 725 rental units from the Housing Authority of the County of Riverside. Interest rates on the bonds vary from 4.0% to 5.1% per annum payable semi-annually on April 1 and October 1, with principal maturing annually on October 1. In February 2007, $38,740,000 of the outstanding balance was advance refunded by the issuance of Tax Allocation (Housing Set-Aside) Refunding Revenue Bonds Series 2007. The future debt service requirements on the 1998 Series Tax Allocation (Housing Set-Aside) Revenue Bonds (after defeasance) are as follows: Year Ending June 30, Principal Interest Total 2011 1,460,000$ 113,250$ 1,573,250$ 2012 1,535,000 38,375 1,573,375 2,995,000$ 151,625$ 3,146,625$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 80 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) 2002 Series Tax Allocation (Housing Set-Aside) Revenue Bonds In August 2002, the Palm Desert Financing Authority issued $12,100,000 of Tax Allocation (Housing Set-Aside) Revenue Bonds 2002 Series. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency to fund various low and moderate housing capital projects of the Agency and to finance costs of issuance of the bonds. Interest rates on the $6,555,000 serial bonds vary from 2.0% to 4.9% per annum payable semi-annually on March 1 and October 1. Annual principal payments began October 1, 2003. The $5,545,000 term bonds bear an interest rate of 5.0% per annum and mature October 1, 2031. The future debt service requirements on the 2002 Series Tax Allocation (Housing Set-Aside) Revenue Bonds are as follows: Year Ending June 30, Principal Interest Total 2011 285,000$ 481,298$ 766,298$ 2012 295,000 470,201 765,201 2013 305,000 458,348 763,348 2014 320,000 445,848 765,848 2015 330,000 432,848 762,848 2016 - 2020 1,890,000 1,934,347 3,824,347 2021 - 2025 2,390,000 1,436,798 3,826,798 2026 - 2030 3,065,000 762,125 3,827,125 2031 - 2032 1,455,000 73,625 1,528,625 10,335,000$ 6,495,438$ 16,830,438$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 81 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) Tax Allocation (Housing Set-Aside) Refunding Revenue Bonds Series 2007 On February 7, 2007, the Palm Desert Financing Authority issued $86,155,000 Tax Allocation (Housing Set-Aside) Refunding Revenue Bonds Series 2007. The Palm Desert Financing Authority loaned the proceeds to the Palm Desert Redevelopment Agency. The proceeds of the 2007 Loan will be used to finance the development of low and moderate income housing by the Redevelopment Agency, refinance a portion of the outstanding obligations of the Redevelopment Agency, purchase a debt service surety bond for deposit in the Reserve Fund, and pay certain costs associated with the issuance of the bonds. The Series 2007 bonds consist of $86,155,000 Serial Bonds with interest ranging from 4.00% to 5.00% payable semiannually on October 1 and April 1. Bond maturities began October 1, 2007, and continue annually through 2027. The future debt service requirements on the Tax Allocation (Housing Set-Aside) Refunding Revenue Bonds Series 2007 are as follows: Year Ending June 30, Principal Interest Total 2011 3,135,000$ 3,606,438$ 6,741,438$ 2012 3,265,000 3,478,438 6,743,438 2013 5,005,000 3,313,038 8,318,038 2014 5,235,000 3,082,063 8,317,063 2015 5,505,000 2,813,563 8,318,563 2016 - 2020 32,050,000 9,533,188 41,583,188 2021 - 2025 13,895,000 3,788,675 17,683,675 2026 - 2028 9,995,000 649,294 10,644,294 78,085,000$ 30,264,697$ 108,349,697$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 82 - 6. LONG-TERM LIABILITIES (CONTINUED): Limited Obligation Bonds Limited Obligation Improvement Bonds Series 2009A (Taxable) On January 29, 2009, the City issued $2,015,000 Limited Obligation Improvement Bonds Series 2009A (Taxable). The proceeds of the Bonds were used to fund the City’s Energy Independence Program. Concurrent with the issuance of the Bonds, the City entered into a bond purchase agreement with the Agency whereby the Agency agreed to purchase the Bonds equal to par value. The Series 2009A (Taxable) bonds consist of $2,015,000 Serial Bonds with interest at 3% payable semiannually on September 2 and March 2. Bond maturities will commence September 2, 2010, and continue annually through September 2, 2029. The future debt service requirements on the Limited Obligation Improvement Bonds Series 2009A (Taxable) are as follows: Year Ending June 30, Principal Interest Total 2011 80,000$ 59,250$ 139,250$ 2012 95,000 56,625 151,625 2013 100,000 53,700 153,700 2014 100,000 50,700 150,700 2015 105,000 47,625 152,625 2016 - 2020 510,000 192,150 702,150 2021 - 2025 500,000 117,150 617,150 2026 - 2030 525,000 40,275 565,275 2,015,000$ 617,475$ 2,632,475$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 83 - 6. LONG-TERM LIABILITIES (CONTINUED): Limited Obligation Bonds (Continued) Limited Obligation Improvement Bonds Series 2009B (Taxable) On September 2, 2009, the City issued $1,136,000 Limited Obligation Improvement Bonds Series 2009B (Taxable). The proceeds of the Bonds were used to fund the City’s Energy Independence Program. Concurrent with the issuance of the Bonds, the City entered into a bond purchase agreement with the Agency whereby the Agency agreed to purchase the Bonds equal to par value. The Series 2009B (Taxable) bonds consist of $1,136,000 Serial Bonds with interest at 3% payable semiannually on September 2 and March 2. Bond maturities will commence September 2, 2010, and continue annually through September 2, 2029. The future debt service requirements on the Limited Obligation Improvement Bonds Series 2009B (Taxable) are as follows: Year Ending June 30, Principal Interest Total 2011 21,000$ 33,765$ 54,765$ 2012 49,000 32,715 81,715 2013 51,000 31,215 82,215 2014 52,000 29,670 81,670 2015 54,000 28,080 82,080 2016 - 2020 293,000 114,885 407,885 2021 - 2025 318,000 69,060 387,060 2026 - 2030 298,000 22,860 320,860 1,136,000$ 362,250$ 1,498,250$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 84 - 6. LONG-TERM LIABILITIES (CONTINUED): Lease Revenue Bonds EIP Series 2009 On August 31, 2009, the Palm Desert Financing Authority issued $5,225,000 Energy Independence Program Variable Rate Demand lease Revenue Bonds, Series 2009 (Federally Taxable). The proceeds of the bonds were used to partially pay off the General Fund EIP loan of $1,196,000 originally loaned to start up the Energy Loan Program, and the remaining bond funds were used to fund the City’s Energy Independence Program. The Series 2009 bonds consist of $5,225,000 Serial Variable Rate Bonds with interest payable on a monthly basis based on a weekly rate period based on the USD-LIBOR-BBA 1-month interest rate. The City has entered into a swap agreement to effectively fix the interest rate with a floor of 1.93% and an interest rate cap of 5.25%. Principal payments are due on September 1 of each year. Bond maturities will commence September 1, 2010, and continue annually through September 1, 2029. The future debt service requirements computed at a variable rate of 0.349% at June 30, 2010 on the Lease Revenue Bonds Series 2009 are as follows: Year Ending June 30, Principal Interest Total 2011 130,000$ 17,896$ 147,896$ 2012 140,000 17,413 157,413 2013 145,000 16,909 161,909 2014 155,000 16,372 171,372 2015 170,000 15,787 185,787 2016 - 2020 1,030,000 68,724 1,098,724 2021 - 2025 1,440,000 46,846 1,486,846 2026 - 2030 2,015,000 16,253 2,031,253 5,225,000$ 216,200$ 5,441,200$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 85 - 6. LONG-TERM LIABILITIES (CONTINUED): Notes Payable County of Riverside The Agency entered into a cooperation agreement with the County of Riverside on December 15, 1987, regarding the adoption of the Agency’s Project Area No. 2. The agreement states that the Agency was to retain 50% of the County’s share of tax increment. This was based on the County’s share of tax increment being what would be allocated to the County in the absence of a redevelopment project area being adopted. This agreement called for the Agency to retain 50% of the County’s share until the gross increment reached $3,500,000. The agreement further states that when gross increment reaches $10,000,000, the Agency would repay the 50% of the retained County’s share of increment in equal payments over a 10-year period. The gross increment reached the $3,500,000 limit in fiscal year 1991-1992. The Agency reached the $10,000,000 limit in fiscal year 2002-2003. The total amount owed to the County at June 30, 2010, was $245,414. Annual payments on the note are $122,707. Future debt service payments are as follows: Year Ending June 30, Principal Interest Total 2011 122,707$ -$ 122,707$ 2012 122,707 - 122,707 245,414$ -$ 245,414$ Claims and Judgments Payable Estimates for all workers' compensation and general liabilities up to the self-insured levels have been recorded as long-term liabilities. At June 30, 2010, total estimated workers' compensation and general liability claims payable, including a provision for incurred but not reported claims, were $332,830 and $566,861, respectively. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 86 - 6. LONG-TERM LIABILITIES (CONTINUED): Claims and Judgments Payable (Continued) Changes in claims liabilities during the past two years are as follows: June 30, 2009 June 30, 2010 Claims payable - Beginning of Year 441,313$ 777,851$ Incurred claims (including IBNR) and changes in estimates 766,110 609,926 Claims payments (429,572) (488,086) Claims payable - End of Year 777,851$ 899,691$ Compensated Absences Payable There is no fixed payment schedule to pay the governmental fund types' outstanding liability of $2,162,510 for compensated absences earned at June 30, 2010. Compensated absences are generally liquidated by the General Fund. Business-type Activities - Capital Leases Obligations under capital leases are as follows: Wells Fargo Financial Leasing, Inc. – The present value of the minimum lease payment on the Solorider – ADA Accessible Golf Cart was capitalized at $11,590 using an interest rate of 7.71%. The lease is payable in 48 monthly installments of $281 beginning on August 15, 2010. There is a purchase option price of $1 at the end of the lease which will be paid on August 15, 2013. $ 9,240 Pure Plant Water, Inc. - The present value of the minimum lease payment on water purification equipment was capitalized at $10,752 using an interest rate of 5.15%. Lease is payable in 60 monthly installments of $204 beginning September 1, 2005. 405 Commerca Leasing Corporation - The present value of the minimum lease payment on the Uplink GPS system was capitalized at $569,046 using an interest rate of 6.00%. Lease is payable in 48 monthly installments of 13,364 beginning September 15, 2006. 13,298 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 87 - 6. LONG-TERM LIABILITIES (CONTINUED): Business-type Activities - Capital Leases (Continued) Citicapital Commercial Corporation - The present value of the minimum lease payment on the Club Car Golf Carts was capitalized at $663,256 using an interest rate of 5.220%. Lease is payable in 48 monthly installments of $12,249 beginning October 1, 2006. There is a balloon payment at the end of the lease of $165,300, which will be paid on October 1, 2010. $ 187,524 Wells Fargo Financial Leasing, Inc. - The present value of the minimum lease payment on the new golf course equipment was capitalized at $1,325,933 using an interest rate of 3.720%. Lease is payable in 48 monthly installments of $29,680 beginning December 15, 2006. 117,806 Present value of net minimum lease payments 328,273 Less: current portion (321,798) $ 6,475 The following is a schedule by year, of future minimum lease payments and present value of the net minimum lease payments for capital leases as of June 30, 2010: Year Ending Minimum June 30, Lease Payments 2011 325,465$ 2012 3,376 2013 3,376 2014 281 332,498 Less: amounts representing interest (4,225) Present value of net minimum lease payments 328,273$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 88 - 6. LONG-TERM LIABILITIES (CONTINUED): Business-type Activities - Capital Leases (Continued) The assets acquired through capital lease are as follows: Machinery and equipment $ 2,887,212 Less: accumulated depreciation (2,684,602) $ 202,610 7. DERIVATIVE INSTRUMENTS - INTEREST RATE SWAP AGREEMENT: Objective: The Palm Desert Financing Authority executed an interest rate swap agreement on August 31, 2009 with swap provider Wells Fargo Bank, N.A (counterparty) in connection with the issuance of the $5,225,000 Palm Desert Financing Authority Energy Independence Program Variable Rate Demand Lease Revenue Bonds, Series 2009 (Federally Taxable). The Swap Agreement is a five year swap agreement scheduled to terminate on September 1, 2014. The swap establishes an interest rate floor of 1.93% and an interest rate cap of 5.25% adjusted weekly every Thursday at the 1 Month USD-LIBOR-BBA rate for that period. Details on the swap agreement are as follows: Initial Notional Interest Rate Termination Effective Amount Range Issue Date Date $ 5,225,000 1.93% - 5.25% Wells Fargo 09/01/2014 08/31/2009 Terms: Under the swap agreement, the City will make a monthly interest payment at the variable rate between 1.93% and 5.25%. The City will receive a variable rate interest payment for those variable interest rates in excess of the 5.25% cap and makes a payment if the variable rate is less than 1.93%. The rate is adjusted weekly every Thursday at the 1-Month USD-LIBOR-BBA rate. The swap is for a total notional amount of $5,225,000 and will terminate on September 14, 2014. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 89 - 7. DERIVATIVE INSTRUMENTS - INTEREST RATE SWAP AGREEMENT (CONTINUED): Summary of Activities in Cash Flow Hedging Derivative Instrument: Fair Value Fair Value Notional at Change in at Amount June 30, 2009 Fair Value June 30, 2010 $ 5,225,000 $ - $ 163,286 $ 163,286 As of June 30, 2010, the fair value of $163,286 is reported as a deferred asset from derivative instruments and a liability from derivative instruments in the Statements of Net Assets. Credit Risk: As of June 30, 2010, the City was exposed to credit risk because the swap had a negative fair value. However, should interest rates change and the fair value of the swap becomes positive, the City would not be exposed to credit risk in the amount of the derivative’s fair value. The swaps counterparty, Wells Fargo Bank N.A., have the following credit ratings: Standards & Poor Moody’s Wells Fargo Bank N.A. AA A1 Basis Risk: The swaps do expose the City to basis risk, which refers to a mismatch between the interest rate received from the swap contract and the interest paid on the variable rate payments to be made on the debt. The City pays the counterparty a variable interest rate ranged between 1.93% and 5.25% and receives a variable rate in excess of the 5.25% cap, based on the 1 month UDS-LIBOR-BBA. The City is at risk that the variable interest rate calculated on the debt is less than the floor of 1.93%. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 90 - 7. DERIVATIVE INSTRUMENTS - INTEREST RATE SWAP AGREEMENT (CONTINUED): Termination Risk: The swaps may be terminated by the City or the counterparty if the other party fails to perform under the terms of the swap agreements. In addition, the City has the option to terminate the swaps upon proper notification to the counterparty. If the swaps are terminated, the City would prospectively pay the variable rates on the portion of the outstanding bonds related to the swap agreements. The termination of the swap agreements could therefore increase the City’s total debt service. Also, if at the time of the termination, the swaps have a negative fair value, the City would be liable to the counterparty for a payment equal to such negative fair value. As of June 30, 2010 the swap had a negative fair value of $163,286. Swap Payments and Associated Debt: Using a variable rate range between 1.93% and 5.25% the Series 2009 Financing Authority Energy Independence Program Variable Rate Demand Lease Revenue Bonds, as of June 30, 2010, debt service requirements of the Certificates and the swap payments through the termination date of September 1, 2015, assuming a current interest rate of 1.93% are as follows. As rates vary, the variable rate interest payments and net swap payments will vary. Year Ending Variable Rate Debt Interest Rate Fixed Debt June 30, Principal Interest Total Swap, Net Service 2011 $ 130,000 $ 17,896 $ 147,896 $ 98,760 $ 228,760 2012 140,000 17,413 157,413 96,090 236,090 2013 145,000 16,909 161,909 93,308 238,308 2014 155,000 16,372 171,372 90,350 245,350 2015 170,000 15,787 185,787 15,261 185,261 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 91 - 8. DEFERRED COMPENSATION PLAN: The City offers its employees a deferred compensation plan created in accordance with Internal Revenue Code Section 457. The plan, available to all City employees, permits them to defer a portion of their salary until future years. The deferred compensation is not available to employees until termination, retirement, death or unforeseeable emergency. Pursuant to changes in August 1996, of IRC Section 457, in January 1997, the City established a trust in which all assets held by Nationwide Retirement Solutions, Inc. (NRS) and ICMA Retirement Corporation (ICMA) were placed. The City does not have fiduciary responsibility for the plan assets held by NRS and ICMA. The assets, all property and rights purchased with such amounts and all income attributable to such amounts are held in trust for the exclusive benefit of the participants and the beneficiaries. The assets are no longer the property of the City, and as such, are no longer subject to the claims of the City's general creditors. As a result, the assets in the amount of $8,683,501 held by NRS and ICMA of the 457 Plan are not reflected in the City’s financial statements. 9. AMOUNTS DUE UNDER REDEVELOPMENT AGENCY PASS-THROUGH AGREEMENTS: Property taxes related to the incremental increase in assessed values after the adoption of the Redevelopment Plan are, except where otherwise provided by specific agreement, allocated to the Agency. All taxes on the "frozen" assessed valuation of the property are allocated to the City and other taxing agencies. The Agency has entered into various pass-through agreements with other tax agencies to allocate their tax increment resulting from the increase in assessed values after the adoption of the Redevelopment Plan. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 92 - 9. AMOUNTS DUE UNDER REDEVELOPMENT AGENCY PASS-THROUGH AGREEMENTS (CONTINUED): At June 30, 2010, the Agency was holding $60,678,180 in trust on behalf of other taxing agencies related to specific pass-through agreements as detailed below: Balance at Balance at July 1, 2009 Additions Payments June 30, 2010 Riverside County Capital Improvement 19,100,688$ * 20,693,584$ 15,887,409$ 23,906,863$ Riverside County - Schools 820,792 789,297 826,486 783,603 Riverside County - Library 9,789,662 1,849,126 24,558 11,614,230 Riverside County - Fire 3,280,832 3,180,860 3,284,204 3,177,488 Coachella Valley Mosquito Abatement District 676,989 643,523 677,243 643,269 Coachella Valley Water District 9,713,483 1,289,051 30,074 10,972,460 Desert Community College District 1,421,245 1,368,077 1,445,317 1,344,005 Desert Sands Unified School District 6,004,686 * 5,926,865 6,274,284 5,657,267 Coachella Valley Recreation and Park District 511,403 486,412 512,268 485,547 Coachella Valley Resources District 4,743 4,969 4,774 4,938 Palm Springs Unified School District 377,837 376,618 377,837 376,618 County Juvenile Health District 980,811 983,252 914,148 1,049,915 Other Deposits 602,298 313,177 253,498 661,977 53,285,469$ 37,904,811$ 30,512,100$ 60,678,180$ Entity * The Redevelopment Agency has used bond proceeds for the construction of capital improvements, which benefit these entities. These entities have agreements with the Redevelopment Agency, which will allow it to use a portion of these amounts to offset debt service costs. 10. PENSION PLAN: a. Plan Description: The City of Palm Desert contributes to the California Public Employees Retirement System (PERS), an agent multiple-employer public employee defined benefit pension plan. PERS provides retirement and disability benefits, annual cost-of-living adjustments and death benefits to plan members and beneficiaries. PERS acts as a common investment and administrative agent for participating public entities within the State of California. Benefit provisions and all other requirements are established by state statute and city ordinance. Copies of PERS' annual financial report may be obtained from their executive office: 400 Q Street, Sacramento, CA 95814. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 93 - 10. PENSION PLAN (CONTINUED): b. Funding Policy: Participants are required to contribute 8% of their annual covered salary. The City contributes 7% of the required employee contribution on their behalf and the employee contributes the remaining 1%. The City is required to contribute at an actuarially determined rate; the rate for fiscal year 2009-2010, was 19.803% for non-safety employees of annual covered payroll. The contribution requirements of plan members and the City are established and may be amended by PERS. c. Annual Pension Cost: For 2010, the City's annual pension cost of $3,880,525 for PERS was equal to the City's required and actual contributions. The required contribution was determined as part of the June 30, 2007, actuarial valuation using the entry age normal actuarial cost method. The actuarial assumptions included: a) 7.75% investment rate of return (net of administrative expenses), b) projected annual salary increases of 3.25% to 14.45% depending on age, service and type of employment, and c) 3.25% per year cost-of-living adjustments. Both a) and b) included an inflation component of 3.00%. The actuarial value of PERS’ assets was determined using techniques that smooth the effects of short-term volatility in the market value of investments over a three-year period (smoothed market value). PERS' unfunded actuarial accrued liability is being amortized as a level percentage of projected payroll on a closed basis that depends on the plan's entry into PERS. The remaining amortization period was 20 years. d. Three-Year Trend Information for PERS: Fiscal Annual Pension Percentage Net Pension Year Cost (APC) APC Contributed Obligation 6/30/08 $ 3,680,511 100% $ - 6/30/09 4,106,308 100% - 6/30/10 3,880,525 100% - e. Schedule of Funding Progress for PERS: As of June 30, 2008, the most recent actuarial valuation date, the plan was 76.22% funded. The actuarial accrued liability for benefits was $67.98 million, and the actuarial value of assets was $51.81 million, resulting in an unfunded actuarial accrued liability (UAAL) of $16.17 million. The covered payroll (annual payroll of active employees covered by the plan) was $14.61 million, and the ratio of the UAAL to the covered payroll was 110.67%. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 94 - 10. PENSION PLAN (CONTINUED): e. Schedule of Funding Progress for PERS (Continued): The schedule of funding progress, presented as required supplementary information following the notes to basic financial statements, presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. 11. FUND BALANCE: Reserves of Fund Balance In the fund financial statements, reserves segregate portions of fund balances that are either not available or have been earmarked for specific purposes. The various reserves established as of June 30, 2010, were as follows: RDA Low Income RDA Other General Housing Capital Governmental Fund Special Revenue Projects Funds Total Encumbrances 1,841,911$ 243,423$ 3,413,324$ 2,416,999$ 7,915,657$ Inventory 33,262 - - - 33,262 Continuing appropriations 40,000 9,517,625 59,060,734 39,447,172 108,065,531 Prepaid costs and deposits 602,960 - 26,813 146 629,919 Reserve requiremen - - - 36,366 36,366 Property held for resale - 855,224 - - 855,224 Debt service 2,162,510 - - - 2,162,510 Loans and notes receivable 1,859,739 7,328,010 1,600,000 4,984,182 15,771,931 Advances 7,181,000 17,821,288 - 13,419,000 38,421,288 Totals 13,721,382$ 35,765,570$ 64,100,871$ 60,303,865$ 173,891,688$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 95 - 11. FUND BALANCE (CONTINUED): Reserves of Fund Balance (Continued) Reserved for Encumbrances - These reserves represent the portion of purchase orders awarded for which the goods or services had not yet been received at June 30, 2010. Although all appropriations lapse at year-end, even if encumbered, the City intends either to honor the contracts in progress or to cancel them. Reserve for encumbrances is rebudgeted on July 1, by Council action. Reserved for Inventory - This reserve is to restrict fund balance so that it will not be considered as current funds available. Reserved for Continuing Appropriations - These reserves are for appropriations for capital projects, which are unexpended as of June 30, 2010, and are carried forward as continuing appropriations to be expended in 2010-2011. Reserved for Prepaid Costs and Deposits - These reserves represent contractual obligations for cash payments made before June 30, 2010, but not recognized as an expenditure until after July 1, 2010, and noncurrent portions of deposits. Reserved for Reserve Requirement - These reserves are set up for the maintenance requirements for the housing apartments. Reserved for Property Held for Resale - This reserve is for property held for resale and has been set aside to indicate that these funds are not available to finance current expenditures. Reserved for Debt Service - These reserves for Debt Service represent reserves accumulated by the City for compensated absences. Reserved for Loans and Notes Receivables - These reserves are set up to reflect the noncurrent portion of receivables so that they will not be considered as current funds available. Reserved for Advances - These reserves are set up to reflect the advances to the Redevelopment Agency so that they will not be considered as current funds available. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 96 - 11. FUND BALANCE (CONTINUED): Reserves of Fund Balance (Continued) Fund designations are established to indicate tentative plans for financial resource utilization in a future period. The City’s designations at June 30, 2010 are as follows: RDA RDA RDA RDA Other Prop A Low Income Financing Debt Capital Governmental Fire Tax Housing Authority Service Projects Funds Total Special revenue designation: Fire protection services 2,019,849$ -$ -$ -$ -$ -$ 2,019,849$ Low income housing - 42,189,106 - - - 1,787,271 43,976,377 Traffic safety - - - - - 16,956 16,956 Street related purposes - - - - - 211,410 211,410 Public facilities - - - - - 368,371 368,371 Drainage - - - - - 259,967 259,967 Park development - - - - - 1,588,629 1,588,629 Recycling - - - - - 5,990,825 5,990,825 Public safety - - - - - 10,184 10,184 El Paseo promotion - - - - - 32,298 32,298 Air quality - - - - - 275,990 275,990 City wide promotion - - - - - 1,492 1,492 Community maintenance - - - - - 1,261,079 1,261,079 Child care programs - - - - - 120,213 120,213 Golf course maintenance - - - - - 2,196,995 2,196,995 Fire facilities - - - - - 29,955 29,955 Energy program loans - - - - - 3,851,362 3,851,362 Total special revenue designation 2,019,849 42,189,106 - - - 18,002,997 62,211,952 Debt service - - 16,154,438 10,015,973 - 166,494 26,336,905 Capital outlay - - - - 47,975,459 30,208,343 78,183,802 Totals 2,019,849$ 42,189,106$ 16,154,438$ 10,015,973$ 47,975,459$ 48,377,834$ 166,732,659$ Designated for special revenue - These funds are for future use for specific programs listed above. Designated for debt service - This designation is for resources accumulated for payment of principal and interest on long-term debt. Designated for capital outlay - This designation represents resources accumulated for capital projects except for those financed by special revenue and enterprise funds. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 97 - 11. FUND BALANCE (CONTINUED): Reserves of Fund Balance (Continued) Net Asset Restatements Net assets of the governmental activities – Internal Service Funds have been restated as follows: Net assets, July 1, 2009, as previously reported $ 6,208,706 To adjust capital assets Inadvertently not transferred in prior year 94,297 Net assets, July 1, 2009, as restated $ 6,303,003 12. RISK MANAGEMENT: a. Description of Self-Insurance Pool Pursuant to Joint Powers Agreement: The City is a member of the California Joint Powers Insurance Authority (Insurance Authority). The Insurance Authority is composed of 122 California public entities and is organized under a joint powers agreement pursuant to California Government Code Section 6500 et. seq. The purpose of the Insurance Authority is to arrange and administer programs for the pooling of self-insured losses, to purchase excess insurance or reinsurance, and to arrange for group purchased insurance for property and other lines of coverage. The Insurance Authority’s pool began covering claims of its members in 1978. Each member government has an elected official as its representative on the Board of Directors. The Board operates through a 9-member Executive Committee. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 98 - 12. RISK MANAGEMENT (CONTINUED): b. Self-Insurance Programs of the Authority: General Liability Each member government pays a primary deposit to cover estimated losses for a fiscal year (claims year). After the close of a fiscal year, outstanding claims are valued. A retrospective deposit computation is then made for each open claims year. Claims are pooled separately between police and non-police. Costs are allocated to members by the following methods within each of the four layers of coverage: (1) the first $30,000 of each occurrence is charged directly to the member’s primary deposit; (2) costs from $30,000 to $750,000 and the loss development reserves associated with losses up to $750,000 are pooled based on the member’s share of losses under $30,000; (3) losses from $750,000 to $5,000,000 and the associated loss development reserves are pooled based on payroll; (4a) costs of covered claims from $5,000,000 to $10,000,000 are paid under reinsurance policies and are subject to a $2,500,000 annual aggregate deductible; (4b) costs of covered claims from $10,000,000 to $50,000,000 are covered through excess insurance policies; (4c) costs of covered claims for subsidence losses are paid by excess insurance with a sub-limit of $25,000,000 per occurrence per member. This $25,000,000 subsidence sub-limit is composed of $10,000,000 in reinsurance and $15,000,000 in excess insurance. The excess insurance layer has a $15,000,000 annual aggregate. The costs associated with 4a, 4b, and 4c are estimated using actuarial models and pre-funded as part of the primary retrospective deposits. The overall policy limit for each member including all layers of coverage is $50,000,000 per occurrence. Workers' Compensation The City also participates in the workers compensation pool administered by the Insurance Authority. Each member pays a primary deposit to cover estimated losses for a fiscal year (claims year). After the close of a fiscal year, outstanding claims are valued. A retrospective deposit computation is then made for each open claims year. Claims are pooled separately between public safety and non-public safety. Costs are allocated to members by the following methods within each of the four layers of coverage: (1) the first $50,000 of each loss is charged directly to the member’s primary deposit; (2) losses from $50,000 to $100,000 and the loss development reserve associated with losses up to $100,000 are pooled based on the member’s share of losses under $50,000; (3) losses from $100,000 to $2,000,000 and the loss development reserves associated with those losses are pooled based on payroll; (4) losses from $2,000,000 up to statutory limits are paid under an excess insurance policy. Protection is provided per statutory liability under California Workers’ Compensation law. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 99 - 12. RISK MANAGEMENT (CONTINUED): b. Self-Insurance Programs of the Authority (continued): Workers' Compensation (continued) Employer’s liability losses are pooled among members to $2,000,000, coverage from $2,000,000 to $4,000,000 is purchased as part of an excess insurance policy, and losses from $4,000,000 to $10,000,000 are pooled among members. c. Purchased Insurance: Property Insurance The City of Palm Desert participates in the all-risk property protection program of the Authority. This insurance protection is underwritten by several insurance companies. The City of Palm Desert property is currently insured according to a schedule of covered property submitted by the City of Palm Desert to the Authority. The City’s property currently has all-risk property insurance protection in the amount of $184,584,823. There is a $5,000 deductible per occurrence except for non-emergency vehicle insurance which has $1,000 deductible. Premiums for the coverage are paid annually and are not subject to retroactive adjustments. Crime Insurance The City of Palm Desert purchases crime insurance coverage in the amount of $10,000,000 with a $2,500 deductible. The fidelity coverage is provided through the Insurance Authority. Premiums are paid annually and are not subject to retroactive adjustments. Special Event Tenant User Liability Insurance The City of Palm Desert further protects against liability damages by requiring tenant users of certain property to purchase low-cost tenant user liability insurance for certain activities on City property. The insurance premium is paid by the tenant user and is paid to the City of Palm Desert according to a schedule. The City of Palm Desert then pays for the insurance. The insurance is arranged by the Insurance Authority. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 100 - 12. RISK MANAGEMENT (CONTINUED): d. Adequacy of Protection: During the past three fiscal (claims) years, none of the above programs of protection have had settlements or judgments that exceeded pooled or insured coverage. There have been no significant reductions in pooled or insured liability coverage from coverage in the prior year. 13. DEFERRED REVENUES AND UNEARNED REVENUES: Major Governmental Funds General Fund: On March 13, 1997, the Redevelopment Agency (Agency) purchased land from the City for the purpose of developing a second golf course financed by a note in the amount of $2,055,000. The note has no specific due date and carries an interest rate that equates the rate of return the City receives on its investment with the Local Agency Investment Fund (0.528% at June 30, 2010). Recognition of the revenue from the sale has been deferred until it becomes available. On March 13, 1997, the City entered into an agreement; along with amendments on June 4, 1997 and May 18, 2004; with the Palm Desert Recreational Facilities Corporation (Corporation) for the use of property at the City's Golf Resort (Desert Willow). Payment is due when the Corporation's revenues exceed its expenses. At June 30, 2010, the Corporation owed the City rent totaling $285,000, which will be recognized as revenue by the City when the rent is paid by the Corporation. The State of California collects taxes and fees for the City and makes payments to the City at various times. Due to the City’s policy of recognizing revenue, the amount of $417,981 for sales tax has been deferred. The City entered into several individual loan agreements with residents of the Highlands Utility Undergrounding Assessment District No. 04-01. The residents agreed to pay to the City the full cost of the loan amount plus any accrued interest at a rate of 5.35%. The full amount of the loan along with all accrued interest is due and payable at the earliest of September 2, 2036, or any change in ownership of the property. As of June 30, 2010, $35,669 in interest has been accrued. Recognition of the interest revenue has been deferred until it becomes due. Other amounts reported as unearned revenues include $3,038 of unearned rents. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 101 - 13. DEFERRED REVENUES AND UNEARNED REVENUES (CONTINUED): Major Governmental Funds (Continued) RDA Low Income Housing Special Revenue Fund: Uncollected interest of $36,493 due from the Palm Desert Development Company has been deferred. Other amounts reported as unearned revenues include $6,796 for damages on purchased home. Other Governmental Funds: Special Revenue Funds: Measure A fund has $26,222 of unearned revenue representing a deposit from a developer for street improvements. Loans receivable in the amount of $15,092 for home improvement loans are recorded as deferred in the Community Development Block Grant Fund. $75,108 of grant funds are deemed unearned until expenditures are incurred in the Recycling Fund. $2,392 of grant funds are deemed unearned until expenditures are incurred in the Public Safety Police Grants Fund. Accrued interest of $206,239 on loans receivable through the City’s EIP Program (see Note 3). Prepaid rents in the amount of $11,364 from the eight apartment complexes operated by the Palm Desert Housing Authority will be recognized as revenue when earned. Debt Service Funds: Assessment receivables in the amount of $1,569,860 represent future assessments to be received from property owners in Highlands Undergrounding Assessment Districts 04-1 to pay for long- term obligations incurred in making capital improvements in the Assessment District. Recognition of the revenue from the assessments has been deferred until it becomes available. Once received, the monies will be used to make annual debt service payments. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 102 - 13. DEFERRED REVENUES AND UNEARNED REVENUES (CONTINUED): Other Governmental Funds (Continued): Capital Project Funds: $689,586 has been deferred for capital reimbursements due from developers for work completed by the City on their behalf. $128,967 of unearned revenue represents deposits from developers for street improvements, which have not been spent as of June 30, 2010. Business-type Activities The balance of $196,934 represents the unused portions of prepaid golf fees, value of unredeemed gift certificates and unearned rent. Component Unit The balance of $32,719 represents the unused portions of prepaid banquets. 14. OTHER POST-EMPLOYMENT BENEFITS: a. Plan Description: In addition to the pension benefits described in Note 10, the City provides other post- employment benefits (OPEB) through the California Employers’ Retiree Benefit Trust Fund (CERBT), an agent multiple-employer defined benefit healthcare plan administered by the California Public Employees’ Retirement System (CalPERS). All full-time or part-time employees who meet the eligibility requirements for this program may continue their medical coverage through the CalPERS Health Plan and receive reimbursement from the City for a portion of the costs for the coverage. Separate financial statements for the CERBT may be obtained by writing to CalPERS at Lincoln Plaza North, 400 Q Street, Sacramento, CA 95811, or by visiting the CalPERS website at www.calpers.ca.gov. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 103 - 14. OTHER POST-EMPLOYMENT BENEFITS (CONTINUED): a. Plan Description (continued): Employees Hired Prior to January 1, 2008 Eligibility for the stipend requires retirement simultaneously from the City and CalPERS on or after age 50 with at least 10 consecutive years of service with the City. Eligible employees must be covered under the CalPERS Health Plan at the time of retirement and elect to participate in the stipend program within 30 days of retirement. The City’s contribution towards the coverage is based on years of service as follows: Consecutive Years of Service City’s Contribution With the City at Retirement Percentage 10 years of service 50% 11 years of service 55% 12 years of service 60% 13 years of service 65% 14 years of service 70% 15 or more years of service 75% CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 104 - 14. OTHER POST-EMPLOYMENT BENEFITS (CONTINUED): a. Plan Description (Continued): Employees Hired On or After January 1, 2008 Eligibility for the stipend requires retirement simultaneously from the City and CalPERS on or after age 50 with at least 15 consecutive years of service with the City. Eligible employees must be covered under the CalPERS Health Plan at the time of retirement and elect to participate in the stipend program within 30 days of retirement. The stipend is discontinued when the retiree reaches Medicare eligibility age. The City’s contribution towards the coverage will be applied to the lowest cost plan and is based on age at retirement and consecutive years of service with the City as outlined in the following table: Age 15 16 17 18 19 20 21 22 23 24 25+ 50 0% 5% 10% 15% 20% 25% 30% 35% 40% 45% 50% 51 10% 15% 20% 25% 30% 35% 40% 45% 50% 50% 50% 52 20% 25% 30% 35% 40% 45% 50% 50% 50% 50% 50% 53 30% 35% 40% 45% 50% 50% 50% 50% 50% 50% 50% 54 40% 45% 50% 50% 50% 50% 50% 50% 50% 50% 50% 55+ 50% 50% 50% 50% 50% 50% 50% 50% 50% 50% 50% Consecutive Years of Service at Retirement Employees with at least 5 years of service, not meeting the eligibility requirements for the stipend program, who retire simultaneously from the City and CalPERS are eligible to continue medical coverage through the CalPERS Health Plan. The City is required to pay the CalPERS minimum employer contribution ($101 in 2009 and $105 in 2010) for these employees. b. Funding Policy: The contribution requirements of plan members and the City are established and may be amended by the City, City Council, and/or the employee associations. Currently, contributions are not required from plan members. During the fiscal year ended June 30, 2010, the City contributed $644,603 to the plan, which included $400,420 of the annual required contribution and $244,183 pay-as-you-go premiums. The purpose of these contributions is to cover the required City contribution rate of 6.60% of annual covered payroll (annual payroll of active employees covered by the plan) and to prefund benefits. As a result, the City calculated and recorded a Net OPEB Asset, representing the difference between the Annual Required Contribution (ARC) and actual contributions, as presented below: CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 105 - 14. OTHER POST-EMPLOYMENT BENEFITS (CONTINUED): b. Funding Policy (Continued): Annual required contribution (ARC) 400,420$ Interest on Net OPEB obligation (asset) (540,150) Adjustment to ARC 449,886 Annual OPEB cost 310,156 Contribution made (644,603) Increase in Net OPEB obligation (asset) (334,447) Net OPEB obligation (asset) at June 30, 2009 (6,970,610) Net OPEB obligation (asset) at June 30, 2010 (7,305,057)$ The contribution rate of 5.20% is based on the ARC of $400,420, an amount actuarially determined in accordance with the parameters of GASB Statement No. 45. The ARC represents a level of funding that, if paid on an ongoing basis is projected to cover the annual normal cost and the amortization of unfunded actuarial accrued liabilities (or funding excess) over a thirty year period. c. Annual OPEB Cost and Net OPEB Obligation (Asset): For fiscal year 2010, the City’s annual OPEB cost (expense) was $310,156. Information on the annual OPEB cost, percentage of Annual OPEB Cost contributed, and Net OPEB Obligation is available since the implementation of GASB 45, are presented below: Actual Percentage of Fiscal Annual Contribution Annual Net OPEB Year OPEB (Net of OPEB Cost Obligation Ended Cost Adjustments) Contributed (Asset) 6/30/2008 $ 759,139 $ 7,428,386 979% $ (6,669,247) 6/30/2009 312,285 613,648 197% (6,970,610) 6/30/2010 310,156 644,603 208% (7,305,057) CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 106 - 14. OTHER POST-EMPLOYMENT BENEFITS (CONTINUED): d. Funded Status and Funding Progress: As of July 1, 2009, the most recent actuarial valuation date, the plan was 84.04% funded. The actuarial accrued liability for benefits was $8.23 million, and the actuarial value of assets was $6.92 million, resulting in an unfunded actuarial accrued liability (UAAL) of $1.31 million. The covered payroll (annual payroll of active employees covered by the plan) was $12.45 million, and the ratio of the UAAL to the covered payroll was 10.55%. Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the annual required contributions of the City are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to basic financial statements, presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. e. Actuarial Methods and Assumptions: Projections of benefits for financial reporting purposes are based on the substantive plan and include the types of benefits provided at the time of each valuation. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets consistent with the long-term perspective of the calculations. In the July 1, 2009 actuarial valuation, the entry age normal actuarial cost method was used. The actuarial assumptions included a 7.75% investment rate of return (net of administrative expenses) and an initial annual healthcare cost trend rate of 10%, reduced by decrements to an ultimate rate of 5% after ten years. A 3.25% annual rate of increase in future salaries is also assumed in the valuation. The City’s unfunded actuarial accrued liability will be amortized as a level percentage of projected covered payroll on a closed basis. The amortization period at July 1, 2009, was twenty-eight years. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 107 - 15. SPECIAL ASSESSMENT DEBT: Below is a summary of the changes in the special assessment bonds payable: Balance at Payments and Balance at June 30, 2009 Additions Reductions June 30, 2010 2003 Assessment Revenue Bonds 3,310,000$ -$ (205,000)$ 3,105,000$ AD 98-1 Limited Obligation Refunding Bonds 780,000 - (80,000) 700,000 CFD 2005-1 Special Tax Bonds Series 2006A 67,090,000 - (1,165,000) 65,925,000 AD 2004-2 Limited Obligation Improvement Bonds 29,430,000 - (505,000) 28,925,000 2008 Special Tax Refunding Bonds 9,270,000 - (855,000) 8,415,000 109,880,000$ -$ (2,810,000)$ 107,070,000$ The City has Special Assessment Bonds Payable issued under the 1911 and 1915, Special Improvement Acts and the 1982 Mello-Roos Community Facilities Act (1982 Bonds). The City has no liability to 1911 Act bondholders until assessments have been collected from the property owner. Such liability is then recorded in the Agency Funds. Therefore, the 1911 Bonds are not recorded as liabilities in the accompanying financial statements. The City also has no liability to the 1915 Act bondholders or the bondholders of bonds issued under the 1982 Mello-Roos Community Facilities Act until assessments are collected on the tax rolls. However, the City may take certain actions to assume secondary liability for all or part of 1915 Act Bonds and the 1982 Bonds until such time as foreclosure proceedings are consummated. Special assessment bonds payable, as described below, and are not recorded as long-term liabilities, as these obligations do not constitute a debt or obligation of the City. 2003 Assessment Revenue Bonds In June 2003, the Palm Desert Financing Authority issued $4,423,000 in 2003 Assessment Revenue Bonds. The proceeds were used to purchase three series of limited obligation improvement bonds issued by the City in connection with the financing and refinancing of certain improvements of benefit to property within the City’s Assessment District No. 94-2 (Sunterrace), Assessment District No. 94-3 (Merano) and Silver Spur Ranch Utility Undergrounding Assessment District No. 01-01. These bonds were issued under the 1915 Improvement Bond Act to provide funds for public improvements in the respective assessment districts. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 108 - 15. SPECIAL ASSESSMENT DEBT (CONTINUED): 2003 Assessment Revenue Bonds (continued) Debt service requirements to maturity are as follows: Year Ending June 30, Principal Interest Total 2011 190,000$ 150,200$ 340,200$ 2012 200,000 142,200 342,200 2013 210,000 133,275 343,275 2014 220,000 123,380 343,380 2015 235,000 112,570 347,570 2016 - 2020 845,000 432,348 1,277,348 2021 - 2025 640,000 231,822 871,822 2026 - 2029 565,000 62,484 627,484 3,105,000$ 1,388,279$ 4,493,279$ As of June 30, 2010, the principal amounts to be repaid by each assessment district to pay off the loans from the Financing Authority are as follows: Assessment District 94-2 370,000$ Assessment District 94-3 850,000 Assessment District 01-1 1,890,000 3,110,000$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 109 - 15. SPECIAL ASSESSMENT DEBT (CONTINUED): Assessment District 98-1 Limited Obligation Refunding Improvement Bonds The bonds were issued in an original amount of $2,955,000 in February 2004, to redeem and defease the outstanding limited obligation improvement bonds of Assessment District No. 98-1, which were issued in 1998. The bonds are secured by unpaid assessments on parcels within the District. Under the 1915 Act, annual assessments on the unpaid assessments sufficient to meet the scheduled debt service requirements are to be included on the regular county tax bills for the assessed parcels for which there are unpaid assessments. Interest rates vary from 1.5% to 5.1% with interest payable semi-annually on March 2 and September 2, with principal maturing annually on September 2. Debt service requirements to maturity are as follows: Year Ending June 30, Principal Interest Total 2011 65,000$ 30,799$ 95,799$ 2012 70,000 28,180 98,180 2013 70,000 25,310 95,310 2014 75,000 22,171 97,171 2015 75,000 18,768 93,768 2016 - 2019 345,000 35,431 380,431 700,000$ 160,659$ 860,659$ Community Facilities District No. 2005-1 The bonds were issued in an original amount of $50,000,000 in May 2006, to construct and acquire certain public facilities of benefit to the District, provide for the establishment of a reserve account, provide capitalized interest, and pay the costs of issuance of the bonds. The bonds are secured by and payable from a pledge of net taxes derived from special taxes to be levied by the District on real properties within the boundaries of the District from the net proceeds of any foreclosure actions brought following delinquency in the payment of the special taxes, and from amounts held in certain funds under the indenture. Interest rates vary from 4.0% to 5.5% with interest payable semi-annually on March 1 and September 1, with principal maturing annually on September 1. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 110 - 15. SPECIAL ASSESSMENT DEBT (CONTINUED): Community Facilities District No. 2005-1 (Continued) In May 2007, the 2007 Bonds were issued in the amount of $17,915,000 pursuant to the Bond Indenture in May 2006, as supplemented by a First supplemental Indenture in May 2007, to provide construct and acquire certain public facilities of benefit to the District, provide capitalized interest, and pay the costs of issuance of the 2007 Bonds. The bonds are secured by and payable, on parity with the bonds issued in May 2006 for $50,000,000, from a pledge of net taxes derived from special taxes to be levied by the District on real properties within the boundaries of the District from the net proceeds of any foreclosure actions brought following delinquency in the payment of the special taxes, and from amounts held in certain funds under the indenture. Interest rates vary from 3.875% to 5.20% with interest payable semi-annually on March 1 and September 1, with principal maturing annually on September 1. Debt service requirements to maturity are as follows: Year Ending June 30, Principal Interest Total 2011 1,210,000$ 3,373,361$ 4,583,361$ 2012 1,260,000 3,320,818 4,580,818 2013 1,310,000 3,264,628 4,574,628 2014 1,370,000 3,204,685 4,574,685 2015 1,430,000 3,140,658 4,570,658 2016 - 2020 8,250,000 14,585,598 22,835,598 2021 - 2025 10,505,000 12,266,414 22,771,414 2026 - 2030 13,520,000 9,150,445 22,670,445 2031 - 2035 17,530,000 5,036,478 22,566,478 2036 - 2038 9,540,000 609,616 10,149,616 65,925,000$ 57,952,701$ 123,877,701$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 111 - 15. SPECIAL ASSESSMENT DEBT (CONTINUED): Section 29 Assessment District (No 2004-02), Limited Obligation Improvement Bonds, Series 2007 In March 2007, the City of Palm Desert issued $29,430,000 Limited Obligation Improvement Bonds. The proceeds of the Bonds will be used to finance certain infrastructure improvements within the City’s Section 29 Assessment District (No. 2004-02). The debt service on the bonds is to be paid by assessments secured on the property tax rolls of those properties benefiting from the improvements. The bonds consist of Serial Bonds in the amount of $6,870,000 with interest ranging from 4.00% to 4.70% payable semiannually on March 2 and September 2. Bond maturities begin September 2, 2009, and continue annually through 2019. Term bonds in the amount of $2,525,000 carry an interest rate of 4.75% and mature September 2, 2022. Term bonds in the amount of $5,110,000 carry an interest rate of 5.05% and mature September 2, 2027. Term bonds in the amount of $14,925,000 carry an interest rate of 5.10% and mature September 2, 2037. Debt service requirements to maturity are as follows: Year Ending June 30, Principal Interest Total 2011 525,000$ 1,407,160$ 1,932,160$ 2012 545,000 1,385,760 1,930,760 2013 570,000 1,363,175 1,933,175 2014 590,000 1,339,100 1,929,100 2015 615,000 1,313,488 1,928,488 2016 - 2020 3,520,000 6,118,229 9,638,229 2021 - 2025 4,420,000 5,185,058 9,605,058 2026 - 2030 5,635,000 3,932,824 9,567,824 2031 - 2035 7,220,000 2,304,691 9,524,691 2036 - 2038 5,285,000 413,228 5,698,228 28,925,000$ 24,762,713$ 53,687,713$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 112 - 15. SPECIAL ASSESSMENT DEBT (CONTINUED): 2008 Special Tax Refunding Bonds In December 2007, the City of Palm Desert Communities Facilities District No. 91-1 (Indian Ridge Public Improvements) issued $10,935,000 of Special Tax Refunding Bonds, Series 2008 to refund and defease all the outstanding $16,260,000 principal amount of the Palm Desert Financing Authority 1997 Revenue Bonds. These bonds were issued pursuant to the provisions of the Mello- Roos Community Facilities Act of 1982, as amended, being Chapter 2.5, Part 1, Division 2, Title 5, of the Government Code of the State of California. Debt service requirements to maturity are as follows: Year Ending June 30, Principal Interest Total 2011 880,000$ 274,920$ 1,154,920$ 2012 905,000 247,026 1,152,026 2013 935,000 217,813 1,152,813 2014 965,000 186,930 1,151,930 2015 1,000,000 154,008 1,154,008 2016 ‐ 2020 3,550,000 270,699 3,820,699 2021 180,000 3,600 183,600 8,415,000$ 1,354,995$ 9,769,995$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 113 - 15. SPECIAL ASSESSMENT DEBT (CONTINUED): Bond Reserve Requirements At June 30, 2010, the fund balance reserve requirements and actual reserve balances were as follows: Requirement Actual Assessment District 98-1 70,000$ 142,157$ 2003 Financing Authority Revenue Bonds 284,094 337,593 CFD 2005-1 Special Tax Bonds 4,583,361 4,608,891 Assessment District 29 1,933,175 1,945,358 2008 Special Tax Refunding Bonds 841,500 1,093,500 16. CONDUIT DEBT OBLIGATIONS: 2003 Series A - $22,310,000 Lease Revenue Bonds In December 2003, the Palm Desert Financing Authority (Authority) issued $22,310,000 in Lease Revenue Bonds. The proceeds of the Bonds were used to: a) finance the construction of a County animal shelter and related facilities located in the unincorporated area of Thousand Palms, California; b) finance construction of certain County medical clinic facilities located in Mecca, California; c) refund the Palm Desert Financing Authority Lease Revenue Bonds Series 1996; d) acquire a debt service reserve insurance policy; e) fund capitalized interest on the bonds; and f) pay costs of issuance of the bonds. The Authority will lease sites relating to each project from the County of Riverside (County) pursuant to a Site Lease dated as of December 1, 2003, and will lease back to the County the Sites and the Facilities pursuant to a Facilities Lease dated December 1, 2003. Under the Lease, the County will pay to the Trustee Base Rental Payments in the amount equal to the scheduled debt service of the Bonds. The Authority will assign its right to receive the Base Rental Payments to the Trustee for the benefit of the owners of the bonds. The debt service on the bonds is to be paid solely from lease payments made by the County. The Authority has no obligation to make the debt service payments in the event that the County is not able to make the required base rental payments. As of June 30, 2010, the outstanding amount was $19,185,000. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 114 - 16. CONDUIT DEBT OBLIGATIONS (CONTINUED): 2008 Series A - $72,445,000 Lease Revenue Bonds In November 2008, the Palm Desert Financing Authority (Authority) issued $72,445,000 in Lease Revenue Bonds. The proceeds of the Bonds were used to: a) finance the construction, installation, acquisition, development and rehabilitation of certain public capital improvements within the County, including the Palm Desert Sheriff’s Station Facilities (as described herein), community centers, a multi-service center, park improvements and other various infrastructure improvements; b) fund capitalized interest on the 2008 Series A Bonds related to the Palm Desert Sheriff Station Facilities through August 31, 2010 and with respect to the Multi-Service Center Facilities (as described herein) through December 31, 2009; c) fund a deposit into the Reserve Account as additional security for the 2008 Series A Bonds; and d) pay certain costs associated with the issuance and delivery of the 2008 Series A Bonds. Under the Lease, the County will pay to the Trustee Base Rental Payments in the amount equal to the scheduled debt service of the Bonds. The Authority will assign its right to receive the Base Rental Payments to the Trustee for the benefit of the owners of the bonds. The debt service on the bonds is to be paid solely from lease payments made by the County. The Authority has no obligation to make the debt service payments in the event that the County is not able to make the required base rental payments. As of June 30, 2010, the outstanding amount was $70,510,000. 17. OTHER DISCLOSURES: The Palm Desert Recreational Facilities Corporation has a net asset deficit of $966,656, which will be eliminated by increasing revenues through banquet reservations and outings directly related to the expansion of the outside dining terrace and the kitchen. For the year ended June 30, 2010, expenditures exceeded appropriations for the Public Safety Police Grants Special Revenue Fund by $28,522. These over expenditures resulted from prior year budgeted expenditures which were not spent until this fiscal year and not budgeted in the current fiscal year. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 115 - 18. CONSTRUCTION AND OTHER SIGNIFICANT COMMITMENTS: Construction Commitments Current Year Spent Remaining Spent to Date Commitment Parks and recreation 114,803$ 170,974$ 170,690$ Low income housing 142,204 253,802 287,667 Street resurfacing 18,069 18,069 2,114,589 Building construction 195,645 216,709 237,816 Street improvements 705,309 1,063,347 680,131 Freeway on-ramp improvements 263,028 547,801 219,231 Aquatic Center construction 358,034 358,034 453,150 Residential street construction 9,241 1,195,449 873,110 Drainage - 114,532 58,020 1,806,333 3,938,717 5,094,404 Miscellaneous non construction 701,330 1,025,743 2,837,068 2,507,663 4,964,460 7,931,472 Project 19. COMMITMENTS AND CONTINGENCIES: SERAF Contingency: SERAF Contributions for the Fiscal Years 2009-2010 and 2010-2011 Pursuant to AB 26 4x, a budget trailer bill, California redevelopment agencies were required to make SERAF contributions totaling $1.7 billion for the fiscal year 2009-2010 and $350 million for the fiscal year 2010-2011. Under AB 26 4x, agencies may borrow a portion of the required contributions from their low and moderate income housing fund. Alternatively, sponsoring governmental agencies (the cities or counties) may elect to pay the SERAF contributions on behalf of their redevelopment agencies. On October 20, 2009, the CRA filed a class action lawsuit in behalf of all California redevelopment agencies, again challenging the SERAF obligations as unconstitutional. On May 13, 2010, the Superior Court found in favor of the State relative to the class action suit. The Agency’s SERAF contributions for fiscal year 2009-2010 was $25,526,215. The Agency borrowed funds from the low and moderate income housing fund to make this payment. The Agency’s SERAF contribution for fiscal year 2010-2011 will be $5,225,397. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2010 See independent auditors’ report. - 116 - 19. COMMITMENTS AND CONTINGENCIES (CONTINUED): Contingencies: The City is a defendant in several pending lawsuits of a nature common to many similar jurisdictions. City management estimates that the potential claims against the City not covered by insurance resulting from such litigation would not materially affect the financial position of the City. The City incurs various costs under federal and state grant reimbursement programs and records the related revenue and receivables for grant claims. Such grant claims are subject to final audit by federal and state agencies. Schedule 1 Note 10e Entry Age ormal Accrued Actuarial Value Unfunded UAAL as a Actuarial Liabilit of Assets AAL Funde Covere % of Covere Valuation (AAL) (AVA) (UAAL) Ratio Payrol Payrol Date (a) (b) (a) - (b) (b)/(a) (c) [(a)-(b)]/(c) 06/30/06 52,739,452$ 40,523,105$ 12,216,347$ 76.84% 11,845,746$ 103.13% 06/30/07 61,535,809 46,180,367 15,355,442 75.05% 13,263,198 115.77% 06/30/08 67,979,926 51,813,257 16,166,669 76.22% 14,608,384 110.67% Note 14d Actuarial Accrued Actuarial Value Unfunded UAAL as a Actuarial Liabilit of Assets AAL Funde Covere % of Covere Valuation (AAL) (AVA) (UAAL) Ratio Payrol Payrol Date (a) (b) (a) - (b) (b)/(a) (c) [(a)-(b)]/(c) 07/01/07 6,481,631$ -$ 6,481,631$ 0.00% 13,800,864$ 46.97% 07/01/09 8,230,029 6,916,360 1,313,669 84.04% 12,449,000 10.55% See independent auditors' report. For the year ended June 30, 2010 - 117 - CalPERS DEFINED BENEFIT PLA OTHER POST-EMPLOYMENT BENEFIT PLA CITY OF PALM DESERT SCHEDULES OF FUNDING PROGRESS - 118 - THIS PAGE INTENTIONALLY LEFT BLANK Schedule 2 Variance with Final Budge Actual Positive Original Final Amounts (Negative) Fund balance, July 1 74,350,672$ 74,350,672$ 74,350,672$ -$ Resources (inflows): Taxes 38,845,000 35,345,000 34,593,131 (751,869) Licenses and permits 650,000 650,000 701,941 51,941 Intergovernmental revenues 2,486,000 2,486,000 2,677,198 191,198 Charges of services 620,000 620,000 618,440 (1,560) Fines and forfeitures 110,000 110,000 126,327 16,327 Investment earnings 1,145,000 1,145,000 1,766,868 621,868 Miscellaneous 540,000 540,000 836,849 296,849 Transfers from other funds 2,586,000 2,586,000 4,747,672 2,161,672 Total resources 46,982,000 43,482,000 46,068,426 2,586,426 Charges to appropriations (outflows): Current: General governmen 13,346,962 13,275,987 12,895,030 380,957 Public safety 18,617,307 17,534,427 17,427,684 106,743 Public works 8,990,909 9,729,368 7,573,875 2,155,493 Parks, recreation and culture 5,382,368 4,685,750 4,534,505 151,245 Capital outla - 68,718 68,718 - Transfers to other funds 620,000 410,000 350,318 59,682 Total charges to appropriations 46,957,546 45,704,250 42,850,130 2,854,120 Excess of resources over (under) charges to appropriations 24,454 (2,222,250) 3,218,296 5,440,546 Fund balance, June 30 74,375,126 72,128,422 77,568,968 5,440,546 See independent auditors' report and note to required supplementary information. CITY OF PALM DESERT - 119 - For the year ended June 30, 2010 Budgeted Amount BUDGETARY COMPARISON SCHEDULE GENERAL FUND Schedule 3 Variance with Final Budge Actual Positive Original Final Amounts (Negative) Fund balance, July 1 3,071,232$ 3,071,232$ 3,071,232$ -$ Resources (inflows): Taxes 5,270,000 5,270,000 5,264,673 (5,327) Special assessments collecte 2,039,000 2,039,000 2,056,461 17,461 Intergovernmental revenues 716,212 716,212 765,311 49,099 Investment earnings 50,000 50,000 48,404 (1,596) Miscellaneous - - 9,352 9,352 Total resources 8,075,212 8,075,212 8,144,201 68,989 Charges to appropriations (outflows): Current: Public safety 9,577,107 9,577,107 9,194,223 382,884 Capital outla 54,000 163,175 1,361 161,814 Total charges to appropriations 9,631,107 9,740,282 9,195,584 544,698 Excess of resources over (under) charges to appropriations (1,555,895) (1,665,070) (1,051,383) 613,687 Fund balance, June 30 1,515,337 1,406,162 2,019,849 613,687 See independent auditors' report and note to required supplementary information. CITY OF PALM DESERT - 120 - For the year ended June 30, 2010 Budgeted Amount BUDGETARY COMPARISON SCHEDULE PROP A FIRE TAX SPECIAL REVENUE FUND See independent auditors’ report. - 121 - CITY OF PALM DESERT NOTE TO REQUIRED SUPPLEMENTARY INFORMATION June 30, 2010 BUDGETS AND BUDGETARY ACCOUNTING: The City used the following procedures in establishing the budgetary data reported in the financial statements: 1. Before the beginning of the fiscal year, the City Manager submits to the City Council a proposed budget for the year commencing the following July 1. 2. Public hearings are conducted to obtain taxpayer comments. 3. The budget is subsequently adopted through passage of a resolution. 4. Expenditures for the General Fund cannot exceed amounts budgeted at the departmental level, which is the legal level of control. For other funds, expenditures cannot exceed the total amount budgeted for each fund, which is the legal level of control. The City Manager is authorized to transfer appropriations (without council approval) between an object of a General Fund Department. The City Council approves all other changes. Annual appropriation amounts lapse at year-end. 5. Encumbrances and continuing appropriations are rebudgeted as of July 1, by Council action. 6. Annual budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America for all governmental funds except for certain special revenue funds and capital projects funds, which adopt project length budgets and debt service funds that are not budgeted as effectively budgetary control is achieved through debt indenture provisions. The following special revenue funds had legally adopted budgets during the current fiscal year: Prop A Fire Tax Traffic Safety Gas Tax Housing Mitigation Fees Community Development Block Grant Public Safety Police Grants El Paseo Assessment District City-Wide Business License Landscape and Lighting District No. 1-17 - 122 - THIS PAGE INTENTIONALLY LEFT BLANK - 123 - GENERAL FUND The General Fund is used to account for all financial resources traditionally associated with government, except those required to be accounted for in another fund. It is the primary operating fund that includes the operating budgets for all the departments and the majority of the City’s tax revenues. Schedule 4 Variance with Final Budge Actual Positive Original Final Amounts (Negative) Fund balance, July 1 74,350,672$ 74,350,672$ 74,350,672$ -$ Resources (inflows): Taxes: Property taxes 5,510,000 5,510,000 4,969,407 (540,593) Property transfer tax 500,000 500,000 455,580 (44,420) Property tax in lie 3,740,000 3,740,000 3,738,160 (1,840) Timeshare mitigation fee 900,000 900,000 1,483,220 583,220 Sales tax 15,900,000 13,600,000 13,273,793 (326,207) Business license tax 1,300,000 1,300,000 1,071,997 (228,003) Job valuation fees 25,000 25,000 14,238 (10,762) Transient occupancy tax 8,000,000 6,800,000 6,848,132 48,132 Franchises 2,950,000 2,950,000 2,705,902 (244,098) Penalties and interest on taxes 20,000 20,000 32,702 12,702 Total Taxes 38,845,000 35,345,000 34,593,131 (751,869) For the year ended June 30, 2010 Budgeted Amount BUDGETARY COMPARISON SCHEDULE BY DEPARTMENT GENERAL FUND CITY OF PALM DESERT Licenses and Permits: Building permit 550,000 550,000 570,041 20,041 Grading - - 5,811 5,811 Valet parking permits - - 300 300 Encroachment permits 50,000 50,000 65,157 15,157 Miscellaneous permits - - 1,505 1,505 Business regulatory permit 50,000 50,000 59,127 9,127 Total Licenses and Permits 650,000 650,000 701,941 51,941 Intergovernmental Revenues: Federal grants - - 9,233 9,233 State grants - - - - Motor vehicle in-lieu fees 150,000 150,000 151,489 1,489 Monthly parking bal - - 28,098 28,098 Reimbursement RDA costs 2,000,000 2,000,000 1,772,591 (227,409) Other reimbursements 336,000 336,000 715,787 379,787 Total Intergovernmental Revenues 2,486,000 2,486,000 2,677,198 191,198 See independent auditors' report.(Continued) - 124 - Schedule 4 Variance with Final Budge Actual Positive Original Final Amounts (Negative) Resources (inflows) (Continued): Charges for Services: Subdivision fees 250,000$ 250,000$ 183,719$ (66,281)$ Zoning fees 50,000 50,000 107,647 57,647 Plan check fees 300,000 300,000 224,325 (75,675) Sale of maps and publications 10,000 10,000 28,073 18,073 Microfilm fees 10,000 10,000 11,068 1,068 Other fees - - 63,608 63,608 Total Charges for Services 620,000 620,000 618,440 (1,560) Fines and Forfeitures: Vehicle code fines 50,000 50,000 33,669 (16,331) Municipal court fines 60,000 60,000 92,658 32,658 Total Fines and Forfeitures 110,000 110,000 126,327 16,327 Investment Earnings: CITY OF PALM DESERT BUDGETARY COMPARISON SCHEDULE BY DEPARTMENT GENERAL FUND For the year ended June 30, 2010 Budgeted Amount (CONTINUED) Interest income 645,000 645,000 1,176,956 531,956 Interest on advances 500,000 500,000 328,756 (171,244) Interest on notes receivable - - 261,156 261,156 Total Investment Earnings 1,145,000 1,145,000 1,766,868 621,868 Miscellaneous Revenues: Code compliance - - 3,445 3,445 Strong motion instrument fe 5,000 5,000 6,698 1,698 Special investigation fee - - 7,670 7,670 Certificate of compliance fee - - 1,200 1,200 uisance abatement tax 25,000 25,000 223,978 198,978 Abandoned vehicle abatement 30,000 30,000 83,117 53,117 Fire inspection service 100,000 100,000 112,747 12,747 Rental income 150,000 150,000 154,620 4,620 Other revenue 230,000 230,000 243,374 13,374 Total Miscellaneous Revenues 540,000 540,000 836,849 296,849 Transfers from other funds 2,586,000 2,586,000 4,747,672 2,161,672 Amounts Available for Appropriatio 46,982,000 43,482,000 46,068,426 2,586,426 See independent auditors' report.(Continued) - 125 - Schedule 4 Variance with Final Budge Actual Positive Original Final Amounts (Negative) Charges to appropriations (outflows): General Government - Departmental: City counci 440,200$ 420,180$ 373,838$ 46,342$ City cler 624,412 870,336 867,028 3,308 Legislative advocac 49,000 44,500 37,260 7,240 Electio - - - - City attorne 233,000 233,000 221,595 11,405 Legal special services 300,000 342,000 341,460 540 City manage 703,450 893,776 887,034 6,742 Community service 1,603,272 814,000 798,355 15,645 Finance 1,972,100 1,903,730 1,900,062 3,668 Auditin 50,000 50,600 50,537 63 Human resources 593,163 533,393 507,619 25,774 General services 445,200 445,200 428,850 16,350 Data processing 953,386 845,786 841,901 3,885 Unemployment insuranc 10,000 56,000 54,830 1,170 Insurance 402,000 1,253,585 1,246,258 7,327 Communit romotion 1 472 453 1 133 453 990 505 142 948 GENERAL FUND (CONTINUED) For the year ended June 30, 2010 Budgeted Amount CITY OF PALM DESERT BUDGETARY COMPARISON SCHEDULE BY DEPARTMENT Community developmen 1,698,616 1,866,313 1,859,261 7,052 Marketing 1,113,210 886,635 806,969 79,666 Total General Government - Departmental 12,663,462 12,592,487 12,213,362 379,125 General Government - Nondepartmental: Contributions to other agencie 683,500 683,500 681,668 1,832 Public Safety: Police services 15,443,796 14,914,722 14,847,640 67,082 Animal regulatio 220,000 254,517 254,321 196 Traffic safety 438,000 425,665 388,971 36,694 Development services 754,629 180,961 180,163 798 Building and safet 1,760,882 1,758,562 1,756,589 1,973 Total Public Safet 18,617,307 17,534,427 17,427,684 106,743 See independent auditors' report.(Continued) - 126 - Schedule 4 Variance with Final Budge Actual Positive Original Final Amounts (Negative) Charges to appropriations (outflows) (Continued): Public Works: Administratio 3,226,622$ 3,023,303$ 3,021,319$ 1,984$ Street maintenance 2,357,280 2,572,341 2,565,567 6,774 Street resurfacing 1,900,000 2,600,135 708,006 1,892,129 Curb and gutte 100,000 80,268 52,489 27,779 Parking lo - 268 268 - Storm drai 25,000 - - - Strippin 150,000 105,829 - 105,829 Corporate yar 75,500 74,825 64,167 10,658 Equipmen 420,000 545,502 490,802 54,700 Building maintenance 601,600 591,990 550,265 41,725 Portola community cente 84,907 84,907 73,400 11,507 Storm water permi 50,000 50,000 47,592 2,408 Total Public Works 8,990,909 9,729,368 7,573,875 2,155,493 Parks Recreation and Culture: GENERAL FUND (CONTINUED) For the year ended June 30, 2010 Budgeted Amount CITY OF PALM DESERT BUDGETARY COMPARISON SCHEDULE BY DEPARTMENT Park maintenance 1,068,696 585,446 564,315 21,131 Civic center par 1,576,122 1,653,812 1,649,098 4,714 Landscape service 2,027,150 1,762,956 1,652,357 110,599 Visitors cente 710,400 683,536 668,735 14,801 Total Parks, Recreation and Culture 5,382,368 4,685,750 4,534,505 151,245 Capital Outlay - Departmenta - 68,718 68,718 - Transfers to other funds 620,000 410,000 350,318 59,682 Amounts Charged to Appropriatio 46,957,546 45,704,250 42,850,130 2,854,120 Excess of resources over (under) charges to appropriations 24,454 (2,222,250) 3,218,296 5,440,546 Fund balance, June 30 74,375,126 72,128,422 77,568,968 5,440,546 See independent auditors' report. - 127 - - 128 - THIS PAGE INTENTIONALLY LEFT BLANK - 129 - OTHER GOVERNMENTAL FUNDS COMBINING STATEMENTS Schedule 5 Total Special Debt Capital Other Revenue Service Projects Governmental Funds Fund Funds Funds ASSETS: Pooled cash and investments 45,470,244$ 158,568$ 20,123,406$ 65,752,218$ Receivables: Accounts 108,217 - 689,586 797,803 Assessments - 1,569,860 - 1,569,860 Interest 206,283 - 11,060 217,343 Loans 4,999,274 - - 4,999,274 Prepaid costs 110 - 36 146 Due from other governments 1,065,748 7,926 959,845 2,033,519 Advances to other funds 654,000 - 12,765,000 13,419,000 Restricted assets: Cash and investments with fiscal agent 3,000,773 - 21,267,845 24,268,618 TOTAL ASSETS 55,504,649$ 1,736,354$ 55,816,778$ 113,057,781$ LIABILITIES: Accounts payable 391,354$ -$ 1,026,229$ 1,417,583$ Accrued liabilities 49,276 - 6,582 55,858 Due to other funds 8,918 - - 8,918 Unearned revenues 115,086 - 128,967 244,053 Deferred revenue 221,331 1,569,860 689,586 2,480,777 Deposits payable 395,569 - 158,563 554,132 TOTAL LIABILITIES 1,181,534 1,569,860 2,009,927 4,761,321 FUND BALANCES: Reserved for: Encumbrances 1,488,426 - 928,573 2,416,999 Continuing appropriation 29,542,273 - 9,904,899 39,447,172 Loans 4,984,182 - - 4,984,182 Prepaid costs 110 - 36 146 Advances to other funds 654,000 - 12,765,000 13,419,000 Reserve requirement 36,366 - - 36,366 Unreserved: Designated for: Special revenue purposes 18,002,997 - - 18,002,997 Debt service - 166,494 - 166,494 Capital outlay - - 30,208,343 30,208,343 Undesignated (385,239) - - (385,239) TOTAL FUND BALANCES 54,323,115 166,494 53,806,851 108,296,460 TOTAL LIABILITIES AND FUND BALANCES 55,504,649$ 1,736,354$ 55,816,778$ 113,057,781$ See independent auditors' report. LIABILITIES AND FUND BALANCES - 130 - CITY OF PALM DESERT COMBINING BALANCE SHEET OTHER GOVERNMENTAL FUNDS June 30, 2010 Schedule 6 Total Special Debt Capital Other Revenue Service Projects Governmental Funds Fund Funds Funds REVENUES: Taxes 2,729,462$ -$ -$ 2,729,462$ Special assessments collected 886,270 239,818 - 1,126,088 Licenses and permits - - 80,330 80,330 Intergovernmental revenues 3,854,541 - 1,159,890 5,014,431 Rental income 4,847,228 - - 4,847,228 Investment earnings 864,902 1,989 735,779 1,602,670 Fines and forfeitures 216,727 - - 216,727 Miscellaneous 1,421,741 - 2,686 1,424,427 TOTAL REVENUES 14,820,871 241,807 1,978,685 17,041,363 EXPENDITURES: Current: General government 6,750,723 118,726 4,511,717 11,381,166 Public safety 260,880 - - 260,880 Public works 1,367,607 - 5,030,315 6,397,922 Capital outlay 2,008,577 - 1,870,392 3,878,969 Debt service: Principal retirement - 983,000 - 983,000 Interest and fiscal charges 433,506 110,826 - 544,332 TOTAL EXPENDITURES 10,821,293 1,212,552 11,412,424 23,446,269 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES 3,999,578 (970,745) (9,433,739) (6,404,906) OTHER FINANCING SOURCES (USES): Issuance of bonds 6,361,000 - - 6,361,000 Transfers in 60,980 886,054 628,533 1,575,567 Transfers out (4,050,908) - (1,604,389) (5,655,297) TOTAL OTHER FINANCING SOURCES (USES) 2,371,072 886,054 (975,856) 2,281,270 NET CHANGE IN FUND BALANCES 6,370,650 (84,691) (10,409,595) (4,123,636) FUND BALANCES - BEGINNING OF YEAR 47,952,465 251,185 64,216,446 112,420,096 FUND BALANCES - END OF YEA 54,323,115$ 166,494$ 53,806,851$ 108,296,460$ See independent auditors' report. - 131 - CITY OF PALM DESERT COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OTHER GOVERNMENTAL FUNDS For the year ended June 30, 2010 - 132 - THIS PAGE INTENTIONALLY LEFT BLANK - 133 - OTHER GOVERNMENTAL FUNDS - SPECIAL REVENUE Special Revenue Funds are used to account for proceeds of specific revenue sources other than expendable trust that are legally restricted to expenditures for specific purposes. Traffic Safety Fund - Traffic and court fines are collected in these funds. A transfer from this Fund to the General Fund is made at the end of the fiscal year by council action to be applied toward the eligible expenditures permitted by law. Gas Tax Fund - Portions of the tax rate per gallon levied by the State of California on all gasoline purchases are allocated to cities throughout the State. These funds are restricted to expenditure for transit and street-related purposes. Measure A Fund - In 1988, Riverside County voters approved a half-cent sales tax, known as Measure A, to fund a variety of highway improvements, local street and road maintenance, commuter assistance and specialized transit projects. This fund is used to collect this tax, and pursuant to the provision of Measure A (Ordinance No. 88-1 of the County of Riverside) it is restricted for local street and road expenditures only. Housing Mitigation Fee Fund - This fund is used to account for fees collected from construction of commercial and office buildings for low and moderate income mitigation purposes to be used strictly for projects and programs that benefit the low and moderate income households. Community Development Block Grant Fund - This fund is used to account for the receipts and expenditures of CDBG funds received from the U.S. Department of Housing and Urban Development. New Construction Tax Fund - This fund is used to account for tax collected upon application to the City for a building permit from every person/entity for the construction of any new building, addition or trailer space in the city according to a fee schedule. Its use is restricted for the acquisition and development of public facilities such as parks, playgrounds and public structures. Planned Drainage Fund - This fund is used to account for off-site drainage fees based on an established fee schedule collected prior to approval of the final map in the case of land being subdivided or prior to the issuance of a building permit in the case of construction or improvement of subdivided land. Park and Recreation Facilities Fund - This fund is used to account for fees collected for residential and subdivision developments collected either at the time grading permits are paid or prior to the approval of the final map. Its use is restricted for expenditures related to park development, maintenance and equipment. Traffic Signals Fund - This fund is used to account for fees collected for residential, commercial and industrial developments either at the time grading permits are paid or prior to the approval of the final map. Its use is restricted for expenditures related to the acquisition and maintenance of traffic signals. Recycling Fund - This fund is used to account for resources resulting from lower landfill tipping fees of $8.50 per ton, which took effect in July 1996. Due to limited landfill resources, it will be used for the implementation of appropriate long-range plans to be determined by the City Council for municipal solid waste disposal. - 134 - THIS PAGE INTENTIONALLY LEFT BLANK - 135 - OTHER GOVERNMENTAL FUNDS - SPECIAL REVENUE (CONTINUED) Public Safety Police Grants Fund - This fund is used to account for grants received from the U.S. Department of Justice under the Local Law Enforcement Block Grants Program for the purpose of purchasing equipment related to public safety. El Paseo Assessment District Fund - This fund is used to collect assessments on all business establishments located within the boundaries set for the El Paseo parking and business improvement area based on a fee schedule established for the various types of businesses. Collections are made in the same manner and at the same time as the City business license fees. Proceeds from all charges are used for the promotion of business activities in the area. Air Quality Management Fund - This fund accounts for receipts from South Coast Air Quality Management District, forty-five percent of which is disbursed to the Coachella Valley Association of Governments. The remaining fifty-five percent are spent for programs that promote the goal of attaining Federal and State air quality standards. City-Wide Business License Fund - This fund accounts for receipts received from the College of the Desert Alumni Association Fair collected from all street fair vendors at $2.00 per day for each space. Fifty percent of the proceeds are spent for city-wide business promotion and the other fifty percent is transferred to the General Fund for partial business licensing cost recovery. Various Landscape