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HomeMy WebLinkAboutComplete CAFR 2011 COMPREHENSIVE ANNUAL FINANCIAL REPORT of the CITY OF PALM DESERT, CALIFORNIA For the Fiscal Year Ended June 30, 2011 Prepared by the Finance Department City Treasurer/Director of Finance Paul S. Gibson, CCMT Assistant Finance Director Jose Luis Espinoza, CPA Finance Staff (in alphabetical order by positions and names) ACCOUNTING TECHNICIAN II James Bounds ACCOUNTING TECHNICIAN II Horacio Celaya ACCOUNTING TECHNICIAN II Sharon Christiansen ACCOUNTING TECHNICIAN II Diana Leal ADMINISTRATIVE SECRETARY Niamh Ortega BUSINESS LICENSE TECHNICIAN II Rob Bishop DEPUTY CITY TREASURER Thomas Jeffrey G.I.S. TECHNICIAN John Urkov INFORMATION SYSTEMS MANAGER Clayton von Helf INFORMATION SYSTEMS TECHNICIAN Troy Kulas INFORMATION SYSTEMS TECHNICIAN Ray Santos MANAGEMENT ANALYST II Jenny Barnes SENIOR FINANCIAL ANALYST Anthony Hernandez SENIOR OFFICE ASSISTANT Claudia Jaime i CITY OF PALM DESERT TABLE OF CONTENTS JUNE 30, 2011 Page Number INTRODUCTORY SECTION Table of Contents i Letter of Transmittal vii GFOA Certificate of Achievement for Excellence in Financial Reporting xii List of Principal Officials xiii Organization Chart xiv FINANCIAL SECTION AUDITORS' REPORT Independent Auditors' Report 1 MANAGEMENT’S DISCUSSION AND ANALYSIS 3 BASIC FINANCIAL STATEMENTS Exhibit A - Statement of Net Assets 15 Exhibit B - Statement of Activities 16 Exhibit C - Balance Sheet - Governmental Funds 20 Exhibit D - Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Assets 23 Exhibit E - Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds 24 Exhibit F - Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities 26 Exhibit G - Statement of Net Assets - Proprietary Funds 27 Exhibit H - Statement of Revenues, Expenses and Changes in Fund Net Assets - Proprietary Funds 28 ii CITY OF PALM DESERT TABLE OF CONTENTS (CONTINUED) JUNE 30, 2011 Page Number BASIC FINANCIAL STATEMENTS (CONTINUED): Exhibit I - Statement of Cash Flows - Proprietary Funds 29 Exhibit J - Statement of Fiduciary Assets and Liabilities - Agency Funds 31 Notes to Basic Financial Statements 33 REQUIRED SUPPLEMENTARY INFORMATION Schedule 1 - Schedules of Funding Progress: Cal PERS Defined Benefit Plan 121 Other Post-Employment Benefit Plan 121 Schedule 2 - Budgetary Comparison Schedule - General Fund 123 Schedule 3 - Budgetary Comparison Schedule - Prop A Fire Tax Special Revenue Fund 124 Note to Required Supplementary Information 125 SUPPLEMENTARY SCHEDULES General Fund: 127 Schedule 4 - Budgetary Comparison Schedule by Department - General Fund 128 Other Governmental Funds - Combining Statements: 133 Schedule 5 - Combining Balance Sheet - Other Governmental Funds 134 Schedule 6 - Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Other Governmental Funds 135 Other Governmental Funds - Other Special Revenue: 137 Schedule 7 - Combining Balance Sheet - Other Special Revenue Funds 140 Schedule 8 - Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Other Special Revenue Funds 144 iii CITY OF PALM DESERT TABLE OF CONTENTS (CONTINUED) JUNE 30, 2011 Page Number SUPPLEMENTARY SCHEDULES (CONTINUED) Schedule 9 - Schedules of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual - Special Revenue Funds: A. Traffic Safety 148 B. Gas Tax 149 C. Housing Mitigation Fees 150 D. Community Development Block Grant 151 E. Public Safety Police Grants 152 F. El Paseo Assessment District 153 G. City-Wide Business License 154 H. Landscape and Lighting Districts No. 1-17 155 Other Governmental Funds - Other Debt Service: 157 Schedule 10 - Balance Sheet - Other Debt Service Fund 158 Schedule 11 - Statement of Revenues, Expenditures and Changes in Fund Balance - Other Debt Service Fund 159 Other Governmental Funds - Other Capital Projects: 161 Schedule 12 - Combining Balance Sheet - Other Capital Projects Funds 162 Schedule 13 - Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Other Capital Projects Funds 166 Agency Funds: 171 Schedule 14 - Combining Statement of Assets and Liabilities - All Agency Funds 172 Schedule 15 - Combining Statement of Changes in Assets and Liabilities - All Agency Funds 173 iv CITY OF PALM DESERT TABLE OF CONTENTS (CONTINUED) JUNE 30, 2011 Page Number STATISTICAL SECTION Description of Statistical Section 175 Financial Trends Net Assets by Component 176 Changes in Net Assets 177 Fund Balances of Governmental Funds 179 Changes in Fund Balances of Governmental Funds 180 Graphs - Changes in Fund Balances of Governmental Funds 181 Supplemental Historical General Fund Revenues 182 Supplemental Graph - Historical General Fund Revenues 183 Supplemental Historical General Fund Expenditures 184 Supplemental Graph - Historical General Fund Expenditures 185 Supplemental Historical General Revenue and Expenditures Per Capita 187 Revenue Capacity Assessed Value and Estimated Actual Value of Taxable Property 188 Historical Net Assessed Taxable Values Citywide and Graph - Assessed Valuation Growth 189 Supplemental FY 2011 and 2010 Breakdown of Basic 1% Property Tax Rate Not in Redevelopment Project Area 190 Property Tax Rates Direct and Overlapping Property Tax Rates 191 Principal Property Taxpayers 192 Property Tax Levies and Collections 193 Supplemental Top 25 Sales Tax Generators and Graph - Historical Sales Tax Trends 194 Supplemental Taxable Sales by Category 195 Supplemental Principal Sales Tax Remitters 196 Debt Capacity Ratios of Outstanding Debt by Type 197 Ratios of General Bonded Debt Outstanding 198 Supplemental Special Assessment Information 199 Direct and Overlapping Government Activities Debt 200 Legal Debt Margin Information 201 Pledged-Revenue Coverage 202 v CITY OF PALM DESERT TABLE OF CONTENTS (CONTINUED) JUNE 30, 2011 Page Number STATISTICAL SECTION (CONTINUED) Demographic and Economic Information Demographic and Economic Statistics 203 Principal Employers 204 Supplemental Miscellaneous Statistics 205 Operating Information Full-time Equivalent City Government Employee’s by Function/Program 206 Operating Indicators by Function/Program 207 Capital Asset Statistics by Function/Program 208 SUPPLEMENTAL REDEVELOPMENT AGENCY STATISTICAL SECTION Redevelopment Agency Project Area Map 211 FY 2011 Top Twenty Property Taxpayers: Project Area No. 1 and 1982 Annex 212 Project Area No. 2 213 Project Area No. 3 214 Project Area No. 4 215 Project Area Statistics 216 Tax Allocation Bond Issue Information 217 FY 2010/2011 Breakdown of Basic 1% Property Tax Levy Rates 218 Historical Tax Increment Summary: Redevelopment Project Area No. 1 - Original 219 Redevelopment Project Area No. 1 - Amended 220 Redevelopment Project Area No. 2 221 Redevelopment Project Area No. 3 222 Redevelopment Project Area No. 4 223 Historical Net Assessed Taxable Values: Redevelopment Project Area No. 1 - Original 224 Change in Taxable Values: Redevelopment Project Area No. 1 - Original 225 Historical Net Assessed Taxable Values: Redevelopment Project Area No. 1 - Amended 226 Change in Taxable Values: Redevelopment Project Area No. 1 - Amended 227 vi CITY OF PALM DESERT TABLE OF CONTENTS (CONTINUED) JUNE 30, 2011 Page Number SUPPLEMENTAL REDEVELOPMENT AGENCY STATISTICAL SECTION (CONTINUED) Historical Net Assessed Taxable Values: Redevelopment Project Area No. 2 228 Change in Taxable Values: Redevelopment Project Area No. 2 229 Historical Net Assessed Taxable Values: Redevelopment Project Area No. 3 230 Change in Taxable Values: Redevelopment Project Area No. 3 231 Historical Net Assessed Taxable Values: Redevelopment Project Area No. 4 232 Change in Taxable Values: Redevelopment Project Area No. 4 233 vii December 16, 2011 Citizens of the City of Palm Desert, Honorable Mayor and Members of the City Council The Comprehensive Annual Financial Report (CAFR) of the City of Palm Desert for the fiscal year ended June 30, 2011, is submitted herewith. This report was prepared by the City’s Finance Department. Management assumes full responsibility for the completeness and reliability of the information contained in this report, based upon a comprehensive framework of internal control established for this purpose. Because the cost of internal control should not exceed anticipated benefits, the objective is to provide reasonable, rather than absolute, assurance that the financial statements are free of any material misstatements. It is the policy of the City of Palm Desert to have an annual audit performed by an independent certified public accountant. The independent audit of the City’s financial statements for fiscal year ended June 30, 2011, was conducted by White Nelson Diehl Evans, LLP as appointed by the City Council. The auditor’s unqualified (“clean”) opinion on the basic financial statements is included in the Financial Section of this report. As part of the City’s annual audit engagement, the auditors reviewed the City’s internal control structure as well as compliance with applicable laws and regulations. The results of the City’s annual audit for fiscal year ended June 30, 2011, provided no instances of material weaknesses in connection with the internal control structure or significant violations of applicable laws and regulations. As recipients of federal, state and county financial resources, the City of Palm Desert is required to undergo an annual single audit. When applicable, information related to this single audit, including the schedule of expenditures of federal awards, findings and recommendations, and auditor’s reports on the internal control structure and compliance with applicable laws and regulations, is included in a separately issued report. For the fiscal year ended June 30, 2011, the City is required to have a single audit performed. Management’s discussion and analysis (MD&A) immediately follows the independent auditor’s report and provides a narrative introduction, overview, and analysis of the basic financial statements. MD&A complements this letter of transmittal and should be read in conjunction with it. Citizens of the City of Palm Desert, Honorable Mayor and Members of the City Council December 16, 2011 viii CAFR Structure The format and content of this report is presented in three sections: Introductory Section - provides the reader with the organizational structure of the City, its services, and operating environment. This section includes a title page, table of contents, a letter of transmittal, an organizational chart, a list of the City of Palm Desert’s elected and appointed officials, and the certificates of award from the Government Finance Officers Association of the United States and Canada. Financial Section - presents the City’s independent auditor’s report on the Basic Financial Statements, the Management’s Discussion and Analysis (MD&A), the Basic Financial Statements, the notes to the financial statements, the Required Supplementary Information (RSI), and the non-major supplementary schedules. Statistical Section - provides the reader with additional historical financial data and other information concerning the City. PROFILE OF THE CITY OF PALM DESERT Located in Riverside County in the geographical center of the Coachella Valley, Palm Desert was incorporated on November 26, 1973, as a General Law City. Fourteen years later, on November 4, 1997, voters overwhelmingly approved Measure LL adopting a city charter. Under the provisions of the charter, the City of Palm Desert has full authority over its own municipal affairs including: bidding and contracting procedures; regulation of parks, libraries, and other facilities; certain fees; imposition of taxes; municipal zoning; salaries of officials and employees; municipal utilities; and municipal election procedures. The City of Palm Desert operates under a Council-Manager form of government. The City Council consists of five members elected by the residents of the City. Council terms are four years, and elections occur in November during even-numbered years. Each November, the City Council selects the Mayor from among its members for a one-year term. The City Council appoints the City Manager and the City Attorney. The City operates as a “contract city”, primarily utilizing agreements with other governmental entities, private firms, and individuals to provide many services. Contracted services include: police and fire protection through the County of Riverside; animal control; road maintenance and construction services; legal services; landscape maintenance; and recreation program services. The City is a member of the California Joint Powers Insurance Authority that provides insurance coverage for the City. Waste and recycling services are provided under a franchise agreement with Burrtec Waste and Recycling Services. The City provides traditional municipal, public enterprise, and redevelopment services as follows: Citizens of the City of Palm Desert, Honorable Mayor and Members of the City Council December 16, 2011 ix Municipal Services Public Enterprise Services Public improvements, infrastructure and maintenance Golf course Public art and community promotion Office complex Planning, zoning, building and engineering Internal service Housing and community development Code enforcement and inspections Blended & Discrete Component Economic development, business support and energy Units conservation PD Redevelopment Agency Legislative, city clerk, visitor center, public information PD Financing Authority General administration, fiscal services, human resources, PD Housing Authority and risk management PD Recreational Facilities Corp. PD Parking Authority The City maintains budgetary controls. The objective of these budgetary controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the City Council. Activities of the General, Special Revenue, Debt Service, and Capital Project Funds are included in the annual appropriated budget. Budgetary amounts for Debt Service, Capital Projects, and certain Special Revenue Funds are adopted annually, however, these budgets are considered to be long-term in nature. The City also maintains an encumbrance accounting system of purchase orders and contracts at the fund level as a means of accomplishing budgetary control. Open encumbrances are reported as a reservation of fund balance at the end of each fiscal year. Purchase orders are reviewed to ensure that funds are available and that requests are properly authorized prior to being released to vendors. The adopted budget for fiscal year 2010-2011 was prepared in accordance with accounting principles generally accepted in the United States of America. As reflected in the statements and schedules included in the financial section of this report, the City continues to meet its responsibility for sound financial management. LOCAL ECONOMY The City comprises an area of approximately 26 square miles and, as of January 1, 2011, has a population of 49,111, according to data provided by the California Department of Finance. In addition to permanent residents, approximately 20,000 seasonal residents make Palm Desert their home for three to six months each year. The City of Palm Desert has cultivated a sound foundation of general fund revenues including sales tax, transient occupancy tax, licenses and permits, property tax, and investment earnings. Tourism and sales tax are the City’s main revenue sources. Citizens of the City of Palm Desert, Honorable Mayor and Members of the City Council December 16, 2011 x As a balanced community where economic, environmental, social, and cultural development flourishes, Palm Desert is a much sought-after place to visit and reside. The first city in Riverside County to create a public art program, Palm Desert is home to numerous cultural attractions including: the McCallum Theatre for the Performing Arts, a 1,127-seat theater which hosts some of the biggest names and well-known productions in show business; The Living Desert wildlife and botanical park, a 1,200-acre facility containing a wide array of plants and animals from desert regions around the world; and the Palm Desert Art in Public Places program, a museum without walls, featuring more than 100 works of art on permanent display throughout the City. Palm Desert’s active, five-star accredited Chamber of Commerce has more than 1,100 members who work to promote, support, and enhance business prosperity, civic vitality, and the quality of life within their community. Noted for its extensive array of retail options, including the world famous upscale shopping destination of El Paseo, the City is home to a variety of malls and retail centers including Westfield Palm Desert, Desert Crossing, The Gardens on El Paseo, and El Paseo Village. The internationally acclaimed Desert Willow Golf Resort, one of the nation’s premier municipal courses, boasts 36 holes of championship golf and stunning scenery in close proximity to first-class hotel accommodations and fine dining. In addition to being the home of the Coachella Valley’s only community college, College of the Desert, Palm Desert is the location of two new recently opened satellite campuses for California State University, San Bernardino and the University of California, Riverside. Both of these institutions of higher learning offer multiple options for degree programs and continuing education. The State of California Employment Development Department Labor Market Information Division reported that the City of Palm Desert had an unemployment rate of 8.67% compared to Riverside County, which had a rate of 14.44%. The City’s balanced foundation of tourism, culture, and education has strengthened the City’s labor force as the County tries to rebound from its current economic crisis. LONG-TERM FINANCIAL PLANNING In June 2011 the City Council approved a total of $5.99 million in funding for various capital improvement projects for the fiscal year of 2011-2012. Projects include traffic signals, sidewalk repairs and construction, accessibility improvements, street widening, improving drainage areas, a new aquatic facility, and renovations at Desert Willow Golf Resort and two local fire stations. With all these projects slated for the next fiscal year, it is evident that the City of Palm Desert is committed to promoting tourism, business, culture, and education in an effort to maintain the high quality of life that the entire community enjoys. xiii CITY OF PALM DESERT List of Principal Officials as of June 30, 2011 City Council - Manager Form of Government CITY COUNCIL JEAN M. BENSON Mayor ROBERT A. SPIEGEL Mayor Pro-Tempore CINDY FINERTY JAN C. HARNIK WILLIAM R. KROONEN Council Member Council Member Council Member CITY ADMINISTRATION JOHN M. WOHLMUTH City Manager City Attorney - Best, Best & Krieger David J. Erwin Assistant City Manager for Redevelopment Agency/Housing Justin McCarthy Director of Finance/City Treasurer Paul S. Gibson REDEVELOPMENT AGENCY JOHN M. WOHLMUTH Executive Director FUNCTIONAL ORGANIZATION CHART xi v City Attorney Litigation / Advise City Dept. on Legal Matters Corporate Secretary to : City Council Redevelopment Agency Board Housing Authority Board Prepare Agendas & Minutes Legal Notices Ordinances & Resolutions Public Records, Contracts, Deeds Legislative Historic Documents Proclamations & Certificates Summons & Subpoenas Application & Appointments Records Maintenance Legislative Tracking Library Oversight Administration Local Filing Officer Conflict of Interest Campaign Statements Fair Political Practices Duties Municipal Elections Oaths of Office Initiative/Other Petitions Elections City Clerk General Training Employee Relations New Employee Orientation Benefits & Compensation Employee Assistance Program New Hires(application/interview/testing) Perfomance Appraisals Discipline/Grievances Compliance with State/Federal Laws COBRA Class/Comp. Surveys Workers Compensation Claims Retirements Human Resources Special Events Franchise Contract Oversight Public Safety Commitee Disaster Preparedness Coordinator Cal-OSHA Compliance Safety Programs Liability Claims Crossing Guards Coordinator Facilities/Equip. Inspection Risk Management Community Services City Manager Special Events Cadet/Explorer Program P.A.C.T. Program Motorcycle Patrol Canine Narcotics Task Force Special Investigation Gang Suppression Forensic Services Crime Prevention Homicides & Assaults Domestic Violence Dispatch Operations D.A.R.E Program Accident Investigation Traffic Patrol Police Department Fire Prevention Fire Marshall Building Review & Inspections Paramedics Search & Rescue Volunteer Fire Fighters Training Special Events Children Safety Programs Dispatch Fire Department Police & FireDepartment Contracted with County Sheriff Contracted with County Fire/State C.D.F. Annual Financial Statement General Ledger Reconciliation Grants Receivables and Control Redevelopment Project Accounting CDBG and Housing Accounting Golf Course and Office Complex Accounting Accounting Purchasing Accounts Payables Process Police & Fire Purchase Orders/Payments Process Vendor Payments Audit Payment Process Centralized Supplies City-wide Dues to Organizations General Services Cash Receipts Accounts Receivables Trust Deposits Investments Banking Services Business License Collection Trancient Occupancy Tax Collection Bank Accounts Reconciliation Treasury & Cash Management Analyze needs & Specify Systems Assist with PC Hardware & Software Support Local Area Networks (LANs) Support & Run City Computer Business System Support City Telephone System Support Golf Course Computers/Telephone Support Library, Fire & Police Computers/Software Administer Internet Systems (Electronic mail, web site) Geographical Information System Mapping (G.I.S.) Telephone Payments Copier Repair/Maintenance/ Payments Information Services City Payroll Preparation & Distribution City Internal Audits Annual City & Agency Budget Preparation Revenue & Expenditure Monitoring Financial Forecasting Administer Outside Agency Committee Administer Audit/Finance/Investment Committee Management & Support Finance Director/Treasurer Financing of Projects Redevelopment Implementation Specific Five-Year Plans Acquisition & Development Construction Management Public Parking Lots Development Agreements Infrastructure Improvements Housing Development Renovation of Apartment Units Adaptive Reuse for Existing Structures Business Outreach/Development Business Attraction & Retention Industry/Demographic Research & Analysis Bus. Loan Improvement Program Economic Development Redevelopment Agency Rental Assistance Acquistion & Development Affordable Monitoring Neighborhood Clean-ups Self-help Housing Rehab Loans Relocation Assistance Property Management Mobile Home Rentals Emergency Shelter Grants Housing Authority City Special Events Summer Concerts Promote City Tourism Community Calendar Promotions & Advertising Visitor Information Center Redevelopment/Housing/Economic Assistant City Manager Planning Counter Environmental Review Development Review Zoning Review Planning Commission Administration Architect Review Commission Admin. General & Specific Plan Coordination Future Use Planning Planning Division Complaint Response Animal Control Commercial Code Enforcement Sign Code Enforcement Abandoned Vehicles Nuisance Abatement Recreation Vehicle & illegal Parking Golf Cart Inspection Program County Health Department Issues Business License Enforcement Code Enforcement rt in Public Places Community Development Building Permit Counter Structural Plan Check Disabled Accessibility State Building Code Compliance Construction Inspections Occupancy Inspections Plumbing & Mechanical Plan Check Electrical Plan Check Dangerous & Abandoned Buildings Substandard Housing Building & Safety Public Works Development Services City Manager City Manager RDA Executive Dir. Operations Overview/ Project Overview/Energy Management Personnel/Budget/Policy Development/Citizen & Business Inquiries Committee and Commissions Planning Commission / Architect Review Commission Public Safety / Technology / Legislative / Rent Review / Investment Golf Course / Landscape / Park & Recreation / RDA Project Area / Housing MAYOR and CITY COUNCIL RESIDENTS OF THE CITY OF PALM DESERT FUNCTIONAL ORGANIZATION CHART xv Clerical Support Radio Dispatch Purchasing Grants/Contract tracking General Administrative support Provide map & plan checking Analyze & condition development projects Issue street work permits Review environmental impact reports Development Services Coordinate & monitor CIP implementation Advocate & promote City's position on regional transportation CIP Represent City on regional transportation issues at CVAG, SCAG & RCTC Transportation Services Administration Tree trimming, planting, removal, watering, fertilization Pesticide & fungicide Tree staking Street Trees Street sweeping Street repair Pothole repair Sidewalk repairs Crack sealing Overlays Slurry seals Curb & gutter repairs Cross gutter repairs Storm drain/ channel cleaning Roadway maintenance Grafitti removal Painting Weed abatement Hazardous waste Emergency response City-owned vacant parcel maintenance Environmental sanitation Building Maintenance Streets & Building Maint. Landscape Plan Review (public & private) Landscape maintenance New Capital Projects design & construction Urban forestry Water conservation programs Special projects (Earth Day, Arbor Day) Training of City & private landscape crews Landscape Services Acquisition/replacement of City vehicles Tracking maint. Fueling Vehicle maint. Fleet Maint. Review traffic studies & reports Detours & striping plan check Traffic signal design & operation Arterial neighborhood traffic plans Traffic engineering Develop project scope & budget Contract administration of design consultants Prepaire plans & specs for CIP Define deferred & preventative maintenance needs Right-of-way acquisition Street abandonments Property management Flood control & storm water runoff Design engineering Contract administration of construction contracts Inspection of all projects in public right-of-way Survey services Review of plans and specs of public projects for constructability Construction engineering Engineering Painted striping Raised pavement markers Painted curbs Street & regulatory signs Traffic signals Street lighting Safety cones & barricades Utilities Traffic Signals Transportation Create Parks Administer contracts New Walking & Bike Trails Park & Recreation Committe Parks & Recreation PUBLIC WORKS xvi THIS PAGE INTENTIONALLY LEFT BLANK 2875 Michelle Drive, Suite 300, Irvine, CA 92606 • Tel: 714.978.1300 • Fax: 714.978.7893 Offices located in Orange and San Diego Counties - 1 -  INDEPENDENT AUDITORS' REPORT To the Honorable Mayor and Members of the City Council City of Palm Desert, California We have audited the accompanying financial statements of the governmental activities, the business-type activities, the discretely presented component unit, each major fund and the aggregate remaining fund information of the City of Palm Desert, California, as of and for the year ended June 30, 2011, which collectively comprise the City's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the City of Palm Desert's management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control over financial reporting. Accordingly, we express no such opinion. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, the discretely presented component unit, each major fund and the aggregate remaining fund information of the City of Palm Desert as of June 30, 2011, and the respective changes in financial position and cash flows, where applicable thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. As described in Note 11, the City has implemented the provisions of Governmental Accounting Standards Board Statement Number 54, “Fund Balance Reporting and Governmental Fund Type Definitions”, for the year ended June 30, 2011. As explained further in Note 20, the California State Legislature has enacted legislation that is intended to provide for the dissolution of redevelopment agencies in the State of California. The effects of this legislation are uncertain pending the result of certain lawsuits that have been initiated to challenge the constitutionality of this legislation.  - 2 -  In accordance with Government Auditing Standards, we have also issued our report dated December 16, 2011, on our consideration of the City of Palm Desert's internal control over financial reporting and on our tests of its compliance with certain laws, regulations, contracts, grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. The management’s discussion and analysis, the schedules of funding progress and budgetary comparison schedules, as listed in the table of contents as required supplementary information, are not a required part of the basic financial statements but are supplementary information required by the accounting principles generally accepted in the United States of America. This information is an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic or historical context. We have applied certain limited procedures to the management’s discussion and analysis and the schedules of funding progress in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during the audit of the basic financial statements. We do not express an opinion or provide any assurance on the management’s discussion and analysis and the schedules of funding progress because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. The budgetary comparison schedules and related note have been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements of the City of Palm Desert or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the information is fairly stated in all material respects in relation to the basic financial statements taken as a whole. Our audit was made for the purpose of forming opinions on the financial statements that collectively comprise the City’s basic financial statements. The combining, individual fund statements and schedules are presented for purposes of additional analysis and are not a required part of the basic financial statements of the City. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements of the City or to the financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the information is fairly stated in all material respects in relation to the basic financial statements taken as a whole. Our audit was conducted for the purpose of forming an opinion on the basic financial statements of the City of Palm Desert, California as a whole. The introductory section and statistical section are presented for purposes of additional analysis and are not a required part of the basic financial statements. Such information has not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them.   December 16, 2011 Irvine, California See independent auditors’ report. - 3 - CITY OF PALM DESERT MANAGEMENT’S DISCUSSION AND ANALYSIS Our discussion and analysis of the City of Palm Desert’s financial performance for the fiscal year ended June 30, 2011 provides: a comparison of current year to prior year ending results based on the government-wide statements; an analysis of the City’s overall financial position and results of operations to assist users in evaluating the City’s financial position; a discussion of significant changes that occurred in funds; and significant budget variances. In addition, it describes the activities during the year for capital assets and long-term debt. We end our discussion and analysis with a description of known facts, decisions, and conditions that are expected to have a significant effect on the financial position or results of operations. Please read it in conjunction with the transmittal letter and the City’s financial statements. FINANCIAL HIGHLIGHTS • The City’s total assets exceeded its liabilities by $635.83 million (net assets). • Long-term debt obligations decreased $21.29 million from $408.24 million to $386.95 million. • The City’s governmental activities net assets decreased $1.29 million, and the net assets of the business-type activities increased $5.82 million. • During the year, the City’s revenues were $147.11 million and expenses were $142.48 million in its governmental activities compared to fiscal year 2010, where expenses were $16.59 million greater than revenues. • In the City’s business-type activities, expenses were $0.23 million more than the $8.58 million generated in green fees, merchandise sales, rental income and other revenues compared to the prior year, where business-type activities revenues were $0.61 million less than its expenses. • The City’s governmental activities program revenues and general revenues decreased by $6.85 million, or 4.4 percent from prior year, while program expenses decreased $28.07 million, or 16.4 percent from prior year, which is due to the decrease in the Supplemental Education Relief Augmentation Fund (SERAF) obligation enacted by the State of California. The payment made in fiscal year 2010 was $25.52 million and payment made for fiscal year 2011 was $5.26 million. • Business-type activities revenues increased by $0.48 million, from $8.10 million to $8.58 million. Expenses increased by $0.10 million from the prior year. • The revenues available for expenditures were $1.25 million more than budgeted in the General Fund. The City kept General Fund expenditures within spending limits by $3.25 million. USING THIS ANNUAL REPORT This annual report consists of a series of financial statements. The Statement of Net Assets and Statement of Activities (on pages 15, 16 and 17) provide information about the activities of the City as a whole and present a long-term view of the City’s finances. Fund financial statements start on page 20. For governmental activities, these fund statements tell how these services were financed in the short term as well as what remains for future spending. Fund financial statements also report the City’s operation in more detail than the government-wide statements by providing information about the City’s most significant funds and other funds. The remaining fiduciary fund statement provides financial information about activities for which the City acts solely as a trustee or agent for the benefit of those outside of the government. See independent auditors’ report. - 4 - REPORTING THE CITY AS A WHOLE The Statement of Net Assets and the Statement of Activities: Our analysis of the City as a whole begins on page 15. One of the most important questions asked about the City’s finances is, “Is the City as a whole better off or worse off as a result of the year’s activities?” The Statement of Net Assets and the Statement of Activities report information about the City as a whole and about its activities in a way that answers this question. These statements include all assets and liabilities of the City using the accrual basis of accounting, which is similar to the accounting used by most private-sector companies. All of the current year’s revenues and expenses are taken into account regardless of when cash is received or paid. These two statements report the City’s net assets and changes in them. Net assets are the difference between assets and liabilities, which is one way to measure the City’s financial health, or financial position. Over time, increases or decreases in the City’s net assets are an indication of whether its financial health is improving or deteriorating. Other non-financial factors should be considered, however, such as changes in the economy that could cause a decrease in consumer spending. In the Statement of Net Assets and the Statement of Activities, we separate City Activities as follows: Governmental activities – Most of the City’s basic services are reported in this category, including general administration (city manager, city clerk, finance, etc.), police and fire protection, public works, parks & recreation, and culture departments. Property taxes, sales tax, transient occupancy tax, user fees, interest income, franchise fees, state and federal grants, contributions from other agencies, and other revenues finance these activities. Business-type activities – The City charges a fee to customers to cover all or most of the cost of certain services it provides. The City’s municipal golf course, Desert Willow, and the City’s Parkview Office Complex activities are reported in this category. Component unit activities – The City includes one separate legal entity in its report – the Palm Desert Recreation Facilities Corporation. Although legally separate, this “component unit” is important because the City is financially accountable for it. REPORTING THE CITY’S MOST SIGNIFICANT FUNDS Fund Financial Statements: The fund financial statements provide detailed information about the most significant funds and other funds, not the City as a whole. Some funds are required to be established by State law and by bond covenants. However, management established many other funds to help it control and manage money for particular purposes or to show that it is meeting legal responsibilities for using certain taxes, grants, and other resources. The City has two types of funds: governmental and proprietary. Governmental funds – Most of the City’s basic services are reported in governmental funds, which focus on how money flows in and out of those funds and the balances left at year-end that are available for spending. These funds are reported using an accounting method called modified accrual accounting, which measures cash and all other financial assets that can readily be converted to cash. The governmental fund statements provide a detailed short-term view of the City’s general government operations and the basic services it provides. Governmental fund information helps determine whether there are more or fewer financial resources that can be spent in the near future to finance the City’s programs. The differences of results in the Governmental Fund financial statements to those in the Government-Wide financial statements are explained in a reconciliation following each Governmental Fund financial statement. See independent auditors’ report. - 5 - Proprietary funds – When the City charges customers for the services it provides, these services are generally reported in proprietary funds. Proprietary funds are reported in the same way that all activities are reported in the Statement of Net Assets and the Statement of Activities. The City’s enterprise funds are the same as the business-type activities we report in the government-wide statements, but provide more detail and information such as a statement of cash flows. THE CITY AS TRUSTEE Reporting the City’s Fiduciary Responsibilities: The City is the trustee, or fiduciary, for certain funds held on behalf of developers and its employees’ retiree service stipend fund. The City’s fiduciary activities are reported in separate Statements of Fiduciary Assets and Liabilities. We exclude these activities from the City’s other financial statements because the City cannot use these assets to finance its operations. The City is responsible for ensuring that the assets reported in these funds are used for their intended purposes. THE CITY AS A WHOLE The City’s combined net assets increased $4.53 million from $631.30 million to $635.83 million. A separate review of the net change in the governmental and business-type activities is provided for the reader. Our analysis focuses on the net assets (Table 1) and changes in net assets (Table 2) of the City’s governmental and business-type activities. 2011 2010 2011 2010 2011 2010 Current and restricted assets 466.11$ 499.18$ 4.97$ 5.40$ 471.08$ 504.58$ Capital assets 539.15 541.94 75.08 68.23 614.23 610.17 TOTAL ASSETS 1,005.26 1,041.12 80.05 73.63 1,085.31 1,114.75 Long-term liabilities outstanding 385.91 407.91 1.04 0.33 386.95 408.24 Other liabilities 61.63 74.20 0.90 1.01 62.53 75.21 TOTAL LIABILITIES 447.54 482.11 1.94 1.34 449.48 483.45 Net assets: Invested in capital assets, net of related debt 302.76 304.70 74.04 67.90 376.80 372.60 Restricted 147.65 143.39 - - 147.65 143.39 Unrestricted 107.31 110.92 4.07 4.39 111.38 115.31 TOTAL NET ASSETS 557.72$ 559.01$ 78.11$ 72.29$ 635.83$ 631.30$ TABLE 1 NET ASSETS As of June 30, 2011 and 2010 TotalActivities Business-TypeGovernmental Activities (IN MILLIONS) See independent auditors’ report. - 6 - ‐ 200  400  600  800  1,000  1,200  2011 2010 2011 2010 2011 2010 Governmental  Activities Business‐Type  Activities  Total Do l l a r s   in  Mi l l i o n s Table 1 ‐Graph  Total Assets & Liabilities Total Assets Total Liabilities Compared to prior year, net assets of the City’s governmental activities decreased by 0.2 percent, or $1.29 million. The City’s Net Assets are made up of three components: Investment in Capital Assets, Net of Related Debt; Restricted Net Assets; and Unrestricted Net Assets. For governmental activities, unrestricted net assets, which represent the part of net assets that can be used to finance day-to-day operations, accounted for 19.2 percent of the overall total net assets. Unrestricted net assets decreased $3.61 million from $110.92 million in 2010 to $107.31 million in 2011. This is an indication that the City’s Governmental Activities financial position recognized a decline from prior year. The City has $3.61 million less of unrestricted funds that can be used to finance its operations. The decrease is attributable to transfers out from the General Fund to establish and replenish reserve balances that are not included under unrestricted net assets. The increase in restricted net assets of $4.26 million was due to the following: restricted capital projects decreased by $2.16 million due to capital projects expenses; restricted special projects increased by $6.91 million due to the increase in the RDA Low-Income Housing fund and Housing Authority fund of $5.94 million. The majority of the capital projects for the RDA Low-Income Housing Fund were in the design stage of construction during fiscal year 2010/2011. For fiscal year 2011/12 its capital budget including carryover is $32.36 million; restricted debt projects decreased $0.49 million due to the SERAF payment that was required to be made to the State of California. Investment in capital assets, net of related debt decreased $1.94 million. Major additions included land acquisitions of open space, infrastructure projects that include street widening and improvement projects; aquatic center construction; and renovation of the City-owned golf resort (see Note 5). The net assets of the business-type activities recognized an increase of $5.82 million, from $72.29 million to $78.11 million. The major factor for this year’s increase was the net effect of the capitalization of the improvements to the Clubhouse Kitchen, Terrace and indoor dining area, and the parking lot expansion in the amount of $6 million. Long term liabilities for Desert Willow increased by $0.71 million as a result of $1.10 million of capital leases executed for new Golf Cart Fleet, GPS golf cart system, and additional golf course equipment. The change in the City’s governmental activities total assets was attributable to the decrease in current and restricted assets. The total change in current and restricted assets was $33.07 million, with the majority of the change coming from the reduction in cash and investments. The reduction in cash and investments was the cause of the City and Agency starting and completing various capital projects. In addition, the Agency was required to pay the State of California $5.26 million for its SERAF obligation and made payments in the current year that reduced its obligation to pass-through agencies. See independent auditors’ report. - 7 - Total liabilities decreased by $34.57 million. There was a $22 million reduction due to the retirement of debt, and a decrease of $12.57 million in other liabilities. The decrease in other liabilities represents the change in amounts due under pass-through agreements that decreased from $60.68 million to $44.34 million. The City’s Redevelopment Agency retains funds in trust that are distributed at year end. These funds are held on behalf of other taxing agencies related to specific pass-through agreements (see note 9). See independent auditors’ report. - 8 - 2011 2010 2011 2010 2011 2010 REVENUES: Program Revenues: Charges for services 18.21$ 17.87$ 8.56$ 8.04$ 26.77$ 25.91$ Operating grants and contributions 5.68 6.56 - - 5.68 6.56 Capital grants and contributions 2.26 2.72 - - 2.26 2.72 General Revenues: Property taxes 5.18 5.42 - - 5.18 5.42 Tax increment (net of pass-through) 84.54 92.05 - - 84.54 92.05 Transient occupancy tax 7.42 6.85 - - 7.42 6.85 Sales tax 14.73 13.69 - - 14.73 13.69 Other taxes 3.00 2.86 - - 3.00 2.86 Investment earnings 2.16 2.92 0.02 0.06 2.18 2.98 Contribution not restricted for special purpose 0.76 0.64 - - 0.76 0.64 Other revenues 3.17 2.38 - - 3.17 2.38 TOTAL REVENUES 147.11 153.96 8.58 8.10 155.69 162.06 EXPENSES: General government 17.18 16.70 - - 17.18 16.70 Housing and redevelopment 15.97 16.22 - - 15.97 16.22 Public safety 26.60 27.03 - - 26.60 27.03 Parks, recreation and culture 7.34 7.31 - - 7.34 7.31 Public works 16.98 19.90 - - 16.98 19.90 Payments to other agencies 39.42 63.32 - - 39.42 63.32 Interest on long-term debt 18.99 20.07 - - 18.99 20.07 Golf Course-Desert Willow - - 7.95 7.83 7.95 7.83 Office Complex-Parkview - - 0.86 0.88 0.86 0.88 TOTAL EXPENSES 142.48 170.55 8.81 8.71 151.29 179.26 INCREASE (DECREASE ) IN NET ASSETS BEFORE TRANSFERS 4.63 (16.59) (0.23) (0.61) 4.40 (17.20) Transfers (6.05) 0.05 6.05 (0.05) - - INCREASE (DECREASE) IN NET ASSETS (1.42) (16.54) 5.82 (0.66) 4.40 (17.20) BEGINNING NET ASSETS, AS RESTATED 559.14 575.55 72.29 72.95 631.43 648.50 ENDING NET ASSETS 557.72$ 559.01$ 78.11$ 72.29$ 635.83$ 631.30$ TABLE 2 CHANGES IN NET ASSETS As of June 30, 2011 and 2010 TotalActivities Business-TypeGovernmental Activities (IN MILLIONS) See independent auditors’ report. - 9 - ‐ 100  200  300  400  500  600  700  2010 2011 Governmental Activities Do l l a r s   in  mi l l i o n s ‐ 10  20  30  40  50  60  70  80  90  2010 2011 Business‐Type  Activities Beginning Net  Assets Total  Revenues Ending Net Assets Total  Expenses Table 2- Graph Changes in Net Assets Governmental Activities Total revenue decreased from $153.96 million to $147.11 million, a 4.5 percent decrease. The decrease is the result of an 8.16 percent decrease in tax increment of $7.51 million, and a $0.76 million decrease in investment earnings. Factors that contributed to the changes in revenues are as follows: • Decrease in tax increment due to declining assessed property values, and • Decrease in City’s earnings due to lower yields in investments related to the current economic condition. Total expenses decreased from $170.55 million to $142.48 million. The major factor contributing to the change in expenses was the payment to the State of California for the SERAF obligation of $5.26 million which is included in the payments to other agencies expenditures. The payment made in fiscal year 2010 was $25.52 million. See independent auditors’ report. - 10 - 11% 10% 14% 5% 9% 35% 16% 2011 Governmental Activities  Net  (Expense) Revenue The following schedule represents the net cost of providing services: Governmental Activities Net (Expense) Revenue (In Millions) Business-type Activities Business-type activities revenues increased by $0.48 million from $8.10 million to $8.58 million, a 5.9 percent increase. The overall increase was directly related to the substantial increase in the sales of the golf resort’s Platinum Card loyalty program. Management diligently marketed the platinum card program and offered a discount during an introductory period, which motivated sales. The overall rounds mix and play remained consistent as Desert Willow continued to work closely with wholesalers who provide a substantial amount of play to the golf courses. Other revenues increased by Desert Willow were increases in merchandise sales from the proshop and lessons at the golf learning center. The Parkview Office Complex revenues remained consistent with the prior year. Operating expenses for business-type activities increased from $8.71 million to $8.81 million, an increase of 1.1 percent. The majority of the increase was related to general and administration expenses at the golf resort and increased depreciation for the Parkview Office Complex. The changes implemented by Desert Willow and the Parkview Office Complex two years ago in response to the economic downturn have continued to keep the overall expenditures from increasing significantly. 