and Lighting District Funds - These funds are used to account for expenditures and receipts of property taxes and service fees levied to the property owners in the various landscaping and lighting districts, which were formed to provide landscaping and street lighting maintenance. Individual landscaping and lighting funds are set up for Districts No. 1 through 17. AIPP Maintenance Fund - This fund is used to account for monies set aside to maintain the artwork in the City of Palm Desert. Child Care Program Fund - This fund is used to collect funds from developers for the purpose of providing child care programs. Golf Course Maintenance Fund - This fund is used to offset the cost of capital improvements, equipment purchases, perimeter maintenance, pay off assessments and other nonrecurring costs that will arise as a result of Desert Willow Golf Course Resort. Funding sources for the Golf Course Maintenance Fund are collections from the IROC and Standard Vacation Ownership, Inc. time-share project. Fire Facilities Restoration Fund - This fund is used to collect funds from developers for the purpose of construction, restoration and purchase of equipment for fire stations within the City. Energy Independence Loan Fund -This fund is used to provide funding for the AB811 Energy Loans and collect assessments from those AB811 loans through property tax collections. The assessments collected will be used to service debt issued and to provide additional funding for the AB811 loans. Redevelopment Agency Housing Authority Fund - This fund is used to account for revenues and expenditures related to rental units owned by the Housing Authority. Housing Traffic Mitigation Safety Gas Tax Measure A Fee ASSETS: Pooled cash and investments -$ 336,806$ 17,537,845$ 2,130,118$ Receivables: Accounts - - - - Interest - - - - Loans - - - - Prepaid costs - - - - Due from other governments 16,956 211,410 719,845 - Advances to other funds - - - - Restricted assets: Cash and investments with fiscal agent - - - - TOTAL ASSET 16,956$ 548,216$ 18,257,690$ 2,130,118$ LIABILITIES: Accounts payable -$ -$ 6,341$ 1,016$ Accrued liabilities - - - - Due to other funds - - - - Unearned revenues - - 26,222 - Deferred revenue - - - - Deposits payable - - - - TOTAL LIABILITIES - - 32,563 1,016 FUND BALANCES: Reserved for: Encumbrances - 336,806 253,986 - Continuing appropriation - - 17,971,141 341,831 Loans - - - - Prepaid costs - - - - Advances to other funds - - - - Reserve requirement - - - - Unreserved: Designated for: Special revenue purposes 16,956 211,410 - 1,787,271 Undesignated - - - - TOTAL FUND BALANCES 16,956 548,216 18,225,127 2,129,102 TOTAL LIABILITIES AND FUND BALANCES 16,956$ 548,216$ 18,257,690$ 2,130,118$ See independent auditors' report. LIABILITIES AND FUND BALANCES - 136 - COMBINING BALANCE SHEET June 30, 2010 CITY OF PALM DESERT OTHER SPECIAL REVENUE FUNDS Schedule 7 Community New Park and Public Development Construction Planned Recreation Traffic Safety Police Block Grant Tax Drainage Facilities Signals Recycling Grants 1,092$ 468,371$ 5,436,112$ 1,774,674$ 737,378$ 6,040,477$ -$ - - - - - 101,912 - - - - - - - - 15,092 - - - - - - - - - - - - - 23,635 - - - - 24,740 46,118 - 654,000 - - - - - - - - - - - - 39,819$ 1,122,371$ 5,436,112$ 1,774,674$ 737,378$ 6,167,129$ 46,118$ 23,635$ -$ -$ 14,478$ 8,956$ 29,018$ 24,624$ - - - - - 5,521 - - - - - - - 8,918 - - - - - 75,108 2,392 15,092 - - - - - - - - - - - - - 38,727 - - 14,478 8,956 109,647 35,934 386,331 58,000 7,316 6,061 282,403 66,657 - - 42,000 5,168,829 165,506 446,019 - - - - - - - - - - - - - - - - - 654,000 - - - - - - - - - - - - - 368,371 259,967 1,588,629 - 5,990,825 10,184 (385,239) - - - - - - 1,092 1,122,371 5,436,112 1,760,196 728,422 6,057,482 10,184 39,819$ 1,122,371$ 5,436,112$ 1,774,674$ 737,378$ 6,167,129$ 46,118$ (Continued) - 137 - Landscape El Paseo Air City Wide and Lighting Assessment Quality Business Districts District Management License Nos. 1 - 17 ASSETS: Pooled cash and investments 36,640$ 267,375$ -$ 1,276,135$ Receivables: Accounts - - 1,492 - Interest - - - - Loans - - - - Prepaid costs - - - - Due from other governments - 15,663 - 7,381 Advances to other funds - - - - Restricted assets: Cash and investments with fiscal agent - - - - TOTAL ASSET 36,640$ 283,038$ 1,492$ 1,283,516$ LIABILITIES: Accounts payable 4,342$ 7,048$ -$ 22,437$ Accrued liabilities - - - - Due to other funds - - - - Unearned revenues - - - - Deferred revenue - - - - Deposits payable - - - - TOTAL LIABILITIES 4,342 7,048 - 22,437 FUND BALANCES: Reserved for: Encumbrances - - - - Continuing appropriation - - - - Loans - - - - Prepaid costs - - - - Advances to other funds - - - - Reserve requirement - - - - Unreserved: Designated for: Special revenue purposes 32,298 275,990 1,492 1,261,079 Undesignated - - - - TOTAL FUND BALANCES 32,298 275,990 1,492 1,261,079 TOTAL LIABILITIES AND FUND BALANCES 36,640$ 283,038$ 1,492$ 1,283,516$ See independent auditors' report. LIABILITIES AND FUND BALANCES - 138 - CITY OF PALM DESERT COMBINING BALANCE SHEET OTHER SPECIAL REVENUE FUNDS June 30, 2010 (CONTINUED) Schedule 7 Redevelopment Total Fire Energy Agency Other AIPP Child Care Golf Course Facilities Independence Housing Special Revenue Maintenance Program Maintenance Restoration Loan Authority Funds -$ 1,566,205$ 2,270,903$ 644,561$ 3,470,951$ 1,474,601$ 45,470,244$ - - - - - 4,813 108,217 - - - - 206,253 30 206,283 - - - - 4,984,182 - 4,999,274 - - 110 - - - 110 - - - - - - 1,065,748 - - - - - - 654,000 - - - - 409,139 2,591,634 3,000,773 -$ 1,566,205$ 2,271,013$ 644,561$ 9,070,525$ 4,071,078$ 55,504,649$ -$ 525$ 67,540$ -$ 28,742$ 152,652$ 391,354$ - - - - - 43,755 49,276 - - - - - - 8,918 - - - - - 11,364 115,086 - - - - 206,239 - 221,331 - - - - - 395,569 395,569 - 525 67,540 - 234,981 603,340 1,181,534 - 5,500 6,368 - - 78,998 1,488,426 - 1,439,967 - 614,606 - 3,352,374 29,542,273 - - - - 4,984,182 - 4,984,182 - - 110 - - - 110 - - - - - - 654,000 - - - - - 36,366 36,366 - 120,213 2,196,995 29,955 3,851,362 - 18,002,997 - - - - - - (385,239) - 1,565,680 2,203,473 644,561 8,835,544 3,467,738 54,323,115 -$ 1,566,205$ 2,271,013$ 644,561$ 9,070,525$ 4,071,078$ 55,504,649$ - 139 - Housing Traffic Mitigation Safety Gas Tax Measure A Fee REVENUES: Taxes -$ -$ 2,110,411$ 69,203$ Special assessments collected - - - - Intergovernmental revenues - 2,051,181 1,086,985 - Rental income - - - - Investment earnings 2,187 11,026 302,571 43,479 Fines and forfeitures 216,727 - - - Miscellaneous - - - 60,000 TOTAL REVENUES 218,914 2,062,207 3,499,967 172,682 EXPENDITURES: Current: General government - - - 35,793 Public safety - - - - Public works - 852,475 - - Capital outlay - - 455,284 - Debt service: Interest and fiscal charges - - - - TOTAL EXPENDITURES - 852,475 455,284 35,793 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES 218,914 1,209,732 3,044,683 136,889 OTHER FINANCING SOURCES (USES): Issuance of bonds - - - - Transfers in - - - - Transfers out (246,417) (834,172) - (122,376) TOTAL OTHER FINANCING SOURCES (USES) (246,417) (834,172) - (122,376) NET CHANGE IN FUND BALANCES (27,503) 375,560 3,044,683 14,513 FUND BALANCES (DEFICITS) BEGINNING OF YEAR 44,459 172,656 15,180,444 2,114,589 FUND BALANCES END OF YEA 16,956$ 548,216$ 18,225,127$ 2,129,102$ See independent auditors' report. COMBINING STATEMENT OF REVENUES, EXPENDITURES CITY OF PALM DESERT AND CHANGES IN FUND BALANCES For the year ended June 30, 2010 - 140 - OTHER SPECIAL REVENUE FUNDS Schedule 8 Community New Park and Public Development Construction Planned Recreation Traffic Safety Police Block Grant Tax Drainage Facilities Signals Recycling Grants -$ 87,430$ 30,140$ -$ 24,444$ -$ -$ - - - - - - - 297,882 - 13,435 - - 60,713 286,023 - - - - - - - 315 25,444 98,122 42,757 13,898 110,428 - - - - - - - - - - - - - 411,706 - 298,197 112,874 141,697 42,757 38,342 582,847 286,023 296,718 - - - - 586,676 - - - - - - - 260,880 - 53,834 - 14,478 36,240 - - - - 22,800 823,786 24,084 - 27,892 - - - - - - - 296,718 53,834 22,800 838,264 60,324 586,676 288,772 1,479 59,040 118,897 (795,507) (21,982) (3,829) (2,749) - - - - - - - - - - - - - - - - - - - - - - - - - - - - 1,479 59,040 118,897 (795,507) (21,982) (3,829) (2,749) (387) 1,063,331 5,317,215 2,555,703 750,404 6,061,311 12,933 1,092$ 1,122,371$ 5,436,112$ 1,760,196$ 728,422$ 6,057,482$ 10,184$ (Continued) - 141 - Landscape El Paseo Air City Wide and Lighting Assessment Quality Business Districts District Management License Nos. 1 - 17 REVENUES: Taxes -$ -$ 41,658$ -$ Special assessments collected 193,426 - - 692,844 Intergovernmental revenues - 58,322 - - Rental income - - - - Investment earnings - 4,611 329 7,719 Fines and forfeitures - - - - Miscellaneous - - - - TOTAL REVENUES 193,426 62,933 41,987 700,563 EXPENDITURES: Current: General government 189,363 29,353 - - Public safety - - - - Public works - - - 410,580 Capital outlay - - - - Debt service: Interest and fiscal charges - - - - TOTAL EXPENDITURES 189,363 29,353 - 410,580 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES 4,063 33,580 41,987 289,983 OTHER FINANCING SOURCES (USES): Issuance of bonds - - - - Transfers in - - - 48,737 Transfers out - - (41,895) - TOTAL OTHER FINANCING SOURCES (USES) - - (41,895) 48,737 NET CHANGE IN FUND BALANCES 4,063 33,580 92 338,720 FUND BALANCES (DEFICITS) BEGINNING OF YEAR 28,235 242,410 1,400 922,359 FUND BALANCES END OF YEA 32,298$ 275,990$ 1,492$ 1,261,079$ See independent auditors' report. CITY OF PALM DESERT COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OTHER SPECIAL REVENUE FUNDS - 142 - For the year ended June 30, 2010 (CONTINUED) Schedule 8 Redevelopment Total Fire Energy Agency Other AIPP Child Care Golf Course Facilities Independence Housing Special Revenue Maintenance Program Maintenance Restoration Loan Authority Funds -$ 92,008$ -$ 18,574$ 255,594$ -$ 2,729,462$ - - - - - - 886,270 - - - - - - 3,854,541 - - - - - 4,847,228 4,847,228 - 28,205 50,238 11,381 92,248 19,944 864,902 - - - - - - 216,727 - - 831,141 - - 118,894 1,421,741 - 120,213 881,379 29,955 347,842 4,986,066 14,820,871 10,238 25,475 550,044 - 3,246 5,023,817 6,750,723 - - - - - - 260,880 - - - - - - 1,367,607 - - - - - 654,731 2,008,577 - - - - 433,506 - 433,506 10,238 25,475 550,044 - 436,752 5,678,548 10,821,293 (10,238) 94,738 331,335 29,955 (88,910) (692,482) 3,999,578 - - - - 6,361,000 - 6,361,000 12,243 - - - - - 60,980 - - (830,189) - (1,969,000) (6,859) (4,050,908) 12,243 - (830,189) - 4,392,000 (6,859) 2,371,072 2,005 94,738 (498,854) 29,955 4,303,090 (699,341) 6,370,650 (2,005) 1,470,942 2,702,327 614,606 4,532,454 4,167,079 47,952,465 -$ 1,565,680$ 2,203,473$ 644,561$ 8,835,544$ 3,467,738$ 54,323,115$ - 143 - Schedule 9-A Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 44,459$ 44,459$ 44,459$ -$ Resources (inflows): Investment earnings 1,000 2,187 2,187 - Fines and forfeitures 149,000 216,727 216,727 - Total resources 150,000 218,914 218,914 - Charges to appropriations (outflows): Transfers out 150,000 246,417 246,417 - Total charges to appropriations 150,000 246,417 246,417 - Excess of resources over (under) charges to appropriations - (27,503) (27,503) - Fund balance, June 30 44,459$ 16,956$ 16,956$ -$ See independent auditors' report. CITY OF PALM DESERT - 144 - For the year ended June 30, 2010 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL TRAFFIC SAFETY Schedule 9-B Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 172,656$ 172,656$ 172,656$ -$ Resources (inflows): Intergovernmental revenues 837,500 1,408,499 2,051,181 642,682 Investment earnings 12,500 12,500 11,026 (1,474) Total resources 850,000 1,420,999 2,062,207 641,208 Charges to appropriations (outflows): Current: Public works - 1,189,283 852,475 336,808 Transfers out 850,000 850,000 834,172 15,828 Total charges to appropriations 850,000 2,039,283 1,686,647 352,636 Excess of resources over (under) charges to appropriations - (618,284) 375,560 993,844 Fund balance, June 30 172,656$ (445,628)$ 548,216$ 993,844$ See independent auditors' report. CITY OF PALM DESERT - 145 - For the year ended June 30, 2010 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL GAS TAX Schedule 9-C Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 2,114,589$ 2,114,589$ 2,114,589$ -$ Resources (inflows): Taxes - - 69,203 69,203 Investment earnings 40,000 40,000 43,479 3,479 Miscellaneous - - 60,000 60,000 Total resources 40,000 40,000 172,682 132,682 Charges to appropriations (outflows): Current: General government 500,000 500,000 35,793 464,207 Transfers out - - 122,376 (122,376) Total charges to appropriations 500,000 500,000 158,169 341,831 Excess of resources over (under) charges to appropriations (460,000) (460,000) 14,513 474,513 Fund balance, June 30 1,654,589$ 1,654,589$ 2,129,102$ 474,513$ See independent auditors' report. CITY OF PALM DESERT - 146 - For the year ended June 30, 2010 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL HOUSING MITIGATION FEES Schedule 9-D Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance (deficit), July 1 (387)$ (387)$ (387)$ -$ Resources (inflows): Intergovernmental revenues 563,000 563,000 297,882 (265,118) Investment earnings 3,000 3,000 315 (2,685) Total resources 566,000 566,000 298,197 (267,803) Charges to appropriations (outflows): Current: General government 413,000 715,121 296,718 418,403 Total charges to appropriations 413,000 715,121 296,718 418,403 Excess of resources over (under) charges to appropriations 153,000 (149,121) 1,479 150,600 Fund balance, June 30 152,613$ (149,508)$ 1,092$ 150,600$ See independent auditors' report. CITY OF PALM DESERT - 147 - For the year ended June 30, 2010 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL COMMUNITY DEVELOPMENT BLOCK GRANT Schedule 9-E Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 12,933$ 12,933$ 12,933$ -$ Resources (inflows): Intergovernmental revenues 215,500 215,500 286,023 70,523 Investment earnings 500 500 - (500) Total resources 216,000 216,000 286,023 70,023 Charges to appropriations (outflows): Current: Public safety 256,000 260,250 260,880 (630) Capital outlay - - 27,892 (27,892) Total charges to appropriations 256,000 260,250 288,772 (28,522) Excess of resources over (under) charges to appropriations (40,000) (44,250) (2,749) 41,501 Fund balance, June 30 (27,067)$ (31,317)$ 10,184$ 41,501$ See independent auditors' report. Budgeted Amounts - 148 - CITY OF PALM DESERT SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL PUBLIC SAFETY POLICE GRANTS For the year ended June 30, 2010 Schedule 9-F Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 28,235$ 28,235$ 28,235$ -$ Resources (inflows): Special assessments collected 230,000 230,000 193,426 (36,574) Total resources 230,000 230,000 193,426 (36,574) Charges to appropriations (outflows): Current: General government 230,000 230,000 189,363 40,637 Total charges to appropriations 230,000 230,000 189,363 40,637 Excess of resources over (under) charges to appropriations - - 4,063 4,063 Fund balance, June 30 28,235$ 28,235$ 32,298$ 4,063$ See independent auditors' report. CITY OF PALM DESERT - 149 - For the year ended June 30, 2010 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL EL PASEO ASSESSMENT DISTRICT Schedule 9-G Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 1,400$ 1,400$ 1,400$ -$ Resources (inflows): Taxes 50,000 50,000 41,658 (8,342) Investment earnings - - 329 329 Total resources 50,000 50,000 41,987 (8,013) Charges to appropriations (outflows): General government - - - - Transfers to other funds 50,000 50,000 41,895 8,105 Total charges to appropriations 50,000 50,000 41,895 8,105 Excess of resources over (under) charges to appropriations - - 92 92 Fund balance, June 30 1,400$ 1,400$ 1,492$ 92$ See independent auditors' report. CITY OF PALM DESERT - 150 - For the year ended June 30, 2010 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL CITY WIDE BUSINESS LICENSE Schedule 9-H Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 922,359$ 922,359$ 922,359$ -$ Resources (inflows): Special assessments collected 719,403 719,403 692,844 (26,559) Investment earnings - - 7,719 7,719 Transfers from other funds 70,000 70,000 48,737 (21,263) Total resources 789,403 789,403 749,300 (40,103) Charges to appropriations (outflows): Current: Public works 754,302 754,302 410,580 343,722 Total charges to appropriations 754,302 754,302 410,580 343,722 Excess of resources over (under) charges to appropriations 35,101 35,101 338,720 303,619 Fund balance, June 30 957,460$ 957,460$ 1,261,079$ 303,619$ See independent auditors' report. CITY OF PALM DESERT - 151 - For the year ended June 30, 2010 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL LANDSCAPE AND LIGHTING DISTRICTS NOS. 1 - 17 - 152 - THIS PAGE INTENTIONALLY LEFT BLANK - 153 - OTHER GOVERNMENTAL FUNDS - DEBT SERVICE City Highlands Undergrounding Fund - This fund is used to account for the resources and payment for debt related to Highlands Undergrounding. Schedule 10 Total City Other Highlands Debt Service Undergrounding Fund ASSETS: Pooled cash and investments 158,568$ 158,568$ Receivables: Assessments 1,569,860 1,569,860 Due from other governments 7,926 7,926 TOTAL ASSETS 1,736,354$ 1,736,354$ LIABILITIES: Deferred revenue 1,569,860$ 1,569,860$ TOTAL LIABILITIES 1,569,860 1,569,860 FUND BALANCE: Unreserved: Designated for: Debt service 166,494 166,494 TOTAL FUND BALANCE 166,494 166,494 TOTAL LIABILITIES AND FUND BALANCE 1,736,354$ 1,736,354$ See independent auditors' report. LIABILITIES AND FUND BALANCES - 154 - CITY OF PALM DESERT COMBINING BALANCE SHEET OTHER DEBT SERVICE FUND June 30, 2010 Schedule 11 Total City Other Highlands Debt Service Undergrounding Fund REVENUES: Special assessments collected 239,818$ 239,818$ Investment earnings 1,989 1,989 TOTAL REVENUES 241,807 241,807 EXPENDITURES: Current: General government 118,726 118,726 Debt service: Principal retirement 983,000 983,000 Interest and fiscal charges 110,826 110,826 TOTAL EXPENDITURES 1,212,552 1,212,552 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (970,745) (970,745) OTHER FINANCING SOURCES: Transfers in 886,054 886,054 TOTAL OTHER FINANCING SOURCES 886,054 886,054 NET CHANGE IN FUND BALANCE (84,691) (84,691) FUND BALANCE - BEGINNING OF YEAR 251,185 251,185 FUND BALANCE - END OF YEAR 166,494$ 166,494$ See independent auditors' report. - 155 - CITY OF PALM DESERT COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE OTHER DEBT SERVICE FUND For the year ended June 30, 2010 - 156 - THIS PAGE INTENTIONALLY LEFT BLANK - 157 - OTHER GOVERNMENTAL FUNDS - CAPITAL PROJECTS Capital Projects Funds are used to account for the acquisition and construction of major capital facilities, except for those financed by certain Special Revenue and Enterprise funds. Arts in Public Places Fund - This fund is used to account for fees collected from residential, commercial and public facilities development except for street and drainage projects. Its use is restricted for acquisition, installation, improvement and maintenance of artwork to be displayed in the City, the administration of the program and community public art education programs. Capital Projects Reserve Fund - This fund is used to account for resources and expenditures for capital improvement projects that are related to the acquisition and development of public facilities, infrastructure and equipment. Drainage Facilities Fund - This fund is used to account for resources and expenditures for planned capital improvement projects that are under the Master Drainage Plan. Park and Recreational Facilities Fund - This fund is used to account for resources and expenditures for capital improvement projects that are related to park development, maintenance and equipment. Signalization Fund - This fund is used to account for resources and expenditures for capital improvement projects that are related to the acquisition and maintenance of traffic signals. Buildings Fund - This fund is used to account for resources and expenditures for capital improvement projects that are related to the improvement and maintenance of public facilities and structures. Library Fund - This fund is used to account for resources and expenditures for capital improvement projects that are related to the purchase of library resources for the Multi-Agency Library. Special Assessment District Funds - This fund is used to account for the construction of public improvements from proceeds resulting from the creation of various assessment Districts. Assessment District No. 94-3 Merano Silver Spur Ranch Fund - This fund is used to account for the construction of public improvements from bond proceeds resulting from the creation of this District. Highlands Undergrounding - This fund is used to account for the construction of public improvements from bond proceeds resulting from the creation of this District. CFD University - This fund is used to account for the construction of public improvements from proceeds resulting from the creation of this District. Assessment 29 - This fund is used to account for the construction of public improvement from proceeds resulting from the creation of this District. Capital Arts in Projects Public Places Reserve ASSETS: Pooled cash and investments 2,264,344$ 6,370,393$ Receivables: Accounts - 689,586 Interest - 10,315 Prepaid costs 36 - Due from other governments - 959,845 Advances to other funds - 8,000,000 Restricted assets: Cash and investments with fiscal agent - - TOTAL ASSETS 2,264,380$ 16,030,139$ LIABILITIES: Accounts payable 677$ 982,747$ Accrued liabilities 6,582 - Unearned revenue - 128,967 Deferred revenue - 689,586 Deposits payable 158,563 - TOTAL LIABILITIES 165,822 1,801,300 FUND BALANCES: Reserved for: Encumbrances 36,640 633,845 Continuing appropriation - 5,552,913 Prepaid costs 36 - Advances to other funds - 8,000,000 Unreserved: Designated for: Capital outlay 2,061,882 42,081 TOTAL FUND BALANCES 2,098,558 14,228,839 TOTAL LIABILITIES AND FUND BALANCES 2,264,380$ 16,030,139$ See independent auditors' report. COMBINING BALANCE SHEET June 30, 2010 CITY OF PALM DESERT OTHER CAPITAL PROJECTS FUNDS LIABILITIES AND FUND BALANCES - 158 - Schedule 12 Parks and Drainage Recreation Facilities Facilities Signalization Buildings Library 3,157,832$ 375,585$ 339,798$ 3,639,724$ 528,464$ - - - - - - - - - - - - - - - - - - - - - 4,765,000 - - - - - - - - 3,157,832$ 5,140,585$ 339,798$ 3,639,724$ 528,464$ -$ -$ -$ 24,854$ 17,951$ - - - - - - - - - - - - - - - - - - - - - - - 24,854 17,951 52,224 - - - - 2,312,188 - 339,798 1,700,000 - - - - - - - 4,765,000 - - - 793,420 375,585 - 1,914,870 510,513 3,157,832 5,140,585 339,798 3,614,870 510,513 3,157,832$ 5,140,585$ 339,798$ 3,639,724$ 528,464$ (Continued) - 159 - Assessment District No. 94-3 Silver Spur Merano Ranch ASSETS: Pooled cash and investments -$ 578$ Receivables: Accounts - - Interest 6 - Prepaid costs - - Due from other governments - - Advances to other funds - - Restricted assets: Cash and investments with fiscal agent 178,840 - TOTAL ASSETS 178,846$ 578$ LIABILITIES: Accounts payable -$ -$ Accrued liabilities - - Unearned revenue - - Deferred revenue - - Deposits payable - - TOTAL LIABILITIES - - FUND BALANCES: Reserved for: Encumbrances - - Continuing appropriation - - Prepaid costs - - Advances to other funds - - Unreserved: Designated for: Capital outlay 178,846 578 TOTAL FUND BALANCES 178,846 578 TOTAL LIABILITIES AND FUND BALANCES 178,846$ 578$ See independent auditors' report. CITY OF PALM DESERT COMBINING BALANCE SHEET OTHER CAPITAL PROJECTS FUNDS June 30, 2010 (CONTINUED) LIABILITIES AND FUND BALANCES - 160 - Schedule 12 Total Other Highlands CFD Assessment Capital Projects Undergrounding University 29 Funds -$ -$ 3,446,688$ 20,123,406$ - - - 689,586 - 727 12 11,060 - - - 36 - - - 959,845 - - - 12,765,000 - 20,754,217 334,788 21,267,845 -$ 20,754,944$ 3,781,488$ 55,816,778$ -$ -$ -$ 1,026,229$ - - - 6,582 - - - 128,967 - - - 689,586 - - - 158,563 - - - 2,009,927 - - 205,864 928,573 - - - 9,904,899 - - - 36 - - - 12,765,000 - 20,754,944 3,575,624 30,208,343 - 20,754,944 3,781,488 53,806,851 -$ 20,754,944$ 3,781,488$ 55,816,778$ - 161 - Capital Arts in Projects Public Places Reserve REVENUES: Licenses and permits 80,330$ -$ Intergovernmental revenues - 1,159,890 Investment earnings 42,090 425,346 Miscellaneous 20 - TOTAL REVENUES 122,440 1,585,236 EXPENDITURES: Current: General government 359,989 3,850,000 Public works - 2,368,587 Capital outlay 9,160 1,815,707 TOTAL EXPENDITURES 369,149 8,034,294 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (246,709) (6,449,058) OTHER FINANCING SOURCES (USES): Transfers in - 320,093 Transfers out (12,243) (676,092) TOTAL OTHER FINANCING SOURCES (USES) (12,243) (355,999) NET CHANGE IN FUND BALANCES (258,952) (6,805,057) FUND BALANCES - BEGINNING OF YEAR 2,357,510 21,033,896 FUND BALANCES - END OF YEAR 2,098,558$ 14,228,839$ See independent auditors' report. - 162 - OTHER CAPITAL PROJECTS FUNDS COMBINING STATEMENT OF REVENUES, EXPENDITURES CITY OF PALM DESERT AND CHANGES IN FUND BALANCES For the year ended June 30, 2010 Schedule 13 Parks and Drainage Recreation Facilities Facilities Signalization Buildings Library -$ -$ -$ -$ -$ - - - - - 57,863 132,187 6,154 67,005 - - - - - 147 57,863 132,187 6,154 67,005 147 - - - - 301,728 68,471 80,881 551 120,744 - 872 44,653 - - - 69,343 125,534 551 120,744 301,728 (11,480) 6,653 5,603 (53,739) (301,581) - 6,859 - - 301,581 - - - (30,000) - - 6,859 - (30,000) 301,581 (11,480) 13,512 5,603 (83,739) - 3,169,312 5,127,073 334,195 3,698,609 510,513 3,157,832$ 5,140,585$ 339,798$ 3,614,870$ 510,513$ - 163 - Assessment District No. 94-3 Silver Spur Merano Ranch REVENUES: Licenses and permits -$ -$ Intergovernmental revenues - - Investment earnings 41 10 Miscellaneous - - TOTAL REVENUES 41 10 EXPENDITURES: Current: General government - - Public works - - Capital outlay - - TOTAL EXPENDITURES - - EXCESS OF REVENUES OVER (UNDER) EXPENDITURES 41 10 OTHER FINANCING SOURCES (USES): Transfers in - - Transfers out - - TOTAL OTHER FINANCING SOURCES (USES) - - NET CHANGE IN FUND BALANCES 41 10 FUND BALANCES - BEGINNING OF YEAR 178,805 568 FUND BALANCES - END OF YEAR 178,846$ 578$ See independent auditors' report. For the year ended June 30, 2010 (CONTINUED) - 164 - CITY OF PALM DESERT COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OTHER CAPITAL PROJECTS FUNDS Schedule 13 Total Other Highlands CFD Assessment Capital Projects Undergrounding University 29 Funds -$ -$ -$ 80,330$ - - - 1,159,890 - 5,083 - 735,779 - 2,519 - 2,686 - 7,602 - 1,978,685 - - - 4,511,717 130,314 2,242,649 18,118 5,030,315 - - - 1,870,392 130,314 2,242,649 18,118 11,412,424 (130,314) (2,235,047) (18,118) (9,433,739) - - - 628,533 (886,054) - - (1,604,389) (886,054) - - (975,856) (1,016,368) (2,235,047) (18,118) (10,409,595) 1,016,368 22,989,991 3,799,606 64,216,446 -$ 20,754,944$ 3,781,488$ 53,806,851$ - 165 - - 166 - THIS PAGE INTENTIONALLY LEFT BLANK - 167 - AGENCY FUNDS Agency Funds are used to account for assets held by the city as an agent for individuals, private organizations, other governments and/or funds. Agency Fund - This fund is used to account for deposits placed with the City by developers, individuals and groups to obtain future services. Deposits are reduced by disbursements and/or refunds to the depositors when the cost of services is determined. Treasurers 1911 Bond Act - This fund is used to account for the assets held on behalf of the assessment district’s property owners until they are remitted to the bondholders. Retiree Service Stipend Fund - This fund is used to account for assets held to pay for the retiree service stipend. Special Assessment Funds - These funds are used to account for the collection of special assessments and the future payment of debt service related to bonds issued. Schedule 14 Special Treasurers Retiree Service Assessment Agency 1991 Bond Act Stipend Fund Funds Totals Cash and investments 2,600,650$ 270,664$ 2,928,612$ 8,603,288$ 14,403,214$ Receivables (net of allowance for uncollectibles): Accounts - - - 106,442,541 106,442,541 Interest - - - 283 283 Restricted assets: Cash with fiscal agent - - - 8,133,655 8,133,655 TOTAL ASSETS 2,600,650$ 270,664$ 2,928,612$ 123,179,767$ 128,979,693$ Deposits 2,600,650$ 270,664$ 2,928,612$ 123,179,767$ 128,979,693$ TOTAL LIABILITIES 2,600,650$ 270,664$ 2,928,612$ 123,179,767$ 128,979,693$ See independent auditors' report. COMBINING STATEMENT OF ASSETS AND LIABILITIES ALL AGENCY FUNDS June 30, 2010 CITY OF PALM DESERT - 168 - ASSETS LIABILITIES Schedule 15 Balance Balance July 1, June 30, 2009 Additions Deletions 2010 ASSETS: Cash and investments 2,775,713$ 1,369,504$ 1,544,567$ 2,600,650$ TOTAL ASSETS 2,775,713 1,369,504 1,544,567 2,600,650 LIABILITIES: Deposits 2,775,713$ 1,369,504$ 1,544,567$ 2,600,650$ TOTAL LIABILITIES 2,775,713 1,369,504 1,544,567 2,600,650 ASSETS: Cash and investments 270,664$ -$ -$ 270,664$ TOTAL ASSETS 270,664 - - 270,664 LIABILITIES: Deposits 270,664$ -$ -$ 270,664$ TOTAL LIABILITIES 270,664 - - 270,664 ASSETS: Cash and investments 3,581,042$ 62,173$ 714,603$ 2,928,612$ TOTAL ASSETS 3,581,042 62,173 714,603 2,928,612 LIABILITIES: Deposits 3,581,042$ 62,173$ 714,603$ 2,928,612$ TOTAL LIABILITIES 3,581,042 62,173 714,603 2,928,612 See independent auditors' report (Continued) COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES ALL AGENCY FUNDS For the year ended June 30, 2010 CITY OF PALM DESERT RETIREE SERVICES STIPEND FUN AGENCY TREASURERS 1911 BOND ACT - 169 - Schedule 15 Balance Balance July 1, June 30, 2009 Additions Deletions 2010 ASSETS: Cash and investments 8,458,161$ 8,309,587$ 8,164,460$ 8,603,288$ Receivables (net of allowance for uncollectibles): Accounts 109,500,634 49,111 3,107,204 106,442,541 Interest 224 285 226 283 Restricted assets: Cash with fiscal agen 8,203,488 107,964 177,797 8,133,655 TOTAL ASSETS 126,162,507 8,466,947 11,449,687 123,179,767 LIABILITIES: Deposits 126,162,507$ 8,466,947$ 11,449,687$ 123,179,767$ TOTAL LIABILTIES 126,162,507 8,466,947 11,449,687 123,179,767 ASSETS: Cash and investments 15,085,580$ 9,741,264$ 10,423,630$ 14,403,214$ Receivables (net of allowance for uncollectibles): Accounts 109,500,634 49,111 3,107,204 106,442,541 Interest 224 285 226 283 Restricted assets: Cash with fiscal agen 8,203,488 107,964 177,797 8,133,655 TOTAL ASSETS 132,789,926 9,898,624 13,708,857 128,979,693 LIABILITIES: Deposits 132,789,926$ 9,898,624$ 13,708,857$ 128,979,693$ TOTAL LIABILITIES 132,789,926 9,898,624 13,708,857 128,979,693 See independent auditors' report. - 170 - TOTAL - ALL AGENCY FUNDS SPECIAL ASSESSMENT FUND CITY OF PALM DESERT ALL AGENCY FUNDS COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES For the year ended June 30, 2010 (CONTINUED) - 171 - DESCRIPTION OF STATISTICAL SECTION CONTENTS June 30, 2010 This part of the City of Palm Desert’s comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information say about the City’s overall financial health. Contents Financial Trends Theses schedules contain trend information to help the reader understand how the City’s financial performance and well-being have changed over time. Revenue Capacity These schedules contain information to help the reader assess the City’s most significant local revenue source, the property tax. Debt Capacity These schedules present information to help the reader assess the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the City’s financial activities take place. Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the City’s financial report relates to the services the City provides and the activities it performs. Sources: Unless otherwise noted, the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. The City implemented GASB Statement 34 in 2001; schedules presenting government-wide information include information beginning in that year. City of Palm Desert Net Assets by Component Last Ten Fiscal Years (Accrual Basis of Accounting) Governmental Activities 2010 2009 2008 2007 2006 Invested in capital assets, net of related debt 304,702,414 302,507,877 (3) 287,536,477 (3) 213,685,471 166,229,783 Restricted 150,699,837 166,127,927 168,029,901 173,335,615 153,342,045 Unrestricted 103,613,088 106,912,693 113,420,152 111,386,996 108,077,101 Total Governmental Activities Net Assets 559,015,339 575,548,497 568,986,530 498,408,082 427,648,929 Business-Type Activities Invested in capital assets, net of related debt 67,902,786 68,263,719 62,814,656 62,956,911 63,233,079 Restricted - - - - - Unrestricted 4,391,160 4,686,899 5,211,985 5,294,980 4,459,840 Total Business-type Activities Net Assets 72,293,946 72,950,618 68,026,641 68,251,891 67,692,919 Primary Government Invested in capital assets, net of related debt 372,605,200 370,771,596 350,351,133 276,642,382 229,462,862 Restricted 150,699,837 166,127,927 168,029,901 173,335,615 153,342,045 Unrestricted 108,004,248 111,599,592 118,632,137 116,681,976 112,536,941 Total Primary Government Net Assets 631,309,285 648,499,115 637,013,171 566,659,973 495,341,848 Governmental Activities 2005 2004 2003 2002 2001 Invested in capital assets, net of related debt 147,410,323 141,303,283 143,448,973 44,179,223 41,332,088 Restricted 103,701,569 100,268,597 99,313,317 78,732,876 72,610,266 Unrestricted 96,445,212 79,075,507 80,229,689 88,266,933 80,007,103 Total Governmental Activities Net Assets 347,557,104 320,647,387 322,991,979 211,179,032 193,949,457 Business-Type Activities Invested in capital assets, net of related debt 63,588,616 63,857,424 64,269,694 64,085,563 64,702,174 Restricted - - - - Unrestricted 2,948,910 1,830,204 1,288,488 1,494,726 1,419,665 Total Business-type Activities Net Assets 66,537,526 65,687,628 65,558,182 65,580,289 66,121,839 Primary Government Invested in capital assets, net of related debt 210,998,939 205,160,707 207,718,667 108,264,786 106,034,262 Restricted 103,701,569 100,268,597 99,313,317 78,732,876 72,610,266 Unrestricted 99,394,122 80,905,711 81,518,177 89,761,659 81,426,768 Total Primary Government Net Assets 414,094,630 386,335,015 388,550,161 276,759,321 260,071,296 (1)The increase for FY 2006 is due to issuance of District Bond see note #6 172 (1)The , . (2)The increase for FY 2007 is due to issuance of District Bond, see note #6. (3) The increase for FY 2008 is due to Capital Contribution of Hwy 111 & Hwy 74 infastructure totalling $30.19 million from the State of California. 172 City of Palm Desert Changes in Net Assets Last Ten Fiscal Years (Accrual Basis of Accounting) Governmental Activities: General government 58,449,389 34,089,168 46,048,643 39,956,767 34,362,850 Public safety 27,027,643 27,670,237 26,855,060 24,674,424 21,856,311 Parks, recreation and culture 7,312,679 7,210,706 8,013,211 4,996,692 4,243,119 Public works 19,899,121 22,036,017 27,245,937 37,091,512 13,894,980 Interest on long term debt 20,069,813 20,128,441 20,706,514 20,097,198 12,526,964 Total Governmental Activites Expenses 132,758,645 111,134,569 128,869,365 126,816,593 86,884,224 Business-Type Activities: Desert Willow Golf Course 7,832,690 7,804,265 8,167,682 7,989,321 6,913,517 Office Complex - Parkview 875,394 852,746 649,548 716,592 646,769 Total Business-Type Activities 8,708,084 8,657,011 8,817,230 8,705,913 7,560,286 Total primary government expenses 141,466,729 119,791,580 137,686,595 135,522,506 94,444,510 Program Revenues Governmental Activities Charges for services General government 7,113,204 7,574,059 8,454,683 8,225,112 8,318,175 Public safety 9,431,478 9,396,435 8,808,300 9,078,214 8,376,981 Parks, recreation and culture 618,440 803,218 1,190,725 1,822,685 1,994,163 Public works 706,374 701,125 762,440 514,838 491,179 Operating grants & contributions 6,558,892 5,582,470 5,843,010 7,951,650 4,930,120 Capital grants & contributions (1)2,722,312 5,048,666 42,545,033 57,132,742 51,780,221 Total Governmental Activites Program Revenues 27,150,700 29,105,973 67,604,191 84,725,241 75,890,839 Business-Type Activities Charges for Service: Desert Willow Golf Course 7,054,263 6,872,935 8,182,741 7,830,863 7,442,330 Office Complex - Parkview 988,056 958,942 934,833 915,975 864,447 Capital grants & contributions - - 206,609 278,757 295,304 Total Business-type activites program revenue 8,042,319 7,831,877 9,324,183 9,025,595 8,602,081 Total Primary Government program revenue 35,193,019 36,937,850 76,928,374 93,750,836 84,492,920 Net (Expense) / Revenue Governmental Activites (105,607,945) (82,028,596) (61,265,174) (42,091,352) (47,837,446) Business-type activites (665,765) (825,134) 506,953 319,682 1,041,795 Total Primary Government Net Expense (106,273,710) (82,853,730) (60,758,221) (41,771,670) (46,795,651) General Revenues & Other Changes in Net Assets Governmental Activities: Taxes: (Combined/Net Pass-through) 83,077,986 84,564,947 90,527,965 86,766,864 114,826,387 Investment Earnings 2,916,753 6,161,309 15,309,271 17,521,600 6,197,595 Contributions not restricted for specific purpose 644,603 613,648 7,240,770 - - Gain(loss) on sales of assets - - - - - Contributions from other agencies Expenses 2007 2006200820092010 173 Contributions from other agencies - - - - - Miscellaneous 2,382,208 2,912,180 6,369,028 10,790,417 7,025,216 Refunding of special assessment debt - - - - - Transfers In 53,237 (5,661,521) 1,000,000 - - Total Governmental Activites Net Revenues 89,074,787 88,590,563 120,447,034 115,078,881 128,049,198 Business-Type Activities: Investment Earnings 62,330 87,590 267,797 239,290 113,598 Transfers Out (53,237) 5,661,521 (1,000,000) - - Total Business-type activites 9,093 5,749,111 (732,203) 239,290 113,598 Total primary government 89,083,880 94,339,674 119,714,831 115,318,171 128,162,796 Change in Net Assets Governmental Activities: (16,533,158) 6,561,967 59,181,860 72,987,529 80,211,752 Business-Type Activities: (656,672) 4,923,977 (225,250) 558,972 1,155,393 Total primary government (17,189,830) 11,485,944 58,956,610 73,546,501 81,367,145 (1) The Increase for FY 2006 is due to Bond Funds received for capital improvement at the District known as University Park and Assessment 29. See note #15 173 City of Palm Desert Changes in Net Assets Continued Last Ten Fiscal Years (Accrual Basis of Accounting) 174 174 Contributions from other agencies 262 193 4 328 656 Expenses 2005 2004 2003 2002 2001 Governmental Activities: General government 27,144,038 28,402,902 21,055,957 20,830,544 18,625,329 Public safety 18,743,083 15,420,151 15,601,833 14,547,981 12,744,434 Parks, recreation and culture 4,043,034 3,977,447 3,480,264 19,686,164 3,542,671 Public works 10,428,219 13,046,864 23,009,640 3,775,417 15,595,997 Interest on long term debt 12,749,188 14,124,371 14,443,467 15,271,200 16,224,248 Total Governmental Activites Expenses 73,107,562 74,971,735 77,591,161 74,111,306 66,732,679 Business-Type Activities: Desert Willow Golf Course 6,636,889 6,657,220 6,653,242 6,629,866 6,901,576 Office Complex - Parkview 609,298 570,135 511,272 534,865 1,481,938 Total Business-Type Activities 7,246,187 7,227,355 7,164,514 7,164,731 8,383,514 Total primary government expenses 80,353,749 82,199,090 84,755,675 81,276,037 75,116,193 Program Revenues Governmental Activities Charges for services General government 7,059,609 6,540,065 6,605,215 6,166,557 6,237,731 Public safety 3,945,395 2,737,585 2,737,571 2,903,623 2,882,947 Parks, recreation and culture 1,442,098 1,048,667 868,255 394,263 322,606 Public works 540,028 511,317 455,676 959,412 845,097 Operating grants & contributions 4,800,413 4,632,297 6,249,955 5,568,966 4,607,448 Capital grants & contributions (1)5,166,856 7,134,158 4,325,033 4,434,722 5,300,829 Total Governmental Activites Program Revenues 22,954,399 22,604,089 21,241,705 20,427,543 20,196,658 Business-Type Activities Charges for Service: Desert Willow Golf Course 6,814,638 6,237,087 5,824,079 5,753,581 5,882,813 Office Complex - Parkview 898,884 851,763 843,812 861,405 943,895 Capital grants & contributions 338,478 267,951 414,967 8,195 543,303 Total Business-type activites program revenue 8,052,000 7,356,801 7,082,858 6,623,181 7,370,011 Total Primary Government program revenue 31,006,399 29,960,890 28,324,563 27,050,724 27,566,669 Net (Expense) / Revenue Governmental Activites (80,336,571) (76,418,938)(78,490,293)(71,417,934)(60,853,995) Business-type activites 805,813 129,446 (81,656)(541,550)(1,013,503) Total Primary Government Net Expense (79,530,758) (76,289,492)(76,289,492)(71,959,484)(61,867,498) General Revenues & Other Changes in Net Assets Governmental Activities: Taxes: (Combined/Net Pass-through)96,926,134 87,551,146 81,297,385 73,257,210 66,975,636 Investment Earnings 4,240,360 2,985,463 3,366,548 6,388,234 11,539,085 Contributions from fiduciary funds - - - - - Gain(loss) on sales of assets 17,459 - (984,837)204,000 764,000 Contributions from other agencies - - - 262 193,4 328 656, , Miscellaneous 6,347,396 1,852,229 3,997,338 4,709,580 2,785,106 Refunding of special assessment debt - (8,706,206)- - - Transfers In - - - - - Total Governmental Activites Net Revenues 107,531,349 83,682,632 87,676,434 84,821,217 86,392,483 Business-Type Activities: Investment Earnings 43,831 - 11,718 - - Transfers Out 254 - 47,831 - - Total Business-type activites 44,085 - 59,549 - - Total primary government 107,575,434 83,682,632 87,735,983 84,821,217 86,392,483 Change in Net Assets Governmental Activities: 27,194,778 7,263,694 9,186,141 13,403,283 25,538,488 Business-Type Activities:849,898 129,446 (22,107)(541,550)(1,013,503) Total primary government 28,044,676 7,393,140 9,164,034 12,861,733 24,524,985 (1) The Increase for FY 2006 is due to Bond Funds received for capital improvement at the District known as University Park and Assessment 29. See note #15 City of Palm Desert Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) General Fund: 2010 2009 2008 2007 2006 Reserved 13,721,382 15,283,684 16,304,234 25,198,118 26,345,859 Unreserved 63,847,586 59,066,988 63,515,054 50,916,281 48,004,509 Total General Fund 77,568,968 74,350,672 79,819,288 76,114,399 74,350,368 All other Governmental Funds: Reserved 160,170,306 132,772,497 144,034,808 133,768,988 115,924,400 Unreserved, reported in: Special revenue funds 61,826,713 81,096,342 72,478,199 48,231,447 19,944,227 Capital projects funds 78,183,802 89,680,189 97,413,884 175,094,003 55,995,596 Debt service funds 26,336,905 44,506,123 35,706,020 24,254,967 10,095,576 Total all other Governmental Funds 326,517,726 348,055,151 349,632,911 381,349,405 201,959,799 General Fund: 2005 2004 2003 2002 2001 Reserved 26,505,414 27,838,819 25,701,984 27,506,623 22,951,643 Unreserved 36,793,370 27,619,600 23,113,284 23,827,558 24,419,570 Total General Fund 63,298,784 55,458,419 48,815,268 51,334,181 47,371,213 All other Governmental Funds: Reserved 96,349,160 83,603,140 86,423,841 89,223,387 77,271,685 Unreserved, reported in: Special revenue funds 25,991,171 32,614,358 24,709,698 24,222,615 15,521,068 Capital projects funds 34,196,750 40,652,793 48,976,239 46,630,038 53,720,744 Debt service funds 8,430,170 12,899,972 11,641,650 5,803,153 6,744,244 Total all other Governmental Funds 164,967,251 169,770,263 171,751,428 165,879,193 153,257,741 175 175 City of Palm Desert Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) Revenues 2010 2009 2008 2007 2006 Taxes 130,655,949 134,060,681 140,331,466 138,272,454 131,303,483 Special assessments collected (2) 3,182,549 2,759,444 2,060,791 929,348 269,036 Licenses & permits 782,271 1,383,778 1,453,177 2,691,486 2,685,415 Intergovernmental revenues 8,700,234 9,543,551 18,996,692 23,499,937 11,095,613 Rental income 5,023,770 5,050,479 4,789,421 4,513,146 4,737,861 Charges for services 618,440 803,218 1,190,725 1,822,685 1,994,163 Investment Earnings 4,681,243 8,322,808 22,592,392 23,985,001 9,351,716 Fines & forfeitures 343,054 315,284 254,857 274,365 310,868 Miscellaneous (4)3,374,309 3,479,370 20,164,099 2,847,802 2,470,623 Contributions from property owners (1)- - - 46,006,292 42,979,973 Total Revenues 157,361,819 165,718,613 211,833,620 244,842,516 207,198,751 Expenditures General government 58,433,679 33,310,015 62,795,604 44,587,985 34,506,987 Pass-through-agreement 37,794,435 39,085,941 38,993,445 35,719,075 36,844,061 Public safety 26,882,787 26,906,123 26,677,743 24,550,431 21,715,373 Parks, recreation & culture 4,534,505 5,122,900 4,572,695 3,921,063 3,304,867 Public works 13,971,797 16,241,963 22,936,721 33,925,623 11,103,943 Capital outlay 6,333,521 22,348,953 52,256,552 85,604,515 35,359,139 Debt service: Principal retirement 15,250,707 12,778,707 10,767,707 8,209,707 5,607,707 Interest and fiscal charges 19 280 517 19 424 623 23 376 564 25 814 526 14 072 572 Total Expenditures 182,481,948 175,219,225 242,377,031 262,332,925 162,514,649 Excess(deficiency of Revenues over(under) expenditures Other financing sources (uses) Transfers in 59,960,402 68,088,670 59,723,636 249,249,847 50,225,747 Transfers out (59,520,402) (67,649,434) (58,723,636) (249,249,847) (50,225,747) Bond Premiums - - - 7,785,375 - Bonds issued/Capital Accreation on bonds(3) 6,361,000 2,015,000 1,484,806 287,534,894 - Payment refunded bond escrow agent - - (101,656,501) - Sale of property (4)- - 47,000 5,230,000 3,360,030 Total Other financing sources (uses)6,801,000 2,454,236 2,531,806 198,893,768 3,360,030 Net Change In Fund Balance (18,319,129) (7,046,376) (28,011,605) 181,403,359 48,044,132 Revenues 2005 2004 2003 2002 2001 Taxes 102,020,742 93,948,185 83,762,760 78,631,363 72,173,943 Special assessments collected (2) 227,848 214,950 5,818,624 6,684,402 12,884,346 18.0%Debt service as a percentage of noncapital expenditures 15.5%19.3%19.6% 21.1% (30,543,411) (9,500,612) (17,490,409) 44,684,102 (25,120,129) Special assessments collected (2) 227,848 214,950 5,818,624 6,684,402 12,884,346 Licenses & permits 2,056,554 1,316,669 1,286,262 1,417,012 1,511,652 Intergovernmental revenues 11,064,037 6,067,555 11,488,993 10,581,051 6,463,484 Rental income 4,430,915 4,494,098 4,115,892 4,186,607 3,943,706 Charges for services 1,463,850 1,052,467 873,605 975,841 845,097 Investment Earnings 5,654,986 3,322,733 5,035,799 7,671,358 15,114,698 Fines & forfeitures 323,775 306,630 367,903 305,197 238,872 Miscellaneous (4) 3,232,825 4,179,567 2,443,684 1,405,298 11,037,622 Contributions from property owners (1) - - - - - Total Revenues 130,475,532 114,902,854 115,193,522 111,858,129 124,213,420 Expenditures General government 26,112,125 27,122,532 20,034,295 19,194,096 17,286,613 Pass-through-agreement 30,183,408 24,051,292 22,140,837 17,734,171 14,317,974 Public safety 18,567,736 15,290,696 15,410,711 14,368,399 12,598,263 Parks, recreation & culture 2,889,789 2,638,386 2,656,809 2,580,841 2,434,884 Public works 7,306,791 10,153,096 20,631,322 17,657,120 13,167,046 Capital outlay 22,409,057 18,927,787 36,687,223 17,159,885 14,330,725 Debt service: Principal retirement 9,788,423 28,372,707 25,975,000 28,360,000 16,820,000 Interest and fiscal charges 13,537,219 16,643,049 17,071,421 17,062,974 16,452,210 Total Expenditures 130,794,548 143,199,545 160,607,618 134,117,486 107,407,715 Excess(deficiency of Revenues over(under) expenditures Other financing sources (uses) Transfers in 48,697,604 68,236,264 87,390,536 60,894,943 37,122,796 Transfers out (48,697,604) (68,236,264) (90,285,014) (60,894,943) (37,122,796) Bond Premiums - 915,773 - - - Bonds issued/Capital Accreation on bonds(3)- 48,690,000 50,682,363 37,765,000 - Payment refunded bond escrow agent - - - - - Sale of property (4)3 356 369 1 728 522 979 533 766 279 767 500 Total Other financing sources (uses)3,356,369 51,334,295 48,767,418 38,531,279 767,500 Net Change In Fund Balance 3,037,353 14,334,398 3,353,322 16,271,922 17,573,205 (1)Bond was issued in FY 2006 and FY 2007. See note #15 for further explanation. (2) Prior to 2004, the City was recording Assessment District Property Taxes in its debt service funds, city has since removed these from its debt service funds. (3) See Note #6 of the Financial Statement, included Capital Accreation of Bonds. (4) Pior to 2008 Sale of Property/Inventory was recorded as other financing sources. In 2008 Sale of Inventory was moved to General Revenue 16,805,705 35.8% (27,377,918) (45,414,096) (22,259,357) 38.8%34.7%36.2%21.5%Debt service as a percentage of noncapital expenditures (319,016) 176 City of Palm Desert Graphs - Changes in Fund Balances of Governmentals Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) (1) Combined Other is a combination of rental income use of money & property and charges for services. (2) Miscellaneous Other is a combination of fines and forefeitures miscellaneous and contributions from property owners (3) Debt Expenditures is a combination of interest/fiscal charges and principal retirement $0 $50,000,000 $100,000,000 $150,000,000 $200,000,000 $250,000,000 $300,000,000 $350,000,000 FY 2 0 1 0 FY 2 0 0 9 FY 2 0 0 8 FY 2 0 0 7 FY 2 0 0 6 FY 2 0 0 5 FY 2 0 0 4 FY 2 0 0 3 FY 2 0 0 2 FY 2 0 0 1 Total Revenues Combined other (1) Miscellaneous other (2) Intergovernmental revenues Licenses & permits Taxes & Special Assessments $0 $50,000,000 $100,000,000 $150,000,000 $200,000,000 $250,000,000 $300,000,000 $350,000,000 FY 2 0 1 0 FY 2 0 0 9 FY 2 0 0 8 FY 2 0 0 7 FY 2 0 0 6 FY 2 0 0 5 FY 2 0 0 4 FY 2 0 0 3 FY 2 0 0 2 FY 2 0 0 1 Total Expenditures Parks, recreation & culture Pass-through-agreement Debt Expenditures (3) Capital outlay Public works Public safety General Government $0 $50,000,000 $100,000,000 $150,000,000 $200,000,000 $250,000,000 $300,000,000 $350,000,000 FY 2 0 1 0 FY 2 0 0 9 FY 2 0 0 8 FY 2 0 0 7 FY 2 0 0 6 FY 2 0 0 5 FY 2 0 0 4 FY 2 0 0 3 FY 2 0 0 2 FY 2 0 0 1 Total Revenues Combined other (1) Miscellaneous other (2) Intergovernmental revenues Licenses & permits Taxes & Special Assessments $0 $50,000,000 $100,000,000 $150,000,000 $200,000,000 $250,000,000 $300,000,000 $350,000,000 FY 2 0 1 0 FY 2 0 0 9 FY 2 0 0 8 FY 2 0 0 7 FY 2 0 0 6 FY 2 0 0 5 FY 2 0 0 4 FY 2 0 0 3 FY 2 0 0 2 FY 2 0 0 1 Total Expenditures Parks, recreation & culture Pass-through-agreement Debt Expenditures (3) Capital outlay Public works Public safety General Government 177 City of Palm Desert Supplemental - Historical General Fund Revenues (Including Transfers In) Last Ten Fiscal Years FY 2010 2009 2008 2007 2006 Revenue Type: Sales Tax 13,273,793$ 14,474,933$ 17,195,743$ 17,918,375$ 17,776,928$ Transient Occupancy Tax 6,848,132 7,030,048 8,605,714 8,627,221 8,026,101 Property Tax (3)8,707,567 8,776,917 9,333,842 8,714,568 8,261,944 Investment Earnings 1,766,868 2,142,915 4,571,147 4,890,891 2,636,050 Transfer In 4,747,672 2,684,568 1,101,610 1,122,224 1,083,589 Franchises 2,705,902 2,818,729 2,887,727 2,907,062 2,580,917 State Subventions (1) (3)151,489 173,448 220,785 267,595 358,954 Building & Grading Permits 575,852 950,805 975,296 1,476,290 1,963,733 Reimbursments (4)2,488,378 3,263,247 4,933,807 2,465,685 1,982,846 Business License Tax 1,071,997 1,258,688 1,311,090 1,231,587 1,242,721 Timeshare Mitigation Fee 1,483,220 949,871 881,350 782,739 661,187 Plan Check Fees 224,325 389,770 562,930 617,999 702,857 Property Transfer Tax 455,580 324,817 604,236 671,806 1,030,412 Other Revenues (2)1,567,651 1,601,947 1,900,529 2,436,664 2,606,760 Total General Revenue 46,068,426$ 46,840,703$ 55,085,806$ 54,130,706$ 50,914,999$ FY 2005 2004 2003 2002 2001 Revenue Type: Sales Tax 15,453,148$ 15,138,424$ 13,463,197$ 13,027,395$ 13,619,607$ Transient Occupancy Tax 7,715,624 7,660,831 6,816,682 7,043,454 7,385,707 Property Tax 4,003,585 3,369,711 3,078,047 2,765,556 2,466,758 Investment Earnings 1,486,830 1,135,952 1,573,165 2,379,764 3,147,544 Transfer In 1,130,231 1,092,475 2,450,600 870,624 934,039 Franchises 2,439,134 2,417,856 2,198,663 2,131,820 1,981,697 State Subventions (1)3,712,256 2,020,583 2,634,949 2,555,811 2,262,535 Building & Grading Permits 1,446,524 970,826 876,372 1,064,097 1,101,743 Reimbursments (4)1,830,295 1,547,862 1,367,303 1,036,133 2,125,784 Business License Tax 1,154,143 955,501 961,675 898,113 826,591 Timeshare Mitigation Fee 526,271 392,988 262,403 158,302 265,350 Plan Check Fees 701,215 459,046 472,356 612,845 623,936 Property Transfer Tax 1,099,665 870,415 689,147 497,967 578,238 Other Revenues (2)2,019,035 1,144,752 1,845,700 1,116,608 711,438 Total General Revenue 44,717,956$ 39,177,222$ 38,690,259$ 36,158,489$ 38,030,967$ (1) State Subventions is any combination of motor vehicle and off-highway in-lieus, and subventions from state. (2) Other Revenues is any combination of miscellaneous penalties and interest, permits, grants, parking bails, fees, sales of maps and publications, vehicle and court fines and other revenues. (3) The State of California reprogramed motor vehicle fees, the City now receives this as property taxes. (4) Riembursements is a combination of RDA costs and other reimbursements 178 City of Palm Desert Supplemental Graph - Historical General Fund Revenues (Including Transfers In) Last Ten Fiscal Years (1) C bi d Oth i bi ti f t f f hi t t b ti * b ildi d di $0 $10,000,000 $20,000,000 $30,000,000 $40,000,000 $50,000,000 $60,000,000 $70,000,000 FY 2 0 1 0 FY 2 0 0 9 FY 2 0 0 8 FY 2 0 0 7 FY 2 0 0 6 FY 2 0 0 5 FY 2 0 0 4 FY 2 0 0 3 FY 2 0 0 2 FY 2 0 0 1 Combined Other (1) Interest Property Tax Transient Occupancy Tax Sales Tax (1) om ne t er s any com nat on o trans ers, ranc ses, state su vent ons , u ng an gra ng permits, reimbursements, business license taxes, timeshare mitigation fees, plan check fees, property transfer taxes. It also may include any combination of miscellaneous bails, fees, fines, grants, incomes, penalties, permits, sales and taxes. *State Subventions is any combination of trailer coach fees, motor vehicle and off-highway in-lieus, and subventions from state. $0 $10,000,000 $20,000,000 $30,000,000 $40,000,000 $50,000,000 $60,000,000 $70,000,000 FY 2 0 1 0 FY 2 0 0 9 FY 2 0 0 8 FY 2 0 0 7 FY 2 0 0 6 FY 2 0 0 5 FY 2 0 0 4 FY 2 0 0 3 FY 2 0 0 2 FY 2 0 0 1 Combined Other (1) Interest Property Tax Transient Occupancy Tax Sales Tax 179 City of Palm Desert Supplemental - Historical General Fund Expenditures (Including Transfers Out) Last Ten Fiscal Years FY 2010 2009 2008 2007 2006 Expenditure: Public Safety (1)15,671,095$ 16,266,052$ 14,413,196$ 13,404,056$ 12,323,448$ City Administration (2)8,556,627 10,076,543 9,861,106 8,588,341 8,410,706 Public Works Administration 3,021,319 3,720,106 3,329,792 3,014,583 2,823,359 Community Promotions 990,505 1,798,860 2,532,637 2,402,435 1,687,148 Street Maintenance 2,565,567 2,183,445 2,133,448 1,968,849 1,681,583 Building Safety 1,756,589 2,082,996 3,260,855 3,084,015 2,695,889 Street Resurfacing 708,006 1,115,721 3,342,542 1,192,629 1,277,554 Public Works (4)1,278,983 1,552,242 1,348,012 1,204,079 1,117,417 Other Expenditures (3)8,301,439 13,513,354 11,159,329 17,989,005 7,846,311 Total Expenditures 42,850,130$ 52,309,319$ 51,380,917$ 52,847,992$ 39,863,415$ FY 2005 2004 2003 2002 2001 Expenditure: Public Safety (1)12,135,671$ 11,432,803$ 10,869,991$ 10,732,159$ 9,489,468$ City Administration (2)7,196,081 5,999,228 6,573,351 6,461,706 4,972,981 Public Works Administration 2,506,688 2,270,854 1,937,184 1,745,513 1,764,947 Community Promotions 1,616,071 1,420,717 1,654,768 2,262,129 2,052,281 Street Maintenance 1,558,970 1,411,018 1,323,955 1,378,064 1,455,268 Building Safety 2,297,814 1,620,160 1,535,427 1,386,988 1,201,802 Street Resurfacing 1,375,409 897,153 2,078,218 608,616 1,422,637 Public Works (4)934,821 676,505 1,007,637 880,295 918,575 Other Expenditures (3)7,256,066 6,805,633 14,228,641 7,052,549 8,398,278 Total Expenditures 36,877,591$ 32,534,071$ 41,209,172$ 32,508,019$ 31,676,237$ (1) Public Safety is any combination of animal regulation, development services, police services, and traffic safety expenditures. (2) City Administration is any combination of community services, auditing, City attorney, City clerk, City council and City manager, data processing, elections, finance, general services, human resources, insurance, legal special services, legistlative advocacy and unemployment insurance expenditures. (3) Other Expenditures is any combination of aquisitions, centers, committees, contributions, community development, office of energy management, newsletter, marketing, interfund transfers, parks, recreation and culture, and visitor center. (4) Public Works is a combination of curb & gutter,parking lot, storm drain, stripping,corporate yard equipment, building maintenance, Portola Community center, storm water permit. 180 City of Palm Desert Supplemental Graph - Historical General Fund Expenditures (Including Transfers Out) Last Ten Fiscal Years (1) "Combined Other" is any combination of street maintenance, building safety, street resurfacing and public works. It may also be aquisitions, centers, committees, contributions, community development, office of energy management, newsletter, marketing, interfund transfers, parks, recreation and culture, visitor center. (2) City Administration is any combination of community services, auditing, City attorney, City clerk, City council and City manager, data processing, elections, finance, general services, human resources, insurance, legal special services, legistlative advocacy and unemployment insurance expenditures. (3) Public Safety is any combination of animal regulation, development services, police $0 $10,000,000 $20,000,000 $30,000,000 $40,000,000 $50,000,000 $60,000,000 FY 2 0 1 0 FY 2 0 0 9 FY 2 0 0 8 FY 2 0 0 7 FY 2 0 0 6 FY 2 0 0 5 FY 2 0 0 4 FY 2 0 0 3 FY 2 0 0 2 FY 2 0 0 1 Combined Other (1) Community Promotions Public Works Administratio City Administration (2) Public Safety (3) services, . $0 $10,000,000 $20,000,000 $30,000,000 $40,000,000 $50,000,000 $60,000,000 FY 2 0 1 0 FY 2 0 0 9 FY 2 0 0 8 FY 2 0 0 7 FY 2 0 0 6 FY 2 0 0 5 FY 2 0 0 4 FY 2 0 0 3 FY 2 0 0 2 FY 2 0 0 1 Combined Other (1) Community Promotions Public Works Administratio City Administration (2) Public Safety (3) 181 THIS PAGE INTENTIONALLY LEFT BLANK 182 182 City of Palm Desert Supplemental Historical General Revenue and Expenditures Per Capita Last Ten Fiscal Years FY 2010 2009 2008 2007 2006 Total General Revenue (2)41,320,754$ 44,156,135$ 53,984,196$ 53,008,482$ 49,831,410$ Population (1)52,067 51,509 50,907 49,752 49,539 General Revenue Per Capita 794$ 857$ 1,060$ 1,065$ 1,006$ FY 2005 2004 2003 2002 2001 Total General Revenue (2)43,587,725$ 38,084,747$ 36,239,659$ 35,287,865$ 37,096,928$ Population (1)49,280 44,812 43,917 42,863 42,334 General Revenue Per Capita 884$ 850$ 825$ 823$ 876$ FY 2010 2009 2008 2007 2006 Total General Expenditures (2)42,499,812$ 48,696,321$ 49,238,257$ 43,565,108$ 38,488,367$ Population (1)52,067 51,509 50,907 49,752 49,539 General Expenditures Per Capita 816$ 945$ 967$ 876$ 777$ FY 2005 2004 2003 2002 2001 Total General Expenditures (2)35,426,268$ 31,674,743$ 34,935,591$ 30,941,156$ 28,902,706$ 4 Population (1)49,28 44,812 43,917 42,8 3 42,334 General Expenditures Per Capita 719$ 707$ 795$ 722$ 683$ (1) Population figures are as of January start of fiscal year. (2) Interfund Transfers In/Out are not included in total. Sources: Population figures from State Department of Finance, City of Palm Desert Finance Department 183 City of Palm Desert Assessed Value and Estimated Actual Value of Taxable Property Last Ten Fiscal Years Fiscal Year Ended June 30 Residential Property Commercial Industrial Property Institutional Property Vacant Land Less Tax Exempt Total Taxable Assessed Value Total Direct Tax Rate Estimated Actual Taxable Value (1) 2010 9,210,638,643 2,419,511,046 54,988,887 426,163,878 (274,944,437) 13,747,221,855 1.00000 13,334,233,975 2009 9,376,213,348 2,130,957,579 127,857,455 667,700,041 (255,714,909) 14,206,383,860 1.00000 13,808,181,235 2008 9,160,443,514 1,929,224,481 134,910,803 688,045,095 (242,839,445) 13,491,080,286 1.00000 13,114,105,220 2007 8,931,447,910 1,684,439,737 143,634,396 639,825,947 (248,095,775) 13,057,672,383 1.00000 11,853,797,089 2006 7,913,843,803 1,368,116,067 165,117,456 483,558,265 (247,676,185) 11,794,104,029 1.00000 10,503,193,237 2005 6,775,427,147 1,084,068,343 135,508,543 385,678,161 (239,745,884) 10,423,734,072 1.00000 9,281,846,679 2004 6,061,076,589 1,306,579,384 108,881,615 372,012,186 (199,616,295) 9,073,467,947 1.00000 8,704,132,380 2003 5,360,801,928 1,200,179,536 88,013,166 328,049,073 (184,027,529) 8,001,196,907 1.00000 8,066,795,481 2002 4,806,079,266 1,069,623,656 79,499,056 332,450,596 (173,452,485) 7,227,186,866 1.00000 7,291,094,312 2001 4,153,891,190 838,518,408 70,951,558 296,706,514 (161,253,540) 6,450,141,599 1.00000 6,511,773,110 (1) Estimated Actual Taxable Value = Net Taxable Value Notes: Property Taxes in Riverside County are subject to the State of California's Proposition 13, Jarvis-Gann Initiative which allows reappraisals of real property only when there is a change in ownership or new construction takes place. Further, the proposition limits property assessment increase to no more than two(2%) percent annually. Property is assessed at one hundred percent (100%) of its fair market value at the time of new construction or change in ownership. The tax rate is one (1%) percent of the assessed value. Source: Riverside County Assessor thru HDL Coren & Cone 184 184 City of Palm Desert Historical Net Assessed Taxable Values Citywide Graph - Assessed Valuation Growth Last Ten Fiscal Years Historical Major Additions 12 24%11.97%10.64%7.90% 6 64% 11.63%12.86% 10.63% 5.29% 3.43% 1.00% 6.00% 11.00% 16.00% 21.00% 26.00% 31.00% 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 Percent Increase in Assessed Valuation FY 2001 to FY 2010 $- $5,000 $10,000 $15,000 $20,000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 Value in Millions Net Assessed Valuation - Historical Comparison FY 2001 to FY 2010 185 Historical Major Additions Annexations FY Retail Centers FY Cook Street Area 88/89 Town Center Mall 83/84 Country Club #28 93/94 Desert Springs Marriott 86/87 Price Club/Costco 93/94 One Eleven Town Ctr 88/89 Palm Desert CC #29 94/95 Mervyn's Center 92/93 Palm Desert Greens 04/05 Desert Crossing 95/96 Suncrest 04/05 Lucky's/Albertson Deep Canyon 96/97 Remodel 111 Town Ctr (Best Buy) 97/98 Gardens on El Paseo 98/99 Remodel Westfield Mall (Sears, Barnes & Noble 04/05 Sears Automotive 04/05 Lowes Home Improvement 05/06 Walmart / Sams Supercenters 05/06 Kohls 07/08 Golfsmith Extreme 08/09 El Paseo Village 09/10 Source: Riverside County Assessor thru HDL Coren & Cone 185 City of Palm Desert Supplemental FY 2010 and 2009 Breakdown of Basic 1% Property Tax Rate Not In Redevelopment Project Area Taxing Agency FY 2010 Rate FY 2009 Rate County General 28.177327%28.177327% County Free Library 2.728242%2.728242% County Structure Fire Protection 5.873086%5.873086% City of Palm Desert (1)0.000000%0.000000% Desert Sands Unified School District 36.221587%36.221587% Desert Community College 7.526714%7.526714% Riverside County Reg. Park & Open Space 0.426231%0.426231% Riverside County Office of Education 4.094919%4.094919% Desert Hospital 1.996808%1.996808% Coachella Valley Public Cemetary 0.339927%0.339927% Coachella Valley Recreation & Park 2.071624%2.071624% Coachella Valley Mosquito & Vector Control 1.369698%1.369698% Coachella Valley County Water 2.736607%2.736607% Coachella Valley County Water Imp. District 80 2.977291%2.972906% Coachella Valley County Water Storm Water Unit 3.464324%3.464324% General Purpose Basic 1%100.004385%100.000000% (1) City of Palm Desert is a No-Low Property Tax City and the 7% represents what the state allocates to No-Low Property Tax Cities. Source County of Riverside, Property Tax Allocation Percentages, TRA 018-041. 186 City of Palm Desert Property Tax Rates Direct and Overlapping Property Tax Rates Last Ten Fiscal Years Fiscal Year Basic County-wide Levy Total Direct Tax Rate Desert Sands Unified School District Desert Community College Dist. Coachella Valley Water District Coachella Valley Water District I.D. 58 2010 1.00000 1.00000 0.08112 0.01995 0.06000 0.00000 2009 1.00000 1.00000 0.07990 0.01995 0.04000 0.00000 2008 1.00000 1.00000 0.07561 0.01995 0.04000 0.00230 2007 1.00000 1.00000 0.07613 0.01995 0.02080 0.01560 2006 1.00000 1.00000 0.07674 0.01995 0.02080 0.02520 2005 1.00000 1.00000 0.09581 0.01994 0.02080 0.02690 2004 1.00000 1.00000 0.09750 0.00000 0.02080 0.02870 2003 1.00000 1.00000 0.09750 0.00000 0.02080 0.03060 2002 1.00000 1.00000 0.09750 0.00000 0.02080 0.03060 2001 1.00000 1.00000 0.09750 0.00000 0.02080 0.04060 Notes:Proposition 13 limits the ability of the city to raise the property tax rate. Source: CalMuni Statistics Inc City Direct Overlapping Rates 187 187 City of Palm Desert Principal Property Taxpayers Current Year and Ten Years Ago 2010 2001 Taxpayer Taxable Assessed Value Percentage of Total City Tax Assessed Value Taxpayer Taxable Assessed Value Percentage of Total City Tax Assessed Value Marriott Desert Springs 211,183,579$ 1.58% Marriott Desert Springs $187,742,451 3.28% WEA Palm Desert 138,765,071 1.04%Teachers Insurance & Annuity Assoc 69,110,895 1.21% Pru of Desert Crossing II LLC 88,837,232 0.66%Property California SCJLW One Corp.53,446,748 0.93% Gardens SPE II 78,760,087 0.59%Marriott Ownership Resorts 32,051,576 0.56% Elisabeth E. Stewart 67,483,248 0.50% San Tropez Apartments 25,060,546 0.44% Monarch Sevilla Venture 64,358,476 0.48%National Golf Operatiing LP 24,172,690 0.42% Capri W Canterra 60,136,516 0.45%Colony Cablevision of California 24,138,625 0.42% Marriott Ownership Resorts 57,174,952 0.43% U.S. Filter Corporation 23,599,788 0.41% Time Warner Entertainment 55,354,986 0.43% Sunrise Desert Partners 22,764,492 0.40% Walmart Real Estate/SAM'S 47,461,794 0.35% Indian Ridge Land 21,904,055 0.38% Total 869,515,941$ 6.50%Total 483,991,866$ 8.46% Note:The estimated property tax revenue stated above is based upon net taxable values, tax ratios and base year values that impact the revenue calculation. As a result, parcels with the same assessed value that are assigned to different tax rate areas may contribute dissimilar amounts of total revenue to the City and Redevelopment Agency. 188 Source: HdL Coren & Cone thru Riverside County Assessor 09/10 and City of Palm Desert CAFR 99/00 188 City of Palm Desert Property Tax Levies and Collections Last Ten Fiscal Years Fiscal Year Taxes Levied Collections Ended for the Percentage in Subsequen Percentage June 30, Fiscal Year Amount of Levy Years (4)mount (4)of Levy 2001 2,426,812 2,387,760 98.39% 39,052 2,426,812$ 100.00% 2002 2,603,643 2,475,308 95.07% 128,335 2,603,643$ 100.00% 2003 3,273,730 2,723,336 83.19% 550,394 3,273,730$ 100.00% 2004 3,080,422 3,007,652 97.64% 72,770 3,080,422$ 100.00% 2005 3,768,896 3,501,718 92.91% 267,178 3,768,896$ 100.00% 2006 4,318,880 4,243,595 98.26% 75,285 4,318,880$ 100.00% 2007 4,820,583 4,575,158 94.91% 245,425 4,820,583$ 100.00% 2008 5,206,384 4,734,970 90.95% 471,414 5,206,384$ 100.00% 2009 5,697,181 4,760,806 83.56% 135,057 4,895,863$ 85.93% 2010 5,372,247 4,686,541 87.24% 282,866 4,969,407$ 92.50% (1) City of Palm Desert is on the "Teeter Plan" with the County of Riverside. The first payment was received in the fiscal year 1993/94. (2) City of Palm Desert is a "No-Low Property Tax City". Proposition 13 rolled the tax rates back to 1973 which is when the City of Palm Desert Incorporated and the Property Tax rates were zero. Based on current state law the County allocates 7% of the 1% assessed values within the City less the Redevelopment Agency tax increment. Fiscal Year 1992/93 was the first year to receive the No/Low taxes. (3) Fiscal Year 1996/97 inal total collected includes ad ustments or No-Low ro ert tax collections from prior years modified by the County of Riverside. The County adjusted the payment to the City of Palm Desert (FY 1995/96) for the annexation of Palm Desert Country Club. (4) Inlcludes tax collections accrued as of June 30, 2010. Source: Riverside County Auditor Controller Office and City of Palm Desert Collected within the Fiscal Year of the Levy (1) (2) (3) Total Collections to Date 189 189 City of Palm Desert Supplemental Top 25 Sales Tax Generators Graph - Historical Sales Tax Trends June 30, 2010 Top 25 Sales Tax Generators (1)Primary Economic Category ALBERTSON'S FOOD CENTERS SUPERMARKETS ARCO AM/PM M NI MARTS SERVICE STATIONS BED BATH & BEYOND SPECIALTY STORES BEST BUY STORES LP APPLIANCE / ELECTRONICS COSTCO WHOLESALE COMPANY GENERAL STORES DESERT SPRINGS RESORT & SPA HOTEL / FOOD & BEVERAGE HIGH TECH RRIGATION SPECIAL MATLS-WHSLE J.C PENNY COMPANY NC DEPARTMENT STORES KOHLS DEPARTMENT STORES DEPARTMENT STORES LOWE'S HOME MPROVEMENT BLDG.MATLS-WHSLE MACY'S DEPARTMENT STORES DEPARTMENT STORES MARSHALLS OF CA APPAREL STORES MOBIL SERVICE STATION SERVICE STATIONS PETE CARLSONS GOLF & TENNIS SPORT NG GOODS RALPH'S GROCERY SUPERMARKETS SAKS F FTH AVENUE DEPARTMENT STORES SAM'S CLUB DEPARTMENT STORES SEARS-ROEBUCK AND CO DEPARTMENT STORES S MPLOT PARTNERS BLDG.MATLS-WHSLE STONELEDGE FURNITURE HOME FURNISHINGS SUPERIOR POOL PRODUCTS BLDG.MATLS-WHSLE TARGET STORE DEPARTMENT STORES TOMMY BAHAMA APPAREL STORES WAL-MART SUPERCENTER DEPARTMENT STORES WEST COAST TURF BLDG.MATLS-WHSLE (1) Listed in Alphabetical Order Millions Sales and Use Tax Trends FY 2001 - 2010 % = % Change from Prior Year Note : Current California law prohibits production of individual tax information as an effort not to infringe on proprietary information, therefore confidential information which is protected by law is not disclosed. * The State of California exchanged Sales Tax Revenue with Property taxes, this amount represents the portion of sales tax that were exchanged. Source SBOE Data MuniServices LLC. In Lieu given to city from State ERAF Property Taxes City of Palm Desert $7.0 $9.0 $11.0 $13.0 $15.0 $17.0 $19.0 20 0 1 20 0 2 20 0 3 20 0 4 20 0 5 20 0 6 20 0 7 20 0 8 20 0 9 20 1 0 Millions Sales and Use Tax Trends FY 2001 - 2010 0.8%-2.5% -14.1% -11.5% Amounts in Millions % = % Change from Prior Year 2.0% 15.0% 13.620 13.027 13.463 15.138 15.453 17.776 17.918 17.195 14.474 13.273 -4.5%3.1%3.2% 11.1% -In Lieu * 190 City of Palm Desert Supplemental Taxable Sales by Category Last Ten Calendar Years Sector 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 Apparel Stores 134,186$ 142,488$ 159,207$ 155,859$ 141,510$ 132,831$ 108,829$ 97,924$ 93,792$ 92,192$ General Merchandise 304,396 326,673 388,583 392,738 362,512 340,277 307,186 278,583 272,856 269,776 Food Markets 40,573 44,880 49,398 53,870 50,556 47,455 52,461 51,738 52,282 55,817 Restaurants 137,475 145,907 181,731 184,954 178,248 167,315 152,508 148,228 155,911 153,970 Furniture/Appliance 97,415 106,166 135,775 161,997 166,109 155,921 135,694 128,623 125,130 128,899 Bldg.Matls-Wholesale 58,241 86,564 95,633 69,773 73,228 68,737 56,180 54,111 64,251 57,865 Automotive 11,314 10,301 8,596 6,121 6,245 5,862 8,211 6,904 8,825 8,108 Service Stations 66,416 64,912 63,969 59,401 48,564 45,585 39,146 23,930 22,633 25,807 Other Retail 185,722 218,005 282,973 295,830 281,388 264,129 243,474 228,286 220,252 227,591 Non-Retail (1)185,655 182,223 219,411 222,177 218,591 205,184 193,041 190,058 195,137 197,961 mounts in million Totals 1,221,393$ 1,328,119$ 1,585,276$ 1,602,720$ 1,526,951$ 1,433,296$ 1,296,730$ 1,208,385$ 1,211,069$ 1,217,986$ City direct sales tax rate 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% (1) Non-retail are a mix of manufacturers, distributors, builders and professionals selling direct to consumers. Note: The combined sales tax rate for the City of Palm Desert is 7.75%, which represents the State of California mandated tax rate of 7.25% and 0.5% additional sales tax imposed by the County of Riverside. The City of Palm Desert receives 1% of all sales tax generated within the city limits. Source: John E. Husing, Ph.D. Economics and Politics Inc. via California State Board of Equalization this information is calendar year based only 191 191 City of Palm Desert Supplemental Prinicipal Sales Tax Remitters Current and Ten Calendar Years Ago Tax Amount Percentage Tax Amount Percentage General Merchandise 304,396$ 24.92% 269,800$ 22.15% Other Retail 185,722 15.21% 227,600 18.69% Non-Retail (1) 185,655 15.20% 198,000 16.26% Restaurants 137,475 11.26% 154,000 12.64% Apparel Stores 134,186 10.99% 128,900 10.58% Furniture/Appliance 97,415 7.98% 92,200 7.57% Service Stations 66,416 5.44% 25,800 2.12% Bldg.Matls-Wholesale 58,241 4.77% 57,870 4.75% Food Markets 40,573 3.32% 55,800 4.58% Automotive 11,314 0.93% 8,100 0.66% Amounts in millions Totals 1,221,393$ 1,218,070$ (1) Non-retail are a mix of manufacturers, distributors, builders and professionals selling direct to consumers. Note: Current California law prohibits production of individual tax information as an effort not to infringe on proprietary information, therefore confidential information which is protected by law is not disclosed. Source: John E. Husing, Ph.D. Economics and Politics Inc. via California State Board of Equalization 2009 2000Industry 192 192 City of Palm Desert Ratios of Outstanding Debt by Type Last Ten Fiscal Years Business Type Activities Special Total Percentage Fiscal Redevelopment Assessment Note Capital Primary of Personal Per Year Bonds Bonds c Payable Leases Government Income b Capita b 2001 193,015,000 48,415,000 - 373,556 241,803,556 13.90% 5,712 2002 207,990,000 43,145,000 - 106,373 251,241,373 15.96% 5,861 2003 234,464,000 40,528,000 1,104,363 1,146,582 277,242,945 16.73% 6,313 2004 256,000,000 28,623,000 981,656 833,358 286,438,014 16.16% 6,392 2005 250,485,000 26,050,000 858,949 509,755 277,903,704 13.45% 5,639 2006 245,000,000 73,855,000 736,242 170,493 319,025,493 15.21% 6,440 2007 a 421,819,894 122,393,000 613,535 2,181,546 547,007,975 25.65% 10,987 2008 412,694,700 115,398,000 490,828 1,582,782 530,166,310 21.49% 10,414 2009 d 401,601,475 114,597,000 368,121 955,141 517,521,737 29.80% 10,047 2010 e 388,972,156 117,165,000 245,414 328,273 506,710,843 20.46% 9,732 Notes: Details regarding the city's outstanding debt can be found in the notes to the financial statements. a - The city issued $50.51 million of special assessment bonds in fiscal year end 2007 allocated to three separate assessment districts. In addition the City's Redevelopment Agency issued $284.37 in bonds of which $183.15 was new debt. b - Personal income, population and per capita information provided by John E. Husing, Ph.D. Economics & Politics, Inc ., California Department of Finance, and U.S Census Bureau. c - Special Assessment includes Highlands Undergrounding AD No# 04-01, as of June 30, 2010 the balance was $1,719,000 - Fiscal Year End 2009 the City issued the Energy Independence Program Limited Obligation Improvement Bonds Series 2009A (Taxable) $2.5 million to fund the Energy Independence Loan Program. The actual Bond Issuance was for $2.015m. e - The City issued $1.136 million dollars of the Energy Independence Program (AB811 Assessments) Limited Obligation Improvement Bonds (Taxable) The special assessment collection will commence during the fiscal year 2010-2011 In addition the Palm Desert Financing Authority issued $5.225 million dollars of the Energy Independence Program Variiable Rate Demand Lease Revenue Bonds, Series 2009(Federally Taxable). Interest is paid monthly commencing August 2009 and Principal is paid annually on September 2 The first principal payment is due September 2, 2010. Governmental Activities 193 193 City of Palm Desert Ratios of General Bonded Debt Outstanding Last Ten Fiscal Years Percentage of Actual Fiscal Redevelopment Special Assessment Taxable Value of Per Year Bonds Bonds c Property a Capita b 2001 193,015,000 2.990% 4,559$ 2002 207,990,000 2.880% 4,852$ 2003 234,464,000 2.930% 5,339$ 2004 256,000,000 2.820% 5,713$ 2005 250,485,000 2.400% 5,083$ 2006 245,000,000 2.080% 4,946$ 2007 421,819,894 2,783,000 3.250% 8,478$ 2008 412,694,700 2,748,000 3.170% 8,107$ 2009 401,601,475 4,717,000 2.940% 7,797$ 2010 388,972,155 10,095,000 d 2.900% 7,471$ Notes: Details regarding the city's outstanding debt can be found in the notes to the financial statements. a - County of Riverside, County Auditor Controller, Assessed Valuations b - Population information provided by John E. Husing , Ph.D. Economics & Politics, Inc., California Department of Finance., and U.S Census Bureau. c - During the fiscal year end 2010 the city issued the Energy Independence Program Limited Obligation Improvement Bonds Series 2009B (Taxable) $1.136 Million to fund the and the 5.225M Energy Independence Program Variable Rate Demand Lease Revenue Bonds Series 2009 (Federally Taxable) to provide funding for the Energy Independence Loan Program. d - The fiscal year end balance at June 30, 2010 is the sum of the combined ending balances of the Special Assessment Debt with government commitment ($1.719 M),limited obligation improvement bonds ($3.151M), a the lease revenue bonds ($5.225M). See the financial statement note 6. General Bonded Debt Outstanding 194 City of Palm Desert Supplemental Special Assesment Information June 30, 2010 District Name\Description 2003 01-01 Revenue Bonds 94-2 Sunterrace 2003 01-01 Revenue Bonds 94- 3 Merano 2003 01-01 Revenue Bonds Silver Spur Ranch Utility Undergrounding 2004 R-Bonds 98-1 Canyons @ Bighorn Community Facilities District No. 2005-1 (University Park) Special Tax Bonds Series 2006A Bond Issue Date 06/25/03 06/25/03 06/25/03 02/19/04 05/09/06 Final Maturity Date 09/02/14 09/02/20 09/02/28 09/02/18 09/01/37 Highest Interest Rate 4 80%5 25%5 375%5 100%5 424% Bond Issue Amount 930,000 1,153,000 2,340,000 2,955,000 67,915,000 Matured Principal 480,000 363,000 385,000 1,085,000 3,200,000 Called Principal 150,000 - 125,000 1,230,000 - Outstanding Bonds (4)300,000 790,000 1,830,000 640,000 64,715,000 Redemption Premium 3 00%3 00%3 00%3 00%3 00% Original Parcels 71 201 250 73 37 Active Parcels 64 121 195 19 69 Reserve Requirement (5)37,500$ 85,000$ 162,094$ 71,500$ 4,583,361$ Reserve Balance 09/10 (1)86,480$ 80,640$ 166,125$ 142,152$ 4,608,043$ Principal Due 10/11 (2)70,000 65,000 65,000 70,000 1,260,000 Principal Levied 10/11 (3)81,126 65,000 66,427 73,265 1,260,000 Interest Due 10/11 (2)12,210 37,445 92,840 28,435 3,320,818 Interest Levied 10/11 (3)15,824 38,810 94,752 31,472 3,348,043 09/10 Delinquency Rate 4 70%3 75%2 97%0 00%9 36% Arbitrage Installment Computation Date: 90% Rebate Due 09/02/14 09/02/14 12/17/13 12/16/13 05/09/11 Arbitrage Yield Rate 7 9769%6 672%5 1577%5 8386%5 3599% Arbitrage-Amount Owed - - - - - Continuing Disclosure Last Report Issued:12/15/2009 12/15/2009 12/15/2009 12/15/2009 12/15/2009 District Name\Description 2004-2 Section 29 Assessment District Limited Obligation Improvement Bonds 2004-1 Palm Desert Highlands Undergrounding Series 2006 Series 2008 Community Facilities District No. 91-1 Special Tax Refunding Bonds Series 2009A (Taxable) Energy Independence Program Limited Obligation Improvement Bonds Series 2009B (Taxable) Energy Independence Program Limited Obligation Improvement Bonds Bond Issue Date 3/29/2007 8/8/2006 12/19/2007 5/31/2009 9/2/2009 Final Maturity Date 9/2/2037 9/2/2036 10/1/2020 9/2/2029 9/2/2029 Highest Interest Rate 5 100%5 150%4 000%3 000%3 000% Bond Issue Amount 29,430,000 3,165,000 10,935,000 2,015,000 1,136,000 Matured Principal 1,030,000 161,000 3,400,000 80,000 21,000 Called Principal - 1,317,000 - - - Outstanding Bonds (4)28,400,000 1,687,000 7,535,000 1,935,000 1,115,000 Redemption Premium 3 00%3 00%3 00%3 00%3 00% Original Parcels 167 172 1,154 61 45 Active Parcels 329 135 1,063 59 45 Reserve Requirement (5)1,933,175$ NA 841,500$ NA NA Reserve Balance 09/10 (1)1,945,358$ NA 1,093,500$ NA NA Principal Due 09/10 (2)545,000 34,000 905,000 90,513 4,800 Principal Levied 09/10 (3)545,000 30,680 905,000 90,513 4,800 Interest Due 09/10 (2)1,385,760 84,264 247,026 191,518 220,094 Interest Levied 09/10 (3)1,396,660 77,605 261,280 191,518 220,094 09/10 Delinquency Rate 4 71%3 49%1 15%5 82%0 00% Arbitrage Installment Computation Date: 90% Rebate Due 03/29/12 08/08/11 08/08/11 NA NA Arbitrage Yield Rate 5 0134%5 0691%3 8681%NA NA Arbitrage-Amount Owed - - -- - Continuing Disclosure Last Report Issued:12/15/2009 NA 12/15/2009 NA NA (1) Reserve Balances are as of 9/30/10, shortfall will be recovered by additional levy, and interest earnings. (2) Amount represents principal and interest to be collected on the FY 09/10 tax roll for Debt Service Payment due in FY 10/11. (3) Levied amounts reflect adjustments for construction funds, reserve funds, redemption funds and other adjustments. (4) Represents Outstanding Bonds after September 2, 2010 principal payment. (5) Reserve Requirement as of 9/2/10 Source: Wildan Financial Annual Report 195 City of Palm Desert Direct and Overlapping Government Acitivities Debt June 30, 2010 2008/09 Assessed Valuation:13,331,542,734$ Redevelopment Incremental Valuation:8,506,256,356 Adjusted Assessed Valuation:4,825,286,378$ City's Share of DIRECT AND OVERLAPPING TAX ASSESSEMENT DEBT:Total Debt 6/30/10 % Applicable (1) Debt 6/30/10 Desert Community College District 323,954,507$ 14 105% 45,693,783$ Desert Sands Unified School District General Obligation Bonds 278,387,325 28 535% 79,437,823 Desert Sands Unified School District Lease Tax Obligations 0 0 000% - Palm Springs Unified School District 334,930,000 3 156% 10,570,391 Coachella Valley County Water District, ID No 54 2,665,000 64 390% 1,715,994 Coachella Valley County Water District, ID No 55 3,730,000 3 997% 149,088 Coachella Valley County Water District, ID No 58 1,755,000 36 382% 638,504 City of Palm Desert 0 100 000% 0 City of Palm Desert 1915 Act Bonds 35,472,000 100 000% 35,472,000 City of Palm Desert Community Facilities District No. 91-1 8,415,000 100 000% 8,415,000 City of Palm Desert Community Facilities District No. 2005-1 65,925,000 100 000% 65,925,000 TOTAL DIRECT AND OVERLAPPING TAX AND ASSESSMENT DEBT 248,017,583$ OVERLAPPING GENERAL FUND OBLIGATION DEBT: Riverside County General Fund Obligations 736,427,761$ 3 179% 23,411,039$ Riverside County Pensions Obligations 375,100,000 3 179% 11,924,429 Riverside County Board of Education Certificate of Participation 7,240,000 3 179%230,160 Desert Sands Unified School District Certificates of Participation 65,970,000 28 535% 18,824,540 City of Palm Desert General Fund Obligation 5,225,000 100.000%5,225,000 Coachella Valley Recreation and Park District Certificates of Participation 2,400,000 23 059%553,416 Coachella Valley County Water District, ID No 71 Certificate of Participation 4,025,000 20 058%807,335 TOTAL GROSS OVERLAPPING