2011 2010 General government Housing and redevelopment ($12.87) (11.04) ($11.24) (11.23) Public safety (16.55) (17.30) Parks, recreation and culture (6.57) (6.69) Public works Payments to other agencies (10.90) (39.42) (13.55) (63.32) Interest on long term debt (18.99) (20.07) Total ($116.34) ($143.40) 12% 4% 12% 4% 9% 45% 14% 2010 Governmental Activities Net (Expense) Revenue General  government  Housing and  redevelopment Public safety Parks, recreation &  culture Public works Payments to other  agencies Interest on long term  debt See independent auditors’ report. - 11 - THE CITY’S FUNDS On page 20, the governmental funds balance sheet is shown. The combined fund balance of $382.43 million decreased from $404.09 million, or 5.4 percent. This total includes the General Fund balance of $74.22 million, which decreased by $3.35 million from prior year. The City’s General Fund balance has a nonspendable balance of $2.94 million, which includes advances, loans and notes, inventory, and prepaid cost; $4.50 million in assigned fund balance and $66.78 million of unassigned fund balance. The change in the General Fund’s balance was due to transfers out to other funds to establish and replenish reserve balances. Other major fund balance changes are noted below: • The Prop A Fire Tax Fund: the fund balance decreased. In prior years, the General Fund would transfer funds to the Prop A Fire Tax Fund to cover its shortage; however, due to budget constraints, the City did not transfer for this year’s shortage. • The Redevelopment Agency Financing Authority Debt Service Fund: the fund balance decreased due to its scheduled debt service payments. • The Redevelopment Agency Debt Service Funds: the fund balance decreased due to the SERAF payment of $5.26 million. • The Redevelopment Agency Capital Projects Funds: the fund balance decreased due to capital project expenditures. • The Redevelopment Low-income Housing Special Revenue Fund: the fund balance decreased due to the transfers out to the housing authority fund for capital replacement reserve. More detailed information about the combined fund balance reserves is presented in Note 11 to the financial statements. General Fund Budgetary Highlights Based upon recommendations from the City’s staff, the City Council revised the City budget several times during the year. Adjustments were made on a monthly basis as City staff requested additional appropriations to cover the cost of projects that either had change orders for additional work, or were underestimated. At mid-year, adjustments were made as department heads were requested to decrease their budgets due to declining revenues. At year-end, budgets were adjusted for unanticipated expenditures. All amendments that either increase or decrease appropriations are approved by the City Council. For the City’s general fund, the actual ending revenues of $44.16 million were $1.25 million more than the final budgeted revenues of $42.91 million. Sales and transient occupancy taxes continue to be the top two revenue generators for the City and exceed budgeted revenues by $2.20 million. The General Fund actual ending expenditures of $47.51 million were $3.25 million less than the final budget of $50.76 million. There were changes in the original budget compared to the final budget during the year. The original expenditure budget was $42.91 million compared to the final budget of $50.76 million, a $7.85 million increase. The major change was due to the appropriations of an additional $5.72 million in transfers out for the establishment and replenishment of reserve. CAPITAL ASSETS AND DEBT ADMINISTRATION Capital Assets At the end of 2011, the City had $614.23 million invested in a broad range of capital assets, including land, streets, bridges, drainage systems, traffic lights, parks, buildings, art work, vehicles and equipment (See Table 3). This amount represents a net increase (including additions and deductions) of $4.06 million over the prior year. See independent auditors’ report. - 12 - ‐ 100  200  300  400  500  600  700  2011 2010 2011 2010 2011 2010 Governmental Activities Business‐Type  Activities Total Do l l a r s   in  mi l l i o n s Table  3 ‐Graph Capital Assets at Year‐End (Net of Depreciation in Millions) Land Construction in Progress Buildings and Improvements Equipment Infrastructure Totals 2011 2010 2011 2010 2011 2010 Land 129.34$ 126.89$ 53.15$ 52.62$ 182.49$ 179.51$ Construction-in-progress 18.24 18.70 - - 18.24 18.70 Buildings and improvements other than buildings 116.40 115.64 20.03 14.75 136.43 130.39 Machinery and equipment 2.51 3.07 1.90 0.86 4.41 3.93 Infrastructure 272.66 277.64 - - 272.66 277.64 TOTALS 539.15$ 541.94$ 75.08$ 68.23$ 614.23$ 610.17$ TABLE 3 CAPITAL ASSETS AT YEAR-END For the years ended June 30, 2011 and 2010 TotalActivities Business-TypeGovernmental Activities (NET OF DEPRECIATION, IN MILLIONS) This year’s major additions included (in millions): Land acquisitions $ 2.04 Aquatic facility 8.46 Street improvements 2.81 Equipment purchases .42 Affordable units .29 $ 14.02 See independent auditors’ report. - 13 - The City’s fiscal year 2012 capital budget calls for it to spend an additional $5.99 million plus continuing capital projects spending of $123.26 million from prior year, with the majority being spent on street improvements. Projects will be funded with existing bond proceeds or funds that have been designated by an outside party for specific use. More detailed information about the City’s capital assets is presented in Note 1d and Note 5 to the financial statements. Debt At year-end, the City’s governmental activities had $385.91 million in bonds, notes, contracts, and compensated absences versus $407.91 million last year, a decrease of $22 million as shown in Table 4. The major cause for the decrease was the re-payment of principal of tax allocation bonds by the Agency. 2011 2010 2011 2010 2011 2010 Compensated absences payable 2.33$ 2.16$ -$ -$ 2.33$ 2.16$ Notes payable 0.12 0.25 - - 0.12 0.25 Capital leases - - 1.04 0.33 1.04 0.33 Claims and judgements payable 0.47 0.89 - - 0.47 0.89 Special assessments debt with government commitment 1.66 1.72 - - 1.66 1.72 Limited Obligation Improvement bonds 2.79 3.15 - - 2.79 3.15 Lease revenue bond 5.10 5.23 - - 5.10 5.23 Tax allocation bonds 373.44 394.51 - - 373.44 394.51 TOTALS 385.91$ 407.91$ 1.04$ 0.33$ 386.95$ 408.24$ TABLE 4 OUTSTANDING DEBT, AT YEAR-END For the years ended June 30, 2011 and 2010 TotalActivities Business-TypeGovernmental Activities (IN MILLIONS) The City was able to meet its current year debt obligation in a timely manner. Debts issued in the prior year have been used to finance various capital projects. The City’s business-type activities debt increased by $0.71 million from $0.33 million to $1.04 million. Debt in the business-type activities is for capital leasing of equipment. The City’s golf course uses leasing as an alternative to purchasing maintenance equipment to maintain a cash flow to operate the day-to-day activities. The increase in the City’s business-type activities debt was directly related to the new lease contracts executed during the fiscal year for a new golf cart fleet, new GPS Golf Cart System, and new maintenance equipment. During the next five years, the debt for the business-type activities will be fully amortized. More detailed information about the City’s long-term liabilities is presented in Note 6 to the financial statements. See independent auditors’ report. - 14 - ECONOMIC FACTORS AND NEXT YEAR’S BUDGETS In preparing the budget for fiscal year 2012, management focused on three core principles; 1) Minimize the impact of budget cuts to key services and maintain the level of service expected by residents, businesses, and visitors, 2) Minimize the number of tax and fee adjustments required to maintain existing service levels, and 3) Minimize the impact on the City’s employees and avoid position reductions if possible. The following economic factors were considered by management: • In prior years, the City had unallocated reserves in its capital projects and special revenue funds. In the five-year capital improvement program, all restricted capital funds have been allocated to various projects. As a result, any additional projects would require a transfer from the general fund, which would mean a decrease to the City’s unobligated general fund reserve. A detailed analysis will be performed and a cost benefit approach will be employed before the general fund reserves are decreased for capital improvements. • The City also considered the possibility that the Governor of California may attempt to enact legislation to eliminate redevelopment agencies across the State to solve the State’s budget crisis. More detailed information about the City actions related to these two budget bills is presented in Note 20 of the financial statements. The 2012 budget is a reflection of the City’s commitment to the residents of Palm Desert. The City’s conservative approach has provided for a consistently high level of services. The City has made a commitment to allocate resources for public safety, cultural/social programs, and necessary infrastructure improvements. A copy of the City’s 2011-2012 financial plan can be obtained by contacting the City’s Finance Department or on the City’s website at www.cityofpalmdesert.org. CONTACTING THE CITY’S FINANCIAL MANAGEMENT This financial report is designed to provide our citizens, taxpayers, customers, investors, and creditors with a general overview of the City’s finances and to show the City’s accountability for the money it receives. If you have questions about this report or need additional financial information, contact the City’s Finance Department at the City of Palm Desert, 73-510 Fred Waring Drive, Palm Desert, California 92260-2578, or (760) 346-0611. Exhibit A Componen Uni Palm Desert Recreational Governmental Business-typ Facilities Activities Activities Total Corporatio Cash and investments 269,243,492$ 3,904,928$ 273,148,420$ 187,609$ Receivables: Accounts 2,153,939 62,226 2,216,165 9,235 otes 1,658,000 - 1,658,000 - Interest 1,082,855 - 1,082,855 - Loans 14,185,017 - 14,185,017 - Internal balances 500,000 (500,000) - - Prepaid costs 714,204 67,436 781,640 8,622 Inventories 25,631 220,236 245,867 45,349 Due from other government 4,304,496 22,350 4,326,846 - Property held for resale 2,983,412 - 2,983,412 - Due from component uni 285,000 1,195,297 1,480,297 - Unamortized debt issuance costs 9,469,908 - 9,469,908 - Deferred asset from derivative instruments 171,598 - 171,598 - Restricted assets: Cash with fiscal agen 151,606,153 - 151,606,153 - et OPEB asset 7,734,617 - 7,734,617 - Capital assets, not being depreciated 268,288,221 53,150,057 321,438,278 - Capital assets, net of depreciation 270,857,333 21,929,083 292,786,416 - TOTAL ASSETS 1,005,263,876 80,051,613 1,085,315,489 250,815 Accounts payable 10,879,357 574,689 11,454,046 64,521 Accrued liabilities 572,533 96,837 669,370 25,654 Interest payable 4,916,420 - 4,916,420 - Unearned revenues 169,896 207,420 377,316 54,198 Deposits payable 581,533 24,904 606,437 - Due to primary governmen - - - 1,480,297 Liability from derivative instrument 171,598 - 171,598 - Amounts due unde ass-through agreemen 44,341,716 - 44,341,716 - Long-term liabilities: Due within one yea 16,637,707 215,945 16,853,652 - Due in more than one yea 369,273,562 819,776 370,093,338 - TOTAL LIABILITIES 447,544,322 1,939,571 449,483,893 1,624,670 ET ASSETS: Invested in capital assets, net of related debt 302,757,128 74,043,419 376,800,547 - Restricted for: Special projects 79,945,396 - 79,945,396 - Debt service 2,550,054 - 2,550,054 - Capital projects 65,152,974 - 65,152,974 - Unrestricted (deficit) 107,314,002 4,068,623 111,382,625 (1,373,855) TOTAL NET ASSETS DEFICIT 557,719,554$ 78,112,042$ 635,831,596$ 1,373,855$ See independent auditors' report and notes to basic financial statements. CITY OF PALM DESERT - 15 - Primary Government STATEMENT OF NET ASSETS June 30, 2011 ASSETS: LIABILITIES: Charges Operating Capital for Grants and Grants and Expenses Services Contributions Contributions Primary Government: Governmental activities: General government 17,182,987$ 1,921,573$ 1,065,386$ 1,323,014$ Housing and redevelopment 15,976,383 4,935,422 - - Public safety 26,601,668 9,825,352 104,510 118,899 Parks, recreation and culture 7,337,403 768,786 - 358 Public works 16,984,334 762,015 4,505,881 813,122 Payments to other agencies 39,418,936 - - - Interest on long term debt 18,989,167 - - - Total governmental activities 142,490,878 18,213,148 5,675,777 2,255,393 Business-type activities: Desert Willow Golf Course 7,946,063 7,338,640 - - Office Complex - Parkview 861,786 1,217,985 - - Total business-type activities 8,807,849 8,556,625 - - Total primary governmen 151,298,727$ 26,769,773$ 5,675,777$ 2,255,393$ Component Unit: Palm Desert Recreational Facilities Corp. 2,390,832$ 1,983,633$ -$ -$ General revenues: Taxes: Property taxes, levied for general purpose Tax increment, net of pass-throughs Transient occupancy taxes Sales taxes Franchise taxes Motor vehicle in lieu Investment earnings Contribution not restricted for specific purpose Miscellaneous Transfers Total general revenues Change in net assets Net assets (deficit) - beginning of year, as restated et assets (deficit) - end of year See independent auditors' report and notes to basic financial statements. CITY OF PALM DESERT - 16 - STATEMENT OF ACTIVITIES For the year ended June 30, 2011 Functions/Programs Program Revenue Exhibit B Component Unit Palm Desert Recreational Governmental Business-type Facilities Activities Activities Total Corporation (12,873,014)$ -$ (12,873,014)$ -$ (11,040,961) - (11,040,961) - (16,552,907) - (16,552,907) - (6,568,259) - (6,568,259) - (10,903,316) - (10,903,316) - (39,418,936) - (39,418,936) - (18,989,167) - (18,989,167) - (116,346,560) - (116,346,560) - - (607,423) (607,423) - - 356,199 356,199 - - (251,224) (251,224) - (116,346,560) (251,224) (116,597,784) - - - - (407,199) 5,176,075 - 5,176,075 - 84,542,493 - 84,542,493 - 7,421,769 - 7,421,769 - 14,732,444 - 14,732,444 - 2,771,594 - 2,771,594 - 236,211 - 236,211 - 2,158,556 22,559 2,181,115 - 762,588 - 762,588 - 3,169,977 - 3,169,977 - (6,046,761) 6,046,761 - - 114,924,946 6,069,320 120,994,266 - (1,421,614) 5,818,096 4,396,482 (407,199) 559,141,168 72,293,946 631,435,114 (966,656) 557,719,554$ 78,112,042$ 635,831,596$ (1,373,855)$ - 17 - Primary Government Net (Expenses) Revenues and Changes in Net Assets - 18 - THIS PAGE INTENTIONALLY LEFT BLANK - 19 - FUND FINANCIAL STATEMENTS RDA Prop A Low Income General Fire Tax Housing ASSETS: Pooled cash and investments 72,470,291$ 1,552,083$ 23,896,294$ Receivables: Accounts 1,292,791 - 49,577 Assessments - - - Notes 1,658,000 - - Interest 386,292 - 67,270 Loans 140,739 - 7,324,592 Prepaid costs 536,578 - 130 Due from other governments 2,632,621 518,220 - Due from other funds - - - Advances to other funds 2,636,000 - 17,821,288 Inventories 23,533 - - Property held for resale - - 2,685,387 Due from component unit 285,000 - - Restricted assets: Cash and investments with fiscal agent - - 24,647,938 TOTAL ASSETS 82,061,845$ 2,070,303$ 76,492,476$ LIABILITIES: Accounts payable 4,563,056$ 996,477$ 17,368$ Accrued liabilities 424,794 - 32,280 Due to other funds - - - Unearned revenues - - 6,796 Advances from other funds - - - Deferred revenue 2,856,572 - 36,493 Amounts due under pass-through agreements - - - Deposits payable - - 500 TOTAL LIABILITIES 7,844,422 996,477 93,437 FUND BALANCES: Nonspendable 2,939,850 - 27,831,397 Restricted - 1,073,826 48,567,642 Committed - - - Assigned 4,501,159 - - Unassigned 66,776,414 - - TOTAL FUND BALANCES 74,217,423 1,073,826 76,399,039 TOTAL LIABILITIES AND FUND BALANCES 82,061,845$ 2,070,303$ 76,492,476$ See independent auditors' report and notes to basic financial statements. CITY OF PALM DESERT Special Revenue Funds LIABILITIES AND FUND BALANCES - 20 - BALANCE SHEET - GOVERNMENTAL FUNDS June 30, 2011 Exhibit C RDA RDA RDA Other Total Financing Debt Capital Governmental Governmental Authority Service Projects Funds Funds -$ 80,677,150$ 5,984,206$ 78,513,395$ 263,093,419$ - 124,001 57,584 629,986 2,153,939 - - - 1,509,558 1,509,558 - - - - 1,658,000 7,761 - 345,023 276,509 1,082,855 - - 1,200,000 5,519,686 14,185,017 - - 177,190 306 714,204 - - - 1,153,655 4,304,496 - 3,979,739 - 500,000 4,479,739 - - - 10,919,000 31,376,288 - - - 2,098 25,631 - - - 298,025 2,983,412 - - - - 285,000 8,295,750 - 94,645,074 24,017,391 151,606,153 8,303,511$ 84,780,890$ 102,409,077$ 123,339,609$ 479,457,711$ -$ 7,938$ 2,827,724$ 2,494,630$ 10,907,193$ - - 53,493 61,966 572,533 - - 3,979,739 - 3,979,739 - - - 163,100 169,896 - 31,376,288 - - 31,376,288 - - - 2,207,621 5,100,686 - 44,341,716 - - 44,341,716 - - 15,000 566,033 581,533 - 75,725,942 6,875,956 5,493,350 97,029,584 - - 1,377,190 11,717,331 43,865,768 8,303,511 9,054,948 94,155,931 69,467,196 230,623,054 - - - 17,285,733 17,285,733 - - - 19,375,999 23,877,158 - - - - 66,776,414 8,303,511 9,054,948 95,533,121 117,846,259 382,428,127 8,303,511$ 84,780,890$ 102,409,077$ 123,339,609$ 479,457,711$ Debt Service Funds - 21 - - 22 - THIS PAGE INTENTIONALLY LEFT BLANK Exhibit D Total fund balance for governmental funds 382,428,127$ Amounts reported for governmental activities in the Statement of Net Assets ar different because: When capital assets (land, buildings, equipment, etc.) that are to be used in governmental activities are purchased or constructed, the costs of those asset are reported as expenditures in governmental funds. However, the Statemen of Net Assets includes those capital assets and contribution among the asset of the City as a whole: Beginning Balance, net depreciation, as restated 540,638,584$ Current year additions 14,205,889 Current year deletions (4,967,018) Current year depreciation (11,909,908) Ending Balance, net depreciation 537,967,547 Deferred asset from derivative instruments 171,598 Long-term debt activities and compensated absences have not been include in the governmental fund activities: Long-term deb (378,397,941) Bond premiu (6,423,834) Unamortized loss on defeasance 1,238,105 Compensated absences (2,327,599) Interest on long-term debt is not accrued in governmental funds, but rather i recognized as an expenditure when due. (4,888,584) Cost of issuing bonds is recognized as an expenditure in the period paid, however in the Statement of Net Assets it is amortized over the life of the bond. 9,469,908 Liability from derivative instrument (171,598) Because the focus of governmental funds is on short-term financing, some asset will not be available to pay for current-period expenditures. Those assets (fo example, receivables) are offset by deferred revenues in the governmental funds and, thus, are not included in fund balance: Palm Desert Recreational Facilities Corporation - relates to the amount of ren owed by component unit to City's General Fun 285,000 Community Development Block Grant - relates to loans given to low to moderate income familie 13,310 Capital reimbursement from developer for work completed by the City on behalf of the develope 459,724 Interest that was not paid at year-en 308,247 Sales tax 469,847 Redevelopment Agency land purchase from Cit 2,055,000 3,591,128 Other post employment benefit asset is not available to fund current expenditure for governmental funds and therefore is not reported as an asset in the governmental funds.7,734,617 Internal service fund are used by management to charge the costs of certai activities, such as equipment to individual funds. The assets and liabilities of the internal service fund must be added to the Statement of Net Assets. 7,328,080 et assets of governmental activitie 557,719,554$ See independent auditors' report and notes to basic financial statements. CITY OF PALM DESERT June 30, 2011 - 23 - RECONCILIATION OF THE BALANCE SHEET OF GOVERNMENTAL FUNDS TO THE STATEMENT OF NET ASSETS RDA Prop A Low Income General Fire Tax Housing REVENUES: Taxes 35,933,144$ 5,237,952$ -$ Special assessments collected - 2,134,244 - Licenses and permits 1,051,475 - - Intergovernmental revenues 2,226,534 787,806 - Rental income 154,187 - 1,993 Charges for services 701,481 - - Investment earnings 793,461 13,348 424,532 Fines and forfeitures 109,110 - - Miscellaneous 500,152 41,899 420,973 TOTAL REVENUES 41,469,544 8,215,249 847,498 EXPENDITURES: Current: General government 11,260,339 - - Housing and redevelopment - - 1,633,874 -- - - STATEMENT OF REVENUES, EXPENDITURES AND CITY OF PALM DESERT CHANGES IN FUND BALANCES - GOVERNMENTAL FUNDS For the year ended June 30, 2011 Special Revenue Funds - - - - Public safety 17,571,739 9,107,998 - Parks, recreation and culture 3,845,901 - - Public works 8,525,528 - - Capital outlay 629,784 53,274 995 Debt service: Principal retirement - - - Interest and fiscal charges - - - TOTAL EXPENDITURES 41,833,291 9,161,272 1,634,869 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (363,747) (946,023) (787,371) OTHER FINANCING SOURCES (USES): Transfers in 2,691,634 - 16,365,307 Transfers out (5,679,432) - (17,133,573) TOTAL OTHER FINANCING SOURCES (USES) (2,987,798) - (768,266) NET CHANGE IN FUND BALANCES (3,351,545) (946,023) (1,555,637) FUND BALANCES - BEGINNING OF YEAR 77,568,968 2,019,849 77,954,676 FUND BALANCES - END OF YEA 74,217,423$ 1,073,826$ 76,399,039$ See independent auditors' report and notes to basic financial statements. - 24 - Exhibit E RDA RDA RDA Other Total Financing Debt Capital Governmental Governmental Authority Service Projects Funds Funds -$ 80,977,560$ -$ 2,523,406$ 124,672,062$ - - - 1,127,919 3,262,163 - - - 38,068 1,089,543 - - - 4,590,942 7,605,282 - - 126,593 4,728,432 5,011,205 - - - - 701,481 40,401 384,537 453,025 993,345 3,102,649 - - - 201,730 310,840 - 260,784 179,688 1,692,193 3,095,689 40,401 81,622,881 759,306 15,896,035 148,850,914 - 48,303 - 3,964,443 15,273,085 - - 11,624,488 4,775,214 18,033,576 -- - Debt Service Funds - ,, - - ,, - - - 144,697 26,824,434 - - - - 3,845,901 - - - 2,730,971 11,256,499 - - 9,558,462 3,963,374 14,205,889 22,240,000 122,707 - 552,000 22,914,707 17,237,994 578,630 - 359,830 18,176,454 39,477,994 40,168,576 21,182,950 16,490,529 169,949,481 (39,437,593) 41,454,305 (20,423,644) (594,494) (21,098,567) 31,591,763 - 4,725,937 14,620,956 69,995,597 (5,097) (42,415,330) (845,502) (4,476,663) (70,555,597) 31,586,666 (42,415,330) 3,880,435 10,144,293 (560,000) (7,850,927) (961,025) (16,543,209) 9,549,799 (21,658,567) 16,154,438 10,015,973 112,076,330 108,296,460 404,086,694 8,303,511$ 9,054,948$ 95,533,121$ 117,846,259$ 382,428,127$ - 25 - Exhibit G Major Other Fund Fund Governmental Desert Parkview Total Activities- Willow Office Enterprise Internal Golf Course Complex Funds Service Fund CURRENT ASSETS: Cash and investments 892,292$ 3,012,636$ 3,904,928$ 6,150,073$ Receivables: Accounts 18,459 43,767 62,226 - Prepaid costs 67,166 270 67,436 - Due from other governments - 22,350 22,350 - Inventories 220,236 - 220,236 - Due from component unit (PDRFC) 1,195,297 - 1,195,297 - TOTAL CURRENT ASSETS 2,393,450 3,079,023 5,472,473 6,150,073 CAPITAL ASSETS: Nondepreciable 53,150,057 - 53,150,057 - Depreciable, net 13,147,269 8,781,814 21,929,083 1,178,007 CAPITAL ASSETS, NET 66,297,326 8,781,814 75,079,140 1,178,007 TOTAL ASSETS 68,690,776 11,860,837 80,551,613 7,328,080 CURRENT LIABILITIES: Accounts payable 415,506 159,183 574,689 - Accrued liabilities 96,837 - 96,837 - Deposits payable - 24,904 24,904 - Unearned revenues 198,612 8,808 207,420 - Due to other funds 500,000 - 500,000 - Current portion - capital leases 215,945 - 215,945 - TOTAL CURRENT LIABILITIES 1,426,900 192,895 1,619,795 - NONCURRENT LIABILITIES: Capital leases 819,776 - 819,776 - TOTAL NONCURRENT LIABILITIES 819,776 - 819,776 - TOTAL LIABILITIES 2,246,676 192,895 2,439,571 - Invested in capital assets, net of related debt 65,261,605 8,781,814 74,043,419 1,178,007 Unrestricted 1,182,495 2,886,128 4,068,623 6,150,073 TOTAL NET ASSETS 66,444,100$ 11,667,942$ 78,112,042$ 7,328,080$ See independent auditors' report and notes to basic financial statements. CITY OF PALM DESERT STATEMENT OF NET ASSETS PROPRIETARY FUNDS June 30, 2011 - 27 - Enterprise Funds Business-type Activities- LIABILITIES NET ASSETS ASSETS Exhibit H Major Other Fund Fund Governmental Desert Parkview Total Activities- Willow Office Enterprise Internal Golf Course Complex Funds Service Fund OPERATING REVENUES: Fees and rentals 6,369,671$ 993,385$ 7,363,056$ 130,175$ Merchandise sales 968,969 - 968,969 - Miscellaneous - 224,600 224,600 - TOTAL OPERATING REVENUES 7,338,640 1,217,985 8,556,625 130,175 OPERATING EXPENSES: Maintenance and operations 4,488,067 247,988 4,736,055 - Cost of merchandise 403,955 - 403,955 - General and administrative 2,159,173 230,971 2,390,144 - Depreciation and amortization 841,401 382,827 1,224,228 343,145 TOTAL OPERATING EXPENSES 7,892,596 861,786 8,754,382 343,145 OPERATING INCOME (LOSS) (553,956) 356,199 (197,757) (212,970) NONOPERATING REVENUES (EXPENSES): Interest revenue 237 22,322 22,559 32,912 Interest expense (44,546) - (44,546) - Gain (loss) on disposal of capital assets (8,921) - (8,921) (31,274) TOTAL NONOPERATING REVENUES (EXPENSES) (53,230) 22,322 (30,908) 1,638 INCOME (LOSS) BEFORE CAPITAL CONTRIBUTIONS AND TRANSFERS (607,186) 378,521 (228,665) (211,332) CAPITAL CONTRIBUTIONS 6,486,761 - 6,486,761 52,594 TRANSFERS IN - - - 1,000,000 TRANSFERS OUT - (440,000) (440,000) - CHANGE IN NET ASSETS 5,879,575 (61,479) 5,818,096 841,262 NET ASSETS - BEGINNING OF YEAR 60,564,525 11,729,421 72,293,946 6,486,818 ET ASSETS - END OF YEAR 66,444,100$ 11,667,942$ 78,112,042$ 7,328,080$ See independent auditors' report and notes to basic financial statements. For the year ended June 30, 2011 - 28 - CITY OF PALM DESERT STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET ASSETS PROPRIETARY FUNDS Enterprise Funds Business-type Activities- Exhibit I Major Other Fund Fund Governmental Desert Parkview Total Activities- Willow Office Enterprise Internal Golf Course Complex Funds Service Fund CASH FLOWS FROM OPERATING ACTIVITIES: Receipts from customers 7,027,513$ 1,216,974$ 8,244,487$ -$ Payments to suppliers (3,990,247) (345,770) (4,336,017) - Payments for contract (3,402,615) - (3,402,615) - Receipts from interfund services - - - 130,175 NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES (365,349) 871,204 505,855 130,175 CASH FLOWS FROM NONCAPITAL AND RELATED FINANCING ACTIVITIES: Cash recieved from other funds 500,000 - 500,000 1,000,000 Cash paid to other funds - (440,000) (440,000) - NET CASH PROVIDED (USED) BY NONCAPITAL AND RELATED ACTIVITIES 500,000 (440,000) 60,000 1,000,000 CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES: Purchases of capital assets (19,586) (489,683) (509,269) (77,577) Principal paid on leases (413,049) - (413,049) - Interest paid on leases (29,587) - (29,587) - NET CASH USED BY CAPITAL AND RELATED FINANCING ACTIVITIES (462,222) (489,683) (951,905) (77,577) CASH FLOWS FROM INVESTING ACTIVITIES: Interest and dividends 237 22,322 22,559 32,912 NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS (327,334) (36,157) (363,491) 1,085,510 CASH AND CASH EQUIVALENTS - BEGINNING OF YEAR 1,219,626 3,048,793 4,268,419 5,064,563 CASH AND CASH EQUIVALENTS - END OF YEAR 892,292$ 3,012,636$ 3,904,928$ 6,150,073$ See independent auditors' report and notes to basic financial statements. (Continued) CITY OF PALM DESERT STATEMENT OF CASH FLOWS PROPRIETARY FUNDS For the year ended June 30, 2011 Enterprise Funds Business-type Activities- - 29 - Exhibit I Major Other Fund Fund Governmental Desert Parkview Total Activities- Willow Office Enterprise Internal Golf Course Complex Funds Service Funds RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES: Operating income (loss) (553,956)$ 356,199$ (197,757)$ (212,970)$ Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation and amortization 841,401 382,827 1,224,228 343,145 Changes in assets and liabilities: (Increase) decrease in receivables, net 55,361 (1,012) 54,349 - (Increase) decrease in prepaid costs (26,886) 805 (26,081) - (Increase) decrease in inventories (60,022) - (60,022) - (Increase) decrease in due from component unit (376,974) - (376,974) - Increase (decrease) in accrued liabilities (254,759) 132,385 (122,374) - Increase (decrease) in unearned revenues 10,486 - 10,486 - NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES (365,349)$ 871,204$ 505,855$ 130,175$ NONCASH ITEMS: Noncash items include $6,486,761,and $52,594 (net value) of capital assets contributed by the City of Palm Desert to Desert Willow Golf Course and the internal service fund, respectively. See independent auditors' report and notes to basic financial statements. Enterprise Funds (CONTINUED) STATEMENT OF CASH FLOWS PROPRIETARY FUNDS For the year ended June 30, 2011 Business-type Activities- - 30 - CITY OF PALM DESERT Exhibit Total Agenc Funds Cash and investments 14,325,875$ Receivables (net of allowance for uncollectibles): Accounts 103,567,945 Interest 5,507 Restricted assets: Cash with fiscal agen 8,138,796 TOTAL ASSETS 126,038,123 Deposits 126,038,123 See independent auditors' report and notes to basic financial statements CITY OF PALM DESERT - 31 - ASSETS LIABILITIES STATEMENT OF FIDUCIARY ASSETS AND LIABILITIES AGENCY FUNDS June 30, 2011 - 32 - THIS PAGE INTENTIONALLY LEFT BLANK See independent auditors’ report. - 33 - CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS JUNE 30, 2011 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES: a. Description of the Reporting Entity: The City of Palm Desert was originally incorporated on November 26, 1973, as a General Law City. In December 1997, Measure LL was enacted following a vote by Palm Desert residents, which adopted a City Charter. The City operates under a Council-Manager form of government and provides the following services: public safety (police and fire), highways and streets, public improvements, community development (planning, building and zoning) and general administrative services. The City has defined its reporting entity in accordance with accounting principles generally accepted in the United States of America which provides guidance for determining which governmental activities, organizations and functions should be included in the reporting entity. The Basic Financial Statements present information on the activities of the reporting entity, which include the City of Palm Desert (the primary government) and its component units, entities for which the government is considered financially accountable. Accounting principles generally accepted in the United States of America require that the component units be separated into blended or discretely presented units for reporting purposes. The following criteria were used in determination of blended component units: appointment of the governing board and fiscal dependence. Although legally separate entities, blended component units are, in substance, part of the City's operations. Therefore, they are reported as part of the primary government. Discretely presented component units are reported in a separate column in the basic financial statements to emphasize that they are legally separate from the City. Blended Component Units Following are descriptions of legally separate component units for which the City is financially accountable that are blended with the Primary Government. The governing bodies of these component units are substantially the same as the City. The Palm Desert Redevelopment Agency (Agency) was established October 24, 1974, pursuant to California Health and Safety Code Section 33000 entitled "Community Redevelopment Law." The purpose of the Agency is to prepare and execute plans for the improvement, rehabilitation and redevelopment of blighted areas within the limits of the City. The Agency's transactions are reported in the governmental fund financial statements as special revenue, debt service, and capital projects funds. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 34 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): a. Description of the Reporting Entity (Continued): Blended Component Units (Continued) The Palm Desert Housing Authority (Housing Authority) was established by the City Council in January 1998, and is partly responsible for the administration of providing affordable housing in the City. The Housing Authority transactions are reported in the governmental fund financial statements under other governmental funds. The Palm Desert Financing Authority (Financing Authority) was formed on January 26, 1989. The purpose of the Financing Authority is to issue debt and loan the proceeds to the City and Agency. The Financing Authority's capital related transactions are reported in the governmental fund financial statements in the capital projects funds, and the collection of assessments and payments of debt service is recorded in the fiduciary funds. The City Council of Palm Desert is the governing body for the Agency, Housing Authority and Financing Authority. The financial statements of the Agency can be obtained at the administrative offices of the City. Separate financial statements are not issued for the Housing Authority and Financing Authority. Discretely Presented Component Unit The Palm Desert Recreational Facilities Corporation (Corporation) was incorporated on February 25, 1997. The purpose of the Corporation is to lease, operate and manage a restaurant and bar in the Desert Willow Golf Course in Palm Desert, California. The Board of Directors of the Corporation appoints an executive director to administer operations. The Corporation is in a separate column to emphasize that it is legally separate from the City and is financially accountable to the City. The two-member board governing the Corporation is appointed by the City Council, the City has authority to approve the Corporation's budget, and the City must approve any debt issued. Complete financial statements of the Component Unit can be obtained from the City's administrative offices. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 35 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): b. Basis of Presentation: Government-Wide Financial Statements The government-wide financial statements (i.e., the statement of net assets and the statement of activities) report information on all of the nonfiduciary activities of the primary government and its component units. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. Likewise, the primary government is reported separately from certain legally separate component units for which the primary government is financially accountable. The statement of activities demonstrates the degree to which the direct and indirect expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include: 1) charges to customers or applicants who purchase, use or directly benefit from goods, services or privileges provided by a given function or segment, and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Expenses reported for functional activities include allocated indirect expenses. Separate financial statements are provided for governmental funds, proprietary funds and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. Fund Financial Statements The accounting system of the City is organized and operated on the basis of separate funds, each of which is considered to be a separate accounting entity. Each fund is accounted for by providing a separate set of self-balancing accounts that constitute its assets, liabilities, fund equity, revenues and expenditures/expenses. Funds are organized into three major categories: governmental, proprietary and fiduciary. An emphasis is placed on major funds within the governmental and proprietary categories. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 36 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): b. Basis of Presentation (Continued): Fund Financial Statements (Continued) A fund is considered major if it is the primary operation fund of the City or meets the following criteria: a. Total assets, liabilities, revenues or expenditures/expenses of that individual governmental or enterprise fund are at least 10% of the corresponding total for all funds of that category or type; and b. Total assets, liabilities, revenues or expenditures/expenses of the individual governmental fund or enterprise fund are at least 5% of the corresponding total for all governmental and enterprise funds combined. c. The government has determined that a fund is important to the financial statement user. The funds of the financial reporting entity are described below: Governmental Fund Types General Fund - The General Fund is the general operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. Special Revenue Funds - Special Revenue Funds are used to account for the proceeds of specific revenue resources (other than major capital projects) that are legally restricted to expenditures for specified purposes. Debt Service Funds - Debt Service Funds are used to account for the accumulation of resources for, and the payment of, general long-term obligation principal, interest and related costs. Capital Projects Funds - Capital Projects Funds are used to account for financial resources to be used for the acquisition or construction of major capital facilities. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 37 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): b. Basis of Presentation (Continued): Fund Financial Statements (Continued) The funds of the financial reporting entity are described below (Continued): Proprietary Fund Types Enterprise Funds - The Enterprise Funds account for operations that are financed and operated in a manner similar to private business enterprises, where the intent of the City Council is that the costs (expenses including depreciation) of providing goods and services to the general public on a continuing basis be financed or recovered primarily through user charges. The Primary Government's Enterprise funds consist of the Parkview Office Complex and the Desert Willow Golf Course, which are operated by a management company. The Component Unit's Enterprise fund consists of the Palm Desert Recreational Facilities Corporation. Internal Service Funds - The Internal Service Fund accounts for financial transactions related to replacement of City-owned vehicles and equipment. These services are provided to other departments or agencies of the City on a cost reimbursement basis. Fiduciary Fund Types Agency Funds The Agency, Special Assessment and Treasurers 1911 Bond Act Funds are used to account for assets held by the City in a custodial capacity as a trustee or as an agent. These assets include deposits placed with the City by developers, individuals and groups to obtain future services, as well as deposits from assessment district’s property owners. These deposits are reduced by payments and/or refunds to individuals or entities at some future time. Agency funds are custodial in nature and do not involve measurement of results of operations. The City’s Retiree Service Stipend Fund is used to account for assets held to pay for the retiree service stipend. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 38 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): b. Basis of Presentation (Continued): Fund Financial Statements (Continued) The major funds are as follows: Governmental Funds The General Fund is the general operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. The Prop A Fire Tax Special Revenue Fund is used to account for all revenues derived from tax collected within the City for upgrading fire protection and prevention. Its use is restricted to obtaining, furnishing, operating and maintaining fire protection and prevention services (currently under contract with Riverside County Fire Department) equipment or apparatus. This fund is reported as a major fund because the tax collected is a voter approved measure. The RDA Low Income Housing Special Revenue Fund is used to account for the tax increment set aside to be spent on projects that benefit low and moderate income families. The Redevelopment Agency Financing Authority Debt Service Fund is used to account for the resources and payment of the debt issued by the Palm Desert Financing Authority and loaned to the Redevelopment Agency. The Redevelopment Agency Debt Service Fund is used to account for resources and payments of debt issued by the Redevelopment Agency. The Redevelopment Agency Capital Projects Fund is used to account for the financial resources to be used for the acquisition or construction of major capital facilities in the Palm Desert Redevelopment Agency. Proprietary Fund The Desert Willow Golf Course Fund is used to account for the fees collected and expenses incurred in connection with operating the municipal golf course in the City of Palm Desert. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 39 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): c. Measurement Focus and Basis of Accounting: Measurement focus is a term used to describe which transactions are recorded within the various financial statements. Basis of accounting refers to when transactions are recorded regardless of the measurement focus applied. Measurement Focus On the government-wide Statement of Net Assets and the Statement of Activities, both governmental and business-like activities are presented using the economic resources measurement focus. The accounting objectives of the economic measurement focus are the determination of operating income, changes in net assets (or cost recovery), financial position and cash flows. All assets and liabilities (whether current or noncurrent) associated with their activities are reported. In the fund financial statements, the "current financial resources" measurement focus or the "economic resources" measurement focus is used as appropriate: 1. All governmental funds utilize a "current financial resources" measurement focus. Only current financial assets and liabilities are generally included on their balance sheets. Their operating statements present sources and uses of available spendable financial resources during a given period. These funds use fund balance as their measure of available spendable financial resources at the end of the period. 2. The proprietary fund utilizes an "economic resources" measurement focus. Proprietary fund equity is classified as net assets. 3. Agency funds are not involved in the measurement of results of operations; therefore, measurement focus is not applicable to them. Basis of Accounting In the government-wide Statement of Net Assets and Statement of Activities, both governmental and business-like activities are presented using the accrual basis of accounting. Under the accrual basis of accounting, revenues are recognized when earned and expenses are recorded when the liability is incurred or economic asset used. Revenues, expenses, gains, losses, assets and liabilities resulting from exchange and exchange-like transactions are recognized when the exchange takes place. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 40 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): c. Measurement Focus and Basis of Accounting (Continued): Basis of Accounting (Continued) In the fund financial statements, governmental funds are presented on the modified accrual basis of accounting. Under this modified accrual basis of accounting, revenues are recognized when "measurable and available." Measurable means knowing or being able to reasonably estimate the amount. Available means collectible within the current period or soon enough thereafter to pay current liabilities. Revenues that are susceptible to accrual include property taxes and special assessments that are levied for and due for the fiscal year and collected within 60 days after year-end. Licenses, permits, fines, forfeits, charges for services and miscellaneous revenues are recorded as governmental fund type revenues when received in cash because they are not generally measurable until actually received. Revenue from taxpayer assessed taxes, such as sales taxes, are recognized in the accounting period in which they became both measurable and available to pay liabilities of the current period. Grants and similar items are recognized as soon as all eligibility requirements imposed by the provider have been met. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However debt service expenditures as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Interfund activity in the amount of $2,347,545 has been eliminated from the general government function for the government-wide financial statements except for charges between the government's Desert Willow Golf Course and Parkview Office Complex funds and various other functions of the government. Elimination of these charges would distort the direct costs and program revenues for the various functions considered. The accrual basis of accounting is followed by the proprietary fund. Under the accrual basis of accounting, revenues are recognized when earned and expenses are recorded when the liability is incurred or economic assets are used. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing goods and services in connection with a proprietary fund's principal ongoing operations. The principal revenue of the Desert Willow Golf Course and Parkview Office Complex Enterprise Funds are charges to customers for use of the golf course and rental fees. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 41 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): c. Measurement Focus and Basis of Accounting (Continued): Basis of Accounting (Continued) When both restricted and unrestricted resources are available for use, it is the government's policy to use restricted resources first, and then unrestricted resources as they are needed. d. Capital Assets and Depreciation: Capital assets, which include property, plant, equipment and infrastructure assets (e.g., roads, traffic signals, drainage systems and similar items), are reported in the applicable governmental or business-type activities column in the government-wide financial statements. Capital assets are defined by the City as assets with an initial cost of more than $500 and an estimated life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. In accordance with GASB Statement No. 34, the City has reported general infrastructure assets acquired in prior and current years. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. Property, plant and equipment of the primary government, as well as the component units, are depreciated using the straight-line method over the following estimated useful lives: Buildings 40 years Improvements other than buildings 20 years Machinery and equipment 5 to 8 years Infrastructure 20 to 75 years e. Appropriations Limit: Under Article XIII-B of the California Constitution (the Gann Spending Limitation Initiative), the City is restricted as to the amount of annual appropriations from the proceeds of taxes, and if proceeds of taxes exceed allowed appropriations, the excess must either be refunded to the State Controller or returned to the taxpayers through revised tax rates, revised fee schedules or other refund arrangements. For the fiscal year ended June 30, 2011, proceeds of taxes did not exceed appropriations. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 42 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): f. Investments: Investments are stated at fair value (quoted market price or the best available estimate thereof). g. Cash and Investments: For purposes of the statement of cash flows, the City has defined cash and investments to include cash on hand, demand deposits, investments held in various instruments, and investments held in the California Local Agency Investment Fund (LAIF), California Asset Management Program (CAMP), Riverside County Treasurer’s Pooled Investment Fund and Rabobank. h. Employee Compensated Absences: It is the government's policy to permit employees to accumulate earned but unused vacation and sick leave (compensated absences). Vacation pay and sick leave, which are expected to be liquidated with expendable available resources, are reported as expenditure and liability of the governmental fund that will pay it only if they have matured, for example, as a result of employee resignations or retirements. Compensated absences in the amount of $2,327,599, which are not expected to be liquidated with expendable available financial resources, are reported as long-term liabilities. i. Property Held for Resale: The Agency purchased land within the Agency's project area. The land held for resale is recorded in the Redevelopment Agency Low Income Housing Special Revenue Fund and Other Governmental Funds as property held for resale at the lower of acquisition cost or net realizable value. At June 30, 2011, the cost of the property held for resale for various housing properties in Palm Desert totaled $2,983,412. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 43 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): j. Inventories, Prepaid Costs and Deposits: Inventory in the amount of $220,236 and $45,349 for the Desert Willow Golf Course Enterprise Fund (Primary Government) and Palm Desert Recreational Facilities Corporation (Component Unit), respectively, are stated at lower of cost or market with cost determined using the weighted average cost method. Inventory in the amount of $25,631 in the general fund and Other Governmental Funds are stated at cost. Inventory is recorded as an expenditure when consumed rather than purchased. Certain payments to vendors that reflect costs applicable to future accounting periods are recorded as prepaid costs in the government-wide and fund financial statements. k. Property Tax Calendar: Property taxes are assessed and collected each fiscal year according to the following property tax calendar: Lien date: January 1 Levy date: July 1 to June 30 Due date: November 1 - 1st Installment March 1 - 2nd Installment Delinquent date: December 10 - 1st Installment April 10 - 2nd Installment Under California law, property taxes are assessed and collected by the counties up to 1% of assessed value, plus other increases approved by the voters. The property taxes go into a pool and are then allocated to the cities based on complex formulas prescribed by state statutes. The City accrues only those taxes, which are received within 60 days after the year-end. The City is a participant in the Teeter Plan under the California Revenue and Taxation Code. The County of Riverside has responsibility for the collection of delinquent taxes and the City receives 100% of the levy. l. Restricted Assets: Certain proceeds of debt issues, as well as certain resources set aside for their repayment, are classified as restricted assets on the balance sheet because they are maintained in separate trustee bank accounts and their use is limited to applicable bond covenants. In addition, funds have been restricted for future capital improvements by City resolution. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 44 - 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED): m. Use of Estimates: The financial statements are prepared in conformity with accounting principles generally accepted in the United States of America and, accordingly, include amounts that are based on management’s best estimates and judgments. The financial statements include estimates for the value of the capital assets (infrastructure), depreciation expense, fair value of investments, for the amounts reported for the schedule of funding progress for the Defined Benefit Plan (Note 10) and actuarial accrued liability for the other post-employment benefits (Note 14). Accordingly, actual results could differ from the estimates. 2. CASH AND INVESTMENTS: As of June 30, 2011, cash and investments were reported in the accompanying financial statements as follows: Governmental activities $ 420,849,645 Business-type activities 3,904,928 Component unit 187,609 Fiduciary funds 22,464,671 Total Cash and Investments $ 447,406,853 Cash and investments at June 30, 2011 consisted of the following: Demand accounts $ 2,042,744 Petty cash 22,150 Investments 445,341,959 Total Cash and Investments $ 447,406,853 The City of Palm Desert maintains a cash and investment pool that is available for use for all funds. Each fund type's position in the pool is reported on the combined balance sheet as cash and investments. The City has adopted an investment policy, which authorizes it to invest in various investments. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 45 - 2. CASH AND INVESTMENTS (CONTINUED): Deposits At June 30, 2011, the carrying amount of the City’s deposits was $2,042,744, and the bank balance was $2,575,222. The $(532,478) difference represents outstanding checks and other reconciling items. The California Government Code requires California banks and savings and loan associations to secure an Entity's deposits by pledging government securities with a value of 110% of an Entity's deposits. California law also allows financial institutions to secure deposits by pledging first trust deed mortgage notes having a value of 150% of total deposits. The City Treasurer may waive the collateral requirement for deposits that are fully insured up to $250,000 by the FDIC. The collateral for deposits in federal and state chartered banks is held in safekeeping by an authorized Agent of Depository recognized by the State of California Department of Banking. The collateral for deposits with savings and loan associations is generally held in safekeeping by the Federal Home Loan Bank in San Francisco, California as an Agent of Depository. These securities are physically held in an undivided pool for all California public agency depositors. Under Government Code Section 53655, the placement of securities by a bank or savings and loan association with an Agent of Depository has the effect of perfecting the security interest in the name of the local governmental agency. Accordingly, all collateral held by California Agents of Depository are considered to be held for, and in the name of, the local governmental agency. Investments Under provision of the City’s investment policy and in accordance with the California Government Code, the following investments are authorized: • United States Treasury bills, notes, bonds or certificates of indebtedness • United States government-sponsored agency obligations, participations or other instruments • Banker’s Acceptances issued by commercial banks • Commercial Paper issued by general corporations • Negotiable Certificates of Deposits, issued by a nationally or state-chartered bank, a savings association, a federal association or by a state-licensed branch of a foreign bank • Time Certificates of Deposit issued by qualified public depositories. • Repurchase Agreements sold by authorized brokers • Medium-Term Notes issued by corporations organized and operating in the United States, or by depository institutions operating in the United States and licensed by the United States or by any state CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 46 - 2. CASH AND INVESTMENTS (CONTINUED): Investments (Continued) • Money Market Mutual Funds that are registered with the SEC under the Investment Act of 1940 • State of California Local Agency Investment Fund (LAIF) that is managed by the State Treasurer’s Office • Structured Notes in the form of callable securities or “STRIPS” issued by the United States Treasury, Federal Agencies or government-sponsored enterprises • Local Government Investment Pools GASB Statement No. 31 The City adopted GASB Statement No. 31, Accounting and Financial Reporting for Certain Investments and for External Investment Pools, as of July 1, 1997. GASB Statement No. 31 establishes fair value standards for investments in participating interest earning investment contracts, external investment pools, equity securities, option contracts, stock warrants and stock rights that have readily determinable fair values. Credit Risk The City Treasurer is authorized under state and municipal law to invest in various types of securities that meet specified credit quality standards, based upon credit risk ratings assigned by Standard and Poors (S&P) or by Moody’s Investor Services (Moody’s). Permissible City investments include medium-term notes that are rated “A” or higher at time of purchase; commercial paper that is rated “A-1” or the equivalent; money market mutual funds that are rated “AAA”; and United States Government and Federal Agency securities (the quality of United States Treasury securities is not analyzed since they are not deemed to have credit risk). Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the minimum rating required, when applicable, by the California Government Code, the City’s investment policy, or debt agreements, and the Standard and Poor’s rating as of year-end for each investment type. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 47 - 2. CASH AND INVESTMENTS (CONTINUED): Credit Risk (Continued) Total Minimum as of Legal Investment Type June 30, 2011 Rating AAA Other Unrated California Local Agency Investment Fund $ 28,028,383 N/A $ - $ - $ 28,028,383 California Asset Management Program 14,613,210 N/A 14,613,210 - - Rabobank 99,509,345 N/A 99,509,345 - - Riverside County Treasurer’s Pooled Investment Fund 87,589,029 N/A 87,589,029 - - United States Government Sponsored Agency Securities 41,233,490 N/A 41,233,490 - - Medium-term corporate notes 14,550,806 A - 14,550,806 - Investment in City Bonds 2,790,000 N/A - - 2,790,000 Held by Fiscal Agent: Escrow deposit 625,098 N/A - - 625,098 Money market mutual funds 7,068,846 AAA 7,068,846 - - California Local Agency Investment Fund 149,333,752 N/A - - 149,333,752 Total $ 445,341,959 $ 250,013,920 $ 14,550,806 $180,777,233 N/A - Not Applicable The actual ratings for the Medium Term Corporate Notes (MTN) are as follows: Other: A $ 4,015,768 Aa 10,535,038 $ 14,550,806 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 48 - 2. CASH AND INVESTMENTS (CONTINUED): Custodial Credit Risk The custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for the investments is the risk that, in the event of the failure of the counterparty to a transaction, a government will not be able to recover the value of investment or collateral securities that are in the possession of an outside party. As of June 30, 2011, none of the City’s deposits or investments were exposed to custodial credit risk. Concentration of Credit Risk The City’s investment policy imposes restrictions on the percentage the City can invest in certain types of investments, which the City is in compliance. As of June 30, 2011, in accordance with GASB Statement no. 40, if the city has invested more than 5% of its total investments in any one issuer then they are exposed to concentration of credit risk. The following investments are considered to be exposed to concentration of credit risk: Reported Percent of Issuer Investment Type Amount Investment Federal Home Loan Bank U.S. Government Sponsored Agency Securities $ 26,653,849 6.1% U.S. investments in mutual funds and external investment pools are excluded from this requirement. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 49 - 2. CASH AND INVESTMENTS (CONTINUED): Concentration of Credit Risk (Continued) The City’s Investment policy imposes the following restrictions on the maximum percentage it can invest in a single type of investment. Portfolio Single Issuer Issuer Maximum Maximum United States Treasury Bills, Notes, Bonds 100% N/A United States Government-Sponsored Agency Securities 100% 30% Banker’s Acceptances 40% 30% Commercial Paper 25% 10% Negotiable Certificates of Deposit 30% N/A Time Certificates of Deposit 15% N/A Repurchase Agreements 20% N/A Medium-Term Corporate Notes 30% 5% Money Market Mutual Funds 20% N/A Local Agency Investment Fund (LAIF) $50M/Acct N/A Structured Notes (STRIPS) 20% N/A Local Government Investment Pools 30% N/A N/A - Not Applicable The City’s policy is more conservative than state law, which has no issuer concentration limits on federal agency debt. The federal agency debt that the City purchases have implied credit ratings of “AAA/Aaa”. Subsequent to June 30, 2011, Federal Agency debt has been downgraded to “AA+ (negative)/Aaa (negative)”. Interest Rate Risk The City's investment policy limits investment maturities as a means of managing its exposure to fair value losses arising from increasing interest rates. The City's investment policy states that the City shall not invest in securities with maturities exceeding five years and the weighted-average maturity of the City portfolio shall not exceed 540 days. The City has elected to use the segmented time distribution method of disclosure for its interest rate risk. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 50 - 2. CASH AND INVESTMENTS (CONTINUED): Interest Rate Risk (Continued) As of June 30, 2011, the City had the following investments and maturities: Less Than 6 months - 1 year - Over Fair 6 Months 1 year 3 years 3 years Value California Local Agency Investment Fund $ 28,028,383 $ - $ - $ - $ 28,028,383 California Asset Management Program 14,613,210 - - - 14,613,210 Rabobank 99,509,345 - - - 99,509,345 Riverside County Treasurer’s Pooled Investment Fund 87,589,029 - - - 87,589,029 United States Government Sponsored Agency Securities 18,075,036 - 23,158,454 - 41,233,490 Medium-term corporate notes 10,867,541 - 3,683,265 - 14,550,806 Investment in City Bonds 131,000 - 423,000 2,236,000 2,790,000 Held by Fiscal Agent: Escrow deposit 625,098 - - - 625,098 Money market mutual funds 7,068,846 - - - 7,068,846 California Local Agency Investment Fund 149,333,752 - - - 149,333,752 $ 415,841,240 $ - $ 27,264,719 $ 2,236,000 $445,341,959 Investment in State Investment Pool The City is a voluntary participant in the Local Agency Investment Fund (LAIF) that is regulated by California Government Code Section 16429 under the oversight of the Treasurer of the State of California. The fair value of the City’s investment in this pool is reported in the accompanying financial statements at amounts based upon the City’s pro-rata share of the fair value provided by LAIF for the entire LAIF portfolio (in relation to the amortized cost of that portfolio). The balance available for withdrawal is based on the accounting records maintained by LAIF, which are recorded on an amortized cost basis. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 51 - 2. CASH AND INVESTMENTS (CONTINUED): Investment in California Asset Management Program The California Asset Management Program (CAMP) is a public joint powers authority which provides California Public Agencies with investment management services for surplus funds and comprehensive investment management, accounting and arbitrage rebate calculation services for proceeds of tax-exempt financings. The CAMP currently offers the Cash Reserve Portfolio, a short-term investment portfolio, as a means for Public Agencies to invest these funds. Public Agencies that invest in the Pool (Participants) purchase shares of beneficial interest. Participants may also establish individual, professionally managed investment accounts (Individual Portfolios) by separate agreement with the Investment Advisor. Investments in the Pools and Individual Portfolios are made only in investments in which Public Agencies generally are permitted by California statute. The CAMP may reject any investment and may limit the size of a Participant’s account. The Pool seeks to maintain, but does not guarantee, a constant net asset value of $1.00 per share. A Participant may withdraw funds from its Pool accounts at any time by check or wire transfers. Requests for wire transfers must be made by 9:00 a.m. that day. Fair value of the Pool is determined by the fair value per share of the Pool’s underlying portfolio. Investment in Riverside County Treasurer’s Pooled Investment Fund The City is a voluntary participant in the Riverside County Treasurer’s Pooled Investment Fund (Pooled Fund). The fair value of the City’s investment in this pool is reported in the accompanying financial statements at amounts based upon the City’s pro-rata share of the fair value that the Riverside County Treasurer’s Office has provided for the entire Pooled Fund (in relation to the amortized cost of that portfolio). The balance available for withdrawal is based upon the accounting records that the Riverside County Treasurer’s Office maintains, which are recorded on an amortized cost basis. Investment in Rabobank Money Market Accounts The City has money market accounts (MMAs) with Rabobank, N.A. These accounts are the financial obligations of the bank, and are collateralized with government securities at 110 percent of the balance on deposit pursuant to California Government Code Section 53652, with a third party custodian holding the collateral. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 52 - 3. RECEIVABLES: Primary Government's Governmental Funds Notes and Loans Receivable: On August 8, 2006, the City Palm Desert issued $3,165,000 of Limited Obligation Bonds. The proceeds of the Bonds will be used to finance the construction of the utility undergrounding and pay the cost of issuance. The debt service on the bonds is to be paid by assessments secured on the property tax rolls of those properties benefiting from the improvements. Bond maturities began September 2, 2007, and continue annually through 2036. The interest rates of the bonds range from 3.85% to 5.15%. The City of Palm Desert is the only bondholder on record for the bonds and reports a receivable in the general fund that corresponds to the outstanding principal on the bonds. As of June 30, 2011, the receivable balance was $1,658,000. On April 21, 2003, the Agency entered into a loan agreement with The Regents of the University of California, on behalf of its Riverside Campus, to loan various amounts over a period of time, not to exceed an aggregate amount of $2,000,000. Proceeds of the loan are to be used for capital improvements at the University’s Riverside Campus. The outstanding principal balance and interest on the note is due in five annual payments beginning on July 15, 2009. As of June 30, 2011, the amount outstanding on the loan is $1,200,000. The City has $13,310 and the Agency has $26,045 in home improvement loans. Payments of interest and principal are due monthly on these loans. The City entered into several individual loan agreements with residents of the Highlands Utility Undergrounding Assessment District No. 04-01. The loans were issued by the City to pay off the principal of the respective properties assessment. In turn, the residents agreed to pay to the City the full cost of the loan amount plus any accrued interest at a rate of 5.35%. The full amount of the loan along with all accrued interest is due and payable at the earliest of September 2, 2036 or any change in ownership of the property. At June 30, 2011 the total receivable from the Highlands Deferral Loan Program is $140,739. A loan receivable for the construction of a multi-family affordable housing development dated June 14, 2001, with a balance of $7,298,547 is due from the Palm Desert Development Company. The loan is secured by a Deed of Trust with assignment to property, rent and fixtures on the housing development located in Palm Desert. Interest is earned and due annually at a rate of 1% per annum from the date on which the final certificate of occupancy is issued. Principal on the loan is based on the applicable agency’s percentage of positive net cash flow derived from the operations of the Development. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 53 - 3. RECEIVABLES (CONTINUED): Primary Government's Governmental Funds (Continued) Notes and Loans Receivable (Continued): On August 28, 2008 the City Council approved through resolution the Energy Independence Program (EIP), which is supported by Senate Bill AB811. The EIP program allowed the City to create the funding mechanism to assist the residents and businesses entering into a loan agreement with the City and providing the money for the borrowers to acquire and install energy efficient improvements. Senate Bill AB811 allows the City to lien the properties through annual property tax assessments for a period not to exceed 20 years. To date, 168 residents and business owners entered into loan agreements with the City and have completed their improvements through the EIP program. The loans are payable in two annual installments for a period of 5 years to 20 years at an interest rate of 7% annually. On June 30, 2011 the outstanding loans receivable through the EIP Program was $5,404,076. On January 13, 2011 the City Council approved a loan in the amount of $102,300 with the Coachella Valley Water District for the relocation of water lines and installation of siphons. The loan provided is interest-free and principal is due within the first quarter of the 2011-2012 fiscal year which begins on July 1, 2011. The Agency has issued loans for several other projects, all of which are secured by a deed of trust. A valuation allowance equal to the loan balance has been recognized since there is a significant possibility that these loans will either become uncollectible or forgiven by the Agency at a future date if all the terms of the loans have been met. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 54 - 3. RECEIVABLES (CONTINUED): Primary Government's Governmental Funds (Continued) Notes and Loans Receivable (Continued): Detailed information for these loans is as follows: Loan Balance Interest Maturity Special Provisions Project Name Outstanding Rate Date Secured By of Loan Self-Help 429,000$ 7.25% 30 years Deed of Trust Housing Program or 2024 Home Improvement 318,304 N/A N/A Deed of Trust Loans Portola Palms 113,640 3.00% 30 years Deed of Trust Mobilehome Park from date of loan Desert Rose 2,275,438 3.00% 30 - 45 years* Deed of Trust from date of loan Loan balance and interest due upon maturity, unpaid balance of loan or interest will bear an interest rate of 12%. Loan is payable upon change or transfer of title, refinancing or upon the death of the borrower. Restrictive covenants are placed against property to maintain affordability for up to 45 years in exchange for favorable loan terms. Loan balance and interest will be forgiven at maturity if debtor does not breach the terms and conditions of either the unit regulatory agreement or note. Loan will be forgiven at maturity unless the debtor is in violation of the unit regulatory agreement or the deed of trust. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 55 - 3. RECEIVABLES (CONTINUED): Primary Government's Governmental Funds (Continued) Notes and Loans Receivable (Continued): Detailed information for these loans (Continued): Loan Balance Interes Maturit Special Provisions Project Name Outstanding Rate Date Secured By of Loan Falcon Crest 5,490,383$ 3.00% 30 - 45 Deed of Trust years from date of loan Acquisition, 190,510 3.00% 30 - 45 Deed of Trust Rehabilitation, years Assignment Resale from date of Rent of loan * All properties acquired from the Redevelopment Agency after June 2009 will have a 45 year restrictive covenant. Loan is payable upon change or transfer of title, refinancing or upon the death of the borrower. Restrictive covenants are placed against property to maintain affordability for up to 45 years in exchange for favorable loan terms. Loan is payable upon change or transfer of title, refinancing or upon the death of the borrower. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 56 - 4. INTERFUND RECEIVABLES, PAYABLES AND TRANSFERS: Due To/From Other Funds The composition of interfund balances as of June 30, 2011, was as follows: Due From Due To Amount RDA Debt Service RDA Capital Projects $ 3,979,739 Other Governmental Funds Desert Willow Golf Course 500,000 $ 4,479,739 The RDA Debt Service receivable of $3,979,739 to RDA Capital Projects was to provide temporary funds for operators. The Capital Golf Fund advanced $500,000 to Desert Willow for operations during the construction phase of the clubhouse and kitchen expansion. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 57 - 4. INTERFUND RECEIVABLES, PAYABLES AND TRANSFERS (CONTINUED): Advances To/From Other Funds The composition of interfund balances as of June 30, 2011, was as follows: Advances From Advances To Amount General Fund RDA Debt Service Fund $ 2,636,000 RDA Low-Income Housing RDA Debt Service Fund 17,821,288 Other Governmental Funds RDA Debt Service Fund 10,919,000 $ 31,376,288 The advances from the General Fund and Other Governmental Funds were made to the Redevelopment Agency for capital improvements. The advances earn interest at a rate equal to LAIF rates plus four percent (4%) in Project Area No. 1 and plus two percent (2%) in Project Area No. 2. The advances from the RDA Low-Income Housing Fund to the RDA Debt Service Fund made to cover the SERAF payment are due to be paid prior to June 30, 2015. The advances have no interest rate. Due To/From Component Unit Due From Component Unit Major Funds: General Fund $ 285,000 Desert Willow Golf Course 1,195,297 $ 1,480,297 The receivable by the General Fund is for rent owed by the Palm Desert Recreational Facilities Corporation (PDRFC), and the receivable by the Desert Willow Golf Course represents funds loaned to PDRFC for operations. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 58 - 4. INTERFUND RECEIVABLES, PAYABLES AND TRANSFERS (CONTINUED): Interfund Transfers The composition of interfund balances as of June 30, 2011, was as follows: RDA Low Income RDA Housing Financing RDA Special Authority Capital Other Internal General Revenue Debt Service Projects Governmental Service Transfers Out: Fund Fund Fund Fund Funds Total Fund Totals General Fund -$ -$ -$ -$ 4,679,432$ 4,679,432$ 1,000,000$ 5,679,432$ RDA Low Income Housing - - 9,080,943 336,135 7,716,495 17,133,573 - 17,133,573 RDA Financing Authority Debt Service - - - 5,097 - 5,097 - 5,097 RDA Debt Service - 16,365,307 22,510,820 3,539,203 - 42,415,330 - 42,415,330 RDA Capital Projects - - - 845,502 - 845,502 - 845,502 Other Governmental Funds 2,251,634 - - - 2,225,029 4,476,663 - 4,476,663 Office Complex Parkview Enterprise Fund 440,000 - - - - 440,000 - 440,000 Totals 2,691,634$ 16,365,307$ 31,591,763$ 4,725,937$ 14,620,956$ 69,995,597$ 1,000,000$ 70,995,597$ Transfers In CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 59 - 4. INTERFUND RECEIVABLES, PAYABLES AND TRANSFERS (CONTINUED): Interfund Transfers (Continued) Transfers are used to: 1. Move receipts restricted to debt service from the funds collecting the receipts to the debt service funds as debt service payments become due, 2. Transfer 20% of tax increment received by RDA debt service funds to the low and moderate income housing special revenue fund, 3. Transfer allocation of administrative expenses, 4. Transfer revenues to provide for capital projects, 5. Transfer revenues to provide for additional resources to pay for expenditures, and 6. Transfer to cover future cost of equipment. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 60 - 5. CAPITAL ASSETS: A summary of changes in capital assets at June 30, 2011, was as follows: Primary Government - Governmental Activities Balance at Balance at Balance at June 30, 2010 Adjustments June 30, 2010 Transfers Additions Deletions June 30, 2011 Capital assets, not being depreciated: Land 126,889,328$ 407,865$ 127,297,193$ 302,538$ 1,861,142$ (121,537)$ 129,339,336$ Right-of-way 120,629,487 - 120,629,487 - 176,958 (98,379) 120,708,066 Construction-in-progress 18,698,513 - 18,698,513 (10,748,006) 11,464,173 (1,173,861) 18,240,819 Total capital assets, not being depreciated 266,217,328 407,865 266,625,193 (10,445,468) 13,502,273 (1,393,777) 268,288,221 Capital assets, being depreciated: Buildings 119,488,718 - 119,488,718 10,413,646 - (3,843,282) 126,059,082 Improvements other than buildings 53,699,570 - 53,699,570 - 47,292 - 53,746,862 Machinery and equipment 8,517,839 - 8,517,839 (52,594) 341,083 (96,888) 8,709,440 Infrastructure 223,310,336 - 223,310,336 31,822 315,241 - 223,657,399 Equipment - Internal service fund 5,440,615 - 5,440,615 52,594 76,911 (106,135) 5,463,985 Total capital assets, being depreciated 410,457,078 - 410,457,078 10,445,468 780,527 (4,046,305) 417,636,768 Less accumulated depreciation for: Buildings (39,150,557) (282,036) (39,432,593) - (3,106,689) 339,513 (42,199,769) Improvements other than buildings (18,398,131) - (18,398,131) - (2,811,066) - (21,209,197) Machinery and equipment (6,870,480) - (6,870,480) - (592,651) 80,010 (7,383,121) Infrastructure (66,301,868) - (66,301,868) - (5,399,502) - (71,701,370) Equipment - Internal service fund (4,017,695) - (4,017,695) - (343,145) 74,862 (4,285,978) Total accumulated depreciation (134,738,731) (282,036) (135,020,767) - (12,253,053) 494,385 (146,779,435) Capital assets, being depreciated, net 275,718,347 (282,036) 275,436,311 10,445,468 (11,472,526) (3,551,920) 270,857,333 Capital assets, net - Governmental Activities 541,935,675$ 125,829$ 542,061,504$ -$ 2,029,747$ (4,945,697)$ 539,145,554$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 61 - 5. CAPITAL ASSETS (CONTINUED): A summary of changes in capital assets at June 30, 2011, was as follows: Primary Government - Business-type Activities Balance at Balance at Balance at June 30, 2010 Adjustments June 30, 2010 Transfers Additions Deletions June 30, 2011 Capital assets, not being depreciated: Land 52,616,189$ -$ 52,616,189$ -$ 533,868$ -$ 53,150,057$ Total capital assets, not being depreciated 52,616,189 - 52,616,189 - 533,868 - 53,150,057 Capital assets, being being depreciated: Buildings and improvements 19,592,533 - 19,592,533 - 6,010,373 (27,353) 25,575,553 Machinery and equipment 6,088,829 - 6,088,829 - 1,541,459 (1,385,531) 6,244,757 Total capital assets, being depreciated 25,681,362 - 25,681,362 - 7,551,832 (1,412,884) 31,820,310 Less accumulated depreciation for: Buildings and improvements (4,838,146) - (4,838,146) - (725,137) 21,669 (5,541,614) Machinery and equipment (5,228,346) - (5,228,346) - (499,091) 1,377,824 (4,349,613) Total accumulated depreciation (10,066,492) - (10,066,492) - (1,224,228) 1,399,493 (9,891,227) Capital assets, being depreciated, net 15,614,870 - 15,614,870 - 6,327,604 (13,391) 21,929,083 Capital assets, net - Business-type Activities 68,231,059$ -$ 68,231,059$ -$ 6,861,472$ (13,391)$ 75,079,140$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 62 - 5. CAPITAL ASSETS (CONTINUED): Depreciation expense was charged to functions/programs of the primary government as follows: Governmental Activities: General government $ 804,196 Housing and redevelopment 2,598,417 Public safety 230,415 Public works 5,932,310 Parks, recreation and culture 2,344,570 Depreciation expenses for internal service funds is charged to various functions based on usage of capital assets 343,145 Total depreciation expense - governmental activities $ 12,253,053 Business-type Activities: Desert Willow Golf Course $ 841,401 Parkview Office complex 382,827 Total depreciation expense - business-type activities $ 1,224,228 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 63 - 6. LONG-TERM LIABILITIES: The following is a summary of long-term liability transactions of the City for the year ended June 30, 2011: Primary Government - Governmental Activities Balance Balance Due Within July 1, 2010 Additions Reductions June 30, 2011 One Year Special assessment deb with governmen commitment 1,719,000$ -$ (61,000)$ 1,658,000$ 34,000$ Tax allocation bonds 388,972,156 1,529,211 (22,240,000) 368,261,367 15,290,000 Limited obligation improvement bonds 3,151,000 - (361,000) 2,790,000 131,000 Lease revenue bonds 5,225,000 - (130,000) 5,095,000 140,000 Notes payable 245,414 - (122,707) 122,707 122,707 Claims and judgments ayable 899,691 - (428,824) 470,867 320,000 Compensated absences ayable 2,162,510 1,911,556 (1,746,467) 2,327,599 600,000 Subtotal 402,374,771 3,440,767 (25,089,998) 380,725,540 16,637,707 Add: Unamortized ond premiu 6,899,537 - (475,703) 6,423,834 - Less: Deferred amoun on refunding (1,360,820) - 122,715 (1,238,105) - Total 407,913,488$ 3,440,767$ (25,442,986)$ 385,911,269$ 16,637,707$ Debt service payments for the special assessment debt with government commitment, tax allocation bonds and notes payable are made from debt service funds and a special revenue fund. Primary Government -Business-type Activities: Capital leases 328,273$ 1,120,497$ (413,049)$ 1,035,721$ 215,945$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 64 - 6. LONG-TERM LIABILITIES (CONTINUED): Special Assessment Debt with Government Commitment Highlands Undergrounding Assessment District No. 04-01, Limited Obligation Improvement Bonds, Series 2006 On August 8, 2006, the City Palm Desert issued $3,165,000 of Limited Obligation Bonds. The proceeds of the Bonds will be used to finance the construction of the utility undergrounding and pay the cost of issuance. The debt service on the bonds is to be paid by assessments secured on the property tax rolls of those properties benefiting from the improvements. In the event that assessment collections are insufficient to pay the debt service, the City has a potential obligation to provide additional funds to pay the debt service, therefore these bonds are reported as special assessment debt with government commitment. Bond maturities begin September 2, 2007, and continue annually through 2036. The interest rates of the bonds range from 3.85% to 5.15%. The City of Palm Desert is the only bondholder on record of the bonds. The future debt service requirements on the Highlands Undergrounding Assessment District No. 04-01, Limited Obligation Improvement Bonds, Series 2006 are as follows: Year Ending June 30, Principal Interest Total 2012 34,000$ 82,793$ 116,793$ 2013 35,000 81,274 116,274 2014 36,000 79,677 115,677 2015 37,000 77,997 114,997 2016 39,000 76,221 115,221 2017 - 2021 227,000 350,038 577,038 2022 - 2026 291,000 285,292 576,292 2027 - 2031 371,000 201,117 572,117 2032 - 2036 477,000 92,423 569,423 2037 111,000 2,858 113,858 1,658,000$ 1,329,690$ 2,987,690$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 65 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds A summary of changes in tax allocation bonds at June 30, 2011, was as follows: Balance Additions/ Repayments/ Balance Due Within July 1, 2010 Accretion Reductions June 30, 2011 One Year Project Area No. 1 2002A TARRBs, $22,070,000 22,070,000$ -$ -$ 22,070,000$ -$ 2003 TARBs, $19,000,000 19,000,000 - - 19,000,000 - 2004A TARRBs, $24,945,000 19,830,000 - (1,130,000) 18,700,000 1,050,000 2006 A & B TARBs, $62,320,000 53,870,000 - (2,320,000) 51,550,000 2,450,000 2007A TARRBs, $32,600,000 25,420,000 - (2,625,000) 22,795,000 2,870,000 Project Area No. 2 2002A TARRBs, $17,310,000 12,660,000 - (720,000) 11,940,000 760,000 2003 TARBs, $15,745,000 15,745,000 - - 15,745,000 - 2006 A-D TARBs, $67,618,213 67,340,585 993,362 (9,405,000) 58,928,947 1,720,000 Project Area No. 3 2003 TARBs, $4,745,000 4,020,000 - (105,000) 3,915,000 110,000 2006 A-C TABs, $15,059,526 15,647,978 226,380 (170,000) 15,704,358 205,000 Project Area No. 4 1998 TARBs, $11,02,000 8,355,000 - (130,000) 8,225,000 135,000 2001 TARBs, $15,695,000 13,895,000 - (320,000) 13,575,000 325,000 2006A TARBs, $19,273,089 19,703,593 309,469 (435,000) 19,578,062 570,000 Combined Low and Moderate Housing 1998 TARBs, $48,760,000 2,995,000 - (1,460,000) 1,535,000 1,535,000 2002 TARBs, $12,100,000 10,335,000 - (285,000) 10,050,000 295,000 2007 TARBs, $86,155,000 78,085,000 - (3,135,000) 74,950,000 3,265,000 Total 388,972,156$ 1,529,211$ (22,240,000)$ 368,261,367$ 15,290,000$ Tax Allocation bonds used for capital improvements are special obligations of the Agency and the Financing Authority (a component unit of the Agency) and are secured by an irrevocable pledge of tax revenues and other funds as provided under the Bond Resolution. The bonds and any interest thereon are not a debt of the City, the State of California or any of its political subdivisions, and neither the City, the State of California nor any of its political subdivisions is liable on the bonds, nor in any event shall the bonds and interest thereon be payable out of any funds or properties other than those provided under the Bond Resolution. The Agency purchased insurance from Ambac Assurance Corporation (Ambac) and MBIA Insurance Corporation (MBIA) for the purpose of enhancing the creditworthiness of the bonds. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 66 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) On November 8, 2010, Ambac Financial Group, Inc. (“Ambac Group”), whose principal operating subsidiary, Ambac Assurance Corporation, is a guarantor of public finance and structured finance obligations, announced that it filed for a voluntary petition for relief under Chapter 11 of the United States Bankruptcy Code (“Bankruptcy Code”) in the United States Bankruptcy Court for the Southern District of New York (“Bankruptcy Court”). Ambac Group will continue to operate in the ordinary course of business as “debtor-in-possession” under the jurisdiction of the Bankruptcy Court and in accordance with the applicable provisions of the Bankruptcy Code and the orders of the Bankruptcy Court. On February 18, 2009, MBIA announced the restructuring of its financial guaranty insurance operations into two separately capitalized sister companies, with one entity (MBIA Illinois) assuming the risk associated with its US municipal exposures, and the other (MBIA Corp) insuring the remainder of the portfolio. Subsequent to the restructuring of MBIA, Moody’s Ratings assigned ratings to the reinsured municipal securities based on the higher of (a) the insurance financial strength rating of MBIA Illinois, to ‘Baa1’; or (b) the published underlying rating. Susequent to the restructuring of MBIA, S&P assigned its insurance financial strength rating of MBIA Illinois to ‘AA-minus’. Effective March 19, 2009, MBIA Illinois was renamed National Public Finance Guarantee Corporation (“NPFGC”). National Public Finance Guarantee Corporation (formerly MBIA Illinois), an insurance subsidiary of MBIA, which assumes the risk associated with U.S. municipal exposures, has financial strength credit ratings of “BBB (Developing)/Baa1 (Developing)”. Pursuant to California Health and Safety Code Section 33670, the total number of dollars of taxes which may be divided and allocated to the Agency for Project Area No. 1 is $500,000,000, and it is estimated that the cap will be reached in the year 2022. Project Area No. 4’s total is $600,000,000, and it is estimated that this cap will be reached in the year 2034. The result of reaching the cap limits would preclude the Agency from receiving taxes and using the taxes to pay debt in these project areas, thereby requiring the Agency to call bonds prior to those dates. As of June 30, 2011, the Agency has transferred $6,298,846 to its trustee to cover debt payments. Standard & Poor’s Ratings Services (“Standard & Poor’s”) has lowered its underlying rating from “A” to “A-“ on the following issues of bonds issued by the Authority: (i) the Authority’s Tax Allocation Revenue Bonds (Project Area No. 1, as Amended), 2006 Series A (the “2006A Authority Bonds”), (ii) the Authority’s Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as Amended), 2006 Series B (Taxable) (the “2006B Authority Bonds”, and together with the 2006A Authority Bonds, the “2006 Authority Bonds”), and (iii) the Authority’s Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as Amended), 2007 Series A (the “2007 Authority Bonds”). CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 67 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) 2002 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) In March 2002, the Palm Desert Financing Authority issued $22,070,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) 2002 Series A. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency. A portion of the proceeds of the loan was used to prepay the prior loan, which affected the current refunding of a like portion of the prior bonds. The remainder was used to fund various redevelopment capital projects of the Agency in Project Area No. 1. The bonds consist of $10,905,000 term bonds at 5.00% due April 1, 2025, and $11,165,000 term bonds at 5.10% due April 1, 2030. Interest is payable semi-annually on April 1 and October 1. Mandatory sinking fund redemptions begin April 1, 2024. The future debt service requirements on the 2002 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) are as follows: Year Ending June 30, Principal Interest Total 2012 -$ 1,114,665$ 1,114,665$ 2013 - 1,114,665 1,114,665 2014 - 1,114,665 1,114,665 2015 - 1,114,665 1,114,665 2016 - 1,114,665 1,114,665 2017 - 2021 - 5,573,325 5,573,325 2022 - 2026 12,920,000 4,789,075 17,709,075 2027 - 2030 9,150,000 1,195,440 10,345,440 22,070,000$ 17,131,165$ 39,201,165$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 68 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) 2003 Series Tax Allocation Revenue Bonds (Project Area No. 1) In July 2003, the Financing Authority issued $19,000,000 Tax Allocation Revenue Bonds (Project Area No. 1, as amended) 2003 Series. The proceeds of the bonds were disbursed to make a loan to the Redevelopment Agency. The Agency used the proceeds of the loan to fund various redevelopment capital projects of the Agency and to finance costs of issuance of the bonds. The bonds bear interest at 5.0%. They consist of $7,050,000 serial bonds with principal payments due in 2026 and 2027, and $11,950,000 term bonds due in 2030. Interest will be payable on April 1 and October 1 of each year beginning April 1, 2004. Principal payments will be on April 1 of the years stated above. The future debt service requirements on the 2003 Series Tax Allocation Revenue Bonds (Project Area No. 1) are as follows: Year Ending June 30, Principal Interest Total 2012 -$ 950,000$ 950,000$ 2013 - 950,000 950,000 2014 - 950,000 950,000 2015 - 950,000 950,000 2016 - 950,000 950,000 2017 - 2021 - 4,750,000 4,750,000 2022 - 2026 3,440,000 4,750,000 8,190,000 2027 - 2030 15,560,000 1,992,500 17,552,500 19,000,000$ 16,242,500$ 35,242,500$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 69 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) 2004 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) In June 2004, the Palm Desert Financing Authority issued $24,945,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) 2004 Series A. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to refinance a portion of the Agency’s obligations from 1995, and to fund various redevelopment capital projects within or of benefit to the project area. Interest rates on the bonds vary from 3.0% to 5.0% per annum payable semi-annually on April 1 and October 1. Principal payments will be made annually beginning April 1, 2005. The future debt service requirements on the 2004 Series A Tax Allocation Revenue Bonds (Project Area No. 1, as amended) are as follows: Year Ending June 30, Principal Interest Total 2012 1,050,000$ 876,213$ 1,926,213$ 2013 1,155,000 828,963 1,983,963 2014 1,210,000 776,988 1,986,988 2015 1,235,000 728,588 1,963,588 2016 1,280,000 676,100 1,956,100 2017 - 2021 7,355,000 2,435,426 9,790,426 2022 - 2025 5,415,000 695,500 6,110,500 18,700,000$ 7,017,778$ 25,717,778$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 70 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) Tax Allocation Revenue Bonds (Project Area No. 1, as Amended) 2006 Series A and Series B (Taxable) On July 6, 2006, the Palm Desert Financing Authority issued $37,780,000 of Tax Allocation Revenue Bonds (Project Area No. 1, as Amended) 2006 Series A and $24,540,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as Amended) 2006 Series B (Taxable). The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency. The proceeds of the Series A loan will be used to assist the Agency to fund various redevelopment capital projects within or of benefit to Project Area No. 1, as Amended, pay costs of issuance and pay the premium on a Reserve Fund surety bond. The proceeds of the Series B loan will be used to refinance the Agency’s obligations incurred under a loan agreement entered into in 1997, pay costs of issuance and pay the premium on a Reserve Fund surety bond. The Series A bonds consist of $26,415,000 Serial Bonds with interest rates ranging from 4.70% to 5.25% payable semiannually on October 1 and April 1. Bond maturities begin April 1, 2017, and continue annually through 2030. Term bonds in the amount of $11,365,000 carry an interest rate of 5.00% and mature April 1, 2022. The Series B bonds consist of $13,220,000 Serial Bonds with interest rates ranging from 5.56% to 5.77% payable semiannually on October 1 and April 1. Bond maturities began April 1, 2007, and continue annually through 2012. Term bonds in the amount of $11,320,000 carry an interest rate of 5.82% and mature April 1, 2016. The future debt service requirements on the 2006 Series A and Series B Tax Allocation Revenue Bonds (Project Area No. 1, as amended) are as follows: Year Ending June 30, Principal Interest Total 2012 2,450,000$ 2,714,634$ 5,164,634$ 2013 2,595,000 2,573,269 5,168,269 2014 2,745,000 2,422,240 5,167,240 2015 2,905,000 2,262,482 5,167,482 2016 3,075,000 2,093,410 5,168,410 2017 - 2021 17,895,000 8,404,650 26,299,650 2022 - 2026 18,810,000 2,492,038 21,302,038 2027 - 2030 1,075,000 130,478 1,205,478 51,550,000$ 23,093,201$ 74,643,201$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 71 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) 2007 Series A On January 9, 2007, the Palm Desert Financing Authority issued $32,600,000 Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) 2007 Series A. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency. The proceeds of the 2007 Loan will be used to refinance a portion of the outstanding obligations of the Redevelopment Agency, fund various redevelopment capital projects within the Palm Desert Redevelopment Agency Project Area No. 1, as amended, and pay the costs associated with the issuance of the bonds. The Series A bonds consist of $32,600,000 Serial Bonds with interest rates ranging from 3.50% to 5.00% payable semiannually on October 1 and April 1. Bond maturities began April 1, 2008, and continue annually through 2018. The future debt service requirements on the 2007 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 1, as amended) are as follows: Year Ending June 30, Principal Interest Total 2012 2,870,000$ 1,083,500$ 3,953,500$ 2013 2,955,000 940,000 3,895,000 2014 3,100,000 794,500 3,894,500 2015 3,230,000 686,000 3,916,000 2016 3,390,000 532,000 3,922,000 2017 - 2018 7,250,000 546,500 7,796,500 22,795,000$ 4,582,500$ 27,377,500$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 72 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) 2002 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 2) In July 2002, the Palm Desert Financing Authority issued $17,310,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 2) 2002 Series A. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency to prepay outstanding indebtedness and to fund various redevelopment capital projects within or of benefit to the project area. Interest rates on the bonds vary from 3.0% to 5.0% per annum payable semi- annually on February 1 and August 1. The future debt service requirements on the 2002 Series A Tax Allocation Refunding Revenue Bonds (Project Area No. 2) are as follows: Year Ending June 30, Principal Interest Total 2012 760,000$ 548,638$ 1,308,638$ 2013 795,000 509,763 1,304,763 2014 835,000 472,353 1,307,353 2015 870,000 436,113 1,306,113 2016 910,000 397,388 1,307,388 2017 - 2021 5,260,000 1,290,846 6,550,846 2022 - 2023 2,510,000 126,750 2,636,750 11,940,000$ 3,781,851$ 15,721,851$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 73 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) 2003 Series Tax Allocation Revenue Bonds (Project Area No. 2) In March 2003, the Palm Desert Financing Authority issued $15,745,000 of Tax Allocation Revenue Bonds (Project Area No. 2) 2003 Series. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency to fund various redevelopment capital projects of the Agency in Project Area No. 2. Interest rates on the bonds vary from 4.5% to 5.0% per annum payable semi-annually on February 1 and August 1, with principal maturing as follows: $ 875,000 Serial Bonds August 1, 2023 910,000 Serial Bonds August 1, 2024 2,485,000 Term Bonds August 1, 2026 11,475,000 Term Bonds August 1, 2033 The future debt service requirements on the 2003 Series Tax Allocation Revenue Bonds (Project Area No. 2) are as follows: Year Ending June 30, Principal Interest Total 2012 -$ 769,006$ 769,006$ 2013 - 769,006 769,006 2014 - 769,006 769,006 2015 - 769,006 769,006 2016 - 769,006 769,006 2017 - 2021 - 3,845,031 3,845,031 2022 - 2026 2,930,000 3,658,691 6,588,691 2027 -2031 7,400,000 2,312,488 9,712,488 2032 - 2034 5,415,000 415,125 5,830,125 15,745,000$ 14,076,365$ 29,821,365$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 74 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) Project Area No. 2 Tax Allocation Refunding Revenue Bonds 2006 Series A, Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B, Revenue Bonds 2006 Series C and Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series D On July 25, 2006, the Palm Desert Financing Authority issued its Project Area No. 2 $41,340,000 Tax Allocation Refunding Revenue Bonds 2006 Series A, $1,567,118 Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B, $7,775,000 Tax Allocation Revenue Bonds 2006 Series C and $16,936,095 Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series D. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency. The proceeds of the Series A, B and C Bonds will be used to make three loans to refinance the Agency’s obligations incurred under a loan agreement entered into in 1995, fund various redevelopment capital projects within or of benefit to its Project Area No. 2 Reserve Fund surety and pay costs of issuance of the bonds. The Agency will use the proceeds of the Series D Bonds to fund various redevelopment capital projects within or of benefit to the Project Area, fund a debt service reserve fund and pay cost of issuance of the bonds. The Series A bonds consist of $16,250,000 Serial Bonds with interest rates ranging from 4.00% to 5.00% payable semiannually on August 1 and February 1. Bond maturities begin August 1, 2007, and continue annually through 2026. Term bonds in the amount of $8,225,000 carry an interest rate of 4.90% and mature August 1, 2031. Term bonds in the amount of $16,865,000 carry an interest rate of 5.125% and mature August 1, 2036. The Series B bonds consist of $1,567,118 Capital Appreciation Bonds with a reoffering yield ranging from 3.85% to 4.08%. Bond maturities begin April 1, 2007, and continue annually through 2010. The Series C bonds were paid off during the fiscal year. The Series D bonds consist of $16,936,095 Capital Appreciation Bonds with a reoffering yield ranging from 4.65% to 6.10%. Bond maturities began August 1, 2007, and continue annually through 2035. Each year the outstanding balance is increased for the accretion of interest associated with the bonds. The accreted interest at June 30, 2011 is $4,379,557. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 75 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) Project Area No. 2 Tax Allocation Refunding Revenue Bonds 2006 Series A, Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B, Revenue Bonds 2006 Series C and Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series D (Continued) The debt service requirements schedules on the 2006 Series A Tax Allocation Refunding Revenue Bonds, Series B Tax Allocation Revenue Capital Appreciation Bonds, Series C Revenue Bonds and Series D Subordinate Tax Allocation Revenue Capital Appreciation Bonds (Project Area No. 2) do not agree to the liability for those bonds shown in the schedule of changes. These bond issues include capital appreciation bonds, which are issued at a discount. The carrying amount of these bonds accretes, or increases each year. The amount shown in the schedule of changes include the accreted value to date. The future debt service requirements are as follows: Year Ending June 30, Principal Interest Total 2012 1,482,818$ 2,200,570$ 3,683,388$ 2013 1,633,558 2,274,429 3,907,987 2014 1,700,353 2,334,447 4,034,800 2015 1,759,238 2,394,399 4,153,637 2016 1,108,312 2,059,088 3,167,400 2017 - 2021 6,806,042 11,211,420 18,017,462 2022 - 2026 9,749,415 13,123,694 22,873,109 2027 - 2031 9,974,569 11,466,626 21,441,195 2032 - 2036 15,790,085 10,142,454 25,932,539 2037 4,545,000 116,466 4,661,466 54,549,390$ 57,323,593$ 111,872,983$ 2003 Series Tax Allocation Revenue Bonds (Project Area No. 3) In July 2003, the Financing Authority issued $4,745,000 of Tax Allocation Revenue Bonds (Project Area No. 3) 2003 Series. The proceeds of the bonds were disbursed to make a loan to the Redevelopment Agency. The Agency will use the proceeds of the loan to fund various redevelopment capital projects within or of benefit to the project area and to finance costs of issuance of the bonds. The bonds bear interest at rates ranging from 3.000% to 5.125%. Principal maturities for the serial bonds of $2,475,000 began April 1, 2004, and continue through October 1, 2031. The term bonds in the amount of $2,270,000 are due in 2033. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 76 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) 2003 Series Tax Allocation Revenue Bonds (Project Area No. 3) (Continued) The future debt service requirements on the 2003 Series Tax Allocation Revenue Bonds (Project Area No. 3) are as follows: Year Ending June 30, Principal Interest Total 2012 110,000$ 186,225$ 296,225$ 2013 115,000 182,265 297,265 2014 120,000 177,953 297,953 2015 120,000 173,272 293,272 2016 125,000 168,473 293,473 2017 - 2021 720,000 757,548 1,477,548 2022 - 2026 905,000 576,900 1,481,900 2027 - 2031 1,155,000 322,875 1,477,875 2032 - 2033 545,000 42,281 587,281 3,915,000$ 2,587,792$ 6,502,792$ Project Area No. 3 Tax Allocation Revenue Bonds 2006 Series A, Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B and Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series C On July 25, 2006, the Palm Desert Financing Authority issued its Project Area No. 3 $11,915,000 Tax Allocation Revenue Bonds 2006 Series A, $383,660 Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B and $2,760,866 Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series C. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency. The proceeds of the Series A and B Bonds will be used to make two loans to fund various redevelopment capital projects within or of benefit to its Project Area No. 3, purchase a Reserve Fund surety policy and pay the costs of issuance of the bonds. The Agency will loan the proceeds of the Series C Bonds to fund various redevelopment capital projects within or of benefit to the Project Area, fund a debt service reserve fund and pay the costs of issuance of the bonds. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 77 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) Project Area No. 3 Tax Allocation Revenue Bonds 2006 Series A, Tax Allocation Revenue Capital Appreciation Bonds 2006 Series B and Subordinate Tax Allocation Revenue Capital Appreciation Bonds 2006 Series C (Continued) The Series A bonds consist of $2,980,000 Serial Bonds with interest rates ranging from 4.00% to 4.75% payable semiannually on April 1 and October 1. Bond maturities begin April 1, 2007, and continue annually through 2025. Term bonds in the amount of $4,465,000 carry an interest rate of 4.75% and mature April 1, 2036. Term bonds in the amount of $4,470,000 carry an interest rate of 5.00% and mature April 1, 2041. The Series B bonds consist of $383,660 Capital Appreciation Bonds with a yield ranging from 5.31% to 5.54%. Bond maturities are April 1, 2020, 2021, 2027 and 2028. The Series C bonds consist of $2,760,866 Capital Appreciation Bonds with a yield ranging from 4.80% to 6.10%. Bond maturities began April 1, 2009, and continue annually through 2034. Each year the outstanding balance is increased for the accretion of interest associated with the bonds. The accreted interest at June 30, 2011 is $993,815. The future debt service requirements on the 2006 Series A Tax Allocation Revenue Bonds, Series B Tax Allocation Revenue Capital Appreciation Bonds and Series C Subordinate Tax Allocation Revenue Capital Appreciation Bonds (Project Area No. 3) are as follows: Year Ending June 30, Principal Interest Total 2012 198,934$ 562,141$ 761,075$ 2013 228,133 565,742 793,875 2014 254,760 571,715 826,475 2015 285,721 578,154 863,875 2016 309,731 585,687 895,418 2017 - 2021 1,563,348 3,448,684 5,012,032 2022 - 2026 2,095,724 3,646,626 5,742,350 2027 - 2031 1,981,030 4,209,408 6,190,438 2032 - 2036 3,323,162 2,977,189 6,300,351 2037 - 2041 4,470,000 692,250 5,162,250 14,710,543$ 17,837,596$ 32,548,139$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 78 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) 1998 Series Tax Allocation Revenue Bonds (Project Area No. 4) On March 1, 1998, the Palm Desert Financing Authority issued $11,020,000 of Tax Allocation Revenue Bonds (Project Area No. 4) 1998 Series. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to fund various redevelopment capital projects of the Agency in Project Area No. 4. Interest rates on the bonds vary from 4.0% to 5.2% per annum payable semi- annually on April 1 and October 1, with principal maturing annually on October 1. In July 2006, $1,785,000 of the outstanding balance was advance refunded by the issuance of Tax Allocation Refunding Revenue Bonds (Project Area No. 4) 2006 Series A. The future debt service requirements on the 1998 Series Tax Allocation Revenue Bonds (Project Area No. 4) (after defeasance) are as follows: Year Ending June 30, Principal Interest Total 2012 135,000$ 420,635$ 555,635$ 2013 140,000 414,240 554,240 2014 145,000 407,506 552,506 2015 360,000 394,973 754,973 2016 375,000 376,375 751,375 2017 - 2021 2,175,000 1,565,373 3,740,373 2022 - 2026 2,825,000 920,010 3,745,010 2027 - 2029 2,070,000 165,100 2,235,100 8,225,000$ 4,664,212$ 12,889,212$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 79 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) 2001 Series Tax Allocation Revenue Bonds (Project Area No. 4) In November 2001, the Palm Desert Financing Authority issued $15,695,000 of Tax Allocation Revenue Bonds (Project Area No. 4) 2001 Series. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to fund various redevelopment capital projects of the Agency in Project Area No. 4. Interest rates on the bonds vary from 3.5% to 4.9% per annum payable semi-annually on April 1 and October 1, with principal maturing annually on October 1. The future debt service requirements on the 2001 Series Tax Allocation Revenue Bonds (Project Area No. 4) are as follows: Year Ending June 30, Principal Interest Total 2012 325,000$ 628,011$ 953,011$ 2013 345,000 614,805 959,805 2014 365,000 599,909 964,909 2015 375,000 584,038 959,038 2016 390,000 567,322 957,322 2017 - 2021 2,250,000 2,548,904 4,798,904 2022 - 2026 2,785,000 1,962,194 4,747,194 2027 - 2031 5,090,000 1,136,160 6,226,160 2032 1,650,000 39,600 1,689,600 13,575,000$ 8,680,943$ 22,255,943$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 80 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) Tax Allocation Refunding Revenue Bonds (Project Area No. 4) 2006 Series A and Tax Allocation Revenue Capital Appreciation Bonds (Project Area No. 4) Series B On July 25, 2006, the Palm Desert Financing Authority issued $14,610,000 of Tax Allocation Refunding Revenue Bonds (Project Area No. 4) 2006 Series A and $4,663,089 of Tax Allocation Revenue Capital Appreciation Bonds (Project Area No. 4) 2006 Series B. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency. The proceeds of the Series A and B Bonds will be used to make two loans to refinance a portion of the outstanding obligations of the Redevelopment Agency under a loan agreement dated March 1, 1998, fund various redevelopment capital projects within or of benefit to its Project Area No. 4, purchase a Reserve Fund surety policy and pay the costs of issuance of the bonds. The Series A bonds consist of $8,155,000 Serial Bonds with interest rates ranging from 4.40% to 5.00% payable semiannually on October 1 and April 1. Bond maturities began October 1, 2008, and continue annually through 2026. Term bonds in the amount of $2,200,000 carry an interest rate of 5.00% and mature October 1, 2029. Term bonds in the amount of $4,255,000 carry an interest rate of 5.00% and mature October 1, 2034. The Series B bonds consist of $4,663,089 Capital Appreciation Bonds with a yield ranging from 4.14% to 5.56%. Bond maturities begin October 1, 2009, and continue annually through 2034. Each year the outstanding balance is increased for the accretion of interest associated with the bonds. The accreted interest at June 30, 2011 is $1,379,470. The future debt service requirements on the 2006 Series A Tax Allocation Refunding Bonds and Series B Tax Allocation Revenue Capital Appreciation Bonds (Project Area No. 4) are as follows: Year Ending June 30, Principal Interest Total 2012 554,233$ 657,612$ 1,211,845$ 2013 656,190 651,686 1,307,876 2014 779,182 635,195 1,414,377 2015 718,718 599,477 1,318,195 2016 672,930 543,641 1,216,571 2017 - 2021 1,073,328 2,837,240 3,910,568 2022 - 2026 3,290,862 2,901,973 6,192,835 2027 - 2031 4,339,748 4,177,361 8,517,109 2032 - 2035 6,113,401 7,572,349 13,685,750 18,198,592$ 20,576,534$ 38,775,126$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 81 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) 1998 Series Tax Allocation (Housing Set-Aside) Revenue Bonds In January 1998, the Palm Desert Financing Authority issued $48,760,000 in Tax Allocation (Housing Set-Aside) Revenue Bonds. The proceeds from the bonds were loaned to the Palm Desert Redevelopment Agency to finance the acquisition of seven apartment complexes consisting of 725 rental units from the Housing Authority of the County of Riverside. Interest rates on the bonds vary from 4.0% to 5.1% per annum payable semi-annually on April 1 and October 1, with principal maturing annually on October 1. In February 2007, $38,740,000 of the outstanding balance was advance refunded by the issuance of Tax Allocation (Housing Set-Aside) Refunding Revenue Bonds Series 2007. The future debt service requirements on the 1998 Series Tax Allocation (Housing Set-Aside) Revenue Bonds (after defeasance) are as follows: Year Ending June 30, Principal Interest Total 2012 1,535,000$ 38,375$ 1,573,375$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 82 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) 2002 Series Tax Allocation (Housing Set-Aside) Revenue Bonds In August 2002, the Palm Desert Financing Authority issued $12,100,000 of Tax Allocation (Housing Set-Aside) Revenue Bonds 2002 Series. The Palm Desert Financing Authority loaned the bond proceeds to the Palm Desert Redevelopment Agency to fund various low and moderate housing capital projects of the Agency and to finance costs of issuance of the bonds. Interest rates on the $6,555,000 serial bonds vary from 2.0% to 4.9% per annum payable semi-annually on March 1 and October 1. Annual principal payments began October 1, 2003. The $5,545,000 term bonds bear an interest rate of 5.0% per annum and mature October 1, 2031. The future debt service requirements on the 2002 Series Tax Allocation (Housing Set-Aside) Revenue Bonds are as follows: Year Ending June 30, Principal Interest Total 2012 295,000$ 470,201$ 765,201$ 2013 305,000 458,348 763,348 2014 320,000 445,848 765,848 2015 330,000 432,848 762,848 2016 345,000 419,004 764,004 2017 - 2021 1,980,000 1,847,932 3,827,932 2022 - 2026 2,510,000 1,316,334 3,826,334 2027 - 2031 3,220,000 605,000 3,825,000 2032 745,000 18,625 763,625 10,050,000$ 6,014,140$ 16,064,140$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 83 - 6. LONG-TERM LIABILITIES (CONTINUED): Tax Allocation Bonds (Continued) Tax Allocation (Housing Set-Aside) Refunding Revenue Bonds Series 2007 On February 7, 2007, the Palm Desert Financing Authority issued $86,155,000 Tax Allocation (Housing Set-Aside) Refunding Revenue Bonds Series 2007. The Palm Desert Financing Authority loaned the proceeds to the Palm Desert Redevelopment Agency. The proceeds of the 2007 Loan will be used to finance the development of low and moderate income housing by the Redevelopment Agency, refinance a portion of the outstanding obligations of the Redevelopment Agency, purchase a debt service surety bond for deposit in the Reserve Fund, and pay certain costs associated with the issuance of the bonds. The Series 2007 bonds consist of $86,155,000 Serial Bonds with interest ranging from 4.00% to 5.00% payable semiannually on October 1 and April 1. Bond maturities began October 1, 2007, and continue annually through 2027. The future debt service requirements on the Tax Allocation (Housing Set-Aside) Refunding Revenue Bonds Series 2007 are as follows: Year Ending June 30, Principal Interest Total 2012 3,265,000$ 3,478,438$ 6,743,438$ 2013 5,005,000 3,313,038 8,318,038 2014 5,235,000 3,082,063 8,317,063 2015 5,505,000 2,813,563 8,318,563 2016 5,785,000 2,531,313 8,316,313 2017 - 2021 28,790,000 8,012,187 36,802,187 2022 - 2026 14,560,000 3,135,363 17,695,363 2027 - 2028 6,805,000 292,294 7,097,294 74,950,000$ 26,658,259$ 101,608,259$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 84 - 6. LONG-TERM LIABILITIES (CONTINUED): Limited Obligation Bonds Limited Obligation Improvement Bonds Series 2009A (Taxable) On January 29, 2009, the City issued $2,015,000 Limited Obligation Improvement Bonds Series 2009A (Taxable). The proceeds of the Bonds were used to fund the City’s Energy Independence Program. Concurrent with the issuance of the Bonds, the City entered into a bond purchase agreement with the Agency whereby the Agency agreed to purchase the Bonds equal to par value. The Series 2009A (Taxable) bonds consist of $2,015,000 Serial Bonds with interest at 3% payable semiannually on September 2 and March 2. Bond maturities commenced September 2, 2010, and continue annually through September 2, 2029. The future debt service requirements on the Limited Obligation Improvement Bonds Series 2009A (Taxable) are as follows: Year Ending June 30, Principal Interest Total 2012 87,000$ 52,125$ 139,125$ 2013 92,000 49,440 141,440 2014 92,000 46,680 138,680 2015 97,000 43,845 140,845 2016 92,000 41,010 133,010 2017 - 2021 465,000 162,825 627,825 2022 - 2026 465,000 93,975 558,975 2027 - 2030 391,000 23,925 414,925 1,781,000$ 513,825$ 2,294,825$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 85 - 6. LONG-TERM LIABILITIES (CONTINUED): Limited Obligation Bonds (Continued) Limited Obligation Improvement Bonds Series 2009B (Taxable) On September 2, 2009, the City issued $1,136,000 Limited Obligation Improvement Bonds Series 2009B (Taxable). The proceeds of the Bonds were used to fund the City’s Energy Independence Program. Concurrent with the issuance of the Bonds, the City entered into a bond purchase agreement with the Agency whereby the Agency agreed to purchase the Bonds equal to par value. The Series 2009B (Taxable) bonds consist of $1,136,000 Serial Bonds with interest at 3% payable semiannually on September 2 and March 2. Bond maturities commenced September 2, 2010, and continue annually through September 2, 2029. The future debt service requirements on the Limited Obligation Improvement Bonds Series 2009B (Taxable) are as follows: Year Ending June 30, Principal Interest Total 2012 44,000$ 29,610$ 73,610$ 2013 46,000 28,260 74,260 2014 47,000 26,865 73,865 2015 49,000 25,425 74,425 2016 50,000 23,940 73,940 2017 - 2021 269,000 95,985 364,985 2022 - 2026 285,000 54,015 339,015 2027 - 2030 219,000 13,425 232,425 1,009,000$ 297,525$ 1,306,525$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 86 - 6. LONG-TERM LIABILITIES (CONTINUED): Lease Revenue Bonds EIP Series 2009 On August 31, 2009, the Palm Desert Financing Authority issued $5,225,000 Energy Independence Program Variable Rate Demand lease Revenue Bonds, Series 2009 (Federally Taxable). The proceeds of the bonds were used to partially pay off the General Fund EIP loan of $1,196,000 originally loaned to start up the Energy Loan Program, and the remaining bond funds were used to fund the City’s Energy Independence Program. The Series 2009 bonds consist of $5,225,000 Serial Variable Rate Bonds with interest payable on a monthly basis based on a weekly rate period based on the USD-LIBOR-BBA 1-month interest rate. The City has entered into a swap agreement to effectively fix the interest rate with a floor of 1.93% and an interest rate cap of 5.25%. Principal payments are due on September 1 of each year. Bond maturities commenced on September 1, 2010, and will continue annually through September 1, 2029. The future debt service requirements computed at a variable rate of 0.18792% at June 30, 2011 on the Lease Revenue Bonds Series 2009 are as follows: Year Ending June 30, Principal Interest Total 2012 140,000$ 9,356$ 149,356$ 2013 145,000 9,085 154,085 2014 155,000 8,797 163,797 2015 170,000 8,482 178,482 2016 180,000 8,147 188,147 2017 - 2021 1,100,000 34,881 1,134,881 2022 - 2027 1,540,000 22,310 1,562,310 2028 - 2030 1,665,000 5,493 1,670,493 5,095,000$ 106,551$ 5,201,551$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 87 - 6. LONG-TERM LIABILITIES (CONTINUED): Notes Payable County of Riverside The Agency entered into a cooperation agreement with the County of Riverside on December 15, 1987, regarding the adoption of the Agency’s Project Area No. 2. The agreement states that the Agency was to retain 50% of the County’s share of tax increment. This was based on the County’s share of tax increment being what would be allocated to the County in the absence of a redevelopment project area being adopted. This agreement called for the Agency to retain 50% of the County’s share until the gross increment reached $3,500,000. The agreement further states that when gross increment reaches $10,000,000, the Agency would repay the 50% of the retained County’s share of increment in equal payments over a 10-year period. The gross increment reached the $3,500,000 limit in fiscal year 1991-1992. The Agency reached the $10,000,000 limit in fiscal year 2002-2003. The total amount owed to the County at June 30, 2011, was $122,707. Future debt service payments are as follows: Year Ending June 30, Principal Interest Total 2012 122,707$ -$ 122,707$ Claims and Judgments Payable Estimates for all workers' compensation and general liabilities up to the self-insured levels have been recorded as long-term liabilities. At June 30, 2011, total estimated workers' compensation and general liability claims payable, including a provision for incurred but not reported claims, were $324,936 and $145,931, respectively, for a total claims and judgments payable of $470,867. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 88 - 6. LONG-TERM LIABILITIES (CONTINUED): Claims and Judgments Payable (Continued) Changes in claims liabilities during the past two years are as follows: June 30, 2010 June 30, 2011 Claims payable - Beginning of Yea 777,851$ 899,691$ Incurred claims (including IBNR) and changes in estimates 609,926 (11,256) Claims payments (488,086) (417,568) Claims payable - End of Yea 899,691$ 470,867$ Business-type Activities - Capital Leases Obligations under capital leases are as follows: Wells Fargo Financial Leasing, Inc. – The present value of the minimum lease payment on the Solorider – ADA Accessible Golf Cart was capitalized at $11,590 using an interest rate of 7.71%. The lease is payable in 48 monthly installments of $281 beginning on August 15, 2010. There is a purchase option price of $1 at the end of the lease which will be paid on August 15, 2013. $ 6,480 PNCEF, LLC dba PNC Equipment Finance – The present value of the minimum lease payment on the Toro Greens mowers and equipment lift was capitalized at $78,329 using an interest rate of 4.60%. Lease is payable in 48 monthly installments of $1,789 beginning December 15, 2010. There is a $1 bargain purchase option (Termination Amount) which will be exercised upon the expiration of the lease. 67,548 De Lage Lande Public Finance LLC – The present value of the minimum lease payment on the Club Car Golf Carts was capitalized at $738,639 using an interest rate of 4.81%. Lease is payable in 48 monthly installments of $13,686 beginning December 15, 2010. A Balloon payment in the amount of $172,210 is due on January 1, 2015. 662,654 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 89 - 6. LONG-TERM LIABILITIES (CONTINUED): Business-type Activities - Capital Leases (Continued) GPSI Leasing, LLC – The present value of the minimum lease payment on the GPSI Visage Golf Cart GPS System was capitalized at $303,530 using an interest rate of 16.66%. Lease is payable in 48 monthly installments of $8,706 beginning June 15, 2011. $ 299,039 Present value of net minimum lease payments 1,035,721 Less: current portion (215,945) $ 819,776 The following is a schedule by year, of future minimum lease payments and present value of the net minimum lease payments for capital leases as of June 30, 2011: Year Ending Minimum June 30, Lease Payments 2012 293,554$ 2013 293,554 2014 290,460 2015 346,042 1,223,610 Less: amounts representing interest (187,889) Present value of net minimum lease payments 1,035,721$ The assets acquired through capital lease are as follows: Machinery and equipment $ 2,824,003 Less: accumulated depreciation (1,810,519) $ 1,013,424 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 90 - 7. DERIVATIVE INSTRUMENTS - INTEREST RATE SWAP AGREEMENT: Objective: The Palm Desert Financing Authority executed an interest rate swap agreement on August 31, 2009 with swap provider Wells Fargo Bank, N.A (counterparty) in connection with the issuance of the $5,225,000 Palm Desert Financing Authority Energy Independence Program Variable Rate Demand Lease Revenue Bonds, Series 2009 (Federally Taxable). The Swap Agreement is a five year swap agreement scheduled to terminate on September 1, 2014. The swap establishes an interest rate floor of 1.93% and an interest rate cap of 5.25% adjusted weekly every Thursday at the 1 Month USD-LIBOR-BBA rate for that period. Details on the swap agreement are as follows: Original Initial Notional Interest Rate Termination Effective Amount Range Issue Date Date $ 5,225,000 1.93% - 5.25% Wells Fargo 09/01/2014 08/31/2009 Terms: Under the swap agreement, the City will make a monthly interest payment at the variable rate between 1.93% and 5.25%. The City will receive a variable rate interest payment for those variable interest rates in excess of the 5.25% cap and makes a payment if the variable rate is less than 1.93%. The rate is adjusted weekly every Thursday at the 1-Month USD-LIBOR-BBA rate. The swap is for a total notional amount of $5,225,000 and will terminate on September 14, 2014. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 91 - 7. DERIVATIVE INSTRUMENTS - INTEREST RATE SWAP AGREEMENT (CONTINUED): Summary of Activities in Cash Flow Hedging Derivative Instrument: Outstanding Fair Value Fair Value Notional at Change in at Amount June 30, 2010 Fair Value June 30, 2011 $ 5,095,000 $ 163,286 $ 8,312 $ 171,598 As of June 30, 2011, the fair value of $171,598 is reported as a deferred asset from derivative instruments and a liability from derivative instruments in the Statements of Net Assets. Credit Risk: As of June 30, 2011, the City was exposed to credit risk because the swap had a negative fair value. However, should interest rates change and the fair value of the swap becomes positive, the City would not be exposed to credit risk in the amount of the derivative’s fair value. The swaps counterparty, Wells Fargo Bank N.A., have the following credit ratings: Standards & Poor Moody’s Wells Fargo Bank N.A. AA- A1 Basis Risk: The swaps do expose the City to basis risk, which refers to a mismatch between the interest rate received from the swap contract and the interest paid on the variable rate payments to be made on the debt. The City pays the counterparty a variable interest rate ranged between 1.93% and 5.25% and receives a variable rate in excess of the 5.25% cap, based on the 1 month UDS-LIBOR-BBA. The City is at risk that the variable interest rate calculated on the debt is less than the floor of 1.93%. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 92 - 7. DERIVATIVE INSTRUMENTS - INTEREST RATE SWAP AGREEMENT (CONTINUED): Termination Risk: The swaps may be terminated by the City or the counterparty if the other party fails to perform under the terms of the swap agreements. In addition, the City has the option to terminate the swaps upon proper notification to the counterparty. If the swaps are terminated, the City would prospectively pay the variable rates on the portion of the outstanding bonds related to the swap agreements. The termination of the swap agreements could therefore increase the City’s total debt service. Also, if at the time of the termination, the swaps have a negative fair value, the City would be liable to the counterparty for a payment equal to such negative fair value. As of June 30, 2011 the swap had a negative fair value of $171,598. Swap Payments and Associated Debt: Using a variable rate range between 1.93% and 5.25% the Series 2009 Financing Authority Energy Independence Program Variable Rate Demand Lease Revenue Bonds, as of June 30, 2011, debt service requirements of the Certificates and the swap payments through the termination date of September 1, 2015, assuming a current interest rate of 1.93% are as follows. As rates vary, the variable rate interest payments and net swap payments will vary. Year Ending Variable Rate Debt Interest Rate Fixed Debt June 30, Principal Interest Total Swap, Net Service 2012 $ 140,000 $ 9,356 $ 149,356 $ 86,734 $ 236,090 2013 145,000 9,085 154,085 84,223 238,308 2014 155,000 8,797 163,797 81,553 245,350 2015 170,000 8,482 178,482 6,779 185,261 CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 93 - 8. DEFERRED COMPENSATION PLAN: The City offers its employees a deferred compensation plan created in accordance with Internal Revenue Code Section 457. The plan, available to all City employees, permits them to defer a portion of their salary until future years. The deferred compensation is not available to employees until termination, retirement, death or unforeseeable emergency. Pursuant to changes in August 1996, of IRC Section 457, in January 1997, the City established a trust in which all assets held by Nationwide Retirement Solutions, Inc. (NRS) and ICMA Retirement Corporation (ICMA) were placed. The City does not have fiduciary responsibility for the plan assets held by NRS and ICMA. The assets, all property and rights purchased with such amounts and all income attributable to such amounts are held in trust for the exclusive benefit of the participants and the beneficiaries. The assets are no longer the property of the City, and as such, are no longer subject to the claims of the City's general creditors. As a result, the assets in the amount of $9,818,933 held by NRS and ICMA of the 457 Plan are not reflected in the City’s financial statements. 9. AMOUNTS DUE UNDER REDEVELOPMENT AGENCY PASS-THROUGH AGREEMENTS: Property taxes related to the incremental increase in assessed values after the adoption of the Redevelopment Plan are, except where otherwise provided by specific agreement, allocated to the Agency. All taxes on the "frozen" assessed valuation of the property are allocated to the City and other taxing agencies. The Agency has entered into various pass-through agreements with other tax agencies to allocate their tax increment resulting from the increase in assessed values after the adoption of the Redevelopment Plan. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 94 - 9. AMOUNTS DUE UNDER REDEVELOPMENT AGENCY PASS-THROUGH AGREEMENTS (CONTINUED): At June 30, 2011, the Agency was holding $44,341,716 in trust on behalf of other taxing agencies related to specific pass-through agreements as detailed below: Balance at Balance at July 1, 2010 Additions Payments June 30, 2011 Riverside County Capital Improvement 23,906,863$ * 23,796,976$ 26,610,498$ 21,093,341$ Riverside County - Schools 783,603 696,662 783,603 696,662 Riverside County - Library 11,614,230 1,710,496 3,548,864 9,775,862 Riverside County - Fire 3,177,488 2,944,289 3,177,488 2,944,289 Coachella Valley Mosquito Abatement District 643,269 561,173 643,269 561,173 Coachella Valley Water District 10,972,460 1,095,835 11,421,798 646,497 Desert Community College District 1,344,005 1,205,279 1,344,005 1,205,279 Desert Sands Unified School District 5,657,267 * 5,276,147 5,834,227 5,099,187 Coachella Valley Recreation and Park District 485,547 440,674 485,547 440,674 Coachella Valley Resources District 4,938 4,114 4,938 4,114 Palm Springs Unified School District 376,618 282,543 376,618 282,543 County Juvenile Health District 1,049,915 1,037,566 1,032,507 1,054,974 Other Deposits 661,977 171,612 296,468 537,121 60,678,180$ 39,223,366$ 55,559,830$ 44,341,716$ Entity * The Redevelopment Agency has used bond proceeds for the construction of capital improvements, which benefit these entities. These entities have agreements with the Redevelopment Agency, which will allow it to use a portion of these amounts to offset debt service costs. 10. PENSION PLAN: a. Plan Description: The City of Palm Desert contributes to the California Public Employees Retirement System (PERS), an agent multiple-employer public employee defined benefit pension plan. PERS provides retirement and disability benefits, annual cost-of-living adjustments and death benefits to plan members and beneficiaries. PERS acts as a common investment and administrative agent for participating public entities within the State of California. Benefit provisions and all other requirements are established by state statute and city ordinance. Copies of PERS' annual financial report may be obtained from their executive office: 400 Q Street, Sacramento, CA 95814. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 95 - 10. PENSION PLAN (CONTINUED): b. Funding Policy: Participants are required to contribute 8% of their annual covered salary. The City contributes 7% of the required employee contribution on their behalf and the employee contributes the remaining 1%. The City is required to contribute at an actuarially determined rate; the rate for fiscal year 2010-2011, was 19.412% for non-safety employees of annual covered payroll. The contribution requirements of plan members and the City are established and may be amended by PERS. c. Annual Pension Cost: For 2011, the City's annual pension cost of $3,432,588 for PERS was equal to the City's required and actual contributions. The required contribution was determined as part of the June 30, 2008, actuarial valuation using the entry age normal actuarial cost method. The actuarial assumptions included: a) 7.75% investment rate of return (net of administrative expenses), b) projected annual salary increases of 3.25% to 14.45% depending on age, service and type of employment, and c) 3.25% per year cost-of-living adjustments. Both a) and b) included an inflation component of 3.00%. The actuarial value of PERS’ assets was determined using techniques that smooth the effects of short-term volatility in the market value of investments over a three-year period (smoothed market value). PERS' unfunded actuarial accrued liability is being amortized as a level percentage of projected payroll on a closed basis that depends on the plan's entry into PERS. The remaining amortization period was 20 years. d. Three-Year Trend Information for PERS: Fiscal Annual Pension Percentage Net Pension Year Cost (APC) APC Contributed Obligation 6/30/09 $ 4,106,308 100% $ - 6/30/10 3,880,525 100% - 6/30/11 3,432,588 100% - e. Schedule of Funding Progress for PERS: As of June 30, 2010, the most recent actuarial valuation date, the plan was 69.65% funded. The actuarial accrued liability for benefits was $87.88 million, and the actuarial value of assets was $61.20 million, resulting in an unfunded actuarial accrued liability (UAAL) of $26.67 million. The covered payroll (annual payroll of active employees covered by the plan) was $13.49 million, and the ratio of the UAAL to the covered payroll was 197.74%. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 96 - 10. PENSION PLAN (CONTINUED): e. Schedule of Funding Progress for PERS (Continued): The schedule of funding progress, presented as required supplementary information following the notes to basic financial statements, presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. 11. FUND BALANCE: Fund Balance In the fund financial statements, reserves segregate portions of fund balances that are either not available or have been earmarked for specific purposes. The various reserves established as of June 30, 2011, were as follows: RDA Low Income RDA RDA RDA Other General Prop A Housing Financing Debt Capital Governmental Fund Fire Tax Special Revenue Authority Service Projects Funds Total Nonspendable: Advances 581,000$ -$ 17,821,288$ -$ -$ -$ 11,419,000$ 29,821,288$ Inventory 23,533 - - - - - - 23,533 Loans and notes receivables 1,798,739 - 7,324,592 - - 1,200,000 - 10,323,331 Prepaid costs 536,578 - 130 - - 177,190 306 714,204 Property held for resale - - 2,685,387 - - - 298,025 2,983,412 Restricted for: Capital projects - - - - - 94,155,931 24,683,865 118,839,796 Debt service - - - 8,303,511 9,054,948 - 156,636 17,515,095 Low income housing - - 48,567,642 - - - 5,600,147 54,167,789 Public facilities - - - - - - 3,360,074 3,360,074 Public safety - 1,073,826 - - - - 705,167 1,778,993 Special programs - - - - - - 9,351,822 9,351,822 Street related purposes - - - - - - 25,609,485 25,609,485 Committed to: Aquatic center - - - - - - 1,135,692 1,135,692 Capital asset replacement - - - - - - 7,752,862 7,752,862 Energy loan program - - - - - - 8,397,179 8,397,179 Assigned to: Capital projects 253,546 - - - - - 7,943,281 8,196,827 Community contingency 500,000 - - - - - - 500,000 Debt service 2,327,599 - - - - - - 2,327,599 Property acquisition - - - - - - 1,000,000 1,000,000 Public facilities - - - - - - 6,389,251 6,389,251 Special programs - - - - - - 542,888 542,888 Street related purposes 1,420,014 - - - - - 3,500,579 4,920,593 Unassigned 66,776,414 - - - - - - 66,776,414 Totals 74,217,423$ 1,073,826$ 76,399,039$ 8,303,511$ 9,054,948$ 95,533,121$ 117,846,259$ 382,428,127$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 97 - 11. FUND BALANCE (CONTINUED): Fund Balance (Continued) The City has implemented Governmental Accounting Standards Board Statement No. 54, “Fund Balance Reporting and Governmental Fund Type Definitions”, for the year ended June 30, 2011. The fund balances reported on the fund statements now consist of the following categories: Nonspendable - This classification includes amounts that cannot be spent because they are either (a) not in spendable form or (b) legally or contractually required to be maintained intact. Restricted - This classification includes amounts that can be spent only for specific purposes stipulated by constitution, external resource providers or through enabling legislation. Committed - This classification includes amounts that can be used only for the specific purposes determined by a formal action of the government’s highest level of decision-making authority. Assigned - This classification includes amounts to be used by the government for specific purposes but do not meet the criteria to be classified as restricted or committed. In governmental funds, other than the general fund, assigned fund balance represents the remaining amount that is not restricted or committed. Unassigned - This classification includes the residual balance for the government’s general fund and includes all spendable amounts not contained in other classifications. In other funds, the unassigned classification is used only to report a deficit balance resulting from overspending for specific purposes for which amounts had been restricted, committed or assigned. When an expenditure is incurred for purposes for which both restricted and unrestricted fund balances are available, the City’s policy is to apply restricted fund balance first. When an expenditure is incurred for purposes for which committed, assigned or unassigned fund balances are available, the City’s policy is to apply committed fund balance first, then assigned fund balance, and finally unassigned fund balance. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 98 - 11. FUND BALANCE (CONTINUED): Fund Balance (Continued) Net Asset Restatements Net assets of the governmental activities have been restated as follows: Net assets, July 1, 2010, as previously reported $ 559,015,339 To adjust capital assets inadvertently not recorded, and depreciation of apartment not booked in prior year 125,829 Net assets, July 1, 2010, as restated $ 559,141,168 12. RISK MANAGEMENT: a. Description of Self-Insurance Pool Pursuant to Joint Powers Agreement: The City of Palm Desert is a member of the CALIFORNIA JOINT POWERS INSURANCE AUTHORITY (Authority). The Authority is composed of 121 California public entities and is organized under a joint powers agreement pursuant to California Government Code §6500 et seq. The purpose of the Authority is to arrange and administer programs for the pooling of self-insured losses, to purchase excess insurance or reinsurance, and to arrange for group purchased insurance for property and other lines of coverage. The California JPIA began covering claims of its members in 1978. Each member government has an elected official as its representative on the Board of Directors. The Board operates through a nine-member Executive Committee. b. Self-Insurance Programs of the Authority: A revised cost allocation methodology was introduced in 2010-11, however it retains many elements of the previous cost allocation methodology. Each member pays an annual contribution (formerly called the primary deposit) to cover estimated losses for the coverage period. This initial funding is paid at the beginning of the coverage period. After the close of the coverage period, outstanding claims are valued. A retrospective deposit computation is then conducted annually thereafter until all claims incurred during the coverage period are closed on a pool-wide basis. This subsequent cost re-allocation among members based on actual claim development can result in adjustments of either refunds or additional deposits required. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 99 - 12. RISK MANAGEMENT (CONTINUED): b. Self-Insurance Programs of the Authority (Continued): The total funding requirement for self-insurance programs is estimated using actuarial models and pre-funded through the annual contribution. Costs are allocated to individual agencies based on exposure (payroll) and experience (claims) relative to other members of the risk- sharing pool. Additional information regarding the cost allocation methodology is provided below. General Liability In the liability program claims are pooled separately between police and non-police exposures. (1) The payroll of each member is evaluated relative to the payroll of other members. A variable credibility factor is determined for each member, which establishes the weight applied to payroll and the weight applied to losses within the formula. (2) The first layer of losses includes incurred costs up to $30,000 for each occurrence and is evaluated as a percentage of the pool’s total incurred costs within the first layer. (3) The second layer of losses includes incurred costs from $30,000 to $750,000 for each occurrence and is evaluated as a percentage of the pool’s total incurred costs within the second layer. (4) Incurred costs in excess of $750,000 up to the reinsurance attachment point of $5 million are distributed based on the outcome of cost allocation within the first and second loss layers. (5) Costs of covered claims from $5 million to $10 million are paid under a reinsurance contract subject to a $2.5 million annual aggregate deductible. Costs of covered claims from $10 million to $15 million are paid under two reinsurance contracts subject to a combined $3 million annual aggregate deductible. On a cumulative basis for all 2010-11 reinsurance contracts the annual aggregate deductible is $5.5 million. (6) Costs of covered claims from $15 million up to $50 million are covered through excess insurance policies. The overall coverage limit for each member including all layers of coverage is $50 million per occurrence. Costs of covered claims for subsidence losses are paid by reinsurance and excess insurance with a pooled sub-limit of $35 million per occurrence. This $35 million subsidence sub-limit is composed of (a) $5 million retained within the pool’s SIR, (b) $10 million in reinsurance and (c) $20 million in excess insurance. The excess insurance layer has a $20 million annual aggregate. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 100 - 12. RISK MANAGEMENT (CONTINUED): b. Self-Insurance Programs of the Authority (Continued): Workers' Compensation In the workers’ compensation program claims are pooled separately between public safety (police and fire) and non-public safety exposures. (1) The payroll of each member is evaluated relative to the payroll of other members. A variable credibility factor is determined for each member, which establishes the weight applied to payroll and the weight applied to losses within the formula. (2) The first layer of losses includes incurred costs up to $50,000 for each occurrence and is evaluated as a percentage of the pool’s total incurred costs within the first layer. (3) The second layer of losses includes incurred costs from $50,000 to $100,000 for each occurrence and is evaluated as a percentage of the pool’s total incurred costs within the second layer. (4) Incurred costs in excess of $100,000 up to the reinsurance attachment point of $2 million are distributed based on the outcome of cost allocation within the first and second loss layers. (5) Costs of covered claims from $2 million up to statutory limits are paid under a reinsurance policy. Protection is provided per statutory liability under California Workers’ Compensation Law. Employer’s Liability losses are pooled among members to $2 million. Coverage from $2 million to $4 million is purchased as part of a reinsurance policy, and Employer’s Liability losses from $4 million to $10 million are pooled among members. c. Purchased Insurance: Property Insurance The City of Palm Desert participates in the all-risk property protection program of the Authority. This insurance protection is underwritten by several insurance companies. City of Palm Desert property is currently insured according to a schedule of covered property submitted by the City of Palm Desert to the Authority. City of Palm Desert property currently has all-risk property insurance protection in the amount of $184,654,940. There is a $5,000 deductible per occurrence except for non-emergency vehicle insurance which has a $1,000 deductible. Premiums for the coverage are paid annually and are not subject to retrospective adjustments. Crime Insurance The City of Palm Desert purchases crime insurance coverage in the amount of $10,000,000 with a $2,500 deductible. The fidelity coverage is provided through the Authority. Premiums are paid annually and are not subject to retrospective adjustments. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 101 - 12. RISK MANAGEMENT (CONTINUED): c. Purchased Insurance (Continued): Special Event Tenant User Liability Insurance The City of Palm Desert further protects against liability damages by requiring tenant users of certain property to purchase low-cost tenant user liability insurance for certain activities on agency property. The insurance premium is paid by the tenant user and is paid to the City of Palm Desert according to a schedule. The City of Palm Desert then pays for the insurance. The insurance is arranged by the Authority. d. Adequacy of Protection: During the past three fiscal (claims) years, none of the above programs of protection experienced settlements or judgments that exceeded pooled or insured coverage. There were also no significant reductions in pooled or insured liability coverage from coverage in 2010-11. 13. DEFERRED REVENUES AND UNEARNED REVENUES: Major Governmental Funds General Fund: On March 13, 1997, the Redevelopment Agency (Agency) purchased land from the City for the purpose of developing a second golf course financed by a note in the amount of $2,055,000. The note has no specific due date and carries an interest rate that equates the rate of return the City receives on its investment with the Local Agency Investment Fund (0.448% at June 30, 2011). Recognition of the revenue from the sale has been deferred until it becomes available. On March 13, 1997, the City entered into an agreement with subsequent amendments on June 4, 1997, May 18, 2004, and May 12, 2009, with the Palm Desert Recreational Facilities Corporation (Corporation) for the use of property at the City's Golf Resort (Desert Willow). Payment is due when the Corporation's revenues exceed its expenses. At June 30, 2011, the Corporation owed the City rent totaling $285,000, which will be recognized as revenue by the City when the rent is paid by the Corporation. The State of California collects taxes and fees for the City and makes payments to the City at various times. Due to the City’s policy of recognizing revenue, the amount of $469,846 for sales tax has been deferred. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 102 - 13. DEFERRED REVENUES AND UNEARNED REVENUES (CONTINUED): Major Governmental Funds (Continued) General Fund (Continued): The City entered into several individual loan agreements with residents of the Highlands Utility Undergrounding Assessment District No. 04-01. The residents agreed to pay to the City the full cost of the loan amount plus any accrued interest at a rate of 5.35%. The full amount of the loan along with all accrued interest is due and payable at the earliest of September 2, 2036, or any change in ownership of the property. As of June 30, 2011, $46,726 in interest has been accrued. Recognition of the interest revenue has been deferred until it becomes due. RDA Low Income Housing Special Revenue Fund: Uncollected interest of $36,493 due from the Palm Desert Development Company has been deferred. Other amounts reported as unearned revenues include $6,796 for damages on purchased home. Other Governmental Funds: Special Revenue Funds: Measure A fund has $26,222 of unearned revenue representing a deposit from a developer for street improvements. Loans receivable in the amount of $13,310 for home improvement loans are recorded as deferred in the Community Development Block Grant Fund. $16,552 of grant funds are deemed unearned until expenditures are incurred in the Recycling Fund. $21,889 of grant funds are deemed unearned until expenditures are incurred in the Public Safety Police Grants Fund. $8,985 represents the unused portions of prepaid aquatic fees. Accrued interest of $225,029 on loans receivable through the City’s EIP Program (see Note 3). Prepaid rents in the amount of $13,214 from the eight apartment complexes operated by the Palm Desert Housing Authority will be recognized as revenue when earned. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 103 - 13. DEFERRED REVENUES AND UNEARNED REVENUES (CONTINUED): Other Governmental Funds (Continued): Debt Service Funds: Assessment receivables in the amount of $1,509,558 represent future assessments to be received from property owners in Highlands Undergrounding Assessment Districts 04-1 to pay for long- term obligations incurred in making capital improvements in the Assessment District. Recognition of the revenue from the assessments has been deferred until it becomes available. Once received, the monies will be used to make annual debt service payments. Capital Project Funds: $459,724 has been deferred for capital reimbursements due from developers for work completed by the City on their behalf. $76,238 of unearned revenue represents deposits from developers for street improvements, which have not been spent as of June 30, 2011. Business-type Activities The balance of $207,420 represents the unused portions of prepaid golf fees, value of unredeemed gift certificates and unearned rent. Component Unit The balance of $54,198 represents the unused portions of prepaid banquets. 14. OTHER POST-EMPLOYMENT BENEFITS: a. Plan Description: In addition to the pension benefits described in Note 10, the City provides other post- employment benefits (OPEB) through the California Employers’ Retiree Benefit Trust Fund (CERBT), an agent multiple-employer defined benefit healthcare plan administered by the California Public Employees’ Retirement System (CalPERS). CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 104 - 14. OTHER POST-EMPLOYMENT BENEFITS (CONTINUED): a. Plan Description (Continued): All full-time or part-time employees who meet the eligibility requirements for this program may continue their medical coverage through the CalPERS Health Plan and receive reimbursement from the City for a portion of the costs for the coverage. Separate financial statements for the CERBT may be obtained by writing to CalPERS at Lincoln Plaza North, 400 Q Street, Sacramento, CA 95811, or by visiting the CalPERS website at www.calpers.ca.gov. Employees Hired Prior to January 1, 2008 Eligibility for the stipend requires retirement simultaneously from the City and CalPERS on or after age 50 with at least 10 consecutive years of service with the City. Eligible employees must be covered under the CalPERS Health Plan at the time of retirement and elect to participate in the stipend program within 30 days of retirement. The City’s contribution towards the coverage is based on years of service as follows: Consecutive Years of Service City’s Contribution With the City at Retirement Percentage 10 years of service 50% 11 years of service 55% 12 years of service 60% 13 years of service 65% 14 years of service 70% 15 or more years of service 75% CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 105 - 14. OTHER POST-EMPLOYMENT BENEFITS (CONTINUED): a. Plan Description (Continued): Employees Hired On or After January 1, 2008 Eligibility for the stipend requires retirement simultaneously from the City and CalPERS on or after age 50 with at least 15 consecutive years of service with the City. Eligible employees must be covered under the CalPERS Health Plan at the time of retirement and elect to participate in the stipend program within 30 days of retirement. The stipend is discontinued when the retiree reaches Medicare eligibility age. The City’s contribution towards the coverage will be applied to the lowest cost plan and is based on age at retirement and consecutive years of service with the City as outlined in the following table: Age 15 16 17 18 19 20 21 22 23 24 25+ 50 0% 5% 10% 15% 20% 25% 30% 35% 40% 45% 50% 51 10% 15% 20% 25% 30% 35% 40% 45% 50% 50% 50% 52 20% 25% 30% 35% 40% 45% 50% 50% 50% 50% 50% 53 30% 35% 40% 45% 50% 50% 50% 50% 50% 50% 50% 54 40% 45% 50% 50% 50% 50% 50% 50% 50% 50% 50% 55+ 50% 50% 50% 50% 50% 50% 50% 50% 50% 50% 50% Consecutive Years of Service at Retirement Employees with at least 5 years of service, not meeting the eligibility requirements for the stipend program, who retire simultaneously from the City and CalPERS are eligible to continue medical coverage through the CalPERS Health Plan. The City is required to pay the CalPERS minimum employer contribution ($105 in 2010 and $108 in 2011) for these employees. b. Funding Policy: The contribution requirements of plan members and the City are established and may be amended by the City, City Council, and/or the employee associations. Currently, contributions are not required from plan members. During the fiscal year ended June 30, 2011, the City contributed $762,588 to the plan, which included $427,636 of the annual required contribution and $334,952 pay-as-you-go premiums. The purpose of these contributions is to cover the required City contribution rate of 6.60% of annual covered payroll (annual payroll of active employees covered by the plan) and to prefund benefits. As a result, the City calculated and recorded a Net OPEB Asset, representing the difference between the Annual Required Contribution (ARC) and actual contributions, as presented below: CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 106 - 14. OTHER POST-EMPLOYMENT BENEFITS (CONTINUED): b. Funding Policy (Continued): Annual required contribution (ARC) 427,636$ Interest on Net OPEB obligation (asset) (566,142) Adjustment to ARC 471,534 Annual OPEB cost 333,028 Contribution made (762,588) Increase in Net OPEB obligation (asset) (429,560) Net OPEB obligation (asset) at June 30, 2010 (7,305,057) Net OPEB obligation (asset) at June 30, 2011 (7,734,617)$ The contribution rate of 5.20% is based on the ARC of $427,636, an amount actuarially determined in accordance with the parameters of GASB Statement No. 45. The ARC represents a level of funding that, if paid on an ongoing basis is projected to cover the annual normal cost and the amortization of unfunded actuarial accrued liabilities (or funding excess) over a thirty year period. c. Annual OPEB Cost and Net OPEB Obligation (Asset): For fiscal year 2011, the City’s annual OPEB cost (expense) was $333,028. Information on the annual OPEB cost, percentage of Annual OPEB Cost contributed, and Net OPEB Obligation is available since the implementation of GASB 45, are presented below: Actual Percentage of Fiscal Annual Contribution Annual Net OPEB Year OPEB (Net of OPEB Cost Obligation Ended Cost Adjustments) Contributed (Asset) 6/30/2009 $ 312,285 $ 613,648 197% $ (6,970,610) 6/30/2010 310,156 644,603 208% (7,305,057) 6/30/2011 333,028 762,588 229% (7,734,617) CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 107 - 14. OTHER POST-EMPLOYMENT BENEFITS (CONTINUED): d. Funded Status and Funding Progress: As of July 1, 2009, the most recent actuarial valuation date, the plan was 84.04% funded. The actuarial accrued liability for benefits was $8.23 million, and the actuarial value of assets was $6.92 million, resulting in an unfunded actuarial accrued liability (UAAL) of $1.31 million. The covered payroll (annual payroll of active employees covered by the plan) was $12.45 million, and the ratio of the UAAL to the covered payroll was 10.55%. Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the annual required contributions of the City are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to basic financial statements, presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. e. Actuarial Methods and Assumptions: Projections of benefits for financial reporting purposes are based on the substantive plan and include the types of benefits provided at the time of each valuation. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets consistent with the long-term perspective of the calculations. In the July 1, 2009 actuarial valuation, the entry age normal actuarial cost method was used. The actuarial assumptions included a 7.75% investment rate of return (net of administrative expenses) and an initial annual healthcare cost trend rate of 10%, reduced by decrements to an ultimate rate of 5% after ten years. A 3.25% annual rate of increase in future salaries is also assumed in the valuation. The City’s unfunded actuarial accrued liability will be amortized as a level percentage of projected covered payroll on a closed basis. The amortization period at July 1, 2009, was twenty-eight years. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 108 - 15. SPECIAL ASSESSMENT DEBT: Below is a summary of the changes in the special assessment bonds payable: Balance at Payments and Balance at July 1, 2010 Additions Reductions June 30, 2011 2003 Assessment Revenue Bonds 3,105,000$ -$ (210,000)$ 2,895,000$ AD 98-1 Limited Obligation Refunding Bonds 700,000 - (75,000) 625,000 CFD 2005-1 Special Tax Bonds Series 2006A 65,925,000 - (1,210,000) 64,715,000 AD 2004-2 Limited Obligation Improvement Bonds 28,925,000 - (525,000) 28,400,000 2008 Special Tax Refunding Bonds 8,415,000 - (880,000) 7,535,000 107,070,000$ -$ (2,900,000)$ 104,170,000$ The City has Special Assessment Bonds Payable issued under the 1911 and 1915, Special Improvement Acts and the 1982 Mello-Roos Community Facilities Act (1982 Bonds). The City has no liability to 1911 Act bondholders until assessments have been collected from the property owner. Such liability is then recorded in the Agency Funds. Therefore, the 1911 Bonds are not recorded as liabilities in the accompanying financial statements. The City also has no liability to the 1915 Act bondholders or the bondholders of bonds issued under the 1982 Mello-Roos Community Facilities Act until assessments are collected on the tax rolls. However, the City may take certain actions to assume secondary liability for all or part of 1915 Act Bonds and the 1982 Bonds until such time as foreclosure proceedings are consummated. Special assessment bonds payable, as described below, and are not recorded as long-term liabilities, as these obligations do not constitute a debt or obligation of the City. 2003 Assessment Revenue Bonds In June 2003, the Palm Desert Financing Authority issued $4,423,000 in 2003 Assessment Revenue Bonds. The proceeds were used to purchase three series of limited obligation improvement bonds issued by the City in connection with the financing and refinancing of certain improvements of benefit to property within the City’s Assessment District No. 94-2 (Sunterrace), Assessment District No. 94-3 (Merano) and Silver Spur Ranch Utility Undergrounding Assessment District No. 01-01. These bonds were issued under the 1915 Improvement Bond Act to provide funds for public improvements in the respective assessment districts. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 109 - 15. SPECIAL ASSESSMENT DEBT (CONTINUED): 2003 Assessment Revenue Bonds (continued) Debt service requirements to maturity are as follows: Year Ending June 30, Principal Interest Total 2012 200,000$ 141,189$ 341,189$ 2013 210,000 132,264 342,264 2014 215,000 122,485 337,485 2015 230,000 111,912 341,912 2016 155,000 102,595 257,595 2017 - 2021 870,000 385,930 1,255,930 2022 - 2026 585,000 196,745 781,745 2027 - 2029 430,000 35,474 465,474 2,895,000$ 1,228,594$ 4,123,594$ As of June 30, 2011, the principal amounts to be repaid by each assessment district to pay off the loans from the Financing Authority are as follows: Assessment District 94-2 295,000$ Assessment District 94-3 790,000 Assessment District 01-1 1,815,000 2,900,000$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 110 - 15. SPECIAL ASSESSMENT DEBT (CONTINUED): Assessment District 98-1 Limited Obligation Refunding Improvement Bonds The bonds were issued in an original amount of $2,955,000 in February 2004, to redeem and defease the outstanding limited obligation improvement bonds of Assessment District No. 98-1, which were issued in 1998. The bonds are secured by unpaid assessments on parcels within the District. Under the 1915 Act, annual assessments on the unpaid assessments sufficient to meet the scheduled debt service requirements are to be included on the regular county tax bills for the assessed parcels for which there are unpaid assessments. Interest rates vary from 1.5% to 5.1% with interest payable semi-annually on March 2 and September 2, with principal maturing annually on September 2. Debt service requirements to maturity are as follows: Year Ending June 30, Principal Interest Total 2012 70,000$ 27,738$ 97,738$ 2013 65,000 24,973 89,973 2014 75,000 21,940 96,940 2015 70,000 18,653 88,653 2016 80,000 15,134 95,134 2017 - 2019 265,000 20,297 285,297 625,000$ 128,735$ 753,735$ Community Facilities District No. 2005-1 The bonds were issued in an original amount of $50,000,000 in May 2006, to construct and acquire certain public facilities of benefit to the District, provide for the establishment of a reserve account, provide capitalized interest, and pay the costs of issuance of the bonds. The bonds are secured by and payable from a pledge of net taxes derived from special taxes to be levied by the District on real properties within the boundaries of the District from the net proceeds of any foreclosure actions brought following delinquency in the payment of the special taxes, and from amounts held in certain funds under the indenture. Interest rates vary from 4.0% to 5.5% with interest payable semi-annually on March 1 and September 1, with principal maturing annually on September 1. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 111 - 15. SPECIAL ASSESSMENT DEBT (CONTINUED): Community Facilities District No. 2005-1 (Continued) In May 2007, the 2007 Bonds were issued in the amount of $17,915,000 pursuant to the Bond Indenture in May 2006, as supplemented by a First supplemental Indenture in May 2007, to provide construct and acquire certain public facilities of benefit to the District, provide capitalized interest, and pay the costs of issuance of the 2007 Bonds. The bonds are secured by and payable, on parity with the bonds issued in May 2006 for $50,000,000, from a pledge of net taxes derived from special taxes to be levied by the District on real properties within the boundaries of the District from the net proceeds of any foreclosure actions brought following delinquency in the payment of the special taxes, and from amounts held in certain funds under the indenture. Interest rates vary from 3.875% to 5.20% with interest payable semi-annually on March 1 and September 1, with principal maturing annually on September 1. Debt service requirements to maturity are as follows: Year Ending June 30, Principal Interest Total 2012 1,260,000$ 3,320,817$ 4,580,817$ 2013 1,310,000 3,264,627 4,574,627 2014 1,370,000 3,204,685 4,574,685 2015 1,430,000 3,140,658 4,570,658 2016 1,500,000 3,072,470 4,572,470 2017 - 2021 8,650,000 14,173,501 22,823,501 2022 - 2026 11,040,000 11,713,594 22,753,594 2027 - 2031 14,235,000 8,415,283 22,650,283 2032 - 2036 18,470,000 4,068,133 22,538,133 2037 - 2038 5,450,000 205,573 5,655,573 64,715,000$ 54,579,341$ 119,294,341$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 112 - 15. SPECIAL ASSESSMENT DEBT (CONTINUED): Section 29 Assessment District (No 2004-02), Limited Obligation Improvement Bonds, Series 2007 In March 2007, the City of Palm Desert issued $29,430,000 Limited Obligation Improvement Bonds. The proceeds of the Bonds will be used to finance certain infrastructure improvements within the City’s Section 29 Assessment District (No. 2004-02). The debt service on the bonds is to be paid by assessments secured on the property tax rolls of those properties benefiting from the improvements. The bonds consist of Serial Bonds in the amount of $6,870,000 with interest ranging from 4.00% to 4.70% payable semiannually on March 2 and September 2. Bond maturities begin September 2, 2009, and continue annually through 2019. Term bonds in the amount of $2,525,000 carry an interest rate of 4.75% and mature September 2, 2022. Term bonds in the amount of $5,110,000 carry an interest rate of 5.05% and mature September 2, 2027. Term bonds in the amount of $14,925,000 carry an interest rate of 5.10% and mature September 2, 2037. Debt service requirements to maturity are as follows: Year Ending June 30, Principal Interest Total 2012 545,000$ 1,385,760$ 1,930,760$ 2013 570,000 1,363,175 1,933,175 2014 590,000 1,339,100 1,929,100 2015 615,000 1,313,488 1,928,488 2016 645,000 1,286,075 1,931,075 2017 - 2021 3,680,000 5,952,201 9,632,201 2022 - 2026 4,635,000 4,962,786 9,597,786 2027 - 2031 5,920,000 3,639,525 9,559,525 2032 - 2036 7,590,000 1,927,035 9,517,035 2037 - 2038 3,610,000 186,405 3,796,405 28,400,000$ 23,355,550$ 51,755,550$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 113 - 15. SPECIAL ASSESSMENT DEBT (CONTINUED): 2008 Special Tax Refunding Bonds In December 2007, the City of Palm Desert Communities Facilities District No. 91-1 (Indian Ridge Public Improvements) issued $10,935,000 of Special Tax Refunding Bonds, Series 2008 to refund and defease all the outstanding $16,260,000 principal amount of the Palm Desert Financing Authority 1997 Revenue Bonds. These bonds were issued pursuant to the provisions of the Mello-Roos Community Facilities Act of 1982, as amended, being Chapter 2.5, Part 1, Division 2, Title 5, of the Government Code of the State of California. Debt service requirements to maturity are as follows: Year Ending June 30, Principal Interest Total 2012 905,000$ 247,026$ 1,152,026$ 2013 935,000 217,812 1,152,812 2014 965,000 186,930 1,151,930 2015 1,000,000 154,008 1,154,008 2016 1,030,000 118,983 1,148,983 2017 - 2021 2,700,000 155,317 2,855,317 7,535,000$ 1,080,076$ 8,615,076$ CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 114 - 15. SPECIAL ASSESSMENT DEBT (CONTINUED): Bond Reserve Requirements At June 30, 2011, the fund balance reserve requirements and actual reserve balances were as follows: Requirement Actual Assessment District 98-1 62,500$ 142,152$ 2003 Financing Authority Revenue Bonds 270,175 333,296 CFD 2005-1 Special Tax Bonds 4,580,818 4,618,060 Assessment District 29 1,933,175 1,945,358 2008 Special Tax Refunding Bonds 1,076,884 1,093,528 16. CONDUIT DEBT OBLIGATIONS: 2003 Series A - $22,310,000 Lease Revenue Bonds In December 2003, the Palm Desert Financing Authority (Authority) issued $22,310,000 in Lease Revenue Bonds. The proceeds of the Bonds were used to: a) finance the construction of a County animal shelter and related facilities located in the unincorporated area of Thousand Palms, California; b) finance construction of certain County medical clinic facilities located in Mecca, California; c) refund the Palm Desert Financing Authority Lease Revenue Bonds Series 1996; d) acquire a debt service reserve insurance policy; e) fund capitalized interest on the bonds; and f) pay costs of issuance of the bonds. The Authority will lease sites relating to each project from the County of Riverside (County) pursuant to a Site Lease dated as of December 1, 2003, and will lease back to the County the Sites and the Facilities pursuant to a Facilities Lease dated December 1, 2003. Under the Lease, the County will pay to the Trustee Base Rental Payments in the amount equal to the scheduled debt service of the Bonds. The Authority will assign its right to receive the Base Rental Payments to the Trustee for the benefit of the owners of the bonds. The debt service on the bonds is to be paid solely from lease payments made by the County. The Authority has no obligation to make the debt service payments in the event that the County is not able to make the required base rental payments. As of June 30, 2011, the outstanding amount was $18,575,000. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 115 - 16. CONDUIT DEBT OBLIGATIONS (CONTINUED): 2008 Series A - $72,445,000 Lease Revenue Bonds In November 2008, the Palm Desert Financing Authority (Authority) issued $72,445,000 in Lease Revenue Bonds. The proceeds of the Bonds were used to: a) finance the construction, installation, acquisition, development and rehabilitation of certain public capital improvements within the County, including the Palm Desert Sheriff’s Station Facilities (as described herein), community centers, a multi-service center, park improvements and other various infrastructure improvements; b) fund capitalized interest on the 2008 Series A Bonds related to the Palm Desert Sheriff Station Facilities through August 31, 2010 and with respect to the Multi-Service Center Facilities (as described herein) through December 31, 2009; c) fund a deposit into the Reserve Account as additional security for the 2008 Series A Bonds; and d) pay certain costs associated with the issuance and delivery of the 2008 Series A Bonds. Under the Lease, the County will pay to the Trustee Base Rental Payments in the amount equal to the scheduled debt service of the Bonds. The Authority will assign its right to receive the Base Rental Payments to the Trustee for the benefit of the owners of the bonds. The debt service on the bonds is to be paid solely from lease payments made by the County. The Authority has no obligation to make the debt service payments in the event that the County is not able to make the required base rental payments. As of June 30, 2011, the outstanding amount was $66,090,000. 17. OTHER DISCLOSURES: The Palm Desert Recreational Facilities Corporation has a net asset deficit of $1,373,855, which will be eliminated by increasing revenues through banquet reservations and outings directly related to the expansion of the outside dining terrace and the kitchen. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 116 - 18. CONSTRUCTION AND OTHER SIGNIFICANT COMMITMENTS: Construction Commitments Current Yea Spent Remaining Spent to Date Commitment Parks and recreation 70,351$ 155,857$ 271,592$ Low income housing 108,209 169,284 2,597,580 Street resurfacing 1,431,112 1,431,112 604,294 Building construction 458,127 471,877 1,310,200 Street improvements 2,529,309 3,109,486 3,931,380 Freeway on-ramp improvements 50,385 1,007,529 281,967 Aquatic Center construction 8,135,267 8,606,678 1,147,972 Residential street construction - 1,185,137 873,060 Drainage 41,552 125,825 2,886,033 12,824,312 16,262,785 13,904,078 Miscellaneous non construction 1,772,738 2,004,374 2,806,631 14,597,050$ 18,267,159$ 16,710,709$ Project 19. COMMITMENTS AND CONTINGENCIES: SERAF Contingency: SERAF Contributions for the Fiscal Years 2009-2010 and 2010-2011 Pursuant to AB 26 4x, a budget trailer bill, California redevelopment agencies were required to make SERAF contributions totaling $1.7 billion for the fiscal year 2009-2010 and $350 million for the fiscal year 2010-2011. Under AB 26 4x, agencies may borrow a portion of the required contributions from their low and moderate income housing fund. Alternatively, sponsoring governmental agencies (the cities or counties) may elect to pay the SERAF contributions on behalf of their redevelopment agencies. On October 20, 2009, the CRA filed a class action lawsuit in behalf of all California redevelopment agencies, again challenging the SERAF obligations as unconstitutional. On May 13, 2010, the Superior Court found in favor of the State relative to the class action suit. The Agency’s SERAF contributions for fiscal year 2009-2010 was $25,526,215. The Agency borrowed funds from the low and moderate income housing fund to make this payment. The SERAF contribution for fiscal year 2010-2011 made by the Agency totaled $5,255,397. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 117 - 20. RECENT CHANGES IN LEGISLATION AFFECTING CALIFORNIA REDEVELOPMENT AGENCIES: As part of the State Budget for fiscal year 2011-2012, Governor Brown signed two bills, AB X1 26 and AB X1 27, on June 29, 2011, affecting redevelopment agencies throughout the State of California. Upon its effectiveness on June 29, 2011, AB X1 26 immediately prohibited redevelopment agencies from engaging in most activities (including, but not limited to, the incurrence of new debt, the execution of new contracts and the modification of existing contracts). Furthermore, pursuant to AB X1 26, a redevelopment agency would be dissolved on October 1, 2011, unless the city (or the county, as the case may be) that activated the redevelopment agency timely enacted an ordinance (an “AB X1 27 Ordinance”) to opt into the “Alternative Voluntary Redevelopment Program” (“AVRP”) and agreed to make specified annual payments to the county auditor-controller for allocation to special districts and educational entities. Pursuant to AB X1 27, as long as the city is a participant in the AVRP, the redevelopment agency would be exempt from most of the provisions of AB X1 26 and be permitted to continue and carry on redevelopment activities. On July 18, 2011, the California Redevelopment Association (the “CRA”) and the League of California Cities (the “League”) filed a petition with the California Supreme Court, requesting the Court to review the constitutionality of AB X1 26 and AB X1 27 (California Redevelopment Assn. v. Matosantos, S194861) (the “CRA Lawsuit”). The CRA and the League also requested the Supreme Court to issue a stay of the implementation of AB X1 26 and AB X1 27, pending the Court’s disposition of the CRA Lawsuit. On August 11, 2011, the Supreme Court issued a stay order (the “Stay Order”), which was modified on August 17, 2011. The Supreme Court granted a stay of portions of AB X1 26 and AB X1 27. The provisions that allow a redevelopment agency to continue carrying on redevelopment activities, if the city has adopted an AB X1 27 Ordinance, are subject to the stay. The City Council of the City of Palm Desert adopted Ordinance No. 1227 on September 8, 2011, opting into the AVRP in order to provide for the continuation of the Palm Desert Redevelopment Agency. However, because of the effect of the Stay Order, the authority for the Agency to engage in most activities, as of the date of this report, continues to be in suspension. The initial payment by the City is estimated to be $20.5 million with one half due on January 15, 2012 and the other half due May 15, 2012. The amounts to be paid for the fiscal year 2012-13 and succeeding years have yet to be determined. The semi-annual payments will be due on January 15 and May 15 of each year and would increase or decrease with changes in tax increment. Additionally, an increased amount would be due to schools if any “new debt” is incurred. Assembly Bill X1 27 allows a one-year reprieve on the Agency’s obligation to contribute 20% of tax increment to the low- and moderate-income housing fund. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 118 - 20. RECENT CHANGES IN LEGISLATION AFFECTING CALIFORNIA REDEVELOPMENT AGENCIES (CONTINUED): The City and Agency have entered into a reimbursement agreement and the reprieve on the Agency’s obligation to contribute to housing will assist the Agency to assemble sufficient funds to reimburse the City for the initial payments. Failure to make these payments would require agencies to be terminated under the provisions of AB X1 26. The Supreme Court heard oral arguments on November 10, 2011, but has not issued its decision as of the date of this report. It is uncertain whether the Supreme Court will strike down, uphold or modify some or all of the provisions of AB X1 26 and AB X1 27. If AB X1 26 and AB X1 27 are upheld in whole or in part, it may take some time to ascertain the mechanics and practical effects of the implementation of the upheld provisions. For example, under AB X1 26, if a redevelopment agency is dissolved, a successor agency to the redevelopment agency will be required to make payments for enforceable obligations, including previously issued agency bonds, listed in Recognized Obligation Payment Schedules. However, AB X1 26 establishes a flow of revenues to repay bonds that is different from the flow of tax increment currently provided in the Community Redevelopment Law. Further, under AB X1 26, if the Agency is dissolved, the State Controller of the State of California is directed to review the propriety of any transfers of assets between redevelopment agencies and other public bodies that occurred after January 1, 2011. If the public body that received such transfers is not contractually committed to a third party for the expenditure or encumbrance of those assets, the State Controller is required to order the available assets to be transferred to the public body designated as the successor agency by AB X1 26, if a successor agency is established by only to such extent that such order for return is not prohibited by state or federal law. In addition, under AB X1 26, if the Agency is dissolved, the interagency receivable recognized by funds of the City that had previously loaned or advanced funds to the Agency may become uncollectible resulting in a loss recognized by such funds. The City may also be impacted if reimbursements previously paid by the Agency to the City for shared administrative services are reduced or eliminated. CITY OF PALM DESERT NOTES TO BASIC FINANCIAL STATEMENTS (CONTINUED) June 30, 2011 See independent auditors’ report. - 119 - 20. RECENT CHANGES IN LEGISLATION AFFECTING CALIFORNIA REDEVELOPMENT AGENCIES (CONTINUED): Management believes that the Agency will have sufficient funds to pay its obligations as they become due during the fiscal year ending June 30, 2012. The nature and extent of the operation of redevelopment agencies in the State of California beyond that time frame cannot be determined at this time and are dependent upon the outcome of many factors related to the constitutionality of AB X1 26 and AB X1 27. There is always a possibility that future legislative acts may create new challenges to the ability of redevelopment agencies to operate in the State of California in light of the California State Legislature’s continued taking of redevelopment agencies funding to balance the state’s budget. The full text of AB X1 26 and AB X1 27 may be obtained from the “Official California Legislative Information” website maintained by the Legislative Counsel of the State of California, at the following webpage: http://www.leginfo.ca.gov/bilinfo.html. Docket information for the CRA Lawsuit can be found at the California Appellate Courts Case Information System website, at the following webpage: http://appellatecases.courtinfo.ca.gov. None of the websites or webpages referenced above are in any way incorporated into this Annual Report. They are cited for informational purposes only. The Agency makes no representation whatsoever as to the accuracy or completeness of any of the information on such websites. - 120 - THIS PAGE INTENTIONALLY LEFT BLANK Schedule 1 Note 10e Entry Age ormal Accrued Actuarial Value Unfunded UAAL as a Actuarial Liabilit of Assets AAL Funde Covere % of Covere Valuation (AAL) (AVA) (UAAL) Ratio Payrol Payrol Date (a) (b) (a) - (b) (b)/(a) (c) [(a)-(b)]/(c) 06/30/06 52,739,452$ 40,523,105$ 12,216,347$ 76.84% 11,845,746$ 103.13% 06/30/07 61,535,809 46,180,367 15,355,442 75.05% 13,263,198 115.77% 06/30/08 67,979,926 51,813,257 16,166,669 76.22% 14,608,384 110.67% 06/30/09 79,133,393 57,022,230 22,111,163 72.06% 15,212,102 145.35% 06/30/10 87,876,959 61,203,162 26,673,797 69.65% 13,489,043 197.74% Note 14d Actuarial Accrued Actuarial Value Unfunded UAAL as a Actuarial Liabilit of Assets AAL Funde Covere % of Covere Valuation (AAL) (AVA) (UAAL) Ratio Payrol Payrol Date (a) (b) (a) - (b) (b)/(a) (c) [(a)-(b)]/(c) 07/01/07 6,481,631$ -$ 6,481,631$ 0.00% 13,800,864$ 46.97% 07/01/09 8,230,029 6,916,360 1,313,669 84.04% 12,449,000 10.55% See independent auditors' report. For the year ended June 30, 2011 - 121 - CalPERS DEFINED BENEFIT PLA OTHER POST-EMPLOYMENT BENEFIT PLA CITY OF PALM DESERT SCHEDULES OF FUNDING PROGRESS - 122 - THIS PAGE INTENTIONALLY LEFT BLANK Schedule 2 Variance with Final Budge Actual Positive Original Final Amounts (Negative) Fund balance, July 1 77,568,968$ 77,568,968$ 77,568,968$ -$ Resources (inflows): Taxes 34,262,000 34,262,000 35,933,144 1,671,144 Licenses and permits 670,000 670,000 1,051,475 381,475 Intergovernmental revenues 2,596,000 2,596,000 2,226,534 (369,466) Charges of services 545,000 545,000 701,481 156,481 Fines and forfeitures 130,000 130,000 109,110 (20,890) Investment earnings 1,325,000 1,325,000 793,461 (531,539) Miscellaneous 682,000 682,000 654,339 (27,661) Transfers from other funds 2,700,000 2,700,000 2,691,634 (8,366) Total resources 42,910,000 42,910,000 44,161,178 1,251,178 Charges to appropriations (outflows): Current: General governmen 11,431,026 12,122,826 11,260,339 862,487 Public safety 18,419,890 17,977,754 17,571,739 406,015 Public works 8,335,761 10,119,550 8,525,528 1,594,022 Parks, recreation and culture 4,215,562 4,138,612 3,845,901 292,711 Capital outla - 677,650 629,784 47,866 Transfers to other funds 504,000 5,725,251 5,679,432 45,819 Total charges to appropriations 42,906,239 50,761,643 47,512,723 3,248,920 Excess of resources over (under) charges to appropriations 3,761 (7,851,643) (3,351,545) 4,500,098 Fund balance, June 30 77,572,729 69,717,325 74,217,423 4,500,098 See independent auditors' report and note to required supplementary information. CITY OF PALM DESERT - 123 - For the year ended June 30, 2011 Budgeted Amount BUDGETARY COMPARISON SCHEDULE GENERAL FUND Schedule 3 Variance with Final Budge Actual Positive Original Final Amounts (Negative) Fund balance, July 1 2,019,849$ 2,019,849$ 2,019,849$ -$ Resources (inflows): Taxes 5,100,000 5,100,000 5,237,952 137,952 Special assessments collecte 2,039,000 2,039,000 2,134,244 95,244 Intergovernmental revenues 756,000 756,000 787,806 31,806 Investment earnings 50,000 50,000 13,348 (36,652) Miscellaneous - - 41,899 41,899 Total resources 7,945,000 7,945,000 8,215,249 270,249 Charges to appropriations (outflows): Current: Public safety 9,581,040 9,528,491 9,107,998 420,493 Capital outla - 53,274 53,274 - Total charges to appropriations 9,581,040 9,581,765 9,161,272 420,493 Excess of resources over (under) charges to appropriations (1,636,040) (1,636,765) (946,023) 690,742 Fund balance, June 30 383,809 383,084 1,073,826 690,742 See independent auditors' report and note to required supplementary information. CITY OF PALM DESERT - 124 - For the year ended June 30, 2011 Budgeted Amount BUDGETARY COMPARISON SCHEDULE PROP A FIRE TAX SPECIAL REVENUE FUND See independent auditors’ report. - 125 - CITY OF PALM DESERT NOTE TO REQUIRED SUPPLEMENTARY INFORMATION June 30, 2011 BUDGETS AND BUDGETARY ACCOUNTING: The City used the following procedures in establishing the budgetary data reported in the financial statements: 1. Before the beginning of the fiscal year, the City Manager submits to the City Council a proposed budget for the year commencing the following July 1. 2. Public hearings are conducted to obtain taxpayer comments. 3. The budget is subsequently adopted through passage of a resolution. 4. Expenditures for the General Fund cannot exceed amounts budgeted at the departmental level, which is the legal level of control. For other funds, expenditures cannot exceed the total amount budgeted for each fund, which is the legal level of control. The City Manager is authorized to transfer appropriations (without council approval) between an object of a General Fund Department. The City Council approves all other changes. Annual appropriation amounts lapse at year-end. 5. Encumbrances and continuing appropriations are rebudgeted as of July 1, by Council action. 6. Annual budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America for all governmental funds except for certain special revenue funds and capital projects funds, which adopt project length budgets and debt service funds that are not budgeted as effectively budgetary control is achieved through debt indenture provisions. The following special revenue funds had legally adopted budgets during the current fiscal year: Prop A Fire Tax Traffic Safety Gas Tax Housing Mitigation Fees Community Development Block Grant Public Safety Police Grants El Paseo Assessment District City-Wide Business License Landscape and Lighting District No. 1-17 - 126- THIS PAGE INTENTIONALLY LEFT BLANK - 127 - GENERAL FUND The General Fund is used to account for all financial resources traditionally associated with government, except those required to be accounted for in another fund. It is the primary operating fund that includes the operating budgets for all the departments and the majority of the City’s tax revenues. Schedule 4 Variance with Final Budge Actual Positive Original Final Amounts (Negative) Fund balance, July 1 77,568,968$ 77,568,968$ 77,568,968$ -$ Resources (inflows): Taxes: Property taxes 5,415,000 5,415,000 4,776,795 (638,205) Property transfer tax 350,000 350,000 399,280 49,280 Property tax in lie 3,550,000 3,550,000 3,564,933 14,933 Timeshare mitigation fee 1,000,000 1,000,000 1,192,490 192,490 Sales tax 13,200,000 13,200,000 14,680,578 1,480,578 Business license tax 1,200,000 1,200,000 1,085,411 (114,589) Job valuation fees 25,000 25,000 20,402 (4,598) Transient occupancy tax 6,700,000 6,700,000 7,421,769 721,769 Franchises 2,800,000 2,800,000 2,771,594 (28,406) Penalties and interest on taxes 22,000 22,000 19,892 (2,108) Total Taxes 34,262,000 34,262,000 35,933,144 1,671,144 CITY OF PALM DESERT For the year ended June 30, 2011 Budgeted Amount BUDGETARY COMPARISON SCHEDULE BY DEPARTMENT GENERAL FUND Licenses and Permits: Building permit 550,000 550,000 781,015 231,015 Grading - - 2,016 2,016 Valet parking permits - - 375 375 Encroachment permits 50,000 50,000 211,876 161,876 Miscellaneous permits - - 2,525 2,525 Business regulatory permit 70,000 70,000 53,668 (16,332) Total Licenses and Permits 670,000 670,000 1,051,475 381,475 Intergovernmental Revenues: Motor vehicle in-lieu fees 150,000 150,000 236,211 86,211 Monthly parking bal 25,000 25,000 18,818 (6,182) Reimbursement RDA costs 2,034,000 2,034,000 1,209,216 (824,784) Other reimbursements 387,000 387,000 762,289 375,289 Total Intergovernmental Revenues 2,596,000 2,596,000 2,226,534 (369,466) See independent auditors' report.(Continued) - 128 - Schedule 4 Variance with Final Budge Actual Positive Original Final Amounts (Negative) Resources (inflows) (Continued): Charges for Services: Subdivision fees 150,000$ 150,000$ 222,025$ 72,025$ Zoning fees 75,000 75,000 78,461 3,461 Plan check fees 200,000 200,000 317,332 117,332 Sale of maps and publications 15,000 15,000 19,561 4,561 Microfilm fees 10,000 10,000 12,713 2,713 Other fees 95,000 95,000 51,389 (43,611) Total Charges for Services 545,000 545,000 701,481 156,481 Fines and Forfeitures: Vehicle code fines 65,000 65,000 21,493 (43,507) Municipal court fines 65,000 65,000 87,617 22,617 Total Fines and Forfeitures 130,000 130,000 109,110 (20,890) Investment Earnings: GENERAL FUND For the year ended June 30, 2011 Budgeted Amount (CONTINUED) CITY OF PALM DESERT BUDGETARY COMPARISON SCHEDULE BY DEPARTMENT Interest ncome 675,000 675,000 477,660 197,340 Interest on advances 500,000 500,000 231,230 (268,770) Interest on notes receivable 150,000 150,000 84,571 (65,429) Total Investment Earnings 1,325,000 1,325,000 793,461 (531,539) Miscellaneous Revenues: Code compliance 10,000 10,000 1,835 (8,165) Strong motion instrument fe 10,000 10,000 5,249 (4,751) Special investigation fee 10,000 10,000 3,951 (6,049) Certificate of compliance fee 2,000 2,000 1,175 (825) uisance abatement tax 60,000 60,000 179,799 119,799 Abandoned vehicle abatement 35,000 35,000 55,752 20,752 Fire inspection service 100,000 100,000 91,580 (8,420) Rental income 250,000 250,000 154,187 (95,813) Other revenue 205,000 205,000 160,811 (44,189) Total Miscellaneous Revenues 682,000 682,000 654,339 (27,661) Transfers from other funds 2,700,000 2,700,000 2,691,634 (8,366) Amounts Available for Appropriatio 42,910,000 42,910,000 44,161,178 1,251,178 See independent auditors' report.(Continued) - 129 - Schedule 4 Variance with Final Budge Actual Positive Original Final Amounts (Negative) Charges to appropriations (outflows): General Government - Departmental: City counci 415,785$ 415,785$ 363,510$ 52,275$ City cler 945,600 945,600 941,393 4,207 Legislative advocac 40,000 40,000 36,225 3,775 Electio 61,900 61,900 39,563 22,337 City attorne 225,000 226,000 225,996 4 Legal special services 335,000 422,000 421,038 962 City manage 910,350 937,350 887,842 49,508 Community service 395,225 395,225 376,501 18,724 Finance 1,745,826 1,805,826 1,804,282 1,544 Auditin 50,000 50,000 34,716 15,284 Human resources 467,491 467,491 458,347 9,144 General services 432,000 535,000 502,845 32,155 Data processing 841,311 843,111 762,978 80,133 Unemployment insuranc 200,000 200,000 194,509 5,491 Insurance 498,700 505,700 473,569 32,131 Retiree health - 500 000 500 000 - (CONTINUED) For the year ended June 30, 2011 Budgeted Amount CITY OF PALM DESERT BUDGETARY COMPARISON SCHEDULE BY DEPARTMENT GENERAL FUND Community promotion 545,875 565,875 497,366 68,509 Community developmen 1,835,013 1,635,013 1,550,452 84,561 Marketing 782,950 622,950 575,154 47,796 Total General Government - Departm 10,728,026 11,174,826 10,646,286 528,540 General Government - Nondepartmental: Contributions to other agencie 703,000 948,000 614,053 333,947 Public Safety: Police services 16,339,096 15,839,096 15,543,543 295,553 Animal regulatio 257,119 273,619 238,982 34,637 Traffic safety 248,000 289,364 265,466 23,898 Building and safet 1,575,675 1,575,675 1,523,748 51,927 Total Public Safet 18,419,890 17,977,754 17,571,739 406,015 See independent auditors' report.(Continued) - 130 - Schedule 4 Variance with Final Budge Actual Positive Original Final Amounts (Negative) Charges to appropriations (outflows) (Continued): Public Works: Administratio 2,272,903$ 2,381,259$ 2,380,255$ 1,004$ Street maintenance 2,659,000 2,559,000 2,522,117 36,883 Street resurfacing 1,900,000 3,522,473 2,268,901 1,253,572 Curb and gutte 80,000 99,525 47,350 52,175 Parking lo 80,000 80,000 69,935 10,065 Storm drai 25,000 65,793 50,892 14,901 Strippin 125,000 217,642 99,685 117,957 Corporate yar 75,500 75,500 71,336 4,164 Equipmen 420,000 420,000 349,209 70,791 Building maintenance 566,100 566,100 547,183 18,917 Portola community cente 79,907 79,907 68,458 11,449 Storm water permi 52,351 52,351 50,207 2,144 Total Public Works 8,335,761 10,119,550 8,525,528 1,594,022 Parks Recreation and Culture: GENERAL FUND (CONTINUED) For the year ended June 30, 2011 Budgeted Amount CITY OF PALM DESERT BUDGETARY COMPARISON SCHEDULE BY DEPARTMENT Park maintenance 780,500 791,550 691,440 100,110 Civic center par 1,057,351 1,057,351 988,169 69,182 Landscape service 1,846,700 1,758,700 1,696,163 62,537 Visitors cente 531,011 531,011 470,129 60,882 Total Parks, Recreation and Culture 4,215,562 4,138,612 3,845,901 292,711 Capital Outlay - Departmenta - 677,650 629,784 47,866 Transfers to other funds 504,000 5,725,251 5,679,432 45,819 Amounts Charged to Appropriatio 42,906,239 50,761,643 47,512,723 3,248,920 Excess of resources over (under) charges to appropriations 3,761 (7,851,643) (3,351,545) 4,500,098 Fund balance, June 30 77,572,729 69,717,325 74,217,423 4,500,098 See independent auditors' report. - 131 - - 132 - THIS PAGE INTENTIONALLY LEFT BLANK - 133 - OTHER GOVERNMENTAL FUNDS COMBINING STATEMENTS Schedule 5 Total Special Debt Capital Other Revenue Service Projects Governmental Funds Fun Funds Funds ASSETS: Pooled cash and investments 53,242,474$ 147,578$ 25,123,343$ 78,513,395$ Receivables: Accounts 167,337 - 462,649 629,986 Assessments - 1,509,558 - 1,509,558 Interest 230,147 - 46,362 276,509 Loans 5,417,386 - 102,300 5,519,686 Prepaid costs - - 306 306 Inventories 2,098 - - 2,098 Due from other government 1,121,739 9,058 22,858 1,153,655 Property held for resale 298,025 - - 298,025 Due from other funds - - 500,000 500,000 Advances to other funds 654,000 - 10,265,000 10,919,000 Restricted assets: Cash and investments with fiscal agen 2,796,931 - 21,220,460 24,017,391 T T L ET ,,7 ,, 57,7 ,7 ,, LIABILITIES: Accounts payable 2,005,719$ -$ 488,911$ 2,494,630$ Accrued liabilities 54,513 - 7,453 61,966 Unearned revenues 86,862 - 76,238 163,100 Deferred revenue 238,339 1,509,558 459,724 2,207,621 Deposits payable 393,871 - 172,162 566,033 TOTAL LIABILITIES 2,779,304 1,509,558 1,204,488 5,493,350 FUND BALANCES: onspendable: Advances 654,000 - 10,765,000 11,419,000 Prepaid costs - - 306 306 Property held for resale 298,025 - - 298,025 Restricted for: Capital projects - - 24,683,865 24,683,865 Debt service - 156,636 - 156,636 Low income housin 5,600,147 - - 5,600,147 Public facilities 3,360,074 - - 3,360,074 Public safety 705,167 - - 705,167 Special programs 7,638,202 - 1,713,620 9,351,822 Street related purposes 25,609,485 - - 25,609,485 Committed to: Aquatic center 1,135,692 - - 1,135,692 Capital asset replacement 7,752,862 - - 7,752,862 Energy loan progra 8,397,179 - - 8,397,179 Assigned to: Capital projects - - 7,943,281 7,943,281 Property acquisitio - - 1,000,000 1,000,000 Public facilities - - 6,389,251 6,389,251 Special programs - - 542,888 542,888 Street related purposes - - 3,500,579 3,500,579 TOTAL FUND BALANCES 61,150,833 156,636 56,538,790 117,846,259 TOTAL LIABILITIES ND FUND B L N E ,,7 ,, 57,7 ,7 ,, See independent auditors' report. LIABILITIES AND FUND BALANCES - 134 - CITY OF PALM DESERT COMBINING BALANCE SHEET OTHER GOVERNMENTAL FUNDS June 30, 2011 Schedule 6 Total Special Debt Capital Other Revenue Service Projects Governmental Funds Fund Funds Funds REVENUES: Taxes 2,523,406$ -$ -$ 2,523,406$ Special assessments collected 961,496 166,423 - 1,127,919 Licenses and permits - - 38,068 38,068 Intergovernmental revenues 4,042,318 - 548,624 4,590,942 Rental income 4,728,432 - - 4,728,432 Investment earnings 359,629 976 632,740 993,345 Fines and forfeitures 201,730 - - 201,730 Miscellaneous 712,140 - 980,053 1,692,193 TOTAL REVENUES 13,529,151 167,399 2,199,485 15,896,035 EXPENDITURES: Current: General government 1,718,358 30,574 2,215,511 3,964,443 Housing and redevelopment 4,775,214 - - 4,775,214 Public safety 144,697 - - 144,697 Public works 1,580,846 - 1,150,125 2,730,971 Capital outlay 3,660,905 - 302,469 3,963,374 Debt service: Principal retirement 491,000 61,000 - 552,000 Interest and fiscal charges 274,147 85,683 - 359,830 TOTAL EXPENDITURES 12,645,167 177,257 3,668,105 16,490,529 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES 883,984 (9,858) (1,468,620) (594,494) OTHER FINANCING SOURCES (USES): Transfers in 9,055,927 - 5,565,029 14,620,956 Transfers out (3,112,193) - (1,364,470) (4,476,663) TOTAL OTHER FINANCING SOURCES (USES) 5,943,734 - 4,200,559 10,144,293 NET CHANGE IN FUND BALANCES 6,827,718 (9,858) 2,731,939 9,549,799 FUND BALANCES - BEGINNING OF YEAR 54,323,115 166,494 53,806,851 108,296,460 FUND BALANCES - END OF YEAR 61,150,833$ 156,636$ 56,538,790$ 117,846,259$ See independent auditors' report. - 135 - CITY OF PALM DESERT COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OTHER GOVERNMENTAL FUNDS For the year ended June 30, 2011 - 136 - THIS PAGE INTENTIONALLY LEFT BLANK - 137 - OTHER GOVERNMENTAL FUNDS - SPECIAL REVENUE Special Revenue Funds are used to account for proceeds of specific revenue sources other than expendable trust that are legally restricted to expenditures for specific purposes. Traffic Safety Fund - Traffic and court fines are collected in these funds. A transfer from this Fund to the General Fund is made at the end of the fiscal year by council action to be applied toward the eligible expenditures permitted by law. Gas Tax Fund - Portions of the tax rate per gallon levied by the State of California on all gasoline purchases are allocated to cities throughout the State. These funds are restricted to expenditure for transit and street-related purposes. Measure A Fund - In 1988, Riverside County voters approved a half-cent sales tax, known as Measure A, to fund a variety of highway improvements, local street and road maintenance, commuter assistance and specialized transit projects. This fund is used to collect this tax, and pursuant to the provision of Measure A (Ordinance No. 88-1 of the County of Riverside) it is restricted for local street and road expenditures only. Housing Mitigation Fee Fund - This fund is used to account for fees collected from construction of commercial and office buildings for low and moderate income mitigation purposes to be used strictly for projects and programs that benefit the low and moderate income households. Community Development Block Grant Fund - This fund is used to account for the receipts and expenditures of CDBG funds received from the U.S. Department of Housing and Urban Development. New Construction Tax Fund - This fund is used to account for tax collected upon application to the City for a building permit from every person/entity for the construction of any new building, addition or trailer space in the city according to a fee schedule. Its use is restricted for the acquisition and development of public facilities such as parks, playgrounds and public structures. Planned Drainage Fund - This fund is used to account for off-site drainage fees based on an established fee schedule collected prior to approval of the final map in the case of land being subdivided or prior to the issuance of a building permit in the case of construction or improvement of subdivided land. Park and Recreation Facilities Fund - This fund is used to account for fees collected for residential and subdivision developments collected either at the time grading permits are paid or prior to the approval of the final map. Its use is restricted for expenditures related to park development, maintenance and equipment. Traffic Signals Fund - This fund is used to account for fees collected for residential, commercial and industrial developments either at the time grading permits are paid or prior to the approval of the final map. Its use is restricted for expenditures related to the acquisition and maintenance of traffic signals. Recycling Fund - This fund is used to account for resources resulting from lower landfill tipping fees of $4.19 per ton, which took effect in June 2011. Due to limited landfill resources, it will be used for the implementation of appropriate long-range plans to be determined by the City Council for municipal solid waste disposal. - 138 - THIS PAGE INTENTIONALLY LEFT BLANK - 139 - OTHER GOVERNMENTAL FUNDS - SPECIAL REVENUE (CONTINUED) Public Safety Police Grants Fund - This fund is used to account for grants received from the U.S. Department of Justice under the Local Law Enforcement Block Grants Program for the purpose of purchasing equipment related to public safety. El Paseo Assessment District Fund - This fund is used to collect assessments on all business establishments located within the boundaries set for the El Paseo parking and business improvement area based on a fee schedule established for the various types of businesses. Proceeds from all charges are used for the promotion of business activities in the area. Air Quality Management Fund - This fund accounts for receipts from South Coast Air Quality Management District, one hundred percent of which is disbursed to the Coachella Valley Association of Governments. City-Wide Business License Fund - This fund accounts for receipts received from the College of the Desert Alumni Association Fair collected from all street fair vendors at $2.00 per day for each space. Fifty percent of the proceeds are spent for city-wide business promotion and the other fifty percent is transferred to the General Fund for partial business licensing cost recovery. Various Landscape and Lighting District Funds - These funds are used to account for expenditures and receipts of property taxes and service fees levied to the property owners in the various landscaping and lighting districts, which were formed to provide landscaping and street lighting maintenance. Individual landscaping and lighting funds are set up for Districts No. 1 through 17. AIPP Maintenance Fund - This fund is used to account for monies set aside to maintain the artwork in the City of Palm Desert. Child Care Program Fund - This fund is used to collect funds from developers for the purpose of providing child care programs. Golf Course Maintenance Fund - This fund is used to offset the cost of capital improvements, equipment purchases, perimeter maintenance, pay off assessments and other nonrecurring costs that will arise as a result of Desert Willow Golf Course Resort. Funding sources for the Golf Course Maintenance Fund are collections from the IROC and Standard Vacation Ownership, Inc. time-share project. Fire Facilities Restoration Fund - This fund is used to collect funds from developers for the purpose of construction, restoration and purchase of equipment for fire stations within the City. Energy Independence Loan Fund -This fund is used to provide funding for the AB811 Energy Loans and collect assessments from those AB811 loans through property tax collections. The assessments collected will be used to service debt issued and to provide additional funding for the AB811 loans. Aquatic Center Fund -This fund is used to account for revenues and expenditures of the city’s aquatic facility. Redevelopment Agency Housing Authority Fund - This fund is used to account for revenues and expenditures related to rental units owned by the Housing Authority. Housing Traffic Mitigation Safety Gas Tax Measure A Fee ASSETS: Pooled cash and investments -$ 520,331$ 20,078,640$ 2,356,155$ Receivables: Accounts - - - 30,000 Interest - - - 3,161 Loans - - - - Inventories - - - - Due from other governments 13,304 155,527 496,888 - Property held for resale - - - 298,025 Advances to other funds - - - - Restricted assets: Cash and investments with fiscal agent - - - - TOTAL ASSETS 13,304$ 675,858$ 20,575,528$ 2,687,341$ LIABILITIES: Accounts payable -$ -$ 187,714$ -$ Accrued liabilities - - - - Unearned revenues - - 26,222 - Deferred revenue - - - - Deposits payable - - - - TOTAL LIABILITIES - - 213,936 - FUND BALANCES: Nonspendable: Advances - - - - Property held for resale - - - 298,025 Restricted for: Low income housing - - - 2,389,316 Public facilities - - - - Public safety - - - - Special programs - - - - Street related purposes 13,304 675,858 20,361,592 - Committed to: Aquatic center - - - - Capital asset replacement - - - - Energy loan program - - - - TOTAL FUND BALANCES 13,304 675,858 20,361,592 2,687,341 TOTAL LIABILITIES AND FUND BALANCES 13,304$ 675,858$ 20,575,528$ 2,687,341$ See independent auditors' report. LIABILITIES AND FUND BALANCES - 140 - COMBINING BALANCE SHEET June 30, 2011 CITY OF PALM DESERT OTHER SPECIAL REVENUE FUNDS Schedule 7 Community New Park and Public El Paseo Development Construction Planned Recreation Traffic Safety Police Assessment Block Grant Tax Drainage Facilities Signals Recycling Grants District 2,878$ 557,589$ 4,744,220$ 1,542,543$ 541,481$ 5,678,994$ 34,244$ 36,422$ - - - - - 104,783 - - - - - - - - - - 13,310 - - - - - - - - - - - - - - - 124,203 - 205,470 - - 74,368 19,088 - - - - - - - - - - 654,000 - - - - - - - - - - - - - - 140,391$ 1,211,589$ 4,949,690$ 1,542,543$ 541,481$ 5,858,145$ 53,332$ 36,422$ 124,203$ 87,558$ 931,414$ 142,208$ 1,026$ 106,062$ 23,761$ 10,675$ - - - - - 6,637 - - - - - - - 16,552 21,889 - 13,310 - - - - - - - - - - - - - - - 137,513 87,558 931,414 142,208 1,026 129,251 45,650 10,675 - 654,000 - - - - - - - - - - - - - - - - - - - - - - - 470,031 - 1,400,335 - - - - - - - - - - 7,682 - 2,878 - - - - 5,728,894 - 25,747 - - 4,018,276 - 540,455 - - - - - - - - - - - - - - - - - - - - - - - - - - - 2,878 1,124,031 4,018,276 1,400,335 540,455 5,728,894 7,682 25,747 140,391$ 1,211,589$ 4,949,690$ 1,542,543$ 541,481$ 5,858,145$ 53,332$ 36,422$ (Continued) - 141 - Landscape Air City Wide and Lighting Quality Business Districts AIPP Management License Nos. 1 - 17 Maintenance ASSETS: Pooled cash and investments 275,791$ -$ 1,626,560$ -$ Receivables: Accounts - - - - Interest - - - - Loans - - - - Inventories - - - - Due from other governments 12,041 - 17,244 - Property held for resale - - - - Advances to other funds - - - - Restricted assets: Cash and investments with fiscal agent - - - - TOTAL ASSETS 287,832$ -$ 1,643,804$ -$ LIABILITIES: Accounts payable 12,041$ -$ 38,912$ -$ Accrued liabilities - - - - Unearned revenues - - - - Deferred revenue - - - - Deposits payable - - - - TOTAL LIABILITIES 12,041 - 38,912 - FUND BALANCES: Nonspendable: Advances - - - - Property held for resale - - - - Restricted for: Low income housing - - - - Public facilities - - - - Public safety - - - - Special programs 275,791 - 1,604,892 - Street related purposes - - - - Committed to: Aquatic center - - - - Capital asset replacement - - - - Energy loan program - - - - TOTAL FUND BALANCES 275,791 - 1,604,892 - TOTAL LIABILITIES AND FUND BALANCES 287,832$ -$ 1,643,804$ -$ See independent auditors' report. LIABILITIES AND FUND BALANCES - 142 - CITY OF PALM DESERT COMBINING BALANCE SHEET OTHER SPECIAL REVENUE FUNDS (CONTINUED) June 30, 2011 Schedule 7 Redevelopment Total Fire Energy Agency Other Child Care Golf Course Facilities Independence Aquatic Housing Special Revenue Program Maintenance Restoration Loan Center Authority Funds 1,489,708$ -$ 697,485$ 2,939,833$ 1,207,741$ 8,911,859$ 53,242,474$ - - - - 29,848 2,706 167,337 - - - 225,029 - 1,957 230,147 - - - 5,404,076 - - 5,417,386 - - - - 2,098 - 2,098 - - - 3,606 - - 1,121,739 - - - - - - 298,025 - - - - - - 654,000 - - - 79,682 - 2,717,249 2,796,931 1,489,708$ -$ 697,485$ 8,652,226$ 1,239,687$ 11,633,771$ 63,930,137$ -$ -$ -$ 30,018$ 95,010$ 215,117$ 2,005,719$ - - - - - 47,876 54,513 - - - - 8,985 13,214 86,862 - - - 225,029 - - 238,339 - - - - - 393,871 393,871 - - - 255,047 103,995 670,078 2,779,304 - - - - - - 654,000$ - - - - - - 298,025 - - - - - 3,210,831 5,600,147 1,489,708 - - - - - 3,360,074 - - 697,485 - - - 705,167 - - - - - - 7,638,202 - - - - - - 25,609,485 - - - - 1,135,692 - 1,135,692 - - - - - 7,752,862 7,752,862 - - - 8,397,179 - - 8,397,179 1,489,708 - 697,485 8,397,179 1,135,692 10,963,693 61,150,833 1,489,708$ -$ 697,485$ 8,652,226$ 1,239,687$ 11,633,771$ 63,930,137$ - 143 - Housing Traffic Mitigation Safety Gas Tax Measure A Fee REVENUES: Taxes -$ -$ 1,875,080$ 15,759$ Special assessments collected - - - - Intergovernmental revenues - 1,291,281 1,002,461 304,136 Rental income - - - - Investment earnings 533 4,872 123,196 32,406 Fines and forfeitures 201,730 - - - Miscellaneous - - - 210,000 TOTAL REVENUES 202,263 1,296,153 3,000,737 562,301 EXPENDITURES: Current: General government - - - - Housing and redevelopment - - - 4,062 Public safety - - - - Public works - 467,198 - - Capital outlay - - 864,272 - Debt service: Principal retirement - - - - Interest and fiscal charges - - - - TOTAL EXPENDITURES - 467,198 864,272 4,062 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES 202,263 828,955 2,136,465 558,239 OTHER FINANCING SOURCES (USES): Transfers in - - - - Transfers out (205,915) (701,313) - - TOTAL OTHER FINANCING SOURCES (USES) (205,915) (701,313) - - NET CHANGE IN FUND BALANCES (3,652) 127,642 2,136,465 558,239 FUND BALANCES BEGINNING OF YEAR 16,956 548,216 18,225,127 2,129,102 FUND BALANCES END OF YEAR 13,304$ 675,858$ 20,361,592$ 2,687,341$ See independent auditors' report. COMBINING STATEMENT OF REVENUES, EXPENDITURES CITY OF PALM DESERT AND CHANGES IN FUND BALANCES For the year ended June 30, 2011 - 144 - OTHER SPECIAL REVENUE FUNDS Schedule 8 Community New Park and Public El Paseo Development Construction Planned Recreation Traffic Safety Police Assessment Block Grant Tax Drainage Facilities Signals Recycling Grants District -$ 129,262$ 7,050$ -$ 6,484$ -$ -$ -$ - - - - - - - 205,341 556,412 - 205,470 67,305 129,587 228,501 200,447 - - - - - - - - - 254 19,549 37,872 10,768 4,425 40,960 - - - - - - - - - - - - - - - 310,038 - - 556,666 148,811 250,392 78,073 140,496 579,499 200,447 205,341 554,880 - - - - 611,844 - 211,892 - - - - - - - - - - - - - - 144,697 - - 147,151 25 96,194 99,940 278,639 - - - - 1,668,203 341,740 228,523 17,604 58,252 - - - - - - - - - - - - - - - - - 554,880 147,151 1,668,228 437,934 328,463 908,087 202,949 211,892 1,786 1,660 (1,417,836) (359,861) (187,967) (328,588) (2,502) (6,551) - - - - - - - - - - - - - - - - - - - - - - - - 1,786 1,660 (1,417,836) (359,861) (187,967) (328,588) (2,502) (6,551) 1,092 1,122,371 5,436,112 1,760,196 728,422 6,057,482 10,184 32,298 2,878$ 1,124,031$ 4,018,276$ 1,400,335$ 540,455$ 5,728,894$ 7,682$ 25,747$ (Continued) - 145 - Landscape Air City Wide and Lighting Quality Business Districts AIPP Management License Nos. 1 - 17 Maintenance REVENUES: Taxes -$ -$ -$ -$ Special assessments collected - - 756,155 - Intergovernmental revenues 56,718 - - - Rental income - - - - Investment earnings 1,858 - 3,844 - Fines and forfeitures - - - - Miscellaneous - - - - TOTAL REVENUES 58,576 - 759,999 - EXPENDITURES: Current: General government 58,775 - - - Housing and redevelopment - - - - Public safety - - - - Public works - - 491,699 - Capital outlay - - - - Debt service: Principal retirement - - - - Interest and fiscal charges - - - - TOTAL EXPENDITURES 58,775 - 491,699 - EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (199) - 268,300 - OTHER FINANCING SOURCES (USES): Transfers in - - 75,513 - Transfers out - (1,492) - - TOTAL OTHER FINANCING SOURCES (USES) - (1,492) 75,513 - NET CHANGE IN FUND BALANCES (199) (1,492) 343,813 - FUND BALANCES BEGINNING OF YEAR 275,990 1,492 1,261,079 - FUND BALANCES END OF YEAR 275,791$ -$ 1,604,892$ -$ See independent auditors' report. AND CHANGES IN FUND BALANCES OTHER SPECIAL REVENUE FUNDS (CONTINUED) For the year ended June 30, 2011 CITY OF PALM DESERT - 146 - COMBINING STATEMENT OF REVENUES, EXPENDITURES Schedule 8 Redevelopment Total Fire Energy Agency Other Child Care Golf Course Facilities Independence Aquatic Housing Special Revenue Program Maintenance Restoration Loan Center Authority Funds 19,232$ -$ 48,459$ 422,080$ -$ -$ 2,523,406$ - - - - - - 961,496 - - - - - - 4,042,318 - - - - - 4,728,432 4,728,432 10,614 - 4,465 25,805 358 37,850 359,629 - - - - - - 201,730 - - - 3,422 22,962 165,718 712,140 29,846 - 52,924 451,307 23,320 4,932,000 13,529,151 4,895 - - 124,525 151,547 - 1,718,358 - - - - - 4,771,152 4,775,214 - - - - - - 144,697 - - - - - - 1,580,846 100,923 - - - - 381,388 3,660,905 - - - 491,000 - - 491,000 - - - 274,147 - - 274,147 105,818 - - 889,672 151,547 5,152,540 12,645,167 (75,972) - 52,924 (438,365) (128,227) (220,540) 883,984 - - - - 1,263,919 7,716,495 9,055,927 - (2,203,473) - - - - (3,112,193) - (2,203,473) - - 1,263,919 7,716,495 5,943,734 (75,972) (2,203,473) 52,924 (438,365) 1,135,692 7,495,955 6,827,718 1,565,680 2,203,473 644,561 8,835,544 - 3,467,738 54,323,115 1,489,708$ -$ 697,485$ 8,397,179$ 1,135,692$ 10,963,693$ 61,150,833$ - 147 - Schedule 9-A Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 16,956$ 16,956$ 16,956$ -$ Resources (inflows): Investment earnings 1,000 1,000 533 (467) Fines and forfeitures 149,000 202,000 201,730 (270) Total resources 150,000 203,000 202,263 (737) Charges to appropriations (outflows): Transfers out 150,000 206,000 205,915 85 Total charges to appropriations 150,000 206,000 205,915 85 Excess of resources over (under) charges to appropriations - (3,000) (3,652) (652) Fund balance, June 30 16,956$ 13,956$ 13,304$ (652)$ See independent auditors' report. CITY OF PALM DESERT - 148 - For the year ended June 30, 2011 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL TRAFFIC SAFETY Schedule 9-B Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 548,216$ 548,216$ 548,216$ -$ Resources (inflows): Intergovernmental revenues 837,500 1,330,463 1,291,281 (39,182) Investment earnings 12,500 12,500 4,872 (7,628) Total resources 850,000 1,342,963 1,296,153 (46,810) Charges to appropriations (outflows): Current: Public works - 1,123,855 467,198 656,657 Transfers out 850,000 850,000 701,313 148,687 Total charges to appropriations 850,000 1,973,855 1,168,511 805,344 Excess of resources over (under) charges to appropriations - (630,892) 127,642 758,534 Fund balance, June 30 548,216$ (82,676)$ 675,858$ 758,534$ See independent auditors' report. CITY OF PALM DESERT - 149 - For the year ended June 30, 2011 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL GAS TAX Schedule 9-C Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 2,129,102$ 2,129,102$ 2,129,102$ -$ Resources (inflows): Taxes 5,500 5,500 15,759 10,259 Intergovernmental revenues - - 304,136 304,136 Investment earnings 40,000 40,000 32,406 (7,594) Miscellaneous 120,000 120,000 210,000 90,000 Total resources 165,500 165,500 562,301 396,801 Charges to appropriations (outflows): Current: Housing and redevelopment 500,000 841,831 4,062 837,769 Total charges to appropriations 500,000 841,831 4,062 837,769 Excess of resources over (under) charges to appropriations (334,500) (676,331) 558,239 (440,968) Fund balance, June 30 1,794,602$ 1,452,771$ 2,687,341$ (440,968)$ See independent auditors' report. CITY OF PALM DESERT - 150 - For the year ended June 30, 2011 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL HOUSING MITIGATION FEES Schedule 9-D Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 1,092$ 1,092$ 1,092$ -$ Resources (inflows): Intergovernmental revenues 427,000 427,000 556,412 129,412 Investment earnings 500 500 254 (246) Total resources 427,500 427,500 556,666 129,166 Charges to appropriations (outflows): Current: General government 428,000 814,331 554,880 259,451 Total charges to appropriations 428,000 814,331 554,880 259,451 Excess of resources over (under) charges to appropriations (500) (386,831) 1,786 388,617 Fund balance, June 30 592$ (385,739)$ 2,878$ 388,617$ See independent auditors' report. CITY OF PALM DESERT - 151 - For the year ended June 30, 2011 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL COMMUNITY DEVELOPMENT BLOCK GRANT Schedule 9-E Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 10,184$ 10,184$ 10,184$ -$ Resources (inflows): Intergovernmental revenues 447,600 447,600 200,447 (247,153) Investment earnings 500 500 - (500) Total resources 448,100 448,100 200,447 (247,653) Charges to appropriations (outflows): Current: Public safety 447,600 447,600 144,697 302,903 Capital outlay - - 58,252 (58,252) Total charges to appropriations 447,600 447,600 202,949 244,651 Excess of resources over (under) charges to appropriations 500 500 (2,502) (3,002) Fund balance, June 30 10,684$ 10,684$ 7,682$ (3,002)$ See independent auditors' report. Budgeted Amounts - 152 - CITY OF PALM DESERT SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL PUBLIC SAFETY POLICE GRANTS For the year ended June 30, 2011 Schedule 9-F Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 32,298$ 32,298$ 32,298$ -$ Resources (inflows): Special assessments collected 200,000 200,000 205,341 5,341 Total resources 200,000 200,000 205,341 5,341 Charges to appropriations (outflows): Current: General government 200,000 222,000 211,892 10,108 Total charges to appropriations 200,000 222,000 211,892 10,108 Excess of resources over (under) charges to appropriations - (22,000) (6,551) 15,449 Fund balance, June 30 32,298$ 10,298$ 25,747$ 15,449$ See independent auditors' report. CITY OF PALM DESERT - 153 - For the year ended June 30, 2011 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL EL PASEO ASSESSMENT DISTRICT Schedule 9-G Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 1,492$ 1,492$ 1,492$ -$ Resources (inflows): Taxes 50,000 50,000 - (50,000) Total resources 50,000 50,000 - (50,000) Charges to appropriations (outflows): Transfers out 50,000 50,000 1,492 48,508 Total charges to appropriations 50,000 50,000 1,492 48,508 Excess of resources over (under) charges to appropriations - - (1,492) (1,492) Fund balance, June 30 1,492$ 1,492$ -$ (1,492)$ See independent auditors' report. CITY OF PALM DESERT - 154 - For the year ended June 30, 2011 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL CITY WIDE BUSINESS LICENSE Schedule 9-H Variance with Final Budget Actual Positive Original Final Amounts (Negative) Fund balance, July 1 1,261,079$ 1,261,079$ 1,261,079$ -$ Resources (inflows): Special assessments collected 726,150 726,150 756,155 30,005 Investment earnings - - 3,844 3,844 Transfers from other funds 70,000 70,000 75,513 5,513 Total resources 796,150 796,150 835,512 39,362 Charges to appropriations (outflows): Current: Public works 772,704 805,485 491,699 313,786 Total charges to appropriations 772,704 805,485 491,699 313,786 Excess of resources over (under) charges to appropriations 23,446 (9,335) 343,813 353,148 Fund balance, June 30 1,284,525$ 1,251,744$ 1,604,892$ 353,148$ See independent auditors' report. CITY OF PALM DESERT - 155 - For the year ended June 30, 2011 Budgeted Amounts SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL LANDSCAPE AND LIGHTING DISTRICTS NOS. 1 - 17 - 156 - THIS PAGE INTENTIONALLY LEFT BLANK - 157 - OTHER GOVERNMENTAL FUNDS - DEBT SERVICE City Highlands Undergrounding Fund - This fund is used to account for the resources and payment for debt related to Highlands Undergrounding. Schedule 10 Total City Other Highlands Debt Service Undergrounding Fund ASSETS: Pooled cash and investments 147,578$ 147,578$ Receivables: Assessments 1,509,558 1,509,558 Due from other governments 9,058 9,058 TOTAL ASSETS 1,666,194$ 1,666,194$ LIABILITIES: Deferred revenue 1,509,558$ 1,509,558$ TOTAL LIABILITIES 1,509,558 1,509,558 FUND BALANCE: Restricted for: Debt service 156,636 156,636 TOTAL FUND BALANCE 156,636 156,636 TOTAL LIABILITIES AND FUND BALANCE 1,666,194$ 1,666,194$ See independent auditors' report. LIABILITIES AND FUND BALANCES - 158 - CITY OF PALM DESERT BALANCE SHEET OTHER DEBT SERVICE FUND June 30, 2011 Schedule 11 Total City Other Highlands Debt Service Undergrounding Fund REVENUES: Special assessments collected 166,423$ 166,423$ Investment earnings 976 976 TOTAL REVENUES 167,399 167,399 EXPENDITURES: Current: General government 30,574 30,574 Debt service: Principal retirement 61,000 61,000 Interest and fiscal charges 85,683 85,683 TOTAL EXPENDITURES 177,257 177,257 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (9,858) (9,858) NET CHANGE IN FUND BALANCE (9,858) (9,858) FUND BALANCE - BEGINNING OF YEAR 166,494 166,494 FUND BALANCE - END OF YEAR 156,636$ 156,636$ See independent auditors' report. - 159 - CITY OF PALM DESERT STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE OTHER DEBT SERVICE FUND For the year ended June 30, 2011 - 160 - THIS PAGE INTENTIONALLY LEFT BLANK - 161 - OTHER GOVERNMENTAL FUNDS - CAPITAL PROJECTS Capital Projects Funds are used to account for the acquisition and construction of major capital facilities, except for those financed by certain Special Revenue and Enterprise funds. Arts in Public Places Fund - This fund is used to account for fees collected from residential, commercial and public facilities development except for street and drainage projects. Its use is restricted for acquisition, installation, improvement and maintenance of artwork to be displayed in the City, the administration of the program and community public art education programs. Capital Projects Reserve Fund - This fund is used to account for resources and expenditures for capital improvement projects that are related to the acquisition and development of public facilities, infrastructure and equipment. Drainage Facilities Fund - This fund is used to account for resources and expenditures for planned capital improvement projects that are under the Master Drainage Plan. Park and Recreational Facilities Fund - This fund is used to account for resources and expenditures for capital improvement projects that are related to park development, maintenance and equipment. Signalization Fund - This fund is used to account for resources and expenditures for capital improvement projects that are related to the acquisition and maintenance of traffic signals. Buildings Fund - This fund is used to account for resources and expenditures for capital improvement projects that are related to the improvement and maintenance of public facilities and structures. Library Fund - This fund is used to account for resources and expenditures for capital improvement projects that are related to the purchase of library resources for the Multi-Agency Library. Special Assessment District Funds - This fund is used to account for the construction of public improvements from proceeds resulting from the creation of various assessment Districts. Assessment District No. 94-3 Merano Silver Spur Ranch Highlands Undergrounding CFD University Assessment Capital Golf Fund - This fund is used to offset the cost of capital improvements, equipment purchases, perimeter maintenance, pay off assessments and other nonrecurring costs that will arise as a result of Desert Willow Golf Course Resort. Funding sources for the Golf Course Maintenance Fund are collections from the IROC and Standard Vacation Ownership, Inc. time-share project. Capital Properties - This fund is used to account for the cost of city owned properties that will either be sold or for the construction of public facilities. Capital Arts in Projects Drainage Public Places Reserve Facilities ASSETS: Pooled cash and investments 1,912,720$ 8,914,617$ 3,163,795$ Receivables: Accounts - 459,724 - Interest - 6,877 - Loans 102,300 Prepaid costs 36 - - Due from other governments - 2,988 - Due from other funds - - - Advances to other funds - 5,500,000 - Restricted assets: Cash and investments with fiscal agent - - - TOTAL ASSETS 1,912,756$ 14,986,506$ 3,163,795$ LIABILITIES: Accounts payable 19,485$ 7,263$ 1,470$ Accrued liabilities 7,453 - - Unearned revenue - 76,238 - Deferred revenue - 459,724 - Deposits payable 172,162 - - TOTAL LIABILITIES 199,100 543,225 1,470 FUND BALANCES: Nonspendable Advance - 5,500,000 - Prepaid costs 36 - - Restricted for: Capital projects - - - Special programs 1,713,620 - - Assigned to: Capital projects - 7,943,281 - Property acquisition - 1,000,000 - Public facilities - - - Special programs - - - Street related purposes - - 3,162,325 TOTAL FUND BALANCES 1,713,656 14,443,281 3,162,325 TOTAL LIABILITIES AND FUND BALANCES 1,912,756$ 14,986,506$ 3,163,795$ See independent auditors' report. LIABILITIES AND FUND BALANCES - 162 - COMBINING BALANCE SHEET June 30, 2011 CITY OF PALM DESERT OTHER CAPITAL PROJECTS FUNDS Schedule 12 Parks and Assessment Recreation District No. 94-3 Facilities Signalization Buildings Library Merano 488,847$ 338,471$ 4,038,238$ 578,479$ -$ - - - - - - - - - 2 - - - - - - - 19,870 - - - - - - - 4,765,000 - - - - - - - - 178,895 5,253,847$ 338,471$ 4,058,108$ 578,479$ 178,897$ 2,052$ 217$ 350,219$ 35,591$ -$ - - - - - - - - - - - - - - - - - - - - 2,052 217 350,219 35,591 - 4,765,000 - - - - - - - - - - - - - 178,897 - - - - - - - - - - - - - - - 486,795 - 3,707,889 - - - - - 542,888 - - 338,254 - - - 5,251,795 338,254 3,707,889 542,888 178,897 5,253,847$ 338,471$ 4,058,108$ 578,479$ 178,897$ (Continued) - 163 - Silver Spur Highlands CFD Ranch Undergrounding University ASSETS: Pooled cash and investments 582$ 20$ 3,067$ Receivables: Accounts - - - Interest - - 24,522 Loans Prepaid costs - - - Due from other governments - - - Due from other funds - - - Advances to other funds - - - Restricted assets: Cash and investments with fiscal agent - - 20,706,673 TOTAL ASSETS 582$ 20$ 20,734,262$ LIABILITIES: Accounts payable -$ -$ 6,940$ Accrued liabilities - - - Unearned revenue - - - Deferred revenue - - - Deposits payable - - - TOTAL LIABILITIES - - 6,940 FUND BALANCES: Nonspendable Advance - - - Prepaid costs - - - Restricted for: Capital projects 582 20 20,727,322 Special programs - - - Assigned to: Capital projects - - - Property acquisition - - - Public facilities - - - Special programs - - - Street related purposes - - - TOTAL FUND BALANCES 582 20 20,727,322 TOTAL LIABILITIES AND FUND BALANCES 582$ 20$ 20,734,262$ See independent auditors' report. LIABILITIES AND FUND BALANCES - 164 - CITY OF PALM DESERT COMBINING BALANCE SHEET OTHER CAPITAL PROJECTS FUNDS (CONTINUED) June 30, 2011 Schedule 12 Total Other Assessment Capital Capital Capital Projects 29 Golf Properties Funds 3,442,049$ 2,213,310$ 29,148$ 25,123,343$ 2,925 - - 462,649 2 14,959 - 46,362 - - 102,300 - 270 - 306 - - - 22,858 - 500,000 - 500,000 - - - 10,265,000 334,892 - - 21,220,460 3,779,868$ 2,728,539$ 29,148$ 57,743,278$ 2,824$ 60,342$ 2,508$ 488,911$ - - - 7,453 - - - 76,238 - - - 459,724 - - - 172,162 2,824 60,342 2,508 1,204,488 - 500,000 - 10,765,000 - 270 - 306 3,777,044 - - 24,683,865 - - - 1,713,620 - - - 7,943,281 - - - 1,000,000 - 2,167,927 26,640 6,389,251 - - - 542,888 - - - 3,500,579 3,777,044 2,668,197 26,640 56,538,790 3,779,868$ 2,728,539$ 29,148$ 57,743,278$ - 165 - Capital Arts in Projects Drainage Public Places Reserve Facilities REVENUES: Licenses and permits 38,068$ -$ -$ Intergovernmental revenues - 349,924 - Investment earnings 14,856 292,003 21,514 Miscellaneous 349 - - TOTAL REVENUES 53,273 641,927 21,514 EXPENDITURES: Current: General government 418,175 925,000 - Public works - 90,536 3,958 Capital outlay 20,000 35,949 13,063 TOTAL EXPENDITURES 438,175 1,051,485 17,021 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (384,902) (409,558) 4,493 OTHER FINANCING SOURCES (USES): Transfers in - 1,000,000 - Transfers out - (376,000) - TOTAL OTHER FINANCING SOURCES (USES) - 624,000 - NET CHANGE IN FUND BALANCES (384,902) 214,442 4,493 FUND BALANCES - BEGINNING OF YEAR 2,098,558 14,228,839 3,157,832 FUND BALANCES - END OF YEAR 1,713,656$ 14,443,281$ 3,162,325$ See independent auditors' report. COMBINING STATEMENT OF REVENUES, EXPENDITURES CITY OF PALM DESERT AND CHANGES IN FUND BALANCES For the year ended June 30, 2011 - 166 - OTHER CAPITAL PROJECTS FUNDS Schedule 13 Parks and Assessment Recreation District No. 94-3 Facilities Signalization Buildings Library Merano -$ -$ -$ -$ -$ - - 198,700 - - 121,262 2,319 23,083 - 51 - - - - - 121,262 2,319 221,783 - 51 - - - 307,625 - 10,052 3,863 895,754 - - - - 204,800 - - 10,052 3,863 1,100,554 307,625 - 111,210 (1,544) (878,771) (307,625) 51 - - 1,000,000 340,000 - - - (28,210) - - - - 971,790 340,000 - 111,210 (1,544) 93,019 32,375 51 5,140,585 339,798 3,614,870 510,513 178,846 5,251,795$ 338,254$ 3,707,889$ 542,888$ 178,897$ (Continued) - 167 - Silver Spur Highlands CFD Ranch Undergrounding University REVENUES: Licenses and permits -$ -$ -$ Intergovernmental revenues - - - Investment earnings 4 20 104,603 Miscellaneous - - - TOTAL REVENUES 4 20 104,603 EXPENDITURES: Current: General government - - - Public works - - 132,225 Capital outlay - - - TOTAL EXPENDITURES - - 132,225 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES 4 20 (27,622) OTHER FINANCING SOURCES (USES): Transfers in - - 1,556 Transfers out - - (1,556) TOTAL OTHER FINANCING SOURCES (USES) - - - NET CHANGE IN FUND BALANCES 4 20 (27,622) FUND BALANCES - BEGINNING OF YEAR 578 - 20,754,944 FUND BALANCES - END OF YEAR 582$ 20$ 20,727,322$ See independent auditors' report. AND CHANGES IN FUND BALANCES OTHER CAPITAL PROJECTS FUNDS (CONTINUED) For the year ended June 30, 2011 CITY OF PALM DESERT - 168 - COMBINING STATEMENT OF REVENUES, EXPENDITURES Schedule 13 Total Other Assessment Capital Capital Capital Projects 29 Golf Properties Funds -$ -$ -$ 38,068$ - - - 548,624 23,590 29,435 - 632,740 - 958,704 21,000 980,053 23,590 988,139 21,000 2,199,485 - 564,711 - 2,215,511 - - 13,737 1,150,125 28,034 - 623 302,469 28,034 564,711 14,360 3,668,105 (4,444) 423,428 6,640 (1,468,620) - 3,203,473 20,000 5,565,029 - (958,704) - (1,364,470) - 2,244,769 20,000 4,200,559 (4,444) 2,668,197 26,640 2,731,939 3,781,488 - - 53,806,851 3,777,044$ 2,668,197$ 26,640$ 56,538,790$ - 169 - - 170 - THIS PAGE INTENTIONALLY LEFT BLANK - 171 - AGENCY FUNDS Agency Funds are used to account for assets held by the city as an agent for individuals, private organizations, other governments and/or funds. Agency Fund - This fund is used to account for deposits placed with the City by developers, individuals and groups to obtain future services. Deposits are reduced by disbursements and/or refunds to the depositors when the cost of services is determined. Treasurers 1911 Bond Act - This fund is used to account for the assets held on behalf of the assessment district’s property owners until they are remitted to the bondholders. Retiree Service Stipend Fund - This fund is used to account for assets held to pay for the retiree service stipend. Special Assessment Funds - These funds are used to account for the collection of special assessments and the future payment of debt service related to bonds issued. Schedule 14 Special Treasurers Retiree Service Assessment Agency 1991 Bond Act Stipend Fund Funds Totals Cash and investments 1,841,078$ 270,664$ 2,824,607$ 9,389,526$ 14,325,875$ Receivables (net of allowance for uncollectibles): Accounts - - - 103,567,945 103,567,945 Interest - - - 5,507 5,507 Restricted assets: Cash with fiscal agent - - - 8,138,796 8,138,796 TOTAL ASSETS 1,841,078$ 270,664$ 2,824,607$ 121,101,774$ 126,038,123$ Deposits 1,841,078$ 270,664$ 2,824,607$ 121,101,774$ 126,038,123$ TOTAL LIABILITIES 1,841,078$ 270,664$ 2,824,607$ 121,101,774$ 126,038,123$ See independent auditors' report. COMBINING STATEMENT OF ASSETS AND LIABILITIES ALL AGENCY FUNDS June 30, 2011 CITY OF PALM DESERT - 172 - ASSETS LIABILITIES Schedule 15 Balance Balance July 1, June 30, 2010 Additions Deletions 2011 ASSETS: Cash and investments 2,600,650$ 696,462$ 1,456,034$ 1,841,078$ TOTAL ASSETS 2,600,650 696,462 1,456,034 1,841,078 LIABILITIES: Deposits 2,600,650$ 696,462$ 1,456,034$ 1,841,078$ TOTAL LIABILITIES 2,600,650 696,462 1,456,034 1,841,078 ASSETS: Cash and investments 270,664$ -$ -$ 270,664$ TOTAL ASSETS 270,664 - - 270,664 LIABILITIES: Deposits 270,664$ -$ -$ 270,664$ TOTAL LIABILITIES 270,664 - - 270,664 ASSETS: Cash and investments 2,928,612$ 664,445$ 768,450$ 2,824,607$ TOTAL ASSETS 2,928,612 664,445 768,450 2,824,607 LIABILITIES: Deposits 2,928,612$ 664,445$ 768,450$ 2,824,607$ TOTAL LIABILITIES 2,928,612 664,445 768,450 2,824,607 See independent auditors' report (Continued) COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES ALL AGENCY FUNDS For the year ended June 30, 2011 CITY OF PALM DESERT RETIREE SERVICES STIPEND FUN AGENCY TREASURERS 1911 BOND ACT - 173 - Schedule 15 Balance Balance July 1, June 30, 2010 Additions Deletions 2011 ASSETS: Cash and investments 8,603,288$ 9,109,866$ 8,323,628$ 9,389,526$ Receivables (net of allowance for uncollectibles): Accounts 106,442,541 95,333 2,969,929 103,567,945 Interest 283 5,507 283 5,507 Restricted assets: Cash with fiscal agen 8,133,655 12,167 7,026 8,138,796 TOTAL ASSETS 123,179,767 9,222,873 11,300,866 121,101,774 LIABILITIES: Deposits 123,179,767$ 9,222,873$ 11,300,866$ 121,101,774$ TOTAL LIABILTIES 123,179,767 9,222,873 11,300,866 121,101,774 ASSETS: Cash and investments 14,403,214$ 10,470,773$ 10,548,112$ 14,325,875$ Receivables (net of allowance for uncollectibles): Accounts 106,442,541 95,333 2,969,929 103,567,945 Interest 283 5,507 283 5,507 Restricted assets: Cash with fiscal agen 8,133,655 12,167 7,026 8,138,796 TOTAL ASSETS 128,979,693 10,583,780 13,525,350 126,038,123 LIABILITIES: Deposits 128,979,693$ 10,583,780$ 13,525,350$ 126,038,123$ TOTAL LIABILITIES 128,979,693 10,583,780 13,525,350 126,038,123 See independent auditors' report. - 174 - TOTAL - ALL AGENCY FUNDS SPECIAL ASSESSMENT FUND CITY OF PALM DESERT ALL AGENCY FUNDS COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES For the year ended June 30, 2011 (CONTINUED) - 175 - DESCRIPTION OF STATISTICAL SECTION CONTENTS June 30, 2011 This part of the City of Palm Desert’s comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information say about the City’s overall financial health. Contents Financial Trends Theses schedules contain trend information to help the reader understand how the City’s financial performance and well-being have changed over time. Revenue Capacity These schedules contain information to help the reader assess the City’s most significant local revenue source, the property tax. Debt Capacity These schedules present information to help the reader assess the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the City’s financial activities take place. Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the City’s financial report relates to the services the City provides and the activities it performs. Sources: Unless otherwise noted, the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. The City implemented GASB Statement 34 in 2001; schedules presenting government-wide information include information beginning in that year. City of Palm Desert Net Assets by Component Last Ten Fiscal Years (Accrual Basis of Accounting) Governmental Activities 2011 2010 2009 2008 2007 Invested in capital assets, net of related debt 302,757,128 304,702,414 302,507,877 287,536,477 213,685,471 Restricted 147,648,424 143,394,780 159,157,317 161,360,654 173,335,615 Unrestricted 107,314,002 110,918,145 113,883,303 120,089,399 111,386,996 Total Governmental Activities Net Assets 557,719,554 559,015,339 575,548,497 568,986,530 498,408,082 Business-Type Activitie Invested in capital assets, net of related debt 74,043,419 67,902,786 68,263,719 62,814,656 62,956,911 Restricted - - - - - 176 Unrestricted 4,068,623 4,391,160 4,686,899 5,211,985 5,294,980 Total Business-type Activities Net Asset 78,112,042 72,293,946 72,950,618 68,026,641 68,251,891 Primary Government Invested in capital assets, net of related debt 376,800,547 372,605,200 370,771,596 350,351,133 276,642,382 Restricted 147,648,424 143,394,780 159,157,317 161,360,654 173,335,615 Unrestricted 111,382,625 115,309,305 118,570,202 125,301,384 116,681,976 Total Primary Government Net Assets 635,831,596 631,309,285 648,499,115 637,013,171 566,659,973 Governmental Activities 2006 2005 2004 2003 2002 Invested in capital assets, net of related debt 166,229,783 147,410,323 141,303,283 143,448,973 44,179,223 Restricted 153,342,045 103,701,569 100,268,597 99,313,317 78,732,876 Unrestricted 108,077,101 96,445,212 79,075,507 80,229,689 88,266,933 Total Governmental Activities Net Asset 427,648,929 347,557,104 320,647,387 322,991,979 211,179,032 Business-Type Activitie Invested in capital assets, net of related debt 63,233,079 63,588,616 63,857,424 64,269,694 64,085,563 Restricted - - - - - ,, ,, ,, ,, ,, Total Business-type Activities Net Asset 67,692,919 66,537,526 65,687,628 65,558,182 65,580,289 Primary Government Invested in capital assets, net of related debt 229,462,862 210,998,939 205,160,707 207,718,667 108,264,786 Restricted 153,342,045 103,701,569 100,268,597 99,313,317 78,732,876 Unrestricted 112,536,941 99,394,122 80,905,711 81,518,177 89,761,659 Total Primary Government Net Asset 495,341,848 414,094,630 386,335,015 388,550,161 276,759,321 (1)The increase for FY 2006 is due to issuance of District Bond, see note #6. (2)The increase for FY 2007 is due to issuance of District Bond, see note #6. (3) The increase for FY 2008 is due to Capital Contribution of Hwy 111 & Hwy 74 infastructure totalling $30.19 million from the State of California. 176 City of Palm Desert Changes in Net Assets Last Ten Fiscal Years (Accrual Basis of Accounting) Governmental Activities: General government 17,182,987 16,701,292 17,328,291 21,953,229 11,659,965 Public safety 26,601,668 27,027,643 27,670,237 26,855,060 24,674,424 Housing & Redevelopment (2) 15,976,383 16,220,066 16,760,877 24,095,414 28,296,802 Parks, recreation and culture 7,337,403 7,312,679 7,210,706 8,013,211 4,996,692 Public works 16,984,334 19,900,937 22,036,017 27,245,937 37,091,512 Payments to other agencies (3) 39,418,936 63,320,650 39,085,940 38,993,445 35,719,075 Interest on long term debt 18,989,167 20,069,813 20,128,441 20,706,514 20,097,198 Total Governmental Activites Expenses 142,490,878 170,553,080 150,220,509 167,862,810 162,535,668 Business-Type Activities: Desert Willow Golf Course 7,946,063 7,832,690 7,804,265 8,167,682 7,989,321 Office Complex - Parkview 861,786 875,394 852,746 649,548 716,592 Total Business-Type Activities 8,807,849 8,708,084 8,657,011 8,817,230 8,705,913 Total primary government expenses 151,298,727 179,261,164 158,877,520 176,680,040 171,241,581 Program Revenues Governmental Activities Charges for services General government 1,921,573 2,127,138 7,574,059 8,454,683 8,225,112 Housing & Redevelopment 4,935,422 4,986,066 - - - Public safety 9,825,352 9,431,478 9,396,435 8,808,300 9,078,214 Parks, recreation and culture 768,786 618,440 803,218 1,190,725 1,822,685 Public works 762,015 706,374 701,125 762,440 514,838 Operating grants & contributions 5,675,777 6,558,892 5,582,470 5,843,010 7,951,650 Capital grants & contributions (1)2,255,393 2,722,312 5,048,666 42,545,033 57,132,742 Total Governmental Activites Program Revenues 26,144,318 27,150,700 29,105,973 67,604,191 84,725,241 Business-Type Activities Charges for Service: Desert Willow Golf Course 7,338,640 7,054,263 6,872,935 8,182,741 7,830,863 Office Complex - Parkview 1,217,985 988,056 958,942 934,833 915,975 Capital grants & contributions - - - 206,609 278,757 Total Business-type activites program revenue 8,556,625 8,042,319 7,831,877 9,324,183 9,025,595 Total Primary Government program revenue 34,700,943 35,193,019 36,937,850 76,928,374 93,750,836 Net (Expense) / Revenue Governmental Activites (116,346,560) (143,402,380) (121,114,536) (100,258,619) (77,810,427) Business-type activites (251,224) (665,765) (825,134) 506,953 319,682 Total Primary Government Net Expens (116,597,784) (144,068,145) (121,939,670) (99,751,666) (77,490,745) General Revenues & Other Changes in Net Asset Governmental Activities: Taxes: (Combined/Net Pass-through) 114,880,586 120,872,421 123,650,887 129,521,410 122,485,939 Investment Earnings 2,158,556 2,916,753 6,161,309 15,309,271 17,521,600 Contributions not restricted for specific purpose 762,588 644,603 613,648 7,240,770 - Gain(loss) on sales of assets - - - - - Contributions from other agencies - - - - - Miscellaneous 3,169,977 2,382,208 2,912,180 6,369,028 10,790,417 Refunding of special assessment debt - - - - - Transfers In (6,046,761) 53,237 (5,661,521) 1,000,000 - Total Governmental Activites Net Revenue 114,924,946 126,869,222 127,676,503 159,440,479 150,797,956 Business-Type Activities: Investment Earnings 22,559 62,330 87,590 267,797 239,290 Transfers Out 6,046,761 (53,237) 5,661,521 (1,000,000) - Total Business-type activites 6,069,320 9,093 5,749,111 (732,203) 239,290 Total primary government 120,994,266 126,878,315 133,425,614 158,708,276 151,037,246 Change in Net Assets Governmental Activities: (1,421,614) (16,533,158) 6,561,967 59,181,860 72,987,529 Business-Type Activities: 5,818,096 (656,672) 4,923,977 (225,250) 558,972 Total primary government 4,396,482 (17,189,830) 11,485,944 58,956,610 73,546,501 (1) The Increase for FY 2006 is due to Bond Funds received for capital improvement at the District known as University Park and Assessment 29. See note #15 (2)City has changed the matter it report RDA expenditures. RDA and Housing expenditures are being reported under "Housing & Redevelopment". (3) Required payment made to the State of California. For FY 2010 was $25,526,215 and FY 2011 was $5,255,397. Expenses 20072008200920102011 177 City of Palm Desert Changes in Net Assets Continued Last Ten Fiscal Years (Accrual Basis of Accounting) Governmental Activities: General government 13,276,549 13,159,370 16,294,744 11,837,157 5,299,883 Public safety 21,856,311 18,743,083 15,420,151 15,601,833 14,547,981 Housing & Redevelopment (2) 21,086,301 13,984,668 12,108,158 9,218,800 15,530,661 Parks, recreation and culture 4,243,119 4,043,034 3,977,447 3,480,264 19,686,164 Public works 13,894,980 10,428,219 13,046,864 23,009,640 3,775,417 Payments to other agencies (3) 36,844,061 30,183,408 24,051,292 22,140,837 17,734,171 Interest on long term debt 12,526,964 12,749,188 14,124,371 14,443,467 15,271,200 Total Governmental Activites Expenses 123,728,285 103,290,970 99,023,027 99,731,998 91,845,477 Business-Type Activities: Desert Willow Golf Course 6,913,517 6,636,889 6,657,220 6,653,242 6,629,866 Office Complex - Parkview 646,769 609,298 570,135 511,272 534,865 Total Business-Type Activities 7,560,286 7,246,187 7,227,355 7,164,514 7,164,731 Total primary government expenses 131,288,571 110,537,157 106,250,382 106,896,512 99,010,208 Program Revenues Governmental Activities Charges for services General government 8,318,175 7,059,609 6,540,065 6,605,215 6,166,557 Public safety 8,376,981 3,945,395 2,737,585 2,737,571 2,903,623 Parks, recreation and culture 1,994,163 1,442,098 1,048,667 868,255 394,263 Public works 491,179 540,028 511,317 455,676 959,412 Operating grants & contributions 4,930,120 4,800,413 4,632,297 6,249,955 5,568,966 Capital grants & contributions (1)51,780,221 5,166,856 7,134,158 4,325,033 4,434,722 Total Governmental Activites Program Revenues 75,890,839 22,954,399 22,604,089 21,241,705 20,427,543 Business-Type Activities Charges for Service: Desert Willow Golf Course 7,442,330 6,814,638 6,237,087 5,824,079 5,753,581 Office Complex - Parkview 864,447 898,884 851,763 843,812 861,405 Capital grants & contributions 295,304 338,478 267,951 414,967 8,195 Total Business-type activites program revenue 8,602,081 8,052,000 7,356,801 7,082,858 6,623,181 Total Primary Government program revenue 84,492,920 31,006,399 29,960,890 28,324,563 27,050,724 Net (Expense) / Revenue Governmental Activites (47,837,446) (80,336,571) (76,418,938) (78,490,293) (71,417,934) Business-type activites 1,041,795 805,813 129,446 (81,656) (541,550) Total Primary Government Net Expens (46,795,651) (79,530,758) (76,289,492) (76,289,492) (71,959,484) General Revenues & Other Changes in Net Asset Governmental Activities: Taxes: (Combined/Net Pass-through) 114,826,387 96,926,134 87,551,146 81,297,385 73,257,210 Investment Earnings 6,197,595 4,240,360 2,985,463 3,366,548 6,388,234 Contributions from fiduciary funds - - - - - Gain(loss) on sales of assets - 17,459 - (984,837) 204,000 Contributions from other agencies - - - - 262,193 Miscellaneous 7,025,216 6,347,396 1,852,229 3,997,338 4,709,580 Refunding of special assessment debt - - (8,706,206) - - Transfers In - - - - - Total Governmental Activites Net Revenue 128,049,198 107,531,349 83,682,632 87,676,434 84,821,217 Business-Type Activities: Investment Earnings 113,598 43,831 - 11,718 - Transfers Out - 254 - 47,831 - Total Business-type activites 113,598 44,085 - 59,549 - Total primary government 128,162,796 107,575,434 83,682,632 87,735,983 84,821,217 Change in Net Assets Governmental Activities: 80,211,752 27,194,778 7,263,694 9,186,141 13,403,283 Business-Type Activities: 1,155,393 849,898 129,446 (22,107) (541,550) Total primary government 81,367,145 28,044,676 7,393,140 9,164,034 12,861,733 (1) The Increase for FY 2006 is due to Bond Funds received for capital improvement at the District known as University Park and Assessment 29. See note #15 (2)City has changed the matter it report RDA expenditures. RDA and Housing expenditures are being reported under "Housing & Redevelopment". 