GENERAL FUND OBLIGATION DEBT 60,975,919$ Less: Riverside County Self-Supporting Obligations 480,744 - TOTAL NET OVERLAPPING GENERAL FUND OBLIGATION DEBT 60,495,175$ GROSS COMBINED TOTAL DEBT 308,993,502 (2) NET COMBINED TOTAL DEBT 308,512,758 (1) Percentage of overlapping ageny's assessed valuation located within bondaries of city (2) Excludes tax revenue anticipation noted enterprise revenue mortage revenue and tax allocation bonds and non-bonded 196 (2) Excludes tax revenue anticipation noted, enterprise revenue, mortage revenue and tax allocation bonds and non-bonded capital lease obligations Ratios to 2009-10 Assessed Valualtions: Total Direct and Overlapping Tax and Assessment Debt 1 86% Ratios to Adjusted Valuations Combined Direct Debt ($5,225,000)0.11% Gross Combined Total Debt 6 40% Net Combined Total Debt 6 39% STATE SCHOOL BUILDING AID REPAYABLE AS OF 6/30/10 0$ Source: California Municipal Statistics, Inc , San Francisco 196 City of Palm Desert Legal Debt Margin Information Last Ten Fiscal Years Assessed Value 13,331,542,734$ Debt Limit (15% of Assessed Value) (1)1,999,731,410 Debt Applicable to Limit: General Obligation Bonds 1,719,000 Less: Amount set aside for repayment of general obligation debt - Total Debt Applicable to Limit 1,719,000 Legal debt margin 1,998,012,410$ 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 Debt Limit 967,521,240 1,084,078,030 1,200,179,536 1,306,436,757 1,397,304,489 1,582,592,579 1,783,572,979 1,971,408,152 2,076,172,690 1,999,731,410 Total Net debt applicable to limit - - - - - - 2,783,000 2,748,000 2,702,000 1,719,000 Legal debt margin 967,521,240 1,084,078,030 1,200,179,536 1,306,436,757 1,397,304,489 1,582,592,579 1,780,789,979 1,968,660,152 2,073,470,690 1,998,012,410 Total net debt applicable to the limit as a percentage of debt limit 0% 0% 0% 0% 0% 0% 0.16% 0.14% 0.13% 0.09% (1) Section 43605 of the California Government Code. Source California Municipal Statistic Inc. San Francisco FISCAL YEAR Legal Debt Margin Calculation for Fiscal Year 2010 197 197 City of Palm Desert Pledged-Revenue Coverage Last Ten Fiscal Years Special Special Fiscal Assessment Assessment Year Collections Principal Interest Coverage Collections Principal Interest Coverage 2001 5,471,643 2,485,000 3,436,552 0.9240 14,993,158 3,895,000 10,610,473 1 034 2002 4,623,412 2,295,000 2,730,780 0.9199 16,294,794 3,960,000 10,538,582 1.124 2003 4,495,603 1,930,000 2,451,363 1.0261 18,496,636 4,195,000 10,960,525 1 221 2004 4,606,935 1,790,000 2,161,283 1.1659 20,344,776 4,800,000 11,748,004 1 229 2005 2,878,134 2,073,000 1,483,245 0.8093 23,585,980 5,260,000 12,366,733 1 338 2006 a 2,788,698 1,645,000 1,378,548 0.9223 24,065,285 5,485,000 12,409,968 1 345 2007 a 4,444,967 1,972,000 3,464,355 0.8176 28,675,094 7,704,000 16,434,841 1.188 2008 6,245,888 1,635,000 c 5,414,793 0.8860 41,978,187 10,610,000 21,402,246 1 311 2009 d 8,486,467 2,816,000 5,666,827 1.0004 33,095,785 12,610,000 20,043,623 1 013 2010 e 6,304,563 3,793,000 5,515,677 0.6773 33,292,785 14,145,000 19,516,455 0 989 Notes: Details regarding the city's outstanding debt can be found in the notes to the financial statements. a - The city issued $50.51 million of special assessment bonds in fiscal year end 2007, and an additional $17.915 in fiscal year end 2008 from the same district. The RDA issued $284.37 million of debt of which $183.15 was new debt. b - Tax increment bonds are backed by property tax increment based on calculation provided by the Riverside County tax assessor office. Additional informantion on tax increment can be found in the notes to the financial statements. c - The 1997 91-1 Bonds was refunded in full on April 1, 2008, with Communities Facilities District no. 91-1 Improvement Special Tax Refunding Bonds Additional principal on note 14 reflects the total principal paid along with the refunded portion. d - The City issued $2.015 million dollars of the Energy Independence Program (AB811 Assessments) Limited Obligation Improvement Bonds (Taxable) The special assessment collection will commence during the fiscal year 2009-2010 with the first interest payment due on March 2, 2010. e - The City issued $1.136 million dollars of the Energy Independence Program (AB811 Assessments) Limited Obligation Improvement Bonds (Taxable) The special assessment collection will commence during the fiscal year 2010-2011 In addition the Palm Desert Financing Authority issued $5.225 million dollars of the Energy Independence Program Variiable Rate Demand Lease Revenue Bonds, Series 2009(Federally Taxable). Interest is paid monthly commencing August 2009 and Principal is paid annually on September 2 The first principal payment is due September 2, 2010. Tax Increment b Debt ServiceDebt Service Special Assessment Bonds 198 198 Last Ten Calendar Years Fiscal Percentage Per Capita City Riverside Percentage County Year City Increase Personal Personal Unemployment County Increase Unemployment End Population (Decrease)Income CY a b Income CY Rate c Population (Decrease)Rate c 2010 52,067 1.1% 2,513,151,788$ 48,268$ 8.8% 2,139,535 1.51% 14.65% 2009 51,509 1.2% 2,476,011,613 48,069 6.8% 2,107,653 0.93% 11.46% 2008 50,907 2.3% 2,439,420,309 47,919 4.1% 2,088,322 6.91%8.6% 2007 49,752 0.4% 2,132,710,348 42,867 3.6% 2,031,625 4.01%6.0% 2006 49,539 0.5% 2,097,434,084 42,339 2.9% 1,953,330 4.07%5.0% 2005 49,280 10.0% 2,066,437,521 41,933 3.1% 1,877,000 5.64%5.4% 2004 44,812 2.0% 1,772,405,266 39,552 3.5% 1,776,743 5.00%6.0% 2003 43,917 2.5% 1,657,414,199 37,740 3.8% 1,692,187 2.91%6.5% 2002 42,863 1.2% 1,573,796,241 36,717 3.7% 1,644,341 3.06%6.5% 2001 42,334 12.5% 1,739,444,000 41,089 3.2% 1,595,576 5.73%5.5% a - Personal income, population and per capita information provided by John E. Husing, Ph.D. Economics & Politics Inc ., Californa Department of Finance., and U.S. Census Bureau. b - Personal Income estimated based on average growth rate of previous four years. The growth rate factor used was 1.5%. Income data will be updated once the actual data is available. c - Unemployment rate for fiscal year 09/10 is based on annual information from State of California Employment Development Department Labor Market Information Division (not seasonally adjusted) Sources State Department of Finance, U.S. Dept of Labor, John E. Husing, PhD, Economics & Politics, Inc, State Employment Development Department City of Palm Desert Demographic & Economic Statistics 199 City of Palm Desert Principal Employers Current and Ten Years Ago Employer Employees Rank Percentage of Total City Employment Employer Employees Rank Percentage of Total City Employment JW Marriot-Desert Springs Resort 2,000 1 6.08% Universal Protection Services 1,500 2 4.56% Guthy Renker Corp.825 3 2.51% Securitas-Security Service USA 700 4 2.13% Desert ARC 400 5 1.22% WalMart Super Center 350 6 1.06% Marriott Desert Springs Villas 304 7 0.92% Macy's West 301 8 0.91% Toscana Country Club 300 9 0.91% Bighorn Golf Club 250 10 0.76% Totals 6,930 21%Totals - 0% (1) The information for 2001 is not available (2) As of June 30, 2010 Sources Cit o Palm Desert RDA thru In oUSA.com - Federal and State Government not included 2010 2 2001 1 200 y f f 200 City of Palm Desert Supplemental Miscellaneous Statistics June 30, 2010 City/ Municipal Government Form of Gorvernment:Council - City Manager/Charter City Date of Incorporation:November 26, 1973 Number of Employees 133 Full Time Employees Size of City 25.5 Square Miles Geographic Location: Located 117 miles east of Los Angeles and 515 miles south of San Francisco. Streets 159 paved street miles Number of Business Licenses 7,800 active business licenses Number of Hotels & Rooms 16 hotels, 2,216 rooms CONTRACT SERVICES: Police Department Contract with Riverside County Sheriff - 75 positions plus 19 support staff Fire Department Contract with Riverside County/State Fire 52 positions plus 5 Fire Prevention Staff Animal Control Riverside County Animal Services Water & Sewer: Coachella Valley Water District Trash Collection Burrtec - Waste Management Electric Southern Calif. Edison Gas Southern California Gas Telephone Verizon Airport Palm Springs International Airport Public Education 3 201 Elementary School (grades K - 5) 3 Middle School (grades 6 - 8) 1 High School (grades 9 - 12) 1 Community College - C.O.D. 1 CSUSB - Palm Desert Campus 1 UCR - Palm Desert Graduate Center 1 Insurance Coverage General Liability Coverage Calif. Joint Powers Insurance Authority 50 Million/Event (Excludes Earthquake & Flood) Excess Coverage: American Guarantee & Liab. Insurance Special Events Calif. Joint Powers Insurance Authority 1 Million Workers Compensation Calif. Joint Powers Insurance 5 Million Property Insurance Robert Driver Based on Prop. Value Health Insurance Medical California PERS; choice of PPO, HMO Dental Delta Dental Vision Vision Service Plan Disability Insurance Disability - Standard Insurance Company Life Standard Insurance Company Retirement California PERS - Public Employers Retirement System Source: City of Palm Desert 201 City of Palm Desert Full-time Equivalent City Government Employee's by Function / Program Last Ten Fiscal Years Function / Program 2010 * 2009 2008 2007 2006 2005 2004 2003 2002 2001 General Government City 31 49 49 51 53 52 51 51 48 45 Redevelopment Agency 25 19 19 19 19 19 18 18 15 11 Public Safety 26 35 35 35 28 28 28 32 30 31 Police & Fire (1)151 148 146 143 129 123 123 126 126 125 Public Works 49 53 52 44 49 39 39 39 36 35 Parks, recreation & culture 2 14 14 18 11 16 16 16 16 14 Totals 284 318 315 310 289 277 275 282 271 261 (1) The City operates as a "contract city" utilizing, primarily, agreement with other governmental entities, private firms and individuals to provide services. Contracted services include Police and Fire protection through the County of Riverside, Cal-Fire, animal control, health services, legal services and landscape maintenance. * As of June 2010 realignments were made due to budget cuts, retirements and layoffs Source City of Palm Desert Financial Plan, California Department of Forestry and Fire Protection, Riverside County Sheriffs Department 202 202 City of Palm Desert Operating Indicators by Function / Program Last Five Fiscal Years Function / Program 2010 2009 2008 2007 2006 General Government Business License Inspections 473 617 489 447 420 Contracted Services - Burrtec Waste (1) Refuse Collected (tons)51,483 58,198 67,940 73,467 71,820 Recyclables Collected 20,591 22,155 23,798 24,089 24,359 Public Safety Physical Arrests 1,342 1,446 1,550 1,430 543 Parking Violations 933 1,278 770 694 1,374 Traffic Violations 10,200 9,162 5,929 6,875 4,527 Emergency Responses-Fire Department 7,772 7,149 6,908 6,785 6,600 Fires Extinguished 171 147 154 241 928 Fire Inspections 4,825 8,248 4,267 5,934 1,845 Building Permits Issued 3,230 3,637 4,012 5,813 5,683 Building Inspections Conducted 14,080 18,040 26,401 33,215 29,925 Public Works Street Resurfacing (miles)8 13 17 9 11 Parks, recreation & culture Athletic Field Permits Issued 6,281 6,149 5,949 4,510 2,967 Amphitheater / Pavilions Permits Issued 226 133 133 84 81 Community Center Admissions 59,986 55,954 112,540 97,339 92,083 (1) The City operates as a "contract city" utilizing, primarily, agreement with other governmental entities, private firms and individuals to provide services. Contracted services include Police and Fire protection through the County of Riverside, animal control, health services, legal services and landscape maintenance. 203 Note: The City of Palm Desert chose to implement this schedule retroactively. Governments are encouraged, but not required, to implement retroactively. Ultimately, this schedule will include ten years. Sources Riverside County Sheriffs Dept., California State Department of Forestry & Fire Protection, City of Palm Desert, Coachella Valley Recreation & Park District, Burrtec Waste 203 City of Palm Desert Capital Asset Statistics by Function / Program Last Five Fiscal Years Function / Program 2010 2009 2008 2007 2006 General Government Contracted Services (1) Collection trucks 51 54 69 61 71 Public Safety - Police & Fire Police Stations 1 1 1 1 1 Police Sub Stations 2 2 2 2 2 Patrol Units-Cars 26 30 29 29 28 Patrol Units-Motorcycles 10 10 7 5 4 Fire Stations 3 3 3 3 3 Fire Trucks 4 plus 2 Reserved 4 plus 2 Reserved 4 plus 2 Reserved 4 plus 2 Reserved 4 plus 2 Reserved Ambulance 3 plus 1 Breathing Support 3 plus 1 Breathing Support 3 plus 1 Breathing Support 3 plus 1 Breathing Support 3 plus 1 Breathing Support Fire Prevention Pick-ups 3 3 3 3 3 Public Works Streets (miles)159 159 159 154.11 154.11 Traffic Signals 99 99 99 87 85 Parks, recreation & culture Acreage 201 212 200 200 200 Total Parks 13 14 13 13 11 Playgrounds 16 16 9 8 7 Baseball/softball diamonds 8 9 11 11 8 Soccer/football fields 9 9 7 7 5 Basketball Courts 11 11 9 9 6 Tennis Courts 10 10 10 10 8 Volleyball Courts 8 8 10 10 6 Community Centers 2 2 2 2 2 Skateboard Park 2 2 2 2 1 Commercial Office Space (Parkview Office Complex) Leaseable Space (square feet)50,322 50,322 50,322 50,322 50,322 Occupancy Rate 97%98%100%100%100% Number of Tenants by Type Government (State, local regional)10 11 11 10 9 Non-Profit 7 5 7 6 6 Private 6 7 6 8 8 Square Footage lease by tenant Government (State, local regional)34,617 34,617 34,402 33,298 32,457 Non-Profit 4,735 4,735 6,188 5,708 5,708 Private 10,212 10,212 9,732 11,316 10,836 Vacant 758 758 0 0 1,321 Municipal Golf Course Desert Willow Golf Resort 204 ( ) Courses - Fire Cliff and Mountain View 2 2 2 2 2 Holes 36 36 36 36 36 Golf Carts 160 160 160 160 160 Clubhouse square footage 33,000 33,000 33,000 33,000 33,000 Rounds per Course Fire Cliff 45,988 46,041 46,688 47,263 46,602 Mountain View 37,146 34,899 43,898 41,182 43,725 Total Annual Rounds 83,134 80,940 90,586 88,445 90,327 (1) The City operates as a "contract city" utilizing, primarily, agreement with other governmental entities, private firms and individuals to provide services. Contracted services include: Police and Fire protection through the County of Riverside, animal control, health services, legal services and landscape maintenance. Note: The City of Palm Desert chose to implement this schedule retroactively. Governments are encouraged, but not required, to implement retroactively. Ultimately, this schedule will include ten years. Sources: Riverside County Sheriffs Dept., California State Department of Forestry & Fire Protection, City of Palm Desert, Coachella Valley Recreation & Park District, Burrtec Waste 204 Supplemental Redevelopment Agency Statistical Section City of Palm Desert, California Note: This section is not required by GASB No. 44, however, City believes that statistical information is beneficial to the reader. 205 THIS PAGE INTENTIONALLY LEFT BLANK 206 Redevelopment Agency Project Areas COOK ST MONTEREY AVE FRED WARING DR PORTOLA AVE HOVLEY LN E STATE HWY 111 STATE HWY 74 FRANK SINATRA DR EL PASEO GERALD FORD DR WASHINGTON STELDORADO DR WARNER TRL HOVLEY LN W OASIS CLUB DR TAMARISK ROW DR CALIFORNIA AVE SAN PABLO AVEPARK VIEW DR MESA VIEW DR DEEP CANYON RD MAGNESIA FALLS DR DINAH SHORE DR COOK ST HAYSTACK RD TOWN CENTER WAY MONTEREY AVE PORTOLA AVE PORTOLA AVE GRAPEVINE ST SHADOW MOUNTAIN DR FAIRWAY DR HOVLEY LN EPORTOLA AVE FRED WARING DR COUNTRY CLUB DR FRANK SINATRA DR PORTOLA AVE COUNTRY CLUB DR MONTEREY AVE COOK ST INTERSTATE HWY 10 INTERSTATE HWY 10 Project Area No. 1Original1975 Project Area No. 1Added Territory1982 Project Area No. 31991 Project Area No. 21987 Project Area No. 41993 0 1 20.5 Miles Project Area No. 1 - Original (1975) Project Area No. 1 - Added Territory (1982) Project Area No. 2 (1987) Project Area No. 3 (1991) Project Area No. 4 (1993) City Limits City of Palm Desert July, 2004 City of Palm Desert RDA Project Area #1 and 1982 Annex FY 2010 Top Twenty Property Taxpayers Owner (Number of Parcels) Assessed Value $ Cumulative % (1) Business Description WEA Palm Desert (8) 139,023,138$ 20.9%800,000 sq. ft. Retail Shopping Mall Westfield Shopping Town Pru of Desert Crossing II LLC(11) 88,837,232$ 13.4% Major Commercial / Retail Buildings Elisabeth Stewart-Marrakesh CC (289) 84,773,231$ 12.8% Golf Course / Country Club Gardens SPE II (1) 78,791,600$ 11.9%Garden's at El Paseo up-scale retail shopping Center. Macys Calif (1) 30,094,846$ 4.5% Retail Store in Westfield Mall (Macy's) Harsch Investment Realty LLC(11) 29,931,589$ 4.5%Mix Commercial Buildings One-Eleven Town Center Shopping Center Bighorn Development (59) 29,887,753$ 4.5% Recreational / Residential Land Developer Colonnade on El Paseo (2) 20,377,657$ 3.1% El Paseo Village up-scale retail shopping Center. ARV Aassisted Living Inc (1) 19,547,714$ 2.9% Assissted Living Center 26 Del Sur Palms LLC (3) 18,154,977$ 2.7%Commercial Center Palms to Pines Ralphs/Washington Mutual Sears Roebuck & Company (1) 17,490,665$ 2.6% Westfield Mall (SearsParking Structure) McKenzie Prop Dev (4) 13,115,110$ 2.0% Vacant Residential Land Target Stores (1) 13,101,354$ 2.0% Commercial, Department Store Deep Canyon Partners (5) 12,248,207$ 1.8% Residential Structures Deep Canyon Tennis Club Palm Dundee One (2) 12,097,769$ 1.8% Commercial Shopping Center Orlo Styles (3) 11,600,872$ 1.7% Commercial Development Summit Cable Services of Georgia (1) 11,576,085$ 1.7% Residential Development L. Lee Bosley Trust (2) 11,407,808$ 1.7% Residential Land Bighorn Development Orin C Smith (1) 11,316,827$ 1.7% 2 Single Family Residences Bighorn C.C. Town Center Plaza (1) 11,325,459$ 1.7%Commercial Shopping Center Trader Joe's/Michaels Total Net Assessed Value 664,699,893$ 100% (1) Cumulative represents only the top twenty properties. Source: Muniservices LLC and Riverside County Assessor 2009/2010 Combined Tax Rolls 208 City of Palm Desert RDA Project Area #2 FY 2010 Top Twenty Property Taxpayers Owner (Number of Parcels) Assessed Value $ Cumulative % (1) Business Description Desert Springs Hotel (111)304,390,157$ 51.4% Marriott Desert Springs Resort 895 room Hotel Lakha Prop Palm Desert (9)32,436,000$ 5.5% Commercial, Food Store, Retail Palm Desert Funding (11)31,576,011$ 5.3% Vacant Commercial/Residential Land RST4 Tenant, Lessee (1)26,229,170$ 4.4%Courtyard 151 Room and Residence Inn 130 Room Hotels Sinatra & Cook Project (1)25,208,869$ 4.3% Vacant Commercial Land Palm Desert North 80 (2)21,516,954$ 3.6% Vacant Commercial Land City National Bank (65)16,912,814$ 2.9% Golf Course Timeshares Condominiums University Plaza Corp (5)15,777,488$ 2.7% Vacant Commercial Land SGH Partners (6)14,481,502$ 2.4% General Office Buildings Mathew V Johnson (2)11,600,636$ 2.0% Vacant Commercial Land Villas at Desert Springs (52)10,909,390$ 1.8% Time Share Condos/Villas (Shadow Ridge & Desert Springs Villas) Palm Desert Terracina (72)10,771,177$ 1.8% Vacant Residential Land Palm Desert University Village (2)10,332,677$ 1.7% Commercial Buildings - University Village Desert Falls Country Club Inc (6)10,013,095$ 1.7% Private Golf Course & Homes HCR ManorCare Pro 1 9 462 586 1.6%Assissted Livin Centerp ( ), ,g City of Palm Desert (24)8,923,529$ 1.5% Vacant Commercial Land Cook Ford (1)8,773,693$ 1.5% Office Buildings Shaw Palm Desert (25)8,443,714$ 1.4% Commercial Shopping Centers RJT Homes Catavina (2)7,577,022$ 1.3% Vacant Commercial Land WL Homes (3)6,386,620$ 1.1% Golf Course Timeshares Land Total Net Assessed Value 591,723,104$ 100% (1) Cumulative represents only the top twenty properties. Source: Muniservices LLC and Riverside County Assessor 2009/2010 Combined Tax Rolls 209 City of Palm Desert RDA Project Area #3 FY 2010 Top Twenty Property Taxpayers Owner (Number of Parcels) Assessed Value $ Cumulative % (1) Business Description Capri W. Canterra (1) 60,545,947$ 26.7% Multi Family Dwelling (Canterra Apts & Vacant land) Time Warner Entertainment Advance (4) 31,386,572$ 13.9% Cable Operator (Commercial Office Buildings) Sunrise IV Carlotta SL (1) 28,809,223$ 12.7%Senior Citizens Assisted Living Center(The Fountains) Burrtec Waste & Recycling (1) 11,581,792$ 5.1% Refuse Collection Base / Industrial Offices Business Park of the Desert (14) 8,960,162$ 4.0% Industrial / Commercial Business Park SAG Palm Desert (1) 8,697,395$ 3.8% Industrial / Commercial Business Park Northern Trust Bank of California (8) 7,898,312$ 3.5% Industrial / Commercial Business Park Desert Properties LLC (5) 6,703,814$ 3.0% Industrial Offices & Parking Lot Rancho Vista Apts (7) 6,440,455$ 2.8% Multi Family Dwellings (Rancho Vista Apts) Melanie Place (1) 6,401,501$ 2.8% Industrial / Commercial Business Park SMG 17 (1) 6,314,020$ 2.8% Business / Commercial Offices Lakes Country Club Assoc Inc (2) 5,664,410$ 2.5% Golf Course / Country Club 43100 Cook St (1) 5,579,077$ 2.5% Business / Commercial Offices Cook St. Office (1) 5,208,049$ 2.3%Business / Commercial Offices (Corner of Cook/Hovley St) Entravision Communications Corp (2) 4,861,482$ 2.1% KUNA-TV / Commercial Offices 4 758 188$/Lakeside Investment Properties (5)4,758,188$ 2.1% Mix Use Industrial/Commercial Buildings/Stores Veridian (1)4,484,000$ 2.0% Vacant Commercial Land Desert Art Properties (1)4,329,727$ 1.9% Industrial / Commercial Business Park Stor N Lock Partners 16 (1)3,941,587$ 1.7% Storage Facility (Stor-n-Lock) Eclectic Associates (1)3,809,076$ 1.7% Business / Commercial Offices Total Net Assessed Value 226,374,789$ 100% (1) Cumulative represents only the top twenty properties. Source: Muniservices LLC and Riverside County Assessor 2009/2010 Combined Tax Rolls 210 City of Palm Desert RDA Project Area #4 FY 2010 Top Twenty Property Taxpayers Owner (Number of Parcels) Assessed Value $ Cumulative % (1) Business Description Indian Ridge Country Club Inc. (37) 33,445,705$ 19.6% Indian Ridge Golf Course & Homes (Private) Ashford Park Holdings (1) 29,316,552$ 17.2% Multi-Family Dwellings (Desert Oasis Apts) Sure Save Storage Palm Desert (2) 13,248,965$ 7.8% Storage Facility Palm Desert SPE (4) 12,520,371$ 7.3% Multi-Family Dwellings (Palm Desert Apts) Desert Breezes Assoc (14) 8,293,022$ 4.9% Single-Family Dwellings Condos (Desert Breezes) PD Villas on the Green (1) 8,090,894$ 4.7%Multi-Family Dwellings (Villas on the Green, 55+Apts) PDCC Development LLC (17) 7,684,100$ 4.5% Palm Desert C.C. Golf Course & Clubhouse CT Woodhaven (4) 6,653,060$ 3.9% Golf Course / Country Club Redevelopment Agency, City of Palm Desert (2)6,339,679$ 3.7% City Corp Satellite Yard / Parking Lot SR Mutual Investment Corp. (7) 6,333,965$ 3.7% Palm Desert Resort Golf Course & Clubhouse Palm Desert Resort C.C. (26) 6,110,839$ 3.6% Palm Desert Country Club Golf Course & Clubhouse D R Horton Los Angeles (31) 5,283,882$ 3.1% Multiple Singe Family Residences (PDCC) Royal Palms Realty LLC (37) 4,490,456$ 2.6% Multi-Family Dwellings (Royal Palms Apts) First Interstate Bank of California (1) 3,707,521$ 2.2% Business / Commercial Offices Oasis Palm Desert H.O.A. (62) 3,458,569$ 2.0% Oasis Country Club Golf Course & Clubhouse Peggy M. Hoffman (2) 3,408,000$ 2.0% 2 Single Family Residences (Indian Ridge C.C.) Edward R. Chiuminatta (2) 3,373,457$ 2.0% Single Family Residence (Indian Ridge C.C.) Denver Braden (2) 3,040,798$ 1.8% 2 Single Family Residences (Indian Ridge C.C.) Sunrise Desert Partners (37) 2,971,479$ 1.7% Owners of Multiple Single Family Dwellings Robert Allen (2) 2,926,000$ 1.7% 2 Single Family Residences (Indian Ridge C.C.) Total Net Assessed Value 170,697,314$ 100% (1) Cumulative represents only the top twenty properties. Source: Muniservices LLC and Riverside County Assessor 2009/2010 Combined Tax Rolls 211 City of Palm Desert Project Area Statistics June 30, 2010 Description RDA 1 Ori inal RDA 1 Anne RDA 2 RDA 3 RDA 4 Date Project Area was Established July 16, 1975 November 25, 1981 July 15, 1987 July 17, 1991 July 19, 1993 Most Recent Amendment Date December 9, 2004 December 9, 2004 December 9, 2004 December 9, 2004 December 9, 2004 Effectiveness of Plan Pro ect Duration July 16, 2016 November 25, 2022 July 15, 2028 July 17, 2032 July 19, 2034 Repayment of Indebtedness July 16, 2026 November 25, 2032 July 15, 2038 July 17, 2042 July 19, 2044 Last Date to incur indebtedness Eliminated Eliminated Eliminated Eliminated Eliminated Eminent Domain July 16, 1987 November 25, 1993 July 15, 1999 July 17, 2003 July 19, 2005 800,000,000$ 1,548,428,449$ 150,000,000$ 287,796,915$ Types of Area in Project R, C, P R, C, P R, C, P, O R, I, C, P R, I, C, P Acreage Size of Project Area 580 5,240 2,927 764 2,260 R = Residential, C= Commercial, P= Public Facilities, I= Industrial, O= Other (1) Top figures are unadjusted limits and bottom figures are adjusted limits per Consumers Price Index set by the Bureau of Labor Statistics for RDA 2. 