2004 2003 2002 Expenses 20052006 178 City of Palm Desert Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) General Fund: 2011 2010 2009 2008 2007 Nonspendable (1) 2,939,850 9,676,961 11,629,384 11,897,843 22,199,914 Restricted - - - - - Committed - - - - - Assigned 4,501,159 4,044,421 3,654,300 4,406,391 2,998,204 Unassigned 66,776,414 63,847,586 59,066,988 63,515,054 50,916,281 Total General Fund 74,217,423 77,568,968 74,350,672 79,819,288 76,114,399 All other Governmental Funds: Nonspendable 40,925,918 41,050,481 23,361,744 23,141,729 35,511,735 Restricted 230,623,054 260,163,043 296,323,735 299,960,611 318,529,973 Committed (2) 17,285,733 8,871,910 4,559,739 18,487 9,000 Assigned 19,375,999 16,432,292 23,812,325 26,512,084 27,344,381 Unassigned - - (2,392) - (55,684) Total all other Governmental Funds 308,210,704 326,517,726 348,055,151 349,632,911 381,339,405 General Fund: 2006 2005 2004 2003 2002 Nonspendable 21,231,046 22,039,893 24,058,272 22,307,089 20,235,387 Restricted - - - - - Committed - - - - - Assigned 5,114,813 4,465,521 3,780,547 3,394,895 7,271,236 Unassigned 48,004,509 36,793,370 27,619,600 23,113,284 23,827,558 Total General Fund 74,350,368 63,298,784 55,458,419 48,815,268 51,334,181 All other Governmental Funds: Nonspendable 29,781,061 25,955,789 24,299,086 24,721,041 23,358,763 Restricted 147,669,565 114,913,358 121,787,414 118,077,654 118,204,877 Committed - - - - - Assigned 24,509,173 24,098,104 23,685,407 19,280,321 19,553,767 Unassigned - - (1,644) - (7,247,669) Total all other Governmental Funds 201,959,799 164,967,251 169,770,263 162,079,016 153,869,738 (1) RDA made payment on advances from the city. (2) Start of new Energy program that loans residents funds for energy efficiency. 179 City of Palm Desert Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) Revenues: 2011 2010 2009 2008 2007 Taxes 124,672,062 130,655,949 134,060,681 140,331,466 138,272,454 Special assessments collected (2) 3,262,163 3,182,549 2,759,444 2,060,791 929,348 Licenses & permits 1,089,543 782,271 1,383,778 1,453,177 2,691,486 Intergovernmental revenues 7,605,282 8,700,234 9,543,551 18,996,692 23,499,937 Rental income 5,011,205 5,023,770 5,050,479 4,789,421 4,513,146 Charges for services 701,481 618,440 803,218 1,190,725 1,822,685 Investment Earnings 3,102,649 4,681,243 8,322,808 22,592,392 23,985,001 Fines & forfeitures 310,840 343,054 315,284 254,857 274,365 Miscellaneous (4) 3,095,689 3,374,309 3,479,370 20,164,099 2,847,802 Contributions from property owners (1) - - - - 46,006,292 Total Revenues 148,850,914 157,361,819 165,718,613 211,833,620 244,842,516 Expenditures: General government 15,273,085 19,294,744 18,950,675 24,776,785 18,231,351 Housing & redevelopment 18,033,576 13,612,720 14,359,340 38,018,819 26,356,634 Pass-through-agreement 39,418,936 63,320,650 39,085,941 38,993,445 35,719,075 Public safety 26,824,434 26,882,787 26,906,123 26,677,743 24,550,431 Parks, recreation & culture 3,845,901 4,534,505 5,122,900 4,572,695 3,921,063 Public works 11,256,499 13,971,797 16,241,963 22,936,721 33,925,623 Capital outlay 14,205,889 6,333,521 22,348,953 52,256,552 85,604,515 Debt service: Principal retirement 22,914,707 15,250,707 12,778,707 10,767,707 8,209,707 Interest and fiscal charges 18,176,454 19,280,517 19,424,623 23,376,564 25,814,526 Total Expenditures 169,949,481 182,481,948 175,219,225 242,377,031 262,332,925 Excess(deficiency of Revenues over(under) expenditures Other financing sources (uses) Transfers in 69,995,597 59,960,402 68,088,670 59,723,636 249,249,847 Transfers out (70,555,597) (59,520,402) (67,649,434) (58,723,636) (249,249,847) Bond Premiums - - - - 7,785,375 Bonds issued/Capital Accreation on bonds(3) - 6,361,000 2,015,000 1,484,806 287,534,894 Payment refunded bond escrow agent - - - (101,656,501) Sale of property (4) - - - 47,000 5,230,000 Total Other financing sources (uses)(560,000) 6,801,000 2,454,236 2,531,806 198,893,768 Net Change In Fund Balance (21,658,567) (18,319,129) (7,046,376) (28,011,605) 181,403,359 Revenues: 2006 2005 2004 2003 2002 Taxes 131,303,483 102,020,742 93,948,185 83,762,760 78,631,363 Special assessments collected (2) 269,036 227,848 214,950 5,818,624 6,684,402 Licenses & permits 2,685,415 2,056,554 1,316,669 1,286,262 1,417,012 Intergovernmental revenues 11,095,613 11,064,037 6,067,555 11,488,993 10,581,051 Rental income 4,737,861 4,430,915 4,494,098 4,115,892 4,186,607 Charges for services 1,994,163 1,463,850 1,052,467 873,605 975,841 Investment Earnings 9,351,716 5,654,986 4,241,506 5,035,799 7,671,358 Fines & forfeitures 310,868 323,775 306,630 367,903 305,197 Miscellaneous (4) 2,470,623 3,232,825 2,083,598 2,443,684 1,405,298 Contributions from property owners (1) 42,979,973 - 2,095,969 - - Total Revenue 207,198,751 130,475,532 115,821,627 115,193,522 111,858,129 Expenditures: General government 15,111,294 13,886,346 16,803,380 13,111,347 12,234,529 Housing & redevelopment 19,395,693 12,225,779 10,319,152 7,606,422 13,980,337 Pass-through-agreement 36,844,061 30,183,408 24,051,292 22,140,837 17,734,171 Public safety 21,715,373 18,567,736 15,290,696 15,410,711 14,368,399 Parks, recreation & culture 3,304,867 2,889,789 2,638,386 2,656,809 2,580,841 Public works 11,103,943 7,306,791 10,153,096 19,947,848 10,636,350 Capital outlay 35,359,139 22,409,057 18,927,787 36,687,223 17,159,885 Debt service: Principal retirement 5,607,707 9,788,423 28,372,707 25,975,000 28,360,000 Interest and fiscal charges 14,072,572 13,537,219 16,643,049 17,071,421 17,062,974 Total Expenditures 162,514,649 130,794,548 143,199,545 160,607,618 134,117,486 Excess(deficiency of Revenues over(under) expenditures Other financing sources (uses) Transfers in 50,225,747 48,697,604 68,236,264 87,390,536 60,894,943 Transfers out (50,225,747) (48,697,604) (68,236,264) (90,285,014) (60,894,943) Bond Premiums - - - - - Bonds issued/Capital Accreation on bonds(3) - - 48,690,000 50,682,363 37,765,000 Payment refunded bond escrow agent - - (8,706,206) - - Sale of property (4) 3,360,030 3,356,369 1,728,522 979,533 766,279 Total Other financing sources (uses)3,360,030 3,356,369 41,712,316 48,767,418 38,531,279 Net Change In Fund Balance 48,044,132 3,037,353 14,334,398 3,353,322 16,271,922 (1)Bond was issued in FY 2006 and FY 2007. See note #15 for further explanation. (2) Prior to 2004, the City was recording Assessment District Property Taxes in its debt service funds, city has since removed these from its debt service funds. (3) See Note #6 of the Financial Statement, included Capital Accreation of Bonds. (4) Pior to 2008 Sale of Property/Inventory was recorded as other financing sources. In 2008 Sale of Inventory was moved to General Revenue (45,414,096) 19.6% 21.1%Debt service as a percentage of noncapital expenditures (25,120,129) 18.0% 19.3% (21,098,567) 26.4% (17,490,409) (30,543,411) (9,500,612) (22,259,357) Debt service as a percentage of noncapital expenditures 15.5% 21.5% 36.2% 34.7% 38.8% 44,684,102 (319,016) (27,377,918) 180 City of Palm Desert Graphs - Changes in Fund Balances of Governmentals Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) (1) Combined Other is a combination of rental income, use of money & property, and charges for services. (2) Miscellaneous Other is a combination of fines and forefeitures, miscellaneous and contributions from property owners (3) Debt Expenditures is a combination of interest/fiscal charges and principal retirement $0 $50,000,000 $100,000,000 $150,000,000 $200,000,000 $250,000,000 $300,000,000 FY 2 0 1 1 FY 2 0 1 0 FY 2 0 0 9 FY 2 0 0 8 FY 2 0 0 7 FY 2 0 0 6 FY 2 0 0 5 FY 2 0 0 4 FY 2 0 0 3 FY 2 0 0 2 Total Revenues Combined other (1) Miscellaneous other (2) Intergovernmental revenues Licenses & permits Taxes & Special Assessments $0 $50,000,000 $100,000,000 $150,000,000 $200,000,000 $250,000,000 $300,000,000 FY 2 0 1 1 FY 2 0 1 0 FY 2 0 0 9 FY 2 0 0 8 FY 2 0 0 7 FY 2 0 0 6 FY 2 0 0 5 FY 2 0 0 4 FY 2 0 0 3 FY 2 0 0 2 Total Expenditures Parks, recreation & culture Pass-through-agreement Debt Expenditures (3) Capital outlay Public works Public safety Housing & Redevelopment General Government 181 City of Palm Desert Supplemental - Historical General Fund Revenues (Including Transfers In) Last Ten Fiscal Years FY 2011 2010 2009 2008 2007 Revenue Type: Sales Tax 14,680,578$ 13,273,793$ 14,474,933$ 17,195,743$ 17,918,375$ Transient Occupancy Tax 7,421,769 6,848,132 7,030,048 8,605,714 8,627,221 Property Tax (3)8,341,728 8,707,567 8,776,917 9,333,842 8,714,568 Investment Earnings 793,461 1,766,868 2,142,915 4,571,147 4,890,891 Transfer In 2,691,634 4,747,672 2,684,568 1,101,610 1,122,224 Franchises 2,771,594 2,705,902 2,818,729 2,887,727 2,907,062 State Subventions (1) (3)236,211 151,489 173,448 220,785 267,595 Building & Grading Permits 783,031 575,852 950,805 975,296 1,476,290 Reimbursments (4)1,971,505 2,488,378 3,263,247 4,933,807 2,465,685 Business License Tax 1,085,411 1,071,997 1,258,688 1,311,090 1,231,587 Timeshare Mitigation Fee 1,192,490 1,483,220 949,871 881,350 782,739 Plan Check Fees 317,332 224,325 389,770 562,930 617,999 Property Transfer Tax 399,280 455,580 324,817 604,236 671,806 Other Revenues (2)1,475,154 1,567,651 1,601,947 1,900,529 2,436,664 Total General Revenue 44,161,178$ 46,068,426$ 46,840,703$ 55,085,806$ 54,130,706$ FY 2006 2005 2004 2003 2002 Revenue Type: Sales Tax 17,776,928$ 15,453,148$ 15,138,424$ 13,463,197$ 13,027,395$ Transient Occupancy Tax 8,026,101 7,715,624 7,660,831 6,816,682 7,043,454 Property Tax 8,261,944 4,003,585 3,369,711 3,078,047 2,765,556 Investment Earnings 2,636,050 1,486,830 1,135,952 1,573,165 2,379,764 Transfer In 1,083,589 1,130,231 1,092,475 2,450,600 870,624 Franchises 2,580,917 2,439,134 2,417,856 2,198,663 2,131,820 State Subventions (1)358,954 3,712,256 2,020,583 2,634,949 2,555,811 Building & Grading Permits 1,963,733 1,446,524 970,826 876,372 1,064,097 Reimbursments (4)1,982,846 1,830,295 1,547,862 1,367,303 1,036,133 Business License Tax 1,242,721 1,154,143 955,501 961,675 898,113 Timeshare Mitigation Fee 661,187 526,271 392,988 262,403 158,302 Plan Check Fees 702,857 701,215 459,046 472,356 612,845 Property Transfer Tax 1,030,412 1,099,665 870,415 689,147 497,967 Other Revenues (2)2,606,760 2,019,035 1,144,752 1,845,700 1,116,608 Total General Revenue 50,914,999$ 44,717,956$ 39,177,222$ 38,690,259$ 36,158,489$ (1) State Subventions is any combination of motor vehicle and off-highway in-lieus, and subventions from state. (2) Other Revenues is any combination of miscellaneous penalties and interest, permits, grants, parking bails, fees, sales of maps and publications, vehicle and court fines and other revenues. (3) The State of California reprogramed motor vehicle fees, the City now receives this as property taxes. (4) Reimbursements is a combination of RDA costs and other reimbursements 182 City of Palm Desert Supplemental Graph - Historical General Fund Revenues (Including Transfers In) Last Ten Fiscal Years (1) Combined Other is any combination of transfers, franchises, state subventions*, building and grading permits, reimbursements, business license taxes, timeshare mitigation fees, plan check fees, property $0 $10,000,000 $20,000,000 $30,000,000 $40,000,000 $50,000,000 $60,000,000 $70,000,000 FY 2 0 1 1 FY 2 0 1 0 FY 2 0 0 9 FY 2 0 0 8 FY 2 0 0 7 FY 2 0 0 6 FY 2 0 0 5 FY 2 0 0 4 FY 2 0 0 3 FY 2 0 0 2 Combined Other (1) Interest Property Tax Transient Occupancy Tax Sales Tax transfer taxes. It also may include any combination of miscellaneous bails, fees, fines, grants, incomes, penalties, permits, sales and taxes. *State Subventions is any combination of trailer coach fees, motor vehicle and off-highway in-lieus, and subventions from state. 183 City of Palm Desert Supplemental - Historical General Fund Expenditures (Including Transfers Out) Last Ten Fiscal Years FY 2011 2010 2009 2008 2007 Expenditure: Public Safety (1)16,047,991$ 15,671,095$ 16,266,052$ 14,413,196$ 13,404,056$ City Administration (2)8,023,314 8,556,627 10,076,543 9,861,106 8,588,341 Public Works Administration 2,380,255 3,021,319 3,720,106 3,329,792 3,014,583 Community Promotions 497,366 990,505 1,798,860 2,532,637 2,402,435 Street Maintenance 2,522,117 2,565,567 2,183,445 2,133,448 1,968,849 Building Safety 1,523,748 1,756,589 2,082,996 3,260,855 3,084,015 Street Resurfacing 2,268,901 708,006 1,115,721 3,342,542 1,192,629 Public Works (4)1,354,255 1,278,983 1,552,242 1,348,012 1,204,079 Other Expenditures (3)12,894,776 8,301,439 13,513,354 11,159,329 17,989,005 Total Expenditures 47,512,723$ 42,850,130$ 52,309,319$ 51,380,917$ 52,847,992$ FY 2006 2005 2004 2003 2002 Expenditure: Public Safety (1)12,323,448$ 12,135,671$ 11,432,803$ 10,869,991$ 10,732,159$ City Administration (2)8,410,706 7,196,081 5,999,228 6,573,351 6,461,706 Public Works Administration 2,823,359 2,506,688 2,270,854 1,937,184 1,745,513 Community Promotions 1,687,148 1,616,071 1,420,717 1,654,768 2,262,129 Street Maintenance 1,681,583 1,558,970 1,411,018 1,323,955 1,378,064 Building Safety 2,695,889 2,297,814 1,620,160 1,535,427 1,386,988 Street Resurfacing 1,277,554 1,375,409 897,153 2,078,218 608,616 Public Works (4)1,117,417 934,821 676,505 1,007,637 880,295 Other Expenditures (3)7,846,311 7,256,066 6,805,633 14,228,641 7,052,549 Total Expenditures 39,863,415$ 36,877,591$ 32,534,071$ 41,209,172$ 32,508,019$ (1) Public Safety is any combination of animal regulation, police services, and traffic safety expenditures. (2) City Administration is any combination of community services, auditing, City attorney, City clerk, City council and City manager, data processing, elections, finance, general services, human resources, insurance, legal special services, legistlative advocacy, retiree health and unemployment insurance expenditures. (3) Other Expenditures is any combination of aquisitions, committees, contributions, community development, marketing, interfund transfers, parks, recreation and culture, and visitor center. (4) Public Works is a combination of curb & gutter,parking lot, storm drain, stripping,corporate yard equipment, building maintenance, Portola Community center, storm water permit. 184 City of Palm Desert Supplemental Graph - Historical General Fund Expenditures (Including Transfers Out) Last Ten Fiscal Years (1) "Combined Other" is any combination of street maintenance, building safety, street resurfacing and public works. It may also be aquisitions, centers, committees, contributions, community development, marketing, interfund transfers, parks, recreation and culture, visitor center. (2) City Administration is any combination of community services, auditing, City attorney, City clerk, City council and City manager, data processing, elections, finance, general services, human resources, insurance, legal special services, legistlative advocacy, retiree health and unemployment insurance expenditures. (3) Other Expenditures is any combination of aquisitions, committees, contributions, community development, marketing, interfund transfers, parks, recreation and culture, and visitor center. $0 $10,000,000 $20,000,000 $30,000,000 $40,000,000 $50,000,000 $60,000,000 FY 2 0 1 1 FY 2 0 1 0 FY 2 0 0 9 FY 2 0 0 8 FY 2 0 0 7 FY 2 0 0 6 FY 2 0 0 5 FY 2 0 0 4 FY 2 0 0 3 FY 2 0 0 2 Combined Other (1) Community Promotions Public Works Administratio City Administration (2) Public Safety (3) (4) , , , , equipment, building maintenance, Portola Community center, storm water permit. 185 THIS PAGE INTENTIONALLY LEFT BLANK 186 City of Palm Desert Supplemental Historical General Revenue and Expenditures Per Capita Last Ten Fiscal Years FY 2011 2010 2009 2008 2007 Total General Revenue (2)41,469,544$ 41,320,754$ 44,156,135$ 53,984,196$ 53,008,482$ Population (1)49,111 52,067 51,509 50,907 49,752 General Revenue Per Capita 844$ 794$ 857$ 1,060$ 1,065$ FY 2006 2005 2004 2003 2002 Total General Revenue (2)49,831,410$ 43,587,725$ 38,084,747$ 36,239,659$ 35,287,865$ Population (1)49,539 49,280 44,812 43,917 42,863 General Revenue Per Capita 1,006$ 884$ 850$ 825$ 823$ FY 2011 2010 2009 2008 2007 Total General Expenditures (2)41,833,291$ 42,499,812$ 48,696,321$ 49,238,257$ 43,565,108$ Population (1)49,111 52,067 51,509 50,907 49,752 General Expenditures Per Capita 852$ 816$ 945$ 967$ 876$ FY 2006 2005 2004 2003 2002 Total General Expenditures (2)38,488,367$ 35,426,268$ 31,674,743$ 34,935,591$ 30,941,156$ Population (1)49,539 49,280 44,812 43,917 42,863 General Expenditures Per Capita 777$ 719$ 707$ 795$ 722$ (1) Population figures are as of January start of fiscal year. (2) Interfund Transfers In/Out are not included in total. Sources: Population figures from State Department of Finance, City of Palm Desert Finance Department 187 City of Palm Desert Assessed Value and Estimated Actual Value of Taxable Property Last Ten Fiscal Years Fiscal Year Ended June 30 Residential Property Commercial Industrial Property Institutional Property Vacant Land Less: Tax Exempt Total Taxable Assessed Value Total Direct Tax Rate Estimated Actual Taxable Value (1) 2011 8,982,403,643 2,179,940,065 52,528,676 564,683,270 288,907,720 13,132,169,069 1.00000 12,707,884,566 2010 9,210,638,643 2,419,511,046 54,988,887 426,163,878 (274,944,437) 13,747,221,855 1.00000 13,334,233,975 2009 9,376,213,348 2,130,957,579 127,857,455 667,700,041 (255,714,909) 14,206,383,860 1.00000 13,808,181,235 2008 9,160,443,514 1,929,224,481 134,910,803 688,045,095 (242,839,445) 13,491,080,286 1.00000 13,114,105,220 2007 8,931,447,910 1,684,439,737 143,634,396 639,825,947 (248,095,775) 13,057,672,383 1.00000 11,853,797,089 2006 7,913,843,803 1,368,116,067 165,117,456 483,558,265 (247,676,185) 11,794,104,029 1.00000 10,503,193,237 2005 6,775,427,147 1,084,068,343 135,508,543 385,678,161 (239,745,884) 10,423,734,072 1.00000 9,281,846,679 2004 6,061,076,589 1,306,579,384 108,881,615 372,012,186 (199,616,295) 9,073,467,947 1.00000 8,704,132,380 2003 5,360,801,928 1,200,179,536 88,013,166 328,049,073 (184,027,529) 8,001,196,907 1.00000 8,066,795,481 2002 4,806,079,266 1,069,623,656 79,499,056 332,450,596 (173,452,485) 7,227,186,866 1.00000 7,291,094,312 (1) Estimated Actual Taxable Value = Net Taxable Value Notes: Property Taxes in Riverside County are subject to the State of California's Proposition 13, Jarvis-Gann Initiative which allows reappraisals of real property only when there is a change in ownership or new construction takes place. Further, the proposition limits property assessment increase to no more than two(2%) percent annually. Property is assessed at one hundred percent (100%) of its fair market value at the time of new construction or change in ownership. The tax rate is one (1%) percent of the assessed value. Source: Riverside County Assessor thru HDL Coren & Cone 188 City of Palm Desert Historical Net Assessed Taxable Values Citywide Graph - Assessed Valuation Growth Last Ten Fiscal Years Historical Major Additions Annexations FY Retail Centers FY Cook Street Area 88/89 Town Center Mall 83/84 Country Club #28 93/94 Desert Springs Marriott 86/87 Price Club/Costco 93/94 One Eleven Town Ctr 88/89 Palm Desert CC #29 94/95 Mervyn's Center 92/93 Palm Desert Greens 04/05 Desert Crossing 95/96 Suncrest 04/05 Lucky's/Albertson Deep Canyon 96/97 Remodel 111 Town Ctr (Best Buy) 97/98 Gardens on El Paseo 98/99 Remodel Westfield Mall (Sears, Barnes & Nobl 04/05 Sears Automotive 04/05 Lowes Home Improvement 05/06 Walmart / Sams Supercenters 05/06 Kohls 07/08 Golfsmith Extreme 08/09 El Paseo Village 09/10 Source: Riverside County Assessor thru HDL Coren & Cone 10.80% 10.64%7.90% 6.64% 11.63%12.86%10.63% 5.29%3.43%4.70% 1.00% 6.00% 11.00% 16.00% 21.00% 26.00% 31.00% 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 Percent Increase in Assessed Valuation FY 2002 to FY 2011 $- $5,000 $10,000 $15,000 $20,000 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 Value in Millions Net Assessed Valuation - Historical Comparison FY 2002 to FY 2011 189 City of Palm Desert Supplemental FY 2011 and 2010 Breakdown of Basic 1% Property Tax Rate Not In Redevelopment Project Area Taxing Agency FY 2011 Rate FY 2010 Rate County General 28.177327% 28.177327% County Free Library 2.728242% 2.728242% County Structure Fire Protection 5.873086% 5.873086% City of Palm Desert (1) 0.000000% 0.000000% Desert Sands Unified School District 36.221587% 36.221587% Desert Community College 7.526714% 7.526714% Riverside County Reg. Park & Open Space 0.426231% 0.426231% Riverside County Office of Education 4.094919% 4.094919% Desert Hospital 1.996808% 1.996808% Coachella Valley Public Cemetary 0.339927% 0.339927% Coachella Valley Recreation & Park 2.071624% 2.071624% Coachella Valley Mosquito & Vector Control 1.369698% 1.369698% Coachella Valley County Water 2.736607% 2.736607% Coachella Valley County Water Imp. District 80 2.972906% 2.972906% Coachella Valley County Water Storm Water Unit 3.464324% 3.464324% General Purpose Basic 1% 100.000000% 100.000000% (1) City of Palm Desert is a No-Low Property Tax City and the 7% represents what the state allocates to No-Low Property Tax Cities. Source: County of Riverside, Property Tax Allocation Percentages, TRA 018-041. 190 City of Palm Desert Property Tax Rates Direct and Overlapping Property Tax Rates Last Ten Fiscal Years Fiscal Year Basic County-wide Levy Total Direct Tax Rate Desert Sands Unified School District Desert Community College Dist. Coachella Valley Water District Coachella Valley Water District I.D. 58 2011 1.00000 1.00000 0.10036 0.01995 0.08000 0.00000 2010 1.00000 1.00000 0.08112 0.01995 0.06000 0.00000 2009 1.00000 1.00000 0.07990 0.01995 0.04000 0.00000 2008 1.00000 1.00000 0.07561 0.01995 0.04000 0.00230 2007 1.00000 1.00000 0.07613 0.01995 0.02080 0.01560 2006 1.00000 1.00000 0.07674 0.01995 0.02080 0.02520 2005 1.00000 1.00000 0.09581 0.01994 0.02080 0.02690 2004 1.00000 1.00000 0.09750 0.00000 0.02080 0.02870 2003 1.00000 1.00000 0.09750 0.00000 0.02080 0.03060 2002 1.00000 1.00000 0.09750 0.00000 0.02080 0.03060 Notes:Proposition 13 limits the ability of the city to raise the property tax rate. Source: CalMuni Statistics Inc City Direct Overlapping Rates 191 City of Palm Desert Principal Property Taxpayers Current Year and Ten Years Ago 2011 2002 Taxpayer Taxable Assessed Value Percentage of Total City Tax Assessed Value Taxpayer Taxable Assessed Value Percentage of Total City Tax Assessed Value Marriott Desert Springs 164,824,823$ 1.29% Marriott Desert Springs $185,133,521 2.56% WEA Palm Desert 138,093,212 1.08% WEA Palm Desert 78,260,549 1.08% Pru of Desert Crossing II LLC 88,684,713 0.70%Property California SCJLW One Corp.55,744,979 0.77% Gardens SPE II 78,571,131 0.62% El Paseo Prop. L.P. 50,782,961 0.70% Palm Desert Funding Co. 60,970,223 0.48%Marriott Ownership Resorts 31,352,352 0.43% Elisabeth E. Stewart 58,380,362 0.46%CNL Hospitality Partners L.P/27,999,000 0.39% Time Warner Entertainment 55,409,220 0.43% J H Palm Desert 26,280,906 0.36% Lomas de Arena 51,502,791 0.40%National Golf Operatiing LP 26,098,029 0.36% WVC Rancho Mirage 48,644,917 0.38% Felcor Suites L.P. 26,027,660 0.36% Monarch Sevilla Venture 47,835,778 0.38% Big Horn Development 22,043,694 0.31% Total 792,917,170$ 6.22%Total 529,723,651$ 7.32% Note:The estimated property tax revenue stated above is based upon net taxable values, tax ratios and base year values that impact the revenue calculation. As a result, parcels with the same assessed value that are assigned to different tax rate areas may contribute dissimilar amounts of total revenue to the City and Redevelopment Agency. Source: HdL Coren & Cone thru Riverside County Assessor 10/11 and City of Palm Desert CAFR 01/02 192 City of Palm Desert Property Tax Levies and Collections Last Ten Fiscal Years Fiscal ear Taxes Levied Collections Ended for the Percentage in Subsequent Percentage June 30, Fiscal Year Amount of Levy Years (4)Amount (4)of Levy 2002 2,603,643 2,475,308 95.07% 128,335 2,603,643$ 100.00% 2003 3,273,730 2,723,336 83.19% 550,394 3,273,730$ 100.00% 2004 3,080,422 3,007,652 97.64% 72,770 3,080,422$ 100.00% 2005 3,768,896 3,501,718 92.91% 267,178 3,768,896$ 100.00% 2006 4,318,880 4,243,595 98.26% 75,285 4,318,880$ 100.00% 2007 4,820,583 4,575,158 94.91% 245,425 4,820,583$ 100.00% 2008 5,206,384 4,734,970 90.95% 471,414 5,206,384$ 100.00% 2009 5,697,181 4,760,806 83.56% 135,057 4,895,863$ 85.93% 2010 5,372,247 4,686,541 87.24% 282,866 4,969,407$ 92.50% 2011 5,312,856 4,560,417 87.24% 216,378 4,776,795$ 89.91% (1) City of Palm Desert is on the "Teeter Plan" with the County of Riverside. The first payment was received in the fiscal year 1993/94. (2) City of Palm Desert is a "No-Low Property Tax City". Proposition 13 rolled the tax rates back to 1973 which is when the City of Palm Desert Incorporated and the Property Tax rates were zero. Based on current state law the County allocates 7% of the 1% assessed values within the City less the Redevelopment Agency tax increment. Fiscal Year 1992/93 was the first year to receive the No/Low taxes. (3) Fiscal Year 1996/97 final total collected includes adjustments for No-Low property tax collections from prior years modified by the County of Riverside. The County adjusted the payment to the City of Palm Desert (FY 1995/96) for the annexation of Palm Desert Country Club. (4) Inlcludes tax collections accrued as of June 30, 2011. Source: Riverside County Auditor Controller Office and City of Palm Desert Collected within the Fiscal Year of the Levy (1) (2) (3) Total Collections to Date 193 City of Palm Desert Supplemental Top 25 Sales Tax Generators Graph - Historical Sales Tax Trends June 30, 2010 Top 25 Sales Tax Generators (1) Primary Economic Category ALBERTSON'S FOOD CENTERS SUPERMARKETS APPLE STORES SPECIALTY STORES ARCO AM/PM MINI MARTS SERVICE STATIONS BED BATH & BEYOND SPECIALTY STORES BEST BUY STORES LP APPLIANCE / ELECTRONICS COSTCO WHOLESALE COMPANY GENERAL STORES DESERT SPRINGS RESORT & SPA HOTEL / FOOD & BEVERAGE J.C.PENNY COMPANY INC DEPARTMENT STORES KOHLS DEPARTMENT STORES DEPARTMENT STORES LOWE'S HOME IMPROVEMENT BLDG.MATLS-WHSLE MACY'S DEPARTMENT STORES DEPARTMENT STORES MARSHALLS OF CA APPAREL STORES MOBIL SERVICE STATION SERVICE STATIONS PETE CARLSONS GOLF & TENNIS SPORTING GOODS RALPH'S GROCERY SUPERMARKETS SAKS FIFTH AVENUE DEPARTMENT STORES SAM'S CLUB DEPARTMENT STORES SEARS-ROEBUCK AND CO DEPARTMENT STORES STONELEDGE FURNITURE HOME FURNISHINGS SUPERIOR POOL PRODUCTS SPECIAL MATLS-WHSLE TARGET STORE DEPARTMENT STORES TOMMY BAHAMA APPAREL STORES USA SERVICE STATIONS SERVICE STATIONS WAL-MART SUPERCENTER DEPARTMENT STORES WEST COAST TURF BLDG.MATLS-WHSLE (1) Listed in Alphabetical Order Note : Current California law prohibits production of individual tax information as an effort not to infringe on proprietary information, therefore confidential information which is protected by law is not disclosed. * The State of California exchanged Sales Tax Revenue with Property taxes, this amount represents the portion of sales tax that were exchanged. Source: SBOE Data, MuniServices LLC. In Lieu given to city from State ERAF Property Taxes, City of Palm Desert $7.0 $9.0 $11.0 $13.0 $15.0 $17.0 $19.0 $21.0 20 0 2 20 0 3 20 0 4 20 0 5 20 0 6 20 0 7 20 0 8 20 0 9 20 1 0 20 1 1 Millions Sales and Use Tax Trends FY 2002 - 2011 0.8%-4.0% -15.8% -8.3% Amounts 2.1% 15.0% 13.027 13.463 15.138 15.453 17.776 17.918 17.195 14.474 13.273 14.680 -4.5% 10.6% 3.2% 11.1% -In Lieu * 194 City of Palm Desert Supplemental Taxable Sales by Category Last Ten Calendar Years Sector 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 Apparel Stores 168,235$ 134,186$ 142,488$ 159,207$ 155,859$ 141,510$ 132,831$ 108,829$ 97,924$ 93,792$ General Merchandise 321,023 304,396 326,673 388,583 392,738 362,512 340,277 307,186 278,583 272,856 Food Markets 46,890 40,573 44,880 49,398 53,870 50,556 47,455 52,461 51,738 52,282 Restaurants 152,043 137,475 145,907 181,731 184,954 178,248 167,315 152,508 148,228 155,911 Furniture/Appliance 97,171 97,415 106,166 135,775 161,997 166,109 155,921 135,694 128,623 125,130 195 Bldg.Matls-Wholesale 73,023 58,241 86,564 95,633 69,773 73,228 68,737 56,180 54,111 64,251 Automotive 15,094 11,314 10,301 8,596 6,121 6,245 5,862 8,211 6,904 8,825 Service Stations 60,764 66,416 64,912 63,969 59,401 48,564 45,585 39,146 23,930 22,633 Other Retail 141,408 185,722 218,005 282,973 295,830 281,388 264,129 243,474 228,286 220,252 Non-Retail (1)182,227 185,655 182,223 219,411 222,177 218,591 205,184 193,041 190,058 195,137 Amounts in millions Totals 1,257,878$ 1,221,393$ 1,328,119$ 1,585,276$ 1,602,720$ 1,526,951$ 1,433,296$ 1,296,730$ 1,208,385$ 1,211,069$ City direct sales tax rate 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% 1.00% (1) Non-retail are a mix of manufacturers, distributors, builders and professionals selling direct to consumers. Note: The combined sales tax rate for the City of Palm Desert is 7.75%, which represents the State of California mandated tax rate of 7.25% and 0.5% additional sales tax imposed by the County of Riverside. The City of Palm Desert receives 1% of all sales tax generated within the city limits. Source: John E. Husing, Ph.D. Economics and Politics Inc. via California State Board of Equalization this information is calendar year based only 195 City of Palm Desert Supplemental Prinicipal Sales Tax Remitters Current and Ten Calendar Years Ago Tax Amount Percentage Tax Amount Percentage General Merchandise 321,023$ 25.52% 201,123$ 20.40% Other Retail 141,408 11.24% 188,973 19.17% Non-Retail (1) 182,227 14.49% 154,980 15.72% Restaurants 152,043 12.09% 143,628 14.57% Apparel Stores 168,235 13.37% 83,955 8.52% Furniture/Appliance 97,171 7.72% 104,856 10.64% Service Stations 60,764 4.83% 19,917 2.02% Bldg.Matls-Wholesale 73,023 5.81% 34,899 3.54% Food Markets 46,890 3.73% 46,998 4.77% Automotive 15,094 1.20% 6,495 0.66% Amounts in millions Totals 1,257,878$ 985,824$ (1) Non-retail are a mix of manufacturers, distributors, builders and professionals selling direct to consumers. Note: Current California law prohibits production of individual tax information as an effort not to infringe on proprietary information, therefore confidential information which is protected by law is not disclosed. Source: John E. Husing, Ph.D. Economics and Politics Inc. via California State Board of Equalization 2010 2001Industry 196 City of Palm Desert Ratios of Outstanding Debt by Type Last Ten Fiscal Years Business Type Activities Special Total Percentage Fiscal Redevelopment Assessment Note Capital Primary of Personal Per Year Bonds Bonds c Payable Leases Government Income b Capita b 2002 207,990,000 43,145,000 - 106,373 251,241,373 15.96% 5,861 2003 234,464,000 40,528,000 1,104,363 1,146,582 277,242,945 16.73% 6,313 2004 256,000,000 28,623,000 981,656 833,358 286,438,014 16.16% 6,392 2005 250,485,000 26,050,000 858,949 509,755 277,903,704 13.45% 5,639 2006 245,000,000 73,855,000 736,242 170,493 319,025,493 15.21% 6,440 2007 a 421,819,894 122,393,000 613,535 2,181,546 547,007,975 25.65% 10,987 2008 412,694,700 115,398,000 490,828 1,582,782 530,166,310 21.49% 10,414 2009 d 401,601,475 114,597,000 368,121 955,141 517,521,737 29.80% 10,047 2010 e,f 388,972,156 117,165,000 245,414 328,273 506,710,843 20.46% 9,732 2011 368,261,367 113,713,000 122,707 1,035,721 483,132,795 24.17% 9,838 Notes: Details regarding the city's outstanding debt can be found in the notes to the financial statements. a - The city issued $50.51 million of special assessment bonds in fiscal year end 2007 allocated to three separate assessment districts. In addition the City's Redevelopment Agency issued $284.37 in bonds of which $183.15 was new debt. b - Personal income, population and per capita information provided by John E. Husing, Ph.D. Economics & Politics, Inc ., California Department of Finance, and U.S Census Bureau. c - Special Assessment includes Highlands Undergrounding AD No# 04-01, as of June 30, 2011 the balance was $1.658M. - Fiscal Year End 2009 the City issued the Energy Independence Program Limited Obligation Improvement Bonds Series 2009A (Taxable) $2.5 million to fund the Energy Independence Loan Program. The actual Bond Issuance was for $2.015M. At June 30,2011 the outstanding balance was $1.781M. e - The City issued $1.136 million dollars of the Energy Independence Program (AB811 Assessments) Limited Obligation Improvement Bonds (Taxable) The special assessment collection will commence during the fiscal year 2010-2011. At June 30, 2011 the outstanding balance was $1.009M. f - In addition the Palm Desert Financing Authority issued $5.225 million dollars of the Energy Independence Program Variiable Rate Demand Lease Revenue Bonds, Series 2009(Federally Taxable). Interest is paid monthly commencing August 2009 and Principal is paid annually on September 2 The first principal payment is due September 2, 2010. Governmental Activities 197 197 City of Palm Desert Ratios of General Bonded Debt Outstanding Last Ten Fiscal Years Percentage of Actual Fiscal Redevelopment Special Assessment Taxable Value of Per Year Bonds Bonds c Property a Capita b 2002 207,990,000 2.880% 4,852$ 2003 234,464,000 2.930% 5,339$ 2004 256,000,000 2.820% 5,713$ 2005 250,485,000 2.400% 5,083$ 2006 245,000,000 2.080% 4,946$ 2007 421,819,894 2,783,000 3.250% 8,534$ 2008 412,694,700 2,748,000 3.170% 8,350$ 2009 401,601,475 4,717,000 2.940% 8,167$ 2010 388,972,155 10,095,000 d 2.900% 8,021$ 2011 368,261,367 9,543,000 d 3.120% 7,693$ Notes: eta s regar ng t e c ty s outstan ng e t can e oun n t e notes to t e nanc a statements. a - County of Riverside, County Auditor Controller, Assessed Valuations b - Population information provided by John E. Husing , Ph.D. Economics & Politics, Inc., California Department of Finance., and U.S Census Bureau. c - During the fiscal year end 2010 the city issued the Energy Independence Program Limited Obligation Improvement Bonds Series 2009B (Taxable) $1.136 Million to fund the and the 5.225M Energy Independence Program Variable Rate Demand Lease Revenue Bonds Series 2009 (Federally Taxable) to provide funding for the Energy Independence Loan Program. d - The fiscal year end balance at June 30, 2011 is the sum of the combined ending balances of the Special Assessment Debt with government commitment ($1.658 M),limited obligation improvement bonds ($2.79M), and lease revenue bonds ($5.095M). See the financial statement note 6. General Bonded Debt Outstanding 198 City of Palm Desert Supplemental Special Assesment Information June 30, 2011 District Name\Description 2003 01-01 Revenue Bonds 94-2 Sunterrace 2003 01-01 Revenue Bonds 94- 3 Merano 2003 01-01 Revenue Bonds Silver Spur Ranch Utility Undergrounding 2004 R-Bonds 98-1 Canyons @ Bighorn Community Facilities District No. 2005-1 (University Park) Special Tax Bonds Series 2006A Bond Issue Date 06/25/03 06/25/03 06/25/03 02/19/04 05/09/06 Final Maturity Date 09/02/14 09/02/20 09/02/28 09/02/18 09/01/37 Highest Interest Rate 4.80% 5.25% 5.375% 5.100% 5.424% Bond Issue Amount 930,000 1,153,000 2,340,000 2,955,000 67,915,000 Matured Principal 500,000 428,000 450,000 1,155,000 4,460,000 Called Principal 155,000 - 140,000 1,235,000 - Outstanding Bonds (4)275,000 725,000 1,750,000 565,000 63,455,000 Redemption Premium 3.00% 3.00% 3.00% 3.00% 3.00% Original Parcels 71 201 250 73 37 Active Parcels 64 121 195 19 68 Reserve Requirement (5)22,500$ 72,500$ 161,675$ 55,500$ 4,574,685$ Reserve Balance 09/10 (1)85,505$ 80,654$ 166,153$ 142,152$ 4,610,340$ Principal Due 10/11 (2)75,000 65,000 70,000 65,000 1,310,000 Principal Levied 10/11 (3)85,634 65,000 71,172 75,555 1,310,000 Interest Due 10/11 (2)8,818 34,618 89,115 24,974 3,264,627 Interest Levied 10/11 (3)12,417 36,080 91,962 28,541 3,293,593 09/10 Delinquency Rate 5.65% 2.26% 2.11% 0.00% 1.01% Arbitrage Installment Computation Date: 90% Rebate Due 09/02/14 09/02/14 12/17/13 12/16/13 05/08/16 Arbitrage Yield Rate 7.9769% 6.672% 5.1577% 5.8386% 5.3599% Arbitrage-Amount Owed - - - - - Continuing Disclosure Last Report Issued:12/15/2010 12/15/2010 12/15/2010 12/15/2010 12/15/2010 District Name\Description 2004-2 Section 29 Assessment District Limited Obligation Improvement Bonds 2004-1 Palm Desert Highlands Undergrounding Series 2006 Series 2008 Community Facilities District No. 91-1 Special Tax Refunding Bonds Series 2009A (Taxable) Energy Independence Program Limited Obligation Improvement Bonds Series 2009B (Taxable) Energy Independence Program Limited Obli ation Im rovement Bonds Bond Issue Date 3/29/2007 8/8/2006 12/19/2007 5/31/2009 9/2/2009 Final Maturity Date 9/2/2037 9/2/2036 10/1/2020 9/2/2029 9/2/2029 Highest Interest Rate 5.100% 5.150% 4.000% 3.000% 3.000% Bond Issue Amount 29,430,000 3,165,000 10,935,000 2,015,000 1,136,000 Matured Principal 1,575,000 194,000 4,305,000 167,000 65,000 Called Principal - 1,346,000 - 154,000 106,000 Outstanding Bonds (4)27,855,000 1,625,000 6,630,000 1,694,000 965,000 Redemption Premium 3.00% 3.00% 3.00% 3.00% 3.00% Original Parcels 167 172 1,154 61 45 Active Parcels 564 132 1,061 58 40 Reserve Requirement (5)1,933,175$ NA 1,036,535$ NA NA Reserve Balance 09/10 (1)1,945,358$ NA 1,093,214$ NA NA Principal Due 10/11 (2)570,000 35,000 935,000 92,000 46,000 Principal Levied 10/11 (3)570,000 31,948 935,000 92,000 46,000 Interest Due 10/11 (2)1,363,175 81,326 217,812 49,440 28,260 Interest Levied 10/11 (3)1,374,860 75,581 232,773 49,440 28,260 09/10 Delinquency Rate 0.18% 1.73% 1.23% 3.24% 3.24% Arbitrage Installment Computation Date: 90% Rebate Due 03/29/12 08/08/16 08/08/16 NA NA Arbitrage Yield Rate 5.0134% 5.0691% 3.8681% NA NA Arbitrage-Amount Owed - - - - - Continuing Disclosure Last Report Issued:12/15/2010 NA 12/15/2010 NA NA (1) Reserve Balances are as of 9/30/11, shortfall will be recovered by additional levy, and interest earnings. (2) Amount represents principal and interest to be collected on the FY 11/12 tax roll for Debt Service Payment due in FY 12/13. (3) Levied amounts reflect adjustments for construction funds, reserve funds, redemption funds and other adjustments. (4) Represents Outstanding Bonds after September 2, 2011 principal payment. (5) Reserve Requirement as of 9/2/11 Source: Wildan Financial Annual Report 199 City of Palm Desert Direct and Overlapping Government Acitivities Debt June 30, 2011 2010/11 Assessed Valuation: 12,713,752,589$ Redevelopment Incremental Valuation: 8,008,613,837 Adjusted Assessed Valuation: 4,705,138,752$ City's Share of DIRECT AND OVERLAPPING TAX ASSESSEMENT DEBT:Total Debt 6/30/11 % Applicable (1) Debt 6/30/11 Desert Community College District 322,389,659$ 14.518% 46,804,531$ Desert Sands Unified School District 260,875,460 28.706% 74,886,910 Desert Sands Unified School District Lease Tax Obligations - 0.000% - Palm Springs Unified School District 338,021,439 3.493% 11,807,089 Coachella Valley County Water District, ID No. 54 2,335,000 66.212% 1,546,050 Coachella Valley County Water District, ID No. 55 3,270,000 4.208% 137,602 Coachella Valley County Water District, ID No. 58 1,540,000 37.747% 565,904 City of Palm Desert - 0.000% - City of Palm Desert 1915 Act Bonds 33,657,000 100.000% 33,657,000 City of Palm Desert Community Facilities District No. 91-1 7,535,000 100.000% 7,535,000 City of Palm Desert Community Facilities District No. 2005-1 64,715,000 100.000% 64,715,000 TOTAL DIRECT AND OVERLAPPING TAX AND ASSESSMENT DEBT 241,655,086$ OVERLAPPING GENERAL FUND OBLIGATION DEBT: Riverside County General Fund Obligations 696,634,853$ 3.217% 22,410,743$ Riverside County Pensions Obligations 366,945,000 3.217% 11,804,621 Riverside County Board of Education Certificate of Participation 6,170,000 3.217% 198,489 Desert Sands Unified School District Certificates of Participation 62,005,000 28.706% 17,799,155 City of Palm Desert General Fund Obligation 5,095,000 100.000% 5,095,000 Coachella Valley Recreation and Park District Certificates of Participation 2,340,000 23.633% 553,012 Coachella Valley County Water District, ID No. 71 Certificate of Participation 2,750,000 20.556% 565,290 TOTAL GROSS OVERLAPPING GENERAL FUND OBLIGATION DEBT 58,426,310$ Less: Riverside County Self-Supporting Obligations 444,048 TOTAL NET OVERLAPPING GENERAL FUND OBLIGATION DEBT 57,982,262$ TOTAL DIRECT DEBT 5,095,000$ TOTAL GROSS OVERLAPPING DEBT 294,986,396$ TOTAL NET OVERLAPPING DEBT 294,542,348$ GROSS COMBINED TOTAL DEBT 300,081,396 (2) NET COMBINED TOTAL DEBT 299,637,348 (1) Percentage of overlapping agency's assessed valuation located within bondaries of city (2) Excludes tax revenue anticipation noted, enterprise revenue, mortage revenue and tax allocation bonds and non-bonded capital lease obligations Ratios to Adjusted Assessed Valuation: Total Direct Debt ($5,095,000) 0.11% Gross Combined Total Debt 6.38% Net Combined Total Debt 6.37% STATE SCHOOL BUILDING AID REPAYABLE AS OF 6/30/10 - Source: California Municipal Statistics, Inc., San Francisco 200 City of Palm Desert Legal Debt Margin Information Last Ten Fiscal Years Assessed Value 13,132,169,069$ Debt Limit (15% of Assessed Value) (1) 1,969,825,360 Debt Applicable to Limit: General Obligation Bonds 1,658,000 Less: Amount set aside for repayment of general obligation debt - Total Debt Applicable to Limit 1,658,000 Legal debt margin 1,968,167,36$ 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 Debt Limit 1,084,078,030 1,200,179,536 1,306,436,757 1,397,304,489 1,582,592,579 1,783,572,979 1,971,408,152 2,076,172,690 1,999,731,410 1,969,825,360 Total Net debt applicable to limit - - - - - 2,783,00 2,748,00 2,702,00 1,719,00 1,658,00 Legal debt margin 1,084,078,03 1,200,179,53 1,306,436,75 1,397,304,48 1,582,592,57 1,780,789,97 1,968,660,15 2,073,470,69 1,998,012,41 1,968,167,36 Total net debt applicable to the limit as a percentage of debt limit 0% 0% 0% 0% 0% 0.16% 0.14% 0.13% 0.09% 0.08% (1) Section 43605 of the California Government Code. Source: California Municipal Statistic, Inc. San Francisco FISCAL YEAR Legal Debt Margin Calculation for Fiscal Year 2011 201 City of Palm Desert Pledged-Revenue Coverage Last Ten Fiscal Years Special Special Fiscal Assessment Assessment Year Collections Principal Interest Coverage Collections Principal Interest Coverage 2002 4,623,412 2,295,000 2,730,780 0.9199 16,294,794 3,960,000 10,538,582 1.124 2003 4,495,603 1,930,000 2,451,363 1.0261 18,496,636 4,195,000 10,960,525 1.221 2004 4,606,935 1,790,000 2,161,283 1.1659 20,344,776 4,800,000 11,748,004 1.229 2005 2,878,134 2,073,000 1,483,245 0.8093 23,585,980 5,260,000 12,366,733 1.338 2006 a 2,788,698 1,645,000 1,378,548 0.9223 24,065,285 5,485,000 12,409,968 1.345 2007 a 4,444,967 1,972,000 3,464,355 0.8176 28,675,094 7,704,000 16,434,841 1.188 2008 6,245,888 1,635,000 c 5,414,793 0.8860 41,978,187 10,610,000 21,402,246 1.311 2009 d 8,486,467 2,816,000 5,666,827 1.0004 33,095,785 12,610,000 20,043,623 1.013 2010 e 6,304,563 3,793,000 5,515,677 0.6773 33,292,785 14,145,000 19,516,455 0.989 2011 9,695,868 3,452,000 5,595,543 1.0717 39,400,572 22,240,000 18,767,205 0.961 Notes: Details regarding the city's outstanding debt can be found in the notes to the financial statements. a - The city issued $50.51 million of special assessment bonds in fiscal year end 2007, and an additional $17.915 in fiscal year end 2008 from the same district. The RDA issued $284.37 million of debt of which $183.15 was new debt. b - Tax increment bonds are backed by property tax increment based on calculation provided by the Riverside County tax assessor office. Additional informantion on tax increment can be found in the notes to the financial statements. c - The 1997 91-1 Bonds was refunded in full on April 1, 2008, with Communities Facilities District no. 91-1 Improvement Special Tax Refunding Bonds Additional principal on note 14 reflects the total principal paid along with the refunded portion. d - The City issued $2.015 million dollars of the Energy Independence Program (AB811 Assessments) Limited Obligation Improvement Bonds (Taxable) The special assessment collection will commence during the fiscal year 2009-2010 with the first interest payment due on March 2, 2010. e - The City issued $1.136 million dollars of the Energy Independence Program (AB811 Assessments) Limited Obligation Improvement Bonds (Taxable) The special assessment collection will commence during the fiscal year 2010-2011 In addition the Palm Desert Financing Authority issued $5.225 million dollars of the Energy Independence Program Variiable Rate Demand Lease Revenue Bonds, Series 2009(Federally Taxable). Interest is paid monthly commencing August 2009 and Principal is paid annually on September 2 The first principal payment is due September 2, 2010. Tax Increment b Debt ServiceDebt Service Special Assessment Bonds 202 Last Ten Calendar Years Calenda Percentag Per Capit Cit Riversid Percentag Count Yea Cit Increas Personal Persona Unemploymen Count Increas Unemploymen End Populatio (Decrease Income CY a b Income C Rate c Populatio (Decrease Rate c 2011 49,111 -5.7% 2,550,849,065$ 51,940$ 8.67% 2,217,778 3.66% 14.44% 2010 52,067 1.1% 2,513,151,788$ 48,268 8.8% 2,139,535 1.51% 14.65% 2009 51,509 1.2% 2,476,011,613 48,069 6.8% 2,107,653 0.93% 11.46% 2008 50,907 2.3% 2,439,420,309 47,919 4.1% 2,088,322 6.91% 8.6% 2007 49,752 0.4% 2,132,710,348 42,867 3.6% 2,031,625 4.01% 6.0% 2006 49,539 0.5% 2,097,434,084 42,339 2.9% 1,953,330 4.07% 5.0% 2005 49,280 10.0% 2,066,437,521 41,933 3.1% 1,877,000 5.64% 5.4% 2004 44,812 2.0% 1,772,405,266 39,552 3.5% 1,776,743 5.00% 6.0% 2003 43,917 2.5% 1,657,414,199 37,740 3.8% 1,692,187 2.91% 6.5% 2002 42,863 1.2% 1,573,796,241 36,717 3.7% 1,644,341 3.06% 6.5% a - Personal income, population and per capita information provided by John E. Husing, Ph.D. Economics & Politics Inc ., Californa Department of Finance., and U.S. Census Bureau. b - Personal Income estimated based on average growth rate of previous four years. The growth rate factor used was 1.5%. Income data will be updated once the actual data is available. c - Unemployment rate for fiscal year 10/11 is based on annual information from State of California Employment Development Department Labor Market Information Division (not seasonally adjusted) Sources: State Department of Finance, U.S. Dept of Labor, John E. Husing, PhD, Economics & Politics, Inc, State Employment Development Department City of Palm Desert Demographic & Economic Statistics 203 City of Palm Desert Principal Employers Current and Ten Years Ago Employer Employees Rank Percentage of Total City Employment Employer Employees Rank Percentage of Total City Employment JW Marriot-Desert Springs Resort & DS Villas 2,304 1 7.00% Universal Protection Services 1,500 2 4.56% Guthy Renker Corp.825 3 2.51% Securitas-Security Service USA 700 4 2.13% Desert ARC 400 5 1.22% Westin-Desert Willow 280 6 0.85% Bighorn Golf Club 250 7 0.76% Time Warner Cable 236 8 0.72% Indian Ridge Country Club 200 9 0.61% Marriott Shadow Ridge 200 10 0.61% Totals 6,895 21% Totals - 0% (1) The information for 2002 is not available (2) As of June 30, 2011 Sources: City of Palm Desert thru InfoUSA.com - Federal and State Government not included 2011 2 2002 1 204 City of Palm Desert Supplemental Miscellaneous Statistics 1-Jun June 30, 2011 City/ Municipal Government Form of Gorvernment: Council - City Manager/Charter City Date of Incorporation: November 26, 1973 Number of Employees 129 Full Time Employees Size of City 25.5 Square Miles Geographic Location: Located 117 miles east of Los Angeles and 515 miles south of San Francisco. Streets 159 paved street miles Number of Business Licenses 7,406 active business licenses Number of Hotels & Rooms 15 hotels, 2,202 rooms CONTRACT SERVICES: Police Department Contract with Riverside County Sheriff - 74 positions plus 24 support staff Fire Department Contract with Riverside County/State Fire 52 positions plus 5 Fire Prevention Staff Animal Control Riverside County Animal Services Water & Sewer: Coachella Valley Water District Trash Collection Burrtec - Waste Management Electric Southern Calif. Edison Gas Southern California Gas Telephone Verizon Airport Palm Springs International Airport Public Education Elementary School (grades K - 5) 3 Middle School (grades 6 - 8) 1 High School (grades 9 - 12) 1 Community College - C.O.D. 1 CSUSB - Palm Desert Campus 1 UCR - Palm Desert Graduate Center 1 Insurance Coverage General Liability Coverage Calif. Joint Powers Insurance Authority 50 Million/Event (Excludes Earthquake & Flood) Excess Coverage: American Guarantee & Liab. Insurance Special Events Calif. Joint Powers Insurance Authority 1 Million Workers Compensation Calif. Joint Powers Insurance 5 Million Property Insurance Robert Driver Based on Prop. Value Health Insurance Medical California PERS; choice of PPO, HMO Dental Delta Dental Vision Vision Service Plan Disability Insurance Disability - Standard Insurance Company Life Standard Insurance Company Retirement California PERS - Public Employers Retirement System Source: City of Palm Desert 205 City of Palm Desert Full-time Equivalent City Government Employee's by Function / Program Last Ten Fiscal Years Function / Program 2011* 2010 * 2009 2008 2007 2006 2005 2004 2003 2002 General Government City 31 31 49 49 51 53 52 51 51 48 Redevelopment Agency 24 25 19 19 19 19 19 18 18 15 Public Safety 25 26 35 35 35 28 28 28 32 30 Police & Fire (1) 155 151 148 146 143 129 123 123 126 126 Public Works 47 49 53 52 44 49 39 39 39 36 Parks, recreation & culture 2 2 14 14 18 11 16 16 16 16 Totals 284 284 318 315 310 289 277 275 282 271 (1) The City operates as a "contract city" utilizing, primarily, agreement with other governmental entities, private firms and individuals to provide services. Contracted services include: Police and Fire protection through the County of Riverside, Cal-Fire, animal control, health services, legal services and landscape maintenance. * As of June 2011 realignments were made due to budget cuts, retirements and layoffs. Source: City of Palm Desert Financial Plan, California Department of Forestry and Fire Protection, Riverside County Sheriffs Department 206 City of Palm Desert Operating Indicators by Function / Program Last Six Fiscal Years Function / Program 2011 2010 2009 2008 2007 2006 General Government Business License Inspections 515 473 617 489 447 420 Contracted Services - Burrtec Waste (1) Refuse Collected (tons)53,108 51,483 58,198 67,940 73,467 71,820 Recyclables Collected 22,867 20,591 22,155 23,798 24,089 24,359 Public Safety Physical Arrests 1,134 1,342 1,446 1,550 1,430 543 Parking Violations 332 933 1,278 770 694 1,374 Traffic Violations 8,360 10,200 9,162 5,929 6,875 4,527 Emergency Responses-Fire Department 7,720 7,772 7,149 6,908 6,785 6,600 Fires Extinguished 107 104 119 154 241 928 Fire Inspections 4,651 4,825 8,248 4,267 5,934 1,845 Building Permits Issued 3,711 3,230 3,637 4,012 5,813 5,683 Building Inspections Conducted 14,069 14,080 18,040 26,401 33,215 29,925 Public Works Street Resurfacing (miles)5 8 13 17 9 11 Parks, recreation & culture Athletic Field Permits Issued 6,050 6,281 6,149 5,949 4,510 2,967 Amphitheater / Pavilions Permits Issued 286 226 133 133 84 81 Community Center Admissions 30,298 59,986 55,954 112,540 97,339 92,083 Aquatic Center Admissions (2)4,329 (1) The City operates as a "contract city" utilizing, primarily, agreement with other governmental entities, private firms and individuals to provide services. Contracted services include: Police and Fire protection through the County of Riverside, animal control, health services, 207 ega serv ces an an scape ma ntenance. (2) Aquatic Center operations began in June 2011, managed by the YMCA. Note: The City of Palm Desert chose to implement this schedule retroactively. Governments are encouraged, but not required, to implement retroactively. Ultimately, this schedule will include ten years. Sources: Riverside County Sheriffs Dept., California State Department of Forestry & Fire Protection, City of Palm Desert, Coachella Valley Recreation & Park District, Burrtec Waste and The YMCA. 207 City of Palm Desert Capital Asset Statistics by Function / Program Last Six Fiscal Years Function / Program 2011 2010 2009 2008 2007 2006 General Government Contracted Services (1) Collection trucks 51 51 54 69 61 71 Public Safety - Police & Fire Police Stations 1 1 1 1 1 1 Police Sub Stations 0 2 2 2 2 2 Patrol Units-Cars 31 26 30 29 29 28 Patrol Units-Motorcycles 10 10 10 7 5 4 Fire Stations 3 3 3 3 3 3 208 Ambulance 3 plus 1 Breathing Support 3 plus 1 Breathing Support 3 plus 1 Breathing Support 3 plus 1 Breathing Support 3 plus 1 Breathing Support 3 plus 1 Breathing Support Fire Prevention Pick-ups 3 3 3 3 3 3 Public Works Streets (miles)159 159 159 159 154.11 154.11 Traffic Signals 97 99 99 99 87 85 Parks, recreation & culture Acreage 201 201 212 200 200 200 Total Parks 13 13 14 13 13 11 Playgrounds 16 16 16 9 8 7 Baseball/softball diamonds 8 8 9 11 11 8 Soccer/football fields 9 9 9 7 7 5 Basketball Courts 11 11 11 9 9 6 Tennis ourts Volleyball Courts 8 8 8 10 10 6 Community Centers 2 2 2 2 2 2 Skateboard Parks 2 2 2 2 2 1 Aquatic Center (2)1 Commercial Office Space (Parkview Office Complex) Leaseable Space (square feet)50,322 50,322 50,322 50,322 50,322 50,322 Occupancy Rate 90% 97% 98% 100% 100% 100% Number of Tenants by Type Government (State, local regional)10 10 11 11 10 9 Non-Profit 7 7 5 7 6 6 Private 4 6 7 6 8 8 Square Footage lease by tenant Government (State, local regional)32,696 34,617 34,617 34,402 33,298 32,457 Non-Profit 5,663 4,735 4,735 6,188 5,708 5,708 Private 7,350 10,212 10,212 9,732 11,316 10,836 Vacant 4,613 758 758 0 0 1,321 Municipal Golf Course (Desert Willow Golf Resort) Courses - Fire Cliff and Mountain View 2 2 2 2 2 2 Holes 36 36 36 36 36 36 Golf Carts 172 160 160 160 160 160 Clubhouse square footage 39,000 33,000 33,000 33,000 33,000 33,000 Rounds per Course Fire Cliff 44,745 45,988 46,041 46,688 47,263 46,602 Mountain View 39,178 37,146 34,899 43,898 41,182 43,725 Total Annual Rounds 83,923 83,134 80,940 90,586 88,445 90,327 (1) The City operates as a "contract city" utilizing, primarily, agreement with other governmental entities, private firms and individuals to provide services. Contracted services include: Police and Fire protection through the County of Riverside, animal control, health services, legal services and landscape maintenance. (2) Aquatic Center operations began in June 2011 Note:Note: e ty o a m esert c ose to mp ement t s sc e u e retroact ve y. Governments are encouraged, but not required, to implement retroactively. Ultimately, this schedule will include ten years. Sources: Riverside County Sheriffs Dept., California State Department of Forestry & Fire Protection, City of Palm Desert, Coachella Valley Recreation & Park District, Burrtec Waste 208 Note: This section is not required by GASB No. 44, however, City believes that statistical information is beneficial to the reader. Supplemental Redevelopment Agency Statistical Section City of Palm Desert, California 209 THIS PAGE INTENTIONALLY LEFT BLANK 210 211 INSERT RDA MAP AS PAGE 211 City of Palm Desert RDA Project Area #1 and 1982 Annex FY 2011 Top Twenty Property Taxpayers Owner (Number of Parcels) Assessed Value $ Cumulative % (1) Business Description WEA Palm Desert (8) 138,407,331$ 20.4%800,000 sq. ft. Retail Shopping Mall Westfield Shopping Town Pru of Desert Crossing II LLC(12) 88,631,723$ 13.1% Major Commercial / Retail Buildings Elisabeth Stewart-Marrakesh CC (292) 81,088,292$ 12.0% Golf Course / Country Club Gardens SPE II (1) 78,600,276$ 11.6%Garden's at El Paseo up-scale retail shopping Center. Harsch Investment Realty LLC(11) 29,860,631$ 4.4%Mix Commercial Buildings One-Eleven Town Center Shopping Center Macys Calif (3) 29,528,661$ 4.4% Retail Store in Westfield Mall (Macy's) Bighorn Development (60) 28,128,520$ 4.2% Recreational / Residential Land Developer Colonnade on El Paseo (2) 20,329,357$ 3.0% El Paseo Village up-scale retail shopping Center. ARV Aassisted Living Inc (3) 19,610,777$ 2.9% Assissted Living Center 26 Del Sur Palms LLC (3) 18,111,944$ 2.7%Commercial Center Palms to Pines Ralphs/Washington Mutual Sears Roebuck & Company (1) 16,981,098$ 2.5% Westfield Mall (SearsParking Structure) El Paseo Collection (4) 16,581,024$ 2.4%Commercial Shopping Center Trader Joe's/Michaels Edward Fritzky (3) 15,286,965$ 2.3% 2 Single Family Residences/Land @ Bighorn C.C. Target Stores (1) 13,070,301$ 1.9% Commercial, Department Store One El Paseo West (6) 12,361,389$ 1.8% Commercial Buildings / Development McKenzie Prop Dev (4) 12,233,804$ 1.8% Vacant Residential Land Libri Partners LTD (2) 12,153,722$ 1.8% 2 Single Family Residences Indian Ridge C.C. Palm Dundee One (1) 12,069,096$ 1.8% Commercial Shopping Center Hubbard R D (5) 11,938,929$ 1.8% Vacant Residential Land Bighorn C.C. Bosley L Lee (1) 11,380,770$ 1.7% Single Family Residence @ Bighorn C.C. Town Center Plaza (1) 11,298,615$ 1.7% Commercial Buildings Total Net Assessed Value 677,653,225$ 100% (1) Cumulative represents only the top twenty properties. Source: Muniservices LLC and Riverside County Assessor 2010/2011 Combined Tax Rolls & City of Palm Desert Redevelopment Agency 212 City of Palm Desert RDA Project Area #2 FY 2011 Top Twenty Property Taxpayers Owner (Number of Parcels) Assessed Value $ Cumulative % (1) Business Description Desert Springs Hotel (10) 164,824,823$ 32.2% Marriott Desert Springs Resort 895 room Hotel Palm Desert Funding (10) 60,970,223$ 11.9% Vacant Agricultural Land WVC Rancho Mirage Inc (86) 48,644,917$ 9.5% Residential Timeshares Use Marriott Ownership Resorts Inc (40) 45,170,094$ 8.8% Time Share Condos/Villas (Shadow Ridge & Desert Springs Villas) Lakha Prop Palm Desert (9) 23,472,500$ 4.6% Commercial, Food Store, Retail Palm Desert North 80 (3) 20,872,317$ 4.1% Vacant Commercial Land RST4 Tenant, Lessee (1) 17,400,000$ 3.4% 151 Room and 130 Room Hotels University Plaza Corp (5) 15,740,089$ 3.1% Commercial Buildings City National Bank (65) 15,227,273$ 3.0% Residential Condos/Timeshares-Desert Willow SGH Partners (1) 12,694,423$ 2.5% General Office Buildings Mathew V Johnson (7) 11,352,692$ 2.2% Vacant Commercial Land Palm Desert University Village (2) 10,875,184$ 2.1% Commercial Buildings - University Village Palm Desert Hospitality (1) 10,770,762$ 2.1% 129 Suite Hotel HCR ManorCare Prop (1) 9,440,158$ 1.8% Assissted Living Center Resort Ventures (14) 9,230,639$ 1.8% Residential / Timeshares Cook Ford (1) 8,752,897$ 1.7% Office Buildings Shaw Palm Desert 1 (21) 7,433,412$ 1.5% Commercial Shopping Centers RJT Homes Catavina (2) 7,137,903$ 1.4% Vacant Commercial Land Dutt Hospitality Group (24) 6,204,310$ 1.2% 88 Room Hotel Desert Falls Country Club Inc (6) 6,051,830$ 1.2% Private Golf Course & Homes Total Net Assessed Value 512,266,446$ 100% (1) Cumulative represents only the top twenty properties. Source: Muniservices LLC and Riverside County Assessor 2010/2011 Combined Tax Rolls & City of Palm Desert Redevelopment Agency 213 City of Palm Desert RDA Project Area #3 FY 2011 Top Twenty Property Taxpayers Owner (Number of Parcels) Assessed Value $ Cumulative % (1) Business Description Capri W. Canterra (1) 40,084,738$ 20.1% Multi Family Dwelling (Canterra Apts & Vacant land) Sunrise IV Carlotta SL (1) 28,875,668$ 14.5%Senior Citizens Assisted Living Center(The Fountains) Time Warner Entertainment Advance (8) 28,366,997$ 14.2% Cable Operator (Commercial Office Buildings) Burrtec Waste & Recycling (1) 12,178,259$ 6.1% Refuse Collection Base / Industrial Offices Business Park of the Desert (13) 9,014,141$ 4.5% Industrial / Commercial Business Park SAG Palm Desert (1) 8,676,780$ 4.4% Industrial / Commercial Business Park Northern Trust Bank of California (8) 7,879,580$ 4.0% Industrial / Commercial Business Park Desert Properties LLC (5) 6,687,912$ 3.4% Industrial Offices & Parking Lot Melanie Place (1) 6,386,327$ 3.2% Industrial / Commercial Business Park SMG 17 (1) 6,299,054$ 3.2% Business / Commercial Offices 43100 Cook St (1) 5,565,852$ 2.8% Business / Commercial Offices Cook St. Office (1) 5,195,704$ 2.6%Business / Commercial Offices (Corner of Cook/Hovley St) Entravision Communications Corp (2) 4,856,864$ 2.4% KUNA-TV / Commercial Offices Lakeside Investment Properties (5) 4,746,902$ 2.4% Mix Use Industrial/Commercial Buildings/Stores Veridian (1) 4,573,680$ 2.3% Vacant Commercial Land Desert Art Properties (1) 4,319,463$ 2.2% Industrial / Commercial Business Park Rancho Vista Apts (7) 4,150,675$ 2.1% Multi Family Dwellings (Rancho Vista Apts) Stor N Lock Partners 16 (1) 3,932,243$ 2.0% Storage Facility (Stor-n-Lock) Eclectic Associates (1) 3,800,047$ 1.9% Business / Commercial Offices WR XVIII (1) 3,764,726$ 1.9% Golf Course / Country Club Total Net Assessed Value 199,355,612$ 100% (1) Cumulative represents only the top twenty properties. Source: Muniservices LLC and Riverside County Assessor 2010/2011 Combined Tax Rolls & City of Palm Desert Redevelopment Agency 214 City of Palm Desert RDA Project Area #4 FY 2011 Top Twenty Property Taxpayers Owner (Number of Parcels) Assessed Value $ Cumulative % (1) Business Description Ashford Park Holdings (1) 29,223,036$ 20.9% Multi-Family Dwellings (Desert Oasis Apts) Indian Ridge Country Club Inc. (29) 27,639,637$ 19.7% Indian Ridge Golf Course & Homes (Private) Sure Save Storage Palm Desert (2) 13,217,561$ 9.4% Storage Facility Palm Desert SPE (4) 12,505,531$ 8.9% Multi-Family Dwellings (Palm Desert Apts) PD Villas on the Green (1) 8,067,156$ 5.8%Multi-Family Dwellings (Villas on the Green, 55+Apts) CT Woodhaven (4) 6,827,038$ 4.9% Golf Course / Country Club PDCC Development LLC (17) 6,494,250$ 4.6% Single-Family Dwellings Condos (Desert Breezes) SR Mutual Investment Corp. (7) 6,098,881$ 4.4% Residential ,Condo's-PD Resort C.C. First Interstate Bank of California (1) 3,698,732$ 2.6% Multi-Family Dwellings (Royal Palms Apts) Royal Palms Realty LLC (43) 3,285,761$ 2.3% Multiple Singe Family Residences (PDCC) Edward R. Chiuminatta (2) 2,517,000$ 1.8% 2 Single Family Residences (Indian Ridge C.C.) Dennis L. McGuire (2) 2,515,000$ 1.8% 2 Single Family Residences (Indian Ridge C.C.) Peggy M. Hoffman (2) 2,467,000$ 1.8% 2 Single Family Residences (Indian Ridge C.C.) MLK (1) 2,406,582$ 1.7% Business / Commercial Offices Denver Braden (2) 2,392,550$ 1.7% 2 Single Family Residences (Indian Ridge C.C.) Villa Del Sol (2) 2,369,000$ 1.7% Multi-Family Dwellings (Villa Del Sol Apts) Robert Allen (2) 2,268,000$ 1.6% 2 Single Family Residences (Indian Ridge C.C.) Mobil Oil Corp (2) 2,231,582$ 1.6% Mobil Gas Station/Car wash Ronald E Brown 1,996,327$ 1.4% Single Family Residence (Indian Ridge C.C.) Joann E Jacobs 1,769,000$ 1.3% Single Family Residence (Indian Ridge C.C.) Total Net Assessed Value 139,989,624$ 100% (1) Cumulative represents only the top twenty properties. Source: Muniservices LLC and Riverside County Assessor 2010/2011 Combined Tax Rolls & City of Palm Desert Redevelopment Agency 215 City of Palm Desert Project Area Statistics June 30, 2011 Description RDA 1 Original RDA 1 Annex RDA 2 RDA 3 RDA 4 Date Project Area was Established July 16, 1975 November 25, 1981 July 15, 1987 July 17, 1991 July 19, 1993 Most Recent Amendment Date December 9, 2004 December 9, 2004 December 9, 2004 December 9, 2004 December 9, 2004 Effectiveness of Plan (Project Duration)July 16, 2016 November 25, 2022 July 15, 2028 July 17, 2032 July 19, 2034 Repayment of Indebtedness July 16, 2026 November 25, 2032 July 15, 2038 July 17, 2042 July 19, 2044 Last Date to incur indebtedness Eliminated Eliminated Eliminated Eliminated Eliminated Eminent Domain July 16, 1987 November 25, 1993 July 15, 1999 July 17, 2003 July 19, 2005 800,000,000$ 1,548,428,449$ 150,000,000$ 287,796,915$ Types of Area in Project R, C, P R, C, P R, C, P, O R, I, C, P R, I, C, P Acreage Size of Project Area 580 5,240 2,927 764 2,260 R = Residential, C= Commercial, P= Public Facilities, I= Industrial, O= Other (1) Top figures are unadjusted limits and bottom figures are adjusted limits per Consumers Price Index set by the Bureau of Labor Statistics for RDA 2. Source: Palm Desert Redevelopment Agency Bonded Debt Limits (1) none 200,000,000$ 100,000,000$ 135,000,000$ Redevelopment Plan Limitations: Tax Increment Limit (1) 758,000,000$ 500,000,000$ 360,000,000$ 600,000,000$ 216 City of Palm Desert Redevelopment Agency Tax Allocation Bond Issue Information June 30, 2011 DESCRIPTION $22,070,000 Tax Allocation Bonds $19,000,000 Tax Allocation Bonds $24,945,000 Tax Allocation Bonds $62,300,000 Tax Allocation Revenue $32,600,000 Tax Allocation Revenue Years 28 27 21 24 11 Bond Issue Date 03/13/02 08/05/03 06/24/04 07/06/06 01/09/07 Final Maturity Date 04/01/30 04/01/30 04/01/25 04/01/30 04/01/18 Highest Interest Rate 5.100% 5.000% 5.000% 5.820% 5.000% Bond Issue Amount 22,070,000$ 19,000,000$ 24,945,000$ 62,320,000$ 32,600,000$ Outstanding Bond Amount 22,070,000$ 19,000,000$ 18,700,000$ 51,550,000$ 22,795,000$ Call Premium 0 - 2.00% 0.00% 0.00% 0.00% 0.00% Bond Insurer MBIA MBIA AMBAC MBIA MBIA Reserve Requirement (1) 2,804,344 950,000 2,430,750 13,117,662 13,116,979 Reserve Balance (1) (1) (1) (1) (1) (1) Called Bonds -$ -$ -$ -$ -$ Principle due 11/12 - 0 1,050,000 2,450,000 2,870,000 Interest Due 11/12 1,114,665 950,000 876,213 2,714,634 1,083,500 Arbritage Yield Rate 5.2939% 4.8571% 4.7961% 4.7182% 3.8374% Arbritage-Amount Owed - - - - - Arbritage Five Year Due Date: 04/13/12 08/05/13 06/24/14 07/06/11 01/09/12 DESCRIPTION $17,310,000 Tax Allocation Revenue Bonds $15,745,000 Tax Allocation Revenue Bonds $67,600,000 Tax Allocation Revenue Bonds $4,745,000 Tax Allocation Bonds $15,050,000 Tax Allocation Revenue Years 20 30 30 30 35 Bond Issue Date 07/17/02 03/26/03 07/25/06 08/05/03 07/25/06 Final Maturity Date 08/01/22 08/01/33 08/01/36 04/01/33 04/01/41 Highest Interest Rate 5.000% 5.00% 6.10% 5.13% 6.10% Bond Issue Amount 17,310,000$ 15,745,000$ 67,618,213$ 4,745,000$ 15,059,526$ Outstanding Bond Amount 11,940,000$ 15,745,000$ 58,928,942$ 3,915,000$ 15,704,358$ Call Premium 0 - 2.00% 1 - 2.00% 0.00% 2.00% 0.00% Bond Insurer MBIA MBIA AMBAC MBIA MBIA Reserve Requirement (1) 1,324,750 769,006 5,309,825 297,953 1,034,250 Reserve Balance (1) (1) (1) (1) (1) (1) Called Bonds -$ -$ -$ -$ Principle due 11/12 760,000 - 1,720,000 110,000 205,000 Interest Due 11/12 548,638 769,006 2,200,570 186,225 562,141 Arbritage Yield Rate 4.7043% 4.9502% 5.2580% 4.9358% 5.3626% Arbritage-Amount Owed - - - - - Arbritage Five Year Due Date: 07/17/12 03/26/13 07/25/11 08/05/13 07/25/11 HOUSING FUND DESCRIPTION $11,020,000 Tax Allocation Revenue Bonds $15,695,000 Tax Allocation Revenue Bonds $19,273,089 Tax Allocation Revenue $48,760,000 Tax Allocation Revenue Bonds $12,100,000 Tax Allocation Revenue Bonds $86,155,000 Tax Allocation Revenue Years 30 30 28 30 30 20 Bond Issue Date 03/01/98 11/28/01 07/25/06 01/01/98 09/05/02 02/07/07 Final Maturity Date 10/01/28 10/01/31 10/01/34 10/01/27 10/01/31 10/01/27 Highest Interest Rate 5.00% 4.80% 5.56% 5.10% 4.90% 5.00% Bond Issue Amount 11,020,000$ 15,695,000$ 19,273,089$ 48,760,000$ 12,100,000$ 86,155,000$ Outstanding Bond Amount 8,225,000$ 13,575,000$ 19,578,062$ 1,535,000$ 10,050,000$ 74,950,000$ Call Premium 0 - 2.00% 0 - 2.00% 0.00% 0 - 2.00% 1 - 2.00% 0.00% Bond Insurer MBIA MBIA MBIA MBIA MBIA MBIA Reserve Requirement (1) 768,020 482,890 3,740,843 572,500 767,625 7,887,224 Reserve Balance (1) (1) (1) (1) (1) (1) (1) Called Bonds -$ -$ -$ -$ -$ -$ Principle due 11/12 135,000 325,000 570,000 1,535,000 295,000 3,265,000 Interest Due 11/12 420,635 628,011 657,612 38,375 470,201 3,478,438 Arbritage Yield Rate 5.2271% 4.9464% 5.1111% 5.1343% 4.8290% 4.1830% Arbritage-Amount Owed - - - - - - Arbritage Five Year Due Date: 10/01/12 11/28/11 07/25/11 10/01/12 09/05/12 02/07/12 (1) A surety bond was issued by MBIA Insurance, future reserve balance's will be zero. Source: City of Palm Desert and Redevelopment Agency PROJECT AREA #1 PROJECT AREA #3 PROJECT AREA #4 PROJECT AREA #2 217 City of Palm Desert FY 2010/2011 Breakdown of Basic 1% Property Tax Levy Rates Redevelopment Project Areas Rate Taxing Agency RDA 1 Original RDA 1 1982 Annex RDA 2 RDA 3 RDA 4 County General 28.40860522% 28.27889425% 26.32466050% 25.5052249% 21.91597139% County Library 2.75062310% 2.89619776% 2.95731980% 2.8158860% 2.82912979% County Fire 5.92127143% 6.23465071% 6.36622293% 6.0617622% 6.09027026% City of Indian Wells Annex 0.00000000% 0.00007617% 0.00000000% 0.00000000%0.00000000% Supervisor Road District 4 0.00000000% 0.00000630% 0.00000000% 0.00000000%0.00000000% City of Palm Desert 0.00000000% 2.32820687%5.21695427% 4.32799289% 8.67577210% Rancho Mirage Library 0.00000000% 0.02961138% 0.00000000% 0.00000000% 0.00000000% Rancho Mirage Fire Asmt.0.00000000% 0.01375547% 0.00000000% 0.00000000% 0.00000000% Desert Sands Unified School District 36.51879189%36.94526243% 22.06223400% 37.38525297% 37.56105155% Palm Springs Unified School District 0.00000000% 0.00000000%12.52222627%0.00000000% 0.00000000% Desert Community College 7.58846852% 8.05866692%8.15869977% 7.76851690% 7.80504966% County Superintendent of Schools 4.12851436%4.38432769% 4.43875100% 4.22647025% 4.24634836% Riverside County Reg Park & Open Space 0.42971253%0.42750168% 0.39820492% 0.38580430% 0.44199124% Coachella Valley Public Cemetary 0.34271099%0.30068113% 0.20704545% 0.35084215% 0.35249582% Palm Springs Public Cemetary 0.00000000%0.000291039 0.07425602%0.00000000% 0.00000000% Desert Hospital 2.01318734% 1.25732067% 1.76729033% 1.11626899%0.00000000% Coachella Valley Mosquito & Vector Control 1.38093124%1.46649920% 1.48470411% 1.41369571% 1.42034671% Coachella Valley Recreation & Park 2.08861703% 1.83246098% 1.26180664% 2.13817363% 2.14823011% Coachella Valley Water District 2.75905645% 2.92939465% 2.96638710% 2.82451917% 2.88206601% Coachella Valley Resource Cons.0.00000000%0.02200202% 0.03802971% 0.07262428% 0.03637933% Coachella Valley Imp District 80 2.17676493% 0.97366089%0.00000000%0.03135070% 0.00246580% Coachella Valley Water District Storm Water Unit 3.49274496% 1.59171892% 3.75520718% 3.57561492% 3.59243186% ERAF RDV 0.00000000% 0.00000000% 0.00000000% 0.00000000% 0.00000000% General Purpose Basic 1% Rate 100.00000000% 100.00000000% 100.00000000% 100.00000000% 100.00000000% Source: City of Palm Desert Redevelopment Agency, Tax Increment Calculations & County of Riverside 218 City of Palm Desert Historical Tax Increment Summary Redevelopment Project Area #1 - Original Last Ten Fiscal Years FY 2011 2010 2009 2008 2007 Secured/Unsecured 9,378,370$ 9,559,527$ 9,587,028$ 9,112,173$ 8,618,586$ Supplemental 126,342 110,042 30,362 330,285 255,077 SBE (Utility)339,871 330,667 361,150 362,009 358,243 Total Gross Increment 9,844,583 10,000,236 9,978,539 9,804,467 9,231,907 Low/Mod Housing Set Aside (1,968,917) (2,000,047) (1,995,708) (1,960,893) (1,829,832) Tax Increment Less Low/Mod 7,875,666 8,000,189 7,982,832 7,843,574 7,402,075 Total Pass-Throughs (838,722) (850,953) (885,352) (841,237) (724,021) SB 2557 Charges (101,933) (119,449) (92,168) (86,539) (82,749) Net Tax Increment Agency (2)6,935,011$ 7,029,786$ 7,005,311$ 6,915,798$ 6,595,305$ FY 2006 2005 2004 2003 2002 Secured/Unsecured 7,996,533$ 7,406,602$ 6,934,754$ 6,503,515$ 6,360,760$ Supplemental 817,902 200,879 151,075 49,849 104,267 SBE (Utility)280,131 300,931 297,098 288,489 285,323 Total Gross Increment 9,094,566 7,908,412 7,382,927 6,841,853 6,750,350 Low/Mod Housing Set Aside (1,803,116) (1,561,352) (1,455,810) (1,348,011) (1,328,643) Tax Increment Less Low/Mod 7,291,450 6,347,059 5,927,117 5,493,842 5,421,707 Total Pass-Throughs (1)(830,846) (279,854) (316,366) (696,443) (922,984) SB 2557 Charges (78,987) (101,653) (103,877) (101,797) (107,137) Net Tax Increment Agency (2)6,381,617$ 5,965,552$ 5,506,874$ 4,695,602$ 4,391,586$ (1) RDA Project Area 1 does not have Total Pass-Throughs with the exception of FY 1991/92. (2) Net Tax Increment Agency does not include Debt Service payments. Source: City of Palm Desert Redevelopment Agency, Tax Increment Calculations & County of Riverside $0 $1,500,000 $3,000,000 $4,500,000 $6,000,000 $7,500,000 $9,000,000 2011 2010 2009 2008 2007 4.86%3.35% Percentage represents change from prior year. 1.29%.35%-1.35% 219 City of Palm Desert Historical Tax Increment Summary Redevelopment Project Area # 1 - Amended Last Ten Fiscal Years FY 2011 2010 2009 2008 2007 Secured/Unsecured 39,345,895$ 40,394,226$ 42,187,053$ 40,030,758$ 36,240,089$ Supplemental 521,948 1,501,116 310,030 2,644,698 3,587,825 SBE (Utility)311,964 295,078 320,911 280,014 255,476 Total Gross Increment 40,179,806 42,190,420 42,817,994 42,955,470 40,083,390 Low/Mod Housing Set Aside (8,035,961) (8,438,084) (8,563,599) (8,591,094) (7,949,224) Tax Increment Less Low/Mod 32,143,845 33,752,336 34,254,395 34,364,376 32,134,166 Total Pass-Throughs (18,838,888) (19,409,560) (20,165,002) (20,349,225) (18,869,733) SB 2557 Charges (415,966) (491,441) (391,166) (368,824) (337,271) Net Tax Increment Agency (1)12,888,990$ 13,851,336$ 13,698,227$ 13,646,327$ 12,927,162$ FY 2006 2005 2004 2003 2002 Secured/Unsecured 31,237,832$ 27,778,894$ 25,247,194$ 22,967,677$ 19,826,224$ Supplemental 5,644,432 1,502,190 886,454 910,786 2,011,351 SBE (Utility)167,752 142,166 144,829 136,296 134,804 Total Gross Increment 37,050,016 29,423,250 26,278,477 24,014,759 21,972,379 Low/Mod Housing Set Aside (7,350,269) (5,811,002) (5,182,761) (4,733,721) (4,330,166) Tax Increment Less Low/Mod 29,699,746 23,612,248 21,095,716 19,281,038 17,642,213 Total Pass-Throughs (17,382,480) (13,463,639) (11,740,730) (10,523,374) (9,583,446) SB 2557 Charges (298,669) (368,240) (364,672) (346,155) (321,551) Net Tax Increment Agency (1)12,018,598$ 9,780,369$ 8,990,314$ 8,411,509$ 7,737,217$ (1) Data for SB 2557 Charges is available from FY 1990/91. (1) Net Tax Increment Agency does not include Debt Service payments. Source: City of Palm Desert Redevelopment Agency, Tax Increment Calculations & County of Riverside $12,400,000 $12,600,000 $12,800,000 $13,000,000 $13,200,000 $13,400,000 $13,600,000 $13,800,000 $14,000,000 2011 2010 2009 2008 2007 Percentage represents change from prior year. 5.56% 33.68% .38% 1.12% -6.95% 220 City of Palm Desert Historical Tax Increment Summary Redevelopment Project Area # 2 Last Ten Fiscal Years FY 2011 2010 2009 2008 2007 Secured/Unsecured 15,199,013$ 17,726,474$ 19,400,296$ 17,779,922$ 15,816,298$ Supplemental 136,222 958,429 216,957 1,121,602 1,332,272 SBE (Utility)99,809 93,124 101,056 81,421 70,380 Total Gross Increment 15,435,043 18,778,027 19,718,309 18,982,945 17,218,950 Low/Mod Housing Set Aside (3,087,009) (3,755,605) (3,943,662) (3,796,589) (3,414,421) Tax Increment Less Low/Mod 12,348,035 15,022,421 15,774,648 15,186,356 13,804,529 Total Pass-Throughs (4,643,546) (7,331,058) (7,665,640) (7,598,015) (6,846,307) SB 2557 Charges (160,467) (215,165) (179,911) (163,443) (146,845) Net Tax Increment Agency (1)7,544,021$ 7,476,199$ 7,929,096$ 7,424,898$ 6,811,376$ FY 2006 2005 2004 2003 2002 Secured/Unsecured 13,756,558$ 12,629,958$ 11,717,869$ 10,422,746$ 8,575,348$ Supplemental 1,553,145 698,023 812,847 548,517 257,896 SBE (Utility)39,774 23,747 25,689 22,768 22,519 Total Gross Increment 15,349,478 13,351,728 12,556,405 10,994,031 8,855,763 Low/Mod Housing Set Aside (3,043,663) (2,636,969) (2,477,550) (2,167,507) (1,743,454) Tax Increment Less Low/Mod 12,305,815 10,714,759 10,078,855 8,826,524 7,112,309 Total Pass-Throughs (6,072,950) (5,459,600) (4,683,769) (4,320,158) (3,296,575) SB 2557 Charges (131,163) (166,884) (168,655) (156,494) (138,491) Net Tax Increment Agency (1)6,101,702$ 5,088,275$ 5,226,431$ 4,349,872$ 3,677,242$ (1) Net Tax Increment Agency does not include Debt Service payments. Source: City of Palm Desert Redevelopment Agency, Tax Increment Calculations & County of Riverside $0 $1,500,000 $3,000,000 $4,500,000 $6,000,000 $7,500,000 $9,000,000 $10,500,000 2011 2010 2009 2008 2007 Percentage represents change from prior year. 9.01%6.79% 11.63%-5.71%.91% 221 City of Palm Desert Historical Tax Increment Summary Redevelopment Project Area #3 Last Ten Fiscal Years FY 2011 2010 2009 2008 2007 Secured/Unsecured 4,272,249$ 4,537,360$ 4,499,995$ 3,924,542$ 3,402,301$ Supplemental 7,421 301,307 236,572 454,199 185,346 SBE (Utility)14,393 12,900 13,956 9,990 6,910 Total Gross Increment 4,294,063 4,851,567 4,750,524 4,388,731 3,594,557 Low/Mod Housing Set Aside (858,813) (970,313) (950,105) (877,746) (712,606) Tax Increment Less Low/Mod 3,435,251 3,881,254 3,800,419 3,510,985 2,881,951 Total Pass-Throughs (1,983,494) (2,213,071) (2,214,109) (2,173,895) (1,806,340) SB 2557 Charges (1)(44,962) (54,958) (42,288) (36,007) (31,526) Net Tax Increment Agency 1,406,795$ 1,613,225$ 1,544,022$ 1,301,083$ 1,044,084$ FY 2006 2005 2004 2003 2002 Secured/Unsecured 2,858,918$ 2,137,750$ 2,040,874$ 1,359,556$ 1,204,009$ Supplemental 607,706 261,674 150,716 79,744 130,497 SBE (Utility)3,147 763 1,001 731 723 Total Gross Increment 3,469,772 2,400,187 2,192,591 1,440,031 1,335,229 Low/Mod Housing Set Aside (688,513) (474,397) (432,653) (283,930) (263,165) Tax Increment Less Low/Mod 2,781,259 1,925,790 1,759,938 1,156,101 1,072,064 Total Pass-Throughs (1,750,650) (1,197,599) (899,766) (448,489) (183,986) SB 2557 Charges (1)(27,207) (28,204) (29,324) (20,379) (19,405) Net Tax Increment Agency (2)1,003,402$ 699,987$ 830,848$ 687,233$ 868,673$ (1) Data for SB 2557 Charges is available from FY 1993/94. Source: City of Palm Desert Redevelopment Agency, Tax Increment Calculations & County of Riverside $0 $300,000 $600,000 $900,000 $1,200,000 $1,500,000 $1,800,000 $2,100,000 2011 2010 2009 2008 2007 Percentage represents change from prior year. 24.61% 4.05% 18.67%-6.43% -2.62% 222 City of Palm Desert Historical Tax Increment Summary Redevelopment Project Area # 4 Last Ten Fiscal Years FY 2011 2010 2009 2008 2007 Secured/Unsecured 11,919,873$ 12,923,345$ 13,712,549$ 13,518,052$ 12,117,535$ Supplemental 93,893 308,182 140,937 1,013,384 1,296,818 SBE (Utility)59,275 54,666 59,245 43,558 34,914 Total Gross Increment 12,073,042 13,286,193 13,912,731 14,574,994 13,449,266 Low/Mod Housing Set Aside (2,414,608) (2,657,239) (2,782,546) (2,914,999) (2,667,385) Tax Increment Less Low/Mod 9,658,434 10,628,955 11,130,185 11,659,995 10,781,881 Total Pass-Throughs (6,744,173) (7,400,665) (7,784,441) (8,032,775) (7,426,842) SB 2557 Charges (1)(125,648) (156,747) (127,300) (124,107) (112,342) Net Tax Increment Agency 2,788,613$ 3,071,543$ 3,218,444$ 3,503,113$ 3,242,697$ FY 2006 2005 2004 2003 2002 Secured/Unsecured 10,483,484$ 9,017,457$ 8,044,541$ 7,275,223$ 6,205,401$ Supplemental 2,197,486 694,864 318,307 411,994 854,021 SBE (Utility)15,009 2,036 3,641 1,952 1,930 Total Gross Increment 12,695,978 9,714,357 8,366,489 7,689,169 7,061,353 Low/Mod Housing Set Aside (2,519,237) (1,919,081) (1,650,181) (1,516,029) (1,392,274) Tax Increment Less Low/Mod 10,176,742 7,795,276 6,716,308 6,173,140 5,669,078 Total Pass-Throughs (6,778,536) (5,145,220) (3,569,212) (3,863,556) (3,747,180) SB 2557 Charges (1)(99,794) (118,954) (115,583) (109,024) (99,981) Net Tax Increment Agency 3,298,411$ 2,531,102$ 3,031,513$ 2,200,560$ 1,821,917$ (1) Data for SB 2557 Charges is available from FY 1995/96. Source: City of Palm Desert Redevelopment Agency, Tax Increment Calculations & County of Riverside $0 $750,000 $1,500,000 $2,250,000 $3,000,000 $3,750,000 $4,500,000 $5,250,000 2011 2010 2009 2008 2007 Percentage represents change from prior year. 8.03%-1.69%-8.13%-4.56%-9.21% 223 City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 1 - Original Last Ten Fiscal Years FY 2011 2010 2009 2008 2007 Secured: (1) Land 246,861,736$ 249,715,896$ 241,759,729$ 233,208,647$ 216,759,847$ Improvements 610,067,877 613,769,221 610,061,698 584,395,005 552,604,613 Personal Property 3,127,559 3,399,575 5,000,717 4,856,393 6,825,265 Penalty 0 0 0 0 0 Less Other Exempt (895,957) (898,089) (455,200) (1,570,949) (760,295) Less Home Owner Value (61,600) (49,000) (70,000) (63,000) (70,000) Less B Inv. Value 0 0 0 0 0 Total Net Assessed Taxable Secured Value 859,099,615 865,937,603 856,296,944 820,826,096 775,359,430 Unsecured: Land 99 99 1,267 1,245 1,220 Improvements 57,617,429 63,627,182 69,008,584 60,185,535 56,536,963 Personal Property 48,607,315 53,892,307 60,792,341 57,684,012 57,404,440 Penalty 0 0 0 0 0 Less Other Exempt (63,954) (68,471) (66,749) (56,785) (32,652) Total Net Assessed Taxable Unsecured Value 106,160,889 117,451,117 129,735,443 117,814,007 113,909,971 Total Net Assessed Taxable Value 965,260,504$ 983,388,720$ 986,032,387$ 938,640,103$ 889,269,401$ FY 2006 2005 2004 2003 2002 Secured: (1) Land 209,051,600$ 193,066,855$ 180,571,588$ 175,028,644$ 171,440,095$ Improvements 515,092,610 468,555,559 430,563,506 403,984,613 389,716,686 Personal Property 7,420,696 4,909,559 2,970,008 3,290,180 3,824,393 Penalty 0 0 0 0 2,536 Less Other Exempt (610,338) (730,777) (100) 0 0 Less Home Owner Value (70,000) (70,000) (77,000) (75,600) (70,000) Less B Inv. Value 0 0 0 0 0 Total Net Assessed Taxable Secured Value 730,884,568 665,731,196 614,028,002 582,227,837 564,913,710 Unsecured: Land 396 156,701 174,128 201,461 229,626 Improvements 48,736,306 51,133,704 52,581,364 48,916,729 52,533,594 Personal Property 47,480,402 51,093,465 54,158,601 46,472,846 44,331,125 Penalty 0 0 0 0 1,592,700 Less Other Exempt (32,573) (39,043) (57,842) (57,121) (58,570) Total Net Assessed Taxable Unsecured Value 96,184,531 102,344,827 106,856,251 95,533,915 98,628,475 Total Net Assessed Taxable Value 827,069,099$ 768,076,023$ 720,884,253$ 677,761,752$ 663,542,185$ (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations & City of Palm Desert Redevelopment Agency 224 City of Palm Desert Change in Taxable Values Redevelopment Project Area # 1 - Original 2011 versus 2010 FY 2011 2010 % Change Secured: (1) Land 246,861,736$ 249,715,896$ -1.1% Improvements 610,067,877$ 613,769,221$ -0.6% Personal Property 3,127,559$ 3,399,575$ -8.0% Penalty 0$ 0$ 0.0% Less Other Exempt (895,957)$ (898,089)$ -0.2% Less Home Owner Value (61,600)$ (49,000)$ 25.7% Total Net Assessed Taxable Secured Value 859,099,615$ 865,937,603$ -0.8% Unsecured: Land 99$ 99$ 0.0% Improvements 57,617,429$ 63,627,182$ -9.4% Personal Property 48,607,315$ 53,892,307$ -9.8% Penalty 0$ 0$ 0.0% Less Other Exempt (63,954)$ (68,471)$ -6.6% Total Net Assessed Taxable Unsecured Value 106,160,889$ 117,451,117$ -9.6% Total Net Assessed Taxable Value 965,260,504$ 983,388,720$ -1.8% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations & City of Palm Desert Redevelopment Agency 225 City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 1 - Amended Last Ten Fiscal Years FY 2011 2010 2009 2008 2007 Secured: (1) Land 1,520,035,284$ 1,556,322,273$ 1,646,837,956$ 1,548,363,317$ 1,404,883,142$ Improvements 3,064,294,006 3,138,650,280 3,216,329,372 3,098,549,660 2,848,708,294 Personal Property 3,304,016 2,462,676 4,295,752 4,850,231 5,159,912 Penalty 0 0 0 0 0 Less Other Exempt (89,778,462) (86,825,212) (86,439,305) (84,042,297) (71,117,424) Less Home Owner Value (29,088,641) (29,699,188) (30,414,878) (30,606,235) (30,941,142) Less B Inv. Value 0 0 0 Total Net Assessed Taxable Secured Value 4,468,766,203 4,580,910,829 4,750,608,897 4,537,114,676 4,156,692,782 Unsecured: Land 262,619 623 56,456 714 781 Improvements 31,662,152 33,207,261 37,501,662 36,438,840 38,277,529 Personal Property 64,035,933 59,544,019 67,485,677 62,971,014 57,326,123 Penalty 0 0 0 0 0 Less Other Exempt (3,119,713) (7,874,926) (11,366,822) (7,990,591) (3,164,410) Total Net Assessed Taxable Unsecured Value 92,840,991 84,876,977 93,676,973 91,419,977 92,440,023 Total Net Assessed Taxable Value 4,561,607,194$ 4,665,787,806$ 4,844,285,870$ 4,628,534,653$ 4,249,132,805$ 2006 2005 2004 2003 2002 Secured: (1) Land 1,221,817,819$ 1,099,974,404$ 1,037,831,772$ 964,043,115$ 887,797,124$ Improvements 2,548,978,946 2,322,285,503 2,109,457,532 1,966,604,300 1,742,745,364 Personal Property 5,081,062 4,080,748 3,722,255 4,822,804 4,009,942 Penalty 0 0 0 0 31,999 Less Other Exempt (75,212,626) (72,356,678) (50,011,055) (50,251,474) (55,711,920) Less Home Owner Value (30,902,546) (31,114,156) (30,819,292) (28,898,212) (28,025,997) Less B Inv. Value 0 0 0 0 0 Total Net Assessed Taxable Secured Value 3,669,762,655 3,322,869,821 3,070,181,212 2,856,320,533 2,550,846,512 Unsecured: Land 0 1,449 9,581 135,778 143,855 Improvements 33,710,842 33,165,394 32,087,933 29,960,052 26,976,720 Personal Property 51,779,049 53,234,502 56,477,588 46,150,607 42,134,507 Penalty 0 0 0 0 494,612 Less Other Exempt (6,306,859) (6,430,836) (8,791,155) (8,632,424) (9,613,037) Total Net Assessed Taxable Unsecured Value 79,183,032 79,970,509 79,783,947 67,614,013 60,136,657 Total Net Assessed Taxable Value 3,748,945,687$ 3,402,840,330$ 3,149,965,159$ 2,923,934,546$ 2,610,983,169$ (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations & City of Palm Desert Redevelopment Agency 226 City of Palm Desert Change in Taxable Value Redevelopment Project Area # 1 - Amended 2011 versus 2010 FY 2011 2010 % Change Secured: (1) Land 1,520,035,284$ 1,556,322,273$ -2.3% Improvements 3,064,294,006$ 3,138,650,280$ -2.4% Personal Property 3,304,016$ 2,462,676$ 34.2% Penalty 0$ 0$ 0.0% Less Other Exempt (89,778,462)$ (86,825,212)$ 3.4% Less Home Owner Value (29,088,641)$ (29,699,188)$ -2.1% Total Net Assessed Taxable Secured Value 4,468,766,203$ 4,580,910,829$ -2.4% Unsecured: Land 262,619$ 623$ 42053.9% Improvements 31,662,152$ 33,207,261$ -4.7% Personal Property 64,035,933$ 59,544,019$ 7.5% Penalty 0$ 0$ 0.0% Less Other Exempt (3,119,713)$ (7,874,926)$ -60.4% Total Net Assessed Taxable Unsecured Value 92,840,991$ 84,876,977$ 9.4% Total Net Assessed Taxable Value 4,561,607,194$ 4,665,787,806$ -2.2% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations & City of Palm Desert Redevelopment Agency 227 City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 2 Last Ten Fiscal Years FY 2011 2010 2009 2008 2007 Secured: (1) Land 516,275,626$ 566,073,734$ 633,335,921$ 587,058,715$ 521,340,003$ Improvements 1,075,692,278 1,268,066,132 1,367,855,491 1,276,315,674 1,137,488,315 Personal Property 2,702,362 670,711 866,004 590,836 6,592,802 Penalty (2)0 0 0 Less Other Exempt (10,401,200) (8,919,361) (7,964,045) (9,550,463) (7,655,384) Less Home Owner Value (3,750,600) (3,673,600) (3,724,000) (3,735,200) (3,752,000) Less B Inv. Value 0 0 0 Total Net Assessed Taxable Secured Value 1,580,518,466 1,822,217,616 1,990,369,371 1,850,679,562 1,654,013,736 Unsecured: Land 0 0 2,542 0 0 Improvements 9,474,802 14,071,375 18,201,638 5,343,621 6,215,099 Personal Property 28,314,673 34,842,003 29,865,376 20,391,298 19,806,418 Penalty 0 0 0 0 0 Total Net Assessed Taxable Unsecured Value 37,789,475 48,913,378 48,069,556 25,734,919 26,021,517 Total Net Assessed Taxable Value 1,618,307,941$ 1,871,130,994$ 2,038,438,927$ 1,876,414,481$ 1,680,035,253$ FY 2006 2005 2004 2003 2002 Secured: (1) Land 414,088,670$ 377,500,739$ 338,504,943$ 298,852,366$ 268,700,076$ Improvements 1,043,768,419 964,730,831 915,313,076 830,436,695 675,455,198 Personal Property 6,930,907 8,309,969 7,136,535 7,539,988 6,840,530 Penalty (2)0 0 0 0 0 Less Other Exempt (3,292,024) (3,133,357) (2,979,597) (2,823,135) (2,767,781) Less Home Owner Value (3,752,000) (3,689,000) (3,316,600) (2,853,200) (2,639,000) Less B Inv. Value 0 0 0 0 0 Total Net Assessed Taxable Secured Value 1,457,743,972 1,343,719,182 1,254,658,357 1,131,152,714 945,589,023 Unsecured: Land 0 0 0 0 0 Improvements 4,187,472 3,853,947 4,482,615 2,799,545 2,910,472 Personal Property 12,129,847 13,891,105 11,486,746 7,626,600 8,438,055 Penalty 0 0 0 0 115,676 Total Net Assessed Taxable Unsecured Value 16,317,319 17,745,052 15,969,361 10,426,145 11,464,203 Total Net Assessed Taxable Value 1,474,061,291$ 1,361,464,234$ 1,270,627,718$ 1,141,578,859$ 957,053,226$ (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations & City of Palm Desert Redevelopment Agency 228 City of Palm Desert Change in Taxable Value Redevelopment Project Area # 2 2011 versus 2010 FY 2011 2010 % Change Secured: (1) Land 516,275,626$ 566,073,734$ -8.8% Improvements 1,075,692,278$ 1,268,066,132$ -15.2% Personal Property 2,702,362$ 670,711$ 302.9% Penalty 0$ 0$ 0.0% Less Other Exempt (10,401,200)$ (8,919,361)$ 16.6% Less Home Owner Value (3,750,600)$ (3,673,600)$ 2.1% Less B Inv. Value 0$ 0$ 0.0% Total Net Assessed Taxable Secured Value 1,580,518,466 1,822,217,616 -13.3% Unsecured: Land 0$ 0$ 0.0% Improvements 9,474,802$ 14,071,375$ -32.7% Personal Property 28,314,673$ 34,842,003$ -18.7% Penalty 0$ 0$ 0.0% Total Net Assessed Taxable Unsecured Value 37,789,475 48,913,378 -22.7% Total Net Assessed Taxable Value 1,618,307,941$ 1,871,130,994$ -13.5% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations & City of Palm Desert Redevelopment Agency 229 City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 3 Last Ten Fiscal Years FY 2011 2010 2009 2008 2007 Secured: (1) Land 123,088,378$ 125,790,120$ 134,147,217$ 119,422,958$ 114,253,170$ Improvements 392,221,646 424,745,043 418,977,238 375,240,496 333,347,161 Personal Property 3,523,812 5,011,721 3,308,454 3,629,771 3,893,071 Penalty 0 0 0 0 0 Less Other Exempt (20,749,611) (20,847,823) (20,782,445) (19,251,214) (19,311,510) Less Home Owner Value (2,303,000) (2,371,600) (2,331,000) (2,203,600) (2,206,400) Total Net Assessed Taxable Secured Value 495,781,225 532,327,461 533,319,464 476,838,411 429,975,492 Unsecured: Land 0 0 0 0 0 Improvements 8,768,007 14,220,568 18,796,505 17,795,034 13,109,332 Personal Property 70,315,349 54,874,036 45,622,109 45,542,975 44,899,884 Penalty 0 0 0 0 0 Less Other Exempt (419,433) (534,431) (549,632) (402,531) (437,726) Total Net Assessed Taxable Unsecured Value 78,663,923 68,560,173 63,868,982 62,935,478 57,571,490 Total Net Assessed Taxable Value 574,445,148$ 600,887,634$ 597,188,446$ 539,773,889$ 487,546,982$ FY 2006 2005 2004 2003 2002 Secured: (1) Land 103,496,559$ 91,523,675$ 83,600,129$ 76,423,641$ 70,984,182$ Improvements 298,197,384 243,139,587 221,590,995 176,923,362 167,824,429 Personal Property 3,890,560 3,152,374 1,581,880 1,224,360 1,221,819 Penalty 0 0 0 0 255 Less Other Exempt (20,251,190) (19,430,222) (3,149,364) (2,977,801) (2,868,530) Less Home Owner Value (2,046,800) (1,974,000) (1,912,400) (1,750,000) (1,687,000) Total Net Assessed Taxable Secured Value 383,286,513 316,411,414 301,711,240 249,843,562 235,475,155 Unsecured: Land 370 2,138 2,138 2,213 29,325 Improvements 12,424,085 9,635,015 13,245,112 8,281,641 11,021,570 Personal Property 38,091,911 35,730,772 37,209,995 26,061,080 21,453,363 Penalty 0 0 0 0 904,695 Less Other Exempt (434,582) (455,101) (470,220) (459,656) (646,953) Total Net Assessed Taxable Unsecured Value 50,081,784 44,912,824 49,987,025 33,885,278 32,762,000 Total Net Assessed Taxable Value 433,368,297$ 361,324,238$ 351,698,265$ 283,728,840$ 268,237,155$ (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations & City of Palm Desert Redevelopment Agency 230 City of Palm Desert Change in Taxable Values Redevelopment Project Area # 3 2011 versus 2010 FY 2011 2010 % Change Secured: (1) Land 123,088,378$ 125,790,120$ -2.1% Improvements 392,221,646$ 424,745,043$ -7.7% Personal Property 3,523,812$ 5,011,721$ -29.7% Penalty 0$ 0$ 0.0% Less Other Exempt (20,749,611)$ (20,847,823)$ -0.5% Less Home Owner Value (2,303,000)$ (2,371,600)$ -2.9% Total Net Assessed Taxable Secured Value 495,781,225 532,327,461 -6.9% Unsecured: Land 0$ 0$ 0.0% Improvements 8,768,007$ 14,220,568$ -38.3% Personal Property 70,315,349$ 54,874,036$ 28.1% Penalty 0$ 0$ 0.0% Less Other Exempt (419,433)$ (534,431)$ -21.5% Total Net Assessed Taxable Unsecured Value 78,663,923 68,560,173 14.7% Total Net Assessed Taxable Value 574,445,148$ 600,887,634$ -4.4% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations & City of Palm Desert Redevelopment Agency 231 City of Palm Desert Historical Net Assessed Taxable Values Redevelopment Project Area # 4 Last Ten Fiscal Years FY 2011 2010 2009 2008 2007 Secured: (1) Land 535,851,149$ 571,851,472$ 612,342,380$ 589,549,492$ 538,079,392$ Improvements 1,239,148,331 1,299,807,730 1,338,202,248 1,340,102,309 1,253,230,590 Personal Property 3,145,190 3,272,357 3,221,691 4,306,781 895,558 Penalty (2)0 0 0 0 0 Less Other Exempt (3,156,884) (3,073,279) (3,034,308) (3,046,149) (2,814,993) Less Home Owner Value (14,840,000) (14,991,200) (15,250,200) (15,577,800) (15,797,600) Less B Inv. Value Total Net Assessed Taxable Secured Value 1,760,147,786 1,856,867,080 1,935,481,811 1,915,334,633 1,773,592,947 Unsecured: Land 0 0 0 0 0 Improvements 971,923 1,383,594 1,404,311 1,372,786 1,581,231 Personal Property 3,219,710 6,284,727 6,296,641 6,712,170 7,973,923 Penalty (2)0 0 0 0 0 Total Net Assessed Taxable Unsecured Value 4,191,633 7,668,321 7,700,952 8,084,956 9,555,154 Total Net Assessed Taxable Value 1,764,339,419$ 1,864,535,401$ 1,943,182,763$ 1,923,419,589$ 1,783,148,101$ FY 2006 2005 2004 2003 2002 Secured: (1) Land 480,264,736$ 423,136,913$ 387,894,896$ 363,532,124$ 336,601,532$ Improvements 1,145,343,698 1,060,291,261 1,000,472,990 943,610,707 861,691,896 Personal Property 1,037,306 1,039,548 903,523 1,176,104 1,269,934 Penalty (2)0 0 0 0 91,675 Less Other Exempt (2,988,924) (2,213,136) (2,236,588) (2,005,855) (1,924,780) Less Home Owner Value (15,874,600) (16,083,200) (16,032,800) (15,162,000) (14,604,800) Less B Inv. Value 0 0 0 Total Net Assessed Taxable Secured Value 1,607,782,216 1,466,171,386 1,371,002,021 1,291,151,080 1,183,125,457 Unsecured: Land 0 0 0 0 0 Improvements 1,606,970 2,043,627 1,172,618 1,610,760 1,878,576 Personal Property 10,276,814 4,639,732 3,438,910 6,790,656 8,053,034 Penalty (2)0 0 0 0 70,495 Total Net Assessed Taxable Unsecured Value 11,883,784 6,683,359 4,611,528 8,401,416 10,002,105 Total Net Assessed Taxable Value 1,619,666,000$ 1,472,854,745$ 1,375,613,549$ 1,299,552,496$ 1,193,127,562$ (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations & City of Palm Desert Redevelopment Agency 232 City of Palm Desert Change in Taxable Values Redevelopment Project Area # 4 2011 versus 2010 FY 2011 2010 % Change Secured: (1) Land 535,851,149$ 571,851,472$ -6.3% Improvements 1,239,148,331$ 1,299,807,730$ -4.7% Personal Property 3,145,190$ 3,272,357$ -3.9% Penalty 0$ 0$ 0.0% Less Other Exempt (3,156,884)$ (3,073,279)$ 2.7% Less Home Owner Value (14,840,000)$ (14,991,200)$ -1.0% Less B Inv. Value 0$ 0$ 0.0% Total Net Assessed Taxable Secured Value 1,760,147,786 1,856,867,080 -5.2% Unsecured: Land 0$ 0$ 0.0% Improvements 971,923$ 1,383,594$ -29.8% Personal Property 3,219,710$ 6,284,727$ -48.8% Penalty 0$ 0$ 0.0% Total Net Assessed Taxable Unsecured Value 4,191,633 7,668,321 -45.3% Total Net Assessed Taxable Value 1,764,339,419$ 1,864,535,401$ -5.4% (1) Secured values include State assessed data. Source: County of Riverside, County Auditor Controller, Assessed Valuations & City of Palm Desert Redevelopment Agency 233 THIS PAGE INTENTIONALLY LEFT BLANK 234