600,000,000$ Bonded Debt Limits (1) none 200,000,000$ 100,000,000$ 135,000,000$ Redevelopment Plan Limitations: Tax Increment Limit (1) 758,000,000$ 500,000,000$ 360,000,000$ 212 Source: Palm Desert Redevelopment Agency 212 City of Palm Desert Redevelopment Agency Tax Allocation Bond Issue Information June 30, 2010 DESCRIPTION $22,070,000 Tax Allocation Bonds $19,000,000 Tax Allocation Bonds $24,945,000 Tax Allocation Bonds $62,300,000 Tax Allocation Revenue $32,600,000 Tax Allocation Revenue Years 28 27 21 24 11 Bond Issue Date 03/13/02 08/05/03 06/24/04 07/06/06 01/09/07 Final Maturity Date 04/01/30 04/01/30 04/01/25 04/01/30 04/01/18 Highest Interest Rate 5 100% 5 000% 5 000% 5 820% 5 000% Bond Issue Amount 22,070,000$ 19,000,000$ 24,945,000$ 62,320,000$ 32,600,000$ Outstanding Bond Amount 22,070,000$ 19,000,000$ 19,830,000$ 53,870,000$ 25,420,000$ Call Premium 0 - 2 00% 0 00% 0 00% 0 00% 0 00% Bond Insurer MBIA MBIA AMBAC MBIA MBIA Reserve Requirement (1) 2,804,344 950,000 2,430,750 13,117,662 13,116,979 Reserve Balance (1) (1) (1) (1) (1) (1) Called Bonds -$ -$ -$ -$ -$ Principle due 10/11 - 0 1,130,000 2,320,000 2,625,000 Interest Due 10/11 1,114,665 950,000 974,313 2,974,259 1,201,625 Arbritage Yield Rate 5 2939% 4 8571% 4 7961% 4 7182% 3 8374% Arbritage-Amount Owed - - - - - Arbritage Five Year Due Date: 04/13/12 08/05/13 06/24/14 07/06/11 01/09/12 DESCRIPTION $17,310,000 Tax Allocation Revenue Bonds $15,745,000 Tax Allocation Revenue Bonds $67,600,000 Tax Allocation Revenue Bonds $4,745,000 Tax Allocation Bonds $15,050,000 Tax Allocation Revenue Years 20 30 30 30 35 Bond Issue Date 07/17/02 03/26/03 07/25/06 08/05/03 07/25/06 Final Maturity Date 08/01/22 08/01/33 08/01/36 04/01/33 04/01/41 Highest Interest Rate 5 000% 5 00% 6 10% 5 13% 6 10% Bond Issue Amount 17,310,000$ 15,745,000$ 67,618,213$ 4,745,000$ 15,059,526$ Outstanding Bond Amount 12,660,000$ 15,745,000$ 67,340,585$ 4,020,000$ 15,647,978$ Call Premium 0 - 2 00% 1 - 2 00% 0 00% 2 00% 0 00% Bond Insurer MBIA MBIA AMBAC MBIA MBIA Reserve Requirement (1) 1,324,750 769,006 5,309,825 297,953 1,034,250 Reserve Balance (1)(1) (1) (1) (1) (1) Called Bonds -$ -$ -$ -$ Principle due 10/11 720,000 - 1,790,000 105,000 170,000 Interest Due 10/11 581,498 769,006 2,589,956 189,848 570,204 Arbritage Yield Rate 4 7043% 4 9502% 5 2580% 4 9358% 5 3626% Arbritage-Amount Owed - - - - - Arbritage Five Year Due Date: 07/17/12 03/26/13 07/25/11 08/05/13 07/25/11 PROJECT AREA #1 PROJECT AREA #3PROJECT AREA #2 213 HOUSING FUND DESCRIPTION $11,020,000 Tax Allocation Revenue Bonds $15,695,000 Tax Allocation Revenue Bonds $19,273,089 Tax Allocation Revenue $48,760,000 Tax Allocation Revenue Bonds $12,100,000 Tax Allocation Revenue Bonds $86,155,000 Tax Allocation Revenue Years 30 30 28 30 30 20 Bond Issue Date 03/01/98 11/28/01 07/25/06 01/01/98 09/05/02 02/07/07 Final Maturity Date 10/01/28 10/01/31 10/01/34 10/01/27 10/01/31 10/01/27 Highest Interest Rate 5 00% 4 80% 5 56% 5 10% 4 90% 5 00% Bond Issue Amount 11,020,000$ 15,695,000$ 19,273,089$ 48,760,000$ 12,100,000$ 86,155,000$ Outstanding Bond Amount 8,355,000$ 13,895,000$ 19,703,593$ 2,995,000$ 10,335,000$ 78,085,000$ Call Premium 0 - 2 00% 0 - 2 00% 0 00% 0 - 2 00% 1 - 2 00% 0 00% Bond Insurer MBIA MBIA MBIA MBIA MBIA MBIA Reserve Requirement (1)768,020 482,890 3,740,843 572,500 767,625 7,887,224 Reserve Balance (1)(1) (1) (1) (1) (1) (1) Called Bonds 105,000$ -$ -$ -$ -$ -$ Principle due 10/11 130,000 320,000 435,000 1,460,000 285,000 3,135,000 Interest Due 10/11 426,665 639,909 662,658 113,250 481,298 3,606,438 Arbritage Yield Rate 5 2271% 4 9464% 5 1111% 5 1343% 4 8290% 4 1830% Arbritage-Amount Owed - - - - - - Arbritage Five Year Due Date:10/01/12 11/28/11 07/25/11 10/01/12 09/05/12 02/07/12 (1) A surety bond was issued by MBIA Insurance, future reserve balance's will be zero. Source City of Palm Desert and Redevelopment Agency PROJECT AREA #4 213 City of Palm Desert FY 2009/2010 Breakdown of Basic 1% Property Tax Levy Rates Redevelopment Project Areas RATE Taxing Agency RDA 1 Original RDA 1 1982 Annex RDA 2 RDA 3 RDA 4 County General 28.40700453% 28.30180084% 26.60558373% 25.5563064% 21.91479610% County Library 2.75046814% 2.89268563% 2.95555097% 2.8149967% 2.82897170% County Fire 5.92093838% 6.22708999% 6.36241455% 6.0598470% 6.08992835% City of Indian Wells Annex 0.00000000%0.00000616%0.00000000% 0.00000000%0.00000000% Supervisor Road District 4 0.00000000%0.00007516%0.00000000% 0.00000000%0.00000000% City of Palm Desert 0.00000000%2.25679571% 4.85307892% 4.25223894% 8.68170866% Rancho Mirage Library 0.00000000%0.01396623%0.00000000% 0.00000000% 0.00000000% Rancho Mirage Fire Asmt 0.00000000%0.03006509%0.00000000% 0.00000000% 0.00000000% Desert Sands Unified School District 36.51673718% 36.92838889% 22.25684737% 37.37343452% 37.55894476% Palm Springs Unified School District 0.00000000% 0.00000000%12.36344573%0.00000000% 0.00000000% Desert Community College 7.58804112% 8.04857391% 8.15381878% 7.76606146% 7.80461151% County Superintendent of Schools 4.12828236% 4.37883652% 4.43609559% 4.22513419% 4.24611066% Riverside County Reg Park & Open Space 0.42968742% 0.42845039% 0.40245477% 0.38657812% 0.44196642% Coachella Valley Public Cemetary 0.34269204% 0.30143479% 0.20887203% 0.35073150% 0.35247557% Palm Springs Public Cemetary 0.00000000%0.02854740% 0.07331448%0.00000000% 0.00000000% Desert Hospital 2.01307402% 1.28228895% 1.81618954% 1.16073449%0.00000000% Coachella Valley Mosquito & Vector Control 1.38085381% 1.46466267% 1.48381600% 1.41324962% 1.42026725% Coachella Valley Recreation & Park 2.08849947% 1.83705568% 1.27293720% 2.13749790% 2.14810999% Coachella Valley Water District 2.75890183% 2.92549508% 2.96461239% 2.82362731% 2.88092946% Coachella Valley Resource Cons 0.00000000%0.02139135% 0.03800706% 0.03099578% 0.03637750% Coachella Valley Imp District 80 2.18227103% 0.98494417%0.00000000%0.07408075% 0.00257178% Coachella Valley Water District Storm Water Unit 3.49254869% 1.64744538% 3.75296088% 3.57448533% 3.59223028% ERAF RDV 0.00000000% 0.00000000% 0.00000000% 0.00000000% 0.00000000% General Purpose Basic 1% Rate 100.00000000% 100.00000000% 100.00000000% 100.00000000% 100.00000000% Source: Palm Desert Redevelopment Agency, Tax Increment Calculations & County of Riverside 214 City of Palm Desert Historical Tax Increment Summary Redevelopment Project Area #1 - Original Last Ten Fiscal Years FY 2010 2009 2008 2007 2006 Secured/Unsecured 9,559,527$ 9,587,028$ 9,112,173$ 8,618,586$ 7,996,533$ Supplemental 110,042 30,362 330,285 255,077 817,902 SBE (Utility)330,667 361,150 362,009 358,243 280,131 Total Gross Increment 10,000,236 9,978,539 9,804,467 9,231,907 9,094,566 Low/Mod Housing Set Aside (2,000,047) (1,995,708) (1,960,893) (1,829,832) (1,803,116) Tax Increment Less Low/Mod 8,000,189 7,982,832 7,843,574 7,402,075 7,291,450 Total Pass-Throughs (850,953) (885,352) (841,237) (724,021) (830,846) SB 2557 Charges (119,449) (92,168) (86,539) (82,749) (78,987) Net Tax Increment Agency (2)7,029,786$ 7,005,311$ 6,915,798$ 6,595,305$ 6,381,617$ FY 2005 2004 2003 2002 2001 Secured/Unsecured 7,406,602$ 6,934,754$ 6,503,515$ 6,360,760$ 6,199,196$ Supplemental 200,879 151,075 49,849 104,267 140,667 SBE (Utility)300,931 297,098 288,489 285,323 292,520 Total Gross Increment 7,908,412 7,382,927 6,841,853 6,750,350 6,632,383 Low/Mod Housing Set Aside (1,561,352) (1,455,810) (1,348,011) (1,328,643) (1,305,693) Tax Increment Less Low/Mod 6,347,059 5,927,117 5,493,842 5,421,707 5,326,690 Total Pass-Throughs (1)(279,854) (316,366) (696,443) (922,984) 0 SB 2557 Charges (101,653) (103,877) (101,797) (107,137) (103,919) Net Tax Increment Agency (2)5,965,552$ 5,506,874$ 4,695,602$ 4,391,586$ 5,222,771$ (1) RDA Project Area 1 does not have Total Pass-Throughs with the exception of FY 1991/92. (2) Net Tax Increment Agency does not include Debt Service payments. Sources: City of Palm Desert, Tax Increment Calculations & County of Riverside $0 $1,500,000 $3,000,000 $4,500,000 $6,000,000 $7,500,000 $9,000,000 2010 2009 2008 2007 2006 3.35%6.97% Percentage represents change from prior year. 4.86%1.29%.35% 215 City of Palm Desert Historical Tax Increment Summary Redevelopment Project Area # 1 - Amended Last Ten Fiscal Years FY 2010 2009 2008 2007 2006 Secured/Unsecured 40,394,226$ 42,187,053$ 40,030,758$ 36,240,089$ 31,237,832$ Supplemental 1,501,116 310,030 2,644,698 3,587,825 5,644,432 SBE (Utility)295,078 320,911 280,014 255,476 167,752 Total Gross Increment 42,190,420 42,817,994 42,955,470 40,083,390 37,050,016 Low/Mod Housing Set Aside (8,438,084) (8,563,599) (8,591,094) (7,949,224) (7,350,269) Tax Increment Less Low/Mod 33,752,336 34,254,395 34,364,376 32,134,166 29,699,746 Total Pass-Throughs (19,409,560) (20,165,002) (20,349,225) (18,869,733) (17,382,480) SB 2557 Charges (491,441) (391,166) (368,824) (337,271) (298,669) Net Tax Increment Agency (1)13,851,336$ 13,698,227$ 13,646,327$ 12,927,162$ 12,018,598$ FY 2005 2004 2003 2002 2001 Secured/Unsecured 27,778,894$ 25,247,194$ 22,967,677$ 19,826,224$ 15,969,365$ Supplemental 1,502,190 886,454 910,786 2,011,351 1,352,695 SBE (Utility)142,166 144,829 136,296 134,804 138,207 Total Gross Increment 29,423,250 26,278,477 24,014,759 21,972,379 17,460,268 Low/Mod Housing Set Aside (5,811,002) (5,182,761) (4,733,721) (4,330,166) (3,440,490) Tax Increment Less Low/Mod 23,612,248 21,095,716 19,281,038 17,642,213 14,019,778 Total Pass-Throughs (13,463,639) (11,740,730) (10,523,374) (9,583,446) (7,339,195) SB 2557 Charges (368,240) (364,672) (346,155) (321,551) (257,820) Net Tax Increment Agency (1)9,780,369$ 8,990,314$ 8,411,509$ 7,737,217$ 6,422,763$ (1) Net Tax Increment Agency does not include Debt Service payments. Sources: City of Palm Desert, Tax Increment Calculations Worksheets & County of Riverside $0 $3,000,000 $6,000,000 $9,000,000 $12,000,000 $15,000,000 $18,000,000 2010 2009 2008 2007 2006 Percentage represents change from prior year. 7.56%22.88% 5.56%.38%1.12% 216 City of Palm Desert Historical Tax Increment Summary Redevelopment Project Area # 2 Last Ten Fiscal Years FY 2010 2009 2008 2007 2006 Secured/Unsecured 17,726,474$ 19,400,296$ 17,779,922$ 15,816,298$ 13,756,558$ Supplemental 958,429 216,957 1,121,602 1,332,272 1,553,145 SBE (Utility)93,124 101,056 81,421 70,380 39,774 Total Gross Increment 18,778,027 19,718,309 18,982,945 17,218,950 15,349,478 Low/Mod Housing Set Aside (3,755,605) (3,943,662) (3,796,589) (3,414,421) (3,043,663) Tax Increment Less Low/Mod 15,022,421 15,774,648 15,186,356 13,804,529 12,305,815 Total Pass-Throughs (7,331,058) (7,665,640) (7,598,015) (6,846,307) (6,072,950) SB 2557 Charges (215,165) (179,911) (163,443) (146,845) (131,163) Net Tax Increment Agency (1)7,476,199$ 7,929,096$ 7,424,898$ 6,811,376$ 6,101,702$ FY 2005 2004 2003 2002 2001 Secured/Unsecured 12,629,958$ 11,717,869$ 10,422,746$ 8,575,348$ 7,816,649$ Supplemental 698,023 812,847 548,517 257,896 391,197 SBE (Utility)23,747 25,689 22,768 22,519 23,088 Total Gross Increment 13,351,728 12,556,405 10,994,031 8,855,763 8,230,934 Low/Mod Housing Set Aside (2,636,969) (2,477,550) (2,167,507) (1,743,454) (1,621,091) Tax Increment Less Low/Mod 10,714,759 10,078,855 8,826,524 7,112,309 6,609,843 Total Pass-Throughs (5,459,600) (4,683,769) (4,320,158) (3,296,575) (2,790,025) SB 2557 Charges (166,884) (168,655) (156,494) (138,491) (125,482) Net Tax Increment Agency (1)5,088,275$ 5,226,431$ 4,349,872$ 3,677,242$ 3,694,336$ (1) Net Tax Increment Agency does not include Debt Service payments. Sources: City of Palm Desert, Tax Increment Calculations Worksheets $0 $1,500,000 $3,000,000 $4,500,000 $6,000,000 $7,500,000 $9,000,000 $10,500,000 2010 2009 2008 2007 2006 Percentage represents change from prior year. 11.63%9.01% 19.92% 6.79%-5.71% 217 City of Palm Desert Historical Tax Increment Summary Redevelopment Project Area #3 Last Ten Fiscal Years FY 2010 2009 2008 2007 2006 Secured/Unsecured 4,537,360$ 4,499,995$ 3,924,542$ 3,402,301$ 2,858,918$ Supplemental 301,307 236,572 454,199 185,346 607,706 SBE (Utility)12,900 13,956 9,990 6,910 3,147 Total Gross Increment 4,851,567 4,750,524 4,388,731 3,594,557 3,469,772 Low/Mod Housing Set Aside (970,313) (950,105) (877,746) (712,606) (688,513) Tax Increment Less Low/Mod 3,881,254 3,800,419 3,510,985 2,881,951 2,781,259 Total Pass-Throughs (2,213,071) (2,214,109) (2,173,895) (1,806,340) (1,750,650) SB 2557 Charges (1)(54,958) (42,288) (36,007) (31,526) (27,207) Net Tax Increment Agency 1,613,225$ 1,544,022$ 1,301,083$ 1,044,084$ 1,003,402$ FY 2005 2004 2003 2002 2001 Secured/Unsecured 2,137,750$ 2,040,874$ 1,359,556$ 1,204,009$ 1,028,201$ Supplemental 261,674 150,716 79,744 130,497 47,444 SBE (Utility)763 1,001 731 723 742 Total Gross Increment 2,400,187 2,192,591 1,440,031 1,335,229 1,076,387 Low/Mod Housing Set Aside (474,397) (432,653) (283,930) (263,165) (211,984) Tax Increment Less Low/Mod 1,925,790 1,759,938 1,156,101 1,072,064 864,403 Total Pass-Throughs (1,197,599) (899,766) (448,489) (183,986) (548,192) SB 2557 Charges (1)(28,204) (29,324) (20,379) (19,405) (16,469) Net Tax Increment Agency (2)699,987$ 830,848$ 687,233$ 868,673$ 299,742$ (1) Data for SB 2557 Charges is available from FY 1993/94. Sources: City of Palm Desert, Tax Increment Calculations Worksheets $0 $300,000 $600,000 $900,000 $1,200,000 $1,500,000 $1,800,000 $2,100,000 2010 2009 2008 2007 2006 Percentage represents change from prior year. 4.05%43.35% 24.61% 18.67%-6.43% 218 City of Palm Desert Historical Tax Increment Summary Redevelopment Project Area # 4 Last Ten Fiscal Years FY 2010 2009 2008 2007 2006 Secured/Unsecured 12,923,345$ 13,712,549$ 13,518,052$ 12,117,535$ 10,483,484$ Supplemental 308,182 140,937 1,013,384 1,296,818 2,197,486 SBE (Utility)54,666 59,245 43,558 34,914 15,009 Total Gross Increment 13,286,193 13,912,731 14,574,994 13,449,266 12,695,978 Low/Mod Housing Set Aside (2,657,239) (2,782,546) (2,914,999) (2,667,385) (2,519,237) Tax Increment Less Low/Mod 10,628,955 11,130,185 11,659,995 10,781,881 10,176,742 Total Pass-Throughs (7,400,665) (7,784,441) (8,032,775) (7,426,842) (6,778,536) SB 2557 Charges (1)(156,747) (127,300) (124,107) (112,342) (99,794) Net Tax Increment Agency 3,071,543$ 3,218,444$ 3,503,113$ 3,242,697$ 3,298,411$ FY 2005 2004 2003 2002 2001 Secured/Unsecured 9,017,457$ 8,044,541$ 7,275,223$ 6,205,401$ 4,612,165$ Supplemental 694,864 318,307 411,994 854,021 829,389 SBE (Utility)2,036 3,641 1,952 1,930 1,979 Total Gross Increment 9,714,357 8,366,489 7,689,169 7,061,353 5,443,533 Low/Mod Housing Set Aside (1,919,081) (1,650,181) (1,516,029) (1,392,274) (1,073,936) Tax Increment Less Low/Mod 7,795,276 6,716,308 6,173,140 5,669,078 4,369,597 Total Pass-Throughs (5,145,220) (3,569,212) (3,863,556) (3,747,180) (3,640,563) SB 2557 Charges (1)(118,954) (115,583) (109,024) (99,981) (73,853) Net Tax Increment Agency 2,531,102$ 3,031,513$ 2,200,560$ 1,821,917$ 655,182$ (1) Data for SB 2557 Charges is available from FY 1995/96. Sources: City of Palm Desert, Tax Increment Calculations Worksheets $0 $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 2010 2009 2008 2007 2006 Percentage represents change from prior year. -1.69%30.32%8.03%-8.13%-4.56% 219 City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 1 - Original Last Ten Fiscal Years FY 2010 2009 2008 2007 2006 Secured: (1) Land 249,715,896$ 241,759,729$ 233,208,647$ 216,759,847$ 209,051,600$ Improvements 613,769,221 610,061,698 584,395,005 552,604,613 515,092,610 Personal Property 3,399,575 5,000,717 4,856,393 6,825,265 7,420,696 Penalty 0 0 0 0 0 Less Other Exempt (898,089) (455,200) (1,570,949) (760,295) (610,338) Less Home Owner Value (49,000) (70,000) (63,000) (70,000) (70,000) Less B Inv. Value 0 0 0 0 0 Total Net Assessed Taxable Secured Value 865,937,603 856,296,944 820,826,096 775,359,430 730,884,568 Unsecured: Land 99 1,267 1,245 1,220 396 Improvements 63,627,182 69,008,584 60,185,535 56,536,963 48,736,306 Personal Property 53,892,307 60,792,341 57,684,012 57,404,440 47,480,402 Penalty 0 0 0 0 0 Less Other Exempt (68,471) (66,749) (56,785) (32,652) (32,573) Total Net Assessed Taxable Unsecured Value 117,451,117 129,735,443 117,814,007 113,909,971 96,184,531 Total Net Assessed Taxable Value 983,388,720$ 986,032,387$ 938,640,103$ 889,269,401$ 827,069,099$ FY 2005 2004 2003 2002 2001 Secured: (1) Land 193,066,855$ 180,571,588$ 175,028,644$ 171,440,095$ 167,254,618$ Improvements 468,555,559 430,563,506 403,984,613 389,716,686 381,168,647 Personal Property 4,909,559 2,970,008 3,290,180 3,824,393 4,621,105 Penalty 0 0 0 2,536 61,938 Less Other Exempt (730,777) (100) 0 0 0 Less Home Owner Value (70,000) (77,000) (75,600) (70,000) (49,000) Less B Inv. Value 0 0 0 0 0 Total Net Assess xable Secured V 665,731,196 614,028,002 582,227,837 564,913,710 553,057,308Total Net Assessed Taxable Secured Value 665,731,196 614,028,002 582,227,837 564,913,710 553,057,308 Unsecured: Land 156,701 174,128 201,461 229,626 191,925 Improvements 51,133,704 52,581,364 48,916,729 52,533,594 47,281,799 Personal Property 51,093,465 54,158,601 46,472,846 44,331,125 44,847,382 Penalty 0 0 0 1,592,700 2,089,768 Less Other Exempt (39,043) (57,842) (57,121) (58,570) (61,394) Total Net Assessed Taxable Unsecured Value 102,344,827 106,856,251 95,533,915 98,628,475 94,349,480 Total Net Assessed Taxable Value 768,076,023$ 720,884,253$ 677,761,752$ 663,542,185$ 647,406,788$ (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations 220 City of Palm Desert Change in Taxable Values Redevelopment Project Area # 1 - Original 2010 versus 2009 FY 2010 2009 % Change Secured: (1) Land 249,715,896$ 241,759,729$ 3.3% Improvements 613,769,221$ 610,061,698$ 0.6% Personal Property 3,399,575$ 5,000,717$ -32.0% Penalty 0$ 0$ 0.0% Less Other Exempt (898,089)$ (455,200)$ 97.3% Less Home Owner Value (49,000)$ (70,000)$ -30.0% Total Net Assessed Taxable Secured Value 865,937,603$ 856,296,944$ 1.1% Unsecured: Land 99$ 1,267$ -92.2% Improvements 63,627,182$ 69,008,584$ -7.8% Personal Property 53,892,307$ 60,792,341$ -11.4% Penalty 0$ 0$ 0.0% Less Other Exempt (68,471)$ (66,749)$ 2.6% Total Net Assessed Taxable Unsecured Value 117,451,117$ 129,735,443$ -9.5% Total Net Assessed Taxable Value 983,388,720$ 986,032,387$ -0.3% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations 221 City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 1 - Amended Last Ten Fiscal Years FY 2010 2009 2008 2007 2006 Secured: (1) Land 1,556,322,273$ 1,646,837,956$ 1,548,363,317$ 1,404,883,142$ 1,221,817,819$ Improvements 3,138,650,280 3,216,329,372 3,098,549,660 2,848,708,294 2,548,978,946 Personal Property 2,462,676 4,295,752 4,850,231 5,159,912 5,081,062 Penalty 0 0 0 0 0 Less Other Exempt (86,825,212) (86,439,305) (84,042,297) (71,117,424) (75,212,626) Less Home Owner Value (29,699,188) (30,414,878) (30,606,235) (30,941,142) (30,902,546) Less B Inv Value 0 0 0 0 Total Net Assessed Taxable Secured Value 4,580,910,829 4,750,608,897 4,537,114,676 4,156,692,782 3,669,762,655 Unsecured: Land 623 56,456 714 781 0 Improvements 33,207,261 37,501,662 36,438,840 38,277,529 33,710,842 Personal Property 59,544,019 67,485,677 62,971,014 57,326,123 51,779,049 Penalty 0 0 0 0 0 Less Other Exempt (7,874,926) (11,366,822) (7,990,591) (3,164,410) (6,306,859) Total Net Assessed Taxable Unsecured Value 84,876,977 93,676,973 91,419,977 92,440,023 79,183,032 Total Net Assessed Taxable Value 4,665,787,806$ 4,844,285,870$ 4,628,534,653$ 4,249,132,805$ 3,748,945,687$ 2005 2004 2003 2002 2001 Secured: (1) Land 1,099,974,404$ 1,037,831,772$ 964,043,115$ 887,797,124$ 746,195,135$ Improvements 2,322,285,503 2,109,457,532 1,966,604,300 1,742,745,364 1,493,036,846 Personal Property 4,080,748 3,722,255 4,822,804 4,009,942 3,266,563 Penalty 0 0 0 31,999 159,145 Less Other Exempt (72,356,678) (50,011,055) (50,251,474) (55,711,920) (47,407,077) Less Home Owner Value (31,114,156) (30,819,292) (28,898,212) (28,025,997) (27,838,129) Less B Inv Value 0 0 0 0 0 Total Net Assessed Taxable Secured Value 3,322,869,821 3,070,181,212 2,856,320,533 2,550,846,512 2,167,412,483 Unsecured: Land 1,449 9,581 135,778 143,855 52,422 Improvements 33,165,394 32,087,933 29,960,052 26,976,720 27,217,181 Personal Property 53,234,502 56,477,588 46,150,607 42,134,507 40,144,238 Penalty 0 0 0 494,612 673,565 Less Other Exempt (6,430,836) (8,791,155) (8,632,424) (9,613,037) (10,316,419) Total Net Assessed Taxable Unsecured Value 79,970,509 79,783,947 67,614,013 60,136,657 57,770,987 Total Net Assessed Taxable Value 3,402,840,330$ 3,149,965,159$ 2,923,934,546$ 2,610,983,169$ 2,225,183,470$ (1) Secured values include State assessed data Source: County of Riverside, County Auditor Controller, Assessed Valuations 222 City of Palm Desert Change in Taxable Value Redevelopment Project Area # 1 - Amended 2010 versus 2009 FY 2010 2009 % Change Secured: (1) Land 1,556,322,273$ 1,646,837,956$ -5.5% Improvements 3,138,650,280$ 3,216,329,372$ -2.4% Personal Property 2,462,676$ 4,295,752$ -42.7% Penalty 0$ 0$ 0.0% Less Other Exempt (86,825,212)$ (86,439,305)$ 0.4% Less Home Owner Value (29,699,188)$ (30,414,878)$ -2.4% Total Net Assessed Taxable Secured Value 4,580,910,829$ 4,750,608,897$ -3.6% Unsecured: Land 623$ 56,456$ -98.9% Improvements 33,207,261$ 37,501,662$ -11.5% Personal Property 59,544,019$ 67,485,677$ -11.8% Penalty 0$ 0$ 0.0% Less Other Exempt (7,874,926)$ (11,366,822)$ -30.7% Total Net Assessed Taxable Unsecured Value 84,876,977$ 93,676,973$ -9.4% Total Net Assessed Taxable Value 4,665,787,806$ 4,844,285,870$ -3.7% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations 223 City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 2 Last Ten Fiscal Years FY 2010 2009 2008 2007 2006 Secured: (1) Land 566,073,734$ 633,335,921$ 587,058,715$ 521,340,003$ 414,088,670$ Improvements 1,268,066,132 1,367,855,491 1,276,315,674 1,137,488,315 1,043,768,419 Personal Property 670,711 866,004 590,836 6,592,802 6,930,907 Penalty (2)0 0 0 0 Less Other Exempt (8,919,361) (7,964,045) (9,550,463) (7,655,384) (3,292,024) Less Home Owner Value (3,673,600) (3,724,000) (3,735,200) (3,752,000) (3,752,000) Less B Inv. Value 0 0 0 0 Total Net Assessed Taxable Secured Value 1,822,217,616 1,990,369,371 1,850,679,562 1,654,013,736 1,457,743,972 Unsecured: Land 0 2,542 0 0 0 Improvements 14,071,375 18,201,638 5,343,621 6,215,099 4,187,472 Personal Property 34,842,003 29,865,376 20,391,298 19,806,418 12,129,847 Penalty 0 0 0 0 0 Total Net Assessed Taxable Unsecured Value 48,913,378 48,069,556 25,734,919 26,021,517 16,317,319 Total Net Assessed Taxable Value 1,871,130,994$ 2,038,438,927$ 1,876,414,481$ 1,680,035,253$ 1,474,061,291$ FY 2005 2004 2003 2002 2001 Secured: (1) Land 377,500,739$ 338,504,943$ 298,852,366$ 268,700,076$ 254,353,602$ Improvements 964,730,831 915,313,076 830,436,695 675,455,198 615,751,576 Personal Property 8,309,969 7,136,535 7,539,988 6,840,530 6,545,424 Penalty (2)0 0 0 0 0 Less Other Exempt (3,133,357) (2,979,597) (2,823,135) (2,767,781) (1,213,512) Less Home Owner Value (3,689,000) (3,316,600) (2,853,200) (2,639,000) (2,623,600) Less B Inv. Value 0 0 0 0 0 Total Net Assessed Taxable Secured Value 1,343,719,182 1,254,658,357 1,131,152,714 945,589,023 872,813,490 Unsecured: Land 0 0 0 0 0 Improvements 3,853,947 4,482,615 2,799,545 2,910,472 2,417,234 Personal Property 13,891,105 11,486,746 7,626,600 8,438,055 5,921,587 Penalty 0 0 0 115,676 46,458 Total Net Assessed Taxable Unsecured Value 17,745,052 15,969,361 10,426,145 11,464,203 8,385,279 Total Net Assessed Taxable Value 1,361,464,234$ 1,270,627,718$ 1,141,578,859$ 957,053,226$ 881,198,769$ (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations 224 City of Palm Desert Change in Taxable Value Redevelopment Project Area # 2 2010 versus 2009 FY 2010 2009 % Change Secured: (1) Land 566,073,734$ 633,335,921$ -10.6% Improvements 1,268,066,132$ 1,367,855,491$ -7.3% Personal Property 670,711$ 866,004$ -22.6% Penalty 0$ 0$ 0.0% Less Other Exempt (8,919,361)$ (7,964,045)$ 12.0% Less Home Owner Value (3,673,600)$ (3,724,000)$ -1.4% Less B Inv. Value 0$ 0$ 0.0% Total Net Assessed Taxable Secured Value 1,822,217,616 1,990,369,371 -8.4% Unsecured: Land 0$ 2,542$ 0.0% Improvements 14,071,375$ 18,201,638$ -22.7% Personal Property 34,842,003$ 29,865,376$ 16.7% Penalty 0$ 0$ 0.0% Total Net Assessed Taxable Unsecured Value 48,913,378 48,069,556 1.8% Total Net Assessed Taxable Value 1,871,130,994$ 2,038,438,927$ -8.2% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations 225 City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 3 Last Ten Fiscal Years FY 2010 2009 2008 2007 2006 Secured: (1) Land 125,790,120$ 134,147,217$ 119,422,958$ 114,253,170$ 103,496,559$ Improvements 424,745,043 418,977,238 375,240,496 333,347,161 298,197,384 Personal Property 5,011,721 3,308,454 3,629,771 3,893,071 3,890,560 Penalty 0 0 0 0 0 Less Other Exempt (20,847,823) (20,782,445) (19,251,214) (19,311,510) (20,251,190) Less Home Owner Value (2,371,600) (2,331,000) (2,203,600) (2,206,400) (2,046,800) Total Net Assessed Taxable Secured Value 532,327,461 533,319,464 476,838,411 429,975,492 383,286,513 Unsecured: Land 0 0 0 0 370 Improvements 14,220,568 18,796,505 17,795,034 13,109,332 12,424,085 Personal Property 54,874,036 45,622,109 45,542,975 44,899,884 38,091,911 Penalty 0 0 0 0 0 Less Other Exempt (534,431) (549,632) (402,531) (437,726) (434,582) Total Net Assessed Taxable Unsecured Value 68,560,173 63,868,982 62,935,478 57,571,490 50,081,784 Total Net Assessed Taxable Value 600,887,634$ 597,188,446$ 539,773,889$ 487,546,982$ 433,368,297$ FY 2005 2004 2003 2002 2001 Secured: (1) Land 91,523,675$ 83,600,129$ 76,423,641$ 70,984,182$ 67,042,691$ Improvements 243,139,587 221,590,995 176,923,362 167,824,429 149,512,375 Personal Property 3,152,374 1,581,880 1,224,360 1,221,819 1,739,556 Penalty 0 0 0 255 40,255 Less Other Exempt (19,430,222) (3,149,364) (2,977,801) (2,868,530) (2,651,190) Less Home Owner Value (1,974,000) (1,912,400) (1,750,000) (1,687,000) (1,762,600) Total Net Assessed Taxable Secured Value 316,411,414 301,711,240 249,843,562 235,475,155 213,921,087 Unsecured: Land 2,138 2,138 2,213 29,325 29,992 Improvements 9,635,015 13,245,112 8,281,641 11,021,570 11,069,151 Personal Property 35,730,772 37,209,995 26,061,080 21,453,363 24,808,691 Penalty 0 0 0 904,695 1,176,179 Less Other Exempt (455,101) (470,220) (459,656) (646,953) (424,328) Total Net Assessed Taxable Unsecured Value 44,912,824 49,987,025 33,885,278 32,762,000 36,659,685 Total Net Assessed Taxable Value 361,324,238$ 351,698,265$ 283,728,840$ 268,237,155$ 250,580,772$ (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations 226 City of Palm Desert Change in Taxable Values Redevelopment Project Area # 3 2010 versus 2009 FY 2010 2009 % Change Secured: (1) Land 125,790,120$ 134,147,217$ -6.2% Improvements 424,745,043$ 418,977,238$ 1.4% Personal Property 5,011,721$ 3,308,454$ 51.5% Penalty 0$ 0$ 0.0% Less Other Exempt (20,847,823)$ (20,782,445)$ 0.3% Less Home Owner Value (2,371,600)$ (2,331,000)$ 1.7% Total Net Assessed Taxable Secured Value 532,327,461 533,319,464 -0.2% Unsecured: Land 0$ 0$ 0.0% Improvements 14,220,568$ 18,796,505$ -24.3% Personal Property 54,874,036$ 45,622,109$ 20.3% Penalty 0$ 0$ 0.0% Less Other Exempt (534,431)$ (549,632)$ -2.8% Total Net Assessed Taxable Unsecured Value 68,560,173 63,868,982 7.3% Total Net Assessed Taxable Value 600,887,634$ 597,188,446$ 0.6% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations 227 City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 4 Last Ten Fiscal Years FY 2010 2009 2008 2007 2006 Secured: (1) Land 571,851,472$ 612,342,380$ 589,549,492$ 538,079,392$ 480,264,736$ Improvements 1,299,807,730 1,338,202,248 1,340,102,309 1,253,230,590 1,145,343,698 Personal Property 3,272,357 3,221,691 4,306,781 895,558 1,037,306 Penalty (2)0 0 0 0 0 Less Other Exempt (3,073,279) (3,034,308) (3,046,149) (2,814,993) (2,988,924) Less Home Owner Value (14,991,200) (15,250,200) (15,577,800) (15,797,600) (15,874,600) Less B Inv Value Total Net Assessed Taxable Secured Value 1,856,867,080 1,935,481,811 1,915,334,633 1,773,592,947 1,607,782,216 Unsecured: Land 0 0 0 0 0 Improvements 1,383,594 1,404,311 1,372,786 1,581,231 1,606,970 Personal Property 6,284,727 6,296,641 6,712,170 7,973,923 10,276,814 Penalty (2)0 0 0 0 0 Total Net Assessed Taxable Unsecured Value 7,668,321 7,700,952 8,084,956 9,555,154 11,883,784 Total Net Assessed Taxable Value 1,864,535,401$ 1,943,182,763$ 1,923,419,589$ 1,783,148,101$ 1,619,666,000$ FY 2005 2004 2003 2002 2001 Secured: (1) Land 423,136,913$ 387,894,896$ 363,532,124$ 336,601,532$ 295,636,937$ Improvements 1,060,291,261 1,000,472,990 943,610,707 861,691,896 742,772,488 Personal Property 1,039,548 903,523 1,176,104 1,269,934 1,085,189 Penalty (2)0 0 0 91,675 32,666 Less Other Exempt (2,213,136) (2,236,588) (2,005,855) (1,924,780) (1,240,153) Less Home Owner Value (16,083,200) (16,032,800) (15,162,000) (14,604,800) (14,263,200) Less B Inv Value 0 0 0 0 Total Net Assessed Taxable Secured Value 1,466,171,386 1,371,002,021 1,291,151,080 1,183,125,457 1,024,023,927 Unsecured: Land 0 0 0 0 0 Improvements 2,043,627 1,172,618 1,610,760 1,878,576 2,018,343 Personal Property 4,639,732 3,438,910 6,790,656 8,053,034 8,071,994 Penalty (2)0 0 0 70,495 31,283 Total Net Assessed Taxable Unsecured Value 6,683,359 4,611,528 8,401,416 10,002,105 10,121,620 Total Net Assessed Taxable Value 1,472,854,745$ 1,375,613,549$ 1,299,552,496$ 1,193,127,562$ 1,034,145,547$ (1) Secured values include State assessed data Source: County of Riverside, County Auditor Controller, Assessed Valuations 228 City of Palm Desert Change in Taxable Values Redevelopment Project Area # 4 2010 versus 2009 FY 2010 2009 % Change Secured: (1) Land 571,851,472$ 612,342,380$ -6.6% Improvements 1,299,807,730$ 1,338,202,248$ -2.9% Personal Property 3,272,357$ 3,221,691$ 1.6% Penalty 0$ 0$ 0.0% Less Other Exempt (3,073,279)$ (3,034,308)$ 1.3% Less Home Owner Value (14,991,200)$ (15,250,200)$ -1.7% Less B Inv. Value 0$ 0$ 0.0% Total Net Assessed Taxable Secured Value 1,856,867,080 1,935,481,811 -4.1% Unsecured: Land 0$ 0$ 0.0% Improvements 1,383,594$ 1,404,311$ -1.5% Personal Property 6,284,727$ 6,296,641$ -0.2% Penalty 0$ 0$ 0.0% Total Net Assessed Taxable Unsecured Value 7,668,321 7,700,952 -0.4% Total Net Assessed Taxable Value 1,864,535,401$ 1,943,182,763$ -4.0% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations 229 THIS PAGE INTENTIONALLY LEFT BLANK 230